Monetary Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	88579y101	434,547	3,975	SH		SOLE		3,975	0	0
AT&T	COM	00206R102	111,335	6,635	SH		SOLE		6,635	0	0
Abbott Labs	COM	002824100	3,417,453	31,048	SH		SOLE		31,048	0	0
Abbvie Inc.	COM	00287Y109	5,844,694	37,715	SH		SOLE		37,715	0	0
Accenture Plc	COM	G1151C101	1,517,686	4,325	SH		SOLE		4,325	0	0
Adobe	COM	00724F101	2,380,434	3,990	SH		SOLE		3,990	0	0
Advanced Micro Devices, Inc.	COM	007903107	2,032,047	13,785	SH		SOLE		13,785	0	0
Aes Corporation	COM	00130H105	19,250	1,000	SH		SOLE		1,000	0	0
Aflac	COM	001055102	660,000	8,000	SH		SOLE		8,000	0	0
Air Products & Chemicals	COM	009158106	817,293	2,985	SH		SOLE		2,985	0	0
Allstate Corporation	COM	020002101	307,956	2,200	SH		SOLE		2,200	0	0
Alphabet Inc (A)	COM	02079k305	8,435,181	60,385	SH		SOLE		60,385	0	0
Alphabet Inc (C)	COM	02079k107	1,216,934	8,635	SH		SOLE		8,635	0	0
Altria Group, Inc.	COM	02209S103	338,856	8,400	SH		SOLE		8,400	0	0
Amazon.Com Inc	COM	023135106	7,309,074	48,105	SH		SOLE		48,105	0	0
Ameren Corp	COM	023608102	163,416	2,259	SH		SOLE		2,259	0	0
American Electric Power Company, Inc.	COM	025537101	350,870	4,320	SH		SOLE		4,320	0	0
American Express Co	COM	025816109	388,730	2,075	SH		SOLE		2,075	0	0
American International Group, Inc.	COM	026874784	578,585	8,540	SH		SOLE		8,540	0	0
American Tower Corp	COM	03027X100	1,461,076	6,768	SH		SOLE		6,768	0	0
American Waterworks Co	COM	030420103	65,995	500	SH		SOLE		500	0	0
Ametek Inc.	COM	031100100	239,090	1,450	SH		SOLE		1,450	0	0
Amgen Inc	COM	031162100	4,114,654	14,286	SH		SOLE		14,286	0	0
Amphenol Corp	COM	032095101	366,781	3,700	SH		SOLE		3,700	0	0
Anthem Inc.	COM	036752103	117,890	250	SH		SOLE		250	0	0
Apollo Global Management Ord Shs	COM	03769m106	27,957	300	SH		SOLE		300	0	0
Apple Inc Com	COM	037833100	26,858,513	139,503	SH		SOLE		139,503	0	0
Applied Materials Inc.	COM	038222105	239,053	1,475	SH		SOLE		1,475	0	0
Aramark	COM	03852u106	14,050	500	SH		SOLE		500	0	0
Astrazeneca Plc	COM	046353108	370,425	5,500	SH		SOLE		5,500	0	0
Atlassian Ord Shs Class A	COM	049468101	49,951	210	SH		SOLE		210	0	0
Autodesk	COM	052769106	54,783	225	SH		SOLE		225	0	0
Automatic Data Processing	COM	053015103	1,263,862	5,425	SH		SOLE		5,425	0	0
Avalonbay Communities Inc.	COM	053484101	23,402	125	SH		SOLE		125	0	0
BWX Technologies	COM	05605h100	107,422	1,400	SH		SOLE		1,400	0	0
Bankamerica Corp	COM	060505104	159,932	4,750	SH		SOLE		4,750	0	0
Becton Dickinson	COM	075887109	91,436	375	SH		SOLE		375	0	0
Berkshire Hathaway Class B	COM	084670702	1,618,523	4,538	SH		SOLE		4,538	0	0
Blackrock Science & Technology Trust	COM	09258g104	14,979	445	SH		SOLE		445	0	0
Blackstone Group	COM	09260D107	965,535	7,375	SH		SOLE		7,375	0	0
Boeing	COM	097023105	215,044	825	SH		SOLE		825	0	0
Booking Holdings	COM	09857l108	879,711	248	SH		SOLE		248	0	0
Boston Properties Inc.	COM	101121101	10,525	150	SH		SOLE		150	0	0
Bristol-Myers	COM	110122108	1,032,614	20,125	SH		SOLE		20,125	0	0
British American Tobacco	COM	110448107	358,802	12,250	SH		SOLE		12,250	0	0
British Petroleum Ads	COM	055622104	61,950	1,750	SH		SOLE		1,750	0	0
Broadcom, Inc	COM	11135f101	5,488,601	4,917	SH		SOLE		4,917	0	0
Brookfield Renewable Sub Voting Class A	COM	11284V105	28,790	1,000	SH		SOLE		1,000	0	0
Bunge Limited	COM	h11356104	40,380	400	SH		SOLE		400	0	0
CSX Corp	COM	126408103	13,868	400	SH		SOLE		400	0	0
CVS Health Corporation	COM	126650100	1,409,515	17,851	SH		SOLE		17,851	0	0
Capital One Financial Corp	COM	14040H105	98,340	750	SH		SOLE		750	0	0
Carrier Global Corporation	COM	14448C104	130,699	2,275	SH		SOLE		2,275	0	0
Caterpillar Inc.	COM	149123101	3,072,603	10,392	SH		SOLE		10,392	0	0
Centene Corp	COM	15135b101	259,735	3,500	SH		SOLE		3,500	0	0
Chargepoint Holdings Inc.	COM	15961r105	4,095	1,750	SH		SOLE		1,750	0	0
Charles Schwab	COM	808513105	75,680	1,100	SH		SOLE		1,100	0	0
Cheniere Energy	COM	16411r208	645,140	5,550	SH		SOLE		5,550	0	0
Chevron Corp	COM	166764100	3,023,175	20,268	SH		SOLE		20,268	0	0
Chubb LTD	COM	H1467J104	984,230	4,355	SH		SOLE		4,355	0	0
Cigna Corp	COM	125523100	800,430	2,673	SH		SOLE		2,673	0	0
Cisco Systems Inc.	COM	17275R102	1,278,661	25,310	SH		SOLE		25,310	0	0
Citigroup	COM	172967424	83,590	1,625	SH		SOLE		1,625	0	0
Clearway Energy, Inc.	COM	18539C204	115,206	4,200	SH		SOLE		4,200	0	0
Clorox Co-Del	COM	189054109	221,014	1,550	SH		SOLE		1,550	0	0
Coca Cola Co	COM	191216100	808,814	13,725	SH		SOLE		13,725	0	0
Cognizant Tech Solutions	COM	192446102	49,094	650	SH		SOLE		650	0	0
Colgate Palmolive	COM	194162103	705,433	8,850	SH		SOLE		8,850	0	0
Comcast Corp Cl A	COM	20030N101	484,542	11,050	SH		SOLE		11,050	0	0
Commerce Bancshares Inc.	COM	200525103	43,262	810	SH		SOLE		810	0	0
Communication Services Select Sector Fd	COM	81369Y852	352,401	4,850	SH		SOLE		4,850	0	0
Conagra, Inc.	COM	205887102	11,464	400	SH		SOLE		400	0	0
Conocophillips	COM	20825C104	290,407	2,502	SH		SOLE		2,502	0	0
Consol Energy Inc.	COM	20854L108	608,206	6,050	SH		SOLE		6,050	0	0
Consolidated Edison	COM	209115104	877,860	9,650	SH		SOLE		9,650	0	0
Constellation Brands Inc	COM	21036P108	223,619	925	SH		SOLE		925	0	0
Corteva Inc	COM	22052L104	40,684	849	SH		SOLE		849	0	0
Costco Wholesale	COM	22160K105	2,848,245	4,315	SH		SOLE		4,315	0	0
CrowdStrike Holdings	COM	22788C105	1,340,430	5,250	SH		SOLE		5,250	0	0
Cummins Inc.	COM	231021106	427,632	1,785	SH		SOLE		1,785	0	0
Danaher	COM	235851102	404,845	1,750	SH		SOLE		1,750	0	0
Deere & Company	COM	244199105	1,799,415	4,500	SH		SOLE		4,500	0	0
Delta Air Lines	COM	247361702	1,163,653	28,925	SH		SOLE		28,925	0	0
Discover Finl Svcs	COM	254709108	556,380	4,950	SH		SOLE		4,950	0	0
Disney Walt Co.	COM	254687106	345,359	3,825	SH		SOLE		3,825	0	0
Dnp Select Income Fund Inc.	COM	23325p104	646,176	76,200	SH		SOLE		76,200	0	0
Dominion Energy Inc.	COM	25746U109	18,800	400	SH		SOLE		400	0	0
Dover Corp	COM	260003108	92,286	600	SH		SOLE		600	0	0
Dow Inc.	COM	260557103	346,753	6,323	SH		SOLE		6,323	0	0
Duke Energy Corp.	COM	26441C204	575,738	5,933	SH		SOLE		5,933	0	0
Dupont De Nemours Inc	COM	26614N102	24,310	316	SH		SOLE		316	0	0
EOG Resources Inc	COM	26875P101	1,115,764	9,225	SH		SOLE		9,225	0	0
Easterly Government Properties, Inc	COM	27616P103	215,040	16,000	SH		SOLE		16,000	0	0
Edwards Lifesciences	COM	28176E108	571,112	7,490	SH		SOLE		7,490	0	0
Eli Lilly And Co.	COM	532457108	9,947,530	17,065	SH		SOLE		17,065	0	0
Emerson Electric	COM	291011104	652,111	6,700	SH		SOLE		6,700	0	0
Energizer Holdings Inc.	COM	29272W109	22,176	700	SH		SOLE		700	0	0
Energy Transfer Partners, LP	COM	29273V100	910,800	66,000	SH		SOLE		66,000	0	0
Enterprise Prods Partners Lp	COM	293792107	728,841	27,660	SH		SOLE		27,660	0	0
Exelon Corporation	COM	30161N101	17,950	500	SH		SOLE		500	0	0
Exxon Mobil Corp	COM	30231G102	534,893	5,350	SH		SOLE		5,350	0	0
Fastenal Company	COM	311900104	12,954	200	SH		SOLE		200	0	0
Federal Realty Investment Trust	COM	313745101	386,437	3,750	SH		SOLE		3,750	0	0
Fidelity Natl Information Serv	COM	31620m106	289,838	4,825	SH		SOLE		4,825	0	0
Fifth Third Bnc	COM	316773100	151,135	4,382	SH		SOLE		4,382	0	0
Fiserv, Inc.	COM	337738108	33,210	250	SH		SOLE		250	0	0
Flex Lng Ltd	COM	g35947202	313,848	10,800	SH		SOLE		10,800	0	0
Ford Motor Co	COM	345370860	36,570	3,000	SH		SOLE		3,000	0	0
Fortrea Holdings Ord Shs	COM	34965k107	52,350	1,500	SH		SOLE		1,500	0	0
General Dynamics	COM	369550108	205,139	790	SH		SOLE		790	0	0
General Mills Inc.	COM	370334104	159,593	2,450	SH		SOLE		2,450	0	0
Gilead Sciences Inc	COM	375558103	20,252	250	SH		SOLE		250	0	0
Glaxosmithkline Plc Adr	COM	03773w204	542,929	14,650	SH		SOLE		14,650	0	0
Goldman Sachs	COM	38141G104	433,991	1,125	SH		SOLE		1,125	0	0
Graco Inc.	COM	384109104	78,084	900	SH		SOLE		900	0	0
Grainger W W Inc.	COM	384802104	124,303	150	SH		SOLE		150	0	0
Haleon ADR Representing	COM	405552100	1,646	200	SH		SOLE		200	0	0
Hallador Energy Company	COM	40609p105	128,180	14,500	SH		SOLE		14,500	0	0
Hartford Financial Services	COM	416515104	163,975	2,040	SH		SOLE		2,040	0	0
Healthpeak Properties Inc	COM	42250P103	23,760	1,200	SH		SOLE		1,200	0	0
Home Depot Inc	COM	437076102	8,769,101	25,304	SH		SOLE		25,304	0	0
Honeywell International	COM	438516106	1,415,542	6,750	SH		SOLE		6,750	0	0
Humana Inc.	COM	444859102	1,619,274	3,537	SH		SOLE		3,537	0	0
I Shares Core S&P 500 Index	COM	464287200	1,253,779	2,625	SH		SOLE		2,625	0	0
I Shares MSCI Emerg Mkts	COM	464287234	368,324	9,160	SH		SOLE		9,160	0	0
I Shares Nasdaq Bitotech Fd	COM	464287556	40,755	300	SH		SOLE		300	0	0
I Shares Russell 1000 Value Index	COM	464287598	3,518,668	21,293	SH		SOLE		21,293	0	0
I Shares Select Dividend	COM	464287168	2,285,790	19,500	SH		SOLE		19,500	0	0
I Shares Tr Russell 1000 Growth Index	COM	464287614	4,048,532	13,354	SH		SOLE		13,354	0	0
IBM Corp	COM	459200101	1,117,374	6,832	SH		SOLE		6,832	0	0
IShares Expanded Tech-Software	COM	464287515	326,540	805	SH		SOLE		805	0	0
IShares Russell 2000 Index Fd	COM	464287655	1,083,232	5,397	SH		SOLE		5,397	0	0
IShares Russell 2000 Value	COM	464287630	23,299	150	SH		SOLE		150	0	0
IShares Russell 3000 ETF	COM	464287689	27,374	100	SH		SOLE		100	0	0
IShares Russell Mid Val Index	COM	464287473	552,377	4,750	SH		SOLE		4,750	0	0
IShares Russell Midcap Growth Index	COM	464287481	182,805	1,750	SH		SOLE		1,750	0	0
ITT Inc.	COM	45073v108	47,728	400	SH		SOLE		400	0	0
Illinois Tool Works	COM	452308109	366,716	1,400	SH		SOLE		1,400	0	0
Ingersoll Rand	COM	45687v106	10,828	140	SH		SOLE		140	0	0
Intel Corporation	COM	458140100	1,565,287	31,150	SH		SOLE		31,150	0	0
Intercontinental Exchange Inc	COM	45866F104	25,686	200	SH		SOLE		200	0	0
Intuit Inc.	COM	461202103	1,125,054	1,800	SH		SOLE		1,800	0	0
Intuitive Surgical Inc.	COM	46120E602	646,044	1,915	SH		SOLE		1,915	0	0
Invesco Financial Preferred ETF	COM	46137v621	14,580	1,000	SH		SOLE		1,000	0	0
Invesco QQQ Trust	COM	46090e103	798,564	1,950	SH		SOLE		1,950	0	0
Iron Mountain, Inc.	COM	46284V101	125,964	1,800	SH		SOLE		1,800	0	0
Ishares Amt Free Muni	COM	464288414	542,050	5,000	SH		SOLE		5,000	0	0
Ishares MSCI Eafe Index Fd	COM	464287465	270,883	3,595	SH		SOLE		3,595	0	0
Ishares Phlx Semiconductor	COM	464287523	881,433	1,530	SH		SOLE		1,530	0	0
Ishares Russell Midcap Index Fund	COM	464287499	962,297	12,380	SH		SOLE		12,380	0	0
Ishares Silver Trust	COM	46428Q109	43,560	2,000	SH		SOLE		2,000	0	0
Ishares Tr S&P 500 Growth	COM	464287309	281,625	3,750	SH		SOLE		3,750	0	0
Ishares Tr S&P 500 Value	COM	464287408	260,835	1,500	SH		SOLE		1,500	0	0
Ishares US Real Estate	COM	464287739	148,541	1,625	SH		SOLE		1,625	0	0
J P Morgan/Chase	COM	46625H100	4,593,380	27,004	SH		SOLE		27,004	0	0
JB Hunt Transport	COM	445658107	299,610	1,500	SH		SOLE		1,500	0	0
Jacob Solutions Inc	COM	46982l108	25,960	200	SH		SOLE		200	0	0
Jefferies Financial Group Inc	COM	47233W109	299,034	7,400	SH		SOLE		7,400	0	0
Johnson & Johnson	COM	478160104	2,641,069	16,850	SH		SOLE		16,850	0	0
Johnson Controls International Plc	COM	g51502105	259,380	4,500	SH		SOLE		4,500	0	0
Kayne Anderson Mlp	COM	486606106	482,022	54,900	SH		SOLE		54,900	0	0
Kellogg	COM	487836108	41,932	750	SH		SOLE		750	0	0
Keurig Dr. Pepper	COM	49271v100	14,161	425	SH		SOLE		425	0	0
Kimberly Clark Corp.	COM	494368103	328,077	2,700	SH		SOLE		2,700	0	0
Kinder Morgan Inc	COM	49456B101	416,304	23,600	SH		SOLE		23,600	0	0
Kla-Tencor Corp	COM	482480100	1,652,636	2,843	SH		SOLE		2,843	0	0
Kraft Heinz (The)	COM	500754106	221,880	6,000	SH		SOLE		6,000	0	0
L3Harris Technologies	COM	502431109	2,273,643	10,795	SH		SOLE		10,795	0	0
Lab Corp. Of America Holdings	COM	50540R409	454,580	2,000	SH		SOLE		2,000	0	0
Lam Research Corp.	COM	512807108	3,219,982	4,111	SH		SOLE		4,111	0	0
Lockheed Martin Corp	COM	539830109	1,356,094	2,992	SH		SOLE		2,992	0	0
Louisiana Pac Corp	COM	546347105	35,415	500	SH		SOLE		500	0	0
Lowes Companies	COM	548661107	2,446,937	10,995	SH		SOLE		10,995	0	0
Lyondellbasell Industries	COM	n53745100	38,032	400	SH		SOLE		400	0	0
M & T Bank Corp	COM	55261F104	68,540	500	SH		SOLE		500	0	0
MFS Intermediate	COM	55273C107	10,720	4,000	SH		SOLE		4,000	0	0
MGE Energy	COM	55277P104	21,693	300	SH		SOLE		300	0	0
MPLX Com Unit Rep LTD	COM	55336V100	400,028	10,894	SH		SOLE		10,894	0	0
Marathon Pete Corp	COM	56585A102	103,852	700	SH		SOLE		700	0	0
Market Vectors Gold Miners ETF	COM	92189f106	15,505	500	SH		SOLE		500	0	0
Marriott International	COM	571903202	84,566	375	SH		SOLE		375	0	0
Martin Marietta Materials	COM	573284106	249,455	500	SH		SOLE		500	0	0
Marvell Technology, Inc.	COM	573874104	30,155	500	SH		SOLE		500	0	0
Mastercard Inc.	COM	57636Q104	3,473,924	8,145	SH		SOLE		8,145	0	0
Mcdonald's Corporation	COM	580135101	1,967,047	6,634	SH		SOLE		6,634	0	0
Mckesson Corp	COM	58155Q103	46,298	100	SH		SOLE		100	0	0
Medtronic Inc	COM	G5960L103	1,054,464	12,800	SH		SOLE		12,800	0	0
Merck & Co., Inc.	COM	58933Y105	1,025,333	9,405	SH		SOLE		9,405	0	0
Meta Platforms Inc.	COM	30303m102	5,058,088	14,290	SH		SOLE		14,290	0	0
Metlife Inc Com	COM	59156R108	148,792	2,250	SH		SOLE		2,250	0	0
Micron Technology	COM	595112103	320,025	3,750	SH		SOLE		3,750	0	0
Microsoft Corp	COM	594918104	27,110,604	72,095	SH		SOLE		72,095	0	0
Mondelez Intl Inc	COM	609207105	772,756	10,669	SH		SOLE		10,669	0	0
Moog, Inc.	COM	615394202	28,956	200	SH		SOLE		200	0	0
Morgan Stanley	COM	617446448	139,875	1,500	SH		SOLE		1,500	0	0
Nestles Sa Spons Adr	COM	641069406	153,046	1,321	SH		SOLE		1,321	0	0
Netflix	COM	64110L106	870,541	1,788	SH		SOLE		1,788	0	0
Neuberger Bernman MLP Income Fund, Inc	COM	64129h104	48,160	7,000	SH		SOLE		7,000	0	0
New Residential Investment Corp	COM	64828T201	306,516	28,700	SH		SOLE		28,700	0	0
Newmont Mining	COM	651639106	27,938	675	SH		SOLE		675	0	0
Nextera Energy Inc.	COM	65339F101	443,402	7,300	SH		SOLE		7,300	0	0
Nextera Energy Partners LP	COM	65341b106	1,038,958	34,165	SH		SOLE		34,165	0	0
Nike Inc Cl B	COM	654106103	1,392,410	12,825	SH		SOLE		12,825	0	0
Nisource Inc	COM	65473P105	51,905	1,955	SH		SOLE		1,955	0	0
Norfolk Southern	COM	655844108	366,389	1,550	SH		SOLE		1,550	0	0
Northrop Grumman Corp	COM	666807102	877,762	1,875	SH		SOLE		1,875	0	0
Northwest Natural Holding CO	COM	66765n105	19,470	500	SH		SOLE		500	0	0
Novartis Ag	COM	66987V109	127,121	1,259	SH		SOLE		1,259	0	0
Novo Nordisk Inc.	COM	670100205	436,559	4,220	SH		SOLE		4,220	0	0
Nucor Corp.	COM	670346105	174,040	1,000	SH		SOLE		1,000	0	0
Nvidia Corp.	COM	67066G104	9,624,601	19,435	SH		SOLE		19,435	0	0
O'Reilly Automotive Inc.	COM	67103H107	1,833,654	1,930	SH		SOLE		1,930	0	0
Olin Corporation	COM	680665205	3,296,345	61,100	SH		SOLE		61,100	0	0
Oneok Inc.	COM	682680103	1,579,950	22,500	SH		SOLE		22,500	0	0
Oracle Corp	COM	68389X105	1,933,059	18,335	SH		SOLE		18,335	0	0
Otis Worldwide Corporation	COM	68902V107	53,324	596	SH		SOLE		596	0	0
PPG Industries Inc.	COM	693506107	284,145	1,900	SH		SOLE		1,900	0	0
Palo Alto Networks	COM	697435105	1,478,823	5,015	SH		SOLE		5,015	0	0
Parker Hannifin	COM	701094104	1,340,637	2,910	SH		SOLE		2,910	0	0
Paychex	COM	704326107	65,510	550	SH		SOLE		550	0	0
Paypal Holdings Inc	COM	70450y103	337,448	5,495	SH		SOLE		5,495	0	0
Pepsico Inc	COM	713448108	4,523,688	26,635	SH		SOLE		26,635	0	0
Pfizer, Inc.	COM	717081103	1,127,157	39,151	SH		SOLE		39,151	0	0
Philip Morris Intl Inc	COM	718172109	1,559,376	16,575	SH		SOLE		16,575	0	0
Phillips 66	COM	718546104	356,416	2,677	SH		SOLE		2,677	0	0
Pinnacle West Capital	COM	723484101	28,736	400	SH		SOLE		400	0	0
Pioneer Natural Resource Co	COM	723787107	597,281	2,656	SH		SOLE		2,656	0	0
Price T Rowe Associates	COM	74144T108	21,538	200	SH		SOLE		200	0	0
Procter & Gamble	COM	742718109	2,502,170	17,075	SH		SOLE		17,075	0	0
Progressive Corp Ohio	COM	743315103	111,496	700	SH		SOLE		700	0	0
Public Storage	COM	74460d109	320,250	1,050	SH		SOLE		1,050	0	0
Qualcomm Inc	COM	747525103	2,324,927	16,075	SH		SOLE		16,075	0	0
Quanex Corp	COM	747619104	917,100	30,000	SH		SOLE		30,000	0	0
Raytheon Technologies Corp	COM	75513E101	763,655	9,076	SH		SOLE		9,076	0	0
Real Estate Select Sector SPDR Fund	COM	81369y860	445,387	11,118	SH		SOLE		11,118	0	0
Realty Income Corp	COM	756109104	20,671	360	SH		SOLE		360	0	0
Regeneron Pharmaceuticals	COM	75886F107	1,042,530	1,187	SH		SOLE		1,187	0	0
Rockwell Automation	COM	773903109	60,544	195	SH		SOLE		195	0	0
S&P SPDR Utilities	COM	81369y886	488,908	7,720	SH		SOLE		7,720	0	0
SRH Total Return Fund, Inc	COM	101507101	166,440	12,000	SH		SOLE		12,000	0	0
Salesforce.Com	COM	79466l302	598,643	2,275	SH		SOLE		2,275	0	0
Sanofi Aventis Sponsored Adr	COM	80105N105	49,730	1,000	SH		SOLE		1,000	0	0
Schlumberger Ltd	COM	806857108	52,040	1,000	SH		SOLE		1,000	0	0
Seagate Technology	COM	G7997R103	64,027	750	SH		SOLE		750	0	0
Sector Spdr Tr Shs Ben Int Technology	COM	81369Y803	1,320,413	6,860	SH		SOLE		6,860	0	0
Select SPDR Materials (XLB)	COM	81369y100	597,925	6,990	SH		SOLE		6,990	0	0
Select SPDR Tr Energy	COM	81369y506	1,490,675	17,780	SH		SOLE		17,780	0	0
Select SPDR Tr Health Care Sector	COM	81369y209	204,570	1,500	SH		SOLE		1,500	0	0
Select Sector SPDR Financial	COM	81369y605	1,295,320	34,450	SH		SOLE		34,450	0	0
Select Sector Spider Con Disc	COM	81369y407	1,127,397	6,305	SH		SOLE		6,305	0	0
Select Sector Spider Industrial	COM	81369y704	370,467	3,250	SH		SOLE		3,250	0	0
Select Spiders Consumer Staples	COM	81369y308	623,780	8,660	SH		SOLE		8,660	0	0
Sempra Energy	COM	816851109	29,892	400	SH		SOLE		400	0	0
Service Now Inc.	COM	81762p102	614,646	870	SH		SOLE		870	0	0
Service Properties Trust	COM	81761l102	25,620	3,000	SH		SOLE		3,000	0	0
Sherwin Williams Company	COM	824348106	2,338,626	7,498	SH		SOLE		7,498	0	0
Simon Property Group	COM	828806109	731,030	5,125	SH		SOLE		5,125	0	0
Sirius Xm Holdings Inc.	COM	82968b103	43,213	7,900	SH		SOLE		7,900	0	0
Sl Green realty Reit Ord Shs	COM	78440x887	22,585	500	SH		SOLE		500	0	0
Smucker Jm Co	COM	832696405	44,233	350	SH		SOLE		350	0	0
Snowflake Inc.	COM	833445109	24,875	125	SH		SOLE		125	0	0
Southern Co.	COM	842587107	692,505	9,876	SH		SOLE		9,876	0	0
Southwest Airlines	COM	844741108	28,880	1,000	SH		SOLE		1,000	0	0
Spire, Inc. (formerly Laclede Gas)	COM	84857l101	132,472	2,125	SH		SOLE		2,125	0	0
Standard & Poors Dep Rec Trust	COM	78462F103	977,713	2,057	SH		SOLE		2,057	0	0
Standard & Poors Midcap 400	COM	78467y107	116,697	230	SH		SOLE		230	0	0
Starbucks Corp	COM	855244109	1,603,367	16,700	SH		SOLE		16,700	0	0
Stryker Corp	COM	863667101	2,169,588	7,245	SH		SOLE		7,245	0	0
Synopsys Ord Shs	COM	871607107	1,498,388	2,910	SH		SOLE		2,910	0	0
Sysco Corp.	COM	871829107	65,817	900	SH		SOLE		900	0	0
TJX Cos Inc New Com	COM	872540109	1,191,387	12,700	SH		SOLE		12,700	0	0
Taiwan Semiconductor Co.	COM	874039100	104,000	1,000	SH		SOLE		1,000	0	0
Target Corp	COM	87612E106	99,694	700	SH		SOLE		700	0	0
Tesla Motors Inc.	COM	88160R101	2,633,391	10,598	SH		SOLE		10,598	0	0
Texas Instruments Inc	COM	882508104	375,864	2,205	SH		SOLE		2,205	0	0
The Travelers Companies	COM	89417E109	123,818	650	SH		SOLE		650	0	0
Thermo Fischer Corp	COM	883556102	2,348,746	4,425	SH		SOLE		4,425	0	0
Tootsie Roll Inds Inc.	COM	890516107	26,891	809	SH		SOLE		809	0	0
Tortoise Energy Infrastructure Clsd Fund	COM	89147l886	158,580	5,512	SH		SOLE		5,512	0	0
Total S.A.	COM	89151E109	682,222	10,125	SH		SOLE		10,125	0	0
Truist Financial Corporation	COM	89832Q109	14,325	388	SH		SOLE		388	0	0
US Bancorp	COM	902973304	838,117	19,365	SH		SOLE		19,365	0	0
Ulta Beauty Inc	COM	90384s303	886,882	1,810	SH		SOLE		1,810	0	0
Union Pac Corp	COM	907818108	1,433,193	5,835	SH		SOLE		5,835	0	0
United Parcel Services	COM	911312106	107,074	681	SH		SOLE		681	0	0
Unitedhealth Group Inc	COM	91324P102	6,206,028	11,788	SH		SOLE		11,788	0	0
Vanguard Consumer Discretionary Index Fund	COM	92204A108	15,227	50	SH		SOLE		50	0	0
Vanguard Consumer Staples	COM	92204a207	13,367	70	SH		SOLE		70	0	0
Vanguard Growth ETF	COM	922908736	46,632	150	SH		SOLE		150	0	0
Vanguard Health Care Index Fund	COM	92204A504	28,830	115	SH		SOLE		115	0	0
Vanguard High Div Yield Index	COM	921946406	11,163	100	SH		SOLE		100	0	0
Vanguard Industrials Index Fund	COM	92204A603	18,737	85	SH		SOLE		85	0	0
Vanguard Info Tech	COM	92204A702	31,460	65	SH		SOLE		65	0	0
Vanguard Materials Index Fund	COM	92204A801	8,547	45	SH		SOLE		45	0	0
Vanguard Mega Cap Growth Index Fund	COM	921910816	12,975	50	SH		SOLE		50	0	0
Vanguard REIT ETF	COM	922908553	8,924	101	SH		SOLE		101	0	0
Vanguard Tax Managed Europe Pacific	COM	921943858	4,790	100	SH		SOLE		100	0	0
Vanguard Utilities Index Fund	COM	92204A876	9,321	68	SH		SOLE		68	0	0
Vanguard Value Index Fund ETF	COM	922908744	7,475	50	SH		SOLE		50	0	0
Vector Group, Ltd	COM	92240m108	11,280	1,000	SH		SOLE		1,000	0	0
Veralto Ord Shs	COM	92338c103	25,884	315	SH		SOLE		315	0	0
Verizon Communications	COM	92343V104	1,072,565	28,450	SH		SOLE		28,450	0	0
Vestis Corp	COM	29430c102	5,285	250	SH		SOLE		250	0	0
Viatris	COM	92556V106	9,065	837	SH		SOLE		837	0	0
Visa Inc Com Cl A	COM	92826C839	3,074,733	11,810	SH		SOLE		11,810	0	0
Vitesse Eneregy Ord Shs	COM	92852x103	229,845	10,500	SH		SOLE		10,500	0	0
Vivani Medical Ord Shs	COM	92854b109	311,077	304,977	SH		SOLE		304,977	0	0
Vodafone Group Plc Spon Adr	COM	92857W308	174,000	20,000	SH		SOLE		20,000	0	0
Vulcan Materials Co	COM	929160109	499,422	2,200	SH		SOLE		2,200	0	0
WEC Energy Group Inc.	COM	92939U106	197,799	2,350	SH		SOLE		2,350	0	0
WK Kellogg Ord Shs	COM	92942w107	2,457	187	SH		SOLE		187	0	0
Wal Mart Stores, Inc.	COM	931142103	1,905,358	12,086	SH		SOLE		12,086	0	0
Wal-Mart De Mexico Sa-Sp Adr	COM	93114W107	84,314	2,000	SH		SOLE		2,000	0	0
Walgreen Boots Alliance Inc.	COM	931427108	381,206	14,600	SH		SOLE		14,600	0	0
Warner Bros Discovery Ord Shs Series A	COM	934423104	12,484	1,097	SH		SOLE		1,097	0	0
Wells Fargo	COM	949746101	396,959	8,065	SH		SOLE		8,065	0	0
Welltower Inc.	COM	95040Q104	683,038	7,575	SH		SOLE		7,575	0	0
Western Digital Corp	COM	958102105	26,185	500	SH		SOLE		500	0	0
Westrock Company	COM	96145d105	12,456	300	SH		SOLE		300	0	0
Williams Co.S	COM	969457100	1,976,602	56,750	SH		SOLE		56,750	0	0
Xcel Energy	COM	98389B100	30,955	500	SH		SOLE		500	0	0
Yum Brands, Inc.	COM	988498101	130,660	1,000	SH		SOLE		1,000	0	0
Yum China Holdings, Inc	COM	98850p109	63,645	1,500	SH		SOLE		1,500	0	0
Zoetis Inc Cl A	COM	98978V103	480,596	2,435	SH		SOLE		2,435	0	0
iShares MBS Etf	COM	464288588	329,280	3,500	SH		SOLE		3,500	0	0
iShares US Medical Devices ETF	COM	464288810	91,749	1,700	SH		SOLE		1,700	0	0
iShares international Select Dividend Etf	COM	464288448	629,775	22,500	SH		SOLE		22,500	0	0