Monetary Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	88579y101	370,439	3,625	SH		SOLE		3,625	0	0
AT&T	COM	00206R102	140,172	7,335	SH		SOLE		7,335	0	0
Abbott Laboratories	COM	002824100	3,251,032	31,287	SH		SOLE		31,287	0	0
Abbvie lnc.	COM	00287Y109	6,460,301	37,665	SH		SOLE		37,665	0	0
Accenture Plc	COM	G1151C101	1,327,419	4,375	SH		SOLE		4,375	0	0
Adobe Inc.	COM	00724F101	2,288,825	4,120	SH		SOLE		4,120	0	0
Advanced Micro Devices Inc.	COM	007903107	1,495,576	9,220	SH		SOLE		9,220	0	0
Aercap Holdings	COM	n00985106	298,240	3,200	SH		SOLE		3,200	0	0
Aes Corporation	COM	00130H105	17,570	1,000	SH		SOLE		1,000	0	0
Aflac	COM	001055102	629,635	7,050	SH		SOLE		7,050	0	0
Air Lease Corp	COM	00912x302	95,060	2,000	SH		SOLE		2,000	0	0
Air Products & Chemicals	COM	009158106	661,898	2,565	SH		SOLE		2,565	0	0
Allstate Corporation	COM	020002101	351,252	2,200	SH		SOLE		2,200	0	0
Alphabet Inc (A)	COM	02079K305	11,745,032	64,480	SH		SOLE		64,480	0	0
Alphabet Inc (C)	COM	02079k107	1,638,862	8,935	SH		SOLE		8,935	0	0
Altria Group, Inc.	COM	02209S103	218,640	4,800	SH		SOLE		4,800	0	0
Amazon.Com Inc.	COM	023135106	10,148,524	52,515	SH		SOLE		52,515	0	0
Ameren Corp	COM	023608102	160,637	2,259	SH		SOLE		2,259	0	0
American Electric Power Company, Inc.	COM	025537101	379,037	4,320	SH		SOLE		4,320	0	0
American Express Co	COM	025816109	549,931	2,375	SH		SOLE		2,375	0	0
American International Group, Inc.	COM	026874784	634,010	8,540	SH		SOLE		8,540	0	0
American Tower Corporation	COM	03027X100	635,234	3,268	SH		SOLE		3,268	0	0
American Waterworks Co	COM	030420103	64,580	500	SH		SOLE		500	0	0
Amgen Inc.	COM	031162100	4,451,163	14,246	SH		SOLE		14,246	0	0
Amphenol Corp	COM	032095101	498,538	7,400	SH		SOLE		7,400	0	0
Annaly Capital Management	COM	035710839	8,329	437	SH		SOLE		437	0	0
Anthem Inc.	COM	036752103	135,465	250	SH		SOLE		250	0	0
Apollo Global Management Ord Shs	COM	03769m106	35,421	300	SH		SOLE		300	0	0
Apple Inc.	COM	037833100	29,771,769	141,353	SH		SOLE		141,353	0	0
Applied Materials Inc.	COM	038222105	348,085	1,475	SH		SOLE		1,475	0	0
Aramark	COM	03852u106	17,010	500	SH		SOLE		500	0	0
Astrazeneca Plc	COM	046353108	428,945	5,500	SH		SOLE		5,500	0	0
Atlassian Ord Shs Class A	COM	049468101	37,145	210	SH		SOLE		210	0	0
Autodesk	COM	052769106	55,676	225	SH		SOLE		225	0	0
Automatic Data Processing	COM	053015103	1,294,893	5,425	SH		SOLE		5,425	0	0
Avalonbay Communities Inc.	COM	053484101	25,861	125	SH		SOLE		125	0	0
Bankamerica Corp	COM	060505104	188,907	4,750	SH		SOLE		4,750	0	0
Becton Dickinson	COM	075887109	58,427	250	SH		SOLE		250	0	0
Berkshire Hathaway Class B	COM	084670702	1,872,500	4,603	SH		SOLE		4,603	0	0
Blackrock Science & Technology Trust	COM	09258g104	16,759	445	SH		SOLE		445	0	0
Blackstone Group	COM	09260D107	148,560	1,200	SH		SOLE		1,200	0	0
Boeing	COM	097023105	59,153	325	SH		SOLE		325	0	0
Booking Hldgs Inc.	COM	09857L108	1,002,259	253	SH		SOLE		253	0	0
Boston Properties Inc.	COM	101121101	9,234	150	SH		SOLE		150	0	0
Bristol-Myers	COM	110122108	801,529	19,300	SH		SOLE		19,300	0	0
British American Tobacco	COM	110448107	227,335	7,350	SH		SOLE		7,350	0	0
British Petroleum Ads	COM	055622104	63,175	1,750	SH		SOLE		1,750	0	0
Broadcom Inc.	COM	11135F101	8,713,211	5,427	SH		SOLE		5,427	0	0
Brookfield Renewable Sub Voting Class A	COM	11284V105	28,380	1,000	SH		SOLE		1,000	0	0
Bunge Limited	COM	h11356104	42,708	400	SH		SOLE		400	0	0
CSX Corp	COM	126408103	60,210	1,800	SH		SOLE		1,800	0	0
CVS Health Corporation	COM	126650100	757,031	12,818	SH		SOLE		12,818	0	0
Cadence Design Systems	COM	127387108	1,466,429	4,765	SH		SOLE		4,765	0	0
Calamos Conv Opp Inc Fund	COM	128117108	174,600	15,000	SH		SOLE		15,000	0	0
Capital One Financial Corp	COM	14040H105	103,837	750	SH		SOLE		750	0	0
Carrier Global Corporation	COM	14448C104	130,891	2,075	SH		SOLE		2,075	0	0
Caterpillar Inc.	COM	149123101	3,386,628	10,167	SH		SOLE		10,167	0	0
Centene Corp	COM	15135b101	232,050	3,500	SH		SOLE		3,500	0	0
Charles Schwab	COM	808513105	81,059	1,100	SH		SOLE		1,100	0	0
Cheniere Energy	COM	16411R208	686,777	5,726	SH		SOLE		5,726	0	0
Chevron Corp	COM	166764100	3,242,274	20,728	SH		SOLE		20,728	0	0
Chipotle Mexican Grill Inc.	COM	169656105	93,975	1,500	SH		SOLE		1,500	0	0
Chubb Ltd	COM	H1467J104	1,027,972	4,030	SH		SOLE		4,030	0	0
Cigna Corp	COM	125523100	751,386	2,273	SH		SOLE		2,273	0	0
Cisco Systems Inc.	COM	17275R102	1,089,642	22,935	SH		SOLE		22,935	0	0
Citigroup	COM	172967424	103,122	1,625	SH		SOLE		1,625	0	0
Clearway Energy, Inc.	COM	18539C204	340,722	13,800	SH		SOLE		13,800	0	0
Clorox Co-Del	COM	189054109	211,528	1,550	SH		SOLE		1,550	0	0
Coca Cola Co	COM	191216100	825,859	12,975	SH		SOLE		12,975	0	0
Cognizant Technology Solutions Corp	COM	192446102	44,200	650	SH		SOLE		650	0	0
Colgate Palmolive	COM	194162103	834,544	8,600	SH		SOLE		8,600	0	0
Comcast Corp Cl A	COM	20030N101	370,062	9,450	SH		SOLE		9,450	0	0
Commerce Bancshares Inc.	COM	200525103	45,182	810	SH		SOLE		810	0	0
Communication Services Select Sector Fd	COM	81369Y852	415,451	4,850	SH		SOLE		4,850	0	0
Conagra, Inc.	COM	205887102	11,368	400	SH		SOLE		400	0	0
Conocophillips	COM	20825C104	303,336	2,652	SH		SOLE		2,652	0	0
Consol Energy Inc.	COM	20854L108	617,281	6,050	SH		SOLE		6,050	0	0
Consolidated Edison	COM	209115104	862,903	9,650	SH		SOLE		9,650	0	0
Constellation Brands Inc	COM	21036P108	237,984	925	SH		SOLE		925	0	0
Corteva Inc	COM	22052L104	45,795	849	SH		SOLE		849	0	0
Costco Whsl Corp	COM	22160K105	3,816,455	4,490	SH		SOLE		4,490	0	0
CrowdStrike Holdings	COM	22788C105	2,002,168	5,225	SH		SOLE		5,225	0	0
Cummins Inc.	COM	231021106	494,320	1,785	SH		SOLE		1,785	0	0
Danaher	COM	235851102	412,252	1,650	SH		SOLE		1,650	0	0
Deere & Company	COM	244199105	2,652,773	7,100	SH		SOLE		7,100	0	0
Dell Corporation	COM	24703l202	26,755	194	SH		SOLE		194	0	0
Delta Air Lines Inc.	COM	247361702	974,892	20,550	SH		SOLE		20,550	0	0
Devon Energy Corp.	COM	25179M103	213,300	4,500	SH		SOLE		4,500	0	0
Diamondback Energy	COM	25278x109	330,313	1,650	SH		SOLE		1,650	0	0
Digital Realty Trust Inc.	COM	253868103	138,670	912	SH		SOLE		912	0	0
Discover Finl Svcs	COM	254709108	608,266	4,650	SH		SOLE		4,650	0	0
Disney Walt Co.	COM	254687106	439,358	4,425	SH		SOLE		4,425	0	0
Dnp Select Income Fund Inc.	COM	23325p104	550,740	67,000	SH		SOLE		67,000	0	0
Dominion Energy Inc.	COM	25746U109	19,600	400	SH		SOLE		400	0	0
Dover Corp	COM	260003108	108,270	600	SH		SOLE		600	0	0
Dow Inc.	COM	260557103	335,435	6,323	SH		SOLE		6,323	0	0
Duke Energy Corp.	COM	26441C204	574,619	5,733	SH		SOLE		5,733	0	0
Dupont De Nemours Inc	COM	26614N102	152,931	1,900	SH		SOLE		1,900	0	0
EOG Resources Inc.	COM	26875P101	972,346	7,725	SH		SOLE		7,725	0	0
Easterly Government Properties, Inc	COM	27616P103	272,140	22,000	SH		SOLE		22,000	0	0
Edwards Lifesciences Corp	COM	28176E108	749,583	8,115	SH		SOLE		8,115	0	0
Eli Lilly And Co.	COM	532457108	14,762,221	16,305	SH		SOLE		16,305	0	0
Emerson Electric	COM	291011104	743,580	6,750	SH		SOLE		6,750	0	0
Energizer Holdings Inc.	COM	29272W109	14,770	500	SH		SOLE		500	0	0
Energy Transfer Partners, LP	COM	29273V100	1,038,080	64,000	SH		SOLE		64,000	0	0
Enterprise Prods Partners Lp	COM	293792107	903,017	31,160	SH		SOLE		31,160	0	0
Exelon Corporation	COM	30161N101	17,305	500	SH		SOLE		500	0	0
Exxon Mobil Corp	COM	30231G102	1,341,148	11,650	SH		SOLE		11,650	0	0
Fastenal Company	COM	311900104	12,568	200	SH		SOLE		200	0	0
Federal Realty Investment Trust	COM	313745101	378,637	3,750	SH		SOLE		3,750	0	0
Fidelity Natl Information Serv	COM	31620m106	363,612	4,825	SH		SOLE		4,825	0	0
Fifth Third Bnc	COM	316773100	59,698	1,636	SH		SOLE		1,636	0	0
First Trust NASDAQ-100 Tech Sector Index F	COM	337345102	29,619	150	SH		SOLE		150	0	0
Fiserv, Inc.	COM	337738108	37,260	250	SH		SOLE		250	0	0
Flex Lng Ltd	COM	g35947202	273,104	10,100	SH		SOLE		10,100	0	0
Ford Motor Co	COM	345370860	37,620	3,000	SH		SOLE		3,000	0	0
Generac Holdings Inc.	COM	368736104	158,664	1,200	SH		SOLE		1,200	0	0
General Dynamics	COM	369550108	591,886	2,040	SH		SOLE		2,040	0	0
General Mills Inc.	COM	370334104	154,987	2,450	SH		SOLE		2,450	0	0
Gilead Sciences Inc	COM	375558103	17,152	250	SH		SOLE		250	0	0
Glaxosmithkline Plc Adr	COM	37733w204	574,035	14,910	SH		SOLE		14,910	0	0
Goldman Sachs	COM	38141G104	508,860	1,125	SH		SOLE		1,125	0	0
Graco Inc.	COM	384109104	71,352	900	SH		SOLE		900	0	0
Grainger W W Inc.	COM	384802104	135,336	150	SH		SOLE		150	0	0
Hartford Financial Services	COM	416515104	620,834	6,175	SH		SOLE		6,175	0	0
Healthpeak Properties Inc	COM	42250P103	23,520	1,200	SH		SOLE		1,200	0	0
Hershey Foods Inc.	COM	427866108	82,723	450	SH		SOLE		450	0	0
Home Depot Inc	COM	437076102	8,824,248	25,634	SH		SOLE		25,634	0	0
Honeywell International	COM	438516106	1,334,625	6,250	SH		SOLE		6,250	0	0
Humana Inc.	COM	444859102	1,172,140	3,137	SH		SOLE		3,137	0	0
I Shares MSCI Emerg Mkts	COM	464287234	355,201	8,340	SH		SOLE		8,340	0	0
I Shares Nasdaq Bitotech Fd	COM	464287556	41,178	300	SH		SOLE		300	0	0
I Shares Russell 1000 Value Index	COM	464287598	3,916,851	22,450	SH		SOLE		22,450	0	0
I Shares Tr Russell 1000 Growth Index	COM	464287614	5,198,277	14,261	SH		SOLE		14,261	0	0
IBM Corp	COM	459200101	1,151,328	6,657	SH		SOLE		6,657	0	0
IShares Expanded Tech-Software	COM	464287515	436,672	5,025	SH		SOLE		5,025	0	0
IShares International Select Dividend	COM	464288448	650,245	23,500	SH		SOLE		23,500	0	0
IShares MSCI ACWI	COM	464288257	11,240	100	SH		SOLE		100	0	0
IShares Muni Bond	COM	464288414	532,750	5,000	SH		SOLE		5,000	0	0
IShares Russell 2000 Index Fd	COM	464287655	1,216,731	5,997	SH		SOLE		5,997	0	0
IShares Russell 2000 Value	COM	464287630	22,845	150	SH		SOLE		150	0	0
IShares Russell 3000 ETF	COM	464287689	30,867	100	SH		SOLE		100	0	0
IShares Russell Midcap Growth Index	COM	464287481	193,112	1,750	SH		SOLE		1,750	0	0
IShares Russell Midcap Value Index	COM	464287473	573,515	4,750	SH		SOLE		4,750	0	0
IShares S&P 500 Index	COM	464287200	1,436,479	2,625	SH		SOLE		2,625	0	0
IShares Select Dividend	COM	464287168	2,419,600	20,000	SH		SOLE		20,000	0	0
ITT Inc.	COM	45073v108	51,672	400	SH		SOLE		400	0	0
Illinois Tool Works	COM	452308109	331,744	1,400	SH		SOLE		1,400	0	0
Ingersoll Rand	COM	45687v106	12,718	140	SH		SOLE		140	0	0
Intel Corporation	COM	458140100	922,906	29,800	SH		SOLE		29,800	0	0
Intercontinental Exchange Inc	COM	45866F104	27,378	200	SH		SOLE		200	0	0
Intuit	COM	461202103	1,235,555	1,880	SH		SOLE		1,880	0	0
Intuitive Surgical Inc.	COM	46120E602	842,991	1,895	SH		SOLE		1,895	0	0
Invesco Financial Preferred ETF	COM	46137v621	14,730	1,000	SH		SOLE		1,000	0	0
Invesco QQQ Trust	COM	46090e103	934,264	1,950	SH		SOLE		1,950	0	0
Iron Mountain, Inc.	COM	46284V101	161,316	1,800	SH		SOLE		1,800	0	0
Ishares MSCI Eafe Index Fd	COM	464287465	281,596	3,595	SH		SOLE		3,595	0	0
Ishares Phlx Semiconductor	COM	464287523	1,095,037	4,440	SH		SOLE		4,440	0	0
Ishares Russell Midcap Index Fund	COM	464287499	1,115,255	13,755	SH		SOLE		13,755	0	0
Ishares Silver Trust	COM	46428Q109	53,140	2,000	SH		SOLE		2,000	0	0
Ishares Tr S&P 500 Growth	COM	464287309	347,025	3,750	SH		SOLE		3,750	0	0
Ishares Tr S&P 500 Value	COM	464287408	273,015	1,500	SH		SOLE		1,500	0	0
Ishares US Real Estate	COM	464287739	142,577	1,625	SH		SOLE		1,625	0	0
J P Morgan/Chase	COM	46625H100	5,391,038	26,654	SH		SOLE		26,654	0	0
JB Hunt Transport	COM	445658107	240,000	1,500	SH		SOLE		1,500	0	0
Jacob Solutions Inc	COM	46982l108	27,942	200	SH		SOLE		200	0	0
Jefferies Financial Group Inc	COM	47233W109	368,224	7,400	SH		SOLE		7,400	0	0
Johnson & Johnson	COM	478160104	2,437,218	16,675	SH		SOLE		16,675	0	0
Johnson Controls International Plc	COM	g51502105	299,115	4,500	SH		SOLE		4,500	0	0
KLA Corporation	COM	482480100	2,945,974	3,573	SH		SOLE		3,573	0	0
Kayne Anderson Mlp	COM	486606106	527,243	51,040	SH		SOLE		51,040	0	0
Kellogg	COM	487836108	43,260	750	SH		SOLE		750	0	0
Keurig Dr. Pepper	COM	49271v100	14,195	425	SH		SOLE		425	0	0
Kimberly Clark Corp.	COM	494368103	335,135	2,425	SH		SOLE		2,425	0	0
Kinder Morgan Inc	COM	49456B101	521,587	26,250	SH		SOLE		26,250	0	0
Kraft Heinz (The)	COM	500754106	193,320	6,000	SH		SOLE		6,000	0	0
L3Harris Technologies Inc.	COM	502431109	2,620,849	11,670	SH		SOLE		11,670	0	0
Lab Corp. Of America Holdings	COM	504922105	407,020	2,000	SH		SOLE		2,000	0	0
Lam Research Corp.	COM	512807108	4,574,596	4,296	SH		SOLE		4,296	0	0
Linde PLC Ordinary Share	COM	G54950103	109,702	250	SH		SOLE		250	0	0
Lockheed Martin Corp	COM	539830109	1,453,615	3,112	SH		SOLE		3,112	0	0
Louisiana Pac Corp	COM	546347105	41,165	500	SH		SOLE		500	0	0
Lowes Cos Inc.	COM	548661107	2,502,441	11,351	SH		SOLE		11,351	0	0
Lyondellbasell Industries	COM	n53745100	23,915	250	SH		SOLE		250	0	0
M & T Bank Corp	COM	55261F104	75,680	500	SH		SOLE		500	0	0
MFS Intermediate	COM	55273C107	5,320	2,000	SH		SOLE		2,000	0	0
MGE Energy	COM	55277P104	22,416	300	SH		SOLE		300	0	0
MPLX Com Unit Rep LTD	COM	55336V100	494,044	11,600	SH		SOLE		11,600	0	0
Marathon Pete Corp	COM	56585A102	121,436	700	SH		SOLE		700	0	0
Market Vectors Gold Miners ETF	COM	92189f106	16,965	500	SH		SOLE		500	0	0
Marriott International	COM	571903202	90,664	375	SH		SOLE		375	0	0
Martin Marietta Materials	COM	573284106	270,900	500	SH		SOLE		500	0	0
Marvell Technology, Inc.	COM	573874104	34,950	500	SH		SOLE		500	0	0
Mastercard Inc. (A)	COM	57636Q104	3,754,272	8,510	SH		SOLE		8,510	0	0
Mcdonald's Corporation	COM	580135101	1,696,980	6,659	SH		SOLE		6,659	0	0
Medtronic Inc	COM	G5960L103	881,552	11,200	SH		SOLE		11,200	0	0
Merck & Co., Inc.	COM	58933Y105	1,108,629	8,955	SH		SOLE		8,955	0	0
Meta Platforms Inc.	COM	30303m102	7,946,507	15,760	SH		SOLE		15,760	0	0
Metlife Inc Com	COM	59156R108	140,380	2,000	SH		SOLE		2,000	0	0
Micron Technology	COM	595112103	460,355	3,500	SH		SOLE		3,500	0	0
Microsoft Corp	COM	594918104	32,899,096	73,608	SH		SOLE		73,608	0	0
Mondelez Intl Inc	COM	609207105	673,639	10,294	SH		SOLE		10,294	0	0
Morgan Stanley	COM	617446448	97,190	1,000	SH		SOLE		1,000	0	0
Nestles Sa Spons Adr	COM	641069406	134,834	1,321	SH		SOLE		1,321	0	0
Netflix Inc.	COM	64110L106	1,193,188	1,768	SH		SOLE		1,768	0	0
Neuberger Bernman MLP Income Fund, Inc	COM	64129h104	104,000	13,000	SH		SOLE		13,000	0	0
New Residential Investment Corp	COM	64828T201	141,830	13,000	SH		SOLE		13,000	0	0
Newmont Mining	COM	651639106	28,262	675	SH		SOLE		675	0	0
Nextera Energy Inc.	COM	65339F101	1,071,001	15,125	SH		SOLE		15,125	0	0
Nextera Energy Partners LP	COM	65341b106	988,545	35,765	SH		SOLE		35,765	0	0
Nike Inc Cl B	COM	654106103	638,761	8,475	SH		SOLE		8,475	0	0
Nisource Inc	COM	65473P105	56,324	1,955	SH		SOLE		1,955	0	0
Norfolk Southern	COM	655844108	332,769	1,550	SH		SOLE		1,550	0	0
Northrop Grumman Corp	COM	666807102	828,305	1,900	SH		SOLE		1,900	0	0
Northwest Natural Holding CO	COM	66765n105	18,055	500	SH		SOLE		500	0	0
Novartis Ag	COM	66987V109	134,033	1,259	SH		SOLE		1,259	0	0
Novo Nordisk Inc.	COM	670100205	795,062	5,570	SH		SOLE		5,570	0	0
Nucor Corp.	COM	670346105	237,120	1,500	SH		SOLE		1,500	0	0
Nvidia Corp.	COM	67066G104	24,779,035	200,575	SH		SOLE		200,575	0	0
O Reilly Automotive Inc.	COM	67103H107	2,048,756	1,940	SH		SOLE		1,940	0	0
Olin Corporation	COM	680665205	2,880,865	61,100	SH		SOLE		61,100	0	0
Oneok Inc.	COM	682680103	1,594,302	19,550	SH		SOLE		19,550	0	0
Oracle Corp	COM	68389X105	2,514,772	17,810	SH		SOLE		17,810	0	0
Otis Worldwide Corporation	COM	68902V107	57,371	596	SH		SOLE		596	0	0
PPG Industries Inc.	COM	693506107	239,191	1,900	SH		SOLE		1,900	0	0
Palo Alto Networks Inc.	COM	697435105	1,986,599	5,860	SH		SOLE		5,860	0	0
Parker Hannifin Corp	COM	701094104	1,542,720	3,050	SH		SOLE		3,050	0	0
Paychex	COM	704326107	65,208	550	SH		SOLE		550	0	0
Paypal Holdings Inc	COM	70450y103	72,537	1,250	SH		SOLE		1,250	0	0
Pepsico Inc	COM	713448108	4,613,917	27,975	SH		SOLE		27,975	0	0
Pfizer, Inc.	COM	717081103	1,316,459	47,050	SH		SOLE		47,050	0	0
Philip Morris Intl Inc	COM	718172109	1,699,811	16,775	SH		SOLE		16,775	0	0
Phillips 66	COM	718546104	321,868	2,280	SH		SOLE		2,280	0	0
Pinnacle West Capital	COM	723484101	30,552	400	SH		SOLE		400	0	0
Price T Rowe Associates	COM	74144T108	23,062	200	SH		SOLE		200	0	0
Procter & Gamble	COM	742718109	2,836,624	17,200	SH		SOLE		17,200	0	0
Progressive Corp Ohio	COM	743315103	145,397	700	SH		SOLE		700	0	0
Public Storage	COM	74460d109	302,032	1,050	SH		SOLE		1,050	0	0
Qualcomm Inc	COM	747525103	3,152,023	15,825	SH		SOLE		15,825	0	0
Quanex Corp	COM	747619104	829,500	30,000	SH		SOLE		30,000	0	0
Raytheon Technologies Corp	COM	75513E101	1,061,725	10,576	SH		SOLE		10,576	0	0
Real Estate Select Sector SPDR Fund	COM	81369y860	444,327	11,568	SH		SOLE		11,568	0	0
Realty Income Corp	COM	756109104	19,015	360	SH		SOLE		360	0	0
Reaves Utility Inc. Tr	COM	756158101	163,920	6,000	SH		SOLE		6,000	0	0
Regeneron Pharmaceuticals	COM	75886F107	1,552,371	1,477	SH		SOLE		1,477	0	0
Rockwell Automation	COM	773903109	48,174	175	SH		SOLE		175	0	0
S&P SPDR Utilities	COM	81369y886	611,216	8,970	SH		SOLE		8,970	0	0
SPDR TR Biotech	COM	78464a870	139,065	1,500	SH		SOLE		1,500	0	0
SRH Total Return Fund, Inc	COM	101507101	174,600	12,000	SH		SOLE		12,000	0	0
Salesforce Inc.	COM	79466L302	865,141	3,365	SH		SOLE		3,365	0	0
Sanofi	COM	80105N105	48,520	1,000	SH		SOLE		1,000	0	0
Schlumberger Ltd	COM	806857108	47,180	1,000	SH		SOLE		1,000	0	0
Seagate Technology	COM	G7997R103	77,452	750	SH		SOLE		750	0	0
Sector Spdr Tr Shs Ben Int Technology	COM	81369Y803	1,409,413	6,230	SH		SOLE		6,230	0	0
Select SPDR Energy	COM	81369y506	1,777,881	19,505	SH		SOLE		19,505	0	0
Select SPDR Materials (XLB)	COM	81369y100	617,287	6,990	SH		SOLE		6,990	0	0
Select SPDR Tr Health Care Sector	COM	81369y209	247,775	1,700	SH		SOLE		1,700	0	0
Select Sector SPDR Financial	COM	81369y605	1,461,460	35,550	SH		SOLE		35,550	0	0
Select Sector Spider Con Disc	COM	81369y407	1,162,800	6,375	SH		SOLE		6,375	0	0
Select Sector Spider Industrial	COM	81369y704	438,732	3,600	SH		SOLE		3,600	0	0
Select Spiders Consumer Staples	COM	81369y308	649,781	8,485	SH		SOLE		8,485	0	0
Sempra Energy	COM	816851109	30,424	400	SH		SOLE		400	0	0
Servicenow Inc.	COM	81762P102	794,537	1,010	SH		SOLE		1,010	0	0
Sherwin Williams Co.	COM	824348106	2,246,581	7,528	SH		SOLE		7,528	0	0
Simon Property Group	COM	828806109	724,845	4,775	SH		SOLE		4,775	0	0
Sirius Xm Holdings Inc.	COM	82968b103	22,357	7,900	SH		SOLE		7,900	0	0
Skechers	COM	830566105	20,736	300	SH		SOLE		300	0	0
Smucker Jm Co	COM	832696405	38,164	350	SH		SOLE		350	0	0
Snowflake Inc.	COM	833445109	16,886	125	SH		SOLE		125	0	0
Southern Co.	COM	842587107	742,810	9,576	SH		SOLE		9,576	0	0
Spire, Inc. (formerly Laclede Gas)	COM	84857l101	113,869	1,875	SH		SOLE		1,875	0	0
Standard & Poors Dep Rec Trust	COM	78462F103	1,327,897	2,440	SH		SOLE		2,440	0	0
Standard & Poors Midcap 400	COM	78467y107	123,068	230	SH		SOLE		230	0	0
Starbucks Corp	COM	855244109	1,251,439	16,075	SH		SOLE		16,075	0	0
Stryker Corp	COM	863667101	2,456,605	7,220	SH		SOLE		7,220	0	0
Synopsys Inc.	COM	871607107	1,234,749	2,075	SH		SOLE		2,075	0	0
Sysco Corp.	COM	871829107	64,251	900	SH		SOLE		900	0	0
TJX Cos Inc New Com	COM	872540109	1,420,290	12,900	SH		SOLE		12,900	0	0
Taiwan Semiconductor Co.	COM	874039100	173,810	1,000	SH		SOLE		1,000	0	0
Target Corp	COM	87612E106	74,020	500	SH		SOLE		500	0	0
Tegna, Inc	COM	87901j105	27,880	2,000	SH		SOLE		2,000	0	0
Tesla, Inc.	COM	88160R101	1,906,178	9,633	SH		SOLE		9,633	0	0
Texas Instruments Inc	COM	882508104	377,388	1,940	SH		SOLE		1,940	0	0
The Travelers Companies	COM	89417E109	50,835	250	SH		SOLE		250	0	0
Thermo Fisher Corp	COM	883556102	2,104,165	3,805	SH		SOLE		3,805	0	0
Tootsie Roll Inds Inc.	COM	890516107	25,434	832	SH		SOLE		832	0	0
Tortoise Energy Infrastructure Clsd Fund	COM	89147l886	600,915	17,233	SH		SOLE		17,233	0	0
Total S.A.	COM	89151E109	675,135	10,125	SH		SOLE		10,125	0	0
Truist Financial Corporation	COM	89832Q109	15,074	388	SH		SOLE		388	0	0
UBER Technologies	COM	90353t100	577,806	7,950	SH		SOLE		7,950	0	0
US Bancorp	COM	902973304	570,290	14,365	SH		SOLE		14,365	0	0
Unilever Plc	COM	904767704	10,998	200	SH		SOLE		200	0	0
Union Pac Corp	COM	907818108	1,105,280	4,885	SH		SOLE		4,885	0	0
United Parcel Services	COM	911312106	102,090	746	SH		SOLE		746	0	0
Unitedhealth Group Inc.	COM	91324P102	6,051,537	11,883	SH		SOLE		11,883	0	0
Valero Energy Corp	COM	91913Y100	235,140	1,500	SH		SOLE		1,500	0	0
Vanguard Growth ETF	COM	922908736	48,621	130	SH		SOLE		130	0	0
Vanguard Health Care Index Fund	COM	92204A504	30,590	115	SH		SOLE		115	0	0
Vanguard Mega Cap Growth Index Fund	COM	921910816	329,920	1,050	SH		SOLE		1,050	0	0
Veralto Ord Shs	COM	92338c103	23,740	249	SH		SOLE		249	0	0
Verizon Communications	COM	92343V104	1,264,006	30,650	SH		SOLE		30,650	0	0
Vertex Pharmaceuticals Inc.	COM	92532F100	571,838	1,220	SH		SOLE		1,220	0	0
Visa Inc. (A)	COM	92826C839	2,837,301	10,810	SH		SOLE		10,810	0	0
Vitesse Eneregy Ord Shs	COM	92852x103	433,710	18,300	SH		SOLE		18,300	0	0
Vivani Medical Ord Shs	COM	92854b109	244,411	193,977	SH		SOLE		193,977	0	0
Vulcan Materials Co	COM	929160109	559,530	2,250	SH		SOLE		2,250	0	0
WEC Energy Group Inc.	COM	92939U106	184,381	2,350	SH		SOLE		2,350	0	0
Wal Mart Stores, Inc.	COM	931142103	2,620,919	38,708	SH		SOLE		38,708	0	0
Wal-Mart De Mexico Sa-Sp Adr	COM	93114W107	68,350	2,000	SH		SOLE		2,000	0	0
Walgreen Boots Alliance Inc.	COM	931427108	20,864	1,725	SH		SOLE		1,725	0	0
Warner Bros Discovery Ord Shs Series A	COM	934423104	4,300	578	SH		SOLE		578	0	0
Wells Fargo	COM	949746101	478,980	8,065	SH		SOLE		8,065	0	0
Welltower Inc.	COM	95040Q104	753,206	7,225	SH		SOLE		7,225	0	0
Westrock Company	COM	96145d105	15,078	300	SH		SOLE		300	0	0
Williams Co.S	COM	969457100	2,135,625	50,250	SH		SOLE		50,250	0	0
Xcel Energy	COM	98389B100	26,705	500	SH		SOLE		500	0	0
Yum Brands, Inc.	COM	988498101	132,460	1,000	SH		SOLE		1,000	0	0
Yum China Holdings, Inc	COM	98850p109	46,260	1,500	SH		SOLE		1,500	0	0
Zoetis Inc. (A)	COM	98978V103	430,800	2,485	SH		SOLE		2,485	0	0
iShares MBS Etf	COM	464288588	321,335	3,500	SH		SOLE		3,500	0	0
iShares US Medical Devices ETF	COM	464288810	95,268	1,700	SH		SOLE		1,700	0	0