Monetary Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	88579y101	444,275	3,250	SH		SOLE		3,250	0	0
AT&T	COM	00206R102	161,370	7,335	SH		SOLE		7,335	0	0
Abbott Laboratories	COM	002824100	2,804,304	24,597	SH		SOLE		24,597	0	0
Abbvie lnc.	COM	00287Y109	7,210,982	36,515	SH		SOLE		36,515	0	0
Accenture Plc	COM	G1151C101	583,242	1,650	SH		SOLE		1,650	0	0
Adobe Inc.	COM	00724F101	2,133,254	4,120	SH		SOLE		4,120	0	0
Advanced Micro Devices Inc.	COM	007903107	1,504,614	9,170	SH		SOLE		9,170	0	0
Aercap Holdings	COM	n00985106	303,104	3,200	SH		SOLE		3,200	0	0
Aes Corporation	COM	00130H105	20,060	1,000	SH		SOLE		1,000	0	0
Aflac	COM	001055102	788,190	7,050	SH		SOLE		7,050	0	0
Air Products & Chemicals	COM	009158106	733,929	2,465	SH		SOLE		2,465	0	0
Allstate Corporation	COM	020002101	417,230	2,200	SH		SOLE		2,200	0	0
Alphabet Inc (A)	COM	02079K305	9,370,525	56,500	SH		SOLE		56,500	0	0
Alphabet Inc (C)	COM	02079k107	1,619,239	9,685	SH		SOLE		9,685	0	0
Altria Group, Inc.	COM	02209S103	234,784	4,600	SH		SOLE		4,600	0	0
Amazon.Com Inc.	COM	023135106	9,999,399	53,665	SH		SOLE		53,665	0	0
Ameren Corp	COM	023608102	197,572	2,259	SH		SOLE		2,259	0	0
American Electric Power Company, Inc.	COM	025537101	444,566	4,333	SH		SOLE		4,333	0	0
American Express Co	COM	025816109	644,100	2,375	SH		SOLE		2,375	0	0
American International Group, Inc.	COM	026874784	625,384	8,540	SH		SOLE		8,540	0	0
American Tower Corporation	COM	03027X100	649,540	2,793	SH		SOLE		2,793	0	0
American Waterworks Co	COM	030420103	73,120	500	SH		SOLE		500	0	0
Ametek Inc.	COM	031100100	248,979	1,450	SH		SOLE		1,450	0	0
Amgen Inc.	COM	031162100	4,461,320	13,846	SH		SOLE		13,846	0	0
Amphenol Corp	COM	032095101	482,184	7,400	SH		SOLE		7,400	0	0
Apollo Global Management Ord Shs	COM	03769m106	37,473	300	SH		SOLE		300	0	0
Apple Inc.	COM	037833100	32,150,039	137,983	SH		SOLE		137,983	0	0
Applied Materials Inc.	COM	038222105	298,024	1,475	SH		SOLE		1,475	0	0
Aramark	COM	03852u106	19,365	500	SH		SOLE		500	0	0
Arbor Realty Trust Reit Ord Shs	COM	038923108	77,800	5,000	SH		SOLE		5,000	0	0
Astrazeneca Plc	COM	046353108	584,325	7,500	SH		SOLE		7,500	0	0
Atlassian Ord Shs Class A	COM	049468101	33,350	210	SH		SOLE		210	0	0
Autodesk	COM	052769106	61,983	225	SH		SOLE		225	0	0
Automatic Data Processing	COM	053015103	1,501,260	5,425	SH		SOLE		5,425	0	0
Avalonbay Communities Inc.	COM	053484101	28,156	125	SH		SOLE		125	0	0
Bankamerica Corp	COM	060505104	188,480	4,750	SH		SOLE		4,750	0	0
Becton Dickinson	COM	075887109	60,275	250	SH		SOLE		250	0	0
Berkshire Hathaway Class B	COM	084670702	2,118,577	4,603	SH		SOLE		4,603	0	0
Blackrock Science & Technology Trust	COM	09258g104	15,771	445	SH		SOLE		445	0	0
Blackstone Group	COM	09260D107	183,756	1,200	SH		SOLE		1,200	0	0
Boeing	COM	097023105	22,806	150	SH		SOLE		150	0	0
Booking Hldgs Inc.	COM	09857L108	1,065,666	253	SH		SOLE		253	0	0
Boston Properties Inc.	COM	101121101	12,069	150	SH		SOLE		150	0	0
Bristol-Myers	COM	110122108	913,470	17,655	SH		SOLE		17,655	0	0
British American Tobacco	COM	110448107	21,948	600	SH		SOLE		600	0	0
British Petroleum Ads	COM	055622104	31,390	1,000	SH		SOLE		1,000	0	0
Broadcom Inc.	COM	11135F101	9,489,225	55,010	SH		SOLE		55,010	0	0
Brookfield Renewable Sub Voting Class A	COM	11284V105	32,660	1,000	SH		SOLE		1,000	0	0
Bunge Limited	COM	h11356104	38,656	400	SH		SOLE		400	0	0
CSX Corp	COM	126408103	27,624	800	SH		SOLE		800	0	0
CVS Health Corporation	COM	126650100	803,292	12,775	SH		SOLE		12,775	0	0
Cadence Design Systems	COM	127387108	1,291,458	4,765	SH		SOLE		4,765	0	0
Calamos Conv Opp Inc Fund	COM	128117108	173,325	15,000	SH		SOLE		15,000	0	0
Capital One Financial Corp	COM	14040H105	112,297	750	SH		SOLE		750	0	0
Carrier Global Corporation	COM	14448C104	167,017	2,075	SH		SOLE		2,075	0	0
Caterpillar Inc.	COM	149123101	3,999,984	10,227	SH		SOLE		10,227	0	0
Centene Corp	COM	15135b101	263,480	3,500	SH		SOLE		3,500	0	0
Charles Schwab	COM	808513105	51,848	800	SH		SOLE		800	0	0
Cheniere Energy	COM	16411R208	653,244	4,726	SH		SOLE		4,726	0	0
Chevron Corp	COM	166764100	3,082,067	20,928	SH		SOLE		20,928	0	0
Chipotle Mexican Grill Inc.	COM	169656105	273,695	4,750	SH		SOLE		4,750	0	0
Chubb Ltd	COM	H1467J104	1,162,212	4,030	SH		SOLE		4,030	0	0
Cigna Corp	COM	125523100	787,458	2,273	SH		SOLE		2,273	0	0
Cisco Systems Inc.	COM	17275R102	1,143,432	21,485	SH		SOLE		21,485	0	0
Citigroup	COM	172967424	101,725	1,625	SH		SOLE		1,625	0	0
Clearway Energy, Inc.	COM	18539C204	423,384	13,800	SH		SOLE		13,800	0	0
Clorox Co-Del	COM	189054109	252,510	1,550	SH		SOLE		1,550	0	0
Coca Cola Co	COM	191216100	957,534	13,325	SH		SOLE		13,325	0	0
Cognizant Technology Solutions Corp	COM	192446102	50,167	650	SH		SOLE		650	0	0
Colgate Palmolive	COM	194162103	892,766	8,600	SH		SOLE		8,600	0	0
Comcast Corp Cl A	COM	20030N101	301,663	7,222	SH		SOLE		7,222	0	0
Commerce Bancshares Inc.	COM	200525103	48,114	810	SH		SOLE		810	0	0
Communication Services Select Sector Fd	COM	81369Y852	465,560	5,150	SH		SOLE		5,150	0	0
Conagra, Inc.	COM	205887102	13,008	400	SH		SOLE		400	0	0
Conocophillips	COM	20825C104	273,939	2,602	SH		SOLE		2,602	0	0
Consol Energy Inc.	COM	20854L108	528,482	5,050	SH		SOLE		5,050	0	0
Consolidated Edison	COM	209115104	1,004,854	9,650	SH		SOLE		9,650	0	0
Constellation Brands Inc	COM	21036P108	238,363	925	SH		SOLE		925	0	0
Corteva Inc	COM	22052L104	51,265	872	SH		SOLE		872	0	0
Costco Whsl Corp	COM	22160K105	3,781,008	4,265	SH		SOLE		4,265	0	0
CrowdStrike Holdings	COM	22788C105	2,543,863	9,070	SH		SOLE		9,070	0	0
Cummins Inc.	COM	231021106	577,965	1,785	SH		SOLE		1,785	0	0
Danaher	COM	235851102	458,733	1,650	SH		SOLE		1,650	0	0
Deere & Company	COM	244199105	1,596,287	3,825	SH		SOLE		3,825	0	0
Dell Corporation	COM	24703l202	22,997	194	SH		SOLE		194	0	0
Delta Air Lines Inc.	COM	247361702	1,038,655	20,450	SH		SOLE		20,450	0	0
Devon Energy Corp.	COM	25179M103	176,040	4,500	SH		SOLE		4,500	0	0
Diamondback Energy	COM	25278x109	284,460	1,650	SH		SOLE		1,650	0	0
Digital Realty Trust Inc.	COM	253868103	147,589	912	SH		SOLE		912	0	0
Discover Finl Svcs	COM	254709108	652,348	4,650	SH		SOLE		4,650	0	0
Disney Walt Co.	COM	254687106	425,641	4,425	SH		SOLE		4,425	0	0
Dnp Select Income Fund Inc.	COM	23325p104	654,608	65,200	SH		SOLE		65,200	0	0
Dominion Energy Inc.	COM	25746U109	27,681	479	SH		SOLE		479	0	0
Dover Corp	COM	260003108	115,044	600	SH		SOLE		600	0	0
Dow Inc.	COM	260557103	346,682	6,346	SH		SOLE		6,346	0	0
Duke Energy Corp.	COM	26441C204	661,015	5,733	SH		SOLE		5,733	0	0
Dupont De Nemours Inc	COM	26614N102	171,359	1,923	SH		SOLE		1,923	0	0
EOG Resources Inc.	COM	26875P101	912,755	7,425	SH		SOLE		7,425	0	0
Easterly Government Properties, Inc	COM	27616P103	349,685	25,750	SH		SOLE		25,750	0	0
Edwards Lifesciences Corp	COM	28176E108	32,995	500	SH		SOLE		500	0	0
Elevance Health Inc	COM	036752103	130,000	250	SH		SOLE		250	0	0
Eli Lilly And Co.	COM	532457108	14,290,212	16,130	SH		SOLE		16,130	0	0
Emerson Electric	COM	291011104	738,247	6,750	SH		SOLE		6,750	0	0
Energizer Holdings Inc.	COM	29272W109	15,880	500	SH		SOLE		500	0	0
Energy Transfer Partners, LP	COM	29273V100	1,027,200	64,000	SH		SOLE		64,000	0	0
Enterprise Prods Partners Lp	COM	293792107	877,958	30,160	SH		SOLE		30,160	0	0
Exelon Corporation	COM	30161N101	20,275	500	SH		SOLE		500	0	0
Exxon Mobil Corp	COM	30231G102	1,343,458	11,461	SH		SOLE		11,461	0	0
Fastenal Company	COM	311900104	14,284	200	SH		SOLE		200	0	0
Federal Realty Investment Trust	COM	313745101	431,137	3,750	SH		SOLE		3,750	0	0
Fidelity Natl Information Serv	COM	31620m106	404,094	4,825	SH		SOLE		4,825	0	0
Fifth Third Bnc	COM	316773100	52,950	1,236	SH		SOLE		1,236	0	0
First Trust NASDAQ-100 Tech Sector Index F	COM	337345102	28,696	150	SH		SOLE		150	0	0
Fiserv, Inc.	COM	337738108	44,912	250	SH		SOLE		250	0	0
Flex Lng Ltd	COM	g35947202	256,944	10,100	SH		SOLE		10,100	0	0
Ford Motor Co	COM	345370860	31,680	3,000	SH		SOLE		3,000	0	0
Generac Holdings Inc.	COM	368736104	185,808	1,200	SH		SOLE		1,200	0	0
General Dynamics	COM	369550108	646,708	2,140	SH		SOLE		2,140	0	0
General Mills Inc.	COM	370334104	180,932	2,450	SH		SOLE		2,450	0	0
Gilead Sciences Inc	COM	375558103	20,960	250	SH		SOLE		250	0	0
Glaxosmithkline Plc Adr	COM	37733w204	609,521	14,910	SH		SOLE		14,910	0	0
Goldman Sachs	COM	38141G104	556,999	1,125	SH		SOLE		1,125	0	0
Graco Inc.	COM	384109104	78,759	900	SH		SOLE		900	0	0
Grainger W W Inc.	COM	384802104	155,821	150	SH		SOLE		150	0	0
Hartford Financial Services	COM	416515104	785,047	6,675	SH		SOLE		6,675	0	0
Healthpeak Properties Inc	COM	42250P103	27,444	1,200	SH		SOLE		1,200	0	0
Hershey Foods Inc.	COM	427866108	28,767	150	SH		SOLE		150	0	0
Home Depot Inc	COM	437076102	9,957,385	24,574	SH		SOLE		24,574	0	0
Honeywell International	COM	438516106	1,281,602	6,200	SH		SOLE		6,200	0	0
Humana Inc.	COM	444859102	993,613	3,137	SH		SOLE		3,137	0	0
I Shares MSCI Emerg Mkts	COM	464287234	382,472	8,340	SH		SOLE		8,340	0	0
I Shares Nasdaq Bitotech Fd	COM	464287556	43,680	300	SH		SOLE		300	0	0
I Shares Russell 1000 Value Index	COM	464287598	4,445,496	23,422	SH		SOLE		23,422	0	0
I Shares Tr Russell 1000 Growth Index	COM	464287614	5,631,075	15,001	SH		SOLE		15,001	0	0
IBM Corp	COM	459200101	1,483,889	6,712	SH		SOLE		6,712	0	0
IShares Expanded Tech-Software	COM	464287515	462,490	5,175	SH		SOLE		5,175	0	0
IShares International Select Dividend	COM	464288448	710,405	23,500	SH		SOLE		23,500	0	0
IShares MSCI ACWI	COM	464288257	11,955	100	SH		SOLE		100	0	0
IShares Muni Bond	COM	464288414	543,150	5,000	SH		SOLE		5,000	0	0
IShares Russell 2000 Index Fd	COM	464287655	1,324,677	5,997	SH		SOLE		5,997	0	0
IShares Russell 2000 Value	COM	464287630	25,023	150	SH		SOLE		150	0	0
IShares Russell 3000 ETF	COM	464287689	32,673	100	SH		SOLE		100	0	0
IShares Russell Midcap Growth Index	COM	464287481	205,257	1,750	SH		SOLE		1,750	0	0
IShares Russell Midcap Value Index	COM	464287473	628,187	4,750	SH		SOLE		4,750	0	0
IShares S&P 500 Index	COM	464287200	1,514,152	2,625	SH		SOLE		2,625	0	0
IShares Select Dividend	COM	464287168	2,566,330	19,000	SH		SOLE		19,000	0	0
ITT Inc.	COM	45073v108	59,804	400	SH		SOLE		400	0	0
Illinois Tool Works	COM	452308109	366,898	1,400	SH		SOLE		1,400	0	0
Ingersoll Rand	COM	45687v106	13,742	140	SH		SOLE		140	0	0
Intel Corporation	COM	458140100	798,813	34,050	SH		SOLE		34,050	0	0
Intercontinental Exchange Inc	COM	45866F104	32,128	200	SH		SOLE		200	0	0
Intuit	COM	461202103	1,167,480	1,880	SH		SOLE		1,880	0	0
Intuitive Surgical Inc.	COM	46120E602	783,576	1,595	SH		SOLE		1,595	0	0
Invesco QQQ Trust	COM	46090e103	951,736	1,950	SH		SOLE		1,950	0	0
Iron Mountain, Inc.	COM	46284V101	213,894	1,800	SH		SOLE		1,800	0	0
Ishares MSCI Eafe Index Fd	COM	464287465	300,650	3,595	SH		SOLE		3,595	0	0
Ishares Phlx Semiconductor	COM	464287523	954,643	4,140	SH		SOLE		4,140	0	0
Ishares Russell Midcap Index Fund	COM	464287499	1,229,994	13,955	SH		SOLE		13,955	0	0
Ishares Silver Trust	COM	46428Q109	56,820	2,000	SH		SOLE		2,000	0	0
Ishares Tr S&P 500 Growth	COM	464287309	359,062	3,750	SH		SOLE		3,750	0	0
Ishares Tr S&P 500 Value	COM	464287408	295,755	1,500	SH		SOLE		1,500	0	0
Ishares US Real Estate	COM	464287739	165,539	1,625	SH		SOLE		1,625	0	0
J P Morgan/Chase	COM	46625H100	5,435,760	25,779	SH		SOLE		25,779	0	0
JB Hunt Transport	COM	445658107	258,495	1,500	SH		SOLE		1,500	0	0
Jacob Solutions Inc	COM	46982l108	26,180	200	SH		SOLE		200	0	0
Jefferies Financial Group Inc	COM	47233W109	640,120	10,400	SH		SOLE		10,400	0	0
Johnson & Johnson	COM	478160104	2,803,638	17,300	SH		SOLE		17,300	0	0
Johnson Controls International Plc	COM	g51502105	349,245	4,500	SH		SOLE		4,500	0	0
KLA Corporation	COM	482480100	2,766,967	3,573	SH		SOLE		3,573	0	0
Kayne Anderson Mlp	COM	486606106	561,440	51,040	SH		SOLE		51,040	0	0
Kellogg	COM	487836108	60,532	750	SH		SOLE		750	0	0
Keurig Dr. Pepper	COM	49271v100	15,929	425	SH		SOLE		425	0	0
Kimberly Clark Corp.	COM	494368103	345,029	2,425	SH		SOLE		2,425	0	0
Kinder Morgan Inc	COM	49456B101	574,340	26,000	SH		SOLE		26,000	0	0
Kraft Heinz (The)	COM	500754106	210,660	6,000	SH		SOLE		6,000	0	0
L3Harris Technologies Inc.	COM	502431109	2,343,019	9,850	SH		SOLE		9,850	0	0
Lab Corp. Of America Holdings	COM	504922105	446,960	2,000	SH		SOLE		2,000	0	0
Lam Research Corp.	COM	512807108	3,546,684	4,346	SH		SOLE		4,346	0	0
Linde PLC Ordinary Share	COM	G54950103	95,372	200	SH		SOLE		200	0	0
Lockheed Martin Corp	COM	539830109	1,833,765	3,137	SH		SOLE		3,137	0	0
Louisiana Pac Corp	COM	546347105	53,730	500	SH		SOLE		500	0	0
Lowes Cos Inc.	COM	548661107	2,245,617	8,291	SH		SOLE		8,291	0	0
Lyondellbasell Industries	COM	n53745100	23,975	250	SH		SOLE		250	0	0
M & T Bank Corp	COM	55261F104	89,060	500	SH		SOLE		500	0	0
MGE Energy	COM	55277P104	27,435	300	SH		SOLE		300	0	0
MPLX Com Unit Rep LTD	COM	55336V100	515,736	11,600	SH		SOLE		11,600	0	0
Marathon Pete Corp	COM	56585A102	158,837	975	SH		SOLE		975	0	0
Market Vectors Gold Miners ETF	COM	92189f106	19,910	500	SH		SOLE		500	0	0
Marriott International	COM	571903202	93,225	375	SH		SOLE		375	0	0
Martin Marietta Materials	COM	573284106	269,125	500	SH		SOLE		500	0	0
Marvell Technology, Inc.	COM	573874104	36,060	500	SH		SOLE		500	0	0
Mastercard Inc. (A)	COM	57636Q104	4,204,707	8,515	SH		SOLE		8,515	0	0
Mcdonald's Corporation	COM	580135101	2,020,119	6,634	SH		SOLE		6,634	0	0
Mckesson Corp	COM	58155Q103	49,442	100	SH		SOLE		100	0	0
Medtronic Inc	COM	G5960L103	983,578	10,925	SH		SOLE		10,925	0	0
Merck & Co., Inc.	COM	58933Y105	1,480,255	13,035	SH		SOLE		13,035	0	0
Meta Platforms Inc.	COM	30303m102	8,769,781	15,320	SH		SOLE		15,320	0	0
Metlife Inc Com	COM	59156R108	164,960	2,000	SH		SOLE		2,000	0	0
Micron Technology	COM	595112103	435,582	4,200	SH		SOLE		4,200	0	0
Microsoft Corp	COM	594918104	31,269,040	72,668	SH		SOLE		72,668	0	0
Mondelez Intl Inc	COM	609207105	750,992	10,194	SH		SOLE		10,194	0	0
Moog, Inc.	COM	615394202	40,404	200	SH		SOLE		200	0	0
Morgan Stanley	COM	617446448	104,240	1,000	SH		SOLE		1,000	0	0
Nestles Sa Spons Adr	COM	641069406	133,047	1,321	SH		SOLE		1,321	0	0
Netflix Inc.	COM	64110L106	1,253,989	1,768	SH		SOLE		1,768	0	0
Neuberger Bernman MLP Income Fund, Inc	COM	64129h104	106,600	13,000	SH		SOLE		13,000	0	0
New Residential Investment Corp	COM	64828T201	147,550	13,000	SH		SOLE		13,000	0	0
Newmont Mining	COM	651639106	36,079	675	SH		SOLE		675	0	0
Nextera Energy Inc.	COM	65339F101	1,278,516	15,125	SH		SOLE		15,125	0	0
Nextera Energy Partners LP	COM	65341b106	987,829	35,765	SH		SOLE		35,765	0	0
Nike Inc Cl B	COM	654106103	722,670	8,175	SH		SOLE		8,175	0	0
Nisource Inc	COM	65473P105	67,741	1,955	SH		SOLE		1,955	0	0
Norfolk Southern	COM	655844108	360,325	1,450	SH		SOLE		1,450	0	0
Northrop Grumman Corp	COM	666807102	950,526	1,800	SH		SOLE		1,800	0	0
Northwest Natural Holding CO	COM	66765n105	20,410	500	SH		SOLE		500	0	0
Novartis Ag	COM	66987V109	144,810	1,259	SH		SOLE		1,259	0	0
Novo Nordisk Inc.	COM	670100205	663,220	5,570	SH		SOLE		5,570	0	0
Nucor Corp.	COM	670346105	451,020	3,000	SH		SOLE		3,000	0	0
Nvidia Corp.	COM	67066G104	23,683,836	195,025	SH		SOLE		195,025	0	0
O Reilly Automotive Inc.	COM	67103H107	2,234,104	1,940	SH		SOLE		1,940	0	0
Olin Corporation	COM	680665205	2,931,578	61,100	SH		SOLE		61,100	0	0
Oneok Inc.	COM	682680103	1,781,591	19,550	SH		SOLE		19,550	0	0
Oracle Corp	COM	68389X105	3,771,804	22,135	SH		SOLE		22,135	0	0
Otis Worldwide Corporation	COM	68902V107	61,948	596	SH		SOLE		596	0	0
PPG Industries Inc.	COM	693506107	251,674	1,900	SH		SOLE		1,900	0	0
Palo Alto Networks Inc.	COM	697435105	1,661,148	4,860	SH		SOLE		4,860	0	0
Parker Hannifin Corp	COM	701094104	1,958,642	3,100	SH		SOLE		3,100	0	0
Paychex	COM	704326107	73,804	550	SH		SOLE		550	0	0
Paypal Holdings Inc	COM	70450y103	39,015	500	SH		SOLE		500	0	0
Pepsico Inc	COM	713448108	4,757,319	27,976	SH		SOLE		27,976	0	0
Pfizer, Inc.	COM	717081103	1,338,475	46,250	SH		SOLE		46,250	0	0
Philip Morris Intl Inc	COM	718172109	2,030,415	16,725	SH		SOLE		16,725	0	0
Phillips 66	COM	718546104	299,706	2,280	SH		SOLE		2,280	0	0
Pinnacle West Capital	COM	723484101	35,436	400	SH		SOLE		400	0	0
Price T Rowe Associates	COM	74144T108	21,786	200	SH		SOLE		200	0	0
Procter & Gamble	COM	742718109	2,979,040	17,200	SH		SOLE		17,200	0	0
Progressive Corp Ohio	COM	743315103	177,632	700	SH		SOLE		700	0	0
Public Storage	COM	74460d109	382,063	1,050	SH		SOLE		1,050	0	0
Qualcomm Inc	COM	747525103	3,137,422	18,450	SH		SOLE		18,450	0	0
Quanex Corp	COM	747619104	832,500	30,000	SH		SOLE		30,000	0	0
Raytheon Technologies Corp	COM	75513E101	1,281,388	10,576	SH		SOLE		10,576	0	0
Real Estate Select Sector SPDR Fund	COM	81369y860	561,413	12,568	SH		SOLE		12,568	0	0
Realty Income Corp	COM	756109104	22,831	360	SH		SOLE		360	0	0
Reaves Utility Inc. Tr	COM	756158101	194,760	6,000	SH		SOLE		6,000	0	0
Regeneron Pharmaceuticals	COM	75886F107	1,657,805	1,577	SH		SOLE		1,577	0	0
Rithm Capital Corp	COM	64828t201	113,200	10,000	SH		SOLE		10,000	0	0
Rockwell Automation	COM	773903109	46,980	175	SH		SOLE		175	0	0
S&P SPDR Utilities	COM	81369y886	724,597	8,970	SH		SOLE		8,970	0	0
SPDR TR Biotech	COM	78464a870	148,200	1,500	SH		SOLE		1,500	0	0
SRH Total Return Fund, Inc	COM	101507101	189,360	12,000	SH		SOLE		12,000	0	0
Salesforce Inc.	COM	79466L302	886,820	3,240	SH		SOLE		3,240	0	0
Sanofi	COM	80105N105	57,630	1,000	SH		SOLE		1,000	0	0
Schlumberger Ltd	COM	806857108	44,257	1,055	SH		SOLE		1,055	0	0
Seagate Technology	COM	G7997R103	82,147	750	SH		SOLE		750	0	0
Sector Spdr Tr Shs Ben Int Technology	COM	81369Y803	1,525,009	6,755	SH		SOLE		6,755	0	0
Select SPDR Energy	COM	81369y506	1,754,244	19,980	SH		SOLE		19,980	0	0
Select SPDR Materials (XLB)	COM	81369y100	673,696	6,990	SH		SOLE		6,990	0	0
Select SPDR Tr Health Care Sector	COM	81369y209	308,040	2,000	SH		SOLE		2,000	0	0
Select Sector SPDR Financial	COM	81369y605	1,656,446	36,550	SH		SOLE		36,550	0	0
Select Sector Spider Con Disc	COM	81369y407	1,322,442	6,600	SH		SOLE		6,600	0	0
Select Sector Spider Industrial	COM	81369y704	487,584	3,600	SH		SOLE		3,600	0	0
Select Spiders Consumer Staples	COM	81369y308	745,755	8,985	SH		SOLE		8,985	0	0
Sempra Energy	COM	816851109	33,452	400	SH		SOLE		400	0	0
Servicenow Inc.	COM	81762P102	1,502,575	1,680	SH		SOLE		1,680	0	0
Sherwin Williams Co.	COM	824348106	2,873,212	7,528	SH		SOLE		7,528	0	0
Simon Property Group	COM	828806109	807,070	4,775	SH		SOLE		4,775	0	0
Sirius Xm Holdings Inc.	COM	82968b103	18,683	790	SH		SOLE		790	0	0
Skechers	COM	830566105	20,076	300	SH		SOLE		300	0	0
Smucker Jm Co	COM	832696405	42,385	350	SH		SOLE		350	0	0
Smurfit Westrock PLC	COM	G8267p108	14,826	300	SH		SOLE		300	0	0
Snowflake Inc.	COM	833445109	14,357	125	SH		SOLE		125	0	0
Southern Co.	COM	842587107	866,359	9,607	SH		SOLE		9,607	0	0
Spdr Dow Jones Indl Average Etf Tr Unit Se	COM	78467x109	25,810	61	SH		SOLE		61	0	0
Spire, Inc. (formerly Laclede Gas)	COM	84857l101	126,169	1,875	SH		SOLE		1,875	0	0
Standard & Poors Dep Rec Trust	COM	78462F103	1,399,974	2,440	SH		SOLE		2,440	0	0
Standard & Poors Midcap 400	COM	78467y107	131,022	230	SH		SOLE		230	0	0
Starbucks Corp	COM	855244109	1,369,734	14,050	SH		SOLE		14,050	0	0
Stryker Corp	COM	863667101	2,617,329	7,245	SH		SOLE		7,245	0	0
Synopsys Inc.	COM	871607107	1,174,825	2,320	SH		SOLE		2,320	0	0
Sysco Corp.	COM	871829107	70,254	900	SH		SOLE		900	0	0
TJX Cos Inc New Com	COM	872540109	1,532,722	13,040	SH		SOLE		13,040	0	0
Taiwan Semiconductor Co.	COM	874039100	173,670	1,000	SH		SOLE		1,000	0	0
Tegna, Inc	COM	87901j105	31,560	2,000	SH		SOLE		2,000	0	0
Tesla, Inc.	COM	88160R101	2,389,467	9,133	SH		SOLE		9,133	0	0
Texas Instruments Inc	COM	882508104	400,746	1,940	SH		SOLE		1,940	0	0
The Travelers Companies	COM	89417E109	58,764	251	SH		SOLE		251	0	0
Thermo Fisher Corp	COM	883556102	1,728,903	2,795	SH		SOLE		2,795	0	0
Tootsie Roll Inds Inc.	COM	890516107	25,766	832	SH		SOLE		832	0	0
Tortoise Energy Infrastructure Clsd Fund	COM	89147l886	774,520	19,733	SH		SOLE		19,733	0	0
Total S.A.	COM	89151E109	654,277	10,125	SH		SOLE		10,125	0	0
Truist Financial Corporation	COM	89832Q109	16,595	388	SH		SOLE		388	0	0
UBER Technologies	COM	90353t100	612,554	8,150	SH		SOLE		8,150	0	0
US Bancorp	COM	902973304	634,046	13,865	SH		SOLE		13,865	0	0
Unilever Plc	COM	904767704	12,992	200	SH		SOLE		200	0	0
Union Pac Corp	COM	907818108	1,185,569	4,810	SH		SOLE		4,810	0	0
United Parcel Services	COM	911312106	122,161	896	SH		SOLE		896	0	0
Unitedhealth Group Inc.	COM	91324P102	5,795,933	9,913	SH		SOLE		9,913	0	0
Valero Energy Corp	COM	91913Y100	202,545	1,500	SH		SOLE		1,500	0	0
Vanguard Communication Services Index Fund	COM	92204A884	10,904	75	SH		SOLE		75	0	0
Vanguard Consumer Discretionary Index Fund	COM	92204A108	17,024	50	SH		SOLE		50	0	0
Vanguard Consumer Staples	COM	92204a207	15,294	70	SH		SOLE		70	0	0
Vanguard Growth ETF	COM	922908736	47,991	125	SH		SOLE		125	0	0
Vanguard Health Care Index Fund	COM	92204A504	32,453	115	SH		SOLE		115	0	0
Vanguard High Div Yield Index	COM	921946406	9,615	75	SH		SOLE		75	0	0
Vanguard Industrials Index Fund	COM	92204A603	18,985	73	SH		SOLE		73	0	0
Vanguard Info Tech	COM	92204A702	38,124	65	SH		SOLE		65	0	0
Vanguard Mega Cap Growth Index Fund	COM	921910816	378,291	1,175	SH		SOLE		1,175	0	0
Vanguard Utilities Index Fund	COM	92204A876	11,835	68	SH		SOLE		68	0	0
Veralto Ord Shs	COM	92338c103	27,816	249	SH		SOLE		249	0	0
Verizon Communications	COM	92343V104	1,346,896	29,991	SH		SOLE		29,991	0	0
Vertex Pharmaceuticals Inc.	COM	92532F100	544,144	1,170	SH		SOLE		1,170	0	0
Visa Inc. (A)	COM	92826C839	2,796,241	10,170	SH		SOLE		10,170	0	0
Vitesse Eneregy Ord Shs	COM	92852x103	439,566	18,300	SH		SOLE		18,300	0	0
Vivani Medical Ord Shs	COM	92854b109	226,953	193,977	SH		SOLE		193,977	0	0
Vulcan Materials Co	COM	929160109	563,467	2,250	SH		SOLE		2,250	0	0
WEC Energy Group Inc.	COM	92939U106	226,023	2,350	SH		SOLE		2,350	0	0
Wal Mart Stores, Inc.	COM	931142103	2,964,171	36,708	SH		SOLE		36,708	0	0
Wal-Mart De Mexico Sa-Sp Adr	COM	93114W107	60,616	2,000	SH		SOLE		2,000	0	0
Walgreen Boots Alliance Inc.	COM	931427108	15,456	1,725	SH		SOLE		1,725	0	0
Wells Fargo	COM	949746101	474,234	8,395	SH		SOLE		8,395	0	0
Welltower Inc.	COM	95040Q104	844,998	6,600	SH		SOLE		6,600	0	0
Williams Co.S	COM	969457100	2,293,912	50,250	SH		SOLE		50,250	0	0
Xcel Energy	COM	98389B100	32,650	500	SH		SOLE		500	0	0
Yum Brands, Inc.	COM	988498101	149,490	1,070	SH		SOLE		1,070	0	0
Yum China Holdings, Inc	COM	98850p109	70,681	1,570	SH		SOLE		1,570	0	0
Zoetis Inc. (A)	COM	98978V103	485,519	2,485	SH		SOLE		2,485	0	0
iShares MBS Etf	COM	464288588	335,335	3,500	SH		SOLE		3,500	0	0
iShares US Medical Devices ETF	COM	464288810	100,674	1,700	SH		SOLE		1,700	0	0