Monetary Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	88579y101	419,542	3,250	SH		SOLE		3,250	0	0
AT&T	COM	00206R102	167,018	7,335	SH		SOLE		7,335	0	0
Abbott Laboratories	COM	002824100	2,782,167	24,597	SH		SOLE		24,597	0	0
Abbvie lnc.	COM	00287Y109	6,506,485	36,615	SH		SOLE		36,615	0	0
Accenture Plc	COM	G1151C101	580,453	1,650	SH		SOLE		1,650	0	0
Adobe Inc.	COM	00724F101	1,832,082	4,120	SH		SOLE		4,120	0	0
Advanced Micro Devies	COM	007903107	1,155,960	9,570	SH		SOLE		9,570	0	0
Aercap Holdings	COM	n00985106	306,240	3,200	SH		SOLE		3,200	0	0
Aes Corporation	COM	00130H105	12,870	1,000	SH		SOLE		1,000	0	0
Aflac	COM	001055102	729,252	7,050	SH		SOLE		7,050	0	0
Air Products & Chemicals	COM	009158106	572,829	1,975	SH		SOLE		1,975	0	0
Allstate Corporation	COM	020002101	424,138	2,200	SH		SOLE		2,200	0	0
Alphabet Inc (A)	COM	02079K305	9,479,197	50,075	SH		SOLE		50,075	0	0
Alphabet Inc (C)	COM	02079k107	1,844,416	9,685	SH		SOLE		9,685	0	0
Altria Group, Inc.	COM	02209S103	240,534	4,600	SH		SOLE		4,600	0	0
Amazon.Com Inc.	COM	023135106	11,493,842	52,390	SH		SOLE		52,390	0	0
Ameren Corp	COM	023608102	192,453	2,159	SH		SOLE		2,159	0	0
American Electric Power Company, Inc.	COM	025537101	399,633	4,333	SH		SOLE		4,333	0	0
American Express Co	COM	025816109	704,876	2,375	SH		SOLE		2,375	0	0
American International Group, Inc.	COM	026874784	621,712	8,540	SH		SOLE		8,540	0	0
American Tower Corporation	COM	03027X100	466,412	2,543	SH		SOLE		2,543	0	0
American Waterworks Co	COM	030420103	62,245	500	SH		SOLE		500	0	0
Ametek Inc.	COM	031100100	261,377	1,450	SH		SOLE		1,450	0	0
Amgen Inc.	COM	031162100	3,654,433	14,021	SH		SOLE		14,021	0	0
Amphenol Corp	COM	032095101	513,930	7,400	SH		SOLE		7,400	0	0
Apple Inc.	COM	037833100	33,885,081	135,313	SH		SOLE		135,313	0	0
Applied Materials Inc.	COM	038222105	272,405	1,675	SH		SOLE		1,675	0	0
Aramark	COM	03852u106	18,655	500	SH		SOLE		500	0	0
Arbor Realty Trust Reit Ord Shs	COM	038923108	86,562	6,250	SH		SOLE		6,250	0	0
Asana, Inc.	COM	04342Y104	10,135	500	SH		SOLE		500	0	0
Astrazeneca Plc	COM	046353108	360,360	5,500	SH		SOLE		5,500	0	0
Atlassian Ord Shs Class A	COM	049468101	51,110	210	SH		SOLE		210	0	0
Autodesk	COM	052769106	66,503	225	SH		SOLE		225	0	0
Automatic Data Processing	COM	053015103	1,588,060	5,425	SH		SOLE		5,425	0	0
Avalonbay Communities Inc.	COM	053484101	27,496	125	SH		SOLE		125	0	0
Bankamerica Corp	COM	060505104	197,775	4,500	SH		SOLE		4,500	0	0
Becton Dickinson	COM	075887109	56,717	250	SH		SOLE		250	0	0
Berkshire Hathaway Class B	COM	084670702	2,079,649	4,588	SH		SOLE		4,588	0	0
Blackrock Science & Technology Trust	COM	09258g104	16,269	445	SH		SOLE		445	0	0
Blackstone Group	COM	09260D107	206,904	1,200	SH		SOLE		1,200	0	0
Boeing	COM	097023105	26,550	150	SH		SOLE		150	0	0
Booking Hldgs Inc.	COM	09857L108	1,257,010	253	SH		SOLE		253	0	0
Boston Properties Inc.	COM	101121101	11,154	150	SH		SOLE		150	0	0
Boston Scientific Corp	COM	101137107	255,455	2,860	SH		SOLE		2,860	0	0
Bristol-Myers	COM	110122108	956,147	16,905	SH		SOLE		16,905	0	0
British American Tobacco	COM	110448107	21,792	600	SH		SOLE		600	0	0
British Petroleum Ads	COM	055622104	29,560	1,000	SH		SOLE		1,000	0	0
Broadcom Inc.	COM	11135F101	12,243,470	52,810	SH		SOLE		52,810	0	0
Bunge Limited	COM	h11356104	31,104	400	SH		SOLE		400	0	0
CSX Corp	COM	126408103	25,816	800	SH		SOLE		800	0	0
CVS Health Corporation	COM	126650100	594,792	13,250	SH		SOLE		13,250	0	0
Cadence Design Systems	COM	127387108	1,491,784	4,965	SH		SOLE		4,965	0	0
Calamos Conv Opp Inc Fund	COM	128117108	89,550	7,500	SH		SOLE		7,500	0	0
Capital One Financial Corp	COM	14040H105	133,740	750	SH		SOLE		750	0	0
Carrier Global Corporation	COM	14448C104	141,639	2,075	SH		SOLE		2,075	0	0
Caterpillar Inc.	COM	149123101	3,709,947	10,227	SH		SOLE		10,227	0	0
Centene Corp	COM	15135b101	196,885	3,250	SH		SOLE		3,250	0	0
Charles Schwab	COM	808513105	59,208	800	SH		SOLE		800	0	0
Cheniere Energy	COM	16411R208	794,338	4,826	SH		SOLE		4,826	0	0
Chevron Corp	COM	166764100	2,929,824	20,228	SH		SOLE		20,228	0	0
Chipotle Mexican Grill Inc.	COM	169656105	286,425	4,750	SH		SOLE		4,750	0	0
Chubb Ltd	COM	H1467J104	1,113,489	4,030	SH		SOLE		4,030	0	0
Cigna Corp	COM	125523100	489,596	1,773	SH		SOLE		1,773	0	0
Cisco Systems Inc.	COM	17275R102	1,271,912	21,485	SH		SOLE		21,485	0	0
Citigroup	COM	172967424	114,384	1,625	SH		SOLE		1,625	0	0
Clearway Energy, Inc.	COM	18539C204	358,800	13,800	SH		SOLE		13,800	0	0
Clorox Co-Del	COM	189054109	251,735	1,550	SH		SOLE		1,550	0	0
Coca Cola Co	COM	191216100	827,124	13,285	SH		SOLE		13,285	0	0
Cognizant Technology Solutions Corp	COM	192446102	42,295	550	SH		SOLE		550	0	0
Colgate Palmolive	COM	194162103	781,826	8,600	SH		SOLE		8,600	0	0
Comcast Corp Cl A	COM	20030N101	271,042	7,222	SH		SOLE		7,222	0	0
Commerce Bancshares Inc.	COM	200525103	52,901	849	SH		SOLE		849	0	0
Communication Services Select Sector Fd	COM	81369Y852	653,467	6,750	SH		SOLE		6,750	0	0
Conagra, Inc.	COM	205887102	11,100	400	SH		SOLE		400	0	0
Conocophillips	COM	20825C104	208,455	2,102	SH		SOLE		2,102	0	0
Consol Energy Inc.	COM	20854L108	432,054	4,050	SH		SOLE		4,050	0	0
Consolidated Edison	COM	209115104	861,069	9,650	SH		SOLE		9,650	0	0
Constellation Brands Inc	COM	21036P108	204,425	925	SH		SOLE		925	0	0
Corteva Inc	COM	22052L104	49,669	872	SH		SOLE		872	0	0
Costco Whsl Corp	COM	22160K105	3,862,078	4,215	SH		SOLE		4,215	0	0
CrowdStrike Holdings	COM	22788C105	2,675,691	7,820	SH		SOLE		7,820	0	0
Cummins Inc.	COM	231021106	622,251	1,785	SH		SOLE		1,785	0	0
Danaher	COM	235851102	218,072	950	SH		SOLE		950	0	0
Deere & Company	COM	244199105	1,597,349	3,770	SH		SOLE		3,770	0	0
Dell Corporation	COM	24703l202	218,265	1,894	SH		SOLE		1,894	0	0
Delta Air Lines Inc.	COM	247361702	346,060	5,720	SH		SOLE		5,720	0	0
Devon Energy Corp.	COM	25179M103	65,460	2,000	SH		SOLE		2,000	0	0
Diamondback Energy	COM	25278x109	262,128	1,600	SH		SOLE		1,600	0	0
Digital Realty Trust Inc.	COM	253868103	161,725	912	SH		SOLE		912	0	0
Discover Finl Svcs	COM	254709108	805,519	4,650	SH		SOLE		4,650	0	0
Disney Walt Co.	COM	254687106	492,724	4,425	SH		SOLE		4,425	0	0
Dnp Select Income Fund Inc.	COM	23325p104	504,504	57,200	SH		SOLE		57,200	0	0
Dominion Energy Inc.	COM	25746U109	25,799	479	SH		SOLE		479	0	0
Dover Corp	COM	260003108	112,560	600	SH		SOLE		600	0	0
Dow Inc.	COM	260557103	274,730	6,846	SH		SOLE		6,846	0	0
Duke Energy Corp.	COM	26441C204	617,673	5,733	SH		SOLE		5,733	0	0
Dupont De Nemours Inc	COM	26614N102	17,004	223	SH		SOLE		223	0	0
EOG Resources Inc.	COM	26875P101	904,027	7,375	SH		SOLE		7,375	0	0
Easterly Government Properties, Inc	COM	27616P103	320,920	28,250	SH		SOLE		28,250	0	0
Edwards Lifesciences Corp	COM	28176E108	37,015	500	SH		SOLE		500	0	0
Elevance Health Inc	COM	036752103	147,560	400	SH		SOLE		400	0	0
Eli Lilly And Co.	COM	532457108	12,714,840	16,470	SH		SOLE		16,470	0	0
Emerson Electric	COM	291011104	836,527	6,750	SH		SOLE		6,750	0	0
Energizer Holdings Inc.	COM	29272W109	17,445	500	SH		SOLE		500	0	0
Energy Transfer Partners, LP	COM	29273V100	1,253,760	64,000	SH		SOLE		64,000	0	0
Enterprise Prods Partners Lp	COM	293792107	945,818	30,160	SH		SOLE		30,160	0	0
Exelon Corporation	COM	30161N101	173,144	4,600	SH		SOLE		4,600	0	0
Exxon Mobil Corp	COM	30231G102	1,208,657	11,236	SH		SOLE		11,236	0	0
Fastenal Company	COM	311900104	14,382	200	SH		SOLE		200	0	0
Federal Realty Investment Trust	COM	313745101	419,812	3,750	SH		SOLE		3,750	0	0
Fidelity Natl Information Serv	COM	31620m106	389,715	4,825	SH		SOLE		4,825	0	0
Fifth Third Bnc	COM	316773100	52,258	1,236	SH		SOLE		1,236	0	0
First Trust NASDAQ-100 Tech Sector Index F	COM	337345102	28,242	150	SH		SOLE		150	0	0
Fiserv, Inc.	COM	337738108	51,355	250	SH		SOLE		250	0	0
Flex Lng Ltd	COM	g35947202	225,959	9,850	SH		SOLE		9,850	0	0
Ford Motor Co	COM	345370860	29,700	3,000	SH		SOLE		3,000	0	0
Generac Holdings Inc.	COM	368736104	186,060	1,200	SH		SOLE		1,200	0	0
General Dynamics	COM	369550108	563,869	2,140	SH		SOLE		2,140	0	0
General Mills Inc.	COM	370334104	156,236	2,450	SH		SOLE		2,450	0	0
Gilead Sciences Inc	COM	375558103	23,092	250	SH		SOLE		250	0	0
Glaxosmithkline Plc Adr	COM	37733w204	504,256	14,910	SH		SOLE		14,910	0	0
Goldman Sachs	COM	38141G104	644,197	1,125	SH		SOLE		1,125	0	0
Graco Inc.	COM	384109104	75,861	900	SH		SOLE		900	0	0
Grainger W W Inc.	COM	384802104	158,107	150	SH		SOLE		150	0	0
Hartford Financial Services	COM	416515104	730,245	6,675	SH		SOLE		6,675	0	0
Healthpeak Properties Inc	COM	42250P103	24,324	1,200	SH		SOLE		1,200	0	0
Hershey Foods Inc.	COM	427866108	25,402	150	SH		SOLE		150	0	0
Home Depot Inc	COM	437076102	9,500,692	24,424	SH		SOLE		24,424	0	0
Honeywell International	COM	438516106	1,400,518	6,200	SH		SOLE		6,200	0	0
Humana Inc.	COM	444859102	542,178	2,137	SH		SOLE		2,137	0	0
I Shares MSCI Emerg Mkts	COM	464287234	348,779	8,340	SH		SOLE		8,340	0	0
I Shares Nasdaq Bitotech Fd	COM	464287556	39,663	300	SH		SOLE		300	0	0
I Shares Russell 1000 Value Index	COM	464287598	4,391,654	23,722	SH		SOLE		23,722	0	0
I Shares Tr Russell 1000 Growth Index	COM	464287614	6,154,615	15,326	SH		SOLE		15,326	0	0
IBM Corp	COM	459200101	1,475,499	6,712	SH		SOLE		6,712	0	0
IShares Expanded Tech-Software	COM	464287515	538,145	5,375	SH		SOLE		5,375	0	0
IShares International Select Dividend	COM	464288448	643,430	23,500	SH		SOLE		23,500	0	0
IShares MSCI ACWI	COM	464288257	11,750	100	SH		SOLE		100	0	0
IShares Muni Bond	COM	464288414	532,750	5,000	SH		SOLE		5,000	0	0
IShares Russell 2000 Index Fd	COM	464287655	1,337,250	6,052	SH		SOLE		6,052	0	0
IShares Russell 2000 Value	COM	464287630	24,625	150	SH		SOLE		150	0	0
IShares Russell 3000 ETF	COM	464287689	33,425	100	SH		SOLE		100	0	0
IShares Russell Midcap Growth Index	COM	464287481	221,812	1,750	SH		SOLE		1,750	0	0
IShares Russell Midcap Value Index	COM	464287473	614,365	4,750	SH		SOLE		4,750	0	0
IShares S&P 500 Index	COM	464287200	1,398,115	2,375	SH		SOLE		2,375	0	0
IShares Select Dividend	COM	464287168	2,494,510	19,000	SH		SOLE		19,000	0	0
ITT Inc.	COM	45073v108	57,152	400	SH		SOLE		400	0	0
Illinois Tool Works	COM	452308109	354,984	1,400	SH		SOLE		1,400	0	0
Ingersoll Rand	COM	45687v106	12,664	140	SH		SOLE		140	0	0
Intel Corporation	COM	458140100	632,577	31,550	SH		SOLE		31,550	0	0
Intercontinental Exchange Inc	COM	45866F104	29,802	200	SH		SOLE		200	0	0
Intuit	COM	461202103	1,194,150	1,900	SH		SOLE		1,900	0	0
Intuitive Surgical Inc.	COM	46120E602	806,428	1,545	SH		SOLE		1,545	0	0
Invesco QQQ Trust	COM	46090e103	996,898	1,950	SH		SOLE		1,950	0	0
Iron Mountain, Inc.	COM	46284V101	189,198	1,800	SH		SOLE		1,800	0	0
Ishares MSCI Eafe Index Fd	COM	464287465	271,818	3,595	SH		SOLE		3,595	0	0
Ishares Phlx Semiconductor	COM	464287523	913,678	4,240	SH		SOLE		4,240	0	0
Ishares Russell Midcap Index Fund	COM	464287499	1,238,042	14,005	SH		SOLE		14,005	0	0
Ishares Silver Trust	COM	46428Q109	52,660	2,000	SH		SOLE		2,000	0	0
Ishares Tr S&P 500 Growth	COM	464287309	380,737	3,750	SH		SOLE		3,750	0	0
Ishares Tr S&P 500 Value	COM	464287408	286,320	1,500	SH		SOLE		1,500	0	0
Ishares US Real Estate	COM	464287739	151,222	1,625	SH		SOLE		1,625	0	0
J P Morgan/Chase	COM	46625H100	6,112,365	25,499	SH		SOLE		25,499	0	0
JB Hunt Transport	COM	445658107	255,990	1,500	SH		SOLE		1,500	0	0
Jacob Solutions Inc	COM	46982l108	26,724	200	SH		SOLE		200	0	0
Jefferies Financial Group Inc	COM	47233W109	815,360	10,400	SH		SOLE		10,400	0	0
Johnson & Johnson	COM	478160104	2,584,359	17,870	SH		SOLE		17,870	0	0
Johnson Controls International Plc	COM	g51502105	276,255	3,500	SH		SOLE		3,500	0	0
KLA Corporation	COM	482480100	2,383,744	3,783	SH		SOLE		3,783	0	0
Kayne Anderson Mlp	COM	486606106	661,428	52,040	SH		SOLE		52,040	0	0
Kellogg	COM	487836108	60,727	750	SH		SOLE		750	0	0
Keurig Dr. Pepper	COM	49271v100	11,627	362	SH		SOLE		362	0	0
Kimberly Clark Corp.	COM	494368103	317,772	2,425	SH		SOLE		2,425	0	0
Kinder Morgan Inc	COM	49456B101	712,400	26,000	SH		SOLE		26,000	0	0
Kraft Heinz (The)	COM	500754106	184,260	6,000	SH		SOLE		6,000	0	0
L3Harris Technologies	COM	502431109	2,071,258	9,850	SH		SOLE		9,850	0	0
Lab Corp. Of America Holdings	COM	504922105	458,640	2,000	SH		SOLE		2,000	0	0
Lam Research Corp.	COM	512807108	3,166,202	43,835	SH		SOLE		43,835	0	0
Linde PLC Ordinary Share	COM	G54950103	83,734	200	SH		SOLE		200	0	0
Lockheed Martin Corp	COM	539830109	1,495,237	3,077	SH		SOLE		3,077	0	0
Louisiana Pac Corp	COM	546347105	51,775	500	SH		SOLE		500	0	0
Lowes Cos Inc.	COM	548661107	1,996,859	8,091	SH		SOLE		8,091	0	0
Lyondellbasell Industries	COM	n53745100	18,567	250	SH		SOLE		250	0	0
M & T Bank Corp	COM	55261F104	94,005	500	SH		SOLE		500	0	0
MGE Energy	COM	55277P104	28,188	300	SH		SOLE		300	0	0
MPLX Com Unit Rep LTD	COM	55336V100	555,176	11,600	SH		SOLE		11,600	0	0
Marathon Pete Corp	COM	56585A102	136,012	975	SH		SOLE		975	0	0
Market Vectors Gold Miners ETF	COM	92189f106	16,955	500	SH		SOLE		500	0	0
Marriott International	COM	571903202	104,602	375	SH		SOLE		375	0	0
Martin Marietta Materials	COM	573284106	258,250	500	SH		SOLE		500	0	0
Marvell Technology, Inc.	COM	573874104	55,225	500	SH		SOLE		500	0	0
Mastercard Inc. (A)	COM	57636Q104	4,457,415	8,465	SH		SOLE		8,465	0	0
Mcdonald's Corporation	COM	580135101	1,923,130	6,634	SH		SOLE		6,634	0	0
Mckesson Corp	COM	58155Q103	56,991	100	SH		SOLE		100	0	0
Medtronic Inc	COM	G5960L103	852,719	10,675	SH		SOLE		10,675	0	0
Merck & Co., Inc.	COM	58933Y105	1,373,819	13,810	SH		SOLE		13,810	0	0
Meta Platforms Inc.	COM	30303m102	8,721,171	14,895	SH		SOLE		14,895	0	0
Metlife Inc Com	COM	59156R108	163,760	2,000	SH		SOLE		2,000	0	0
Micron Technology	COM	595112103	370,304	4,400	SH		SOLE		4,400	0	0
Microsoft Corp	COM	594918104	30,018,387	71,218	SH		SOLE		71,218	0	0
Mondelez Intl Inc	COM	609207105	608,888	10,194	SH		SOLE		10,194	0	0
Moog, Inc.	COM	615394202	39,368	200	SH		SOLE		200	0	0
Morgan Stanley	COM	617446448	125,720	1,000	SH		SOLE		1,000	0	0
Nestles Sa Spons Adr	COM	641069406	109,149	1,321	SH		SOLE		1,321	0	0
Netflix Inc.	COM	64110L106	1,580,310	1,773	SH		SOLE		1,773	0	0
Neuberger Bernman MLP Income Fund, Inc	COM	64129h104	26,490	3,000	SH		SOLE		3,000	0	0
New Residential Investment Corp	COM	64828T201	157,035	14,500	SH		SOLE		14,500	0	0
Newmont Mining	COM	651639106	25,123	675	SH		SOLE		675	0	0
Nextera Energy Inc.	COM	65339F101	1,075,350	15,000	SH		SOLE		15,000	0	0
Nextera Energy Partners LP	COM	65341b106	531,508	29,860	SH		SOLE		29,860	0	0
Nike Inc Cl B	COM	654106103	586,442	7,750	SH		SOLE		7,750	0	0
Nisource Inc	COM	65473P105	71,866	1,955	SH		SOLE		1,955	0	0
Norfolk Southern	COM	655844108	269,905	1,150	SH		SOLE		1,150	0	0
Northrop Grumman Corp	COM	666807102	891,651	1,900	SH		SOLE		1,900	0	0
Northwest Natural Holding CO	COM	66765n105	19,780	500	SH		SOLE		500	0	0
Novartis Ag	COM	66987V109	122,513	1,259	SH		SOLE		1,259	0	0
Novo Nordisk Inc.	COM	670100205	479,131	5,570	SH		SOLE		5,570	0	0
Nucor Corp.	COM	670346105	350,130	3,000	SH		SOLE		3,000	0	0
Nvidia Corp.	COM	67066G104	25,422,440	189,310	SH		SOLE		189,310	0	0
O Reilly Automotive Inc.	COM	67103H107	2,288,594	1,930	SH		SOLE		1,930	0	0
Olin Corporation	COM	680665205	2,065,180	61,100	SH		SOLE		61,100	0	0
Oneok Inc.	COM	682680103	1,822,260	18,150	SH		SOLE		18,150	0	0
Oracle Corp	COM	68389X105	3,713,572	22,285	SH		SOLE		22,285	0	0
Otis Worldwide Corporation	COM	68902V107	55,196	596	SH		SOLE		596	0	0
PPG Industries Inc.	COM	693506107	226,955	1,900	SH		SOLE		1,900	0	0
Palantir Technologies Inc.	COM	69608a108	151,260	2,000	SH		SOLE		2,000	0	0
Palo Alto Networks Inc.	COM	697435105	1,621,264	8,910	SH		SOLE		8,910	0	0
Parker Hannifin Corp	COM	701094104	1,962,153	3,085	SH		SOLE		3,085	0	0
Paychex	COM	704326107	77,121	550	SH		SOLE		550	0	0
Paypal Holdings Inc	COM	70450y103	42,675	500	SH		SOLE		500	0	0
Pepsico Inc	COM	713448108	4,002,371	26,321	SH		SOLE		26,321	0	0
Pfizer, Inc.	COM	717081103	988,242	37,250	SH		SOLE		37,250	0	0
Philip Morris Intl Inc	COM	718172109	2,012,854	16,725	SH		SOLE		16,725	0	0
Phillips 66	COM	718546104	259,760	2,280	SH		SOLE		2,280	0	0
Pinnacle West Capital	COM	723484101	33,908	400	SH		SOLE		400	0	0
Price T Rowe Associates	COM	74144T108	22,618	200	SH		SOLE		200	0	0
Procter & Gamble	COM	742718109	2,866,815	17,100	SH		SOLE		17,100	0	0
Progressive Corp Ohio	COM	743315103	530,736	2,215	SH		SOLE		2,215	0	0
Public Storage	COM	74460d109	314,412	1,050	SH		SOLE		1,050	0	0
Qualcomm Inc	COM	747525103	2,818,927	18,350	SH		SOLE		18,350	0	0
Quanex Corp	COM	747619104	727,200	30,000	SH		SOLE		30,000	0	0
RTX Corporation	COM	75513E101	1,200,711	10,376	SH		SOLE		10,376	0	0
Real Estate Select Sector SPDR Fund	COM	81369y860	511,141	12,568	SH		SOLE		12,568	0	0
Realty Income Corp	COM	756109104	19,228	360	SH		SOLE		360	0	0
Reaves Utility Inc. Tr	COM	756158101	190,140	6,000	SH		SOLE		6,000	0	0
Regeneron Pharma	COM	75886F107	1,272,934	1,787	SH		SOLE		1,787	0	0
Rithm Capital Corp	COM	64828T201	108,300	10,000	SH		SOLE		10,000	0	0
Rockwell Automation	COM	773903109	50,013	175	SH		SOLE		175	0	0
S&P SPDR Utilities	COM	81369y886	678,939	8,970	SH		SOLE		8,970	0	0
SPDR TR Biotech	COM	78464a870	135,090	1,500	SH		SOLE		1,500	0	0
SRH Total Return Fund, Inc	COM	101507101	192,240	12,000	SH		SOLE		12,000	0	0
Salesforce Inc.	COM	79466L302	1,083,229	3,240	SH		SOLE		3,240	0	0
Sanofi	COM	80105N105	48,230	1,000	SH		SOLE		1,000	0	0
Schlumberger Ltd	COM	806857108	40,449	1,055	SH		SOLE		1,055	0	0
Seagate Technology	COM	G7997R103	64,732	750	SH		SOLE		750	0	0
Sector Spdr Tr Shs Ben Int Technology	COM	81369Y803	1,738,087	7,475	SH		SOLE		7,475	0	0
Select SPDR Energy	COM	81369y506	1,683,647	19,655	SH		SOLE		19,655	0	0
Select SPDR Materials (XLB)	COM	81369y100	580,566	6,900	SH		SOLE		6,900	0	0
Select SPDR Tr Health Care Sector	COM	81369y209	275,140	2,000	SH		SOLE		2,000	0	0
Select Sector SPDR Financial	COM	81369y605	1,776,127	36,750	SH		SOLE		36,750	0	0
Select Sector Spider Con Disc	COM	81369y407	1,549,137	6,905	SH		SOLE		6,905	0	0
Select Sector Spider Industrial	COM	81369y704	559,980	4,250	SH		SOLE		4,250	0	0
Select Spiders Consumer Staples	COM	81369y308	706,311	8,985	SH		SOLE		8,985	0	0
Sempra Energy	COM	816851109	35,088	400	SH		SOLE		400	0	0
SentinelOne Inc.	COM	81730h109	17,760	800	SH		SOLE		800	0	0
Servicenow Inc.	COM	81762P102	2,104,338	1,985	SH		SOLE		1,985	0	0
Sherwin Williams Co.	COM	824348106	2,558,993	7,528	SH		SOLE		7,528	0	0
Simon Property Group	COM	828806109	822,303	4,775	SH		SOLE		4,775	0	0
Sirius Xm Holdings Inc.	COM	82968b103	18,012	790	SH		SOLE		790	0	0
Smucker Jm Co	COM	832696405	38,542	350	SH		SOLE		350	0	0
Smurfit Westrock PLC	COM	G8267p108	16,158	300	SH		SOLE		300	0	0
Southern Co.	COM	842587107	790,848	9,607	SH		SOLE		9,607	0	0
Spdr Dow Jones Indl Average Etf Tr Unit Se	COM	78467x109	25,955	61	SH		SOLE		61	0	0
Spire, Inc. (formerly Laclede Gas)	COM	84857l101	127,181	1,875	SH		SOLE		1,875	0	0
Standard & Poors Dep Rec Trust	COM	78462F103	1,430,035	2,440	SH		SOLE		2,440	0	0
Standard & Poors Midcap 400	COM	78467y107	102,524	180	SH		SOLE		180	0	0
Starbucks Corp	COM	855244109	1,282,062	14,050	SH		SOLE		14,050	0	0
Stryker Corp	COM	863667101	2,750,062	7,638	SH		SOLE		7,638	0	0
Synopsys Inc.	COM	871607107	1,487,628	3,065	SH		SOLE		3,065	0	0
Sysco Corp.	COM	871829107	68,814	900	SH		SOLE		900	0	0
TJX Cos Inc New Com	COM	872540109	1,545,160	12,790	SH		SOLE		12,790	0	0
Taiwan Semiconductor	COM	874039100	197,490	1,000	SH		SOLE		1,000	0	0
Tesla, Inc.	COM	88160R101	3,450,005	8,543	SH		SOLE		8,543	0	0
Texas Instruments Inc	COM	882508104	363,769	1,940	SH		SOLE		1,940	0	0
The Travelers Companies	COM	89417E109	60,463	251	SH		SOLE		251	0	0
Thermo Fisher Corp	COM	883556102	1,454,043	2,795	SH		SOLE		2,795	0	0
Tootsie Roll Inds Inc.	COM	890516107	26,898	832	SH		SOLE		832	0	0
Tortoise Energy Infrastructure Clsd Fund	COM	89147l886	1,071,378	25,509	SH		SOLE		25,509	0	0
Total S.A.	COM	89151E109	565,437	10,375	SH		SOLE		10,375	0	0
Tradeweb Markets Inc.	COM	892672106	396,033	3,025	SH		SOLE		3,025	0	0
Truist Financial Corporation	COM	89832Q109	16,831	388	SH		SOLE		388	0	0
UBER Technologies	COM	90353t100	627,931	10,410	SH		SOLE		10,410	0	0
US Bancorp	COM	902973304	663,163	13,865	SH		SOLE		13,865	0	0
Unilever Plc	COM	904767704	11,340	200	SH		SOLE		200	0	0
Union Pac Corp	COM	907818108	1,074,068	4,710	SH		SOLE		4,710	0	0
United Parcel Services	COM	911312106	75,156	596	SH		SOLE		596	0	0
Unitedhealth Group Inc.	COM	91324P102	3,931,544	7,772	SH		SOLE		7,772	0	0
Valero Energy Corp	COM	91913Y100	183,885	1,500	SH		SOLE		1,500	0	0
Vanguard Communication Services Index Fund	COM	92204A884	11,622	75	SH		SOLE		75	0	0
Vanguard Consumer Discretionary Index Fund	COM	92204A108	18,769	50	SH		SOLE		50	0	0
Vanguard Consumer Staples	COM	92204a207	14,797	70	SH		SOLE		70	0	0
Vanguard Growth ETF	COM	922908736	51,305	125	SH		SOLE		125	0	0
Vanguard Health Care Index Fund	COM	92204A504	29,174	115	SH		SOLE		115	0	0
Vanguard Industrials Index Fund	COM	92204A603	18,571	73	SH		SOLE		73	0	0
Vanguard Info Tech	COM	92204A702	37,308	60	SH		SOLE		60	0	0
Vanguard Mega Cap Growth Index Fund	COM	921910816	360,580	1,050	SH		SOLE		1,050	0	0
Vanguard Utilities Index Fund	COM	92204A876	11,113	68	SH		SOLE		68	0	0
Veralto Ord Shs	COM	92338c103	25,327	249	SH		SOLE		249	0	0
Verizon Communications	COM	92343V104	1,195,701	29,900	SH		SOLE		29,900	0	0
Vertex Pharmaceuticals	COM	92532F100	243,633	605	SH		SOLE		605	0	0
Visa Inc. (A)	COM	92826C839	3,166,721	10,020	SH		SOLE		10,020	0	0
Vitesse Eneregy Ord Shs	COM	92852x103	95,000	3,800	SH		SOLE		3,800	0	0
Vivani Medical Ord Shs	COM	92854b109	225,013	193,977	SH		SOLE		193,977	0	0
Vulcan Materials Co	COM	929160109	578,767	2,250	SH		SOLE		2,250	0	0
WEC Energy Group Inc.	COM	92939U106	220,994	2,350	SH		SOLE		2,350	0	0
Wal Mart Stores, Inc.	COM	931142103	3,262,358	36,108	SH		SOLE		36,108	0	0
Wal-Mart De Mexico Sa-Sp Adr	COM	93114W107	52,788	2,000	SH		SOLE		2,000	0	0
Walgreen Boots Alliance Inc.	COM	931427108	16,094	1,725	SH		SOLE		1,725	0	0
Wells Fargo	COM	949746101	589,665	8,395	SH		SOLE		8,395	0	0
Welltower Inc.	COM	95040Q104	800,290	6,350	SH		SOLE		6,350	0	0
Williams Co.S	COM	969457100	2,216,214	40,950	SH		SOLE		40,950	0	0
Xcel Energy	COM	98389B100	33,760	500	SH		SOLE		500	0	0
Yum Brands, Inc.	COM	988498101	143,551	1,070	SH		SOLE		1,070	0	0
Yum China Holdings, Inc	COM	98850p109	75,627	1,570	SH		SOLE		1,570	0	0
Zoetis Inc. (A)	COM	98978V103	404,881	2,485	SH		SOLE		2,485	0	0
iShares MBS Etf	COM	464288588	320,880	3,500	SH		SOLE		3,500	0	0
iShares US Medical Devices ETF	COM	464288810	99,195	1,700	SH		SOLE		1,700	0	0