Trust Co Of Vermont 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABB Ltd ADR	Com	000375204	793	45,940	SH		SOLE	0	45,940	0	0
ABB Ltd ADR	Com	000375204	129	7,499	SH		DFND	0	3,749	0	3,750
Aflac Incorporated	Com	001055102	1,057	30,870	SH		SOLE	0	30,870	0	0
Aflac Incorporated	Com	001055102	105	3,060	SH		DFND	0	3,060	0	0
AES Corporation	Com	00130H105	2	170	SH		SOLE	0	170	0	0
Alps Sector Divd Dogs ETF	Com	00162Q858	18	575	SH		SOLE	0	575	0	0
AMC Networks Inc Cl A	Com	00164V103	12	500	SH		SOLE	0	500	0	0
AT&T Inc	Com	00206R102	9,420	323,159	SH		SOLE	0	323,159	0	0
AT&T Inc	Com	00206R102	2,612	89,615	SH		DFND	0	84,701	0	4,914
Ark Innovation ETF	Com	00214Q104	16	367	SH		SOLE	0	367	0	0
Abbott Laboratories	Com	002824100	12,689	160,805	SH		SOLE	0	160,805	0	0
Abbott Laboratories	Com	002824100	2,224	28,188	SH		DFND	0	27,955	0	233
Abbvie Inc	Com	00287Y109	12,867	168,884	SH		SOLE	0	168,284	600	0
Abbvie Inc	Com	00287Y109	2,278	29,893	SH		DFND	0	28,793	0	1,100
Aberdeen Std Gold ETF	Com	00326A104	15	1,000	SH		SOLE	0	1,000	0	0
Activision Blizzard Inc	Com	00507V109	4,080	68,591	SH		SOLE	0	68,591	0	0
Activision Blizzard Inc	Com	00507V109	107	1,805	SH		DFND	0	1,805	0	0
Actinium Pharmaceuticals Inc	Com	00507W107	0	1,500	SH		SOLE	0	1,500	0	0
Adobe Inc	Com	00724F101	2,604	8,183	SH		SOLE	0	8,183	0	0
Adobe Inc	Com	00724F101	216	680	SH		DFND	0	680	0	0
Advance Auto Parts Inc	Com	00751Y106	239	2,560	SH		SOLE	0	2,560	0	0
Advanced Micro Devices Inc	Com	007903107	55	1,218	SH		SOLE	0	1,218	0	0
Aerovironment Inc	Com	008073108	12	200	SH		SOLE	0	200	0	0
Agilent Technologies Inc	Com	00846U101	68	943	SH		SOLE	0	943	0	0
Agilent Technologies Inc	Com	00846U101	131	1,830	SH		DFND	0	0	0	1,830
Air Products & Chemical Inc	Com	009158106	10,152	50,860	SH		SOLE	0	50,860	0	0
Air Products & Chemical Inc	Com	009158106	1,287	6,450	SH		DFND	0	4,700	0	1,750
Akamai Technologies Inc	Com	00971T101	4	45	SH		SOLE	0	45	0	0
Alarm.com Holdings Inc	Com	011642105	16	400	SH		SOLE	0	400	0	0
Albemarle Corp	Com	012653101	1	15	SH		SOLE	0	15	0	0
Alexander & Baldwin Inc New	Com	014491104	28	2,466	SH		SOLE	0	2,466	0	0
Alexander & Baldwin Inc New	Com	014491104	6	500	SH		DFND	0	500	0	0
Alibaba Group Hldg Ltd ADR	Com	01609W102	149	764	SH		SOLE	0	764	0	0
Align Technology Inc	Com	016255101	30	175	SH		SOLE	0	175	0	0
Alleghany Corp Del	Com	017175100	393	712	SH		SOLE	0	712	0	0
Allete Inc New	Com	018522300	11	184	SH		SOLE	0	184	0	0
Allison Transmission Hldgs Inc	Com	01973R101	86	2,627	SH		SOLE	0	2,627	0	0
Allstate Corp	Com	020002101	1,670	18,206	SH		SOLE	0	18,206	0	0
Allstate Corp	Com	020002101	122	1,335	SH		DFND	0	1,335	0	0
Alphabet Inc Cap Stk Cl C	Com	02079K107	21,593	18,570	SH		SOLE	0	18,465	105	0
Alphabet Inc Cap Stk Cl C	Com	02079K107	1,180	1,015	SH		DFND	0	834	13	168
Alphabet Inc Cap Stk Cl A	Com	02079K305	5,059	4,354	SH		SOLE	0	4,354	0	0
Alphabet Inc Cap Stk Cl A	Com	02079K305	241	207	SH		DFND	0	207	0	0
Altra Industrial Motion Corp	Com	02208R106	7	375	SH		SOLE	0	375	0	0
Altria Group Inc	Com	02209S103	513	13,262	SH		SOLE	0	10,512	2,750	0
Altria Group Inc	Com	02209S103	1,299	33,600	SH		DFND	0	33,600	0	0
Amazon Com Inc	Com	023135106	27,631	14,172	SH		SOLE	0	14,082	90	0
Amazon Com Inc	Com	023135106	1,764	905	SH		DFND	0	887	13	5
Ameren Corp	Com	023608102	47	640	SH		SOLE	0	640	0	0
Ameresco Inc	Com	02361E108	28	1,650	SH		DFND	0	1,650	0	0
American Airlines Inc	Com	02376R102	4	364	SH		SOLE	0	364	0	0
American Electric Power Company Inc	Com	025537101	134	1,679	SH		SOLE	0	1,679	0	0
American Electric Power Company Inc	Com	025537101	80	1,000	SH		DFND	0	1,000	0	0
American Express Co	Com	025816109	811	9,470	SH		SOLE	0	9,470	0	0
American Express Co	Com	025816109	796	9,300	SH		DFND	0	9,300	0	0
American Intl Group Inc New	Com	026874784	94	3,890	SH		SOLE	0	3,890	0	0
American States Water Co	Com	029899101	185	2,263	SH		SOLE	0	263	2,000	0
American Tower REIT	Com	03027X100	11,154	51,222	SH		SOLE	0	51,222	0	0
American Tower REIT	Com	03027X100	382	1,756	SH		DFND	0	1,756	0	0
American Water Works Company	Com	030420103	390	3,263	SH		SOLE	0	3,263	0	0
Amerisourcebergen Corp	Com	03073E105	71	800	SH		SOLE	0	800	0	0
Ameriprise Financial Inc	Com	03076C106	55	537	SH		SOLE	0	537	0	0
Ameriprise Financial Inc	Com	03076C106	256	2,500	SH		DFND	0	2,500	0	0
Ametek Inc New	Com	031100100	4	59	SH		SOLE	0	59	0	0
Amgen Inc	Com	031162100	6,661	32,858	SH		SOLE	0	32,858	0	0
Amgen Inc	Com	031162100	1,550	7,648	SH		DFND	0	7,648	0	0
Amphenol Corp New Cl A	Com	032095101	143	1,968	SH		SOLE	0	1,968	0	0
Analog Devices Inc	Com	032654105	3,604	40,198	SH		SOLE	0	40,198	0	0
Analog Devices Inc	Com	032654105	999	11,144	SH		DFND	0	11,144	0	0
Anglogold Ashanti Ltd ADR	Com	035128206	10	623	SH		SOLE	0	623	0	0
Anheuser Busch Cos	Com	03524A108	4	99	SH		SOLE	0	99	0	0
Annaly Capital Mgmt Inc	Com	035710409	3	500	SH		SOLE	0	500	0	0
Antares Pharma Inc	Com	036642106	2	1,000	SH		SOLE	0	1,000	0	0
Anthem Inc	Com	036752103	15	67	SH		SOLE	0	67	0	0
Apergy Corp	Com	03755L104	5	950	SH		SOLE	0	950	0	0
Apergy Corp	Com	03755L104	0	60	SH		DFND	0	60	0	0
Apple Inc	Com	037833100	37,890	149,002	SH		SOLE	0	148,702	300	0
Apple Inc	Com	037833100	5,111	20,100	SH		DFND	0	19,295	0	805
Applied Materials Inc	Com	038222105	3,447	75,221	SH		SOLE	0	75,221	0	0
Applied Materials Inc	Com	038222105	806	17,592	SH		DFND	0	13,642	0	3,950
Archer Daniels Midland Co	Com	039483102	24	668	SH		SOLE	0	668	0	0
Arena Pharmaceuticals Inc New	Com	040047607	13	300	SH		SOLE	0	300	0	0
Ares Capital Corp	Com	04010L103	99	9,201	SH		SOLE	0	9,201	0	0
Arrow Financial Corp	Com	042744102	1,062	38,110	SH		SOLE	0	38,110	0	0
Astrazeneca Plc Adr	Com	046353108	59	1,318	SH		SOLE	0	1,318	0	0
Astrazeneca Plc Adr	Com	046353108	112	2,500	SH		DFND	0	2,500	0	0
Atmos Energy Corp	Com	049560105	1,831	18,452	SH		SOLE	0	18,452	0	0
Atmos Energy Corp	Com	049560105	965	9,725	SH		DFND	0	9,725	0	0
Aurinia Pharmaceuticals Inc	Com	05156V102	15	1,000	SH		DFND	0	1,000	0	0
Autodesk Inc	Com	052769106	858	5,499	SH		SOLE	0	5,499	0	0
Automatic Data Processing	Com	053015103	6,999	51,205	SH		SOLE	0	51,205	0	0
Automatic Data Processing	Com	053015103	1,813	13,268	SH		DFND	0	13,268	0	0
AutoNation Inc	Com	05329W102	28	1,000	SH		SOLE	0	1,000	0	0
Autozone Inc	Com	053332102	459	542	SH		SOLE	0	542	0	0
Avanos Med Inc	Com	05350V106	1	50	SH		SOLE	0	50	0	0
Avery Dennison Corporation	Com	053611109	23	222	SH		SOLE	0	222	0	0
Avery Dennison Corporation	Com	053611109	6	54	SH		DFND	0	54	0	0
Avista Corporation	Com	05379B107	441	10,370	SH		SOLE	0	10,370	0	0
Avista Corporation	Com	05379B107	44	1,035	SH		DFND	0	1,035	0	0
Axon Enterprise Inc	Com	05464C101	21	300	SH		DFND	0	300	0	0
BCE Inc New	Com	05534B760	63	1,534	SH		SOLE	0	534	1,000	0
BP PLC Sponsored ADR	Com	055622104	45	1,860	SH		SOLE	0	1,860	0	0
BP PLC Sponsored ADR	Com	055622104	78	3,200	SH		DFND	0	3,000	0	200
BP Prudhoe Bay Royalty Trust	Com	055630107	1	200	SH		SOLE	0	200	0	0
Badger Meter Inc	Com	056525108	32	600	SH		SOLE	0	600	0	0
Ball Corp	Com	058498106	5	70	SH		SOLE	0	70	0	0
Ballard Pwr Sys Inc New	Com	058586108	4	500	SH		SOLE	0	500	0	0
Bancroft Fund Ltd	Com	059695106	9	468	SH		SOLE	0	468	0	0
Bank Of America Corp	Com	060505104	1,052	49,570	SH		SOLE	0	49,570	0	0
Bank Of America Corp	Com	060505104	207	9,769	SH		DFND	0	9,769	0	0
Bk Montreal Que	Com	063671101	1	25	SH		SOLE	0	25	0	0
Bk Montreal Que	Com	063671101	63	1,255	SH		DFND	0	1,255	0	0
Bank New York Mellon Corp	Com	064058100	470	13,961	SH		SOLE	0	13,961	0	0
Bank New York Mellon Corp	Com	064058100	22	655	SH		DFND	0	655	0	0
Bank Of Nova Scotia Halifax	Com	064149107	450	11,074	SH		SOLE	0	11,074	0	0
Bank Of Nova Scotia Halifax	Com	064149107	51	1,250	SH		DFND	0	1,250	0	0
Bar Harbor Bankshares	Com	066849100	107	6,189	SH		SOLE	0	6,189	0	0
Barings Corporate Invs	Com	06759X107	10	888	SH		SOLE	0	888	0	0
Barrick Gold Corporation	Com	067901108	13	700	SH		SOLE	0	700	0	0
Baxter International Inc	Com	071813109	203	2,501	SH		SOLE	0	2,501	0	0
Baxter International Inc	Com	071813109	49	600	SH		DFND	0	600	0	0
Becton Dickinson & Company	Com	075887109	14,081	61,281	SH		SOLE	0	61,281	0	0
Becton Dickinson & Company	Com	075887109	823	3,583	SH		DFND	0	3,583	0	0
Berkley W R Corp	Com	084423102	748	14,335	SH		SOLE	0	14,335	0	0
Berkley W R Corp	Com	084423102	59	1,125	SH		DFND	0	1,125	0	0
Berkshire Hathaway Inc Cl A	Com	084670108	544	2	SH		SOLE	0	2	0	0
Berkshire Hathaway Inc Cl A	Com	084670108	272	1	SH		DFND	0	1	0	0
Berkshire Hathaway Inc Del Cl B New	Com	084670702	19,573	107,054	SH		SOLE	0	106,654	400	0
Berkshire Hathaway Inc Del Cl B New	Com	084670702	969	5,298	SH		DFND	0	4,703	75	520
Berkshire Hills Bancorp Inc	Com	084680107	90	6,075	SH		SOLE	0	6,075	0	0
BHP Group Limited	Com	088606108	72	1,956	SH		SOLE	0	1,956	0	0
Big Lots Inc	Com	089302103	0	10	SH		SOLE	0	10	0	0
Biomarin Pharmaceutical Inc	Com	09061G101	8	100	SH		SOLE	0	100	0	0
Biogen Inc	Com	09062X103	839	2,651	SH		SOLE	0	2,651	0	0
Biogen Inc	Com	09062X103	28	90	SH		DFND	0	90	0	0
Biotelemetry Inc	Com	090672106	7	192	SH		SOLE	0	192	0	0
Blackrock Inc	Com	09247X101	12,729	28,931	SH		SOLE	0	28,831	100	0
Blackrock Inc	Com	09247X101	642	1,459	SH		DFND	0	1,124	0	335
Blackrock Muniassets Fd Inc	Com	09254J102	5	363	SH		SOLE	0	363	0	0
Blackrock Munihldgs NY Qlty Fd	Com	09255C106	17	1,350	SH		SOLE	0	1,350	0	0
Blackrock Science & Technology Tr	Com	09258G104	57	2,000	SH		SOLE	0	2,000	0	0
Blackstone Group Inc Cl A	Com	09260D107	182	4,000	SH		SOLE	0	4,000	0	0
Blackstone Group Inc Cl A	Com	09260D107	11	250	SH		DFND	0	250	0	0
Bluebird Bio Inc	Com	09609G100	12	253	SH		SOLE	0	253	0	0
Boeing Company	Com	097023105	2,113	14,171	SH		SOLE	0	14,171	0	0
Boeing Company	Com	097023105	195	1,305	SH		DFND	0	1,305	0	0
Booking Holdings Inc	Com	09857L108	5,532	4,112	SH		SOLE	0	4,062	50	0
Booking Holdings Inc	Com	09857L108	196	146	SH		DFND	0	146	0	0
Booz Allen Hamilton Hldg Corp A	Com	099502106	3	42	SH		SOLE	0	42	0	0
Boston Beer Inc Cl A	Com	100557107	662	1,800	SH		SOLE	0	1,800	0	0
Boston Omaha Corp Cl A	Com	101044105	38	2,100	SH		SOLE	0	2,100	0	0
Boston Properties Inc	Com	101121101	18	200	SH		SOLE	0	200	0	0
Boston Properties Inc	Com	101121101	148	1,600	SH		DFND	0	1,600	0	0
Boston Scientific Corp	Com	101137107	186	5,693	SH		SOLE	0	5,693	0	0
Boston Scientific Corp	Com	101137107	6	176	SH		DFND	0	176	0	0
Box Inc Cl A	Com	10316T104	22	1,600	SH		SOLE	0	1,600	0	0
Brandywine Realty Trust	Com	105368203	8	800	SH		SOLE	0	800	0	0
Brighthouse Finl Inc	Com	10922N103	1	38	SH		SOLE	0	38	0	0
Bristol Myers Squibb Co	Com	110122108	4,693	84,202	SH		SOLE	0	84,202	0	0
Bristol Myers Squibb Co	Com	110122108	1,300	23,316	SH		DFND	0	22,476	0	840
Brit Amer Tobacco ADR	Com	110448107	76	2,224	SH		SOLE	0	2,224	0	0
Broadridge Financial Solutions Inc	Com	11133T103	42	442	SH		SOLE	0	442	0	0
Broadridge Financial Solutions Inc	Com	11133T103	77	814	SH		DFND	0	814	0	0
Broadcom Inc	Com	11135F101	630	2,656	SH		SOLE	0	2,656	0	0
Brookfield Asset Mgmt Inc Cl A	Com	112585104	66	1,500	SH		SOLE	0	1,500	0	0
Brookline Bancorp Inc	Com	11373M107	245	21,685	SH		SOLE	0	21,685	0	0
Brookline Bancorp Inc	Com	11373M107	11	1,000	SH		DFND	0	1,000	0	0
Brooks Automation Inc	Com	114340102	24	800	SH		SOLE	0	800	0	0
Brown & Brown Inc	Com	115236101	51	1,400	SH		SOLE	0	1,400	0	0
Brown Foreman Distillers Corp Cl A	Com	115637100	46	900	SH		SOLE	0	900	0	0
Brown Forman Corp Cl B	Com	115637209	43	783	SH		SOLE	0	783	0	0
Cbiz Inc	Com	124805102	69	3,300	SH		SOLE	0	3,300	0	0
CDK Global Inc	Com	12508E101	90	2,726	SH		SOLE	0	2,726	0	0
CDK Global Inc	Com	12508E101	59	1,790	SH		DFND	0	1,790	0	0
CF Industries Holdings, Inc.	Com	125269100	3	100	SH		SOLE	0	100	0	0
CF Industries Holdings, Inc.	Com	125269100	48	1,775	SH		DFND	0	950	0	825
Cigna Corp New	Com	125523100	941	5,313	SH		SOLE	0	5,313	0	0
Cigna Corp New	Com	125523100	176	993	SH		DFND	0	596	0	397
CME Group Inc	Com	12572Q105	7,549	43,660	SH		SOLE	0	43,660	0	0
CME Group Inc	Com	12572Q105	365	2,112	SH		DFND	0	2,097	0	15
CMS Energy Corp	Com	125896100	16	275	SH		SOLE	0	275	0	0
CSX Corp	Com	126408103	308	5,380	SH		SOLE	0	5,380	0	0
CSX Corp	Com	126408103	988	17,250	SH		DFND	0	17,250	0	0
CTS Corp	Com	126501105	37	1,500	SH		SOLE	0	1,500	0	0
CVS Health Corp	Com	126650100	8,153	137,424	SH		SOLE	0	137,424	0	0
CVS Health Corp	Com	126650100	544	9,176	SH		DFND	0	9,176	0	0
Cable One Inc	Com	12685J105	25	15	SH		SOLE	0	15	0	0
Cabot Corp	Com	127055101	44	1,680	SH		SOLE	0	1,680	0	0
Cabot Corp	Com	127055101	34	1,315	SH		DFND	0	0	0	1,315
Cabot Microelectronics Corp	Com	12709P103	13	113	SH		SOLE	0	113	0	0
Caleres Inc	Com	129500104	14	2,700	SH		SOLE	0	2,700	0	0
California Res Corp New	Com	13057Q206	0	19	SH		SOLE	0	19	0	0
Campbell Soup Co	Com	134429109	85	1,844	SH		SOLE	0	1,844	0	0
Canada Goose Holdings Inc	Com	135086106	0	12	SH		SOLE	0	12	0	0
Canadian Natl Ry Co	Com	136375102	169	2,180	SH		SOLE	0	2,180	0	0
Canadian Pacific Railway Ltd	Com	13645T100	52	235	SH		SOLE	0	235	0	0
Canopy Growth Corp	Com	138035100	9	625	SH		SOLE	0	625	0	0
Capital One Financial Corp	Com	14040H105	2,868	56,885	SH		SOLE	0	56,885	0	0
Capital One Financial Corp	Com	14040H105	38	752	SH		DFND	0	752	0	0
Carmax Inc	Com	143130102	54	1,000	SH		SOLE	0	1,000	0	0
Carnival Corp	Com	143658300	1	71	SH		SOLE	0	71	0	0
Carvana Co	Com	146869102	11	200	SH		DFND	0	200	0	0
Casella Waste Systems Inc Cl A	Com	147448104	8	200	SH		SOLE	0	200	0	0
Casella Waste Systems Inc Cl A	Com	147448104	12	300	SH		DFND	0	300	0	0
Caterpillar Inc	Com	149123101	1,553	13,385	SH		SOLE	0	13,385	0	0
Caterpillar Inc	Com	149123101	135	1,166	SH		DFND	0	1,166	0	0
Celanese Corp Del Ser A	Com	150870103	32	430	SH		SOLE	0	430	0	0
Centerpoint Energy Inc	Com	15189T107	7	423	SH		SOLE	0	423	0	0
Centurylink Inc	Com	156700106	8	800	SH		SOLE	0	800	0	0
Cerner Corp	Com	156782104	295	4,688	SH		SOLE	0	4,688	0	0
Charter Communications Inc	Com	16119P108	62	141	SH		SOLE	0	141	0	0
Charter Communications Inc	Com	16119P108	217	498	SH		DFND	0	498	0	0
Chemours Co	Com	163851108	6	683	SH		SOLE	0	683	0	0
Chemours Co	Com	163851108	2	196	SH		DFND	0	196	0	0
Chevron Corporation	Com	166764100	4,809	66,367	SH		SOLE	0	66,367	0	0
Chevron Corporation	Com	166764100	1,840	25,397	SH		DFND	0	25,397	0	0
Chipotle Mexican Grill Inc	Com	169656105	9	13	SH		SOLE	0	13	0	0
Chipotle Mexican Grill Inc	Com	169656105	75	114	SH		DFND	0	99	0	15
Choice Hotels Intl Inc	Com	169905106	61	1,000	SH		SOLE	0	1,000	0	0
Church & Dwight Co Inc	Com	171340102	4,829	75,241	SH		SOLE	0	75,241	0	0
Church & Dwight Co Inc	Com	171340102	1,143	17,816	SH		DFND	0	17,816	0	0
Cimarex Energy Co	Com	171798101	127	7,575	SH		SOLE	0	7,575	0	0
Cimarex Energy Co	Com	171798101	4	215	SH		DFND	0	215	0	0
Cincinnati Financial Corp	Com	172062101	79	1,042	SH		SOLE	0	1,042	0	0
Cisco Sys Inc	Com	17275R102	5,873	149,390	SH		SOLE	0	149,390	0	0
Cisco Sys Inc	Com	17275R102	859	21,862	SH		DFND	0	21,862	0	0
Cintas Corporation	Com	172908105	126	725	SH		SOLE	0	725	0	0
Citigroup Inc New	Com	172967424	574	13,620	SH		SOLE	0	13,620	0	0
Citigroup Inc New	Com	172967424	13	300	SH		DFND	0	300	0	0
Citrix Sys Inc	Com	177376100	57	401	SH		SOLE	0	401	0	0
Clorox Company	Com	189054109	4,945	28,544	SH		SOLE	0	28,544	0	0
Clorox Company	Com	189054109	172	991	SH		DFND	0	991	0	0
Coca Cola Co	Com	191216100	2,644	59,754	SH		SOLE	0	59,754	0	0
Coca Cola Co	Com	191216100	887	20,036	SH		DFND	0	20,036	0	0
Cognizant Technology Sol Corp Cl A	Com	192446102	394	8,472	SH		SOLE	0	8,472	0	0
Cognizant Technology Sol Corp Cl A	Com	192446102	16	335	SH		DFND	0	335	0	0
Colgate-Palmolive Co	Com	194162103	2,024	30,496	SH		SOLE	0	30,496	0	0
Colgate-Palmolive Co	Com	194162103	895	13,482	SH		DFND	0	13,482	0	0
Comcast Corp Cl A	Com	20030N101	4,846	140,968	SH		SOLE	0	140,968	0	0
Comcast Corp Cl A	Com	20030N101	566	16,455	SH		DFND	0	16,455	0	0
Community Bk Sys Inc	Com	203607106	150	2,552	SH		SOLE	0	2,552	0	0
Community Bk Sys Inc	Com	203607106	247	4,204	SH		DFND	0	4,204	0	0
Compass Diversified Hldgs LLC	Com	20451Q104	5	350	SH		SOLE	0	350	0	0
Conagra Brands Inc	Com	205887102	84	2,848	SH		SOLE	0	2,848	0	0
Conagra Brands Inc	Com	205887102	29	1,000	SH		DFND	0	1,000	0	0
Conduent Inc	Com	206787103	1	220	SH		SOLE	0	220	0	0
Conocophillips	Com	20825C104	890	28,899	SH		SOLE	0	28,899	0	0
Conocophillips	Com	20825C104	46	1,500	SH		DFND	0	1,500	0	0
Consolidated Edison Inc	Com	209115104	536	6,870	SH		SOLE	0	6,870	0	0
Consolidated Edison Inc	Com	209115104	281	3,600	SH		DFND	0	3,600	0	0
Constellation Brands Inc	Com	21036P108	2,094	14,606	SH		SOLE	0	14,606	0	0
Constellation Brands Inc	Com	21036P108	33	233	SH		DFND	0	233	0	0
Cooper Co Inc New	Com	216648402	23	85	SH		SOLE	0	85	0	0
Corning Inc	Com	219350105	145	7,043	SH		SOLE	0	7,043	0	0
Corning Inc	Com	219350105	42	2,050	SH		DFND	0	0	0	2,050
Corteva Inc	Com	22052L104	163	6,945	SH		SOLE	0	6,945	0	0
Corteva Inc	Com	22052L104	58	2,450	SH		DFND	0	2,450	0	0
Costco Wholesale Corporation	Com	22160K105	11,589	40,645	SH		SOLE	0	40,645	0	0
Costco Wholesale Corporation	Com	22160K105	1,442	5,056	SH		DFND	0	4,486	0	570
Convanta Hldg Corp	Com	22282E102	20	2,288	SH		DFND	0	2,288	0	0
Covetrus Inc	Com	22304C100	3	424	SH		SOLE	0	424	0	0
Cracker Barrel Old Country Store	Com	22410J106	8	100	SH		DFND	0	100	0	0
Criteo SA ADR	Com	226718104	6	750	SH		SOLE	0	750	0	0
Crown Castle Intl Corp New	Com	22822V101	65	451	SH		SOLE	0	451	0	0
Crown Holdings Inc	Com	228368106	2,467	42,498	SH		SOLE	0	42,128	370	0
Crown Holdings Inc	Com	228368106	4	65	SH		DFND	0	65	0	0
Cummins Inc	Com	231021106	308	2,273	SH		SOLE	0	2,273	0	0
Cummins Inc	Com	231021106	32	235	SH		DFND	0	235	0	0
Curtiss-Wright Corp	Com	231561101	7	80	SH		SOLE	0	80	0	0
Curtiss-Wright Corp	Com	231561101	16	175	SH		DFND	0	175	0	0
DBX Xtrackers MSCI ETF	Com	233051200	20	737	SH		SOLE	0	737	0	0
DTE Energy Co	Com	233331107	4	42	SH		SOLE	0	42	0	0
DXC Technology Co	Com	23355L106	8	625	SH		SOLE	0	625	0	0
DXC Technology Co	Com	23355L106	2	140	SH		DFND	0	140	0	0
Danaher Corp	Com	235851102	4,937	35,672	SH		SOLE	0	35,672	0	0
Danaher Corp	Com	235851102	374	2,705	SH		DFND	0	2,530	0	175
Deere & Co	Com	244199105	1,558	11,277	SH		SOLE	0	11,277	0	0
Deere & Co	Com	244199105	83	600	SH		DFND	0	600	0	0
Delta Air Lines Inc Del New	Com	247361702	49	1,700	SH		SOLE	0	1,700	0	0
Dentsply Sirona Inc	Com	24906P109	8	200	SH		SOLE	0	200	0	0
Deutsche Post AG ADR	Com	25157Y202	2	69	SH		SOLE	0	69	0	0
Dexcom Inc	Com	252131107	30	113	SH		SOLE	0	113	0	0
Diageo PLC Spons ADR New	Com	25243Q205	6,425	50,543	SH		SOLE	0	50,543	0	0
Diageo PLC Spons ADR New	Com	25243Q205	457	3,598	SH		DFND	0	3,598	0	0
Diamondback Energy Inc	Com	25278X109	8	322	SH		SOLE	0	322	0	0
Diamondback Energy Inc	Com	25278X109	8	322	SH		DFND	0	322	0	0
Digital Realty Trust Inc	Com	253868103	895	6,443	SH		SOLE	0	6,443	0	0
Digital Realty Trust Inc	Com	253868103	503	3,621	SH		DFND	0	3,621	0	0
Disney Walt Company	Com	254687106	14,823	153,451	SH		SOLE	0	153,451	0	0
Disney Walt Company	Com	254687106	917	9,495	SH		DFND	0	9,495	0	0
Discover Financial Services	Com	254709108	21	600	SH		SOLE	0	600	0	0
Discovery Communications Inc A	Com	25470F104	3	166	SH		SOLE	0	166	0	0
Discovery Communications Inc New Ser C	Com	25470F302	83	4,723	SH		SOLE	0	4,723	0	0
Dish Network Corp Cl A	Com	25470M109	48	2,400	SH		SOLE	0	2,400	0	0
Docusign Inc	Com	256163106	16	170	SH		SOLE	0	170	0	0
Dollar Gen Corp New	Com	256677105	57	375	SH		SOLE	0	375	0	0
Dollar Tree Inc	Com	256746108	30	410	SH		SOLE	0	410	0	0
Dollar Tree Inc	Com	256746108	22	300	SH		DFND	0	300	0	0
Dominion Energy Inc	Com	25746U109	5,348	74,076	SH		SOLE	0	74,076	0	0
Dominion Energy Inc	Com	25746U109	856	11,858	SH		DFND	0	11,858	0	0
Dominos Pizza Inc	Com	25754A201	185	572	SH		SOLE	0	572	0	0
RR Donnelley & Sons Co New	Com	257867200	0	17	SH		DFND	0	17	0	0
Donnelley Finl Solutions Inc	Com	25787G100	0	6	SH		DFND	0	6	0	0
Dorchester Minerals LP	Com	25820R105	199	21,416	SH		DFND	0	21,416	0	0
Douglas Dynamics Inc	Com	25960R105	11	300	SH		DFND	0	300	0	0
Dover Corp	Com	260003108	1,118	13,315	SH		SOLE	0	13,315	0	0
Dover Corp	Com	260003108	21	255	SH		DFND	0	255	0	0
Dow Inc	Com	260557103	229	7,827	SH		SOLE	0	7,827	0	0
Dow Inc	Com	260557103	68	2,309	SH		DFND	0	2,309	0	0
Duke Realty Corporation	Com	264411505	6	200	SH		SOLE	0	200	0	0
Duke Energy Corp New	Com	26441C204	1,037	12,826	SH		SOLE	0	12,826	0	0
Duke Energy Corp New	Com	26441C204	267	3,303	SH		DFND	0	3,303	0	0
Dunkin Brands Group Inc	Com	265504100	2	40	SH		SOLE	0	40	0	0
Dupont De Nemours Inc	Com	26614N102	225	6,602	SH		SOLE	0	6,602	0	0
Dupont De Nemours Inc	Com	26614N102	60	1,746	SH		DFND	0	1,641	0	105
EOG Resources Inc	Com	26875P101	117	3,270	SH		SOLE	0	3,270	0	0
EOG Resources Inc	Com	26875P101	6	180	SH		DFND	0	180	0	0
Eastman Chemical Co	Com	277432100	5	112	SH		SOLE	0	112	0	0
Eaton Vance Enhanced Equity Income Fd	Com	278274105	6	500	SH		SOLE	0	500	0	0
Eaton Vance Enhanced Equity Income Fd	Com	278274105	8	650	SH		DFND	0	650	0	0
Eaton Vance New York Mun Bd Fd	Com	27827Y109	17	1,441	SH		SOLE	0	1,441	0	0
Eaton Vance Tax Advantaged Divd Inc Fund	Com	27828G107	21	1,250	SH		SOLE	0	1,250	0	0
Eaton Vance Tax Advantaged Global Divd Inc F	Com	27828S101	30	2,500	SH		SOLE	0	2,500	0	0
Eaton Vance Tax Mgd Global Divers Eq Inc Fd	Com	27829F108	49	7,640	SH		SOLE	0	7,640	0	0
Ebay Inc	Com	278642103	705	23,465	SH		SOLE	0	23,465	0	0
Ecolab Inc	Com	278865100	9,622	61,748	SH		SOLE	0	61,748	0	0
Ecolab Inc	Com	278865100	765	4,912	SH		DFND	0	4,912	0	0
Edison Intl	Com	281020107	25	461	SH		SOLE	0	461	0	0
Edwards Lifesciences Corp	Com	28176E108	48	253	SH		SOLE	0	253	0	0
Elanco Animal Health Inc	Com	28414H103	1	40	SH		DFND	0	40	0	0
Electronic Arts Inc	Com	285512109	13	128	SH		SOLE	0	128	0	0
Emerson Electric Co	Com	291011104	3,113	65,336	SH		SOLE	0	65,336	0	0
Emerson Electric Co	Com	291011104	438	9,198	SH		DFND	0	7,398	0	1,800
Enbridge Inc	Com	29250N105	11,376	391,076	SH		SOLE	0	391,076	0	0
Enbridge Inc	Com	29250N105	1,304	44,815	SH		DFND	0	44,815	0	0
Energy Transfer Equity LP	Com	29273V100	50	10,843	SH		SOLE	0	10,843	0	0
Enphase Energy Inc	Com	29355A107	2	60	SH		SOLE	0	60	0	0
Enphase Energy Inc	Com	29355A107	2	75	SH		DFND	0	75	0	0
Entergy Corp New	Com	29364G103	46	490	SH		SOLE	0	490	0	0
Entergy Corp New	Com	29364G103	15	160	SH		DFND	0	160	0	0
Enterprise Bancorp Inc Mass Cdt	Com	293668109	34	1,253	SH		SOLE	0	1,253	0	0
Enterprise Product Partners LP	Com	293792107	163	11,403	SH		SOLE	0	11,403	0	0
Enterprise Product Partners LP	Com	293792107	18	1,246	SH		DFND	0	1,246	0	0
Equifax Inc	Com	294429105	24	200	SH		DFND	0	200	0	0
Equinix Inc	Com	29444U700	209	334	SH		SOLE	0	334	0	0
Equinor ASA ADR	Com	29446M102	5	400	SH		DFND	0	400	0	0
Equity Residential	Com	29476L107	23	375	SH		SOLE	0	375	0	0
Esco Technologies Inc	Com	296315104	47	615	SH		SOLE	0	615	0	0
Esperion Therapeutics Inc New	Com	29664W105	9	300	SH		DFND	0	300	0	0
Essential Utils Inc	Com	29670G102	117	2,875	SH		SOLE	0	2,875	0	0
Essex Ppty Tr REIT	Com	297178105	280	1,272	SH		SOLE	0	975	297	0
Evergy Inc NPV	Com	30034W106	110	2,000	SH		DFND	0	2,000	0	0
Eversource Energy	Com	30040W108	308	3,937	SH		SOLE	0	3,937	0	0
Exact Sciences Corp	Com	30063P105	7	128	SH		SOLE	0	128	0	0
Exelon Corp	Com	30161N101	162	4,398	SH		SOLE	0	4,398	0	0
Exelon Corp	Com	30161N101	49	1,342	SH		DFND	0	1,342	0	0
Expedia Inc Del New	Com	30212P303	6	100	SH		SOLE	0	100	0	0
Expeditors Intl Of Wash Inc	Com	302130109	31	461	SH		SOLE	0	461	0	0
Extra Space Storage Inc	Com	30225T102	3	32	SH		SOLE	0	32	0	0
Exxon Mobil Corp	Com	30231G102	3,294	86,756	SH		SOLE	0	86,756	0	0
Exxon Mobil Corp	Com	30231G102	1,557	41,002	SH		DFND	0	40,053	0	949
Flir Sys Inc	Com	302445101	7	225	SH		SOLE	0	225	0	0
FMC Corp New	Com	302491303	4	50	SH		SOLE	0	50	0	0
FRP Hldgs Inc	Com	30292L107	37	850	SH		SOLE	0	850	0	0
Facebook Inc Cl A	Com	30303M102	6,957	41,708	SH		SOLE	0	41,708	0	0
Facebook Inc Cl A	Com	30303M102	297	1,779	SH		DFND	0	1,694	85	0
Fastenal Co	Com	311900104	42	1,348	SH		SOLE	0	1,348	0	0
Federal Realty Inv Trust	Com	313747206	97	1,300	SH		DFND	0	1,300	0	0
Fedex Corp	Com	31428X106	1,240	10,230	SH		SOLE	0	10,230	0	0
Fedex Corp	Com	31428X106	54	448	SH		DFND	0	448	0	0
Ferguson PLC	Com	31502A303	2	367	SH		SOLE	0	367	0	0
Fidelity Natl Information Svcs Inc	Com	31620M106	69	565	SH		SOLE	0	565	0	0
Fifth Third Bancorp	Com	316773100	4	300	SH		SOLE	0	300	0	0
First American Finl Corp	Com	31847R102	6	150	SH		DFND	0	150	0	0
First Industrial Realty Tr	Com	32054K103	5	152	SH		SOLE	0	152	0	0
First Rep Bk San Francisco New	Com	33616C100	8	95	SH		SOLE	0	95	0	0
First Solar Inc	Com	336433107	362	10,049	SH		SOLE	0	10,049	0	0
First Solar Inc	Com	336433107	109	3,012	SH		DFND	0	1,302	0	1,710
First Trust Dow Internet Index Fund	Com	33733E302	15	120	SH		SOLE	0	120	0	0
First Tr Nasdaq 100 Tech Index ETF	Com	337345102	16	190	SH		SOLE	0	190	0	0
First Tr Health Care Alphadex Fd ETF	Com	33734X143	23	315	SH		SOLE	0	315	0	0
First Tr Global Wind Energy ETF	Com	33736G106	34	2,825	SH		SOLE	0	2,825	0	0
First Tr Global Wind Energy ETF	Com	33736G106	84	6,950	SH		DFND	0	0	0	6,950
First Trust Rising Dividend Achievers ETF	Com	33738R506	21	827	SH		SOLE	0	827	0	0
1st Tr Exch Traded Fd VI ETF	Com	33738R605	14	534	SH		SOLE	0	534	0	0
Fiserv Inc	Com	337738108	292	3,074	SH		SOLE	0	3,074	0	0
Flexshares Quality Divd Index ETF	Com	33939L860	1,066	29,650	SH		SOLE	0	29,650	0	0
Floor & Decor Hldgs Inc Cl A	Com	339750101	40	1,235	SH		SOLE	0	1,235	0	0
Flowserve Corp	Com	34354P105	29	1,200	SH		SOLE	0	1,200	0	0
Fomento Economico Mexicano SAB de CV New	Com	344419106	48	800	SH		SOLE	0	800	0	0
Ford Motor Company New	Com	345370860	48	9,926	SH		SOLE	0	9,926	0	0
Forrester Research Inc	Com	346563109	10	330	SH		SOLE	0	330	0	0
Fortis Inc	Com	349553107	15	394	SH		SOLE	0	394	0	0
Fortive Corp	Com	34959J108	220	3,979	SH		SOLE	0	3,979	0	0
Fortive Corp	Com	34959J108	41	750	SH		DFND	0	750	0	0
Fortress Trans & Infrastructure Invs LLC	Com	34960P101	16	1,970	SH		SOLE	0	1,970	0	0
Fortune Brands Home & Sec Inc	Com	34964C106	90	2,075	SH		SOLE	0	2,075	0	0
Fortune Brands Home & Sec Inc	Com	34964C106	219	5,075	SH		DFND	0	5,075	0	0
Fox Corp Cl A	Com	35137L105	4	150	SH		SOLE	0	150	0	0
Fox Corp Cl B	Com	35137L204	2	66	SH		SOLE	0	66	0	0
Franco Nev Corp	Com	351858105	12	120	SH		SOLE	0	120	0	0
Franco Nev Corp	Com	351858105	109	1,100	SH		DFND	0	1,100	0	0
Franklin Resource Inc	Com	354613101	5	300	SH		SOLE	0	300	0	0
Fresenius Medical Care AG	Com	358029106	5	160	SH		SOLE	0	160	0	0
MFC GDL Fd	Com	361570104	12	1,550	SH		SOLE	0	1,550	0	0
GCI Liberty Inc NPV Cl A	Com	36164V305	467	8,190	SH		SOLE	0	8,190	0	0
GCP Applied Technologies Inc	Com	36164Y101	2	94	SH		SOLE	0	94	0	0
Gallagher Arthur J & Co	Com	363576109	116	1,427	SH		SOLE	0	1,427	0	0
Gannett Co Inc New	Com	36472T109	0	23	SH		DFND	0	23	0	0
Garrett Motion Inc	Com	366505105	0	8	SH		SOLE	0	8	0	0
General Dynamics Corp	Com	369550108	1,343	10,150	SH		SOLE	0	10,150	0	0
General Dynamics Corp	Com	369550108	348	2,630	SH		DFND	0	2,630	0	0
General Electric Co	Com	369604103	740	93,201	SH		SOLE	0	93,201	0	0
General Electric Co	Com	369604103	102	12,809	SH		DFND	0	8,208	0	4,601
General Mills Inc	Com	370334104	1,410	26,719	SH		SOLE	0	26,719	0	0
General Mills Inc	Com	370334104	243	4,596	SH		DFND	0	2,531	0	2,065
Gen Mtrs Co	Com	37045V100	12	564	SH		SOLE	0	564	0	0
Genuine Parts Co	Com	372460105	571	8,476	SH		SOLE	0	8,476	0	0
Genuine Parts Co	Com	372460105	3	46	SH		DFND	0	46	0	0
Gilead Sciences Inc	Com	375558103	1,173	15,691	SH		SOLE	0	15,691	0	0
Gilead Sciences Inc	Com	375558103	60	800	SH		DFND	0	800	0	0
Gladstone Commercial	Com	376536108	156	10,835	SH		SOLE	0	10,835	0	0
Gladstone Commercial	Com	376536108	22	1,500	SH		DFND	0	1,500	0	0
Glaxo Smithkline PLC ADR	Com	37733W105	120	3,161	SH		SOLE	0	2,161	1,000	0
Glaxo Smithkline PLC ADR	Com	37733W105	121	3,205	SH		DFND	0	3,205	0	0
Global Payments Inc	Com	37940X102	11	73	SH		SOLE	0	73	0	0
Goldman Sachs Group	Com	38141G104	156	1,007	SH		SOLE	0	1,007	0	0
Goldman Sachs Group	Com	38141G104	39	250	SH		DFND	0	235	0	15
Goldman Sachs Activebeta US Lg Cap Equity ETF	Com	381430503	7	134	SH		SOLE	0	134	0	0
Golub Capital BDC Inc	Com	38173M102	366	29,105	SH		SOLE	0	29,105	0	0
Gorman Rupp Co	Com	383082104	32	1,015	SH		SOLE	0	1,015	0	0
W R Grace & Co Del New	Com	38388F108	3	94	SH		SOLE	0	94	0	0
Graham Hldgs Co	Com	384637104	26	75	SH		SOLE	0	75	0	0
W W Grainger Inc	Com	384802104	57	229	SH		SOLE	0	229	0	0
W W Grainger Inc	Com	384802104	249	1,000	SH		DFND	0	1,000	0	0
Griffon Corp	Com	398433102	19	1,500	SH		SOLE	0	1,500	0	0
HCA Healthcare Inc	Com	40412C101	5	60	SH		SOLE	0	60	0	0
HSBC Holdings PLC Spons ADR New	Com	404280406	17	595	SH		SOLE	0	595	0	0
HP Inc	Com	40434L105	225	12,966	SH		SOLE	0	12,966	0	0
HP Inc	Com	40434L105	32	1,848	SH		DFND	0	1,848	0	0
Hain Celestial Group Inc	Com	405217100	23	872	SH		SOLE	0	872	0	0
Halliburton Company	Com	406216101	3	366	SH		SOLE	0	366	0	0
Halozyme Therapeutics Inc	Com	40637H109	4	200	SH		DFND	0	200	0	0
John Hancock Income Secs Tr	Com	410123103	22	1,588	SH		SOLE	0	1,588	0	0
Hanesbrands Inc	Com	410345102	5	615	SH		SOLE	0	615	0	0
Hanesbrands Inc	Com	410345102	3	348	SH		DFND	0	348	0	0
Harley Davidson Inc	Com	412822108	33	1,750	SH		SOLE	0	1,750	0	0
Harmony Gold Mining Co Ltd ADR	Com	413216300	0	100	SH		SOLE	0	100	0	0
Hartford Finl Svcs Group Inc	Com	416515104	18	500	SH		SOLE	0	500	0	0
Hasbro, Inc.	Com	418056107	14	197	SH		SOLE	0	197	0	0
Hasbro, Inc.	Com	418056107	6	79	SH		DFND	0	79	0	0
Hawaiian Electric Inds Inc	Com	419870100	17	405	SH		SOLE	0	405	0	0
Hawaiian Electric Inds Inc	Com	419870100	49	1,130	SH		DFND	0	1,130	0	0
Hawaiian Holdings	Com	419879101	3	250	SH		SOLE	0	250	0	0
Hawaiian Holdings	Com	419879101	5	500	SH		DFND	0	500	0	0
Healthpeak Properties Inc	Com	42250P103	906	37,977	SH		SOLE	0	37,977	0	0
Healthpeak Properties Inc	Com	42250P103	249	10,449	SH		DFND	0	10,449	0	0
Heico Corp New	Com	422806109	34	450	SH		SOLE	0	450	0	0
Hersha Hospitality Tr Priority Class A New	Com	427825500	12	3,375	SH		SOLE	0	3,375	0	0
The Hershey Company	Com	427866108	219	1,656	SH		SOLE	0	1,656	0	0
The Hershey Company	Com	427866108	159	1,200	SH		DFND	0	1,200	0	0
Hess Corp	Com	42809H107	20	603	SH		SOLE	0	603	0	0
Hewlett Packard Enterprise Co	Com	42824C109	95	9,814	SH		SOLE	0	9,814	0	0
Hewlett Packard Enterprise Co	Com	42824C109	18	1,848	SH		DFND	0	1,848	0	0
Hexcel Corp	Com	428291108	1	25	SH		SOLE	0	25	0	0
Home Depot	Com	437076102	11,052	59,196	SH		SOLE	0	59,196	0	0
Home Depot	Com	437076102	712	3,811	SH		DFND	0	3,811	0	0
Honeywell Intl Inc	Com	438516106	9,910	74,072	SH		SOLE	0	74,072	0	0
Honeywell Intl Inc	Com	438516106	886	6,619	SH		DFND	0	5,019	0	1,600
Howard Hughes Corp	Com	44267D107	188	3,720	SH		SOLE	0	3,720	0	0
Humana Inc	Com	444859102	81	257	SH		SOLE	0	257	0	0
Huntington Bancshares Inc	Com	446150104	1	96	SH		SOLE	0	96	0	0
Huntington Ingalls Industries Inc	Com	446413106	16	86	SH		SOLE	0	86	0	0
IStar Inc	Com	45031U101	4	400	SH		SOLE	0	400	0	0
ITT Inc	Com	45073V108	8	183	SH		SOLE	0	183	0	0
Idacorp Inc	Com	451107106	42	473	SH		SOLE	0	473	0	0
Idexx Labs Inc	Com	45168D104	1,910	7,885	SH		SOLE	0	7,885	0	0
Illinois Tool Wks Inc	Com	452308109	7,515	52,879	SH		SOLE	0	52,879	0	0
Illinois Tool Wks Inc	Com	452308109	1,106	7,784	SH		DFND	0	7,268	0	516
Illumina Inc	Com	452327109	51	185	SH		SOLE	0	185	0	0
ING Groep NV Spons ADR	Com	456837103	2	460	SH		SOLE	0	460	0	0
Ingersoll Rand Inc	Com	45687V106	5	192	SH		SOLE	0	192	0	0
Ingredion Inc	Com	457187102	145	1,926	SH		SOLE	0	1,926	0	0
Intel Corp	Com	458140100	10,875	200,936	SH		SOLE	0	200,936	0	0
Intel Corp	Com	458140100	1,710	31,601	SH		DFND	0	31,601	0	0
Intercontinental Exchange Inc	Com	45866F104	2,553	31,615	SH		SOLE	0	31,615	0	0
Intercontinental Exchange Inc	Com	45866F104	128	1,590	SH		DFND	0	1,590	0	0
Intl Business Machines	Com	459200101	4,557	41,084	SH		SOLE	0	41,084	0	0
Intl Business Machines	Com	459200101	1,174	10,585	SH		DFND	0	9,212	0	1,373
International Paper Co	Com	460146103	233	7,473	SH		SOLE	0	7,473	0	0
International Paper Co	Com	460146103	28	900	SH		DFND	0	900	0	0
Interpublic Group Cos Inc	Com	460690100	3	175	SH		SOLE	0	175	0	0
Interpublic Group Cos Inc	Com	460690100	10	600	SH		DFND	0	600	0	0
Invesco Bldrs Index Fd	Com	46090E103	1,166	6,126	SH		SOLE	0	6,126	0	0
Intl FCStone Inc	Com	46116V105	414	11,410	SH		SOLE	0	11,410	0	0
Intl FCStone Inc	Com	46116V105	4	100	SH		DFND	0	100	0	0
Intuit	Com	461202103	2,892	12,575	SH		SOLE	0	12,575	0	0
Intuit	Com	461202103	127	550	SH		DFND	0	550	0	0
Intuitive Surgical Inc	Com	46120E602	442	892	SH		SOLE	0	892	0	0
Intuitive Surgical Inc	Com	46120E602	334	675	SH		DFND	0	675	0	0
Invesco Buyback Achievers ETF	Com	46137V308	117	2,408	SH		SOLE	0	2,408	0	0
Invesco S&P 500 Eql Wgt ETF	Com	46137V357	761	9,059	SH		SOLE	0	9,059	0	0
Global Dragon China ETF	Com	46137V571	9	250	SH		SOLE	0	250	0	0
Invesco Tr II SP Midcap Low Volatility ETF	Com	46138E198	40	1,011	SH		SOLE	0	1,011	0	0
Invesco S&P 500 Low Volatility ETF	Com	46138E354	319	6,809	SH		SOLE	0	6,809	0	0
Invesco Senior Loan Fd ETF	Com	46138G508	4	196	SH		SOLE	0	196	0	0
Invesco Solar ETF	Com	46138G706	244	9,679	SH		SOLE	0	9,679	0	0
Invesco Solar ETF	Com	46138G706	17	665	SH		DFND	0	665	0	0
Invesco Global Clean Energy ETF	Com	46138G847	492	42,531	SH		SOLE	0	42,531	0	0
Invesco Global Clean Energy ETF	Com	46138G847	33	2,875	SH		DFND	0	2,875	0	0
InVitae Corp	Com	46185L103	5	400	SH		SOLE	0	400	0	0
IQVIA Hldgs Inc	Com	46266C105	7	62	SH		SOLE	0	62	0	0
iQIYI Inc	Com	46267X108	4	215	SH		DFND	0	215	0	0
Irobot Corporation	Com	462726100	20	500	SH		SOLE	0	500	0	0
Iron Mtn Inc New	Com	46284V101	81	3,400	SH		SOLE	0	3,400	0	0
Ishs MSCI World Index Fd ETF	Com	464286392	23	294	SH		SOLE	0	294	0	0
I Shares Msci Brazil Capped Index Fund	Com	464286400	4	150	SH		SOLE	0	150	0	0
Ishares S&P 1500 ETF	Com	464287150	20	350	SH		SOLE	0	350	0	0
Ishares S&P 1500 ETF	Com	464287150	5	87	SH		DFND	0	87	0	0
I Shares Select Dividend ETF	Com	464287168	209	2,846	SH		SOLE	0	2,846	0	0
Ishares Barclays TIPs Bond ETF	Com	464287176	719	6,094	SH		SOLE	0	6,094	0	0
Ishares Barclays TIPs Bond ETF	Com	464287176	167	1,414	SH		DFND	0	1,414	0	0
Ishares S&P 500 Index Fund	Com	464287200	2,080	8,048	SH		SOLE	0	8,048	0	0
Ishares S&P 500 Index Fund	Com	464287200	4	15	SH		DFND	0	15	0	0
Ishares Core Total US Bond Fund	Com	464287226	455	3,941	SH		SOLE	0	3,941	0	0
I Shares MSCI Emerging Markets Index	Com	464287234	802	23,496	SH		SOLE	0	22,496	1,000	0
I Shares MSCI Emerging Markets Index	Com	464287234	273	8,004	SH		DFND	0	8,004	0	0
Ishares Iboxx $ Investment Grade Corp Bd Fd	Com	464287242	142	1,149	SH		SOLE	0	1,149	0	0
Ishares S&P 500 Growth Index Fund	Com	464287309	23	137	SH		SOLE	0	137	0	0
Ishare S&P Global Healthcare Index Fd ETF	Com	464287325	5	79	SH		DFND	0	79	0	0
Ishares S&P 500 Value Index Fund	Com	464287408	27	280	SH		SOLE	0	280	0	0
Ishs Barclays 20 Plus Yr Treas Bond Fd ETF	Com	464287432	37	223	SH		SOLE	0	223	0	0
Ishares Lehman 1 - 3 Yr Treas Bond Fd	Com	464287457	30	351	SH		SOLE	0	351	0	0
I Shares MSCI EAFE Index Fd	Com	464287465	2,141	40,050	SH		SOLE	0	40,050	0	0
I Shares MSCI EAFE Index Fd	Com	464287465	33	614	SH		DFND	0	614	0	0
I Shares Russell Midcap Value Index Fund	Com	464287473	37	570	SH		SOLE	0	570	0	0
I Shares Russell Midcap Value Index Fund	Com	464287473	17	270	SH		DFND	0	270	0	0
Ishares Russell Mid Cap Growth	Com	464287481	52	425	SH		SOLE	0	425	0	0
Ishares Russell Mid Cap Growth	Com	464287481	22	182	SH		DFND	0	182	0	0
I Shares Russell Mid Cap	Com	464287499	744	17,232	SH		SOLE	0	17,232	0	0
I Shares Core S&P Mid-Cap ETF	Com	464287507	17,143	119,166	SH		SOLE	0	119,014	152	0
I Shares Core S&P Mid-Cap ETF	Com	464287507	785	5,458	SH		DFND	0	5,458	0	0
I Shares Nasdaq Biotechnology	Com	464287556	32	300	SH		SOLE	0	300	0	0
Ishares Russell 1000 Value Index Fund	Com	464287598	47	469	SH		SOLE	0	469	0	0
Ishares S&P Midcap 400 Growth Index Fund	Com	464287606	707	3,962	SH		SOLE	0	3,962	0	0
Ishares Russell 1000 Growth ETF	Com	464287614	88	585	SH		SOLE	0	585	0	0
Ishares Russell 2000 Value Index Fund	Com	464287630	129	1,572	SH		SOLE	0	1,572	0	0
Ishares Russell 2000 Growth Index Fund	Com	464287648	145	917	SH		SOLE	0	917	0	0
I Shares Russell 2000	Com	464287655	403	3,524	SH		SOLE	0	3,524	0	0
Ishares S&P Midcap 400 Value Index Fd	Com	464287705	103	942	SH		SOLE	0	942	0	0
Ishares US Telecom ETF	Com	464287713	2	80	SH		DFND	0	80	0	0
I Shares Core S&P Small-Cap ETF	Com	464287804	11,741	209,256	SH		SOLE	0	208,882	374	0
I Shares Core S&P Small-Cap ETF	Com	464287804	784	13,965	SH		DFND	0	13,965	0	0
Ishares S&P Citigroup 1 - 3 Yr Intl Treas Bd	Com	464288125	15	200	SH		SOLE	0	200	0	0
Ishares MSCI EAFE Small Cap ETF	Com	464288273	35	781	SH		SOLE	0	781	0	0
Ishs JP Morgan USD Emg Mkts Bond ETF	Com	464288281	48	499	SH		SOLE	0	499	0	0
Ishs S&P Global Infrastructure Idx ETF	Com	464288372	28	812	SH		SOLE	0	812	0	0
Ishs National Muni Bond ETF	Com	464288414	759	6,714	SH		SOLE	0	6,714	0	0
Ishares Dow Jones International Select Divd	Com	464288448	32	1,400	SH		SOLE	0	1,400	0	0
Ishs Tr Core US REIT ETF	Com	464288521	9	225	SH		SOLE	0	225	0	0
Ishares Kld 400 Social Indexfund	Com	464288570	181	1,861	SH		SOLE	0	1,861	0	0
Ishares Lehman 3-7 Yr Treas Bond Fd	Com	464288661	37	275	SH		SOLE	0	275	0	0
IShs Tr Dow Jones US Aerospace & Defense Idx	Com	464288760	22	150	SH		SOLE	0	150	0	0
iShares MSCI USA ESG Select Index	Com	464288802	201	1,833	SH		SOLE	0	1,833	0	0
iShares MSCI USA ESG Select Index	Com	464288802	61	556	SH		DFND	0	556	0	0
I Shares Silver Trust	Com	46428Q109	4	300	SH		SOLE	0	300	0	0
Ishs Edge Min Vol USA ETF	Com	46429B697	448	8,286	SH		SOLE	0	8,286	0	0
Ishs Edge Min Vol USA ETF	Com	46429B697	2	35	SH		DFND	0	35	0	0
Ishs US Short Maturity Bond ETF	Com	46431W507	38	792	SH		SOLE	0	792	0	0
Ishares US Technology ETF	Com	46431W648	3	95	SH		DFND	0	95	0	0
Ishs Edge MSCI USA Quality Factor ETF	Com	46432F339	13	155	SH		SOLE	0	155	0	0
Ishs Edge MSCI USA Momentum Factor ETF	Com	46432F396	117	1,095	SH		SOLE	0	1,095	0	0
Ishares Core MSCI EAFE ETF	Com	46432F842	20	393	SH		SOLE	0	393	0	0
Ishs Tr Core 1 -5 Yr USD Bond ETF	Com	46432F859	18	363	SH		SOLE	0	363	0	0
Ishares Core MSCI Emer Mkts ETF	Com	46434G103	23	580	SH		SOLE	0	580	0	0
IShares MSCI EM ESG ETF	Com	46434G863	286	10,455	SH		SOLE	0	10,455	0	0
IShares MSCI EM ESG ETF	Com	46434G863	16	600	SH		DFND	0	600	0	0
Ishs Tr Core Divd Growth ETF	Com	46434V621	7	200	SH		SOLE	0	200	0	0
Ishs MSCI EAFE ESG ETF	Com	46435G516	207	3,901	SH		SOLE	0	3,901	0	0
Ishs MSCI EAFE ESG ETF	Com	46435G516	7	135	SH		DFND	0	135	0	0
Ishs Gen Immunology Hlth ETF	Com	46435U192	1	40	SH		DFND	0	40	0	0
JP Morgan Chase & Co	Com	46625H100	9,061	100,643	SH		SOLE	0	100,643	0	0
JP Morgan Chase & Co	Com	46625H100	3,955	43,931	SH		DFND	0	39,329	0	4,602
Jacobs Engr Group Inc	Com	469814107	3	33	SH		SOLE	0	33	0	0
Jetblue Airways	Com	477143101	3	300	SH		DFND	0	300	0	0
Johnson & Johnson	Com	478160104	19,237	146,699	SH		SOLE	0	146,699	0	0
Johnson & Johnson	Com	478160104	3,841	29,295	SH		DFND	0	26,345	0	2,950
KLA Corporation	Com	482480100	289	2,010	SH		SOLE	0	2,010	0	0
KKR & Co Inc Cl A	Com	48251W104	23	1,000	SH		SOLE	0	1,000	0	0
Kaman Corporation	Com	483548103	12	300	SH		SOLE	0	300	0	0
Karyopharm Therapeutics Inc	Com	48576U106	38	2,000	SH		SOLE	0	2,000	0	0
Kellogg Company	Com	487836108	150	2,507	SH		SOLE	0	2,507	0	0
Kellogg Company	Com	487836108	66	1,101	SH		DFND	0	1,101	0	0
Kemper Corp Del	Com	488401100	23	310	SH		SOLE	0	310	0	0
Kennametal Inc	Com	489170100	10	533	SH		SOLE	0	533	0	0
Kennedy-Wilson Holdings Inc	Com	489398107	656	48,905	SH		SOLE	0	48,905	0	0
Kennedy-Wilson Holdings Inc	Com	489398107	13	1,000	SH		DFND	0	1,000	0	0
Keurig Dr Pepper Inc	Com	49271V100	52	2,150	SH		SOLE	0	2,150	0	0
Keycorp New	Com	493267108	169	16,265	SH		SOLE	0	16,265	0	0
Keycorp New	Com	493267108	11	1,080	SH		DFND	0	1,080	0	0
Keysight Technologies Inc	Com	49338L103	77	915	SH		DFND	0	0	0	915
Kilroy Realty	Com	49427F108	185	2,900	SH		DFND	0	2,900	0	0
Kimberly-Clark Corp	Com	494368103	1,663	13,003	SH		SOLE	0	12,003	1,000	0
Kimberly-Clark Corp	Com	494368103	137	1,068	SH		DFND	0	468	0	600
Kinder Morgan Inc	Com	49456B101	12	843	SH		SOLE	0	843	0	0
Kinder Morgan Inc	Com	49456B101	14	1,000	SH		DFND	0	1,000	0	0
Koninklijke Philips Electronics N V	Com	500472303	3	71	SH		SOLE	0	71	0	0
Kontoor Brands Inc	Com	50050N103	0	14	SH		SOLE	0	14	0	0
Kraft Heinz Co	Com	500754106	230	9,300	SH		SOLE	0	9,300	0	0
Kraft Heinz Co	Com	500754106	4	175	SH		DFND	0	175	0	0
Kroger Company	Com	501044101	7	232	SH		SOLE	0	232	0	0
LSC Communications Inc	Com	50218P107	0	6	SH		DFND	0	6	0	0
L3Harris Technologies Inc	Com	502431109	186	1,033	SH		SOLE	0	1,033	0	0
LVMH Moet Hennessy Louis Vuitton ADR	Com	502441306	5	63	SH		SOLE	0	63	0	0
Laboratory Corp Amer Hldgs New	Com	50540R409	264	2,088	SH		SOLE	0	2,088	0	0
LAM Research Corp	Com	512807108	64	265	SH		SOLE	0	265	0	0
Lamb Weston Hldgs Inc	Com	513272104	35	606	SH		SOLE	0	606	0	0
Lamb Weston Hldgs Inc	Com	513272104	19	333	SH		DFND	0	333	0	0
Las Vegas Sands Corp	Com	517834107	5	120	SH		SOLE	0	120	0	0
Estee Lauder Cos Inc Cl A	Com	518439104	44	274	SH		SOLE	0	274	0	0
Lear Corp New	Com	521865204	82	1,005	SH		SOLE	0	1,005	0	0
Leggett & Platt Inc	Com	524660107	7	266	SH		SOLE	0	266	0	0
Legg Mason Inc	Com	524901105	39	800	SH		SOLE	0	800	0	0
Leidos Holdings Inc	Com	525327102	147	1,603	SH		SOLE	0	1,603	0	0
Lennar Corp Cl B	Com	526057302	9	306	SH		SOLE	0	306	0	0
Liberty Broadband Corp A	Com	530307107	1	11	SH		SOLE	0	11	0	0
Liberty Broadbank Corp Ser C	Com	530307305	3	30	SH		SOLE	0	30	0	0
Liberty Media Corp Ser A SiriusSM Group	Com	531229409	3,051	96,278	SH		SOLE	0	96,278	0	0
Liberty Media Corp Ser A SiriusSM Group	Com	531229409	93	2,923	SH		DFND	0	2,923	0	0
Liberty Media Corp Delaware Ser A Braves Gp	Com	531229706	16	800	SH		SOLE	0	800	0	0
Liberty Media Corp Cl C	Com	531229854	1	22	SH		SOLE	0	22	0	0
Liberty Media Corp Ser A	Com	531229870	0	11	SH		SOLE	0	11	0	0
Liberty Media Corp Delaware Ser C Braves Gp	Com	531229888	10	500	SH		SOLE	0	500	0	0
Eli Lilly & Company	Com	532457108	866	6,242	SH		SOLE	0	6,242	0	0
Eli Lilly & Company	Com	532457108	403	2,905	SH		DFND	0	1,460	0	1,445
Lincoln National Corp Inc	Com	534187109	11	402	SH		SOLE	0	402	0	0
Lockheed Martin Corp	Com	539830109	4,413	13,021	SH		SOLE	0	13,021	0	0
Lockheed Martin Corp	Com	539830109	310	914	SH		DFND	0	914	0	0
Loews Corp	Com	540424108	94	2,687	SH		SOLE	0	2,687	0	0
Loop Industries Inc	Com	543518104	7	1,000	SH		SOLE	0	1,000	0	0
Lowes Companies Inc	Com	548661107	6,935	80,597	SH		SOLE	0	80,597	0	0
Lowes Companies Inc	Com	548661107	1,094	12,714	SH		DFND	0	11,914	0	800
Luckin Coffee Inc	Com	54951L109	12	435	SH		SOLE	0	435	0	0
Lyft Inc Cl A	Com	55087P104	5	175	SH		SOLE	0	175	0	0
M & T Bank Corporation	Com	55261F104	919	8,881	SH		SOLE	0	8,881	0	0
M & T Bank Corporation	Com	55261F104	360	3,481	SH		DFND	0	2,366	0	1,115
Mge Energy Inc	Com	55277P104	25	382	SH		SOLE	0	382	0	0
MGM Resorts International	Com	552953101	18	1,500	SH		SOLE	0	1,500	0	0
MSC Industrial Direct Co Cl A	Com	553530106	1,759	32,005	SH		SOLE	0	32,005	0	0
MSC Industrial Direct Co Cl A	Com	553530106	25	454	SH		DFND	0	454	0	0
MSG Network Inc A	Com	553573106	37	3,619	SH		SOLE	0	3,619	0	0
Madison Square Garden Sports Corp	Com	55825T103	37	175	SH		SOLE	0	175	0	0
Main Street Capital Corp	Com	56035L104	95	4,630	SH		SOLE	0	4,630	0	0
Manulife Finl Corp	Com	56501R106	92	7,297	SH		SOLE	0	7,297	0	0
Marathon Oil Corp	Com	565849106	14	4,276	SH		SOLE	0	4,276	0	0
Marathon Petroleum Corp	Com	56585A102	59	2,488	SH		SOLE	0	2,488	0	0
Marathon Petroleum Corp	Com	56585A102	101	4,272	SH		DFND	0	4,272	0	0
Marine Products Corp	Com	568427108	4	553	SH		SOLE	0	553	0	0
Markel Corp Holding Company	Com	570535104	617	665	SH		SOLE	0	665	0	0
Marsh & McLennan Inc	Com	571748102	246	2,850	SH		SOLE	0	2,850	0	0
Marriott International Inc Cl A	Com	571903202	76	1,011	SH		SOLE	0	1,011	0	0
Marriott International Inc Cl A	Com	571903202	68	903	SH		DFND	0	903	0	0
Masco Corp	Com	574599106	94	2,712	SH		SOLE	0	2,712	0	0
Masco Corp	Com	574599106	76	2,200	SH		DFND	0	2,200	0	0
Masimo Corp	Com	574795100	7	41	SH		SOLE	0	41	0	0
Mastercard Inc	Com	57636Q104	16,117	66,722	SH		SOLE	0	66,072	650	0
Mastercard Inc	Com	57636Q104	609	2,522	SH		DFND	0	2,522	0	0
Matador Res Co	Com	576485205	3	1,100	SH		SOLE	0	1,100	0	0
Match Group Inc	Com	57665R106	808	12,240	SH		SOLE	0	12,240	0	0
Materion Corp	Com	576690101	7	200	SH		SOLE	0	200	0	0
Matson Inc	Com	57686G105	50	1,625	SH		SOLE	0	1,625	0	0
Matson Inc	Com	57686G105	18	600	SH		DFND	0	600	0	0
Mattel Inc	Com	577081102	1	120	SH		SOLE	0	120	0	0
Maxim Integrated Prods Inc	Com	57772K101	2,806	57,717	SH		SOLE	0	57,717	0	0
Maxim Integrated Prods Inc	Com	57772K101	836	17,194	SH		DFND	0	14,794	0	2,400
McCormick & Co Inc	Com	579780206	6,774	47,968	SH		SOLE	0	47,968	0	0
McCormick & Co Inc	Com	579780206	584	4,135	SH		DFND	0	4,135	0	0
McDonalds Corp	Com	580135101	8,203	49,608	SH		SOLE	0	49,608	0	0
McDonalds Corp	Com	580135101	959	5,800	SH		DFND	0	5,800	0	0
McKesson Corp	Com	58155Q103	24	180	SH		SOLE	0	180	0	0
McKesson Corp	Com	58155Q103	4	29	SH		DFND	0	29	0	0
Merck & Co Inc New	Com	58933Y105	6,132	79,694	SH		SOLE	0	78,694	1,000	0
Merck & Co Inc New	Com	58933Y105	1,072	13,933	SH		DFND	0	8,221	0	5,712
Meredith Corp	Com	589433101	0	10	SH		SOLE	0	10	0	0
Metlife Inc	Com	59156R108	82	2,692	SH		SOLE	0	2,692	0	0
Metlife Inc	Com	59156R108	18	580	SH		DFND	0	580	0	0
Mettler Toledo Intl Inc	Com	592688105	191	276	SH		SOLE	0	276	0	0
Micro Focus International PLC	Com	594837403	1	220	SH		SOLE	0	220	0	0
Micro Focus International PLC	Com	594837403	1	186	SH		DFND	0	186	0	0
Microsoft Corp	Com	594918104	30,468	193,189	SH		SOLE	0	192,189	1,000	0
Microsoft Corp	Com	594918104	4,891	31,011	SH		DFND	0	30,629	0	382
Microchip Technology Inc	Com	595017104	25	369	SH		SOLE	0	369	0	0
Microchip Technology Inc	Com	595017104	34	500	SH		DFND	0	500	0	0
Micron Technology Inc	Com	595112103	30	718	SH		SOLE	0	718	0	0
Mid Amer Apt Cmntys Inc	Com	59522J103	11	102	SH		SOLE	0	102	0	0
Middleby Corp	Com	596278101	6	109	SH		SOLE	0	109	0	0
Middlesex Water Co	Com	596680108	28	464	SH		SOLE	0	464	0	0
Molson Coors Brewing Co Cl B	Com	60871R209	7	185	SH		SOLE	0	185	0	0
Mondelez Intl Inc	Com	609207105	4,085	81,571	SH		SOLE	0	81,571	0	0
Mondelez Intl Inc	Com	609207105	2,061	41,151	SH		DFND	0	41,151	0	0
Moodys Corp	Com	615369105	10	46	SH		SOLE	0	46	0	0
Moodys Corp	Com	615369105	239	1,128	SH		DFND	0	1,128	0	0
Morgan Stanley	Com	617446448	313	9,214	SH		SOLE	0	9,214	0	0
Morgan Stanley	Com	617446448	16	485	SH		DFND	0	485	0	0
Motorola Solutions Inc	Com	620076307	88	664	SH		SOLE	0	664	0	0
Myers Industries Inc	Com	628464109	11	1,000	SH		SOLE	0	1,000	0	0
NTT Docomo Inc ADR	Com	62942M201	4	129	SH		SOLE	0	129	0	0
Nasdaq Stock Mkt Inc	Com	631103108	3	29	SH		SOLE	0	29	0	0
National Fuel Gas Company	Com	636180101	38	1,014	SH		SOLE	0	1,014	0	0
National Grid PLC ADR New 2017	Com	636274409	255	4,369	SH		SOLE	0	4,369	0	0
National Grid PLC ADR New 2017	Com	636274409	66	1,141	SH		DFND	0	1,141	0	0
National Oilwell Varco Inc	Com	637071101	7	664	SH		SOLE	0	664	0	0
National Oilwell Varco Inc	Com	637071101	0	30	SH		DFND	0	30	0	0
National Retail Properties Inc	Com	637417106	10	300	SH		SOLE	0	300	0	0
Netapp Inc	Com	64110D104	3	73	SH		SOLE	0	73	0	0
Netflix Inc	Com	64110L106	262	697	SH		SOLE	0	697	0	0
Netflix Inc	Com	64110L106	113	300	SH		DFND	0	300	0	0
NJ Resouces Corp	Com	646025106	14	418	SH		SOLE	0	418	0	0
American New World Fd Cl F2	Com	649280823	40	737	SH		SOLE	0	737	0	0
New York Times Co Cl A	Com	650111107	31	1,000	SH		SOLE	0	1,000	0	0
Newmont Mining Corp	Com	651639106	11	237	SH		SOLE	0	237	0	0
Nextera Energy Inc	Com	65339F101	13,939	57,928	SH		SOLE	0	56,978	950	0
Nextera Energy Inc	Com	65339F101	929	3,862	SH		DFND	0	3,862	0	0
Nike Inc Cl B	Com	654106103	9,349	112,992	SH		SOLE	0	112,992	0	0
Nike Inc Cl B	Com	654106103	1,248	15,086	SH		DFND	0	15,086	0	0
Nisource Inc	Com	65473P105	36	1,459	SH		SOLE	0	1,459	0	0
Nokia Corp Spons ADR	Com	654902204	4	1,362	SH		DFND	0	1,362	0	0
Nordson Corp	Com	655663102	27	200	SH		SOLE	0	200	0	0
Norfolk Southern Corp	Com	655844108	4,519	30,952	SH		SOLE	0	30,952	0	0
Norfolk Southern Corp	Com	655844108	2,627	17,995	SH		DFND	0	17,255	0	740
Inspire Intl ESG ETF	Com	66538H419	0	19	SH		SOLE	0	19	0	0
Inspire 100 ETF	Com	66538H534	0	16	SH		SOLE	0	16	0	0
Northern Trust Corp	Com	665859104	26	340	SH		SOLE	0	340	0	0
Northrop Grumman Corp	Com	666807102	559	1,848	SH		SOLE	0	1,848	0	0
Northrop Grumman Corp	Com	666807102	91	300	SH		DFND	0	300	0	0
Nortonlife Lock Inc	Com	668771108	19	1,000	SH		DFND	0	1,000	0	0
Novartis AG ADR	Com	66987V109	8,407	101,969	SH		SOLE	0	101,969	0	0
Novartis AG ADR	Com	66987V109	619	7,512	SH		DFND	0	7,512	0	0
Novo Nordisk A/S ADR	Com	670100205	241	4,003	SH		SOLE	0	4,003	0	0
Novo Nordisk A/S ADR	Com	670100205	342	5,675	SH		DFND	0	5,675	0	0
Now Inc	Com	67011P100	12	2,319	SH		SOLE	0	2,319	0	0
Now Inc	Com	67011P100	0	50	SH		DFND	0	50	0	0
Nucor Corp	Com	670346105	85	2,353	SH		SOLE	0	2,353	0	0
Nucor Corp	Com	670346105	87	2,420	SH		DFND	0	850	0	1,570
Nustar Energy LP	Com	67058H102	2	255	SH		SOLE	0	255	0	0
Nuveen New York AMT Free Qlty Muni Inc Fd	Com	670656107	42	3,355	SH		SOLE	0	3,355	0	0
Nvidia Corporation	Com	67066G104	259	983	SH		SOLE	0	983	0	0
Oge Energy Co	Com	670837103	20	642	SH		SOLE	0	642	0	0
Nuveen Municipal Value Fund Inc	Com	670928100	39	4,000	SH		SOLE	0	4,000	0	0
O Reilly Automotive Inc New	Com	67103H107	142	473	SH		SOLE	0	473	0	0
Occidental Petroleum Corp	Com	674599105	32	2,769	SH		SOLE	0	2,769	0	0
Oil Dri Corp Amer	Com	677864100	10	300	SH		SOLE	0	300	0	0
Okta Inc	Com	679295105	1	8	SH		SOLE	0	8	0	0
Omnicom Group Inc	Com	681919106	74	1,357	SH		SOLE	0	1,357	0	0
Omnicom Group Inc	Com	681919106	62	1,126	SH		DFND	0	1,126	0	0
Oncolytics Biotech Inc New	Com	682310875	7	5,000	SH		SOLE	0	5,000	0	0
ONE Gas Inc	Com	68235P108	12	138	SH		SOLE	0	138	0	0
Oneok Inc New	Com	682680103	142	6,528	SH		SOLE	0	6,528	0	0
Oneok Inc New	Com	682680103	3	123	SH		DFND	0	123	0	0
Oracle Corporation	Com	68389X105	1,766	36,539	SH		SOLE	0	36,539	0	0
Oracle Corporation	Com	68389X105	383	7,935	SH		DFND	0	7,935	0	0
Ormat Technologies Inc	Com	686688102	19	281	SH		SOLE	0	281	0	0
Otter Tail Power Co	Com	689648103	6	134	SH		SOLE	0	134	0	0
Outfront Media Inc	Com	69007J106	16	1,175	SH		SOLE	0	1,175	0	0
PC Connection Inc	Com	69318J100	6	150	SH		SOLE	0	150	0	0
PNC Financial Services Group Inc	Com	693475105	516	5,392	SH		SOLE	0	5,392	0	0
PNC Financial Services Group Inc	Com	693475105	51	535	SH		DFND	0	300	0	235
PNM Resources Inc	Com	69349H107	69	1,812	SH		SOLE	0	1,812	0	0
PPG Industries Inc	Com	693506107	282	3,377	SH		SOLE	0	3,377	0	0
PPG Industries Inc	Com	693506107	50	600	SH		DFND	0	600	0	0
PPL Corp	Com	69351T106	51	2,084	SH		SOLE	0	2,084	0	0
Packaging Corp Amer	Com	695156109	19	223	SH		SOLE	0	223	0	0
Packaging Corp Amer	Com	695156109	26	300	SH		DFND	0	300	0	0
Palo Alto Networks Inc	Com	697435105	1,732	10,565	SH		SOLE	0	10,565	0	0
Palo Alto Networks Inc	Com	697435105	43	261	SH		DFND	0	261	0	0
Parker Hannifin Corp	Com	701094104	30	234	SH		SOLE	0	234	0	0
Parker Hannifin Corp	Com	701094104	44	336	SH		DFND	0	336	0	0
Paychex Inc	Com	704326107	3,293	52,331	SH		SOLE	0	51,681	650	0
Paychex Inc	Com	704326107	138	2,187	SH		DFND	0	2,187	0	0
Paypal Hldgs Inc	Com	70450Y103	6,699	69,974	SH		SOLE	0	69,474	500	0
Paypal Hldgs Inc	Com	70450Y103	330	3,448	SH		DFND	0	3,348	100	0
Pembina Pipeline Corp	Com	706327103	25	1,310	SH		SOLE	0	1,310	0	0
Penske Automotive Group Inc	Com	70959W103	1,781	63,590	SH		SOLE	0	63,213	377	0
Penske Automotive Group Inc	Com	70959W103	12	432	SH		DFND	0	432	0	0
Peoples United Financial Inc	Com	712704105	1,849	167,325	SH		SOLE	0	167,325	0	0
Peoples United Financial Inc	Com	712704105	374	33,863	SH		DFND	0	33,863	0	0
Pepsico Inc	Com	713448108	13,833	115,178	SH		SOLE	0	115,178	0	0
Pepsico Inc	Com	713448108	2,311	19,240	SH		DFND	0	18,890	0	350
PerkinElmer Inc	Com	714046109	2	28	SH		SOLE	0	28	0	0
Perspecta Inc	Com	715347100	2	83	SH		SOLE	0	83	0	0
Perspecta Inc	Com	715347100	1	69	SH		DFND	0	69	0	0
Pfizer Inc	Com	717081103	7,738	237,074	SH		SOLE	0	237,074	0	0
Pfizer Inc	Com	717081103	1,636	50,132	SH		DFND	0	50,132	0	0
Philip Morris Intl Inc	Com	718172109	1,051	14,405	SH		SOLE	0	13,405	1,000	0
Philip Morris Intl Inc	Com	718172109	219	3,000	SH		DFND	0	3,000	0	0
Phillips 66	Com	718546104	131	2,435	SH		SOLE	0	2,435	0	0
Phillips 66	Com	718546104	21	400	SH		DFND	0	400	0	0
Physicians Realty Trust	Com	71943U104	7	500	SH		DFND	0	500	0	0
Pimco Dynamic Income Fd	Com	72201Y101	3	150	SH		SOLE	0	150	0	0
Pinnacle West Capital Corporation	Com	723484101	121	1,600	SH		SOLE	0	1,600	0	0
Plug Power Inc New	Com	72919P202	0	40	SH		SOLE	0	40	0	0
Polaris Inds Inc	Com	731068102	19	400	SH		SOLE	0	400	0	0
Portland General Electric	Com	736508847	429	8,956	SH		SOLE	0	8,189	767	0
Portland General Electric	Com	736508847	139	2,900	SH		DFND	0	700	0	2,200
Premier Inc Cl A	Com	74051N102	10	300	SH		SOLE	0	300	0	0
Prestige Brand Holdings	Com	74112D101	892	24,325	SH		SOLE	0	24,325	0	0
Prestige Brand Holdings	Com	74112D101	5	129	SH		DFND	0	129	0	0
Price T Rowe Group Inc	Com	74144T108	1,334	13,657	SH		SOLE	0	13,657	0	0
Price T Rowe Group Inc	Com	74144T108	63	642	SH		DFND	0	642	0	0
Procter & Gamble Co	Com	742718109	14,049	127,721	SH		SOLE	0	127,721	0	0
Procter & Gamble Co	Com	742718109	2,115	19,225	SH		DFND	0	14,105	0	5,120
Progressive Corp Ohio	Com	743315103	165	2,231	SH		SOLE	0	2,231	0	0
ProLogis Inc	Com	74340W103	30	372	SH		SOLE	0	372	0	0
Proofpoint Inc	Com	743424103	80	775	SH		SOLE	0	775	0	0
Proshares Ultrapro QQQ	Com	74347X831	14	300	SH		SOLE	0	300	0	0
S&P 500 Aristocrats ETF	Com	74348A467	3	50	SH		SOLE	0	50	0	0
Prospect Capital Corp	Com	74348T102	2	500	SH		DFND	0	500	0	0
Provident Financial Services Inc	Com	74386T105	454	35,336	SH		SOLE	0	35,336	0	0
Prudential Financial Inc	Com	744320102	33	636	SH		SOLE	0	636	0	0
Public Service Enterprise Gp	Com	744573106	151	3,366	SH		SOLE	0	3,366	0	0
Public Service Enterprise Gp	Com	744573106	67	1,500	SH		DFND	0	1,500	0	0
Public Storage Inc	Com	74460D109	161	812	SH		SOLE	0	812	0	0
Public Storage Inc	Com	74460D109	55	279	SH		DFND	0	279	0	0
Puma Biotechnology Inc	Com	74587V107	1	100	SH		SOLE	0	100	0	0
Qualcomm Inc	Com	747525103	2,608	38,546	SH		SOLE	0	38,546	0	0
Qualcomm Inc	Com	747525103	40	592	SH		DFND	0	592	0	0
Quest Diagnostics Inc	Com	74834L100	106	1,324	SH		SOLE	0	1,324	0	0
Quest Diagnostics Inc	Com	74834L100	4	55	SH		DFND	0	55	0	0
RPM International Inc	Com	749685103	163	2,743	SH		SOLE	0	2,743	0	0
Rayonier Inc (Reit)	Com	754907103	9	401	SH		SOLE	0	401	0	0
Rayonier Advanced Materials Inc	Com	75508B104	0	133	SH		SOLE	0	133	0	0
Raytheon Co New	Com	755111507	922	7,031	SH		SOLE	0	7,031	0	0
Raytheon Co New	Com	755111507	68	520	SH		DFND	0	520	0	0
Realty Income Corporation	Com	756109104	4,966	99,596	SH		SOLE	0	98,996	600	0
Realty Income Corporation	Com	756109104	907	18,188	SH		DFND	0	18,188	0	0
Reckitt Benckiser Group PLC ADR	Com	756255204	3	196	SH		SOLE	0	196	0	0
Regeneron Pharmaceuticals Inc	Com	75886F107	10	20	SH		DFND	0	20	0	0
Regions Financial Corp New	Com	7591EP100	69	7,744	SH		SOLE	0	7,744	0	0
Republic Svcs Inc	Com	760759100	89	1,191	SH		SOLE	0	1,191	0	0
Resmed Inc	Com	761152107	56	380	SH		SOLE	0	380	0	0
Resideo Technologies Inc	Com	76118Y104	0	13	SH		SOLE	0	13	0	0
Resideo Technologies Inc	Com	76118Y104	2	500	SH		DFND	0	0	0	500
Restaurant Brands Intl Inc	Com	76131D103	2	50	SH		SOLE	0	50	0	0
Retail Opportunity	Com	76131N101	60	7,200	SH		SOLE	0	7,200	0	0
Rio Tinto PLC ADR	Com	767204100	14	304	SH		SOLE	0	304	0	0
Rite Aid Corp	Com	767754872	4	250	SH		SOLE	0	250	0	0
Rockwell Automation Inc	Com	773903109	138	912	SH		SOLE	0	912	0	0
Roper Technologies Inc	Com	776696106	71	228	SH		SOLE	0	228	0	0
Roper Technologies Inc	Com	776696106	69	220	SH		DFND	0	180	0	40
Ross Stores Inc	Com	778296103	9	104	SH		SOLE	0	104	0	0
Royal Dutch Shell PLC Spons ADR Rpstg B	Com	780259107	444	13,580	SH		SOLE	0	13,580	0	0
Royal Dutch Shell PLC Spons ADR Rep A	Com	780259206	397	11,374	SH		SOLE	0	11,374	0	0
Royal Dutch Shell PLC Spons ADR Rep A	Com	780259206	57	1,620	SH		DFND	0	1,620	0	0
Ryman Hospitality Pptys Inc	Com	78377T107	14	400	SH		SOLE	0	400	0	0
S&P Global Inc	Com	78409V104	909	3,710	SH		SOLE	0	3,710	0	0
S&P Global Inc	Com	78409V104	158	645	SH		DFND	0	620	0	25
Spdr S&P 500 Etf Trust	Com	78462F103	4,952	19,213	SH		SOLE	0	19,213	0	0
Spdr S&P 500 Etf Trust	Com	78462F103	162	627	SH		DFND	0	627	0	0
Spdr Gold Shares	Com	78463V107	468	3,163	SH		SOLE	0	3,163	0	0
Spdr Gold Shares	Com	78463V107	9	59	SH		DFND	0	59	0	0
SPDR Emerging Mkts ETF	Com	78463X509	57	2,018	SH		SOLE	0	2,018	0	0
SPDR Idx Dow Jones Intl Real Estate ETF	Com	78463X863	1	42	SH		SOLE	0	42	0	0
SPDR S&P 600 Sm Cap Growth ETF	Com	78464A201	20	440	SH		DFND	0	440	0	0
SPDR Wells Fargo Pfd Stock Port	Com	78464A292	4	114	SH		SOLE	0	114	0	0
SPDR Dow Jones REIT ETF	Com	78464A607	14	187	SH		SOLE	0	187	0	0
SPDR S&P Dividend ETF	Com	78464A763	1,637	20,493	SH		SOLE	0	20,493	0	0
SPDR S&P Dividend ETF	Com	78464A763	178	2,228	SH		DFND	0	2,228	0	0
Spdr Ser Trust SP Biotech ETF	Com	78464A870	855	11,036	SH		SOLE	0	11,036	0	0
SPDR Dow Jones Industrial Avg	Com	78467X109	2	10	SH		SOLE	0	10	0	0
SPDR S&P MidCap 400	Com	78467Y107	446	1,697	SH		SOLE	0	1,697	0	0
Spdr Ser Tr S&P 500 High Divd ETF	Com	78468R788	29	1,160	SH		SOLE	0	1,160	0	0
SPDR S&P 500 Fossil Fuel Reserves Free ETF	Com	78468R796	639	10,000	SH		SOLE	0	10,000	0	0
Safety Insurance Co	Com	78648T100	8	100	SH		SOLE	0	100	0	0
Salesforce Com Inc	Com	79466L302	4,832	33,557	SH		SOLE	0	33,557	0	0
Salesforce Com Inc	Com	79466L302	192	1,334	SH		DFND	0	1,334	0	0
Sanofi Spons ADR	Com	80105N105	381	8,715	SH		SOLE	0	8,715	0	0
Sanofi Spons ADR	Com	80105N105	22	500	SH		DFND	0	500	0	0
SAP SE Spons ADR	Com	803054204	98	890	SH		DFND	0	890	0	0
Sarepta Therapeutics Inc	Com	803607100	17	170	SH		SOLE	0	170	0	0
Henry Schein Inc	Com	806407102	65	1,292	SH		SOLE	0	1,292	0	0
Schlumberger Ltd	Com	806857108	279	20,663	SH		SOLE	0	20,663	0	0
Schlumberger Ltd	Com	806857108	0	11	SH		DFND	0	11	0	0
The Charles Schwab Corp New	Com	808513105	304	9,047	SH		SOLE	0	9,047	0	0
Schwab Strategic Tr US Broad Mkt ETF	Com	808524102	6	106	SH		DFND	0	106	0	0
Schwab Strategic Tr US Lg Cap Growth ETF	Com	808524300	25	317	SH		SOLE	0	317	0	0
Schwab Mid Cap ETF	Com	808524508	2	56	SH		DFND	0	56	0	0
Schwab Strategic Tr US REIT ETF	Com	808524847	3	85	SH		DFND	0	85	0	0
Schwab Int Term US Treasury ETF	Com	808524854	10	172	SH		SOLE	0	172	0	0
Schwab Int Term US Treasury ETF	Com	808524854	6	97	SH		DFND	0	97	0	0
Schwab Short Term US Treas ETF	Com	808524862	92	1,788	SH		SOLE	0	1,788	0	0
Sealed Air Corp New	Com	81211K100	4	176	SH		SOLE	0	176	0	0
Select Sector SPDR Tr Materials	Com	81369Y100	122	2,700	SH		SOLE	0	2,700	0	0
Amex Healthcare Select Sector SPDR ETF	Com	81369Y209	16	183	SH		SOLE	0	183	0	0
AMEX Consumer Discr Select Sector SPDR ETF	Com	81369Y407	49	500	SH		SOLE	0	500	0	0
Select Sector SPDR Energy ETF	Com	81369Y506	71	2,438	SH		SOLE	0	2,438	0	0
Financial Select Sector SPDR ETF	Com	81369Y605	35	1,704	SH		SOLE	0	1,704	0	0
MFC Select Sector SPDR Tr Technology	Com	81369Y803	106	1,325	SH		SOLE	0	1,325	0	0
Select Sector SPDR TD ETF	Com	81369Y860	4	139	SH		SOLE	0	139	0	0
Utilities Select Sector SPDR ETF	Com	81369Y886	8	150	SH		SOLE	0	150	0	0
Sempra Energy	Com	816851109	190	1,683	SH		SOLE	0	1,683	0	0
Service Pptys Tr	Com	81761L102	8	1,500	SH		DFND	0	1,500	0	0
Service Now	Com	81762P102	57	200	SH		DFND	0	200	0	0
Shake Shack Inc	Com	819047101	5	125	SH		DFND	0	125	0	0
Sherwin Williams Co	Com	824348106	1,371	2,984	SH		SOLE	0	2,984	0	0
Shopify Inc	Com	82509L107	42	100	SH		DFND	0	100	0	0
Simon Ppty Group Inc New	Com	828806109	90	1,639	SH		SOLE	0	1,639	0	0
Simon Ppty Group Inc New	Com	828806109	172	3,127	SH		DFND	0	1,400	0	1,727
Sirius XM Hldgs Inc	Com	82968B103	1	200	SH		SOLE	0	200	0	0
Skechers USA Inc Cl A	Com	830566105	25	1,050	SH		DFND	0	1,050	0	0
Skyworks Solutions Inc	Com	83088M102	27	300	SH		DFND	0	300	0	0
A O Smith Corp	Com	831865209	5	130	SH		SOLE	0	130	0	0
The J M Smucker Company	Com	832696405	1,354	12,194	SH		SOLE	0	12,194	0	0
The J M Smucker Company	Com	832696405	112	1,012	SH		DFND	0	415	0	597
Snap On Inc	Com	833034101	28	253	SH		SOLE	0	253	0	0
Snap Inc	Com	83304A106	0	20	SH		SOLE	0	20	0	0
Solaredge Technologies Inc	Com	83417M104	36	435	SH		SOLE	0	435	0	0
Solaredge Technologies Inc	Com	83417M104	41	506	SH		DFND	0	506	0	0
Sonoco Products Company	Com	835495102	4	92	SH		SOLE	0	92	0	0
South St Corp	Com	840441109	38	650	SH		SOLE	0	650	0	0
Southern Co	Com	842587107	574	10,595	SH		SOLE	0	10,595	0	0
Southern Co	Com	842587107	282	5,211	SH		DFND	0	4,645	0	566
Southern Copper Corp Del	Com	84265V105	113	4,000	SH		SOLE	0	0	4,000	0
Southwest Airlines Co	Com	844741108	25	715	SH		SOLE	0	715	0	0
Southwest Airlines Co	Com	844741108	12	350	SH		DFND	0	350	0	0
Splunk Inc	Com	848637104	7	58	SH		SOLE	0	58	0	0
Square Inc Cl A	Com	852234103	10	198	SH		SOLE	0	198	0	0
Stag Indl Inc	Com	85254J102	9	400	SH		SOLE	0	400	0	0
Stanley Black & Decker Inc	Com	854502101	42	422	SH		SOLE	0	422	0	0
Stanley Black & Decker Inc	Com	854502101	26	263	SH		DFND	0	263	0	0
Starbucks Corp	Com	855244109	8,462	128,724	SH		SOLE	0	128,724	0	0
Starbucks Corp	Com	855244109	497	7,564	SH		DFND	0	6,589	0	975
Starwood Property Trust Inc REIT	Com	85571B105	10	1,000	SH		SOLE	0	1,000	0	0
State Street Corp	Com	857477103	118	2,222	SH		SOLE	0	2,222	0	0
State Street Corp	Com	857477103	23	440	SH		DFND	0	440	0	0
Sterling Bancorp Del	Com	85917A100	11	1,010	SH		SOLE	0	1,010	0	0
Stryker Corp	Com	863667101	3,475	20,871	SH		SOLE	0	20,871	0	0
Stryker Corp	Com	863667101	871	5,229	SH		DFND	0	5,229	0	0
Suburban Propane LP	Com	864482104	7	500	SH		SOLE	0	500	0	0
Suburban Propane LP	Com	864482104	113	8,000	SH		DFND	0	8,000	0	0
Sumitomo Mitsui Finl Group	Com	86562M209	3	578	SH		SOLE	0	578	0	0
Sun Communities Inc REIT	Com	866674104	9	73	SH		DFND	0	73	0	0
Suncor Energy Inc New	Com	867224107	70	4,407	SH		SOLE	0	4,407	0	0
Suncor Energy Inc New	Com	867224107	75	4,745	SH		DFND	0	4,745	0	0
Suncoke Energy Inc	Com	86722A103	12	3,100	SH		SOLE	0	3,100	0	0
SunPower Corporation	Com	867652406	58	11,365	SH		DFND	0	0	0	11,365
Sunrun Inc	Com	86771W105	31	3,111	SH		DFND	0	3,111	0	0
Suzano SA ADR	Com	86959K105	1	100	SH		SOLE	0	100	0	0
Synchrony Financial	Com	87165B103	1,020	63,388	SH		SOLE	0	62,737	651	0
Synchrony Financial	Com	87165B103	6	397	SH		DFND	0	397	0	0
Sysco Corp	Com	871829107	1,405	30,782	SH		SOLE	0	30,782	0	0
Sysco Corp	Com	871829107	97	2,117	SH		DFND	0	2,117	0	0
TJX Cos Inc	Com	872540109	2,888	60,411	SH		SOLE	0	60,411	0	0
TJX Cos Inc	Com	872540109	481	10,060	SH		DFND	0	10,060	0	0
T Mobile US Inc	Com	872590104	7	81	SH		SOLE	0	81	0	0
Taiwan Semiconductor Manufacturing Co	Com	874039100	5	95	SH		SOLE	0	95	0	0
Takeda Pharmaceutical Co Ltd	Com	874060205	2	100	SH		DFND	0	100	0	0
Tapestry Inc	Com	876030107	6	475	SH		SOLE	0	475	0	0
Tapestry Inc	Com	876030107	6	500	SH		DFND	0	500	0	0
Target Corp	Com	87612E106	1,170	12,580	SH		SOLE	0	12,580	0	0
Target Corp	Com	87612E106	385	4,137	SH		DFND	0	4,137	0	0
Targa Res Corp	Com	87612G101	3	500	SH		SOLE	0	500	0	0
TC Energy Corp	Com	87807B107	142	3,210	SH		SOLE	0	3,210	0	0
Teladoc Health Inc	Com	87918A105	4	25	SH		SOLE	0	25	0	0
Teladoc Health Inc	Com	87918A105	16	100	SH		DFND	0	100	0	0
Teledyne Technologies Inc	Com	879360105	12	42	SH		SOLE	0	42	0	0
Teleflex Inc	Com	879369106	132	450	SH		DFND	0	450	0	0
Telefonica SA Spnsd ADR	Com	879382208	10	2,220	SH		SOLE	0	2,220	0	0
Telephone & Data Sys Inc	Com	879433829	452	26,947	SH		SOLE	0	26,947	0	0
Telus Corp	Com	87971M103	169	10,700	SH		SOLE	0	10,700	0	0
Telus Corp	Com	87971M103	35	2,200	SH		DFND	0	2,200	0	0
Templeton Global Bond Fd #406	Com	880208103	47	4,649	SH		SOLE	0	4,649	0	0
Tesla Motors Inc	Com	88160R101	558	1,065	SH		SOLE	0	1,065	0	0
Tesla Motors Inc	Com	88160R101	215	410	SH		DFND	0	410	0	0
Teva Pharmaceutical Inds ADR	Com	881624209	0	49	SH		SOLE	0	49	0	0
Texas Instruments Inc	Com	882508104	1,094	10,947	SH		SOLE	0	10,947	0	0
Texas Instruments Inc	Com	882508104	76	763	SH		DFND	0	763	0	0
Texas Pacific Land Trust	Com	882610108	190	500	SH		DFND	0	500	0	0
Thermo Fisher Scientific Inc	Com	883556102	11,050	38,962	SH		SOLE	0	38,962	0	0
Thermo Fisher Scientific Inc	Com	883556102	386	1,361	SH		DFND	0	1,361	0	0
Thor Industries Inc	Com	885160101	6	150	SH		SOLE	0	150	0	0
3M	Com	88579Y101	14,141	103,586	SH		SOLE	0	103,586	0	0
3M	Com	88579Y101	1,370	10,033	SH		DFND	0	8,933	0	1,100
Tiffany & Co	Com	886547108	56	431	SH		SOLE	0	431	0	0
Tilray Inc	Com	88688T100	3	450	SH		SOLE	0	450	0	0
Timothy Plan High Divd Stock ETF	Com	887432326	0	19	SH		SOLE	0	19	0	0
Timothy Plan US Large Cap Core ETF	Com	887432359	0	18	SH		SOLE	0	18	0	0
Topbuild Corp	Com	89055F103	17	244	SH		DFND	0	244	0	0
Toronto Dominion Bank New	Com	891160509	1,699	40,084	SH		SOLE	0	40,084	0	0
Toronto Dominion Bank New	Com	891160509	699	16,481	SH		DFND	0	16,481	0	0
Total S A ADR	Com	89151E109	58	1,558	SH		SOLE	0	1,558	0	0
Total S A ADR	Com	89151E109	19	500	SH		DFND	0	500	0	0
Toyota Motor Corp ADR	Com	892331307	7	61	SH		SOLE	0	61	0	0
Toyota Motor Corp ADR	Com	892331307	3	25	SH		DFND	0	25	0	0
Tractor Supply Co	Com	892356106	3	36	SH		SOLE	0	36	0	0
Transdigm Group Inc	Com	893641100	4	11	SH		SOLE	0	11	0	0
Travelers Cos Inc	Com	89417E109	884	8,893	SH		SOLE	0	8,893	0	0
Travelers Cos Inc	Com	89417E109	76	763	SH		DFND	0	763	0	0
Trex Company Inc	Com	89531P105	184	2,300	SH		SOLE	0	2,300	0	0
Trex Company Inc	Com	89531P105	49	606	SH		DFND	0	606	0	0
Truist Finl Corp	Com	89832Q109	2,002	64,905	SH		SOLE	0	64,155	750	0
Truist Finl Corp	Com	89832Q109	122	3,950	SH		DFND	0	3,950	0	0
Twilio Inc Cl A	Com	90138F102	27	300	SH		SOLE	0	300	0	0
Twitter Inc	Com	90184L102	42	1,700	SH		SOLE	0	1,700	0	0
Tyler Technologies Inc	Com	902252105	27	90	SH		SOLE	0	90	0	0
Tyson Foods Inc Cl A	Com	902494103	5	95	SH		SOLE	0	95	0	0
UBS London Fi Enhanced Large Cap	Com	902677780	28	119	SH		SOLE	0	119	0	0
US Bancorp Del	Com	902973304	3,956	114,840	SH		SOLE	0	114,840	0	0
US Bancorp Del	Com	902973304	713	20,702	SH		DFND	0	20,702	0	0
Under Armor Inc Class A	Com	904311107	2	200	SH		SOLE	0	200	0	0
Under Armour Inc Cl C	Com	904311206	1	125	SH		DFND	0	125	0	0
Unifirst Corp Mass	Com	904708104	121	800	SH		SOLE	0	800	0	0
Unilever PLC ADR	Com	904767704	1,877	37,125	SH		SOLE	0	37,125	0	0
Unilever PLC ADR	Com	904767704	124	2,446	SH		DFND	0	2,446	0	0
Unilever N V NY Shs New ADR	Com	904784709	695	14,241	SH		SOLE	0	14,241	0	0
Unilever N V NY Shs New ADR	Com	904784709	29	585	SH		DFND	0	585	0	0
Union Bankshares Inc	Com	905400107	102	4,526	SH		SOLE	0	4,526	0	0
Union Bankshares Inc	Com	905400107	579	25,715	SH		DFND	0	25,715	0	0
Union Pacific Corp	Com	907818108	10,400	73,736	SH		SOLE	0	73,361	375	0
Union Pacific Corp	Com	907818108	843	5,980	SH		DFND	0	5,980	0	0
United Continental Hldgs Inc	Com	910047109	3	105	SH		SOLE	0	105	0	0
United Natural Foods	Com	911163103	17	1,878	SH		SOLE	0	1,878	0	0
United Parcel Svc Inc Cl B	Com	911312106	1,531	16,393	SH		SOLE	0	16,393	0	0
United Parcel Svc Inc Cl B	Com	911312106	43	455	SH		DFND	0	455	0	0
United Technologies Corp	Com	913017109	9,828	104,184	SH		SOLE	0	103,484	700	0
United Technologies Corp	Com	913017109	1,468	15,567	SH		DFND	0	15,092	0	475
UnitedHealth Group Inc	Com	91324P102	2,622	10,514	SH		SOLE	0	10,514	0	0
UnitedHealth Group Inc	Com	91324P102	348	1,395	SH		DFND	0	1,395	0	0
Unitil Corp	Com	913259107	24	465	SH		SOLE	0	465	0	0
Universal Health Realty Income Trust	Com	91359E105	35	350	SH		SOLE	0	350	0	0
V F Cp	Com	918204108	506	9,348	SH		SOLE	0	9,348	0	0
V F Cp	Com	918204108	15	273	SH		DFND	0	273	0	0
Valero Energy Corp New	Com	91913Y100	61	1,354	SH		SOLE	0	1,354	0	0
Valero Energy Corp New	Com	91913Y100	10	220	SH		DFND	0	220	0	0
Vaneck Merk Gold Trust ETF	Com	921078101	62	4,000	SH		SOLE	0	4,000	0	0
Vaneck Vectors Gold Miners ETF	Com	92189F106	58	2,500	SH		SOLE	0	2,500	0	0
Vaneck Vectors Low Carbon Energy ETF	Com	92189F502	2	33	SH		SOLE	0	33	0	0
Van Eck Vectors Morningstar Wide Moat ETF	Com	92189F643	7	163	SH		DFND	0	163	0	0
Vaneck Vectors High Yield Mun Index ETF	Com	92189H409	221	4,221	SH		SOLE	0	4,221	0	0
Vanguard Dividend Appreciation ETF	Com	921908844	2,678	25,906	SH		SOLE	0	25,906	0	0
Vanguard Dividend Appreciation ETF	Com	921908844	97	935	SH		DFND	0	935	0	0
Vanguard Star Fd ETF	Com	921909768	68	1,626	SH		SOLE	0	1,626	0	0
Vanguard Bond Index Long Term Bd Fd ETF	Com	921937793	4	34	SH		SOLE	0	34	0	0
Vanguard Intermediate-Term Bond ETF	Com	921937819	754	8,442	SH		SOLE	0	8,442	0	0
Vanguard Short-Term Bond ETF	Com	921937827	1,242	15,116	SH		SOLE	0	15,116	0	0
Vanguard Short-Term Bond ETF	Com	921937827	220	2,680	SH		DFND	0	2,680	0	0
Vanguard Bond Index Fd ETF	Com	921937835	6,166	72,243	SH		SOLE	0	72,243	0	0
Vanguard Bond Index Fd ETF	Com	921937835	251	2,946	SH		DFND	0	2,946	0	0
Vanguard FTSE Dev Mkts ETF	Com	921943858	11,483	344,417	SH		SOLE	0	344,417	0	0
Vanguard FTSE Dev Mkts ETF	Com	921943858	205	6,157	SH		DFND	0	6,157	0	0
Vanguard High Dividend Yld ETF	Com	921946406	1,763	24,922	SH		SOLE	0	24,922	0	0
Vanguard High Dividend Yld ETF	Com	921946406	25	360	SH		DFND	0	200	160	0
Vanguard Short Term Inflation Prot Secs ETF	Com	922020805	4,850	99,545	SH		SOLE	0	99,545	0	0
Vanguard Short Term Inflation Prot Secs ETF	Com	922020805	86	1,759	SH		DFND	0	1,759	0	0
Vanguard Total Intl Bond ETF	Com	92203J407	41	732	SH		SOLE	0	732	0	0
Vanguard Intl Equity Total World Idx Fd ETF	Com	922042742	2	30	SH		SOLE	0	30	0	0
Vang FTSE All-World ex-US ETF	Com	922042775	4,194	102,237	SH		SOLE	0	102,237	0	0
Vanguard Emerging Markets ETF	Com	922042858	7,522	224,212	SH		SOLE	0	224,212	0	0
Vanguard Emerging Markets ETF	Com	922042858	262	7,795	SH		DFND	0	7,795	0	0
Vanguard Health Care ETF	Com	92204A504	4	25	SH		SOLE	0	25	0	0
Vanguard Information Technology ETF	Com	92204A702	133	627	SH		SOLE	0	627	0	0
Vang Short Term Corp Bond ETF	Com	92206C409	71	900	SH		SOLE	0	900	0	0
Vang Mtg Backed Secs ETF	Com	92206C771	4	75	SH		SOLE	0	75	0	0
Vector Group Ltd	Com	92240M108	7	723	SH		SOLE	0	723	0	0
Vector Group Ltd	Com	92240M108	31	3,307	SH		DFND	0	3,307	0	0
Veeva Sys Inc Cl A	Com	922475108	1	7	SH		SOLE	0	7	0	0
Ventas Inc REIT	Com	92276F100	8	300	SH		SOLE	0	300	0	0
Vanguard Idx Fds S&P 500 ETF	Com	922908363	973	4,109	SH		SOLE	0	4,109	0	0
Vanguard Mid-Cap Value ETF	Com	922908512	46	563	SH		SOLE	0	563	0	0
Vanguard Index Fds Mid-Cap Growth ETF	Com	922908538	8	62	SH		SOLE	0	62	0	0
Vanguard REIT ETF	Com	922908553	371	5,314	SH		SOLE	0	5,314	0	0
Vanguard REIT ETF	Com	922908553	17	240	SH		DFND	0	240	0	0
Vanguard Small Cap Growth ETF	Com	922908595	45	300	SH		DFND	0	300	0	0
Vang Small Cap Value ETF	Com	922908611	189	2,128	SH		SOLE	0	2,128	0	0
Vanguard Mid Cap ETF	Com	922908629	301	2,289	SH		SOLE	0	2,289	0	0
Vanguard Large Cap ETF	Com	922908637	23	197	SH		SOLE	0	197	0	0
Vanguard Large Cap ETF	Com	922908637	770	6,500	SH		DFND	0	6,500	0	0
Vanguard Growth ETF	Com	922908736	97	619	SH		SOLE	0	619	0	0
Vanguard Value ETF	Com	922908744	30	338	SH		SOLE	0	338	0	0
Vanguard Small-Cap ETF	Com	922908751	271	2,348	SH		SOLE	0	2,348	0	0
Vanguard Total Stock Mkt ETF	Com	922908769	393	3,046	SH		SOLE	0	3,046	0	0
Veolia Environment ADR	Com	92334N103	2	113	SH		SOLE	0	113	0	0
Vereit Inc	Com	92339V100	6	1,325	SH		SOLE	0	1,325	0	0
Verisign Inc	Com	92343E102	1,210	6,717	SH		SOLE	0	6,717	0	0
Verizon Communications Inc	Com	92343V104	10,423	193,992	SH		SOLE	0	191,992	2,000	0
Verizon Communications Inc	Com	92343V104	2,313	43,049	SH		DFND	0	41,504	0	1,545
Verisk Analytics Inc	Com	92345Y106	15	110	SH		SOLE	0	110	0	0
Vertex Pharmaceuticals Inc	Com	92532F100	7	30	SH		SOLE	0	30	0	0
ViacomCBS Inc Cl A	Com	92556H107	5	298	SH		SOLE	0	298	0	0
ViacomCBS Inc NPV	Com	92556H206	1,530	109,239	SH		SOLE	0	108,639	600	0
ViacomCBS Inc NPV	Com	92556H206	19	1,385	SH		DFND	0	1,385	0	0
Visa Inc	Com	92826C839	6,261	38,858	SH		SOLE	0	38,858	0	0
Visa Inc	Com	92826C839	350	2,171	SH		DFND	0	2,171	0	0
Vodafone Group PLC New ADR	Com	92857W308	37	2,721	SH		SOLE	0	2,721	0	0
Vodafone Group PLC New ADR	Com	92857W308	3	214	SH		DFND	0	214	0	0
Voya Financial Inc	Com	929089100	1	28	SH		SOLE	0	28	0	0
Vulcan Materials Company	Com	929160109	11	100	SH		SOLE	0	100	0	0
Vulcan Materials Company	Com	929160109	19	175	SH		DFND	0	175	0	0
WD 40	Com	929236107	35	175	SH		SOLE	0	175	0	0
Wabco Hldgs Inc	Com	92927K102	18	133	SH		SOLE	0	133	0	0
W P Carey Inc	Com	92936U109	102	1,750	SH		SOLE	0	1,750	0	0
WEC Energy Group Inc	Com	92939U106	100	1,138	SH		SOLE	0	1,138	0	0
WEC Energy Group Inc	Com	92939U106	7	79	SH		DFND	0	79	0	0
WABTEC Corp	Com	929740108	13	273	SH		SOLE	0	273	0	0
WABTEC Corp	Com	929740108	10	217	SH		DFND	0	217	0	0
Wal Mart Stores Inc	Com	931142103	1,783	15,691	SH		SOLE	0	15,691	0	0
Wal Mart Stores Inc	Com	931142103	106	936	SH		DFND	0	936	0	0
Walgreens Boots Alliance Inc	Com	931427108	121	2,647	SH		SOLE	0	2,647	0	0
Walgreens Boots Alliance Inc	Com	931427108	11	250	SH		DFND	0	250	0	0
Washington Prime Group	Com	93964W108	0	50	SH		SOLE	0	50	0	0
Washington Prime Group	Com	93964W108	1	888	SH		DFND	0	0	0	888
Washington Real Estate Invt Tr Sbi	Com	939653101	54	2,264	SH		SOLE	0	2,264	0	0
Waste Management Inc New	Com	94106L109	1,610	17,393	SH		SOLE	0	17,393	0	0
Waste Management Inc New	Com	94106L109	33	352	SH		DFND	0	352	0	0
Waters Corp	Com	941848103	587	3,225	SH		SOLE	0	3,225	0	0
Waters Corp	Com	941848103	2	11	SH		DFND	0	11	0	0
Watts Water Technologies Inc	Com	942749102	14	166	SH		SOLE	0	166	0	0
Wells Fargo & Company New	Com	949746101	2,754	95,969	SH		SOLE	0	95,969	0	0
Wells Fargo & Company New	Com	949746101	549	19,113	SH		DFND	0	19,113	0	0
Welltower Inc	Com	95040Q104	38	839	SH		SOLE	0	839	0	0
Welltower Inc	Com	95040Q104	18	400	SH		DFND	0	400	0	0
Wesco International	Com	95082P105	91	4,000	SH		SOLE	0	4,000	0	0
Western Asset Managed Mun Fd Inc	Com	95766M105	60	5,000	SH		SOLE	0	5,000	0	0
Western Digital Corp	Com	958102105	4	100	SH		SOLE	0	100	0	0
Weyerhaeuser Company	Com	962166104	1,107	65,322	SH		SOLE	0	65,322	0	0
Weyerhaeuser Company	Com	962166104	80	4,710	SH		DFND	0	4,710	0	0
Wheaton Precious Metals Corp	Com	962879102	18	650	SH		SOLE	0	650	0	0
Whirlpool Corp	Com	963320106	13	150	SH		SOLE	0	150	0	0
Willamette Valley Vineyard Inc	Com	969136100	8	1,625	SH		SOLE	0	1,625	0	0
Williams Cos Inc	Com	969457100	18	1,299	SH		SOLE	0	1,299	0	0
Wisdom Tree Emerging Mkts High Divd Fd	Com	97717W315	175	5,414	SH		SOLE	0	5,414	0	0
Wisdom Tree Emerging Mkts High Divd Fd	Com	97717W315	6	198	SH		DFND	0	198	0	0
WisdomTree Dividend Ex-Financials	Com	97717W406	180	2,785	SH		SOLE	0	2,785	0	0
WisdomTree SmallCap Dividend	Com	97717W604	136	7,571	SH		SOLE	0	7,571	0	0
WisdomTree SmallCap Dividend	Com	97717W604	2	135	SH		DFND	0	135	0	0
Wisdom Tree International Dividend ETF	Com	97717W786	22	692	SH		SOLE	0	692	0	0
Wisdomtree US Quality Dividend ETF	Com	97717X669	9	231	SH		SOLE	0	231	0	0
WisdomTree Emerging Mkt Local Debt	Com	97717X867	0	10	SH		SOLE	0	10	0	0
Wolverine World Wide Inc	Com	978097103	11	700	SH		SOLE	0	700	0	0
Workday Inc	Com	98138H101	5	35	SH		SOLE	0	35	0	0
Wyndham Destinations Inc	Com	98310W108	7	300	SH		SOLE	0	300	0	0
Wyndham Hotels & Resorts Inc	Com	98311A105	9	300	SH		SOLE	0	300	0	0
Xcel Energy Inc	Com	98389B100	200	3,325	SH		SOLE	0	2,325	1,000	0
Xilinx Inc	Com	983919101	9	114	SH		SOLE	0	114	0	0
Xylem Inc	Com	98419M100	368	5,653	SH		SOLE	0	5,653	0	0
Yamana Gold Inc	Com	98462Y100	0	82	SH		SOLE	0	82	0	0
Yum Brands Inc	Com	988498101	237	3,465	SH		SOLE	0	3,465	0	0
Yum China Holdings Inc	Com	98850P109	81	1,908	SH		SOLE	0	1,908	0	0
Zimmer Biomet Hldgs Inc	Com	98956P102	248	2,456	SH		SOLE	0	2,456	0	0
Zimmer Biomet Hldgs Inc	Com	98956P102	137	1,360	SH		DFND	0	1,360	0	0
Zions Bancorporation	Com	989701107	13	478	SH		SOLE	0	478	0	0
Zoetis Inc Cl A	Com	98978V103	103	874	SH		SOLE	0	874	0	0
Zoom Video Communications Inc Cl A	Com	98980L101	37	250	SH		SOLE	0	250	0	0
Zoom Video Communications Inc Cl A	Com	98980L101	10	68	SH		DFND	0	68	0	0
Allergan PLC	Com	G0177J108	2	10	SH		SOLE	0	10	0	0
Amcor PLC	Com	G0250X107	69	8,546	SH		SOLE	0	8,546	0	0
Amcor PLC	Com	G0250X107	119	14,688	SH		DFND	0	14,688	0	0
Aon PLC	Com	G0408V102	10	61	SH		SOLE	0	61	0	0
Arch Capital Group Ltd	Com	G0450A105	77	2,700	SH		SOLE	0	2,700	0	0
Accenture PLC Ireland	Com	G1151C101	12,460	76,317	SH		SOLE	0	76,017	300	0
Accenture PLC Ireland	Com	G1151C101	877	5,370	SH		DFND	0	5,320	0	50
Mimecast Ltd	Com	G14838109	7	200	SH		SOLE	0	200	0	0
Bunge Limited	Com	G16962105	41	1,000	SH		SOLE	0	1,000	0	0
Coca Cola European Partners PLC	Com	G25839104	3	85	SH		SOLE	0	85	0	0
Eaton Corp PLC	Com	G29183103	4,236	54,519	SH		SOLE	0	54,119	400	0
Eaton Corp PLC	Com	G29183103	148	1,909	SH		DFND	0	1,909	0	0
ASA Gold & Precious Metals Ltd	Com	G3156P103	9	900	SH		SOLE	0	900	0	0
Janus Henderson Group PLC	Com	G4474Y214	27	1,750	SH		SOLE	0	1,750	0	0
Johnson Controls Intl PLC	Com	G51502105	643	23,847	SH		SOLE	0	23,847	0	0
Johnson Controls Intl PLC	Com	G51502105	20	747	SH		DFND	0	747	0	0
Liberty Global PLC A	Com	G5480U104	12	699	SH		SOLE	0	699	0	0
Liberty Global PLC ser C	Com	G5480U120	371	23,599	SH		SOLE	0	23,599	0	0
Liberty Global PLC ser C	Com	G5480U120	5	300	SH		DFND	0	300	0	0
Linde PLC	Com	G5494J103	1,601	9,256	SH		SOLE	0	9,256	0	0
Linde PLC	Com	G5494J103	74	425	SH		DFND	0	425	0	0
Mallinckrodt PLC	Com	G5785G107	0	50	SH		SOLE	0	50	0	0
Marvell Technology Group	Com	G5876H105	3	113	SH		SOLE	0	113	0	0
Medtronic Hldg Ltd	Com	G5960L103	1,921	21,304	SH		SOLE	0	21,304	0	0
Medtronic Hldg Ltd	Com	G5960L103	111	1,229	SH		DFND	0	1,229	0	0
Aptiv PLC	Com	G6095L109	1	25	SH		SOLE	0	25	0	0
nVent Electric PLC	Com	G6700G107	8	500	SH		SOLE	0	500	0	0
Seagate Technology PLC	Com	G7945M107	9	185	SH		SOLE	0	185	0	0
Pentair PLC	Com	G7S00T104	15	500	SH		SOLE	0	500	0	0
Trane Technologies PLC	Com	G8994E103	20	240	SH		SOLE	0	240	0	0
Willis Towers Watson PLC	Com	G96629103	5	29	SH		SOLE	0	29	0	0
Alcon AG	Com	H01301128	94	1,854	SH		SOLE	0	1,854	0	0
Alcon AG	Com	H01301128	17	338	SH		DFND	0	338	0	0
Chubb Ltd	Com	H1467J104	4,454	39,879	SH		SOLE	0	39,679	200	0
Chubb Ltd	Com	H1467J104	63	564	SH		DFND	0	564	0	0
Garmin Ltd	Com	H2906T109	37	500	SH		SOLE	0	500	0	0
UBS Group AG	Com	H42097107	4	455	SH		SOLE	0	455	0	0
TE Connectivity Ltd	Com	H84989104	129	2,046	SH		SOLE	0	2,046	0	0
Millicom Intl Cellular SA New	Com	L6388F110	9	300	SH		SOLE	0	300	0	0
Millicom Intl Cellular SA	Com	L6388F128	2	68	SH		SOLE	0	68	0	0
Siguler Guff Distressed Opp Fund	Com	LP4957033	0	1	SH		SOLE	0	1	0	0
Check Point Software Technologies	Com	M22465104	106	1,055	SH		SOLE	0	1,055	0	0
Core Laboratories NV	Com	N22717107	3	250	SH		SOLE	0	250	0	0
NXP Semiconductors NV	Com	N6596X109	8	100	SH		DFND	0	100	0	0
Kinnevik AB NPV B	Com	W5139V265	8	500	SH		SOLE	0	500	0	0