Trust Co Of Vermont 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABB Ltd ADR	Com	000375204	1,188	35,615	SH		SOLE	0	35,615	0	0
ABB Ltd ADR	Com	000375204	244	7,304	SH		DFND	0	3,554	0	3,750
Aflac Incorporated	Com	001055102	1,003	19,246	SH		SOLE	0	19,246	0	0
Aflac Incorporated	Com	001055102	39	742	SH		DFND	0	742	0	0
AT&T Inc	Com	00206R102	6,907	255,727	SH		SOLE	0	255,727	0	0
AT&T Inc	Com	00206R102	2,139	79,195	SH		DFND	0	76,170	0	3,025
Ark Innovation ETF	Com	00214Q104	1,040	9,412	SH		SOLE	0	9,412	0	0
Ark Innovation ETF	Com	00214Q104	77	693	SH		DFND	0	693	0	0
Abbott Laboratories	Com	002824100	15,973	135,212	SH		SOLE	0	135,212	0	0
Abbott Laboratories	Com	002824100	2,849	24,121	SH		DFND	0	24,121	0	0
Abbvie Inc	Com	00287Y109	15,873	147,145	SH		SOLE	0	146,657	0	488
Abbvie Inc	Com	00287Y109	2,745	25,448	SH		DFND	0	24,348	0	1,100
Activision Blizzard Inc	Com	00507V109	4,763	61,541	SH		SOLE	0	61,541	0	0
Activision Blizzard Inc	Com	00507V109	58	751	SH		DFND	0	751	0	0
Adobe Inc	Com	00724F101	5,398	9,376	SH		SOLE	0	9,371	0	5
Adobe Inc	Com	00724F101	333	578	SH		DFND	0	578	0	0
Advance Auto Parts Inc	Com	00751Y106	632	3,025	SH		SOLE	0	3,025	0	0
Agilent Technologies Inc	Com	00846U101	199	1,261	SH		SOLE	0	1,261	0	0
Agilent Technologies Inc	Com	00846U101	288	1,830	SH		DFND	0	0	0	1,830
Air Products & Chemical Inc	Com	009158106	9,854	38,474	SH		SOLE	0	38,369	0	105
Air Products & Chemical Inc	Com	009158106	1,243	4,854	SH		DFND	0	3,154	0	1,700
Alleghany Corp Del	Com	017175100	410	657	SH		SOLE	0	657	0	0
Allstate Corp	Com	020002101	2,706	21,253	SH		SOLE	0	21,253	0	0
Allstate Corp	Com	020002101	71	560	SH		DFND	0	560	0	0
Alphabet Inc Cap Stk Cl C	Com	02079K107	39,950	14,989	SH		SOLE	0	14,989	0	0
Alphabet Inc Cap Stk Cl C	Com	02079K107	2,138	802	SH		DFND	0	712	0	90
Alphabet Inc Cap Stk Cl A	Com	02079K305	10,368	3,878	SH		SOLE	0	3,878	0	0
Alphabet Inc Cap Stk Cl A	Com	02079K305	321	120	SH		DFND	0	120	0	0
Altria Group Inc	Com	02209S103	601	13,205	SH		SOLE	0	13,205	0	0
Altria Group Inc	Com	02209S103	1,402	30,800	SH		DFND	0	30,800	0	0
Amazon Com Inc	Com	023135106	39,844	12,129	SH		SOLE	0	12,129	0	0
Amazon Com Inc	Com	023135106	2,027	617	SH		DFND	0	617	0	0
American Express Co	Com	025816109	2,917	17,411	SH		SOLE	0	17,411	0	0
American Express Co	Com	025816109	1,633	9,750	SH		DFND	0	9,750	0	0
American Tower REIT	Com	03027X100	12,236	46,101	SH		SOLE	0	46,101	0	0
American Tower REIT	Com	03027X100	264	993	SH		DFND	0	993	0	0
American Water Works Company	Com	030420103	418	2,474	SH		SOLE	0	2,474	0	0
Ameriprise Financial Inc	Com	03076C106	101	381	SH		SOLE	0	381	0	0
Ameriprise Financial Inc	Com	03076C106	660	2,500	SH		DFND	0	2,500	0	0
Amgen Inc	Com	031162100	4,973	23,387	SH		SOLE	0	23,387	0	0
Amgen Inc	Com	031162100	1,388	6,528	SH		DFND	0	6,528	0	0
Amphenol Corp New Cl A	Com	032095101	234	3,200	SH		SOLE	0	3,200	0	0
Analog Devices Inc	Com	032654105	9,013	53,815	SH		SOLE	0	53,815	0	0
Analog Devices Inc	Com	032654105	3,188	19,037	SH		DFND	0	17,525	0	1,512
Apple Inc	Com	037833100	59,579	421,053	SH		SOLE	0	421,053	0	0
Apple Inc	Com	037833100	7,405	52,334	SH		DFND	0	49,534	0	2,800
Applied Materials Inc	Com	038222105	10,397	80,767	SH		SOLE	0	80,767	0	0
Applied Materials Inc	Com	038222105	1,761	13,682	SH		DFND	0	9,732	0	3,950
Ares Capital Corp	Com	04010L103	289	14,201	SH		SOLE	0	14,201	0	0
Arrow Financial Corp	Com	042744102	1,267	36,866	SH		SOLE	0	36,866	0	0
Astrazeneca Plc Adr	Com	046353108	153	2,550	SH		SOLE	0	2,550	0	0
Astrazeneca Plc Adr	Com	046353108	150	2,500	SH		DFND	0	2,500	0	0
Atmos Energy Corp	Com	049560105	1,151	13,053	SH		SOLE	0	13,053	0	0
Atmos Energy Corp	Com	049560105	659	7,467	SH		DFND	0	7,467	0	0
Autodesk Inc	Com	052769106	2,168	7,603	SH		SOLE	0	7,603	0	0
Automatic Data Processing	Com	053015103	8,726	43,645	SH		SOLE	0	43,645	0	0
Automatic Data Processing	Com	053015103	2,184	10,922	SH		DFND	0	10,922	0	0
Autozone Inc	Com	053332102	893	526	SH		SOLE	0	526	0	0
Avista Corporation	Com	05379B107	329	8,417	SH		SOLE	0	8,417	0	0
Bank Of America Corp	Com	060505104	6,206	146,199	SH		SOLE	0	144,199	0	2,000
Bank Of America Corp	Com	060505104	374	8,800	SH		DFND	0	8,800	0	0
Bank New York Mellon Corp	Com	064058100	604	11,655	SH		SOLE	0	11,655	0	0
Bank New York Mellon Corp	Com	064058100	34	655	SH		DFND	0	655	0	0
Becton Dickinson & Company	Com	075887109	14,423	58,673	SH		SOLE	0	58,673	0	0
Becton Dickinson & Company	Com	075887109	623	2,536	SH		DFND	0	2,536	0	0
Berkley W R Corp	Com	084423102	914	12,495	SH		SOLE	0	12,495	0	0
Berkley W R Corp	Com	084423102	49	675	SH		DFND	0	675	0	0
Berkshire Hathaway Inc Cl A	Com	084670108	411	1	SH		DFND	0	1	0	0
Berkshire Hathaway Inc Del Cl B New	Com	084670702	29,794	109,158	SH		SOLE	0	109,108	0	50
Berkshire Hathaway Inc Del Cl B New	Com	084670702	1,248	4,573	SH		DFND	0	4,053	0	520
Biogen Inc	Com	09062X103	651	2,302	SH		SOLE	0	2,302	0	0
Biogen Inc	Com	09062X103	14	50	SH		DFND	0	50	0	0
Blackrock Inc	Com	09247X101	21,031	25,077	SH		SOLE	0	25,077	0	0
Blackrock Inc	Com	09247X101	874	1,042	SH		DFND	0	707	0	335
Boeing Company	Com	097023105	1,415	6,433	SH		SOLE	0	6,433	0	0
Boeing Company	Com	097023105	177	805	SH		DFND	0	805	0	0
Booking Holdings Inc	Com	09857L108	6,070	2,557	SH		SOLE	0	2,557	0	0
Booking Holdings Inc	Com	09857L108	131	55	SH		DFND	0	55	0	0
Boston Beer Inc Cl A	Com	100557107	805	1,580	SH		SOLE	0	1,580	0	0
Bristol Myers Squibb Co	Com	110122108	4,484	75,778	SH		SOLE	0	75,778	0	0
Bristol Myers Squibb Co	Com	110122108	1,240	20,954	SH		DFND	0	20,114	0	840
Broadcom Inc	Com	11135F101	730	1,506	SH		SOLE	0	1,441	0	65
Brookfield Asset Mgmt Inc Cl A	Com	112585104	7,253	135,548	SH		SOLE	0	133,898	0	1,650
Brookfield Asset Mgmt Inc Cl A	Com	112585104	98	1,827	SH		DFND	0	1,827	0	0
Cigna Corp New	Com	125523100	1,117	5,579	SH		SOLE	0	5,579	0	0
Cigna Corp New	Com	125523100	147	735	SH		DFND	0	594	0	141
CME Group Inc	Com	12572Q105	7,676	39,692	SH		SOLE	0	39,647	0	45
CME Group Inc	Com	12572Q105	288	1,488	SH		DFND	0	1,488	0	0
CSX Corp	Com	126408103	633	21,289	SH		SOLE	0	21,289	0	0
CSX Corp	Com	126408103	1,539	51,750	SH		DFND	0	51,750	0	0
CVS Health Corp	Com	126650100	13,274	156,417	SH		SOLE	0	155,797	0	620
CVS Health Corp	Com	126650100	965	11,369	SH		DFND	0	11,369	0	0
Canadian Natl Ry Co	Com	136375102	220	1,900	SH		SOLE	0	1,900	0	0
Capital One Financial Corp	Com	14040H105	8,787	54,251	SH		SOLE	0	54,251	0	0
Capital One Financial Corp	Com	14040H105	144	890	SH		DFND	0	890	0	0
Carrier Global Corporation	Com	14448C104	1,760	33,997	SH		SOLE	0	33,997	0	0
Carrier Global Corporation	Com	14448C104	616	11,893	SH		DFND	0	11,893	0	0
Caterpillar Inc	Com	149123101	2,131	11,103	SH		SOLE	0	11,103	0	0
Caterpillar Inc	Com	149123101	121	628	SH		DFND	0	628	0	0
Cerner Corp	Com	156782104	279	3,960	SH		SOLE	0	3,960	0	0
Charter Communications Inc	Com	16119P108	103	141	SH		SOLE	0	141	0	0
Charter Communications Inc	Com	16119P108	333	458	SH		DFND	0	458	0	0
Cheniere Energy Inc New	Com	16411R208	780	7,981	SH		SOLE	0	7,981	0	0
Chevron Corporation	Com	166764100	3,818	37,637	SH		SOLE	0	37,637	0	0
Chevron Corporation	Com	166764100	2,013	19,839	SH		DFND	0	19,839	0	0
Chipotle Mexican Grill Inc	Com	169656105	156	86	SH		SOLE	0	86	0	0
Chipotle Mexican Grill Inc	Com	169656105	67	37	SH		DFND	0	37	0	0
Church & Dwight Co Inc	Com	171340102	6,567	79,535	SH		SOLE	0	79,535	0	0
Church & Dwight Co Inc	Com	171340102	968	11,725	SH		DFND	0	11,725	0	0
Cimarex Energy Co	Com	171798101	363	4,167	SH		SOLE	0	4,167	0	0
Cimarex Energy Co	Com	171798101	30	340	SH		DFND	0	340	0	0
Cisco Sys Inc	Com	17275R102	5,909	108,558	SH		SOLE	0	108,558	0	0
Cisco Sys Inc	Com	17275R102	925	16,988	SH		DFND	0	16,988	0	0
Citigroup Inc New	Com	172967424	578	8,237	SH		SOLE	0	8,237	0	0
Citigroup Inc New	Com	172967424	4	50	SH		DFND	0	50	0	0
Clorox Company	Com	189054109	3,212	19,397	SH		SOLE	0	19,262	0	135
Clorox Company	Com	189054109	109	660	SH		DFND	0	660	0	0
Coca Cola Co	Com	191216100	1,825	34,777	SH		SOLE	0	34,777	0	0
Coca Cola Co	Com	191216100	830	15,812	SH		DFND	0	15,812	0	0
Cognizant Technology Sol Corp Cl A	Com	192446102	365	4,917	SH		SOLE	0	4,917	0	0
Cognizant Technology Sol Corp Cl A	Com	192446102	15	200	SH		DFND	0	200	0	0
Colgate-Palmolive Co	Com	194162103	1,739	23,005	SH		SOLE	0	23,005	0	0
Colgate-Palmolive Co	Com	194162103	906	11,982	SH		DFND	0	11,982	0	0
Comcast Corp Cl A	Com	20030N101	8,067	144,234	SH		SOLE	0	144,234	0	0
Comcast Corp Cl A	Com	20030N101	824	14,737	SH		DFND	0	14,737	0	0
Community Bk Sys Inc	Com	203607106	16	227	SH		SOLE	0	227	0	0
Community Bk Sys Inc	Com	203607106	288	4,204	SH		DFND	0	4,204	0	0
Conocophillips	Com	20825C104	339	4,998	SH		SOLE	0	4,998	0	0
Conocophillips	Com	20825C104	60	880	SH		DFND	0	880	0	0
Consolidated Edison Inc	Com	209115104	499	6,881	SH		SOLE	0	6,681	0	200
Consolidated Edison Inc	Com	209115104	65	900	SH		DFND	0	900	0	0
Constellation Brands Inc	Com	21036P108	3,665	17,394	SH		SOLE	0	17,351	0	43
Constellation Brands Inc	Com	21036P108	35	167	SH		DFND	0	167	0	0
Corning Inc	Com	219350105	302	8,279	SH		SOLE	0	8,279	0	0
Corning Inc	Com	219350105	75	2,050	SH		DFND	0	0	0	2,050
Corteva Inc	Com	22052L104	159	3,770	SH		SOLE	0	3,770	0	0
Corteva Inc	Com	22052L104	94	2,240	SH		DFND	0	2,240	0	0
Costco Wholesale Corporation	Com	22160K105	18,970	42,217	SH		SOLE	0	42,199	0	18
Costco Wholesale Corporation	Com	22160K105	2,090	4,652	SH		DFND	0	4,082	0	570
Crown Holdings Inc	Com	228368106	4,593	45,575	SH		SOLE	0	45,575	0	0
Crown Holdings Inc	Com	228368106	7	65	SH		DFND	0	65	0	0
Cummins Inc	Com	231021106	675	3,005	SH		SOLE	0	2,827	0	178
Cummins Inc	Com	231021106	47	210	SH		DFND	0	210	0	0
Danaher Corp	Com	235851102	6,099	20,034	SH		SOLE	0	20,034	0	0
Danaher Corp	Com	235851102	578	1,900	SH		DFND	0	1,900	0	0
Deere & Co	Com	244199105	2,490	7,431	SH		SOLE	0	7,431	0	0
Deere & Co	Com	244199105	293	875	SH		DFND	0	875	0	0
Diageo PLC Spons ADR New	Com	25243Q205	7,938	41,127	SH		SOLE	0	41,127	0	0
Diageo PLC Spons ADR New	Com	25243Q205	502	2,601	SH		DFND	0	2,601	0	0
Digital Realty Trust Inc	Com	253868103	1,506	10,427	SH		SOLE	0	10,247	0	180
Digital Realty Trust Inc	Com	253868103	412	2,849	SH		DFND	0	2,849	0	0
Disney Walt Company	Com	254687106	20,153	119,129	SH		SOLE	0	119,129	0	0
Disney Walt Company	Com	254687106	1,158	6,848	SH		DFND	0	6,848	0	0
Dominion Energy Inc	Com	25746U109	5,776	79,102	SH		SOLE	0	78,747	0	355
Dominion Energy Inc	Com	25746U109	469	6,420	SH		DFND	0	6,420	0	0
Dover Corp	Com	260003108	835	5,369	SH		SOLE	0	5,369	0	0
Dow Inc	Com	260557103	256	4,451	SH		SOLE	0	4,451	0	0
Dow Inc	Com	260557103	88	1,533	SH		DFND	0	1,533	0	0
Duke Energy Corp New	Com	26441C204	1,266	12,977	SH		SOLE	0	12,977	0	0
Duke Energy Corp New	Com	26441C204	254	2,606	SH		DFND	0	2,606	0	0
Dupont De Nemours Inc	Com	26614N102	777	11,427	SH		SOLE	0	11,427	0	0
Dupont De Nemours Inc	Com	26614N102	70	1,027	SH		DFND	0	1,027	0	0
Ebay Inc	Com	278642103	8,122	116,580	SH		SOLE	0	115,145	0	1,435
Ebay Inc	Com	278642103	137	1,965	SH		DFND	0	1,965	0	0
Ecolab Inc	Com	278865100	11,276	54,049	SH		SOLE	0	54,049	0	0
Ecolab Inc	Com	278865100	842	4,038	SH		DFND	0	4,038	0	0
Emerson Electric Co	Com	291011104	4,941	52,448	SH		SOLE	0	52,448	0	0
Emerson Electric Co	Com	291011104	531	5,633	SH		DFND	0	3,833	0	1,800
Enbridge Inc	Com	29250N105	12,695	318,970	SH		SOLE	0	317,365	0	1,605
Enbridge Inc	Com	29250N105	1,401	35,194	SH		DFND	0	35,194	0	0
Equinix Inc	Com	29444U700	264	334	SH		SOLE	0	334	0	0
Essex Ppty Tr REIT	Com	297178105	399	1,247	SH		SOLE	0	1,247	0	0
Eversource Energy	Com	30040W108	422	5,167	SH		SOLE	0	5,167	0	0
Exxon Mobil Corp	Com	30231G102	3,687	62,691	SH		SOLE	0	62,691	0	0
Exxon Mobil Corp	Com	30231G102	1,413	24,028	SH		DFND	0	24,028	0	0
Facebook Inc Cl A	Com	30303M102	12,355	36,404	SH		SOLE	0	36,404	0	0
Facebook Inc Cl A	Com	30303M102	691	2,036	SH		DFND	0	2,036	0	0
Fedex Corp	Com	31428X106	707	3,222	SH		SOLE	0	3,222	0	0
Fedex Corp	Com	31428X106	16	75	SH		DFND	0	75	0	0
First Solar Inc	Com	336433107	282	2,953	SH		SOLE	0	2,953	0	0
First Solar Inc	Com	336433107	276	2,887	SH		DFND	0	1,177	0	1,710
First Tr Global Wind Energy ETF	Com	33736G106	183	8,767	SH		SOLE	0	8,767	0	0
First Tr Global Wind Energy ETF	Com	33736G106	195	9,317	SH		DFND	0	2,367	0	6,950
Five Star Senior Living Inc New	Com	33832D205	2,193	500,685	SH		SOLE	0	500,685	0	0
Five Star Senior Living Inc New	Com	33832D205	33	7,545	SH		DFND	0	7,545	0	0
Flexshares Quality Divd Index ETF	Com	33939L860	1,567	28,150	SH		SOLE	0	28,150	0	0
Fortune Brands Home & Sec Inc	Com	34964C106	132	1,475	SH		SOLE	0	1,475	0	0
Fortune Brands Home & Sec Inc	Com	34964C106	454	5,075	SH		DFND	0	5,075	0	0
Gallagher Arthur J & Co	Com	363576109	256	1,725	SH		SOLE	0	1,725	0	0
General Dynamics Corp	Com	369550108	1,185	6,047	SH		SOLE	0	6,047	0	0
General Dynamics Corp	Com	369550108	356	1,815	SH		DFND	0	1,815	0	0
General Electric Co	Com	369604301	563	5,461	SH		SOLE	0	5,461	0	0
General Electric Co	Com	369604301	131	1,269	SH		DFND	0	694	0	575
General Mills Inc	Com	370334104	937	15,671	SH		SOLE	0	15,671	0	0
General Mills Inc	Com	370334104	178	2,971	SH		DFND	0	906	0	2,065
Genuine Parts Co	Com	372460105	962	7,939	SH		SOLE	0	7,939	0	0
Genuine Parts Co	Com	372460105	16	136	SH		DFND	0	136	0	0
Gilead Sciences Inc	Com	375558103	409	5,849	SH		SOLE	0	5,849	0	0
Gilead Sciences Inc	Com	375558103	21	295	SH		DFND	0	295	0	0
Gladstone Commercial	Com	376536108	190	9,035	SH		SOLE	0	9,035	0	0
Gladstone Commercial	Com	376536108	21	1,000	SH		DFND	0	1,000	0	0
Goldman Sachs Group	Com	38141G104	291	769	SH		SOLE	0	769	0	0
Goldman Sachs Group	Com	38141G104	23	60	SH		DFND	0	60	0	0
Golub Capital BDC Inc	Com	38173M102	543	34,355	SH		SOLE	0	34,355	0	0
W W Grainger Inc	Com	384802104	168	428	SH		SOLE	0	428	0	0
W W Grainger Inc	Com	384802104	381	969	SH		DFND	0	969	0	0
HP Inc	Com	40434L105	248	9,080	SH		SOLE	0	9,080	0	0
HP Inc	Com	40434L105	7	248	SH		DFND	0	248	0	0
Healthpeak Properties Inc	Com	42250P103	1,152	34,418	SH		SOLE	0	34,418	0	0
Healthpeak Properties Inc	Com	42250P103	106	3,154	SH		DFND	0	3,154	0	0
The Hershey Company	Com	427866108	266	1,573	SH		SOLE	0	1,573	0	0
The Hershey Company	Com	427866108	203	1,200	SH		DFND	0	1,200	0	0
Home Depot	Com	437076102	14,782	45,032	SH		SOLE	0	44,997	0	35
Home Depot	Com	437076102	553	1,686	SH		DFND	0	1,686	0	0
Honeywell Intl Inc	Com	438516106	16,968	79,930	SH		SOLE	0	79,885	0	45
Honeywell Intl Inc	Com	438516106	1,186	5,588	SH		DFND	0	4,088	0	1,500
Illinois Tool Wks Inc	Com	452308109	8,472	41,003	SH		SOLE	0	41,003	0	0
Illinois Tool Wks Inc	Com	452308109	1,222	5,914	SH		DFND	0	5,914	0	0
Intel Corp	Com	458140100	9,626	180,671	SH		SOLE	0	180,671	0	0
Intel Corp	Com	458140100	990	18,578	SH		DFND	0	18,578	0	0
Intercontinental Exchange Inc	Com	45866F104	3,529	30,734	SH		SOLE	0	30,734	0	0
Intercontinental Exchange Inc	Com	45866F104	91	790	SH		DFND	0	790	0	0
Intl Business Machines	Com	459200101	4,350	31,310	SH		SOLE	0	31,055	0	255
Intl Business Machines	Com	459200101	983	7,079	SH		DFND	0	5,706	0	1,373
Invesco QQQ Trust ETF	Com	46090E103	2,732	7,632	SH		SOLE	0	7,632	0	0
Invesco QQQ Trust ETF	Com	46090E103	188	525	SH		DFND	0	525	0	0
Intuit	Com	461202103	7,563	14,018	SH		SOLE	0	14,018	0	0
Intuit	Com	461202103	197	365	SH		DFND	0	365	0	0
Intuitive Surgical Inc	Com	46120E602	877	882	SH		SOLE	0	882	0	0
Intuitive Surgical Inc	Com	46120E602	621	625	SH		DFND	0	625	0	0
Invesco S&P 500 Eql Wgt ETF	Com	46137V357	322	2,151	SH		SOLE	0	2,151	0	0
Invesco S&P 500 Low Volatility ETF	Com	46138E354	414	6,809	SH		SOLE	0	6,809	0	0
Invesco Solar ETF	Com	46138G706	3,070	38,397	SH		SOLE	0	38,397	0	0
Invesco Solar ETF	Com	46138G706	166	2,073	SH		DFND	0	2,073	0	0
Invesco Global Clean Energy ETF	Com	46138G847	1,740	62,396	SH		SOLE	0	62,396	0	0
Invesco Global Clean Energy ETF	Com	46138G847	115	4,140	SH		DFND	0	4,140	0	0
Ishares S&P 500 Index Fund	Com	464287200	3,214	7,461	SH		SOLE	0	7,461	0	0
I Shares MSCI Emerging Markets Index	Com	464287234	737	14,622	SH		SOLE	0	14,622	0	0
I Shares MSCI Emerging Markets Index	Com	464287234	333	6,614	SH		DFND	0	6,614	0	0
Ishares S&P 500 Growth Index Fund	Com	464287309	234	3,164	SH		SOLE	0	3,164	0	0
I Shares MSCI EAFE Index Fd	Com	464287465	1,515	19,423	SH		SOLE	0	19,423	0	0
Ishares Russell Mid Cap Growth	Com	464287481	219	1,952	SH		SOLE	0	1,952	0	0
Ishares Russell Mid Cap Growth	Com	464287481	20	182	SH		DFND	0	182	0	0
I Shares Russell Mid Cap	Com	464287499	335	4,282	SH		SOLE	0	4,282	0	0
I Shares Core S&P Mid-Cap ETF	Com	464287507	11,875	45,139	SH		SOLE	0	45,139	0	0
I Shares Core S&P Mid-Cap ETF	Com	464287507	1,000	3,801	SH		DFND	0	3,801	0	0
Ishares S&P Midcap 400 Growth Index Fund	Com	464287606	1,432	18,088	SH		SOLE	0	18,088	0	0
Ishares Russell 2000 Value Index Fund	Com	464287630	266	1,663	SH		SOLE	0	1,663	0	0
Ishares Russell 2000 Growth Index Fund	Com	464287648	249	847	SH		SOLE	0	847	0	0
I Shares Russell 2000	Com	464287655	247	1,127	SH		SOLE	0	1,127	0	0
Ishares S&P Midcap 400 Value Index Fd	Com	464287705	357	3,460	SH		SOLE	0	3,460	0	0
I Shares Core S&P Small-Cap ETF	Com	464287804	13,016	119,209	SH		SOLE	0	119,209	0	0
I Shares Core S&P Small-Cap ETF	Com	464287804	1,100	10,076	SH		DFND	0	10,076	0	0
Ishares Kld 400 Social Indexfund	Com	464288570	290	3,488	SH		SOLE	0	3,488	0	0
iShares MSCI USA ESG Select Index	Com	464288802	287	2,988	SH		SOLE	0	2,988	0	0
iShares MSCI USA ESG Select Index	Com	464288802	174	1,812	SH		DFND	0	1,812	0	0
Ishs MSCI USA Min Vol Factor ETF	Com	46429B697	208	2,830	SH		SOLE	0	2,830	0	0
Ishs MSCI USA Min Vol Factor ETF	Com	46429B697	3	35	SH		DFND	0	35	0	0
Ishs Edge MSCI USA Quality Factor ETF	Com	46432F339	261	1,985	SH		SOLE	0	1,985	0	0
IShares MSCI EM ESG ETF	Com	46434G863	608	14,683	SH		SOLE	0	14,683	0	0
IShares MSCI EM ESG ETF	Com	46434G863	25	600	SH		DFND	0	600	0	0
Ishs MSCI EAFE ESG ETF	Com	46435G516	479	6,105	SH		SOLE	0	6,105	0	0
Ishs MSCI EAFE ESG ETF	Com	46435G516	17	215	SH		DFND	0	215	0	0
JP Morgan Chase & Co	Com	46625H100	16,672	101,851	SH		SOLE	0	101,851	0	0
JP Morgan Chase & Co	Com	46625H100	7,013	42,845	SH		DFND	0	38,243	0	4,602
Johnson & Johnson	Com	478160104	19,878	123,084	SH		SOLE	0	122,904	0	180
Johnson & Johnson	Com	478160104	3,911	24,218	SH		DFND	0	21,934	0	2,284
Kellogg Company	Com	487836108	190	2,965	SH		SOLE	0	2,965	0	0
Kellogg Company	Com	487836108	70	1,101	SH		DFND	0	1,101	0	0
Kennedy-Wilson Holdings Inc	Com	489398107	695	33,238	SH		SOLE	0	33,238	0	0
Kennedy-Wilson Holdings Inc	Com	489398107	10	500	SH		DFND	0	500	0	0
Keycorp New	Com	493267108	237	10,950	SH		SOLE	0	10,950	0	0
Keycorp New	Com	493267108	9	400	SH		DFND	0	400	0	0
Kimberly-Clark Corp	Com	494368103	1,291	9,745	SH		SOLE	0	9,745	0	0
Kimberly-Clark Corp	Com	494368103	104	785	SH		DFND	0	285	0	500
Kraft Heinz Co	Com	500754106	387	10,509	SH		SOLE	0	10,509	0	0
Kraft Heinz Co	Com	500754106	7	200	SH		DFND	0	200	0	0
L3Harris Technologies Inc	Com	502431109	231	1,048	SH		SOLE	0	1,048	0	0
Laboratory Corp Amer Hldgs New	Com	50540R409	683	2,426	SH		SOLE	0	2,426	0	0
LAM Research Corp	Com	512807108	692	1,215	SH		SOLE	0	1,215	0	0
LAM Research Corp	Com	512807108	23	41	SH		DFND	0	41	0	0
Leidos Holdings Inc	Com	525327102	233	2,421	SH		SOLE	0	2,421	0	0
Liberty Broadband Corp Ser C	Com	530307305	876	5,072	SH		SOLE	0	5,072	0	0
Liberty Media Corp Ser A SiriusSM Group	Com	531229409	11,500	243,809	SH		SOLE	0	240,859	0	2,950
Liberty Media Corp Ser A SiriusSM Group	Com	531229409	244	5,173	SH		DFND	0	5,173	0	0
Liberty Media Corp Ser C SiriusXM Group	Com	531229607	337	7,100	SH		SOLE	0	7,100	0	0
Liberty Media Corp Ser C SiriusXM Group	Com	531229607	10	207	SH		DFND	0	207	0	0
Eli Lilly & Company	Com	532457108	1,068	4,622	SH		SOLE	0	4,622	0	0
Eli Lilly & Company	Com	532457108	650	2,814	SH		DFND	0	1,414	0	1,400
Lockheed Martin Corp	Com	539830109	4,087	11,844	SH		SOLE	0	11,844	0	0
Lockheed Martin Corp	Com	539830109	216	625	SH		DFND	0	625	0	0
Lowes Companies Inc	Com	548661107	14,615	72,044	SH		SOLE	0	71,989	0	55
Lowes Companies Inc	Com	548661107	2,431	11,982	SH		DFND	0	11,182	0	800
M & T Bank Corporation	Com	55261F104	1,398	9,359	SH		SOLE	0	9,359	0	0
M & T Bank Corporation	Com	55261F104	318	2,130	SH		DFND	0	1,080	0	1,050
MSC Industrial Direct Co Cl A	Com	553530106	3,547	44,238	SH		SOLE	0	44,238	0	0
MSC Industrial Direct Co Cl A	Com	553530106	49	608	SH		DFND	0	608	0	0
Marathon Petroleum Corp	Com	56585A102	53	850	SH		SOLE	0	850	0	0
Marathon Petroleum Corp	Com	56585A102	264	4,272	SH		DFND	0	4,272	0	0
Markel Corp Holding Company	Com	570535104	712	596	SH		SOLE	0	596	0	0
Marriott International Inc Cl A	Com	571903202	215	1,449	SH		SOLE	0	1,449	0	0
Marriott International Inc Cl A	Com	571903202	74	503	SH		DFND	0	503	0	0
Masco Corp	Com	574599106	226	4,076	SH		SOLE	0	4,076	0	0
Masco Corp	Com	574599106	139	2,500	SH		DFND	0	2,500	0	0
Mastercard Inc	Com	57636Q104	21,053	60,553	SH		SOLE	0	60,418	0	135
Mastercard Inc	Com	57636Q104	1,168	3,360	SH		DFND	0	3,360	0	0
McCormick & Co Inc	Com	579780206	7,340	90,588	SH		SOLE	0	90,588	0	0
McCormick & Co Inc	Com	579780206	436	5,385	SH		DFND	0	5,385	0	0
McDonalds Corp	Com	580135101	8,101	33,600	SH		SOLE	0	33,500	0	100
McDonalds Corp	Com	580135101	1,071	4,442	SH		DFND	0	4,442	0	0
Merck & Co Inc New	Com	58933Y105	5,849	77,874	SH		SOLE	0	77,184	0	690
Merck & Co Inc New	Com	58933Y105	1,549	20,619	SH		DFND	0	14,907	0	5,712
Mettler Toledo Intl Inc	Com	592688105	348	253	SH		SOLE	0	253	0	0
Microsoft Corp	Com	594918104	40,949	145,252	SH		SOLE	0	145,252	0	0
Microsoft Corp	Com	594918104	7,417	26,308	SH		DFND	0	26,308	0	0
Mondelez Intl Inc	Com	609207105	2,800	48,131	SH		SOLE	0	48,131	0	0
Mondelez Intl Inc	Com	609207105	2,307	39,646	SH		DFND	0	39,646	0	0
Moodys Corp	Com	615369105	16	46	SH		SOLE	0	46	0	0
Moodys Corp	Com	615369105	398	1,122	SH		DFND	0	1,122	0	0
Morgan Stanley	Com	617446448	830	8,531	SH		SOLE	0	8,531	0	0
Morgan Stanley	Com	617446448	87	899	SH		DFND	0	899	0	0
National Grid PLC ADR New 2017	Com	636274409	182	3,045	SH		SOLE	0	3,045	0	0
National Grid PLC ADR New 2017	Com	636274409	52	866	SH		DFND	0	866	0	0
Netflix Inc	Com	64110L106	692	1,133	SH		SOLE	0	1,133	0	0
Netflix Inc	Com	64110L106	122	200	SH		DFND	0	200	0	0
Nextera Energy Inc	Com	65339F101	14,018	178,522	SH		SOLE	0	178,522	0	0
Nextera Energy Inc	Com	65339F101	826	10,514	SH		DFND	0	10,514	0	0
Nike Inc Cl B	Com	654106103	12,591	86,699	SH		SOLE	0	86,699	0	0
Nike Inc Cl B	Com	654106103	1,775	12,224	SH		DFND	0	12,224	0	0
Norfolk Southern Corp	Com	655844108	4,679	19,557	SH		SOLE	0	19,557	0	0
Norfolk Southern Corp	Com	655844108	3,295	13,771	SH		DFND	0	13,031	0	740
Northrop Grumman Corp	Com	666807102	536	1,488	SH		SOLE	0	1,488	0	0
Northrop Grumman Corp	Com	666807102	108	300	SH		DFND	0	300	0	0
Novartis AG ADR	Com	66987V109	5,519	67,490	SH		SOLE	0	67,490	0	0
Novartis AG ADR	Com	66987V109	415	5,078	SH		DFND	0	5,078	0	0
Novo Nordisk A/S ADR	Com	670100205	216	2,250	SH		SOLE	0	2,250	0	0
Novo Nordisk A/S ADR	Com	670100205	509	5,300	SH		DFND	0	5,300	0	0
Nucor Corp	Com	670346105	152	1,542	SH		SOLE	0	1,542	0	0
Nucor Corp	Com	670346105	209	2,120	SH		DFND	0	550	0	1,570
Nvidia Corporation	Com	67066G104	2,529	12,206	SH		SOLE	0	12,206	0	0
Nvidia Corporation	Com	67066G104	9	44	SH		DFND	0	44	0	0
O Reilly Automotive Inc New	Com	67103H107	251	410	SH		SOLE	0	410	0	0
Oracle Corporation	Com	68389X105	2,958	33,944	SH		SOLE	0	33,944	0	0
Oracle Corporation	Com	68389X105	689	7,912	SH		DFND	0	7,912	0	0
Otis Worldwide Corp	Com	68902V107	1,265	15,374	SH		SOLE	0	15,374	0	0
Otis Worldwide Corp	Com	68902V107	280	3,401	SH		DFND	0	3,164	0	237
PNC Financial Services Group Inc	Com	693475105	398	2,032	SH		SOLE	0	2,032	0	0
PNC Financial Services Group Inc	Com	693475105	51	259	SH		DFND	0	259	0	0
PPG Industries Inc	Com	693506107	407	2,847	SH		SOLE	0	2,847	0	0
PPG Industries Inc	Com	693506107	86	600	SH		DFND	0	600	0	0
Palo Alto Networks Inc	Com	697435105	7,800	16,283	SH		SOLE	0	16,283	0	0
Palo Alto Networks Inc	Com	697435105	151	315	SH		DFND	0	315	0	0
Parker Hannifin Corp	Com	701094104	242	865	SH		SOLE	0	865	0	0
Parker Hannifin Corp	Com	701094104	94	336	SH		DFND	0	336	0	0
Paychex Inc	Com	704326107	6,137	54,575	SH		SOLE	0	54,345	0	230
Paychex Inc	Com	704326107	150	1,337	SH		DFND	0	1,337	0	0
Paypal Hldgs Inc	Com	70450Y103	13,280	51,036	SH		SOLE	0	51,036	0	0
Paypal Hldgs Inc	Com	70450Y103	711	2,732	SH		DFND	0	2,732	0	0
Penske Automotive Group Inc	Com	70959W103	4,992	49,623	SH		SOLE	0	49,623	0	0
Penske Automotive Group Inc	Com	70959W103	43	432	SH		DFND	0	432	0	0
Peoples United Financial Inc	Com	712704105	1,311	75,059	SH		SOLE	0	75,059	0	0
Peoples United Financial Inc	Com	712704105	524	29,979	SH		DFND	0	29,979	0	0
Pepsico Inc	Com	713448108	14,028	93,264	SH		SOLE	0	93,084	0	180
Pepsico Inc	Com	713448108	2,305	15,326	SH		DFND	0	15,326	0	0
Pfizer Inc	Com	717081103	10,641	247,408	SH		SOLE	0	247,408	0	0
Pfizer Inc	Com	717081103	1,831	42,561	SH		DFND	0	42,561	0	0
Philip Morris Intl Inc	Com	718172109	929	9,801	SH		SOLE	0	9,801	0	0
Philip Morris Intl Inc	Com	718172109	47	500	SH		DFND	0	500	0	0
Phillips 66	Com	718546104	191	2,728	SH		SOLE	0	2,728	0	0
Phillips 66	Com	718546104	28	400	SH		DFND	0	400	0	0
Portland General Electric	Com	736508847	332	7,055	SH		SOLE	0	7,055	0	0
Portland General Electric	Com	736508847	134	2,850	SH		DFND	0	500	0	2,350
Prestige Brand Holdings	Com	74112D101	2,198	39,173	SH		SOLE	0	39,043	0	130
Prestige Brand Holdings	Com	74112D101	12	214	SH		DFND	0	214	0	0
Price T Rowe Group Inc	Com	74144T108	2,761	14,036	SH		SOLE	0	14,036	0	0
Price T Rowe Group Inc	Com	74144T108	48	245	SH		DFND	0	245	0	0
Procter & Gamble Co	Com	742718109	13,191	94,355	SH		SOLE	0	94,355	0	0
Procter & Gamble Co	Com	742718109	1,972	14,109	SH		DFND	0	10,620	0	3,489
Provident Financial Services Inc	Com	74386T105	558	23,781	SH		SOLE	0	23,781	0	0
Public Storage Inc	Com	74460D109	200	672	SH		SOLE	0	672	0	0
Public Storage Inc	Com	74460D109	83	279	SH		DFND	0	279	0	0
Qualcomm Inc	Com	747525103	886	6,873	SH		SOLE	0	6,873	0	0
Qualcomm Inc	Com	747525103	56	436	SH		DFND	0	436	0	0
Realty Income Corporation	Com	756109104	4,832	74,501	SH		SOLE	0	74,501	0	0
Realty Income Corporation	Com	756109104	913	14,069	SH		DFND	0	14,069	0	0
Rockwell Automation Inc	Com	773903109	268	912	SH		SOLE	0	912	0	0
Royal Dutch Shell PLC Spons ADR Rep A	Com	780259206	479	10,742	SH		SOLE	0	10,742	0	0
Royal Dutch Shell PLC Spons ADR Rep A	Com	780259206	66	1,480	SH		DFND	0	1,480	0	0
S&P Global Inc	Com	78409V104	2,229	5,247	SH		SOLE	0	5,247	0	0
S&P Global Inc	Com	78409V104	98	230	SH		DFND	0	230	0	0
Spdr S&P 500 Etf Trust	Com	78462F103	5,688	13,255	SH		SOLE	0	13,255	0	0
Spdr S&P 500 Etf Trust	Com	78462F103	221	514	SH		DFND	0	514	0	0
Spdr Gold Shares	Com	78463V107	619	3,769	SH		SOLE	0	3,769	0	0
Spdr Gold Shares	Com	78463V107	8	47	SH		DFND	0	47	0	0
SPDR S&P Dividend ETF	Com	78464A763	1,219	10,372	SH		SOLE	0	10,372	0	0
SPDR S&P Dividend ETF	Com	78464A763	164	1,393	SH		DFND	0	1,393	0	0
Spdr Ser Trust SP Biotech ETF	Com	78464A870	762	6,062	SH		SOLE	0	6,062	0	0
SPDR S&P MidCap 400	Com	78467Y107	356	740	SH		SOLE	0	740	0	0
SPDR S&P 500 Fossil Fuel Reserves Free ETF	Com	78468R796	434	4,085	SH		SOLE	0	4,085	0	0
Salesforce Com Inc	Com	79466L302	8,964	33,051	SH		SOLE	0	33,051	0	0
Salesforce Com Inc	Com	79466L302	247	910	SH		DFND	0	910	0	0
Sanofi Spons ADR	Com	80105N105	310	6,431	SH		SOLE	0	6,431	0	0
Schwab Intl Equity ETF	Com	808524805	359	9,275	SH		SOLE	0	9,275	0	0
Sealed Air Corp New	Com	81211K100	582	10,617	SH		SOLE	0	10,617	0	0
Selectquote Inc	Com	816307300	3,889	300,779	SH		SOLE	0	300,779	0	0
Sherwin Williams Co	Com	824348106	241	862	SH		SOLE	0	862	0	0
Simon Ppty Group Inc New	Com	828806109	176	1,355	SH		SOLE	0	1,355	0	0
Simon Ppty Group Inc New	Com	828806109	224	1,727	SH		DFND	0	0	0	1,727
The J M Smucker Company	Com	832696405	1,197	9,973	SH		SOLE	0	9,973	0	0
The J M Smucker Company	Com	832696405	108	902	SH		DFND	0	305	0	597
Solaredge Technologies Inc	Com	83417M104	115	435	SH		SOLE	0	435	0	0
Solaredge Technologies Inc	Com	83417M104	134	506	SH		DFND	0	506	0	0
Southern Co	Com	842587107	862	13,918	SH		SOLE	0	13,918	0	0
Southern Co	Com	842587107	210	3,386	SH		DFND	0	3,386	0	0
Southern Copper Corp Del	Com	84265V105	225	4,000	SH		SOLE	0	4,000	0	0
Starbucks Corp	Com	855244109	11,833	107,267	SH		SOLE	0	107,267	0	0
Starbucks Corp	Com	855244109	418	3,791	SH		DFND	0	3,791	0	0
Stonex Group Inc	Com	861896108	600	9,110	SH		SOLE	0	9,110	0	0
Stryker Corp	Com	863667101	5,499	20,853	SH		SOLE	0	20,853	0	0
Stryker Corp	Com	863667101	1,218	4,620	SH		DFND	0	4,620	0	0
SunPower Corporation	Com	867652406	258	11,365	SH		DFND	0	0	0	11,365
Synchrony Financial	Com	87165B103	3,228	66,037	SH		SOLE	0	65,797	0	240
Synchrony Financial	Com	87165B103	2	50	SH		DFND	0	50	0	0
Sysco Corp	Com	871829107	2,168	27,622	SH		SOLE	0	27,622	0	0
Sysco Corp	Com	871829107	88	1,127	SH		DFND	0	1,127	0	0
TJX Cos Inc	Com	872540109	4,538	68,783	SH		SOLE	0	68,738	0	45
TJX Cos Inc	Com	872540109	442	6,699	SH		DFND	0	6,699	0	0
Target Corp	Com	87612E106	2,652	11,592	SH		SOLE	0	11,592	0	0
Target Corp	Com	87612E106	837	3,658	SH		DFND	0	3,658	0	0
Telephone & Data Sys Inc	Com	879433829	348	17,867	SH		SOLE	0	17,867	0	0
Telus Corp	Com	87971M103	651	29,647	SH		SOLE	0	28,147	0	1,500
Telus Corp	Com	87971M103	48	2,200	SH		DFND	0	2,200	0	0
Tesla Motors Inc	Com	88160R101	4,182	5,393	SH		SOLE	0	5,393	0	0
Tesla Motors Inc	Com	88160R101	392	505	SH		DFND	0	505	0	0
Texas Instruments Inc	Com	882508104	1,920	9,987	SH		SOLE	0	9,987	0	0
Texas Instruments Inc	Com	882508104	183	950	SH		DFND	0	950	0	0
Texas Pacific Land Corporation	Com	88262P102	605	500	SH		DFND	0	500	0	0
Thermo Fisher Scientific Inc	Com	883556102	19,520	34,166	SH		SOLE	0	34,130	0	36
Thermo Fisher Scientific Inc	Com	883556102	491	859	SH		DFND	0	859	0	0
3M	Com	88579Y101	14,942	85,181	SH		SOLE	0	85,003	0	178
3M	Com	88579Y101	919	5,238	SH		DFND	0	4,438	0	800
Toronto Dominion Bank New	Com	891160509	2,436	36,819	SH		SOLE	0	36,819	0	0
Toronto Dominion Bank New	Com	891160509	944	14,270	SH		DFND	0	14,270	0	0
Travelers Cos Inc	Com	89417E109	811	5,338	SH		SOLE	0	5,338	0	0
Travelers Cos Inc	Com	89417E109	116	763	SH		DFND	0	763	0	0
Trex Company Inc	Com	89531P105	469	4,600	SH		SOLE	0	4,600	0	0
Trex Company Inc	Com	89531P105	112	1,100	SH		DFND	0	1,100	0	0
Truist Finl Corp	Com	89832Q109	3,092	52,711	SH		SOLE	0	52,711	0	0
Truist Finl Corp	Com	89832Q109	103	1,754	SH		DFND	0	1,754	0	0
US Bancorp Del	Com	902973304	5,365	90,256	SH		SOLE	0	89,711	0	545
US Bancorp Del	Com	902973304	1,084	18,239	SH		DFND	0	18,239	0	0
Unilever PLC ADR	Com	904767704	2,842	52,411	SH		SOLE	0	52,071	0	340
Unilever PLC ADR	Com	904767704	174	3,216	SH		DFND	0	3,216	0	0
Union Bankshares Inc	Com	905400107	71	2,220	SH		SOLE	0	2,220	0	0
Union Bankshares Inc	Com	905400107	822	25,715	SH		DFND	0	25,715	0	0
Union Pacific Corp	Com	907818108	12,254	62,515	SH		SOLE	0	62,319	0	196
Union Pacific Corp	Com	907818108	1,059	5,403	SH		DFND	0	5,403	0	0
United Parcel Svc Inc Cl B	Com	911312106	2,192	12,036	SH		SOLE	0	12,036	0	0
United Parcel Svc Inc Cl B	Com	911312106	89	486	SH		DFND	0	486	0	0
UnitedHealth Group Inc	Com	91324P102	4,769	12,206	SH		SOLE	0	12,206	0	0
UnitedHealth Group Inc	Com	91324P102	408	1,043	SH		DFND	0	1,043	0	0
V F Cp	Com	918204108	623	9,307	SH		SOLE	0	9,307	0	0
V F Cp	Com	918204108	16	242	SH		DFND	0	242	0	0
Vanguard Dividend Appreciation ETF	Com	921908844	4,093	26,644	SH		SOLE	0	26,644	0	0
Vanguard Dividend Appreciation ETF	Com	921908844	138	900	SH		DFND	0	900	0	0
Vanguard Intermediate-Term Bond ETF	Com	921937819	840	9,388	SH		SOLE	0	9,388	0	0
Vanguard Intermediate-Term Bond ETF	Com	921937819	20	228	SH		DFND	0	228	0	0
Vanguard Short-Term Bond ETF	Com	921937827	5,407	65,989	SH		SOLE	0	65,989	0	0
Vanguard Short-Term Bond ETF	Com	921937827	201	2,447	SH		DFND	0	2,447	0	0
Vanguard Bond Index Fd ETF	Com	921937835	10,487	122,729	SH		SOLE	0	122,729	0	0
Vanguard Bond Index Fd ETF	Com	921937835	249	2,914	SH		DFND	0	2,914	0	0
Vanguard FTSE Dev Mkts ETF	Com	921943858	8,077	159,970	SH		SOLE	0	159,970	0	0
Vanguard FTSE Dev Mkts ETF	Com	921943858	186	3,683	SH		DFND	0	3,683	0	0
Vanguard High Dividend Yld ETF	Com	921946406	2,273	21,998	SH		SOLE	0	21,998	0	0
Vanguard High Dividend Yld ETF	Com	921946406	37	360	SH		DFND	0	360	0	0
Vanguard Short Term Inflation Prot Secs ETF	Com	922020805	15,080	286,792	SH		SOLE	0	286,792	0	0
Vanguard Short Term Inflation Prot Secs ETF	Com	922020805	341	6,477	SH		DFND	0	3,634	0	2,843
Vanguard FTSE All-World ex-US ETF	Com	922042775	5,266	86,388	SH		SOLE	0	86,388	0	0
Vanguard FTSE All-World ex-US ETF	Com	922042775	9	148	SH		DFND	0	148	0	0
Vanguard Emerging Markets ETF	Com	922042858	8,309	166,152	SH		SOLE	0	166,152	0	0
Vanguard Emerging Markets ETF	Com	922042858	268	5,357	SH		DFND	0	5,357	0	0
Vanguard Idx Fds S&P 500 ETF	Com	922908363	2,276	5,770	SH		SOLE	0	5,770	0	0
Vanguard Mid-Cap Value ETF	Com	922908512	615	4,402	SH		SOLE	0	4,402	0	0
Vanguard Small Cap Value ETF	Com	922908611	1,852	10,940	SH		SOLE	0	10,940	0	0
Vanguard Mid Cap ETF	Com	922908629	824	3,482	SH		SOLE	0	3,482	0	0
Vanguard Mid Cap ETF	Com	922908629	4	15	SH		DFND	0	15	0	0
Vanguard Large Cap ETF	Com	922908637	89	444	SH		SOLE	0	444	0	0
Vanguard Large Cap ETF	Com	922908637	1,306	6,500	SH		DFND	0	6,500	0	0
Vanguard Growth ETF	Com	922908736	312	1,076	SH		SOLE	0	1,076	0	0
Vanguard Value ETF	Com	922908744	404	2,986	SH		SOLE	0	2,986	0	0
Vanguard Small-Cap ETF	Com	922908751	598	2,734	SH		SOLE	0	2,734	0	0
Vanguard Total Stock Mkt ETF	Com	922908769	874	3,938	SH		SOLE	0	3,938	0	0
Vanguard Total Stock Mkt ETF	Com	922908769	6	25	SH		DFND	0	25	0	0
Verisign Inc	Com	92343E102	1,267	6,182	SH		SOLE	0	6,182	0	0
Verizon Communications Inc	Com	92343V104	10,811	200,166	SH		SOLE	0	198,666	0	1,500
Verizon Communications Inc	Com	92343V104	1,792	33,188	SH		DFND	0	31,643	0	1,545
ViacomCBS Inc NPV	Com	92556H206	5,679	143,734	SH		SOLE	0	142,309	0	1,425
ViacomCBS Inc NPV	Com	92556H206	106	2,688	SH		DFND	0	2,688	0	0
Visa Inc	Com	92826C839	7,861	35,290	SH		SOLE	0	35,290	0	0
Visa Inc	Com	92826C839	376	1,690	SH		DFND	0	1,690	0	0
Wal Mart Stores Inc	Com	931142103	2,513	18,030	SH		SOLE	0	18,030	0	0
Wal Mart Stores Inc	Com	931142103	152	1,087	SH		DFND	0	1,087	0	0
Waste Management Inc New	Com	94106L109	3,470	23,235	SH		SOLE	0	23,235	0	0
Waste Management Inc New	Com	94106L109	49	327	SH		DFND	0	327	0	0
Waters Corp	Com	941848103	1,008	2,822	SH		SOLE	0	2,822	0	0
Wells Fargo & Company New	Com	949746101	410	8,840	SH		SOLE	0	8,840	0	0
Wells Fargo & Company New	Com	949746101	271	5,850	SH		DFND	0	5,850	0	0
Weyerhaeuser Company	Com	962166104	680	19,114	SH		SOLE	0	19,114	0	0
Weyerhaeuser Company	Com	962166104	109	3,056	SH		DFND	0	3,056	0	0
Whole Earth Brands Inc	Com	96684W100	116	10,027	SH		SOLE	0	10,027	0	0
WisdomTree Dividend Ex-Financials	Com	97717W406	262	2,785	SH		SOLE	0	2,785	0	0
Xylem Inc	Com	98419M100	812	6,564	SH		SOLE	0	6,564	0	0
Xylem Inc	Com	98419M100	12	100	SH		DFND	0	100	0	0
Yum Brands Inc	Com	988498101	325	2,655	SH		SOLE	0	2,655	0	0
Zimmer Biomet Hldgs Inc	Com	98956P102	270	1,843	SH		SOLE	0	1,843	0	0
Zimmer Biomet Hldgs Inc	Com	98956P102	176	1,200	SH		DFND	0	1,200	0	0
Zoetis Inc Cl A	Com	98978V103	161	829	SH		SOLE	0	829	0	0
Zoetis Inc Cl A	Com	98978V103	41	210	SH		DFND	0	210	0	0
Accenture PLC Ireland	Com	G1151C101	21,236	66,379	SH		SOLE	0	66,304	0	75
Accenture PLC Ireland	Com	G1151C101	1,299	4,060	SH		DFND	0	4,060	0	0
Eaton Corp PLC	Com	G29183103	7,151	47,896	SH		SOLE	0	47,896	0	0
Eaton Corp PLC	Com	G29183103	174	1,166	SH		DFND	0	1,166	0	0
Liberty Global PLC ser C	Com	G5480U120	617	20,941	SH		SOLE	0	20,941	0	0
Linde PLC	Com	G5494J103	2,892	9,857	SH		SOLE	0	9,857	0	0
Linde PLC	Com	G5494J103	51	175	SH		DFND	0	175	0	0
Medtronic Hldg Ltd	Com	G5960L103	2,789	22,253	SH		SOLE	0	22,253	0	0
Medtronic Hldg Ltd	Com	G5960L103	144	1,145	SH		DFND	0	1,145	0	0
Chubb Ltd	Com	H1467J104	4,122	23,760	SH		SOLE	0	23,760	0	0
Chubb Ltd	Com	H1467J104	39	222	SH		DFND	0	222	0	0
TE Connectivity Ltd	Com	H84989104	281	2,046	SH		SOLE	0	2,046	0	0
NXP Semiconductors NV	Com	N6596X109	426	2,174	SH		SOLE	0	2,174	0	0
NXP Semiconductors NV	Com	N6596X109	20	100	SH		DFND	0	100	0	0