Trust Co Of Vermont 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABB Ltd ADR	Com	000375204	1,059,402	29,547	SH		SOLE	0	25,797	0	3,750
ABB Ltd ADR	Com	000375204	154,319	4,304	SH		DFND	0	4,304	0	0
ABM Inds Inc	Com	000957100	316,639	7,914	SH		SOLE	0	7,914	0	0
ABM Inds Inc	Com	000957100	3,921	98	SH		DFND	0	98	0	0
Aflac Incorporated	Com	001055102	876,715	11,423	SH		SOLE	0	11,423	0	0
Aflac Incorporated	Com	001055102	29,702	387	SH		DFND	0	387	0	0
AMC Entmt Hldgs Inc Cl A New	Com	00165C302	336	42	SH		SOLE	0	42	0	0
AT&T Inc	Com	00206R102	1,798,059	119,711	SH		SOLE	0	116,886	0	2,825
AT&T Inc	Com	00206R102	403,843	26,887	SH		DFND	0	26,887	0	0
Ark Innovation ETF	Com	00214Q104	25,984	655	SH		SOLE	0	655	0	0
Abbott Laboratories	Com	002824100	15,808,922	163,231	SH		SOLE	0	163,166	0	65
Abbott Laboratories	Com	002824100	2,382,316	24,598	SH		DFND	0	24,598	0	0
Abbvie Inc	Com	00287Y109	20,091,052	134,785	SH		SOLE	0	133,247	0	1,538
Abbvie Inc	Com	00287Y109	3,634,232	24,381	SH		DFND	0	24,381	0	0
Accelleron Inds AG ADR	Com	00449R109	2,031	78	SH		SOLE	0	78	0	0
Accelleron Inds AG ADR	Com	00449R109	833	32	SH		DFND	0	32	0	0
Activision Blizzard Inc	Com	00507V109	4,339,095	46,343	SH		SOLE	0	46,343	0	0
Activision Blizzard Inc	Com	00507V109	40,823	436	SH		DFND	0	436	0	0
Adobe Inc	Com	00724F101	8,411,820	16,497	SH		SOLE	0	16,447	0	50
Adobe Inc	Com	00724F101	207,019	406	SH		DFND	0	406	0	0
Advance Auto Parts Inc	Com	00751Y106	22,092	395	SH		SOLE	0	395	0	0
Advanced Micro Devices Inc	Com	007903107	318,845	3,101	SH		SOLE	0	3,101	0	0
Aerovironment Inc	Com	008073108	22,306	200	SH		SOLE	0	200	0	0
Agilent Technologies Inc	Com	00846U101	319,358	2,856	SH		SOLE	0	1,026	0	1,830
Air Products & Chemical Inc	Com	009158106	11,891,181	41,959	SH		SOLE	0	40,082	0	1,877
Air Products & Chemical Inc	Com	009158106	886,759	3,129	SH		DFND	0	3,129	0	0
Airbus Group ADR	Com	009279100	1,143	34	SH		SOLE	0	34	0	0
Airbus Group ADR	Com	009279100	17,914	533	SH		DFND	0	533	0	0
Albemarle Corp	Com	012653101	39,619	233	SH		SOLE	0	233	0	0
Alexander & Baldwin Inc New	Com	014491104	25,413	1,519	SH		SOLE	0	1,519	0	0
Alexander & Baldwin Inc New	Com	014491104	8,365	500	SH		DFND	0	500	0	0
Alibaba Group Hldg Ltd ADR	Com	01609W102	29,231	337	SH		SOLE	0	337	0	0
Align Technology Inc	Com	016255101	4,580	15	SH		SOLE	0	15	0	0
Allstate Corp	Com	020002101	2,564,881	23,022	SH		SOLE	0	23,022	0	0
Allstate Corp	Com	020002101	81,329	730	SH		DFND	0	730	0	0
Alphabet Inc Cap Stk Cl C	Com	02079K107	45,775,024	347,175	SH		SOLE	0	344,281	0	2,894
Alphabet Inc Cap Stk Cl C	Com	02079K107	2,104,458	15,961	SH		DFND	0	15,961	0	0
Alphabet Inc Cap Stk Cl A	Com	02079K305	11,049,426	84,437	SH		SOLE	0	84,437	0	0
Alphabet Inc Cap Stk Cl A	Com	02079K305	497,006	3,798	SH		DFND	0	3,798	0	0
Altria Group Inc	Com	02209S103	487,864	11,602	SH		SOLE	0	11,602	0	0
Altria Group Inc	Com	02209S103	1,344,843	31,982	SH		DFND	0	31,982	0	0
Amalgamated Financial Corp	Com	022671101	9,643	560	SH		SOLE	0	560	0	0
Amazon Com Inc	Com	023135106	36,090,766	283,911	SH		SOLE	0	283,348	0	563
Amazon Com Inc	Com	023135106	1,804,977	14,199	SH		DFND	0	14,199	0	0
Ameren Corp	Com	023608102	74,830	1,000	SH		SOLE	0	1,000	0	0
Ameresco Inc	Com	02361E108	1,542	40	SH		SOLE	0	40	0	0
Ameresco Inc	Com	02361E108	63,624	1,650	SH		DFND	0	1,650	0	0
American Electric Power Company Inc	Com	025537101	139,157	1,850	SH		SOLE	0	1,850	0	0
American Electric Power Company Inc	Com	025537101	59,649	793	SH		DFND	0	793	0	0
American Express Co	Com	025816109	2,586,507	17,337	SH		SOLE	0	17,337	0	0
American Express Co	Com	025816109	1,382,245	9,265	SH		DFND	0	9,265	0	0
American Intl Group Inc New	Com	026874784	42,420	700	SH		SOLE	0	700	0	0
American States Water Co	Com	029899101	137,690	1,750	SH		SOLE	0	1,750	0	0
American Tower REIT	Com	03027X100	9,055,439	55,065	SH		SOLE	0	55,035	0	30
American Tower REIT	Com	03027X100	204,411	1,243	SH		DFND	0	1,243	0	0
American Water Works Company	Com	030420103	263,263	2,126	SH		SOLE	0	2,126	0	0
Cencora Inc	Com	03073E105	53,991	300	SH		SOLE	0	300	0	0
Ameriprise Financial Inc	Com	03076C106	196,819	597	SH		SOLE	0	597	0	0
Ameriprise Financial Inc	Com	03076C106	824,200	2,500	SH		DFND	0	2,500	0	0
Amgen Inc	Com	031162100	4,693,893	17,465	SH		SOLE	0	17,465	0	0
Amgen Inc	Com	031162100	1,713,614	6,376	SH		DFND	0	6,376	0	0
Amphenol Corp New Cl A	Com	032095101	171,508	2,042	SH		SOLE	0	2,042	0	0
Analog Devices Inc	Com	032654105	9,852,840	56,273	SH		SOLE	0	54,640	0	1,633
Analog Devices Inc	Com	032654105	2,646,310	15,114	SH		DFND	0	15,114	0	0
Annaly Capital Management Inc New	Com	035710839	6,019	320	SH		SOLE	0	320	0	0
Elevance Health Inc	Com	036752103	29,173	67	SH		SOLE	0	67	0	0
Apple Inc	Com	037833100	88,918,598	519,354	SH		SOLE	0	516,111	0	3,243
Apple Inc	Com	037833100	8,383,982	48,969	SH		DFND	0	48,969	0	0
Applied Materials Inc	Com	038222105	16,360,360	118,168	SH		SOLE	0	113,627	0	4,541
Applied Materials Inc	Com	038222105	1,346,980	9,729	SH		DFND	0	9,729	0	0
Arcimoto Inc New	Com	039587209	3	4	SH		SOLE	0	4	0	0
Ares Capital Corp	Com	04010L103	276,493	14,201	SH		SOLE	0	14,201	0	0
Armour Residential REIT Inc New	Com	042315507	3,719	875	SH		SOLE	0	875	0	0
Array Technologies Inc	Com	04271T100	61,023	2,750	SH		DFND	0	2,750	0	0
Arrow Electronics Inc	Com	042735100	75,394	602	SH		SOLE	0	167	0	435
Arrow Financial Corp	Com	042744102	665,568	39,105	SH		SOLE	0	39,105	0	0
Astec Inds Inc	Com	046224101	1,319	28	SH		SOLE	0	28	0	0
Astrazeneca Plc Adr	Com	046353108	176,004	2,599	SH		SOLE	0	2,599	0	0
Astrazeneca Plc Adr	Com	046353108	166,253	2,455	SH		DFND	0	2,455	0	0
Atlassian Corporation Cl A	Com	049468101	1,612	8	SH		SOLE	0	8	0	0
Atmos Energy Corp	Com	049560105	1,096,164	10,348	SH		SOLE	0	10,348	0	0
Atmos Energy Corp	Com	049560105	555,073	5,240	SH		DFND	0	5,240	0	0
Aurinia Pharmaceuticals Inc	Com	05156V102	7,770	1,000	SH		DFND	0	1,000	0	0
Aurora Cannabis Inc NPV	Com	05156X884	487	833	SH		SOLE	0	833	0	0
Autodesk Inc	Com	052769106	4,665,407	22,548	SH		SOLE	0	22,548	0	0
Autodesk Inc	Com	052769106	5,173	25	SH		DFND	0	25	0	0
Automatic Data Processing	Com	053015103	11,415,040	47,448	SH		SOLE	0	47,448	0	0
Automatic Data Processing	Com	053015103	2,687,038	11,169	SH		DFND	0	11,169	0	0
AutoNation Inc	Com	05329W102	151,400	1,000	SH		SOLE	0	1,000	0	0
Autozone Inc	Com	053332102	1,236,975	487	SH		SOLE	0	487	0	0
Avery Dennison Corporation	Com	053611109	27,401	150	SH		SOLE	0	150	0	0
Avery Dennison Corporation	Com	053611109	9,864	54	SH		DFND	0	54	0	0
Avista Corporation	Com	05379B107	197,101	6,089	SH		SOLE	0	6,089	0	0
BCE Inc New	Com	05534B760	101,303	2,654	SH		SOLE	0	2,654	0	0
BJs Wholesale Club Hldgs Inc	Com	05550J101	18,556	260	SH		SOLE	0	260	0	0
BP PLC Sponsored ADR	Com	055622104	74,459	1,923	SH		SOLE	0	1,923	0	0
BP Prudhoe Bay Royalty Trust	Com	055630107	1,430	200	SH		SOLE	0	200	0	0
BYD Co Ltd ADR	Com	05606L100	129,778	2,100	SH		SOLE	0	2,100	0	0
BYD Co Ltd ADR	Com	05606L100	20,085	325	SH		DFND	0	325	0	0
Badger Meter Inc	Com	056525108	71,935	500	SH		SOLE	0	500	0	0
Bancroft Fund Ltd	Com	059695106	11,859	752	SH		SOLE	0	752	0	0
Bank Of America Corp	Com	060505104	3,521,972	128,633	SH		SOLE	0	128,183	0	450
Bank Of America Corp	Com	060505104	289,270	10,565	SH		DFND	0	10,565	0	0
Bk Montreal Que	Com	063671101	345,748	4,098	SH		SOLE	0	4,098	0	0
Bk Montreal Que	Com	063671101	1,687	20	SH		DFND	0	20	0	0
Bank New York Mellon Corp	Com	064058100	379,500	8,898	SH		SOLE	0	8,898	0	0
Bank Of Nova Scotia Halifax	Com	064149107	11,398	250	SH		DFND	0	250	0	0
Bar Harbor Bankshares	Com	066849100	140,977	5,966	SH		SOLE	0	5,966	0	0
Barings Corporate Invs	Com	06759X107	14,155	888	SH		SOLE	0	888	0	0
Barrick Gold Corporation	Com	067901108	13,095	900	SH		SOLE	0	900	0	0
Bath & Body Works Inc	Com	070830104	27,040	800	SH		SOLE	0	800	0	0
Baxter International Inc	Com	071813109	13,964	370	SH		SOLE	0	370	0	0
Baxter International Inc	Com	071813109	39,891	1,057	SH		DFND	0	1,057	0	0
Bayerische Motoren Werke AG ADR	Com	072743305	17,007	500	SH		SOLE	0	500	0	0
Bayerische Motoren Werke AG ADR	Com	072743305	3,401	100	SH		DFND	0	100	0	0
Becton Dickinson & Company	Com	075887109	16,494,731	63,802	SH		SOLE	0	63,724	0	78
Becton Dickinson & Company	Com	075887109	693,895	2,684	SH		DFND	0	2,684	0	0
Bentley Sys Inc Cl B	Com	08265T208	7,022	140	SH		DFND	0	140	0	0
Berkley W R Corp	Com	084423102	891,527	14,042	SH		SOLE	0	14,042	0	0
Berkshire Hathaway Inc Cl A	Com	084670108	531,477	1	SH		DFND	0	1	0	0
Berkshire Hathaway Inc Del Cl B New	Com	084670702	40,309,722	115,072	SH		SOLE	0	114,254	0	818
Berkshire Hathaway Inc Del Cl B New	Com	084670702	1,335,344	3,812	SH		DFND	0	3,812	0	0
Berkshire Hills Bancorp Inc	Com	084680107	14,977	747	SH		SOLE	0	747	0	0
Berry Plastics Group Inc	Com	08579W103	11,391	184	SH		SOLE	0	184	0	0
Best Buy Company Inc	Com	086516101	69	1	SH		SOLE	0	1	0	0
BHP Group Limited	Com	088606108	32,194	566	SH		SOLE	0	566	0	0
Big Lots Inc	Com	089302103	51	10	SH		SOLE	0	10	0	0
Biogen Inc	Com	09062X103	582,899	2,268	SH		SOLE	0	2,268	0	0
Blackrock Inc	Com	09247X101	18,077,153	27,962	SH		SOLE	0	27,597	0	365
Blackrock Inc	Com	09247X101	569,558	881	SH		DFND	0	881	0	0
Blackrock Muniyield Quality Fd Inc ETF	Com	09254F100	1,698	166	SH		SOLE	0	166	0	0
Blackrock Munihldgs NY Qlty Fd	Com	09255C106	12,326	1,350	SH		SOLE	0	1,350	0	0
Blackrock Res & Commodities Strategy Tr	Com	09257A108	14,736	1,600	SH		SOLE	0	1,600	0	0
Blackrock Science & Technology Tr	Com	09258G104	62,820	2,000	SH		SOLE	0	2,000	0	0
Blackstone Group Inc Cl A	Com	09260D107	200,888	1,875	SH		SOLE	0	1,875	0	0
Blackstone Group Inc Cl A	Com	09260D107	16,071	150	SH		DFND	0	150	0	0
Bluebird Bio Inc	Com	09609G100	769	253	SH		SOLE	0	253	0	0
Boeing Company	Com	097023105	588,266	3,069	SH		SOLE	0	3,069	0	0
Boeing Company	Com	097023105	253,018	1,320	SH		DFND	0	1,320	0	0
Booking Holdings Inc	Com	09857L108	8,712,159	2,825	SH		SOLE	0	2,800	0	25
Booking Holdings Inc	Com	09857L108	163,449	53	SH		DFND	0	53	0	0
Borg Warner Inc	Com	099724106	81	2	SH		SOLE	0	2	0	0
Borg Warner Inc	Com	099724106	39,563	980	SH		DFND	0	980	0	0
Boston Beer Inc Cl A	Com	100557107	615,457	1,580	SH		SOLE	0	1,580	0	0
Boston Properties Inc	Com	101121101	79,406	1,335	SH		SOLE	0	1,335	0	0
Boston Scientific Corp	Com	101137107	232,426	4,402	SH		SOLE	0	4,402	0	0
Boston Scientific Corp	Com	101137107	9,293	176	SH		DFND	0	176	0	0
Box Inc Cl A	Com	10316T104	38,736	1,600	SH		SOLE	0	1,600	0	0
Brighthouse Finl Inc	Com	10922N103	2,594	53	SH		SOLE	0	53	0	0
Bristol Myers Squibb Co	Com	110122108	4,770,192	82,188	SH		SOLE	0	80,321	0	1,867
Bristol Myers Squibb Co	Com	110122108	1,096,260	18,888	SH		DFND	0	18,888	0	0
Broadridge Financial Solutions Inc	Com	11133T103	8,953	50	SH		SOLE	0	50	0	0
Broadridge Financial Solutions Inc	Com	11133T103	141,270	789	SH		DFND	0	789	0	0
Broadcom Inc	Com	11135F101	1,652,854	1,990	SH		SOLE	0	1,925	0	65
Brookfield Corp	Com	11271J107	2,525,584	80,767	SH		SOLE	0	79,417	0	1,350
Brookfield Corp	Com	11271J107	2,502	80	SH		DFND	0	80	0	0
Brookfield Infrastructure Corp Cl A	Com	11275Q107	9,365	265	SH		SOLE	0	265	0	0
Brookfield Renewable Corp A	Com	11284V105	8,068	337	SH		SOLE	0	337	0	0
Brookfield Asset Mgmt Ltd	Com	113004105	99,887	2,996	SH		SOLE	0	2,996	0	0
Brown & Brown Inc	Com	115236101	97,846	1,401	SH		SOLE	0	1,401	0	0
Brown Foreman Distillers Corp Cl A	Com	115637100	52,290	900	SH		SOLE	0	900	0	0
Brown Forman Corp Cl B	Com	115637209	5,769	100	SH		SOLE	0	100	0	0
Cbiz Inc	Com	124805102	101,205	1,950	SH		SOLE	0	1,950	0	0
CBOE Global Markets Inc	Com	12503M108	3,749	24	SH		SOLE	0	24	0	0
CDW Corp	Com	12514G108	20,176	100	SH		SOLE	0	100	0	0
Cigna Group	Com	125523100	4,513,326	15,777	SH		SOLE	0	15,584	0	193
Cigna Group	Com	125523100	171,642	600	SH		DFND	0	600	0	0
CME Group Inc	Com	12572Q105	9,216,727	46,033	SH		SOLE	0	45,747	0	286
CME Group Inc	Com	12572Q105	359,996	1,798	SH		DFND	0	1,798	0	0
CMS Energy Corp	Com	125896100	53	1	SH		SOLE	0	1	0	0
CSX Corp	Com	126408103	511,065	16,620	SH		SOLE	0	16,620	0	0
CSX Corp	Com	126408103	1,591,313	51,750	SH		DFND	0	51,750	0	0
CTS Corp	Com	126501105	62,610	1,500	SH		SOLE	0	1,500	0	0
CVS Health Corp	Com	126650100	10,950,569	156,840	SH		SOLE	0	156,038	0	802
CVS Health Corp	Com	126650100	767,112	10,987	SH		DFND	0	10,987	0	0
Cabot Corp	Com	127055101	246,047	3,552	SH		SOLE	0	1,737	0	1,815
Coterra Energy Inc	Com	127097103	672,165	24,849	SH		SOLE	0	24,849	0	0
Coterra Energy Inc	Com	127097103	39,628	1,465	SH		DFND	0	1,465	0	0
Cadre Hldgs Inc	Com	12763L105	5,330	200	SH		SOLE	0	200	0	0
Caleres Inc	Com	129500104	53,206	1,850	SH		SOLE	0	1,850	0	0
Camden Ppty Tr	Com	133131102	85,122	900	SH		SOLE	0	900	0	0
Campbell Soup Co	Com	134429109	49,296	1,200	SH		SOLE	0	1,200	0	0
Canadian Natl Ry Co	Com	136375102	173,328	1,600	SH		SOLE	0	1,600	0	0
Canadian Pacific Kansas City Ltd	Com	13646K108	165,562	2,225	SH		SOLE	0	2,225	0	0
Canadian Pacific Kansas City Ltd	Com	13646K108	50,376	677	SH		DFND	0	677	0	0
Canon Inc Adr Repstg 5 Shs	Com	138006309	725	30	SH		SOLE	0	30	0	0
Canoo Inc Cl A	Com	13803R102	980	2,000	SH		SOLE	0	2,000	0	0
Capital One Financial Corp	Com	14040H105	2,722,544	28,053	SH		SOLE	0	28,053	0	0
Capital One Financial Corp	Com	14040H105	34,453	355	SH		DFND	0	355	0	0
Cardinal Health Inc	Com	14149Y108	934,357	10,762	SH		SOLE	0	10,103	0	659
Cardinal Health Inc	Com	14149Y108	6,077	70	SH		DFND	0	70	0	0
Carmax Inc	Com	143130102	9,407	133	SH		SOLE	0	133	0	0
Carrier Global Corporation	Com	14448C104	1,753,594	31,768	SH		SOLE	0	31,768	0	0
Carrier Global Corporation	Com	14448C104	488,023	8,841	SH		DFND	0	8,841	0	0
Casella Waste Systems Inc Cl A	Com	147448104	24,798	325	SH		SOLE	0	325	0	0
Casella Waste Systems Inc Cl A	Com	147448104	22,890	300	SH		DFND	0	300	0	0
Caseys Gen Stores Inc	Com	147528103	15,205	56	SH		SOLE	0	56	0	0
Caterpillar Inc	Com	149123101	3,319,953	12,161	SH		SOLE	0	12,161	0	0
Caterpillar Inc	Com	149123101	541,632	1,984	SH		DFND	0	1,984	0	0
Centene Corp	Com	15135B101	18,804	273	SH		SOLE	0	273	0	0
Cenovus Energy Inc	Com	15135U109	2,186	105	SH		SOLE	0	105	0	0
Centerpoint Energy Inc	Com	15189T107	161,100	6,000	SH		SOLE	0	6,000	0	0
Charles Riv Laboratories Intl	Com	159864107	26,457	135	SH		DFND	0	135	0	0
Charter Communications Inc	Com	16119P108	31,667	72	SH		SOLE	0	72	0	0
Charter Communications Inc	Com	16119P108	87,964	200	SH		DFND	0	200	0	0
Chemours Co	Com	163851108	17,952	640	SH		SOLE	0	640	0	0
Chemours Co	Com	163851108	2,132	76	SH		DFND	0	76	0	0
Cheniere Energy Inc New	Com	16411R208	1,677,026	10,105	SH		SOLE	0	10,105	0	0
Cheniere Energy Inc New	Com	16411R208	20,247	122	SH		DFND	0	122	0	0
Chevron Corporation	Com	166764100	11,162,475	66,199	SH		SOLE	0	66,114	0	85
Chevron Corporation	Com	166764100	3,113,568	18,465	SH		DFND	0	18,465	0	0
Chewy Inc	Com	16679L109	3,652	200	SH		DFND	0	200	0	0
Chipotle Mexican Grill Inc	Com	169656105	131,892	72	SH		SOLE	0	72	0	0
Chipotle Mexican Grill Inc	Com	169656105	58,619	32	SH		DFND	0	32	0	0
Choice Hotels Intl Inc	Com	169905106	95,558	780	SH		SOLE	0	780	0	0
Church & Dwight Co Inc	Com	171340102	7,680,060	83,816	SH		SOLE	0	83,816	0	0
Church & Dwight Co Inc	Com	171340102	1,145,742	12,504	SH		DFND	0	12,504	0	0
Cincinnati Financial Corp	Com	172062101	129,908	1,270	SH		SOLE	0	1,270	0	0
Cisco Sys Inc	Com	17275R102	9,306,340	173,109	SH		SOLE	0	173,109	0	0
Cisco Sys Inc	Com	17275R102	826,614	15,376	SH		DFND	0	15,376	0	0
Cintas Corporation	Com	172908105	12,025	25	SH		SOLE	0	25	0	0
Citigroup Inc New	Com	172967424	140,706	3,421	SH		SOLE	0	3,421	0	0
Clorox Company	Com	189054109	2,980,567	22,742	SH		SOLE	0	22,485	0	257
Clorox Company	Com	189054109	133,943	1,022	SH		DFND	0	1,022	0	0
Coca Cola Co	Com	191216100	3,003,607	53,655	SH		SOLE	0	53,655	0	0
Coca Cola Co	Com	191216100	899,375	16,066	SH		DFND	0	16,066	0	0
Cognizant Technology Sol Corp Cl A	Com	192446102	100,255	1,480	SH		SOLE	0	1,480	0	0
Cognizant Technology Sol Corp Cl A	Com	192446102	13,548	200	SH		DFND	0	200	0	0
Colgate-Palmolive Co	Com	194162103	1,667,245	23,446	SH		SOLE	0	23,446	0	0
Colgate-Palmolive Co	Com	194162103	585,804	8,238	SH		DFND	0	8,238	0	0
Comcast Corp Cl A	Com	20030N101	14,232,120	320,977	SH		SOLE	0	317,652	0	3,325
Comcast Corp Cl A	Com	20030N101	787,966	17,771	SH		DFND	0	17,771	0	0
Community Bk Sys Inc	Com	203607106	91,722	2,173	SH		SOLE	0	2,173	0	0
Community Bk Sys Inc	Com	203607106	177,451	4,204	SH		DFND	0	4,204	0	0
Compass Diversified Hldgs LLC	Com	20451Q104	6,570	350	SH		SOLE	0	350	0	0
Conagra Brands Inc	Com	205887102	76,776	2,800	SH		SOLE	0	2,800	0	0
Conagra Brands Inc	Com	205887102	27,420	1,000	SH		DFND	0	1,000	0	0
Conocophillips	Com	20825C104	1,935,010	16,152	SH		SOLE	0	15,734	0	418
Conocophillips	Com	20825C104	101,231	845	SH		DFND	0	845	0	0
Consol Energy Inc	Com	20854L108	3,777	36	SH		SOLE	0	36	0	0
Consolidated Edison Inc	Com	209115104	1,776,202	20,767	SH		SOLE	0	20,767	0	0
Consolidated Edison Inc	Com	209115104	2,309	27	SH		DFND	0	27	0	0
Constellation Brands Inc	Com	21036P108	5,681,315	22,605	SH		SOLE	0	22,562	0	43
Constellation Brands Inc	Com	21036P108	111,339	443	SH		DFND	0	443	0	0
Cooper Co Inc New	Com	216648402	27,031	85	SH		SOLE	0	85	0	0
Corning Inc	Com	219350105	239,494	7,860	SH		SOLE	0	5,810	0	2,050
Corteva Inc	Com	22052L104	192,464	3,762	SH		SOLE	0	3,762	0	0
Corteva Inc	Com	22052L104	48,704	952	SH		DFND	0	952	0	0
Costco Wholesale Corporation	Com	22160K105	26,233,918	46,435	SH		SOLE	0	45,819	0	616
Costco Wholesale Corporation	Com	22160K105	2,118,035	3,749	SH		DFND	0	3,749	0	0
Crowdstrike Hldgs Inc A	Com	22788C105	25,107	150	SH		SOLE	0	150	0	0
Crown Castle Inc	Com	22822V101	43,806	476	SH		SOLE	0	476	0	0
Crown Holdings Inc	Com	228368106	3,030,086	34,246	SH		SOLE	0	34,246	0	0
Cullen/Frost Bankers Inc	Com	229899109	2,736	30	SH		SOLE	0	30	0	0
Cummins Inc	Com	231021106	1,341,289	5,871	SH		SOLE	0	5,701	0	170
Cummins Inc	Com	231021106	84,759	371	SH		DFND	0	371	0	0
Curtiss-Wright Corp	Com	231561101	15,650	80	SH		SOLE	0	80	0	0
DTE Energy Co	Com	233331107	36,336	366	SH		SOLE	0	366	0	0
Mercedes Benz Group ADR	Com	233825207	3,488	200	SH		SOLE	0	200	0	0
Mercedes Benz Group ADR	Com	233825207	3,488	200	SH		DFND	0	200	0	0
Danaher Corp	Com	235851102	4,877,646	19,660	SH		SOLE	0	19,660	0	0
Danaher Corp	Com	235851102	397,704	1,603	SH		DFND	0	1,603	0	0
Deere & Co	Com	244199105	5,675,418	15,039	SH		SOLE	0	15,039	0	0
Deere & Co	Com	244199105	401,910	1,065	SH		DFND	0	1,065	0	0
Desktop Metal Inc	Com	25058X105	918	629	SH		SOLE	0	629	0	0
Deutsche Telekom Ag Adr	Com	251566105	1,367	65	SH		SOLE	0	65	0	0
Dexcom Inc	Com	252131107	4,665	50	SH		SOLE	0	50	0	0
Diageo PLC Spons ADR New	Com	25243Q205	4,888,330	32,768	SH		SOLE	0	32,768	0	0
Diageo PLC Spons ADR New	Com	25243Q205	351,766	2,358	SH		DFND	0	2,358	0	0
Diamondback Energy Inc	Com	25278X109	38,720	250	SH		SOLE	0	250	0	0
Digital Realty Trust Inc	Com	253868103	784,210	6,480	SH		SOLE	0	6,480	0	0
Digital Realty Trust Inc	Com	253868103	305,697	2,526	SH		DFND	0	2,526	0	0
Disney Walt Company	Com	254687106	7,244,897	89,388	SH		SOLE	0	89,288	0	100
Disney Walt Company	Com	254687106	480,951	5,934	SH		DFND	0	5,934	0	0
Discover Financial Services	Com	254709108	127,433	1,471	SH		SOLE	0	1,471	0	0
Discover Financial Services	Com	254709108	105,255	1,215	SH		DFND	0	1,215	0	0
Dish Network Corp Cl A	Com	25470M109	152	26	SH		SOLE	0	26	0	0
Dr Reddy's Lab ADR	Com	256135203	1,538	23	SH		SOLE	0	23	0	0
Dolby Laboratories Inc Cl A	Com	25659T107	11,889	150	SH		SOLE	0	150	0	0
Dollar Gen Corp New	Com	256677105	13,225	125	SH		SOLE	0	125	0	0
Dollar Gen Corp New	Com	256677105	7,406	70	SH		DFND	0	70	0	0
Dominion Energy Inc	Com	25746U109	1,256,076	28,119	SH		SOLE	0	27,433	0	686
Dominion Energy Inc	Com	25746U109	224,333	5,022	SH		DFND	0	5,022	0	0
Dominos Pizza Inc	Com	25754A201	65,152	172	SH		SOLE	0	172	0	0
Donaldson Inc	Com	257651109	38,766	650	SH		SOLE	0	650	0	0
Dorchester Minerals LP	Com	25820R105	331,635	11,416	SH		DFND	0	11,416	0	0
Douglas Dynamics Inc	Com	25960R105	9,054	300	SH		DFND	0	300	0	0
Dover Corp	Com	260003108	686,668	4,922	SH		SOLE	0	4,922	0	0
Dow Inc	Com	260557103	2,221,308	43,082	SH		SOLE	0	41,901	0	1,181
Dow Inc	Com	260557103	106,523	2,066	SH		DFND	0	2,066	0	0
Dropbox Inc A	Com	26210C104	8,686	319	SH		SOLE	0	319	0	0
Duke Energy Corp New	Com	26441C204	1,377,474	15,607	SH		SOLE	0	15,607	0	0
Duke Energy Corp New	Com	26441C204	186,405	2,112	SH		DFND	0	2,112	0	0
Dupont De Nemours Inc	Com	26614N102	1,469,796	19,705	SH		SOLE	0	19,705	0	0
Dupont De Nemours Inc	Com	26614N102	116,584	1,563	SH		DFND	0	1,563	0	0
EOG Resources Inc	Com	26875P101	119,408	942	SH		SOLE	0	942	0	0
EOG Resources Inc	Com	26875P101	66,929	528	SH		DFND	0	528	0	0
East West Bancorp Inc	Com	27579R104	2,636	50	SH		SOLE	0	50	0	0
Eastman Chemical Co	Com	277432100	74,649	973	SH		SOLE	0	973	0	0
Eaton Vance New York Mun Bd Fd	Com	27827Y109	11,946	1,441	SH		SOLE	0	1,441	0	0
Eaton Vance Tax Advantaged Divd Inc Fund	Com	27828G107	49,773	2,350	SH		SOLE	0	2,350	0	0
Eaton Vance Tax Advantaged Global Divd Inc	Com	27828S101	16,149	1,050	SH		SOLE	0	1,050	0	0
Ebay Inc	Com	278642103	1,306,739	29,638	SH		SOLE	0	29,638	0	0
Echostar Corp	Com	278768106	84	5	SH		SOLE	0	5	0	0
Ecolab Inc	Com	278865100	10,366,941	61,198	SH		SOLE	0	61,198	0	0
Ecolab Inc	Com	278865100	630,676	3,723	SH		DFND	0	3,723	0	0
Edison Intl	Com	281020107	15,823	250	SH		SOLE	0	250	0	0
Edwards Lifesciences Corp	Com	28176E108	88,332	1,275	SH		SOLE	0	1,275	0	0
Emcor Group Inc	Com	29084Q100	5,470	26	SH		SOLE	0	26	0	0
Emerson Electric Co	Com	291011104	10,813,909	111,980	SH		SOLE	0	109,596	0	2,384
Emerson Electric Co	Com	291011104	324,475	3,360	SH		DFND	0	3,360	0	0
Enbridge Inc	Com	29250N105	8,886,191	267,737	SH		SOLE	0	266,072	0	1,665
Enbridge Inc	Com	29250N105	1,130,584	34,064	SH		DFND	0	34,064	0	0
Enersys	Com	29275Y102	28,401	300	SH		DFND	0	300	0	0
Enphase Energy Inc	Com	29355A107	427,374	3,557	SH		SOLE	0	3,557	0	0
Enphase Energy Inc	Com	29355A107	9,011	75	SH		DFND	0	75	0	0
Enovix Corporation	Com	293594107	4,267	340	SH		SOLE	0	340	0	0
Entergy Corp New	Com	29364G103	22,663	245	SH		DFND	0	245	0	0
Enterprise Product Partners LP	Com	293792107	65,880	2,407	SH		SOLE	0	2,407	0	0
Equifax Inc	Com	294429105	27,477	150	SH		SOLE	0	150	0	0
Equinix Inc	Com	29444U700	47,933	66	SH		SOLE	0	66	0	0
Equinor ASA ADR	Com	29446M102	16,395	500	SH		DFND	0	500	0	0
Esperion Therapeutics Inc New	Com	29664W105	294	300	SH		DFND	0	300	0	0
Essential Utils Inc	Com	29670G102	64,369	1,875	SH		SOLE	0	1,875	0	0
Essential Utils Inc	Com	29670G102	39,308	1,145	SH		DFND	0	1,145	0	0
Essex Ppty Tr REIT	Com	297178105	216,756	1,022	SH		SOLE	0	1,022	0	0
Evergy Inc NPV	Com	30034W106	80,360	1,585	SH		DFND	0	1,585	0	0
Eversource Energy	Com	30040W108	294,704	5,068	SH		SOLE	0	5,068	0	0
Exact Sciences Corp	Com	30063P105	8,732	128	SH		SOLE	0	128	0	0
Exelon Corp	Com	30161N101	45,121	1,194	SH		SOLE	0	1,194	0	0
Exelon Corp	Com	30161N101	33,671	891	SH		DFND	0	891	0	0
Experian PLC ADR	Com	30215C101	9,624	293	SH		DFND	0	293	0	0
Exxon Mobil Corp	Com	30231G102	8,710,797	74,084	SH		SOLE	0	74,084	0	0
Exxon Mobil Corp	Com	30231G102	2,743,024	23,329	SH		DFND	0	23,329	0	0
FRP Hldgs Inc	Com	30292L107	45,875	850	SH		SOLE	0	850	0	0
FTI Consulting Inc	Com	302941109	9,099	51	SH		SOLE	0	51	0	0
Meta Platforms Inc	Com	30303M102	12,104,467	40,320	SH		SOLE	0	39,975	0	345
Meta Platforms Inc	Com	30303M102	562,293	1,873	SH		DFND	0	1,873	0	0
Fastenal Co	Com	311900104	69,994	1,281	SH		SOLE	0	1,281	0	0
Federal Realty Invt Tr LP	Com	313745101	117,819	1,300	SH		DFND	0	1,300	0	0
Fedex Corp	Com	31428X106	667,333	2,519	SH		SOLE	0	2,519	0	0
Fidelity Canada Fd	Com	315910307	88,454	1,456	SH		SOLE	0	1,456	0	0
Fidelity MSCI Real Estate ETF	Com	316092857	69,274	3,045	SH		SOLE	0	3,045	0	0
Fidelity Natl Information Svcs Inc	Com	31620M106	876,251	15,854	SH		SOLE	0	15,130	0	724
Fidelity Natl Information Svcs Inc	Com	31620M106	29,569	535	SH		DFND	0	535	0	0
Fifth Third Bancorp	Com	316773100	12,665	500	SH		SOLE	0	500	0	0
Fifth Third Bancorp	Com	316773100	10,765	425	SH		DFND	0	425	0	0
First American Finl Corp	Com	31847R102	1,977	35	SH		SOLE	0	35	0	0
First American Finl Corp	Com	31847R102	8,474	150	SH		DFND	0	150	0	0
First Industrial Realty Tr	Com	32054K103	89,279	1,876	SH		SOLE	0	1,876	0	0
First Solar Inc	Com	336433107	1,028,682	6,366	SH		SOLE	0	4,656	0	1,710
First Solar Inc	Com	336433107	159,974	990	SH		DFND	0	990	0	0
First Trust Water ETF	Com	33733B100	12,413	150	SH		SOLE	0	150	0	0
First Trust Dow Internet Index Fund	Com	33733E302	1,436	9	SH		SOLE	0	9	0	0
First Tr Global Wind Energy ETF	Com	33736G106	194,036	13,391	SH		SOLE	0	6,441	0	6,950
First Tr Global Wind Energy ETF	Com	33736G106	3,840	265	SH		DFND	0	265	0	0
Fiserv Inc	Com	337738108	166,051	1,470	SH		SOLE	0	1,470	0	0
FirstEnergy Corp	Com	337932107	29,053	850	SH		SOLE	0	850	0	0
Fisker Inc Cl A	Com	33813J106	14,766	2,300	SH		SOLE	0	2,300	0	0
Flexshs Morningstar Glbl Upstream Nat Res Idx	Com	33939L407	24,345	602	SH		SOLE	0	602	0	0
Flexshares Quality Divd Index ETF	Com	33939L860	1,688,907	30,278	SH		SOLE	0	30,278	0	0
Floor & Decor Hldgs Inc Cl A	Com	339750101	90,500	1,000	SH		SOLE	0	1,000	0	0
Flowserve Corp	Com	34354P105	35,873	902	SH		SOLE	0	902	0	0
Fomento Economico Mexicano SAB de CV New	Com	344419106	87,320	800	SH		SOLE	0	800	0	0
Ford Motor Company New	Com	345370860	32,317	2,602	SH		SOLE	0	2,602	0	0
Fortinet Inc	Com	34959E109	96,822	1,650	SH		SOLE	0	1,650	0	0
Fortive Corp	Com	34959J108	52,357	706	SH		SOLE	0	706	0	0
Fortive Corp	Com	34959J108	37,080	500	SH		DFND	0	500	0	0
Fortune Brands Innovations Inc	Com	34964C106	80,656	1,303	SH		SOLE	0	1,303	0	0
Fortune Brands Innovations Inc	Com	34964C106	314,143	5,075	SH		DFND	0	5,075	0	0
Fortrea Hldgs Inc	Com	34965K107	74,048	2,590	SH		SOLE	0	2,590	0	0
Fox Corp Cl A	Com	35137L105	1,903	61	SH		SOLE	0	61	0	0
Franco Nev Corp	Com	351858105	146,839	1,100	SH		DFND	0	1,100	0	0
Freeport McMoran Copper & Gold Inc Cl B	Com	35671D857	160,347	4,300	SH		SOLE	0	4,300	0	0
Freeport McMoran Copper & Gold Inc Cl B	Com	35671D857	12,865	345	SH		DFND	0	345	0	0
Fulton Finl Corp PA	Com	360271100	73	6	SH		SOLE	0	6	0	0
Gallagher Arthur J & Co	Com	363576109	293,574	1,288	SH		SOLE	0	1,288	0	0
Gamestop Corp New	Com	36467W109	461	28	SH		SOLE	0	28	0	0
Gannett Co Inc New	Com	36472T109	56	23	SH		DFND	0	23	0	0
Generac Holdings Inc	Com	368736104	2,724	25	SH		SOLE	0	25	0	0
General Dynamics Corp	Com	369550108	1,200,751	5,434	SH		SOLE	0	5,434	0	0
General Dynamics Corp	Com	369550108	340,736	1,542	SH		DFND	0	1,542	0	0
General Electric Co	Com	369604301	478,571	4,329	SH		SOLE	0	3,754	0	575
General Electric Co	Com	369604301	123,484	1,117	SH		DFND	0	1,117	0	0
General Mills Inc	Com	370334104	1,710,005	26,723	SH		SOLE	0	24,658	0	2,065
General Mills Inc	Com	370334104	43,129	674	SH		DFND	0	674	0	0
Gen Mtrs Co	Com	37045V100	47,971	1,455	SH		SOLE	0	1,455	0	0
Genuine Parts Co	Com	372460105	1,675,241	11,603	SH		SOLE	0	11,603	0	0
Genuine Parts Co	Com	372460105	47,934	332	SH		DFND	0	332	0	0
Gilead Sciences Inc	Com	375558103	599,970	8,006	SH		SOLE	0	8,006	0	0
Gilead Sciences Inc	Com	375558103	19,484	260	SH		DFND	0	260	0	0
Gladstone Commercial	Com	376536108	63,414	5,215	SH		SOLE	0	5,215	0	0
Gladstone Commercial	Com	376536108	6,907	568	SH		DFND	0	568	0	0
GSK PLC ADR	Com	37733W204	5,619	155	SH		SOLE	0	155	0	0
GSK PLC ADR	Com	37733W204	14,500	400	SH		DFND	0	400	0	0
Global X Cybersecurity ETF	Com	37954Y384	11,635	479	SH		SOLE	0	479	0	0
Global X US Infrastructure ETF	Com	37954Y673	11,544	380	SH		SOLE	0	380	0	0
Global X Lithium & Battery Tech ETF	Com	37954Y855	27,585	500	SH		SOLE	0	500	0	0
Global X Uranium ETF	Com	37954Y871	108,160	4,000	SH		SOLE	0	4,000	0	0
Goldman Sachs Group	Com	38141G104	290,242	897	SH		SOLE	0	897	0	0
Goldman Sachs Group	Com	38141G104	19,414	60	SH		DFND	0	60	0	0
Goldman Sachs Activebeta US Lg Cap Equity ETF	Com	381430503	11,287	134	SH		SOLE	0	134	0	0
Golub Capital BDC Inc	Com	38173M102	503,988	34,355	SH		SOLE	0	34,355	0	0
Graco Inc	Com	384109104	65,592	900	SH		DFND	0	900	0	0
W W Grainger Inc	Com	384802104	159,123	230	SH		SOLE	0	230	0	0
W W Grainger Inc	Com	384802104	610,203	882	SH		DFND	0	882	0	0
Gray Television Inc	Com	389375106	69	10	SH		SOLE	0	10	0	0
Griffon Corp	Com	398433102	59,505	1,500	SH		SOLE	0	1,500	0	0
HCA Healthcare Inc	Com	40412C101	15,743	64	SH		SOLE	0	14	0	50
HP Inc	Com	40434L105	216,420	8,421	SH		SOLE	0	8,421	0	0
HP Inc	Com	40434L105	6,374	248	SH		DFND	0	248	0	0
Hain Celestial Group Inc	Com	405217100	6,450	622	SH		SOLE	0	622	0	0
Halliburton Company	Com	406216101	64,800	1,600	SH		SOLE	0	1,600	0	0
Halozyme Therapeutics Inc	Com	40637H109	7,640	200	SH		DFND	0	200	0	0
Hanesbrands Inc	Com	410345102	2,435	615	SH		SOLE	0	615	0	0
Hanesbrands Inc	Com	410345102	586	148	SH		DFND	0	148	0	0
Hannon Armstrong Sustainable Infrastructure	Com	41068X100	31,800	1,500	SH		SOLE	0	0	0	1,500
Harding Loevner Intl Equity Port	Com	412295107	173,555	7,222	SH		SOLE	0	7,222	0	0
Harding Loevner Intl Equity Port	Com	412295107	68,758	2,861	SH		DFND	0	2,861	0	0
Harley Davidson Inc	Com	412822108	6,612	200	SH		SOLE	0	200	0	0
Oakmark Global Investor Fd	Com	413838830	36,604	1,172	SH		SOLE	0	1,172	0	0
Hartford Finl Svcs Group Inc	Com	416515104	16,309	230	SH		SOLE	0	230	0	0
Hartford Finl Svcs Group Inc	Com	416515104	2,836	40	SH		DFND	0	40	0	0
Hasbro, Inc.	Com	418056107	5,225	79	SH		DFND	0	79	0	0
Hawaiian Electric Inds Inc	Com	419870100	4,986	405	SH		SOLE	0	405	0	0
Hawaiian Electric Inds Inc	Com	419870100	4,038	328	SH		DFND	0	328	0	0
Healthpeak Properties Inc	Com	42250P103	200,583	10,925	SH		SOLE	0	10,925	0	0
Healthpeak Properties Inc	Com	42250P103	26,879	1,464	SH		DFND	0	1,464	0	0
The Hershey Company	Com	427866108	312,525	1,562	SH		SOLE	0	1,562	0	0
The Hershey Company	Com	427866108	240,096	1,200	SH		DFND	0	1,200	0	0
Hewlett Packard Enterprise Co	Com	42824C109	134,201	7,726	SH		SOLE	0	7,726	0	0
Hewlett Packard Enterprise Co	Com	42824C109	4,308	248	SH		DFND	0	248	0	0
Home Depot	Com	437076102	15,709,903	51,992	SH		SOLE	0	51,957	0	35
Home Depot	Com	437076102	820,364	2,715	SH		DFND	0	2,715	0	0
Honeywell Intl Inc	Com	438516106	16,242,895	87,923	SH		SOLE	0	86,283	0	1,640
Honeywell Intl Inc	Com	438516106	912,800	4,941	SH		DFND	0	4,941	0	0
Horizon Bancorp Inc	Com	440407104	4,806	450	SH		SOLE	0	450	0	0
Howard Hughes Holdings Inc	Com	44267T102	3,707	50	SH		SOLE	0	50	0	0
Howmet Aerospace Inc	Com	443201108	30,803	666	SH		SOLE	0	666	0	0
Howmet Aerospace Inc	Com	443201108	12,580	272	SH		DFND	0	272	0	0
Hubbell Inc	Com	443510607	21,939	70	SH		SOLE	0	70	0	0
Humana Inc	Com	444859102	112,873	232	SH		SOLE	0	232	0	0
Huntington Ingalls Industries Inc	Com	446413106	10,229	50	SH		SOLE	0	50	0	0
ITT Inc	Com	45073V108	17,918	183	SH		SOLE	0	183	0	0
Idexx Labs Inc	Com	45168D104	65,591	150	SH		SOLE	0	150	0	0
Illinois Tool Wks Inc	Com	452308109	8,767,902	38,070	SH		SOLE	0	38,057	0	13
Illinois Tool Wks Inc	Com	452308109	986,878	4,285	SH		DFND	0	4,285	0	0
Ingersoll Rand Inc	Com	45687V106	22,429	352	SH		SOLE	0	352	0	0
Ingredion Inc	Com	457187102	37,392	380	SH		SOLE	0	380	0	0
Inspire Medical Systems Inc	Com	457730109	3,572	18	SH		SOLE	0	18	0	0
Innovative Industrial Properties Inc	Com	45781V101	15,132	200	SH		SOLE	0	200	0	0
Intel Corp	Com	458140100	3,135,403	88,197	SH		SOLE	0	88,007	0	190
Intel Corp	Com	458140100	282,623	7,950	SH		DFND	0	7,950	0	0
Intercontinental Exchange Inc	Com	45866F104	5,491,868	49,917	SH		SOLE	0	49,747	0	170
Intercontinental Exchange Inc	Com	45866F104	108,700	988	SH		DFND	0	988	0	0
Intl Business Machines	Com	459200101	4,382,271	31,235	SH		SOLE	0	29,862	0	1,373
Intl Business Machines	Com	459200101	726,473	5,178	SH		DFND	0	5,178	0	0
Interpublic Group Cos Inc	Com	460690100	17,196	600	SH		DFND	0	600	0	0
Invesco QQQ Trust ETF	Com	46090E103	3,980,021	11,109	SH		SOLE	0	10,609	0	500
Invesco QQQ Trust ETF	Com	46090E103	19,705	55	SH		DFND	0	55	0	0
Intuit	Com	461202103	11,365,349	22,244	SH		SOLE	0	22,244	0	0
Intuit	Com	461202103	244,740	479	SH		DFND	0	479	0	0
Intuitive Surgical Inc	Com	46120E602	816,074	2,792	SH		SOLE	0	2,792	0	0
Intuitive Surgical Inc	Com	46120E602	523,784	1,792	SH		DFND	0	1,792	0	0
Invesco Water Res ETF	Com	46137V142	106,360	2,000	SH		SOLE	0	2,000	0	0
Invesco Buyback Achievers ETF	Com	46137V308	157,537	1,751	SH		SOLE	0	1,751	0	0
Invesco S&P 500 Eql Wgt ETF	Com	46137V357	357,767	2,525	SH		SOLE	0	2,525	0	0
Invesco S&P Global Water Index ETF	Com	46138E263	19,771	425	SH		SOLE	0	425	0	0
Invesco S&P 500 Low Volatility ETF	Com	46138E354	389,778	6,630	SH		SOLE	0	6,630	0	0
Invesco KBW Bank ETF	Com	46138E628	12,021	300	SH		SOLE	0	300	0	0
Invesco Global Water ETF	Com	46138E651	5,067	150	SH		SOLE	0	150	0	0
Invesco Solar ETF	Com	46138G706	1,727,559	33,357	SH		SOLE	0	33,357	0	0
Invesco Solar ETF	Com	46138G706	108,811	2,101	SH		DFND	0	2,101	0	0
Invesco Global Clean Energy ETF	Com	46138G847	470,566	30,592	SH		SOLE	0	30,592	0	0
Invesco Slf Idx Bulletshs 2024 Hi Yld Cp ETF	Com	46138J833	2,945	131	SH		SOLE	0	131	0	0
Invesco Bulletshares 2023 Corp Bd ETF	Com	46138J866	3,142	148	SH		SOLE	0	148	0	0
InVitae Corp	Com	46185L103	242	400	SH		SOLE	0	400	0	0
Iron Mtn Inc New	Com	46284V101	26,753	450	SH		SOLE	0	450	0	0
Ishares Gold Tr New	Com	464285204	61,897	1,769	SH		SOLE	0	1,769	0	0
Ishares S&P 1500 ETF	Com	464287150	32,967	350	SH		SOLE	0	350	0	0
I Shares Select Dividend ETF	Com	464287168	417,105	3,875	SH		SOLE	0	3,875	0	0
Ishares Barclays TIPs Bond ETF	Com	464287176	916,989	8,841	SH		SOLE	0	8,841	0	0
Ishares Barclays TIPs Bond ETF	Com	464287176	88,888	857	SH		DFND	0	857	0	0
Ishares S&P 500 Index Fund	Com	464287200	4,845,259	11,283	SH		SOLE	0	11,283	0	0
Ishares S&P 500 Index Fund	Com	464287200	3,006	7	SH		DFND	0	7	0	0
Ishares Core Total US Bond Fund	Com	464287226	190,619	2,027	SH		SOLE	0	2,027	0	0
I Shares MSCI Emerging Markets Index	Com	464287234	399,348	10,523	SH		SOLE	0	10,523	0	0
I Shares MSCI Emerging Markets Index	Com	464287234	82,010	2,161	SH		DFND	0	2,161	0	0
Ishares S&P 500 Growth Index Fund	Com	464287309	167,287	2,445	SH		SOLE	0	2,445	0	0
Ishares S&P Latin America 40 Index Fund	Com	464287390	8,869	347	SH		SOLE	0	347	0	0
Ishares S&P 500 Value Index Fund	Com	464287408	165,993	1,079	SH		SOLE	0	1,079	0	0
I Shares MSCI EAFE Index Fd	Com	464287465	1,235,391	17,925	SH		SOLE	0	17,925	0	0
I Shares Russell Midcap Value Index Fund	Com	464287473	116,235	1,114	SH		SOLE	0	1,114	0	0
Ishares Russell Mid Cap Growth	Com	464287481	346,582	3,794	SH		SOLE	0	3,794	0	0
I Shares Russell Mid Cap	Com	464287499	295,144	4,262	SH		SOLE	0	4,262	0	0
I Shares Core S&P Mid-Cap ETF	Com	464287507	11,120,511	44,598	SH		SOLE	0	44,598	0	0
I Shares Core S&P Mid-Cap ETF	Com	464287507	955,260	3,831	SH		DFND	0	3,831	0	0
Ishares Phlx Semicnd ETF	Com	464287523	94,730	200	SH		SOLE	0	200	0	0
I Shares Nasdaq Biotechnology	Com	464287556	39,744	325	SH		SOLE	0	325	0	0
Ishares Russell 1000 Value Index Fund	Com	464287598	76,365	503	SH		SOLE	0	503	0	0
Ishares S&P Midcap 400 Growth Index Fund	Com	464287606	1,168,699	16,178	SH		SOLE	0	16,178	0	0
Ishares S&P Midcap 400 Growth Index Fund	Com	464287606	57,792	800	SH		DFND	0	800	0	0
Ishares Russell 1000 Growth ETF	Com	464287614	84,851	319	SH		SOLE	0	319	0	0
Ishares Russell 2000 Value Index Fund	Com	464287630	214,305	1,581	SH		SOLE	0	1,581	0	0
Ishares Russell 2000 Value Index Fund	Com	464287630	22,501	166	SH		DFND	0	166	0	0
Ishares Russell 2000 Growth Index Fund	Com	464287648	217,426	970	SH		SOLE	0	970	0	0
I Shares Russell 2000	Com	464287655	242,487	1,372	SH		SOLE	0	1,372	0	0
I Shares Russell 2000	Com	464287655	44,892	254	SH		DFND	0	254	0	0
Ishares Core S&P US Value ETF	Com	464287663	18,357	246	SH		SOLE	0	246	0	0
Ishares S&P Midcap 400 Value Index Fd	Com	464287705	340,740	3,376	SH		SOLE	0	3,376	0	0
Ishares Dow Jones US Energy Sctr Indx Fd	Com	464287796	55,541	1,171	SH		SOLE	0	1,171	0	0
I Shares Core S&P Small-Cap ETF	Com	464287804	12,323,932	130,647	SH		SOLE	0	130,647	0	0
I Shares Core S&P Small-Cap ETF	Com	464287804	968,014	10,262	SH		DFND	0	10,262	0	0
Ishs S&P Small Cap 600 Value ETF	Com	464287879	137,934	1,546	SH		SOLE	0	1,546	0	0
Ishares S&P Smallcap 600 Growth ETF	Com	464287887	96,299	878	SH		SOLE	0	878	0	0
IShares Global Clean Energy ETF	Com	464288224	512,109	35,028	SH		SOLE	0	35,028	0	0
IShares Global Clean Energy ETF	Com	464288224	20,980	1,435	SH		DFND	0	1,435	0	0
Ishs S&P Global Infrastructure Idx ETF	Com	464288372	32,900	760	SH		SOLE	0	760	0	0
Ishares Dow Jones International Select Divd	Com	464288448	10,160	400	SH		SOLE	0	400	0	0
Ishares IBoxx $ High Yield Corp Bond Fd	Com	464288513	1,696	23	SH		SOLE	0	23	0	0
Ishares Kld 400 Social Indexfund	Com	464288570	304,636	3,742	SH		SOLE	0	3,742	0	0
Ishares Lehman 3-7 Yr Treas Bond Fd	Com	464288661	6,450	57	SH		SOLE	0	57	0	0
Ishares S&P Global Materials	Com	464288695	29,515	376	SH		SOLE	0	376	0	0
IShs Tr Dow Jones US Aerospace & Defense Idx	Com	464288760	31,791	300	SH		SOLE	0	300	0	0
iShares MSCI USA ESG Select Index	Com	464288802	498,164	5,537	SH		SOLE	0	5,537	0	0
Ishares US Pharmaceuticals ETF	Com	464288836	106,719	603	SH		SOLE	0	603	0	0
Ishares Russell Microcap Idx Fund	Com	464288869	16,817	168	SH		SOLE	0	168	0	0
Ishares MSCI EAFE Value Idx Fund	Com	464288877	14,679	300	SH		SOLE	0	300	0	0
Ishares Russell Top 200 ETF	Com	464289446	10,337	100	SH		SOLE	0	100	0	0
I Shares Silver Trust	Com	46428Q109	173,399	8,525	SH		SOLE	0	8,525	0	0
Ishs MSCI USA Min Vol Factor ETF	Com	46429B697	181,240	2,504	SH		SOLE	0	2,504	0	0
Ishs Edge MSCI USA Quality Factor ETF	Com	46432F339	267,138	2,027	SH		SOLE	0	2,027	0	0
Ishs Edge MSCI USA Momentum Factor ETF	Com	46432F396	50,432	361	SH		SOLE	0	361	0	0
Ishares Core MSCI EAFE ETF	Com	46432F842	320,849	4,986	SH		SOLE	0	4,986	0	0
Ishares Core MSCI EAFE ETF	Com	46432F842	58,237	905	SH		DFND	0	905	0	0
Ishares Core MSCI Emer Mkts ETF	Com	46434G103	151,431	3,182	SH		SOLE	0	3,182	0	0
Ishares MSCI Japan ETF	Com	46434G822	1,929	32	SH		SOLE	0	32	0	0
IShares MSCI EM ESG ETF	Com	46434G863	51,900	1,714	SH		SOLE	0	1,714	0	0
Ishares Global REIT ETF	Com	46434V647	26,399	1,247	SH		SOLE	0	1,247	0	0
Ishs MSCI EAFE ESG ETF	Com	46435G516	84,961	1,229	SH		SOLE	0	1,229	0	0
Ishares Robotics & Artificial Intel ETF	Com	46435U556	4,886	160	SH		SOLE	0	160	0	0
Isun Inc	Com	465246106	3,374	15,000	SH		SOLE	0	15,000	0	0
JP Morgan Chase & Co	Com	46625H100	23,084,284	159,180	SH		SOLE	0	153,819	0	5,361
JP Morgan Chase & Co	Com	46625H100	5,595,307	38,583	SH		DFND	0	38,583	0	0
JP Morgan Ultra Short Inc ETF	Com	46641Q837	3,563	71	SH		SOLE	0	71	0	0
Jacobs Solutions Inc	Com	46982L108	55,010	403	SH		SOLE	0	403	0	0
Jefferies Finl Group Inc	Com	47233W109	16,667	455	SH		SOLE	0	455	0	0
Johnson & Johnson	Com	478160104	21,567,793	138,477	SH		SOLE	0	136,013	0	2,464
Johnson & Johnson	Com	478160104	3,107,524	19,952	SH		DFND	0	19,952	0	0
KLA Corporation	Com	482480100	316,475	690	SH		SOLE	0	690	0	0
KKR & Co Inc Cl A	Com	48251W104	61,600	1,000	SH		SOLE	0	1,000	0	0
Kaman Corporation	Com	483548103	5,895	300	SH		SOLE	0	300	0	0
Kellanova	Com	487836108	1,033,391	17,365	SH		SOLE	0	17,365	0	0
Kellanova	Com	487836108	104,202	1,751	SH		DFND	0	1,751	0	0
Kennedy-Wilson Holdings Inc	Com	489398107	240,380	16,308	SH		SOLE	0	16,308	0	0
Kennedy-Wilson Holdings Inc	Com	489398107	7,370	500	SH		DFND	0	500	0	0
Keurig Dr Pepper Inc	Com	49271V100	64,024	2,028	SH		SOLE	0	2,028	0	0
Keycorp New	Com	493267108	4,304	400	SH		DFND	0	400	0	0
Keysight Technologies Inc	Com	49338L103	68,669	519	SH		SOLE	0	179	0	340
Kilroy Realty	Com	49427F108	66,097	2,091	SH		SOLE	0	2,091	0	0
Kimbell Royalty Partners LP	Com	49435R102	26,064	1,629	SH		SOLE	0	0	0	1,629
Kimberly-Clark Corp	Com	494368103	3,631,059	30,046	SH		SOLE	0	29,163	0	883
Kimberly-Clark Corp	Com	494368103	40,606	336	SH		DFND	0	336	0	0
Kinder Morgan Inc	Com	49456B101	4,974	300	SH		SOLE	0	300	0	0
Kinsale Cap Group Inc	Com	49714P108	18,222	44	SH		SOLE	0	44	0	0
Kohls Corp	Com	500255104	63	3	SH		SOLE	0	3	0	0
Kraft Heinz Co	Com	500754106	479,404	14,251	SH		SOLE	0	14,251	0	0
Kraft Heinz Co	Com	500754106	11,774	350	SH		DFND	0	350	0	0
LPL Financial Holdings Inc	Com	50212V100	12,833	54	SH		SOLE	0	54	0	0
LVMH Moet Hennessy Louis Vuitton ADR	Com	502441306	10,619	70	SH		DFND	0	70	0	0
Laboratory Corp Amer Hldgs New	Com	50540R409	603,954	3,004	SH		SOLE	0	3,004	0	0
Laboratory Corp Amer Hldgs New	Com	50540R409	3,217	16	SH		DFND	0	16	0	0
LAM Research Corp	Com	512807108	2,673,174	4,265	SH		SOLE	0	4,265	0	0
LAM Research Corp	Com	512807108	213,102	340	SH		DFND	0	340	0	0
Landstar Sys Inc	Com	515098101	3,185	18	SH		SOLE	0	18	0	0
Las Vegas Sands Corp	Com	517834107	92	2	SH		SOLE	0	2	0	0
Estee Lauder Cos Inc Cl A	Com	518439104	108,268	749	SH		SOLE	0	749	0	0
Lear Corp New	Com	521865204	20,130	150	SH		SOLE	0	150	0	0
Lennar Corp	Com	526057104	35,352	315	SH		SOLE	0	315	0	0
Lennar Corp Cl B	Com	526057302	31,282	306	SH		SOLE	0	306	0	0
Liberty Broadband Corp Ser C	Com	530307305	460,435	5,042	SH		SOLE	0	5,042	0	0
Liberty Media Corp Del Liberty SiriusXm Ser C	Com	531229789	29,814	1,171	SH		SOLE	0	1,171	0	0
Liberty Media Corp Del Liberty SiriusXm Ser A	Com	531229813	395,239	15,530	SH		SOLE	0	15,530	0	0
Eli Lilly & Company	Com	532457108	3,416,684	6,361	SH		SOLE	0	4,961	0	1,400
Eli Lilly & Company	Com	532457108	560,227	1,043	SH		DFND	0	1,043	0	0
Lincoln National Corp Inc	Com	534187109	19,752	800	SH		DFND	0	800	0	0
Lithia Motors Inc A	Com	536797103	2,067	7	SH		SOLE	0	7	0	0
Littelfuse Inc	Com	537008104	5,936	24	SH		SOLE	0	24	0	0
Live Nation Inc	Com	538034109	6,560	79	SH		SOLE	0	79	0	0
Lockheed Martin Corp	Com	539830109	5,627,699	13,761	SH		SOLE	0	13,761	0	0
Lockheed Martin Corp	Com	539830109	261,734	640	SH		DFND	0	640	0	0
Loews Corp	Com	540424108	70,844	1,119	SH		SOLE	0	1,119	0	0
Lowes Companies Inc	Com	548661107	15,656,795	75,331	SH		SOLE	0	74,387	0	944
Lowes Companies Inc	Com	548661107	2,087,129	10,042	SH		DFND	0	10,042	0	0
Luckin Coffee Inc	Com	54951L109	81,750	2,335	SH		SOLE	0	2,335	0	0
Lululemon Athletica Inc	Com	550021109	19,281	50	SH		SOLE	0	50	0	0
Lululemon Athletica Inc	Com	550021109	10,026	26	SH		DFND	0	26	0	0
Lumen Technologies Inc	Com	550241103	47	33	SH		SOLE	0	33	0	0
M & T Bank Corporation	Com	55261F104	1,484,649	11,741	SH		SOLE	0	10,691	0	1,050
M & T Bank Corporation	Com	55261F104	552,839	4,372	SH		DFND	0	4,372	0	0
MKS Instruments Inc	Com	55306N104	1,558	18	SH		SOLE	0	18	0	0
MPLX LP	Com	55336V100	17,785	500	SH		SOLE	0	500	0	0
MSC Industrial Direct Co Cl A	Com	553530106	3,887,231	39,605	SH		SOLE	0	39,605	0	0
MSC Industrial Direct Co Cl A	Com	553530106	34,843	355	SH		DFND	0	355	0	0
MSCI Inc Cl A	Com	55354G100	18,984	37	SH		SOLE	0	37	0	0
Madison Square Garden Sports Corp	Com	55825T103	30,853	175	SH		SOLE	0	175	0	0
Manulife Finl Corp	Com	56501R106	28,023	1,533	SH		SOLE	0	1,533	0	0
Marathon Oil Corp	Com	565849106	5,350	200	SH		SOLE	0	200	0	0
Marathon Petroleum Corp	Com	56585A102	113,505	750	SH		SOLE	0	750	0	0
Marathon Petroleum Corp	Com	56585A102	646,524	4,272	SH		DFND	0	4,272	0	0
Marine Products Corp	Com	568427108	7,858	553	SH		SOLE	0	553	0	0
Markel Group Inc	Com	570535104	884,966	601	SH		SOLE	0	601	0	0
Marsh & McLennan Inc	Com	571748102	41,866	220	SH		SOLE	0	220	0	0
Marsh & McLennan Inc	Com	571748102	2,664	14	SH		DFND	0	14	0	0
Marriott International Inc Cl A	Com	571903202	157,051	799	SH		SOLE	0	799	0	0
Marriott International Inc Cl A	Com	571903202	98,870	503	SH		DFND	0	503	0	0
Masco Corp	Com	574599106	30,039	562	SH		SOLE	0	562	0	0
Masco Corp	Com	574599106	117,590	2,200	SH		DFND	0	2,200	0	0
Mastercard Inc	Com	57636Q104	23,361,857	59,008	SH		SOLE	0	58,960	0	48
Mastercard Inc	Com	57636Q104	1,153,682	2,914	SH		DFND	0	2,914	0	0
Matson Inc	Com	57686G105	106,464	1,200	SH		SOLE	0	1,200	0	0
Matson Inc	Com	57686G105	53,232	600	SH		DFND	0	600	0	0
Mattel Inc	Com	577081102	24,674	1,120	SH		SOLE	0	1,120	0	0
McCormick & Co Inc	Com	579780206	6,739,373	89,098	SH		SOLE	0	89,098	0	0
McCormick & Co Inc	Com	579780206	436,972	5,777	SH		DFND	0	5,777	0	0
McDonalds Corp	Com	580135101	10,354,773	39,306	SH		SOLE	0	39,036	0	270
McDonalds Corp	Com	580135101	1,214,195	4,609	SH		DFND	0	4,609	0	0
McKesson Corp	Com	58155Q103	134,804	310	SH		SOLE	0	310	0	0
McKesson Corp	Com	58155Q103	12,611	29	SH		DFND	0	29	0	0
Merck & Co Inc New	Com	58933Y105	12,169,308	118,206	SH		SOLE	0	111,470	0	6,736
Merck & Co Inc New	Com	58933Y105	1,137,700	11,051	SH		DFND	0	11,051	0	0
Metlife Inc	Com	59156R108	165,139	2,625	SH		SOLE	0	2,625	0	0
Mettler Toledo Intl Inc	Com	592688105	227,154	205	SH		SOLE	0	205	0	0
Mettler Toledo Intl Inc	Com	592688105	4,432	4	SH		DFND	0	4	0	0
Microsoft Corp	Com	594918104	55,220,255	174,886	SH		SOLE	0	174,509	0	377
Microsoft Corp	Com	594918104	7,441,912	23,569	SH		DFND	0	23,569	0	0
Microchip Technology Inc	Com	595017104	73,289	939	SH		SOLE	0	939	0	0
Microchip Technology Inc	Com	595017104	78,050	1,000	SH		DFND	0	1,000	0	0
Micron Technology Inc	Com	595112103	48,846	718	SH		SOLE	0	718	0	0
Moderna Inc	Com	60770K107	51,645	500	SH		SOLE	0	500	0	0
Molina Healthcare Inc	Com	60855R100	2,951	9	SH		SOLE	0	9	0	0
Mondelez Intl Inc	Com	609207105	3,209,472	46,246	SH		SOLE	0	46,246	0	0
Mondelez Intl Inc	Com	609207105	2,501,245	36,041	SH		DFND	0	36,041	0	0
Monolithic Pwr Sys Inc	Com	609839105	60,060	130	SH		SOLE	0	130	0	0
Monster Beverage Corp New	Com	61174X109	106	2	SH		SOLE	0	2	0	0
Moodys Corp	Com	615369105	46,161	146	SH		SOLE	0	146	0	0
Moodys Corp	Com	615369105	307,001	971	SH		DFND	0	971	0	0
Morgan Stanley	Com	617446448	820,865	10,051	SH		SOLE	0	10,051	0	0
Morgan Stanley	Com	617446448	84,120	1,030	SH		DFND	0	1,030	0	0
Morgan Stanley India Invt Fd I	Com	61745C105	4,001	179	SH		SOLE	0	179	0	0
Mosaic Co New	Com	61945C103	1,353	38	SH		SOLE	0	38	0	0
Motorola Solutions Inc	Com	620076307	102,090	375	SH		SOLE	0	375	0	0
Myers Industries Inc	Com	628464109	17,930	1,000	SH		SOLE	0	1,000	0	0
Nio Inc	Com	62914V106	9,040	1,000	SH		SOLE	0	1,000	0	0
NRG Energy Inc New	Com	629377508	1,194	31	SH		SOLE	0	31	0	0
NRG Energy Inc New	Com	629377508	28,697	745	SH		DFND	0	745	0	0
NVR Inc	Com	62944T105	11,927	2	SH		SOLE	0	2	0	0
Nano Dimension Ltd	Com	63008G203	3,808	1,400	SH		SOLE	0	1,400	0	0
Nasdaq Stock Mkt Inc	Com	631103108	142,417	2,931	SH		DFND	0	2,931	0	0
Natera Inc	Com	632307104	4,646	105	SH		SOLE	0	105	0	0
National Healthcare Corp	Com	635906100	1,919	30	SH		SOLE	0	30	0	0
National Grid PLC ADR New 2017	Com	636274409	128,293	2,116	SH		SOLE	0	2,116	0	0
National Grid PLC ADR New 2017	Com	636274409	30,315	500	SH		DFND	0	500	0	0
Netflix Inc	Com	64110L106	140,845	373	SH		SOLE	0	373	0	0
American New World Fd Cl F2	Com	649280823	62,112	880	SH		SOLE	0	880	0	0
Newell Brands Inc	Com	651229106	1,806	200	SH		SOLE	0	200	0	0
Newmont Mining Corp	Com	651639106	5,062	137	SH		SOLE	0	137	0	0
News Corp New Cl A	Com	65249B109	80	4	SH		SOLE	0	4	0	0
Nextera Energy Inc	Com	65339F101	13,226,771	230,874	SH		SOLE	0	230,874	0	0
Nextera Energy Inc	Com	65339F101	769,519	13,432	SH		DFND	0	13,432	0	0
Nike Inc Cl B	Com	654106103	8,015,155	83,823	SH		SOLE	0	83,783	0	40
Nike Inc Cl B	Com	654106103	1,247,841	13,050	SH		DFND	0	13,050	0	0
Nokia Corp Spons ADR	Com	654902204	3,224	862	SH		DFND	0	862	0	0
Norfolk Southern Corp	Com	655844108	3,511,853	17,833	SH		SOLE	0	17,093	0	740
Norfolk Southern Corp	Com	655844108	1,969,891	10,003	SH		DFND	0	10,003	0	0
Northern Trust Corp	Com	665859104	20,844	300	SH		SOLE	0	300	0	0
Northrop Grumman Corp	Com	666807102	387,807	881	SH		SOLE	0	881	0	0
Northrop Grumman Corp	Com	666807102	132,057	300	SH		DFND	0	300	0	0
Gen Digital Inc	Com	668771108	17,680	1,000	SH		DFND	0	1,000	0	0
Novartis AG ADR	Com	66987V109	4,983,908	48,929	SH		SOLE	0	48,929	0	0
Novartis AG ADR	Com	66987V109	407,949	4,005	SH		DFND	0	4,005	0	0
Novo Nordisk A/S ADR	Com	670100205	1,601,402	17,540	SH		SOLE	0	17,540	0	0
Novo Nordisk A/S ADR	Com	670100205	983,484	10,772	SH		DFND	0	10,772	0	0
Nucor Corp	Com	670346105	486,874	3,114	SH		SOLE	0	1,544	0	1,570
Nucor Corp	Com	670346105	85,993	550	SH		DFND	0	550	0	0
Nuveen New York AMT Free Qlty Muni Inc Fd	Com	670656107	31,705	3,355	SH		SOLE	0	3,355	0	0
Nvidia Corporation	Com	67066G104	6,095,080	14,012	SH		SOLE	0	13,885	0	127
Nvidia Corporation	Com	67066G104	99,613	229	SH		DFND	0	229	0	0
Nutrien Ltd NPV	Com	67077M108	37,056	600	SH		SOLE	0	600	0	0
O Reilly Automotive Inc New	Com	67103H107	146,326	161	SH		SOLE	0	161	0	0
Occidental Petroleum Corp	Com	674599105	866,018	13,348	SH		SOLE	0	13,348	0	0
Occidental Petroleum Corp	Com	674599105	64,880	1,000	SH		DFND	0	1,000	0	0
Ocular Therapeutix Inc	Com	67576A100	15,700	5,000	SH		SOLE	0	5,000	0	0
Oil Dri Corp Amer	Com	677864100	18,525	300	SH		SOLE	0	300	0	0
Old Republic Intl Corp	Com	680223104	22,468	834	SH		SOLE	0	834	0	0
Omnicom Group Inc	Com	681919106	83,492	1,121	SH		SOLE	0	1,121	0	0
On Semiconductor Corp	Com	682189105	9,667	104	SH		SOLE	0	104	0	0
ONE Gas Inc	Com	68235P108	102,420	1,500	SH		DFND	0	1,500	0	0
Oneok Inc New	Com	682680103	150,456	2,372	SH		SOLE	0	2,372	0	0
Oneok Inc New	Com	682680103	7,802	123	SH		DFND	0	123	0	0
Onyx Svc & Solutions Inc	Com	683401103	0	3,000	SH		SOLE	0	3,000	0	0
Oracle Corporation	Com	68389X105	3,584,439	33,841	SH		SOLE	0	33,841	0	0
Oracle Corporation	Com	68389X105	768,556	7,256	SH		DFND	0	7,256	0	0
Orion Office REIT Inc	Com	68629Y103	63	12	SH		SOLE	0	12	0	0
Ormat Technologies Inc	Com	686688102	15,382	220	SH		DFND	0	220	0	0
Oscar Health Inc A	Com	687793109	557	100	SH		SOLE	0	100	0	0
Oshkosh Corp	Com	688239201	3,626	38	SH		SOLE	0	38	0	0
Otis Worldwide Corp	Com	68902V107	1,053,908	13,123	SH		SOLE	0	12,886	0	237
Otis Worldwide Corp	Com	68902V107	211,296	2,631	SH		DFND	0	2,631	0	0
Otter Tail Power Co	Com	689648103	60,736	800	SH		SOLE	0	800	0	0
PNC Financial Services Group Inc	Com	693475105	276,110	2,249	SH		SOLE	0	2,249	0	0
PNC Financial Services Group Inc	Com	693475105	93,060	758	SH		DFND	0	758	0	0
PNM Resources Inc	Com	69349H107	66,915	1,500	SH		SOLE	0	1,500	0	0
PPG Industries Inc	Com	693506107	149,400	1,151	SH		SOLE	0	1,151	0	0
PPG Industries Inc	Com	693506107	77,880	600	SH		DFND	0	600	0	0
Paccar Inc	Com	693718108	15,899	187	SH		SOLE	0	187	0	0
Palo Alto Networks Inc	Com	697435105	15,401,770	65,696	SH		SOLE	0	65,696	0	0
Palo Alto Networks Inc	Com	697435105	341,814	1,458	SH		DFND	0	1,458	0	0
Parker Hannifin Corp	Com	701094104	434,315	1,115	SH		SOLE	0	1,115	0	0
Parker Hannifin Corp	Com	701094104	130,879	336	SH		DFND	0	336	0	0
Paychex Inc	Com	704326107	5,321,788	46,144	SH		SOLE	0	45,969	0	175
Paychex Inc	Com	704326107	121,904	1,057	SH		DFND	0	1,057	0	0
Paycom Software Inc	Com	70432V102	82,966	320	SH		SOLE	0	320	0	0
Paylocity Hldg Corp	Com	70438V106	6,723	37	SH		SOLE	0	37	0	0
Paypal Hldgs Inc	Com	70450Y103	1,744,329	29,838	SH		SOLE	0	29,838	0	0
Paypal Hldgs Inc	Com	70450Y103	134,458	2,300	SH		DFND	0	2,300	0	0
Peloton Interactive Inc A	Com	70614W100	1,515	300	SH		SOLE	0	300	0	0
Penske Automotive Group Inc	Com	70959W103	4,549,378	27,232	SH		SOLE	0	27,232	0	0
Penske Automotive Group Inc	Com	70959W103	25,059	150	SH		DFND	0	150	0	0
Pepsico Inc	Com	713448108	17,800,858	105,057	SH		SOLE	0	104,846	0	211
Pepsico Inc	Com	713448108	2,378,938	14,040	SH		DFND	0	14,040	0	0
Pfizer Inc	Com	717081103	10,799,787	325,589	SH		SOLE	0	325,589	0	0
Pfizer Inc	Com	717081103	1,459,181	43,991	SH		DFND	0	43,991	0	0
Philip Morris Intl Inc	Com	718172109	1,325,560	14,318	SH		SOLE	0	14,318	0	0
Philip Morris Intl Inc	Com	718172109	120,817	1,305	SH		DFND	0	1,305	0	0
Phillips 66	Com	718546104	263,849	2,196	SH		SOLE	0	2,196	0	0
Phillips 66	Com	718546104	51,304	427	SH		DFND	0	427	0	0
Phinia Inc	Com	71880K101	5,251	196	SH		DFND	0	196	0	0
Physicians Realty Trust	Com	71943U104	6,095	500	SH		DFND	0	500	0	0
Plug Power Inc New	Com	72919P202	304	40	SH		SOLE	0	40	0	0
Polaris Inds Inc	Com	731068102	7,811	75	SH		SOLE	0	75	0	0
Portland General Electric	Com	736508847	629,262	15,545	SH		SOLE	0	13,195	0	2,350
Prestige Brand Holdings	Com	74112D101	900,399	15,744	SH		SOLE	0	15,744	0	0
Price T Rowe Group Inc	Com	74144T108	1,412,809	13,472	SH		SOLE	0	13,472	0	0
Price T Rowe Group Inc	Com	74144T108	13,109	125	SH		DFND	0	125	0	0
Procter & Gamble Co	Com	742718109	18,098,746	124,083	SH		SOLE	0	120,303	0	3,780
Procter & Gamble Co	Com	742718109	1,506,442	10,328	SH		DFND	0	10,328	0	0
Progressive Corp Ohio	Com	743315103	274,142	1,968	SH		SOLE	0	1,968	0	0
Progressive Corp Ohio	Com	743315103	36,497	262	SH		DFND	0	262	0	0
ProLogis Inc	Com	74340W103	12,231	109	SH		SOLE	0	109	0	0
Proshares Ultrapro QQQ	Com	74347X831	35,834	1,006	SH		SOLE	0	1,006	0	0
S&P 500 Aristocrats ETF	Com	74348A467	62,339	704	SH		SOLE	0	704	0	0
Provident Financial Services Inc	Com	74386T105	339,453	22,201	SH		SOLE	0	22,201	0	0
Prudential Financial Inc	Com	744320102	74,299	783	SH		SOLE	0	783	0	0
Public Service Enterprise Gp	Com	744573106	391,029	6,871	SH		SOLE	0	6,871	0	0
Public Service Enterprise Gp	Com	744573106	79,048	1,389	SH		DFND	0	1,389	0	0
Public Storage Inc	Com	74460D109	219,249	832	SH		SOLE	0	832	0	0
Public Storage Inc	Com	74460D109	73,522	279	SH		DFND	0	279	0	0
Putnam Intl Capital Opportunities Fd	Com	746802495	35,561	1,002	SH		SOLE	0	1,002	0	0
Qualcomm Inc	Com	747525103	951,784	8,570	SH		SOLE	0	8,570	0	0
Qualcomm Inc	Com	747525103	56,307	507	SH		DFND	0	507	0	0
Quanta Services Inc	Com	74762E102	18,520	99	SH		SOLE	0	99	0	0
Quest Diagnostics Inc	Com	74834L100	5,484	45	SH		DFND	0	45	0	0
RPM International Inc	Com	749685103	47,405	500	SH		SOLE	0	500	0	0
Range Res Corp	Com	75281A109	97,230	3,000	SH		SOLE	0	3,000	0	0
Rapid7 Inc	Com	753422104	18,999	415	SH		DFND	0	415	0	0
Rayonier Inc (Reit)	Com	754907103	11,398	401	SH		SOLE	0	401	0	0
Realty Income Corporation	Com	756109104	7,593,327	152,049	SH		SOLE	0	151,044	0	1,005
Realty Income Corporation	Com	756109104	714,142	14,300	SH		DFND	0	14,300	0	0
Regeneron Pharmaceuticals Inc	Com	75886F107	1,646	2	SH		SOLE	0	2	0	0
Regeneron Pharmaceuticals Inc	Com	75886F107	16,459	20	SH		DFND	0	20	0	0
Regions Financial Corp New	Com	7591EP100	8,067	469	SH		SOLE	0	469	0	0
Reliance Steel & Aluminum Co	Com	759509102	10,751	41	SH		SOLE	0	41	0	0
Republic Svcs Inc	Com	760759100	196,521	1,379	SH		SOLE	0	1,379	0	0
Resmed Inc	Com	761152107	41,404	280	SH		SOLE	0	280	0	0
Rivian Automotive Inc A	Com	76954A103	90,686	3,735	SH		SOLE	0	3,735	0	0
Rivian Automotive Inc A	Com	76954A103	15,782	650	SH		DFND	0	650	0	0
Roblox Corp A	Com	771049103	2,317	80	SH		SOLE	0	80	0	0
Rockwell Automation Inc	Com	773903109	485,121	1,697	SH		SOLE	0	1,697	0	0
Roper Technologies Inc	Com	776696106	202,429	418	SH		SOLE	0	418	0	0
Ross Stores Inc	Com	778296103	113	1	SH		SOLE	0	1	0	0
Royal Bank Of Canada	Com	780087102	337,868	3,864	SH		SOLE	0	3,864	0	0
Shell PLC	Com	780259305	593,841	9,224	SH		SOLE	0	9,224	0	0
Shell PLC	Com	780259305	43,778	680	SH		DFND	0	680	0	0
Ryman Hospitality Pptys Inc	Com	78377T107	33,312	400	SH		SOLE	0	400	0	0
S&P Global Inc	Com	78409V104	2,145,322	5,871	SH		SOLE	0	5,871	0	0
S&P Global Inc	Com	78409V104	61,389	168	SH		DFND	0	168	0	0
SJW Corp	Com	784305104	4,809	80	SH		SOLE	0	80	0	0
Spdr S&P 500 Etf Trust	Com	78462F103	5,370,004	12,562	SH		SOLE	0	12,562	0	0
Spdr S&P 500 Etf Trust	Com	78462F103	109,862	257	SH		DFND	0	257	0	0
Spdr Gold Shares	Com	78463V107	1,569,110	9,152	SH		SOLE	0	9,152	0	0
Spdr Ser Tr Portfolio S&P 500 Growth	Com	78464A409	12,745	215	SH		SOLE	0	215	0	0
SPDR Port S&P 500 Value ETF	Com	78464A508	84,500	2,048	SH		SOLE	0	2,048	0	0
SPDR S&P Dividend ETF	Com	78464A763	1,115,942	9,703	SH		SOLE	0	9,703	0	0
SPDR S&P Dividend ETF	Com	78464A763	141,462	1,230	SH		DFND	0	1,230	0	0
Spdr Ser Trust SP Biotech ETF	Com	78464A870	227,092	3,110	SH		SOLE	0	3,110	0	0
SS&C Technologies Hldgs Inc	Com	78467J100	617,082	11,745	SH		SOLE	0	11,222	0	523
SPDR Dow Jones Industrial Avg	Com	78467X109	584,488	1,745	SH		SOLE	0	1,745	0	0
SPDR S&P MidCap 400	Com	78467Y107	496,368	1,087	SH		SOLE	0	1,087	0	0
SPDR S&P Kensho Smart Mobility ETF	Com	78468R689	8,491	275	SH		SOLE	0	275	0	0
Spdr Ser Tr S&P 500 High Divd ETF	Com	78468R788	40,681	1,160	SH		SOLE	0	1,160	0	0
SPDR S&P 500 Fossil Fuel Reserves Free ETF	Com	78468R796	401,132	11,550	SH		SOLE	0	11,550	0	0
Saba Capital Income & Oprnt Fd	Com	78518H202	9,984	1,300	SH		SOLE	0	1,300	0	0
Salesforce Inc	Com	79466L302	7,195,446	35,484	SH		SOLE	0	35,484	0	0
Salesforce Inc	Com	79466L302	87,398	431	SH		DFND	0	431	0	0
Sanofi Spons ADR	Com	80105N105	259,403	4,836	SH		SOLE	0	4,836	0	0
Henry Schein Inc	Com	806407102	76,626	1,032	SH		SOLE	0	1,032	0	0
Schlumberger Ltd	Com	806857108	183,645	3,150	SH		SOLE	0	3,150	0	0
The Charles Schwab Corp New	Com	808513105	39,144	713	SH		SOLE	0	713	0	0
Schwab Strategic Tr US Broad Mkt ETF	Com	808524102	2,742	55	SH		SOLE	0	55	0	0
Schwab Strategic Tr Emerging Mkts Equity ETF	Com	808524706	790	33	SH		SOLE	0	33	0	0
Schwab US Dividend Equity ETF	Com	808524797	181,004	2,558	SH		SOLE	0	2,558	0	0
Schwab Intl Equity ETF	Com	808524805	171,396	5,047	SH		SOLE	0	5,047	0	0
Scilex Holding Co	Com	80880W106	40	29	SH		SOLE	0	29	0	0
Scotts Miracle Gro Company	Com	810186106	103,360	2,000	SH		SOLE	0	2,000	0	0
Scotts Miracle Gro Company	Com	810186106	2,429	47	SH		DFND	0	47	0	0
Sealed Air Corp New	Com	81211K100	561,117	17,076	SH		SOLE	0	17,076	0	0
Sealed Air Corp New	Com	81211K100	13,144	400	SH		DFND	0	400	0	0
Select Sector SPDR Tr Materials	Com	81369Y100	22,780	290	SH		SOLE	0	290	0	0
Amex Healthcare Select Sector SPDR ETF	Com	81369Y209	38,622	300	SH		SOLE	0	300	0	0
Consumer Discr Select Sector SPDR ETF	Com	81369Y407	16,098	100	SH		SOLE	0	100	0	0
Consumer Discr Select Sector SPDR ETF	Com	81369Y407	145,687	905	SH		DFND	0	905	0	0
Select Sector SPDR Energy ETF	Com	81369Y506	49,534	548	SH		SOLE	0	548	0	0
Financial Select Sector SPDR ETF	Com	81369Y605	30,848	930	SH		SOLE	0	930	0	0
Amex Industrial Select Sector SPDR ETF	Com	81369Y704	101,380	1,000	SH		SOLE	0	1,000	0	0
MFC Select Sector SPDR Tr Technology	Com	81369Y803	187,700	1,145	SH		SOLE	0	1,145	0	0
MFC Select Sector SPDR Tr Technology	Com	81369Y803	209,011	1,275	SH		DFND	0	1,275	0	0
Utilities Select Sector SPDR ETF	Com	81369Y886	29,465	500	SH		SOLE	0	500	0	0
Sempra	Com	816851109	49,662	730	SH		SOLE	0	730	0	0
Service Now	Com	81762P102	106,202	190	SH		SOLE	0	190	0	0
Sherwin Williams Co	Com	824348106	224,444	880	SH		SOLE	0	880	0	0
Shopify Inc	Com	82509L107	54,570	1,000	SH		SOLE	0	1,000	0	0
Signature Bk NY NY	Com	82669G104	5	200	SH		DFND	0	200	0	0
Simon Ppty Group Inc New	Com	828806109	335,217	3,103	SH		SOLE	0	1,376	0	1,727
Siteone Landscape Supply Inc	Com	82982L103	6,211	38	SH		SOLE	0	38	0	0
Skyworks Solutions Inc	Com	83088M102	20,014	203	SH		SOLE	0	203	0	0
Skyworks Solutions Inc	Com	83088M102	29,577	300	SH		DFND	0	300	0	0
The J M Smucker Company	Com	832696405	404,743	3,293	SH		SOLE	0	2,696	0	597
The J M Smucker Company	Com	832696405	31,588	257	SH		DFND	0	257	0	0
Snap On Inc	Com	833034101	28,057	110	SH		SOLE	0	110	0	0
Snap Inc	Com	83304A106	178	20	SH		SOLE	0	20	0	0
Softbank Group Corp ADR	Com	83404D109	11,144	525	SH		SOLE	0	525	0	0
Solaredge Technologies Inc	Com	83417M104	64,107	495	SH		SOLE	0	495	0	0
Solaredge Technologies Inc	Com	83417M104	65,532	506	SH		DFND	0	506	0	0
Sorrento Therapeutics Inc	Com	83587F202	19	204	SH		SOLE	0	204	0	0
Southstate Corp	Com	840441109	43,784	650	SH		SOLE	0	650	0	0
Southern Co	Com	842587107	1,253,950	19,375	SH		SOLE	0	19,375	0	0
Southern Co	Com	842587107	220,242	3,403	SH		DFND	0	3,403	0	0
Southern Copper Corp Del	Com	84265V105	161,949	2,151	SH		SOLE	0	2,151	0	0
Southwest Airlines Co	Com	844741108	5,414	200	SH		DFND	0	200	0	0
Sprouts Farmers Market	Com	85208M102	19,260	450	SH		SOLE	0	450	0	0
Block Inc	Com	852234103	30,318	685	SH		DFND	0	685	0	0
Stag Indl Inc	Com	85254J102	6,039	175	SH		SOLE	0	175	0	0
Stanley Black & Decker Inc	Com	854502101	506,495	6,060	SH		SOLE	0	6,060	0	0
Stanley Black & Decker Inc	Com	854502101	21,898	262	SH		DFND	0	262	0	0
Starbucks Corp	Com	855244109	12,430,883	136,199	SH		SOLE	0	136,146	0	53
Starbucks Corp	Com	855244109	309,679	3,393	SH		DFND	0	3,393	0	0
Starwood Property Trust Inc REIT	Com	85571B105	19,350	1,000	SH		SOLE	0	1,000	0	0
State Street Corp	Com	857477103	15,602	233	SH		SOLE	0	233	0	0
State Street Corp	Com	857477103	16,070	240	SH		DFND	0	240	0	0
Steel Dynamics Inc	Com	858119100	7,291	68	SH		SOLE	0	68	0	0
Stonex Group Inc	Com	861896108	661,673	6,827	SH		SOLE	0	6,827	0	0
Stryker Corp	Com	863667101	6,361,999	23,281	SH		SOLE	0	23,281	0	0
Stryker Corp	Com	863667101	1,231,628	4,507	SH		DFND	0	4,507	0	0
Sun Communities Inc REIT	Com	866674104	8,639	73	SH		DFND	0	73	0	0
SunPower Corporation	Com	867652406	70,122	11,365	SH		SOLE	0	0	0	11,365
Sunrun Inc	Com	86771W105	1,382	110	SH		SOLE	0	110	0	0
Sunrun Inc	Com	86771W105	32,568	2,593	SH		DFND	0	2,593	0	0
Symbotic Inc Class A	Com	87151X101	6,686	200	SH		SOLE	0	200	0	0
Synchrony Financial	Com	87165B103	171,192	5,600	SH		SOLE	0	5,600	0	0
Sysco Corp	Com	871829107	1,698,278	25,712	SH		SOLE	0	25,522	0	190
Sysco Corp	Com	871829107	88,771	1,344	SH		DFND	0	1,344	0	0
TJX Cos Inc	Com	872540109	6,522,992	73,391	SH		SOLE	0	73,221	0	170
TJX Cos Inc	Com	872540109	584,564	6,577	SH		DFND	0	6,577	0	0
TKO Group Holdings Inc	Com	87256C101	3,362	40	SH		SOLE	0	40	0	0
T Mobile US Inc	Com	872590104	482,892	3,448	SH		SOLE	0	3,448	0	0
T Mobile US Inc	Com	872590104	6,582	47	SH		DFND	0	47	0	0
Taiwan Semiconductor Manufacturing Co	Com	874039100	1,515,188	17,436	SH		SOLE	0	17,436	0	0
Taiwan Semiconductor Manufacturing Co	Com	874039100	58,744	676	SH		DFND	0	676	0	0
Tapestry Inc	Com	876030107	58	2	SH		SOLE	0	2	0	0
Target Corp	Com	87612E106	1,222,572	11,057	SH		SOLE	0	11,057	0	0
Target Corp	Com	87612E106	331,710	3,000	SH		DFND	0	3,000	0	0
TC Energy Corp	Com	87807B107	20,646	600	SH		SOLE	0	600	0	0
Teladoc Health Inc	Com	87918A105	1,859	100	SH		DFND	0	100	0	0
Teledyne Technologies Inc	Com	879360105	17,160	42	SH		SOLE	0	42	0	0
Teleflex Inc	Com	879369106	88,385	450	SH		SOLE	0	450	0	0
Telus Corp	Com	87971M103	397,144	24,305	SH		SOLE	0	22,805	0	1,500
Telus Corp	Com	87971M103	58,987	3,610	SH		DFND	0	3,610	0	0
Templeton Global Bond Fd Adv Cl	Com	880208400	9,275	1,299	SH		SOLE	0	1,299	0	0
10x Genomics Inc Cl A	Com	88025U109	578	14	SH		SOLE	0	14	0	0
Tesla Motors Inc	Com	88160R101	4,418,385	17,658	SH		SOLE	0	17,658	0	0
Tesla Motors Inc	Com	88160R101	123,859	495	SH		DFND	0	495	0	0
Texas Instruments Inc	Com	882508104	1,959,639	12,324	SH		SOLE	0	12,324	0	0
Texas Instruments Inc	Com	882508104	233,745	1,470	SH		DFND	0	1,470	0	0
Texas Pacific Land Corporation	Com	88262P102	911,780	500	SH		DFND	0	500	0	0
Textron Inc	Com	883203101	36,726	470	SH		SOLE	0	470	0	0
Thermo Fisher Scientific Inc	Com	883556102	18,322,848	36,199	SH		SOLE	0	36,178	0	21
Thermo Fisher Scientific Inc	Com	883556102	726,354	1,435	SH		DFND	0	1,435	0	0
Thomson Reuters Corp.	Com	884903808	26,994	214	SH		SOLE	0	214	0	0
3M	Com	88579Y101	6,155,515	65,750	SH		SOLE	0	64,950	0	800
3M	Com	88579Y101	171,325	1,830	SH		DFND	0	1,830	0	0
Tilray Inc	Com	88688T100	1,076	450	SH		SOLE	0	450	0	0
Topbuild Corp	Com	89055F103	61,390	244	SH		DFND	0	244	0	0
Toronto Dominion Bank New	Com	891160509	2,230,403	37,013	SH		SOLE	0	37,013	0	0
Toronto Dominion Bank New	Com	891160509	793,263	13,164	SH		DFND	0	13,164	0	0
Tractor Supply Co	Com	892356106	5,076	25	SH		SOLE	0	25	0	0
Transmedics Group Inc	Com	89377M109	7,501	137	SH		SOLE	0	137	0	0
Travelers Cos Inc	Com	89417E109	602,124	3,687	SH		SOLE	0	3,687	0	0
Travelers Cos Inc	Com	89417E109	50,626	310	SH		DFND	0	310	0	0
Trex Company Inc	Com	89531P105	292,927	4,753	SH		SOLE	0	4,753	0	0
Trex Company Inc	Com	89531P105	67,793	1,100	SH		DFND	0	1,100	0	0
Truist Finl Corp	Com	89832Q109	1,229,028	42,958	SH		SOLE	0	42,143	0	815
Truist Finl Corp	Com	89832Q109	49,524	1,731	SH		DFND	0	1,731	0	0
Two Hbrs Invt Corp	Com	90187B804	6,699	506	SH		SOLE	0	506	0	0
Tyler Technologies Inc	Com	902252105	7,337	19	SH		SOLE	0	19	0	0
Tyson Foods Inc Cl A	Com	902494103	4,544	90	SH		SOLE	0	90	0	0
UDR Inc	Com	902653104	1,462	41	SH		SOLE	0	41	0	0
UBS London Fi Enhanced Large Cap	Com	902677780	27,460	50	SH		SOLE	0	50	0	0
US Bancorp Del	Com	902973304	2,729,698	82,568	SH		SOLE	0	82,258	0	310
US Bancorp Del	Com	902973304	537,952	16,272	SH		DFND	0	16,272	0	0
Under Armor Inc Class A	Com	904311107	1,370	200	SH		SOLE	0	200	0	0
Unilever PLC ADR	Com	904767704	2,352,428	47,620	SH		SOLE	0	46,902	0	718
Unilever PLC ADR	Com	904767704	75,582	1,530	SH		DFND	0	1,530	0	0
Union Bankshares Inc	Com	905400107	54,813	2,553	SH		SOLE	0	2,553	0	0
Union Bankshares Inc	Com	905400107	552,101	25,715	SH		DFND	0	25,715	0	0
Union Pacific Corp	Com	907818108	15,366,734	75,464	SH		SOLE	0	74,898	0	566
Union Pacific Corp	Com	907818108	853,210	4,190	SH		DFND	0	4,190	0	0
United Continental Hldgs Inc	Com	910047109	4,442	105	SH		SOLE	0	105	0	0
United Parcel Svc Inc Cl B	Com	911312106	1,268,158	8,136	SH		SOLE	0	8,136	0	0
United Parcel Svc Inc Cl B	Com	911312106	36,785	236	SH		DFND	0	236	0	0
United States Steel Corp New	Com	912909108	64,960	2,000	SH		SOLE	0	2,000	0	0
United Therapeutics Corp Del	Com	91307C102	10,616	47	SH		SOLE	0	47	0	0
UnitedHealth Group Inc	Com	91324P102	11,988,630	23,778	SH		SOLE	0	23,625	0	153
UnitedHealth Group Inc	Com	91324P102	419,990	833	SH		DFND	0	833	0	0
Unitil Corp	Com	913259107	6,407	150	SH		SOLE	0	150	0	0
Universal Health Realty Income Trust	Com	91359E105	35,174	870	SH		SOLE	0	870	0	0
Univest Financial Corporation	Com	915271100	121,730	7,004	SH		SOLE	0	7,004	0	0
Unum Group	Com	91529Y106	98	2	SH		SOLE	0	2	0	0
V F Cp	Com	918204108	12,563	711	SH		SOLE	0	711	0	0
UWM Holdings Corp A	Com	91823B109	922	190	SH		SOLE	0	190	0	0
Valero Energy Corp New	Com	91913Y100	81,908	578	SH		SOLE	0	578	0	0
Valero Energy Corp New	Com	91913Y100	40,387	285	SH		DFND	0	285	0	0
Vaneck Green Bond ETF	Com	92189F171	22,670	1,000	SH		SOLE	0	1,000	0	0
Vaneck Vectors Jr Gold Miners ETF	Com	92189F791	32,230	1,000	SH		SOLE	0	1,000	0	0
Vanguard Dividend Appreciation ETF	Com	921908844	4,449,617	28,637	SH		SOLE	0	28,637	0	0
Vanguard Dividend Appreciation ETF	Com	921908844	160,818	1,035	SH		DFND	0	1,035	0	0
Vanguard Intl Growth Adm #581	Com	921910501	33,969	365	SH		SOLE	0	365	0	0
Vanguard World Fd ESG US Stock ETF	Com	921910733	67,698	900	SH		SOLE	0	900	0	0
Vanguard Mega Cap Growth ETF	Com	921910816	34,035	150	SH		SOLE	0	150	0	0
Vanguard Mega Cap 300 Idx ETF	Com	921910873	30,678	202	SH		SOLE	0	202	0	0
Vanguard Intermediate-Term Bond ETF	Com	921937819	941,476	13,020	SH		SOLE	0	13,020	0	0
Vanguard Short-Term Bond ETF	Com	921937827	1,741,388	23,166	SH		SOLE	0	23,166	0	0
Vanguard Short-Term Bond ETF	Com	921937827	51,867	690	SH		DFND	0	690	0	0
Vanguard Bond Index Fd ETF	Com	921937835	2,811,576	40,292	SH		SOLE	0	40,292	0	0
Vanguard Bond Index Fd ETF	Com	921937835	115,416	1,654	SH		DFND	0	1,654	0	0
Vanguard FTSE Dev Mkts ETF	Com	921943858	6,246,145	142,867	SH		SOLE	0	142,552	0	315
Vanguard FTSE Dev Mkts ETF	Com	921943858	79,177	1,811	SH		DFND	0	1,811	0	0
Vanguard High Dividend Yld ETF	Com	921946406	2,331,312	22,564	SH		SOLE	0	22,564	0	0
Vanguard High Dividend Yld ETF	Com	921946406	34,302	332	SH		DFND	0	332	0	0
Vanguard Short Term Inflation Prot Secs ETF	Com	922020805	14,436,759	305,346	SH		SOLE	0	294,330	0	11,016
Vanguard Short Term Inflation Prot Secs ETF	Com	922020805	322,497	6,821	SH		DFND	0	6,821	0	0
Vanguard Total Intl Index Fd Adm	Com	92203J308	28,926	1,514	SH		SOLE	0	1,514	0	0
Vang Intl Eqty Idx FTSE All World Sm Cap ETF	Com	922042718	6,797	64	SH		SOLE	0	64	0	0
Vanguard Intl Equity Total World Idx Fd ETF	Com	922042742	21,618	232	SH		SOLE	0	232	0	0
Vanguard FTSE All-World ex-US ETF	Com	922042775	4,794,603	92,435	SH		SOLE	0	92,435	0	0
Vanguard FTSE All-World ex-US ETF	Com	922042775	34,079	657	SH		DFND	0	657	0	0
Vanguard Emerging Markets ETF	Com	922042858	4,457,667	113,687	SH		SOLE	0	112,274	0	1,413
Vanguard Emerging Markets ETF	Com	922042858	270,902	6,909	SH		DFND	0	6,909	0	0
Vang FTSE Europe ETF	Com	922042874	33,599	580	SH		DFND	0	580	0	0
Vanguard Consumer Staples ETF	Com	92204A207	7,855	43	SH		SOLE	0	43	0	0
Vanguard Energy ETF	Com	92204A306	76,044	600	SH		SOLE	0	600	0	0
Vanguard Health Care ETF	Com	92204A504	43,729	186	SH		SOLE	0	186	0	0
Vanguard Industrials ETF	Com	92204A603	70,193	360	SH		SOLE	0	360	0	0
Vanguard Information Technology ETF	Com	92204A702	170,109	410	SH		SOLE	0	410	0	0
Vanguard Russell 1000 Growth ETF	Com	92206C680	123,260	1,801	SH		SOLE	0	1,801	0	0
Vector Group Ltd	Com	92240M108	11,725	1,102	SH		DFND	0	1,102	0	0
Ventas Inc REIT	Com	92276F100	11,080	263	SH		SOLE	0	263	0	0
Vanguard MM Cash Reserves Fd Adm	Com	922906508	22,566	22,566	SH		SOLE	0	22,566	0	0
Vanguard Idx Fds S&P 500 ETF	Com	922908363	3,601,059	9,170	SH		SOLE	0	9,170	0	0
Vanguard Idx Fds S&P 500 ETF	Com	922908363	5,891	15	SH		DFND	0	15	0	0
Vanguard Mid-Cap Value ETF	Com	922908512	932,828	7,123	SH		SOLE	0	7,123	0	0
Vanguard Mid-Cap Value ETF	Com	922908512	27,894	213	SH		DFND	0	213	0	0
Vanguard Index Fds Mid-Cap Growth ETF	Com	922908538	64,858	333	SH		SOLE	0	333	0	0
Vanguard REIT ETF	Com	922908553	365,967	4,837	SH		SOLE	0	4,837	0	0
Vanguard REIT ETF	Com	922908553	22,622	299	SH		DFND	0	299	0	0
Vanguard Small Cap Growth ETF	Com	922908595	64,254	300	SH		DFND	0	300	0	0
Vanguard Small Cap Value ETF	Com	922908611	1,223,288	7,670	SH		SOLE	0	7,670	0	0
Vanguard Small Cap Value ETF	Com	922908611	27,113	170	SH		DFND	0	170	0	0
Vanguard Mid Cap ETF	Com	922908629	1,049,738	5,041	SH		SOLE	0	5,041	0	0
Vanguard Large Cap ETF	Com	922908637	85,321	436	SH		SOLE	0	436	0	0
Vanguard Large Cap ETF	Com	922908637	1,271,985	6,500	SH		DFND	0	6,500	0	0
Vang Extended Mkts Index Fd ETF	Com	922908652	31,533	220	SH		SOLE	0	220	0	0
Vanguard Growth ETF	Com	922908736	704,194	2,586	SH		SOLE	0	2,586	0	0
Vanguard Value ETF	Com	922908744	695,719	5,044	SH		SOLE	0	5,044	0	0
Vanguard Small-Cap ETF	Com	922908751	1,370,190	7,247	SH		SOLE	0	7,247	0	0
Vanguard Total Stock Mkt ETF	Com	922908769	2,254,732	10,615	SH		SOLE	0	10,615	0	0
Verisign Inc	Com	92343E102	1,118,978	5,525	SH		SOLE	0	5,525	0	0
Verizon Communications Inc	Com	92343V104	4,665,938	143,966	SH		SOLE	0	140,778	0	3,188
Verizon Communications Inc	Com	92343V104	347,694	10,728	SH		DFND	0	10,728	0	0
Verisk Analytics Inc	Com	92345Y106	9,450	40	SH		SOLE	0	40	0	0
Vertex Pharmaceuticals Inc	Com	92532F100	124,839	359	SH		SOLE	0	359	0	0
Paramount Global	Com	92556H206	20,717	1,606	SH		SOLE	0	1,606	0	0
Paramount Global	Com	92556H206	8,966	695	SH		DFND	0	695	0	0
Viper Energy Partners LP	Com	92763M105	9,061	325	SH		SOLE	0	325	0	0
Visa Inc	Com	92826C839	11,436,557	49,722	SH		SOLE	0	49,427	0	295
Visa Inc	Com	92826C839	515,682	2,242	SH		DFND	0	2,242	0	0
Virtus Artificial Intelligence & Tech	Com	92838Y100	11,441	693	SH		SOLE	0	693	0	0
Vmware Inc Cl A	Com	928563402	55,604	334	SH		SOLE	0	334	0	0
Vodafone Group PLC New ADR	Com	92857W308	2,929	309	SH		SOLE	0	309	0	0
Vulcan Materials Company	Com	929160109	20,202	100	SH		SOLE	0	100	0	0
WD 40	Com	929236107	76,215	375	SH		SOLE	0	375	0	0
W P Carey Inc	Com	92936U109	15,737	291	SH		SOLE	0	291	0	0
WEC Energy Group Inc	Com	92939U106	34,637	430	SH		SOLE	0	430	0	0
WEC Energy Group Inc	Com	92939U106	18,043	224	SH		DFND	0	224	0	0
WABTEC Corp	Com	929740108	1,169	11	SH		SOLE	0	11	0	0
Wal Mart Stores Inc	Com	931142103	6,242,868	39,035	SH		SOLE	0	38,713	0	322
Wal Mart Stores Inc	Com	931142103	244,853	1,531	SH		DFND	0	1,531	0	0
Walgreens Boots Alliance Inc	Com	931427108	20,995	944	SH		SOLE	0	944	0	0
Warner Bros Discovery Inc	Com	934423104	776,425	71,494	SH		SOLE	0	70,811	0	683
Warner Bros Discovery Inc	Com	934423104	56,993	5,248	SH		DFND	0	5,248	0	0
Elme Communities	Com	939653101	10,230	750	SH		SOLE	0	750	0	0
Waste Management Inc New	Com	94106L109	4,060,697	26,638	SH		SOLE	0	26,638	0	0
Waste Management Inc New	Com	94106L109	73,629	483	SH		DFND	0	483	0	0
Waters Corp	Com	941848103	681,138	2,484	SH		SOLE	0	2,484	0	0
Watsco Inc	Com	942622200	83,854	222	SH		SOLE	0	222	0	0
Webster Financial Corp	Com	947890109	18,825	467	SH		SOLE	0	467	0	0
Wells Fargo & Company New	Com	949746101	458,122	11,212	SH		SOLE	0	11,212	0	0
Wells Fargo & Company New	Com	949746101	18,387	450	SH		DFND	0	450	0	0
Welltower Inc	Com	95040Q104	8,192	100	SH		SOLE	0	100	0	0
Weyerhaeuser Company	Com	962166104	299,334	9,763	SH		SOLE	0	9,763	0	0
Weyerhaeuser Company	Com	962166104	27,962	912	SH		DFND	0	912	0	0
Whirlpool Corp	Com	963320106	150,814	1,128	SH		SOLE	0	1,128	0	0
Whirlpool Corp	Com	963320106	3,610	27	SH		DFND	0	27	0	0
Whole Earth Brands Inc	Com	96684W100	4,601	1,278	SH		SOLE	0	1,278	0	0
Williams Cos Inc	Com	969457100	77,689	2,306	SH		SOLE	0	2,306	0	0
Wintrust Finl Corp	Com	97650W108	75,500	1,000	SH		SOLE	0	1,000	0	0
Wisdomtree Emerging Mkts Smallcap Div Fd	Com	97717W281	601	13	SH		SOLE	0	13	0	0
Wisdomtree US Large Cap Divd Fd ETF	Com	97717W307	15,127	246	SH		DFND	0	246	0	0
WisdomTree Dividend Ex-Financials	Com	97717W406	241,978	2,720	SH		SOLE	0	2,720	0	0
Wisdomtree Midcap Earnings	Com	97717W570	20,296	400	SH		SOLE	0	400	0	0
WisdomTree SmallCap Dividend	Com	97717W604	63,450	2,250	SH		SOLE	0	2,250	0	0
WisdomTree Japan Hedged Equity Fd	Com	97717W851	18,533	210	SH		SOLE	0	210	0	0
Wisdomtree US Quality Dividend ETF	Com	97717X669	14,666	231	SH		SOLE	0	231	0	0
Workhorse Group Inc New	Com	98138J206	124	300	SH		SOLE	0	300	0	0
Worthington Inds Inc	Com	981811102	185,460	3,000	SH		SOLE	0	3,000	0	0
XPO Logistics Inc	Com	983793100	2,837	38	SH		SOLE	0	38	0	0
Xcel Energy Inc	Com	98389B100	69,122	1,208	SH		SOLE	0	1,208	0	0
Xylem Inc	Com	98419M100	604,621	6,642	SH		SOLE	0	6,642	0	0
Xylem Inc	Com	98419M100	12,289	135	SH		DFND	0	135	0	0
Yum Brands Inc	Com	988498101	281,990	2,257	SH		SOLE	0	2,257	0	0
Yum Brands Inc	Com	988498101	59,347	475	SH		DFND	0	475	0	0
Yum China Holdings Inc	Com	98850P109	26,746	480	SH		SOLE	0	480	0	0
Zander Therapeutics Inc	Com	98900P109	0	2,941	SH		SOLE	0	2,941	0	0
Zebra Technologies Corp Cl A	Com	989207105	20,578	87	SH		DFND	0	87	0	0
Zimmer Biomet Hldgs Inc	Com	98956P102	153,741	1,370	SH		SOLE	0	1,370	0	0
Zimmer Biomet Hldgs Inc	Com	98956P102	65,312	582	SH		DFND	0	582	0	0
Zions Bancorporation	Com	989701107	16,154	463	SH		SOLE	0	463	0	0
Zoetis Inc Cl A	Com	98978V103	137,270	789	SH		SOLE	0	789	0	0
Zoetis Inc Cl A	Com	98978V103	32,186	185	SH		DFND	0	185	0	0
Zoom Video Communications Inc Cl A	Com	98980L101	29,095	416	SH		SOLE	0	416	0	0
Zoom Video Communications Inc Cl A	Com	98980L101	4,756	68	SH		DFND	0	68	0	0
Amcor PLC	Com	G0250X107	6,073	663	SH		DFND	0	663	0	0
Aon PLC	Com	G0403H108	132,606	409	SH		SOLE	0	409	0	0
Arch Capital Group Ltd	Com	G0450A105	110,239	1,383	SH		SOLE	0	1,383	0	0
Accenture PLC Ireland	Com	G1151C101	20,836,492	67,847	SH		SOLE	0	67,707	0	140
Accenture PLC Ireland	Com	G1151C101	1,257,923	4,096	SH		DFND	0	4,096	0	0
Brookfield Reins Ltd A	Com	G16250105	31	1	SH		SOLE	0	1	0	0
Bunge Limited	Com	G16962105	2,273	21	SH		SOLE	0	21	0	0
Eaton Corp PLC	Com	G29183103	10,095,822	47,336	SH		SOLE	0	46,942	0	394
Eaton Corp PLC	Com	G29183103	278,330	1,305	SH		DFND	0	1,305	0	0
ASA Gold & Precious Metals Ltd	Com	G3156P103	11,997	900	SH		SOLE	0	900	0	0
Johnson Controls Intl PLC	Com	G51502105	88,169	1,657	SH		SOLE	0	1,657	0	0
Liberty Global PLC A	Com	G5480U104	29,909	1,747	SH		SOLE	0	1,747	0	0
Liberty Global PLC ser C	Com	G5480U120	326,934	17,615	SH		SOLE	0	17,615	0	0
Linde PLC	Com	G54950103	3,546,634	9,525	SH		SOLE	0	9,525	0	0
Linde PLC	Com	G54950103	31,650	85	SH		DFND	0	85	0	0
Medtronic Hldg Ltd	Com	G5960L103	5,640,353	71,980	SH		SOLE	0	70,958	0	1,022
Medtronic Hldg Ltd	Com	G5960L103	84,472	1,078	SH		DFND	0	1,078	0	0
Aptiv PLC	Com	G6095L109	25,140	255	SH		SOLE	0	255	0	0
nVent Electric PLC	Com	G6700G107	10,598	200	SH		SOLE	0	200	0	0
Seagate Technology Hldngs PLC	Com	G7997R103	7,255	110	SH		SOLE	0	110	0	0
Pentair PLC	Com	G7S00T104	12,950	200	SH		SOLE	0	200	0	0
Trane Technologies PLC	Com	G8994E103	77,715	383	SH		SOLE	0	383	0	0
Willis Towers Watson PLC	Com	G96629103	17,553	84	SH		SOLE	0	84	0	0
Alcon AG	Com	H01301128	17,955	233	SH		SOLE	0	233	0	0
Chubb Ltd	Com	H1467J104	4,753,374	22,833	SH		SOLE	0	22,833	0	0
Chubb Ltd	Com	H1467J104	97,012	466	SH		DFND	0	466	0	0
Garmin Ltd	Com	H2906T109	52,600	500	SH		SOLE	0	500	0	0
TE Connectivity Ltd	Com	H84989104	283,007	2,291	SH		SOLE	0	2,291	0	0
Siguler Guff Distressed Opp Fund	Com	LP4957033	0	1	SH		SOLE	0	1	0	0
Check Point Software Technologies	Com	M22465104	65,307	490	SH		SOLE	0	490	0	0
Inmode Ltd	Com	M5425M103	49,711	1,632	SH		SOLE	0	1,632	0	0
ASML Hldg NV NY	Com	N07059210	27,078	46	SH		SOLE	0	46	0	0
Ferrari NV	Com	N3167Y103	2,955	10	SH		SOLE	0	10	0	0
Ferrari NV	Com	N3167Y103	12,413	42	SH		DFND	0	42	0	0
LyondellBasell Ind NV A	Com	N53745100	8,523	90	SH		SOLE	0	90	0	0
NXP Semiconductors NV	Com	N6596X109	389,844	1,950	SH		SOLE	0	1,950	0	0
NXP Semiconductors NV	Com	N6596X109	19,992	100	SH		DFND	0	100	0	0
Swedish Match Compulsory Redeemed Sh TIA	Com	W9376L162	0	8,000	SH		SOLE	0	8,000	0	0