UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): July 26, 2004
CHARTER FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
| United States | 000-33071 | 58-2659667 | ||
(State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) |
600 Third Avenue, West Point, Georgia 31833
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (706) 645-1391
Not Applicable
(Former name or former address, if changed since last report)
Item 1-6. Not applicable.
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
(c) The following exhibits are filed with this Report:
| Exhibit No. | Description | |
| 99.1 | Press release issued by Charter Financial Corporation (the “Company”) on July 26, 2004, furnished in accordance with Item 12 of this Current Report on Form 8-K. |
Item 8-11. Not applicable.
Item 12. Results of Operations and Financial Condition
On July 26, 2004, the Company announced its third quarter earnings for the 2004 fiscal year. A copy of the press release dated July 26, 2004, describing third quarter earnings is attached as Exhibit 99.1.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| CHARTER FINANCIAL CORPORATION | ||
| By: | /s/ Robert L. Johnson | |
| Name: | Robert L. Johnson | |
| Title: | President and Chief Executive Officer | |
Date: July 26, 2004
EXHIBIT INDEX
| Exhibit No. | Description | |
| 99.1 | Press Release dated July 26, 2004. |