Exhibit 23.1
Consent of Independent Registered Public Accounting Firm
The Board of Directors
Charter Financial Corporation:
We consent to the incorporation by reference in Registration Statements (No. 333-67402, No. 333-98161 and No. 333-104085) on Forms S-8 of Charter Financial Corporation and subsidiaries of our report dated December 11, 2005, with respect to the (i) consolidated balance sheets of Charter Financial Corporation and subsidiaries as of September 30, 2005 and 2004, and the related consolidated statements of income, stockholders’ equity and comprehensive income (loss), and cash flows, for each of the years in the three-year period ended September 30, 2005; (ii) management’s assessment of the effectiveness of internal control over financial reporting as of September 30, 2005; and (iii) the effectiveness of internal control over financial reporting as of September 30, 2005; which reports appear in the September 30, 2005 annual report on Form 10-K of Charter Financial Corporation.
/s/ KPMG LLP
Birmingham, Alabama
December 13, 2005