Charter Financial Inactive 10-Q2012 Q1 Quarterly report

Filed: 13 Feb 12, 12:00am

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Removed: absolutely, advance, advantage, aging, attributed, basically, capacity, Carrollton, character, characterized, clarification, clear, close, collateralize, combination, commonly, conform, continuance, corrected, declining, decreasing, defer, demonstrative, deserve, desirable, directly, disaggregated, distinct, document, electronic, equivalent, establishment, exact, Excessive, expose, Finance, financially, forma, full, half, high, highly, identify, implementation, important, improbable, inadequately, jeopardize, July, justification, largely, left, March, margined, marketable, marketplace, Minimal, nonsufficient, partial, permitted, practical, precise, pro, properly, prospectively, protected, questionable, realistic, REO, resolution, revenue, salvage, showing, solid, sound, supplementary, sustain, technical, Thrift, tightening, transparency, uncorrected, unfavorable, unquestionable, unresolved, upgrade, Virtual, warrant, work, writing

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Exhibit 32.1

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADDED BY

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of Charter Financial Corporation (the “Company”) on Form 10-Q for the quarter ended December 31, 2011 as filed with the Securities and Exchange Commission (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. § 1350, as added by § 906 of the Sarbanes-Oxley Act of 2002, that to the best of their knowledge:

(1)

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2)

The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company as of and for the period covered by the Report.


Date: February 13, 2012		/s/ Robert L. Johnson
		Robert L. Johnson
		President and Chief Executive Officer

Date: February 13, 2012		/s/ Curtis R. Kollar
		Curtis R. Kollar
		Senior Vice President and Chief Financial Officer