United Security Bancshares (UBFO) 10-Q 8 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	Apr. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	UNITED SECURITY BANCSHARES
Entity Central Index Key	1137547
Current Fiscal Year End Date	-19
Entity Filer Category	Smaller Reporting Company
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15
Entity Common Stock, Shares Outstanding		15,579,335

Consolidated_Balance_Sheets_un

Consolidated Balance Sheets (unaudited) (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified
Assets
Cash and non-interest bearing deposits in other banks	$18,812		$21,348
Cash and due from Federal Reserve Bank	66,666		82,229
Cash and cash equivalents	85,478		103,577
Interest-bearing deposits in other banks	1,523		1,522
Investment securities available for sale (at fair value)	46,898	[1]	48,301	[1]
Loans	492,245		457,919
Unearned fees and unamortized loan origination costs, net	315		-324
Allowance for credit losses	-11,290		-10,771
Net loans	481,270		446,824
Accrued interest receivable	1,984		1,927
Premises and equipment – net	11,331		11,550
Other real estate owned	14,010		14,010
Goodwill	4,488		4,488
Cash surrender value of life insurance	17,845		17,717
Investment in limited partnerships	959		871
Deferred income taxes - net	6,849		6,853
Other assets	5,789		5,529
Total assets	678,424		663,169
Deposits
Noninterest bearing	227,537		215,439
Interest bearing	350,730		349,934
Total deposits	578,267		565,373
Accrued interest payable	42		40
Accounts payable and other liabilities	5,733		4,815
Junior subordinated debentures (at fair value)	10,238		10,115
Total liabilities	594,280		580,343
Shareholders' Equity
Common stock, no par value 20,000,000 shares authorized, 15,579,335 issued and outstanding at March 31, 2015, and 15,425,086 at December 31, 2014	50,106		49,271
Retained earnings	34,130		33,730
Accumulated other comprehensive loss	-92		-175
Total shareholders' equity	84,144		82,826
Total liabilities and shareholders' equity	$678,424		$663,169
[1]	Recurring

Consolidated_Balance_Sheets_un1

Consolidated Balance Sheets (unaudited) (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Shareholders' Equity
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	15,579,335	15,425,086
Common stock, shares outstanding (in shares)	15,579,335	15,425,086

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Interest Income:
Loans, including fees	$6,279	$5,475
Investment securities – AFS – taxable	214	228
Interest on deposits in FRB	46	83
Interest on deposits in other banks	2	2
Total interest income	6,541	5,788
Interest Expense:
Interest on deposits	259	262
Interest on other borrowings	58	61
Total interest expense	317	323
Net Interest Income Before Provision (Recovery) for Credit Losses	6,224	5,465
Provision (Recovery) for Credit Losses	459	-47
Net Interest Income	5,765	5,512
Noninterest Income:
Customer service fees	833	794
Increase in cash surrender value of bank-owned life insurance	128	127
Loss on fair value of financial liability	-125	-345
Other	85	141
Total noninterest income	921	717
Noninterest Expense:
Salaries and employee benefits	2,431	2,526
Occupancy expense	940	873
Data processing	31	41
Professional fees	348	180
Regulatory assessments	246	233
Director fees	56	56
Amortization of intangibles	0	47
Correspondent bank service charges	19	29
Loss on California tax credit partnership	30	23
Net cost on operation of OREO	68	281
Other	539	506
Total noninterest expense	4,708	4,795
Income Before Provision for Taxes	1,978	1,434
Provision for Taxes on Income	750	526
Net Income	$1,228	$908
Net Income per common share
Basic (in dollars per share)	$0.08	$0.06
Diluted (in dollars per share)	$0.08	$0.06
Shares on which net income per common shares were based
Basic (in shares)	15,579,335	15,554,688
Diluted (in shares)	15,581,162	15,559,409

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Statement of Comprehensive Income [Abstract]
Net Income	$1,228	$908
Unrealized holdings gains (losses) on securities	120	-49
Unrealized gains on unrecognized post-retirement costs	19	16
Other comprehensive income (loss), before tax	139	-33
Tax (expense) benefit related to securities	-48	19
Tax expense related to unrecognized post-retirement costs	-8	-6
Total other comprehensive income (loss)	83	-20
Comprehensive income	$1,311	$888

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Shareholders' Equity (unaudited) (USD $)	Total	Common stock	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
In Thousands, except Share data, unless otherwise specified
Balance at Mar. 31, 2013
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Common stock issuance	$95	$95
Common stock issuance (in shares)		23,922
Balance at Dec. 31, 2013	76,543	45,778	30,884	-119
Balance (in shares) at Dec. 31, 2013		14,799,888
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Other comprehensive loss	-20			-20
Common stock dividends	0	853	-853
Common stock dividends (in shares)		147,946
Stock-based compensation expense	9	9
Net Income	908		908
Balance at Mar. 31, 2014	77,440	46,640	30,939	-139
Balance (in shares) at Mar. 31, 2014		14,947,834
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Other comprehensive loss	-36			-36
Common stock dividends	0	2,517	-2,517
Common stock dividends (in shares)		453,330
Stock-based compensation expense	19	19
Net Income	5,308		5,308
Balance at Dec. 31, 2014	82,826	49,271	33,730	-175
Balance (in shares) at Dec. 31, 2014	15,425,086	15,425,086
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Other comprehensive loss	83			83
Common stock dividends	0	828	-828
Common stock dividends (in shares)		154,249
Stock-based compensation expense	7	7
Net Income	1,228		1,228
Balance at Mar. 31, 2015	$84,144	$50,106	$34,130	($92)
Balance (in shares) at Mar. 31, 2015	15,579,335	15,579,335

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Cash Flows From Operating Activities:
Net Income	$1,228	$908	$5,308
Adjustments to reconcile net income:to cash provided by operating activities:
Provision (recovery of provision) for credit losses	459	-47
Depreciation and amortization	355	329
Amortization of investment securities	65	47
Accretion of investment securities	-6	-9
(Increase) decrease in accrued interest receivable	-57	53
Decrease in accrued interest payable	2	2
Decrease in accounts payable and accrued liabilities	-1	-35
(Decrease) increase in unearned fees	-639	218
Increase in income taxes payable	801	666
Stock-based compensation expense	7	9
Benefit for deferred income taxes	-51	-142
Increase in cash surrender value of bank-owned life insurance	-128	-127
Loss on fair value option of financial liabilities	125	345
Loss on tax credit limited partnership interest	30	23
Amortization of CDI	0	47
Net decrease in other assets	-126	-186
Net cash provided by operating activities	2,064	2,101
Cash Flows From Investing Activities:
Net increase in interest-bearing deposits with banks	-1	-1
Purchases of available-for-sale securities	0	-10,192
Principal payments of available-for-sale securities	1,464	980
Net increase in loans	-34,266	-17,001
Investment in limited partnership	-119	-70
Capital expenditures of premises and equipment	-136	-215
Net cash used in investing activities	-33,058	-26,499
Cash Flows From Financing Activities:
Net increase in demand deposits and savings accounts	13,414	23,923
Net (decrease) increase in certificates of deposit	-519	1,870
Net cash provided by financing activities	12,895	25,793
Net (decrease) increase in cash and cash equivalents	-18,099	1,395
Cash and cash equivalents at beginning of period	103,577	135,212	136,607
Cash and cash equivalents at end of period	$85,478	$136,607	$103,577

Organization_and_Summary_of_Si

Organization and Summary of Significant Accounting and Reporting Policies	3 Months Ended
	Mar. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization and Summary of Significant Accounting and Reporting Policies	Organization and Summary of Significant Accounting and Reporting Policies
	The consolidated financial statements include the accounts of United Security Bancshares, and its wholly owned subsidiary United Security Bank (the “Bank”) and two bank subsidiaries, USB Investment Trust (the “REIT”) and United Security Emerging Capital Fund, (collectively the “Company” or “USB”). Intercompany accounts and transactions have been eliminated in consolidation.
	These unaudited financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information on a basis consistent with the accounting policies reflected in the audited financial statements of the Company included in its 2014 Annual Report on Form 10-K. These interim financial statements do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all adjustments (consisting of a normal, recurring nature) considered necessary for a fair presentation have been included. Operating results for the interim periods presented are not necessarily indicative of the results that may be expected for any other interim period or for the year as a whole.
	Recently Issued Accounting Standards:
	In January 2014, FASB issued ASU 2014-04, Receivables - Troubled Debt Restructurings by Creditors.  The amendments in this ASU clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement.  Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014.  An entity can elect to adopt the amendments in this ASU using either a modified retrospective transition method or a prospective transition method.  Early adoption is permitted.  The adoption of this update did not have a significant impact on the Company’s consolidated financial statements.
	In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-01 Accounting for Investments in Qualified Affordable Housing Projects. This ASU provides "guidance on accounting for investments by a reporting entity in flow-through limited liability entities that manage or invest in affordable housing projects that qualify for the low-income housing tax credit." It allows the proportional amortization method to be used by a reporting entity if certain conditions are met. The ASU also defines when a qualified affordable housing project through a limited liability entity should be tested for impairment. If a qualified affordable housing project does not meet the conditions for using the proportional amortization method, the investment should be accounted for using an equity method investment or a cost method investment. The ASU is effective for fiscal years beginning after December 15, 2014, and interim periods therein. The Company will continue to account for our low-income housing tax credit investments using the equity method subsequent to the adoption of ASU 2014-01 and does not expect any impact on the Company's consolidated financial statements.

Investment_Securities

Investment Securities	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities
	Following is a comparison of the amortized cost and fair value of securities available-for-sale, as of March 31, 2015 and December 31, 2014:
	(in 000's)	Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value (Carrying Amount)
	31-Mar-15
	Securities available for sale:
	U.S. Government agencies	$	11,559	$	403		$	—		$	11,962
	U.S. Government collateralized mortgage obligations	30,674		404			—			31,078
	Mutual Funds	4,000		—			(142		)	3,858
	Total securities available for sale	$	46,233	$	807		$	(142	)	$	46,898
	(in 000's)	Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value (Carrying Amount)
	31-Dec-14
	Securities available for sale:
	U.S. Government agencies	$	12,097	$	399		$	—		$	12,496
	U.S. Government collateralized mortgage obligations	31,659		336			(13		)	31,982
	Mutual Funds	4,000		—			(177		)	3,823
	Total securities available for sale	$	47,756	$	735		$	(190	)	$	48,301
	The amortized cost and fair value of securities available for sale at March 31, 2015, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because issuers have the right to call or prepay obligations with or without call or prepayment penalties. Contractual maturities on collateralized mortgage obligations cannot be anticipated due to allowed paydowns. Mutual funds are included in the "due in one year or less" category below.
		March 31, 2015
		Amortized Cost		Fair Value (Carrying Amount)
	(in 000's)
	Due in one year or less	$	4,000	$	3,858
	Due after one year through five years	25		25
	Due after five years through ten years	—		—
	Due after ten years	11,534		11,937
	Collateralized mortgage obligations	30,674		31,078
		$	46,233	$	46,898
	There were no realized gains or losses on sales of available-for-sale securities for the three month periods ended March 31, 2015 and March 31, 2014. There were no other-than-temporary impairment losses for the three month periods ended March 31, 2015 and March 31, 2014.
	At March 31, 2015, available-for-sale securities with an amortized cost of approximately $20,055,098 (fair value of $20,667,748) were pledged as collateral for FHLB borrowings and public funds balances.
	The Company had no held-to-maturity or trading securities at March 31, 2015 or December 31, 2014.
	Management periodically evaluates each available-for-sale investment security in an unrealized loss position to determine if the impairment is temporary or other-than-temporary.
	The following summarizes temporarily impaired investment securities:
	(in 000's)	Less than 12 Months					12 Months or More						Total
	31-Mar-15	Fair Value (Carrying Amount)		Unrealized Losses			Fair Value (Carrying Amount)			Unrealized Losses			Fair Value (Carrying Amount)		Unrealized Losses
	Securities available for sale:
	U.S. Government agencies	$	—	$	—		$	—		$	—		$	—	$	—
	U.S. Government agency collateral mortgage obligations	—		—			—			—			—		—
	Mutual Funds	—		—			3,858			(142		)	3,858		(142		)
	Total impaired securities	$	—	$	—		$	3,858		$	(142	)	$	3,858	$	(142	)
	31-Dec-14
	Securities available for sale:
	U.S. Government agencies	$	—	$	—		$	—		$	—		$	—	$	—
	U.S. Government agency collateral mortgage obligations	6,478		(13		)	—			—			6,478		(13		)
	Mutual Funds	—		—			3,823			(177		)	3,823		(177		)
	Total impaired securities	$	6,478	$	(13	)	$	3,823		$	(177	)	$	10,301	$	(190	)
	Temporarily impaired securities at March 31, 2015, were comprised of one mutual fund.
	The Company evaluates investment securities for other-than-temporary impairment (OTTI) at least quarterly, and more frequently when economic or market conditions warrant such an evaluation. The investment securities portfolio is evaluated for OTTI by segregating the portfolio into two general segments and applying the appropriate OTTI model. Investment securities classified as available for sale or held-to-maturity are generally evaluated for OTTI under ASC Topic 320, Investments – Debt and Equity Instruments. Certain purchased beneficial interests, including non-agency mortgage-backed securities, asset-backed securities, and collateralized debt obligations, are evaluated under ASC Topic 325-40, Beneficial Interest in Securitized Financial Assets.
	In the first segment, the Company considers many factors in determining OTTI, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. The assessment of whether an other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to the Company at the time of the evaluation.
	The second segment of the portfolio uses the OTTI guidance that is specific to purchased beneficial interests including private label mortgage-backed securities. Under this model, the Company compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows. An OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows.
	Other-than-temporary-impairment occurs when the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current-period credit loss. If an entity intends to sell or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current-period credit loss, the other-than-temporary-impairment shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. If an entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current-period loss, the other-than-temporary-impairment shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total other-than-temporary-impairment related to the credit loss is recognized in earnings, and is determined based on the difference between the present value of cash flows expected to be collected and the current amortized cost of the security. The amount of the total other-than-temporary-impairment related to other factors shall be recognized in other comprehensive (loss) income, net of applicable taxes. The previous amortized cost basis less the other-than-temporary-impairment recognized in earnings shall become the new amortized cost basis of the investment.
	At March 31, 2015, the decline in market value of the impaired mutual fund is attributable to changes in interest rates, and not credit quality. Because the Company does not have the intent to sell this impaired security and it is not more likely than not that it will be required to sell the security before its anticipated recovery, the Company does not consider this security to be other-than-temporarily impaired at March 31, 2015.

Loans

Loans	3 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Loans	Loans
	Loans are comprised of the following:
	(in 000's)	March 31, 2015				December 31, 2014
	Commercial and business loans	$	59,834			$	60,422
	Government program loans	1,881				1,947
	Total commercial and industrial	61,715				62,369
	Real estate – mortgage:
	Commercial real estate	158,426				154,672
	Residential mortgages	77,067				59,095
	Home Improvement and Home Equity loans	1,086				1,110
	Total real estate mortgage	236,579				214,877
	RE construction and development	147,292				137,158
	Agricultural	34,747				31,713
	Installment	11,912				11,802
	Total Loans	$	492,245			$	457,919
	The Company's loans are predominantly in the San Joaquin Valley and the greater Oakhurst/East Madera County area, as well as the Campbell area of Santa Clara County. Although the Company does participate in loans with other financial institutions, they are primarily in the state of California.
	Commercial and industrial loans represent 12.5% of total loans at March 31, 2015 and are generally made to support the ongoing operations of small-to-medium sized commercial businesses. Commercial and industrial loans have a high degree of industry diversification and provide working capital, financing for the purchase of manufacturing plants and equipment, or funding for growth and general expansion of businesses. A substantial portion of commercial and industrial loans are secured by accounts receivable, inventory, leases, or other collateral including real estate. The remainder are unsecured; however, extensions of credit are predicated upon the financial capacity of the borrower. Repayment of commercial loans is generally from the cash flow of the borrower.
	Real estate mortgage loans, representing 48.1% of total loans at March 31, 2015, are secured by trust deeds on primarily commercial property, but are also secured by trust deeds on single family residences. Repayment of real estate mortgage loans generally comes from the cash flow of the borrower.
	•	Commercial real estate mortgage loans comprise the largest segment of this loan category and are available on all types of income producing and commercial properties, including: office buildings, shopping centers; apartments and motels; owner occupied buildings; manufacturing facilities and more. Commercial real estate mortgage loans can also be used to refinance existing debt. Although real estate associated with the business is the primary collateral for commercial real estate mortgage loans, the underlying real estate is not the source of repayment. Commercial real estate loans are made under the premise that the loan will be repaid from the borrower's business operations, rental income associated with the real property, or personal assets.
	•	Residential mortgage loans are provided to individuals to finance or refinance single-family residences. Residential mortgages are not a primary business line offered by the Company, and a majority are conventional mortgages that were purchased as a pool. Most residential mortgages originated by the Company are of a shorter term than conventional mortgages, with maturities ranging from 3 to 15 years on average.
	•	Home Equity loans comprise a relatively small portion of total real estate mortgage loans, and are offered to borrowers for the purpose of home improvements, although the proceeds may be used for other purposes. Home equity loans are generally secured by junior trust deeds, but may be secured by 1st trust deeds.
	Real estate construction and development loans, representing 29.9% of total loans at March 31, 2015, consist of loans for residential and commercial construction projects, as well as land acquisition and development, or land held for future development. Loans in this category are secured by real estate including improved and unimproved land, as well as single-family residential, multi-family residential, and commercial properties in various stages of completion. All real estate loans have established equity requirements. Repayment on construction loans generally comes from long-term mortgages with other lending institutions obtained at completion of the project.
	Agricultural loans represent 7.1% of total loans at March 31, 2015 and are generally secured by land, equipment, inventory and receivables. Repayment is from the cash flow of the borrower.
	Installment loans represent 2.4% of total loans at March 31, 2015 and generally consist of loans to individuals for household, family and other personal expenditures such as credit cards, automobiles or other consumer items.
	In the normal course of business, the Company is party to financial instruments with off-balance sheet risk to meet the financing needs of its customers. At March 31, 2015 and December 31, 2014, these financial instruments include commitments to extend credit of $100,927,000 and $105,434,000, respectively, and standby letters of credit of $3,785,000 and $3,800,000, respectively. These instruments involve elements of credit risk in excess of the amount recognized on the balance sheet. The contract amounts of these instruments reflect the extent of the involvement the Company has in off-balance sheet financial instruments.
	The Company’s exposure to credit loss in the event of nonperformance by the counterparty to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amounts of those instruments. The Company uses the same credit policies as it does for on-balance sheet instruments.
	Commitments to extend credit are agreements to lend to a customer, as long as there is no violation of any condition established in the contract. A majority of these commitments are at floating interest rates based on the Prime rate. Commitments generally have fixed expiration dates. The Company evaluates each customer's creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary, is based on management's credit evaluation. Collateral held varies but includes accounts receivable, inventory, leases, property, plant and equipment, residential real estate and income-producing properties.
	Standby letters of credit are generally unsecured and are issued by the Company to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers.
	Past Due Loans
	The Company monitors delinquency and potential problem loans on an ongoing basis through weekly reports to the Loan Committee and monthly reports to the Board of Directors. The following is a summary of delinquent loans at March 31, 2015 (in 000's):
	31-Mar-15	Loans				Loans				Loans				Total Past Due Loans				Current Loans			Total Loans			Accruing
		30-60 Days Past Due				61-89 Days Past Due				90 or More														Loans 90 or
										Days Past Due														More Days Past Due
	Commercial and Business Loans	$	—			$	—			$	962			$	962			$	58,872		$	59,834		$	—
	Government Program Loans	—				—				—				—				1,881			1,881			—
	Total Commercial and Industrial	—				—				962				962				60,753			61,715			—
	Commercial Real Estate Loans	—				—				—				—				158,426			158,426			—
	Residential Mortgages	—				87				—				87				76,980			77,067			—
	Home Improvement and Home Equity Loans	70				—				58				128				958			1,086			16
	Total Real Estate Mortgage	70				87				58				215				236,364			236,579			16
	RE Construction and Development Loans	—				—				—				—				147,292			147,292			—
	Agricultural Loans	123				—				—				123				34,624			34,747			—
	Consumer Loans	805				—				—				805				10,814			11,619			—
	Overdraft protection Lines	—				—				—				—				88			88			—
	Overdrafts	—				—				—				—				205			205			—
	Total Installment	805				—				—				805				11,107			11,912			—
	Total Loans	$	998			$	87			$	1,020			$	2,105			$	490,140		$	492,245		$	16
	The following is a summary of delinquent loans at December 31, 2014 (in 000's):
	31-Dec-14	Loans				Loans				Loans				Total Past Due Loans				Current Loans			Total Loans			Accruing
		30-60 Days Past Due				61-89 Days Past Due				90 or More														Loans 90 or
										Days Past Due														More Days Past Due
	Commercial and Business Loans	$	962			$	—			$	—			$	962			$	59,460		$	60,422		$	—
	Government Program Loans	445				—				—				445				1,502			1,947			—
	Total Commercial and Industrial	1,407				—				—				1,407				60,962			62,369			—
	Commercial Real Estate Loans	463				—				—				463				154,209			154,672			—
	Residential Mortgages	—				90				162				252				58,843			59,095			—
	Home Improvement and Home Equity Loans	43				—				42				85				1,025			1,110			—
	Total Real Estate Mortgage	506				90				204				800				214,077			214,877			—
	RE Construction and Development Loans	—				—				—				—				137,158			137,158			—
	Agricultural Loans	—				—				—				—				31,713			31,713			—
	Consumer Loans	67				—				—				67				11,428			11,495			—
	Overdraft protection Lines	—				—				—				—				92			92			—
	Overdrafts	—				—				—				—				215			215			—
	Total Installment	67				—				—				67				11,735			11,802			—
Total Loans	$	1,980			$	90			$	204			$	2,274			$	455,645		$	457,919		$	—
Nonaccrual Loans
Commercial, construction and commercial real estate loans are placed on non-accrual status under the following circumstances:
- When there is doubt regarding the full repayment of interest and principal.
- When principal and/or interest on the loan has been in default for a period of 90-days or more, unless the asset is both well secured and in the process of collection that will result in repayment in the near future.
- When the loan is identified as having loss elements and/or is risk rated "8" Doubtful.
Other circumstances which jeopardize the ultimate collectability of the loan including certain troubled debt restructurings, identified loan impairment, and certain loans to facilitate the sale of OREO.
Loans meeting any of the preceding criteria are placed on non-accrual status and the accrual of interest for financial statement purposes is discontinued. Previously accrued but unpaid interest is reversed and charged against interest income.
All other loans where principal or interest is due and unpaid for 90 days or more are placed on non-accrual and the accrual of interest for financial statement purposes is discontinued. Previously accrued but unpaid interest is reversed and charged against interest income.
When a loan is placed on non-accrual status and subsequent payments of interest (and principal) are received, the interest received may be accounted for in two separate ways.
Cost recovery method: If the loan is in doubt as to full collection, the interest received in subsequent payments is diverted from interest income to a valuation reserve and treated as a reduction of principal for financial reporting purposes.
Cash basis: This method is only used if the recorded investment or total contractual amount is expected to be fully collectible, under which circumstances the subsequent payments of interest are credited to interest income as received.
Loans on non-accrual status are usually not returned to accrual status unless all delinquent principal and/or interest has been brought current, there is no identified element of loss, and current and continued satisfactory performance is expected (loss of the contractual amount not the carrying amount of the loan). Return to accrual is generally demonstrated through the timely receipt of at least six monthly payments on a loan with monthly amortization.
Nonaccrual loans totaled $10,907,000 and $9,935,000 at March 31, 2015 and December 31, 2014, respectively. There were no remaining undisbursed commitments to extend credit on nonaccrual loans at March 31, 2015 or December 31, 2014.
The following is a summary of nonaccrual loan balances at March 31, 2015 and December 31, 2014 (in 000's).
	31-Mar-15				31-Dec-14
Commercial and Business Loans	$	962			$	12
Government Program Loans	388				421
Total Commercial and Industrial	1,350				433
Commercial Real Estate Loans	2,646				3,145
Residential Mortgages	1,178				1,174
Home Improvement and Home Equity Loans	42				42
Total Real Estate Mortgage	3,866				4,361
RE Construction and Development Loans	5,075				5,141
Agricultural Loans	—				—
Consumer Loans	616				—
Overdraft protection Lines	—				—
Overdrafts	—				—
Total Installment	616				—
Total Loans	$	10,907			$	9,935
Impaired Loans
A loan is considered impaired when based on current information and events, it is probable that the Company will be unable to collect all amounts due, including principal and interest, according to the contractual terms of the loan agreement.
The Company applies its normal loan review procedures in making judgments regarding probable losses and loan impairment. The Company evaluates for impairment those loans on non-accrual status, graded doubtful, graded substandard or those that are troubled debt restructures. The primary basis for inclusion in impaired status under generally accepted accounting pronouncements is that it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement.
A loan is not considered impaired if there is merely an insignificant delay or shortfall in the amounts of payments and the Company expects to collect all amounts due, including interest accrued, at the contractual interest rate for the period of the delay.
Review for impairment does not include large groups of smaller balance homogeneous loans that are collectively evaluated to estimate the allowance for loan losses. The Company’s present allowance for loan losses methodology, including migration analysis, captures required reserves for these loans in the formula allowance.
For loans determined to be impaired, the Company evaluates impairment based upon either the fair value of underlying collateral, discounted cash flows of expected payments, or observable market price.
-	For loans secured by collateral including real estate and equipment, the fair value of the collateral less selling costs will determine the carrying value of the loan. The difference between the recorded investment in the loan and the fair value, less selling costs, determines the amount of impairment. The Company uses the measurement method based on fair value of collateral when the loan is collateral dependent and foreclosure is probable.
-	The discounted cash flow method of measuring the impairment of a loan is used for unsecured loans or for loans secured by collateral where the fair value cannot be easily determined. Under this method, the Company assesses both the amount and timing of cash flows expected from impaired loans. The estimated cash flows are discounted using the loan's effective interest rate. The difference between the amount of the loan on the Bank's books and the discounted cash flow amounts determines the amount of impairment to be provided. This method is used for most of the Company’s troubled debt restructurings or other impaired loans where some payment stream is being collected.
-	The observable market price method of measuring the impairment of a loan is only used by the Company when the sale of loans or a loan is in process.
The method for recognizing interest income on impaired loans is dependent on whether the loan is on nonaccrual status or is a troubled debt restructuring. For income recognition, the existing nonaccrual and troubled debt restructuring policies are applied to impaired loans. Generally, except for certain troubled debt restructurings which are performing under the restructure agreement, the Company does not recognize interest income received on impaired loans, but reduces the carrying amount of the loan for financial reporting purposes.
Loans other than certain homogeneous loan portfolios are reviewed on a quarterly basis for impairment. Impaired loans are written down to estimated realizable values by the establishment of specific reserves for loan utilizing the discounted cash flow method, or charge-offs for collateral-based impaired loans, or those using observable market pricing.
The following is a summary of impaired loans at, and for the three months ended March 31, 2015 (in 000's).
31-Mar-15	Unpaid				Recorded				Recorded				Total				Related Allowance			Average			Interest Recognized
	Contractual				Investment				Investment				Recorded Investment							Recorded Investment
	Principal Balance				With No Allowance (1)				With Allowance (1)
Commercial and Business Loans	$	1,875			$	696			$	1,182			$	1,878			$	1,024		$	1,439		$	15
Government Program Loans	388				388				—				388				—			404			8
Total Commercial and Industrial	2,263				1,084				1,182				2,266				1,024			1,843			23
Commercial Real Estate Loans	2,646				1,322				1,324				2,646				455			2,895			48
Residential Mortgages	4,369				1,732				2,836				4,568				175			4,448			53
Home Improvement and Home Equity Loans	42				42				—				42				—			42			—
Total Real Estate Mortgage	7,057				3,096				4,160				7,256				630			7,385			101
RE Construction and Development Loans	6,283				5,554				733				6,287				40			6,329			100
Agricultural Loans	28				29				—				29				—			30			2
Consumer Loans	694				82				1,232				1,314				503			1,314			21
Overdraft protection Lines	—				—				—				—				—			—			—
Overdrafts	—				—				—				—				—			—			—
Total Installment	694				82				1,232				1,314				503			1,314			21
Total Impaired Loans	$	16,325			$	9,845			$	7,307			$	17,152			$	2,197		$	16,901		$	247
(1) The recorded investment in loans includes accrued interest receivable of $827,000.
The following is a summary of impaired loans at, and for the year ended, December 31, 2014 (in 000's).
31-Dec-14	Unpaid				Recorded				Recorded				Total				Related Allowance			Average			Interest Recognized
	Contractual				Investment				Investment				Recorded Investment							Recorded Investment
	Principal Balance				With No Allowance (1)				With Allowance (1)
Commercial and Business Loans	$	996			$	770			$	230			$	1,000			$	64		$	847		$	76
Government Program Loans	421				421				—				421				—			250			28
Total Commercial and Industrial	1,417				1,191				230				1,421				64			1,097			104
Commercial Real Estate Loans	3,145				1,794				1,351				3,145				478			5,765			244
Residential Mortgages	4,315				1,474				2,852				4,326				170			4,564			188
Home Improvement and Home Equity Loans	42				42				—				42				—			11			3
Total Real Estate Mortgage	7,502				3,310				4,203				7,513				648			10,340			435
RE Construction and Development Loans	6,367				6,371				—				6,371				—			3,362			209
Agricultural Loans	32				32				—				32				—			37			9
Consumer Loans	695				655				45				700				3			209			37
Overdraft protection Lines	—				—				—				—				—			—			—
Overdrafts	—				—				—				—				—			—			—
Total Installment	695				655				45				700				3			209			37
Total Impaired Loans	$	16,013			$	11,559			$	4,478			$	16,037			$	715		$	15,045		$	794
(1) The recorded investment in loans includes accrued interest receivable of $24,000.
In most cases, the Company uses the cash basis method of income recognition for impaired loans. In the case of certain troubled debt restructurings for which the loan is performing under the current contractual terms for a reasonable period of time, income is recognized under the accrual method.
The average recorded investment in impaired loans for the three months ended March 31, 2015 and 2014 was $16,901,000 and $15,269,000, respectively. Interest income recognized on impaired loans for the three months ended March 31, 2015 and 2014 was approximately $247,000 and $155,000, respectively.
Troubled Debt Restructurings
In certain circumstances, when the Company grants a concession to a borrower as part of a loan restructuring, the restructuring is accounted for as a troubled debt restructuring (TDR). TDRs are reported as a component of impaired loans.
A TDR is a type of restructuring in which the Company, for economic or legal reasons related to the borrower's financial difficulties, grants a concession (either imposed by court order, law, or agreement between the borrower and the Bank) to the borrower that it would not otherwise consider. Although the restructuring may take different forms, the Company's objective is to maximize recovery of its investment by granting relief to the borrower.
A TDR may include, but is not limited to, one or more of the following:
- A transfer from the borrower to the Company of receivables from third parties, real estate, other assets, or an equity interest in the borrower is granted to fully or partially satisfy the loan.
- A modification of terms of a debt such as one or a combination of:
◦	The reduction (absolute or contingent) of the stated interest rate.
◦	The extension of the maturity date or dates at a stated interest rate lower than the current market rate for new debt with similar risk.
◦	The reduction (absolute or contingent) of the face amount or maturity amount of debt as stated in the instrument or agreement.
◦	The reduction (absolute or contingent) of accrued interest.
For a restructured loan to return to accrual status there needs to be, among other factors, at least 6 months successful payment history. In addition, the Company performs a financial analysis of the credit to determine whether the borrower has the ability to continue to meet payments over the remaining life of the loan. This includes, but is not limited to, a review of financial statements and cash flow analysis of the borrower. Only after determination that the borrower has the ability to perform under the terms of the loans, will the restructured credit be considered for accrual status. Although the Company does not have a policy which specifically addresses when a loan may be removed from TDR classification, as a matter of practice, loans classified as TDRs generally remain classified as such until the loan either reaches maturity or its outstanding balance is paid off.
The following tables illustrates TDR activity for the periods indicated:
	Three Months Ended March 31, 2015
($ in 000's)	Number of			Pre-				Post-				Number of Contracts in Default			Recorded Investment on Defaulted TDRs
	Contracts			Modification				Modification
				Outstanding				Outstanding
				Recorded				Recorded
				Investment				Investment
Troubled Debt Restructurings
Commercial and Business Loans	1			$	258			$	256			—			$	—
Government Program Loans	—			—				—				—			—
Commercial Real Estate Term Loans	—			—				—				—			—
Single Family Residential Loans	—			—				—				—			—
Home Improvement and Home Equity Loans	—			—				—				—			—
RE Construction and Development Loans	—			—				—				—			—
Agricultural Loans	—			—				—				—			—
Consumer Loans	—			—				—				—			—
Overdraft protection Lines	—			—				—				—			—
Total Loans	1			$	258			$	256			—			$	—
	Three Months Ended
	March 31, 2014
($ in 000's)	Number of			Pre-				Post-				Number of Contracts in Default				Recorded Investment on Defaulted TDRs
	Contracts			Modification				Modification
				Outstanding				Outstanding
				Recorded				Recorded
				Investment				Investment
Troubled Debt Restructurings
Commercial and Business Loans	—			$	—			$	—			—				$	—
Government Program Loans	—			—				—				—				—
Commercial Real Estate Term Loans	—			—				—				—				—
Single Family Residential Loans	—			—				—				2				217
Home Improvement and Home Equity Loans	—			—				—				—				—
RE Construction and Development Loans	—			—				—				2				394
Agricultural Loans	—			—				—				—				—
Consumer Loans	—			—				—				—				—
Overdraft protection Lines	—			—				—				—				—
Total Loans	—			$	—			$	—			$	—			$	611
The Company makes various types of concessions when structuring TDRs including rate reductions, payment extensions, and forbearance. At March 31, 2015, the Company had 32 restructured loans totaling $14,803,000 as compared to 33 restructured loans totaling $15,000,000 at December 31, 2014.
The following tables summarize TDR activity by loan category for the three months ended March 31, 2015 and March 31, 2014 (in 000's).
Year Ended March 31, 2015	Commercial and Industrial				Commercial Real Estate				Residential Mortgages				Home Equity				RE Construction Development			Agricultural			Installment			Total
																							& Other
Beginning balance	$	1,306			$	2,713			$	4,225			$	—			$	6,029		$	32		$	695		$	15,000
Defaults	(962		)		—				—				—				—			—			—			(962		)
Additions	—				—				256				—				—			—			—			256
Principal reductions	859				(67		)		(199		)		—				(79		)	(4		)	(1		)	509
Ending balance	$	1,203			$	2,646			$	4,282			$	—			$	5,950		$	28		$	694		$	14,803
Allowance for loan loss	$	1,024			$	455			$	175			$	—			$	40		$	—		$	503		$	2,197
Year Ended March 31, 2014	Commercial and Industrial				Commercial Real Estate				Residential Mortgages				Home Equity				RE Construction Development			Agricultural			Installment			Total
																							& Other
Beginning balance	$	675			$	1,468			$	5,273			$	—			$	1,551		$	44		$	48		$	9,059
Defaults	—				—				(217		)		—				(394		)	—			—			(611		)
Additions	—				—				—				—				—			—			—			—
Principal reductions	(15		)		(23		)		(243		)		—				(272		)	(3		)	(1		)	(557		)
Ending balance	$	660			$	1,445			$	4,813			$	—			$	885		$	41		$	47		$	7,891
Allowance for loan loss	$	48			$	432			$	217			$	—			$	—		$	—		$	—		$	697
Credit Quality Indicators
As part of its credit monitoring program, the Company utilizes a risk rating system which quantifies the risk the Company estimates it has assumed during the life of a loan. The system rates the strength of the borrower and the facility or transaction, and is designed to provide a program for risk management and early detection of problems.
For each new credit approval, credit extension, renewal, or modification of existing credit facilities, the Company assigns risk ratings utilizing the rating scale identified in this policy. In addition, on an on-going basis, loans and credit facilities are reviewed for internal and external influences impacting the credit facility that would warrant a change in the risk rating. Each loan credit facility is to be given a risk rating that takes into account factors that materially affect credit quality.
When assigning risk ratings, the Company evaluates two risk rating approaches, a facility rating and a borrower rating as follows:
Facility Rating:
The facility rating is determined by the analysis of positive and negative factors that may indicate that the quality of a particular loan or credit arrangement requires that it be rated differently from the risk rating assigned to the borrower. The Company assesses the risk impact of these factors:
Collateral - The rating may be affected by the type and quality of the collateral, the degree of coverage, the economic life of the collateral, liquidation value and the Company's ability to dispose of the collateral.
Guarantees - The value of third party support arrangements varies widely. Unconditional guaranties from persons with demonstrable ability to perform are more substantial than that of closely related persons to the borrower who offer only modest support.
Unusual Terms - Credit may be extended on terms that subject the Company to a higher level of risk than indicated in the rating of the borrower.
Borrower Rating:
The borrower rating is a measure of loss possibility based on the historical, current and anticipated financial characteristics of the borrower in the current risk environment. To determine the rating, the Company considers at least the following factors:
-    Quality of management
-    Liquidity
-    Leverage/capitalization
-    Profit margins/earnings trend
-    Adequacy of financial records
-    Alternative funding sources
-    Geographic risk
-    Industry risk
-    Cash flow risk
-    Accounting practices
-    Asset protection
-    Extraordinary risks
The Company assigns risk ratings to loans other than consumer loans and other homogeneous loan pools based on the following scale. The risk ratings are used when determining borrower ratings as well as facility ratings. When the borrower rating and the facility ratings differ, the lowest rating applied is:
-	Grades 1 and 2 – These grades include loans which are given to high quality borrowers with high credit quality and sound financial strength. Key financial ratios are generally above industry averages and the borrower’s strong earnings history or net worth. These may be secured by deposit accounts or high-grade investment securities.
-	Grade 3 – This grade includes loans to borrowers with solid credit quality with minimal risk. The borrower’s balance sheet and financial ratios are generally in line with industry averages, and the borrower has historically demonstrated the ability to manage economic adversity. Real estate and asset-based loans assigned this risk rating must have characteristics, which place them well above the minimum underwriting requirements for those departments. Asset-based borrowers assigned this rating must exhibit extremely favorable leverage and cash flow characteristics, and consistently demonstrate a high level of unused borrowing capacity.
-	Grades 4 and 5 – These include “pass” grade loans to borrowers of acceptable credit quality and risk. The borrower’s balance sheet and financial ratios may be below industry averages, but above the lowest industry quartile. Leverage is above and liquidity is below industry averages. Inadequacies evident in financial performance and/or management sufficiency are offset by readily available features of support, such as adequate collateral, or good guarantors having the liquid assets and/or cash flow capacity to repay the debt. The borrower may have recognized a loss over three or four years, however recent earnings trends, while perhaps somewhat cyclical, are improving and cash flows are adequate to cover debt service and fixed obligations. Real estate and asset-borrowers fully comply with all underwriting standards and are performing according to projections would be assigned this rating. These also include grade 5 loans which are “leveraged” or on management’s “watch list.” While still considered pass loans (loans given a grade 5), the borrower’s financial condition, cash flow or operations evidence more than average risk and short term weaknesses, these loans warrant a higher than average level of monitoring, supervision and attention from the Company, but do not reflect credit weakness trends that weaken or inadequately protect the Company’s credit position. Loans with a grade rating of 5 are not normally acceptable as new credits unless they are adequately secured or carry substantial endorser/guarantors.
-	Grade 6 – This grade includes “special mention” loans which are loans that are currently protected but are potentially weak. This generally is an interim grade classification and should usually be upgraded to an Acceptable rating or downgraded to Substandard within a reasonable time period. Weaknesses in special mention loans may, if not checked or corrected, weaken the asset or inadequately protect the Company’s credit position at some future date. Special mention loans are often loans with weaknesses inherent from the loan origination, loan servicing, and perhaps some technical deficiencies. The main theme in special mention credits is the distinct probability that the classification will deteriorate to a more adverse class if the noted deficiencies are not addressed by the loan officer or loan management.
-	Grade 7 – This grade includes “substandard” loans which are inadequately supported by the current sound net worth and paying capacity of the borrower or of the collateral pledged, if any. Substandard loans have a well-defined weakness or weaknesses that may impair the regular liquidation of the debt. Substandard loans exhibit a distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Substandard loans also include impaired loans.
-	Grade 8 - This grade includes “doubtful” loans which exhibit the same characteristics as the Substandard loans with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The possibility of loss is extremely high, but because of certain important and reasonably specific pending factors, which may work to the advantage and strengthening of the loan, its classification as an estimated loss is deferred until its more exact status may be determined. Pending factors include a proposed merger, acquisition, or liquidation procedures, capital injection, perfecting liens on additional collateral and refinancing plans.
-	Grade 9 - This grade includes loans classified “loss” which are considered uncollectible and of such little value that their continuance as bankable assets is not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off the asset even though partial recovery may be achieved in the future.
The Company did not carry any loans graded as loss at March 31, 2015 or December 31, 2014.
The following tables summarize the credit risk ratings for commercial, construction, and other non-consumer related loans for March 31, 2015 and December 31, 2014:
	Commercial and Industrial				Commercial RE				RE Construction and Development				Agricultural				Total
March 31, 2015
(in 000's)
Grades 1 and 2	$	400			$	—			$	—			$	—			$	400
Grade 3	4,011				4,783				—				—				8,794
Grades 4 and 5 – pass	55,242				149,491				125,759				34,634				365,126
Grade 6 – special mention	—				—				—				113				113
Grade 7 – substandard	2,062				4,152				21,533				—				27,747
Grade 8 – doubtful	—				—				—				—				—
Total	$	61,715			$	158,426			$	147,292			$	34,747			$	402,180
	Commercial and Industrial				Commercial RE				RE Construction and Development				Agricultural				Total
December 31, 2014
(in 000's)
Grades 1 and 2	$	591			$	—			$	—			$	—			$	591
Grade 3	2,012				4,808				775				—				7,595
Grades 4 and 5 – pass	58,179				144,230				114,766				31,600				348,775
Grade 6 – special mention	342				1,095				—				113				1,550
Grade 7 – substandard	1,245				4,539				21,617				—				27,401
Grade 8 – doubtful	—				—				—				—				—
Total	$	62,369			$	154,672			$	137,158			$	31,713			$	385,912
The Company follows consistent underwriting standards outlined in its loan policy for consumer and other homogeneous loans but, does not specifically assign a risk rating when these loans are originated. Consumer loans are monitored for credit risk and are considered “pass” loans until some issue or event requires that the credit be downgraded to special mention or worse.
The following tables summarize the credit risk ratings for consumer related loans and other homogeneous loans for March 31, 2015 and December 31, 2014:
	March 31, 2015																December 31, 2014
	Residential Mortgages				Home				Installment				Total				Residential Mortgages			Home			Installment			Total
(in 000's)					Improvement and Home Equity															Improvement and Home Equity
Not graded	$	55,166			$	1,014			$	9,725			$	65,905			$	38,207		$	1,038		$	10,287		$	49,532
Pass	18,652				30				922				19,604				17,887			30			865			18,782
Special Mention	215				—				—				215				216			—			—			216
Substandard	3,034				42				1,265				4,341				2,785			42			650			3,477
Total	$	77,067			$	1,086			$	11,912			$	90,065			$	59,095		$	1,110		$	11,802		$	72,007
Allowance for Loan Losses
The Company analyzes risk characteristics inherent in each loan portfolio segment as part of the quarterly review of the adequacy of the allowance for loan losses. The following summarizes some of the key risk characteristics for the eleven segments of the loan portfolio (Consumer loans include three segments):
Commercial and business loans – Commercial loans are subject to the effects of economic cycles and tend to exhibit increased risk as economic conditions deteriorate, or if the economic downturn is prolonged. The Company considers this segment to be one of higher risk given the size of individual loans and the balances in the overall portfolio.
Government program loans – This is a relatively a small part of the Company’s loan portfolio, but has historically had a high percentage of loans that have migrated from pass to substandard given there vulnerability to economic cycles.
Commercial real estate loans – This segment is considered to have more risk in part because of the vulnerability of commercial businesses to economic cycles as well as the exposure to fluctuations in real estate prices because most of these loans are secured by real estate. Losses in this segment have however been historically low because most of the loans are real estate secured, and the bank maintains appropriate loan-to-value ratios.
Residential mortgages – This segment is considered to have low risk factors both from the Company and peer statistics. These loans are secured by first deeds of trust. The losses experienced over the past twelve quarters are isolated to approximately twelve loans and are generally the result of short sales.
Home improvement and home equity loans – Because of their junior lien position, these loans have an inherently higher risk level. Because residential real estate has been severely distressed in the recent past, the anticipated risk for this loan segment has increased.
Real estate construction and development loans –In a normal economy, this segment of loans is considered to have a higher risk profile due to construction and market value issues in conjunction with normal credit risks. Although residential real estate markets have improved, they are still distressed on a historical basis, and therefore carry higher risk.
Agricultural loans – This segment is considered to have risks associated with weather, insects, and marketing issues. In addition, concentrations in certain crops or certain agricultural areas can increase risk.
Installment loans (Includes consumer loans, overdrafts, and overdraft protection lines) – This segment is higher risk because many of the loans are unsecured.
The following summarizes the activity in the allowance for credit losses by loan category for the three months ended March 31, 2015 and 2014 (in 000's).
Three Months Ended	Commercial and Industrial				Real Estate Mortgage				RE Construction Development				Agricultural				Installment & Other			Commercial Lease Financing			Unallocated			Total
31-Mar-15
Beginning balance	$	1,219			$	1,653			$	6,278			$	481			$	293		$	—		$	847		$	10,771
Provision for credit losses	834				84				(99		)		12				466			—			(838		)	459
Charge-offs	(215		)		—				—				—				—			—			(3		)	(218		)
Recoveries	237				7				30				—				2			—			2			278
Net recoveries	22				7				30				—				2			—			(1		)	60
Ending balance	$	2,075			$	1,744			$	6,209			$	493			$	761		$	—		$	8		$	11,290
Period-end amount allocated to:
Loans individually evaluated for impairment	1,024				630				40				—				503			—			—			2,197
Loans collectively evaluated for impairment	1,051				1,114				6,169				493				258			—			8			9,093
Ending balance	$	2,075			$	1,744			$	6,209			$	493			$	761		$	—		$	8		$	11,290
Three Months Ended	Commercial and Industrial				Real Estate Mortgage				RE Construction Development				Agricultural				Installment & Other			Commercial Lease Financing			Unallocated			Total
31-Mar-14
Beginning balance	$	2,340			$	1,862			$	5,533			$	583			$	275		$	—		$	395		$	10,988
Recovery of provision for credit losses	(825		)		(150		)		1,080				(174		)		18			(46		)	50			(47		)
Charge-offs	(3		)		(74		)		(60		)		—				(5		)	—			—			(142		)
Recoveries	116				6				92				3				22			46			—			285
Net charge-offs	113				(68		)		32				3				17			46			—			143
Ending balance	$	1,628			$	1,644			$	6,645			$	412			$	310		$	0		$	445		$	11,084
Period-end amount allocated to:
Loans individually evaluated for impairment	48				649				—				—				—			—			—			697
Loans collectively evaluated for impairment	1,580				995				6,645				412				310			0			445			10,387
Ending balance	$	1,628			$	1,644			$	6,645			$	412			$	310		$	0		$	445		$	11,084
The following summarizes information with respect to the loan balances at March 31, 2015 and 2014.
	March 31, 2015												March 31, 2014
	Loans				Loans				Total Loans				Loans				Loans			Total Loans
	Individually				Collectively								Individually				Collectively
(in 000's)	Evaluated for Impairment				Evaluated for Impairment								Evaluated for Impairment				Evaluated for Impairment
Commercial and Business Loans	$	1,878			$	57,956			$	59,834			$	806			$	63,090		$	63,896
Government Program Loans	388				1,493				1,881				—				1,896			1,896
Total Commercial and Industrial	2,266				59,449				61,715				806				64,986			65,792
Commercial Real Estate Loans	2,646				155,780				158,426				8,558				151,606			160,164
Residential Mortgage Loans	4,568				72,499				77,067				4,926				44,241			49,167
Home Improvement and Home Equity Loans	42				1,044				1,086				—				1,336			1,336
Total Real Estate Mortgage	7,256				229,323				236,579				13,484				197,183			210,667
RE Construction and Development Loans	6,287				141,005				147,292				890				101,077			101,967
Agricultural Loans	29				34,718				34,747				42				24,295			24,337
Installment Loans	1,314				10,598				11,912				47				9,135			9,182
Total Loans	$	17,152			$	475,093			$	492,245			$	15,269			$	396,676		$	411,945

Deposits

Deposits	3 Months Ended
	Mar. 31, 2015
Deposits [Abstract]
Deposits	Deposits
	Deposits include the following:
	(in 000's)	March 31, 2015		December 31, 2014
	Noninterest-bearing deposits	$	227,537	$	215,439
	Interest-bearing deposits:
	NOW and money market accounts	212,626		211,290
	Savings accounts	60,478		60,499
	Time deposits:
	Under $250,000	65,917		65,844
	$250,000 and over	11,709		12,301
	Total interest-bearing deposits	350,730		349,934
	Total deposits	$	578,267	$	565,373
	Total brokered deposits included in time deposits above	$	13,009	$	11,480

Shortterm_BorrowingsOther_Borr

Short-term Borrowings/Other Borrowings	3 Months Ended
	Mar. 31, 2015
Short term Borrowings/Other Borrowings [Abstract]
Short-term Borrowings/Other Borrowings	Short-term Borrowings/Other Borrowings
	At  March 31, 2015, the Company had collateralized lines of credit with the Federal Reserve Bank of San Francisco totaling $313,928,000, as well as Federal Home Loan Bank (FHLB) lines of credit totaling $5,590,000. At March 31, 2015, the Company had an uncollateralized line of credit with Pacific Coast Bankers Bank ("PCBB") totaling $10,000,000. All lines of credit are on an “as available” basis and can be revoked by the grantor at any time. These lines of credit have interest rates that are generally tied to the Federal Funds rate or are indexed to short-term U.S. Treasury rates or LIBOR. FHLB advances are collateralized by all of the Company’s stock in the FHLB, investment securities, and certain qualifying mortgage loans. As of March 31, 2015, $5,868,000 in investment securities at FHLB were pledged as collateral for FHLB advances. Additionally, $441,949,000 in real estate secured loans were pledged at March 31, 2015, as collateral for borrowing lines with the Federal Reserve Bank totaling $313,928,000. At March 31, 2015, the Company had no outstanding borrowings.
	At December 31, 2014, the Company had collateralized lines of credit with the Federal Reserve Bank of San Francisco totaling $286,993,000, as well as Federal Home Loan Bank (“FHLB”) lines of credit totaling $5,814,000. At December 31, 2014, the Company had an uncollateralized line of credit with Pacific Coast Bankers Bank ("PCBB") totaling $10,000,000. These lines of credit generally have interest rates tied to the Federal Funds rate or are indexed to short-term U.S. Treasury rates or LIBOR. FHLB advances are collateralized by all of the Company’s stock in the FHLB, investment securities, and certain qualifying mortgage loans. As of December 31, 2014, $6,106,000 in investment securities at FHLB were pledged as collateral for FHLB advances. Additionally, $406,358,000 in real estate-secured loans were pledged at December 31, 2014, as collateral for used and unused borrowing lines with the Federal Reserve Bank totaling $286,993,000. All lines of credit are on an “as available” basis and can be revoked by the grantor at any time. At December 31, 2014, the Company had no outstanding borrowings.

Supplemental_Cash_Flow_Disclos

Supplemental Cash Flow Disclosures	3 Months Ended
	Mar. 31, 2015
Supplemental Cash Flow Information [Abstract]
Supplemental Cash Flow Disclosures	Supplemental Cash Flow Disclosures
		Three months ended March 31,
	(in 000's)	2015		2014
	Cash paid during the period for:
	Interest	$	315	$	264
	Income taxes	$	—	$	—
	Noncash investing activities:
	Loans transferred to foreclosed assets	$	—	$	516

Common_Stock_Dividend

Common Stock Dividend	3 Months Ended
	Mar. 31, 2015
Equity [Abstract]
Common Stock Dividend	Common Stock Dividend
	On March 24, 2015, the Company’s Board of Directors declared a one-percent (1%) stock dividend on the Company’s outstanding common stock. Based upon the number of outstanding common shares on the record date of April 6, 2015, 154,249 additional shares were issued to shareholders on April 17, 2015. Because the stock dividend was considered a “small stock dividend,” approximately $828,327 was transferred from retained earnings to common stock based upon the $5.32 closing price of the Company’s common stock on the declaration date of March 24, 2015. There were no fractional shares paid. Except for earnings-per-share calculations, shares issued for the stock dividend have been treated prospectively for financial reporting purposes. For purposes of earnings per share calculations, the Company’s weighted average shares outstanding and potentially dilutive shares used in the computation of earnings per share have been restated after giving retroactive effect to a 1% stock dividend to shareholders for all periods presented.

Net_Income_per_Common_Share

Net Income per Common Share	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Net Income per Common Share	Net Income per Common Share
	The following table provides a reconciliation of the numerator and the denominator of the basic EPS computation with the numerator and the denominator of the diluted EPS computation:
		Three months ended March 31,
		2015		2014
	Net income available to common shareholders (in 000's)	$	1,228	$	908
	Weighted average shares issued	15,579,335		15,554,688
	Add: dilutive effect of stock options	1,827		4,721
	Weighted average shares outstanding adjusted for potential dilution	15,581,162		15,559,409
	Basic earnings per share	$	0.08	$	0.06
	Diluted earnings per share	$	0.08	$	0.06
	Anti-dilutive stock options excluded from earnings per share calculation	118,000		167,000

Taxes_on_Income

Taxes on Income	3 Months Ended
	Mar. 31, 2015
Income Tax Disclosure [Abstract]
Taxes on Income	Taxes on Income
	The Company periodically reviews its tax positions under the accounting standards related to uncertainty in income taxes, which defines the criteria that an individual tax position would have to meet for some or all of the income tax benefit to be recognized in a taxable entity’s financial statements. Under the guidelines, an entity should recognize the financial statement benefit of a tax position if it determines that it is more likely than not that the position will be sustained on examination. The term “more likely than not” means a likelihood of more than 50 percent. In assessing whether the more-likely-than-not criterion is met, the entity should assume that the tax position will be reviewed by the applicable taxing authority and all available information is known to the taxing authority.
	The Company periodically evaluates its deferred tax assets to determine whether a valuation allowance is required based upon a determination that some or all of the deferred assets may not be ultimately realized. At March 31, 2015 and December 31, 2014, the Company had no recorded valuation allowance.
	The Company and its subsidiary file income tax returns in the U.S federal jurisdiction, and several states within the U.S. There are no filings in foreign jurisdictions. During 2014, the Company began the process to amend its state tax returns for the years 2009 through 2012 to file a combined report on a unitary basis with the Company and USB Investment Trust. The amended return for 2009 was filed during 2014 and the amended returns for 2010, 2011, and 2012 will be filed during 2015 once the FTB accepts the 2009 amended return. The Company's policy is to recognize any interest or penalties related to uncertain tax position in income tax expense.

Junior_Subordinated_DebtTrust_

Junior Subordinated Debt/Trust Preferred Securities	3 Months Ended
	Mar. 31, 2015
Debt Disclosure [Abstract]
Junior Subordinated Debt/Trust Preferred Securities	Junior Subordinated Debt/Trust Preferred Securities
	Effective September 30, 2009 and beginning with the quarterly interest payment due October 1, 2009, the Company elected to defer interest payments on the Company's $15.0 million of junior subordinated debentures relating to its trust preferred securities. The terms of the debentures and trust indentures allow for the Company to defer interest payments for up to 20 consecutive quarters without default or penalty. During the period that the interest deferrals were elected, the Company continued to record interest expense associated with the debentures. As of June 30, 2014, the Company ended the extension period, paid all accrued and unpaid interest, and is currently making quarterly interest payments. The Company may redeem the junior subordinated debentures at anytime at par.
	The fair value guidance generally permits the measurement of selected eligible financial instruments at fair value at specified election dates. Effective January 1, 2008, the Company elected the fair value option for its junior subordinated debt issued under USB Capital Trust II. The Company believes the election of fair value accounting for the junior subordinated debentures better reflects the true economic value of the debt instrument on the balance sheet. The rate paid on the junior subordinated debt issued under USB Capital Trust II is 3-month LIBOR plus 1.29, and is adjusted quarterly.
	At March 31, 2015 the Company performed a fair value measurement analysis on its junior subordinated debt using a cash flow model approach to determine the present value of those cash flows. The cash flow model utilizes the forward 3-month LIBOR curve to estimate future quarterly interest payments due over the thirty-year life of the debt instrument. These cash flows were discounted at a rate which incorporates a current market rate for similar-term debt instruments, adjusted for additional credit and liquidity risks associated with the junior subordinated debt. Although there is little market data in the current relatively illiquid credit markets, we believe the 6.46% discount rate used represents what a market participant would consider under the circumstances based on current market assumptions.
	The fair value calculation performed at March 31, 2015 resulted in a pretax loss adjustment of $125,000 ($73,000, net of tax) for the three months ended March 31, 2015, compared to a pretax loss adjustment of $345,000 ($203,000, net of tax) for the three months ended March 31, 2014. Fair value gains and losses are reflected as a component of noninterest income.

Fair_Value_Measurements_and_Di

Fair Value Measurements and Disclosure	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements and Disclosure	Fair Value Measurements and Disclosure
	The following summary disclosures are made in accordance with the guidance provided by ASC Topic 825, Fair Value Measurements and Disclosures (formerly Statement of Financial Accounting Standards No. 107, Disclosures about Fair Value of Financial Instruments), which requires the disclosure of fair value information about both on- and off-balance sheet financial instruments where it is practicable to estimate that value.
	Generally accepted accounting guidance clarifies the definition of fair value, describes methods used to appropriately measure fair value in accordance with generally accepted accounting principles and expands fair value disclosure requirements. This guidance applies whenever other accounting pronouncements require or permit fair value measurements.
	The fair value hierarchy prioritizes the inputs to valuation techniques used to measure fair value into three broad levels (Level 1, Level 2, and Level 3). Level 1 inputs are unadjusted quoted prices in active markets (as defined) for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. Level 2 inputs are inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly. Level 3 inputs are unobservable inputs for the asset or liability, and reflect the reporting entity’s own assumptions about the assumptions that market participants would use in pricing the asset or liability (including assumptions about risk).
	The table below is a summary of fair value estimates for financial instruments and the level of the fair value hierarchy within which the fair value measurements are categorized at the periods indicated:
	March 31, 2015
	(in 000's)	Carrying Amount				Estimated Fair Value				Quoted Prices In Active Markets for Identical Assets Level 1				Significant Other Observable Inputs Level 2		Significant Unobservable Inputs Level 3
	Financial Assets:
	Cash and cash equivalents	$	85,478			$	85,478			$	85,478			$	—	$	—
	Interest-bearing deposits	1,523				1,523				—				1,523		—
	Investment securities	46,898				46,898				3,858				43,040		—
	Loans	481,270				475,202				—				—		475,202
	Accrued interest receivable	1,984				1,984				—				1,984		—
	Financial Liabilities:
	Deposits:
	Noninterest-bearing	227,537				227,537				227,537				—		—
	NOW and money market	212,626				212,626				212,626				—		—
	Savings	60,478				60,478				60,478				—		—
	Time deposits	77,626				78,275				—				—		78,275
	Total deposits	578,267				578,916				500,641						78,275
	Junior subordinated debt	10,238				10,238				—				—		10,238
	Accrued interest payable	42				42				—				42		—
	December 31, 2014
	(in 000's)	Carrying Amount				Estimated Fair Value				Quoted Prices In Active Markets for Identical Assets Level 1				Significant Other Observable Inputs Level 2		Significant Unobservable Inputs Level 3
	Financial Assets:
	Cash and cash equivalents	$	103,577			$	103,577			$	103,577			$	—	$	—
	Interest-bearing deposits	1,522				1,522				—				1,522		—
	Investment securities	48,301				48,301				3,823				44,478		—
	Loans	446,824				441,186				—				—		441,186
	Accrued interest receivable	1,927				1,927				—				1,927		—
	Financial Liabilities:
	Deposits:
	Noninterest-bearing	215,439				215,439				215,439				—		—
	NOW and money market	211,290				211,290				211,290				—		—
	Savings	60,499				60,499				60,499				—		—
	Time deposits	78,145				78,239				—				—		78,239
	Total deposits	565,373				565,467				487,228				—		78,239
	Junior subordinated debt	10,115				10,115				—				—		10,115
	Accrued interest payable	40				40				—				40		—
	The Company performs fair value measurements on certain assets and liabilities as the result of the application of current accounting guidelines. Some fair value measurements, such as available-for-sale securities (AFS) and junior subordinated debt are performed on a recurring basis, while others, such as impairment of loans, other real estate owned, goodwill and other intangibles, are performed on a nonrecurring basis.
	The Company’s Level 1 financial assets consist of money market funds and highly liquid mutual funds for which fair values are based on quoted market prices. The Company’s Level 2 financial assets include highly liquid debt instruments of U.S. government agencies, collateralized mortgage obligations, and debt obligations of states and political subdivisions, whose fair values are obtained from readily-available pricing sources for the identical or similar underlying security that may, or may not, be actively traded. The Company’s Level 3 financial assets include certain impaired loans, other real estate owned, goodwill, and intangible assets where the assumptions may be made by us or third parties about assumptions that market participants would use in pricing the asset or liability. From time to time, the Company recognizes transfers between Level 1, 2, and 3 when a change in circumstances warrants a transfer. There were no significant transfers in or out of Level 1 and Level 2 fair value measurements during the three months ended March 31, 2015.
	The following methods and assumptions were used in estimating the fair values of financial instruments:
	Cash and Cash Equivalents - The carrying amounts reported in the balance sheets for cash and cash equivalents approximate their estimated fair values.
	Interest-bearing Deposits – Interest bearing deposits in other banks consist of fixed-rate certificates of deposits. Accordingly, fair value has been estimated based upon interest rates currently being offered on deposits with similar characteristics and maturities.
	Investments – Available for sale securities are valued based upon open-market price quotes obtained from reputable third-party brokers that actively make a market in those securities. Market pricing is based upon specific CUSIP identification for each individual security. To the extent there are observable prices in the market, the mid-point of the bid/ask price is used to determine fair value of individual securities. If that data is not available for the last 30 days, a Level 2-type matrix pricing approach based on comparable securities in the market is utilized. Level-2 pricing may include using a forward spread from the last observable trade or may use a proxy bond like a TBA mortgage to come up with a price for the security being valued. Changes in fair market value are recorded through other comprehensive loss as the securities are available for sale.
	Loans - Fair values of variable rate loans, which reprice frequently and with no significant change in credit risk, are based on carrying values adjusted for credit risk.  Fair values for all other loans, except impaired loans, are estimated using discounted cash flows over their remaining maturities, using interest rates at which similar loans would currently be offered to borrowers with similar credit ratings and for the same remaining maturities. The allowance for loan loss is considered to be a reasonable estimate of loan discount for credit quality concerns.
	Impaired Loans - Fair value measurements for impaired loans are performed pursuant to authoritative accounting guidance and are based upon either collateral values supported by appraisals, observed market prices, or discounted cash flows. Changes are not recorded directly as an adjustment to current earnings or comprehensive income, but rather as an adjustment component in determining the overall adequacy of the loan loss reserve. Such adjustments to the estimated fair value of impaired loans may result in increases or decreases to the provision for credit losses recorded in current earnings. Collateral dependent loans are measured for impairment using the fair value of the collateral.
	Other Real Estate Owned - Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned (OREO) are measured at the lower of carrying amount or fair value, less costs to sell.  Fair values are generally based on third party appraisals of the property, resulting in a Level 3 classification.  In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized.
	Deposits – In accordance with authoritative accounting guidance, fair values for transaction and savings accounts are equal to the respective amounts payable on demand (i.e., carrying amounts). The Company believes that the fair value of these deposits is clearly greater than that prescribed under authoritative accounting guidance. Fair values of fixed-maturity certificates of deposit were estimated using the rates currently offered for deposits with similar remaining maturities.
	Junior Subordinated Debt – The fair value of the junior subordinated debt was determined based upon a discounted cash flows model utilizing observable market rates and credit characteristics for similar debt instruments. In its analysis, the Company used characteristics that market participants generally use, and considered factors specific to (a) the liability, (b) the principal (or most advantageous) market for the liability, and (c) market participants with whom the reporting entity would transact in that market. Cash flows are discounted at a rate which incorporates a current market rate for similar-term debt instruments, adjusted for credit and liquidity risks associated with similar junior subordinated debt and circumstances unique to the Company. The Company believes that the subjective nature of theses inputs, due primarily to the current economic environment, require the junior subordinated debt to be classified as a Level 3 fair value.
	Accrued Interest Receivable and Payable - The carrying value of these instruments is a reasonable estimate of fair value.
	Off-Balance Sheet Instruments - Off-balance sheet instruments consist of commitments to extend credit, standby letters of credit and derivative contracts. Fair values of commitments to extend credit are estimated using the interest rate currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present counterparties’ credit standing. There was no material difference between the contractual amount and the estimated value of commitments to extend credit at March 31, 2015 and December 31, 2014.
	Fair values of standby letters of credit are based on fees currently charged for similar agreements. The fair value of commitments generally approximates the fees received from the customer for issuing such commitments. These fees are not material to the Company’s consolidated balance sheet and results of operations.
	The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring basis at March 31, 2015 and 2014:
	31-Mar-15					31-Dec-14
	Financial Instrument	Valuation Technique	Unobservable Input	Weighted Average		Financial Instrument	Valuation Technique	Unobservable Input	Weighted Average
	Junior Subordinated Debt	Discounted cash flow	Discount Rate	6.46%		Junior Subordinated Debt	Discounted cash flow	Discount Rate	6.87%
	Management believes that the credit risk adjusted spread utilized in the fair value measurement of the junior subordinated debentures carried at fair value is indicative of the nonperformance risk premium a willing market participant would require under current market conditions, that is, the inactive market. Management attributes the change in fair value of the junior subordinated debentures during the period to market changes in the nonperformance expectations and pricing of this type of debt, and not as a result of changes to our entity-specific credit risk. The narrowing of the credit risk adjusted spread above the Company’s contractual spreads has primarily contributed to the negative fair value adjustments. Generally, an increase in the credit risk adjusted spread and/or a decrease in the three month LIBOR swap curve will result in positive fair value adjustments (and decrease the fair value measurement).  Conversely, a decrease in the credit risk adjusted spread and/or an increase in the three month LIBOR swap curve will result in negative fair value adjustments (and increase the fair value measurement).
	The following tables summarize the Company’s assets and liabilities that were measured at fair value on a recurring and non-recurring basis as of March 31, 2015 (in 000’s):
	Description of Assets	31-Mar-15				Quoted Prices in				Significant Other				Significant
						Active Markets				Observable Inputs				Unobservable
						for Identical				(Level 2)				Inputs
						Assets								(Level 3)
						(Level 1)
AFS Securities (2):
U.S. Government agencies	$	11,962			$	—			$	11,962			$	—
U.S. Government collateralized mortgage obligations	31,078				—				31,078				—
Mutual Funds	3,858				3,858				—				—
Total AFS securities	$	46,898			$	3,858			$	43,040			$	—
Impaired loans (1):
Commercial and industrial	—				—				—				—
Real estate mortgage	—				—				—				—
RE construction & development	—				—				—				—
Agricultural	—				—				—				—
Installment/Other	—				—				—				—
Total impaired loans	$	—			$	—			$	—			$	—
Other real estate owned (1)	—				—				—				—
Total	$	46,898			$	3,858			$	43,040			$	—
Description of Liabilities	March 31, 2015				Quoted Prices			Significant			Significant
					in Active			Other			Unobservable
					Markets for			Observable			Inputs
					Identical			Inputs			(Level 3)
					Assets			(Level 2)
					(Level 1)
Junior subordinated debt (2)	$	10,238			—			—			$	10,238
Total	$	10,238			—			—			$	10,238
(1)Nonrecurring
(2)Recurring
The following tables summarize the Company’s assets and liabilities that were measured at fair value on a recurring and non-recurring basis as of December 31, 2014 (in 000’s):
Description of Assets	December 31, 2014				Quoted Prices				Significant				Significant
					in Active				Other				Unobservable
					Markets for				Observable				Inputs
					Identical				Inputs				(Level 3)
					Assets				(Level 2)
					(Level 1)
AFS Securities (2):
U.S. Government agencies	$	12,496			$	—			$	12,496			$	—
U.S. Government collateralized mortgage obligations	31,982				—				31,982				—
Mutual Funds	3,823				3,823				—				—
Total AFS securities	48,301				3,823				44,478				$	—
Impaired Loans (1):
Commercial and industrial	—				—				—				—
Real estate mortgage	42				—				—				42
RE construction & development	—				—				—				—
Agricultural	—				—				—				—
Installment/Other	—				—				—				—
Total impaired loans	$	42			$	—			$	—			$	42
Other real estate owned (1)	—				—				—				—
Total	$	48,343			$	3,823			$	44,478			$	42
Description of Liabilities	31-Dec-14				Quoted Prices				Significant				Significant
					in Active				Other				Unobservable
					Markets for				Observable				Inputs
					Identical				Inputs				(Level 3)
					Assets				(Level 2)
					(Level 1)
Junior subordinated debt (2)	$	10,115			$	—			$	—			$	10,115
Total	$	10,115			$	—			$	—			$	10,115
(1)Nonrecurring
(2)Recurring
The Company recorded no impairment loss on other real estate owned during the three months ended March 31, 2015 or 2014.
The following table presents quantitative information about Level 3 fair value measurements for the Company's assets measured at fair value on a non-recurring basis at December 31, 2014. The Company had no assets measured at fair value on a non-recurring basis at March 31, 2015 (in 000's).
December 31, 2014
Financial Instrument	Fair Value		Valuation Technique	Unobservable Input	Range, Weighted Average
Impaired Loans:
Real estate mortgage	42		Sales Comparison Approach	Adjustment for difference between comparable sales	1%-16%, 13.2%
The following tables provide a reconciliation of assets and liabilities at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three months ended March 31, 2015 and 2014 (in 000’s):
	Three Months Ended March 31, 2015				Three Months Ended March 31, 2014
Reconciliation of Liabilities:	Junior				Junior
	Subordinated				Subordinated
	Debt				Debt
Beginning balance	$	10,115			$	11,125
Total losses included in earnings	(125		)		(345		)
Capitalized interest	248				752
Ending balance	$	10,238			$	11,532
The amount of total losses for the period included in earnings attributable to the change in unrealized gains or losses relating to liabilities still held at the reporting date	$	(125	)		$	(345	)

Goodwill_and_Intangible_Assets

Goodwill and Intangible Assets	3 Months Ended
	Mar. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	Goodwill and Intangible Assets
	At March 31, 2015, the Company had goodwill in the amount of $4,488,000 in connection with various business combinations and purchases. This amount was unchanged from the balance of $4,488,000 at December 31, 2014. While goodwill is not amortized, the Company does conduct periodic impairment analysis on goodwill at least annually or more often as conditions require.
	Goodwill: The largest component of goodwill is related to the Legacy merger (Campbell reporting unit) completed during February 2007 and totaled approximately $2.9 million at March 31, 2015. The Company completed a "Step 0" analysis for the Campbell reporting unit as of March 31, 2015 and March 31, 2014, with no goodwill impairment.
	Under the Step 0 analysis, the Company has the option to first assess qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If, after assessing the totality of events or circumstances, the Company determines it is not more likely than not that the fair value of a reporting unit is less than its carrying amount, then performing the two-step impairment test is unnecessary. Determining the fair value involves a significant amount of judgment, including estimates of changes in revenue growth, changes is discount rates, competitive forces within the industry, and other specific industry and market valuation conditions. Based on the results of the Step 0 impairment analysis at March 31, 2015, the Company concluded that that the fair value of the reporting unit exceeds it carrying value. Therefore, goodwill was not impaired.
	Core Deposit Intangibles: The core deposit intangible asset related to the Legacy Bank Merger, which totaled $3.0 million at the time of merger, was amortized over an estimated life of approximately seven years. At March 31, 2015, there was no remaining carrying value of the core deposit intangible related to the Legacy Bank merger. The Company recognized no amortization expense related to the Legacy operating unit during the three months ended March 31, 2015. The Company recognized no amortization expense related to the Legacy operating unit during the three months ended March 31, 2014. At March 31, 2015, there was no remaining carrying value of core deposit intangible related to the Taft branch acquisitions completed in April 2004.
	The Company did not record an impairment loss for the three months ended March 31, 2015 or March 31, 2014.

Subsequent_Events

Subsequent Events	3 Months Ended
	Mar. 31, 2015
Subsequent Events [Abstract]
Subsequent Events	Subsequent Events
	Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements.  Unrecognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.  Management has reviewed events occurring through the date the consolidated financial statements were issued.

Organization_and_Summary_of_Si1

Organization and Summary of Significant Accounting and Reporting Policies (Policies)	3 Months Ended
	Mar. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Recently Issued Accounting Standards	Recently Issued Accounting Standards:
	In January 2014, FASB issued ASU 2014-04, Receivables - Troubled Debt Restructurings by Creditors.  The amendments in this ASU clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement.  Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014.  An entity can elect to adopt the amendments in this ASU using either a modified retrospective transition method or a prospective transition method.  Early adoption is permitted.  The adoption of this update did not have a significant impact on the Company’s consolidated financial statements.
	In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-01 Accounting for Investments in Qualified Affordable Housing Projects. This ASU provides "guidance on accounting for investments by a reporting entity in flow-through limited liability entities that manage or invest in affordable housing projects that qualify for the low-income housing tax credit." It allows the proportional amortization method to be used by a reporting entity if certain conditions are met. The ASU also defines when a qualified affordable housing project through a limited liability entity should be tested for impairment. If a qualified affordable housing project does not meet the conditions for using the proportional amortization method, the investment should be accounted for using an equity method investment or a cost method investment. The ASU is effective for fiscal years beginning after December 15, 2014, and interim periods therein. The Company will continue to account for our low-income housing tax credit investments using the equity method subsequent to the adoption of ASU 2014-01 and does not expect any impact on the Company's consolidated financial statements.

Investment_Securities_Tables

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Comparison of Amortized Cost and Fair Value of Securities Available for Sale	Following is a comparison of the amortized cost and fair value of securities available-for-sale, as of March 31, 2015 and December 31, 2014:
	(in 000's)	Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value (Carrying Amount)
	31-Mar-15
	Securities available for sale:
	U.S. Government agencies	$	11,559	$	403		$	—		$	11,962
	U.S. Government collateralized mortgage obligations	30,674		404			—			31,078
	Mutual Funds	4,000		—			(142		)	3,858
	Total securities available for sale	$	46,233	$	807		$	(142	)	$	46,898
	(in 000's)	Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value (Carrying Amount)
	31-Dec-14
	Securities available for sale:
	U.S. Government agencies	$	12,097	$	399		$	—		$	12,496
	U.S. Government collateralized mortgage obligations	31,659		336			(13		)	31,982
	Mutual Funds	4,000		—			(177		)	3,823
	Total securities available for sale	$	47,756	$	735		$	(190	)	$	48,301
Contractual Maturities on Collateralized Mortgage Obligation	The amortized cost and fair value of securities available for sale at March 31, 2015, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because issuers have the right to call or prepay obligations with or without call or prepayment penalties. Contractual maturities on collateralized mortgage obligations cannot be anticipated due to allowed paydowns. Mutual funds are included in the "due in one year or less" category below.
		March 31, 2015
		Amortized Cost		Fair Value (Carrying Amount)
	(in 000's)
	Due in one year or less	$	4,000	$	3,858
	Due after one year through five years	25		25
	Due after five years through ten years	—		—
	Due after ten years	11,534		11,937
	Collateralized mortgage obligations	30,674		31,078
		$	46,233	$	46,898
Temporarily Impaired Investment Securities	The following summarizes temporarily impaired investment securities:
	(in 000's)	Less than 12 Months					12 Months or More						Total
	31-Mar-15	Fair Value (Carrying Amount)		Unrealized Losses			Fair Value (Carrying Amount)			Unrealized Losses			Fair Value (Carrying Amount)		Unrealized Losses
	Securities available for sale:
	U.S. Government agencies	$	—	$	—		$	—		$	—		$	—	$	—
	U.S. Government agency collateral mortgage obligations	—		—			—			—			—		—
	Mutual Funds	—		—			3,858			(142		)	3,858		(142		)
	Total impaired securities	$	—	$	—		$	3,858		$	(142	)	$	3,858	$	(142	)
	31-Dec-14
	Securities available for sale:
	U.S. Government agencies	$	—	$	—		$	—		$	—		$	—	$	—
	U.S. Government agency collateral mortgage obligations	6,478		(13		)	—			—			6,478		(13		)
	Mutual Funds	—		—			3,823			(177		)	3,823		(177		)
	Total impaired securities	$	6,478	$	(13	)	$	3,823		$	(177	)	$	10,301	$	(190	)

Loans_Tables

Loans (Tables)	3 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Loans	Loans are comprised of the following:
	(in 000's)	March 31, 2015				December 31, 2014
	Commercial and business loans	$	59,834			$	60,422
	Government program loans	1,881				1,947
	Total commercial and industrial	61,715				62,369
	Real estate – mortgage:
	Commercial real estate	158,426				154,672
	Residential mortgages	77,067				59,095
	Home Improvement and Home Equity loans	1,086				1,110
	Total real estate mortgage	236,579				214,877
	RE construction and development	147,292				137,158
	Agricultural	34,747				31,713
	Installment	11,912				11,802
	Total Loans	$	492,245			$	457,919
Delinquent Loans	The Company monitors delinquency and potential problem loans on an ongoing basis through weekly reports to the Loan Committee and monthly reports to the Board of Directors. The following is a summary of delinquent loans at March 31, 2015 (in 000's):
	31-Mar-15	Loans				Loans				Loans				Total Past Due Loans				Current Loans			Total Loans			Accruing
		30-60 Days Past Due				61-89 Days Past Due				90 or More														Loans 90 or
										Days Past Due														More Days Past Due
	Commercial and Business Loans	$	—			$	—			$	962			$	962			$	58,872		$	59,834		$	—
	Government Program Loans	—				—				—				—				1,881			1,881			—
	Total Commercial and Industrial	—				—				962				962				60,753			61,715			—
	Commercial Real Estate Loans	—				—				—				—				158,426			158,426			—
	Residential Mortgages	—				87				—				87				76,980			77,067			—
	Home Improvement and Home Equity Loans	70				—				58				128				958			1,086			16
	Total Real Estate Mortgage	70				87				58				215				236,364			236,579			16
	RE Construction and Development Loans	—				—				—				—				147,292			147,292			—
	Agricultural Loans	123				—				—				123				34,624			34,747			—
	Consumer Loans	805				—				—				805				10,814			11,619			—
	Overdraft protection Lines	—				—				—				—				88			88			—
	Overdrafts	—				—				—				—				205			205			—
	Total Installment	805				—				—				805				11,107			11,912			—
	Total Loans	$	998			$	87			$	1,020			$	2,105			$	490,140		$	492,245		$	16
	The following is a summary of delinquent loans at December 31, 2014 (in 000's):
	31-Dec-14	Loans				Loans				Loans				Total Past Due Loans				Current Loans			Total Loans			Accruing
		30-60 Days Past Due				61-89 Days Past Due				90 or More														Loans 90 or
										Days Past Due														More Days Past Due
	Commercial and Business Loans	$	962			$	—			$	—			$	962			$	59,460		$	60,422		$	—
	Government Program Loans	445				—				—				445				1,502			1,947			—
	Total Commercial and Industrial	1,407				—				—				1,407				60,962			62,369			—
	Commercial Real Estate Loans	463				—				—				463				154,209			154,672			—
	Residential Mortgages	—				90				162				252				58,843			59,095			—
	Home Improvement and Home Equity Loans	43				—				42				85				1,025			1,110			—
	Total Real Estate Mortgage	506				90				204				800				214,077			214,877			—
	RE Construction and Development Loans	—				—				—				—				137,158			137,158			—
	Agricultural Loans	—				—				—				—				31,713			31,713			—
	Consumer Loans	67				—				—				67				11,428			11,495			—
	Overdraft protection Lines	—				—				—				—				92			92			—
	Overdrafts	—				—				—				—				215			215			—
	Total Installment	67				—				—				67				11,735			11,802			—
	Total Loans	$	1,980			$	90			$	204			$	2,274			$	455,645		$	457,919		$	—
Nonaccrual Loan Balances	The following is a summary of nonaccrual loan balances at March 31, 2015 and December 31, 2014 (in 000's).
		31-Mar-15				31-Dec-14
	Commercial and Business Loans	$	962			$	12
	Government Program Loans	388				421
	Total Commercial and Industrial	1,350				433
	Commercial Real Estate Loans	2,646				3,145
	Residential Mortgages	1,178				1,174
	Home Improvement and Home Equity Loans	42				42
	Total Real Estate Mortgage	3,866				4,361
	RE Construction and Development Loans	5,075				5,141
	Agricultural Loans	—				—
	Consumer Loans	616				—
	Overdraft protection Lines	—				—
	Overdrafts	—				—
	Total Installment	616				—
	Total Loans	$	10,907			$	9,935
Impaired Loans	The following is a summary of impaired loans at, and for the three months ended March 31, 2015 (in 000's).
	31-Mar-15	Unpaid				Recorded				Recorded				Total				Related Allowance			Average			Interest Recognized
		Contractual				Investment				Investment				Recorded Investment							Recorded Investment
		Principal Balance				With No Allowance (1)				With Allowance (1)
	Commercial and Business Loans	$	1,875			$	696			$	1,182			$	1,878			$	1,024		$	1,439		$	15
	Government Program Loans	388				388				—				388				—			404			8
	Total Commercial and Industrial	2,263				1,084				1,182				2,266				1,024			1,843			23
	Commercial Real Estate Loans	2,646				1,322				1,324				2,646				455			2,895			48
	Residential Mortgages	4,369				1,732				2,836				4,568				175			4,448			53
	Home Improvement and Home Equity Loans	42				42				—				42				—			42			—
	Total Real Estate Mortgage	7,057				3,096				4,160				7,256				630			7,385			101
	RE Construction and Development Loans	6,283				5,554				733				6,287				40			6,329			100
	Agricultural Loans	28				29				—				29				—			30			2
	Consumer Loans	694				82				1,232				1,314				503			1,314			21
	Overdraft protection Lines	—				—				—				—				—			—			—
	Overdrafts	—				—				—				—				—			—			—
	Total Installment	694				82				1,232				1,314				503			1,314			21
	Total Impaired Loans	$	16,325			$	9,845			$	7,307			$	17,152			$	2,197		$	16,901		$	247
	(1) The recorded investment in loans includes accrued interest receivable of $827,000.
	The following is a summary of impaired loans at, and for the year ended, December 31, 2014 (in 000's).
	31-Dec-14	Unpaid				Recorded				Recorded				Total				Related Allowance			Average			Interest Recognized
		Contractual				Investment				Investment				Recorded Investment							Recorded Investment
		Principal Balance				With No Allowance (1)				With Allowance (1)
	Commercial and Business Loans	$	996			$	770			$	230			$	1,000			$	64		$	847		$	76
	Government Program Loans	421				421				—				421				—			250			28
	Total Commercial and Industrial	1,417				1,191				230				1,421				64			1,097			104
	Commercial Real Estate Loans	3,145				1,794				1,351				3,145				478			5,765			244
	Residential Mortgages	4,315				1,474				2,852				4,326				170			4,564			188
	Home Improvement and Home Equity Loans	42				42				—				42				—			11			3
	Total Real Estate Mortgage	7,502				3,310				4,203				7,513				648			10,340			435
	RE Construction and Development Loans	6,367				6,371				—				6,371				—			3,362			209
	Agricultural Loans	32				32				—				32				—			37			9
	Consumer Loans	695				655				45				700				3			209			37
	Overdraft protection Lines	—				—				—				—				—			—			—
	Overdrafts	—				—				—				—				—			—			—
	Total Installment	695				655				45				700				3			209			37
	Total Impaired Loans	$	16,013			$	11,559			$	4,478			$	16,037			$	715		$	15,045		$	794
	(1) The recorded investment in loans includes accrued interest receivable of $24,000.
Troubled Debt Restructuring Activity	The following tables illustrates TDR activity for the periods indicated:
		Three Months Ended March 31, 2015
	($ in 000's)	Number of			Pre-				Post-				Number of Contracts in Default			Recorded Investment on Defaulted TDRs
		Contracts			Modification				Modification
					Outstanding				Outstanding
					Recorded				Recorded
					Investment				Investment
	Troubled Debt Restructurings
	Commercial and Business Loans	1			$	258			$	256			—			$	—
	Government Program Loans	—			—				—				—			—
	Commercial Real Estate Term Loans	—			—				—				—			—
	Single Family Residential Loans	—			—				—				—			—
	Home Improvement and Home Equity Loans	—			—				—				—			—
	RE Construction and Development Loans	—			—				—				—			—
	Agricultural Loans	—			—				—				—			—
	Consumer Loans	—			—				—				—			—
	Overdraft protection Lines	—			—				—				—			—
	Total Loans	1			$	258			$	256			—			$	—
		Three Months Ended
		March 31, 2014
	($ in 000's)	Number of			Pre-				Post-				Number of Contracts in Default				Recorded Investment on Defaulted TDRs
		Contracts			Modification				Modification
					Outstanding				Outstanding
					Recorded				Recorded
					Investment				Investment
	Troubled Debt Restructurings
	Commercial and Business Loans	—			$	—			$	—			—				$	—
	Government Program Loans	—			—				—				—				—
	Commercial Real Estate Term Loans	—			—				—				—				—
	Single Family Residential Loans	—			—				—				2				217
	Home Improvement and Home Equity Loans	—			—				—				—				—
	RE Construction and Development Loans	—			—				—				2				394
	Agricultural Loans	—			—				—				—				—
	Consumer Loans	—			—				—				—				—
	Overdraft protection Lines	—			—				—				—				—
	Total Loans	—			$	—			$	—			$	—			$	611
TDR Activity by Loan Category	The following tables summarize TDR activity by loan category for the three months ended March 31, 2015 and March 31, 2014 (in 000's).
	Year Ended March 31, 2015	Commercial and Industrial				Commercial Real Estate				Residential Mortgages				Home Equity				RE Construction Development			Agricultural			Installment			Total
																								& Other
	Beginning balance	$	1,306			$	2,713			$	4,225			$	—			$	6,029		$	32		$	695		$	15,000
	Defaults	(962		)		—				—				—				—			—			—			(962		)
	Additions	—				—				256				—				—			—			—			256
	Principal reductions	859				(67		)		(199		)		—				(79		)	(4		)	(1		)	509
	Ending balance	$	1,203			$	2,646			$	4,282			$	—			$	5,950		$	28		$	694		$	14,803
	Allowance for loan loss	$	1,024			$	455			$	175			$	—			$	40		$	—		$	503		$	2,197
	Year Ended March 31, 2014	Commercial and Industrial				Commercial Real Estate				Residential Mortgages				Home Equity				RE Construction Development			Agricultural			Installment			Total
																								& Other
	Beginning balance	$	675			$	1,468			$	5,273			$	—			$	1,551		$	44		$	48		$	9,059
	Defaults	—				—				(217		)		—				(394		)	—			—			(611		)
	Additions	—				—				—				—				—			—			—			—
	Principal reductions	(15		)		(23		)		(243		)		—				(272		)	(3		)	(1		)	(557		)
	Ending balance	$	660			$	1,445			$	4,813			$	—			$	885		$	41		$	47		$	7,891
	Allowance for loan loss	$	48			$	432			$	217			$	—			$	—		$	—		$	—		$	697
Credit Risk Rating for Commercial, Construction and Non-Consumer Related Loans	The following tables summarize the credit risk ratings for commercial, construction, and other non-consumer related loans for March 31, 2015 and December 31, 2014:
		Commercial and Industrial				Commercial RE				RE Construction and Development				Agricultural				Total
	March 31, 2015
	(in 000's)
	Grades 1 and 2	$	400			$	—			$	—			$	—			$	400
	Grade 3	4,011				4,783				—				—				8,794
	Grades 4 and 5 – pass	55,242				149,491				125,759				34,634				365,126
	Grade 6 – special mention	—				—				—				113				113
	Grade 7 – substandard	2,062				4,152				21,533				—				27,747
	Grade 8 – doubtful	—				—				—				—				—
	Total	$	61,715			$	158,426			$	147,292			$	34,747			$	402,180
		Commercial and Industrial				Commercial RE				RE Construction and Development				Agricultural				Total
	December 31, 2014
	(in 000's)
	Grades 1 and 2	$	591			$	—			$	—			$	—			$	591
	Grade 3	2,012				4,808				775				—				7,595
	Grades 4 and 5 – pass	58,179				144,230				114,766				31,600				348,775
	Grade 6 – special mention	342				1,095				—				113				1,550
	Grade 7 – substandard	1,245				4,539				21,617				—				27,401
	Grade 8 – doubtful	—				—				—				—				—
	Total	$	62,369			$	154,672			$	137,158			$	31,713			$	385,912
Credit Risk Ratings for Consumer Related Loans and Other Homogenous Loans	The following tables summarize the credit risk ratings for consumer related loans and other homogeneous loans for March 31, 2015 and December 31, 2014:
		March 31, 2015																December 31, 2014
		Residential Mortgages				Home				Installment				Total				Residential Mortgages			Home			Installment			Total
	(in 000's)					Improvement and Home Equity															Improvement and Home Equity
	Not graded	$	55,166			$	1,014			$	9,725			$	65,905			$	38,207		$	1,038		$	10,287		$	49,532
	Pass	18,652				30				922				19,604				17,887			30			865			18,782
	Special Mention	215				—				—				215				216			—			—			216
	Substandard	3,034				42				1,265				4,341				2,785			42			650			3,477
	Total	$	77,067			$	1,086			$	11,912			$	90,065			$	59,095		$	1,110		$	11,802		$	72,007
Allowance for Credit Loses by Loan Category	The following summarizes the activity in the allowance for credit losses by loan category for the three months ended March 31, 2015 and 2014 (in 000's).
	Three Months Ended	Commercial and Industrial				Real Estate Mortgage				RE Construction Development				Agricultural				Installment & Other			Commercial Lease Financing			Unallocated			Total
	31-Mar-15
	Beginning balance	$	1,219			$	1,653			$	6,278			$	481			$	293		$	—		$	847		$	10,771
	Provision for credit losses	834				84				(99		)		12				466			—			(838		)	459
	Charge-offs	(215		)		—				—				—				—			—			(3		)	(218		)
	Recoveries	237				7				30				—				2			—			2			278
	Net recoveries	22				7				30				—				2			—			(1		)	60
	Ending balance	$	2,075			$	1,744			$	6,209			$	493			$	761		$	—		$	8		$	11,290
	Period-end amount allocated to:
	Loans individually evaluated for impairment	1,024				630				40				—				503			—			—			2,197
	Loans collectively evaluated for impairment	1,051				1,114				6,169				493				258			—			8			9,093
	Ending balance	$	2,075			$	1,744			$	6,209			$	493			$	761		$	—		$	8		$	11,290
	Three Months Ended	Commercial and Industrial				Real Estate Mortgage				RE Construction Development				Agricultural				Installment & Other			Commercial Lease Financing			Unallocated			Total
	31-Mar-14
	Beginning balance	$	2,340			$	1,862			$	5,533			$	583			$	275		$	—		$	395		$	10,988
	Recovery of provision for credit losses	(825		)		(150		)		1,080				(174		)		18			(46		)	50			(47		)
	Charge-offs	(3		)		(74		)		(60		)		—				(5		)	—			—			(142		)
	Recoveries	116				6				92				3				22			46			—			285
	Net charge-offs	113				(68		)		32				3				17			46			—			143
	Ending balance	$	1,628			$	1,644			$	6,645			$	412			$	310		$	0		$	445		$	11,084
	Period-end amount allocated to:
	Loans individually evaluated for impairment	48				649				—				—				—			—			—			697
	Loans collectively evaluated for impairment	1,580				995				6,645				412				310			0			445			10,387
	Ending balance	$	1,628			$	1,644			$	6,645			$	412			$	310		$	0		$	445		$	11,084
Summarized Loan Balances	The following summarizes information with respect to the loan balances at March 31, 2015 and 2014.
		March 31, 2015												March 31, 2014
		Loans				Loans				Total Loans				Loans				Loans			Total Loans
		Individually				Collectively								Individually				Collectively
	(in 000's)	Evaluated for Impairment				Evaluated for Impairment								Evaluated for Impairment				Evaluated for Impairment
	Commercial and Business Loans	$	1,878			$	57,956			$	59,834			$	806			$	63,090		$	63,896
	Government Program Loans	388				1,493				1,881				—				1,896			1,896
	Total Commercial and Industrial	2,266				59,449				61,715				806				64,986			65,792
	Commercial Real Estate Loans	2,646				155,780				158,426				8,558				151,606			160,164
	Residential Mortgage Loans	4,568				72,499				77,067				4,926				44,241			49,167
	Home Improvement and Home Equity Loans	42				1,044				1,086				—				1,336			1,336
	Total Real Estate Mortgage	7,256				229,323				236,579				13,484				197,183			210,667
	RE Construction and Development Loans	6,287				141,005				147,292				890				101,077			101,967
	Agricultural Loans	29				34,718				34,747				42				24,295			24,337
	Installment Loans	1,314				10,598				11,912				47				9,135			9,182
	Total Loans	$	17,152			$	475,093			$	492,245			$	15,269			$	396,676		$	411,945

Deposits_Tables

Deposits (Tables)	3 Months Ended
	Mar. 31, 2015
Deposits [Abstract]
Deposits Summary	Deposits include the following:
	(in 000's)	March 31, 2015		December 31, 2014
	Noninterest-bearing deposits	$	227,537	$	215,439
	Interest-bearing deposits:
	NOW and money market accounts	212,626		211,290
	Savings accounts	60,478		60,499
	Time deposits:
	Under $250,000	65,917		65,844
	$250,000 and over	11,709		12,301
	Total interest-bearing deposits	350,730		349,934
	Total deposits	$	578,267	$	565,373
	Total brokered deposits included in time deposits above	$	13,009	$	11,480

Supplemental_Cash_Flow_Disclos1

Supplemental Cash Flow Disclosures (Tables)	3 Months Ended
	Mar. 31, 2015
Supplemental Cash Flow Information [Abstract]
Supplemental Cash Flow Disclosures
		Three months ended March 31,
	(in 000's)	2015		2014
	Cash paid during the period for:
	Interest	$	315	$	264
	Income taxes	$	—	$	—
	Noncash investing activities:
	Loans transferred to foreclosed assets	$	—	$	516

Net_Income_per_Common_Share_Ta

Net Income per Common Share (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Computation of Income (Loss) Per Share	The following table provides a reconciliation of the numerator and the denominator of the basic EPS computation with the numerator and the denominator of the diluted EPS computation:
		Three months ended March 31,
		2015		2014
	Net income available to common shareholders (in 000's)	$	1,228	$	908
	Weighted average shares issued	15,579,335		15,554,688
	Add: dilutive effect of stock options	1,827		4,721
	Weighted average shares outstanding adjusted for potential dilution	15,581,162		15,559,409
	Basic earnings per share	$	0.08	$	0.06
	Diluted earnings per share	$	0.08	$	0.06
	Anti-dilutive stock options excluded from earnings per share calculation	118,000		167,000

Fair_Value_Measurements_and_Di1

Fair Value Measurements and Disclosure (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	The table below is a summary of fair value estimates for financial instruments and the level of the fair value hierarchy within which the fair value measurements are categorized at the periods indicated:
	March 31, 2015
	(in 000's)	Carrying Amount				Estimated Fair Value				Quoted Prices In Active Markets for Identical Assets Level 1				Significant Other Observable Inputs Level 2		Significant Unobservable Inputs Level 3
	Financial Assets:
	Cash and cash equivalents	$	85,478			$	85,478			$	85,478			$	—	$	—
	Interest-bearing deposits	1,523				1,523				—				1,523		—
	Investment securities	46,898				46,898				3,858				43,040		—
	Loans	481,270				475,202				—				—		475,202
	Accrued interest receivable	1,984				1,984				—				1,984		—
	Financial Liabilities:
	Deposits:
	Noninterest-bearing	227,537				227,537				227,537				—		—
	NOW and money market	212,626				212,626				212,626				—		—
	Savings	60,478				60,478				60,478				—		—
	Time deposits	77,626				78,275				—				—		78,275
	Total deposits	578,267				578,916				500,641						78,275
	Junior subordinated debt	10,238				10,238				—				—		10,238
	Accrued interest payable	42				42				—				42		—
	December 31, 2014
	(in 000's)	Carrying Amount				Estimated Fair Value				Quoted Prices In Active Markets for Identical Assets Level 1				Significant Other Observable Inputs Level 2		Significant Unobservable Inputs Level 3
	Financial Assets:
	Cash and cash equivalents	$	103,577			$	103,577			$	103,577			$	—	$	—
	Interest-bearing deposits	1,522				1,522				—				1,522		—
	Investment securities	48,301				48,301				3,823				44,478		—
	Loans	446,824				441,186				—				—		441,186
	Accrued interest receivable	1,927				1,927				—				1,927		—
	Financial Liabilities:
	Deposits:
	Noninterest-bearing	215,439				215,439				215,439				—		—
	NOW and money market	211,290				211,290				211,290				—		—
	Savings	60,499				60,499				60,499				—		—
	Time deposits	78,145				78,239				—				—		78,239
	Total deposits	565,373				565,467				487,228				—		78,239
	Junior subordinated debt	10,115				10,115				—				—		10,115
	Accrued interest payable	40				40				—				40		—
Description of the Valuation Technique, Unobservable Input, and Qualitative Information about the Unobservable Inputs for the Company's Assets and Liabilities Classified as Level 3 and Measured at Fair Value on a Recurring Basis	The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring basis at March 31, 2015 and 2014:
	31-Mar-15					31-Dec-14
	Financial Instrument	Valuation Technique	Unobservable Input	Weighted Average		Financial Instrument	Valuation Technique	Unobservable Input	Weighted Average
	Junior Subordinated Debt	Discounted cash flow	Discount Rate	6.46%		Junior Subordinated Debt	Discounted cash flow	Discount Rate	6.87%
Assets and Liabilities Measured at Fair Value on Recurring and Non-recurring Basis	The following tables summarize the Company’s assets and liabilities that were measured at fair value on a recurring and non-recurring basis as of March 31, 2015 (in 000’s):
	Description of Assets	31-Mar-15				Quoted Prices in				Significant Other				Significant
						Active Markets				Observable Inputs				Unobservable
						for Identical				(Level 2)				Inputs
						Assets								(Level 3)
						(Level 1)
	AFS Securities (2):
	U.S. Government agencies	$	11,962			$	—			$	11,962			$	—
	U.S. Government collateralized mortgage obligations	31,078				—				31,078				—
	Mutual Funds	3,858				3,858				—				—
	Total AFS securities	$	46,898			$	3,858			$	43,040			$	—
	Impaired loans (1):
	Commercial and industrial	—				—				—				—
	Real estate mortgage	—				—				—				—
	RE construction & development	—				—				—				—
	Agricultural	—				—				—				—
	Installment/Other	—				—				—				—
	Total impaired loans	$	—			$	—			$	—			$	—
	Other real estate owned (1)	—				—				—				—
	Total	$	46,898			$	3,858			$	43,040			$	—
	Description of Liabilities	March 31, 2015				Quoted Prices			Significant			Significant
						in Active			Other			Unobservable
						Markets for			Observable			Inputs
						Identical			Inputs			(Level 3)
						Assets			(Level 2)
						(Level 1)
	Junior subordinated debt (2)	$	10,238			—			—			$	10,238
	Total	$	10,238			—			—			$	10,238
	(1)Nonrecurring
	(2)Recurring
	The following tables summarize the Company’s assets and liabilities that were measured at fair value on a recurring and non-recurring basis as of December 31, 2014 (in 000’s):
	Description of Assets	December 31, 2014				Quoted Prices				Significant				Significant
						in Active				Other				Unobservable
						Markets for				Observable				Inputs
						Identical				Inputs				(Level 3)
						Assets				(Level 2)
						(Level 1)
	AFS Securities (2):
	U.S. Government agencies	$	12,496			$	—			$	12,496			$	—
	U.S. Government collateralized mortgage obligations	31,982				—				31,982				—
	Mutual Funds	3,823				3,823				—				—
	Total AFS securities	48,301				3,823				44,478				$	—
	Impaired Loans (1):
	Commercial and industrial	—				—				—				—
	Real estate mortgage	42				—				—				42
	RE construction & development	—				—				—				—
	Agricultural	—				—				—				—
	Installment/Other	—				—				—				—
	Total impaired loans	$	42			$	—			$	—			$	42
	Other real estate owned (1)	—				—				—				—
	Total	$	48,343			$	3,823			$	44,478			$	42
	Description of Liabilities	31-Dec-14				Quoted Prices				Significant				Significant
						in Active				Other				Unobservable
						Markets for				Observable				Inputs
						Identical				Inputs				(Level 3)
						Assets				(Level 2)
						(Level 1)
	Junior subordinated debt (2)	$	10,115			$	—			$	—			$	10,115
	Total	$	10,115			$	—			$	—			$	10,115
	(1)Nonrecurring
	(2)Recurring
Fair Value Inputs, Assets, Quantitative Information	The following table presents quantitative information about Level 3 fair value measurements for the Company's assets measured at fair value on a non-recurring basis at December 31, 2014. The Company had no assets measured at fair value on a non-recurring basis at March 31, 2015 (in 000's).
	December 31, 2014
	Financial Instrument	Fair Value		Valuation Technique	Unobservable Input	Range, Weighted Average
	Impaired Loans:
	Real estate mortgage	42		Sales Comparison Approach	Adjustment for difference between comparable sales	1%-16%, 13.2%
Significant Unobservable Inputs (Level 3) on a Recurring Basis	The following tables provide a reconciliation of assets and liabilities at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three months ended March 31, 2015 and 2014 (in 000’s):
		Three Months Ended March 31, 2015				Three Months Ended March 31, 2014
	Reconciliation of Liabilities:	Junior				Junior
		Subordinated				Subordinated
		Debt				Debt
	Beginning balance	$	10,115			$	11,125
	Total losses included in earnings	(125		)		(345		)
	Capitalized interest	248				752
	Ending balance	$	10,238			$	11,532
	The amount of total losses for the period included in earnings attributable to the change in unrealized gains or losses relating to liabilities still held at the reporting date	$	(125	)		$	(345	)

Organization_and_Summary_of_Si2

Organization and Summary of Significant Accounting and Reporting Policies (Details)	3 Months Ended
	Mar. 31, 2015
	subsidiary
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of subsidiaries	2

Investment_Securities_Details

Investment Securities (Details) (USD $)	3 Months Ended
	Mar. 31, 2015		Mar. 31, 2014	Dec. 31, 2014
	segment
Comparison of amortized cost and fair value of securities available for sale [Abstract]
Gross Unrealized Gains	$807,000			$735,000
Gross Unrealized Losses	-142,000			-190,000
Fair Value (Carrying Amount)	46,898,000			48,301,000
Amortized Cost [Abstract]
Due in one year or less	4,000,000
Due after one year through five years	25,000
Due after five years through ten years	0
Due after ten years	11,534,000
Collateralized mortgage obligations	30,674,000
Amortized Cost	46,233,000			47,756,000
Fair Value (Carrying Amount) [Abstract]
Due in one year or less	3,858,000
Due after one year through five years	25,000
Due after five years through ten years	0
Due after ten years	11,937,000
Collateralized mortgage obligations	31,078,000
Total AFS securities	46,898,000	[1]		48,301,000	[1]
Available-for-sale securities, gross realized gains	0		0
Available-for-sale securities, gross realized losses	0		0
OTTI losses, investments	0		0
Amortized cost - before OTTI	46,233,000			47,756,000
Fair value of available-for-sale securities pledged as collateral for FHLB borrowings	20,667,748
Trading Securities	0			0
Held-to-maturity Securities	0			0
Summarizes temporarily impaired investment securities [Abstract]
Less than 12 Months, Fair Value (Carrying Amount)	0			6,478,000
Less than 12 Months, Unrealized Losses	0			-13,000
12 Months or More, Fair Value (Carrying Amount)	3,858,000			3,823,000
12 months or More, Unrealized Losses	-142,000			-177,000
Total Fair Value (Carrying Amount)	3,858,000			10,301,000
Total Unrealized Losses	-142,000			-190,000
Number of general segments for the segregation of portfolio	2
Carrying Amount
Fair Value (Carrying Amount) [Abstract]
Fair value of available-for-sale securities pledged as collateral for FHLB borrowings	20,055,098
U.S. Government agencies
Comparison of amortized cost and fair value of securities available for sale [Abstract]
Gross Unrealized Gains	403,000			399,000
Gross Unrealized Losses	0			0
Fair Value (Carrying Amount)	11,962,000			12,496,000
Amortized Cost [Abstract]
Amortized Cost	11,559,000			12,097,000
Fair Value (Carrying Amount) [Abstract]
Amortized cost - before OTTI	11,559,000			12,097,000
Summarizes temporarily impaired investment securities [Abstract]
Less than 12 Months, Fair Value (Carrying Amount)	0			0
Less than 12 Months, Unrealized Losses	0			0
12 Months or More, Fair Value (Carrying Amount)	0			0
12 months or More, Unrealized Losses	0			0
Total Fair Value (Carrying Amount)	0			0
Total Unrealized Losses	0			0
U.S. Government collateralized mortgage obligations
Comparison of amortized cost and fair value of securities available for sale [Abstract]
Gross Unrealized Gains	404,000			336,000
Gross Unrealized Losses	0			-13,000
Fair Value (Carrying Amount)	31,078,000			31,982,000
Amortized Cost [Abstract]
Amortized Cost	30,674,000			31,659,000
Fair Value (Carrying Amount) [Abstract]
Amortized cost - before OTTI	30,674,000			31,659,000
Summarizes temporarily impaired investment securities [Abstract]
Less than 12 Months, Fair Value (Carrying Amount)	0			6,478,000
Less than 12 Months, Unrealized Losses	0			-13,000
12 Months or More, Fair Value (Carrying Amount)	0			0
12 months or More, Unrealized Losses	0			0
Total Fair Value (Carrying Amount)	0			6,478,000
Total Unrealized Losses	0			-13,000
Mutual Funds
Comparison of amortized cost and fair value of securities available for sale [Abstract]
Gross Unrealized Gains	0			0
Gross Unrealized Losses	-142,000			-177,000
Fair Value (Carrying Amount)	3,858,000			3,823,000
Amortized Cost [Abstract]
Amortized Cost	4,000,000			4,000,000
Fair Value (Carrying Amount) [Abstract]
Amortized cost - before OTTI	4,000,000			4,000,000
Summarizes temporarily impaired investment securities [Abstract]
Less than 12 Months, Fair Value (Carrying Amount)	0			0
Less than 12 Months, Unrealized Losses	0			0
12 Months or More, Fair Value (Carrying Amount)	3,858,000			3,823,000
12 months or More, Unrealized Losses	-142,000			-177,000
Total Fair Value (Carrying Amount)	3,858,000			3,823,000
Total Unrealized Losses	($142,000)			($177,000)
Number of impaired securities	1
[1]	Recurring

Loans_Details

Loans (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$492,245	$457,919	$411,945
Commitments to Extend Credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Fair value, concentration of risk, commitments	100,927	105,434
Standby Letters of Credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Fair value, concentration of risk, commitments	3,785	3,800
Total commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	61,715	62,369
Percentage of total loans (in hundredths)	12.50%
Commercial and business loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	59,834	60,422
Government program loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,881	1,947
Total real estate mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	236,579	214,877
Percentage of total loans (in hundredths)	48.10%
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	158,426	154,672
Residential mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	77,067	59,095
Residential mortgages | Minimum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity period	3 years
Residential mortgages | Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity period	15 years
Home Improvement and Home Equity loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,086	1,110
RE Construction and Development Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	147,292	137,158
Percentage of total loans (in hundredths)	29.90%
Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	34,747	31,713
Percentage of total loans (in hundredths)	7.10%
Installment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$11,912	$11,802
Percentage of total loans (in hundredths)	2.40%

Loans_Part_II_Details

Loans, Part II (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
	payment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	$2,105	$2,274
Current Loans	490,140	455,645
Total Loans	492,245	457,919	411,945
Accruing Loans 90 or More Days Past Due	16	0
Minimum period of default	90 days
Number of monthly payments to demonstrate repayment ability	6
Nonaccrual loans balances [Abstract]
Total Loans	10,907	9,935
Total commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	962	1,407
Current Loans	60,753	60,962
Total Loans	61,715	62,369
Accruing Loans 90 or More Days Past Due	0	0
Nonaccrual loans balances [Abstract]
Total Loans	1,350	433
Commercial and business loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	962	962
Current Loans	58,872	59,460
Total Loans	59,834	60,422
Accruing Loans 90 or More Days Past Due	0	0
Nonaccrual loans balances [Abstract]
Total Loans	962	12
Government program loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	445
Current Loans	1,881	1,502
Total Loans	1,881	1,947
Accruing Loans 90 or More Days Past Due	0	0
Nonaccrual loans balances [Abstract]
Total Loans	388	421
Total real estate mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	215	800
Current Loans	236,364	214,077
Total Loans	236,579	214,877
Accruing Loans 90 or More Days Past Due	16	0
Nonaccrual loans balances [Abstract]
Total Loans	3,866	4,361
Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	463
Current Loans	158,426	154,209
Total Loans	158,426	154,672
Accruing Loans 90 or More Days Past Due	0	0
Nonaccrual loans balances [Abstract]
Total Loans	2,646	3,145
Residential mortgages
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	87	252
Current Loans	76,980	58,843
Total Loans	77,067	59,095
Accruing Loans 90 or More Days Past Due	0	0
Nonaccrual loans balances [Abstract]
Total Loans	1,178	1,174
Home Improvement and Home Equity loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	128	85
Current Loans	958	1,025
Total Loans	1,086	1,110
Accruing Loans 90 or More Days Past Due	16	0
Nonaccrual loans balances [Abstract]
Total Loans	42	42
Total Installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	805	67
Current Loans	11,107	11,735
Total Loans	11,912	11,802
Accruing Loans 90 or More Days Past Due	0	0
Nonaccrual loans balances [Abstract]
Total Loans	616	0
RE Construction and Development Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Current Loans	147,292	137,158
Total Loans	147,292	137,158
Accruing Loans 90 or More Days Past Due	0	0
Nonaccrual loans balances [Abstract]
Total Loans	5,075	5,141
Agricultural Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	123	0
Current Loans	34,624	31,713
Total Loans	34,747	31,713
Accruing Loans 90 or More Days Past Due	0	0
Nonaccrual loans balances [Abstract]
Total Loans	0	0
Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	805	67
Current Loans	10,814	11,428
Total Loans	11,619	11,495
Accruing Loans 90 or More Days Past Due	0	0
Nonaccrual loans balances [Abstract]
Total Loans	616	0
Overdraft protection Lines
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Current Loans	88	92
Total Loans	88	92
Accruing Loans 90 or More Days Past Due	0	0
Nonaccrual loans balances [Abstract]
Total Loans	0	0
Overdrafts
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Current Loans	205	215
Total Loans	205	215
Accruing Loans 90 or More Days Past Due	0	0
Nonaccrual loans balances [Abstract]
Total Loans	0	0
Loans 30-60 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	998	1,980
Loans 30-60 Days Past Due | Total commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	1,407
Loans 30-60 Days Past Due | Commercial and business loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	962
Loans 30-60 Days Past Due | Government program loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	445
Loans 30-60 Days Past Due | Total real estate mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	70	506
Loans 30-60 Days Past Due | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	463
Loans 30-60 Days Past Due | Residential mortgages
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 30-60 Days Past Due | Home Improvement and Home Equity loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	70	43
Loans 30-60 Days Past Due | Total Installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	805	67
Loans 30-60 Days Past Due | RE Construction and Development Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 30-60 Days Past Due | Agricultural Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	123	0
Loans 30-60 Days Past Due | Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	805	67
Loans 30-60 Days Past Due | Overdraft protection Lines
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 30-60 Days Past Due | Overdrafts
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 61-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	87	90
Loans 61-89 Days Past Due | Total commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 61-89 Days Past Due | Commercial and business loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 61-89 Days Past Due | Government program loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 61-89 Days Past Due | Total real estate mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	87	90
Loans 61-89 Days Past Due | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 61-89 Days Past Due | Residential mortgages
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	87	90
Loans 61-89 Days Past Due | Home Improvement and Home Equity loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 61-89 Days Past Due | Total Installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 61-89 Days Past Due | RE Construction and Development Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 61-89 Days Past Due | Agricultural Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 61-89 Days Past Due | Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 61-89 Days Past Due | Overdraft protection Lines
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 61-89 Days Past Due | Overdrafts
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 90 or More Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	1,020	204
Loans 90 or More Days Past Due | Total commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	962	0
Loans 90 or More Days Past Due | Commercial and business loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	962	0
Loans 90 or More Days Past Due | Government program loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 90 or More Days Past Due | Total real estate mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	58	204
Loans 90 or More Days Past Due | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 90 or More Days Past Due | Residential mortgages
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	162
Loans 90 or More Days Past Due | Home Improvement and Home Equity loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	58	42
Loans 90 or More Days Past Due | Total Installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 90 or More Days Past Due | RE Construction and Development Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 90 or More Days Past Due | Agricultural Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 90 or More Days Past Due | Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 90 or More Days Past Due | Overdraft protection Lines
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Loans 90 or More Days Past Due | Overdrafts
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	$0	$0

Loans_Part_III_Details

Loans, Part III (Details) (USD $)	3 Months Ended			12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	$16,325			$16,013
Recorded Investment With No Allowance (1)	9,845	[1]		11,559	[1]
Recorded Investment With Allowance	7,307	[1]		4,478	[2]
Total Recorded Investment	17,152			16,037
Related Allowance	2,197			715
Average Recorded Investment	16,901		15,269	15,045
Interest Recognized	247		155	794
Accrued interest receivable	827			24
Total commercial and industrial
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	2,263			1,417
Recorded Investment With No Allowance (1)	1,084	[1]		1,191	[1]
Recorded Investment With Allowance	1,182	[1]		230	[2]
Total Recorded Investment	2,266			1,421
Related Allowance	1,024			64
Average Recorded Investment	1,843			1,097
Interest Recognized	23			104
Commercial and business loans
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	1,875			996
Recorded Investment With No Allowance (1)	696	[1]		770	[1]
Recorded Investment With Allowance	1,182	[1]		230	[2]
Total Recorded Investment	1,878			1,000
Related Allowance	1,024			64
Average Recorded Investment	1,439			847
Interest Recognized	15			76
Government program loans
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	388			421
Recorded Investment With No Allowance (1)	388	[1]		421	[1]
Recorded Investment With Allowance	0	[1]		0	[2]
Total Recorded Investment	388			421
Related Allowance	0			0
Average Recorded Investment	404			250
Interest Recognized	8			28
Total real estate mortgage
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	7,057			7,502
Recorded Investment With No Allowance (1)	3,096	[1]		3,310	[1]
Recorded Investment With Allowance	4,160	[1]		4,203	[2]
Total Recorded Investment	7,256			7,513
Related Allowance	630			648
Average Recorded Investment	7,385			10,340
Interest Recognized	101			435
Commercial real estate
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	2,646			3,145
Recorded Investment With No Allowance (1)	1,322	[1]		1,794	[1]
Recorded Investment With Allowance	1,324	[1]		1,351	[2]
Total Recorded Investment	2,646			3,145
Related Allowance	455			478
Average Recorded Investment	2,895			5,765
Interest Recognized	48			244
Residential mortgages
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	4,369			4,315
Recorded Investment With No Allowance (1)	1,732	[1]		1,474	[1]
Recorded Investment With Allowance	2,836	[1]		2,852	[2]
Total Recorded Investment	4,568			4,326
Related Allowance	175			170
Average Recorded Investment	4,448			4,564
Interest Recognized	53			188
Home Improvement and Home Equity loans
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	42			42
Recorded Investment With No Allowance (1)	42	[1]		42	[1]
Recorded Investment With Allowance	0	[1]		0	[2]
Total Recorded Investment	42			42
Related Allowance	0			0
Average Recorded Investment	42			11
Interest Recognized	0			3
RE Construction and Development Loans
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	6,283			6,367
Recorded Investment With No Allowance (1)	5,554	[1]		6,371	[1]
Recorded Investment With Allowance	733	[1]		0	[2]
Total Recorded Investment	6,287			6,371
Related Allowance	40			0
Average Recorded Investment	6,329			3,362
Interest Recognized	100			209
Agricultural Loans
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	28			32
Recorded Investment With No Allowance (1)	29	[1]		32	[1]
Recorded Investment With Allowance	0	[1]		0	[2]
Total Recorded Investment	29			32
Related Allowance	0			0
Average Recorded Investment	30			37
Interest Recognized	2			9
Total Installment
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	694			695
Recorded Investment With No Allowance (1)	82	[1]		655	[1]
Recorded Investment With Allowance	1,232	[1]		45	[2]
Total Recorded Investment	1,314			700
Related Allowance	503			3
Average Recorded Investment	1,314			209
Interest Recognized	21			37
Consumer Loans
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	694			695
Recorded Investment With No Allowance (1)	82	[1]		655	[1]
Recorded Investment With Allowance	1,232	[1]		45	[2]
Total Recorded Investment	1,314			700
Related Allowance	503			3
Average Recorded Investment	1,314			209
Interest Recognized	21			37
Overdraft protection Lines
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	0			0
Recorded Investment With No Allowance (1)	0	[1]		0	[1]
Recorded Investment With Allowance	0	[1]		0	[2]
Total Recorded Investment	0			0
Related Allowance	0			0
Average Recorded Investment	0			0
Interest Recognized	0			0
Overdrafts
Financing Receivable, Impaired [Line Items]
Unpaid Contractual Principal Balance	0			0
Recorded Investment With No Allowance (1)	0	[1]		0	[1]
Recorded Investment With Allowance	0	[1]		0	[2]
Total Recorded Investment	0			0
Related Allowance	0			0
Average Recorded Investment	0			0
Interest Recognized	$0			$0
[1]	The recorded investment in loans includes accrued interest receivable of $827,000.
[2]	The recorded investment in loans includes accrued interest receivable of $24,000.

Loans_Part_IV_Details

Loans, Part IV (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
	contract		contract
	loan		loan
Financing Receivable, Modifications [Line Items]
Financing receivable, period of successful payment history used for restructured loan accrual status	6 months
Troubled Debt Restructurings [Abstract]
Number of Contracts	1		0
Pre- Modification Outstanding Recorded Investment	$258		$0
Post- Modification Outstanding Recorded Investment	256		0
Troubled debt restructuring that defaulted [Abstract]
Number of Contracts in Default	0		4
Recorded Investment on Defaulted TDRs	0		611
Number of restructured loans	32		33
Total restructured loans	14,803		15,000
TDR activity by loan category [Roll Forward]
Beginning balance	15,000	9,059	9,059
Defaults	-962	-611
Additions	256	0
Principal reductions	509	-557
Ending balance	14,803	7,891	15,000
Allowance for loan loss	2,197	697
Commercial and business loans
Troubled Debt Restructurings [Abstract]
Number of Contracts	1		0
Pre- Modification Outstanding Recorded Investment	258		0
Post- Modification Outstanding Recorded Investment	256		0
Troubled debt restructuring that defaulted [Abstract]
Number of Contracts in Default	0		0
Recorded Investment on Defaulted TDRs	0		0
Government program loans
Troubled Debt Restructurings [Abstract]
Number of Contracts	0		0
Pre- Modification Outstanding Recorded Investment	0		0
Post- Modification Outstanding Recorded Investment	0		0
Troubled debt restructuring that defaulted [Abstract]
Number of Contracts in Default	0		0
Recorded Investment on Defaulted TDRs	0		0
Commercial real estate
Troubled Debt Restructurings [Abstract]
Number of Contracts	0		0
Pre- Modification Outstanding Recorded Investment	0		0
Post- Modification Outstanding Recorded Investment	0		0
Troubled debt restructuring that defaulted [Abstract]
Number of Contracts in Default	0		0
Recorded Investment on Defaulted TDRs	0		0
TDR activity by loan category [Roll Forward]
Beginning balance	2,713	1,468	1,468
Defaults	0	0
Additions	0	0
Principal reductions	-67	-23
Ending balance	2,646	1,445	2,713
Allowance for loan loss	455	432
Single Family Residential Loans
Troubled Debt Restructurings [Abstract]
Number of Contracts	0		0
Pre- Modification Outstanding Recorded Investment	0		0
Post- Modification Outstanding Recorded Investment	0		0
Troubled debt restructuring that defaulted [Abstract]
Number of Contracts in Default	0		2
Recorded Investment on Defaulted TDRs	0		217
Home Improvement and Home Equity loans
Troubled Debt Restructurings [Abstract]
Number of Contracts	0		0
Pre- Modification Outstanding Recorded Investment	0		0
Post- Modification Outstanding Recorded Investment	0		0
Troubled debt restructuring that defaulted [Abstract]
Number of Contracts in Default	0		0
Recorded Investment on Defaulted TDRs	0		0
TDR activity by loan category [Roll Forward]
Beginning balance	0	0	0
Defaults	0	0
Additions	0	0
Principal reductions	0	0
Ending balance	0	0	0
Allowance for loan loss	0	0
RE Construction and Development Loans
Troubled Debt Restructurings [Abstract]
Number of Contracts	0		0
Pre- Modification Outstanding Recorded Investment	0		0
Post- Modification Outstanding Recorded Investment	0		0
Troubled debt restructuring that defaulted [Abstract]
Number of Contracts in Default	0		2
Recorded Investment on Defaulted TDRs	0		394
TDR activity by loan category [Roll Forward]
Beginning balance	6,029	1,551	1,551
Defaults	0	-394
Additions	0	0
Principal reductions	-79	-272
Ending balance	5,950	885	6,029
Allowance for loan loss	40	0
Agricultural
Troubled Debt Restructurings [Abstract]
Number of Contracts	0		0
Pre- Modification Outstanding Recorded Investment	0		0
Post- Modification Outstanding Recorded Investment	0		0
Troubled debt restructuring that defaulted [Abstract]
Number of Contracts in Default	0		0
Recorded Investment on Defaulted TDRs	0		0
TDR activity by loan category [Roll Forward]
Beginning balance	32	44	44
Defaults	0	0
Additions	0	0
Principal reductions	-4	-3
Ending balance	28	41	32
Allowance for loan loss	0	0
Consumer Loans
Troubled Debt Restructurings [Abstract]
Number of Contracts	0		0
Pre- Modification Outstanding Recorded Investment	0		0
Post- Modification Outstanding Recorded Investment	0		0
Troubled debt restructuring that defaulted [Abstract]
Number of Contracts in Default	0		0
Recorded Investment on Defaulted TDRs	0		0
Overdraft protection Lines
Troubled Debt Restructurings [Abstract]
Number of Contracts	0		0
Pre- Modification Outstanding Recorded Investment	0		0
Post- Modification Outstanding Recorded Investment	0		0
Troubled debt restructuring that defaulted [Abstract]
Number of Contracts in Default	0		0
Recorded Investment on Defaulted TDRs	0		0
Total commercial and industrial
TDR activity by loan category [Roll Forward]
Beginning balance	1,306	675	675
Defaults	-962	0
Additions	0	0
Principal reductions	859	-15
Ending balance	1,203	660
Allowance for loan loss	1,024	48
Residential mortgages
TDR activity by loan category [Roll Forward]
Beginning balance	4,225	5,273	5,273
Defaults	0	-217
Additions	256	0
Principal reductions	-199	-243
Ending balance	4,282	4,813
Allowance for loan loss	175	217
Installment & Other
TDR activity by loan category [Roll Forward]
Beginning balance	695	48	48
Defaults	0	0
Additions	0	0
Principal reductions	-1	-1
Ending balance	694	47
Allowance for loan loss	$503	$0

Loans_Part_V_Details

Loans, Part V (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	rating
Financing Receivable, Recorded Investment [Line Items]
Number of risk rating approaches	2
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	$90,065	$72,007
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	90,065	72,007
Commercial Risk, Construction, and Other Non-Consumer Loans [Member]
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	402,180	385,912
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	402,180	385,912
Commercial and Industrial
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	61,715	62,369
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	61,715	62,369
Commercial RE
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	158,426	154,672
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	158,426	154,672
RE Construction and Development Loans
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	147,292	137,158
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	147,292	137,158
Agricultural
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	34,747	31,713
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	34,747	31,713
Residential mortgages
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	77,067	59,095
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	77,067	59,095
Home Improvement and Home Equity
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	1,086	1,110
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	1,086	1,110
Installment
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	11,912	11,802
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	11,912	11,802
Grades 1 and 2 | Commercial Risk, Construction, and Other Non-Consumer Loans [Member]
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	400	591
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	400	591
Grades 1 and 2 | Commercial and Industrial
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	400	591
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	400	591
Grades 1 and 2 | Commercial RE
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Grades 1 and 2 | RE Construction and Development Loans
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Grades 1 and 2 | Agricultural
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Grade 3 | Commercial Risk, Construction, and Other Non-Consumer Loans [Member]
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	8,794	7,595
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	8,794	7,595
Grade 3 | Commercial and Industrial
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	4,011	2,012
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	4,011	2,012
Grade 3 | Commercial RE
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	4,783	4,808
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	4,783	4,808
Grade 3 | RE Construction and Development Loans
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	775
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	775
Grade 3 | Agricultural
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Grades 4 and 5 – pass | Commercial Risk, Construction, and Other Non-Consumer Loans [Member]
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	365,126	348,775
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	365,126	348,775
Grades 4 and 5 – pass | Commercial and Industrial
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	55,242	58,179
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	55,242	58,179
Grades 4 and 5 – pass | Commercial RE
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	149,491	144,230
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	149,491	144,230
Grades 4 and 5 – pass | RE Construction and Development Loans
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	125,759	114,766
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	125,759	114,766
Grades 4 and 5 – pass | Agricultural
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	34,634	31,600
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	34,634	31,600
Grade 6 – special mention | Commercial Risk, Construction, and Other Non-Consumer Loans [Member]
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	113	1,550
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	113	1,550
Grade 6 – special mention | Commercial and Industrial
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	342
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	342
Grade 6 – special mention | Commercial RE
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	1,095
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	1,095
Grade 6 – special mention | RE Construction and Development Loans
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Grade 6 – special mention | Agricultural
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	113	113
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	113	113
Grade 7 – substandard | Commercial Risk, Construction, and Other Non-Consumer Loans [Member]
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	27,747	27,401
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	27,747	27,401
Grade 7 – substandard | Commercial and Industrial
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	2,062	1,245
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	2,062	1,245
Grade 7 – substandard | Commercial RE
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	4,152	4,539
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	4,152	4,539
Grade 7 – substandard | RE Construction and Development Loans
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	21,533	21,617
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	21,533	21,617
Grade 7 – substandard | Agricultural
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Grade 8 – doubtful | Commercial Risk, Construction, and Other Non-Consumer Loans [Member]
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Grade 8 – doubtful | Commercial and Industrial
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Grade 8 – doubtful | Commercial RE
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Grade 8 – doubtful | RE Construction and Development Loans
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Grade 8 – doubtful | Agricultural
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Not graded
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	65,905	49,532
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	65,905	49,532
Not graded | Residential mortgages
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	55,166	38,207
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	55,166	38,207
Not graded | Home Improvement and Home Equity
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	1,014	1,038
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	1,014	1,038
Not graded | Installment
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	9,725	10,287
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	9,725	10,287
Pass
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	19,604	18,782
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	19,604	18,782
Pass | Residential mortgages
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	18,652	17,887
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	18,652	17,887
Pass | Home Improvement and Home Equity
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	30	30
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	30	30
Pass | Installment
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	922	865
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	922	865
Special Mention
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	215	216
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	215	216
Special Mention | Residential mortgages
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	215	216
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	215	216
Special Mention | Home Improvement and Home Equity
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Special Mention | Installment
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	0	0
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	0	0
Substandard
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	4,341	3,477
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	4,341	3,477
Substandard | Residential mortgages
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	3,034	2,785
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	3,034	2,785
Substandard | Home Improvement and Home Equity
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	42	42
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	42	42
Substandard | Installment
Credit risk ratings for commercial, construction, and other non-consumer related loans [Abstract]
Total	1,265	650
Credit risk ratings for consumer related loans and other homogenous loans [Abstract]
Total	$1,265	$650
Minimum | Grades 4 and 5 – pass
Financing Receivable, Recorded Investment [Line Items]
Notes receivable, period of loss recognition	3 years
Maximum | Grades 4 and 5 – pass
Financing Receivable, Recorded Investment [Line Items]
Notes receivable, period of loss recognition	4 years

Loans_Part_VI_Details

Loans, Part VI (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
	loan
	segment
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of loan portfolio segment	11
Number of loans entity experienced losses over past twelve quarters	12
Summarizes activity in allowance for credit losses by loan category [Roll Forward]
Beginning balance	$10,771	$10,988
Provision for credit losses	459	-47
Charge-offs	-218	-142
Recoveries	278	285
Net recoveries	60	143
Ending balance	11,290	11,084
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	2,197	697
Loans collectively evaluated for impairment	9,093	10,387
Ending balance	11,290	11,084
Loans Individually Evaluated for Impairment	17,152	15,269
Loans Collectively Evaluated for Impairment	475,093	396,676
Total Loans	492,245	411,945	457,919
Consumer Loan
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of segments	3
Total commercial and industrial
Summarizes activity in allowance for credit losses by loan category [Roll Forward]
Beginning balance	1,219	2,340
Provision for credit losses	834	-825
Charge-offs	-215	-3
Recoveries	237	116
Net recoveries	22	113
Ending balance	2,075	1,628
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	1,024	48
Loans collectively evaluated for impairment	1,051	1,580
Ending balance	2,075	1,628
Loans Individually Evaluated for Impairment	2,266	806
Loans Collectively Evaluated for Impairment	59,449	64,986
Total Loans	61,715	65,792
Commercial and business loans
Period-end amount allocated to [Abstract]
Loans Individually Evaluated for Impairment	1,878	806
Loans Collectively Evaluated for Impairment	57,956	63,090
Total Loans	59,834	63,896
Government program loans
Period-end amount allocated to [Abstract]
Loans Individually Evaluated for Impairment	388	0
Loans Collectively Evaluated for Impairment	1,493	1,896
Total Loans	1,881	1,896
Total real estate mortgage
Period-end amount allocated to [Abstract]
Loans Individually Evaluated for Impairment	7,256	13,484
Loans Collectively Evaluated for Impairment	229,323	197,183
Total Loans	236,579	210,667
Commercial Real Estate Loans
Period-end amount allocated to [Abstract]
Loans Individually Evaluated for Impairment	2,646	8,558
Loans Collectively Evaluated for Impairment	155,780	151,606
Total Loans	158,426	160,164
Residential Mortgage Loans
Period-end amount allocated to [Abstract]
Loans Individually Evaluated for Impairment	4,568	4,926
Loans Collectively Evaluated for Impairment	72,499	44,241
Total Loans	77,067	49,167
Home Improvement and Home Equity loans
Period-end amount allocated to [Abstract]
Loans Individually Evaluated for Impairment	42	0
Loans Collectively Evaluated for Impairment	1,044	1,336
Total Loans	1,086	1,336
Real Estate Mortgage
Summarizes activity in allowance for credit losses by loan category [Roll Forward]
Beginning balance	1,653	1,862
Provision for credit losses	84	-150
Charge-offs	0	-74
Recoveries	7	6
Net recoveries	7	-68
Ending balance	1,744	1,644
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	630	649
Loans collectively evaluated for impairment	1,114	995
Ending balance	1,744	1,644
RE Construction and Development Loans
Summarizes activity in allowance for credit losses by loan category [Roll Forward]
Beginning balance	6,278	5,533
Provision for credit losses	-99	1,080
Charge-offs	0	-60
Recoveries	30	92
Net recoveries	30	32
Ending balance	6,209	6,645
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	40	0
Loans collectively evaluated for impairment	6,169	6,645
Ending balance	6,209	6,645
Loans Individually Evaluated for Impairment	6,287	890
Loans Collectively Evaluated for Impairment	141,005	101,077
Total Loans	147,292	101,967
Agricultural
Summarizes activity in allowance for credit losses by loan category [Roll Forward]
Beginning balance	481	583
Provision for credit losses	12	-174
Charge-offs	0	0
Recoveries	0	3
Net recoveries	0	3
Ending balance	493	412
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	493	412
Ending balance	493	412
Loans Individually Evaluated for Impairment	29	42
Loans Collectively Evaluated for Impairment	34,718	24,295
Total Loans	34,747	24,337
Installment & Other
Summarizes activity in allowance for credit losses by loan category [Roll Forward]
Beginning balance	293	275
Provision for credit losses	466	18
Charge-offs	0	-5
Recoveries	2	22
Net recoveries	2	17
Ending balance	761	310
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	503	0
Loans collectively evaluated for impairment	258	310
Ending balance	761	310
Loans Individually Evaluated for Impairment	1,314	47
Loans Collectively Evaluated for Impairment	10,598	9,135
Total Loans	11,912	9,182
Commercial Lease Financing
Summarizes activity in allowance for credit losses by loan category [Roll Forward]
Beginning balance	0	0
Provision for credit losses	0	-46
Charge-offs	0	0
Recoveries	0	46
Net recoveries	0	46
Ending balance	0	0
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	0	0
Ending balance	0	0
Unallocated
Summarizes activity in allowance for credit losses by loan category [Roll Forward]
Beginning balance	847	395
Provision for credit losses	-838	50
Charge-offs	-3	0
Recoveries	2	0
Net recoveries	-1	0
Ending balance	8	445
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	8	445
Ending balance	$8	$445

Deposits_Details

Deposits (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Deposits [Abstract]
Noninterest-bearing deposits	$227,537	$215,439
Interest-bearing deposits:
NOW and money market accounts	212,626	211,290
Savings accounts	60,478	60,499
Time deposits:
Under $250,000	65,917	65,844
$250,000 and over	11,709	12,301
Total interest-bearing deposits	350,730	349,934
Total deposits	578,267	565,373
Total brokered deposits included in time deposits above	$13,009	$11,480

Shortterm_BorrowingsOther_Borr1

Short-term Borrowings/Other Borrowings (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Short-term Debt [Line Items]
Short-term debt outstanding	$0	$0
Federal Reserve Bank of San Francisco
Short-term Debt [Line Items]
Unused borrowing lines	313,928,000
Short-term Debt		286,993,000
Qualifying loans pledged as collateral for borrowing lines	441,949,000	406,358,000
Federal Home Loan Bank (FHLB)
Short-term Debt [Line Items]
Short-term Debt	5,590,000	5,814,000
Investment securities pledged as collateral	5,868,000	6,106,000
Pacific Coast Bankers Bank
Short-term Debt [Line Items]
Unused borrowing lines	$10,000,000	$10,000,000

Supplemental_Cash_Flow_Disclos2

Supplemental Cash Flow Disclosures (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Cash paid during the period for:
Interest	$315	$264
Income taxes	0	0
Noncash investing activities:
Loans transferred to foreclosed assets	$0	$516

Common_Stock_Dividend_Details

Common Stock Dividend (Details) (USD $)	0 Months Ended	3 Months Ended	0 Months Ended
	Mar. 24, 2015	Mar. 31, 2015	Apr. 17, 2015
Subsequent Event [Line Items]
Common stock, dividend rate, declared	1.00%
Amount transferred from retained earnings to common stocks based on closing price on declaration date	$828,327
Closing price of common stock on declaration date (in dollars per share)	$5.32
Percentage of stock dividend declared on common stocks outstanding (in hundredths)		1.00%
Subsequent Event
Subsequent Event [Line Items]
Additional number of shares issued to shareholders (in shares)			154,249

Net_Income_per_Common_Share_De

Net Income per Common Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Earnings Per Share [Abstract]
Net income available to common shareholders (in 000's)	$1,228	$908
Weighted average shares issued	15,579,335	15,554,688
Add: dilutive effect of stock options	1,827	4,721
Weighted average shares outstanding adjusted for potential dilution	15,581,162	15,559,409
Basic earnings per share (in dollars per share)	$0.08	$0.06
Diluted earnings per share (in dollars per share)	$0.08	$0.06
Anti-dilutive shares excluded from earnings per share calculation (in shares)	118,000	167,000

Taxes_on_Income_Details

Taxes on Income (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Likelihood of unfavorable settlement	more than 50 percent
Deferred tax assets, valuation allowance	$0	$0

Junior_Subordinated_DebtTrust_1

Junior Subordinated Debt/Trust Preferred Securities (Details) (USD $)	3 Months Ended		0 Months Ended	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Sep. 30, 2009	Dec. 31, 2014
Debt Instrument [Line Items]
Gain (loss) on fair value option of financial liability	($125,000)	($345,000)
Adjustment related to fair value calculations net of tax	-73,000	-203,000
Junior Subordinated Debt
Debt Instrument [Line Items]
Debt instrument, frequency of periodic payment			quarterly
Amount of junior subordinated debentures relating to trust preferred securities			$15,000,000
Maximum number of consecutive quarters the entity defer interest payments without default or penalty	20
Life of debt instrument	30 years
Junior Subordinated Debt | Significant Unobservable Inputs Level 3 | Discounted Cash Flow Valuation Technique
Debt Instrument [Line Items]
Discount rate used in the valuation of debt instrument (in hundredths)	6.46%			6.87%
Junior Subordinated Debt | London Interbank Offered Rate (LIBOR)
Debt Instrument [Line Items]
Basis spread on variable rate	1.29%

Fair_Value_Measurements_and_Di2

Fair Value Measurements and Disclosure (Details 1) (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified
Deposits:
Junior subordinated debt	$10,238	[1]	$10,115	[1]
Quoted Prices In Active Markets for Identical Assets Level 1
Financial Assets:
Cash and cash equivalents	85,478		103,577
Investment securities	3,858		3,823
Deposits:
Noninterest-bearing	227,537		215,439
NOW and money market	212,626		211,290
Savings	60,478		60,499
Total deposits	500,641		487,228
Significant Other Observable Inputs Level 2
Financial Assets:
Interest-bearing deposits	1,523		1,522
Investment securities	43,040		44,478
Accrued interest receivable	1,984		1,927
Deposits:
Accrued interest payable	42		40
Significant Unobservable Inputs Level 3
Financial Assets:
Loans	475,202		441,186
Deposits:
Time deposits	78,275		78,239
Total deposits	78,275		78,239
Junior subordinated debt	10,238	[1]	10,115	[1]
Carrying Amount
Financial Assets:
Cash and cash equivalents	85,478		103,577
Interest-bearing deposits	1,523		1,522
Investment securities	46,898		48,301
Loans	481,270		446,824
Accrued interest receivable	1,984		1,927
Deposits:
Noninterest-bearing	227,537		215,439
NOW and money market	212,626		211,290
Savings	60,478		60,499
Time deposits	77,626		78,145
Total deposits	578,267		565,373
Junior subordinated debt	10,238		10,115
Accrued interest payable	42		40
Estimated Fair Value
Financial Assets:
Cash and cash equivalents	85,478		103,577
Interest-bearing deposits	1,523		1,522
Investment securities	46,898		48,301
Loans	475,202		441,186
Accrued interest receivable	1,984		1,927
Deposits:
Noninterest-bearing	227,537		215,439
NOW and money market	212,626		211,290
Savings	60,478		60,499
Time deposits	78,275		78,239
Total deposits	578,916		565,467
Junior subordinated debt	10,238		10,115
Accrued interest payable	$42		$40
[1]	Recurring

Fair_Value_Measurements_and_Di3

Fair Value Measurements and Disclosure (Details 2) (Junior Subordinated Debt)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Valuation Technique	Discounted cash flow	Discounted cash flow
Discounted Cash Flow Valuation Technique | Significant Unobservable Inputs Level 3
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Weighted Average (in hundredths)	6.46%	6.87%

Fair_Value_Measurements_and_Di4

Fair Value Measurements and Disclosure (Details 3) (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified
AFS Securities [Abstract]
U.S. Government agencies	$11,962	[1]	$12,496	[1]
U.S. Government collateralized mortgage obligations	31,078	[1]	31,982	[1]
Mutual Funds	3,858	[1]	3,823	[1]
Total AFS securities	46,898	[1]	48,301	[1]
Impaired loans [Abstract]
Real estate mortgage	0	[2]	42	[2]
Total impaired loans	0	[2]	42	[2]
Other real estate owned	0	[2]	0	[2]
Total	46,898		48,343
Description of Liabilities [Abstract]
Junior subordinated debt	10,238	[1]	10,115	[1]
Total	10,238		10,115
Quoted Prices In Active Markets for Identical Assets Level 1
AFS Securities [Abstract]
U.S. Government collateralized mortgage obligations	0		0	[1]
Mutual Funds	3,858	[1]	3,823	[1]
Total AFS securities	3,858	[1]	3,823	[1]
Impaired loans [Abstract]
Total	3,858		3,823
Significant Other Observable Inputs Level 2
AFS Securities [Abstract]
U.S. Government agencies	11,962	[1]	12,496	[1]
U.S. Government collateralized mortgage obligations	31,078	[1]	31,982	[1]
Total AFS securities	43,040	[1]	44,478	[1]
Impaired loans [Abstract]
Total	43,040		44,478
Significant Unobservable Inputs Level 3
Impaired loans [Abstract]
Real estate mortgage	0	[2]	42	[2]
Total impaired loans	0	[2]	42	[2]
Other real estate owned	0	[2]	0	[2]
Total	0		42
Description of Liabilities [Abstract]
Junior subordinated debt	10,238	[1]	10,115	[1]
Total	$10,238		$10,115
[1]	Recurring
[2]	Nonrecurring

Fair_Value_Measurements_and_Di5

Fair Value Measurements and Disclosure (Details 4) (USD $)	3 Months Ended			12 Months Ended
	Mar. 31, 2015		Mar. 31, 2014	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impairment loss on other real estate owned	$0		$0
Impaired loans	0	[1]		42,000	[1]
Significant Unobservable Inputs Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	[1]		42,000	[1]
Sales Comparison Approach Valuation Technique | Real estate mortgage | Fair Value, Measurements, Nonrecurring | Significant Unobservable Inputs Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans				$42,000
Percentage of adjustment for difference between comparable sales				13.20%
Minimum | Sales Comparison Approach Valuation Technique | Real estate mortgage | Fair Value, Measurements, Nonrecurring | Significant Unobservable Inputs Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Percentage of adjustment for difference between comparable sales				1.00%
Maximum | Sales Comparison Approach Valuation Technique | Real estate mortgage | Fair Value, Measurements, Nonrecurring | Significant Unobservable Inputs Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Percentage of adjustment for difference between comparable sales				16.00%
[1]	Nonrecurring

Fair_Value_Measurements_and_Di6

Fair Value Measurements and Disclosure (Details 5) (Junior Subordinated Debt, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Junior Subordinated Debt
Reconciliation of Liabilities [Roll Forward]
Beginning balance	$10,115	$11,125
Total losses included in earnings	-125	-345
Capitalized interest	248	752
Ending balance	10,238	11,532
The amount of total losses for the period included in earnings attributable to the change in unrealized gains or losses relating to liabilities still held at the reporting date	($125)	($345)

Goodwill_and_Intangible_Assets1

Goodwill and Intangible Assets (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Acquired Finite-Lived Intangible Assets [Line Items]
Goodwill	$4,488,000		$4,488,000
Amortization of intangibles	0	47,000
Legacy Merger
Acquired Finite-Lived Intangible Assets [Line Items]
Purchase price allocation, goodwill amount	2,900,000
Taft Branch
Acquired Finite-Lived Intangible Assets [Line Items]
Date of acquisition agreement	30-Apr-04
Core Deposits Intangible Assets
Acquired Finite-Lived Intangible Assets [Line Items]
Total amount of core deposit intangible asset at the time of merger	3,000,000
Estimated life of amortization	7 years
Impairment losses	0	0
Core Deposits Intangible Assets | Legacy Merger
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization of intangibles	0	0
Core Deposits Intangible Assets | Taft Branch
Acquired Finite-Lived Intangible Assets [Line Items]
Core deposit intangible assets	$0