Northern Oak Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	4,701,748	46,975	SH		SOLE		0	0	46,975
ABBOTT LABS	COM	002824100	3,084,715	28,295	SH		SOLE		0	0	28,295
ABBVIE INC	COM	00287Y109	11,478,826	85,199	SH		SOLE		0	0	85,199
ABRDN ETFS	BBRG ALL COMD K1	003261104	872,055	43,257	SH		SOLE		0	0	43,257
ADOBE SYSTEMS INCORPORATED	COM	00724F101	1,470,393	3,007	SH		SOLE		0	0	3,007
ADVANCED MICRO DEVICES INC	COM	007903107	2,131,257	18,710	SH		SOLE		0	0	18,710
AIR PRODS & CHEMS INC	COM	009158106	1,247,842	4,166	SH		SOLE		0	0	4,166
ALBEMARLE CORP	COM	012653101	597,212	2,677	SH		SOLE		0	0	2,677
ALLY FINL INC	COM	02005N100	1,280,545	47,410	SH		SOLE		0	0	47,410
ALPHABET INC	CAP STK CL A	02079K305	8,242,423	68,859	SH		SOLE		0	0	68,859
ALPHABET INC	CAP STK CL C	02079K107	451,219	3,730	SH		SOLE		0	0	3,730
ALTRIA GROUP INC	COM	02209S103	8,879,995	196,023	SH		SOLE		0	0	196,023
AMAZON COM INC	COM	023135106	5,860,757	44,958	SH		SOLE		0	0	44,958
AMERICAN EXPRESS CO	COM	025816109	374,008	2,147	SH		SOLE		0	0	2,147
APPLE INC	COM	037833100	31,359,448	161,672	SH		SOLE		0	0	161,672
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	294,249	406	SH		SOLE		0	0	406
AT&T INC	COM	00206R102	6,061,574	380,036	SH		SOLE		0	0	380,036
BANK AMERICA CORP	COM	060505104	4,894,314	170,593	SH		SOLE		0	0	170,593
BANK NEW YORK MELLON CORP	COM	064058100	527,295	11,844	SH		SOLE		0	0	11,844
BATH & BODY WORKS INC	COM	070830104	237,300	6,328	SH		SOLE		0	0	6,328
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	517,810	1	SH		SOLE		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	509,113	1,493	SH		SOLE		0	0	1,493
BEST BUY INC	COM	086516101	905,876	11,054	SH		SOLE		0	0	11,054
BLACKROCK INC	COM	09247X101	372,525	539	SH		SOLE		0	0	539
BLACKSTONE INC	COM	09260D107	247,208	2,659	SH		SOLE		0	0	2,659
BOEING CO	COM	097023105	1,374,652	6,510	SH		SOLE		0	0	6,510
BOSTON SCIENTIFIC CORP	COM	101137107	812,973	15,030	SH		SOLE		0	0	15,030
BRISTOL-MYERS SQUIBB CO	COM	110122108	9,100,540	142,307	SH		SOLE		0	0	142,307
BROADCOM INC	COM	11135F101	14,702,250	16,949	SH		SOLE		0	0	16,949
CAPITAL ONE FINL CORP	COM	14040H105	351,188	3,211	SH		SOLE		0	0	3,211
CARDINAL HEALTH INC	COM	14149Y108	4,027,737	42,590	SH		SOLE		0	0	42,590
CARMAX INC	COM	143130102	287,845	3,439	SH		SOLE		0	0	3,439
CATERPILLAR INC	COM	149123101	417,301	1,696	SH		SOLE		0	0	1,696
CBOE GLOBAL MKTS INC	COM	12503M108	963,310	6,980	SH		SOLE		0	0	6,980
CHEVRON CORP NEW	COM	166764100	10,427,480	66,269	SH		SOLE		0	0	66,269
CHUBB LIMITED	COM	H1467J104	390,897	2,030	SH		SOLE		0	0	2,030
CISCO SYS INC	COM	17275R102	9,145,163	176,752	SH		SOLE		0	0	176,752
CITIGROUP INC	COM NEW	172967424	284,021	6,169	SH		SOLE		0	0	6,169
COCA COLA CO	COM	191216100	627,372	10,418	SH		SOLE		0	0	10,418
COMERICA INC	COM	200340107	4,192,709	98,978	SH		SOLE		0	0	98,978
CONAGRA BRANDS INC	COM	205887102	4,836,507	143,431	SH		SOLE		0	0	143,431
CONOCOPHILLIPS	COM	20825C104	819,038	7,905	SH		SOLE		0	0	7,905
CONSTELLATION BRANDS INC	CL A	21036P108	331,784	1,348	SH		SOLE		0	0	1,348
COPART INC	COM	217204106	345,595	3,789	SH		SOLE		0	0	3,789
COSTCO WHSL CORP NEW	COM	22160K105	1,214,586	2,256	SH		SOLE		0	0	2,256
COTERRA ENERGY INC	COM	127097103	9,203,434	363,772	SH		SOLE		0	0	363,772
CUBESMART	COM	229663109	5,569,598	124,709	SH		SOLE		0	0	124,709
CUMMINS INC	COM	231021106	1,031,389	4,207	SH		SOLE		0	0	4,207
CVS HEALTH CORP	COM	126650100	6,018,609	87,062	SH		SOLE		0	0	87,062
DANAHER CORPORATION	COM	235851102	249,627	1,040	SH		SOLE		0	0	1,040
DEERE & CO	COM	244199105	405,190	1,000	SH		SOLE		0	0	1,000
DOMINION ENERGY INC	COM	25746U109	5,534,861	106,871	SH		SOLE		0	0	106,871
DOW INC	COM	260557103	7,959,375	149,444	SH		SOLE		0	0	149,444
DOXIMITY INC	CL A	26622P107	1,693,924	49,792	SH		SOLE		0	0	49,792
DUKE ENERGY CORP NEW	COM NEW	26441C204	301,437	3,359	SH		SOLE		0	0	3,359
DUPONT DE NEMOURS INC	COM	26614N102	588,452	8,237	SH		SOLE		0	0	8,237
EDWARDS LIFESCIENCES CORP	COM	28176E108	776,808	8,235	SH		SOLE		0	0	8,235
EMERSON ELEC CO	COM	291011104	599,738	6,635	SH		SOLE		0	0	6,635
ENPHASE ENERGY INC	COM	29355A107	584,003	3,487	SH		SOLE		0	0	3,487
EQUIFAX INC	COM	294429105	438,835	1,865	SH		SOLE		0	0	1,865
EVEREST RE GROUP LTD	COM	G3223R108	270,070	790	SH		SOLE		0	0	790
EXXON MOBIL CORP	COM	30231G102	11,078,204	103,293	SH		SOLE		0	0	103,293
FEDEX CORP	COM	31428X106	288,555	1,164	SH		SOLE		0	0	1,164
FIDELITY NATIONAL FINANCIAL	FNF GROUP COM	31620R303	1,831,536	50,876	SH		SOLE		0	0	50,876
FIRST AMERN FINL CORP	COM	31847R102	867,615	15,216	SH		SOLE		0	0	15,216
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	3,598,057	225,301	SH		SOLE		0	0	225,301
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	1,924,492	32,393	SH		SOLE		0	0	32,393
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	209,358	7,754	SH		SOLE		0	0	7,754
FORD MTR CO DEL	COM	345370860	327,777	21,664	SH		SOLE		0	0	21,664
FREEPORT-MCMORAN INC	CL B	35671D857	419,640	10,491	SH		SOLE		0	0	10,491
GENERAL ELECTRIC CO	COM NEW	369604301	260,949	2,376	SH		SOLE		0	0	2,376
GENERAL MLS INC	COM	370334104	256,792	3,348	SH		SOLE		0	0	3,348
GENERAL MTRS CO	COM	37045V100	868,848	22,532	SH		SOLE		0	0	22,532
GENUINE PARTS CO	COM	372460105	391,091	2,311	SH		SOLE		0	0	2,311
GOLDMAN SACHS GROUP INC	COM	38141G104	871,504	2,702	SH		SOLE		0	0	2,702
HESS CORP	COM	42809H107	2,445,061	17,985	SH		SOLE		0	0	17,985
HOME DEPOT INC	COM	437076102	2,878,701	9,267	SH		SOLE		0	0	9,267
HONEYWELL INTL INC	COM	438516106	1,149,965	5,542	SH		SOLE		0	0	5,542
INTEL CORP	COM	458140100	3,859,912	115,428	SH		SOLE		0	0	115,428
INTERNATIONAL BUSINESS MACHS	COM	459200101	565,749	4,228	SH		SOLE		0	0	4,228
INTUITIVE SURGICAL INC	COM NEW	46120E602	1,644,732	4,810	SH		SOLE		0	0	4,810
INVESCO EXCH TRADED FD TR II	VAR RATE PFD	46138G870	3,075,591	138,229	SH		SOLE		0	0	138,229
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	1,990,616	98,888	SH		SOLE		0	0	98,888
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	3,656,236	177,746	SH		SOLE		0	0	177,746
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	425,829	22,382	SH		SOLE		0	0	22,382
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	1,832,039	96,703	SH		SOLE		0	0	96,703
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	499,041	23,573	SH		SOLE		0	0	23,573
INVESCO QQQ TR	UNIT SER 1	46090E103	446,999	1,210	SH		SOLE		0	0	1,210
ISHARES TR	1 3 YR TREAS BD	464287457	206,836	2,551	SH		SOLE		0	0	2,551
ISHARES TR	COHEN STEER REIT	464287564	938,745	16,893	SH		SOLE		0	0	16,893
ISHARES TR	INTRM GOV CR ETF	464288612	286,680	2,786	SH		SOLE		0	0	2,786
ISHARES TR	RUS MDCP VAL ETF	464287473	249,337	2,270	SH		SOLE		0	0	2,270
ISHARES TR	RUSSELL 2000 ETF	464287655	3,210,745	17,145	SH		SOLE		0	0	17,145
ISHARES TR	CRE U S REIT ETF	464288521	869,618	16,915	SH		SOLE		0	0	16,915
ISHARES TR	CORE S&P500 ETF	464287200	5,636,348	12,646	SH		SOLE		0	0	12,646
ISHARES TR	GLOBAL ENERG ETF	464287341	855,242	22,978	SH		SOLE		0	0	22,978
ISHARES TR	S&P MC 400VL ETF	464287705	24,861,104	232,065	SH		SOLE		0	0	232,065
ISHARES TR	CORE S&P SCP ETF	464287804	2,050,124	20,573	SH		SOLE		0	0	20,573
ISHARES TR	CORE S&P MCP ETF	464287507	2,069,615	7,915	SH		SOLE		0	0	7,915
ISHARES TR	RUS 1000 VAL ETF	464287598	2,700,389	17,109	SH		SOLE		0	0	17,109
ISHARES TR	0-5YR HI YL CP	46434V407	1,752,299	42,275	SH		SOLE		0	0	42,275
ISHARES TR	RUS MID CAP ETF	464287499	221,135	3,028	SH		SOLE		0	0	3,028
ISHARES TR	RUS 2000 VAL ETF	464287630	216,973	1,541	SH		SOLE		0	0	1,541
ISHARES TR	MSCI EMG MKT ETF	464287234	201,756	5,100	SH		SOLE		0	0	5,100
ISHARES TR	S&P SML 600 GWT	464287887	5,384,388	46,849	SH		SOLE		0	0	46,849
ISHARES TR	20 YR TR BD ETF	464287432	258,689	2,513	SH		SOLE		0	0	2,513
ISHARES TR	S&P 500 VAL ETF	464287408	38,765,880	240,498	SH		SOLE		0	0	240,498
ISHARES TR	EAFE VALUE ETF	464288877	684,377	13,984	SH		SOLE		0	0	13,984
ISHARES TR	SHORT TREAS BD	464288679	16,014,146	144,990	SH		SOLE		0	0	144,990
ISHARES TR	S&P 500 GRWT ETF	464287309	38,835,688	551,017	SH		SOLE		0	0	551,017
ISHARES TR	RUS 2000 GRW ETF	464287648	2,728,227	11,243	SH		SOLE		0	0	11,243
ISHARES TR	SP SMCP600VL ETF	464287879	5,683,454	59,769	SH		SOLE		0	0	59,769
ISHARES TR	CORE S&P TTL STK	464287150	513,856	5,252	SH		SOLE		0	0	5,252
ISHARES TR	ISHS 1-5YR INVS	464288646	653,816	13,032	SH		SOLE		0	0	13,032
ISHARES TR	EAFE GRWTH ETF	464288885	1,017,548	10,665	SH		SOLE		0	0	10,665
ISHARES TR	S&P MC 400GR ETF	464287606	22,493,265	299,910	SH		SOLE		0	0	299,910
ISHARES TR	RUS 1000 GRW ETF	464287614	3,737,422	13,582	SH		SOLE		0	0	13,582
ISHARES TR	MSCI EAFE ETF	464287465	3,822,124	52,719	SH		SOLE		0	0	52,719
JANUS HENDERSON GROUP PLC	ORD SHS	G4474Y214	554,238	20,339	SH		SOLE		0	0	20,339
JOHNSON & JOHNSON	COM	478160104	10,501,829	63,447	SH		SOLE		0	0	63,447
JPMORGAN CHASE & CO	COM	46625H100	9,002,504	61,898	SH		SOLE		0	0	61,898
KEYCORP	COM	493267108	4,374,281	473,407	SH		SOLE		0	0	473,407
KIMBERLY-CLARK CORP	COM	494368103	460,983	3,339	SH		SOLE		0	0	3,339
KLA CORP	COM NEW	482480100	701,339	1,446	SH		SOLE		0	0	1,446
LENNAR CORP	CL A	526057104	494,348	3,945	SH		SOLE		0	0	3,945
LILLY ELI & CO	COM	532457108	2,135,567	4,554	SH		SOLE		0	0	4,554
LOCKHEED MARTIN CORP	COM	539830109	8,273,728	17,972	SH		SOLE		0	0	17,972
LOWES COS INC	COM	548661107	6,257,967	27,727	SH		SOLE		0	0	27,727
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	982,857	10,703	SH		SOLE		0	0	10,703
MCDONALDS CORP	COM	580135101	8,146,593	27,300	SH		SOLE		0	0	27,300
MERCK & CO INC	COM	58933Y105	8,433,061	73,081	SH		SOLE		0	0	73,081
META PLATFORMS INC	CL A	30303M102	2,327,121	8,109	SH		SOLE		0	0	8,109
MICRON TECHNOLOGY INC	COM	595112103	851,733	13,496	SH		SOLE		0	0	13,496
MICROSOFT CORP	COM	594918104	26,545,509	77,951	SH		SOLE		0	0	77,951
MONDELEZ INTL INC	CL A	609207105	1,048,221	14,371	SH		SOLE		0	0	14,371
MORGAN STANLEY	COM NEW	617446448	5,465,753	64,002	SH		SOLE		0	0	64,002
NETFLIX INC	COM	64110L106	893,314	2,028	SH		SOLE		0	0	2,028
NEWMONT CORP	COM	651639106	274,816	6,442	SH		SOLE		0	0	6,442
NORTHROP GRUMMAN CORP	COM	666807102	281,001	617	SH		SOLE		0	0	617
NVIDIA CORPORATION	COM	67066G104	3,465,803	8,193	SH		SOLE		0	0	8,193
ORACLE CORP	COM	68389X105	1,834,582	15,405	SH		SOLE		0	0	15,405
PACKAGING CORP AMER	COM	695156109	861,419	6,518	SH		SOLE		0	0	6,518
PALO ALTO NETWORKS INC	COM	697435105	2,339,450	9,156	SH		SOLE		0	0	9,156
PAYPAL HLDGS INC	COM	70450Y103	203,060	3,043	SH		SOLE		0	0	3,043
PEPSICO INC	COM	713448108	1,468,288	7,927	SH		SOLE		0	0	7,927
PFIZER INC	COM	717081103	5,238,616	142,819	SH		SOLE		0	0	142,819
PHILIP MORRIS INTL INC	COM	718172109	7,486,411	76,688	SH		SOLE		0	0	76,688
PIMCO ETF TR	25YR+ ZERO U S	72201R882	259,525	2,820	SH		SOLE		0	0	2,820
PINTEREST INC	CL A	72352L106	272,608	9,971	SH		SOLE		0	0	9,971
PRICE T ROWE GROUP INC	COM	74144T108	410,218	3,662	SH		SOLE		0	0	3,662
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	250,879	3,308	SH		SOLE		0	0	3,308
PROCTER AND GAMBLE CO	COM	742718109	4,683,000	30,862	SH		SOLE		0	0	30,862
PUBLIC STORAGE	COM	74460D109	1,139,792	3,905	SH		SOLE		0	0	3,905
PURE STORAGE INC	CL A	74624M102	1,639,411	44,525	SH		SOLE		0	0	44,525
QUALCOMM INC	COM	747525103	4,470,272	37,553	SH		SOLE		0	0	37,553
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	270,159	2,758	SH		SOLE		0	0	2,758
RBB FD INC	US TREAS 3 MNTH	74933W452	1,613,772	32,211	SH		SOLE		0	0	32,211
REGENERON PHARMACEUTICALS	COM	75886F107	1,258,164	1,751	SH		SOLE		0	0	1,751
REYNOLDS CONSUMER PRODS INC	COM	76171L106	763,033	27,010	SH		SOLE		0	0	27,010
SALESFORCE INC	COM	79466L302	767,931	3,635	SH		SOLE		0	0	3,635
SCHLUMBERGER LTD	COM STK	806857108	610,582	12,427	SH		SOLE		0	0	12,427
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	393,928	7,522	SH		SOLE		0	0	7,522
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	348,722	4,802	SH		SOLE		0	0	4,802
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	362,957	3,382	SH		SOLE		0	0	3,382
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	539,698	16,010	SH		SOLE		0	0	16,010
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	450,397	6,921	SH		SOLE		0	0	6,921
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,179,238	14,528	SH		SOLE		0	0	14,528
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	2,323,595	17,506	SH		SOLE		0	0	17,506
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	893,256	13,650	SH		SOLE		0	0	13,650
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	2,709,609	15,585	SH		SOLE		0	0	15,585
SHERWIN WILLIAMS CO	COM	824348106	796,560	3,000	SH		SOLE		0	0	3,000
SOLAREDGE TECHNOLOGIES INC	COM	83417M104	469,493	1,745	SH		SOLE		0	0	1,745
SOUTHERN CO	COM	842587107	1,487,614	21,176	SH		SOLE		0	0	21,176
SPDR GOLD TR	GOLD SHS	78463V107	10,517,777	58,999	SH		SOLE		0	0	58,999
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,481,176	5,597	SH		SOLE		0	0	5,597
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,738,923	3,631	SH		SOLE		0	0	3,631
SPDR SER TR	PRTFLO S&P500 VL	78464A508	7,834,754	181,360	SH		SOLE		0	0	181,360
SPDR SER TR	PORTFOLIO INTRMD	78464A375	278,169	8,663	SH		SOLE		0	0	8,663
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	1,524,985	32,412	SH		SOLE		0	0	32,412
SPDR SER TR	S&P DIVID ETF	78464A763	5,542,782	45,218	SH		SOLE		0	0	45,218
SPDR SER TR	ICE PFD SEC ETF	78464A292	229,942	6,870	SH		SOLE		0	0	6,870
SPDR SER TR	PRTFLO S&P500 GW	78464A409	3,753,051	61,515	SH		SOLE		0	0	61,515
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	933,872	10,171	SH		SOLE		0	0	10,171
STAG INDL INC	COM	85254J102	1,299,574	36,220	SH		SOLE		0	0	36,220
STARBUCKS CORP	COM	855244109	649,933	6,561	SH		SOLE		0	0	6,561
STARWOOD PPTY TR INC	COM	85571B105	498,057	25,673	SH		SOLE		0	0	25,673
STEEL DYNAMICS INC	COM	858119100	1,547,896	14,210	SH		SOLE		0	0	14,210
STRYKER CORPORATION	COM	863667101	427,126	1,400	SH		SOLE		0	0	1,400
SYSCO CORP	COM	871829107	749,420	10,100	SH		SOLE		0	0	10,100
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	206,786	2,049	SH		SOLE		0	0	2,049
TARGET CORP	COM	87612E106	1,616,699	12,257	SH		SOLE		0	0	12,257
TESLA INC	COM	88160R101	529,299	2,022	SH		SOLE		0	0	2,022
TEXAS INSTRS INC	COM	882508104	1,868,788	10,381	SH		SOLE		0	0	10,381
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,294,477	2,481	SH		SOLE		0	0	2,481
TOLL BROTHERS INC	COM	889478103	330,513	4,180	SH		SOLE		0	0	4,180
TRUIST FINL CORP	COM	89832Q109	6,007,904	197,954	SH		SOLE		0	0	197,954
TYSON FOODS INC	CL A	902494103	1,282,278	25,123	SH		SOLE		0	0	25,123
UNION PAC CORP	COM	907818108	2,933,274	14,335	SH		SOLE		0	0	14,335
UNITED STS COMMODITY INDEX F	COMM IDX FND	911717106	1,134,533	21,163	SH		SOLE		0	0	21,163
UNITEDHEALTH GROUP INC	COM	91324P102	11,248,391	23,403	SH		SOLE		0	0	23,403
VANECK ETF TRUST	INTRMDT MUNI ETF	92189H201	1,068,410	23,191	SH		SOLE		0	0	23,191
VANECK ETF TRUST	PREFERRED SECURT	92189F429	2,944,671	166,648	SH		SOLE		0	0	166,648
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	249,941	2,720	SH		SOLE		0	0	2,720
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	1,196,024	13,506	SH		SOLE		0	0	13,506
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	8,302,402	20,385	SH		SOLE		0	0	20,385
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,624,323	19,439	SH		SOLE		0	0	19,439
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	550,435	2,675	SH		SOLE		0	0	2,675
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	415,449	1,886	SH		SOLE		0	0	1,886
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	606,026	3,664	SH		SOLE		0	0	3,664
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	344,610	1,500	SH		SOLE		0	0	1,500
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	633,504	4,578	SH		SOLE		0	0	4,578
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	6,674,555	164,075	SH		SOLE		0	0	164,075
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	18,441,967	233,354	SH		SOLE		0	0	233,354
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	36,549,167	633,105	SH		SOLE		0	0	633,105
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	34,570,332	589,334	SH		SOLE		0	0	589,334
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	22,550,766	298,054	SH		SOLE		0	0	298,054
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	15,766,476	342,824	SH		SOLE		0	0	342,824
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	3,862,634	83,643	SH		SOLE		0	0	83,643
VANGUARD WORLD FDS	INF TECH ETF	92204A702	372,745	843	SH		SOLE		0	0	843
VEEVA SYS INC	CL A COM	922475108	325,464	1,646	SH		SOLE		0	0	1,646
VERIZON COMMUNICATIONS INC	COM	92343V104	10,240,953	275,368	SH		SOLE		0	0	275,368
VIRTU FINL INC	CL A	928254101	437,163	25,580	SH		SOLE		0	0	25,580
VISA INC	COM CL A	92826C839	3,144,711	13,242	SH		SOLE		0	0	13,242
WALGREENS BOOTS ALLIANCE INC	COM	931427108	1,047,008	36,750	SH		SOLE		0	0	36,750
WALMART INC	COM	931142103	647,425	4,119	SH		SOLE		0	0	4,119
WARNER BROS DISCOVERY INC	COM SER A	934423104	155,685	12,415	SH		SOLE		0	0	12,415
WATSCO INC	COM	942622200	4,976,277	13,045	SH		SOLE		0	0	13,045
WEC ENERGY GROUP INC	COM	92939U106	896,078	10,155	SH		SOLE		0	0	10,155
WELLS FARGO CO NEW	COM	949746101	800,763	18,762	SH		SOLE		0	0	18,762
WESTERN UN CO	COM	959802109	665,045	56,696	SH		SOLE		0	0	56,696
WHITE MTNS INS GROUP LTD	COM	G9618E107	1,633,714	1,176	SH		SOLE		0	0	1,176
WILLIAMS SONOMA INC	COM	969904101	1,000,745	7,997	SH		SOLE		0	0	7,997