UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
| Date of report (Date of earliest event reported) | February 12, 2008 |
| First Security Group, Inc. |
| (Exact Name of Registrant as Specified in Its Charter) |
| | | |
| Tennessee |
| (State or Other Jurisdiction of Incorporation) |
| | | |
| 000-549747 | | 58-2461486 |
| (Commission File Number) | | (IRS Employer Identification No.) |
| | | |
| 531 Broad Street, Chattanooga, Tennessee | | 37402 |
| (Address of Principal Executive Offices) | | (Zip Code) |
| | | |
| (423) 266-2000 |
| (Registrant’s Telephone Number, Including Area Code) |
| | | |
| Not Applicable |
| (Former Name or Former Address, if Changed Since Last Report) |
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
| Item 7.01. | Regulation FD Disclosure. |
First Security Group, Inc. (Nasdaq:FSGI), will be presenting at the Southeast 2008 SuperCommunity Bank Conference in Atlanta, Georgia. William L. Lusk Jr., EVP & CFO, is scheduled to present on Tuesday, February 12 at approximately 10:40 a.m. ET. The presentation will be webcast and may be accessed at www.super-communitybanking.com/se/webcast.htm. To listen to the live webcast, please go to the website at least fifteen minutes early to download and install any necessary software. The presentation will also be available on the First Security website (www.FSGBank.com) both live and in archive for 30 days following the event.
Information is being furnished in Exhibit 99.1 with respect to presentations to investors and others that may be made by executive officers of First Security. These materials provide an overview of First Security’s strategy and performance. First Security assumes no obligation to update such presentation materials in the future.
The presentation may contain comments or information that constitute forward-looking statements (within the meaning of the Private Securities Litigation Reform Act of 1995) that are based on current expectations that involve a number of risks and uncertainties. Actual results may differ materially from the results expressed in forward-looking statements. Factors that might cause such a difference include changes in interest rates and interest rate relationships; demand for products and services; the degree of competition by traditional and non-traditional competitors; changes in banking regulation; changes in tax laws; changes in prices, levies, and assessments; the impact of technological advances; governmental and regulatory policy changes; the outcomes of contingencies; trends in customer behavior as well as their ability to repay loans; changes in the national and local economy; and other factors, including risk factors, referred to from time to time in filings made by First Security with the Securities and Exchange Commission. First Security undertakes no obligation to update or clarify forward-looking statements, whether as a result of new information, future events or otherwise.
The information contained in this report is furnished by First Security pursuant to Regulation FD promulgated by the Securities and Exchange Commission and pursuant to Item 7.01 of Form 8-K and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section, unless First Security specifically incorporates it by reference in a document filed under the Securities Act of 1933 or the Securities Exchange Act of 1934. By filing this report on Form 8-K and furnishing to this information, First Security makes no admission as to the materiality of any information in this report that is required to be disclosed solely by reason of Regulation FD or that the information includes material investor information that was not previously publicly available.
| Item 9.01. | Financial Statements and Exhibits. |
Exhibits. The following exhibits are being furnished with this Report:
| Exhibit No. | | Exhibit Description |
| | | |
| | Investor Presentation1 |
1 The information provided in the attached exhibit shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
| | FIRST SECURITY GROUP, INC. | |
| | | | |
| Dated February 12, 2008: | | |
| | By: | /s/ William L. Lusk, Jr. | |
| | Name: | William L. Lusk, Jr. | |
| | Title: | Chief Financial Officer | |
