World Financial Network Credit Card Master Trust 8-K Entry into a Material Definitive Agreement

Exhibit 99.1

The following information regarding the trust portfolio is as of August 31, 2019.

For purposes of the tables below, “Number of Accounts” refers to all accounts in the trust portfolio, including any accounts that are inactive accounts and zero-balance accounts, which in some cases may be closed accounts that have not yet been removed from the originator’s computer system and from the trust portfolio. Because the future composition of the trust portfolio will change over time, these tables are not indicative of the composition of the trust portfolio at any subsequent time.

Composition by Retailer Type

Trust Portfolio

Retailer Type	Percentage of Total Principal Receivables
Soft goods	56.15%
Furniture	21.52%
Jewelry	14.02%
Department Store	7.68%
Other	0.64%
Total(1)	100.00%

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⁽¹⁾  Percentages may not add up to the total due to rounding.

The table immediately below sets forth the companies, including each of their respective affiliates, that have credit card programs, or groups of credit card programs, that account for more than 7.5% of principal receivables balances in the trust portfolio as of August 31, 2019.  Except for the three companies listed below, no other company’s credit card program, or group of credit card programs, accounts for more than 7.5% of the principal receivables in the trust portfolio as of August 31, 2019.

Composition by Retailer Group of

Trust Portfolio

(Dollars in Thousands; Accounts in Thousands)

Retailer Group(1)	Number of Accounts		Percentage of Total Number of Accounts			Principal Receivables		Percentage of Total Principal Receivables
L Brands, Inc. Retail Group		13,763		22.26	%	$	1,589,242		21.74	%
Signet Retail Group		2,740		4.43	%	$	924,466		12.65	%
Ascena Retail Group Inc.		7,261		11.74	%	$	697,437		9.54	%
Retailer Groups less than 7.5%		38,064		61.56	%	$	4,097,826		56.07	%
Total(2)		61,828		100.00	%	$	7,308,971		100.00	%

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⁽¹⁾  Includes each individual retailer in the trust commonly owned by the retailer group.

⁽²⁾  Amounts and percentages may not add up to the total due to rounding.

Composition by Individual Retailer of

Trust Portfolio

(Dollars in Thousands; Accounts in Thousands)

Retailer	Number of Accounts		Percentage of Total Number of Accounts			Principal Receivables		Percentage of Total Principal Receivables
Victoria's Secret PL		13,730		22.21	%	$	1,587,134		21.71	%
Wayfair PL		1,777		2.87	%	$	631,112		8.63	%
Kay Jewelers PL		1,996		3.23	%	$	625,724		8.56	%
Lane Bryant PL		2,713		4.39	%	$	372,164		5.09	%
Express PL		2,768		4.48	%	$	309,963		4.24	%
Pottery Barn PL		1,145		1.85	%	$	288,923		3.95	%
Jared PL		637		1.03	%	$	279,955		3.83	%
New York & Company PL		2,789		4.51	%	$	273,620		3.74	%
Ann Taylor PL		3,717		6.01	%	$	228,477		3.13	%
Torrid		1,119		1.81	%	$	227,977		3.12	%
Other Retailers(1)		29,437		47.61	%	$	2,483,922		33.98	%
Total(2)		61,828		100.00	%	$	7,308,971		100.00	%

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⁽¹⁾  Retailers individually representing a lesser percentage of principal receivables balances in the trust portfolio as of August 31, 2019.
⁽²⁾Amounts and percentages may not add up to the total due to rounding.

Composition by Account Balance

Trust Portfolio

(Dollars in Thousands; Accounts in Thousands)

Account Balance Range	Number of Accounts		Percentage of Total Number of Accounts			Principal Receivables			Percentage of Total Principal Receivables
Credit Balance		306		0.49	%	$	(13,468	)		(0.18	%)
No Balance		48,422		78.32	%	$	-			-
$0.01 - $50.00		1,665		2.69	%	$	47,189			0.65	%
$50.01 - $100.00		1,712		2.77	%	$	127,609			1.75	%
$100.01 - $150.00		1,252		2.03	%	$	155,337			2.13	%
$150.01 - $250.00		1,824		2.95	%	$	359,876			4.92	%
$250.01 - $350.00		1,103		1.78	%	$	327,328			4.48	%
$350.01 - $500.00		1,168		1.89	%	$	493,356			6.75	%
$500.01 - $1,000.00		2,276		3.68	%	$	1,642,788			22.48	%
$1,000.01 - $1,500.00		1,004		1.62	%	$	1,222,124			16.72	%
$1,500.01 or more		1,096		1.77	%	$	2,946,833			40.32	%
Total(1)		61,828		100.00	%	$	7,308,971			100.00	%

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⁽¹⁾  Amounts and percentages may not add up to the total due to rounding.

Composition by Credit Limit

Trust Portfolio

(Dollars in Thousands; Accounts in Thousands)

Credit Limit Range	Number of Accounts		Percentage of Total Number of Accounts			Principal Receivables		Percentage of Total Principal Receivables
No Credit Limit		1,855		3.00	%	$	15,617		0.21	%
$0.01 - $100.00		778		1.26	%	$	12,221		0.17	%
$100.01 - $250.00		4,738		7.66	%	$	159,214		2.18	%
$250.01 - $350.00		1,929		3.12	%	$	98,162		1.34	%
$350.01 - $500.00		3,852		6.23	%	$	218,506		2.99	%
$500.01 - $750.00		8,537		13.81	%	$	399,227		5.46	%
$750.01 - $1,000.00		13,467		21.78	%	$	547,227		7.49	%
$1,000.01 - $1,250.00		3,473		5.62	%	$	484,177		6.62	%
$1,250.01 - $1,500.00		4,795		7.76	%	$	546,072		7.47	%
$1,500.01 - $2,000.00		5,153		8.33	%	$	980,701		13.42	%
$2,000.01 - $2,500.00		1,895		3.06	%	$	674,265		9.23	%
$2,500.01 or more		11,356		18.37	%	$	3,173,583		43.42	%
Total(1)		61,828		100.00	%	$	7,308,971		100.00	%

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⁽¹⁾ Amounts and percentages may not add up to the total due to rounding.

Composition by Account Age

Trust Portfolio

(Dollars in Thousands; Accounts in Thousands)

Account Age Range	Number of Accounts		Percentage of Total Number of Accounts			Principal Receivables		Percentage of Total Principal Receivables
Not More than 12 Months		6,941		11.23	%	$	1,440,667		19.71	%
Over 12 Months to 24 Months		6,541		10.58	%	$	940,312		12.87	%
Over 24 Months to 36 Months		6,515		10.54	%	$	852,280		11.66	%
Over 36 Months to 48 Months		7,096		11.48	%	$	783,684		10.72	%
Over 48 Months to 60 Months		6,412		10.37	%	$	654,839		8.96	%
Over 60 Months		28,323		45.81	%	$	2,637,189		36.08	%
Total(1)		61,828		100.00	%	$	7,308,971		100.00	%

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⁽¹⁾ Amounts and percentages may not add up to the total due to rounding.

Cardholders whose accounts are designated for the trust portfolio had billing addresses in all 50 states, the District of Columbia and other U.S. territories, except for approximately 0.25% of the principal receivables balance for the trust for which cardholders had billing addresses located outside of the United States, the District of Columbia or other U.S. territories.  Except for the five states listed below, no state accounted for more than 5% of the number of accounts or 5% of the total principal receivables balances as of August 31, 2019.

Composition by Billing Address

Trust Portfolio

State	Percentage of Total Number of Accounts	Percentage of Total Principal Receivables
Texas	8.46%	11.24%
California	9.09%	10.41%
Florida	7.50%	7.57%
New York	7.53%	7.01%
Illinois	4.61%	5.27%

The bank uses credit bureau scoring and a proprietary scoring model developed for the bank as tools in the underwriting process and for making credit decisions.  The bank uses credit bureau scoring and a proprietary scoring model also for purposes of monitoring obligor credit quality.  The bank’s proprietary scoring model is based on historical data and requires the bank to make various assumptions about future performance.  As a result, the bank’s proprietary model is not intended, and should not be relied upon, to forecast actual future performance.

Information regarding customer performance is factored into these proprietary scoring models to determine the probability of an account becoming 91 or more days past due or becoming charged off at any time within the next 12 months. Obligor credit quality is monitored at least monthly during the life of an account. The information in the table below is based on the most recent information available for each account in the trust portfolio. Because the future composition of the trust portfolio will change over time, obligor credit quality as shown in the table below is not indicative of obligor credit quality for the trust portfolio at any subsequent time. In addition, the bank’s assessment of obligor credit quality may change over time depending on the conduct of the cardholder and changes in the proprietary scoring models used by the bank.

Composition by Obligor Credit Quality

Trust Portfolio

(Dollars in Thousands)

Probability of an Account Becoming 91 or More Days Past Due or Becoming Charged-off (within the next 12 months)	Principal Receivables		Percentage of Total Principal Receivables
No Score	$	61,606		0.84	%
27.1% and higher	$	741,381		10.14	%
17.1% – 27.0%	$	492,798		6.74	%
12.6% – 17.0%	$	488,961		6.69	%
3.7% – 12.5%	$	3,140,596		42.97	%
1.9% – 3.6%	$	1,234,815		16.89	%
Lower than 1.9%%	$	1,148,815		15.72	%
Total(1)	$	7,308,971		100.00	%

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⁽¹⁾ Amounts and percentages may not add up to the total due to rounding.