Landmark Bancorp (LARK) 10-Q 14 Nov 13 2013 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 13, 2013
Document Information [Line Items]	'	'
Entity Registrant Name	'LANDMARK BANCORP INC	'
Entity Central Index Key	'0001141688	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Trading Symbol	'LARK	'
Entity Common Stock, Shares Outstanding	'	2,935,833
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'
Document Fiscal Period Focus	'Q3	'
Document Fiscal Year Focus	'2013	'

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets	'	'
Cash and cash equivalents	$12,130	$14,920
Investment securities:	'	'
Available-for-sale, at fair value	232,873	213,300
Other securities	4,832	5,238
Loans, net	319,523	315,914
Loans held for sale, net	3,769	7,163
Premises and equipment, net	14,636	14,967
Bank owned life insurance	17,177	16,701
Goodwill	13,075	13,075
Other intangible assets, net	2,712	2,394
Real estate owned	455	2,444
Accrued interest and other assets	8,871	7,951
Total assets	630,053	614,067
Liabilities and Stockholders’ Equity	'	'
Non-interest-bearing demand	87,410	75,891
Money market and NOW	203,418	190,309
Savings	51,130	45,365
Time, $100,000 and greater	55,291	59,035
Time, other	101,858	111,900
Total deposits	499,107	482,500
Federal Home Loan Bank borrowings	35,698	38,426
Other borrowings	24,534	21,541
Accrued interest, taxes, and other liabilities	7,498	8,267
Total liabilities	566,837	550,734
Commitments and contingencies	'	'
Stockholders’ equity:	'	'
Preferred stock, $0.01 par value per share, 200,000 shares authorized; none issued	0	0
Common stock, $0.01 par value per share, 7,500,000 shares authorized; 2,935,833 and 2,922,275 shares issued and outstanding at September 30, 2013 and December 31, 2012, respectively	29	29
Additional paid-in capital	32,514	32,223
Retained earnings	30,089	27,623
Accumulated other comprehensive income	584	3,458
Total stockholders’ equity	63,216	63,333
Total liabilities and stockholders’ equity	$630,053	$614,067

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS [Parenthetical] (USD $)	Sep. 30, 2013	Dec. 31, 2012
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares issued	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	7,500,000	7,500,000
Common stock, shares issued	2,935,833	2,922,275
Common stock, shares, outstanding	2,935,833	2,922,275

CONSOLIDATED_STATEMENTS_OF_EAR

CONSOLIDATED STATEMENTS OF EARNINGS (USD $)	3 Months Ended				9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012
Interest income:	'		'		'		'
Taxable	$4,022		$4,033		$11,832		$12,380
Tax-exempt	56		96		196		287
Investment securities:	'		'		'		'
Taxable	656		756		1,912		2,280
Tax-exempt	589		604		1,764		1,802
Total interest income	5,323		5,489		15,704		16,749
Interest expense:	'		'		'		'
Deposits	312		525		1,044		1,692
Borrowings	419		439		1,240		1,326
Total interest expense	731		964		2,284		3,018
Net interest income	4,592		4,525		13,420		13,731
Provision for loan losses	200		1,000		800		1,600
Net interest income after provision for loan losses	4,392		3,525		12,620		12,131
Non-interest income:	'		'		'		'
Fees and service charges	1,463		1,360		4,176		3,851
Gains on sales of loans, net	1,047		1,626		2,956		4,255
Bank owned life insurance	136		103		426		393
Other	133		126		398		416
Total non-interest income	2,779		3,215		7,956		8,915
Investment securities:	'		'		'		'
Net impairment losses	0		0		0		-63
Gains on sales of investment securities	0		0		0		359
Investment securities gains, net	0		0		0		296
Non-interest expense:	'		'		'		'
Compensation and benefits	2,544		2,457		7,450		7,265
Occupancy and equipment	763		771		2,198		2,254
Professional fees	393		281		875		848
Amortization of intangibles	238		481		478		907
Data processing	234		213		696		631
Advertising	107		121		321		363
Federal deposit insurance premiums	107		80		338		262
Foreclosure and real estate owned expense	246		60		305		89
Other	912		804		2,627		2,508
Total non-interest expense	5,544		5,268		15,288		15,127
Earnings before income taxes	1,627		1,472		5,288		6,215
Income tax expense	342		267		1,154		1,465
Net earnings	$1,285		$1,205		$4,134		$4,750
Earnings per share:	'		'		'		'
Basic (1) (in dollars per share)	$0.44	[1],[2]	$0.41	[1],[2]	$1.41	[1],[2]	$1.63	[1],[2]
Diluted (1) (in dollars per share)	$0.43	[1],[2]	$0.41	[1],[2]	$1.39	[1],[2]	$1.61	[1],[2]
Dividends per share (1) (in dollars per share)	$0.19	[1]	$0.18	[1]	$0.57	[1]	$0.54	[1]
[1]	Per share amounts for the periods ended September 30, 2012 have been adjusted to give effect to the 5% stock dividend paid during December 2012.
[2]	Share and per share values for the period ended September 30, 2012 have been adjusted to give effect to the 5% stock dividend paid during December 2012.

CONSOLIDATED_STATEMENTS_OF_EAR1

CONSOLIDATED STATEMENTS OF EARNINGS [Parenthetical]	9 Months Ended
	Sep. 30, 2013
Percentage Of Stocks Dividend	5.00%

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Net earnings	$1,285	$1,205	$4,134	$4,750
Unrealized holding gains on available-for-sale securities for which a portion of an other-than-temporary impairment has been recorded in earnings	0	84	0	178
Net unrealized holding gains (losses) on all other available-for-sale securities	103	1,139	-4,568	1,011
Less reclassification adjustment for net gains included in earnings	0	0	0	-296
Net unrealized gains (losses)	103	1,223	-4,568	893
Income tax expense (benefit)	38	452	-1,694	328
Total comprehensive income	$1,350	$1,976	$1,260	$5,315

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:	'	'
Net earnings	$4,134	$4,750
Adjustments to reconcile net earnings to net cash provided by operating activities:	'	'
Provision for loan losses	800	1,600
Provision for valuation allowance on real estate owned	110	39
Amortization of investment security premiums, net	1,130	1,010
Amortization of intangibles	478	907
Depreciation	694	716
Bank owned life insurance	-426	-393
Stock-based compensation	44	67
Deferred income taxes	-221	-420
Gains on investment securities, net	0	-296
Loss (gain) on sales of real estate owned, net	146	-39
Gains on sales of loans, net	-2,956	-4,255
Proceeds from sales of loans held for sale	125,463	159,771
Origination of loans held for sale	-119,113	-155,529
Changes in assets and liabilities:	'	'
Accrued interest and other assets	81	-2,349
Accrued expenses, taxes, and other liabilities	-851	-1,026
Net cash provided by operating activities	9,513	4,553
Cash flows from investing activities:	'	'
Net (increase) decrease in loans	-4,487	16,172
Maturities and prepayments of investment securities	32,797	38,795
Purchases of investment securities	-58,070	-73,970
Proceeds from sales of investment securities	408	9,841
Net cash received in bank acquisition	0	3,965
Proceeds from sales of real estate owned	1,929	412
Purchases of premises and equipment, net	-363	-721
Net cash used in investing activities	-27,786	-5,506
Cash flows from financing activities:	'	'
Net increase in deposits	16,639	25,716
Federal Home Loan Bank advance borrowings	81,100	42,822
Federal Home Loan Bank advance repayments	-83,828	-56,250
Proceeds from other borrowings	2,993	1,970
Repayments on other borrowings	0	-6,108
Proceeds from issuance of common stock under stock option plans	218	5
Excess tax benefit related to stock option plans	29	1
Payment of dividends	-1,668	-1,587
Net cash provided by financing activities	15,483	6,569
Net (decrease) increase in cash and cash equivalents	-2,790	5,616
Cash and cash equivalents at beginning of period	14,920	17,501
Cash and cash equivalents at end of period	12,130	23,117
Supplemental disclosure of cash flow information:	'	'
Cash payments for income taxes	550	1,880
Cash paid for interest	2,345	3,068
Supplemental schedule of noncash investing and financing activities:	'	'
Transfer of loans to real estate owned	196	125
Bank acquisition:	'	'
Fair value of liabilities assumed	0	35,061
Fair value of assets acquired	$0	$31,096

CONSOLIDATED_STATEMENTS_OF_STO

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
In Thousands
Balance at Dec. 31, 2011	$59,120	$28	$29,313	$26,200	$3,579
Net earnings	4,750	0	0	4,750	0
Comprehensive income (loss)	565	0	0	0	565
Dividends paid	-1,587	0	0	-1,587	0
Stock-based compensation	67	0	67	0	0
Exercise of stock options shares including excess tax benefit	6	0	6	0	0
Balance at Sep. 30, 2012	62,921	28	29,386	29,363	4,144
Balance at Dec. 31, 2012	63,333	29	32,223	27,623	3,458
Net earnings	4,134	0	0	4,134	0
Comprehensive income (loss)	-2,874	0	0	0	-2,874
Dividends paid	-1,668	0	0	-1,668	0
Stock-based compensation	44	0	44	0	0
Exercise of stock options shares including excess tax benefit	247	0	247	0	0
Balance at Sep. 30, 2013	$63,216	$29	$32,514	$30,089	$584

CONSOLIDATED_STATEMENTS_OF_STO1

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY [Parenthetical] (USD $)	9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012
Dividends per share (in dollars per share)	$0.57	[1]	$0.54	[1]
Exercise of stock options (in shares)	13,558		554
Excess tax benefit related to stock option plans (in dollars)	$29		$1
[1]	Per share amounts for the periods ended September 30, 2012 have been adjusted to give effect to the 5% stock dividend paid during December 2012.

Interim_Financial_Statements

Interim Financial Statements	9 Months Ended
	Sep. 30, 2013
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Significant Accounting Policies [Text Block]	'
		1	Interim Financial Statements
	The consolidated financial statements of Landmark Bancorp, Inc. (the “Company”) and subsidiary have been prepared in accordance with the instructions to Form 10-Q.  To the extent that information and footnotes required by U.S. generally accepted accounting principles (“GAAP”) for complete financial statements are contained in or consistent with the consolidated audited financial statements incorporated by reference in the Company’s Form 10-K for the year ended December 31, 2012, such information and footnotes have not been duplicated herein.  In the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation of financial statements have been reflected herein.  The results of the interim period ended September 30, 2013 are not necessarily indicative of the results expected for the year ending December 31, 2013.  The Company evaluates subsequent events and transactions that occur after the balance sheet date up to the date that financial statements are filed for potential recognition or disclosure.

Goodwill_and_Other_Intangible_

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2013
Goodwill and Intangible Assets Disclosure [Abstract]	'
Goodwill and Intangible Assets Disclosure [Text Block]	'
	2.             Goodwill and Other Intangible Assets
	The Company tests goodwill for impairment annually or more frequently if circumstances warrant.  The Company’s annual step one impairment test as of December 31, 2012 concluded that its goodwill was not impaired; however, the Company can make no assurances that future impairment tests will not result in goodwill impairments.  The Company concluded there were no triggering events during the first nine months of 2013 that required an interim goodwill impairment test.
	On April 1, 2012, the Company’s subsidiary, Landmark National Bank, assumed approximately $35.0 million in deposits with the acquisition of The Wellsville Bank.  The Company identified $24.7 million of core deposits and recorded a core deposit intangible asset of $308,000 as a result of the acquisition.  The core deposit intangible asset will be amortized over its estimated useful life of ten years on an accelerated basis.  A summary of this and the other intangible assets that continue to be subject to amortization is as follows:
	(Dollars in thousands)		As of September 30, 2013
		Gross carrying		Accumulated		Valuation		Net carrying
		amount		amortization		allowance		amount
	Core deposit intangible assets	$	4,973	$	-4,474	$	-	$	499
	Mortgage servicing rights		3,598		-1,385		-		2,213
	Total other intangible assets	$	8,571	$	-5,859	$	-	$	2,712
	(Dollars in thousands)	As of December 31, 2012
		Gross carrying		Accumulated		Valuation		Net carrying
		amount		amortization		allowance		amount
	Core deposit intangible assets	$	4,973	$	-4,258	$	-	$	715
	Mortgage servicing rights		3,038		-1,147		-212		1,679
	Total other intangible assets	$	8,011	$	-5,405	$	-212	$	2,394
	During 2012, the Company recorded a $212,000 valuation allowance against its mortgage servicing rights.  During the second quarter of 2013, a rise in mortgage rates increased the estimated fair value of these assets as it became less likely some of the loans the Company services will be refinanced.  Based on the increase in estimated fair value, the Company reversed its valuation allowance during the second quarter of 2013.
	Aggregate core deposit and mortgage servicing rights amortization expense was $238,000 and $481,000 for the third quarter of 2013 and 2012, respectively.  Aggregate core deposit and mortgage servicing rights amortization expense was $478,000 and $907,000 for the first nine months of 2013 and 2012, respectively.  The Company recorded a $212,000 valuation allowance against its mortgage servicing rights during the third quarter of 2012, which increased amortization expense for the three and nine months periods ending September 30, 2012.  The valuation allowance was reversed during the second quarter of 2013 which reduced amortization expense for the nine months ending September 30, 2013.  The following sets forth estimated amortization expense for other intangible assets for the remainder of 2013 and in successive years ending December 31:
	(Dollars in thousands)	Amortization
		expense
	Remainder of 2013	$	223
	2014		822
	2015		740
	2016		669
	2017		193
	Thereafter		65
	Total	$	2,712

Investments

Investments	9 Months Ended
	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
Marketable Securities [Text Block]	'
	3.             Investments
	A summary of investment securities available-for-sale is as follows:
		As of September 30, 2013
					Gross			Gross
		Amortized			unrealized			unrealized			Estimated
	(Dollars in thousands)	cost			gains			losses			fair value
	U. S. treasury securities	$	500		$	-		$	-		$	500
	U. S. federal agency obligations		17,721			10			-497			17,234
	Municipal obligations, tax exempt		81,395			1,950			-612			82,733
	Municipal obligations, taxable		54,150			334			-802			53,682
	Mortgage-backed securities		70,856			596			-535			70,917
	Common stocks		602			462			-			1,064
	Certificates of deposit		6,743			-			-			6,743
	Total	$	231,967		$	3,352		$	-2,446		$	232,873
		As of December 31, 2012
					Gross			Gross
		Amortized			unrealized			unrealized			Estimated
	(Dollars in thousands)	cost			gains			losses			fair value
	U. S. federal agency obligations	$	8,804		$	50		$	-6		$	8,848
	Municipal obligations, tax exempt		73,699			3,618			-31			77,286
	Municipal obligations, taxable		37,334			818			-10			38,142
	Mortgage-backed securities		81,113			889			-154			81,848
	Common stocks		602			301			-1			902
	Certificates of deposit		6,274			-			-			6,274
	Total	$	207,826		$	5,676		$	-202		$	213,300
	Certain of the Company’s investment securities have unrealized losses, or are temporarily impaired.  This temporary impairment represents the estimated amount of loss that would be realized if the securities were sold on the valuation date.  Securities which are temporarily impaired are shown below, along with the length of the impairment period.
				As of September 30, 2013
	(Dollars in thousands)			Less than 12 months						12 months or longer					Total
		No. of		Fair			Unrealized			Fair			Unrealized		Fair		Unrealized
		securities		value			losses			value			losses		value		losses
	U. S. federal agency obligations	14		$	16,725		$	-497		$	-		$	-	$	16,725	$	-497
	Municipal obligations, tax exempt	80			22,126			-585			1,773			-27		23,899		-612
	Municipal obligations, taxable	75			30,491			-794			772			-8		31,263		-802
	Mortgage-backed securities	29			33,023			-535			-			-		33,023		-535
	Total	198		$	102,365		$	-2,411		$	2,545		$	-35	$	104,910	$	-2,446
				As of December 31, 2012
	(Dollars in thousands)			Less than 12 months						12 months or longer					Total
		No. of		Fair			Unrealized			Fair			Unrealized		Fair		Unrealized
		securities		value			losses			value			losses		value		losses
	U. S. federal agency obligations	2		$	2,241		$	-6		$	-		$	-	$	2,241	$	-6
	Municipal obligations, tax exempt	16			4,669			-31			-			-		4,669		-31
	Municipal obligations, taxable	8			2,948			-8			209			-2		3,157		-10
	Mortgage-backed securities	24			27,974			-154			-			-		27,974		-154
	Common stocks	1			21			-1			-			-		21		-1
	Total	51		$	37,853		$	-200		$	209		$	-2	$	38,062	$	-202
	The Company performs quarterly reviews of the investment portfolio to determine if investment securities have any declines in fair value which might be considered other-than-temporary.   The initial review begins with all securities in an unrealized loss position.  The Company’s assessment of other-than-temporary impairment is based on the specific facts and circumstances impacting each individual security.  The Company reviews and considers all available information, including expected cash flows, the structure of the security, the credit quality of the underlying assets and the current and anticipated market conditions.  Any credit-related impairment on debt securities is realized through a charge to earnings.  If an equity security is determined to be other-than-temporarily impaired, the entire impairment is realized through a charge to earnings.
	The Company’s U.S. federal agency portfolio consists of securities issued by the government-sponsored agencies of the Federal Home Loan Mortgage Corporation (“FHLMC”), Federal National Mortgage Association (“FNMA”) and Federal Home Loan Bank (“FHLB”).  The receipt of principal and interest on U.S. federal agency obligations is guaranteed by the respective government-sponsored agency guarantor, such that the Company believes that its U.S. federal agency obligations do not expose the Company to credit-related losses.  Based on these factors, along with the Company’s intent to not sell the securities and its belief that it is more likely than not that the Company will not be required to sell the securities before recovery of their cost basis, the Company believes that the U.S. federal agency obligations identified in the tables above are temporarily impaired.
	The Company’s portfolio of municipal obligations consists of both tax-exempt and taxable general obligations securities issued by various municipalities.  The Company does not intend to sell and it is more likely than not that the Company will not be required to sell its municipal obligations in an unrealized loss position until the recovery of its cost.  Due to the issuers’ continued satisfaction of the securities’ obligations in accordance with their contractual terms and the expectation that they will continue to do so, the evaluation of the fundamentals of the issuers’ financial condition and other objective evidence, the Company believes that the municipal obligations identified in the tables above are temporarily impaired.
	The Company’s mortgage-backed securities portfolio consists of securities underwritten to the standards of and guaranteed by the government-sponsored agencies of FHLMC, FNMA and the Government National Mortgage Association (“GNMA”).  The receipt of principal, at par, and interest on mortgage-backed securities is guaranteed by the respective government-sponsored agency guarantor, such that the Company believes that its mortgage-backed securities do not expose the Company to credit-related losses.  Based on these factors, along with the Company’s intent to not sell the securities and the Company’s belief that it is more likely than not that the Company will not be required to sell the securities before recovery of their cost basis, the Company believes that the mortgage-backed securities identified in the tables above are temporarily impaired.
	It is reasonably possible that the fair values of the Company’s investment securities could decline in the future if the overall economy and/or the financial condition of some of the issuers of these securities deteriorate and/or if the liquidity in markets for these securities declines.  As a result, there is a risk that additional other-than-temporary impairments may occur in the future and any such amounts could be material to the Company’s consolidated financial statements.  The fair value of the Company’s investment securities may continue to decline from further increases in market interest rates, as the market prices of these investments generally move inversely to market interest rates.
	Maturities of investment securities at September 30, 2013 are as follows:
	(Dollars in thousands)	Amortized			Estimated
		cost			fair value
	Due in less than one year	$	13,952		$	13,998
	Due after one year but within five years		139,556			140,149
	Due after five years but within ten years		68,248			68,155
	Due after ten years		9,609			9,507
	Common stocks		602			1,064
	Total	$	231,967		$	232,873
	The preceding table includes scheduled principal payments and estimated prepayments, based on observable market inputs, for mortgage-backed securities, where actual maturities will differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties.
	Gross realized gains and losses on sales of available-for-sale investment securities are as follows:
		Three months ended						Nine months ended
	(Dollars in thousands)	September 30,						September 30,
	2013			2012			2013			2012
Realized gains	$	-		$	-		$	-		$	359
Realized losses		-			-			-			-
Total	$	-		$	-		$	-		$	359
Other investment securities primarily consist of restricted investments in FHLB and Federal Reserve Bank (“FRB”) stock.  The carrying value of the FHLB stock was $3.0 million at September 30, 2013 and $3.4 million at December 31, 2012.  The carrying value of the FRB stock was $1.8 million at September 30, 2013 and December 31, 2012.  These securities are not readily marketable and are required for regulatory purposes and borrowing availability.  Since there is no available market value, these securities are carried at cost.  Redemption of these investments at par value is at the option of the FHLB or FRB.  Also included in other investment securities are other miscellaneous investments in the common stock of various correspondent banks which are held for borrowing purposes and totaled $113,000 at September 30, 2013 and December 31, 2012.  The Company assessed the ultimate recoverability of these investments and believes that no impairment has occurred.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2013
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	4.           Loans and Allowance for Loan Losses
	Loans consisted of the following as of:
		September 30,			December 31,
	(Dollars in thousands)	2013			2012
	One-to-four family residential real estate	$	95,759		$	88,454
	Construction and land		22,633			23,435
	Commercial real estate		98,616			88,790
	Commercial loans		54,951			64,570
	Agriculture loans		33,166			31,935
	Municipal loans		6,196			9,857
	Consumer loans		13,307			13,417
	Total gross loans		324,628			320,458
	Net deferred loan costs and loans in process		21			37
	Allowance for loan losses		-5,126			-4,581
	Loans, net	$	319,523		$	315,914
	The following tables provide information on the Company’s allowance for loan losses by loan class and allowance methodology:
		Three and nine months ended September 30, 2013
	(Dollars in thousands)	One-to-four
		family
		residential			Construction			Commercial			Commercial			Agriculture			Municipal			Consumer
		real estate			and land			real estate			loans			loans			loans			loans			Total
	Allowance for loan losses:
	Balance at June 30, 2013	$	577		$	1,256		$	1,879		$	583		$	354		$	97		$	159		$	4,905
	Charge-offs		-48			-			-			-			-			-			-48			-96
	Recoveries		8			99			-			2			-			-			8			117
	Net recoveries		-40			99			-			2			-			-			-40			21
	Provision for loan losses		55			50			79			-88			108			-3			-1			200
	Balance at September 30, 2013		592			1,405			1,958			497			462			94			118			5,126
	Balance at December 31, 2012	$	714		$	1,214		$	1,313		$	707		$	367		$	107		$	159		$	4,581
	Charge-offs		-91			-53			-			-200			-			-			-150			-494
	Recoveries		16			181			-			19			-			-			23			239
	Net charge-offs		-75			128			-			-181			-			-			-127			-255
	Provision for loan losses		-47			63			645			-29			95			-13			86			800
	Balance at September 30, 2013		592			1,405			1,958			497			462			94			118			5,126
	Allowance for loan losses:
	Individually evaluated for loss		86			270			214			11			-			65			-			646
	Collectively evaluated for loss		506			1,135			1,744			486			462			29			118			4,480
	Total		592			1,405			1,958			497			462			94			118			5,126
	Loan balances:
	Individually evaluated for loss		1,193			8,301			3,085			221			-			772			7			13,579
	Collectively evaluated for loss		94,566			14,332			95,531			54,730			33,166			5,424			13,300			311,049
	Total	$	95,759		$	22,633		$	98,616		$	54,951		$	33,166		$	6,196		$	13,307		$	324,628
		Three and nine months ended September 30, 2012
	(Dollars in thousands)	One-to-four
		family
		residential				Construction			Commercial			Commercial			Agriculture			Municipal			Consumer
		real estate				and land			real estate			loans			loans			loans			loans			Total
	Allowance for loan losses:
	Balance at June 30, 2012	$	708		$	1,786		$	1,485		$	652		$	402		$	112		$	127		$	5,272
	Charge-offs		-			-15			-			-60			-			-			-43			-118
	Recoveries		1			1			-			5			1			-			5			13
	Net charge-offs		1			-14			-			-55			1			-			-38			-105
	Provision for loan losses		76			523			265			18			47			20			51			1,000
	Balance at September 30, 2012		785			2,295			1,750			615			450			132			140			6,167
	Balance at December 31, 2011	$	560		$	928		$	1,791		$	745		$	433		$	130		$	120		$	4,707
	Charge-offs		-15			-15			-			-70			-			-			-120			-220
	Recoveries		6			4			-			10			39			-			21			80
	Net charge-offs		-9			-11			-			-60			39			-			-99			-140
	Provision for loan losses		234			1,378			-41			-70			-22			2			119			1,600
	Balance at September 30, 2012		785			2,295			1,750			615			450			132			140			6,167
	Allowance for loan losses:
	Individually evaluated for loss		184			1,414			-			-			-			65			16			1,679
	Collectively evaluated for loss		601			881			1,750			615			450			67			124			4,488
Total		785			2,295			1,750			615			450			132			140			6,167
Loan balances:
Individually evaluated for loss		848			3,326			-			204			5			772			72			5,227
Collectively evaluated for loss		81,609			21,293			90,163			59,156			32,922			9,293			13,491			307,927
Total	$	82,457		$	24,619		$	90,163		$	59,360		$	32,927		$	10,065		$	13,563		$	313,154
The Company’s key credit quality indicator is a loan’s performance status, defined as accruing or non-accruing.  Performing loans are considered to have a lower risk of loss.  Non-accrual loans are those which the Company believes have a higher risk of loss.  Loans are placed on non-accrual or are charged off at an earlier date if collection of principal or interest is considered doubtful.  The accrual of interest on non-performing loans is discontinued at the time the loan is 90 days delinquent, unless the credit is well secured and in process of collection.  There were no loans 90 days delinquent and accruing interest at September 30, 2013 or December 31, 2012.  The following tables present information on the Company’s past due and non-accrual loans by loan class:
(Dollars in thousands)	As of September 30, 2013
	30-59 days				60-89 days				90 days or
	delinquent				delinquent				more				Total past
	and				and				delinquent				due loans				Non-accrual
	accruing				accruing				and accruing				accruing				loans				Total
One-to-four family residential real
estate	$	146			$	212			$	-			$	358			$	1,186			$	1,544
Construction and land		33				-				-				33				2,168				2,201
Commercial real estate		42				261				-				303				2,807				3,110
Commercial loans		76				42				-				118				221				339
Agriculture loans		163				-				-				163				-				163
Municipal loans		-				-				-				-				131				131
Consumer loans		171				54				-				225				7				232
Total	$	631			$	569			$	-			$	1,200			$	6,520			$	7,720
Percent of gross loans		0.19	%			0.18	%			0	%			0.37	%			2.01	%			2.38	%
(Dollars in thousands)	As of December 31, 2012
	30-59 days				60-89 days				90 days or
	delinquent				delinquent				more				Total past
	and				and				delinquent				due loans				Non-accrual
	accruing				accruing				and accruing				accruing				loans				Total
One-to-four family residential real
estate	$	282			$	1,362			$	-			$	1,644			$	731			$	2,375
Construction and land		18				-				-				18				3,915				3,933
Commercial real estate		166				82				-				248				2,833				3,081
Commercial loans		62				17				-				79				1,475				1,554
Agriculture loans		-				-				-				-				5				5
Municipal loans		-				-				-				-				131				131
Consumer loans		142				65				-				207				18				225
Total	$	670			$	1,526			$	-			$	2,196			$	9,108			$	11,304
Percent of gross loans		0.21	%			0.48	%			0	%			0.69	%			2.84	%			3.53	%
The Company’s impaired loans decreased from $14.6 million at December 31, 2012 to $13.6 million at September 30, 2013.  The difference between the unpaid contractual principal and the impaired loan balance is a result of charge-offs recorded against impaired loans.  The difference in the Company’s non-accrual loan balances and impaired loan balances at September 30, 2013 and December 31, 2012, was related to troubled debt restructurings (“TDR”) that are current and accruing interest, but still classified as impaired.  The following tables present information on impaired loans:
(Dollars in thousands)	As of September 30, 2013
							Impaired			Impaired									Year-to-
	Unpaid						loans			loans with			Related			Year-to-			date interest
	contractual			Impaired			without an			an			allowance			date average			income
	principal			loan balance			allowance			allowance			recorded			loan balance			recognized
One-to-four family residential real estate	$	1,483		$	1,193		$	699		$	494		$	86		$	1,224		$	-
Construction and land		10,035			8,301			6,203			2,098			270			8,432			201
Commercial real estate		3,085			3,085			310			2,775			214			3,171			13
Commercial loans		221			221			187			34			11			223			-
Municipal loans		772			772			641			131			65			772			15
Consumer loans		7			7			7			-			-			10			-
Total impaired loans	$	15,603		$	13,579		$	8,047		$	5,532		$	646		$	13,832		$	229
(Dollars in thousands)	As of December 31, 2012
							Impaired			Impaired									Year-to-
	Unpaid						loans			loans with			Related			Year-to-			date interest
	contractual			Impaired			without an			an			allowance			date average			income
	principal			loan balance			allowance			allowance			recorded			loan balance			recognized
One-to-four family residential real estate	$	1,029		$	739		$	57		$	682		$	165		$	767		$	19
Construction and land		10,486			8,752			6,395			2,357			388			9,211			302
Commercial real estate		2,833			2,833			2,833			-			-			3,352			-
Commercial loans		1,475			1,475			395			1,080			268			1,621			3
Agriculture loans		5			5			5			-			-			8			-
Municipal loans		772			772			641			131			65			779			20
Consumer loans		18			18			3			15			15			20			-
Total impaired loans	$	16,618		$	14,594		$	10,329		$	4,265		$	901		$	15,758		$	344
At September 30, 2013, the Company had eight loan relationships consisting of twelve outstanding loans that were classified as TDRs compared to eight relationships consisting of thirteen outstanding loans at December 31, 2012.  During the first nine months of 2013, the Company classified a $278,000 commercial real estate loan as a TDR after modifying the loan payments to interest only in order to allow the borrower additional time to liquidate the properties securing the loan.  Since the loan was adequately secured, no impairment was recorded against the principal as of September 30, 2013.  During 2012, the Company classified a commercial loan relationship consisting of two commercial loans as a TDR after agreeing to extend the maturity of the loans while the borrower liquidated the business assets securing the loans.  The loans were repaid in the first quarter of 2013 and resulted in a net charge-off of $6,000.
The Company evaluates each TDR individually and returns the loan to accrual status when a payment history is established after the restructuring and future payments are reasonably assured.  There were no loans as of September 30, 2013 that had been modified as TDRs and then subsequently defaulted.  At September 30, 2013, there were no commitments to lend additional funds to any loans classified as a TDR.  As of September 30, 2013, the Company had $270,000 of allowance recorded against loans classified as TDRs compared to $521,000 recorded at December 31, 2012.
The following table presents information on loans that are classified as TDRs:
(Dollars in thousands)
	As of September 30, 2013								As of December 31, 2012
	Number of		Non-accrual			Accruing			Number of		Non-accrual			Accruing
	loans		balance			balance			loans		balance			balance
One-to-four family residential real estate	2		$	438		$	7		2		$	485		$	8
Construction and land	7			630			6,133		7			2,240			4,837
Commercial real estate	1			-			278		-			-			-
Commerical loans	-			-			-		2			196			-
Municipal loans	2			-			641		2			-			641
Total troubled debt restructurings	12		$	1,068		$	7,059		13		$	2,921		$	5,486
The Company services one-to-four family residential real estate loans for others with outstanding principal balances of $309.1 million and $263.5 million at September 30, 2013 and December 31, 2012, respectively.  Gross service fee income related to such loans was $189,000 and $145,000 for the quarters ended September 30, 2013 and 2012, respectively, and is included in fees and service charges in the consolidated statements of earnings.  Gross service fee income for the nine months ended September 30, 2013 and 2012 was $536,000 and $394,000, respectively.
The Company had a mortgage repurchase reserve of $418,000 at September 30, 2013 and December 31, 2012, which represents the Company’s best estimate of probable losses that the Company has incurred related to the repurchase obligation of one-to-four family residential real estate loans previously sold or to reimburse investors for credit losses incurred on loans previously sold where a breach of the contractual representations and warranties occurred.  Because the level of mortgage repurchase losses depends upon economic factors, investor demand strategies and other external conditions that may change over the life of the underlying loans, mortgage repurchase losses are difficult to estimate and require considerable judgment.  The Company did not make any provisions or charge any losses against the reserve during the first nine months of 2013.

Earnings_per_Share

Earnings per Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	5.             Earnings per Share
	Basic earnings per share has been computed based upon the weighted average number of common shares outstanding during each period.  Diluted earnings per share includes the effect of all potential common shares outstanding during each period.  The shares used in the calculation of basic and diluted earnings per share are shown below:
		Three months ended				Nine months ended
	(Dollars in thousands, except per share amounts)	September 30,				September 30,
		2013		2012		2013		2012
	Net earnings	$	1,285	$	1,205	$	4,134	$	4,750
	Weighted average common shares outstanding - basic (1)		2,935,833		2,922,435		2,928,243		2,922,207
	Assumed exercise of stock options (1)		44,040		25,257		50,449		19,597
	Weighted average common shares outstanding - diluted (1)		2,979,873		2,947,690		2,978,692		2,941,803
	Net earnings per share (1):
	Basic	$	0.44	$	0.41	$	1.41	$	1.63
	Diluted	$	0.43	$	0.41	$	1.39	$	1.61
	(1) Share and per share values for the period ended September 30, 2012 have been adjusted to give effect to the 5% stock dividend paid during December 2012.
	The diluted earnings per share computations for the three and nine months ended September 30, 2013 include all unexercised stock options, while the diluted earnings per share computations for the three and nine months ended September 30, 2012 exclude unexercised stock options of 65,914 and 152,195, respectively, because their inclusion would have been anti-dilutive to earnings per share.

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments and Fair Value Measurements	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	6.             Fair Value of Financial Instruments and Fair Value Measurements
	The Company follows the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 820 “Fair Value Measurements and Disclosures,” which defines fair value, establishes a framework for measuring fair value and expands the disclosures about fair value measurements.  ASC Topic 820-10-55 requires the use of a hierarchy of fair value techniques based upon whether the inputs to those fair values reflect assumptions other market participants would use based upon market data obtained from independent sources or reflect the Company’s own assumptions of market participant valuation.  The Company applies FASB ASC 820 to certain nonfinancial assets and liabilities, which include foreclosed real estate, long-lived assets, goodwill, mortgage servicing rights and core deposit premium, which are recorded at fair value only upon impairment.  The fair value hierarchy is as follows:
	• Level 1:  Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.
	• Level 2:   Quoted prices for similar assets in active markets or quoted prices that contain observable inputs such as yield curves, volatilities, prepayment speeds and other inputs derived from market data.
	• Level 3:  Quoted prices in markets that are not active or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable.
	Fair value estimates of the Company’s financial instruments as of September 30, 2013 and December 31, 2012, including methods and assumptions utilized, are set forth below:
	(Dollars in thousands)	As of September 30,				As of December 31,
		2013				2012
		Carrying		Estimated		Carrying		Estimated
		amount		fair value		amount		fair value
	Financial assets:
	Cash and cash equivalents	$	12,130	$	12,130	$	14,920	$	14,920
	Investment securities:
	Available-for-sale		232,873		232,873		213,300		213,300
	Other securities		4,832		4,832		5,238		5,238
	Loans, net		319,523		322,978		315,914		317,335
	Loans held for sale, net		3,769		3,845		7,163		7,179
	Mortgage servicing rights		2,213		3,168		1,679		1,859
	Derivative financial instruments		230		230		334		334
	Accrued interest receivable		2,580		2,580		2,589		2,589
	Financial liabilities:
	Non-maturity deposits	$	341,958	$	341,958	$	311,565	$	311,565
	Time deposits		157,149		157,304		170,935		171,961
	FHLB borrowings		35,698		37,992		38,426		42,904
	Other borrowings		24,534		22,074		21,541		19,273
	Derivative financial instruments		43		43		28		28
	Accrued interest payable		349		349		410		410
	Methods and Assumptions Utilized
	The carrying amount of cash and cash equivalents is considered to approximate fair value.
	The Company’s investment securities classified as available-for-sale include U.S. treasury securities, U.S. federal agency securities, municipal obligations, mortgage-backed securities, certificates of deposits and common stocks.  Quoted exchange prices are available for the Company’s common stock investments, which are classified as Level 1.  U.S. treasury securities are priced based on the active trading prices in U.S. treasury bills, bonds and notes and are classified as Level 1.  U.S. federal agency securities and mortgage-backed obligations are priced utilizing industry-standard models that consider various assumptions, including time value, yield curves, volatility factors, prepayment speeds, default rates, loss severity, current market and contractual prices for the underlying financial instruments, as well as other relevant economic measures.  Substantially all of these assumptions are observable in the marketplace, can be derived from observable data, or are supported by observable levels at which transactions are executed in the marketplace and are classified as Level 2.  Municipal securities are valued using a type of matrix, or grid, pricing in which securities are benchmarked against U.S. treasury rates based on credit rating.  These model and matrix measurements are classified as Level 2 in the fair value hierarchy.  The Company’s investments in FDIC-insured, fixed-rate certificates of deposits are valued using a net present value model that discounts the future cash flows at the current market rates and are classified as Level 2.
	The Company’s other investment securities primarily include investments in FHLB and FRB stock, which are held for regulatory purposes.  These investments generally have restrictions on the sale and/or liquidation of stock and the carrying value is approximately equal to fair value.  Fair value measurements for these securities are classified as Level 3 based on the restrictions on sale and/or liquidation and related credit risk.
	The estimated fair value of the Company’s loan portfolio is based on the segregation of loans by collateral type, interest terms, and maturities.  The fair value is estimated based on discounting scheduled and estimated cash flows through maturity using an appropriate risk-adjusted yield curve to approximate current interest rates for each category.  No adjustment was made to the interest rates for changes in credit risk of performing loans where there were no known credit concerns.  Management segregates loans in appropriate risk categories.  Management believes that the risk factor embedded in the interest rates along with the allowance for loan losses applicable to the performing loan portfolio results in a fair valuation of such loans.  The fair values of impaired loans are generally based on market prices for similar assets determined through independent appraisals or discounted values of independent appraisals and brokers’ opinions of value.  This method of estimating fair value is classified as Level 3 and does not incorporate the exit-price concept of fair value prescribed by ASC Topic 820.
	Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value, determined on an aggregate basis.  The mortgage loan valuations are based on quoted secondary market prices for similar loans and are classified as Level 2.
	The Company measures its mortgage servicing rights at the lower of amortized cost or fair value.  Periodic impairment assessments are performed based on fair value estimates at the reporting date.  The fair value of mortgage servicing rights is estimated based on a valuation model which calculates the present value of estimated future cash flows associated with servicing the underlying loans.  The model incorporates assumptions that market participants use in estimating future net servicing income, including estimated prepayment speeds, market discount rates, cost to service, and other servicing income, including late fees.  The fair value measurements are classified as Level 3.
	The carrying amount of accrued interest receivable and payable is considered to approximate fair value and is classified as Level 3.
	The estimated fair value of deposits with no stated maturity, such as non-interest-bearing demand deposits, savings, money market accounts, and NOW accounts, is equal to the amount payable on demand.  The fair value of interest-bearing time deposits is based on the discounted value of contractual cash flows of such deposits.  The discount rate is tied to the FHLB yield curve plus an appropriate servicing spread.  Fair value measurements based on discounted cash flows are classified as Level 3.  These fair values do not incorporate the value of core deposit intangibles which may be associated with the deposit base.
	The fair value of advances from the FHLB and other borrowings is estimated using current yield curves for similar borrowings adjusted for the Company’s current credit spread, if applicable, and classified as Level 2.
	The Company’s derivative financial instruments consist of interest rate lock commitments and corresponding forward sales contracts on mortgage loans held for sale.  The fair values of these derivatives are based on quoted prices for similar loans in the secondary market.  The market prices are adjusted by a factor, based on the Company’s historical data and its judgment about future economic trends, which considers the likelihood that a commitment will ultimately result in a closed loan.  These instruments are classified as Level 2.  The amounts are included in other assets or other liabilities on the consolidated balance sheets and gains on sales of loans in the consolidated statements of earnings.
	The Company also includes interest rate swaps in derivative financial instruments.  The fair values of these derivatives are based on valuation models that utilize readily observable market inputs.  These instruments are classified as Level 2.  The amounts are included in other assets or other liabilities on the consolidated balance sheets.
	Off-Balance Sheet Financial Instruments
	The fair value of letters of credit and commitments to extend credit is based on the fees currently charged to enter into similar agreements.  The aggregate of these fees is not material.
	Transfers
	The Company did not transfer any assets or liabilities among levels during the nine months ended September 30, 2013 or during the year ended December 31, 2012.
	Limitations
	Fair value estimates are made at a specific point in time based on relevant market information and information about the financial instruments.  These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument.  Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment, and, therefore, cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.  Fair value estimates are based on existing balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments.
	Valuation Methods for Instruments Measured at Fair Value on a Recurring Basis
	The following table represents the Company’s financial instruments that are measured at fair value on a recurring basis at September 30, 2013 and December 31, 2012, allocated to the appropriate fair value hierarchy:
	(Dollars in thousands)			As of September 30, 2013
				Fair value hierarchy
		Total		Level 1		Level 2		Level 3
	Assets:
	Available-for-sale securities
	U. S. treasury securities	$	500	$	500	$	-	$	-
	U. S. federal agency obligations		17,234		-		17,234		-
	Municipal obligations, tax exempt		82,733		-		82,733		-
	Municipal obligations, taxable		53,682		-		53,682		-
	Mortgage-backed securities		70,917		-		70,917		-
	Common stocks		1,064		1,064		-		-
	Certificates of deposit		6,743		-		6,743		-
	Other securities		4,832		-		-		4,832
	Derivative financial instruments		230		-		230		-
	Liabilities:
	Derivative financial instruments	$	43	$	-	$	43	$	-
(Dollars in thousands)			As of December 31, 2012
			Fair value hierarchy
	Total		Level 1		Level 2		Level 3
Assets:
Available-for-sale securities
U. S. federal agency obligations	$	8,848	$	-	$	8,848	$	-
Municipal obligations, tax exempt		77,286		-		77,286		-
Municipal obligations, taxable		38,142		-		38,142		-
Mortgage-backed securities		81,848		-		81,848		-
Common stocks		902		902		-		-
Certificates of deposit		6,274		-		6,274		-
Other securities		5,238		-		-		5,238
Derivative financial instruments		334		-		334		-
Liabilities:
Derivative financial instruments	$	28	$	-	$	28	$	-
Changes in the fair value of available-for-sale securities are included in other comprehensive income to the extent the changes are not considered other-than-temporary impairments.  Other-than-temporary impairment tests are performed on a quarterly basis and any decline in the fair value of an individual security below its cost that is deemed to be other-than-temporary results in a write-down of that security’s cost basis.
Valuation Methods for Instruments Measured at Fair Value on a Nonrecurring Basis
The Company does not value its loan portfolio at fair value; however, adjustments are recorded on certain loans to reflect the impaired value on the underlying collateral.  Collateral values are reviewed on a loan-by-loan basis through independent appraisals.  Appraised values may be discounted based on management’s historical knowledge, changes in market conditions and/or management’s expertise and knowledge of the client and the client’s business.  Because many of these inputs are unobservable, the valuations are classified as Level 3.  The carrying value of the Company’s impaired loans was $13.6 million at September 30, 2013 and $14.6 million at December 31, 2012, with allocated allowances of $646,000 and $901,000, respectively.
The Company measures the fair value of its goodwill based on the Company’s market capitalization with appropriate control premiums and valuation multiples, as compared to recent similar financial industry acquisition multiples, to estimate the fair value of the Company’s single reporting unit.  The fair value measurements are classified as Level 3.  Core deposit intangibles are recognized at the time core deposits are acquired, using valuation techniques which calculate the present value of the estimated net cost savings relative to the Company’s alternative costs of funds over the expected remaining economic life of the deposits.  Subsequent evaluations are made when facts or circumstances indicate potential impairment may have occurred.  The models incorporate market discount rates, estimated average core deposit lives and alternative funding rates.  The fair value measurements are classified as Level 3.
Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value, determined on an aggregate basis.  The mortgage loan valuations are based on quoted secondary market prices for similar loans and are classified as Level 2.
Real estate owned includes assets acquired through, or in lieu of, foreclosure and land previously acquired for expansion.  Real estate owned is initially recorded at the fair value of the collateral less estimated selling costs.  Subsequent valuations are updated periodically and are based upon independent appraisals, third party price opinions or internal pricing models and are classified as Level 3.
The following table represents the Company’s financial instruments that are measured at fair value on a non-recurring basis as of September 30, 2013 and December 31, 2012 allocated to the appropriate fair value hierarchy:
(Dollars in thousands)
			As of September 30, 2013						Total
			Fair value hierarchy						(losses)/
	Total		Level 1		Level 2		Level 3		gains
Assets:
Impaired loans	$	12,933	$	-	$	-	$	12,933	$	-61
Loans held for sale, net		3,845		-		3,845		-		-
Mortgage servicing rights		3,168		-		-		3,168		212
Real estate owned, net	$	455	$	-	$	-	$	455	$	-110
			As of December 31, 2012						Total
			Fair value hierarchy						(losses)/
	Total		Level 1		Level 2		Level 3		gains
Assets:
Impaired loans	$	13,693	$	-	$	-	$	13,693	$	-758
Loans held for sale, net		7,179		-		7,179		-		-
Mortgage servicing rights		1,859		-		-		1,859		-212
Real estate owned, net	$	2,444	$	-	$	-	$	2,444	$	-175

Impact_of_Recent_Accounting_Pr

Impact of Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2013
Accounting Changes and Error Corrections [Abstract]	'
Accounting Changes and Error Corrections [Text Block]	'
	8.             Impact of Recent Accounting Pronouncements
	In February 2013, the FASB issued ASU No. 2013-02, Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.  The amendments require an entity to present, either in the income statement or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income, but only if the amount reclassified is required under GAAP to be reclassified to net income in its entirety in the same reporting period.  For other amounts that are not required under GAAP to be reclassified in their entirety, an entity is required to cross-reference to other disclosures that provide additional detail about those amounts.  This ASU became effective for annual and interim periods beginning January 1, 2013.  Adoption of ASU 2013-02 did not have a significant impact on the Company’s consolidated financial statements.
	In July 2013, the FASB issued ASU No. 2013-11, Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or Tax Credit Carryforward Exists.  To eliminate diversity in practice, ASU 2013-11 provides explicit guidance on the financial statement presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists.  This ASU is effective for annual and interim periods beginning after December 15, 2013.  Adoption of ASU 2013-11 is not expected to have a significant impact on the Company’s consolidated financial statements.

Subsequent_Event

Subsequent Event	9 Months Ended
	Sep. 30, 2013
Subsequent Events [Abstract]	'
Subsequent Events [Text Block]	'
		9	Subsequent Event
	The Company announced the completion of the acquisition, by its wholly-owned subsidiary, Landmark National Bank, of Citizens Bank, National Association (“Citizens Bank”) from First Capital Corporation, effective November 1, 2013.  The purchase price consisted of cash of $1.3 million.  The acquisition was effected through the merger of Citizens Bank with and into Landmark National Bank.  As of October 31, 2013, Citizens Bank’s assets and liabilities consisted primarily of investments of $56.5 million, loans of $100.6 million and deposits of $177.0 million.  Based on preliminary estimates of the fair values of the net assets acquired, goodwill and other intangible assets are expected to be approximately $6.6 million.  Such fair values will be finalized prior to December 31, 2013.  The acquisition adds eight branches, located in Fort Scott, Iola, Kincaid, Lenexa, Mound City, Overland Park and Pittsburg, Kansas, to Landmark’s existing branch network, giving Landmark a total of 30 offices in 23 communities across Kansas. Due to the timing of the acquisition, pro forma financial information was not available as of the date of this filing.

Goodwill_and_Other_Intangible_1

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2013
Goodwill and Intangible Assets Disclosure [Abstract]	'
Schedule of Intangible Assets and Goodwill [Table Text Block]	'
	A summary of this and the other intangible assets that continue to be subject to amortization is as follows:
	(Dollars in thousands)		As of September 30, 2013
		Gross carrying		Accumulated		Valuation		Net carrying
		amount		amortization		allowance		amount
	Core deposit intangible assets	$	4,973	$	-4,474	$	-	$	499
	Mortgage servicing rights		3,598		-1,385		-		2,213
	Total other intangible assets	$	8,571	$	-5,859	$	-	$	2,712
	(Dollars in thousands)	As of December 31, 2012
		Gross carrying		Accumulated		Valuation		Net carrying
		amount		amortization		allowance		amount
	Core deposit intangible assets	$	4,973	$	-4,258	$	-	$	715
	Mortgage servicing rights		3,038		-1,147		-212		1,679
	Total other intangible assets	$	8,011	$	-5,405	$	-212	$	2,394
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	'
	The following sets forth estimated amortization expense for other intangible assets for the remainder of 2013 and in successive years ending December 31:
	(Dollars in thousands)	Amortization
		expense
	Remainder of 2013	$	223
	2014		822
	2015		740
	2016		669
	2017		193
	Thereafter		65
	Total	$	2,712

Investments_Tables

Investments (Tables)	9 Months Ended
	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
Available-for-sale Securities [Table Text Block]	'
	A summary of investment securities available-for-sale is as follows:
		As of September 30, 2013
					Gross			Gross
		Amortized			unrealized			unrealized			Estimated
	(Dollars in thousands)	cost			gains			losses			fair value
	U. S. treasury securities	$	500		$	-		$	-		$	500
	U. S. federal agency obligations		17,721			10			-497			17,234
	Municipal obligations, tax exempt		81,395			1,950			-612			82,733
	Municipal obligations, taxable		54,150			334			-802			53,682
	Mortgage-backed securities		70,856			596			-535			70,917
	Common stocks		602			462			-			1,064
	Certificates of deposit		6,743			-			-			6,743
	Total	$	231,967		$	3,352		$	-2,446		$	232,873
		As of December 31, 2012
					Gross			Gross
		Amortized			unrealized			unrealized			Estimated
	(Dollars in thousands)	cost			gains			losses			fair value
	U. S. federal agency obligations	$	8,804		$	50		$	-6		$	8,848
	Municipal obligations, tax exempt		73,699			3,618			-31			77,286
	Municipal obligations, taxable		37,334			818			-10			38,142
	Mortgage-backed securities		81,113			889			-154			81,848
	Common stocks		602			301			-1			902
	Certificates of deposit		6,274			-			-			6,274
	Total	$	207,826		$	5,676		$	-202		$	213,300
Available For Sale Securities Continuous Unrealized Loss Position Fair Value [Table Text Block]	'
	Certain of the Company’s investment securities have unrealized losses, or are temporarily impaired.  This temporary impairment represents the estimated amount of loss that would be realized if the securities were sold on the valuation date.  Securities which are temporarily impaired are shown below, along with the length of the impairment period.
				As of September 30, 2013
	(Dollars in thousands)			Less than 12 months						12 months or longer					Total
		No. of		Fair			Unrealized			Fair			Unrealized		Fair		Unrealized
		securities		value			losses			value			losses		value		losses
	U. S. federal agency obligations	14		$	16,725		$	-497		$	-		$	-	$	16,725	$	-497
	Municipal obligations, tax exempt	80			22,126			-585			1,773			-27		23,899		-612
	Municipal obligations, taxable	75			30,491			-794			772			-8		31,263		-802
	Mortgage-backed securities	29			33,023			-535			-			-		33,023		-535
	Total	198		$	102,365		$	-2,411		$	2,545		$	-35	$	104,910	$	-2,446
				As of December 31, 2012
	(Dollars in thousands)			Less than 12 months						12 months or longer					Total
		No. of		Fair			Unrealized			Fair			Unrealized		Fair		Unrealized
		securities		value			losses			value			losses		value		losses
	U. S. federal agency obligations	2		$	2,241		$	-6		$	-		$	-	$	2,241	$	-6
	Municipal obligations, tax exempt	16			4,669			-31			-			-		4,669		-31
	Municipal obligations, taxable	8			2,948			-8			209			-2		3,157		-10
	Mortgage-backed securities	24			27,974			-154			-			-		27,974		-154
	Common stocks	1			21			-1			-			-		21		-1
	Total	51		$	37,853		$	-200		$	209		$	-2	$	38,062	$	-202
Available For Sale Securities Debt Maturities [Table Text Block]	'
	Maturities of investment securities at September 30, 2013 are as follows:
	(Dollars in thousands)	Amortized			Estimated
		cost			fair value
	Due in less than one year	$	13,952		$	13,998
	Due after one year but within five years		139,556			140,149
	Due after five years but within ten years		68,248			68,155
	Due after ten years		9,609			9,507
	Common stocks		602			1,064
	Total	$	231,967		$	232,873
Schedule of Realized Gain (Loss) [Table Text Block]	'
	Gross realized gains and losses on sales of available-for-sale investment securities are as follows:
		Three months ended						Nine months ended
	(Dollars in thousands)	September 30,						September 30,
		2013			2012			2013			2012
	Realized gains	$	-		$	-		$	-		$	359
	Realized losses		-			-			-			-
	Total	$	-		$	-		$	-		$	359

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2013
Receivables [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	Loans consisted of the following as of:
		September 30,			December 31,
	(Dollars in thousands)	2013			2012
	One-to-four family residential real estate	$	95,759		$	88,454
	Construction and land		22,633			23,435
	Commercial real estate		98,616			88,790
	Commercial loans		54,951			64,570
	Agriculture loans		33,166			31,935
	Municipal loans		6,196			9,857
	Consumer loans		13,307			13,417
	Total gross loans		324,628			320,458
	Net deferred loan costs and loans in process		21			37
	Allowance for loan losses		-5,126			-4,581
	Loans, net	$	319,523		$	315,914
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	The following tables provide information on the Company’s allowance for loan losses by loan class and allowance methodology:
		Three and nine months ended September 30, 2013
	(Dollars in thousands)	One-to-four
		family
		residential			Construction			Commercial			Commercial			Agriculture			Municipal			Consumer
		real estate			and land			real estate			loans			loans			loans			loans			Total
	Allowance for loan losses:
	Balance at June 30, 2013	$	577		$	1,256		$	1,879		$	583		$	354		$	97		$	159		$	4,905
	Charge-offs		-48			-			-			-			-			-			-48			-96
	Recoveries		8			99			-			2			-			-			8			117
	Net recoveries		-40			99			-			2			-			-			-40			21
	Provision for loan losses		55			50			79			-88			108			-3			-1			200
	Balance at September 30, 2013		592			1,405			1,958			497			462			94			118			5,126
	Balance at December 31, 2012	$	714		$	1,214		$	1,313		$	707		$	367		$	107		$	159		$	4,581
	Charge-offs		-91			-53			-			-200			-			-			-150			-494
	Recoveries		16			181			-			19			-			-			23			239
	Net charge-offs		-75			128			-			-181			-			-			-127			-255
	Provision for loan losses		-47			63			645			-29			95			-13			86			800
	Balance at September 30, 2013		592			1,405			1,958			497			462			94			118			5,126
	Allowance for loan losses:
	Individually evaluated for loss		86			270			214			11			-			65			-			646
	Collectively evaluated for loss		506			1,135			1,744			486			462			29			118			4,480
	Total		592			1,405			1,958			497			462			94			118			5,126
	Loan balances:
	Individually evaluated for loss		1,193			8,301			3,085			221			-			772			7			13,579
	Collectively evaluated for loss		94,566			14,332			95,531			54,730			33,166			5,424			13,300			311,049
	Total	$	95,759		$	22,633		$	98,616		$	54,951		$	33,166		$	6,196		$	13,307		$	324,628
		Three and nine months ended September 30, 2012
	(Dollars in thousands)	One-to-four
		family
		residential				Construction			Commercial			Commercial			Agriculture			Municipal			Consumer
		real estate				and land			real estate			loans			loans			loans			loans			Total
	Allowance for loan losses:
	Balance at June 30, 2012	$	708		$	1,786		$	1,485		$	652		$	402		$	112		$	127		$	5,272
	Charge-offs		-			-15			-			-60			-			-			-43			-118
	Recoveries		1			1			-			5			1			-			5			13
	Net charge-offs		1			-14			-			-55			1			-			-38			-105
	Provision for loan losses		76			523			265			18			47			20			51			1,000
	Balance at September 30, 2012		785			2,295			1,750			615			450			132			140			6,167
	Balance at December 31, 2011	$	560		$	928		$	1,791		$	745		$	433		$	130		$	120		$	4,707
	Charge-offs		-15			-15			-			-70			-			-			-120			-220
	Recoveries		6			4			-			10			39			-			21			80
	Net charge-offs		-9			-11			-			-60			39			-			-99			-140
	Provision for loan losses		234			1,378			-41			-70			-22			2			119			1,600
	Balance at September 30, 2012		785			2,295			1,750			615			450			132			140			6,167
	Allowance for loan losses:
	Individually evaluated for loss		184			1,414			-			-			-			65			16			1,679
	Collectively evaluated for loss		601			881			1,750			615			450			67			124			4,488
	Total		785			2,295			1,750			615			450			132			140			6,167
	Loan balances:
	Individually evaluated for loss		848			3,326			-			204			5			772			72			5,227
	Collectively evaluated for loss		81,609			21,293			90,163			59,156			32,922			9,293			13,491			307,927
	Total	$	82,457		$	24,619		$	90,163		$	59,360		$	32,927		$	10,065		$	13,563		$	313,154
Past Due Financing Receivables [Table Text Block]	'
	The following tables present information on the Company’s past due and non-accrual loans by loan class:
	(Dollars in thousands)	As of September 30, 2013
		30-59 days				60-89 days				90 days or
		delinquent				delinquent				more				Total past
		and				and				delinquent				due loans				Non-accrual
		accruing				accruing				and accruing				accruing				loans				Total
	One-to-four family residential real
	estate	$	146			$	212			$	-			$	358			$	1,186			$	1,544
	Construction and land		33				-				-				33				2,168				2,201
	Commercial real estate		42				261				-				303				2,807				3,110
	Commercial loans		76				42				-				118				221				339
	Agriculture loans		163				-				-				163				-				163
	Municipal loans		-				-				-				-				131				131
	Consumer loans		171				54				-				225				7				232
	Total	$	631			$	569			$	-			$	1,200			$	6,520			$	7,720
	Percent of gross loans		0.19	%			0.18	%			0	%			0.37	%			2.01	%			2.38	%
	(Dollars in thousands)	As of December 31, 2012
		30-59 days				60-89 days				90 days or
		delinquent				delinquent				more				Total past
		and				and				delinquent				due loans				Non-accrual
		accruing				accruing				and accruing				accruing				loans				Total
	One-to-four family residential real
	estate	$	282			$	1,362			$	-			$	1,644			$	731			$	2,375
	Construction and land		18				-				-				18				3,915				3,933
	Commercial real estate		166				82				-				248				2,833				3,081
	Commercial loans		62				17				-				79				1,475				1,554
	Agriculture loans		-				-				-				-				5				5
	Municipal loans		-				-				-				-				131				131
	Consumer loans		142				65				-				207				18				225
	Total	$	670			$	1,526			$	-			$	2,196			$	9,108			$	11,304
	Percent of gross loans		0.21	%			0.48	%			0	%			0.69	%			2.84	%			3.53	%
Impaired Financing Receivables [Table Text Block]	'
	The following tables present information on impaired loans:
	(Dollars in thousands)	As of September 30, 2013
								Impaired			Impaired									Year-to-
		Unpaid						loans			loans with			Related			Year-to-			date interest
		contractual			Impaired			without an			an			allowance			date average			income
		principal			loan balance			allowance			allowance			recorded			loan balance			recognized
	One-to-four family residential real estate	$	1,483		$	1,193		$	699		$	494		$	86		$	1,224		$	-
	Construction and land		10,035			8,301			6,203			2,098			270			8,432			201
	Commercial real estate		3,085			3,085			310			2,775			214			3,171			13
	Commercial loans		221			221			187			34			11			223			-
	Municipal loans		772			772			641			131			65			772			15
	Consumer loans		7			7			7			-			-			10			-
	Total impaired loans	$	15,603		$	13,579		$	8,047		$	5,532		$	646		$	13,832		$	229
	(Dollars in thousands)	As of December 31, 2012
								Impaired			Impaired									Year-to-
		Unpaid						loans			loans with			Related			Year-to-			date interest
		contractual			Impaired			without an			an			allowance			date average			income
		principal			loan balance			allowance			allowance			recorded			loan balance			recognized
	One-to-four family residential real estate	$	1,029		$	739		$	57		$	682		$	165		$	767		$	19
	Construction and land		10,486			8,752			6,395			2,357			388			9,211			302
	Commercial real estate		2,833			2,833			2,833			-			-			3,352			-
	Commercial loans		1,475			1,475			395			1,080			268			1,621			3
	Agriculture loans		5			5			5			-			-			8			-
	Municipal loans		772			772			641			131			65			779			20
	Consumer loans		18			18			3			15			15			20			-
	Total impaired loans	$	16,618		$	14,594		$	10,329		$	4,265		$	901		$	15,758		$	344
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	The following table presents information on loans that are classified as TDRs:
	(Dollars in thousands)
		As of September 30, 2013								As of December 31, 2012
		Number of		Non-accrual			Accruing			Number of		Non-accrual			Accruing
		loans		balance			balance			loans		balance			balance
	One-to-four family residential real estate	2		$	438		$	7		2		$	485		$	8
	Construction and land	7			630			6,133		7			2,240			4,837
	Commercial real estate	1			-			278		-			-			-
	Commerical loans	-			-			-		2			196			-
	Municipal loans	2			-			641		2			-			641
	Total troubled debt restructurings	12		$	1,068		$	7,059		13		$	2,921		$	5,486

Earnings_per_Share_Tables

Earnings per Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	The shares used in the calculation of basic and diluted earnings per share are shown below:
		Three months ended				Nine months ended
	(Dollars in thousands, except per share amounts)	September 30,				September 30,
		2013		2012		2013		2012
	Net earnings	$	1,285	$	1,205	$	4,134	$	4,750
	Weighted average common shares outstanding - basic (1)		2,935,833		2,922,435		2,928,243		2,922,207
	Assumed exercise of stock options (1)		44,040		25,257		50,449		19,597
	Weighted average common shares outstanding - diluted (1)		2,979,873		2,947,690		2,978,692		2,941,803
	Net earnings per share (1):
	Basic	$	0.44	$	0.41	$	1.41	$	1.63
	Diluted	$	0.43	$	0.41	$	1.39	$	1.61
	(1) Share and per share values for the period ended September 30, 2012 have been adjusted to give effect to the 5% stock dividend paid during December 2012.

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments and Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
	Fair value estimates of the Company’s financial instruments as of September 30, 2013 and December 31, 2012, including methods and assumptions utilized, are set forth below:
	(Dollars in thousands)	As of September 30,				As of December 31,
		2013				2012
		Carrying		Estimated		Carrying		Estimated
		amount		fair value		amount		fair value
	Financial assets:
	Cash and cash equivalents	$	12,130	$	12,130	$	14,920	$	14,920
	Investment securities:
	Available-for-sale		232,873		232,873		213,300		213,300
	Other securities		4,832		4,832		5,238		5,238
	Loans, net		319,523		322,978		315,914		317,335
	Loans held for sale, net		3,769		3,845		7,163		7,179
	Mortgage servicing rights		2,213		3,168		1,679		1,859
	Derivative financial instruments		230		230		334		334
	Accrued interest receivable		2,580		2,580		2,589		2,589
	Financial liabilities:
	Non-maturity deposits	$	341,958	$	341,958	$	311,565	$	311,565
	Time deposits		157,149		157,304		170,935		171,961
	FHLB borrowings		35,698		37,992		38,426		42,904
	Other borrowings		24,534		22,074		21,541		19,273
	Derivative financial instruments		43		43		28		28
	Accrued interest payable		349		349		410		410
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Table Text Block]	'
	The following table represents the Company’s financial instruments that are measured at fair value on a recurring basis at September 30, 2013 and December 31, 2012, allocated to the appropriate fair value hierarchy:
	(Dollars in thousands)			As of September 30, 2013
				Fair value hierarchy
		Total		Level 1		Level 2		Level 3
	Assets:
	Available-for-sale securities
	U. S. treasury securities	$	500	$	500	$	-	$	-
	U. S. federal agency obligations		17,234		-		17,234		-
	Municipal obligations, tax exempt		82,733		-		82,733		-
	Municipal obligations, taxable		53,682		-		53,682		-
	Mortgage-backed securities		70,917		-		70,917		-
	Common stocks		1,064		1,064		-		-
	Certificates of deposit		6,743		-		6,743		-
	Other securities		4,832		-		-		4,832
	Derivative financial instruments		230		-		230		-
	Liabilities:
	Derivative financial instruments	$	43	$	-	$	43	$	-
	(Dollars in thousands)			As of December 31, 2012
				Fair value hierarchy
		Total		Level 1		Level 2		Level 3
	Assets:
	Available-for-sale securities
	U. S. federal agency obligations	$	8,848	$	-	$	8,848	$	-
	Municipal obligations, tax exempt		77,286		-		77,286		-
	Municipal obligations, taxable		38,142		-		38,142		-
	Mortgage-backed securities		81,848		-		81,848		-
	Common stocks		902		902		-		-
	Certificates of deposit		6,274		-		6,274		-
	Other securities		5,238		-		-		5,238
	Derivative financial instruments		334		-		334		-
	Liabilities:
	Derivative financial instruments	$	28	$	-	$	28	$	-
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	'
	The following table represents the Company’s financial instruments that are measured at fair value on a non-recurring basis as of September 30, 2013 and December 31, 2012 allocated to the appropriate fair value hierarchy:
	(Dollars in thousands)
				As of September 30, 2013						Total
				Fair value hierarchy						(losses)/
		Total		Level 1		Level 2		Level 3		gains
	Assets:
	Impaired loans	$	12,933	$	-	$	-	$	12,933	$	-61
	Loans held for sale, net		3,845		-		3,845		-		-
	Mortgage servicing rights		3,168		-		-		3,168		212
	Real estate owned, net	$	455	$	-	$	-	$	455	$	-110
				As of December 31, 2012						Total
				Fair value hierarchy						(losses)/
		Total		Level 1		Level 2		Level 3		gains
	Assets:
	Impaired loans	$	13,693	$	-	$	-	$	13,693	$	-758
	Loans held for sale, net		7,179		-		7,179		-		-
	Mortgage servicing rights		1,859		-		-		1,859		-212
	Real estate owned, net	$	2,444	$	-	$	-	$	2,444	$	-175

Goodwill_and_Other_Intangible_2

Goodwill and Other Intangible Assets (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Intangible assets, Gross carrying amount	$8,571	$8,011
Intangible assets, Accumulated amortization	-5,859	-5,405
Intangible assets, Valuation allowance	0	-212
Intangible assets, Net carrying amount	2,712	2,394
Core Deposits [Member]	'	'
Intangible assets, Gross carrying amount	4,973	4,973
Intangible assets, Accumulated amortization	-4,474	-4,258
Intangible assets, Valuation allowance	0	0
Intangible assets, Net carrying amount	499	715
Mortgage Servicing Rights [Member]	'	'
Intangible assets, Gross carrying amount	3,598	3,038
Intangible assets, Accumulated amortization	-1,385	-1,147
Intangible assets, Valuation allowance	0	-212
Intangible assets, Net carrying amount	$2,213	$1,679

Goodwill_and_Intangible_Assets

Goodwill and Intangible Assets (Details 1) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Remainder of 2013	$223	'
2014	822	'
2015	740	'
2016	669	'
2017	193	'
Thereafter	65	'
Total	$2,712	$2,394

Goodwill_and_Other_Intangible_3

Goodwill and Other Intangible Assets (Details Textual) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Apr. 02, 2012	Sep. 30, 2013	Apr. 02, 2012
						Core Deposits [Member]	The Wellsville Bank [Member]	The Wellsville Bank [Member]
Business Acquisition, Date of Acquisition Agreement	'	'	'	'	'	'	1-Apr-12	'
Finite-Lived Core Deposits, Gross	'	'	'	'	'	'	'	$24,700,000
Total deposits	499,107,000	'	499,107,000	'	482,500,000	308,000	'	35,000,000
Valuation Allowance Mortgage Servicing Rights	'	212,000	'	'	212,000	'	'	'
Amortization of intangibles	$238,000	$481,000	$478,000	$907,000	'	'	'	'

Investments_Details

Investments (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Amortized cost	$231,967	$207,826
Gross unrealized gains	3,352	5,676
Gross unrealized losses	-2,446	-202
Estimated fair value	232,873	213,300
US Treasury Securities [Member]	'	'
Amortized cost	500	'
Gross unrealized gains	0	'
Gross unrealized losses	0	'
Estimated fair value	500	'
Agency Securities [Member]	'	'
Amortized cost	17,721	8,804
Gross unrealized gains	10	50
Gross unrealized losses	-497	-6
Estimated fair value	17,234	8,848
Nontaxable Municipal Bonds [Member]	'	'
Amortized cost	81,395	73,699
Gross unrealized gains	1,950	3,618
Gross unrealized losses	-612	-31
Estimated fair value	82,733	77,286
Taxable Municipal Bonds [Member]	'	'
Amortized cost	54,150	37,334
Gross unrealized gains	334	818
Gross unrealized losses	-802	-10
Estimated fair value	53,682	38,142
Collateralized Mortgage Backed Securities [Member]	'	'
Amortized cost	70,856	81,113
Gross unrealized gains	596	889
Gross unrealized losses	-535	-154
Estimated fair value	70,917	81,848
Certificates of Deposit [Member]	'	'
Amortized cost	6,743	6,274
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Estimated fair value	6,743	6,274
Common Stock [Member]	'	'
Amortized cost	602	602
Gross unrealized gains	462	301
Gross unrealized losses	0	-1
Estimated fair value	$1,064	$902

Investments_Details_1

Investments (Details 1) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
	Number	Number
No. of securities	198	51
Fair value, Less than 12 months	$102,365	$37,853
Unrealized losses, Less than 12 months	-2,411	-200
Fair value, 12 months or longer	2,545	209
Unrealized losses, 12 months or longer	-35	-2
Total, Fair value	104,910	38,062
Total, Unrealized losses	-2,446	-202
Agency Securities [Member]	'	'
No. of securities	14	2
Fair value, Less than 12 months	16,725	2,241
Unrealized losses, Less than 12 months	-497	-6
Fair value, 12 months or longer	0	0
Unrealized losses, 12 months or longer	0	0
Total, Fair value	16,725	2,241
Total, Unrealized losses	-497	-6
Nontaxable Municipal Bonds [Member]	'	'
No. of securities	80	16
Fair value, Less than 12 months	22,126	4,669
Unrealized losses, Less than 12 months	-585	-31
Fair value, 12 months or longer	1,773	0
Unrealized losses, 12 months or longer	-27	0
Total, Fair value	23,899	4,669
Total, Unrealized losses	-612	-31
Taxable Municipal Bonds [Member]	'	'
No. of securities	75	8
Fair value, Less than 12 months	30,491	2,948
Unrealized losses, Less than 12 months	-794	-8
Fair value, 12 months or longer	772	209
Unrealized losses, 12 months or longer	-8	-2
Total, Fair value	31,263	3,157
Total, Unrealized losses	-802	-10
Collateralized Mortgage Backed Securities [Member]	'	'
No. of securities	29	24
Fair value, Less than 12 months	33,023	27,974
Unrealized losses, Less than 12 months	-535	-154
Fair value, 12 months or longer	0	0
Unrealized losses, 12 months or longer	0	0
Total, Fair value	33,023	27,974
Total, Unrealized losses	-535	-154
Common Stock [Member]	'	'
No. of securities	'	1
Fair value, Less than 12 months	'	21
Unrealized losses, Less than 12 months	'	-1
Fair value, 12 months or longer	'	0
Unrealized losses, 12 months or longer	'	0
Total, Fair value	'	21
Total, Unrealized losses	'	($1)

Investments_Details_2

Investments (Details 2) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Amortized cost, Due in less than one year	$13,952	'
Amortized cost, Due after one year but within five years	139,556	'
Amortized cost, Due after five years but within ten years	68,248	'
Amortized cost, Due after ten years	9,609	'
Amortized cost, Total	231,967	'
Estimated fair value, Due in less than one year	13,998	'
Estimated fair value, Due after one year but within five years	140,149	'
Estimated fair value, Due after five years but within ten years	68,155	'
Estimated fair value, Due after ten years	9,507	'
Available-for-sale, at fair value	232,873	213,300
Common Stock [Member]	'	'
Amortized cost, Total	602	'
Available-for-sale, at fair value	$1,064	$902

Investments_Details_3

Investments (Details 3) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Realized gains	$0	$0	$0	$359
Realized losses	0	0	0	0
Total	$0	$0	$0	$359

Investments_Details_Textual

Investments (Details Textual) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Federal Home Loan Bank Stock	$3,000,000	$3,400,000
Federal Reserve Bank Stock	1,800,000	1,800,000
Other Assets, Miscellaneous	$113,000	$113,000

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Total gross loans	$324,628	$320,458
Net deferred loan costs and loans in process	21	37
Allowance for loan losses	-5,126	-4,581
Loans, net	319,523	315,914
Residential Real Estate [Member]	'	'
Total gross loans	95,759	88,454
Construction Loans [Member]	'	'
Total gross loans	22,633	23,435
Commercial Real Estate [Member]	'	'
Total gross loans	98,616	88,790
Commercial Loan [Member]	'	'
Total gross loans	54,951	64,570
Agriculture Loans [Member]	'	'
Total gross loans	33,166	31,935
Municipal Bonds [Member]	'	'
Total gross loans	6,196	9,857
Consumer Loan [Member]	'	'
Total gross loans	$13,307	$13,417

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses (Details 1) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified			Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]	Loans [Member]
							Residential Real Estate [Member]	Residential Real Estate [Member]	Residential Real Estate [Member]	Residential Real Estate [Member]	Construction Loans [Member]	Construction Loans [Member]	Construction Loans [Member]	Construction Loans [Member]	Commercial Real Estate [Member]	Commercial Real Estate [Member]	Commercial Real Estate [Member]	Commercial Real Estate [Member]	Commercial Loan [Member]	Commercial Loan [Member]	Commercial Loan [Member]	Commercial Loan [Member]	Agriculture Loans [Member]	Agriculture Loans [Member]	Agriculture Loans [Member]	Agriculture Loans [Member]	Municipal Bonds [Member]	Municipal Bonds [Member]	Municipal Bonds [Member]	Municipal Bonds [Member]	Consumer Loan [Member]	Consumer Loan [Member]	Consumer Loan [Member]	Consumer Loan [Member]
Allowance for loan losses:	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Balance	$5,126	$4,581	$4,905	$5,272	$4,581	$4,707	$577	$708	$714	$560	$1,256	$1,786	$1,214	$928	$1,879	$1,485	$1,313	$1,791	$583	$652	$707	$745	$354	$402	$367	$433	$97	$112	$107	$130	$159	$127	$159	$120
Charge-offs	'	'	-96	-118	-494	-220	-48	0	-91	-15	0	-15	-53	-15	0	0	0	0	0	-60	-200	-70	0	0	0	0	0	0	0	0	-48	-43	-150	-120
Recoveries	'	'	117	13	239	80	8	1	16	6	99	1	181	4	0	0	0	0	2	5	19	10	0	1	0	39	0	0	0	0	8	5	23	21
Net charge-offs/recoveries	'	'	21	-105	-255	-140	-40	1	-75	-9	99	-14	128	-11	0	0	0	0	2	-55	-181	-60	0	1	0	39	0	0	0	0	-40	-38	-127	-99
Provision for loan losses	'	'	200	1,000	800	1,600	55	76	-47	234	50	523	63	1,378	79	265	645	-41	-88	18	-29	-70	108	47	95	-22	-3	20	-13	2	-1	51	86	119
Balance	5,126	4,581	5,126	6,167	5,126	6,167	592	785	592	785	1,405	2,295	1,405	2,295	1,958	1,750	1,958	1,750	497	615	497	615	462	450	462	450	94	132	94	132	118	140	118	140
Allowance for loan losses:	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Individually evaluated for loss	'	'	646	1,679	646	1,679	86	184	86	184	270	1,414	270	1,414	214	0	214	0	11	0	11	0	0	0	0	0	65	65	65	65	0	16	0	16
Collectively evaluated for loss	'	'	4,480	4,488	4,480	4,488	506	601	506	601	1,135	881	1,135	881	1,744	1,750	1,744	1,750	486	615	486	615	462	450	462	450	29	67	29	67	118	124	118	124
Total	5,126	4,581	5,126	6,167	5,126	6,167	592	785	592	785	1,405	2,295	1,405	2,295	1,958	1,750	1,958	1,750	497	615	497	615	462	450	462	450	94	132	94	132	118	140	118	140
Loan balances:	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Individually evaluated for loss	'	'	13,579	5,227	13,579	5,227	1,193	848	1,193	848	8,301	3,326	8,301	3,326	3,085	0	3,085	0	221	204	221	204	0	5	0	5	772	772	772	772	7	72	7	72
Collectively evaluated for loss	'	'	311,049	307,927	311,049	307,927	94,566	81,609	94,566	81,609	14,332	21,293	14,332	21,293	95,531	90,163	95,531	90,163	54,730	59,156	54,730	59,156	33,166	32,922	33,166	32,922	5,424	9,293	5,424	9,293	13,300	13,491	13,300	13,491
Total	$319,523	$315,914	$324,628	$313,154	$324,628	$313,154	$95,759	$82,457	$95,759	$82,457	$22,633	$24,619	$22,633	$24,619	$98,616	$90,163	$98,616	$90,163	$54,951	$59,360	$54,951	$59,360	$33,166	$32,927	$33,166	$32,927	$6,196	$10,065	$6,196	$10,065	$13,307	$13,563	$13,307	$13,563

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses (Details 2) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Loans, 30-59days delinquent and accruing	$631	$670
Loans, 60-89 days delinquent and accruing	569	1,526
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	1,200	2,196
Loans, Non-accrual loans	6,520	9,108
Loans, Total	7,720	11,304
Percent of gross loans, 30-59 days delinquent and accruing	0.19%	0.21%
Percent of gross loans, 60-89 days delinquent and accruing	0.18%	0.48%
Percent of gross loans, 90 days or more delinquent and accruing	0.00%	0.00%
Percentage of gross loans, Total past due loans accruing	0.37%	0.69%
Percent of gross loans, Non-accrual loans	2.01%	2.84%
Percentage of gross loans, Total	2.38%	3.53%
Residential Real Estate [Member]	'	'
Loans, 30-59days delinquent and accruing	146	282
Loans, 60-89 days delinquent and accruing	212	1,362
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	358	1,644
Loans, Non-accrual loans	1,186	731
Loans, Total	1,544	2,375
Construction Loans [Member]	'	'
Loans, 30-59days delinquent and accruing	33	18
Loans, 60-89 days delinquent and accruing	0	0
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	33	18
Loans, Non-accrual loans	2,168	3,915
Loans, Total	2,201	3,933
Commercial Real Estate [Member]	'	'
Loans, 30-59days delinquent and accruing	42	166
Loans, 60-89 days delinquent and accruing	261	82
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	303	248
Loans, Non-accrual loans	2,807	2,833
Loans, Total	3,110	3,081
Commercial Loan [Member]	'	'
Loans, 30-59days delinquent and accruing	76	62
Loans, 60-89 days delinquent and accruing	42	17
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	118	79
Loans, Non-accrual loans	221	1,475
Loans, Total	339	1,554
Agriculture Loans [Member]	'	'
Loans, 30-59days delinquent and accruing	163	0
Loans, 60-89 days delinquent and accruing	0	0
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	163	0
Loans, Non-accrual loans	0	5
Loans, Total	163	5
Municipal Bonds [Member]	'	'
Loans, 30-59days delinquent and accruing	0	0
Loans, 60-89 days delinquent and accruing	0	0
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	0	0
Loans, Non-accrual loans	131	131
Loans, Total	131	131
Consumer Loan [Member]	'	'
Loans, 30-59days delinquent and accruing	171	142
Loans, 60-89 days delinquent and accruing	54	65
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	225	207
Loans, Non-accrual loans	7	18
Loans, Total	$232	$225

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses (Details 3) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Unpaid contractual principal	$15,603	$16,618
Impaired loan balance	13,579	14,594
Impaired loans without an allowance	8,047	10,329
Impaired loans with an allowance	5,532	4,265
Related allowance recorded	646	901
Year-to-date average loan balance	13,832	15,758
Year-to-date interest income recognized	229	344
Residential Real Estate [Member]	'	'
Unpaid contractual principal	1,483	1,029
Impaired loan balance	1,193	739
Impaired loans without an allowance	699	57
Impaired loans with an allowance	494	682
Related allowance recorded	86	165
Year-to-date average loan balance	1,224	767
Year-to-date interest income recognized	0	19
Construction Loans [Member]	'	'
Unpaid contractual principal	10,035	10,486
Impaired loan balance	8,301	8,752
Impaired loans without an allowance	6,203	6,395
Impaired loans with an allowance	2,098	2,357
Related allowance recorded	270	388
Year-to-date average loan balance	8,432	9,211
Year-to-date interest income recognized	201	302
Commercial Real Estate [Member]	'	'
Unpaid contractual principal	3,085	2,833
Impaired loan balance	3,085	2,833
Impaired loans without an allowance	310	2,833
Impaired loans with an allowance	2,775	0
Related allowance recorded	214	0
Year-to-date average loan balance	3,171	3,352
Year-to-date interest income recognized	13	0
Commercial Loan [Member]	'	'
Unpaid contractual principal	221	1,475
Impaired loan balance	221	1,475
Impaired loans without an allowance	187	395
Impaired loans with an allowance	34	1,080
Related allowance recorded	11	268
Year-to-date average loan balance	223	1,621
Year-to-date interest income recognized	0	3
Agriculture Loans [Member]	'	'
Unpaid contractual principal	'	5
Impaired loan balance	'	5
Impaired loans without an allowance	'	5
Impaired loans with an allowance	'	0
Related allowance recorded	'	0
Year-to-date average loan balance	'	8
Year-to-date interest income recognized	'	0
Municipal Bonds [Member]	'	'
Unpaid contractual principal	772	772
Impaired loan balance	772	772
Impaired loans without an allowance	641	641
Impaired loans with an allowance	131	131
Related allowance recorded	65	65
Year-to-date average loan balance	772	779
Year-to-date interest income recognized	15	20
Consumer Loan [Member]	'	'
Unpaid contractual principal	7	18
Impaired loan balance	7	18
Impaired loans without an allowance	7	3
Impaired loans with an allowance	0	15
Related allowance recorded	0	15
Year-to-date average loan balance	10	20
Year-to-date interest income recognized	$0	$0

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses (Details 4) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Number	Number
Troubled debt restructurings, Number of loans	12	13
Financing Receivable, Modifications, Recorded Investment, Non Accrual	$1,068	$2,921
Financing Receivable, Modifications, Recorded Investment, Accruing	7,059	5,486
Residential Real Estate [Member]	'	'
Troubled debt restructurings, Number of loans	2	2
Financing Receivable, Modifications, Recorded Investment, Non Accrual	438	485
Financing Receivable, Modifications, Recorded Investment, Accruing	7	8
Construction Loans [Member]	'	'
Troubled debt restructurings, Number of loans	7	7
Financing Receivable, Modifications, Recorded Investment, Non Accrual	630	2,240
Financing Receivable, Modifications, Recorded Investment, Accruing	6,133	4,837
Commercial Real Estate [Member]	'	'
Troubled debt restructurings, Number of loans	1	0
Financing Receivable, Modifications, Recorded Investment, Non Accrual	0	0
Financing Receivable, Modifications, Recorded Investment, Accruing	278	0
Commercial Loan [Member]	'	'
Troubled debt restructurings, Number of loans	0	2
Financing Receivable, Modifications, Recorded Investment, Non Accrual	0	196
Financing Receivable, Modifications, Recorded Investment, Accruing	0	0
Municipal Bonds [Member]	'	'
Troubled debt restructurings, Number of loans	2	2
Financing Receivable, Modifications, Recorded Investment, Non Accrual	0	0
Financing Receivable, Modifications, Recorded Investment, Accruing	$641	$641

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses (Details Textual) (USD $)

3 Months Ended

3 Months Ended

9 Months Ended

Mar. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Mortgage Loans on Real Estate [Member]

Mortgage Loans on Real Estate [Member]

Construction Loans [Member]

Construction Loans [Member]

Residential Real Estate [Member]

Residential Real Estate [Member]

Residential Real Estate [Member]

Residential Real Estate [Member]

Residential Real Estate [Member]

Impaired loan balance

'

$13,579,000

$14,594,000

'

'

$8,301,000

$8,752,000

$1,193,000

'

$1,193,000

'

$739,000

Impaired Financing Receivable Loan Balance Charged Off

6,000

'

'

'

'

'

'

'

'

'

'

'

Related allowance recorded

'

646,000

901,000

270,000

521,000

270,000

388,000

86,000

'

86,000

'

165,000

Financing Receivable Outstanding Unpaid Principal Balance

'

'

'

'

'

'

'

309,100,000

'

309,100,000

'

263,500,000

Provision For Mortgage Repurchase Reserve

'

'

'

'

'

'

'

189,000

145,000

536,000

394,000

'

Mortgage Loans On Real Estate Reserve Amount

'

418,000

418,000

'

'

'

'

'

'

'

'

'

Loans Receivable, Gross, Commercial, Real Estate, Total

'

$278,000

'

'

'

'

'

'

'

'

'

'

Earnings_per_Share_Details

Earnings per Share (Details) (USD $)	3 Months Ended				9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012
Net earnings	$1,285		$1,205		$4,134		$4,750
Weighted average common shares outstanding - basic (1) (in shares)	2,935,833	[1]	2,922,435	[1]	2,928,243	[1]	2,922,207	[1]
Assumed exercise of stock options (1)	44,040	[1]	25,257	[1]	50,449	[1]	19,597	[1]
Weighted average common shares outstanding - diluted (1) (in shares)	2,979,873	[1]	2,947,690	[1]	2,978,692	[1]	2,941,803	[1]
Net earnings per share (1):	'		'		'		'
Basic (in dollars per share)	$0.44	[1],[2]	$0.41	[1],[2]	$1.41	[1],[2]	$1.63	[1],[2]
Diluted (in dollars per share)	$0.43	[1],[2]	$0.41	[1],[2]	$1.39	[1],[2]	$1.61	[1],[2]
[1]	Share and per share values for the period ended September 30, 2012 have been adjusted to give effect to the 5% stock dividend paid during December 2012.
[2]	Per share amounts for the periods ended September 30, 2012 have been adjusted to give effect to the 5% stock dividend paid during December 2012.

Earnings_per_Share_Details_Tex

Earnings per Share (Details Textual)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2012	Sep. 30, 2012	Dec. 31, 2012
Stock Dividend Rate Percentage	'	'	5.00%
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	65,914	152,195	'

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments and Fair Value Measurements (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Investment securities:	'	'
Available-for-sale	$232,873	$213,300
Loans, net	319,523	315,914
Loans held for sale, net	3,769	7,163
Derivative financial instruments	230	334
Financial liabilities:	'	'
Non-maturity deposits	499,107	482,500
FHLB borrowings	35,698	38,426
Other borrowings	24,534	21,541
Derivative financial instruments	43	28
Carrying (Reported) Amount, Fair Value Disclosure [Member]	'	'
Financial assets:	'	'
Cash and cash equivalents	12,130	14,920
Investment securities:	'	'
Available-for-sale	232,873	213,300
Other securities	4,832	5,238
Loans, net	319,523	315,914
Loans held for sale, net	3,769	7,163
Mortgage servicing rights	2,213	1,679
Derivative financial instruments	230	334
Accrued interest receivable	2,580	2,589
Financial liabilities:	'	'
Non-maturity deposits	341,958	311,565
Time deposits	157,149	170,935
FHLB borrowings	35,698	38,426
Other borrowings	24,534	21,541
Derivative financial instruments	43	28
Accrued interest payable	349	410
Estimate of Fair Value, Fair Value Disclosure [Member]	'	'
Financial assets:	'	'
Cash and cash equivalents	12,130	14,920
Investment securities:	'	'
Available-for-sale	232,873	213,300
Other securities	4,832	5,238
Loans, net	322,978	317,335
Loans held for sale, net	3,845	7,179
Mortgage servicing rights	3,168	1,859
Derivative financial instruments	230	334
Accrued interest receivable	2,580	2,589
Financial liabilities:	'	'
Non-maturity deposits	341,958	311,565
Time deposits	157,304	171,961
FHLB borrowings	37,992	42,904
Other borrowings	22,074	19,273
Derivative financial instruments	43	28
Accrued interest payable	$349	$410

Fair_Value_of_Financial_Instru3

Fair Value of Financial Instruments and Fair Value Measurements (Details 1) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets:	'	'
Estimated fair value	$232,873	$213,300
Derivative financial instruments	230	334
Liabilities and Stockholders’ Equity	'	'
Derivative financial instruments	43	28
Collateralized Securities, Other [Member]	'	'
Assets:	'	'
Estimated fair value	4,832	5,238
Agency Securities [Member]	'	'
Assets:	'	'
Estimated fair value	17,234	8,848
Nontaxable Municipal Bonds [Member]	'	'
Assets:	'	'
Estimated fair value	82,733	77,286
Taxable Municipal Bonds [Member]	'	'
Assets:	'	'
Estimated fair value	53,682	38,142
Collateralized Mortgage Backed Securities [Member]	'	'
Assets:	'	'
Estimated fair value	70,917	81,848
Certificates of Deposit [Member]	'	'
Assets:	'	'
Estimated fair value	6,743	6,274
Common Stock [Member]	'	'
Assets:	'	'
Estimated fair value	1,064	902
Us Treasury Securities [Member]	'	'
Assets:	'	'
Estimated fair value	500	'
Fair Value, Inputs, Level 1 [Member]	'	'
Assets:	'	'
Derivative financial instruments	0	0
Liabilities and Stockholders’ Equity	'	'
Derivative financial instruments	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Securities, Other [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Agency Securities [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Nontaxable Municipal Bonds [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Taxable Municipal Bonds [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Backed Securities [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Certificates of Deposit [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Common Stock [Member]	'	'
Assets:	'	'
Estimated fair value	1,064	902
Fair Value, Inputs, Level 1 [Member] | Us Treasury Securities [Member]	'	'
Assets:	'	'
Estimated fair value	500	'
Fair Value, Inputs, Level 2 [Member]	'	'
Assets:	'	'
Derivative financial instruments	230	334
Liabilities and Stockholders’ Equity	'	'
Derivative financial instruments	43	28
Fair Value, Inputs, Level 2 [Member] | Collateralized Securities, Other [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 2 [Member] | Agency Securities [Member]	'	'
Assets:	'	'
Estimated fair value	17,234	8,848
Fair Value, Inputs, Level 2 [Member] | Nontaxable Municipal Bonds [Member]	'	'
Assets:	'	'
Estimated fair value	82,733	77,286
Fair Value, Inputs, Level 2 [Member] | Taxable Municipal Bonds [Member]	'	'
Assets:	'	'
Estimated fair value	53,682	38,142
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]	'	'
Assets:	'	'
Estimated fair value	70,917	81,848
Fair Value, Inputs, Level 2 [Member] | Certificates of Deposit [Member]	'	'
Assets:	'	'
Estimated fair value	6,743	6,274
Fair Value, Inputs, Level 2 [Member] | Common Stock [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 2 [Member] | Us Treasury Securities [Member]	'	'
Assets:	'	'
Estimated fair value	0	'
Fair Value, Inputs, Level 3 [Member]	'	'
Assets:	'	'
Derivative financial instruments	0	0
Liabilities and Stockholders’ Equity	'	'
Derivative financial instruments	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Securities, Other [Member]	'	'
Assets:	'	'
Estimated fair value	4,832	5,238
Fair Value, Inputs, Level 3 [Member] | Agency Securities [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Nontaxable Municipal Bonds [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Taxable Municipal Bonds [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Backed Securities [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Certificates of Deposit [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Common Stock [Member]	'	'
Assets:	'	'
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Us Treasury Securities [Member]	'	'
Assets:	'	'
Estimated fair value	$0	'

Fair_Value_of_Financial_Instru4

Fair Value of Financial Instruments and Fair Value Measurements (Details 2) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Assets:	'	'
Impaired loans	$12,933	$13,693
Loans held for sale, net	3,845	7,179
Mortgage servicing rights	3,168	1,859
Real estate owned, net	455	2,444
Total gains and losses on Impaired loans	-61	-758
Total gains and losses on Loans held for sale, net	0	0
Total gains and losses on Mortgage servicing rights	212	-212
Total gains and losses on Real estate owned, net	-110	-175
Fair Value, Inputs, Level 1 [Member]	'	'
Assets:	'	'
Impaired loans	0	0
Loans held for sale, net	0	0
Mortgage servicing rights	0	0
Real estate owned, net	0	0
Fair Value, Inputs, Level 2 [Member]	'	'
Assets:	'	'
Impaired loans	0	0
Loans held for sale, net	3,845	7,179
Mortgage servicing rights	0	0
Real estate owned, net	0	0
Fair Value, Inputs, Level 3 [Member]	'	'
Assets:	'	'
Impaired loans	12,933	13,693
Loans held for sale, net	0	0
Mortgage servicing rights	3,168	1,859
Real estate owned, net	$455	$2,444

Fair_Value_of_Financial_Instru5

Fair Value of Financial Instruments and Fair Value Measurements (Details Textual) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Impaired Financing Receivable, Related Allowance	$646	$901
Impaired Financing Receivable, Recorded Investment, Total	$13,579	$14,594

Impact_of_Recent_Accounting_Pr1

Impact of Recent Accounting Pronouncements (Details Textual)	9 Months Ended
	Sep. 30, 2013
Accounting Standards Update 2013-02 [Member]	'
New Accounting Pronouncement or Change in Accounting Principle, Description	'In February 2013, the FASB issued ASU No. 2013-02, Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income. The amendments require an entity to present, either in the income statement or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income, but only if the amount reclassified is required under GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under GAAP to be reclassified in their entirety, an entity is required to cross-reference to other disclosures that provide additional detail about those amounts. This ASU became effective for annual and interim periods beginning January 1, 2013. Adoption of ASU 2013-02 did not have a significant impact on the Companys consolidated financial statements.
Accounting Standards Update 2013-11 [Member]	'
New Accounting Pronouncement or Change in Accounting Principle, Description	'In July 2013, the FASB issued ASU No. 2013-11, Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or Tax Credit Carryforward Exists.  To eliminate diversity in practice, ASU 2013-11 provides explicit guidance on the financial statement presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists.  This ASU is effective for annual and interim periods beginning after December 15, 2013.  Adoption of ASU 2013-11 is not expected to have a significant impact on the Company’s consolidated financial statements.

Subsequent_Event_Details_Textu

Subsequent Event (Details Textual) (Subsequent Event [Member], USD $)	9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2013	Oct. 31, 2013
Subsequent Event [Member]	'	'
Business Acquisition, Effective Date of Acquisition	1-Nov-13	'
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	$1.30	'
Business Acquisition Investments	'	56.5
Business Acquisition Loans	'	100.6
Business Acquisition Deposits	'	177
Business Acquisition Purchase Price Allocation Of Goodwill Amount	'	$6.60