Landmark Bancorp (LARK) 10-Q 13 Nov 15 2015 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 12, 2015
Document Information [Line Items]
Entity Registrant Name	LANDMARK BANCORP INC
Entity Central Index Key	1,141,688
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Trading Symbol	LARK
Entity Common Stock, Shares Outstanding		3,341,184
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2015
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2,015

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and cash equivalents	$ 12,674	$ 12,760
Investment securities available-for-sale, at fair value	352,436	348,931
Bank Stocks, at cost	4,476	4,007
Loans, net of allowance for loans losses of $5,936 and $5,320	416,797	416,190
Loans held for sale, net	9,025	10,671
Premises and equipment, net	21,076	20,954
Bank owned life insurance	18,026	17,650
Goodwill	17,532	17,532
Other intangible assets, net	4,387	4,370
Real estate owned, net	101	255
Accrued interest and other assets	10,385	10,150
Total assets	866,915	863,470
Deposits:
Non-interest-bearing demand	143,330	130,492
Money market and checking	312,031	330,580
Savings	79,080	74,424
Time	153,094	169,059
Total deposits	687,535	704,555
Federal Home Loan Bank borrowings	48,300	43,253
Subordinated debentures	21,034	20,884
Other borrowings	14,908	12,410
Accrued interest, taxes, and other liabilities	16,057	10,723
Total liabilities	$ 787,834	$ 791,825
Commitments and contingencies
Stockholders' equity:
Preferred stock, $0.01 par value per share, 200,000 shares authorized; none issued	$ 0	$ 0
Common stock, $0.01 par value per share, 7,500,000 shares authorized; 3,341,184 and 3,333,243 shares issued and outstanding at September 30, 2015 December 31, 2014, respectively	33	33
Additional paid-in capital	40,618	40,473
Retained earnings	35,340	29,321
Accumulated other comprehensive income	3,090	1,818
Total stockholders' equity	79,081	71,645
Total liabilities and stockholders' equity	$ 866,915	$ 863,470

CONSOLIDATED BALANCE SHEETS _Pa

CONSOLIDATED BALANCE SHEETS [Parenthetical] - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Net of allowance for loans losses (in dollars)	$ 5,936	$ 5,320
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares issued	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	7,500,000	7,500,000
Common stock, shares issued	3,341,184	3,333,243
Common stock, shares, outstanding	3,341,184	3,333,243

CONSOLIDATED STATEMENTS OF EARN

CONSOLIDATED STATEMENTS OF EARNINGS - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Loans:
Taxable		$ 5,189	$ 5,248	$ 15,745	$ 15,573
Tax-exempt		68	107	211	251
Investment securities:
Taxable		1,115	1,026	3,458	2,995
Tax-exempt		828	679	2,242	1,919
Total interest income		7,200	7,060	21,656	20,738
Interest expense:
Deposits		265	305	815	945
Borrowings		508	492	1,496	1,454
Total interest expense		773	797	2,311	2,399
Net interest income		6,427	6,263	19,345	18,339
Provision for loan losses		100	150	(700)	600
Net interest income after provision for loan losses		6,327	6,113	20,045	17,739
Non-interest income:
Fees and service charges		1,922	1,929	5,417	5,521
Gains on sales of loans, net		2,013	1,526	6,207	4,488
Bank owned life insurance		131	128	376	383
Gains (losses) on sales of investment securities, net		135	0	(119)	39
Other		275	271	1,040	845
Total non-interest income		4,476	3,854	12,921	11,276
Non-interest expense:
Compensation and benefits		3,885	3,607	11,451	10,585
Occupancy and equipment		1,073	1,120	3,203	3,327
Data processing		352	356	1,041	1,069
Amortization of intangibles		340	339	1,021	974
Professional fees		233	228	726	843
Advertising		184	126	433	346
Federal deposit insurance premiums		97	126	321	391
Foreclosure and real estate owned expense		10	40	55	71
Other		1,134	1,051	3,611	3,291
Total non-interest expense		7,308	6,993	21,862	20,897
Earnings before income taxes		3,495	2,974	11,104	8,118
Income tax expense		966	800	3,182	2,168
Net earnings		$ 2,529	$ 2,174	$ 7,922	$ 5,950
Earnings per share:
Basic (in dollars per share)	[1],[2]	$ 0.76	$ 0.65	$ 2.37	$ 1.79
Diluted (in dollars per share)	[1],[2]	0.73	0.64	2.30	1.76
Dividends per share (in dollars per share)	[1]	$ 0.19	$ 0.18	$ 0.57	$ 0.54
[1]	Per share amounts for the periods ended September 30, 2014 have been adjusted to give effect to the 5% stock dividend paid during December 2014.
[2]	Share and per share values for the periods ended September 30, 2014 have been adjusted to give effect to the 5% stock dividend paid during December 2014.

CONSOLIDATED STATEMENTS OF EAR5

CONSOLIDATED STATEMENTS OF EARNINGS [Parenthetical]	12 Months Ended
	Dec. 31, 2014
Percentage Of Stocks Dividend	5.00%

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Net earnings	$ 2,529	$ 2,174	$ 7,922	$ 5,950
Net unrealized holding gains (losses) on available-for-sale securities	3,216	(416)	1,894	4,232
Reclassification adjustment for net (gains) losses included in earnings	(135)	0	119	(39)
Net unrealized gains (losses)	3,081	(416)	2,013	4,193
Income tax effect on net gains (losses) included in earnings	50	0	(44)	14
Income tax effect on net unrealized holding gains (losses)	(1,190)	153	(697)	(1,562)
Other comprehensive income (loss)	1,941	(263)	1,272	2,645
Total comprehensive income	$ 4,470	$ 1,911	$ 9,194	$ 8,595

CONSOLIDATED STATEMENTS OF STOC

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common stock [Member]	Additional paid-in capital [Member]	Retained earnings [Member]	Accumulated other comprehensive income (loss) [Member]
Balance at Dec. 31, 2013	$ 62,692	$ 31	$ 36,400	$ 27,187	$ (926)
Net earnings	5,950	0	0	5,950	0
Other comprehensive income	2,645	0	0	0	2,645
Dividends paid	(1,807)	0	0	(1,807)	0
Stock-based compensation	54	0	54	0	0
Exercise of stock options shares including excess tax benefit	508	1	507	0	0
Balance at Sep. 30, 2014	70,042	32	36,961	31,330	1,719
Balance at Dec. 31, 2014	71,645	33	40,473	29,321	1,818
Net earnings	7,922	0	0	7,922	0
Other comprehensive income	1,272	0	0	0	1,272
Dividends paid	(1,903)	0	0	(1,903)	0
Stock-based compensation	16	0	16	0	0
Exercise of stock options shares including excess tax benefit	129	0	129	0	0
Balance at Sep. 30, 2015	$ 79,081	$ 33	$ 40,618	$ 35,340	$ 3,090

CONSOLIDATED STATEMENTS OF STO8

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY [Parenthetical] - USD ($) shares in Thousands, $ in Thousands		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014
Dividends per share (in dollars per share)	[1]	$ 0.57	$ 0.54
Exercise of stock options (in shares)		7,941	34,394
Excess tax benefit related to stock option plans (in dollars)		$ 5	$ 14
[1]	Per share amounts for the periods ended September 30, 2014 have been adjusted to give effect to the 5% stock dividend paid during December 2014.

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash flows from operating activities:
Net earnings	$ 7,922	$ 5,950
Adjustments to reconcile net earnings to net cash provided by operating activities:
Provision for loan losses	(700)	600
Amortization of investment security premiums, net	1,154	1,304
Amortization of purchase accounting adjustment on loans	(459)	(406)
Amortization of purchase accounting adjustment on subordinated debentures	150	150
Amortization of intangibles	1,021	974
Depreciation	869	833
Increase in cash surrender value of bank owned life insurance	(376)	(383)
Stock-based compensation	16	54
Deferred income taxes	215	(184)
Net losses (gains) on sales of investment securities	119	(39)
Impairment of affordable housing investment	163	0
Net gain on sales of premises, equipment and real estate owned	(240)	(10)
Net gains on sales of loans	(6,207)	(4,488)
Proceeds from sales of loans	229,162	156,403
Origination of loans held for sale	(221,309)	(154,873)
Changes in assets and liabilities:
Accrued interest and other assets	(2,448)	(2,258)
Accrued expenses, taxes, and other liabilities	1,232	368
Net cash provided by operating activities	10,284	3,995
Cash flows from investing activities:
Net decrease (increase) in loans	523	(2,060)
Maturities and prepayments of investment securities	45,957	30,158
Purchases of investment securities	(75,238)	(63,930)
Proceeds from sales of investment securities	30,610	1,137
Redemption of bank stocks	8,774	3,497
Purchase of bank stocks	(9,243)	(2,611)
Proceeds from sales of premises and equipment and foreclosed assets	537	338
Purchases of premises and equipment, net	(1,049)	(869)
Net cash provided by (used in) investing activities	871	(34,340)
Cash flows from financing activities:
Net (decrease) increase in deposits	(17,012)	863
Federal Home Loan Bank advance borrowings	220,326	55,767
Federal Home Loan Bank advance repayments	(215,279)	(41,794)
Proceeds from other borrowings	3,158	970
Repayments on other borrowings	(660)	(532)
Proceeds from exercise of stock options, including excess tax benefit	129	508
Payment of dividends	(1,903)	(1,807)
Net cash (used in) provided by financing activities	(11,241)	13,975
Net decrease in cash and cash equivalents	(86)	(16,370)
Cash and cash equivalents at beginning of period	12,760	29,735
Cash and cash equivalents at end of period	12,674	13,365
Supplemental disclosure of cash flow information:
Cash payments for income taxes	2,190	1,480
Cash paid for interest	2,315	2,417
Supplemental schedule of noncash investing and financing activities:
Transfer of loans to real estate owned	94	101
Investment securities purchases not yet settled	$ (4,094)	$ (5,581)

Interim Financial Statements

Interim Financial Statements	9 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. Interim Financial Statements The consolidated financial statements of Landmark Bancorp, Inc. (the “Company”) and subsidiary have been prepared in accordance with the instructions to Form 10-Q. Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles ("GAAP") for complete financial statements. In the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation of financial statements have been reflected herein. The results of the interim period ended September 30, 2015 are not necessarily indicative of the results expected for the year ending December 31, 2015. The Company has evaluated subsequent events for recognition and disclosure up to the date the financial statements were issued.

Investments

Investments	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Marketable Securities [Text Block]	2. Investments As of September 30, 2015 Gross Gross Amortized unrealized unrealized Estimated (Dollars in thousands) cost gains losses fair value U. S. treasury securities $ 6,521 $ 44 $ - $ 6,565 U. S. federal agency obligations 30,125 163 (42) 30,246 Municipal obligations, tax exempt 137,208 2,104 (218) 139,094 Municipal obligations, taxable 77,963 963 (161) 78,765 Agency mortgage-backed securities 85,474 1,241 (40) 86,675 Common stocks 580 812 - 1,392 Certificates of deposit 9,699 - - 9,699 Total $ 347,570 $ 5,327 $ (461) $ 352,436 As of December 31, 2014 Gross Gross Amortized unrealized unrealized Estimated (Dollars in thousands) cost gains losses fair value U. S. treasury securities $ 6,530 $ 1 $ (1) $ 6,530 U. S. federal agency obligations 25,983 34 (274) 25,743 Municipal obligations, tax exempt 108,752 1,937 (180) 110,509 Municipal obligations, taxable 63,728 544 (350) 63,922 Agency mortgage-backed securities 135,072 1,152 (705) 135,519 Common stocks 588 695 - 1,283 Certificates of deposit 5,425 - - 5,425 Total $ 346,078 $ 4,363 $ (1,510) $ 348,931 The tables above show that some of the securities in the available-for-sale investment portfolio had unrealized losses, or were temporarily impaired, as of September 30, 2015 and December 31, 2014. This temporary impairment represents the estimated amount of loss that would be realized if the securities were sold on the valuation date. As of September 30, 2015 (Dollars in thousands) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. federal agency obligations 7 $ 4,196 $ (11) $ 8,650 $ (31) $ 12,846 $ (42) Municipal obligations, tax exempt 66 21,085 (197) 3,100 (21) 24,185 (218) Municipal obligations, taxable 29 8,365 (129) 5,620 (32) 13,985 (161) Agency mortgage-backed securities 17 1,784 (5) 3,070 (35) 4,854 (40) Total 119 $ 35,430 $ (342) $ 20,440 $ (119) $ 55,870 $ (461) As of December 31, 2014 (Dollars in thousands) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. treasury securities 1 $ 2,960 $ (1) $ - $ - $ 2,960 $ (1) U. S. federal agency obligations 14 7,361 (14) 11,958 (260) 19,319 (274) Municipal obligations, tax exempt 71 13,927 (66) 7,329 (114) 21,256 (180) Municipal obligations, taxable 74 14,797 (92) 14,827 (258) 29,624 (350) Agency mortgage-backed securities 29 17,535 (76) 25,759 (629) 43,294 (705) Total 189 $ 56,580 $ (249) $ 59,873 $ (1,261) $ 116,453 $ (1,510) The Company’s U.S. federal agency portfolio consists of securities issued by the government-sponsored agencies of Federal Home Loan Mortgage Corporation (“FHLMC”), Federal National Mortgage Association (“FNMA”) and Federal Home Loan Bank (“FHLB”). The receipt of principal and interest on U.S. federal agency obligations is guaranteed by the respective government-sponsored agency guarantor, such that the Company believes that its U.S. federal agency obligations do not expose the Company to credit-related losses. Based on these factors, along with the Company’s intent to not sell the securities and its belief that it was more likely than not that the Company will not be required to sell the securities before recovery of their cost basis, the Company believed that the U.S. federal agency obligations identified in the tables above were temporarily impaired as of the date of the respective table. The Company’s portfolio of municipal obligations consists of both tax-exempt and taxable general obligations securities issued by various municipalities. As of September 30, 2015, the Company did not intend to sell the securities and it was more likely than not that the Company will not be required to sell its municipal obligations in an unrealized loss position until the recovery of their costs. Due to the issuers’ continued satisfaction of the securities’ obligations in accordance with their contractual terms and the expectation that they will continue to do so, the evaluation of the fundamentals of the issuers’ financial condition and other objective evidence, the Company believed that the municipal obligations identified in the tables above were temporarily impaired as of the date of the respective table. The Company’s agency mortgage-backed securities portfolio consists of securities underwritten to the standards of and guaranteed by the government-sponsored agencies of FHLMC, FNMA and the Government National Mortgage Association (“GNMA”). The receipt of principal, at par, and interest on agency mortgage-backed securities is guaranteed by the respective government-sponsored agency guarantor, such that the Company believed that its agency mortgage-backed securities did not expose the Company to credit-related losses. Based on these factors, along with the Company’s intent to not sell the securities and the Company’s belief that it was more likely than not that the Company will not be required to sell the securities before recovery of their cost basis, the Company believed that the agency mortgage-backed securities identified in the tables above were temporarily impaired as of the date of the respective table. The table below includes scheduled principal payments and estimated prepayments, based on observable market inputs, for agency mortgage-backed securities. Actual maturities will differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties. (Dollars in thousands) Amortized Estimated cost fair value Due in less than one year $ 11,202 $ 11,236 Due after one year but within five years 193,843 195,732 Due after five years but within ten years 88,699 90,564 Due after ten years 53,246 53,512 Common stocks 580 1,392 Total $ 347,570 $ 352,436 (Dollars in thousands) Three months ended Nine months ended September 30, September 30, 2015 2014 2015 2014 Sales proceeds $ 11,541 $ - $ 30,610 $ 1,137 Realized gains $ 206 $ - $ 230 $ 39 Realized losses (71) - (349) - Net realized gains (losses) $ 135 $ - $ (119) $ 39 Securities with carrying values of $ 182.0 212.9 10

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. Loans and Allowance for Loan Losses September 30, December 31, (Dollars in thousands) 2015 2014 One-to-four family residential real estate $ 133,282 $ 127,555 Construction and land 14,313 21,950 Commercial real estate 116,147 118,411 Commercial loans 63,411 59,971 Agriculture loans 67,874 64,316 Municipal loans 7,863 8,982 Consumer loans 20,006 20,044 Total gross loans 422,896 421,229 Net deferred loan costs and loans in process (163) 281 Allowance for loan losses (5,936) (5,320) Loans, net $ 416,797 $ 416,190 In the first quarter of 2015, the Company adjusted the historical loss analysis within the evaluation of the allowance for loan losses. The Company previously used a twelve quarter historical loss rate calculated by loan class. The updated historical loss analysis uses a migration analysis to track historical losses by loan class and risk categories over a longer period of time. In the opinion of management, the adjusted historical loss analysis more accurately allocates estimated losses. The adjustments resulted in reclassifications of the allocated allowance among various loan classes compared to December 31, 2014. The adjustments to the historical loss analysis did not have a significant impact on the total allowance for loan losses balance as of December 31, 2014. Three and nine months ended September 30, 2015 One-to-four family residential Construction Commercial Commercial Agriculture Municipal Consumer (Dollars in thousands) real estate and land real estate loans loans loans loans Total Allowance for loan losses: Balance at July 1, 2015 $ 1,325 $ 99 $ 1,539 $ 1,756 $ 1,102 $ 21 $ 176 $ 6,018 Charge-offs (48) - - (68) - - (88) (204) Recoveries 3 2 - 10 - - 7 22 Provision for loan losses (172) (3) 129 (113) 144 1 114 100 Balance at September 30, 2015 1,108 98 1,668 1,585 1,246 22 209 5,936 Balance at January 1, 2015 $ 755 $ 762 $ 1,832 $ 836 $ 915 $ 51 $ 169 $ 5,320 Charge-offs (57) - - (78) - (88) (230) (453) Recoveries 8 1,721 2 13 - - 25 1,769 Provision for loan losses 402 (2,385) (166) 814 331 59 245 (700) Balance at September 30, 2015 1,108 98 1,668 1,585 1,246 22 209 5,936 Three and nine months ended September 30, 2014 One-to-four family residential Construction Commercial Commercial Agriculture Municipal Consumer (Dollars in thousands) real estate and land real estate loans loans loans loans Total Allowance for loan losses: Balance at July 1, 2014 $ 596 $ 812 $ 1,876 $ 1,034 $ 597 $ 58 $ 176 $ 5,149 Charge-offs (3) - - (12) - - (81) (96) Recoveries 3 4 - 1 - - 11 19 Provision for loan losses (13) 27 (77) 203 (18) (2) 30 150 Balance at September 30, 2014 583 843 1,799 1,226 579 56 136 5,222 Balance at January 1, 2014 $ 732 $ 1,343 $ 1,970 $ 769 $ 545 $ 47 $ 134 $ 5,540 Charge-offs (23) - - (783) - - (170) (976) Recoveries 9 11 5 2 - - 31 58 Provision for loan losses (135) (511) (176) 1,238 34 9 141 600 Balance at September 30, 2014 583 843 1,799 1,226 579 56 136 5,222 As of September 30, 2015 One-to-four family residential Construction Commercial Commercial Agriculture Municipal Consumer (Dollars in thousands) real estate and land real estate loans loans loans loans Total Allowance for loan losses: Individually evaluated for loss 148 - 14 124 - - 11 297 Collectively evaluated for loss 960 98 1,654 1,461 1,246 22 198 5,639 Total 1,108 98 1,668 1,585 1,246 22 209 5,936 Loan balances: Individually evaluated for loss 1,642 2,825 2,086 1,100 268 630 38 8,589 Collectively evaluated for loss 131,640 11,488 114,061 62,311 67,606 7,233 19,968 414,307 Total $ 133,282 $ 14,313 $ 116,147 $ 63,411 $ 67,874 $ 7,863 $ 20,006 $ 422,896 As of December 31, 2014 One-to-four family residential Construction Commercial Commercial Agriculture Municipal Consumer (Dollars in thousands) real estate and land real estate loans loans loans loans Total Allowance for loan losses: Individually evaluated for loss 287 - 17 28 5 - 12 349 Collectively evaluated for loss 468 762 1,815 808 910 51 157 4,971 Total 755 762 1,832 836 915 51 169 5,320 Loan balances: Individually evaluated for loss 1,589 4,805 2,880 371 285 706 67 10,703 Collectively evaluated for loss 125,966 17,145 115,531 59,600 64,031 8,276 19,977 410,526 Total $ 127,555 $ 21,950 $ 118,411 $ 59,971 $ 64,316 $ 8,982 $ 20,044 $ 421,229 The Company recorded net loan recoveries of $ 1.3 918,000 1.7 4.3 2.4 The Company’s impaired loans decreased from $ 10.7 8.6 (Dollars in thousands) As of September 30, 2015 Impaired Impaired Year-to- Unpaid loans loans with Related Year-to- date interest contractual Impaired without an an allowance date average income principal loan balance allowance allowance recorded loan balance recognized One-to-four family residential real estate $ 1,642 $ 1,642 $ 612 $ 1,030 $ 148 $ 1,782 $ - Construction and land 4,560 2,825 2,825 - - 3,094 68 Commercial real estate 2,086 2,086 1,992 94 14 5,212 36 Commercial loans 1,117 1,100 196 904 124 1,107 2 Agriculture loans 268 268 268 - - 289 3 Municipal loans 630 630 630 - - 633 14 Consumer loans 38 38 11 27 11 43 - Total impaired loans $ 10,341 $ 8,589 $ 6,534 $ 2,055 $ 297 $ 12,160 $ 123 (Dollars in thousands) As of December 31, 2014 Impaired Impaired Year-to- Unpaid loans loans with Related Year-to- date interest contractual Impaired without an an allowance date average income principal loan balance allowance allowance recorded loan balance recognized One-to-four family residential real estate $ 1,589 $ 1,589 $ 167 $ 1,422 $ 287 $ 1,611 $ - Construction and land 6,540 4,805 4,805 - - 6,366 235 Commercial real estate 2,880 2,880 2,833 47 17 3,009 24 Commercial loans 371 371 137 234 28 393 10 Agriculture loans 285 285 146 139 5 294 - Municipal loans 772 706 706 - - 772 19 Consumer loans 67 67 25 42 12 75 - Total impaired loans $ 12,504 $ 10,703 $ 8,819 $ 1,884 $ 349 $ 12,520 $ 288 The Company’s key credit quality indicator is a loan’s performance status, defined as accruing or non-accruing. Performing loans are considered to have a lower risk of loss. Non-accrual loans are those which the Company believes have a higher risk of loss. The accrual of interest on non-performing loans is discontinued at the time the loan is ninety days delinquent, unless the credit is well secured and in process of collection. Loans are placed on non-accrual or are charged off at an earlier date if collection of principal or interest is considered doubtful. At September 30, 2015, the Company had a commercial real estate loan of $251,000 that was greater than 90 days past maturity as a renewal was being negotiated. Since the loan was adequately secured, the loan remained on accrual status. There were no loans ninety days delinquent and accruing interest at December 31, 2014. (Dollars in thousands) As of September 30, 2015 30-59 days 60-89 days 90 days or delinquent delinquent more Total past Total past and and delinquent due loans Non-accrual due and non- Total loans accruing accruing and accruing loans accrual loans not past due One-to-four family residential real estate $ 185 $ 306 $ - $ 491 $ 1,639 $ 2,130 $ 131,152 Construction and land - - - - 617 617 13,696 Commercial real estate - - 251 251 141 392 115,755 Commercial loans 31 75 - 106 1,057 1,163 62,248 Agriculture loans - - - - 216 216 67,658 Municipal loans - - - - - - 7,863 Consumer loans 61 61 122 38 160 19,846 Total $ 277 $ 442 $ 251 $ 970 $ 3,708 $ 4,678 $ 418,218 Percent of gross loans 0.07 % 0.10 % 0.06 % 0.23 % 0.88 % 1.11 % 98.89 % (Dollars in thousands) As of December 31, 2014 30-59 days 60-89 days 90 days or delinquent delinquent more Total past Total past and and delinquent due loans Non-accrual due and non- Total loans accruing accruing and accruing accruing loans accrual loans not past due One-to-four family residential real estate $ 127 $ 50 $ - $ 177 $ 1,585 $ 1,762 $ 125,793 Construction and land 163 - - 163 1,322 1,485 20,465 Commercial real estate - - - - 2,488 2,488 115,923 Commercial loans 34 - - 34 234 268 59,703 Agriculture loans 510 1 - 511 285 796 63,520 Municipal loans - - - - 65 65 8,917 Consumer loans 128 65 - 193 67 260 19,784 Total $ 962 $ 116 $ - $ 1,078 $ 6,046 $ 7,124 $ 414,105 Percent of gross loans 0.23 % 0.03 % 0.00 % 0.26 % 1.44 % 1.69 % 98.31 % Under the original terms of the Company’s non-accrual loans, interest earned on such loans for the nine months ended September 30, 2015 and 2014, would have increased interest income by $ 121,000 397,000 The Company also categorizes loans into risk categories based on relevant information about the ability of the borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis. Non-classified loans generally include those loans that are expected to be repaid in accordance with contractual loan terms. Classified loans are those that are assigned a special mention, substandard or doubtful risk rating using the following definitions: Special Mention: Loans are currently protected by the current net worth and paying capacity of the obligor or of the collateral pledged but potentially weak. These loans constitute an undue and unwarranted credit risk, but not to the point of justifying a classification of substandard. The credit risk may be relatively minor, yet constitutes an unwarranted risk in light of the circumstances surrounding a specific asset. Substandard: Loans are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged. Loans have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Loans are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. As of September 30, 2015 As of December 31, 2014 (Dollars in thousands) Nonclassified Classified Nonclassified Classified One-to-four family residential real estate $ 129,735 $ 3,547 $ 123,823 $ 3,732 Construction and land 13,171 1,142 18,815 3,135 Commercial real estate 106,835 9,312 111,428 6,983 Commercial loans 60,082 3,329 57,122 2,849 Agriculture loans 64,919 2,955 63,101 1,215 Municipal loans 7,863 - 8,894 88 Consumer loans 19,945 61 19,977 67 Total 402,550 20,346 403,160 18,069 At September 30, 2015, the Company had ten loan relationships consisting of eighteen outstanding loans that were classified as TDRs. During the third quarter of 2015, a land loan relationship consisting of three loans totaling $1.6 million, which was previously classified as a TDR during 2012, paid off with proceeds from the sale of assets and a new loan originated at market terms on the remaining assets. During the second quarter of 2015, the Company classified a commercial loan relationship consisting of $ 2.1 51,000 78,000 The Company evaluates each TDR individually and returns the loan to accrual status when a payment history is established after the restructuring and future payments are reasonably assured. At September 30, 2015, the Company had a TDR commercial real estate loan of $251,000 that was greater than 90 days past maturity as a renewal was being negotiated. Since the loan was adequately secured, the TDR remained on accrual status. There were no loans modified as TDRs for which there was a payment default within 12 months of modification as of September 30, 2015 and 2014. At September 30, 2015, there was a commitment of $ 84,000 As of September 30, 2015 As of December 31, 2014 Number of Non-accrual Accruing Number of Non-accrual Accruing loans balance balance loans balance balance One-to-four family residential real estate 1 $ - $ 3 1 $ - $ 4 Construction and land 5 603 2,208 7 613 3,483 Commercial real estate 6 - 1,945 2 - 392 Commercial loans 1 - 43 2 - 137 Agriculture 3 77 52 1 146 - Municipal loans 2 - 630 2 - 641 Total troubled debt restructurings 18 $ 680 $ 4,881 15 $ 759 $ 4,657

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets Disclosure [Text Block]	4. Goodwill and Other Intangible Assets The Company tests goodwill for impairment annually or more frequently if circumstances warrant. The Company’s annual step one impairment test as of December 31, 2014 concluded that its goodwill was not impaired. The Company concluded there were no triggering events during the first nine months of 2015 that required an interim goodwill impairment test. Lease intangible assets are amortized over the life of the lease. Core deposit intangible assets are amortized over the estimated useful life of ten years on an accelerated basis. (Dollars in thousands) As of September 30, 2015 Gross carrying Accumulated Net carrying amount amortization amount Core deposit intangible assets $ 4,645 $ (3,346) $ 1,299 Lease intangible asset 350 (86) 264 Mortgage servicing rights 5,167 (2,343) 2,824 Total other intangible assets $ 10,162 $ (5,775) $ 4,387 (Dollars in thousands) As of December 31, 2014 Gross carrying Accumulated Net carrying amount amortization amount Core deposit intangible assets $ 6,078 $ (4,483) $ 1,595 Lease intangible asset 350 (52) 298 Mortgage servicing rights 4,458 (1,981) 2,477 Total other intangible assets $ 10,886 $ (6,516) $ 4,370 (Dollars in thousands) Amortization expense Remainder of 2015 $ 99 2016 327 2017 289 2018 252 2019 214 Thereafter 382 Total $ 1,563 (Dollars in thousands) September 30, December 31, 2015 2014 FHLMC $ 432,100 $ 361,353 FHLB 14,875 18,572 Custodial escrow balances maintained in connection with serviced loans were $ 4.1 3.2 285,000 237,000 808,000 696,000 (Dollars in thousands) Three months ended Sept 30, Nine months ended Sept 30, 2015 2014 2015 2014 Mortgage servicing rights: Balance at beginning of period $ 2,729 $ 2,327 $ 2,477 $ 2,377 Additions 328 292 1,038 589 Amortization (233) (204) (691) (551) Balance at end of period $ 2,824 $ 2,415 $ 2,824 $ 2,415 The fair value of mortgage servicing rights was $ 4.3 3.6 9.50 9.52 4.15 11.09 2.23 9.50 9.52 4.95 12.05 2.27 The Company had a mortgage repurchase reserve of $427,000 at September 30, 2015 and December 31, 2014, which represents the Company’s best estimate of probable losses that the Company will incur related to the repurchase of one-to-four family residential real estate loans previously sold or to reimburse investors for credit losses incurred on loans previously sold where a breach of the contractual representations and warranties occurred. The Company did not incur any losses charged against the reserve or make any provisions to the reserve during the first nine months of 2015. The Company charged $19,000 of losses against the mortgage repurchase reserve and recorded a $5,000 provision to the reserve during the first nine months of 2014. As of September 30, 2015, the Company did not have any outstanding mortgage repurchase requests.

Earnings per Share

Earnings per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	5. Earnings per Share Basic earnings per share have been computed based upon the weighted average number of common shares outstanding during each period. Diluted earnings per share include the effect of all potential common shares outstanding during each period. Three months ended Nine months ended (Dollars in thousands, except per share amounts) September 30, September 30, 2015 2014 2015 2014 Net earnings $ 2,529 $ 2,174 $ 7,922 $ 5,950 Weighted average common shares outstanding - basic (1) 3,339,467 3,333,539 3,337,607 3,324,628 Assumed exercise of stock options (1) 109,902 59,120 101,679 47,574 Weighted average common shares outstanding - diluted (1) 3,449,369 3,392,659 3,439,286 3,372,202 Net earnings per share (1): Basic $ 0.76 $ 0.65 $ 2.37 $ 1.79 Diluted $ 0.73 $ 0.64 $ 2.30 $ 1.76 (1) Share and per share values for the periods ended September 30, 2014 have been adjusted to give effect to the 5 The diluted earnings per share computations for the three and nine months ended September 30, 2015 and 2014 include all unexercised stock options because no stock options were anti-dilutive as of such dates.

Repurchase Agreements

Repurchase Agreements	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]	6. Repurchase Agreements The Company has overnight repurchase agreements with certain deposit customers whereby the Company uses investment securities as collateral for non-insured funds. These balances are accounted for as collateralized financing and included in other borrowings on the balance sheet. As of September 30, 2015 Overnight and Greater Continuous Up to 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal agency obligations $ 6,259 $ - $ - $ - $ 6,259 Agency mortgage-backed securities 6,119 - - - 6,119 Total $ 12,378 $ - $ - $ - $ 12,378 As of December 31, 2014 Overnight and Up to Greater Continuous 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal agency obligations $ 5,246 $ - $ - $ - $ 5,246 Agency mortgage-backed securities 6,024 - - - 6,024 Total $ 11,270 $ - $ - $ - $ 11,270 The investment securities are held by a third party financial institution in the customer’s custodial account. The Company is required to maintain adequate collateral for each repurchase agreement. Changes in the fair value of the investment securities impact the amount of collateral required. If the Company were to default, the investment securities would be used to settle the repurchase agreement with the deposit customer.

Fair Value of Financial Instrum

Fair Value of Financial Instruments and Fair Value Measurements	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	7. Fair Value of Financial Instruments and Fair Value Measurements Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. (Dollars in thousands) As of September 30, 2015 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 12,674 $ 12,674 $ - $ - $ 12,674 Investment securities available-for-sale 352,436 7,957 344,479 - 352,436 Bank stocks, at cost 4,476 n/a n/a n/a n/a Loans, net 416,797 - - 417,476 417,476 Loans held for sale, net 9,025 - 9,067 - 9,067 Derivative financial instruments 600 - 600 - 600 Accrued interest receivable 4,031 11 1,906 2,114 4,031 Financial liabilities: Non-maturity deposits $ (534,441) $ (534,441) $ - $ - (534,441) Time deposits (153,094) - (152,585) - (152,585) FHLB borrowings (48,300) - (50,034) - (50,034) Subordinated debentures (21,034) - (18,630) - (18,630) Other borrowings (14,908) - (14,908) - (14,908) Accrued interest payable (294) - (294) - (294) As of December 31, 2014 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 12,760 $ 12,760 $ - $ - $ 12,760 Investment securities available-for-sale 348,931 7,813 341,118 - 348,931 Bank stocks, at cost 4,007 n/a n/a n/a n/a Loans, net 416,190 - - 423,318 423,318 Loans held for sale, net 10,671 - 10,726 - 10,726 Derivative financial instruments 260 - 260 - 260 Accrued interest receivable 3,670 22 1,750 1,898 3,670 Financial liabilities: Non-maturity deposits $ (535,496) $ (535,496) $ - $ - $ (535,496) Time deposits (169,059) - (168,642) - (168,642) FHLB borrowings (43,253) - (45,287) - (45,287) Subordinated debentures (20,884) - (18,506) - (18,506) Other borrowings (12,410) - (12,410) - (12,410) Accrued interest payable (298) - (298) - (298) Methods and Assumptions Utilized The carrying amount of cash and cash equivalents is considered to approximate fair value. The Company’s investment securities classified as available-for-sale include U.S. treasury securities, U.S. federal agency securities, municipal obligations, agency mortgage-backed securities, certificates of deposits and common stocks. Quoted exchange prices are available for the Company’s U.S treasury securities and common stock investments, which are classified as Level 1. U.S. federal agency securities and agency mortgage-backed obligations are priced utilizing industry-standard models that consider various assumptions, including time value, yield curves, volatility factors, prepayment speeds, default rates, loss severity, current market and contractual prices for the underlying financial instruments, as well as other relevant economic measures. Substantially all of these assumptions are observable in the marketplace, can be derived from observable data, or are supported by observable levels at which transactions are executed in the marketplace. These measurements are classified as Level 2. Municipal securities are valued using a type of matrix, or grid, pricing in which securities are benchmarked against U.S. treasury rates based on credit rating. These model and matrix measurements are classified as Level 2 in the fair value hierarchy. It is not practical to determine the fair value of bank stocks due to restrictions placed on the transferability of FHLB and FRB stock. Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value, determined on an aggregate basis. The mortgage loan valuations are based on quoted secondary market prices for similar loans and are classified as Level 2. The estimated fair value of the Company’s loan portfolio is based on the segregation of loans by collateral type, interest terms, and maturities. The fair value is estimated based on discounting scheduled and estimated cash flows through maturity using an appropriate risk-adjusted yield curve to approximate current interest rates for each category. No adjustment was made to the interest rates for changes in credit risk of performing loans where there are no known credit concerns. Management segregates loans in appropriate risk categories. Management believes that the risk factor embedded in the interest rates along with the allowance for loan losses applicable to the performing loan portfolio results in a fair valuation of such loans. The fair values of impaired loans are generally based on market prices for similar assets determined through independent appraisals or discounted values of independent appraisals and brokers’ opinions of value. This method of estimating fair value does not incorporate the exit-price concept of fair value prescribed by ASC Topic 820 and is classified as Level 3. The carrying amounts of accrued interest receivable and payable are considered to approximate fair value. The estimated fair value of deposits with no stated maturity, such as non-interest-bearing demand deposits, savings, money market accounts, and checking accounts, is equal to the amount payable on demand. The fair value of interest-bearing time deposits is based on the discounted value of contractual cash flows of such deposits. The discount rate is tied to the FHLB yield curve plus an appropriate servicing spread. Fair value measurements based on discounted cash flows are classified as Level 2. These fair values do not incorporate the value of core deposit intangibles which may be associated with the deposit base. The fair value of advances from the FHLB, subordinated debentures, and other borrowings is estimated using current yield curves for similar borrowings adjusted for the Company’s current credit spread and classified as Level 2. The Company’s derivative financial instruments consist of interest rate lock commitments and corresponding forward sales contracts on mortgage loans held for sale. The fair values of these derivatives are based on quoted prices for similar loans in the secondary market. The market prices are adjusted by a factor, based on the Company’s historical data and its judgment about future economic trends, which considers the likelihood that a commitment will ultimately result in a closed loan. These instruments are classified as Level 2. The amounts are included in other assets or other liabilities on the consolidated balance sheets and gains on sale of loans, net in the consolidated statements of earnings. Off-Balance-Sheet Financial Instruments The fair value of letters of credit and commitments to extend credit is based on the fees currently charged to enter into similar agreements. The aggregate of these fees is not material. Transfers The Company did not transfer any assets or liabilities among levels during the nine months ended September 30, 2015 or during the year ended December 31, 2014. Valuation Methods for Instruments Measured at Fair Value on a Recurring Basis (Dollars in thousands) As of September 30, 2015 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities U. S. treasury securities $ 6,565 $ 6,565 $ - $ - U. S. federal agency obligations 30,246 - 30,246 - Municipal obligations, tax exempt 139,094 - 139,094 - Municipal obligations, taxable 78,765 - 78,765 - Agency mortgage-backed securities 86,675 - 86,675 - Common stocks 1,392 1,392 - - Certificates of deposit 9,699 - 9,699 - Derivative financial instruments $ 600 $ - $ 600 $ - (Dollars in thousands) As of December 31, 2014 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities U. S. treasury securities $ 6,530 $ 6,530 $ - $ - U. S. federal agency obligations 25,743 - 25,743 - Municipal obligations, tax exempt 110,509 - 110,509 - Municipal obligations, taxable 63,922 - 63,922 - Agency mortgage-backed securities 135,519 - 135,519 - Common stocks 1,283 1,283 - - Certificates of deposit 5,425 - 5,425 - Derivative financial instruments 260 - 260 - Changes in the fair value of available-for-sale securities are included in other comprehensive income to the extent the changes are not considered other-than-temporary impairments. Other-than-temporary impairment tests are performed on a quarterly basis and any decline in the fair value of an individual security below its cost that is deemed to be other-than-temporary results in a write-down of that security’s cost basis. Valuation Methods for Instruments Measured at Fair Value on a Non-recurring Basis The Company does not value its loan portfolio at fair value. Collateral-dependent impaired loans are generally carried at the lower of cost or fair value of the collateral, less estimated selling costs. Collateral values are determined based on appraisals performed by qualified licensed appraisers hired by the Company and then further adjusted if warranted based on relevant facts and circumstances. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Impaired loans are reviewed and evaluated at least quarterly for additional impairment and adjusted accordingly, based on the same factors identified above. The carrying value of the Company’s impaired loans was $ 8.6 10.7 297,000 349,000 (Dollars in thousands) As of September 30, 2015 Total Fair value hierarchy (losses)/ Total Level 1 Level 2 Level 3 gains Assets: Impaired loans: One-to-four family residential real estate $ 882 $ - $ - $ 882 $ 67 Commercial real estate 80 - - 80 (14) Commercial loans 780 - - 780 (124) Consumer loans 16 - - 16 (6) As of December 31, 2014 Total Fair value hierarchy (losses)/ Total Level 1 Level 2 Level 3 gains Assets: Impaired loans: One-to-four family residential real estate $ 1,135 $ - $ - $ 1,135 $ (214) Commercial real estate 30 - - 30 (17) Commercial loans 206 - - 206 (28) Agriculture loans 134 - - 134 (5) Consumer loans 30 - - 30 (5) (Dollars in thousands) Fair value Valuation technique Unobservable inputs Range As of September 30, 2015 Impaired loans: One-to-four family residential real estate $ 882 Sales comparison Adjustment to appraised value 28%-40% Commercial real estate 80 Sales comparison Adjustment to appraised value 10 % Commercial loans 780 Sales comparison Adjustment to appraised value 0%-35% Consumer loans 16 Sales comparison Adjustment to appraised value 0 % As of December 31, 2014 Impaired loans: One-to-four family residential real estate $ 1,135 Sales comparison Adjustment to appraised value 10%-47% Commercial real estate 30 Sales comparison Adjustment to appraised value 28 % Commercial loans 206 Sales comparison Adjustment to comparable sales 15%-60% Agriculture 134 Sales comparison Adjustment to appraised value 60 % Consumer loans 30 Sales comparison Adjustment to comparable sales 20 %

Regulatory Capital Requirements

Regulatory Capital Requirements	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	8. Regulatory Capital Requirements Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. Management believes as of September 30, 2015, the Company and Bank meet all capital adequacy requirements to which they were subject at that time. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. On January 1, 2015, the Company and the Bank became subject to new capital rules (the “Basel III Rules”) that implemented the Basel III regulatory capital reforms from the Basel Committee on Banking Supervision and certain changes required by the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Basel III Rules are applicable to all U.S. banks that are subject to minimum capital requirements, as well as to bank and savings and loan holding companies other than “small bank holding companies” (generally, non-public bank holding companies with consolidated assets of less than $ 1.0 The Basel III Rules have maintained the general structure of the prompt corrective action framework, while incorporating increased requirements. The Basel III Rules include a new common equity Tier 1 capital to risk-weighted assets minimum ratio of 4.5 4.0 6.0 8.0 4.0 0.625 0.625 2.5 250 As of September 30, 2015 and December 31, 2014, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action then in effect. There are no conditions or events since that notification that management believes have changed the institution’s category. (Dollars in thousands) For capital Actual adequacy purposes Amount Ratio Amount Ratio As of September 30, 2015 Leverage $ 76,998 9.05 % $ 34,046 4.0 % Common Equity Tier 1 Capital 57,853 10.82 % 24,064 4.5 % Tier 1 Capital 76,998 14.40 % 32,086 6.0 % Total Risk Based Capital 84,548 15.81 % 42,781 8.0 % As of December 31, 2014 Leverage $ 67,228 8.06 % $ 33,377 4.0 % Tier 1 Capital 67,228 13.26 % 20,282 4.0 % Total Risk Based Capital 76,864 15.16 % 40,563 8.0 % To be well-capitalized under prompt (Dollars in thousands) For capital corrective Actual adequacy purposes action provisions Amount Ratio Amount Ratio Amount Ratio As of September 30, 2015 Leverage $ 79,862 9.41 % $ 33,961 4.0 % $ 42,451 5.0 % Common Equity Tier 1 Capital 79,862 14.97 % 24,000 4.5 % 34,666 6.5 % Tier 1 Capital 79,862 14.97 % 32,000 6.0 % 42,666 8.0 % Total Risk Based Capital 85,948 16.12 % 42,666 8.0 % 53,333 10.0 % As of December 31, 2014 Leverage $ 71,004 8.53 % $ 33,298 4.0 % $ 41,622 5.0 % Tier 1 Capital 71,004 14.04 % 20,224 4.0 % 30,336 6.0 % Total Risk Based Capital 76,901 15.21 % 40,448 8.0 % 50,559 10.0 %

Impact of Recent Accounting Pro

Impact of Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	8. Impact of Recent Accounting Pronouncements In May 2014, the Financial Accounting Standards Board (the “FASB”) issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606). The main provisions of the update require the identification of performance obligations within a contract and require the recognition of revenue based on a stand-alone allocation of contract revenue to each performance obligation. Performance obligations may be satisfied and revenue recognized over a period of time if: 1) the customer simultaneously receives and consumes the benefits provided by the entity’s performance as the entity performs, or 2) the entity’s performance creates or enhances an asset that the customer controls as the asset is created or enhanced, or 3) the entity’s performance does not create an asset with an alternative use to the entity, and the entity has an enforceable right to payment for performance completed to date. Initially the amendments of the update were to be effective for public entities beginning with interim and annual reporting periods beginning after December 15, 2016, but the FASB voted to defer the implementation for one year. Management is evaluating the impact of adopting ASU 2014-09. In June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures. The amendments change the accounting for repurchase-to-maturity repurchase transactions to secured borrowing accounting. ASU 2014-11 also requires additional disclosures for repurchase agreements and securities lending arrangements. The amendments are effective for interim and annual periods beginning after December 15, 2014. The adoption of ASU 2014-11 did not have a significant impact on the Company’s consolidated financial statements and the additional disclosures are included in this report.

Investments (Tables)

Investments (Tables)	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Available-for-sale Securities [Table Text Block]	A summary of investment securities available-for-sale is as follows: As of September 30, 2015 Gross Gross Amortized unrealized unrealized Estimated (Dollars in thousands) cost gains losses fair value U. S. treasury securities $ 6,521 $ 44 $ - $ 6,565 U. S. federal agency obligations 30,125 163 (42) 30,246 Municipal obligations, tax exempt 137,208 2,104 (218) 139,094 Municipal obligations, taxable 77,963 963 (161) 78,765 Agency mortgage-backed securities 85,474 1,241 (40) 86,675 Common stocks 580 812 - 1,392 Certificates of deposit 9,699 - - 9,699 Total $ 347,570 $ 5,327 $ (461) $ 352,436 As of December 31, 2014 Gross Gross Amortized unrealized unrealized Estimated (Dollars in thousands) cost gains losses fair value U. S. treasury securities $ 6,530 $ 1 $ (1) $ 6,530 U. S. federal agency obligations 25,983 34 (274) 25,743 Municipal obligations, tax exempt 108,752 1,937 (180) 110,509 Municipal obligations, taxable 63,728 544 (350) 63,922 Agency mortgage-backed securities 135,072 1,152 (705) 135,519 Common stocks 588 695 - 1,283 Certificates of deposit 5,425 - - 5,425 Total $ 346,078 $ 4,363 $ (1,510) $ 348,931
Available For Sale Securities Debt Maturities [Table Text Block]	Securities which were temporarily impaired are shown below, along with the length of time in a continuous unrealized loss position. As of September 30, 2015 (Dollars in thousands) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. federal agency obligations 7 $ 4,196 $ (11) $ 8,650 $ (31) $ 12,846 $ (42) Municipal obligations, tax exempt 66 21,085 (197) 3,100 (21) 24,185 (218) Municipal obligations, taxable 29 8,365 (129) 5,620 (32) 13,985 (161) Agency mortgage-backed securities 17 1,784 (5) 3,070 (35) 4,854 (40) Total 119 $ 35,430 $ (342) $ 20,440 $ (119) $ 55,870 $ (461) As of December 31, 2014 (Dollars in thousands) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. treasury securities 1 $ 2,960 $ (1) $ - $ - $ 2,960 $ (1) U. S. federal agency obligations 14 7,361 (14) 11,958 (260) 19,319 (274) Municipal obligations, tax exempt 71 13,927 (66) 7,329 (114) 21,256 (180) Municipal obligations, taxable 74 14,797 (92) 14,827 (258) 29,624 (350) Agency mortgage-backed securities 29 17,535 (76) 25,759 (629) 43,294 (705) Total 189 $ 56,580 $ (249) $ 59,873 $ (1,261) $ 116,453 $ (1,510)
Investments Classified by Contractual Maturity Date [Table Text Block]	The amortized cost and fair value of investment securities at September 30, 2015 are as follows: (Dollars in thousands) Amortized Estimated cost fair value Due in less than one year $ 11,202 $ 11,236 Due after one year but within five years 193,843 195,732 Due after five years but within ten years 88,699 90,564 Due after ten years 53,246 53,512 Common stocks 580 1,392 Total $ 347,570 $ 352,436
Schedule of Realized Gain (Loss) [Table Text Block]	(Dollars in thousands) Three months ended Nine months ended September 30, September 30, 2015 2014 2015 2014 Sales proceeds $ 11,541 $ - $ 30,610 $ 1,137 Realized gains $ 206 $ - $ 230 $ 39 Realized losses (71) - (349) - Net realized gains (losses) $ 135 $ - $ (119) $ 39

Loans and Allowance for Loan 20

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans consisted of the following as of the dates indicated below: September 30, December 31, (Dollars in thousands) 2015 2014 One-to-four family residential real estate $ 133,282 $ 127,555 Construction and land 14,313 21,950 Commercial real estate 116,147 118,411 Commercial loans 63,411 59,971 Agriculture loans 67,874 64,316 Municipal loans 7,863 8,982 Consumer loans 20,006 20,044 Total gross loans 422,896 421,229 Net deferred loan costs and loans in process (163) 281 Allowance for loan losses (5,936) (5,320) Loans, net $ 416,797 $ 416,190
Allowance for Credit Losses on Financing Receivables [Table Text Block]	The following tables provide information on the Company’s allowance for loan losses by loan class and allowance methodology: Three and nine months ended September 30, 2015 One-to-four family residential Construction Commercial Commercial Agriculture Municipal Consumer (Dollars in thousands) real estate and land real estate loans loans loans loans Total Allowance for loan losses: Balance at July 1, 2015 $ 1,325 $ 99 $ 1,539 $ 1,756 $ 1,102 $ 21 $ 176 $ 6,018 Charge-offs (48) - - (68) - - (88) (204) Recoveries 3 2 - 10 - - 7 22 Provision for loan losses (172) (3) 129 (113) 144 1 114 100 Balance at September 30, 2015 1,108 98 1,668 1,585 1,246 22 209 5,936 Balance at January 1, 2015 $ 755 $ 762 $ 1,832 $ 836 $ 915 $ 51 $ 169 $ 5,320 Charge-offs (57) - - (78) - (88) (230) (453) Recoveries 8 1,721 2 13 - - 25 1,769 Provision for loan losses 402 (2,385) (166) 814 331 59 245 (700) Balance at September 30, 2015 1,108 98 1,668 1,585 1,246 22 209 5,936 Three and nine months ended September 30, 2014 One-to-four family residential Construction Commercial Commercial Agriculture Municipal Consumer (Dollars in thousands) real estate and land real estate loans loans loans loans Total Allowance for loan losses: Balance at July 1, 2014 $ 596 $ 812 $ 1,876 $ 1,034 $ 597 $ 58 $ 176 $ 5,149 Charge-offs (3) - - (12) - - (81) (96) Recoveries 3 4 - 1 - - 11 19 Provision for loan losses (13) 27 (77) 203 (18) (2) 30 150 Balance at September 30, 2014 583 843 1,799 1,226 579 56 136 5,222 Balance at January 1, 2014 $ 732 $ 1,343 $ 1,970 $ 769 $ 545 $ 47 $ 134 $ 5,540 Charge-offs (23) - - (783) - - (170) (976) Recoveries 9 11 5 2 - - 31 58 Provision for loan losses (135) (511) (176) 1,238 34 9 141 600 Balance at September 30, 2014 583 843 1,799 1,226 579 56 136 5,222 As of September 30, 2015 One-to-four family residential Construction Commercial Commercial Agriculture Municipal Consumer (Dollars in thousands) real estate and land real estate loans loans loans loans Total Allowance for loan losses: Individually evaluated for loss 148 - 14 124 - - 11 297 Collectively evaluated for loss 960 98 1,654 1,461 1,246 22 198 5,639 Total 1,108 98 1,668 1,585 1,246 22 209 5,936 Loan balances: Individually evaluated for loss 1,642 2,825 2,086 1,100 268 630 38 8,589 Collectively evaluated for loss 131,640 11,488 114,061 62,311 67,606 7,233 19,968 414,307 Total $ 133,282 $ 14,313 $ 116,147 $ 63,411 $ 67,874 $ 7,863 $ 20,006 $ 422,896 As of December 31, 2014 One-to-four family residential Construction Commercial Commercial Agriculture Municipal Consumer (Dollars in thousands) real estate and land real estate loans loans loans loans Total Allowance for loan losses: Individually evaluated for loss 287 - 17 28 5 - 12 349 Collectively evaluated for loss 468 762 1,815 808 910 51 157 4,971 Total 755 762 1,832 836 915 51 169 5,320 Loan balances: Individually evaluated for loss 1,589 4,805 2,880 371 285 706 67 10,703 Collectively evaluated for loss 125,966 17,145 115,531 59,600 64,031 8,276 19,977 410,526 Total $ 127,555 $ 21,950 $ 118,411 $ 59,971 $ 64,316 $ 8,982 $ 20,044 $ 421,229
Impaired Financing Receivables [Table Text Block]	(Dollars in thousands) As of September 30, 2015 Impaired Impaired Year-to- Unpaid loans loans with Related Year-to- date interest contractual Impaired without an an allowance date average income principal loan balance allowance allowance recorded loan balance recognized One-to-four family residential real estate $ 1,642 $ 1,642 $ 612 $ 1,030 $ 148 $ 1,782 $ - Construction and land 4,560 2,825 2,825 - - 3,094 68 Commercial real estate 2,086 2,086 1,992 94 14 5,212 36 Commercial loans 1,117 1,100 196 904 124 1,107 2 Agriculture loans 268 268 268 - - 289 3 Municipal loans 630 630 630 - - 633 14 Consumer loans 38 38 11 27 11 43 - Total impaired loans $ 10,341 $ 8,589 $ 6,534 $ 2,055 $ 297 $ 12,160 $ 123 (Dollars in thousands) As of December 31, 2014 Impaired Impaired Year-to- Unpaid loans loans with Related Year-to- date interest contractual Impaired without an an allowance date average income principal loan balance allowance allowance recorded loan balance recognized One-to-four family residential real estate $ 1,589 $ 1,589 $ 167 $ 1,422 $ 287 $ 1,611 $ - Construction and land 6,540 4,805 4,805 - - 6,366 235 Commercial real estate 2,880 2,880 2,833 47 17 3,009 24 Commercial loans 371 371 137 234 28 393 10 Agriculture loans 285 285 146 139 5 294 - Municipal loans 772 706 706 - - 772 19 Consumer loans 67 67 25 42 12 75 - Total impaired loans $ 12,504 $ 10,703 $ 8,819 $ 1,884 $ 349 $ 12,520 $ 288
Past Due Financing Receivables [Table Text Block]	The following tables present information on the Company’s past due and non-accrual loans by loan class: (Dollars in thousands) As of September 30, 2015 30-59 days 60-89 days 90 days or delinquent delinquent more Total past Total past and and delinquent due loans Non-accrual due and non- Total loans accruing accruing and accruing loans accrual loans not past due One-to-four family residential real estate $ 185 $ 306 $ - $ 491 $ 1,639 $ 2,130 $ 131,152 Construction and land - - - - 617 617 13,696 Commercial real estate - - 251 251 141 392 115,755 Commercial loans 31 75 - 106 1,057 1,163 62,248 Agriculture loans - - - - 216 216 67,658 Municipal loans - - - - - - 7,863 Consumer loans 61 61 122 38 160 19,846 Total $ 277 $ 442 $ 251 $ 970 $ 3,708 $ 4,678 $ 418,218 Percent of gross loans 0.07 % 0.10 % 0.06 % 0.23 % 0.88 % 1.11 % 98.89 % (Dollars in thousands) As of December 31, 2014 30-59 days 60-89 days 90 days or delinquent delinquent more Total past Total past and and delinquent due loans Non-accrual due and non- Total loans accruing accruing and accruing accruing loans accrual loans not past due One-to-four family residential real estate $ 127 $ 50 $ - $ 177 $ 1,585 $ 1,762 $ 125,793 Construction and land 163 - - 163 1,322 1,485 20,465 Commercial real estate - - - - 2,488 2,488 115,923 Commercial loans 34 - - 34 234 268 59,703 Agriculture loans 510 1 - 511 285 796 63,520 Municipal loans - - - - 65 65 8,917 Consumer loans 128 65 - 193 67 260 19,784 Total $ 962 $ 116 $ - $ 1,078 $ 6,046 $ 7,124 $ 414,105 Percent of gross loans 0.23 % 0.03 % 0.00 % 0.26 % 1.44 % 1.69 % 98.31 %
Risk Categories By Loan Class [Table Text Block]	The following table provides information on the Company’s risk categories by loan class: As of September 30, 2015 As of December 31, 2014 (Dollars in thousands) Nonclassified Classified Nonclassified Classified One-to-four family residential real estate $ 129,735 $ 3,547 $ 123,823 $ 3,732 Construction and land 13,171 1,142 18,815 3,135 Commercial real estate 106,835 9,312 111,428 6,983 Commercial loans 60,082 3,329 57,122 2,849 Agriculture loans 64,919 2,955 63,101 1,215 Municipal loans 7,863 - 8,894 88 Consumer loans 19,945 61 19,977 67 Total 402,550 20,346 403,160 18,069
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	The following table presents information on loans that are classified as TDRs: As of September 30, 2015 As of December 31, 2014 Number of Non-accrual Accruing Number of Non-accrual Accruing loans balance balance loans balance balance One-to-four family residential real estate 1 $ - $ 3 1 $ - $ 4 Construction and land 5 603 2,208 7 613 3,483 Commercial real estate 6 - 1,945 2 - 392 Commercial loans 1 - 43 2 - 137 Agriculture 3 77 52 1 146 - Municipal loans 2 - 630 2 - 641 Total troubled debt restructurings 18 $ 680 $ 4,881 15 $ 759 $ 4,657

Goodwill and Other Intangible21

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Intangible Assets and Goodwill [Table Text Block]	A summary of the other intangible assets that continue to be subject to amortization is as follows: (Dollars in thousands) As of September 30, 2015 Gross carrying Accumulated Net carrying amount amortization amount Core deposit intangible assets $ 4,645 $ (3,346) $ 1,299 Lease intangible asset 350 (86) 264 Mortgage servicing rights 5,167 (2,343) 2,824 Total other intangible assets $ 10,162 $ (5,775) $ 4,387 (Dollars in thousands) As of December 31, 2014 Gross carrying Accumulated Net carrying amount amortization amount Core deposit intangible assets $ 6,078 $ (4,483) $ 1,595 Lease intangible asset 350 (52) 298 Mortgage servicing rights 4,458 (1,981) 2,477 Total other intangible assets $ 10,886 $ (6,516) $ 4,370
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	The following sets forth estimated amortization expense for core deposit and lease intangible assets for the remainder of 2015 and in successive years ending December 31: (Dollars in thousands) Amortization expense Remainder of 2015 $ 99 2016 327 2017 289 2018 252 2019 214 Thereafter 382 Total $ 1,563
Schedule of Participating Mortgage Loans [Table Text Block]	Mortgage loans serviced for others are not reported as assets. The following table provides information on the principal balances of mortgage loans serviced for others: (Dollars in thousands) September 30, December 31, 2015 2014 FHLMC $ 432,100 $ 361,353 FHLB 14,875 18,572
Servicing Asset at Amortized Cost [Table Text Block]	Activity for mortgage servicing rights and the related valuation allowance follows: (Dollars in thousands) Three months ended Sept 30, Nine months ended Sept 30, 2015 2014 2015 2014 Mortgage servicing rights: Balance at beginning of period $ 2,729 $ 2,327 $ 2,477 $ 2,377 Additions 328 292 1,038 589 Amortization (233) (204) (691) (551) Balance at end of period $ 2,824 $ 2,415 $ 2,824 $ 2,415

Earnings per Share (Tables)

Earnings per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	The shares used in the calculation of basic and diluted earnings per share are shown below: Three months ended Nine months ended (Dollars in thousands, except per share amounts) September 30, September 30, 2015 2014 2015 2014 Net earnings $ 2,529 $ 2,174 $ 7,922 $ 5,950 Weighted average common shares outstanding - basic (1) 3,339,467 3,333,539 3,337,607 3,324,628 Assumed exercise of stock options (1) 109,902 59,120 101,679 47,574 Weighted average common shares outstanding - diluted (1) 3,449,369 3,392,659 3,439,286 3,372,202 Net earnings per share (1): Basic $ 0.76 $ 0.65 $ 2.37 $ 1.79 Diluted $ 0.73 $ 0.64 $ 2.30 $ 1.76 (1) Share and per share values for the periods ended September 30, 2014 have been adjusted to give effect to the 5

Repurchase Agreements (Tables)

Repurchase Agreements (Tables)	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Schedule of Repurchase Agreements [Table Text Block]	The following is a summary of the balances and collateral of the Company’s repurchase agreements: As of September 30, 2015 Overnight and Greater Continuous Up to 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal agency obligations $ 6,259 $ - $ - $ - $ 6,259 Agency mortgage-backed securities 6,119 - - - 6,119 Total $ 12,378 $ - $ - $ - $ 12,378 As of December 31, 2014 Overnight and Up to Greater Continuous 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal agency obligations $ 5,246 $ - $ - $ - $ 5,246 Agency mortgage-backed securities 6,024 - - - 6,024 Total $ 11,270 $ - $ - $ - $ 11,270

Fair Value of Financial Instr24

Fair Value of Financial Instruments and Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair value estimates of the Company’s financial instruments as of September 30, 2015 and December 31, 2014, including methods and assumptions utilized, are set forth below: (Dollars in thousands) As of September 30, 2015 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 12,674 $ 12,674 $ - $ - $ 12,674 Investment securities available-for-sale 352,436 7,957 344,479 - 352,436 Bank stocks, at cost 4,476 n/a n/a n/a n/a Loans, net 416,797 - - 417,476 417,476 Loans held for sale, net 9,025 - 9,067 - 9,067 Derivative financial instruments 600 - 600 - 600 Accrued interest receivable 4,031 11 1,906 2,114 4,031 Financial liabilities: Non-maturity deposits $ (534,441) $ (534,441) $ - $ - (534,441) Time deposits (153,094) - (152,585) - (152,585) FHLB borrowings (48,300) - (50,034) - (50,034) Subordinated debentures (21,034) - (18,630) - (18,630) Other borrowings (14,908) - (14,908) - (14,908) Accrued interest payable (294) - (294) - (294) As of December 31, 2014 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 12,760 $ 12,760 $ - $ - $ 12,760 Investment securities available-for-sale 348,931 7,813 341,118 - 348,931 Bank stocks, at cost 4,007 n/a n/a n/a n/a Loans, net 416,190 - - 423,318 423,318 Loans held for sale, net 10,671 - 10,726 - 10,726 Derivative financial instruments 260 - 260 - 260 Accrued interest receivable 3,670 22 1,750 1,898 3,670 Financial liabilities: Non-maturity deposits $ (535,496) $ (535,496) $ - $ - $ (535,496) Time deposits (169,059) - (168,642) - (168,642) FHLB borrowings (43,253) - (45,287) - (45,287) Subordinated debentures (20,884) - (18,506) - (18,506) Other borrowings (12,410) - (12,410) - (12,410) Accrued interest payable (298) - (298) - (298)
Fair Value, Assets Measured On Recurring Basis [Table Text Block]	(Dollars in thousands) As of September 30, 2015 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities U. S. treasury securities $ 6,565 $ 6,565 $ - $ - U. S. federal agency obligations 30,246 - 30,246 - Municipal obligations, tax exempt 139,094 - 139,094 - Municipal obligations, taxable 78,765 - 78,765 - Agency mortgage-backed securities 86,675 - 86,675 - Common stocks 1,392 1,392 - - Certificates of deposit 9,699 - 9,699 - Derivative financial instruments $ 600 $ - $ 600 $ - (Dollars in thousands) As of December 31, 2014 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities U. S. treasury securities $ 6,530 $ 6,530 $ - $ - U. S. federal agency obligations 25,743 - 25,743 - Municipal obligations, tax exempt 110,509 - 110,509 - Municipal obligations, taxable 63,922 - 63,922 - Agency mortgage-backed securities 135,519 - 135,519 - Common stocks 1,283 1,283 - - Certificates of deposit 5,425 - 5,425 - Derivative financial instruments 260 - 260 -
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	The following table represents the Company’s financial instruments that are measured at fair value on a non-recurring basis as of September 30, 2015 and December 31, 2014 allocated to the appropriate fair value hierarchy: (Dollars in thousands) As of September 30, 2015 Total Fair value hierarchy (losses)/ Total Level 1 Level 2 Level 3 gains Assets: Impaired loans: One-to-four family residential real estate $ 882 $ - $ - $ 882 $ 67 Commercial real estate 80 - - 80 (14) Commercial loans 780 - - 780 (124) Consumer loans 16 - - 16 (6) As of December 31, 2014 Total Fair value hierarchy (losses)/ Total Level 1 Level 2 Level 3 gains Assets: Impaired loans: One-to-four family residential real estate $ 1,135 $ - $ - $ 1,135 $ (214) Commercial real estate 30 - - 30 (17) Commercial loans 206 - - 206 (28) Agriculture loans 134 - - 134 (5) Consumer loans 30 - - 30 (5)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	(Dollars in thousands) Fair value Valuation technique Unobservable inputs Range As of September 30, 2015 Impaired loans: One-to-four family residential real estate $ 882 Sales comparison Adjustment to appraised value 28%-40% Commercial real estate 80 Sales comparison Adjustment to appraised value 10 % Commercial loans 780 Sales comparison Adjustment to appraised value 0%-35% Consumer loans 16 Sales comparison Adjustment to appraised value 0 % As of December 31, 2014 Impaired loans: One-to-four family residential real estate $ 1,135 Sales comparison Adjustment to appraised value 10%-47% Commercial real estate 30 Sales comparison Adjustment to appraised value 28 % Commercial loans 206 Sales comparison Adjustment to comparable sales 15%-60% Agriculture 134 Sales comparison Adjustment to appraised value 60 % Consumer loans 30 Sales comparison Adjustment to comparable sales 20 %

Regulatory Capital Requiremen25

Regulatory Capital Requirements (Tables)	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies [Table Text Block]	The following is a comparison of the Company’s regulatory capital to minimum capital requirements at September 30, 2015 and December 31, 2014: (Dollars in thousands) For capital Actual adequacy purposes Amount Ratio Amount Ratio As of September 30, 2015 Leverage $ 76,998 9.05 % $ 34,046 4.0 % Common Equity Tier 1 Capital 57,853 10.82 % 24,064 4.5 % Tier 1 Capital 76,998 14.40 % 32,086 6.0 % Total Risk Based Capital 84,548 15.81 % 42,781 8.0 % As of December 31, 2014 Leverage $ 67,228 8.06 % $ 33,377 4.0 % Tier 1 Capital 67,228 13.26 % 20,282 4.0 % Total Risk Based Capital 76,864 15.16 % 40,563 8.0 %
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at September 30, 2015 and December 31, 2014: To be well-capitalized under prompt (Dollars in thousands) For capital corrective Actual adequacy purposes action provisions Amount Ratio Amount Ratio Amount Ratio As of September 30, 2015 Leverage $ 79,862 9.41 % $ 33,961 4.0 % $ 42,451 5.0 % Common Equity Tier 1 Capital 79,862 14.97 % 24,000 4.5 % 34,666 6.5 % Tier 1 Capital 79,862 14.97 % 32,000 6.0 % 42,666 8.0 % Total Risk Based Capital 85,948 16.12 % 42,666 8.0 % 53,333 10.0 % As of December 31, 2014 Leverage $ 71,004 8.53 % $ 33,298 4.0 % $ 41,622 5.0 % Tier 1 Capital 71,004 14.04 % 20,224 4.0 % 30,336 6.0 % Total Risk Based Capital 76,901 15.21 % 40,448 8.0 % 50,559 10.0 %

Investments (Details)

Investments (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	$ 347,570	$ 346,078
Gross unrealized gains	5,327	4,363
Gross unrealized losses	(461)	(1,510)
Estimated fair value	352,436	348,931
U. S. treasury securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	6,521	6,530
Gross unrealized gains	44	1
Gross unrealized losses	0	(1)
Estimated fair value	6,565	6,530
Common stocks [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	580	588
Gross unrealized gains	812	695
Gross unrealized losses	0	0
Estimated fair value	1,392	1,283
U. S. federal agency obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	30,125	25,983
Gross unrealized gains	163	34
Gross unrealized losses	(42)	(274)
Estimated fair value	30,246	25,743
Municipal obligations, tax exempt [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	137,208	108,752
Gross unrealized gains	2,104	1,937
Gross unrealized losses	(218)	(180)
Estimated fair value	139,094	110,509
Municipal obligations, taxable [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	77,963	63,728
Gross unrealized gains	963	544
Gross unrealized losses	(161)	(350)
Estimated fair value	78,765	63,922
Agency mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	85,474	135,072
Gross unrealized gains	1,241	1,152
Gross unrealized losses	(40)	(705)
Estimated fair value	86,675	135,519
Certificates of deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	9,699	5,425
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Estimated fair value	$ 9,699	$ 5,425

Investments (Details 1)

Investments (Details 1) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015USD ($)Number	Dec. 31, 2014USD ($)Number
Schedule of Available-for-sale Securities [Line Items]
No. of securities | Number	119	189
Fair value, Less than 12 months	$ 35,430	$ 56,580
Unrealized losses, Less than 12 months	(342)	(249)
Fair value, 12 months or longer	20,440	59,873
Unrealized losses, 12 months or longer	(119)	(1,261)
Total, Fair value	55,870	116,453
Total, Unrealized losses	$ (461)	$ (1,510)
U. S. treasury securities [Member]
Schedule of Available-for-sale Securities [Line Items]
No. of securities | Number		1
Fair value, Less than 12 months		$ 2,960
Unrealized losses, Less than 12 months		(1)
Fair value, 12 months or longer		0
Unrealized losses, 12 months or longer		0
Total, Fair value		2,960
Total, Unrealized losses		$ (1)
U.S. federal agency obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
No. of securities | Number	7	14
Fair value, Less than 12 months	$ 4,196	$ 7,361
Unrealized losses, Less than 12 months	(11)	(14)
Fair value, 12 months or longer	8,650	11,958
Unrealized losses, 12 months or longer	(31)	(260)
Total, Fair value	12,846	19,319
Total, Unrealized losses	$ (42)	$ (274)
Municipal obligations, tax exempt [Member]
Schedule of Available-for-sale Securities [Line Items]
No. of securities | Number	66	71
Fair value, Less than 12 months	$ 21,085	$ 13,927
Unrealized losses, Less than 12 months	(197)	(66)
Fair value, 12 months or longer	3,100	7,329
Unrealized losses, 12 months or longer	(21)	(114)
Total, Fair value	24,185	21,256
Total, Unrealized losses	$ (218)	$ (180)
Municipal obligations, taxable [Member]
Schedule of Available-for-sale Securities [Line Items]
No. of securities | Number	29	74
Fair value, Less than 12 months	$ 8,365	$ 14,797
Unrealized losses, Less than 12 months	(129)	(92)
Fair value, 12 months or longer	5,620	14,827
Unrealized losses, 12 months or longer	(32)	(258)
Total, Fair value	13,985	29,624
Total, Unrealized losses	$ (161)	$ (350)
Agency mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
No. of securities | Number	17	29
Fair value, Less than 12 months	$ 1,784	$ 17,535
Unrealized losses, Less than 12 months	(5)	(76)
Fair value, 12 months or longer	3,070	25,759
Unrealized losses, 12 months or longer	(35)	(629)
Total, Fair value	4,854	43,294
Total, Unrealized losses	$ (40)	$ (705)

Investments (Details 2)

Investments (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, Due in less than one year	$ 11,202
Amortized cost, Due after one year but within five years	193,843
Amortized cost, Due after five years but within ten years	88,699
Amortized cost, Due after ten years	53,246
Available-for-sale Securities, Amortized Cost Basis, Total	347,570	$ 346,078
Amortized cost, Total	347,570
Estimated fair value, Due in less than one year	11,236
Estimated fair value, Due after one year but within five years	195,732
Estimated fair value, Due after five years but within ten years	90,564
Estimated fair value, Due after ten years	53,512
Available-for-sale Securities, Total	352,436	348,931
Securities available-for-sale, at fair value	352,436	348,931
Common Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis, Total	580	588
Available-for-sale Securities, Total	1,392	1,283
Securities available-for-sale, at fair value	$ 1,392	$ 1,283

Investments (Details 3)

Investments (Details 3) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Schedule of Available-for-sale Securities [Line Items]
Sales proceeds	$ 11,541	$ 0	$ 30,610	$ 1,137
Realized gains	206	0	230	39
Realized losses	(71)	0	(349)	0
Net realized losses	$ 135	$ 0	$ (119)	$ 39

Investments (Details Textual)

Investments (Details Textual) - USD ($) $ in Millions	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Security Owned and Pledged as Collateral, Fair Value, Total	$ 182	$ 212.9
Equity Method Investment, Ownership Percentage	10.00%

Loans and Allowance for Loan 31

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 422,896		$ 421,229
Net deferred loan costs and loans in process	(163)		281
Allowance for loan losses	(5,936)	$ (6,018)	(5,320)	$ (5,222)	$ (5,149)	$ (5,540)
Loans, net	416,797		416,190
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	133,282		127,555
Allowance for loan losses	(1,108)	(1,325)	(755)	(583)	(596)	(732)
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	14,313		21,950
Allowance for loan losses	(98)	(99)	(762)	(843)	(812)	(1,343)
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	116,147		118,411
Allowance for loan losses	(1,668)	(1,539)	(1,832)	(1,799)	(1,876)	(1,970)
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	63,411		59,971
Allowance for loan losses	(1,585)	(1,756)	(836)	(1,226)	(1,034)	(769)
Agriculture Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	67,874		64,316
Allowance for loan losses	(1,246)	(1,102)	(915)	(579)	(597)	(545)
Municipal Bonds [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	7,863		8,982
Allowance for loan losses	(22)	(21)	(51)	(56)	(58)	(47)
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	20,006		20,044
Allowance for loan losses	$ (209)	$ (176)	$ (169)	$ (136)	$ (176)	$ (134)

Loans and Allowance for Loan 32

Loans and Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Allowance for loan losses:
Balance	$ 6,018	$ 5,149	$ 5,320	$ 5,540
Charge-offs	(204)	(96)	(453)	(976)
Recoveries	22	19	1,769	58
Provision for loan losses	100	150	(700)	600
Balance	5,936	5,222	5,936	5,222
Residential Real Estate [Member]
Allowance for loan losses:
Balance	1,325	596	755	732
Charge-offs	(48)	(3)	(57)	(23)
Recoveries	3	3	8	9
Provision for loan losses	(172)	(13)	402	(135)
Balance	1,108	583	1,108	583
Construction Loans [Member]
Allowance for loan losses:
Balance	99	812	762	1,343
Charge-offs	0	0	0	0
Recoveries	2	4	1,721	11
Provision for loan losses	(3)	27	(2,385)	(511)
Balance	98	843	98	843
Commercial Real Estate [Member]
Allowance for loan losses:
Balance	1,539	1,876	1,832	1,970
Charge-offs	0	0	0	0
Recoveries	0	0	2	5
Provision for loan losses	129	(77)	(166)	(176)
Balance	1,668	1,799	1,668	1,799
Commercial Loan [Member]
Allowance for loan losses:
Balance	1,756	1,034	836	769
Charge-offs	(68)	(12)	(78)	(783)
Recoveries	10	1	13	2
Provision for loan losses	(113)	203	814	1,238
Balance	1,585	1,226	1,585	1,226
Agriculture Loans [Member]
Allowance for loan losses:
Balance	1,102	597	915	545
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	144	(18)	331	34
Balance	1,246	579	1,246	579
Municipal Bonds [Member]
Allowance for loan losses:
Balance	21	58	51	47
Charge-offs	0	0	(88)	0
Recoveries	0	0	0
Provision for loan losses	1	(2)	59	9
Balance	22	56	22	56
Consumer Loan [Member]
Allowance for loan losses:
Balance	176	176	169	134
Charge-offs	(88)	(81)	(230)	(170)
Recoveries	7	11	25	31
Provision for loan losses	114	30	245	141
Balance	$ 209	$ 136	$ 209	$ 136

Loans and Allowance for Loan 33

Loans and Allowance for Loan Losses (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Allowance for loan losses:
Individually evaluated for loss	$ 297		$ 349
Collectively evaluated for loss	5,639		4,971
Total	5,936	$ 6,018	5,320	$ 5,222	$ 5,149	$ 5,540
Loan balances:
Individually evaluated for loss	8,589		10,703
Collectively evaluated for loss	414,307		410,526
Loans and Leases Receivable, Gross, Total	422,896		421,229
Residential Real Estate [Member]
Allowance for loan losses:
Individually evaluated for loss	148		287
Collectively evaluated for loss	960		468
Total	1,108	1,325	755	583	596	732
Loan balances:
Individually evaluated for loss	1,642		1,589
Collectively evaluated for loss	131,640		125,966
Loans and Leases Receivable, Gross, Total	133,282		127,555
Construction Loans [Member]
Allowance for loan losses:
Individually evaluated for loss	0		0
Collectively evaluated for loss	98		762
Total	98	99	762	843	812	1,343
Loan balances:
Individually evaluated for loss	2,825		4,805
Collectively evaluated for loss	11,488		17,145
Loans and Leases Receivable, Gross, Total	14,313		21,950
Commercial Real Estate [Member]
Allowance for loan losses:
Individually evaluated for loss	14		17
Collectively evaluated for loss	1,654		1,815
Total	1,668	1,539	1,832	1,799	1,876	1,970
Loan balances:
Individually evaluated for loss	2,086		2,880
Collectively evaluated for loss	114,061		115,531
Loans and Leases Receivable, Gross, Total	116,147		118,411
Commercial Loan [Member]
Allowance for loan losses:
Individually evaluated for loss	124		28
Collectively evaluated for loss	1,461		808
Total	1,585	1,756	836	1,226	1,034	769
Loan balances:
Individually evaluated for loss	1,100		371
Collectively evaluated for loss	62,311		59,600
Loans and Leases Receivable, Gross, Total	63,411		59,971
Agriculture Loans [Member]
Allowance for loan losses:
Individually evaluated for loss	0		5
Collectively evaluated for loss	1,246		910
Total	1,246	1,102	915	579	597	545
Loan balances:
Individually evaluated for loss	268		285
Collectively evaluated for loss	67,606		64,031
Loans and Leases Receivable, Gross, Total	67,874		64,316
Municipal Bonds [Member]
Allowance for loan losses:
Individually evaluated for loss	0		0
Collectively evaluated for loss	22		51
Total	22	21	51	56	58	47
Loan balances:
Individually evaluated for loss	630		706
Collectively evaluated for loss	7,233		8,276
Loans and Leases Receivable, Gross, Total	7,863		8,982
Consumer Loan [Member]
Allowance for loan losses:
Individually evaluated for loss	11		12
Collectively evaluated for loss	198		157
Total	209	$ 176	169	$ 136	$ 176	$ 134
Loan balances:
Individually evaluated for loss	38		67
Collectively evaluated for loss	19,968		19,977
Loans and Leases Receivable, Gross, Total	$ 20,006		$ 20,044

Loans and Allowance for Loan 34

Loans and Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Unpaid contractual principal	$ 10,341	$ 12,504
Impaired loan balance	8,589	10,703
Impaired loans without an allowance	6,534	8,819
Impaired loans with an allowance	2,055	1,884
Related allowance recorded	297	349
Year-to-date average loan balance	12,160	12,520
Year-to-date interest income recognized	123	288
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid contractual principal	1,642	1,589
Impaired loan balance	1,642	1,589
Impaired loans without an allowance	612	167
Impaired loans with an allowance	1,030	1,422
Related allowance recorded	148	287
Year-to-date average loan balance	1,782	1,611
Year-to-date interest income recognized	0	0
Construction Loans [Member]
Financing Receivable, Impaired [Line Items]
Unpaid contractual principal	4,560	6,540
Impaired loan balance	2,825	4,805
Impaired loans without an allowance	2,825	4,805
Impaired loans with an allowance	0	0
Related allowance recorded	0	0
Year-to-date average loan balance	3,094	6,366
Year-to-date interest income recognized	68	235
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid contractual principal	2,086	2,880
Impaired loan balance	2,086	2,880
Impaired loans without an allowance	1,992	2,833
Impaired loans with an allowance	94	47
Related allowance recorded	14	17
Year-to-date average loan balance	5,212	3,009
Year-to-date interest income recognized	36	24
Commercial Loan [Member]
Financing Receivable, Impaired [Line Items]
Unpaid contractual principal	1,117	371
Impaired loan balance	1,100	371
Impaired loans without an allowance	196	137
Impaired loans with an allowance	904	234
Related allowance recorded	124	28
Year-to-date average loan balance	1,107	393
Year-to-date interest income recognized	2	10
Agriculture Loans [Member]
Financing Receivable, Impaired [Line Items]
Unpaid contractual principal	268	285
Impaired loan balance	268	285
Impaired loans without an allowance	268	146
Impaired loans with an allowance	0	139
Related allowance recorded	0	5
Year-to-date average loan balance	289	294
Year-to-date interest income recognized	3	0
Municipal Bonds [Member]
Financing Receivable, Impaired [Line Items]
Unpaid contractual principal	630	772
Impaired loan balance	630	706
Impaired loans without an allowance	630	706
Impaired loans with an allowance	0	0
Related allowance recorded	0	0
Year-to-date average loan balance	633	772
Year-to-date interest income recognized	14	19
Consumer Loan [Member]
Financing Receivable, Impaired [Line Items]
Unpaid contractual principal	38	67
Impaired loan balance	38	67
Impaired loans without an allowance	11	25
Impaired loans with an allowance	27	42
Related allowance recorded	11	12
Year-to-date average loan balance	43	75
Year-to-date interest income recognized	$ 0	$ 0

Loans and Allowance for Loan 35

Loans and Allowance for Loan Losses (Details 4) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, 90 days or more delinquent and accruing	$ 251	$ 0
Loans, Total past due loans accruing	970	1,078
Loans, Non-accrual loans	3,708	6,046
Loan, Total past due and non-accrual loans	4,678	7,124
Loan, Total loans not past due	$ 418,218	$ 414,105
Percent of gross loans, 30-59 days delinquent and accruing	0.07%
Percent of gross loans, 60-89 days delinquent and accruing	0.10%	0.03%
Percent of gross loans, 90 days or more delinquent and accruing	0.06%	0.00%
Percentage of gross loans, Total past due loans accruing	0.23%	0.26%
Percent of gross loans, Non-accrual loans	0.88%	1.44%
Percentage of Total past due and non-accrual loans	1.11%	1.69%
Percentage of Total loans not past due	98.89%	98.31%
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	$ 277	$ 962
Percent of gross loans, 30-59 days delinquent and accruing		0.23%
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	442	$ 116
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	491	177
Loans, Non-accrual loans	1,639	1,585
Loan, Total past due and non-accrual loans	2,130	1,762
Loan, Total loans not past due	131,152	125,793
Residential Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	185	127
Residential Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	306	50
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	0	163
Loans, Non-accrual loans	617	1,322
Loan, Total past due and non-accrual loans	617	1,485
Loan, Total loans not past due	13,696	20,465
Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	163
Construction Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, 90 days or more delinquent and accruing	251	0
Loans, Total past due loans accruing	251	0
Loans, Non-accrual loans	141	2,488
Loan, Total past due and non-accrual loans	392	2,488
Loan, Total loans not past due	115,755	115,923
Commercial Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Commercial Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	106	34
Loans, Non-accrual loans	1,057	234
Loan, Total past due and non-accrual loans	1,163	268
Loan, Total loans not past due	62,248	59,703
Commercial Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	31	34
Commercial Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	75	0
Agriculture Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	0	511
Loans, Non-accrual loans	216	285
Loan, Total past due and non-accrual loans	216	796
Loan, Total loans not past due	67,658	63,520
Agriculture Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	510
Agriculture Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	1
Municipal Bonds [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	0	0
Loans, Non-accrual loans	0	65
Loan, Total past due and non-accrual loans	0	65
Loan, Total loans not past due	7,863	8,917
Municipal Bonds [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Municipal Bonds [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Consumer Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, 90 days or more delinquent and accruing	0	0
Loans, Total past due loans accruing	122	193
Loans, Non-accrual loans	38	67
Loan, Total past due and non-accrual loans	160	260
Loan, Total loans not past due	19,846	19,784
Consumer Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	61	128
Consumer Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	$ 61	$ 65

Loans and Allowance for Loan 36

Loans and Allowance for Loan Losses (Details 5) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	$ 422,896	$ 421,229
Loans Receivables Non Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	402,550	403,160
Loans Receivables Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	20,346	18,069
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	133,282	127,555
Residential Real Estate [Member] | Loans Receivables Non Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	129,735	123,823
Residential Real Estate [Member] | Loans Receivables Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	3,547	3,732
Construction Loans [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	14,313	21,950
Construction Loans [Member] | Loans Receivables Non Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	13,171	18,815
Construction Loans [Member] | Loans Receivables Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	1,142	3,135
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	116,147	118,411
Commercial Real Estate [Member] | Loans Receivables Non Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	106,835	111,428
Commercial Real Estate [Member] | Loans Receivables Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	9,312	6,983
Commercial Loan [Member] | Loans Receivables Non Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	60,082	57,122
Commercial Loan [Member] | Loans Receivables Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	3,329	2,849
Municipal Bonds [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	7,863	8,982
Municipal Bonds [Member] | Loans Receivables Non Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	7,863	8,894
Municipal Bonds [Member] | Loans Receivables Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	0	88
Agriculture Loans [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	67,874	64,316
Agriculture Loans [Member] | Loans Receivables Non Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	64,919	63,101
Agriculture Loans [Member] | Loans Receivables Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	2,955	1,215
Consumer Loan [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	20,006	20,044
Consumer Loan [Member] | Loans Receivables Non Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	19,945	19,977
Consumer Loan [Member] | Loans Receivables Classified [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	$ 61	$ 67

Loans and Allowance for Loan 37

Loans and Allowance for Loan Losses (Details 6) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015USD ($)Number	Dec. 31, 2014USD ($)Number
Financing Receivable, Modifications, Recorded Investment, Non Accrual Balance	$ 3,708	$ 6,046
Troubled Debt Restructurings [Member]
Troubled debt restructurings, Number of loans | Number	18	15
Financing Receivable, Modifications, Recorded Investment, Non Accrual Balance	$ 680	$ 759
Financing Receivable, Modifications, Recorded Investment, Accruing Balance	$ 4,881	$ 4,657
Municipal Bonds [Member] | Troubled Debt Restructurings [Member]
Troubled debt restructurings, Number of loans | Number	2	2
Financing Receivable, Modifications, Recorded Investment, Non Accrual Balance	$ 0	$ 0
Financing Receivable, Modifications, Recorded Investment, Accruing Balance	630	641
Commercial Loan [Member]
Financing Receivable, Modifications, Recorded Investment, Non Accrual Balance	$ 1,057	$ 234
Commercial Loan [Member] | Troubled Debt Restructurings [Member]
Troubled debt restructurings, Number of loans | Number	1	2
Financing Receivable, Modifications, Recorded Investment, Non Accrual Balance	$ 0	$ 0
Financing Receivable, Modifications, Recorded Investment, Accruing Balance	$ 43	$ 137
Construction Loans [Member] | Troubled Debt Restructurings [Member]
Troubled debt restructurings, Number of loans | Number	5	7
Financing Receivable, Modifications, Recorded Investment, Non Accrual Balance	$ 603	$ 613
Financing Receivable, Modifications, Recorded Investment, Accruing Balance	$ 2,208	$ 3,483
Agriculture loan [Member] | Troubled Debt Restructurings [Member]
Troubled debt restructurings, Number of loans | Number	3	1
Financing Receivable, Modifications, Recorded Investment, Non Accrual Balance	$ 77	$ 146
Financing Receivable, Modifications, Recorded Investment, Accruing Balance	52	0
Residential Real Estate [Member]
Financing Receivable, Modifications, Recorded Investment, Non Accrual Balance	$ 1,639	$ 1,585
Residential Real Estate [Member] | Troubled Debt Restructurings [Member]
Troubled debt restructurings, Number of loans | Number	1	1
Financing Receivable, Modifications, Recorded Investment, Non Accrual Balance	$ 0	$ 0
Financing Receivable, Modifications, Recorded Investment, Accruing Balance	3	4
Commercial Real Estate [Member]
Financing Receivable, Modifications, Recorded Investment, Non Accrual Balance	$ 141	$ 2,488
Commercial Real Estate [Member] | Troubled Debt Restructurings [Member]
Troubled debt restructurings, Number of loans | Number	6	2
Financing Receivable, Modifications, Recorded Investment, Non Accrual Balance	$ 0	$ 0
Financing Receivable, Modifications, Recorded Investment, Accruing Balance	$ 1,945	$ 392

Loans and Allowance for Loan 38

Loans and Allowance for Loan Losses (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, Gross, Commercial, Real Estate, Total	$ 51,000		$ 51,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans			121,000	$ 397,000
Impaired Financing Receivable, Recorded Investment, Total	8,589,000		8,589,000		$ 10,703,000
Allowance for Loan and Lease Loss, Recovery of Bad Debts	22,000	$ 19,000	1,769,000	58,000
Allowance for Loan and Lease Losses, Write-offs	204,000	96,000	453,000	976,000
Proceeds from Loan Originations			2,400,000
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	251,000		251,000		0
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, Recorded Investment, Total	2,086,000		2,086,000		2,880,000
Allowance for Loan and Lease Loss, Recovery of Bad Debts	0	0	2,000	5,000
Allowance for Loan and Lease Losses, Write-offs	0	$ 0	0	0
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	251,000		251,000		0
Allowance for Loan and Lease Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan and Lease Loss, Recovery of Bad Debts			1,300,000
Allowance for Loan and Lease Losses, Write-offs				$ 918,000,000
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan and Lease Loss, Recovery of Bad Debts			1,700,000
Allowance for Loan and Lease Losses, Write-offs			4,300,000
Loans and Leases Receivable, Impaired, Commitment to Lend	84,000		84,000
Two [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, Gross, Commercial, Financial Institutions	78,000		78,000
Minimum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, Recorded Investment, Total					$ 10,700,000
Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, Recorded Investment, Total	8,600,000		8,600,000
Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Commercial	$ 2,100,000		$ 2,100,000

Goodwill and Other Intangible39

Goodwill and Other Intangible Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	$ 10,162	$ 10,886
Intangible assets, Accumulated amortization	(5,775)	(6,516)
Intangible assets, Net carrying amount	4,387	4,370
Core deposit intangible assets [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	4,645	6,078
Intangible assets, Accumulated amortization	(3,346)	(4,483)
Intangible assets, Net carrying amount	1,299	1,595
Lease intangible asset [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	350	350
Intangible assets, Accumulated amortization	(86)	(52)
Intangible assets, Net carrying amount	264	298
Mortgage servicing rights [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	5,167	4,458
Intangible assets, Accumulated amortization	(2,343)	(1,981)
Intangible assets, Net carrying amount	$ 2,824	$ 2,477

Goodwill and Other Intangible40

Goodwill and Other Intangible Assets (Details 1) $ in Thousands	Sep. 30, 2015USD ($)
Finite-Lived Intangible Assets [Line Items]
Remainder of 2015	$ 99
2,016	327
2,017	289
2,018	252
2,019	214
Thereafter	382
Total	$ 1,563

Goodwill and Other Intangible41

Goodwill and Other Intangible Assets (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
FHLMC [Member]
Mortgage Loans on Real Estate [Line Items]
Mortgage Loans on Real Estate, Face Amount of Mortgages	$ 432,100	$ 361,353
FHLB [Member]
Mortgage Loans on Real Estate [Line Items]
Mortgage Loans on Real Estate, Face Amount of Mortgages	$ 14,875	$ 18,572

Goodwill and Other Intangible42

Goodwill and Other Intangible Assets (Details 3) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Mortgage servicing rights:
Balance at beginning of period	$ 2,729	$ 2,327	$ 2,477	$ 2,377
Additions	328	292	1,038	589
Amortization	(233)	(204)	(691)	(551)
Balance at end of period	$ 2,824	$ 2,415	$ 2,824	$ 2,415

Goodwill and Other Intangible43

Goodwill and Other Intangible Assets (Details Textual) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Finite-Lived Intangible Assets [Line Items]
Provision for Loan and Lease Losses	$ 100,000	$ 150,000	$ (700,000)	$ 600,000
Weighted Average [Member]
Finite-Lived Intangible Assets [Line Items]
Assumption For Fair Value Of Interests Continued To Be Held By Transferor Servicing Assets Or Liabilities Weighted Average Default Rate			2.23%		2.27%
Mortgage Loans Serviced [Member]
Finite-Lived Intangible Assets [Line Items]
Escrow Deposit	4,100,000		$ 4,100,000		$ 3,200,000
Interest and Fee Income, Other Loans	285,000	$ 237,000	808,000	$ 696,000
Servicing Asset at Fair Value, Amount	4,300,000		$ 4,300,000		$ 3,600,000
Mortgage Loans Serviced [Member] | Minimum [Member]
Finite-Lived Intangible Assets [Line Items]
Assumption for Fair Value of Assets or Liabilities that relate to Transferor's Continuing Involvement, Discount Rate			9.50%		9.50%
Assumption for Fair Value of Assets or Liabilities that relate to Transferor's Continuing Involvement, Prepayment Speed			4.15%		4.95%
Mortgage Loans Serviced [Member] | Maximum [Member]
Finite-Lived Intangible Assets [Line Items]
Assumption for Fair Value of Assets or Liabilities that relate to Transferor's Continuing Involvement, Discount Rate			9.52%		9.52%
Assumption for Fair Value of Assets or Liabilities that relate to Transferor's Continuing Involvement, Prepayment Speed			11.09%		12.05%
Mortgage Repurchase Reserve [Member]
Finite-Lived Intangible Assets [Line Items]
Mortgage Loans on Real Estate, Write-down or Reserve, Amount	$ 427,000		$ 427,000		$ 427,000
Mortgage Loans on Real Estate, Other Deductions			19,000
Provision for Loan and Lease Losses			$ 5,000

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Net earnings		$ 2,529	$ 2,174	$ 7,922	$ 5,950
Weighted average common shares outstanding - basic	[1]	3,339,467	3,333,539	3,337,607	3,324,628
Assumed exercise of stock options	[1]	109,902	59,120	101,679	47,574
Weighted average common shares outstanding - diluted	[1]	3,449,369	3,392,659	3,439,286	3,372,202
Net earnings per share:
Basic (in dollars per share)	[1],[2]	$ 0.76	$ 0.65	$ 2.37	$ 1.79
Diluted (in dollars per share)	[1],[2]	$ 0.73	$ 0.64	$ 2.30	$ 1.76
[1]	Share and per share values for the periods ended September 30, 2014 have been adjusted to give effect to the 5% stock dividend paid during December 2014.
[2]	Per share amounts for the periods ended September 30, 2014 have been adjusted to give effect to the 5% stock dividend paid during December 2014.

Earnings per Share (Details Tex

Earnings per Share (Details Textual)	12 Months Ended
	Dec. 31, 2014
Percentage Of Stocks Dividend	5.00%

Repurchase Agreements (Details)

Repurchase Agreements (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	$ 12,378	$ 11,270
US Government Corporations and Agencies Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	6,259	5,246
US Government Agencies Debt Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	6,119	6,024
Maturity Overnight [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	12,378	11,270
Maturity Overnight [Member] | US Government Corporations and Agencies Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	6,259	5,246
Maturity Overnight [Member] | US Government Agencies Debt Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	6,119	6,024
Maturity Less than 30 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	0	0
Maturity Less than 30 Days [Member] | US Government Corporations and Agencies Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	0	0
Maturity Less than 30 Days [Member] | US Government Agencies Debt Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	0	0
Maturity 30 to 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	0	0
Maturity 30 to 90 Days [Member] | US Government Corporations and Agencies Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	0	0
Maturity 30 to 90 Days [Member] | US Government Agencies Debt Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	0	0
Maturity Greater than 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	0	0
Maturity Greater than 90 Days [Member] | US Government Corporations and Agencies Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	0	0
Maturity Greater than 90 Days [Member] | US Government Agencies Debt Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets Sold under Agreements to Repurchase, Carrying Amount	$ 0	$ 0

Fair Value of Financial Instr47

Fair Value of Financial Instruments and Fair Value Measurements (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
Investment securities:
Cash and cash equivalents, carrying amount	$ 12,674	$ 12,760	$ 13,365	$ 29,735
Cash and cash equivalents	12,674	12,760
Investment securities available-for-sale, carrying amount	352,436	348,931
Bank stocks, at cost, carrying amount	4,476	4,007
Loans, net	417,476	423,318
Loans held for sale, net	9,067	10,726
Derivative financial instruments, carrying amount	600	260
Accrued interest receivable	4,031	3,670
Loans, net, carrying amount	416,797	416,190
Loans held for sale, net, carrying amount	9,025	10,671
Financial liabilities:
Time deposits, carrying amount	(153,094)	(169,059)
FHLB borrowings, carrying amount	(48,300)	(43,253)
Subordinated debentures, carrying amount	(21,034)	(20,884)
Other borrowings, carrying amount	(14,908)	(12,410)
Non-maturity deposits	(534,441)	(535,496)
Time deposits	(152,585)	(168,642)
FHLB borrowings	(50,034)	(45,287)
Subordinated debentures	(18,630)	(18,506)
Other borrowings	(14,908)	(12,410)
Accrued interest payable	(294)	(298)
Fair Value, Inputs, Level 1 [Member]
Investment securities:
Cash and cash equivalents	12,674	12,760
Investment securities available-for-sale, carrying amount	7,957	7,813
Loans, net	0	0
Loans held for sale, net	0	0
Derivative financial instruments, carrying amount	0	0
Accrued interest receivable	11	22
Financial liabilities:
Non-maturity deposits	(534,441)	(535,496)
Time deposits	0	0
FHLB borrowings	0	0
Subordinated debentures	0	0
Other borrowings	0	0
Accrued interest payable	0	0
Fair Value, Inputs, Level 2 [Member]
Investment securities:
Cash and cash equivalents	0	0
Investment securities available-for-sale, carrying amount	344,479	341,118
Loans, net	0	0
Loans held for sale, net	9,067	10,726
Derivative financial instruments, carrying amount	600	260
Accrued interest receivable	1,906	1,750
Financial liabilities:
Non-maturity deposits	0	0
Time deposits	(152,585)	(168,642)
FHLB borrowings	(50,034)	(45,287)
Subordinated debentures	(18,630)	(18,506)
Other borrowings	(14,908)	(12,410)
Accrued interest payable	(294)	(298)
Fair Value, Inputs, Level 3 [Member]
Investment securities:
Cash and cash equivalents	0	0
Investment securities available-for-sale, carrying amount	0	0
Loans, net	417,476	423,318
Loans held for sale, net	0	0
Derivative financial instruments, carrying amount	0	0
Accrued interest receivable	2,114	1,898
Financial liabilities:
Non-maturity deposits	0	0
Time deposits	0	0
FHLB borrowings	0	0
Subordinated debentures	0	0
Other borrowings	0	0
Accrued interest payable	0	0
Carrying Amount, Fair Value Disclosure [Member]
Investment securities:
Cash and cash equivalents, carrying amount	12,674	12,760
Investment securities available-for-sale, carrying amount	352,436	348,931
Bank stocks, at cost, carrying amount	4,476	4,007
Derivative financial instruments, carrying amount	600	260
Loans, net, carrying amount	416,797	416,190
Loans held for sale, net, carrying amount	9,025	10,671
Accrued interest receivable, carrying amount	4,031	3,670
Financial liabilities:
Non-maturity deposits, carrying amount	(534,441)	(535,496)
Time deposits, carrying amount	(153,094)	(169,059)
FHLB borrowings, carrying amount	(48,300)	(43,253)
Subordinated debentures, carrying amount	(21,034)	(20,884)
Other borrowings, carrying amount	(14,908)	(12,410)
Accrued interest payable, carrying amount	$ (294)	$ (298)

Fair Value of Financial Instr48

Fair Value of Financial Instruments and Fair Value Measurements (Details 1) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets:
Estimated fair value	$ 352,436	$ 348,931
Derivative financial instruments	600	260
Common stocks [Member]
Assets:
Estimated fair value	1,392	1,283
Mortgage-backed securities [Member]
Assets:
Estimated fair value	86,675	135,519
Fair Value, Measurements, Recurring [Member]
Assets:
Derivative financial instruments	600
Fair Value, Measurements, Recurring [Member] | Common stocks [Member]
Assets:
Estimated fair value	1,392
U. S. federal agency obligations [Member]
Assets:
Estimated fair value	30,246	25,743
Municipal obligations, tax exempt [Member]
Assets:
Estimated fair value	139,094	110,509
Municipal obligations, tax exempt [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	139,094
Municipal obligations, taxable [Member]
Assets:
Estimated fair value	78,765	63,922
Municipal obligations, taxable [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	78,765
U. S. treasury securities [Member]
Assets:
Estimated fair value	6,565	6,530
U. S. treasury securities [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	6,565
Certificates of deposit [Member]
Assets:
Estimated fair value	9,699	5,425
Fair Value, Inputs, Level 1 [Member]
Assets:
Estimated fair value	7,957	7,813
Derivative financial instruments	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Derivative financial instruments	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Common stocks [Member]
Assets:
Estimated fair value	1,392	1,283
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed securities [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 1 [Member] | U. S. federal agency obligations [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Municipal obligations, tax exempt [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Municipal obligations, taxable [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 1 [Member] | U. S. treasury securities [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	6,565	6,530
Fair Value, Inputs, Level 1 [Member] | Certificates of deposit [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 2 [Member]
Assets:
Estimated fair value	344,479	341,118
Derivative financial instruments	600	260
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Derivative financial instruments	600	260
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Common stocks [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed securities [Member]
Assets:
Estimated fair value	86,675	135,519
Fair Value, Inputs, Level 2 [Member] | U. S. federal agency obligations [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	30,246	25,743
Fair Value, Inputs, Level 2 [Member] | Municipal obligations, tax exempt [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	139,094	110,509
Fair Value, Inputs, Level 2 [Member] | Municipal obligations, taxable [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	78,765	63,922
Fair Value, Inputs, Level 2 [Member] | U. S. treasury securities [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 2 [Member] | Certificates of deposit [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	9,699	5,425
Fair Value, Inputs, Level 3 [Member]
Assets:
Estimated fair value	0	0
Derivative financial instruments	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Derivative financial instruments	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | Common stocks [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed securities [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | U. S. federal agency obligations [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Municipal obligations, tax exempt [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Municipal obligations, taxable [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | U. S. treasury securities [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Certificates of deposit [Member] | Fair Value, Measurements, Recurring [Member]
Assets:
Estimated fair value	$ 0	$ 0

Fair Value of Financial Instr49

Fair Value of Financial Instruments and Fair Value Measurements (Details 2) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Commercial loans [Member]
Assets:
Impaired loans	$ 780	$ 206
Gain Loss On Impaired Loans Fair Value Disclosure	(124)	(28)
Agriculture loans [Member]
Assets:
Impaired loans		134
Gain Loss On Impaired Loans Fair Value Disclosure		(5)
Consumer loans [Member]
Assets:
Impaired loans	16	30
Gain Loss On Impaired Loans Fair Value Disclosure	(6)	(5)
One-to-four family residential real estate [Member]
Assets:
Impaired loans	882	1,135
Gain Loss On Impaired Loans Fair Value Disclosure	67	(214)
Commercial real estate [Member]
Assets:
Impaired loans	80	30
Gain Loss On Impaired Loans Fair Value Disclosure	(14)	(17)
Fair Value, Inputs, Level 1 [Member] | Commercial loans [Member]
Assets:
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Agriculture loans [Member]
Assets:
Impaired loans		0
Fair Value, Inputs, Level 1 [Member] | Consumer loans [Member]
Assets:
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | One-to-four family residential real estate [Member]
Assets:
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Commercial real estate [Member]
Assets:
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Commercial loans [Member]
Assets:
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Agriculture loans [Member]
Assets:
Impaired loans		0
Fair Value, Inputs, Level 2 [Member] | Consumer loans [Member]
Assets:
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | One-to-four family residential real estate [Member]
Assets:
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Commercial real estate [Member]
Assets:
Impaired loans	0	0
Fair Value, Inputs, Level 3 [Member] | Commercial loans [Member]
Assets:
Impaired loans	780	206
Fair Value, Inputs, Level 3 [Member] | Agriculture loans [Member]
Assets:
Impaired loans		134
Fair Value, Inputs, Level 3 [Member] | Consumer loans [Member]
Assets:
Impaired loans	16	30
Fair Value, Inputs, Level 3 [Member] | One-to-four family residential real estate [Member]
Assets:
Impaired loans	882	1,135
Fair Value, Inputs, Level 3 [Member] | Commercial real estate [Member]
Assets:
Impaired loans	$ 80	$ 30

Fair Value of Financial Instr50

Fair Value of Financial Instruments and Fair Value Measurements (Details 3) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
One-to-four family residential real estate [Member]
Impaired Loans Fair Value Disclosure	$ 882	$ 1,135
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Changes in Valuation Techniques	Adjustment to appraised value	Adjustment to appraised value
One-to-four family residential real estate [Member] | Minimum [Member]
Fair Value Measurements Sales Comparison Range	28.00%	10.00%
One-to-four family residential real estate [Member] | Maximum [Member]
Fair Value Measurements Sales Comparison Range	40.00%	47.00%
Commercial loans [Member]
Impaired Loans Fair Value Disclosure	$ 780	$ 206
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Changes in Valuation Techniques	Adjustment to appraised value	Adjustment to comparable sales
Commercial loans [Member] | Minimum [Member]
Fair Value Measurements Sales Comparison Range	0.00%	15.00%
Commercial loans [Member] | Maximum [Member]
Fair Value Measurements Sales Comparison Range	35.00%	60.00%
Agriculture loans [Member]
Impaired Loans Fair Value Disclosure		$ 134
Fair Value Measurements, Valuation Techniques		Sales comparison
Fair Value Measurements, Changes in Valuation Techniques		Adjustment to appraised value
Fair Value Measurements Sales Comparison Range		60.00%
Consumer loans [Member]
Impaired Loans Fair Value Disclosure	$ 16	$ 30
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Changes in Valuation Techniques	Adjustment to appraised value	Adjustment to comparable sales
Fair Value Measurements Sales Comparison Range	0.00%	20.00%
Commercial real estate [Member]
Impaired Loans Fair Value Disclosure	$ 80	$ 30
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Changes in Valuation Techniques	Adjustment to appraised value	Adjustment to appraised value
Fair Value Measurements Sales Comparison Range	10.00%	28.00%

Fair Value of Financial Instr51

Fair Value of Financial Instruments and Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value of Financial Instruments And Fair Value Measurements [Line Items]
Impaired Financing Receivable, Related Allowance	$ 297	$ 349
Impaired Financing Receivable, Recorded Investment, Total	$ 8,589	$ 10,703

Regulatory Capital Requiremen52

Regulatory Capital Requirements (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Regulatory Capital Requirements [Line Items]
Leverage - For capital adequacy purposes Ratio	4.00%
Tier 1 Capital - For capital adequacy purposes Ratio	8.00%
Total Risk Based Capital - For capital adequacy purposes Ratio	4.50%
Companys Regulatory Capital Requirements [Member]
Regulatory Capital Requirements [Line Items]
Leverage - Actual Amount	$ 76,998	$ 67,228
Tier 1 Capital - Actual Amount	76,998	67,228
Total Risk Based Capital - Actual Amount	$ 84,548	$ 76,864
Leverage - Actual Ratio	9.05%	8.06%
Tier 1 Capital - Actual Ratio	14.40%	13.26%
Total Risk Based Capital - Actual Ratio	15.81%	15.16%
Leverage - For capital adequacy purposes Amount	$ 34,046	$ 33,377
Tier 1 Capital - For capital adequacy purposes Amount	32,086	20,282
Total Risk Based Capital - For capital adequacy purposes Amount	$ 42,781	$ 40,563
Leverage - For capital adequacy purposes Ratio	4.00%	4.00%
Tier 1 Capital - For capital adequacy purposes Ratio	6.00%	4.00%
Total Risk Based Capital - For capital adequacy purposes Ratio	8.00%	8.00%
Common Stock [Member]
Regulatory Capital Requirements [Line Items]
Tier 1 Capital - Actual Amount	$ 57,853
Leverage - Actual Ratio	14.97%
Tier 1 Capital - Actual Ratio	10.82%
Leverage - For capital adequacy purposes Amount	$ 24,000
Tier 1 Capital - For capital adequacy purposes Amount	$ 24,064
Leverage - For capital adequacy purposes Ratio	4.50%
Tier 1 Capital - For capital adequacy purposes Ratio	4.50%

Regulatory Capital Requiremen53

Regulatory Capital Requirements (Details 1) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Regulatory Capital Requirements [Line Items]
Tier 1 Capital - For capital adequacy purposes Ratio	4.00%
Total Risk Based Capital - For capital adequacy purposes Ratio	4.50%
Banks Regulatory Capital Requirements [Member]
Regulatory Capital Requirements [Line Items]
Leverage - Actual Amount	$ 79,862	$ 71,004
Tier 1 Capital - Actual Amount	79,862	71,004
Total Risk Based Capital - Actual Amount	$ 85,948	$ 76,901
Leverage - Actual Ratio	9.41%	8.53%
Tier 1 Capital - Actual Ratio	14.97%	14.04%
Total Risk Based Capital - Actual Ratio	16.12%	15.21%
Leverage - For capital adequacy purposes Amount	$ 33,961	$ 33,298
Tier 1 Capital - For capital adequacy purposes Amount	32,000	20,224
Total Risk Based Capital - For capital adequacy purposes Amount	$ 42,666	$ 40,448
Leverage - For capital adequacy purposes Ratio	4.00%	4.00%
Tier 1 Capital - For capital adequacy purposes Ratio	6.00%	4.00%
Total Risk Based Capital - For capital adequacy purposes Ratio	8.00%	8.00%
Leverage - To be well-capitalized under prompt corrective action provisions Amount	$ 42,451	$ 41,622
Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Amount	42,666	30,336
Total Risk Based Capital - To be well-capitalized under prompt corrective action provisions Amount	$ 53,333	$ 50,559
Leverage - To be well-capitalized under prompt corrective action provisions Ratio	5.00%	5.00%
Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Ratio	8.00%	6.00%
Total Risk Based Capital - To be well-capitalized under prompt corrective action provisions Ratio	10.00%	10.00%
Common Stock [Member]
Regulatory Capital Requirements [Line Items]
Tier 1 Capital - Actual Amount	$ 57,853
Tier 1 Capital - Actual Ratio	14.97%
Tier 1 Capital - For capital adequacy purposes Amount	$ 24,000
Tier 1 Capital - For capital adequacy purposes Ratio	4.50%
Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Amount	$ 34,666
Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Ratio	6.50%

Regulatory Capital Requiremen54

Regulatory Capital Requirements (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Regulatory Capital Requirements [Line Items]
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%
Assets, Total	$ 866,915	$ 863,470
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%
Accumulated Other Comprehensive Income (Loss), Net of Tax, Total	$ 3,090	$ 1,818
Maximum [Member]
Regulatory Capital Requirements [Line Items]
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%
Minimum [Member]
Regulatory Capital Requirements [Line Items]
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets		4.00%
Small Bank Holding Companies [Member]
Regulatory Capital Requirements [Line Items]
Assets, Total	$ 1,000,000
Accumulated Other Comprehensive Income (Loss), Net of Tax, Total	$ 250,000,000
Capital Conservation Buffer [Member]
Regulatory Capital Requirements [Line Items]
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	2.50%
Excess Tier One Risk Based Capital to Risk Weighted Assets	0.625%
Tier One Risk Based Capital to Risk Weighted Assets	0.625%