Landmark Bancorp (LARK) 10-Q 7 Aug 19 2019 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2019	Aug. 06, 2019
Document And Entity Information
Entity Registrant Name	LANDMARK BANCORP INC
Entity Central Index Key	0001141688
Document Type	10-Q
Document Period End Date	Jun. 30, 2019
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business Flag	true
Entity Emerging Growth Company	false
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		4,375,532
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2019

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets
Cash and cash equivalents	$ 14,299	$ 19,114
Investment securities available-for-sale, at fair value	382,295	388,345
Bank stocks, at cost	3,529	4,776
Loans, net of allowance for loans losses of $6,266 at June 30, 2019 and $5,765 at December 31, 2018	510,205	489,373
Loans held for sale, at fair value	13,164	4,743
Premises and equipment, net	21,314	21,127
Bank owned life insurance	24,661	24,342
Goodwill	17,532	17,532
Other intangible assets, net	2,858	3,091
Real estate owned, net	91	35
Accrued interest and other assets	11,941	13,306
Total assets	1,001,889	985,784
Deposits:
Non-interest-bearing demand	180,803	168,273
Money market and checking	366,233	393,460
Savings	99,167	94,895
Time	183,329	167,020
Total deposits	829,532	823,648
Federal Home Loan Bank borrowings	22,400	20,000
Subordinated debentures	21,651	21,651
Other borrowings	14,283	15,246
Accrued interest, taxes, and other liabilities	11,144	13,338
Total liabilities	899,010	893,883
Commitments and contingencies
Stockholders' equity:
Preferred stock, $0.01 par value per share, 200,000 shares authorized; none issued
Common stock, $0.01 par value per share, 7,500,000 shares authorized; 4,372,116 shares issued and outstanding at June 30, 2019 and December 31, 2018, respectively	44	44
Additional paid-in capital	63,904	63,775
Retained earnings	35,105	32,073
Accumulated other comprehensive income (loss)	3,826	(3,991)
Total stockholders' equity	102,879	91,901
Total liabilities and stockholders' equity	$ 1,001,889	$ 985,784

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Statement of Financial Position [Abstract]
Allowance for loans losses	$ 6,266	$ 5,765
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares issued
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	7,500,000	7,500,000
Common stock, shares issued	4,372,116	4,372,116
Common stock, shares outstanding	4,372,116	4,372,116

Consolidated Statements of Earn

Consolidated Statements of Earnings (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Loans:
Taxable		$ 6,853	$ 5,709	$ 13,288	$ 11,059
Tax-exempt		26	35	52	64
Investment securities:
Taxable		1,493	1,305	2,986	2,502
Tax-exempt		921	1,034	1,851	2,059
Total interest income		9,293	8,083	18,177	15,684
Interest expense:
Deposits		1,380	631	2,711	1,172
Borrowings		432	616	789	1,082
Total interest expense		1,812	1,247	3,500	2,254
Net interest income		7,481	6,836	14,677	13,430
Provision for loan losses		400	250	600	450
Net interest income after provision for loan losses		7,081	6,586	14,077	12,980
Non-interest income:
Fees and service charges		1,931	1,808	3,620	3,564
Gains on sales of loans, net	[1]	1,742	1,468	2,862	2,629
Bank owned life insurance	[1]	160	162	319	321
(Losses) gains on sales of investment securities, net		(146)		(146)	35
Other		301	815	589	1,105
Total non-interest income		3,988	4,253	7,244	7,654
Non-interest expense:
Compensation and benefits		4,251	3,966	8,394	7,755
Occupancy and equipment		1,100	1,072	2,162	2,150
Professional fees		443	430	839	818
Data processing		414	376	828	741
Amortization of intangibles		291	283	555	560
Advertising		169	165	335	332
Federal deposit insurance premiums		69	72	137	144
Foreclosure and real estate owned expense		26	12	67	25
Other		1,202	1,190	2,376	2,481
Total non-interest expense		7,965	7,566	15,693	15,006
Earnings before income taxes		3,104	3,273	5,628	5,628
Income tax expense		506	428	847	684
Net earnings	[2]	$ 2,598	$ 2,845	$ 4,781	$ 4,944
Earnings per share:
Basic	[2]	$ 0.59	$ 0.65	$ 1.09	$ 1.14
Diluted	[2]	0.59	0.65	1.09	1.14
Dividends per share	[3]	$ 0.20	$ 0.19	$ 0.40	$ 0.38
[1]	Not within the scope of ASC 606.
[2]	Share and per share values for the periods ended June 30, 2018 have been adjusted to give effect to the 5% stock dividend paid during December 2018.
[3]	Per share amounts for the periods ended June 30, 2018 have been adjusted to give effect to the 5% stock dividend paid during December 2018.

Consolidated Statements of Ea_2

Consolidated Statements of Earnings (Unaudited) (Parenthetical)	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Income Statement [Abstract]
Stock dividend, percentage	5.00%	5.00%

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income/(Loss) (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Statement of Comprehensive Income [Abstract]
Net earnings	[1]	$ 2,598	$ 2,845	$ 4,781	$ 4,944
Net unrealized holding losses (gains) on available-for-sale securities		5,481	(323)	10,208	(6,699)
Reclassification adjustment for net gains included in earnings		146		146	(35)
Net unrealized (losses) gains		5,627	(323)	10,354	(6,734)
Income tax effect on net (losses) gains included in earnings		(36)		(36)	9
Income tax effect on net unrealized holding (gains) losses		(1,343)	79	(2,501)	1,641
Other comprehensive income (loss)		4,248	(244)	7,817	(5,084)
Total comprehensive income (loss)		$ 6,846	$ 2,601	$ 12,598	$ (140)
[1]	Share and per share values for the periods ended June 30, 2018 have been adjusted to give effect to the 5% stock dividend paid during December 2018.

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2017	$ 41	$ 57,772	$ 30,214	$ (405)	$ 87,622
Net earnings			4,944		4,944	[1]
Other comprehensive income loss				(5,084)	(5,084)
Dividends paid			(1,651)		(1,651)
Stock-based compensation		100			100
Adjustment of common stock investments			7	(7)
Exercise of stock options		484			484
Balance at Jun. 30, 2018	41	58,356	33,514	(5,496)	86,415
Balance at Mar. 31, 2018	41	58,160	31,499	(5,252)	84,448
Net earnings			2,845		2,845	[1]
Other comprehensive income loss				(244)	(244)
Dividends paid			(830)		(830)
Stock-based compensation		46			46
Exercise of stock options		150			150
Balance at Jun. 30, 2018	41	58,356	33,514	(5,496)	86,415
Balance at Dec. 31, 2018	44	63,775	32,073	(3,991)	91,901
Net earnings			4,781		4,781	[1]
Other comprehensive income loss				7,817	7,817
Dividends paid			(1,749)		(1,749)
Stock-based compensation		129			129
Balance at Jun. 30, 2019	44	63,904	35,105	3,826	102,879
Balance at Mar. 31, 2019	44	63,844	33,381	(422)	96,847
Net earnings			2,598		2,598	[1]
Other comprehensive income loss				4,248	4,248
Dividends paid			(874)		(874)
Stock-based compensation		60			60
Balance at Jun. 30, 2019	$ 44	$ 63,904	$ 35,105	$ 3,826	$ 102,879
[1]	Share and per share values for the periods ended June 30, 2018 have been adjusted to give effect to the 5% stock dividend paid during December 2018.

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Statement of Stockholders' Equity [Abstract]
Dividends per share	$ 0.20	$ 0.19	$ 0.40	$ 0.38
Excise of stock option, shares		29,863		66,287

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018
Cash flows from operating activities:
Net earnings	[1]	$ 4,781	$ 4,944
Adjustments to reconcile net earnings to net cash provided by operating activities:
Provision for loan losses		600	450
Amortization of investment security premiums, net		870	977
Amortization of purchase accounting adjustment on loans		(32)	(80)
Amortization of purchase accounting adjustment on subordinated debentures			100
Amortization of intangibles		555	560
Depreciation		496	498
Increase in cash surrender value of bank owned life insurance	[2]	(319)	(321)
Stock-based compensation		129	100
Deferred income taxes		(571)	392
Net losses (gains) on sales of investment securities		146	(35)
Net gain on sales of premises, equipment and real estate owned		(4)	(1)
Net gains on sales of loans	[2]	(2,862)	(2,629)
Proceeds from sales of loans		74,813	75,613
Origination of loans held for sale		(80,372)	(78,213)
Changes in assets and liabilities:
Accrued interest and other assets		(1,031)	(152)
Accrued expenses, taxes, and other liabilities		(2,459)	1,192
Net cash (used in) provided by operating activities		(5,260)	3,395
Cash flows from investing activities:
Net increase in loans		(21,345)	(28,096)
Maturities and prepayments of investment securities		30,903	25,745
Purchases of investment securities		(24,741)	(45,117)
Proceeds from sales of investment securities		9,491	1,535
Proceeds from sales of common stock investments			7
Redemption of bank stocks		6,584	4,516
Purchase of bank stocks		(5,337)	(5,127)
Proceeds from sales of premises and equipment and foreclosed assets		15	22
Purchases of premises and equipment, net		(697)	(1,055)
Net cash used in investing activities		(5,127)	(47,570)
Cash flows from financing activities:
Net increase (decrease) in deposits		5,884	(267)
Federal Home Loan Bank advance borrowings		232,167	413,190
Federal Home Loan Bank advance repayments		(229,767)	(359,190)
Repayments on other borrowings		(963)	(5,092)
Proceeds from exercise of stock options			484
Payment of dividends		(1,749)	(1,651)
Net cash provided by financing activities		5,572	47,474
Net (decrease) increase in cash and cash equivalents		(4,815)	3,299
Cash and cash equivalents at beginning of period		19,114	16,584
Cash and cash equivalents at end of period		14,299	19,883
Supplemental disclosure of cash flow information:
Cash payments (refund) for income taxes		51	(1,000)
Cash paid for interest		3,420	2,079
Cash paid for operating leases		72	71
Supplemental schedule of noncash investing and financing activities:
Transfer of loans to real estate owned		57	38
Investment securities purchases not yet settled		265
Operating lease asset and related lease liability recorded		$ 353
[1]	Share and per share values for the periods ended June 30, 2018 have been adjusted to give effect to the 5% stock dividend paid during December 2018.
[2]	Not within the scope of ASC 606.

Interim Financial Statements

Interim Financial Statements	6 Months Ended
	Jun. 30, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Interim Financial Statements	1. Interim Financial Statements The unaudited consolidated financial statements of Landmark Bancorp, Inc. (the “Company”) and its wholly owned subsidiaries, Landmark National Bank (the “Bank”) and Landmark Risk Management Inc., have been prepared in accordance with the instructions to Form 10-Q. Accordingly, they do not include all the information and footnotes required by U.S. generally accepted accounting principles (“GAAP”) for complete financial statements and should be read in conjunction with the Company’s most recent Annual Report on Form 10-K, containing the latest audited consolidated financial statements and notes thereto. The consolidated financial statements in this report have not been audited by an independent registered public accounting firm, but in the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation of financial statements have been reflected herein. The results of the three month and six month interim periods ended June 30, 2019 are not necessarily indicative of the results expected for the year ending December 31, 2019 or any other future time period. The Company has evaluated subsequent events for recognition and disclosure up to the date the financial statements were issued. On January 1, 2019, the Company adopted ASU 2016-02, Leases (Topic 842). The guidance is intended to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet and requiring more disclosures related to leasing transactions. The amendments in Topic 842 are effective for fiscal years, and interim periods within those years, beginning after December 15, 2018. The Company elected the optional transition method permitted with Topic 842. Under this method, the Company measures leases that exist at the adoption date and prior comparative periods are not adjusted. As a result of the adoption of Topic 842, the Company recorded a right of use asset and a lease liability of $132,000 as of January 1, 2019 related to three operating leases with an average life of 5.75 years. During the first quarter of 2019, the Company entered into a new operating lease for office space. As a result, the Company recorded a right of use asset and a lease liability of $221,000 related to this five year lease, which began during the second quarter of 2019. The change in lease accounting did not impact net earnings during the three months and six months ended June 30, 2019 and was not material to the consolidated financial statements. In March 2017, the FASB issued ASU 2017-08, Receivables - Nonrefundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities. The amendments in this update shorten the amortization period for certain callable debt securities held at a premium. Specifically, the amendments require the premium to be amortized to the earliest call date. The amendments do not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity. The provisions of this update become effective for interim and annual periods beginning after December 15, 2018. The Company adopted ASU 2017-08 effective January 1, 2019. Management has concluded that based on the Company’s current portfolio of investment securities that the adoption of these amendments will result in a shorter amortization period for investment security premiums; however, the impact was not material to interest income on investment securities.

Investments

Investments	6 Months Ended
	Jun. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Investments	2. Investments A summary of investment securities available-for-sale is as follows: (Dollars in thousands) As of June 30, 2019 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value U. S. treasury securities $ 2,297 $ 13 $ - $ 2,310 U. S. federal agency obligations 6,516 84 (2 ) 6,598 Municipal obligations, tax exempt 152,891 2,573 (227 ) 155,237 Municipal obligations, taxable 52,606 1,170 (11 ) 53,765 Agency mortgage-backed securities 156,939 2,013 (545 ) 158,407 Certificates of deposit 5,978 - - 5,978 Total $ 377,227 $ 5,853 $ (785 ) $ 382,295 (Dollars in thousands) As of December 31, 2018 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value U. S. treasury securities $ 1,999 $ - $ (28 ) $ 1,971 U. S. federal agency obligations 10,370 32 (41 ) 10,361 Municipal obligations, tax exempt 161,529 353 (2,770 ) 159,112 Municipal obligations, taxable 53,178 180 (323 ) 53,035 Agency mortgage-backed securities 158,765 264 (2,953 ) 156,076 Certificates of deposit 7,790 - - 7,790 Total $ 393,631 $ 829 $ (6,115 ) $ 388,345 The tables above show that some of the securities in the available-for-sale investment portfolio had unrealized losses, or were temporarily impaired, as of June 30, 2019 and December 31, 2018. This temporary impairment represents the estimated amount of loss that would be realized if the securities were sold on the valuation date. Securities which were temporarily impaired are shown below, along with the length of time in a continuous unrealized loss position. (Dollars in thousands) As of June 30, 2019 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. federal agency obligations 2 $ - $ - $ 2,498 $ (2 ) $ 2,498 $ (2 ) Municipal obligations, tax exempt 57 - - 21,874 (227 ) 21,874 (227 ) Municipal obligations, taxable 18 1,110 (1 ) 5,760 (10 ) 6,870 (11 ) Agency mortgage-backed securities 27 - - 37,726 (545 ) 37,726 (545 ) Total 104 $ 1,110 $ (1 ) $ 67,858 $ (784 ) $ 68,968 $ (785 ) (Dollars in thousands) As of December 31, 2018 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. treasury securities 1 $ - $ - $ 1,971 $ (28 ) $ 1,971 $ (28 ) U. S. federal agency obligations 6 145 (1 ) 7,970 (40 ) 8,115 (41 ) Municipal obligations, tax exempt 296 35,898 (367 ) 85,921 (2,403 ) 121,819 (2,770 ) Municipal obligations, taxable 86 8,293 (22 ) 28,984 (301 ) 37,277 (323 ) Agency mortgage-backed securities 101 30,030 (146 ) 96,155 (2,807 ) 126,185 (2,953 ) Total 490 $ 74,366 $ (536 ) $ 221,001 $ (5,579 ) $ 295,367 $ (6,115 ) The Company’s U.S. federal agency portfolio consists of securities issued by the government-sponsored agencies of Federal Home Loan Mortgage Corporation (“FHLMC”), Federal National Mortgage Association (“FNMA”) and Federal Home Loan Bank (“FHLB”). The receipt of principal and interest on U.S. federal agency obligations is guaranteed by the respective government-sponsored agency guarantor, such that the Company believes that its U.S. federal agency obligations do not expose the Company to credit-related losses. Based on these factors, along with the Company’s intent to not sell the securities and its belief that it was more likely than not that the Company will not be required to sell the securities before recovery of their cost basis, the Company believed that the U.S. federal agency obligations identified in the tables above were temporarily impaired as of June 30, 2019 and December 31, 2018. The Company’s portfolio of municipal obligations consists of both tax-exempt and taxable general obligations securities issued by various municipalities. The Company did not intend to sell and it was more likely than not that the Company will not be required to sell its municipal obligations in an unrealized loss position until the recovery of their costs. Due to the issuers’ continued satisfaction of the securities’ obligations in accordance with their contractual terms and the expectation that they will continue to do so, the evaluation of the fundamentals of the issuers’ financial condition and other objective evidence, the Company believed that the municipal obligations identified in the tables above were temporarily impaired as of June 30, 2019 and December 31, 2018. The Company’s agency mortgage-backed securities portfolio consists of securities underwritten to the standards of and guaranteed by the government-sponsored agencies of FHLMC, FNMA and the Government National Mortgage Association (“GNMA”). The receipt of principal, at par, and interest on agency mortgage-backed securities is guaranteed by the respective government-sponsored agency guarantor, such that the Company believed that its agency mortgage-backed securities did not expose the Company to credit-related losses. Based on these factors, along with the Company’s intent to not sell the securities and the Company’s belief that it was more likely than not that the Company will not be required to sell the securities before recovery of their cost basis, the Company believed that the agency mortgage-backed securities identified in the tables above were temporarily impaired as of June 30, 2019 and December 31, 2018. The table below sets forth amortized cost and fair value of investment securities at June 30, 2019. The table includes scheduled principal payments and estimated prepayments, based on observable market inputs, for agency mortgage-backed securities. Actual maturities will differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties. (Dollars in thousands) Amortized Estimated cost fair value Due in less than one year $ 24,551 $ 24,556 Due after one year but within five years 170,996 172,120 Due after five years but within ten years 105,913 108,068 Due after ten years 75,767 77,551 Total $ 377,227 $ 382,295 Sales proceeds and gross realized gains and losses on sales of available-for-sale securities are as follows: (Dollars in thousands) Three months ended June 30, Six months ended June 30, 2019 2018 2019 2018 Sales proceeds $ 9,491 $ - $ 9,491 $ 1,535 Realized gains $ 2 $ - $ 2 $ 35 Realized losses (148 ) - (148 ) - Net realized losses $ (146 ) $ - $ (146 ) $ 35 Securities with carrying values of $244.0 million and $249.7 million were pledged to secure public funds on deposit, repurchase agreements and as collateral for borrowings at June 30, 2019 and December 31, 2018, respectively. Except for U.S. federal agency obligations, no investment in a single issuer exceeded 10% of consolidated stockholders’ equity.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2019
Receivables [Abstract]
Loans and Allowance for Loan Losses	3. Loans and Allowance for Loan Losses Loans consisted of the following as of the dates indicated below: (Dollars in thousands) June 30, 2019 December 31, 2018 One-to-four family residential real estate $ 135,705 $ 136,895 Construction and land 20,050 20,083 Commercial real estate 139,907 138,967 Commercial 94,379 74,289 Agriculture 99,393 96,632 Municipal 2,787 2,953 Consumer 24,141 25,428 Total gross loans 516,362 495,247 Net deferred loan costs and loans in process 109 (109 ) Allowance for loan losses (6,266 ) (5,765 ) Loans, net $ 510,205 $ 489,373 The following tables provide information on the Company’s activity in the allowance for loan losses by loan class: (Dollars in thousands) Three and six months ended June 30, 2019 One-to-four family residential real estate Construction and land Commercial real estate Commercial Agriculture Municipal Consumer Total Allowance for loan losses: Balance at April 1, 2019 $ 474 $ 156 $ 1,871 $ 1,165 $ 2,128 $ 7 $ 137 $ 5,938 Charge-offs (41 ) - - (40 ) - - (53 ) (134 ) Recoveries - - - 50 - - 12 62 Provision for loan losses 8 99 (113 ) 229 132 - 45 400 Balance at June 30, 2019 441 255 1,758 1,404 2,260 7 141 6,266 Balance at January 1, 2019 $ 449 $ 168 $ 1,686 $ 1,051 $ 2,238 $ 7 $ 166 $ 5,765 Charge-offs (41 ) - - (40 ) - - (102 ) (183 ) Recoveries 1 - - 51 - 6 26 84 Provision for loan losses 32 87 72 342 22 (6 ) 51 600 Balance at June 30, 2019 441 255 1,758 1,404 2,260 7 141 6,266 (Dollars in thousands) Three and six months ended June 30, 2018 One-to-four family residential real estate Construction and land Commercial real estate Commercial Agriculture Municipal Consumer Total Allowance for loan losses: Balance at April 1, 2018 $ 477 $ 121 $ 1,562 $ 1,484 $ 1,867 $ 7 $ 126 $ 5,644 Charge-offs - - - (29 ) - - (44 ) (73 ) Recoveries 1 - - 1 - - 12 14 Provision for loan losses (39 ) (12 ) (96 ) 237 138 - 22 250 Balance at June 30, 2018 439 109 1,466 1,693 2,005 7 116 5,835 Balance at January 1, 2018 $ 542 $ 181 $ 1,540 $ 1,226 $ 1,812 $ 8 $ 150 $ 5,459 Charge-offs - - - (29 ) - - (77 ) (106 ) Recoveries 2 - 1 2 - 2 25 32 Provision for loan losses (105 ) (72 ) (75 ) 494 193 (3 ) 18 450 Balance at June 30, 2018 439 109 1,466 1,693 2,005 7 116 5,835 The following tables provide information on the Company’s activity in the allowance for loan losses by loan class and allowance methodology: (Dollars in thousands) As of June 30, 2019 One-to-four family residential real estate Construction and land Commercial real estate Commercial Agriculture Municipal Consumer Total Allowance for loan losses: Individually evaluated for loss 72 191 274 114 - - - 651 Collectively evaluated for loss 369 64 1,484 1,290 2,260 7 141 5,615 Total 441 255 1,758 1,404 2,260 7 141 6,266 Loan balances: Individually evaluated for loss 1,372 2,049 5,248 1,700 560 58 38 11,025 Collectively evaluated for loss 134,333 18,001 134,659 92,679 98,833 2,729 24,103 505,337 Total $ 135,705 $ 20,050 $ 139,907 $ 94,379 $ 99,393 $ 2,787 $ 24,141 $ 516,362 (Dollars in thousands) As of December 31, 2018 One-to-four family residential real estate Construction and land Commercial real estate Commercial Agriculture Municipal Consumer Total Allowance for loan losses: Individually evaluated for loss 100 103 67 27 13 - - 310 Collectively evaluated for loss 349 65 1,619 1,024 2,225 7 166 5,455 Total 449 168 1,686 1,051 2,238 7 166 5,765 Loan balances: Individually evaluated for loss 623 1,808 3,912 1,528 717 58 45 8,691 Collectively evaluated for loss 136,272 18,275 135,055 72,761 95,915 2,895 25,383 486,556 Total $ 136,895 $ 20,083 $ 138,967 $ 74,289 $ 96,632 $ 2,953 $ 25,428 $ 495,247 The Company’s impaired loans increased from $8.7 million at December 31, 2018 to $11.0 million at June 30, 2019. The difference between the unpaid contractual principal and the impaired loan balance is a result of charge-offs recorded against impaired loans. The difference in the Company’s non-accrual loan balances and impaired loan balances at June 30, 2019 and December 31, 2018, was related to troubled debt restructurings (“TDR”) that are current and accruing interest, but still classified as impaired. Interest income recognized on a cash basis on impaired loans was immaterial during the three and six month periods ended June 30, 2019 and 2018. The following tables present information on impaired loans: (Dollars in thousands) As of June 30, 2019 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate $ 1,413 $ 1,372 $ 1,172 $ 200 $ 72 $ 1,430 $ 5 Construction and land 3,784 2,049 1,429 620 191 2,137 20 Commercial real estate 5,248 5,248 3,289 1,959 274 5,264 237 Commercial 1,700 1,700 1,410 290 114 1,711 10 Agriculture 775 560 560 - - 572 23 Municipal 58 58 58 - - 58 1 Consumer 38 38 38 - - 41 - Total impaired loans $ 13,016 $ 11,025 $ 7,956 $ 3,069 $ 651 $ 11,213 $ 296 (Dollars in thousands) As of December 31, 2018 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate $ 623 $ 623 $ 413 $ 210 $ 100 $ 640 $ 10 Construction and land 3,543 1,808 1,383 425 103 2,689 53 Commercial real estate 3,912 3,912 2,120 1,792 67 3,928 487 Commercial 1,528 1,528 1,446 82 27 1,537 - Agriculture 932 717 529 188 13 844 52 Municipal 58 58 58 - - 58 1 Consumer 45 45 45 - - 49 - Total impaired loans $ 10,641 $ 8,691 $ 5,994 $ 2,697 $ 310 $ 9,745 $ 603 The Company’s key credit quality indicator is a loan’s performance status, defined as accruing or non-accruing. Performing loans are considered to have a lower risk of loss. Non-accrual loans are those which the Company believes have a higher risk of loss. The accrual of interest on non-performing loans is discontinued at the time the loan is ninety days delinquent, unless the credit is well secured and in process of collection. Loans are placed on non-accrual or are charged off at an earlier date if collection of principal or interest is considered doubtful. One loan was ninety days or more delinquent and accruing interest at June 30, 2019 compared to no loans ninety days or more delinquent and accruing interest at December 31, 2018. The following tables present information on the Company’s past due and non-accrual loans by loan class: (Dollars in thousands) As of June 30, 2019 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate $ 86 $ 462 $ - $ 548 $ 1,197 $ 1,745 $ 133,960 Construction and land - 126 - 126 1,338 1,464 18,586 Commercial real estate 686 - - 686 3,225 3,911 135,996 Commercial 436 42 - 478 1,672 2,150 92,229 Agriculture 438 941 209 1,588 336 1,924 97,469 Municipal - - - - - - 2,787 Consumer 85 3 - 88 38 126 24,015 Total $ 1,731 $ 1,574 $ 209 $ 3,514 $ 7,806 $ 11,320 $ 505,042 Percent of gross loans 0.34 % 0.30 % 0.04 % 0.68 % 1.51 % 2.19 % 97.81 % (Dollars in thousands) As of December 31, 2018 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate $ 131 $ 206 $ - $ 337 $ 442 $ 779 $ 136,116 Construction and land - 134 - 134 948 1,082 19,001 Commercial real estate 465 - - 465 1,791 2,256 136,711 Commercial 398 20 - 418 1,528 1,946 72,343 Agriculture 100 88 - 188 482 670 95,962 Municipal - - - - - - 2,953 Consumer 106 23 - 129 45 174 25,254 Total $ 1,200 $ 471 $ - $ 1,671 $ 5,236 $ 6,907 $ 488,340 Percent of gross loans 0.24 % 0.10 % 0.00 % 0.34 % 1.06 % 1.40 % 98.60 % Under the original terms of the Company’s non-accrual loans, interest earned on such loans for the six months ended June 30, 2019 and 2018 would have increased interest income by $168,000 and $132,000, respectively. No interest income related to non-accrual loans was included in interest income for the six months ended June 30, 2019 and 2018. The Company also categorizes loans into risk categories based on relevant information about the ability of the borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis. Non-classified loans generally include those loans that are expected to be repaid in accordance with contractual loan terms. Classified loans are those that are assigned a special mention, substandard or doubtful risk rating using the following definitions: Special Mention: Loans are currently protected by the current net worth and paying capacity of the obligor or of the collateral pledged but such protection is potentially weak. These loans constitute an undue and unwarranted credit risk, but not to the point of justifying a classification of substandard. The credit risk may be relatively minor, yet constitutes an unwarranted risk in light of the circumstances surrounding a specific asset. Substandard: Loans are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged. Loans have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Loans are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The following table provides information on the Company’s risk categories by loan class: (Dollars in thousands) As of June 30, 2019 As of December 31, 2018 Non-classified Classified Non-classified Classified One-to-four family residential real estate $ 133,918 $ 1,787 $ 135,947 $ 948 Construction and land 18,712 1,338 19,135 948 Commercial real estate 130,157 9,750 126,619 12,348 Commercial 86,612 7,767 66,490 7,799 Agriculture 92,606 6,787 86,917 9,715 Municipal 2,787 - 2,953 - Consumer 24,103 38 25,383 45 Total $ 488,895 $ 27,467 $ 463,444 $ 31,803 At June 30, 2019, the Company had nine loan relationships consisting of 13 outstanding loans that were classified as TDRs. There were no loans classified as TDRs during the first six months of 2019. During the second quarter of 2018, the Company classified an agriculture loan totaling $64,000 as a TDR after originating a loan to an existing loan relationship that was classified as a TDR in 2016. As part of the restructuring, the borrower paid off three loans previously classified as TDRs. The Company also classified a $41,000 commercial loan as a TDR after extending the maturity of the loan during the second quarter of 2018. There were no loans classified as TDRs during the first three months of 2018. Since the agriculture loan relationship was adequately secured, no impairments were recorded against the principal as of June 30, 2018. The commercial loan had a $9,000 impairment recorded against the principal balance as of June 30, 2018. The Company evaluates each TDR individually and returns the loan to accrual status when a payment history is established after the restructuring and future payments are reasonably assured. There were no loans modified as TDRs for which there was a payment default within 12 months of modification as of June 30, 2019 and 2018. The Company did not record any charge-offs against loans classified as TDRs in the first six months of 2019 or 2018. A credit provision for loan losses of $1,000 and $58,000 related to TDRs was recorded in the three months ended June 30, 2019 and 2018, respectively. A credit provision for loan losses of $1,000 and $91,000 related to TDRs was recorded in the six months ended June 30, 2019 and 2018, respectively. The Company allocated $9,000 and $10,000 of the allowance for loan losses against loans classified as TDRs at June 30, 2019 and December 31, 2018, respectively. The following table presents information on loans that are classified as TDRs: (Dollars in thousands) As of June 30, 2019 As of December 31, 2018 Number of loans Non-accrual balance Accruing balance Number of loans Non-accrual balance Accruing balance One-to-four family residential real estate 2 $ - $ 175 2 $ - $ 181 Construction and land 4 518 711 4 523 860 Commercial real estate 1 - 2,023 2 - 2,121 Commercial 1 - 28 1 36 - Agriculture 4 6 224 4 23 235 Municipal 1 - 58 1 - 58 Total troubled debt restructurings 13 $ 524 $ 3,219 14 $ 582 $ 3,455

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	6 Months Ended
	Jun. 30, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	4. Goodwill and Other Intangible Assets The Company tests goodwill for impairment annually or more frequently if circumstances warrant. The Company’s annual step one impairment test as of December 31, 2018 concluded that its goodwill was not impaired. The Company concluded there were no triggering events during the first six months of 2019 that required an interim goodwill impairment test. Lease intangible assets are amortized over the life of the lease. Core deposit intangible assets are amortized over the estimated useful life of ten years on an accelerated basis. Mortgage servicing rights are amortized over the estimated life of the mortgage loan serviced for others. A summary of the other intangible assets that continue to be subject to amortization is as follows: (Dollars in thousands) As of June 30, 2019 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 2,018 $ (1,626 ) $ 392 Lease intangible asset 350 (256 ) 94 Mortgage servicing rights 6,667 (4,295 ) 2,372 Total other intangible assets $ 9,035 $ (6,177 ) $ 2,858 (Dollars in thousands) As of December 31, 2018 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 2,067 $ (1,588 ) $ 479 Lease intangible asset 350 (233 ) 117 Mortgage servicing rights 6,545 (4,050 ) 2,495 Total other intangible assets $ 8,962 $ (5,871 ) $ 3,091 The following sets forth estimated amortization expense for core deposit and lease intangible assets for the remainder of 2019 and in successive years ending December 31: Amortization (Dollars in thousands) expense Remainder of 2019 $ 104 2020 177 2021 121 2022 58 2023 26 Total $ 486 Mortgage loans serviced for others are not reported as assets. The following table provides information on the principal balances of mortgage loans serviced for others: (Dollars in thousands) June 30, 2019 December 31, 2018 FHLMC $ 513,673 $ 521,489 FHLB 20,744 10,603 Total $ 534,417 $ 532,092 Custodial escrow balances maintained in connection with serviced loans were $5.3 million and $4.5 million at June 30, 2019 and December 31, 2018, respectively. Gross service fee income related to such loans was $338,000 and $337,000 for the three months ended June 30, 2019 and 2018, respectively, and is included in fees and service charges in the consolidated statements of earnings. Gross service fee income related to such loans was $673,000 and $673,000 for the six months ended June 30, 2019 and 2018, respectively. Activity for mortgage servicing rights and the related valuation allowance was as follows: (Dollars in thousands) Three months ended June 30, Six months ended June 30, 2019 2018 2019 2018 Mortgage servicing rights: Balance at beginning of period $ 2,384 $ 2,722 $ 2,495 $ 2,811 Additions 225 137 322 259 Amortization (237 ) (220 ) (445 ) (431 ) Balance at end of period $ 2,372 $ 2,639 $ 2,372 $ 2,639 The fair value of mortgage servicing rights was $5.3 million and $6.2 million at June 30, 2019 and December 31, 2018, respectively. Fair value at June 30, 2019 was determined using discount rates ranging from 9.00% to 11.00%; prepayment speeds ranging from 6.00% to 25.71%, depending on the stratification of the specific mortgage servicing right; and a weighted average default rate of 1.40%. Fair value at December 31, 2018 was determined using discount rates ranging from 9.00% to 11.00%, prepayment speeds ranging from 6.00% to 22.40%, depending on the stratification of the specific mortgage servicing right, and a weighted average default rate of 1.37%. The Company had a mortgage repurchase reserve of $235,000 at both June 30, 2019 and December 31, 2018, which represents the Company’s best estimate of probable losses that the Company will incur related to the repurchase of one-to-four family residential real estate loans previously sold or to reimburse investors for credit losses incurred on loans previously sold where a breach of the contractual representations and warranties occurred. The Company did not incur any losses charged against the reserve or make any provisions to the reserve during the first six months of 2019 and 2018. As of June 30, 2019, the Company did not have any outstanding mortgage repurchase requests.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2019
Earnings per share:
Earnings Per Share	5. Earnings per Share Basic earnings per share have been computed based upon the weighted average number of common shares outstanding during each period. Diluted earnings per share include the effect of all potential common shares outstanding during each period. The shares used in the calculation of basic and diluted earnings per share are shown below: (Dollars in thousands, except per share amounts) Three months ended Six months ended 2019 2018 2019 2018 Net earnings(1) $ 2,598 $ 2,845 $ 4,781 $ 4,944 Weighted average common shares outstanding - basic (1) 4,372,116 4,348,989 4,372,116 4,331,194 Assumed exercise of stock options (1) 14,728 19,627 14,296 19,472 Weighted average common shares outstanding - diluted (1) 4,386,844 4,368,616 4,386,412 4,350,666 Net earnings per share (1): Basic $ 0.59 $ 0.65 $ 1.09 $ 1.14 Diluted $ 0.59 $ 0.65 $ 1.09 $ 1.14 (1) Share and per share values for the periods ended June 30, 2018 have been adjusted to give effect to the 5% stock dividend paid during December 2018. The diluted earnings per share computations for the three months ended June 30, 2019 and 2018 excluded 30,859 of unexercised stock options because their inclusion would have been anti-dilutive during such periods. The diluted earnings per share computations for the six months ended June 30, 2019 and 2018 excluded 30,859 of unexercised stock options because their inclusion would have been anti-dilutive during such periods.

Repurchase Agreements

Repurchase Agreements	6 Months Ended
	Jun. 30, 2019
Banking and Thrift [Abstract]
Repurchase Agreements	6. Repurchase Agreements The Company has overnight repurchase agreements with certain deposit customers whereby the Company uses investment securities as collateral for non-insured funds. These balances are accounted for as collateralized financing and included in other borrowings on the balance sheet. The following is a summary of the balances of and collateral for the Company’s repurchase agreements: As of June 30, 2019 Overnight and Greater Continuous Up to 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal treasury obligations $ 329 $ - $ - $ - $ 329 U.S. federal agency obligations 4,019 - - - 4,019 Agency mortgage-backed securities 9,935 - - - 9,935 Total $ 14,283 $ - $ - $ - $ 14,283 As of December 31, 2018 Overnight and Greater Continuous Up to 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal treasury obligations $ 416 $ - $ - $ - $ 416 U.S. federal agency obligations 5,626 - - - 5,626 Agency mortgage-backed securities 9,204 - - - 9,204 Total $ 15,246 $ - $ - $ - $ 15,246 Repurchase agreements are comprised of non-insured customer funds, totaling $14.3 million at June 30, 2019, and $15.2 million at December 31, 2018, which were secured by $20.7 million and $18.6 million of the Company’s investment portfolio at the same dates, respectively. The investment securities are held by a third-party financial institution in the customer’s custodial account. The Company is required to maintain adequate collateral for each repurchase agreement. Changes in the fair value of the investment securities impact the amount of collateral required. If the Company were to default, the investment securities would be used to settle the repurchase agreement with the deposit customer.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	6 Months Ended
	Jun. 30, 2019
Revenue from Contract with Customer [Abstract]
Revenue from Contracts with Customers	7. Revenue from Contracts with Customers All of the Company’s revenue from contracts with customers in the scope of ASC 606 is recognized within non-interest income. Items outside the scope of ASC 606 are noted as such. Three months ended Six months ended (Dollars in thousands) June 30, June 30, 2019 2018 2019 2018 Non-interest income: Service charges on deposits Overdraft fees $ 877 $ 783 $ 1,654 $ 1,580 Other 144 135 270 273 Interchange income 538 516 973 958 Loan servicing fees (1) 338 337 673 673 Office lease income (1) 162 156 323 308 Gains on sales of loans (1) 1,742 1,468 2,862 2,629 Bank owned life insurance income (1) 160 162 319 321 Gains on sales of investment securities (1) (146 ) - (146 ) 35 Gains on sales of real estate owned 4 - 4 1 Other 169 696 312 876 Total non-interest income $ 3,988 $ 4,253 $ 7,244 $ 7,654 (1) Not within the scope of ASC 606. A description of the Company’s revenue streams within the scope of ASC 606 follows: Service Charges on Deposit Accounts The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM usage fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period during which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer’s account balance. Interchange Income The Company earns interchange fees from debit cardholder transactions conducted through the interchange payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Gains (Losses) on Sales of Real Estate Owned The Company records a gain or loss from the sale of real estate owned when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of real estate owned to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the real estate owned asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain (loss) on sale if a significant financing component is present. There were no sales of real estate owned that were financed by the Company during the first six months of 2019 or 2018.

Fair Value of Financial Instrum

Fair Value of Financial Instruments and Fair Value Measurements	6 Months Ended
	Jun. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments and Fair Value Measurements	8. Fair Value of Financial Instruments and Fair Value Measurements Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Fair value estimates of the Company’s financial instruments as of June 30, 2019 and December 31, 2018, including methods and assumptions utilized, are set forth below: (Dollars in thousands) As of June 30, 2019 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 14,299 $ 14,299 $ - $ - $ 14,299 Investment securities available-for-sale 382,295 2,310 379,985 - 382,295 Bank stocks, at cost 3,529 n/a n/a n/a n/a Loans, net 510,205 - - 513,958 513,958 Loans held for sale, net 13,164 - 13,164 - 13,164 Accrued interest receivable 4,969 22 2,111 2,836 4,969 Derivative financial instruments 1,029 - 1,029 - 1,029 Financial liabilities: Non-maturity deposits $ (646,203 ) $ (646,203 ) $ - $ - $ (646,203 ) Time deposits (183,329 ) - (182,442 ) - - FHLB borrowings (22,400 ) - (22,400 ) - (22,400 ) Subordinated debentures (21,651 ) - (19,617 ) - - Other borrowings (14,283 ) - (14,283 ) - (14,283 ) Accrued interest payable (522 ) - (522 ) - (522 ) Derivative financial instruments (275 ) - (275 ) - (275 ) As of December 31, 2018 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 19,114 $ 19,114 $ - $ - $ 19,114 Investment securities available-for-sale 388,345 1,971 386,374 - 388,345 Bank stocks, at cost 4,776 n/a n/a n/a n/a Loans, net 489,373 - - 494,473 494,473 Loans held for sale 4,743 - 4,743 - 4,743 Accrued interest receivable 4,631 - 2,194 2,437 4,631 Derivative financial instruments 522 - 522 - 522 Financial liabilities: Non-maturity deposits (656,628 ) (656,628 ) - - (656,628 ) Time deposits (167,020 ) - (164,994 ) - (164,994 ) FHLB borrowings (20,000 ) - (20,000 ) - (20,000 ) Subordinated debentures (21,651 ) - (19,678 ) - (19,678 ) Other borrowings (15,246 ) - (15,246 ) - (15,246 ) Accrued interest payable (442 ) - (442 ) - (442 ) Derivative financial instruments (25 ) - (25 ) - (25 ) Transfers The Company did not transfer any assets or liabilities among levels during the six months ended June 30, 2019 or during the year ended December 31, 2018. Valuation Methods for Instruments Measured at Fair Value on a Recurring Basis The following tables represent the Company’s financial instruments that are measured at fair value on a recurring basis at June 30, 2019 and December 31, 2018 allocated to the appropriate fair value hierarchy: (Dollars in thousands) As of June 30, 2019 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 2,310 $ 2,310 $ - $ - U. S. federal agency obligations 6,598 - 6,598 - Municipal obligations, tax exempt 155,237 - 155,237 - Municipal obligations, taxable 53,765 - 53,765 - Agency mortgage-backed securities 158,407 - 158,407 - Certificates of deposit 5,978 - 5,978 - Loans held for sale 13,164 - 13,164 - Derivative financial instruments 1,029 - 1,029 - Liabililty: Derivative financial instruments (275 ) - (275 ) - As of December 31, 2018 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 1,971 $ 1,971 $ - $ - U. S. federal agency obligations 10,361 - 10,361 - Municipal obligations, tax exempt 159,112 - 159,112 - Municipal obligations, taxable 53,035 - 53,035 - Agency mortgage-backed securities 156,076 - 156,076 - Certificates of deposit 7,790 - 7,790 - Loans held for sale 4,743 - 4,743 - Derivative financial instruments 522 - 522 - Liabilities: Derivative financial instruments (25 ) - (25 ) - The Company’s investment securities classified as available-for-sale include U.S. treasury securities, U.S. federal agency obligations, municipal obligations, agency mortgage-backed securities and certificates of deposits. Quoted exchange prices are available for the Company’s U.S treasury securities, which are classified as Level 1. U.S. federal agency securities and agency mortgage-backed securities are priced utilizing industry-standard models that consider various assumptions, including time value, yield curves, volatility factors, prepayment speeds, default rates, loss severity, current market and contractual prices for the underlying financial instruments, as well as other relevant economic measures. Substantially all of these assumptions are observable in the marketplace, can be derived from observable data, or are supported by observable levels at which transactions are executed in the marketplace. These measurements are classified as Level 2. Municipal obligations are valued using a type of matrix, or grid, pricing in which securities are benchmarked against U.S. treasury rates based on credit rating. These model and matrix measurements are classified as Level 2 in the fair value hierarchy. Changes in the fair value of available-for-sale securities are included in other comprehensive income to the extent the changes are not considered other-than-temporary impairments. Other-than-temporary impairment tests are performed on a quarterly basis and any decline in the fair value of an individual security below its cost that is deemed to be other-than-temporary results in a write-down of that security’s cost basis. Mortgage loans originated and intended for sale in the secondary market are carried at fair value. The mortgage loan valuations are based on quoted secondary market prices for similar loans and are classified as Level 2. Changes in the fair value of mortgage loans originated and intended for sale in the secondary market and derivative financial instruments are included in gains on sales of loans. The aggregate fair value, contractual balance (including accrued interest), and gain on loans held for sale were as follows: As of As of (Dollars in thousands) June 30, 2019 December 31, 2018 Aggregate fair value $ 13,164 $ 4,743 Contractual balance 12,906 4,687 Gain $ 258 $ 56 The Company’s derivative financial instruments consist of interest rate lock commitments and corresponding forward sales contracts on mortgage loans held for sale. The fair values of these derivatives are based on quoted prices for similar loans in the secondary market. The market prices are adjusted by a factor, based on the Company’s historical data and its judgment about future economic trends, which considers the likelihood that a commitment will ultimately result in a closed loan. These instruments are classified as Level 2. The amounts are included in other assets or other liabilities on the consolidated balance sheets and gains on sales of loans, net in the consolidated statements of earnings. The total amount of gains from changes in fair value of loans held for sale included in earnings were as follows: Three months ended Six months ended June 30, June 30, (Dollars in thousands) 2019 2018 2019 2018 Interest income $ 119 $ 98 $ 170 $ 146 Change in fair value 54 264 202 165 Total change in fair value $ 173 $ 362 $ 372 $ 311 Valuation Methods for Instruments Measured at Fair Value on a Non-recurring Basis The Company does not value its loan portfolio at fair value. Collateral-dependent impaired loans are generally carried at the lower of cost or fair value of the collateral, less estimated selling costs. Collateral values are determined based on appraisals performed by qualified licensed appraisers hired by the Company and then further adjusted if warranted based on relevant facts and circumstances. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Impaired loans are reviewed and evaluated at least quarterly for additional impairment and adjusted accordingly, based on the same factors identified above. The carrying value of the Company’s impaired loans was $11.0 million and $8.7 million, with an allocated allowance of $651,000 and $310,000, at June 30, 2019 and December 31, 2018, respectively. Real estate owned includes assets acquired through, or in lieu of, foreclosure and land previously acquired for expansion. Real estate owned is initially recorded at the fair value of the collateral less estimated selling costs. Subsequent valuations are updated periodically and are based upon independent appraisals, third party price opinions or internal pricing models. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Real estate owned is reviewed and evaluated at least annually for additional impairment and adjusted accordingly, based on the same factors identified above. The following tables represent the Company’s financial instruments that are measured at fair value on a non-recurring basis as of June 30, 2019 and December 31, 2018 allocated to the appropriate fair value hierarchy: (Dollars in thousands) As of June 30, 2019 Total Fair value hierarchy (losses)/ Total Level 1 Level 2 Level 3 gains Assets: Impaired loans: One-to-four family residential real estate $ 128 $ - $ - $ 128 $ 28 Construction and land 429 - - 429 (88 ) Commercial real estate 1,685 - - 1,685 (207 ) Commercial 176 - - 176 (88 ) As of December 31, 2018 Total Fair value hierarchy (losses)/ Total Level 1 Level 2 Level 3 gains Assets: Impaired loans: One-to-four family residential real estate $ 110 $ - $ - $ 110 $ (29 ) Construction and land 322 - - 322 (103 ) Commercial real estate 1,725 - - 1,725 377 Commercial 55 - - 55 (51 ) Agriculture 175 - - 175 11 The following table presents quantitative information about Level 3 fair value measurements for impaired loans measured at fair value on a non-recurring basis as of June 30, 2019 and December 31, 2018. (Dollars in thousands) Fair value Valuation technique Unobservable inputs Range As of June 30, 2019 Impaired loans: One-to-four family residential real estate $ 128 Sales comparison Adjustment to appraised value 0%-47 % Construction and land 429 Sales comparison Adjustment to appraised value 20%-30 % Commercial real estate 1,685 Sales comparison Adjustment to appraised value 0%-20 % Commercial 176 Sales comparison Adjustment to comparable sales 0%-50 % As of December 31, 2018 Impaired loans: One-to-four family residential real estate $ 110 Sales comparison Adjustment to appraised value 0%-20 % Construction and land 322 Sales comparison Adjustment to appraised value 0%-25 % Commercial real estate 1,725 Sales comparison Adjustment to appraised value 0 % Commercial 55 Sales comparison Adjustment to comparable sales 0%-15 % Agriculture 175 Sales comparison Adjustment to appraised value 0 %

Regulatory Capital Requirements

Regulatory Capital Requirements	6 Months Ended
	Jun. 30, 2019
Banking and Thrift [Abstract]
Regulatory Capital Requirements	9. Regulatory Capital Requirements Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. Management believed that as of June 30, 2019, the Company and the Bank met all capital adequacy requirements to which they were subject at that time. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. The Company and the Bank are subject to the Basel III Rule, which is applicable to all U.S. banks that are subject to minimum capital requirements, as well as to bank and savings and loan holding companies other than “small bank holding companies” (generally, non-public bank holding companies with consolidated assets of less than $3.0 billion). The Basel III Rule includes a common equity Tier 1 capital to risk-weighted assets minimum ratio of 4.5%, a minimum ratio of Tier 1 capital to risk-weighted assets of 6.0%, a minimum ratio of Total Capital to risk-weighted assets of 8.0%, and a minimum Tier 1 leverage ratio of 4.0%. A capital conservation buffer, comprised of common equity Tier 1 capital, is also established above the regulatory minimum capital requirements. This capital conservation buffer was 1.875% for 2018, and increased to its final level of 2.5% on January 1, 2019. The capital conservation buffer increases the common equity Tier 1 capital ratio, and Tier 1 capital and total risk based capital ratios. As of June 30, 2019 and December 31, 2018, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action then in effect. There are no conditions or events since that notification that management believes have changed the institution’s category. The following is a comparison of the Company’s regulatory capital to minimum capital requirements at June 30, 2019 and December 31, 2018: (Dollars in thousands) For capital Actual adequacy purposes Amount Ratio Amount Ratio (1) As of June 30, 2019 Leverage $ 102,471 10.49 % $ 39,070 4.0 % Common Equity Tier 1 Capital 81,471 13.00 % 43,863 7.0 % Tier 1 Capital 102,471 16.35 % 53,262 8.5 % Total Risk Based Capital 108,877 17.38 % 65,794 10.5 % As of December 31, 2018 Leverage $ 99,150 10.34 % $ 38,373 4.0 % Common Equity Tier 1 Capital 78,150 13.12 % 37,982 6.4 % Tier 1 Capital 99,150 16.64 % 46,919 7.9 % Total Risk Based Capital 105,055 17.63 % 58,835 9.9 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5% for June 30, 2019 and 1.875% for December 31, 2018 The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at June 30, 2019 and December 31, 2018: To be well-capitalized under prompt (Dollars in thousands) For capital corrective Actual adequacy purposes action provisions Amount Ratio Amount Ratio(1) Amount Ratio As of June 30, 2019 Leverage $ 99,943 10.27 % $ 38,944 4.0 % $ 48,681 5.0 % Common Equity Tier 1 Capital 99,943 15.98 % 43,789 7.0 % 40,661 6.5 % Tier 1 Capital 99,943 15.98 % 53,172 8.5 % 50,044 8.0 % Total Risk Based Capital 106,349 17.00 % 65,683 10.5 % 62,556 10.0 % As of December 31, 2018 Leverage $ 97,112 10.15 % $ 38,254 4.0 % $ 47,818 5.0 % Common Equity Tier 1 Capital 97,112 16.33 % 37,922 6.4 % 38,665 6.5 % Tier 1 Capital 97,112 16.33 % 46,844 7.9 % 47,588 8.0 % Total Risk Based Capital 103,017 17.32 % 58,741 9.9 % 59,485 10.0 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5% for June 30, 2019 and 1.875% for December 31, 2018.

Impact of Recent Accounting Pro

Impact of Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2019
Accounting Changes and Error Corrections [Abstract]
Impact of Recent Accounting Pronouncements	10. Impact of Recent Accounting Pronouncements In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326), commonly referred to as “CECL.” The provisions of the update eliminate the probable initial recognition threshold under current GAAP which requires reserves to be based on an incurred loss methodology. Under CECL, reserves required for financial assets measured at amortized cost will reflect an organization’s estimate of all expected credit losses over the expected term of the financial asset and thereby require the use of reasonable and supportable forecasts to estimate future credit losses. Because CECL encompasses all financial assets carried at amortized cost, the requirement that reserves be established based on an organization’s reasonable and supportable estimate of expected credit losses extends to held to maturity debt securities. Under the provisions of the update, credit losses recognized on available for sale debt securities will be presented as an allowance as opposed to a write-down. In addition, CECL will modify the accounting for purchased loans, with credit deterioration since origination, so that reserves are established at the date of acquisition for purchased loans. Under current GAAP a purchased loan’s contractual balance is adjusted to fair value through a credit discount, and no reserve is recorded on the purchased loan upon acquisition. Since under CECL reserves will be established for purchased loans at the time of acquisition, the accounting for purchased loans is made more comparable to the accounting for originated loans. Finally, increased disclosure requirements under CECL oblige organizations to present the currently required credit quality disclosures disaggregated by the year of origination or vintage. FASB expects that the evaluation of underwriting standards and credit quality trends by financial statement users will be enhanced with the additional vintage disclosures. For public entities, the amendments of the update are effective beginning January 1, 2020. In July 2019, the FASB proposed a change in the effective dates for CECL which would delay the effective date to fiscal years beginning after December 15, 2022 for smaller reporting companies. Because the Company is a smaller reporting company, the proposed delay would be applicable to the Company if it is approved by the FASB. Management has initiated an implementation committee that has implemented a process to collect the data and is developing a system for the new standard. Initial calculations estimate the effect will be an increase to the allowance for loan losses upon adoption. However, the size of the overall increase is uncertain at this time.

Investments (Tables)

Investments (Tables)	6 Months Ended
	Jun. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities	A summary of investment securities available-for-sale is as follows: (Dollars in thousands) As of June 30, 2019 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value U. S. treasury securities $ 2,297 $ 13 $ - $ 2,310 U. S. federal agency obligations 6,516 84 (2 ) 6,598 Municipal obligations, tax exempt 152,891 2,573 (227 ) 155,237 Municipal obligations, taxable 52,606 1,170 (11 ) 53,765 Agency mortgage-backed securities 156,939 2,013 (545 ) 158,407 Certificates of deposit 5,978 - - 5,978 Total $ 377,227 $ 5,853 $ (785 ) $ 382,295 (Dollars in thousands) As of December 31, 2018 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value U. S. treasury securities $ 1,999 $ - $ (28 ) $ 1,971 U. S. federal agency obligations 10,370 32 (41 ) 10,361 Municipal obligations, tax exempt 161,529 353 (2,770 ) 159,112 Municipal obligations, taxable 53,178 180 (323 ) 53,035 Agency mortgage-backed securities 158,765 264 (2,953 ) 156,076 Certificates of deposit 7,790 - - 7,790 Total $ 393,631 $ 829 $ (6,115 ) $ 388,345
Schedule of Available for Sale Securities Continuous Unrealized Loss Position Fair Value	Securities which were temporarily impaired are shown below, along with the length of time in a continuous unrealized loss position. (Dollars in thousands) As of June 30, 2019 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. federal agency obligations 2 $ - $ - $ 2,498 $ (2 ) $ 2,498 $ (2 ) Municipal obligations, tax exempt 57 - - 21,874 (227 ) 21,874 (227 ) Municipal obligations, taxable 18 1,110 (1 ) 5,760 (10 ) 6,870 (11 ) Agency mortgage-backed securities 27 - - 37,726 (545 ) 37,726 (545 ) Total 104 $ 1,110 $ (1 ) $ 67,858 $ (784 ) $ 68,968 $ (785 ) (Dollars in thousands) As of December 31, 2018 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. treasury securities 1 $ - $ - $ 1,971 $ (28 ) $ 1,971 $ (28 ) U. S. federal agency obligations 6 145 (1 ) 7,970 (40 ) 8,115 (41 ) Municipal obligations, tax exempt 296 35,898 (367 ) 85,921 (2,403 ) 121,819 (2,770 ) Municipal obligations, taxable 86 8,293 (22 ) 28,984 (301 ) 37,277 (323 ) Agency mortgage-backed securities 101 30,030 (146 ) 96,155 (2,807 ) 126,185 (2,953 ) Total 490 $ 74,366 $ (536 ) $ 221,001 $ (5,579 ) $ 295,367 $ (6,115 )
Schedule of Investments Classified by Contractual Maturity Date	Actual maturities will differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties. (Dollars in thousands) Amortized Estimated cost fair value Due in less than one year $ 24,551 $ 24,556 Due after one year but within five years 170,996 172,120 Due after five years but within ten years 105,913 108,068 Due after ten years 75,767 77,551 Total $ 377,227 $ 382,295
Schedule of Realized Gain (Loss)	Sales proceeds and gross realized gains and losses on sales of available-for-sale securities are as follows: (Dollars in thousands) Three months ended June 30, Six months ended June 30, 2019 2018 2019 2018 Sales proceeds $ 9,491 $ - $ 9,491 $ 1,535 Realized gains $ 2 $ - $ 2 $ 35 Realized losses (148 ) - (148 ) - Net realized losses $ (146 ) $ - $ (146 ) $ 35

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2019
Receivables [Abstract]
Schedule of Loans	Loans consisted of the following as of the dates indicated below: (Dollars in thousands) June 30, 2019 December 31, 2018 One-to-four family residential real estate $ 135,705 $ 136,895 Construction and land 20,050 20,083 Commercial real estate 139,907 138,967 Commercial 94,379 74,289 Agriculture 99,393 96,632 Municipal 2,787 2,953 Consumer 24,141 25,428 Total gross loans 516,362 495,247 Net deferred loan costs and loans in process 109 (109 ) Allowance for loan losses (6,266 ) (5,765 ) Loans, net $ 510,205 $ 489,373
Schedule of Allowance for Credit Losses On Financing Receivables	The following tables provide information on the Company’s activity in the allowance for loan losses by loan class: (Dollars in thousands) Three and six months ended June 30, 2019 One-to-four family residential real estate Construction and land Commercial real estate Commercial Agriculture Municipal Consumer Total Allowance for loan losses: Balance at April 1, 2019 $ 474 $ 156 $ 1,871 $ 1,165 $ 2,128 $ 7 $ 137 $ 5,938 Charge-offs (41 ) - - (40 ) - - (53 ) (134 ) Recoveries - - - 50 - - 12 62 Provision for loan losses 8 99 (113 ) 229 132 - 45 400 Balance at June 30, 2019 441 255 1,758 1,404 2,260 7 141 6,266 Balance at January 1, 2019 $ 449 $ 168 $ 1,686 $ 1,051 $ 2,238 $ 7 $ 166 $ 5,765 Charge-offs (41 ) - - (40 ) - - (102 ) (183 ) Recoveries 1 - - 51 - 6 26 84 Provision for loan losses 32 87 72 342 22 (6 ) 51 600 Balance at June 30, 2019 441 255 1,758 1,404 2,260 7 141 6,266 (Dollars in thousands) Three and six months ended June 30, 2018 One-to-four family residential real estate Construction and land Commercial real estate Commercial Agriculture Municipal Consumer Total Allowance for loan losses: Balance at April 1, 2018 $ 477 $ 121 $ 1,562 $ 1,484 $ 1,867 $ 7 $ 126 $ 5,644 Charge-offs - - - (29 ) - - (44 ) (73 ) Recoveries 1 - - 1 - - 12 14 Provision for loan losses (39 ) (12 ) (96 ) 237 138 - 22 250 Balance at June 30, 2018 439 109 1,466 1,693 2,005 7 116 5,835 Balance at January 1, 2018 $ 542 $ 181 $ 1,540 $ 1,226 $ 1,812 $ 8 $ 150 $ 5,459 Charge-offs - - - (29 ) - - (77 ) (106 ) Recoveries 2 - 1 2 - 2 25 32 Provision for loan losses (105 ) (72 ) (75 ) 494 193 (3 ) 18 450 Balance at June 30, 2018 439 109 1,466 1,693 2,005 7 116 5,835 The following tables provide information on the Company’s activity in the allowance for loan losses by loan class and allowance methodology: (Dollars in thousands) As of June 30, 2019 One-to-four family residential real estate Construction and land Commercial real estate Commercial Agriculture Municipal Consumer Total Allowance for loan losses: Individually evaluated for loss 72 191 274 114 - - - 651 Collectively evaluated for loss 369 64 1,484 1,290 2,260 7 141 5,615 Total 441 255 1,758 1,404 2,260 7 141 6,266 Loan balances: Individually evaluated for loss 1,372 2,049 5,248 1,700 560 58 38 11,025 Collectively evaluated for loss 134,333 18,001 134,659 92,679 98,833 2,729 24,103 505,337 Total $ 135,705 $ 20,050 $ 139,907 $ 94,379 $ 99,393 $ 2,787 $ 24,141 $ 516,362 (Dollars in thousands) As of December 31, 2018 One-to-four family residential real estate Construction and land Commercial real estate Commercial Agriculture Municipal Consumer Total Allowance for loan losses: Individually evaluated for loss 100 103 67 27 13 - - 310 Collectively evaluated for loss 349 65 1,619 1,024 2,225 7 166 5,455 Total 449 168 1,686 1,051 2,238 7 166 5,765 Loan balances: Individually evaluated for loss 623 1,808 3,912 1,528 717 58 45 8,691 Collectively evaluated for loss 136,272 18,275 135,055 72,761 95,915 2,895 25,383 486,556 Total $ 136,895 $ 20,083 $ 138,967 $ 74,289 $ 96,632 $ 2,953 $ 25,428 $ 495,247
Schedule of Impaired Financing Receivables	The following tables present information on impaired loans: (Dollars in thousands) As of June 30, 2019 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate $ 1,413 $ 1,372 $ 1,172 $ 200 $ 72 $ 1,430 $ 5 Construction and land 3,784 2,049 1,429 620 191 2,137 20 Commercial real estate 5,248 5,248 3,289 1,959 274 5,264 237 Commercial 1,700 1,700 1,410 290 114 1,711 10 Agriculture 775 560 560 - - 572 23 Municipal 58 58 58 - - 58 1 Consumer 38 38 38 - - 41 - Total impaired loans $ 13,016 $ 11,025 $ 7,956 $ 3,069 $ 651 $ 11,213 $ 296 (Dollars in thousands) As of December 31, 2018 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate $ 623 $ 623 $ 413 $ 210 $ 100 $ 640 $ 10 Construction and land 3,543 1,808 1,383 425 103 2,689 53 Commercial real estate 3,912 3,912 2,120 1,792 67 3,928 487 Commercial 1,528 1,528 1,446 82 27 1,537 - Agriculture 932 717 529 188 13 844 52 Municipal 58 58 58 - - 58 1 Consumer 45 45 45 - - 49 - Total impaired loans $ 10,641 $ 8,691 $ 5,994 $ 2,697 $ 310 $ 9,745 $ 603
Schedule of Past Due Financing Receivables	The following tables present information on the Company’s past due and non-accrual loans by loan class: (Dollars in thousands) As of June 30, 2019 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate $ 86 $ 462 $ - $ 548 $ 1,197 $ 1,745 $ 133,960 Construction and land - 126 - 126 1,338 1,464 18,586 Commercial real estate 686 - - 686 3,225 3,911 135,996 Commercial 436 42 - 478 1,672 2,150 92,229 Agriculture 438 941 209 1,588 336 1,924 97,469 Municipal - - - - - - 2,787 Consumer 85 3 - 88 38 126 24,015 Total $ 1,731 $ 1,574 $ 209 $ 3,514 $ 7,806 $ 11,320 $ 505,042 Percent of gross loans 0.34 % 0.30 % 0.04 % 0.68 % 1.51 % 2.19 % 97.81 % (Dollars in thousands) As of December 31, 2018 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate $ 131 $ 206 $ - $ 337 $ 442 $ 779 $ 136,116 Construction and land - 134 - 134 948 1,082 19,001 Commercial real estate 465 - - 465 1,791 2,256 136,711 Commercial 398 20 - 418 1,528 1,946 72,343 Agriculture 100 88 - 188 482 670 95,962 Municipal - - - - - - 2,953 Consumer 106 23 - 129 45 174 25,254 Total $ 1,200 $ 471 $ - $ 1,671 $ 5,236 $ 6,907 $ 488,340 Percent of gross loans 0.24 % 0.10 % 0.00 % 0.34 % 1.06 % 1.40 % 98.60 %
Schedule of Risk Categories by Loan Class	The following table provides information on the Company’s risk categories by loan class: (Dollars in thousands) As of June 30, 2019 As of December 31, 2018 Non-classified Classified Non-classified Classified One-to-four family residential real estate $ 133,918 $ 1,787 $ 135,947 $ 948 Construction and land 18,712 1,338 19,135 948 Commercial real estate 130,157 9,750 126,619 12,348 Commercial 86,612 7,767 66,490 7,799 Agriculture 92,606 6,787 86,917 9,715 Municipal 2,787 - 2,953 - Consumer 24,103 38 25,383 45 Total $ 488,895 $ 27,467 $ 463,444 $ 31,803
Schedule of Troubled Debt Restructurings On Financing Receivables	The following table presents information on loans that are classified as TDRs: (Dollars in thousands) As of June 30, 2019 As of December 31, 2018 Number of loans Non-accrual balance Accruing balance Number of loans Non-accrual balance Accruing balance One-to-four family residential real estate 2 $ - $ 175 2 $ - $ 181 Construction and land 4 518 711 4 523 860 Commercial real estate 1 - 2,023 2 - 2,121 Commercial 1 - 28 1 36 - Agriculture 4 6 224 4 23 235 Municipal 1 - 58 1 - 58 Total troubled debt restructurings 13 $ 524 $ 3,219 14 $ 582 $ 3,455

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Intangible Assets and Goodwill	A summary of the other intangible assets that continue to be subject to amortization is as follows: (Dollars in thousands) As of June 30, 2019 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 2,018 $ (1,626 ) $ 392 Lease intangible asset 350 (256 ) 94 Mortgage servicing rights 6,667 (4,295 ) 2,372 Total other intangible assets $ 9,035 $ (6,177 ) $ 2,858 (Dollars in thousands) As of December 31, 2018 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 2,067 $ (1,588 ) $ 479 Lease intangible asset 350 (233 ) 117 Mortgage servicing rights 6,545 (4,050 ) 2,495 Total other intangible assets $ 8,962 $ (5,871 ) $ 3,091
Schedule of Finite-lived Intangible Assets, Future Amortization Expense	The following sets forth estimated amortization expense for core deposit and lease intangible assets for the remainder of 2019 and in successive years ending December 31: Amortization (Dollars in thousands) expense Remainder of 2019 $ 104 2020 177 2021 121 2022 58 2023 26 Total $ 486
Schedule of Participating Mortgage Loans	Mortgage loans serviced for others are not reported as assets. The following table provides information on the principal balances of mortgage loans serviced for others: (Dollars in thousands) June 30, 2019 December 31, 2018 FHLMC $ 513,673 $ 521,489 FHLB 20,744 10,603 Total $ 534,417 $ 532,092
Schedule of Servicing Asset at Amortized Cost	Activity for mortgage servicing rights and the related valuation allowance was as follows: (Dollars in thousands) Three months ended June 30, Six months ended June 30, 2019 2018 2019 2018 Mortgage servicing rights: Balance at beginning of period $ 2,384 $ 2,722 $ 2,495 $ 2,811 Additions 225 137 322 259 Amortization (237 ) (220 ) (445 ) (431 ) Balance at end of period $ 2,372 $ 2,639 $ 2,372 $ 2,639

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2019
Earnings per share:
Schedule of Earnings Per Share, Basic and Diluted	The shares used in the calculation of basic and diluted earnings per share are shown below: (Dollars in thousands, except per share amounts) Three months ended Six months ended 2019 2018 2019 2018 Net earnings(1) $ 2,598 $ 2,845 $ 4,781 $ 4,944 Weighted average common shares outstanding - basic (1) 4,372,116 4,348,989 4,372,116 4,331,194 Assumed exercise of stock options (1) 14,728 19,627 14,296 19,472 Weighted average common shares outstanding - diluted (1) 4,386,844 4,368,616 4,386,412 4,350,666 Net earnings per share (1): Basic $ 0.59 $ 0.65 $ 1.09 $ 1.14 Diluted $ 0.59 $ 0.65 $ 1.09 $ 1.14 (1) Share and per share values for the periods ended June 30, 2018 have been adjusted to give effect to the 5% stock dividend paid during December 2018.

Repurchase Agreements (Tables)

Repurchase Agreements (Tables)	6 Months Ended
	Jun. 30, 2019
Banking and Thrift [Abstract]
Schedule of Repurchase Agreements	The following is a summary of the balances of and collateral for the Company’s repurchase agreements: As of June 30, 2019 Overnight and Greater Continuous Up to 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal treasury obligations $ 329 $ - $ - $ - $ 329 U.S. federal agency obligations 4,019 - - - 4,019 Agency mortgage-backed securities 9,935 - - - 9,935 Total $ 14,283 $ - $ - $ - $ 14,283 As of December 31, 2018 Overnight and Greater Continuous Up to 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal treasury obligations $ 416 $ - $ - $ - $ 416 U.S. federal agency obligations 5,626 - - - 5,626 Agency mortgage-backed securities 9,204 - - - 9,204 Total $ 15,246 $ - $ - $ - $ 15,246

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	6 Months Ended
	Jun. 30, 2019
Revenue from Contract with Customer [Abstract]
Schedule of Revenue from Contracts with Customers Within Non-interest Income	Items outside the scope of ASC 606 are noted as such. Three months ended Six months ended (Dollars in thousands) June 30, June 30, 2019 2018 2019 2018 Non-interest income: Service charges on deposits Overdraft fees $ 877 $ 783 $ 1,654 $ 1,580 Other 144 135 270 273 Interchange income 538 516 973 958 Loan servicing fees (1) 338 337 673 673 Office lease income (1) 162 156 323 308 Gains on sales of loans (1) 1,742 1,468 2,862 2,629 Bank owned life insurance income (1) 160 162 319 321 Gains on sales of investment securities (1) (146 ) - (146 ) 35 Gains on sales of real estate owned 4 - 4 1 Other 169 696 312 876 Total non-interest income $ 3,988 $ 4,253 $ 7,244 $ 7,654 (1) Not within the scope of ASC 606.

Fair Value of Financial Instr_2

Fair Value of Financial Instruments and Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2019
Fair Value Disclosures [Abstract]
Schedule of Fair Value, by Balance Sheet Grouping	Fair value estimates of the Company’s financial instruments as of June 30, 2019 and December 31, 2018, including methods and assumptions utilized, are set forth below: (Dollars in thousands) As of June 30, 2019 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 14,299 $ 14,299 $ - $ - $ 14,299 Investment securities available-for-sale 382,295 2,310 379,985 - 382,295 Bank stocks, at cost 3,529 n/a n/a n/a n/a Loans, net 510,205 - - 513,958 513,958 Loans held for sale, net 13,164 - 13,164 - 13,164 Accrued interest receivable 4,969 22 2,111 2,836 4,969 Derivative financial instruments 1,029 - 1,029 - 1,029 Financial liabilities: Non-maturity deposits $ (646,203 ) $ (646,203 ) $ - $ - $ (646,203 ) Time deposits (183,329 ) - (182,442 ) - - FHLB borrowings (22,400 ) - (22,400 ) - (22,400 ) Subordinated debentures (21,651 ) - (19,617 ) - - Other borrowings (14,283 ) - (14,283 ) - (14,283 ) Accrued interest payable (522 ) - (522 ) - (522 ) Derivative financial instruments (275 ) - (275 ) - (275 ) As of December 31, 2018 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 19,114 $ 19,114 $ - $ - $ 19,114 Investment securities available-for-sale 388,345 1,971 386,374 - 388,345 Bank stocks, at cost 4,776 n/a n/a n/a n/a Loans, net 489,373 - - 494,473 494,473 Loans held for sale 4,743 - 4,743 - 4,743 Accrued interest receivable 4,631 - 2,194 2,437 4,631 Derivative financial instruments 522 - 522 - 522 Financial liabilities: Non-maturity deposits (656,628 ) (656,628 ) - - (656,628 ) Time deposits (167,020 ) - (164,994 ) - (164,994 ) FHLB borrowings (20,000 ) - (20,000 ) - (20,000 ) Subordinated debentures (21,651 ) - (19,678 ) - (19,678 ) Other borrowings (15,246 ) - (15,246 ) - (15,246 ) Accrued interest payable (442 ) - (442 ) - (442 ) Derivative financial instruments (25 ) - (25 ) - (25 )
Schedule of Fair Value, Assets Measured on Recurring Basis	The following tables represent the Company’s financial instruments that are measured at fair value on a recurring basis at June 30, 2019 and December 31, 2018 allocated to the appropriate fair value hierarchy: (Dollars in thousands) As of June 30, 2019 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 2,310 $ 2,310 $ - $ - U. S. federal agency obligations 6,598 - 6,598 - Municipal obligations, tax exempt 155,237 - 155,237 - Municipal obligations, taxable 53,765 - 53,765 - Agency mortgage-backed securities 158,407 - 158,407 - Certificates of deposit 5,978 - 5,978 - Loans held for sale 13,164 - 13,164 - Derivative financial instruments 1,029 - 1,029 - Liabililty: Derivative financial instruments (275 ) - (275 ) - As of December 31, 2018 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 1,971 $ 1,971 $ - $ - U. S. federal agency obligations 10,361 - 10,361 - Municipal obligations, tax exempt 159,112 - 159,112 - Municipal obligations, taxable 53,035 - 53,035 - Agency mortgage-backed securities 156,076 - 156,076 - Certificates of deposit 7,790 - 7,790 - Loans held for sale 4,743 - 4,743 - Derivative financial instruments 522 - 522 - Liabilities: Derivative financial instruments (25 ) - (25 ) -
Schedule of Fair Value Contractual Balance and Gain Loss on Loans Held for Sale	The aggregate fair value, contractual balance (including accrued interest), and gain on loans held for sale were as follows: As of As of (Dollars in thousands) June 30, 2019 December 31, 2018 Aggregate fair value $ 13,164 $ 4,743 Contractual balance 12,906 4,687 Gain $ 258 $ 56
Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale	The total amount of gains from changes in fair value of loans held for sale included in earnings were as follows: Three months ended Six months ended June 30, June 30, (Dollars in thousands) 2019 2018 2019 2018 Interest income $ 119 $ 98 $ 170 $ 146 Change in fair value 54 264 202 165 Total change in fair value $ 173 $ 362 $ 372 $ 311
Schedule of Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques	he following tables represent the Company’s financial instruments that are measured at fair value on a non-recurring basis as of June 30, 2019 and December 31, 2018 allocated to the appropriate fair value hierarchy: (Dollars in thousands) As of June 30, 2019 Total Fair value hierarchy (losses)/ Total Level 1 Level 2 Level 3 gains Assets: Impaired loans: One-to-four family residential real estate $ 128 $ - $ - $ 128 $ 28 Construction and land 429 - - 429 (88 ) Commercial real estate 1,685 - - 1,685 (207 ) Commercial 176 - - 176 (88 ) As of December 31, 2018 Total Fair value hierarchy (losses)/ Total Level 1 Level 2 Level 3 gains Assets: Impaired loans: One-to-four family residential real estate $ 110 $ - $ - $ 110 $ (29 ) Construction and land 322 - - 322 (103 ) Commercial real estate 1,725 - - 1,725 377 Commercial 55 - - 55 (51 ) Agriculture 175 - - 175 11
Schedule of Fair Value Measurements on Nonrecurring, Valuation Techniques	The following table presents quantitative information about Level 3 fair value measurements for impaired loans measured at fair value on a non-recurring basis as of June 30, 2019 and December 31, 2018. (Dollars in thousands) Fair value Valuation technique Unobservable inputs Range As of June 30, 2019 Impaired loans: One-to-four family residential real estate $ 128 Sales comparison Adjustment to appraised value 0%-47 % Construction and land 429 Sales comparison Adjustment to appraised value 20%-30 % Commercial real estate 1,685 Sales comparison Adjustment to appraised value 0%-20 % Commercial 176 Sales comparison Adjustment to comparable sales 0%-50 % As of December 31, 2018 Impaired loans: One-to-four family residential real estate $ 110 Sales comparison Adjustment to appraised value 0%-20 % Construction and land 322 Sales comparison Adjustment to appraised value 0%-25 % Commercial real estate 1,725 Sales comparison Adjustment to appraised value 0 % Commercial 55 Sales comparison Adjustment to comparable sales 0%-15 % Agriculture 175 Sales comparison Adjustment to appraised value 0 %

Regulatory Capital Requiremen_2

Regulatory Capital Requirements (Tables)	6 Months Ended
	Jun. 30, 2019
Banking and Thrift [Abstract]
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies	The following is a comparison of the Company’s regulatory capital to minimum capital requirements at June 30, 2019 and December 31, 2018: (Dollars in thousands) For capital Actual adequacy purposes Amount Ratio Amount Ratio (1) As of June 30, 2019 Leverage $ 102,471 10.49 % $ 39,070 4.0 % Common Equity Tier 1 Capital 81,471 13.00 % 43,863 7.0 % Tier 1 Capital 102,471 16.35 % 53,262 8.5 % Total Risk Based Capital 108,877 17.38 % 65,794 10.5 % As of December 31, 2018 Leverage $ 99,150 10.34 % $ 38,373 4.0 % Common Equity Tier 1 Capital 78,150 13.12 % 37,982 6.4 % Tier 1 Capital 99,150 16.64 % 46,919 7.9 % Total Risk Based Capital 105,055 17.63 % 58,835 9.9 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5% for June 30, 2019 and 1.875% for December 31, 2018
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at June 30, 2019 and December 31, 2018: To be well-capitalized under prompt (Dollars in thousands) For capital corrective Actual adequacy purposes action provisions Amount Ratio Amount Ratio(1) Amount Ratio As of June 30, 2019 Leverage $ 99,943 10.27 % $ 38,944 4.0 % $ 48,681 5.0 % Common Equity Tier 1 Capital 99,943 15.98 % 43,789 7.0 % 40,661 6.5 % Tier 1 Capital 99,943 15.98 % 53,172 8.5 % 50,044 8.0 % Total Risk Based Capital 106,349 17.00 % 65,683 10.5 % 62,556 10.0 % As of December 31, 2018 Leverage $ 97,112 10.15 % $ 38,254 4.0 % $ 47,818 5.0 % Common Equity Tier 1 Capital 97,112 16.33 % 37,922 6.4 % 38,665 6.5 % Tier 1 Capital 97,112 16.33 % 46,844 7.9 % 47,588 8.0 % Total Risk Based Capital 103,017 17.32 % 58,741 9.9 % 59,485 10.0 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5% for June 30, 2019 and 1.875% for December 31, 2018.

Interim Financial Statements (D

Interim Financial Statements (Details Narrative) $ in Thousands	Jun. 30, 2019USD ($)	Jan. 02, 2019USD ($)Number
Right of use asset	$ 221
Lease liability	$ 221
Average life of operating lease	5 years
ASU 2016-02 [Member]
Right of use asset		$ 132
Lease liability		$ 132
Number of operating lease | Number		3
Average life of operating lease		5 years 9 months

Investments (Details Narrative)

Investments (Details Narrative) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Security owned and pledged as collateral, fair value, total	$ 244,000	$ 249,700
Equity method investment, ownership percentage	10.00%

Investments - Schedule of Avail

Investments - Schedule of Available-for-sale Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]
Amortized cost	$ 377,227	$ 393,631
Gross unrealized gains	5,853	829
Gross unrealized losses	(785)	(6,115)
Estimated fair value	382,295	388,345
U.S. Treasury Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized cost	2,297	1,999
Gross unrealized gains	13
Gross unrealized losses		(28)
Estimated fair value	2,310	1,971
U.S. Federal Agency Obligations [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized cost	6,516	10,370
Gross unrealized gains	84	32
Gross unrealized losses	(2)	(41)
Estimated fair value	6,598	10,361
Municipal Obligations, Tax Exempt [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized cost	152,891	161,529
Gross unrealized gains	2,573	353
Gross unrealized losses	(227)	(2,770)
Estimated fair value	155,237	159,112
Municipal Obligations, Taxable [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized cost	52,606	53,178
Gross unrealized gains	1,170	180
Gross unrealized losses	(11)	(323)
Estimated fair value	53,765	53,035
Agency Mortgage-backed Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized cost	156,939	158,765
Gross unrealized gains	2,013	264
Gross unrealized losses	(545)	(2,953)
Estimated fair value	158,407	156,076
Certificates of Deposit [Member]
Debt Securities, Available-for-sale [Line Items]
Amortized cost	5,978	7,790
Gross unrealized gains
Gross unrealized losses
Estimated fair value	$ 5,978	$ 7,790

Investments - Schedule of Ava_2

Investments - Schedule of Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Details) $ in Thousands	Jun. 30, 2019USD ($)Number	Dec. 31, 2018USD ($)Number
Debt Securities, Available-for-sale [Line Items]
No. of securities | Number	104	490
Fair value, Less than 12 months	$ 1,110	$ 74,366
Unrealized losses, Less than 12 months	(1)	(536)
Fair value, 12 months or longer	67,858	221,001
Unrealized losses, 12 months or longer	(784)	(5,579)
Total, Fair value	68,968	295,367
Total, Unrealized losses	$ (785)	$ (6,115)
U.S. Federal Agency Obligations [Member]
Debt Securities, Available-for-sale [Line Items]
No. of securities | Number	2	6
Fair value, Less than 12 months		$ 145
Unrealized losses, Less than 12 months		(1)
Fair value, 12 months or longer	2,498	7,970
Unrealized losses, 12 months or longer	(2)	(40)
Total, Fair value	2,498	8,115
Total, Unrealized losses	$ (2)	$ (41)
Municipal Obligations, Tax Exempt [Member]
Debt Securities, Available-for-sale [Line Items]
No. of securities | Number	57	296
Fair value, Less than 12 months		$ 35,898
Unrealized losses, Less than 12 months		(367)
Fair value, 12 months or longer	21,874	85,921
Unrealized losses, 12 months or longer	(227)	(2,403)
Total, Fair value	21,874	121,819
Total, Unrealized losses	$ (227)	$ (2,770)
Municipal Obligations, Taxable [Member]
Debt Securities, Available-for-sale [Line Items]
No. of securities | Number	18	86
Fair value, Less than 12 months	$ 1,110	$ 8,293
Unrealized losses, Less than 12 months	(1)	(22)
Fair value, 12 months or longer	5,760	28,984
Unrealized losses, 12 months or longer	(10)	(301)
Total, Fair value	6,870	37,277
Total, Unrealized losses	$ (11)	$ (323)
Agency Mortgage-backed Securities [Member]
Debt Securities, Available-for-sale [Line Items]
No. of securities | Number	27	101
Fair value, Less than 12 months		$ 30,030
Unrealized losses, Less than 12 months		(146)
Fair value, 12 months or longer	37,726	96,155
Unrealized losses, 12 months or longer	(545)	(2,807)
Total, Fair value	37,726	126,185
Total, Unrealized losses	$ (545)	$ (2,953)
U.S. Treasury Securities [Member]
Debt Securities, Available-for-sale [Line Items]
No. of securities | Number		1
Fair value, Less than 12 months
Unrealized losses, Less than 12 months
Fair value, 12 months or longer		1,971
Unrealized losses, 12 months or longer		(28)
Total, Fair value		1,971
Total, Unrealized losses		$ (28)

Investments - Schedule of Inves

Investments - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Amortized cost, Due in less than one year	$ 24,551
Amortized cost, Due after one year but within five years	170,996
Amortized cost, Due after five years but within ten years	105,913
Amortized cost, Due after ten years	75,767
Amortized cost, Total	377,227	$ 393,631
Estimated fair value, Due in less than one year	24,556
Estimated fair value, Due after one year but within five years	172,120
Estimated fair value, Due after five years but within ten years	108,068
Estimated fair value, Due after ten years	77,551
Estimated fair value, Total	$ 382,295	$ 388,345

Investments - Schedule of Reali

Investments - Schedule of Realized Gain (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Investments, Debt and Equity Securities [Abstract]
Sales proceeds	$ 9,491		$ 9,491	$ 1,535
Realized gains	2		2	35
Realized losses	(148)		(148)
Net realized gains	$ (146)		$ (146)	$ 35

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses (Details Narrative) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2017
Impaired financing receivable loan balance charged off			$ 11,000	$ 9	$ 8,700
Nonaccrual loans , interest earned			168	132
Loan amount	$ 510,205		510,205		489,373
Loans and leases receivable, allowance	(6,266)	$ (5,835)	(6,266)	(5,835)	(5,765)	$ (5,938)	$ (5,644)	$ (5,459)
Agriculture Loans [Member]
Loans and leases receivable, allowance	(2,260)	(2,005)	(2,260)	(2,005)	(2,238)	$ (2,128)	$ (1,867)	$ (1,812)
Trouble Debt Restructurings [Member]
Provision for loan losses reversal	1	58	1	91
Loans and leases receivable, allowance	$ 9		$ 9		$ 10
Trouble Debt Restructurings [Member] | Agriculture Loans [Member]
Loan amount		64		64
Trouble Debt Restructurings [Member] | Commercial Loans [Member]
Loan amount		$ 41		$ 41

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Schedule of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017
Total gross loans	$ 516,362		$ 495,247
Net deferred loan costs and loans in process	109		(109)
Allowance for loan losses	(6,266)	$ (5,938)	(5,765)	$ (5,835)	$ (5,644)	$ (5,459)
Loans, net	510,205		489,373
One-to-Four Family Residential Real Estate Loans [Member]
Total gross loans	135,705		136,895
Allowance for loan losses	(441)	(474)	(449)	(439)	(477)	(542)
Construction and Land Loan [Member]
Total gross loans	20,050		20,083
Allowance for loan losses	(255)	(156)	(168)	(109)	(121)	(181)
Commercial Real Estate Loans [Member]
Total gross loans	139,907		138,967
Allowance for loan losses	(1,758)	(1,871)	(1,686)	(1,466)	(1,562)	(1,540)
Commercial Loans [Member]
Total gross loans	94,379		74,289
Agriculture Loans [Member]
Total gross loans	99,393		96,632
Allowance for loan losses	(2,260)	(2,128)	(2,238)	(2,005)	(1,867)	(1,812)
Municipal Loans [Member]
Total gross loans	2,787		2,953
Allowance for loan losses	(7)	$ (7)	(7)	$ (7)	$ (7)	$ (8)
Consumer Loans [Member]
Total gross loans	$ 24,141		$ 25,428

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Schedule of Allowance for Credit Losses on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Dec. 31, 2018
Balance	$ 5,938	$ 5,644	$ 5,765	$ 5,459
Charge-offs	(134)	(73)	(183)	(106)
Recoveries	62	14	84	32
Provision for loan losses	400	250	600	450
Balance	6,266	5,835	6,266	5,835
Individually evaluated for loss					$ 651	$ 310
Collectively evaluated for loss					5,615	5,455
Total	6,266	5,835	6,266	5,835	6,266	5,765
Individually evaluated for loss					11,025	8,691
Collectively evaluated for loss					505,337	486,556
Loans and Leases Receivable, Gross, Total					516,362	495,247
One-to-Four Family Residential Real Estate Loans [Member]
Balance	474	477	449	542
Charge-offs	(41)		(41)
Recoveries		1	1	2
Provision for loan losses	8	(39)	32	(105)
Balance	441	439	441	439
Individually evaluated for loss					72	100
Collectively evaluated for loss					369	349
Total	441	439	449	542	441	449
Individually evaluated for loss					1,372	623
Collectively evaluated for loss					134,333	136,272
Loans and Leases Receivable, Gross, Total					135,705	136,895
Construction and Land Loan [Member]
Balance	156	121	168	181
Charge-offs
Recoveries
Provision for loan losses	99	(12)	87	(72)
Balance	255	109	255	109
Individually evaluated for loss					191	103
Collectively evaluated for loss					64	65
Total	255	109	168	181	255	168
Individually evaluated for loss					2,049	1,808
Collectively evaluated for loss					18,001	18,275
Loans and Leases Receivable, Gross, Total					20,050	20,083
Commercial Real Estate Loans [Member]
Balance	1,871	1,562	1,686	1,540
Charge-offs
Recoveries				1
Provision for loan losses	(113)	(96)	72	(75)
Balance	1,758	1,466	1,758	1,466
Individually evaluated for loss					274	67
Collectively evaluated for loss					1,484	1,619
Total	1,758	1,466	1,686	1,540	1,758	1,686
Individually evaluated for loss					5,248	3,912
Collectively evaluated for loss					134,659	135,055
Loans and Leases Receivable, Gross, Total					139,907	138,967
Commercial Loans [Member]
Balance	1,165	1,484	1,051	1,226
Charge-offs	(40)	(29)	(40)	(29)
Recoveries	50	1	51	2
Provision for loan losses	229	237	342	494
Balance	1,404	1,693	1,404	1,693
Individually evaluated for loss					114	27
Collectively evaluated for loss					1,290	1,024
Total	1,404	1,693	1,051	1,226	1,404	1,051
Individually evaluated for loss					1,700	1,528
Collectively evaluated for loss					92,679	72,761
Loans and Leases Receivable, Gross, Total					94,379	74,289
Agriculture Loans [Member]
Balance	2,128	1,867	2,238	1,812
Charge-offs
Recoveries
Provision for loan losses	132	138	22	193
Balance	2,260	2,005	2,260	2,005
Individually evaluated for loss						13
Collectively evaluated for loss					2,260	2,225
Total	2,260	2,005	2,238	1,812	2,260	2,238
Individually evaluated for loss					560	717
Collectively evaluated for loss					98,833	95,915
Loans and Leases Receivable, Gross, Total					99,393	96,632
Municipal Loans [Member]
Balance	7	7	7	8
Charge-offs
Recoveries			6	2
Provision for loan losses			(6)	(3)
Balance	7	7	7	7
Individually evaluated for loss
Collectively evaluated for loss					7	7
Total	7	7	7	8	7	7
Individually evaluated for loss					58	58
Collectively evaluated for loss					2,729	2,895
Loans and Leases Receivable, Gross, Total					2,787	2,953
Consumer Loans [Member]
Balance	137	126	166	150
Charge-offs	(53)	(44)	(102)	(77)
Recoveries	12	12	26	25
Provision for loan losses	45	22	51	18
Balance	141	116	141	116
Individually evaluated for loss
Collectively evaluated for loss					141	166
Total	$ 141	$ 116	$ 166	$ 150	141	166
Individually evaluated for loss					38	45
Collectively evaluated for loss					24,103	25,383
Loans and Leases Receivable, Gross, Total					$ 24,141	$ 25,428

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Schedule of Impaired Financing Receivables (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Unpaid contractual principal	$ 13,016	$ 10,641
Impaired loan balance	11,025	8,691
Impaired loans without an allowance	7,956	5,994
Impaired loans with an allowance	3,069	2,697
Related allowance recorded	651	310
Year-to-date average loan balance	11,213	9,745
Year-to-date interest income recognized	296	603
One-to-Four Family Residential Real Estate Loans [Member]
Unpaid contractual principal	1,413	623
Impaired loan balance	1,372	623
Impaired loans without an allowance	1,172	413
Impaired loans with an allowance	200	210
Related allowance recorded	72	100
Year-to-date average loan balance	1,430	640
Year-to-date interest income recognized	5	10
Construction and Land Loan [Member]
Unpaid contractual principal	3,784	3,543
Impaired loan balance	2,049	1,808
Impaired loans without an allowance	1,429	1,383
Impaired loans with an allowance	620	425
Related allowance recorded	191	103
Year-to-date average loan balance	2,137	2,689
Year-to-date interest income recognized	20	53
Commercial Real Estate Loans [Member]
Unpaid contractual principal	5,248	3,912
Impaired loan balance	5,248	3,912
Impaired loans without an allowance	3,289	2,120
Impaired loans with an allowance	1,959	1,792
Related allowance recorded	274	67
Year-to-date average loan balance	5,264	3,928
Year-to-date interest income recognized	237	487
Commercial Loans [Member]
Unpaid contractual principal	1,700	1,528
Impaired loan balance	1,700	1,528
Impaired loans without an allowance	1,410	1,446
Impaired loans with an allowance	290	82
Related allowance recorded	114	27
Year-to-date average loan balance	1,711	1,537
Year-to-date interest income recognized	10
Agriculture Loans [Member]
Unpaid contractual principal	775	932
Impaired loan balance	560	717
Impaired loans without an allowance	560	529
Impaired loans with an allowance		188
Related allowance recorded		13
Year-to-date average loan balance	572	844
Year-to-date interest income recognized	23	52
Municipal Loans [Member]
Unpaid contractual principal	58	58
Impaired loan balance	58	58
Impaired loans without an allowance	58	58
Impaired loans with an allowance
Related allowance recorded
Year-to-date average loan balance	58	58
Year-to-date interest income recognized	1	1
Consumer Loans [Member]
Unpaid contractual principal	38	45
Impaired loan balance	38	45
Impaired loans without an allowance	38	45
Impaired loans with an allowance
Related allowance recorded
Year-to-date average loan balance	41	49
Year-to-date interest income recognized

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Schedule of Past Due Financing Receivables (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Loans, Total past due loans accruing	$ 3,514	$ 1,671
Loans, Non-accrual loans	7,806	5,236
Loan, Total past due and non-accrual loans	11,320	6,907
Loan, Total loans not past due	$ 505,042	$ 488,340
Percent of gross loans, 30-59 days delinquent and accruing	0.34%	0.24%
Percent of gross loans, 60-89 days delinquent and accruing	0.30%	0.10%
Percent of gross loans, 90 days or more delinquent and accruing	0.04%	0.00%
Percentage of gross loans, Total past due loans accruing	0.68%	0.34%
Percent of gross loans, Non-accrual loans	1.51%	1.06%
Percentage of Total past due and non-accrual loans	2.19%	1.40%
Percentage of Total loans not past due	97.81%	98.60%
Agriculture Loans [Member]
Loans, Total past due loans accruing	$ 1,588	$ 188
Loans, Non-accrual loans	336	482
Loan, Total past due and non-accrual loans	1,924	670
Loan, Total loans not past due	97,469	95,962
Municipal Loans [Member]
Loans, Total past due loans accruing
Loans, Non-accrual loans
Loan, Total past due and non-accrual loans
Loan, Total loans not past due	2,787	2,953
Consumer Loans [Member]
Loans, Total past due loans accruing	88	129
Loans, Non-accrual loans	38	45
Loan, Total past due and non-accrual loans	126	174
Loan, Total loans not past due	24,015	25,254
Commercial Loans [Member]
Loans, Total past due loans accruing	478	418
Loans, Non-accrual loans	1,672	1,528
Loan, Total past due and non-accrual loans	2,150	1,946
Loan, Total loans not past due	92,229	72,343
30-59 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing	1,731	1,200
30-59 Days Delinquent and Accruing [Member] | Agriculture Loans [Member]
Loans, Total past due loans accruing		100
30-59 Days Delinquent and Accruing [Member] | Municipal Loans [Member]
Loans, Total past due loans accruing
30-59 Days Delinquent and Accruing [Member] | Commercial Loans [Member]
Loans, Total past due loans accruing		398
60-89 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing	1,574	471
60-89 Days Delinquent and Accruing [Member] | Agriculture Loans [Member]
Loans, Total past due loans accruing	941	88
60-89 Days Delinquent and Accruing [Member] | Municipal Loans [Member]
Loans, Total past due loans accruing
60-89 Days Delinquent and Accruing [Member] | Consumer Loans [Member]
Loans, Total past due loans accruing	3	23
60-89 Days Delinquent and Accruing [Member] | Commercial Loans [Member]
Loans, Total past due loans accruing		20
90 Days or More Delinquent and Accruing [Member]
Loans, Total past due loans accruing	209
One-to-Four Family Residential Real Estate Loans [Member]
Loans, Total past due loans accruing	548	337
Loans, Non-accrual loans	1,197	442
Loan, Total past due and non-accrual loans	1,745	779
Loan, Total loans not past due	133,960	136,116
One-to-Four Family Residential Real Estate Loans [Member] | 30-59 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing	86	131
One-to-Four Family Residential Real Estate Loans [Member] | 60-89 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing	462	206
One-to-Four Family Residential Real Estate Loans [Member] | 90 Days or More Delinquent and Accruing [Member]
Loans, Total past due loans accruing
Construction and Land Loan [Member]
Loans, Total past due loans accruing	126	134
Loans, Non-accrual loans	1,338	948
Loan, Total past due and non-accrual loans	1,464	1,082
Loan, Total loans not past due	18,586	19,001
Construction and Land Loan [Member] | 30-59 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing
Construction and Land Loan [Member] | 60-89 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing	126	134
Construction and Land Loan [Member] | 90 Days or More Delinquent and Accruing [Member]
Loans, Total past due loans accruing
Commercial Real Estate Loans [Member]
Loans, Total past due loans accruing	686	465
Loans, Non-accrual loans	3,225	1,791
Loan, Total past due and non-accrual loans	3,911	2,256
Loan, Total loans not past due	135,996	136,711
Commercial Real Estate Loans [Member] | 30-59 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing	686	465
Commercial Real Estate Loans [Member] | 60-89 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing
Commercial Real Estate Loans [Member] | 90 Days or More Delinquent and Accruing [Member]
Loans, Total past due loans accruing
Commercial Loans [Member] | 30-59 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing	436
Commercial Loans [Member] | 60-89 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing	42
Commercial Loans [Member] | 90 Days or More Delinquent and Accruing [Member]
Loans, Total past due loans accruing
Agriculture Loans [Member] | 30-59 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing	438
Agriculture Loans [Member] | 90 Days or More Delinquent and Accruing [Member]
Loans, Total past due loans accruing	209
Municipal Loans [Member] | 30-59 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing
Municipal Loans [Member] | 90 Days or More Delinquent and Accruing [Member]
Loans, Total past due loans accruing
Consumer Loans [Member] | 30-59 Days Delinquent and Accruing [Member]
Loans, Total past due loans accruing	85	106
Consumer Loans [Member] | 90 Days or More Delinquent and Accruing [Member]
Loans, Total past due loans accruing

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Schedule of Risk Categories by Loan Class (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Loans and Leases Receivable, Gross, Total	$ 516,362	$ 495,247
One-to-Four Family Residential Real Estate Loans [Member]
Loans and Leases Receivable, Gross, Total	135,705	136,895
Construction and Land Loan [Member]
Loans and Leases Receivable, Gross, Total	20,050	20,083
Commercial Loans [Member]
Loans and Leases Receivable, Gross, Total	94,379	74,289
Agriculture Loans [Member]
Loans and Leases Receivable, Gross, Total	99,393	96,632
Municipal Loans [Member]
Loans and Leases Receivable, Gross, Total	2,787	2,953
Consumer Loans [Member]
Loans and Leases Receivable, Gross, Total	24,141	25,428
Loans Receivables Non Classified [Member]
Loans and Leases Receivable, Gross, Total	488,895	463,444
Loans Receivables Non Classified [Member] | One-to-Four Family Residential Real Estate Loans [Member]
Loans and Leases Receivable, Gross, Total	133,918	135,947
Loans Receivables Non Classified [Member] | Construction and Land Loan [Member]
Loans and Leases Receivable, Gross, Total	18,712	19,135
Loans Receivables Non Classified [Member] | Commercial Real Estate Loans [Member]
Loans and Leases Receivable, Gross, Total	130,157	126,619
Loans Receivables Non Classified [Member] | Commercial Loans [Member]
Loans and Leases Receivable, Gross, Total	86,612	66,490
Loans Receivables Non Classified [Member] | Agriculture Loans [Member]
Loans and Leases Receivable, Gross, Total	92,606	86,917
Loans Receivables Non Classified [Member] | Municipal Loans [Member]
Loans and Leases Receivable, Gross, Total	2,787	2,953
Loans Receivables Non Classified [Member] | Consumer Loans [Member]
Loans and Leases Receivable, Gross, Total	24,103	25,383
Loans Receivables Classified [Member]
Loans and Leases Receivable, Gross, Total	27,467	31,803
Loans Receivables Classified [Member] | One-to-Four Family Residential Real Estate Loans [Member]
Loans and Leases Receivable, Gross, Total	1,787	948
Loans Receivables Classified [Member] | Construction and Land Loan [Member]
Loans and Leases Receivable, Gross, Total	1,338	948
Loans Receivables Classified [Member] | Commercial Real Estate Loans [Member]
Loans and Leases Receivable, Gross, Total	9,750	12,348
Loans Receivables Classified [Member] | Commercial Loans [Member]
Loans and Leases Receivable, Gross, Total	7,767	7,799
Loans Receivables Classified [Member] | Agriculture Loans [Member]
Loans and Leases Receivable, Gross, Total	6,787	9,715
Loans Receivables Classified [Member] | Municipal Loans [Member]
Loans and Leases Receivable, Gross, Total
Loans Receivables Classified [Member] | Consumer Loans [Member]
Loans and Leases Receivable, Gross, Total	$ 38	$ 45

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Schedule of Troubled Debt Restructurings on Financing Receivables (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019USD ($)Number	Dec. 31, 2018USD ($)Number
One-to-Four Family Residential Real Estate Loans [Member]
Troubled debt restructurings, Number of loans | Number	2	2
Financing receivable, modifications, recorded investment, non accrual balance
Financing receivable, modifications, recorded investment, accruing balance	$ 175	$ 181
Construction and Land Loan [Member]
Troubled debt restructurings, Number of loans | Number	4	4
Financing receivable, modifications, recorded investment, non accrual balance	$ 518	$ 523
Financing receivable, modifications, recorded investment, accruing balance	$ 711	$ 860
Commercial Real Estate Loans [Member]
Troubled debt restructurings, Number of loans | Number	1	2
Financing receivable, modifications, recorded investment, non accrual balance
Financing receivable, modifications, recorded investment, accruing balance	$ 2,023	$ 2,121
Commercial Loans [Member]
Troubled debt restructurings, Number of loans | Number	1	1
Financing receivable, modifications, recorded investment, non accrual balance		$ 36
Financing receivable, modifications, recorded investment, accruing balance	$ 28
Agriculture Loans [Member]
Troubled debt restructurings, Number of loans | Number	4	4
Municipal Loans [Member]
Troubled debt restructurings, Number of loans | Number	1	1
Financing receivable, modifications, recorded investment, non accrual balance
Financing receivable, modifications, recorded investment, accruing balance	$ 58	$ 58
Troubled Debt Restructurings [Member]
Troubled debt restructurings, Number of loans | Number	13	14
Financing receivable, modifications, recorded investment, non accrual balance	$ 524	$ 582
Financing receivable, modifications, recorded investment, accruing balance	3,219	3,455
Agriculture Loans [Member]
Financing receivable, modifications, recorded investment, non accrual balance	6	23
Financing receivable, modifications, recorded investment, accruing balance	$ 224	$ 235

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets (Details Narrative) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Weighted Average [Member]
Finite-Lived Intangible Assets [Line Items]
Assumption for fair value of interests continued to be held by transferor servicing assets or liabilities weighted average default rate			1.40%		1.37%
Mortgage Loans Serviced [Member]
Finite-Lived Intangible Assets [Line Items]
Escrow deposit	$ 5,300		$ 5,300		$ 4,500
Interest and fee income, other loans	338	$ 337	673	$ 673
Servicing asset at fair value, amount	5,300		$ 5,300		$ 6,200
Mortgage Loans Serviced [Member] | Minimum [Member]
Finite-Lived Intangible Assets [Line Items]
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, discount rate			9.00%		9.00%
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, prepayment speed			6.00%		6.00%
Mortgage Loans Serviced [Member] | Maximum [Member]
Finite-Lived Intangible Assets [Line Items]
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, discount rate			11.00%		11.00%
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, prepayment speed			25.71%		22.40%
Mortgage Repurchase Reserve [Member]
Finite-Lived Intangible Assets [Line Items]
Mortgage loans on real estate, write-down or reserve, amount	$ 235		$ 235		$ 235
Core Deposit Intangible Assets [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets useful life			10 years

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Schedule of Intangible Assets and Goodwill (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	$ 9,035	$ 8,962
Intangible assets, Accumulated amortization	(6,177)	(5,871)
Intangible assets, Net carrying amount	2,858	3,091
Core Deposit Intangible Assets [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	2,018	2,067
Intangible assets, Accumulated amortization	(1,626)	(1,588)
Intangible assets, Net carrying amount	392	479
Lease Intangible Asset [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	350	350
Intangible assets, Accumulated amortization	(256)	(233)
Intangible assets, Net carrying amount	94	117
Mortgage Servicing Rights [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	6,667	6,545
Intangible assets, Accumulated amortization	(4,295)	(4,050)
Intangible assets, Net carrying amount	$ 2,372	$ 2,495

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Schedule of Finite-lived Intangible Assets, Future Amortization Expense (Details) $ in Thousands	Jun. 30, 2019USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
Remainder of 2019	$ 104
2020	177
2021	121
2022	58
2023	26
Total	$ 486

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Schedule of Participating Mortgage Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Total	$ 534,417	$ 532,092
Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Total	513,673	521,489
Federal Home Loan Bank Certificates and Obligations (FHLB) [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Total	$ 20,744	$ 10,603

Goodwill and Other Intangible_7

Goodwill and Other Intangible Assets - Schedule of Servicing Asset at Amortized Cost (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Goodwill and Intangible Assets Disclosure [Abstract]
Balance at beginning of period	$ 2,384	$ 2,722	$ 2,495	$ 2,811
Additions	225	137	322	259
Amortization	(237)	(220)	(445)	(431)
Balance at end of period	$ 2,372	$ 2,639	$ 2,372	$ 2,639

Earnings Per Share (Details Nar

Earnings Per Share (Details Narrative) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Earnings per share:
Antidilutive securities excluded from computation of earnings per share, amount	30,859	30,859	30,859	30,859

Earnings Per Share - Schedule o

Earnings Per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Earnings per share:
Net earnings	[1]	$ 2,598	$ 2,845	$ 4,781	$ 4,944
Weighted average common shares outstanding - basic	[1]	4,372,116	4,348,989	4,372,116	4,331,194
Assumed exercise of stock options	[1]	14,728	19,627	14,296	19,472
Weighted average common shares outstanding - diluted	[1]	4,386,844	4,368,616	4,386,412	4,350,666
Net earnings per share: Basic	[1]	$ 0.59	$ 0.65	$ 1.09	$ 1.14
Net earnings per share: Diluted	[1]	$ 0.59	$ 0.65	$ 1.09	$ 1.14
[1]	Share and per share values for the periods ended June 30, 2018 have been adjusted to give effect to the 5% stock dividend paid during December 2018.

Earnings Per Share - Schedule_2

Earnings Per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) (Parenthetical)	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Earnings per share:
Stock dividend, percentage	5.00%	5.00%

Repurchase Agreements (Details

Repurchase Agreements (Details Narrative) - Repurchase Agreements [Member] - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets Sold under Agreements to Repurchase [Line Items]
Customer funds	$ 14,300	$ 15,200
Debt instrument, collateral amount	$ 20,700	$ 18,600

Repurchase Agreements - Schedul

Repurchase Agreements - Schedule of Repurchase Agreements (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	$ 14,283	$ 15,246
US Federal Treasury Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	329	416
U.S. Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	4,019	5,626
Agency Mortgage-backed Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	9,935	9,204
Overnight and Continuous [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	14,283	15,246
Overnight and Continuous [Member] | US Federal Treasury Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	329	416
Overnight and Continuous [Member] | U.S. Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	4,019	5,626
Overnight and Continuous [Member] | Agency Mortgage-backed Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	9,935	9,204
Up to 30 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Up to 30 Days [Member] | US Federal Treasury Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Up to 30 Days [Member] | U.S. Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Up to 30 Days [Member] | Agency Mortgage-backed Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
30 - 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
30 - 90 Days [Member] | US Federal Treasury Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
30 - 90 Days [Member] | U.S. Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
30 - 90 Days [Member] | Agency Mortgage-backed Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Greater Than 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Greater Than 90 Days [Member] | US Federal Treasury Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Greater Than 90 Days [Member] | U.S. Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Greater Than 90 Days [Member] | Agency Mortgage-backed Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount

Revenue from Contracts with C_3

Revenue from Contracts with Customers - Schedule of Revenue from Contracts with Customers Within Non-interest Income (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Revenue from Contract with Customer [Abstract]
Service charges on deposits overdraft fees		$ 877	$ 783	$ 1,654	$ 1,580
Service charges on deposits other		144	135	270	273
Interchange income		538	516	973	958
Loan servicing fees	[1]	338	337	673	673
Office lease income	[1]	162	156	323	308
Gains on sales of loans	[1]	1,742	1,468	2,862	2,629
Bank owned life insurance income	[1]	160	162	319	321
Gains on sales of investment securities	[1]	(146)		(146)	35
Gains on sales of real estate owned		4		4	1
Other		169	696	312	876
Total non-interest income		$ 3,988	$ 4,253	$ 7,244	$ 7,654
[1]	Not within the scope of ASC 606.

Fair Value of Financial Instr_3

Fair Value of Financial Instruments and Fair Value Measurements (Details Narrative) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Fair Value Disclosures [Abstract]
Impaired financing receivable, recorded investment, total	$ 11,025	$ 8,691
Impaired financing receivable, related allowance	$ 651	$ 310

Fair Value of Financial Instr_4

Fair Value of Financial Instruments and Fair Value Measurements - Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	$ 14,299	$ 19,114
Investment securities available for sale	382,295	388,345
Bank stocks, at cost		4,776
Loans, net	510,205	489,373
Loans held for sale	13,164	4,743
Accrued interest receivable	4,969	4,631
Derivative financial instruments	1,029	522
Non-maturity deposits	(646,203)	(656,628)
Time deposits	(183,329)	(167,020)
FHLB borrowings	(22,400)	(20,000)
Subordinated debentures	(21,651)	(21,651)
Other borrowings	(14,283)	(15,246)
Accrued interest payable	(522)	(442)
Derivative financial instruments	(275)	(25)
Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	14,299	19,114
Investment securities available for sale	2,310	1,971
Bank stocks, at cost
Loans, net
Loans held for sale
Accrued interest receivable	22
Derivative financial instruments
Non-maturity deposits	(646,203)	(656,628)
Time deposits
FHLB borrowings
Subordinated debentures
Other borrowings
Accrued interest payable
Derivative financial instruments
Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents
Investment securities available for sale	379,985	386,374
Bank stocks, at cost
Loans, net
Loans held for sale	13,164	4,743
Accrued interest receivable	2,111	2,194
Derivative financial instruments	1,029	522
Non-maturity deposits
Time deposits	(182,442)	(164,994)
FHLB borrowings	(22,400)	(20,000)
Subordinated debentures	(19,617)	(19,678)
Other borrowings	(14,283)	(15,246)
Accrued interest payable	(522)	(442)
Derivative financial instruments	(275)	(25)
Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents
Investment securities available for sale
Bank stocks, at cost
Loans, net	513,958	494,473
Loans held for sale
Accrued interest receivable	2,836	2,437
Derivative financial instruments
Non-maturity deposits
Time deposits
FHLB borrowings
Subordinated debentures
Other borrowings
Accrued interest payable
Derivative financial instruments
Reported Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	14,299	19,114
Investment securities available for sale	382,295	388,345
Bank stocks, at cost	3,529
Loans, net	513,958	494,473
Loans held for sale	13,164	4,743
Accrued interest receivable	4,969	4,631
Derivative financial instruments	1,029	522
Non-maturity deposits	(646,203)	(656,628)
Time deposits		(164,994)
FHLB borrowings	(22,400)	(20,000)
Subordinated debentures		(19,678)
Other borrowings	(14,283)	(15,246)
Accrued interest payable	(522)	(442)
Derivative financial instruments	$ (275)	$ (25)

Fair Value of Financial Instr_5

Fair Value of Financial Instruments and Fair Value Measurements - Schedule of Fair Value, Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	$ 382,295	$ 388,345
Loans held for Sale	13,164	4,743
Assets: Derivative financial instruments	1,029	522
Liabilities: Derivative financial instruments	275	25
Municipal Obligations, Tax Exempt [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	155,237	159,112
Municipal Obligations, Taxable [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	53,765	53,035
Certificates of Deposit [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	5,978	7,790
Agency Mortgage-backed Securities [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	158,407	156,076
Level 1 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	2,310	1,971
Assets: Derivative financial instruments
Liabilities: Derivative financial instruments
Level 2 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	379,985	386,374
Assets: Derivative financial instruments	1,029	522
Liabilities: Derivative financial instruments	275	25
Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Assets: Derivative financial instruments
Liabilities: Derivative financial instruments
Fair Value, Measurements, Recurring [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans held for Sale	13,164	4,743
Assets: Derivative financial instruments	1,029	522
Liabilities: Derivative financial instruments	(275)	(25)
Fair Value, Measurements, Recurring [Member] | Municipal Obligations, Tax Exempt [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	155,237	159,112
Fair Value, Measurements, Recurring [Member] | Municipal Obligations, Taxable [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	53,765	53,035
Fair Value, Measurements, Recurring [Member] | Agency Mortgage-backed Securities [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	158,407
Fair Value, Measurements, Recurring [Member] | Certificates of Deposit [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	5,978	7,790
Fair Value, Measurements, Recurring [Member] | Agency Mortgage-backed Securities [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale		156,076
Fair Value, Measurements, Recurring [Member] | U.S. Federal Agency Obligations [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	6,598	10,361
Fair Value, Measurements, Recurring [Member] | Level 1 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans held for Sale
Assets: Derivative financial instruments
Liabilities: Derivative financial instruments
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | Municipal Obligations, Tax Exempt [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | Municipal Obligations, Taxable [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | Agency Mortgage-backed Securities [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | Certificates of Deposit [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | Agency Mortgage-backed Securities [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | U.S. Federal Agency Obligations [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans held for Sale	13,164	4,743
Assets: Derivative financial instruments	1,029	522
Liabilities: Derivative financial instruments	(275)	(25)
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | Municipal Obligations, Tax Exempt [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	155,237	159,112
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | Municipal Obligations, Taxable [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	53,765	53,035
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | Agency Mortgage-backed Securities [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	158,407
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | Certificates of Deposit [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	5,978	7,790
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | Agency Mortgage-backed Securities [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale		156,076
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | U.S. Federal Agency Obligations [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	6,598	10,361
Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans held for Sale
Assets: Derivative financial instruments
Liabilities: Derivative financial instruments
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | Municipal Obligations, Tax Exempt [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | Municipal Obligations, Taxable [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | Agency Mortgage-backed Securities [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | Certificates of Deposit [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | Agency Mortgage-backed Securities [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | U.S. Federal Agency Obligations [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | U.S. Treasury Securities [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	2,310	1,971
Fair Value, Measurements, Recurring [Member] | U.S. Treasury Securities [Member] | Level 1 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale	2,310	1,971
Fair Value, Measurements, Recurring [Member] | U.S. Treasury Securities [Member] | Level 2 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale
Fair Value, Measurements, Recurring [Member] | U.S. Treasury Securities [Member] | Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available for sale

Fair Value of Financial Instr_6

Fair Value of Financial Instruments and Fair Value Measurements - Schedule of Fair Value Contractual Balance and Gain Loss on Loans Held for Sale (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Fair Value Disclosures [Abstract]
Aggregate fair value	$ 13,164	$ 4,743
Contractual balance	12,906	4,687
Gain	$ 258	$ 56

Fair Value of Financial Instr_7

Fair Value of Financial Instruments and Fair Value Measurements - Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Fair Value Disclosures [Abstract]
Interest income	$ 119	$ 98	$ 170	$ 146
Change in fair value	54	264	202	165
Total change in fair value	$ 173	$ 362	$ 372	$ 311

Fair Value of Financial Instr_8

Fair Value of Financial Instruments and Fair Value Measurements - Schedule of Fair Value, Assets and Liabilities Measured On Nonrecurring Basis, Valuation Techniques (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
One-to-Four Family Residential Real Estate Loans [Member]
Impaired loans	$ 128	$ 110
Total (losses)/gains on impaired loans fair value disclosure	28	(29)
One-to-Four Family Residential Real Estate Loans [Member] | Level 1 [Member]
Impaired loans
One-to-Four Family Residential Real Estate Loans [Member] | Level 2 [Member]
Impaired loans
One-to-Four Family Residential Real Estate Loans [Member] | Level 3 [Member]
Impaired loans	128	110
Construction and Land Loan [Member]
Impaired loans	429	322
Total (losses)/gains on impaired loans fair value disclosure	(88)	(103)
Construction and Land Loan [Member] | Level 1 [Member]
Impaired loans
Construction and Land Loan [Member] | Level 2 [Member]
Impaired loans
Construction and Land Loan [Member] | Level 3 [Member]
Impaired loans	429	322
Commercial Real Estate Loans [Member]
Impaired loans	1,685	1,725
Total (losses)/gains on impaired loans fair value disclosure	(207)	377
Commercial Real Estate Loans [Member] | Level 1 [Member]
Impaired loans
Commercial Real Estate Loans [Member] | Level 2 [Member]
Impaired loans
Commercial Real Estate Loans [Member] | Level 3 [Member]
Impaired loans	1,685	1,725
Commercial Loans [Member]
Impaired loans	176	55
Total (losses)/gains on impaired loans fair value disclosure	(88)	(51)
Commercial Loans [Member] | Level 1 [Member]
Impaired loans
Commercial Loans [Member] | Level 2 [Member]
Impaired loans
Commercial Loans [Member] | Level 3 [Member]
Impaired loans	$ 176	55
Agriculture Loans [Member]
Impaired loans		175
Total (losses)/gains on impaired loans fair value disclosure		11
Agriculture Loans [Member] | Level 1 [Member]
Impaired loans
Agriculture Loans [Member] | Level 2 [Member]
Impaired loans
Agriculture Loans [Member] | Level 3 [Member]
Impaired loans		$ 175

Fair Value of Financial Instr_9

Fair Value of Financial Instruments and Fair Value Measurements - Schedule of Fair Value Measurements on Nonrecurring, Valuation Techniques (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
One-to-Four Family Residential Real Estate Loans [Member]
Impaired Loans Fair Value Disclosure	$ 128	$ 110
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to appraised value	Adjustment to appraised value
One-to-Four Family Residential Real Estate Loans [Member] | Minimum [Member]
Fair Value Measurements Range	0.00%	0.00%
One-to-Four Family Residential Real Estate Loans [Member] | Maximum [Member]
Fair Value Measurements Range	47.00%	20.00%
Construction and Land Loan [Member]
Impaired Loans Fair Value Disclosure	$ 429	$ 322
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to appraised value	Adjustment to appraised value
Construction and Land Loan [Member] | Minimum [Member]
Fair Value Measurements Range	20.00%	0.00%
Construction and Land Loan [Member] | Maximum [Member]
Fair Value Measurements Range	30.00%	25.00%
Commercial Real Estate Loans [Member]
Impaired Loans Fair Value Disclosure	$ 1,685	$ 1,725
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to appraised value	Adjustment to appraised value
Fair Value Measurements Range		0.00%
Commercial Real Estate Loans [Member] | Minimum [Member]
Fair Value Measurements Range	0.00%
Commercial Real Estate Loans [Member] | Maximum [Member]
Fair Value Measurements Range	20.00%
Commercial Loans [Member]
Impaired Loans Fair Value Disclosure	$ 176	$ 55
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to comparable sales	Adjustment to comparable sales
Commercial Loans [Member] | Minimum [Member]
Fair Value Measurements Range	0.00%	0.00%
Commercial Loans [Member] | Maximum [Member]
Fair Value Measurements Range	50.00%	15.00%
Agriculture Loans [Member]
Impaired Loans Fair Value Disclosure		$ 175
Fair Value Measurements, Valuation Techniques		Sales comparison
Fair Value Measurements, Unobservable inputs		Adjustment to appraised value
Fair Value Measurements Range		0.00%

Regulatory Capital Requiremen_3

Regulatory Capital Requirements (Details Narrative) - USD ($) $ in Thousands	Jan. 02, 2019	Dec. 31, 2018	Jun. 30, 2019
Regulatory Capital Requirements [Line Items]
Assets, total		$ 985,784	$ 1,001,889
Common equity tier one risk based capital required for capital adequacy to risk weighted assets			4.50%
Tier one risk based capital required for capital adequacy to risk weighted assets			6.00%
Capital required for capital adequacy to risk weighted assets			8.00%
Tier one leverage capital required for capital adequacy to average assets			4.00%
Small Bank Holding Companies [Member]
Regulatory Capital Requirements [Line Items]
Assets, total			$ 3,000,000
Capital Conservation Buffer [Member]
Regulatory Capital Requirements [Line Items]
Tier one capital conversation buffer	2.50%	1.875%

Regulatory Capital Requiremen_4

Regulatory Capital Requirements - Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Details) - USD ($) $ in Thousands		Jun. 30, 2019	Dec. 31, 2018
Leverage - For capital adequacy purposes Ratio		4.00%
Common Equity Tier 1 Capital - For capital adequacy purposes Ratio		4.50%
Tier 1 Capital - For capital adequacy purposes Ratio		6.00%
Total Risk Based Capital - For capital adequacy purposes Ratio		8.00%
Company's Regulatory Capital Requirements [Member]
Leverage - Actual Amount		$ 102,471	$ 99,150
Common Equity Tier 1 Capital - Actual Amount		81,471	78,150
Tier 1 Capital - Actual Amount		102,471	99,150
Total Risk Based Capital - Actual Amount		$ 108,877	$ 105,055
Leverage - Actual Ratio		10.49%	10.34%
Common Equity Tier 1 Capital - Actual Ratio		13.00%	13.12%
Tier 1 Capital - Actual Ratio		16.35%	16.64%
Total Risk Based Capital - Actual Ratio		17.38%	17.63%
Leverage - For capital adequacy purposes Amount		$ 39,070	$ 38,373
Common Equity Tier 1 Capital - For capital adequacy purposes Amount		43,863	37,982
Tier 1 Capital - For capital adequacy purposes Amount		53,262	46,919
Total Risk Based Capital - For capital adequacy purposes Amount		$ 65,794	$ 58,835
Leverage - For capital adequacy purposes Ratio	[1]	4.00%	4.00%
Common Equity Tier 1 Capital - For capital adequacy purposes Ratio	[1]	7.00%	6.40%
Tier 1 Capital - For capital adequacy purposes Ratio	[1]	8.50%	7.90%
Total Risk Based Capital - For capital adequacy purposes Ratio	[1]	10.50%	9.90%
[1]	The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5% for June 30, 2019 and 1.875% for December 31, 2018.

Regulatory Capital Requiremen_5

Regulatory Capital Requirements - Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Details) (Parenthetical)	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Company's Regulatory Capital Requirements [Member]
Tier one capital conversation buffer	2.50%	1.875%

Regulatory Capital Requiremen_6

Regulatory Capital Requirements - Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Details) - USD ($) $ in Thousands		Jun. 30, 2019	Dec. 31, 2018
Regulatory Capital Requirements [Line Items]
Leverage - For capital adequacy purposes Ratio		4.00%
Common Equity Tier 1 Capital - For capital adequacy purposes Ratio		4.50%
Tier 1 Capital - For capital adequacy purposes Ratio		6.00%
Total Risk Based Capital - For capital adequacy purposes Ratio		8.00%
Banks Regulatory Capital Requirements [Member]
Regulatory Capital Requirements [Line Items]
Leverage - Actual Amount		$ 99,943	$ 97,112
Common Equity Tier 1 Capital - Actual Amount		99,943	97,112
Tier 1 Capital - Actual Amount		99,943	97,112
Total Risk Based Capital - Actual Amount		$ 106,349	$ 103,017
Leverage - Actual Ratio		10.27%	10.15%
Common Equity Tier 1 Capital - Actual Ratio		15.98%	16.33%
Tier 1 Capital - Actual Ratio		15.98%	16.33%
Total Risk Based Capital - Actual Ratio		17.00%	17.32%
Leverage - For capital adequacy purposes Amount		$ 38,944	$ 38,254
Common Equity Tier 1 Capital - For capital adequacy purposes Amount		43,789	37,922
Tier 1 Capital - For capital adequacy purposes Amount		53,172	46,844
Total Risk Based Capital - For capital adequacy purposes Amount		$ 65,683	$ 58,741
Leverage - For capital adequacy purposes Ratio	[1]	4.00%	4.00%
Common Equity Tier 1 Capital - For capital adequacy purposes Ratio	[1]	7.00%	6.40%
Tier 1 Capital - For capital adequacy purposes Ratio	[1]	8.50%	7.90%
Total Risk Based Capital - For capital adequacy purposes Ratio	[1]	10.50%	9.90%
Leverage - To be well-capitalized under prompt corrective action provisions Amount		$ 48,681	$ 47,818
Common Equity Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Amount		40,661	38,665
Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Amount		50,044	47,588
Total Risk Based Capital - To be well-capitalized under prompt corrective action provisions Amount		$ 62,556	$ 59,485
Leverage - To be well-capitalized under prompt corrective action provisions Ratio		5.00%	5.00%
Common Equity Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Ratio		6.50%	6.50%
Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Ratio		8.00%	8.00%
Total Risk Based Capital - To be well-capitalized under prompt corrective action provisions Ratio		10.00%	10.00%
[1]	The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5% for June 30, 2019 and 1.875% for December 31, 2018.

Regulatory Capital Requiremen_7

Regulatory Capital Requirements - Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Details) (Parenthetical)	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Banks Regulatory Capital Requirements [Member]
Tier one capital conversation buffer	2.50%	1.875%