Landmark Bancorp (LARK) 10-Q 12 Nov 21 2021 Q3 Quarterly report Financial data

Cover

Cover - shares	9 Months Ended
	Sep. 30, 2021	Nov. 11, 2021
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Transition Report	false
Document Period End Date	Sep. 30, 2021
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2021
Current Fiscal Year End Date	--12-31
Entity File Number	0-33203
Entity Registrant Name	LANDMARK BANCORP, INC.
Entity Central Index Key	0001141688
Entity Tax Identification Number	43-1930755
Entity Incorporation, State or Country Code	DE
Entity Address, Address Line One	701 Poyntz Avenue
Entity Address, City or Town	Manhattan
Entity Address, State or Province	KS
Entity Address, Postal Zip Code	66502
City Area Code	785
Local Phone Number	565-2000
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	LARK
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		4,759,890

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	$ 117,314	$ 84,818
Investment securities available-for-sale, at fair value	378,518	297,270
Bank stocks, at cost	2,985	4,473
Loans, net of allowance for loans losses of $8,766 at September 30, 2021 and $8,775 at December 31, 2020	656,908	702,782
Loans held for sale, at fair value	8,929	15,533
Bank owned life insurance	31,914	25,420
Premises and equipment, net	20,361	20,493
Goodwill	17,532	17,532
Other intangible assets, net	104	206
Mortgage servicing rights	4,201	3,726
Real estate owned, net	2,578	1,774
Accrued interest and other assets	13,190	14,000
Total assets	1,254,534	1,188,027
Deposits:
Non-interest-bearing demand	317,827	264,878
Money market and checking	488,213	491,275
Savings	151,380	126,124
Certificates of deposit	109,267	133,750
Total deposits	1,066,687	1,016,027
Subordinated debentures	21,651	21,651
Other borrowings	6,219	6,371
Accrued interest, taxes, and other liabilities	24,571	17,306
Total liabilities	1,119,128	1,061,355
Commitments and contingencies
Stockholders’ equity:
Preferred stock, $0.01 par value per share, 200,000 shares authorized; none issued
Common stock, $0.01 par value per share, 7,500,000 shares authorized; 4,759,636 and 4,750,838 shares issued at September 30, 2021 and December 31, 2020, respectively	48	48
Additional paid-in capital	72,489	72,230
Retained earnings	56,957	44,947
Accumulated other comprehensive income	5,912	9,447
Total stockholders’ equity	135,406	126,672
Total liabilities and stockholders’ equity	$ 1,254,534	$ 1,188,027

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Allowance for loans losses	$ 8,766	$ 8,775
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares issued	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	7,500,000	7,500,000
Common stock, shares issued	4,759,636	4,750,838
Common stock, shares outstanding	4,759,636	4,750,838

Consolidated Statements of Earn

Consolidated Statements of Earnings (Unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Interest income:
Loans		$ 8,461	$ 7,998	$ 25,705	$ 22,890
Investment securities:
Taxable		782	945	2,356	3,335
Tax-exempt		748	814	2,285	2,491
Total interest income		9,991	9,757	30,346	28,716
Interest expense:
Deposits		258	354	800	1,798
Borrowings		120	136	362	534
Total interest expense		378	490	1,162	2,332
Net interest income		9,613	9,267	29,184	26,384
Provision for loan losses			1,000	500	2,600
Net interest income after provision for loan losses		9,613	8,267	28,684	23,784
Non-interest income:
Fees and service charges		2,268	2,122	6,454	5,838
Gains on sales of loans, net	[1]	2,660	4,944	8,664	10,961
Bank owned life insurance	[1]	193	152	494	460
Gains on sales of investment securities, net		30	678	1,138	2,448
Other		314	269	913	783
Total non-interest income		5,465	8,165	17,663	20,490
Non-interest expense:
Compensation and benefits		5,132	5,559	15,096	15,394
Occupancy and equipment		1,101	1,106	3,268	3,248
Data processing		498	447	1,491	1,311
Amortization of mortgage servicing rights and intangibles		376	465	1,225	1,166
Professional fees		413	381	1,236	1,095
Other		1,923	1,564	5,390	4,531
Total non-interest expense		9,443	9,522	27,706	26,745
Earnings before income taxes		5,635	6,910	18,641	17,529
Income tax expense		1,118	1,483	3,777	3,639
Net earnings		$ 4,517	$ 5,427	$ 14,864	$ 13,890
Earnings per share:
Basic (1)	[2]	$ 0.95	$ 1.15	$ 3.13	$ 2.92
Diluted (1)	[2]	0.95	1.14	3.12	2.91
Dividends per share (1)	[2]	$ 0.20	$ 0.19	$ 0.60	$ 0.57
[1]	Not within the scope of ASC 606.
[2]	Per share amounts for the periods ended September 30, 2020 have been adjusted to give effect to the 5% stock dividend paid during December 2020.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Income Statement [Abstract]
Net earnings	$ 4,517	$ 5,427	$ 14,864	$ 13,890
Net unrealized holding (losses) gains on available-for-sale securities	(754)	661	(3,544)	7,970
Reclassification adjustment for net gains included in earnings	(30)	(678)	(1,138)	(2,448)
Net unrealized (losses) gains	(784)	(17)	(4,682)	5,522
Income tax effect on net gains included in earnings	8	166	279	600
Income tax effect on net unrealized holding (losses) gains	184	(162)	868	(1,953)
Other comprehensive (loss) income	(592)	(13)	(3,535)	4,169
Total comprehensive income	$ 3,925	$ 5,414	$ 11,329	$ 18,059

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	AOCI Attributable to Parent [Member]	Total
Beginning balance, value at Dec. 31, 2019	$ 46	$ 69,029	$ 34,293		$ 5,239	$ 108,607
Net earnings			13,890			13,890
Other comprehensive loss					4,169	4,169
Dividends paid			(2,721)			(2,721)
Issuance of restricted common stock
Stock-based compensation		241				241
Exercise of stock options		33				33
Purchase of 106,894 treasury shares				(2,349)		(2,349)
Ending balance, value at Sep. 30, 2020	46	69,303	45,462	(2,349)	9,408	121,870
Beginning balance, value at Jun. 30, 2020	46	69,224	40,938	(2,349)	9,421	117,280
Net earnings			5,427			5,427
Other comprehensive loss					(13)	(13)
Dividends paid			(903)			(903)
Issuance of restricted common stock
Stock-based compensation		79				79
Ending balance, value at Sep. 30, 2020	46	69,303	45,462	(2,349)	9,408	121,870
Beginning balance, value at Dec. 31, 2020	48	72,230	44,947		9,447	126,672
Net earnings			14,864			14,864
Other comprehensive loss					(3,535)	(3,535)
Dividends paid			(2,854)			(2,854)
Issuance of restricted common stock
Stock-based compensation		237				237
Exercise of stock options		22				22
Ending balance, value at Sep. 30, 2021	48	72,489	56,957		5,912	135,406
Beginning balance, value at Jun. 30, 2021	48	72,413	53,391		6,504	132,356
Net earnings			4,517			4,517
Other comprehensive loss					(592)	(592)
Dividends paid			(951)			(951)
Issuance of restricted common stock
Stock-based compensation		76				76
Exercise of stock options
Ending balance, value at Sep. 30, 2021	$ 48	$ 72,489	$ 56,957		$ 5,912	$ 135,406

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2021	Sep. 30, 2020
Statement of Stockholders' Equity [Abstract]
Dividends per share	$ 0.20	$ 0.60	$ 0.57
Treasury shares			106,894
Stock Issued During Period, Shares, Restricted Stock Award, Gross	2,880	2,880	17,350
Exercise of stock option, shares	152	5,918	3,136

Consolidated Statements of Cash

Consolidated Statements of Cash Flow (Unaudited) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2021	Sep. 30, 2020
Cash flows from operating activities:
Net earnings		$ 14,864	$ 13,890
Adjustments to reconcile net earnings to net cash provided by operating activities:
Provision for loan losses		500	2,600
Valuation allowance on real estate owned		48	19
Amortization of investment security premiums, net		1,481	906
Amortization of purchase accounting adjustment on loans		(43)	(42)
Amortization of mortgage servicing rights and other intangibles		1,225	1,166
Depreciation		742	743
Increase in cash surrender value of bank owned life insurance	[1]	(494)	(460)
Stock-based compensation		237	241
Deferred income taxes		105	1,041
Net gains on sales of investment securities		(1,138)	(2,448)
Net (gains) losses on sales of premises and equipment and foreclosed assets		(24)	38
Net gains on sales of loans	[1]	(8,664)	(10,961)
Proceeds from sales of loans		277,635	285,497
Origination of loans held for sale		(263,965)	(286,207)
Changes in assets and liabilities:
Accrued interest and other assets		906	(3,615)
Accrued expenses, taxes, and other liabilities		2,560	4,005
Net cash provided by operating activities		25,975	6,413
Cash flows from investing activities:
Net decrease (increase) in loans		44,224	(199,351)
Maturities and prepayments of investment securities		37,194	46,231
Purchases of investment securities		(134,562)	(36,863)
Proceeds from sales of investment securities		16,623	61,164
Redemption of bank stocks		2,277	1,655
Purchase of bank stocks		(789)	(3,005)
Purchase bank owned life insurance		(6,000)
Proceeds from sales of premises and equipment and foreclosed assets		488	343
Purchases of premises and equipment, net		(610)	(239)
Net cash used in investing activities		(41,155)	(130,065)
Cash flows from financing activities:
Net increase in deposits		50,660	122,894
Federal Home Loan Bank advance borrowings			156,950
Federal Home Loan Bank advance repayments			(139,881)
Proceeds from other borrowings			1,075
Repayments on other borrowings		(152)	(10,223)
Proceeds from exercise of stock options		22	33
Payment of dividends		(2,854)	(2,721)
Purchase of treasury stock			(2,349)
Net cash provided by financing activities		47,676	125,778
Net increase in cash and cash equivalents		32,496	2,126
Cash and cash equivalents at beginning of period		84,818	13,694
Cash and cash equivalents at end of period		117,314	15,820
Supplemental disclosure of cash flow information:
Cash payments for income taxes		4,390	2,890
Cash paid for interest		1,195	2,523
Cash paid for operating leases		108	134
Supplemental schedule of noncash investing and financing activities:
Transfer of loans to real estate owned		1,193	1,586
Investment securities purchases not yet settled		5,528
Operating lease asset and related lease liability recorded		$ 219
[1]	Not within the scope of ASC 606.

Interim Financial Statements

Interim Financial Statements	9 Months Ended
	Sep. 30, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Interim Financial Statements	1. Interim Financial Statements The unaudited consolidated financial statements of Landmark Bancorp, Inc. (the “Company”) and its wholly owned subsidiaries, Landmark National Bank (the “Bank”) and Landmark Risk Management Inc., have been prepared in accordance with the instructions to Form 10-Q. Accordingly, they do not include all the information and footnotes required by U.S. generally accepted accounting principles (“GAAP”) for complete financial statements and should be read in conjunction with the Company’s most recent Annual Report on Form 10-K, filed with the Securities and Exchange Commission on March 22, 2021, containing the latest audited consolidated financial statements and notes thereto. The consolidated financial statements in this report have not been audited by an independent registered public accounting firm, but in the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation of financial statements have been reflected herein. The results of the three-month and nine-month interim periods ended September 30, 2021 are not necessarily indicative of the results expected for the year ending December 31, 2021 or any other future time period. The Company has evaluated subsequent events for recognition and disclosure up to the date the financial statements were issued.

Investments

Investments	9 Months Ended
	Sep. 30, 2021
Schedule of Investments [Abstract]
Investments	2. Investments A summary of investment securities available-for-sale is as follows: Schedule of Available-for-sale Securities As of September 30, 2021 Gross Gross Amortized unrealized unrealized Estimated (Dollars in thousands) cost gains losses fair value U. S. treasury securities $ 40,397 $ 11 $ (94 ) $ 40,314 U. S. federal agency obligations 17,211 95 (9 ) 17,297 Municipal obligations, tax exempt 135,818 4,999 (29 ) 140,788 Municipal obligations, taxable 37,599 1,447 (58 ) 38,988 Agency mortgage-backed securities 132,034 1,904 (436 ) 133,502 Certificates of deposit 7,629 - - 7,629 Total available-for-sale $ 370,688 $ 8,456 $ (626 ) $ 378,518 As of December 31, 2020 Gross Gross Amortized unrealized unrealized Estimated (Dollars in thousands) cost gains losses fair value U. S. treasury securities $ 2,000 $ 37 $ - $ 2,037 U. S. federal agency obligations 18,804 138 (18 ) 18,924 Municipal obligations, tax exempt 136,321 6,367 (12 ) 142,676 Municipal obligations, taxable 46,643 2,892 - 49,535 Agency mortgage-backed securities 75,530 3,108 - 78,638 Certificates of deposit 5,460 - - 5,460 Total available-for-sale $ 284,758 $ 12,542 $ (30 ) $ 297,270 The tables above show that some of the securities in the available-for-sale investment portfolio had unrealized losses, or were temporarily impaired, as of September 30, 2021 and December 31, 2020. This temporary impairment represents the estimated amount of loss that would be realized if the securities were sold on the valuation date. Securities which were temporarily impaired are shown below, along with the length of time in a continuous unrealized loss position. Schedule of Available for Sale Securities Continuous Unrealized Loss Position Fair Value As of September 30, 2021 (Dollars in thousands) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. treasury securities 15 $ 28,065 $ (94 ) $ - $ - $ 28,065 $ (94 ) U.S. federal agency obligations 4 7,125 (7 ) 3,068 (2 ) 10,193 (9 ) Municipal obligations, tax exempt 25 8,628 (28 ) 280 (1 ) 8,908 (29 ) Municipal obligations, taxable 8 4,781 (58 ) - - 4,781 (58 ) Agency mortgage-backed securities 21 72,908 (436 ) - - 72,908 (436 ) Total 73 $ 121,507 $ (623 ) $ 3,348 $ (3 ) $ 124,855 $ (626 ) As of December 31, 2020 (Dollars in thousands) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. federal agency obligations 4 $ 11,772 $ (18 ) $ - $ - $ 11,772 $ (18 ) Municipal obligations, tax exempt 12 4,191 (12 ) - - 4,191 (12 ) Total 16 $ 15,963 $ (30 ) $ - $ - $ 15,963 $ (30 ) The Company’s U.S. treasury portfolio consists of securities issued by the United States Department of the Treasury. The receipt of principal and interest on U.S. treasury securities is guaranteed by the full faith and credit of the U.S. government. Based on these factors, along with the Company’s intent to not sell the securities and its belief that it was more likely than not that the Company will not be required to sell the securities before recovery of its cost basis, the Company believed that the U.S. treasury securities identified in the table above were temporarily impaired as of September 30, 2021. The Company’s U.S. federal agency portfolio consists of securities issued by the government-sponsored agencies of Federal Home Loan Mortgage Corporation (“FHLMC”), Federal National Mortgage Association (“FNMA”) and Federal Home Loan Bank (“FHLB”). The receipt of principal and interest on U.S. federal agency obligations is guaranteed by the respective government-sponsored agency guarantor, such that the Company believes that its U.S. federal agency obligations do not expose the Company to credit-related losses. Based on these factors, along with the Company’s intent to not sell the securities and its belief that it was more likely than not that the Company will not be required to sell the securities before recovery of their cost basis, the Company believed that the U.S. federal agency obligations identified in the tables above were temporarily impaired as of September 30, 2021 and December 31, 2020. The Company’s portfolio of municipal obligations consists of both tax-exempt and taxable general obligations securities issued by various municipalities. As of September 30, 2021, the Company did not intend to sell and it was more likely than not that the Company will not be required to sell its municipal obligations in an unrealized loss position until the recovery of its cost. Due to the issuers’ continued satisfaction of the securities’ obligations in accordance with their contractual terms and the expectation that they will continue to do so, the evaluation of the fundamentals of the issuers’ financial condition and other objective evidence, the Company believed that the municipal obligations identified in the tables above were temporarily impaired as of September 30, 2021 and December 31, 2020. The Company’s agency mortgage-backed securities portfolio consists of securities underwritten to the standards of and guaranteed by the government-sponsored agencies of FHLMC, FNMA and the Government National Mortgage Association. The receipt of principal, at par, and interest on agency mortgage-backed securities is guaranteed by the respective government-sponsored agency guarantor, such that the Company believed that its agency mortgage-backed securities did not expose the Company to credit-related losses. Based on these factors, along with the Company’s intent to not sell the securities and the Company’s belief that it was more likely than not that the Company will not be required to sell the securities before recovery of their cost basis, the Company believed that the agency mortgage-backed securities identified in the table above were temporarily impaired as of September 30, 2021. The table below sets forth amortized cost and fair value of investment securities at September 30, 2021. The table includes scheduled principal payments and estimated prepayments, based on observable market inputs, for agency mortgage-backed securities. Actual maturities will differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties. Schedule of Investments Classified by Contractual Maturity Date (Dollars in thousands) Amortized Estimated cost fair value Due in less than one year $ 29,938 $ 30,020 Due after one year but within five years 232,658 235,528 Due after five years but within ten years 52,948 55,177 Due after ten years 55,144 57,793 Total $ 370,688 $ 378,518 Sales proceeds and gross realized gains and losses on sales of available-for-sale securities were as follows for the periods indicated: Schedule of Realized Gain (loss) 2021 2020 2021 2020 (Dollars in thousands) Three months ended September 30, Nine months ended September 30, 2021 2020 2021 2020 Sales proceeds $ 1,400 $ 16,655 $ 16,623 $ 61,164 Realized gains $ 30 $ 678 $ 1,138 $ 2,450 Realized losses - - - (2 ) Net realized gains $ 30 $ 678 $ 1,138 $ 2,448 Securities with carrying values of $ 309.6 282.2 10%

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Loans and Allowance for Loan Losses	3. Loans and Allowance for Loan Losses Loans consisted of the following as of the dates indicated below: Schedule of Loans September 30, December 31, (Dollars in thousands) 2021 2020 One-to-four family residential real estate loans $ 161,120 $ 157,984 Construction and land loans 26,658 26,106 Commercial real estate loans 193,455 172,307 Commercial loans 135,790 134,047 Paycheck protection program loans 28,671 100,084 Agriculture loans 91,305 96,532 Municipal loans 2,115 2,332 Consumer loans 25,624 24,122 Total gross loans 664,738 713,514 Net deferred loan costs (fees) and loans in process 936 (1,957 ) Allowance for loan losses (8,766 ) (8,775 ) Loans, net $ 656,908 $ 702,782 The following tables provide information on the Company’s allowance for loan losses by loan class and allowance methodology: Schedule of Allowance for Credit Losses on Financing Receivables Three and nine months ended September 30, 2021 (Dollars in thousands) One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Balance at July 1, 2021 $ 725 $ 131 $ 3,412 $ 2,588 $ - $ 2,156 $ 5 $ 146 $ 9,163 Charge-offs - - (540 ) - - - - (75 ) (615 ) Recoveries 8 120 - 11 - 50 - 29 218 Provision for loan losses (89 ) (117 ) 25 18 - 117 - 46 - Balance at September 30, 2021 $ 644 $ 134 $ 2,897 $ 2,617 $ - $ 2,323 $ 5 $ 146 $ 8,766 Balance at January 1, 2021 $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Charge-offs (81 ) - (540 ) (72 ) - (50 ) - (164 ) (907 ) Recoveries 10 221 - 13 - 50 6 98 398 Provision for loan losses (144 ) (268 ) 955 288 - (367 ) (7 ) 43 500 Balance at September 30, 2021 $ 644 $ 134 $ 2,897 $ 2,617 $ - $ 2,323 $ 5 $ 146 $ 8,766 Three and nine months ended September 30, 2020 (Dollars in thousands) One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Balance at July 1, 2020 $ 707 $ 273 $ 1,693 $ 2,356 $ - $ 2,565 $ 6 $ 147 $ 7,747 Charge-offs (89 ) (91 ) - (167 ) - (3 ) - (57 ) (407 ) Recoveries - - - 1 - - - 25 26 Provision for loan losses 213 22 264 436 - 15 - 50 1,000 Balance at September 30, 2020 $ 831 $ 204 $ 1,957 $ 2,626 $ - $ 2,577 $ 6 $ 165 $ 8,366 Balance at January 1, 2020 $ 501 $ 271 $ 1,386 $ 1,815 $ - $ 2,347 $ 7 $ 140 $ 6,467 Charge-offs (109 ) (191 ) (120 ) (200 ) - (3 ) - (180 ) (803 ) Recoveries - - 13 3 - - 6 80 102 Provision for loan losses 439 124 678 1,008 - 233 (7 ) 125 2,600 Balance at Seeptember 30, 2020 $ 831 $ 204 $ 1,957 $ 2,626 $ - $ 2,577 $ 6 $ 165 $ 8,366 As of September 30, 2021 (Dollars in thousands) One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Individually evaluated for loss $ - $ - $ 45 $ 505 $ - $ 143 $ - $ - $ 693 Collectively evaluated for loss 644 134 2,852 2,112 - 2,180 5 146 8,073 Total $ 644 $ 134 $ 2,897 $ 2,617 $ - $ 2,323 $ 5 $ 146 $ 8,766 Loan balances: Individually evaluated for loss $ 917 $ 919 $ 6,124 $ 1,086 $ - $ 2,387 $ 36 $ 2 $ 11,471 Collectively evaluated for loss 160,203 25,739 187,331 134,704 28,671 88,918 2,079 25,622 653,267 Total $ 161,120 $ 26,658 $ 193,455 $ 135,790 $ 28,671 $ 91,305 $ 2,115 $ 25,624 $ 664,738 As of December 31, 2020 (Dollars in thousands) One-to-four family residential real estate loan Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Individually evaluated for loss $ - $ - $ 177 $ 22 $ - $ 67 $ - $ - $ 266 Collectively evaluated for loss 859 181 2,305 2,366 - 2,623 6 169 8,509 Total $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Loan balances: Individually evaluated for loss $ 914 $ 1,137 $ 8,119 $ 1,639 $ - $ 614 $ 36 $ 3 $ 12,462 Collectively evaluated for loss 157,070 24,969 164,188 132,408 100,084 95,918 2,296 24,119 701,052 Total $ 157,984 $ 26,106 $ 172,307 $ 134,047 $ 100,084 $ 96,532 $ 2,332 $ 24,122 $ 713,514 The Company recorded net loan charge-offs of $ 397 381 509 701 The Company’s impaired loans decreased from $ 12.5 11.5 The following tables present information on impaired loans: Schedule of Impaired Loans (Dollars in thousands) As of September 30, 2021 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate $ 917 $ 917 $ 917 $ - $ - $ 933 $ 6 Construction and land 2,569 919 919 - - 996 16 Commercial real estate 6,124 6,124 2,384 3,740 45 6,173 28 Commercial 1,437 1,086 573 513 505 1,127 30 Agriculture 2,555 2,387 808 1,579 143 2,212 48 Municipal 36 36 36 - - 36 - Consumer 2 2 2 - - 2 - Total impaired loans $ 13,640 $ 11,471 $ 5,639 $ 5,832 $ 693 $ 11,479 $ 128 (Dollars in thousands) As of December 31, 2020 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate $ 914 $ 914 $ 914 $ - $ - $ 925 $ 3 Construction and land 2,872 1,137 1,137 - - 1,211 26 Commercial real estate 8,119 8,119 4,302 3,817 177 8,152 8 Commercial 1,990 1,639 1,543 96 22 1,984 43 Agriculture 829 614 538 76 67 618 67 Municipal 36 36 36 - - 54 1 Consumer 3 3 3 - - 4 - Total impaired loans $ 14,763 $ 12,462 $ 8,473 $ 3,989 $ 266 $ 12,948 $ 148 The Company’s key credit quality indicator is a loan’s performance status, defined as accruing or non-accruing. Performing loans are considered to have a lower risk of loss. Non-accrual loans are those which the Company believes have a higher risk of loss. The accrual of interest on non-performing loans is discontinued at the time the loan is 90 days delinquent, unless the credit is well secured and in process of collection. Loans are placed on non-accrual or are charged off at an earlier date if collection of principal or interest is considered doubtful. There were no loans 90 days or more delinquent and accruing interest at September 30, 2021 or December 31, 2020. The following tables present information on the Company’s past due and non-accrual loans by loan class: Schedule of Past Due Financing Receivables (Dollars in thousands) As of September 30, 2021 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 47 $ 40 $ - $ 87 $ 756 $ 843 $ 160,277 Construction and land loans - - - - 684 684 25,974 Commercial real estate loans - - - - 6,124 6,124 187,331 Commercial loans 110 369 - 479 597 1,076 134,714 Paycheck protection program loans - - - - - - 28,671 Agriculture loans 437 500 - 937 1,666 2,603 88,702 Municipal loans - - - - - - 2,115 Consumer loans 39 - - 39 2 41 25,583 Total $ 633 $ 909 $ - $ 1,542 $ 9,829 $ 11,371 $ 653,367 Percent of gross loans 0.09 % 0.14 % 0.00 % 0.23 % 1.48 % 1.71 % 98.29 % (Dollars in thousands) As of December 31, 2020 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 262 $ 185 $ - $ 447 $ 749 $ 1,196 $ 156,788 Construction and land loans - - - - 694 694 25,412 Commercial real estate loans - - - - 8,119 8,119 164,188 Commercial loans 832 - - 832 874 1,706 132,341 Paycheck protection program loans - - - - - - 100,084 Agriculture loans 206 29 - 235 76 311 96,221 Municipal loans - - - - - - 2,332 Consumer loans 15 1 - 16 3 19 24,103 Total $ 1,315 $ 215 $ - $ 1,530 $ 10,515 $ 12,045 $ 701,469 Percent of gross loans 0.19 % 0.03 % 0.00 % 0.22 % 1.47 % 1.69 % 98.31 % Under the original terms of the Company’s non-accrual loans, interest earned on such loans for the nine months ended September 30, 2021 and 2020 would have increased interest income by $ 635 264 The Company also categorizes loans into risk categories based on relevant information about the ability of the borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis. Nonclassified loans generally include those loans that are expected to be repaid in accordance with contractual loan terms. Classified loans are those that are assigned a special mention, substandard or doubtful risk rating using the following definitions: Special Mention: Loans are currently protected by the current net worth and paying capacity of the obligor or of the collateral pledged but such protection is potentially weak. These loans constitute an undue and unwarranted credit risk, but not to the point of justifying a classification of substandard. The credit risk may be relatively minor, yet constitutes an unwarranted risk in light of the circumstances surrounding a specific asset. Substandard: Loans are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged. Loans have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Loans are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The following table provides information on the Company’s risk categories by loan class: Schedule of Risk Categories by Loan Class As of September 30, 2021 As of December 31, 2020 (Dollars in thousands) Nonclassified Classified Nonclassified Classified One-to-four family residential real estate loans $ 158,071 $ 3,049 $ 154,985 $ 2,999 Construction and land loans 25,879 779 25,412 694 Commercial real estate loans 184,756 8,699 161,661 10,646 Commercial loans 133,856 1,934 132,023 2,024 Paycheck protection program loans 28,671 - 100,084 - Agriculture loans 86,043 5,262 87,662 8,870 Municipal loan 2,115 - 2,332 - Consumer loans 25,622 2 24,119 3 Total $ 645,013 $ 19,725 $ 688,278 $ 25,236 At September 30, 2021, the Company had thirteen loan relationships consisting of 17 outstanding loans that were classified as TDRs. During the three and nine months ended September 30, 2021, an agriculture loan totaling $ 237 479 571 33 1.4 827 The Company evaluates each TDR individually and returns the loan to accrual status when a payment history is established after the restructuring and future payments are reasonably assured. There were no loans modified as TDRs for which there was a payment default within 12 months of modification as of September 30, 2021 and 2020. The Company did not record any charge-offs against loans classified as TDRs in the first nine months of 2021 or 2020. A credit provision for loan losses of $ 2 no 7 no 2 9 The following table presents information on loans that are classified as TDRs: Schedule of Troubled Debt Restructurings on Financing Receivables (Dollars in thousands) As of September 30, 2021 As of December 31, 2020 Number of loans Non-accrual balance Accruing balance Number of loans Non-accrual balance Accruing balance One-to-four family residential real estate loans 2 $ - $ 161 2 $ - $ 165 Construction and land loans 4 684 235 5 693 443 Commercial real estate loans 2 1,227 - 2 1,227 - Commercial loans 4 33 489 7 33 765 Agriculture loans 4 - 721 4 - 538 Municipal loan 1 - 36 1 - 36 Total 17 $ 1,944 $ 1,642 21 $ 1,953 $ 1,947 As of September 30, 2021, the Company had one loan modification with an outstanding loan balance of $ 3.7 million in connection with the COVID-19 pandemic which was also designated non-accrual and impaired; this loan subsequently paid off. This modification consisted of the deferral of principal payments. The Company also entered into short-term forbearance plans or short-term repayment plans on two one-to-four family residential mortgage loans totaling $ 74 ,000 as of September 30, 2021. Consistent with the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) and the Joint Interagency Regulatory Guidance, these loan modifications were not classified as TDRs and are excluded from the table above.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	4. Goodwill and Other Intangible Assets The Company tests goodwill for impairment annually or more frequently if circumstances warrant. The Company’s annual step one impairment test as of December 31, 2020 concluded that its goodwill was not impaired. The Company concluded there were no triggering events during the first nine months of 2021 that required an interim goodwill impairment test. Lease intangible assets are amortized over the life of the lease. Core deposit intangible assets are amortized over the estimated useful life of ten years on an accelerated basis. A summary of the other intangible assets that continue to be subject to amortization was as follows: Schedule of Other Intangible Assets and Goodwill (Dollars in thousands) As of September 30, 2021 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 2,018 $ (1,914 ) $ 104 Lease intangible asset - - - Total other intangible assets $ 2,018 $ (1,914 ) $ 104 (Dollars in thousands) As of December 31, 2020 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 2,018 $ (1,838 ) $ 180 Lease intangible asset 350 (324 ) 26 Total other intangible assets $ 2,368 $ (2,162 ) $ 206 The following sets forth estimated amortization expense for core deposit and lease intangible assets for the remainder of 2021 and in successive years ending December 31: Schedule of Finite-lived Intangible Assets, Future Amortization Expense (Dollars in thousands) Amortization expense Remainder of 2021 $ 20 2022 58 2023 26 Total $ 104

Mortgage Loan Servicing

Mortgage Loan Servicing	9 Months Ended
	Sep. 30, 2021
Mortgage Loan Servicing
Mortgage Loan Servicing	5. Mortgage Loan Servicing Mortgage loans serviced for others are not reported as assets. The following table provides information on the principal balances of mortgage loans serviced for others: Schedule of Participating Mortgage Loans (Dollars in thousands) September 30, December 31, 2021 2020 FHLMC $ 694,967 $ 639,875 FHLB 19,000 28,157 Total $ 713,967 $ 668,032 Custodial escrow balances maintained in connection with serviced loans were $ 10.4 5.8 452,000 391,000 1.3 1.1 Activity for mortgage servicing rights was as follows: Schedule of Servicing Asset at Amortized Cost 2021 2020 2021 2020 Three months ended Nine months ended (Dollars in thousands) September 30, September 30, 2021 2020 2021 2020 Mortgage servicing rights: Balance at beginning of period $ 4,143 $ 2,806 $ 3,726 $ 2,446 Additions 406 946 1,598 1,915 Amortization (348 ) (420 ) (1,123 ) (1,029 ) Balance at end of period $ 4,201 $ 3,332 $ 4,201 $ 3,332 The fair value of mortgage servicing rights was $ 6.1 4.4 8.87 12.00 6.10 25.31 1.34 8.78 12.00 7.10 29.61 1.36 The Company had a mortgage repurchase reserve of $ 226,000 235,000 9,000

Earnings per Share

Earnings per Share	9 Months Ended
	Sep. 30, 2021
Earnings per share:
Earnings per Share	6. Earnings per Share Basic earnings per share have been computed based upon the weighted average number of common shares outstanding during each period. Diluted earnings per share include the effect of all potential common shares outstanding during each period. The diluted earnings per share computation for the three and nine months ended September 30, 2021 excluded 31,733 of unexercised stock options because their inclusion would have been anti-dilutive during such period. The diluted earnings per share computation for the three and nine months ended September 30, 2020 excluded 105,041 of unexercised stock options because their inclusion would have been anti-dilutive during such period. The Company’s Board of Directors declared a cash dividend of $ 0.20 Schedule of Earnings Per Share, Basic and Diluted 2021 2020 2021 2020 Three months ended Nine months ended (Dollars in thousands, except per share amounts) September 30, September 30, 2021 2020 2021 2020 Net earnings $ 4,517 $ 5,427 $ 14,864 $ 13,890 Weighted average common shares outstanding - basic (1) 4,758,494 4,730,201 4,756,008 4,753,107 Assumed exercise of stock options (1) 13,861 17,889 9,340 18,762 Weighted average common shares outstanding - diluted (1) 4,772,355 4,748,090 4,765,348 4,771,869 Earnings per share (1): Basic $ 0.95 $ 1.15 $ 3.13 $ 2.92 Diluted $ 0.95 $ 1.14 $ 3.12 $ 2.91 (1) Share and per share values for the periods ended September 30, 2020 have been adjusted to give effect to the 5

Repurchase Agreements

Repurchase Agreements	9 Months Ended
	Sep. 30, 2021
Repurchase Agreements	7. Repurchase Agreements The Company has overnight repurchase agreements with certain deposit customers whereby the Company uses investment securities as collateral for non-insured funds. These balances are accounted for as collateralized financing and included in other borrowings on the balance sheet. Repurchase agreements are comprised of non-insured customer funds, totaling $ 6.2 6.4 7.1 8.7 The following is a summary of the balances and collateral of the Company’s repurchase agreements: Schedule of Repurchase Agreements As of September 30, 2021 (dollars in thousands) Overnight Greater and Continuous Up to 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal agency obligations $ 2,640 $ $ - $ $ 2,640 Agency mortgage-backed securities 3,579 - - - 3,579 Total $ 6,219 $ - $ - $ - $ 6,219 As of December 31, 2020 (dollars in thousands) Overnight and Up to Greater Continuous 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal agency obligations $ 2,412 $ - $ - $ $ 2,412 Agency mortgage-backed securities 3,959 - - - 3,959 Total $ 6,371 $ - $ - $ - $ 6,371 The investment securities are held by a third party financial institution in the customer’s custodial account. The Company is required to maintain adequate collateral for each repurchase agreement. Changes in the fair value of the investment securities impact the amount of collateral required. If the Company were to default, the investment securities would be used to settle the repurchase agreement with the deposit customer.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	9 Months Ended
	Sep. 30, 2021
Revenue from Contract with Customer [Abstract]
Revenue from Contracts with Customers	8. Revenue from Contracts with Customers All of the Company’s revenue from contracts with customers in the scope of ASC 606 is recognized within non-interest income. Items outside the scope of ASC 606 are noted as such. Schedule of Revenue from Contracts with Customers Within Non-interest Income 2021 2020 2021 2020 Three months ended Nine months ended (Dollars in thousands) September 30, September 30, 2021 2020 2021 2020 Non-interest income: Service charges on deposit accounts Overdraft fees $ 835 $ 780 $ 2,160 $ 2,196 Other 168 169 514 479 Interchange income 778 689 2,347 1,817 Loan servicing fees (1) 452 391 1,325 1,115 Office lease income (1) 165 164 496 488 Gains on sales of loans (1) 2,660 4,944 8,664 10,961 Bank owned life insurance income (1) 193 152 494 460 Gains on sales of investment securities (1) 30 678 1,138 2,448 Gains (losses) on sales of real estate owned 13 7 18 (38 ) Other 171 191 507 564 Total non-interest income $ 5,465 $ 8,165 $ 17,663 $ 20,490 (1) Not within the scope of ASC 606. A description of the Company’s revenue streams under ASC 606 follows: Service Charges on Deposit Accounts The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM usage fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period during which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer’s account balance. Interchange Income The Company earns interchange fees from debit cardholder transactions conducted through the interchange payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Gains (Losses) on Sales of Real Estate Owned The Company records a gain or loss from the sale of real estate owned when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of real estate owned to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the real estate owned asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain (loss) on sale if a significant financing component is present. There were no sales of real estate owned that were financed by the Company during the first nine months of 2021 or 2020.

Fair Value of Financial Instrum

Fair Value of Financial Instruments and Fair Value Measurements	9 Months Ended
	Sep. 30, 2021
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments and Fair Value Measurements	9. Fair Value of Financial Instruments and Fair Value Measurements Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Fair value estimates of the Company’s financial instruments as of September 30, 2021 and December 31, 2020, including methods and assumptions utilized, are set forth below: Schedule of Fair Value, by Balance Sheet Grouping As of September 30, 2021 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 117,314 $ 117,314 $ - $ - $ 117,314 Investment securities available-for-sale 378,518 40,314 338,204 - 378,518 Bank stocks, at cost 2,985 n/a n/a n/a n/a Loans, net 656,908 - - 666,080 666,080 Loans held for sale 8,929 - 8,929 - 8,929 Accrued interest receivable 4,613 127 1,543 2,943 4,613 Derivative financial instruments 824 - 824 - 824 Financial liabilities: Non-maturity deposits $ (957,420 ) $ (957,420 ) $ - $ - $ (957,420 ) Certificates of deposit (109,267 ) - (109,328 ) - (109,328 ) Subordinated debentures (21,651 ) - (16,271 ) - (16,271 ) Other borrowings (6,219 ) - (6,219 ) - (6,219 ) Accrued interest payable (135 ) - (135 ) - (135 ) As of December 31, 2020 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 84,818 $ 84,818 $ - $ - $ 84,818 Investment securities available-for-sale 297,270 2,037 295,233 - 297,270 Bank stocks, at cost 4,473 n/a n/a n/a n/a Loans, net 702,782 - - 718,071 718,071 Loans held for sale 15,533 - 15,533 - 15,533 Accrued interest receivable 4,885 - 1,697 3,188 4,885 Derivative financial instruments 1,796 - 1,796 - 1,796 Financial liabilities: Non-maturity deposits $ (882,277 ) $ (882,277 ) $ - $ - $ (882,277 ) Certificates of deposit (133,750 ) - (134,048 ) - (134,048 ) Subordinated debentures (21,651 ) - (15,232 ) - (15,232 ) Other borrowings (6,371 ) - (6,371 ) - (6,371 ) Accrued interest payable (168 ) - (168 ) - (168 ) Derivative financial instruments (466 ) - (466 ) - (466 ) Transfers The Company did not transfer any assets or liabilities among levels during the three or nine months ended September 30, 2021 or during the year ended December 31, 2020. Valuation Methods for Instruments Measured at Fair Value on a Recurring Basis The following tables represent the Company’s financial instruments that are measured at fair value on a recurring basis at September 30, 2021 and December 31, 2020, allocated to the appropriate fair value hierarchy: Schedule of Fair Value, Assets Measured on Recurring Basis (Dollars in thousands) As of September 30, 2021 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 40,314 $ 40,314 $ - $ - U. S. federal agency obligations 17,297 - 17,297 - Municipal obligations, tax exempt 140,788 - 140,788 - Municipal obligations, taxable 38,988 - 38,988 - Agency mortgage-backed securities 133,502 - 133,502 - Certificates of deposit 7,629 - 7,629 - Loans held for sale 8,929 - 8,929 - Derivative financial instruments 824 - 824 - As of December 31, 2020 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 2,037 $ 2,037 $ - $ - U. S. federal agency obligations 18,924 - 18,924 - Municipal obligations, tax exempt 142,676 - 142,676 - Municipal obligations, taxable 49,535 - 49,535 - Agency mortgage-backed securities 78,638 - 78,638 - Certificates of deposit 5,460 - 5,460 - Loans held for sale 15,533 - 15,533 - Derivative financial instruments 1,796 - 1,796 - Liability: Derivative financial instruments (466 ) - (466 ) - The Company’s investment securities classified as available-for-sale include U.S. treasury securities, U.S. federal agency obligations, municipal obligations, agency mortgage-backed securities and certificates of deposit. Quoted exchange prices are available for the Company’s U.S. treasury securities, which are classified as Level 1. U.S. federal agency securities and agency mortgage-backed securities are priced utilizing industry-standard models that consider various assumptions, including time value, yield curves, volatility factors, prepayment speeds, default rates, loss severity, current market and contractual prices for the underlying financial instruments, as well as other relevant economic measures. Substantially all of these assumptions are observable in the marketplace, can be derived from observable data, or are supported by observable levels at which transactions are executed in the marketplace. These measurements are classified as Level 2. Municipal obligations are valued using a type of matrix, or grid, pricing in which securities are benchmarked against U.S. treasury rates based on credit rating. These model and matrix measurements are classified as Level 2 in the fair value hierarchy. Changes in the fair value of available-for-sale securities are included in other comprehensive income to the extent the changes are not considered other-than-temporary impairments. Other-than-temporary impairment tests are performed on a quarterly basis and any decline in the fair value of an individual security below its cost that is deemed to be other-than-temporary results in a write-down of that security’s cost basis. Mortgage loans originated and intended for sale in the secondary market are carried at fair value. The mortgage loan valuations are based on quoted secondary market prices for similar loans and are classified as Level 2. Changes in the fair value of mortgage loans originated and intended for sale in the secondary market and derivative financial instruments are included in gains on sales of loans. The aggregate fair value, contractual balance (including accrued interest), and gain on loans held for sale were as follows: Schedule of Fair Value Contractual Balance and Gain Loss on Loans Held for Sale As of As of September 30, December 31, (Dollars in thousands) 2021 2020 Aggregate fair value $ 8,929 $ 15,533 Contractual balance 8,822 15,151 Gain $ 107 $ 382 The Company’s derivative financial instruments consist of interest rate lock commitments and corresponding forward sales contracts on mortgage loans held for sale. The fair values of these derivatives are based on quoted prices for similar loans in the secondary market. The market prices are adjusted by a factor, based on the Company’s historical data and its judgment about future economic trends, which considers the likelihood that a commitment will ultimately result in a closed loan. These instruments are classified as Level 2. The amounts are included in other assets or other liabilities on the consolidated balance sheets and gains on sales of loans, net in the consolidated statements of earnings. The total amount of gains from changes in fair value of derivative financial instruments included in earnings were as follows: Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale 2021 2020 2021 2020 Three months ended Nine months ended September 30, September 30, (Dollars in thousands) 2021 2020 2021 2020 Total change in fair value $ (279 ) $ (315 ) $ (506 ) $ 1,657 Valuation Methods for Instruments Measured at Fair Value on a Nonrecurring Basis The Company does not record its loan portfolio at fair value. Collateral-dependent impaired loans are generally carried at the lower of cost or fair value of the collateral, less estimated selling costs. Collateral values are determined based on appraisals performed by qualified licensed appraisers hired by the Company and then further adjusted if warranted based on relevant facts and circumstances. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Impaired loans are reviewed and evaluated at least quarterly for additional impairment and adjusted accordingly, based on the same factors identified above. The carrying value of the Company’s impaired loans was $ 11.5 12.5 693 266 Real estate owned includes assets acquired through, or in lieu of, foreclosure and land previously acquired for expansion. Real estate owned is initially recorded at the fair value of the collateral less estimated selling costs. Subsequent valuations are updated periodically and are based upon independent appraisals, third party price opinions or internal pricing models. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Real estate owned is reviewed and evaluated at least annually for additional impairment and adjusted accordingly, based on the same factors identified above. The following table presents quantitative information about Level 3 fair value measurements measured at fair value on a nonrecurring basis as of September 30, 2021 and December 31, 2020. Schedule of Fair Value Measurements on Nonrecurring, Valuation Techniques (Dollars in thousands) Fair value Valuation technique Unobservable inputs Range As of September 30, 2021 Impaired loans: Commercial real estate $ 3,695 Sales comparison Adjustment to appraised value 20 % Commercial 8 Sales comparison Adjustment to comparable sales 0 100 Agriculture 1,436 Sales comparison Adjustment to appraised value 0 % Real estate owned: Commercial real estate 1,193 Sales comparison Adjustment to appraised value 0 % As of December 31, 2020 Impaired loans: Commercial real estate $ 3,640 Sales comparison Adjustment to appraised value 20 % Commercial 74 Sales comparison Adjustment to comparable sales 0 69 Agriculture 9 Sales comparison Adjustment to appraised value 20 % Real estate owned: One-to-four family residential real estate 48 Sales comparison Adjustment to appraised value 10 %

Regulatory Capital Requirements

Regulatory Capital Requirements	9 Months Ended
	Sep. 30, 2021
Regulatory Capital Requirements	10. Regulatory Capital Requirements Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. Management believed that as of September 30, 2021, the Company and the Bank met all capital adequacy requirements to which they were subject at that time. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. The Company and the Bank are subject to the Basel III Rule, which is applicable to all U.S. banks that are subject to minimum capital requirements, as well as to bank and savings and loan holding companies other than “small bank holding companies” (generally, non-public bank holding companies with consolidated assets of less than $ 3 The Basel III Rule includes a common equity Tier 1 capital to risk-weighted assets minimum ratio of 4.5% 6.0% 8.0% 4.0 2.5% As of September 30, 2021 and December 31, 2020, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action then in effect. There are no conditions or events since that notification that management believes have changed the institution’s category. The following is a comparison of the Company’s regulatory capital to minimum capital requirements at September 30, 2021 and December 31, 2020: Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Dollars in thousands) To be well-capitalized For capital under regulatory Actual adequacy purposes guidelines Amount Ratio Amount Ratio (1) Amount Ratio As of September 30, 2021 Leverage $ 133,511 10.78 % $ 49,523 4.0 % $ 61,904 5.0 % Common Equity Tier 1 Capital 112,511 14.82 % 53,138 7.0 % 49,342 6.5 % Tier 1 Capital 133,511 17.59 % 64,525 8.5 % 60,729 8.0 % Total Risk Based Capital 142,417 18.76 % 79,707 10.5 % 75,912 10.0 % As of December 31, 2020 Leverage $ 121,068 10.70 % $ 45,262 4.0 % $ 56,577 5.0 % Common Equity Tier 1 Capital 100,068 13.77 % 50,866 7.0 % 47,233 6.5 % Tier 1 Capital 121,068 16.66 % 61,766 8.5 % 58,133 8.0 % Total Risk Based Capital 129,983 17.89 % 76,300 10.5 % 72,666 10.0 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2. The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at September 30, 2021 and December 31, 2020: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulation To be well-capitalized under prompt (Dollars in thousands) For capital corrective Actual adequacy purposes action provisions Amount Ratio Amount Ratio (1) Amount Ratio As of September 30, 2021 Leverage $ 129,962 10.53 % $ 49,375 4.0 % $ 61,718 5.0 % Common Equity Tier 1 Capital 129,962 17.14 % 53,065 7.0 % 49,275 6.5 % Tier 1 Capital 129,962 17.14 % 64,436 8.5 % 60,646 8.0 % Total Risk Based Capital 138,868 18.32 % 79,598 10.5 % 75,807 10.0 % As of December 31, 2020 Leverage $ 118,174 10.47 % $ 45,139 4.0 % $ 56,423 5.0 % Common Equity Tier 1 Capital 118,174 16.27 % 50,829 7.0 % 47,199 6.5 % Tier 1 Capital 118,174 16.27 % 61,721 8.5 % 58,091 8.0 % Total Risk Based Capital 127,089 17.50 % 76,244 10.5 % 72,613 10.0 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%

Impact of Recent Accounting Pro

Impact of Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2021
Accounting Changes and Error Corrections [Abstract]
Impact of Recent Accounting Pronouncements	11. Impact of Recent Accounting Pronouncements In June 2016, the Financial Accounting Standards Board (“FASB”) issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326), commonly referred to as “CECL.” The provisions of the update eliminate the probable initial recognition threshold under current GAAP which requires reserves to be based on an incurred loss methodology. Under CECL, reserves required for financial assets measured at amortized cost will reflect an organization’s estimate of all expected credit losses over the expected term of the financial asset and thereby require the use of reasonable and supportable forecasts to estimate future credit losses. Because CECL encompasses all financial assets carried at amortized cost, the requirement that reserves be established based on an organization’s reasonable and supportable estimate of expected credit losses extends to held to maturity debt securities. Under the provisions of the update, credit losses recognized on available for sale debt securities will be presented as an allowance as opposed to a write-down. In addition, CECL will modify the accounting for only purchased credit impaired loans. Under prior GAAP, a purchased loan’s contractual balance was adjusted to fair value through a credit discount, and no reserve was recorded on the purchased loan upon acquisition. Since under CECL reserves will be established for purchased loans at the time of acquisition, the accounting for purchased loans is made more comparable to the accounting for originated loans. Finally, increased disclosure requirements under CECL oblige organizations to present the currently required credit quality disclosures disaggregated by the year of origination or vintage. The FASB expects that the evaluation of underwriting standards and credit quality trends by financial statement users will be enhanced with the additional vintage disclosures. In October 2019, the FASB approved a change in the effective dates for CECL which delayed the effective date to fiscal years beginning after December 15, 2022 for smaller reporting companies. Because the Company is a smaller reporting company, the proposed delay is applicable to the Company, and the Company plans to delay the implementation of CECL until January 1, 2023. Management has initiated an implementation committee that has implemented a process to collect the data and is utilizing a vendor solution for the new standard. Initial calculations estimate the effect will be an increase to the allowance for loan losses upon adoption. However, the size of the overall increase is uncertain at this time. Management is utilizing the delay to continue to refine and back test the CECL calculation. The internal controls over financial reporting specifically related to CECL are in the design stage and are currently being evaluated. In January 2017, the FASB issued ASU 2017-04, Intangibles – Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment. The amendments in this update simplify the subsequent measurement of goodwill by eliminating Step 2 from the goodwill impairment test. The amendments require an entity to perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount and recognizing an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value, not to exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. The amendments also eliminate the requirement for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform Step 2 of the goodwill impairment test. The amendments in this ASU are effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. In October 2019, the FASB approved a change in the effective dates for ASU 2017-04 which delayed the effective date to fiscal years beginning after December 15, 2022 for smaller reporting companies. Because the Company is a smaller reporting company, the proposed delay is applicable to the Company, and the Company plans to delay the implementation of ASU 2017-04 until January 1, 2023. Early adoption of the amendments of this ASU is permitted. The adoption of ASU 2017-04 is not expected to have a material effect on the Company’s operating results or financial condition. In May 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting. Reference rate reform relates to the effects undertaken to eliminate certain reference rates such as the London Interbank Offered Rate (“LIBOR”) and introduce new reference rates that may be based on larger or more liquid observations and transactions. ASU 2020-04 provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships and other contracts. Generally, ASU 2020-04 would allow entities to consider contract modifications due to reference rate reform to be a continuation of an existing contract; thus, the Company would not have to determine if the modification is considered insignificant. The Company is in the process of reviewing loan documentation, along with the transition procedures it will need in order to implement reference rate reform. While the Company has yet to adopt ASU 2020-04, the standard was effective upon issuance and terminates December 31, 2022 such that changes made to contracts beginning on or after January 1, 2023 would not apply. The adoption of ASU 2020-04 is not expected to have a material effect on the Company’s operating results or financial condition.

COVID-19 Pandemic

COVID-19 Pandemic	9 Months Ended
	Sep. 30, 2021
Unusual or Infrequent Items, or Both [Abstract]
COVID-19 Pandemic	12. COVID-19 Pandemic The COVID-19 pandemic in the United States caused a substantial disruption to the economy, employment and financial markets and continues to have a complex and significant adverse impact on the economy, the banking industry and the Company. Additional federal government stimulus, declining COVID-19 cases and the distribution of vaccines may lead to positive impacts on the economy and employment while increasing cases and new variants of COVID-19 present risks to the recovery. The Company’s pandemic response plan continues to focus foremost on the safety and well-being of our customers and associates. The COVID-19 pandemic could adversely impact our customers, employees or vendors which may impact our operations and financial results. The COVID-19 pandemic may cause economic declines in excess of current projections, or if the pandemic lasts longer than currently projected, the Company’s provision for loan losses may increase in future periods. The Company may see higher loan delinquencies and defaults in future periods as a result of the COVID-19 pandemic and will continue to monitor our allowance for loan losses in light of changing economic conditions related to COVID-19. The COVID-19 pandemic may also impact the Company’s deposit balances and service charge income. In addition, the fair value of certain assets may be adversely impacted by the pandemic and the economic downturn, including the fair value of goodwill, mortgage servicing rights and other real estate. These declines could result in impairments in future periods. The pandemic has caused a significant decline in market interest rates which may cause our net interest margin to continue to decline. At this time, the full impact of the COVID-19 pandemic on the Company’s financial statements is uncertain.

Investments (Tables)

Investments (Tables)	9 Months Ended
	Sep. 30, 2021
Schedule of Investments [Abstract]
Schedule of Available-for-sale Securities	A summary of investment securities available-for-sale is as follows: Schedule of Available-for-sale Securities As of September 30, 2021 Gross Gross Amortized unrealized unrealized Estimated (Dollars in thousands) cost gains losses fair value U. S. treasury securities $ 40,397 $ 11 $ (94 ) $ 40,314 U. S. federal agency obligations 17,211 95 (9 ) 17,297 Municipal obligations, tax exempt 135,818 4,999 (29 ) 140,788 Municipal obligations, taxable 37,599 1,447 (58 ) 38,988 Agency mortgage-backed securities 132,034 1,904 (436 ) 133,502 Certificates of deposit 7,629 - - 7,629 Total available-for-sale $ 370,688 $ 8,456 $ (626 ) $ 378,518 As of December 31, 2020 Gross Gross Amortized unrealized unrealized Estimated (Dollars in thousands) cost gains losses fair value U. S. treasury securities $ 2,000 $ 37 $ - $ 2,037 U. S. federal agency obligations 18,804 138 (18 ) 18,924 Municipal obligations, tax exempt 136,321 6,367 (12 ) 142,676 Municipal obligations, taxable 46,643 2,892 - 49,535 Agency mortgage-backed securities 75,530 3,108 - 78,638 Certificates of deposit 5,460 - - 5,460 Total available-for-sale $ 284,758 $ 12,542 $ (30 ) $ 297,270
Schedule of Available for Sale Securities Continuous Unrealized Loss Position Fair Value	Schedule of Available for Sale Securities Continuous Unrealized Loss Position Fair Value As of September 30, 2021 (Dollars in thousands) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. treasury securities 15 $ 28,065 $ (94 ) $ - $ - $ 28,065 $ (94 ) U.S. federal agency obligations 4 7,125 (7 ) 3,068 (2 ) 10,193 (9 ) Municipal obligations, tax exempt 25 8,628 (28 ) 280 (1 ) 8,908 (29 ) Municipal obligations, taxable 8 4,781 (58 ) - - 4,781 (58 ) Agency mortgage-backed securities 21 72,908 (436 ) - - 72,908 (436 ) Total 73 $ 121,507 $ (623 ) $ 3,348 $ (3 ) $ 124,855 $ (626 ) As of December 31, 2020 (Dollars in thousands) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. federal agency obligations 4 $ 11,772 $ (18 ) $ - $ - $ 11,772 $ (18 ) Municipal obligations, tax exempt 12 4,191 (12 ) - - 4,191 (12 ) Total 16 $ 15,963 $ (30 ) $ - $ - $ 15,963 $ (30 )
Schedule of Investments Classified by Contractual Maturity Date	The table below sets forth amortized cost and fair value of investment securities at September 30, 2021. The table includes scheduled principal payments and estimated prepayments, based on observable market inputs, for agency mortgage-backed securities. Actual maturities will differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties. Schedule of Investments Classified by Contractual Maturity Date (Dollars in thousands) Amortized Estimated cost fair value Due in less than one year $ 29,938 $ 30,020 Due after one year but within five years 232,658 235,528 Due after five years but within ten years 52,948 55,177 Due after ten years 55,144 57,793 Total $ 370,688 $ 378,518
Schedule of Realized Gain (loss)	Sales proceeds and gross realized gains and losses on sales of available-for-sale securities were as follows for the periods indicated: Schedule of Realized Gain (loss) 2021 2020 2021 2020 (Dollars in thousands) Three months ended September 30, Nine months ended September 30, 2021 2020 2021 2020 Sales proceeds $ 1,400 $ 16,655 $ 16,623 $ 61,164 Realized gains $ 30 $ 678 $ 1,138 $ 2,450 Realized losses - - - (2 ) Net realized gains $ 30 $ 678 $ 1,138 $ 2,448

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Schedule of Loans	Loans consisted of the following as of the dates indicated below: Schedule of Loans September 30, December 31, (Dollars in thousands) 2021 2020 One-to-four family residential real estate loans $ 161,120 $ 157,984 Construction and land loans 26,658 26,106 Commercial real estate loans 193,455 172,307 Commercial loans 135,790 134,047 Paycheck protection program loans 28,671 100,084 Agriculture loans 91,305 96,532 Municipal loans 2,115 2,332 Consumer loans 25,624 24,122 Total gross loans 664,738 713,514 Net deferred loan costs (fees) and loans in process 936 (1,957 ) Allowance for loan losses (8,766 ) (8,775 ) Loans, net $ 656,908 $ 702,782
Schedule of Allowance for Credit Losses on Financing Receivables	The following tables provide information on the Company’s allowance for loan losses by loan class and allowance methodology: Schedule of Allowance for Credit Losses on Financing Receivables Three and nine months ended September 30, 2021 (Dollars in thousands) One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Balance at July 1, 2021 $ 725 $ 131 $ 3,412 $ 2,588 $ - $ 2,156 $ 5 $ 146 $ 9,163 Charge-offs - - (540 ) - - - - (75 ) (615 ) Recoveries 8 120 - 11 - 50 - 29 218 Provision for loan losses (89 ) (117 ) 25 18 - 117 - 46 - Balance at September 30, 2021 $ 644 $ 134 $ 2,897 $ 2,617 $ - $ 2,323 $ 5 $ 146 $ 8,766 Balance at January 1, 2021 $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Charge-offs (81 ) - (540 ) (72 ) - (50 ) - (164 ) (907 ) Recoveries 10 221 - 13 - 50 6 98 398 Provision for loan losses (144 ) (268 ) 955 288 - (367 ) (7 ) 43 500 Balance at September 30, 2021 $ 644 $ 134 $ 2,897 $ 2,617 $ - $ 2,323 $ 5 $ 146 $ 8,766 Three and nine months ended September 30, 2020 (Dollars in thousands) One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Balance at July 1, 2020 $ 707 $ 273 $ 1,693 $ 2,356 $ - $ 2,565 $ 6 $ 147 $ 7,747 Charge-offs (89 ) (91 ) - (167 ) - (3 ) - (57 ) (407 ) Recoveries - - - 1 - - - 25 26 Provision for loan losses 213 22 264 436 - 15 - 50 1,000 Balance at September 30, 2020 $ 831 $ 204 $ 1,957 $ 2,626 $ - $ 2,577 $ 6 $ 165 $ 8,366 Balance at January 1, 2020 $ 501 $ 271 $ 1,386 $ 1,815 $ - $ 2,347 $ 7 $ 140 $ 6,467 Charge-offs (109 ) (191 ) (120 ) (200 ) - (3 ) - (180 ) (803 ) Recoveries - - 13 3 - - 6 80 102 Provision for loan losses 439 124 678 1,008 - 233 (7 ) 125 2,600 Balance at Seeptember 30, 2020 $ 831 $ 204 $ 1,957 $ 2,626 $ - $ 2,577 $ 6 $ 165 $ 8,366 As of September 30, 2021 (Dollars in thousands) One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Individually evaluated for loss $ - $ - $ 45 $ 505 $ - $ 143 $ - $ - $ 693 Collectively evaluated for loss 644 134 2,852 2,112 - 2,180 5 146 8,073 Total $ 644 $ 134 $ 2,897 $ 2,617 $ - $ 2,323 $ 5 $ 146 $ 8,766 Loan balances: Individually evaluated for loss $ 917 $ 919 $ 6,124 $ 1,086 $ - $ 2,387 $ 36 $ 2 $ 11,471 Collectively evaluated for loss 160,203 25,739 187,331 134,704 28,671 88,918 2,079 25,622 653,267 Total $ 161,120 $ 26,658 $ 193,455 $ 135,790 $ 28,671 $ 91,305 $ 2,115 $ 25,624 $ 664,738 As of December 31, 2020 (Dollars in thousands) One-to-four family residential real estate loan Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Individually evaluated for loss $ - $ - $ 177 $ 22 $ - $ 67 $ - $ - $ 266 Collectively evaluated for loss 859 181 2,305 2,366 - 2,623 6 169 8,509 Total $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Loan balances: Individually evaluated for loss $ 914 $ 1,137 $ 8,119 $ 1,639 $ - $ 614 $ 36 $ 3 $ 12,462 Collectively evaluated for loss 157,070 24,969 164,188 132,408 100,084 95,918 2,296 24,119 701,052 Total $ 157,984 $ 26,106 $ 172,307 $ 134,047 $ 100,084 $ 96,532 $ 2,332 $ 24,122 $ 713,514
Schedule of Impaired Loans	The following tables present information on impaired loans: Schedule of Impaired Loans (Dollars in thousands) As of September 30, 2021 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate $ 917 $ 917 $ 917 $ - $ - $ 933 $ 6 Construction and land 2,569 919 919 - - 996 16 Commercial real estate 6,124 6,124 2,384 3,740 45 6,173 28 Commercial 1,437 1,086 573 513 505 1,127 30 Agriculture 2,555 2,387 808 1,579 143 2,212 48 Municipal 36 36 36 - - 36 - Consumer 2 2 2 - - 2 - Total impaired loans $ 13,640 $ 11,471 $ 5,639 $ 5,832 $ 693 $ 11,479 $ 128 (Dollars in thousands) As of December 31, 2020 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate $ 914 $ 914 $ 914 $ - $ - $ 925 $ 3 Construction and land 2,872 1,137 1,137 - - 1,211 26 Commercial real estate 8,119 8,119 4,302 3,817 177 8,152 8 Commercial 1,990 1,639 1,543 96 22 1,984 43 Agriculture 829 614 538 76 67 618 67 Municipal 36 36 36 - - 54 1 Consumer 3 3 3 - - 4 - Total impaired loans $ 14,763 $ 12,462 $ 8,473 $ 3,989 $ 266 $ 12,948 $ 148
Schedule of Past Due Financing Receivables	The following tables present information on the Company’s past due and non-accrual loans by loan class: Schedule of Past Due Financing Receivables (Dollars in thousands) As of September 30, 2021 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 47 $ 40 $ - $ 87 $ 756 $ 843 $ 160,277 Construction and land loans - - - - 684 684 25,974 Commercial real estate loans - - - - 6,124 6,124 187,331 Commercial loans 110 369 - 479 597 1,076 134,714 Paycheck protection program loans - - - - - - 28,671 Agriculture loans 437 500 - 937 1,666 2,603 88,702 Municipal loans - - - - - - 2,115 Consumer loans 39 - - 39 2 41 25,583 Total $ 633 $ 909 $ - $ 1,542 $ 9,829 $ 11,371 $ 653,367 Percent of gross loans 0.09 % 0.14 % 0.00 % 0.23 % 1.48 % 1.71 % 98.29 % (Dollars in thousands) As of December 31, 2020 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 262 $ 185 $ - $ 447 $ 749 $ 1,196 $ 156,788 Construction and land loans - - - - 694 694 25,412 Commercial real estate loans - - - - 8,119 8,119 164,188 Commercial loans 832 - - 832 874 1,706 132,341 Paycheck protection program loans - - - - - - 100,084 Agriculture loans 206 29 - 235 76 311 96,221 Municipal loans - - - - - - 2,332 Consumer loans 15 1 - 16 3 19 24,103 Total $ 1,315 $ 215 $ - $ 1,530 $ 10,515 $ 12,045 $ 701,469 Percent of gross loans 0.19 % 0.03 % 0.00 % 0.22 % 1.47 % 1.69 % 98.31 %
Schedule of Risk Categories by Loan Class	The following table provides information on the Company’s risk categories by loan class: Schedule of Risk Categories by Loan Class As of September 30, 2021 As of December 31, 2020 (Dollars in thousands) Nonclassified Classified Nonclassified Classified One-to-four family residential real estate loans $ 158,071 $ 3,049 $ 154,985 $ 2,999 Construction and land loans 25,879 779 25,412 694 Commercial real estate loans 184,756 8,699 161,661 10,646 Commercial loans 133,856 1,934 132,023 2,024 Paycheck protection program loans 28,671 - 100,084 - Agriculture loans 86,043 5,262 87,662 8,870 Municipal loan 2,115 - 2,332 - Consumer loans 25,622 2 24,119 3 Total $ 645,013 $ 19,725 $ 688,278 $ 25,236
Schedule of Troubled Debt Restructurings on Financing Receivables	The following table presents information on loans that are classified as TDRs: Schedule of Troubled Debt Restructurings on Financing Receivables (Dollars in thousands) As of September 30, 2021 As of December 31, 2020 Number of loans Non-accrual balance Accruing balance Number of loans Non-accrual balance Accruing balance One-to-four family residential real estate loans 2 $ - $ 161 2 $ - $ 165 Construction and land loans 4 684 235 5 693 443 Commercial real estate loans 2 1,227 - 2 1,227 - Commercial loans 4 33 489 7 33 765 Agriculture loans 4 - 721 4 - 538 Municipal loan 1 - 36 1 - 36 Total 17 $ 1,944 $ 1,642 21 $ 1,953 $ 1,947

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Other Intangible Assets and Goodwill	Lease intangible assets are amortized over the life of the lease. Core deposit intangible assets are amortized over the estimated useful life of ten years on an accelerated basis. A summary of the other intangible assets that continue to be subject to amortization was as follows: Schedule of Other Intangible Assets and Goodwill (Dollars in thousands) As of September 30, 2021 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 2,018 $ (1,914 ) $ 104 Lease intangible asset - - - Total other intangible assets $ 2,018 $ (1,914 ) $ 104 (Dollars in thousands) As of December 31, 2020 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 2,018 $ (1,838 ) $ 180 Lease intangible asset 350 (324 ) 26 Total other intangible assets $ 2,368 $ (2,162 ) $ 206
Schedule of Finite-lived Intangible Assets, Future Amortization Expense	The following sets forth estimated amortization expense for core deposit and lease intangible assets for the remainder of 2021 and in successive years ending December 31: Schedule of Finite-lived Intangible Assets, Future Amortization Expense (Dollars in thousands) Amortization expense Remainder of 2021 $ 20 2022 58 2023 26 Total $ 104

Mortgage Loan Servicing (Tables

Mortgage Loan Servicing (Tables)	9 Months Ended
	Sep. 30, 2021
Mortgage Loan Servicing
Schedule of Participating Mortgage Loans	Mortgage loans serviced for others are not reported as assets. The following table provides information on the principal balances of mortgage loans serviced for others: Schedule of Participating Mortgage Loans (Dollars in thousands) September 30, December 31, 2021 2020 FHLMC $ 694,967 $ 639,875 FHLB 19,000 28,157 Total $ 713,967 $ 668,032
Schedule of Servicing Asset at Amortized Cost	Activity for mortgage servicing rights was as follows: Schedule of Servicing Asset at Amortized Cost 2021 2020 2021 2020 Three months ended Nine months ended (Dollars in thousands) September 30, September 30, 2021 2020 2021 2020 Mortgage servicing rights: Balance at beginning of period $ 4,143 $ 2,806 $ 3,726 $ 2,446 Additions 406 946 1,598 1,915 Amortization (348 ) (420 ) (1,123 ) (1,029 ) Balance at end of period $ 4,201 $ 3,332 $ 4,201 $ 3,332

Earnings per Share (Tables)

Earnings per Share (Tables)	9 Months Ended
	Sep. 30, 2021
Earnings per share:
Schedule of Earnings Per Share, Basic and Diluted	Schedule of Earnings Per Share, Basic and Diluted 2021 2020 2021 2020 Three months ended Nine months ended (Dollars in thousands, except per share amounts) September 30, September 30, 2021 2020 2021 2020 Net earnings $ 4,517 $ 5,427 $ 14,864 $ 13,890 Weighted average common shares outstanding - basic (1) 4,758,494 4,730,201 4,756,008 4,753,107 Assumed exercise of stock options (1) 13,861 17,889 9,340 18,762 Weighted average common shares outstanding - diluted (1) 4,772,355 4,748,090 4,765,348 4,771,869 Earnings per share (1): Basic $ 0.95 $ 1.15 $ 3.13 $ 2.92 Diluted $ 0.95 $ 1.14 $ 3.12 $ 2.91 (1) Share and per share values for the periods ended September 30, 2020 have been adjusted to give effect to the 5

Repurchase Agreements (Tables)

Repurchase Agreements (Tables)	9 Months Ended
	Sep. 30, 2021
Schedule of Repurchase Agreements	The following is a summary of the balances and collateral of the Company’s repurchase agreements: Schedule of Repurchase Agreements As of September 30, 2021 (dollars in thousands) Overnight Greater and Continuous Up to 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal agency obligations $ 2,640 $ $ - $ $ 2,640 Agency mortgage-backed securities 3,579 - - - 3,579 Total $ 6,219 $ - $ - $ - $ 6,219 As of December 31, 2020 (dollars in thousands) Overnight and Up to Greater Continuous 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal agency obligations $ 2,412 $ - $ - $ $ 2,412 Agency mortgage-backed securities 3,959 - - - 3,959 Total $ 6,371 $ - $ - $ - $ 6,371

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	9 Months Ended
	Sep. 30, 2021
Revenue from Contract with Customer [Abstract]
Schedule of Revenue from Contracts with Customers Within Non-interest Income	All of the Company’s revenue from contracts with customers in the scope of ASC 606 is recognized within non-interest income. Items outside the scope of ASC 606 are noted as such. Schedule of Revenue from Contracts with Customers Within Non-interest Income 2021 2020 2021 2020 Three months ended Nine months ended (Dollars in thousands) September 30, September 30, 2021 2020 2021 2020 Non-interest income: Service charges on deposit accounts Overdraft fees $ 835 $ 780 $ 2,160 $ 2,196 Other 168 169 514 479 Interchange income 778 689 2,347 1,817 Loan servicing fees (1) 452 391 1,325 1,115 Office lease income (1) 165 164 496 488 Gains on sales of loans (1) 2,660 4,944 8,664 10,961 Bank owned life insurance income (1) 193 152 494 460 Gains on sales of investment securities (1) 30 678 1,138 2,448 Gains (losses) on sales of real estate owned 13 7 18 (38 ) Other 171 191 507 564 Total non-interest income $ 5,465 $ 8,165 $ 17,663 $ 20,490 (1) Not within the scope of ASC 606.

Fair Value of Financial Instr_2

Fair Value of Financial Instruments and Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2021
Fair Value Disclosures [Abstract]
Schedule of Fair Value, by Balance Sheet Grouping	Fair value estimates of the Company’s financial instruments as of September 30, 2021 and December 31, 2020, including methods and assumptions utilized, are set forth below: Schedule of Fair Value, by Balance Sheet Grouping As of September 30, 2021 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 117,314 $ 117,314 $ - $ - $ 117,314 Investment securities available-for-sale 378,518 40,314 338,204 - 378,518 Bank stocks, at cost 2,985 n/a n/a n/a n/a Loans, net 656,908 - - 666,080 666,080 Loans held for sale 8,929 - 8,929 - 8,929 Accrued interest receivable 4,613 127 1,543 2,943 4,613 Derivative financial instruments 824 - 824 - 824 Financial liabilities: Non-maturity deposits $ (957,420 ) $ (957,420 ) $ - $ - $ (957,420 ) Certificates of deposit (109,267 ) - (109,328 ) - (109,328 ) Subordinated debentures (21,651 ) - (16,271 ) - (16,271 ) Other borrowings (6,219 ) - (6,219 ) - (6,219 ) Accrued interest payable (135 ) - (135 ) - (135 ) As of December 31, 2020 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 84,818 $ 84,818 $ - $ - $ 84,818 Investment securities available-for-sale 297,270 2,037 295,233 - 297,270 Bank stocks, at cost 4,473 n/a n/a n/a n/a Loans, net 702,782 - - 718,071 718,071 Loans held for sale 15,533 - 15,533 - 15,533 Accrued interest receivable 4,885 - 1,697 3,188 4,885 Derivative financial instruments 1,796 - 1,796 - 1,796 Financial liabilities: Non-maturity deposits $ (882,277 ) $ (882,277 ) $ - $ - $ (882,277 ) Certificates of deposit (133,750 ) - (134,048 ) - (134,048 ) Subordinated debentures (21,651 ) - (15,232 ) - (15,232 ) Other borrowings (6,371 ) - (6,371 ) - (6,371 ) Accrued interest payable (168 ) - (168 ) - (168 ) Derivative financial instruments (466 ) - (466 ) - (466 )
Schedule of Fair Value, Assets Measured on Recurring Basis	The following tables represent the Company’s financial instruments that are measured at fair value on a recurring basis at September 30, 2021 and December 31, 2020, allocated to the appropriate fair value hierarchy: Schedule of Fair Value, Assets Measured on Recurring Basis (Dollars in thousands) As of September 30, 2021 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 40,314 $ 40,314 $ - $ - U. S. federal agency obligations 17,297 - 17,297 - Municipal obligations, tax exempt 140,788 - 140,788 - Municipal obligations, taxable 38,988 - 38,988 - Agency mortgage-backed securities 133,502 - 133,502 - Certificates of deposit 7,629 - 7,629 - Loans held for sale 8,929 - 8,929 - Derivative financial instruments 824 - 824 - As of December 31, 2020 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 2,037 $ 2,037 $ - $ - U. S. federal agency obligations 18,924 - 18,924 - Municipal obligations, tax exempt 142,676 - 142,676 - Municipal obligations, taxable 49,535 - 49,535 - Agency mortgage-backed securities 78,638 - 78,638 - Certificates of deposit 5,460 - 5,460 - Loans held for sale 15,533 - 15,533 - Derivative financial instruments 1,796 - 1,796 - Liability: Derivative financial instruments (466 ) - (466 ) -
Schedule of Fair Value Contractual Balance and Gain Loss on Loans Held for Sale	The aggregate fair value, contractual balance (including accrued interest), and gain on loans held for sale were as follows: Schedule of Fair Value Contractual Balance and Gain Loss on Loans Held for Sale As of As of September 30, December 31, (Dollars in thousands) 2021 2020 Aggregate fair value $ 8,929 $ 15,533 Contractual balance 8,822 15,151 Gain $ 107 $ 382
Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale	Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale 2021 2020 2021 2020 Three months ended Nine months ended September 30, September 30, (Dollars in thousands) 2021 2020 2021 2020 Total change in fair value $ (279 ) $ (315 ) $ (506 ) $ 1,657
Schedule of Fair Value Measurements on Nonrecurring, Valuation Techniques	The following table presents quantitative information about Level 3 fair value measurements measured at fair value on a nonrecurring basis as of September 30, 2021 and December 31, 2020. Schedule of Fair Value Measurements on Nonrecurring, Valuation Techniques (Dollars in thousands) Fair value Valuation technique Unobservable inputs Range As of September 30, 2021 Impaired loans: Commercial real estate $ 3,695 Sales comparison Adjustment to appraised value 20 % Commercial 8 Sales comparison Adjustment to comparable sales 0 100 Agriculture 1,436 Sales comparison Adjustment to appraised value 0 % Real estate owned: Commercial real estate 1,193 Sales comparison Adjustment to appraised value 0 % As of December 31, 2020 Impaired loans: Commercial real estate $ 3,640 Sales comparison Adjustment to appraised value 20 % Commercial 74 Sales comparison Adjustment to comparable sales 0 69 Agriculture 9 Sales comparison Adjustment to appraised value 20 % Real estate owned: One-to-four family residential real estate 48 Sales comparison Adjustment to appraised value 10 %

Regulatory Capital Requiremen_2

Regulatory Capital Requirements (Tables)	9 Months Ended
	Sep. 30, 2021
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies	The following is a comparison of the Company’s regulatory capital to minimum capital requirements at September 30, 2021 and December 31, 2020: Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Dollars in thousands) To be well-capitalized For capital under regulatory Actual adequacy purposes guidelines Amount Ratio Amount Ratio (1) Amount Ratio As of September 30, 2021 Leverage $ 133,511 10.78 % $ 49,523 4.0 % $ 61,904 5.0 % Common Equity Tier 1 Capital 112,511 14.82 % 53,138 7.0 % 49,342 6.5 % Tier 1 Capital 133,511 17.59 % 64,525 8.5 % 60,729 8.0 % Total Risk Based Capital 142,417 18.76 % 79,707 10.5 % 75,912 10.0 % As of December 31, 2020 Leverage $ 121,068 10.70 % $ 45,262 4.0 % $ 56,577 5.0 % Common Equity Tier 1 Capital 100,068 13.77 % 50,866 7.0 % 47,233 6.5 % Tier 1 Capital 121,068 16.66 % 61,766 8.5 % 58,133 8.0 % Total Risk Based Capital 129,983 17.89 % 76,300 10.5 % 72,666 10.0 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulation	The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at September 30, 2021 and December 31, 2020: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulation To be well-capitalized under prompt (Dollars in thousands) For capital corrective Actual adequacy purposes action provisions Amount Ratio Amount Ratio (1) Amount Ratio As of September 30, 2021 Leverage $ 129,962 10.53 % $ 49,375 4.0 % $ 61,718 5.0 % Common Equity Tier 1 Capital 129,962 17.14 % 53,065 7.0 % 49,275 6.5 % Tier 1 Capital 129,962 17.14 % 64,436 8.5 % 60,646 8.0 % Total Risk Based Capital 138,868 18.32 % 79,598 10.5 % 75,807 10.0 % As of December 31, 2020 Leverage $ 118,174 10.47 % $ 45,139 4.0 % $ 56,423 5.0 % Common Equity Tier 1 Capital 118,174 16.27 % 50,829 7.0 % 47,199 6.5 % Tier 1 Capital 118,174 16.27 % 61,721 8.5 % 58,091 8.0 % Total Risk Based Capital 127,089 17.50 % 76,244 10.5 % 72,613 10.0 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%

Schedule of Available-for-sale

Schedule of Available-for-sale Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Investment Holdings [Line Items]
Amortized cost	$ 370,688	$ 284,758
Gross unrealized gains	8,456	12,542
Gross unrealized losses	(626)	(30)
Estimated fair value	378,518	297,270
US Treasury Securities [Member]
Investment Holdings [Line Items]
Amortized cost	40,397	2,000
Gross unrealized gains	11	37
Gross unrealized losses	(94)
Estimated fair value	40,314	2,037
U.S. Federal Agency Obligations [Member]
Investment Holdings [Line Items]
Amortized cost	17,211	18,804
Gross unrealized gains	95	138
Gross unrealized losses	(9)	(18)
Estimated fair value	17,297	18,924
Municipal Obligations, Tax Exempt [Member]
Investment Holdings [Line Items]
Amortized cost	135,818	136,321
Gross unrealized gains	4,999	6,367
Gross unrealized losses	(29)	(12)
Estimated fair value	140,788	142,676
Municipal Obligations, Taxable [Member]
Investment Holdings [Line Items]
Amortized cost	37,599	46,643
Gross unrealized gains	1,447	2,892
Gross unrealized losses	(58)
Estimated fair value	38,988	49,535
Agency Mortgage-backed Securities [Member]
Investment Holdings [Line Items]
Amortized cost	132,034	75,530
Gross unrealized gains	1,904	3,108
Gross unrealized losses	(436)
Estimated fair value	133,502	78,638
Certificates of Deposit [Member]
Investment Holdings [Line Items]
Amortized cost	7,629	5,460
Gross unrealized gains
Gross unrealized losses
Estimated fair value	$ 7,629	$ 5,460

Schedule of Available for Sale

Schedule of Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Details) Number in Thousands, $ in Thousands	Sep. 30, 2021USD ($)Number	Dec. 31, 2020USD ($)Number
Investment Holdings [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | Number	73	16
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 121,507	$ 15,963
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Unrealized losses	(623)	(30)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	3,348
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Unrealized losses	(3)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	124,855	15,963
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ (626)	$ (30)
US Treasury Securities [Member]
Investment Holdings [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | Number	15
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 28,065
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Unrealized losses	(94)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Unrealized losses
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	28,065
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ (94)
U.S. Federal Agency Obligations [Member]
Investment Holdings [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | Number	4	4
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 7,125	$ 11,772
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Unrealized losses	(7)	(18)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	3,068
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Unrealized losses	(2)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	10,193	11,772
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ (9)	$ (18)
Municipal Obligations, Tax Exempt [Member]
Investment Holdings [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | Number	25	12
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 8,628	$ 4,191
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Unrealized losses	(28)	(12)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	280
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Unrealized losses	(1)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	8,908	4,191
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ (29)	$ (12)
Municipal Obligations, Taxable [Member]
Investment Holdings [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | Number	8
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 4,781
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Unrealized losses	(58)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Unrealized losses
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	4,781
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ (58)
Agency Mortgage-backed Securities [Member]
Investment Holdings [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | Number	21
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 72,908
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Unrealized losses	(436)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Unrealized losses
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	72,908
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ (436)

Schedule of Investments Classif

Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Schedule of Investments [Abstract]
Amortized cost, Due in less than one year	$ 29,938
Estimated fair value, Due in less than one year	30,020
Amortized cost, Due after one year but within five years	232,658
Estimated fair value, Due after one year but within five years	235,528
Amortized cost, Due after five years but within ten years	52,948
Estimated fair value, Due after five years but within ten years	55,177
Amortized cost, Due after ten years	55,144
Estimated fair value, Due after ten years	57,793
Amortized cost, Total	370,688	$ 284,758
Estimated fair value, Total	$ 378,518	$ 297,270

Schedule of Realized Gain (loss

Schedule of Realized Gain (loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Schedule of Investments [Abstract]
Sales proceeds	$ 1,400	$ 16,655	$ 16,623	$ 61,164
Realized gains	30	678	1,138	2,450
Realized losses				(2)
Net realized gains	$ 30	$ 678	$ 1,138	$ 2,448

Investments (Details Narrative)

Investments (Details Narrative) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Schedule of Investments [Abstract]
Security owned and pledged as collateral, fair value	$ 309.6	$ 282.2
Equity method investment, ownership percentage	10.00%

Schedule of Loans (Details)

Schedule of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Total gross loans	$ 664,738	$ 713,514
Net deferred loan costs (fees) and loans in process	936	(1,957)
Allowance for loan losses	(8,766)	(8,775)
Loans, net	656,908	702,782
One To Four Family Residential Real Estate [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Total gross loans	161,120	157,984
Construction and Land Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Total gross loans	26,658	26,106
Commercial Real Estate Loan [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Total gross loans	193,455	172,307
Commercial Loan [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Total gross loans	135,790	134,047
Paycheck Protection Program Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Total gross loans	28,671	100,084
Agriculture Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Total gross loans	91,305	96,532
Municipal Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Total gross loans	2,115	2,332
Consumer Loan [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Total gross loans	$ 25,624	$ 24,122

Schedule of Allowance for Credi

Schedule of Allowance for Credit Losses on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Balance	$ 9,163	$ 7,747	$ 8,775	$ 6,467
Charge-offs	(615)	(407)	(907)	(803)
Recoveries	218	26	398	102
Provision for loan losses		1,000	500	2,600
Balance	8,766	8,366	8,766	8,366
Individually evaluated for loss	693		693		$ 266
Collectively evaluated for loss	8,073		8,073		8,509
Total	8,766	8,366	8,766	8,366	8,775
Individually evaluated for loss	11,471		11,471		12,462
Collectively evaluated for loss	653,267		653,267		701,052
Loans and Leases Receivable, Gross, Total	664,738		664,738		713,514
One To Four Family Residential Real Estate Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Balance	725	707	859	501
Charge-offs		(89)	(81)	(109)
Recoveries	8		10
Provision for loan losses	(89)	213	(144)	439
Balance	644	831	644	831
Individually evaluated for loss
Collectively evaluated for loss	644		644		859
Total	644	831	644	831	859
Individually evaluated for loss	917		917		914
Collectively evaluated for loss	160,203		160,203		157,070
Loans and Leases Receivable, Gross, Total	161,120		161,120		157,984
Construction and Land Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Balance	131	273	181	271
Charge-offs		(91)		(191)
Recoveries	120		221
Provision for loan losses	(117)	22	(268)	124
Balance	134	204	134	204
Individually evaluated for loss
Collectively evaluated for loss	134		134		181
Total	134	204	134	204	181
Individually evaluated for loss	919		919		1,137
Collectively evaluated for loss	25,739		25,739		24,969
Loans and Leases Receivable, Gross, Total	26,658		26,658		26,106
Commercial Real Estate Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Balance	3,412	1,693	2,482	1,386
Charge-offs	(540)		(540)	(120)
Recoveries				13
Provision for loan losses	25	264	955	678
Balance	2,897	1,957	2,897	1,957
Individually evaluated for loss	45		45		177
Collectively evaluated for loss	2,852		2,852		2,305
Total	2,897	1,957	2,897	1,957	2,482
Individually evaluated for loss	6,124		6,124		8,119
Collectively evaluated for loss	187,331		187,331		164,188
Loans and Leases Receivable, Gross, Total	193,455		193,455		172,307
Commercial Loan [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Balance	2,588	2,356	2,388	1,815
Charge-offs		(167)	(72)	(200)
Recoveries	11	1	13	3
Provision for loan losses	18	436	288	1,008
Balance	2,617	2,626	2,617	2,626
Individually evaluated for loss	505		505		22
Collectively evaluated for loss	2,112		2,112		2,366
Total	2,617	2,626	2,617	2,626	2,388
Individually evaluated for loss	1,086		1,086		1,639
Collectively evaluated for loss	134,704		134,704		132,408
Loans and Leases Receivable, Gross, Total	135,790		135,790		134,047
Paycheck Protection Program Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Balance
Charge-offs
Recoveries
Provision for loan losses
Balance
Individually evaluated for loss
Collectively evaluated for loss
Total
Individually evaluated for loss
Collectively evaluated for loss	28,671		28,671		100,084
Loans and Leases Receivable, Gross, Total	28,671		28,671		100,084
Agriculture Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Balance	2,156	2,565	2,690	2,347
Charge-offs		(3)	(50)	(3)
Recoveries	50		50
Provision for loan losses	117	15	(367)	233
Balance	2,323	2,577	2,323	2,577
Individually evaluated for loss	143		143		67
Collectively evaluated for loss	2,180		2,180		2,623
Total	2,323	2,577	2,323	2,577	2,690
Individually evaluated for loss	2,387		2,387		614
Collectively evaluated for loss	88,918		88,918		95,918
Loans and Leases Receivable, Gross, Total	91,305		91,305		96,532
Municipal Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Balance	5	6	6	7
Charge-offs
Recoveries			6	6
Provision for loan losses			(7)	(7)
Balance	5	6	5	6
Individually evaluated for loss
Collectively evaluated for loss	5		5		6
Total	5	6	5	6	6
Individually evaluated for loss	36		36		36
Collectively evaluated for loss	2,079		2,079		2,296
Loans and Leases Receivable, Gross, Total	2,115		2,115		2,332
Consumer Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Balance	146	147	169	140
Charge-offs	(75)	(57)	(164)	(180)
Recoveries	29	25	98	80
Provision for loan losses	46	50	43	125
Balance	146	165	146	165
Individually evaluated for loss
Collectively evaluated for loss	146		146		169
Total	146	$ 165	146	$ 165	169
Individually evaluated for loss	2		2		3
Collectively evaluated for loss	25,622		25,622		24,119
Loans and Leases Receivable, Gross, Total	$ 25,624		$ 25,624		$ 24,122

Schedule of Impaired Loans (Det

Schedule of Impaired Loans (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Unpaid contractual principal	$ 13,640	$ 14,763
Impaired loan balance	11,471	12,462
Impaired loans without an allowance	5,639	8,473
Impaired loans with an allowance	5,832	3,989
Related allowance recorded	693	266
Year-to-date average loan balance	11,479	12,948
Year-to-date interest income recognized	128	148
One To Four Family Residential Real Estate Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Unpaid contractual principal	917	914
Impaired loan balance	917	914
Impaired loans without an allowance	917	914
Impaired loans with an allowance
Related allowance recorded
Year-to-date average loan balance	933	925
Year-to-date interest income recognized	6	3
Construction and Land Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Unpaid contractual principal	2,569	2,872
Impaired loan balance	919	1,137
Impaired loans without an allowance	919	1,137
Impaired loans with an allowance
Related allowance recorded
Year-to-date average loan balance	996	1,211
Year-to-date interest income recognized	16	26
Commercial Real Estate Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Unpaid contractual principal	6,124	8,119
Impaired loan balance	6,124	8,119
Impaired loans without an allowance	2,384	4,302
Impaired loans with an allowance	3,740	3,817
Related allowance recorded	45	177
Year-to-date average loan balance	6,173	8,152
Year-to-date interest income recognized	28	8
Commercial Loan [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Unpaid contractual principal	1,437	1,990
Impaired loan balance	1,086	1,639
Impaired loans without an allowance	573	1,543
Impaired loans with an allowance	513	96
Related allowance recorded	505	22
Year-to-date average loan balance	1,127	1,984
Year-to-date interest income recognized	30	43
Agriculture Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Unpaid contractual principal	2,555	829
Impaired loan balance	2,387	614
Impaired loans without an allowance	808	538
Impaired loans with an allowance	1,579	76
Related allowance recorded	143	67
Year-to-date average loan balance	2,212	618
Year-to-date interest income recognized	48	67
Municipal Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Unpaid contractual principal	36	36
Impaired loan balance	36
Impaired loans without an allowance	36	36
Impaired loans with an allowance
Related allowance recorded
Year-to-date average loan balance	36	54
Year-to-date interest income recognized		1
Consumer Loan [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Unpaid contractual principal	2	3
Impaired loan balance	2	3
Impaired loans without an allowance	2	3
Impaired loans with an allowance
Related allowance recorded
Year-to-date average loan balance	2	4
Year-to-date interest income recognized

Schedule of Past Due Financing

Schedule of Past Due Financing Receivables (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	$ 1,542	$ 1,530
Loans, Non-accrual loans	9,829	10,515
Loan, Total past due and non-accrual loans	11,371	12,045
Loan, Total loans not past due	$ 653,367	$ 701,469
Percentage of gross loans, Total past due loans accruing	0.23%	0.22%
Percent of gross loans, Non-accrual loans	1.48%	1.47%
Percentage of Total past due and non-accrual loans	1.71%	1.69%
Percentage of Total loans not past due	98.29%	98.31%
Thirty To Fifty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	$ 633	$ 1,315
Percentage of gross loans, Total past due loans accruing	0.09%	0.19%
Sixty To Eighty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	$ 909	$ 215
Percentage of gross loans, Total past due loans accruing	0.14%	0.03%
Ninety Days or More Delinquent and Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Percentage of gross loans, Total past due loans accruing	0.00%	0.00%
One To Four Family Residential Real Estate [Member] | Thirty To Fifty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	$ 47	$ 262
One To Four Family Residential Real Estate [Member] | Sixty To Eighty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	40	185
One To Four Family Residential Real Estate [Member] | Ninety Days or More Delinquent and Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
One To Four Family Residential Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	87	447
Loans, Non-accrual loans	756	749
Loan, Total past due and non-accrual loans	843	1,196
Loan, Total loans not past due	160,277	156,788
Construction and Land Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Loans, Non-accrual loans	684	694
Loan, Total past due and non-accrual loans	684	694
Loan, Total loans not past due	25,974	25,412
Construction and Land Loans [Member] | Thirty To Fifty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Construction and Land Loans [Member] | Sixty To Eighty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Construction and Land Loans [Member] | Ninety Days or More Delinquent and Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Loans, Non-accrual loans	6,124	8,119
Loan, Total past due and non-accrual loans	6,124	8,119
Loan, Total loans not past due	187,331	164,188
Commercial Real Estate [Member] | Thirty To Fifty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Commercial Real Estate [Member] | Sixty To Eighty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Commercial Real Estate [Member] | Ninety Days or More Delinquent and Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Commercial Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	479	832
Loans, Non-accrual loans	597	874
Loan, Total past due and non-accrual loans	1,076	1,706
Loan, Total loans not past due	134,714	132,341
Commercial Loans [Member] | Thirty To Fifty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	110	832
Commercial Loans [Member] | Sixty To Eighty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	369
Commercial Loans [Member] | Ninety Days or More Delinquent and Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Paycheck Protection Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Loans, Non-accrual loans
Loan, Total past due and non-accrual loans
Loan, Total loans not past due	28,671	100,084
Paycheck Protection Loans [Member] | Thirty To Fifty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Paycheck Protection Loans [Member] | Sixty To Eighty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Paycheck Protection Loans [Member] | Ninety Days or More Delinquent and Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Agriculture Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	937	235
Loans, Non-accrual loans	1,666	76
Loan, Total past due and non-accrual loans	2,603	311
Loan, Total loans not past due	88,702	96,221
Agriculture Loans [Member] | Thirty To Fifty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	437	206
Agriculture Loans [Member] | Sixty To Eighty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	500	29
Agriculture Loans [Member] | Ninety Days or More Delinquent and Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Municipal Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Loans, Non-accrual loans
Loan, Total past due and non-accrual loans
Loan, Total loans not past due	2,115	2,332
Municipal Loans [Member] | Thirty To Fifty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Municipal Loans [Member] | Sixty To Eighty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Municipal Loans [Member] | Ninety Days or More Delinquent and Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing
Consumer Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	39	16
Loans, Non-accrual loans	2	3
Loan, Total past due and non-accrual loans	41	19
Loan, Total loans not past due	25,583	24,103
Consumer Loans [Member] | Thirty To Fifty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing	39	15
Consumer Loans [Member] | Sixty To Eighty Nine Days Delinquent And Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing		1
Consumer Loans [Member] | Ninety Days or More Delinquent and Accruing [Member]
Financing Receivable, Past Due [Line Items]
Loans, Total past due loans accruing

Schedule of Risk Categories by

Schedule of Risk Categories by Loan Class (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	$ 664,738	$ 713,514
One To Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	161,120	157,984
Construction and Land Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	26,658	26,106
Agriculture Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	91,305	96,532
Municipal Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	2,115	2,332
Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	25,624	24,122
Loans Receivables Non Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	645,013	688,278
Loans Receivables Non Classified [Member] | One To Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	158,071	154,985
Loans Receivables Non Classified [Member] | Construction and Land Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	25,879	25,412
Loans Receivables Non Classified [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	184,756	161,661
Loans Receivables Non Classified [Member] | Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	133,856	132,023
Loans Receivables Non Classified [Member] | Paycheck Protection Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	28,671	100,084
Loans Receivables Non Classified [Member] | Agriculture Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	86,043	87,662
Loans Receivables Non Classified [Member] | Municipal Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	2,115	2,332
Loans Receivables Non Classified [Member] | Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	25,622	24,119
Loans Receivables Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	19,725	25,236
Loans Receivables Classified [Member] | One To Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	3,049	2,999
Loans Receivables Classified [Member] | Construction and Land Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	779	694
Loans Receivables Classified [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	8,699	10,646
Loans Receivables Classified [Member] | Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	1,934	2,024
Loans Receivables Classified [Member] | Paycheck Protection Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total
Loans Receivables Classified [Member] | Agriculture Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	5,262	8,870
Loans Receivables Classified [Member] | Municipal Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total
Loans Receivables Classified [Member] | Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross, Total	$ 2	$ 3

Schedule of Troubled Debt Restr

Schedule of Troubled Debt Restructurings on Financing Receivables (Details) Number in Thousands, $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2021USD ($)Number	Dec. 31, 2020USD ($)Number
One To Four Family Residential Real Estate Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Troubled debt restructurings, Number of loans | Number	2	2
Financing receivable, modifications, recorded investment, non accrual balance
Financing receivable, modifications, recorded investment, accruing balance	$ 161	$ 165
Construction and Land Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Troubled debt restructurings, Number of loans | Number	4	5
Financing receivable, modifications, recorded investment, non accrual balance	$ 684	$ 693
Financing receivable, modifications, recorded investment, accruing balance	$ 235	$ 443
Commercial Real Estate Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Troubled debt restructurings, Number of loans | Number	2	2
Financing receivable, modifications, recorded investment, non accrual balance	$ 1,227	$ 1,227
Financing receivable, modifications, recorded investment, accruing balance
Commercial Loan [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Troubled debt restructurings, Number of loans | Number	4	7
Financing receivable, modifications, recorded investment, non accrual balance	$ 33	$ 33
Financing receivable, modifications, recorded investment, accruing balance	$ 489	$ 765
Agriculture loan [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Troubled debt restructurings, Number of loans | Number	4	4
Financing receivable, modifications, recorded investment, non accrual balance
Financing receivable, modifications, recorded investment, accruing balance	$ 721	$ 538
Municipal Loans [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Troubled debt restructurings, Number of loans | Number	1	1
Financing receivable, modifications, recorded investment, non accrual balance
Financing receivable, modifications, recorded investment, accruing balance	$ 36	$ 36
Troubled Debt Restructurings [Member]
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Line Items]
Troubled debt restructurings, Number of loans | Number	17	21
Financing receivable, modifications, recorded investment, non accrual balance	$ 1,944	$ 1,953
Financing receivable, modifications, recorded investment, accruing balance	$ 1,642	$ 1,947

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses (Details Narrative) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020	Dec. 31, 2019
Financing Receivable, Past Due [Line Items]
Allowance for Loan and Lease Losses Write-offs, Net	$ 397,000	$ 381,000	$ 509,000	$ 701,000
Impaired loan balance	11,471,000		11,471,000			$ 12,462,000
Loans and leases receivable, impaired, interest lost on nonaccrual loans			635,000	264,000
Loan classified as TDRs	237,000	571,000	237,000	571,000
Loan classified as tdrs	479,000		479,000
Financial commercial loans				827,000
Loans and Leases Receivable, Allowance	8,766,000	8,366,000	8,766,000	8,366,000	$ 9,163,000	8,775,000	$ 7,747,000	$ 6,467,000
One To Four Family Residential Real Estate [Member] | Short-Term Repayment Plans [Member]
Financing Receivable, Past Due [Line Items]
Payments for Loans			74,000
COVID-19 [Member]
Financing Receivable, Past Due [Line Items]
Loan classified as tdrs	3,700,000		3,700,000
Trouble Debt Restructurings [Member]
Financing Receivable, Past Due [Line Items]
Loan classified as TDRs		33,000		1,400,000
Provision For Loan Losses Reversal	2,000	$ 0	7,000	$ 0
Loans and Leases Receivable, Allowance	$ 2,000		$ 2,000			$ 9,000

Schedule of Other Intangible As

Schedule of Other Intangible Assets and Goodwill (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	$ 2,018	$ 2,368
Intangible assets, Accumulated amortization	(1,914)	(2,162)
Intangible assets, Net carrying amount	104	206
Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	2,018	2,018
Intangible assets, Accumulated amortization	(1,914)	(1,838)
Intangible assets, Net carrying amount	104	180
Lease Agreements [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount		350
Intangible assets, Accumulated amortization		(324)
Intangible assets, Net carrying amount		$ 26

Schedule of Finite-lived Intang

Schedule of Finite-lived Intangible Assets, Future Amortization Expense (Details) $ in Thousands	Sep. 30, 2021USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
Remainder of 2021	$ 20
2022	58
2023	26
Total	$ 104

Schedule of Participating Mortg

Schedule of Participating Mortgage Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Net Investment Income [Line Items]
Total	$ 713,967	$ 668,032
Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
Net Investment Income [Line Items]
Total	694,967	639,875
Federal Home Loan Bank Certificates and Obligations (FHLB) [Member]
Net Investment Income [Line Items]
Total	$ 19,000	$ 28,157

Schedule of Servicing Asset at

Schedule of Servicing Asset at Amortized Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Mortgage Loan Servicing
Balance at beginning of period	$ 4,143	$ 2,806	$ 3,726	$ 2,446
Additions	406	946	1,598	1,915
Amortization	(348)	(420)	(1,123)	(1,029)
Balance at end of period	$ 4,201	$ 3,332	$ 4,201	$ 3,332

Mortgage Loan Servicing (Detail

Mortgage Loan Servicing (Details Narrative) - USD ($)	9 Months Ended		12 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Loss on reserve for mortage loan	$ 9,000
Weighted Average [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Assumption for fair value of interests continued to be held by transferor servicing assets or liabilities weighted average default rate	1.34%		1.36%
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Write-down or Reserve, Amount	$ 226,000		$ 235,000
Mortgage Loans Serviced [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Escrow deposit	10,400,000		5,800,000
Interest and Fee Income, Other Loans	452,000	$ 391,000
Gross service fee income	1,300,000	$ 1,100,000
Servicing asset at fair value, amount	$ 6,100,000		$ 4,400,000
Mortgage Loans Serviced [Member] | Minimum [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, discount rate	8.87%		8.78%
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, prepayment speed	6.10%		7.10%
Mortgage Loans Serviced [Member] | Maximum [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, discount rate	12.00%		12.00%
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, prepayment speed	25.31%		29.61%

Schedule of Earnings Per Share,

Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Earnings per share:
Net earnings		$ 4,517	$ 5,427	$ 14,864	$ 13,890
Weighted average common shares outstanding - basic (1)	[1]	4,758,494	4,730,201	4,756,008	4,753,107
Assumed exercise of stock options (1)	[1]	13,861	17,889	9,340	18,762
Weighted average common shares outstanding - diluted (1)	[1]	4,772,355	4,748,090	4,765,348	4,771,869
Basic	[2]	$ 0.95	$ 1.15	$ 3.13	$ 2.92
Diluted	[2]	$ 0.95	$ 1.14	$ 3.12	$ 2.91
[1]	Share and per share values for the periods ended September 30, 2020 have been adjusted to give effect to the 5
[2]	Per share amounts for the periods ended September 30, 2020 have been adjusted to give effect to the 5% stock dividend paid during December 2020.

Schedule of Earnings Per Shar_2

Schedule of Earnings Per Share, Basic and Diluted (Details) (Parenthetical)	12 Months Ended
	Dec. 31, 2020
Earnings per share:
Stock dividend, percentage	5.00%

Earnings per Share (Details Nar

Earnings per Share (Details Narrative) - $ / shares	Nov. 10, 2021	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Subsequent Event [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount			105,041	31,733
Cash dividend declared		$ 0.20	$ 0.19	$ 0.60	$ 0.57
Subsequent Event [Member]
Subsequent Event [Line Items]
Cash dividend declared	$ 0.20

Schedule of Repurchase Agreemen

Schedule of Repurchase Agreements (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	$ 6,219	$ 6,371
U.S. Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	2,640	2,412
Agency Mortgage-backed Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	3,579	3,959
Overnight And Continuous [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	6,219	6,371
Overnight And Continuous [Member] | U.S. Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	2,640	2,412
Overnight And Continuous [Member] | Agency Mortgage-backed Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount	3,579	3,959
Upto 30 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Upto 30 Days [Member] | U.S. Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Upto 30 Days [Member] | Agency Mortgage-backed Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
30 - 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
30 - 90 Days [Member] | U.S. Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
30 - 90 Days [Member] | Agency Mortgage-backed Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Greater Than 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Greater Than 90 Days [Member] | U.S. Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount
Greater Than 90 Days [Member] | Agency Mortgage-backed Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Assets sold under agreements to repurchase, carrying amount

Repurchase Agreements (Details

Repurchase Agreements (Details Narrative) - Repurchase Agreements [Member] - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Net Investment Income [Line Items]
Customer funds	$ 6.2	$ 6.4
Debt instrument, collateral amount	$ 7.1	$ 8.7

Schedule of Revenue from Contra

Schedule of Revenue from Contracts with Customers Within Non-interest Income (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Revenue from Contract with Customer [Abstract]
Overdraft fees		$ 835	$ 780	$ 2,160	$ 2,196
Other		168	169	514	479
Interchange income		778	689	2,347	1,817
Loan servicing fees (1)	[1]	452	391	1,325	1,115
Office lease income (1)	[1]	165	164	496	488
Gains on sales of loans (1)	[1]	2,660	4,944	8,664	10,961
Bank owned life insurance income (1)	[1]	193	152	494	460
Gains on sales of investment securities (1)	[1]	30	678	1,138	2,448
Gains (losses) on sales of real estate owned		13	7	18	(38)
Other		171	191	507	564
Total non-interest income		$ 5,465	$ 8,165	$ 17,663	$ 20,490
[1]	Not within the scope of ASC 606.

Schedule of Fair Value, by Bala

Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investment securities available-for-sale	$ 378,518	$ 297,270
Loans held for sale	8,929	15,533
Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	117,314	84,818
Investment securities available-for-sale	40,314	2,037
Loans, net
Loans held for sale
Accrued interest receivable	127
Derivative financial instruments
Non-maturity deposits	(957,420)	(882,277)
Certificates of deposit
Subordinated debentures
Other borrowings
Accrued interest payable
Derivative financial instruments
Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents
Investment securities available-for-sale	338,204	295,233
Loans, net
Loans held for sale	8,929	15,533
Accrued interest receivable	1,543	1,697
Derivative financial instruments	824	1,796
Non-maturity deposits
Certificates of deposit	(109,328)	(134,048)
Subordinated debentures	(16,271)	(15,232)
Other borrowings	(6,219)	(6,371)
Accrued interest payable	(135)	(168)
Derivative financial instruments		(466)
Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents
Investment securities available-for-sale
Loans, net	666,080	718,071
Loans held for sale
Accrued interest receivable	2,943	3,188
Derivative financial instruments
Non-maturity deposits
Certificates of deposit
Subordinated debentures
Other borrowings
Accrued interest payable
Derivative financial instruments
Fair Value Measured at Net Asset Value Per Share [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	117,314	84,818
Investment securities available-for-sale	378,518	297,270
Loans, net	666,080	718,071
Loans held for sale	8,929	15,533
Accrued interest receivable	4,613	4,885
Derivative financial instruments	824	1,796
Non-maturity deposits	(957,420)	(882,277)
Certificates of deposit	(109,328)	(134,048)
Subordinated debentures	(16,271)	(15,232)
Other borrowings	(6,219)	(6,371)
Accrued interest payable	(135)	(168)
Derivative financial instruments		(466)
Reported Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	117,314	84,818
Investment securities available-for-sale	378,518	297,270
Bank stocks, at cost	2,985	4,473
Loans, net	656,908	702,782
Loans held for sale	8,929	15,533
Accrued interest receivable	4,613	4,885
Derivative financial instruments	824	1,796
Non-maturity deposits	(957,420)	(882,277)
Certificates of deposit	(109,267)	(133,750)
Subordinated debentures	(21,651)	(21,651)
Other borrowings	(6,219)	(6,371)
Accrued interest payable	$ (135)	(168)
Derivative financial instruments		$ (466)

Schedule of Fair Value, Assets

Schedule of Fair Value, Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	$ 378,518	$ 297,270
Loans held for Sale	8,929	15,533
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	40,314	2,037
Loans held for Sale
Assets: Derivative financial instruments
Liabilities: Derivative financial instruments
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	338,204	295,233
Loans held for Sale	8,929	15,533
Assets: Derivative financial instruments	824	1,796
Liabilities: Derivative financial instruments		466
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Loans held for Sale
Assets: Derivative financial instruments
Liabilities: Derivative financial instruments
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for Sale	8,929	15,533
Assets: Derivative financial instruments	824	1,796
Liabilities: Derivative financial instruments		(466)
Fair Value, Recurring [Member] | Municipal Obligations, Tax Exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	140,788	142,676
Fair Value, Recurring [Member] | Municipal Obligations, Taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	38,988	49,535
Fair Value, Recurring [Member] | Agency Mortgage-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	133,502	78,638
Fair Value, Recurring [Member] | Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	7,629	5,460
Fair Value, Recurring [Member] | U.S. Federal Agency Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	17,297	18,924
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for Sale
Assets: Derivative financial instruments
Liabilities: Derivative financial instruments
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Municipal Obligations, Tax Exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Municipal Obligations, Taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Agency Mortgage-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | U.S. Federal Agency Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for Sale	8,929	15,533
Assets: Derivative financial instruments	824	1,796
Liabilities: Derivative financial instruments		(466)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Municipal Obligations, Tax Exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	140,788	142,676
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Municipal Obligations, Taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	38,988	49,535
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Agency Mortgage-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	133,502	78,638
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	7,629	5,460
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | U.S. Federal Agency Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	17,297	18,924
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for Sale
Assets: Derivative financial instruments
Liabilities: Derivative financial instruments
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Municipal Obligations, Tax Exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Municipal Obligations, Taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Agency Mortgage-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Certificates of Deposit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | U.S. Federal Agency Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	40,314	2,037
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	40,314	2,037
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale

Schedule of Fair Value Contract

Schedule of Fair Value Contractual Balance and Gain Loss on Loans Held for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Fair Value Disclosures [Abstract]
Aggregate fair value	$ 8,929	$ 15,533
Contractual balance	8,822	15,151
Gain	$ 107	$ 382

Schedule of Gains and Losses fr

Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Fair Value Disclosures [Abstract]
Total change in fair value	$ (279)	$ (315)	$ (506)	$ 1,657

Schedule of Fair Value Measurem

Schedule of Fair Value Measurements on Nonrecurring, Valuation Techniques (Details) - Fair Value, Nonrecurring [Member] $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Commercial Real Estate Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans Fair Value Disclosure	$ 3,695	$ 3,640
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to appraised value	Adjustment to appraised value
Fair Value Measurements Range	0.20	0.20
Real estate owned Fair Value Disclosure	$ 1,193
Fair Value Measurements, Real estate owned Valuation Techniques	Sales comparison
Fair Value Measurements, Real estate owned Unobservable inputs	Adjustment to appraised value
Fair Value Measurements Real estate owned Range	0.00%
Commercial Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans Fair Value Disclosure	$ 8	$ 74
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to comparable sales	Adjustment to comparable sales
Commercial Loan [Member] | Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements Range	0	0
Commercial Loan [Member] | Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements Range	1	0.69
Agriculture loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans Fair Value Disclosure	$ 1,436	$ 9
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to appraised value	Adjustment to appraised value
Fair Value Measurements Range	0	0.20
One To Four Family Residential Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned Fair Value Disclosure		$ 48
Fair Value Measurements, Real estate owned Valuation Techniques		Sales comparison
Fair Value Measurements, Real estate owned Unobservable inputs		Adjustment to appraised value
Fair Value Measurements Real estate owned Range		10.00%

Fair Value of Financial Instr_3

Fair Value of Financial Instruments and Fair Value Measurements (Details Narrative) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Fair Value Disclosures [Abstract]
Impaired financing receivable, recorded investment	$ 11,471	$ 12,462
Allocated allowance	$ 693	$ 266

Schedule of Compliance with Reg

Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Details) $ in Thousands		Sep. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Common Equity Tier 1 Capital - For capital adequacy purposes Ratio		4.50%
Companys Regulatory Capital Requirements [Member]
Leverage - Actual Amount		$ 133,511	$ 121,068
Leverage - Actual Ratio		0.1078	0.1070
Leverage - For capital adequacy purposes Amount		$ 49,523	$ 45,262
Leverage - For capital adequacy purposes Ratio	[1]	0.040	0.040
Leverage - To be well-capitalized under prompt corrective action provisions Amount		$ 61,904	$ 56,577
Leverage - To be well-capitalized under prompt corrective action provisions Ratio		0.050	0.050
Common Equity Tier 1 Capital - Actual Amount		$ 112,511	$ 100,068
Common Equity Tier 1 Capital - Actual Ratio		14.82%	13.77%
Common Equity Tier 1 Capital - For capital adequacy purposes Amount		$ 53,138	$ 50,866
Common Equity Tier 1 Capital - For capital adequacy purposes Ratio	[1]	7.00%	7.00%
Common Equity Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Amount		$ 49,342	$ 47,233
Common Equity Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Ratio		6.50%	6.50%
Tier 1 Capital - Actual Amount		$ 133,511	$ 121,068
Tier 1 Capital - Actual Ratio		0.1759	0.1666
Tier 1 Capital - For capital adequacy purposes Amount		$ 64,525	$ 61,766
Tier 1 Capital - For capital adequacy purposes Ratio	[1]	0.085	0.085
Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Amount		$ 60,729	$ 58,133
Tier 1 Capital - To be well-capitalized under prompt corrective action provisions Ratio		0.080	0.080
Total Risk Based Capital - Actual Amount		$ 142,417	$ 129,983
Total Risk Based Capital - Actual Ratio		0.1876	0.1789
Total Risk Based Capital - For capital adequacy purposes Amount		$ 79,707	$ 76,300
Total Risk Based Capital - For capital adequacy purposes Ratio	[1]	0.105	0.105
Total Risk Based Capital - To be well-capitalized under prompt corrective action provisions Amount		$ 75,912	$ 72,666
Total Risk Based Capital - To be well-capitalized under prompt corrective action provisions Ratio		0.100	0.100
[1]	The required ratios for capital adequacy purposes include a capital conservation buffer of 2.

Schedule of Compliance with R_2

Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulation (Details) $ in Thousands		Sep. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Common Equity Tier 1 Capital - For capital adequacy purposes Ratio		4.50%
Banks Regulatory Capital Requirements [Member]
Banking Regulation, Tier One Leverage Capital, Actual		$ 129,962	$ 118,174
Banking Regulation, Tier One Leverage Capital Ratio, Actual		0.1053	0.1047
Banking Regulation, Tier One Leverage Capital, Capital Adequacy, Minimum		$ 49,375	$ 45,139
Banking Regulation, Tier One Leverage Capital Ratio, Capital Adequacy, Minimum	[1]	0.040	0.040
Banking Regulation, Tier One Leverage Capital, Well Capitalized, Minimum		$ 61,718	$ 56,423
Banking Regulation, Tier One Leverage Capital Ratio, Well Capitalized, Minimum		0.050	0.050
Common Equity Tier 1 Capital - Actual Amount		$ 129,962	$ 118,174
Common Equity Tier 1 Capital - Actual Ratio		17.14%	16.27%
Common Equity Tier One Risk Based Capital Required For Capital Adequacy		$ 53,065	$ 50,829
Common Equity Tier 1 Capital - For capital adequacy purposes Ratio	[1]	7.00%	7.00%
Common Equity Tier One Required To Be Well Capitalized		$ 49,275	$ 47,199
Common Equity Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets		6.50%	6.50%
Banking Regulation, Tier One Risk-Based Capital, Actual		$ 129,962	$ 118,174
Banking Regulation, Tier One Risk-Based Capital Ratio, Actual		0.1714	0.1627
Banking Regulation, Tier One Risk-Based Capital, Capital Adequacy, Minimum		$ 64,436	$ 61,721
Banking Regulation, Tier One Risk-Based Capital Ratio, Capital Adequacy, Minimum	[1]	0.085	0.085
Banking Regulation, Tier One Risk-Based Capital, Well Capitalized, Minimum		$ 60,646	$ 58,091
Banking Regulation, Tier One Risk-Based Capital Ratio, Well Capitalized, Minimum		0.080	0.080
Banking Regulation, Total Capital, Actual		$ 138,868	$ 127,089
Banking Regulation, Total Risk-Based Capital Ratio, Actual		0.1832	0.1750
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum		$ 79,598	$ 76,244
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum	[1]	0.105	0.105
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum		$ 75,807	$ 72,613
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum		0.100	0.100
[1]	The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%

Schedule of Compliance with R_3

Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulation (Details) (Parenthetical)	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Banks Regulatory Capital Requirements [Member]
Tier one capital conversation buffer	2.50%	2.50%

Regulatory Capital Requiremen_3

Regulatory Capital Requirements (Details Narrative) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Line of Credit Facility [Line Items]
Assets, total	$ 1,254,534	$ 1,188,027
Common equity tier one risk based capital required for capital adequacy to risk weighted assets	4.50%
Tier one risk based capital required for capital adequacy to risk weighted assets	6.00%
Capital required for capital adequacy to risk weighted assets	8.00%
Tier 1 Capital - For capital adequacy purposes Ratio	4.00%
Capital Conservation Buffer [Member]
Line of Credit Facility [Line Items]
Tier one capital conversation buffer	2.50%
Small Bank Holding Companies [Member]
Line of Credit Facility [Line Items]
Assets, total	$ 3,000,000