Landmark Bancorp (LARK) 10-K 30 Mar 23 2022 FY Annual report Financial data

Cover

Cover - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2022	Mar. 29, 2023	Jun. 30, 2022
Cover [Abstract]
Document Type	10-K
Amendment Flag	false
Document Annual Report	true
Document Transition Report	false
Document Period End Date	Dec. 31, 2022
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2022
Current Fiscal Year End Date	--12-31
Entity File Number	0-33203
Entity Registrant Name	LANDMARK BANCORP, INC.
Entity Central Index Key	0001141688
Entity Tax Identification Number	43-1930755
Entity Incorporation, State or Country Code	DE
Entity Address, Address Line One	701 Poyntz Avenue
Entity Address, City or Town	Manhattan
Entity Address, State or Province	KS
Entity Address, Postal Zip Code	66502
City Area Code	(785)
Local Phone Number	565-2000
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	LARK
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Public Float			$ 92.7
Entity Common Stock, Shares Outstanding		5,213,582
Documents Incorporated by Reference	Portions of the Proxy Statement for the Annual Meeting of Stockholders of the registrant to be held on May 24, 2023, are incorporated by reference in Part III hereof, to the extent indicated herein.
ICFR Auditor Attestation Flag	false
Auditor Name	Crowe LLP
Auditor Location	Dallas, Texas
Auditor Firm ID	173

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets
Cash and cash equivalents	$ 23,156	$ 189,213
Interest-bearing deposits at other banks	9,084	7,378
Investment securities available-for-sale, at fair value	489,306	380,717
Investment securities held-to-maturity	3,524
Bank stocks, at cost	5,470	2,905
Loans, net of allowance for loans losses of $8,791 and $8,775	841,149	653,233
Loans held for sale, at fair value	2,488	4,795
Bank owned life insurance	37,323	32,106
Premises and equipment, net	24,327	20,803
Goodwill	32,199	17,532
Other intangible assets, net	4,006	84
Mortgage servicing rights	3,813	4,193
Real estate owned, net	934	2,551
Accrued interest and other assets	26,088	13,458
Total assets	1,502,867	1,328,968
Deposits:
Non-interest bearing demand	410,142	350,005
Money market and checking	626,659	536,868
Savings	170,570	155,501
Certificates of deposit	93,278	106,107
Total deposits	1,300,649	1,148,481
Federal Home Loan Bank borrowings	8,200
Subordinated debentures	21,651	21,651
Other borrowings	38,402	7,403
Accrued interest and other liabilities	22,532	15,790
Total liabilities	1,391,434	1,193,325
Commitments and contingencies
Stockholders’ equity:
Preferred stock, $0.01 par, 200,000 shares authorized; none issued
Common stock, $0.01 par, 7,500,000 shares authorized; 5,213,232 and 5,247,332 shares issued and outstanding at December 31, 2022 and 2021, respectively	52	50
Additional paid-in capital	84,273	79,120
Retained earnings	52,174	52,593
Accumulated other comprehensive (loss) income	(25,066)	3,880
Total stockholders’ equity	111,433	135,643
Total liabilities and stockholders’ equity	$ 1,502,867	$ 1,328,968

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Allowance for loans losses	$ 8,791	$ 8,775
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares issued	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	7,500,000	7,500,000
Common stock, shares issued	5,213,232	5,247,332
Common stock, shares outstanding	5,213,232	5,247,332

Consolidated Statements of Earn

Consolidated Statements of Earnings - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Interest income:
Loans		$ 33,473	$ 33,612	$ 31,797
Investment securities:
Taxable		6,414	3,005	4,109
Tax-exempt		3,018	3,022	3,279
Interest-bearing deposits at banks		321	187	68
Total interest income		43,226	39,826	39,253
Interest expense:
Deposits		2,776	1,023	2,105
Subordinated debentures		840	472	614
Borrowings		730	11	50
Total interest expense		4,346	1,506	2,769
Net interest income		38,880	38,320	36,484
Provision for loan losses			500	3,300
Net interest income after provision for loan losses		38,880	37,820	33,184
Non-interest income:
Fees and service charges		9,651	8,857	8,091
Gains on sales of loans, net	[1]	3,444	10,487	15,155
Increase in cash surrender value of bank owned life insurance	[1]	780	686	611
(Losses) gains on sales of investment securities, net		(1,103)	1,138	2,448
Other		928	1,093	1,053
Total non-interest income		13,700	22,261	27,358
Non-interest expense:
Compensation and benefits		20,405	20,157	20,657
Occupancy and equipment		5,118	4,482	4,432
Data processing		1,580	2,016	1,831
Amortization of mortgage servicing rights and other intangibles		1,446	1,601	1,602
Professional fees		1,892	1,831	1,584
Acquisition costs		3,398
Other		7,431	7,169	6,156
Total non-interest expense		41,270	37,256	36,262
Earnings before income taxes		11,310	22,825	24,280
Income tax expense		1,432	4,814	4,787
Net earnings		$ 9,878	$ 18,011	$ 19,493
Earnings per share (1):
Basic	[2]	$ 1.89	$ 3.43	$ 3.72
Diluted	[2]	$ 1.88	$ 3.42	$ 3.72
[1]Not within the scope of ASC 606.[2]All per share amounts have been adjusted to give effect to the 5

Consolidated Statements of Ea_2

Consolidated Statements of Earnings (Parenthetical)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Consolidated Statements Of Earnings
Stock dividend percentage	5%	5%	5%

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Income Statement [Abstract]
Net earnings	$ 9,878	$ 18,011	$ 19,493
Net unrealized holding (losses) gains on available-for-sale securities	(39,440)	(6,236)	8,021
Less reclassification adjustment on losses (gains) included in earnings	1,103	(1,138)	(2,448)
Net unrealized (losses) gains	(38,337)	(7,374)	5,573
Income tax effect on net (losses) gains included in earnings	(271)	279	600
Income tax effect on net unrealized holding losses (gains)	9,662	1,528	(1,965)
Other comprehensive (loss) income	(28,946)	(5,567)	4,208
Total comprehensive (loss) income	$ (19,068)	$ 12,444	$ 23,701

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands		Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2019		$ 46	$ 69,029	$ 34,293		$ 5,239	$ 108,607
Net earnings				19,493			19,493
Other comprehensive income (loss)						4,208	4,208
Dividends paid ($0.80 per share)	[1]			(3,633)			(3,633)
Issuance of restricted common stock, 17,551 shares
Stock-based compensation			304				304
Purchase of 49,721 treasury shares					(2,349)		(2,349)
Exercise of stock options, 112 shares	[2]		42				42
5% stock dividend, 247,831 shares		2	2,855	(5,206)	2,349
Balance at Dec. 31, 2020		48	72,230	44,947		9,447	126,672
Net earnings				18,011			18,011
Other comprehensive income (loss)						(5,567)	(5,567)
Dividends paid ($0.80 per share)	[1]			(3,818)			(3,818)
Issuance of restricted common stock, 17,551 shares
Stock-based compensation			323				323
Exercise of stock options, 112 shares	[2]		22				22
5% stock dividend, 247,831 shares		2	6,545	(6,547)
Balance at Dec. 31, 2021		50	79,120	52,593		3,880	135,643
Net earnings				9,878			9,878
Other comprehensive income (loss)						(28,946)	(28,946)
Dividends paid ($0.80 per share)	[1]			(4,198)			(4,198)
Issuance of restricted common stock, 17,551 shares
Stock-based compensation			295				295
Purchase of 49,721 treasury shares					(1,239)		(1,239)
Exercise of stock options, 112 shares	[2]
5% stock dividend, 247,831 shares		2	4,858	(6,099)	1,239
Balance at Dec. 31, 2022		$ 52	$ 84,273	$ 52,174		$ (25,066)	$ 111,433
[1]Dividends per share have been adjusted to give effect to the 5

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parenthetical) - $ / shares shares in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Statement of Stockholders' Equity [Abstract]
Dividends per share	$ 0.80	$ 0.73	$ 0.69
Issuance of restricted common stock	17,551	2,880	17,350
Purchase of treasury shares	49,721		106,894
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period	112	6,172	19,030
Percentage of stocks dividend	5%	5%	5%
Stock dividends	247,831	237,569	225,650
Percentage of stocks dividend	5%	5%	5%

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)		12 Months Ended
		Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities:
Net earnings		$ 9,878,000	$ 18,011,000	$ 19,493,000
Adjustments to reconcile net earnings to net cash provided by operating activities:
Provision for loan losses			500,000	3,300,000
Valuation allowance on real estate owned		354,000	48,000	19,000
Amortization of investment security premiums, net		1,481,000	2,078,000	1,219,000
Accretion of purchase accounting adjustments		(460,000)	(55,000)	(67,000)
Amortization of intangibles		1,446,000	1,601,000	1,602,000
Depreciation		1,134,000	997,000	987,000
Increase in cash surrender value of bank owned life insurance	[1]	(780,000)	(686,000)	(611,000)
Stock-based compensation		295,000	323,000	304,000
Deferred income taxes		(1,190,000)	808,000	(503,000)
Net loss (gain) on investment securities		1,103,000	(1,138,000)	(2,448,000)
Net (gain) loss on sales of premises and equipment and foreclosed assets		(114,000)	5,000	29,000
Net gains on sales of loans	[1]	(3,444,000)	(10,487,000)	(15,155,000)
Proceeds from sale of loans		145,923,000	344,187,000	407,978,000
Origination of loans held for sale		(140,990,000)	(324,908,000)	(402,564,000)
Changes in assets and liabilities:
Accrued interest and other assets		5,146,000	611,000	(2,606,000)
Accrued interest, expenses and other liabilities		4,998,000	(736,000)	3,833,000
Net cash provided by operating activities		24,780,000	31,159,000	14,810,000
Cash flows from investing activities:
Net (increase) decrease in loans		(73,571,000)	47,840,000	(175,721,000)
Net change in interest-bearing deposits at banks		(1,728,000)	(1,918,000)	(3,556,000)
Maturities and prepayments of investment securities		53,877,000	60,904,000	56,945,000
Purchases of investment securities		(226,336,000)	(174,748,000)	(42,022,000)
Proceeds from sale of available-for-sale securities		52,597,000	16,623,000	61,163,000
Redemption of bank stocks		4,208,000	2,418,000	3,001,000
Purchase of bank stocks		(6,074,000)	(850,000)	(4,365,000)
Net cash paid in bank acquisition		(572,000)
Proceeds from sales of premises and equipment and foreclosed assets		1,379,000	601,000	366,000
Purchase of bank owned life insurance			(6,000,000)
Premiums paid on bank owned life insurance		(63,000)
Purchases of premises and equipment, net		(876,000)	(1,324,000)	(359,000)
Net cash used in investing activities		(197,159,000)	(56,454,000)	(104,548,000)
Cash flows from financing activities:
Net increase in deposits		1,758,000	132,454,000	180,979,000
Federal Home Loan Bank advance borrowings		327,360,000		161,170,000
Federal Home Loan Bank advance repayments		(326,160,000)		(164,170,000)
Proceeds from other borrowings		10,065,000		1,075,000
Repayments on other borrowings		(1,065,000)		(1,075,000)
Change in repurchase agreements		(199,000)	1,032,000	(11,177,000)
Proceeds from exercise of stock options			22,000	42,000
Payment of dividends		(4,198,000)	(3,818,000)	(3,633,000)
Purchase of treasury stock		(1,239,000)		(2,349,000)
Net cash provided by financing activities		6,322,000	129,690,000	160,862,000
Net  (decrease) increase in cash and cash equivalents		(166,057,000)	104,395,000	71,124,000
Cash and cash equivalents at beginning of year		189,213,000	84,818,000	13,694,000
Cash and cash equivalents at end of year		23,156,000	189,213,000	84,818,000
Supplemental disclosure of cash flow information:
Cash payments paid during the year for income taxes		1,104,000	4,458,000	4,135,000
Cash paid during the year for interest		4,032,000	1,549,000	3,005,000
Cash paid during the year for operating leases		175,000	141,000	179,000
Supplemental schedule of noncash investing and financing activities:
Transfer of loans to real estate owned			1,264,000	1,886,000
Operating lease asset and related liability recorded			219,000
Bank acquisition:
Fair value of liabilities assumed		181,350,000
Fair value of assets acquired		$ 200,033,000
[1]Not within the scope of ASC 606.

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	(1) Summary of Significant Accounting Policies Principles of Consolidation Use of Estimates Business Combinations Reserve Requirements Cash Flows Interest-Bearing Deposits in Banks Investment Securities The Company performs quarterly reviews of the investment portfolio to evaluate investment for other-than-temporary impairment. The initial review begins with all securities in an unrealized loss position. The Company’s assessment of other-than-temporary impairment is based on its judgment of the specific facts and circumstances impacting each individual security at the time such assessments are made. The Company reviews and considers all factual information, including expected cash flows, the structure of the security, the credit quality of the underlying assets and the current and anticipated market conditions. Any credit-related impairment on debt securities is recorded through a charge to earnings. Impairment related to other factors is recognized in other comprehensive income. However, if the Company intends to sell or it is more likely than not that it will be required to sell a security in an unrealized loss position before recovery of its amortized costs basis, the entire impairment is recorded through a charge to earnings. Bank Stocks Acquired Loans Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining if a loan is impaired include payment status, probability of collecting scheduled principal and interest payments when due and value of collateral for collateral dependent loans. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. In addition, the Company classifies troubled debt restructurings (“TDR”) as impaired loans. A loan is classified as a TDR if the Company modifies a loan with any concessions, as defined by accounting guidance, to a borrower experiencing financial difficulty. The allowance recorded on impaired loans is measured on a loan-by-loan basis for commercial, commercial real estate, agriculture and construction and land loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of homogeneous loans with smaller individual balances are collectively evaluated for impairment. Accordingly, the Company generally does not separately identify individual consumer and residential loans for impairment disclosures. The accrual of interest on non-performing loans is discontinued at the time the loan is ninety days delinquent, unless the credit is well-secured and in process of collection. Loans are placed on non-accrual or are charged off at an earlier date if collection of the principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on non-accrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are evaluated individually and are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. Allowance for Loan Losses The allowance for loan losses includes a general component to absorb probable incurred loan losses in the loan portfolio and is based on historical loan loss experience adjusted for qualitative factors. In addition to the general component the allowance consists of a specific component. The specific component relates to loans that are individually classified as impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans Held for Sale Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Mortgage Servicing Rights Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are included in amortization expense on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds, default rates and losses. Transfers of Financial Assets Mortgage Loan Repurchase Reserve Premises and Equipment Bank Owned Life Insurance Goodwill and Intangible Assets Intangible assets include core deposit intangibles and lease intangibles. Core deposit intangible assets are amortized over their estimated useful life of ten years on an accelerated basis. Lease intangible assets are amortized over the life of the lease. When facts and circumstances indicate potential impairment, the Company will evaluate the recoverability of the intangible asset’s carrying value, using estimates of undiscounted future cash flows over the remaining asset life. Any impairment loss is measured by the excess of carrying value over fair value. Income Taxes greater than 50 percent likelihood of being realized upon ultimate settlement Loan Commitments and Related Financial Instruments Loss Contingencies Comprehensive Income Real Estate Owned Stock-Based Compensation Earnings per Share 49,255 53,642 104,332 The shares used in the calculation of basic and diluted earnings per share, which have been adjusted to give effect to the 5 Schedule of Earnings Per Share, Basic and Diluted 2022 2021 2020 (Dollars in thousands, except per share amounts) Years ended December 31, 2022 2021 2020 Net earnings available to common shareholders $ 9,878 $ 18,011 $ 19,493 Weighted average common shares outstanding - basic 5,230,749 5,244,273 5,236,688 Assumed exercise of stock options 15,016 12,670 4,808 Weighted average common shares outstanding - diluted 5,245,765 5,256,943 5,241,496 Earnings per share: Basic $ 1.89 $ 3.43 $ 3.72 Diluted $ 1.88 $ 3.42 $ 3.72 Derivative Financial Instruments Dividend Restriction Fair Value of Financial Instruments Reclassifications

Impact of Recent Accounting Pro

Impact of Recent Accounting Pronouncements	12 Months Ended
	Dec. 31, 2022
Accounting Changes and Error Corrections [Abstract]
Impact of Recent Accounting Pronouncements	(2) Impact of Recent Accounting Pronouncements In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326), commonly referred to as “CECL.” The provisions of the update eliminate the probable initial recognition threshold under current GAAP which requires reserves to be based on an incurred loss methodology. Under CECL, reserves required for financial assets measured at amortized cost will reflect an organization’s estimate of all expected credit losses over the expected term of the financial asset and thereby require the use of reasonable and supportable forecasts to estimate future credit losses. Because CECL encompasses all financial assets carried at amortized cost, the requirement that reserves be established based on an organization’s reasonable and supportable estimate of expected credit losses extends to held to maturity debt securities. Under the provisions of the update, credit losses recognized on available for sale debt securities will be presented as an allowance as opposed to a write-down. In addition, CECL will modify the accounting for purchased loans. Under prior GAAP, a purchased loan’s contractual balance was adjusted to fair value through a credit discount, and no reserve was recorded on the purchased loan upon acquisition. Under CECL loans determined to be purchased credit deteriorated will have an allowance for credit losses established through purchase accounting. Finally, increased disclosure requirements under CECL oblige organizations to present credit quality disclosures disaggregated by the year of origination or vintage. FASB expects that the evaluation of underwriting standards and credit quality trends by financial statement users will be enhanced with the additional vintage disclosures. In October 2019, the FASB approved a change in the effective dates for CECL which delayed the effective date to fiscal years beginning after December 15, 2022 for smaller reporting companies. Because the Company is a smaller reporting company, the delay is applicable to the Company, and the Company delayed the implementation of CECL until January 1, 2023. Management has initiated an implementation committee that has implemented a process to collect the data and is utilizing a vendor solution for the new standard. The committee is testing the internal controls over financial reporting and has engaged a third party to perform a model validation, which is still in process. The adoption of CECL is expected to increase the allowance for loan losses, however, the size of the overall increase is uncertain at this time. In January 2017, the FASB issued ASU 2017-04, Intangibles – Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment. The amendments in this update simplify the subsequent measurement of goodwill by eliminating Step 2 from the goodwill impairment test. The amendments require an entity to perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount and recognizing an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value, not to exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. The amendments also eliminate the requirement for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform Step 2 of the goodwill impairment test. The amendments in this ASU are effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. In October 2019, the FASB approved a change in the effective dates for ASU 2017-04 which delayed the effective date to fiscal years beginning after December 15, 2022 for smaller reporting companies. Because the Company is a smaller reporting company, the proposed delay is applicable to the Company, and the Company plans to delay the implementation of ASU 2017-04 until January 1, 2023. Early adoption of the amendments of this ASU is permitted. The adoption of ASU 2017-04 is not expected to have a material effect on the Company’s operating results or financial condition. In May 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting. Reference rate reform relates to the effects undertaken to eliminate certain reference rates such as the London Interbank Offered Rate (“LIBOR”) and introduce new reference rates that may be based on larger or more liquid observations and transactions. ASU 2020-04 provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships and other contracts. Generally, ASU 2020-04 would allow entities to consider contract modifications due to reference rate reform to be a continuation of an existing contract; thus, the Company would not have to determine if the modification is considered insignificant. The standard was effective upon issuance and the amendments may be applied prospectively through December 31, 2022 such that changes made to contracts beginning on or after January 1, 2023 would not apply. LIBOR will continue to be published until June 30, 2023.

Acquisition

Acquisition	12 Months Ended
	Dec. 31, 2022
Business Combination and Asset Acquisition [Abstract]
Acquisition	(3) Acquisition On October 1, 2022, the Company acquired 100% of the outstanding common shares of Freedom Bancshares, Inc., in exchange for $ 33.4 10.0 The transaction was accounted for using the acquisition method of accounting, and as such, assets acquired and liabilities assumed were recorded at their estimated fair value on the acquisition date. The fair values are subject to change if additional information becomes available during the measurement period. Additionally, the final goodwill calculation may be impacted by the completion of the final tax return for Freedom Bancshares, Inc. and Freedom Bank which is still in process, along with the review of certain contracts acquired or assumed. Acquired loans were recorded at fair value at the acquisition date and no separate valuation allowance was established. No purchased credit impaired loans were acquired. Market value adjustments are accreted or amortized on a level yield basis over the expected term of the asset or liability. Additionally, the Company recorded a core deposit intangible of $ 4.2 14.7 3.4 3.1 Results of the operations of the acquired business are included in the income statement from the effective date of the acquisition. The following table summarizes the consideration paid for Freedom Bancshares, Inc. and the amounts of the assets acquired and liabilities assumed at the acquisition date: Schedule of Assets and Liabilities Acquisition As of (Dollars in thousands) October 1, 2022 Cash paid in acquisition $ 33,350 Assets acquired: Cash and cash equivalents 32,778 Investment securities 33,126 Bank stocks 699 Loans 113,910 Bank owned life insurance 4,374 Premises and equipment 3,782 Core deposit intangibles 4,170 Other 7,194 Total assets acquired 200,033 Liabilities assumed: Deposits 150,410 FHLB advances 7,000 Other borrowings 22,198 Other liabilities 1,742 Total liabilities assumed 181,350 Net assets acquired 18,683 Goodwill $ 14,667 The fair value of net assets acquired includes fair value adjustments to certain receivables that were not considered impaired as of the acquisition date. The fair value adjustments were determined using discounted contractual cash flows. However, the Company believes that all contractual cash flows related to these financial instruments will be collected. As such, these receivables, which have shown evidence of credit deterioration since origination were not considered impaired at the acquisition date and were not subject to the guidance relating to purchased credit impaired loans. Receivables acquired that were not subject to these requirements include non-impaired loans with a fair value and gross contractual amounts receivable of $ 113.9 118.1 Unaudited pro forma consolidated operating results for the years ended December 31, 2022 and December 31, 2021, as if the acquisition was consummated on January 1 of that year are as follows: Schedule of Unaudited Pro Forma Consolidated Operating Acquisition 2022 2021 (Dollars in thousands, except per share amounts) Years ended December 31, 2022 2021 Net interest income $ 44,750 $ 45,942 Net earnings 9,098 19,922 Earnings per share: Basic 1.74 3.81 Diluted 1.73 3.80

Investment Securities

Investment Securities	12 Months Ended
	Dec. 31, 2022
Schedule of Investments [Abstract]
Investment Securities	(4) Investment Securities A summary of investment securities available-for-sale and securities held-to-maturity is as follows: Schedule of Available-for-sale Securities (Dollars in thousands) As of December 31, 2022 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale: U. S. treasury securities $ 130,684 $ - $ (7,573 ) $ 123,111 U. S. federal agency obligations 2,002 - (14 ) 1,988 Municipal obligations, tax exempt 130,848 59 (3,645 ) 127,262 Municipal obligations, taxable 73,520 14 (6,290 ) 67,244 Agency mortgage-backed securities 185,451 172 (15,922 ) 169,701 Total available-for-sale $ 522,505 $ 245 $ (33,444 ) $ 489,306 Held-to-maturity: Other $ 3,524 $ 5 $ (77 ) $ 3,452 Total held-to-maturity $ 3,524 $ 5 $ (77 ) $ 3,452 As of December 31, 2021 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale: U. S. treasury securities $ 43,098 $ - $ (423 ) $ 42,675 U. S. federal agency obligations 17,165 67 (37 ) 17,195 Municipal obligations, tax exempt 133,558 4,488 (62 ) 137,984 Municipal obligations, taxable 39,011 1,171 (136 ) 40,046 Agency mortgage-backed securities 142,747 1,339 (1,269 ) 142,817 Total $ 375,579 $ 7,065 $ (1,927 ) $ 380,717 The tables above show that some of the securities in the available-for-sale and held-to-maturity investment portfolio had unrealized losses, or were temporarily impaired, as of December 31, 2022 and 2021. This temporary impairment represents the estimated amount of loss that would be realized if the securities were sold on the valuation date. Securities which were temporarily impaired are shown below, along with the length of time in a continuous unrealized loss position. Schedule of Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Dollars in thousands) As of December 31, 2022 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized Available-for-sale securities value losses value losses value losses U. S. treasury securities 67 $ 85,988 $ (4,591 ) $ 37,123 $ (2,982 ) $ 123,111 $ (7,573 ) U. S. federal agency obligations 1 1,988 (14 ) - - 1,988 (14 ) Municipal obligations, tax exempt 274 107,262 (3,020 ) 8,495 (625 ) 115,757 (3,645 ) Municipal obligations, taxable 108 54,746 (5,006 ) 7,571 (1,284 ) 62,317 (6,290 ) Agency mortgage-backed securities 100 78,971 (4,550 ) 79,882 (11,372 ) 158,853 (15,922 ) Total available-for-sale 550 $ 328,955 $ (17,181 ) $ 133,071 $ (16,263 ) $ 462,026 $ (33,444 ) Other 6 $ 3,009 $ (77 ) $ - $ - $ 3,009 $ (77 ) Total 6 $ 3,009 $ (77 ) $ - $ - $ 3,009 $ (77 ) As of December 31, 2021 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U. S. treasury securities 28 $ 42,675 $ (423 ) $ - $ - $ 42,675 $ (423 ) U. S. federal agency obligations 6 $ 12,073 $ (30 ) $ 3,048 $ (7 ) 15,121 (37 ) Municipal obligations, tax exempt 37 12,411 (46 ) 1,879 (16 ) 14,290 (62 ) Municipal obligations, taxable 13 8,802 (136 ) - - 8,802 (136 ) Agency mortgage-backed securities 28 95,028 (1,269 ) - - 95,028 (1,269 ) Total 112 $ 170,989 $ (1,904 ) $ 4,927 $ (23 ) $ 175,916 $ (1,927 ) The Company’s U.S. treasury portfolio consists of securities issued by the United States Department of the Treasury. The receipt of principal and interest on U.S. treasury securities is guaranteed by the full faith and credit of the U.S. government. Based on these factors, along with the Company’s intent to not sell the security and its belief that it was more likely than not that the Company will not be required to sell the security before recovery of its cost basis, the Company believed that the U.S. treasury securities identified in the tables above were temporarily impaired. The Company’s U.S. federal agency portfolio consists of securities issued by the government-sponsored agencies of FHLMC, FNMA and the FHLB. The receipt of principal and interest on U.S. federal agency obligations is guaranteed by the respective government-sponsored agency guarantor, such that the Company believes that its U.S. federal agency obligations do not expose the Company to credit-related losses. Based on these factors, along with the Company’s intent to not sell the securities and its belief that it was more likely than not that the Company will not be required to sell the securities before recovery of their cost basis, the Company believed that the U.S. federal agency obligations identified in the tables above were temporarily impaired. The Company’s portfolio of municipal obligations consists of both tax-exempt and taxable general obligations securities issued by various municipalities. As of December 31, 2022, the Company did not intend to sell and it is more likely than not that the Company will not be required to sell its municipal obligations in an unrealized loss position until the recovery of its cost basis. Due to the issuers’ continued satisfaction of the securities’ obligations in accordance with their contractual terms and the expectation that they will continue to do so, the evaluation of the fundamentals of the issuers’ financial condition and other objective evidence, the Company believed that the municipal obligations identified in the tables above were temporarily impaired. The Company’s agency mortgage-backed securities portfolio consists of securities underwritten to the standards of and guaranteed by the government-sponsored agencies of FHLMC, FNMA and the GNMA. The receipt of principal, at par, and interest on agency mortgage-backed securities is guaranteed by the respective government-sponsored agency guarantor, such that the Company believed that its agency mortgage-backed securities did not expose the Company to credit-related losses. Based on these factors, along with the Company’s intent to not sell the securities and the Company’s belief that it was more likely than not that the Company will not be required to sell the securities before recovery of their cost basis, the Company believed that the agency mortgage-backed securities identified in the tables above were temporarily impaired. The Company’s other investment securities portfolio consists of seven subordinated debentures issued by financial institutions. These investment securities were acquired in the Freedom Bank acquisition and classified as held-to-maturity. The securities were issued in 2021 and 2022 with a 10 year maturity and a fixed rate for five years. The securities are callable after the end of the fixed rate term. Due to the issuers’ continued satisfaction of the securities’ obligations in accordance with their contractual terms and the expectation that they will continue to do so, the evaluation of the fundamentals of the issuers’ financial condition and other objective evidence, the Company believed that the other securities identified in the tables above were temporarily impaired. The table below includes scheduled principal payments and estimated prepayments, based on observable market inputs, for agency mortgage-backed securities. Actual maturities will differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties. The amortized cost and fair value of investment securities at December 31, 2022 are as follows: Schedule of Investments Classified by Contractual Maturity Date Amortized Estimated (Dollars in thousands) cost fair value Due in less than one year $ 22,482 $ 22,142 Due after one year but within five years 300,282 280,685 Due after five years but within ten years 147,965 138,189 Due after ten years 51,776 48,290 Total available-for-sale $ 522,505 $ 489,306 Held-to-maturity Due after five years but within ten years $ 3,524 $ 3,452 Total held-to-maturity $ 3,524 $ 3,452 The Company has not sold any investment securities subsequent to December 31, 2022 and the date of this filing. Sales proceeds and gross realized gains and losses on sales of available-for-sale securities are as follows: Schedule of Realized Gain (loss) (Dollars in thousands) Years ended December 31, Available-for-sale 2022 2021 2020 Sales proceeds $ 52,597 $ 16,623 $ 61,163 Realized gains $ - $ 1,138 $ 2,449 Realized losses (1,103 ) - (1 ) Net realized (losses) gains $ (1,103 ) $ 1,138 $ 2,448 Securities with carrying values of $ 420.8 331.7 10

Bank Stocks

Bank Stocks	12 Months Ended
	Dec. 31, 2022
Bank Stocks
Bank Stocks	(5) Bank Stocks Bank stocks primarily consist of restricted investments in FHLB and Federal Reserve Bank (“FRB”) stock. The carrying value of the FHLB stock at December 31, 2022 was $ 2.4 857,000 3.0 1.9 111,000

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2022
Receivables [Abstract]
Loans and Allowance for Loan Losses	(6) Loans and Allowance for Loan Losses Loans consisted of the following: Schedule of Loans As of December 31, (Dollars in thousands) 2022 2021 One-to-four family residential real estate loans $ 236,982 $ 166,081 Construction and land loans 22,725 27,644 Commercial real estate loans 304,074 198,472 Commercial loans 173,415 132,154 Paycheck protection program loans 21 17,179 Agriculture loans 84,283 94,267 Municipal loans 2,026 2,050 Consumer loans 26,664 24,541 Total gross loans 850,190 662,388 Net deferred loan (fees) costs and loans in process (250 ) (380 ) Allowance for loan losses (8,791 ) (8,775 ) Loans, net $ 841,149 $ 653,233 The following tables provide information on the Company’s allowance for loan losses by loan class and allowance methodology: Schedule of Allowance for Credit Losses on Financing Receivables One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection loans Agriculture loans Municipal loans Consumer loans Total (Dollars in thousands) Year ended December 31, 2022 One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Balance at January 1, 2022 $ 623 $ 138 $ 3,051 $ 2,613 $ - $ 2,221 $ 6 $ 123 $ 8,775 Charge-offs - - - - - - - (336 ) (336 ) Recoveries - 165 - 38 - 59 6 84 352 Provision for loan losses 32 (186 ) 107 102 - (314 ) (7 ) 266 - Balance at December 31, 2022 $ 655 $ 117 $ 3,158 $ 2,753 $ - $ 1,966 $ 5 $ 137 $ 8,791 Allowance for loan losses: Individually evaluated for loss $ - $ - $ - $ 636 $ - $ 18 $ - $ - $ 654 Collectively evaluated for loss 655 117 3,158 2,117 - 1,948 5 137 8,137 Total $ 655 $ 117 $ 3,158 $ 2,753 $ - $ 1,966 $ 5 $ 137 $ 8,791 Loan balances: Individually evaluated for loss $ 326 $ 412 $ 1,224 $ 812 $ - $ 1,319 $ 36 $ - $ 4,129 Collectively evaluated for loss 236,656 22,313 302,850 172,603 21 82,964 1,990 26,664 846,061 Total $ 236,982 $ 22,725 $ 304,074 $ 173,415 $ 21 $ 84,283 $ 2,026 $ 26,664 $ 850,190 (Dollars in thousands) Year ended December 31, 2021 One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Balance at January 1, 2021 $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Charge-offs (81 ) - (540 ) (72 ) - (50 ) - (235 ) (978 ) Recoveries 11 263 - 14 - 66 6 118 478 Provision for loan losses (166 ) (306 ) 1,109 283 - (485 ) (6 ) 71 500 Balance at December 31, 2021 $ 623 $ 138 $ 3,051 $ 2,613 $ - $ 2,221 $ 6 $ 123 $ 8,775 Allowance for loan losses: Individually evaluated for loss $ - $ - $ - $ 504 $ - $ - $ - $ - $ 504 Collectively evaluated for loss 623 138 3,051 2,109 - 2,221 6 123 8,271 Total $ 623 $ 138 $ 3,051 $ 2,613 $ - $ 2,221 $ 6 $ 123 $ 8,775 Loan balances: Individually evaluated for loss $ 578 $ 794 $ 2,214 $ 1,029 $ - $ 2,067 $ 36 $ - $ 6,718 Collectively evaluated for loss 165,503 26,850 196,258 131,125 17,179 92,200 2,014 24,541 655,670 Total $ 166,081 $ 27,644 $ 198,472 $ 132,154 $ 17,179 $ 94,267 $ 2,050 $ 24,541 $ 662,388 (Dollars in thousands) Year ended December 31, 2020 One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Balance at January 1, 2020 $ 501 $ 271 $ 1,386 $ 1,815 $ - $ 2,347 $ 7 $ 140 $ 6,467 Balance $ 501 $ 271 $ 1,386 $ 1,815 $ - $ 2,347 $ 7 $ 140 $ 6,467 Charge-offs (251 ) (191 ) (131 ) (292 ) - (3 ) - (248 ) (1,116 ) Recoveries - - 13 3 - - 6 102 124 Provision for loan losses 609 101 1,214 862 - 346 (7 ) 175 3,300 Balance at December 31, 2020 $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Balance $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Allowance for loan losses: Individually evaluated for loss $ - $ - $ 177 $ 22 $ - $ 67 $ - $ - $ 266 Collectively evaluated for loss 859 181 2,305 2,366 - 2,623 6 169 8,509 Total $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Loan balances: Individually evaluated for loss $ 914 $ 1,137 $ 8,119 $ 1,639 $ - $ 614 $ 36 $ 3 $ 12,462 Collectively evaluated for loss 157,070 24,969 164,188 132,408 100,084 95,918 2,296 24,119 701,052 Total $ 157,984 $ 26,106 $ 172,307 $ 134,047 $ 100,084 $ 96,532 $ 2,332 $ 24,122 $ 713,514 The Company’s impaired loans decreased $ 2.6 6.7 4.1 Schedule of Impaired Financing Receivables (Dollars in thousands) As of December 31, 2022 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate loans $ 326 $ 326 $ 326 $ - $ - $ 357 $ 9 Construction and land loans 843 412 412 - - 243 10 Commercial real estate loans 1,224 1,224 1,224 - - 1,224 47 Commercial loans 1,063 812 75 737 636 865 5 Agriculture loans 1,402 1,319 1,301 18 18 1,433 64 Municipal loans 36 36 36 - - 36 1 Total impaired loans $ 4,894 $ 4,129 $ 3,374 $ 755 $ 654 $ 4,158 $ 136 As of December 31, 2021 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate loans $ 578 $ 578 $ 578 $ - $ - $ 590 $ 8 Construction and land loans 2,401 794 794 - - 895 16 Commercial real estate loans 2,214 2,214 2,214 - - 2,388 37 Commercial loans 1,380 1,029 520 509 504 1,096 38 Agriculture loans 2,235 2,067 2,067 - - 2,420 67 Municipal loans 36 36 36 - - 36 1 Total impaired loans $ 8,844 $ 6,718 $ 6,209 $ 509 $ 504 $ 7,425 $ 167 As of December 31, 2020 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate loans $ 914 $ 914 $ 914 $ - $ - $ 925 $ 3 Construction and land loans 2,872 1,137 1,137 - - 1,211 26 Commercial real estate loans 8,119 8,119 4,302 3,817 177 8,152 8 Commercial loans 1,990 1,639 1,543 96 22 1,984 43 Agriculture loans 829 614 538 76 67 618 67 Municipal loans 36 36 36 - - 54 1 Consumer loans 3 3 3 - - 4 - Total impaired loans $ 14,763 $ 12,462 $ 8,473 $ 3,989 $ 266 $ 12,948 $ 148 The Company’s key credit quality indicator is a loan’s performance status, defined as accruing or non-accruing. Performing loans are considered to have a lower risk of loss. Non-accrual loans are those which the Company believes have a higher risk of loss. The accrual of interest on non-performing loans is discontinued at the time the loan is ninety days delinquent, unless the credit is well secured and in process of collection. Loans are placed on non-accrual or are charged off at an earlier date if collection of principal or interest is considered doubtful. There were no loans ninety days delinquent and accruing interest at December 31, 2022 or December 31, 2021. The following tables present information on the Company’s past due and non-accrual loans by loan class: Schedule of Past Due Financing Receivables (Dollars in thousands) As of December 31, 2022 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 8 $ 72 $ - $ 80 $ 170 $ 250 $ 236,732 Construction and land loans - - - - 195 195 22,530 Commercial real estate loans - - - - 1,224 1,224 302,850 Commercial loans - 411 - 411 812 1,223 172,192 Paycheck protection program loans - - - - - - 21 Agriculture loans - 180 - 180 925 1,105 83,178 Municipal loans - - - - - - 2,026 Consumer loans 67 - - 67 - 67 26,597 Total $ 75 $ 663 $ - $ 738 $ 3,326 $ 4,064 $ 846,126 Percent of gross loans 0.01 % 0.08 % 0.00 % 0.09 % 0.39 % 0.48 % 99.52 % As of December 31, 2021 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 20 $ 125 $ - $ 145 $ 417 $ 562 $ 165,519 Construction and land loans - - - - 681 681 26,963 Commercial real estate loans - - - - 2,214 2,214 196,258 Commercial loans 289 340 - 629 593 1,222 130,932 Paycheck protection program loans - - - - - - 17,179 Agriculture loans 1,189 - - 1,189 1,325 2,514 91,753 Municipal loans - - - - - - 2,050 Consumer loans 18 9 - 27 - 27 24,514 Total $ 1,516 $ 474 $ - $ 1,990 $ 5,230 $ 7,220 $ 655,168 Percent of gross loans 0.23 % 0.07 % 0.00 % 0.30 % 0.79 % 1.09 % 98.91 % Under the original terms of the Company’s non-accrual loans, interest earned on such loans for the years 2022, 2021 and 2020, would have increased interest income by $ 137,000 309,000 380,000 The Company also categorizes loans into risk categories based on relevant information about the ability of the borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis. Non-classified loans generally include those loans that are expected to be repaid in accordance with contractual loan terms. Classified loans are those that are assigned a special mention, substandard or doubtful risk rating using the following definitions: Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard: Loans are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged. Loans have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Loans are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The following table provides information on the Company’s risk categories by loan class: Schedule of Troubled Debt Restructurings on Financing Receivables As of December 31, 2022 As of December 31, 2021 (Dollars in thousands) Nonclassified Classified Nonclassified Classified One-to-four family residential real estate loans $ 236,663 $ 319 $ 165,299 $ 782 Construction and land loans 22,530 195 26,963 681 Commercial real estate loans 300,216 3,858 193,669 4,803 Commercial loans 165,709 7,706 123,609 8,545 Paycheck protection program loans 21 - 17,179 - Agriculture loans 83,358 925 91,036 3,231 Municipal loans 2,026 - 2,050 - Consumer loans 26,664 - 24,541 - Total $ 837,187 $ 13,003 $ 644,346 $ 18,042 Total gross loans $ 837,187 $ 13,003 $ 644,346 $ 18,042 At December 31, 2022, the Company had eight loan relationships consisting of 12 outstanding loans totaling $ 2.5 3.4 During 2022, a $ 231,000 479,000 32,000 7,000 599,000 431,000 708,000 250,000 During 2021, a commercial loan relationship consisting of five loans was modified after originally being classified as a TDR in 2020. The borrower liquidated some of the collateral securing the loans and refinanced the remaining balance of $ 397,000 32,000 100,000 250,000 During 2020, the Company modified the payment terms on an agriculture loan totaling $ 156,000 1.6 50,000 742,000 Subsequently, the Company evaluates each TDR individually and returns the loan to accrual status when a payment history is established after the restructuring and future payments are reasonably assured. There were no loans modified as TDRs for which there was a payment default within 12 months of modification as of December 31, 2022, 2021 and 2020. At December 31, 2022, there was $ 111,000 152,000 6,000 1,000 152,000 2,000 The following table presents information on loans that were classified as TDRs: (Dollars in thousands) Schedule of Troubled Debt Restructurings on Financing Receivables As of December 31, 2022 As of December 31, 2021 Number of loans Non-accrual balance Accruing balance Number of loans Non-accrual balance Accruing balance One-to-four family residential real estate loans 2 $ - $ 156 2 $ - $ 161 Construction and land loans 2 195 217 3 681 113 Commercial real estate loans 2 1,224 - 2 1,224 - Commercial loans 2 264 - 4 33 436 Agriculture 3 - 394 4 - 742 Municipal loans 1 - 36 1 - 36 Total troubled debt restructurings 12 $ 1,683 $ 803 16 $ 1,938 $ 1,488 As of December 31, 2022, all of the loan modifications and short-term forbearance and repayment plans in connection with the COVID-19 pandemic returned to contractual terms. The Company had loans and unfunded commitments to directors and officers, and to affiliated parties, at December 31, 2022 and 2021. A summary of such loans is as follows: Schedule of Loan to Directors Officers and Affiliated Parties (Dollars in thousands) Balance at December 31, 2021 $ 9,937 New loans 15,525 Repayments (10,889 ) Balance at December 31, 2022 $ 14,573

Loan Commitments

Loan Commitments	12 Months Ended
	Dec. 31, 2022
Loan Commitments
Loan Commitments	(7) Loan Commitments The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet customers’ financing needs. These financial instruments consist principally of commitments to extend credit. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. The Company’s exposure to credit loss in the event of nonperformance by the other party is represented by the contractual amount of those instruments. In the normal course of business, there are various commitments and contingent liabilities, such as commitments to extend credit, letters of credit, and lines of credit, the balance of which are not recorded in the accompanying consolidated financial statements. The Company generally requires collateral or other security on unfunded loan commitments and irrevocable letters of credit. Unfunded commitments to extend credit, excluding standby letters of credit, aggregated to $ 183.5 139.5 2.7 1.9

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	(8) Goodwill and Intangible Assets The change in goodwill during 2022 is as follows: Schedule of Goodwill Balance at January 1, 2022 $ 17,532 Acquired goodwill 14,667 Balance at December 31, 2022 $ 32,199 The Company performed its annual impairment test as of December 31, 2022. Based on the results of the qualitative analysis, the Company concluded it was more likely than not that its goodwill was not impaired. A summary of the other intangible assets that continue to be subject to amortization is as follows: Schedule of Other Intangible Assets and Goodwill (Dollars in thousands) As of December 31, 2022 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 5,880 $ (1,874 ) $ 4,006 (Dollars in thousands) As of December 31, 2021 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 2,018 $ (1,934 ) $ 84 Amortization expense for the years ending December 31, 2022 and 2021 was $ 248,000 121,000 Schedule of Finite-lived Intangible Assets, Future Amortization Expense (Dollars in thousands) Amortization expense 2023 $ 765 2024 663 2025 588 2026 512 2027 436 Thereafter 1,042 Total $ 4,006

Mortgage Loan Servicing

Mortgage Loan Servicing	12 Months Ended
	Dec. 31, 2022
Mortgage Loan Servicing
Mortgage Loan Servicing	(9) Mortgage Loan Servicing Mortgage loans serviced for others are not reported as assets. The following table provides information on the principal balances of mortgage loans serviced for others: Schedule of Participating Mortgage Loans (Dollars in thousands) As of December 31, 2022 2021 FHLMC $ 685,859 $ 697,484 FHLB 27,285 18,218 Total $ 713,144 $ 715,702 Custodial escrow balances maintained in connection with serviced loans were $ 5.3 5.8 1.8 1.5 Activity for mortgage servicing rights and the related valuation allowance follows: Schedule of Servicing Asset at Amortized Cost (Dollars in thousands) As of December 31, 2022 2021 Mortgage servicing rights: Balance at beginning of year $ 4,193 $ 3,726 Additions 818 1,946 Amortization (1,198 ) (1,479 ) Balance at end of year $ 3,813 $ 4,193 At December 31, 2022 and 2021, there was no valuation allowance related to mortgage servicing rights. The fair value of mortgage servicing rights was $ 10.3 6.7 9.50 6.00 21.34 1.47 9.00 12.00 6.02 23.70 1.34 The Company had a mortgage repurchase reserve of $ 225,000 226,000 1,000 9,000

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2022
Property, Plant and Equipment [Abstract]
Premises and Equipment	(10) Premises and Equipment Premises and equipment consisted of the following: Schedule of Premises and Equipment (Dollars in thousands) Estimated As of December 31, useful lives 2022 2021 Land Indefinite $ 7,234 $ 6,279 Office buildings and improvements 10 50 23,839 21,097 Furniture and equipment 3 15 9,326 8,652 Automobiles 2 5 555 556 Total premises and equipment 40,954 36,584 Accumulated depreciation (16,627 ) (15,781 ) Total premises and equipment, net $ 24,327 $ 20,803 Depreciation expense totaled $ 1.1 997,000 987,000

Deposits

Deposits	12 Months Ended
	Dec. 31, 2022
Deposits	(11) Deposits The following table presents the maturities of certificates of deposit at December 31, 2022: Schedule of Maturities of Time Deposit (Dollars in thousands) Year Amount 2023 $ 78,419 2024 7,205 2025 2,677 2026 2,452 2027 2,486 Thereafter 39 Total $ 93,278 The aggregate amount of certificate of deposit in denominations of $250,000 or more 25.6 23.4 no The components of interest expense associated with deposits are as follows: Schedule of Interest Expense Associated with Deposits (Dollars in thousands) Years ended December 31, 2022 2021 2020 Certificate of deposit $ 412 $ 476 $ 1,166 Money market and checking 2,318 500 899 Savings 46 47 40 Total $ 2,776 $ 1,023 $ 2,105

Federal Home Loan Bank Borrowin

Federal Home Loan Bank Borrowings	12 Months Ended
	Dec. 31, 2022
Federal Home Loan Bank Borrowings	(12) Federal Home Loan Bank Borrowings The Bank has a line of credit, renewable annually each September, with the FHLB under which there were $ 8.2 no at the federal funds rate plus 0.15 4.48 66.0 Although no loans are specifically pledged, the FHLB requires the Bank to maintain eligible collateral (qualifying loans and investment securities) that has a lending value at least equal to its required collateral. At December 31, 2022 and 2021, there was a blanket pledge of loans and securities totaling $ 139.0 136.9 111.0 93.8 101.8 67.5

Subordinated Debentures

Subordinated Debentures	12 Months Ended
	Dec. 31, 2022
Broker-Dealer [Abstract]
Subordinated Debentures	(13) Subordinated Debentures In 2003, the Company issued $ 8.2 2034 Interest accrues at three month LIBOR plus 2.85 7.26 2.98 In 2005, the Company issued an additional $ 8.2 2036 Interest accrues at three month LIBOR plus 1.34 6.11 1.54 In 2013, the Company assumed an additional $ 5.2 2036 Interest accrues at three month LIBOR plus 1.62 6.35 1.84 While these trusts are accounted for as unconsolidated equity investments, a portion of the trust preferred securities issued by the trusts qualifies as Tier 1 Capital for regulatory purposes.

Other Borrowings

Other Borrowings	12 Months Ended
	Dec. 31, 2022
Debt Disclosure [Abstract]
Other Borrowings	(14) Other Borrowings The Company has a $ 5.0 November 1, 2023 prime rate less 0.25%. no On September 29, 2022, The Company borrowed $ 10.0 6.15 September 1, 2027 9.0 At December 31, 2022 and 2021, the Bank had no borrowings through the Federal Reserve discount window, while the borrowing capacity was $ 65.4 79.3 30.0 no

Repurchase Agreements

Repurchase Agreements	12 Months Ended
	Dec. 31, 2022
Repurchase Agreements	(15) Repurchase Agreements The Company has overnight repurchase agreements with certain deposit customers whereby the Company uses investment securities as collateral for non-insured funds. These balances are accounted for as collateralized financing and included in other borrowings on the balance sheet. Repurchase agreements are comprised of non-insured customer funds, totaling $ 29.4 7.4 38.4 9.2 The following is a summary of the balances and collateral of the Company’s repurchase agreements: Schedule of Repurchase Agreements (Dollars in thousands) Years ended December 31, 2022 2021 Average daily balance during the year $ 13,239 $ 5,915 Average interest rate during the year 1.11 % 0.19 % Maximum month-end balance during the year $ 33,930 $ 8,250 Weighted average interest rate at year-end 1.70 % 0.19 % As of December 31, 2022 Overnight and Up to 30 days 30-90 days Greater Total Repurchase agreements: U.S. federal treasury obligations $ 25,973 $ - $ - $ - $ 25,973 U.S. federal agency obligations 1,236 - - - 1,236 Agency mortgage-backed securities 2,193 - - - 2,193 Total $ 29,402 $ - $ - $ - $ 29,402 As of December 31, 2021 Overnight and Up to 30 days 30-90 days Greater Total Repurchase agreements: U.S. federal treasury obligations $ 325 $ - $ - $ - $ 325 U.S. federal agency obligations 3,008 - - - 3,008 Agency mortgage-backed securities 4,070 - - - 4,070 Total $ 7,403 $ - $ - $ - $ 7,403 The investment securities are held by a third party financial institution in the customer’s custodial account. The Company is required to maintain adequate collateral for each repurchase agreement. Changes in the fair value of the investment securities impact the amount of collateral required. If the Company were to default, the investment securities would be used to settle the repurchase agreement with the deposit customer.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	12 Months Ended
	Dec. 31, 2022
Revenue from Contract with Customer [Abstract]
Revenue from Contracts with Customers	(16) Revenue from Contracts with Customers All of the Company’s revenue from contracts with customers in the scope of ASC 606 is recognized within non-interest income. Items outside the scope of ASC 606 are noted as such. Schedule of Revenue from Contracts with Customers Within Non-interest Income (Dollars in thousands) Years ended December 31, 2022 2021 2020 Non-interest income: Service charges on deposits Overdraft fees $ 3,747 $ 2,987 $ 2,991 Other 787 679 644 Interchange income 3,098 3,261 2,604 Loan servicing fees (1) 1,819 1,780 1,534 Office lease income (1) 123 574 652 Gains on sales of loans (1) 3,444 10,487 15,155 Bank owned life insurance income (1) 780 686 611 Gains (losses) on sales of investment securities (1) (1,103 ) 1,138 2,448 (Losses) gains on sales of premises and equipment and foreclosed assets 114 (4 ) (29 ) Other 891 673 748 Total non-interest income $ 13,700 $ 22,261 $ 27,358 (1) Not within the scope of ASC 606. A description of the Company’s revenue streams within the scope of ASC 606 follows: Service Charges on Deposit Accounts The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM usage fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period during which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer’s account balance. Interchange Income The Company earns interchange fees from debit cardholder transactions conducted through the interchange payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Gains (Losses) on Sales of Real Estate Owned The Company records a gain or loss from the sale of real estate owned when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of real estate owned to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the real estate owned asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain (loss) on sale if a significant financing component is present. There were no sales of real estate owned that were financed by the Company during the years 2022, 2021 or 2020.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Income Taxes	(17) Income Taxes Income tax expense (benefit) attributable to income from operations consisted of the following: Schedule of Components of Income Tax Expense (Benefit) (Dollars in thousands) Years ended December 31, 2022 2021 2020 Current: Federal $ 559 $ 3,039 $ 4,582 State (317 ) 967 708 Total current 242 4,006 5,290 Deferred: Federal 994 662 (442 ) State 238 196 (8 ) Total deferred 1,232 858 (450 ) Deferred tax valuation allowance (42 ) (50 ) (53 ) Income tax expense $ 1,432 $ 4,814 $ 4,787 The reasons for the difference between actual income tax expense (benefit) and expected income tax expense attributable to income from operations at the statutory federal income tax rate were as follows: Schedule of Effective Income Tax Rate Reconciliation (Dollars in thousands) Years ended December 31, 2022 2021 2020 Computed “expected” tax expense $ 2,375 $ 4,793 $ 5,099 (Reduction) increase in income taxes resulting from: Tax-exempt interest income, net (633 ) (645 ) (695 ) Excess tax benefit from stock option exercise (4 ) (29 ) (26 ) Bank owned life insurance (180 ) (156 ) (137 ) Reversal of unrecognized tax benefits, net (465 ) 162 (229 ) State income taxes, net of federal benefit 369 718 800 Investment tax credits (23 ) (19 ) (28 ) Other, net (7 ) (10 ) 3 Income tax (benefit) expense $ 1,432 $ 4,814 $ 4,787 The tax effects of temporary differences that give rise to the significant portions of the deferred tax assets and liabilities at the following dates were as follows: Schedule of Deferred Tax Assets and Liabilities (Dollars in thousands) As of December 31, 2022 2021 Deferred tax assets: Unrealized loss on investment securities available-for-sale $ 8,132 $ - Loans, including allowance for loan losses 2,879 2,041 State taxes 562 534 Other, net 210 184 Investments 184 70 Net operating loss carry forwards 181 223 Acquisition costs 120 141 Net deferred loan fees 78 125 Valuation allowance on other real estate 74 - Deferred compensation arrangements 62 64 Total deferred tax assets 12,482 3,382 Less valuation allowance (181 ) (223 ) Total deferred tax assets, net of valuation allowance 12,301 3,159 Deferred tax liabilities: Intangible assets 1,324 387 Mortgage servicing rights 801 879 Prepaid expenses 554 314 Premises and equipment, net of depreciation 241 723 FHLB stock dividends 17 8 Unrealized gain on investment securities available-for-sale - 1,259 Total deferred tax liabilities 2,937 3,570 Net deferred tax asset (liability) $ 9,364 $ (411 ) The Company has Kansas corporate net operating loss carry forwards totaling $ 3.1 3.8 Retained earnings at December 31, 2022 and 2021 include approximately $ 6.3 The Company has unrecognized tax benefits representing tax positions for which a liability has been established. A reconciliation of the beginning and ending amount of the liability relating to unrecognized tax benefits is as follows: Schedule of Unrecognized Tax Benefits (Dollars in thousands) Years ended December 31, 2022 2021 Unrecognized tax benefits at beginning of year $ 2,290 $ 2,138 Gross increases to current year tax positions 390 325 Gross decreases to prior year’s tax positions (61 ) (125 ) Lapse of statute of limitations (462 ) (48 ) Unrecognized tax benefits at end of year $ 2,157 $ 2,290 Tax years that remain open and subject to audit include the years 2019 through 2022 for both federal and state tax purposes. The Company recognized $ 462,000 48,000 2.2 2.3 1.7 1.8 298,000 71,000 571,000 623,000 528,000

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2022
Retirement Benefits [Abstract]
Employee Benefit Plans	(18) Employee Benefit Plans Employee Retirement Plan. 100 6 768,000 800,000 750,000 Split Dollar Life Insurance Agreement. 43,000 44,000 Deferred Compensation Agreements. 663,000 796,000 1,000 3,000 10,000

Stock Compensation Plan

Stock Compensation Plan	12 Months Ended
	Dec. 31, 2022
Share-Based Payment Arrangement [Abstract]
Stock Compensation Plan	(19) Stock Compensation Plan The Company has a stock-based employee compensation plan which allows for the issuance of stock options and restricted common stock, the purpose of which is to provide additional incentive to certain officers, directors, and key employees by facilitating their purchase of a stock interest in the Company. Compensation expense related to prior awards is recognized on a straight line basis over the vesting period, which is typically four years 295,000 323,000 304,000 77,000 113,000 105,000 For stock options, the exercise price may not be less than 100 On May 20, 2015, our stockholders approved the 2015 Stock Incentive Plan which authorized the issuance of equity awards covering 369,364 20,084 20,084 17.80 3,175 53,646 25.17 18,429 24.28 The fair value of the options granted were determined using the following weighted-average assumptions as of the grant date: Schedule of Fair Value of Options Assumed Years ended December 31, 2022 2021 2020 Risk-free interest rate n/a 1.00 % n/a Expected term n/a 7 n/a Expected stock price volatility n/a 28.51 % n/a Dividend yield n/a 2.88 % n/a A summary of option activity during 2022 is presented below: Schedule of Share-based Compensation, Stock Options, Activity (Dollars in thousands, except per share amounts) Weighted Weighted average average exercise remaining Aggregate price contractual intrinsic Shares per share term value Outstanding at January 1, 2022 148,211 $ 22.97 7.8 $ 848 Granted - $ - Effect of 5 6,986 Forfeited/expired (10,513 ) $ 22.80 Exercised (112 ) $ 20.25 Outstanding at December 31, 2022 144,572 $ 21.87 6.8 $ 502 Exercisable at December 31, 2022 77,670 $ 21.12 6.0 $ 326 Fully vested options at December 31, 2022 77,670 $ 21.12 6.0 $ 326 Additional information about stock options exercised is presented below: Schedule of Stock Option Exercised Additional Information (Dollars in thousands) Years ended December 31, 2022 2021 2020 Intrinsic value of options exercised (on exercise date) $ 3 $ 141 $ 430 Cash received from options exercised - 22 42 Excess tax benefit realized from options exercised $ - $ 21 $ 32 As of December 31, 2022, there was $ 196,000 Schedule of Share-based Compensation Arrangements by Share-based Payment Award (Dollars in thousands) Year Amount 2023 $ 96 2024 63 2025 37 Total $ 196 The fair value of restricted stock on the vesting date was $ 223,000 229,000 202,000 Schedule of Nonvested Share Activity Shares Weighted average grant date price per share Nonvested restricted common stock at January 1, 2022 17,379 $ 21.05 Granted 17,551 $ 25.49 Vested (8,885 ) $ 23.14 Forfeited (1,214 ) $ 20.02 Effect of 5% stock dividend 1,226 Nonvested restricted common stock at December 31, 2022 26,057 $ 23.50 As of December 31, 2022, there was $ 457,000 26,057 Schedule of Share-based Compensation Arrangements by Share-based Payment Award (Dollars in thousands) Year Amount 2023 $ 186 2024 126 2025 92 2026 53 Total $ 457

Fair Value of Financial Instrum

Fair Value of Financial Instruments and Fair Value Measurements	12 Months Ended
	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments and Fair Value Measurements	(20) Fair Value of Financial Instruments and Fair Value Measurements Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Fair value estimates of the Company’s financial instruments as of December 31, 2022 and 2021, including methods and assumptions utilized, are set forth below: Schedule of Fair Value, by Balance Sheet Grouping (Dollars in thousands) As of December 31, 2022 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 23,156 $ 23,156 $ - $ - $ 23,156 Interest-bearing deposits at other banks 9,084 - 9,084 - 9,084 Investment securities available-for-sale 489,306 123,111 366,195 - 489,306 Investment securities held-to-maturity 3,524 - 3,452 - 3,452 Bank stocks, at cost 5,470 n/a n/a n/a n/a Loans, net 841,149 - - 828,726 828,726 Loans held for sale 2,488 - 2,488 - 2,488 Mortgage servicing rights 3,813 - 10,282 - 10,282 Accrued interest receivable 5,879 426 2,150 3,303 5,879 Derivative financial instruments 126 - 126 - 126 Financial liabilities: Non-maturity deposits $ (1,207,371 ) $ (1,207,371 ) $ - $ - $ (1,207,371 ) Certificates of deposit (93,278 ) - (90,760 ) - (90,760 ) FHLB borrowings (8,200 ) - (8,200 ) - (8,200 ) Subordinated debentures (21,651 ) - (18,189 ) - (18,189 ) Other borrowings (38,402 ) - (36,183 ) - (36,183 ) Accrued interest payable (439 ) - (439 ) - (439 ) (Dollars in thousands) As of December 31, 2021 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 189,213 $ 189,213 $ - $ - $ 189,213 Interest-bearing deposits at other banks 7,378 - 7,378 - 7,378 Investment securities available-for-sale 380,717 42,675 338,042 - 380,717 Bank stocks, at cost 2,905 n/a n/a n/a n/a Loans, net 653,233 - - 663,625 663,625 Loans held for sale 4,795 - 4,795 - 4,795 Mortgage servicing rights 4,193 - 6,722 - 6,722 Accrued interest receivable 4,405 107 1,666 2,632 4,405 Derivative financial instruments 494 - 494 - 494 Financial liabilities: Non-maturity deposits $ (1,042,374 ) $ (1,042,374 ) $ - $ - $ (1,042,374 ) Certificates of deposit (106,107 ) - (105,935 ) - (105,935 ) Subordinated debentures (21,651 ) - (16,375 ) - (16,375 ) Other borrowings (7403 ) - (7,403 ) - (7,403 ) Accrued interest payable (125 ) - (125 ) - (125 ) Transfers The Company did not transfer any assets or liabilities among levels during the year ended December 31, 2022 or 2021. Valuation Methods for Instruments Measured at Fair Value on a Recurring Basis The following table represents the Company’s financial instruments that are measured at fair value on a recurring basis at December 31, 2022 and 2021, allocated to the appropriate fair value hierarchy: Schedule of Fair Value, Assets Measured On Recurring Basis (Dollars in thousands) As of December 31, 2022 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale securities U. S. treasury securities $ 123,111 $ 123,111 $ - $ - U. S. federal agency obligations 1,988 - 1,988 - Municipal obligations, tax exempt 127,262 - 127,262 - Municipal obligations, taxable 67,244 - 67,244 - Agency mortgage-backed securities 169,701 - 169,701 - Loans held for sale 2,488 - 2,488 - Derivative financial instruments 126 - 126 - (Dollars in thousands) As of December 31, 2021 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale securities U. S. treasury securities $ 42,675 $ 42,675 $ - $ - U. S. federal agency obligations 17,195 - 17,195 - Municipal obligations, tax exempt 137,984 - 137,984 - Municipal obligations, taxable 40,046 - 40,046 - Agency mortgage-backed securities 142,817 - 142,817 - Loans held for sale 4,795 - 4,795 - Derivative financial instruments 494 - 494 - The Company’s investment securities classified as available-for-sale include U.S. treasury securities, U.S. federal agency securities, municipal obligations and agency mortgage-backed securities. Quoted exchange prices are available for the Company’s U.S treasury securities which are classified as Level 1. U.S. federal agency securities and agency mortgage-backed obligations are priced utilizing industry-standard models that consider various assumptions, including time value, yield curves, volatility factors, prepayment speeds, default rates, loss severity, current market and contractual prices for the underlying financial instruments, as well as other relevant economic measures. Substantially all of these assumptions are observable in the marketplace, can be derived from observable data, or are supported by observable levels at which transactions are executed in the marketplace. These measurements are classified as Level 2. Municipal securities are valued using a type of matrix, or grid, pricing in which securities are benchmarked against U.S. treasury rates based on credit rating. These model and matrix measurements are classified as Level 2 in the fair value hierarchy. Changes in the fair value of available-for-sale securities are included in other comprehensive income to the extent the changes are not considered other-than-temporary impairments. Other-than-temporary impairment tests are performed on a quarterly basis and any decline in the fair value of an individual security below its cost that is deemed to be other-than-temporary results in a write-down of that security’s cost basis. Mortgage loans originated and intended for sale in the secondary market are carried at estimated fair value. The mortgage loan valuations are based on quoted secondary market prices for similar loans and are classified as Level 2. Changes in the fair value of mortgage loans originated and intended for sale in the secondary market and derivative financial instruments are included in gains on sales of loans. The aggregate fair value, contractual balance (including accrued interest), and gain or loss on loans held for sale were as follows: Schedule of Fair Value Contractual Balance and Gain Loss On Loans Held for Sale As of December 31, (Dollars in thousands) 2022 2021 Aggregate fair value $ 2,488 $ 4,795 Contractual balance 2,468 4,651 Gain $ 20 $ 144 The Company’s derivative financial instruments consist of interest rate lock commitments and forward commitments for the future delivery of these mortgage loans. The fair values of these derivatives are based on quoted prices for similar loans in the secondary market. The market prices are adjusted by a factor, based on the Company’s historical data and its judgment about future economic trends, which considers the likelihood that a commitment will ultimately result in a closed loan. These instruments are classified as Level 2. The amounts are included in other assets or other liabilities on the consolidated balance sheets and gains on sale of loans, net in the consolidated statements of earnings. The total amount of gains and losses from changes in fair value of derivative financial instruments included in earnings were as follows: Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale As of December 31, (Dollars in thousands) 2022 2021 2020 Total change in fair value $ (368 ) $ (836 ) $ 848 Valuation Methods for Instruments Measured at Fair Value on a Nonrecurring Basis The Company does not value its loan portfolio at fair value. Collateral-dependent impaired loans are generally carried at the lower of cost or fair value of the collateral, less estimated selling costs. Collateral values are determined based on appraisals performed by qualified licensed appraisers hired by the Company and then further adjusted if warranted based on relevant facts and circumstances. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Impaired loans are reviewed and evaluated at least quarterly for additional impairment and adjusted accordingly, based on the same factors identified above. The loan balance of the Company’s impaired loans was $ 4.1 6.7 654,000 504,000 Real estate owned includes assets acquired through, or in lieu of, foreclosure and land previously acquired for expansion. Real estate owned is initially recorded at the fair value of the collateral less estimated selling costs. Subsequent valuations are updated periodically and are based upon independent appraisals, third party price opinions or internal pricing models. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Real estate owned is reviewed and evaluated at least annually for additional impairment and adjusted accordingly, based on the same factors identified above. The following table presents quantitative information about Level 3 fair value measurements for impaired loans measure at fair value on a non-recurring basis as of December 31, 2022 and 2021. Schedule of Fair Value Measurements On Nonrecurring, Valuation Techniques (Dollars in thousands) Fair value Valuation technique Unobservable inputs Range As of December 31, 2022 Impaired loans: Commercial loans $ 101 Sales comparison Adjustment to comparable sales 0 25 % Real estate owned: One-to-four family residential real estate 272 Sales comparison Adjustment to appraised value 15 % Commercial real estate 234 Sales comparison Adjustment to appraised value 15 % As of December 31, 2021 Impaired loans: Commercial loans $ 5 Sales comparison Adjustment to comparable sales 0 %

Regulatory Capital Requirements

Regulatory Capital Requirements	12 Months Ended
	Dec. 31, 2022
Regulatory Capital Requirements	(21) Regulatory Capital Requirements Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. Management believed that as of December 31, 2022, the Company and the Bank met all capital adequacy requirements to which they were subject at that time. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. The Company and the Bank are subject to the Basel III Rule, which is applicable to all U.S. banks that are subject to minimum capital requirements, as well as to bank and savings and loan holding companies other than “small bank holding companies” (generally, non-public bank holding companies with consolidated assets of less than $ 3.0 The Basel III Rule includes a common equity Tier 1 capital to risk-weighted assets minimum ratio of 4.5 6.0 8.0 4.0 2.5 As of December 31, 2022 and December 31, 2021, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action then in effect. There are no conditions or events since that notification that management believes have changed the institution’s category. The following is a comparison of the Company’s regulatory capital to minimum capital requirements in effect at December 31, 2022 and 2021: Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Dollars in thousands) For capital Actual adequacy purposes Amount Ratio Amount Ratio (1) As of December 31, 2022 Leverage $ 122,275 8.14 % $ 60,100 4.0 % Common Equity Tier 1 Capital 101,275 10.37 % 68,352 7.0 % Tier 1 Capital 122,275 12.52 % 82,999 8.5 % Total Risk Based Capital 131,236 13.44 % 102,528 10.5 % As of December 31, 2021 Leverage $ 135,824 10.83 % $ 50,181 4.0 % Common Equity Tier 1 Capital 114,824 15.00 % 53,592 7.0 % Tier 1 Capital 135,824 17.74 % 65,077 8.5 % Total Risk Based Capital 144,739 18.91 % 80,389 10.5 % (1) The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5 The following is a comparison of the Bank’s regulatory capital to minimum capital requirements in effect at December 31, 2022 and 2021: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations (Dollars in thousands) To be well-capitalized For capital under regulatory Actual adequacy purposes guidelines Amount Ratio Amount Ratio (1) Amount Ratio As of December 31, 2022 Leverage $ 128,643 8.59 % $ 59,933 4.0 % $ 74,917 5.0 % Common Equity Tier 1 Capital 128,643 13.18 % 68,309 7.0 % 63,430 6.5 % Tier 1 Capital 128,643 13.18 % 82,947 8.5 % 78,068 8.0 % Total Risk Based Capital 137,604 14.10 % 102,464 10.5 % 97,585 10.0 % As of December 31, 2021 Leverage $ 132,313 10.58 % $ 50,040 4.0 % $ 62,550 5.0 % Common Equity Tier 1 Capital 132,313 17.29 % 53,563 7.0 % 49,737 6.5 % Tier 1 Capital 132,313 17.29 % 65,041 8.5 % 61,215 8.0 % Total Risk Based Capital 141,228 18.46 % 80,345 10.5 % 76,519 10.0 % (1) The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5

Parent Company Condensed Financ

Parent Company Condensed Financial Statements	12 Months Ended
	Dec. 31, 2022
Condensed Financial Information Disclosure [Abstract]
Parent Company Condensed Financial Statements	(22) Parent Company Condensed Financial Statements The following is condensed financial information of the parent company as of December 31, 2022 and 2021 and for the years ended December 31, 2022, 2021 and 2020: Schedule of Condensed Financial Statements Condensed Balance Sheets (Dollars in thousands) As of December 31, 2022 2021 Assets: Cash and cash equivalents $ 166 $ 1,121 Interest-bearing deposits at other banks 214 214 Investment in subsidiaries 140,802 154,978 Other 959 1,074 Total assets $ 142,141 $ 157,387 Liabilities and stockholders’ equity: Subordinated debentures $ 21,651 $ 21,651 Other borrowings 9,000 - Other 57 93 Stockholders’ equity 111,433 135,643 Total liabilities and stockholders’ equity $ 142,141 $ 157,387 Condensed Statements of Earnings (Dollars in thousands) Years ended December 31, 2022 2021 2020 Dividends from Bank $ 29,350 $ 4,600 $ 6,900 Dividends from nonbank subsidiary 490 1,000 - Interest income 26 16 21 Other non-interest income 8 7 7 Interest expense (998 ) (472 ) (614 ) Other expense, net (412 ) (532 ) (352 ) Earnings before equity in undistributed earnings 28,464 4,619 5,962 (Decrease) increase in undistributed equity of Bank (19,030 ) 13,599 13,087 Increase (decrease) in undistributed equity of nonbank subsidiary 155 (272 ) 248 Earnings before income taxes 9,589 17,946 19,297 Income tax benefit (289 ) (65 ) (196 ) Net earnings 9,878 18,011 19,493 Other comprehensive (loss) income (28,946 ) (5,567 ) 4,208 Total comprehensive income $ (19,068 ) $ 12,444 $ 23,701 Condensed Statements of Cash Flows (Dollars in thousands) Years ended December 31, 2022 2021 2020 Cash flows from operating activities: Net earnings $ 9,878 $ 18,011 $ 19,493 Decrease (increase) in undistributed equity of subsidiaries 18,875 (13,327 ) (13,335 ) Other 79 130 (312 ) Net cash provided by operating activities 28,832 4,814 5,846 Cash flows from investing activities: Net change in interest-bearing deposits at banks - (2 ) 26 Acquisition of Freedom Bancshares, Inc. (33,350 ) - - Net cash (used in) provided by investing activities (33,350 ) (2 ) 26 Cash flows from financing activities: Proceeds from exercise of stock options - 22 42 Payment of dividends (4,198 ) (3,818 ) (3,633 ) Purchase of treasury stock (1,239 ) - (2,349 ) Issuances of outstanding debt 10,065 - - Payment on outstanding debt (1,065 ) - - Net cash used in financing activities 3,563 (3,796 ) (5,940 ) Net (decrease) increase in cash (955 ) 1,016 (68 ) Cash at beginning of year 1,121 105 173 Cash at end of year $ 166 $ 1,121 $ 105 Dividends paid by the Company are provided through dividends from the Bank and dividends from nonbank subsidiaries. At December 31, 2022, the Bank could distribute dividends of up to $ 7.7

Commitments, Contingencies and

Commitments, Contingencies and Guarantees	12 Months Ended
	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Commitments, Contingencies and Guarantees	(23) Commitments, Contingencies and Guarantees Commitments to extend credit are legally binding agreements to lend to a borrower provided there are no violations of any conditions established in the contract. The Company, as a provider of financial services, routinely issues financial guarantees in the form of financial and performance commercial and standby letters of credit. As many of the commitments are expected to expire without being drawn upon, the total commitment does not necessarily represent future cash requirements (see Note 7). There are no pending legal proceedings to which the Company or the Bank is a party other than ordinary routine litigation incidental to the Bank’s business. While the ultimate outcome of current legal proceedings cannot be predicted with certainty, it is the opinion of management that the resolution of these legal actions should not have a material effect on the Company’s consolidated financial position or results of operations.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation
Use of Estimates	Use of Estimates
Business Combinations	Business Combinations
Reserve Requirements	Reserve Requirements
Cash Flows	Cash Flows
Interest-Bearing Deposits in Banks	Interest-Bearing Deposits in Banks
Investment Securities	Investment Securities The Company performs quarterly reviews of the investment portfolio to evaluate investment for other-than-temporary impairment. The initial review begins with all securities in an unrealized loss position. The Company’s assessment of other-than-temporary impairment is based on its judgment of the specific facts and circumstances impacting each individual security at the time such assessments are made. The Company reviews and considers all factual information, including expected cash flows, the structure of the security, the credit quality of the underlying assets and the current and anticipated market conditions. Any credit-related impairment on debt securities is recorded through a charge to earnings. Impairment related to other factors is recognized in other comprehensive income. However, if the Company intends to sell or it is more likely than not that it will be required to sell a security in an unrealized loss position before recovery of its amortized costs basis, the entire impairment is recorded through a charge to earnings.
Bank Stocks	Bank Stocks
Acquired Loans	Acquired Loans
Loans	Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining if a loan is impaired include payment status, probability of collecting scheduled principal and interest payments when due and value of collateral for collateral dependent loans. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. In addition, the Company classifies troubled debt restructurings (“TDR”) as impaired loans. A loan is classified as a TDR if the Company modifies a loan with any concessions, as defined by accounting guidance, to a borrower experiencing financial difficulty. The allowance recorded on impaired loans is measured on a loan-by-loan basis for commercial, commercial real estate, agriculture and construction and land loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of homogeneous loans with smaller individual balances are collectively evaluated for impairment. Accordingly, the Company generally does not separately identify individual consumer and residential loans for impairment disclosures. The accrual of interest on non-performing loans is discontinued at the time the loan is ninety days delinquent, unless the credit is well-secured and in process of collection. Loans are placed on non-accrual or are charged off at an earlier date if collection of the principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on non-accrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are evaluated individually and are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses includes a general component to absorb probable incurred loan losses in the loan portfolio and is based on historical loan loss experience adjusted for qualitative factors. In addition to the general component the allowance consists of a specific component. The specific component relates to loans that are individually classified as impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement.
Loans Held for Sale	Loans Held for Sale Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.
Mortgage Servicing Rights	Mortgage Servicing Rights Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are included in amortization expense on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds, default rates and losses.
Transfers of Financial Assets	Transfers of Financial Assets
Mortgage Loan Repurchase Reserve	Mortgage Loan Repurchase Reserve
Premises and Equipment	Premises and Equipment
Bank Owned Life Insurance	Bank Owned Life Insurance
Goodwill and Intangible Assets	Goodwill and Intangible Assets Intangible assets include core deposit intangibles and lease intangibles. Core deposit intangible assets are amortized over their estimated useful life of ten years on an accelerated basis. Lease intangible assets are amortized over the life of the lease. When facts and circumstances indicate potential impairment, the Company will evaluate the recoverability of the intangible asset’s carrying value, using estimates of undiscounted future cash flows over the remaining asset life. Any impairment loss is measured by the excess of carrying value over fair value.
Income Taxes	Income Taxes greater than 50 percent likelihood of being realized upon ultimate settlement
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments
Loss Contingencies	Loss Contingencies
Comprehensive Income	Comprehensive Income
Real Estate Owned	Real Estate Owned
Stock-Based Compensation	Stock-Based Compensation
Earnings per Share	Earnings per Share 49,255 53,642 104,332 The shares used in the calculation of basic and diluted earnings per share, which have been adjusted to give effect to the 5 Schedule of Earnings Per Share, Basic and Diluted 2022 2021 2020 (Dollars in thousands, except per share amounts) Years ended December 31, 2022 2021 2020 Net earnings available to common shareholders $ 9,878 $ 18,011 $ 19,493 Weighted average common shares outstanding - basic 5,230,749 5,244,273 5,236,688 Assumed exercise of stock options 15,016 12,670 4,808 Weighted average common shares outstanding - diluted 5,245,765 5,256,943 5,241,496 Earnings per share: Basic $ 1.89 $ 3.43 $ 3.72 Diluted $ 1.88 $ 3.42 $ 3.72
Derivative Financial Instruments	Derivative Financial Instruments
Dividend Restriction	Dividend Restriction
Fair Value of Financial Instruments	Fair Value of Financial Instruments
Reclassifications	Reclassifications

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The shares used in the calculation of basic and diluted earnings per share, which have been adjusted to give effect to the 5 Schedule of Earnings Per Share, Basic and Diluted 2022 2021 2020 (Dollars in thousands, except per share amounts) Years ended December 31, 2022 2021 2020 Net earnings available to common shareholders $ 9,878 $ 18,011 $ 19,493 Weighted average common shares outstanding - basic 5,230,749 5,244,273 5,236,688 Assumed exercise of stock options 15,016 12,670 4,808 Weighted average common shares outstanding - diluted 5,245,765 5,256,943 5,241,496 Earnings per share: Basic $ 1.89 $ 3.43 $ 3.72 Diluted $ 1.88 $ 3.42 $ 3.72

Acquisition (Tables)

Acquisition (Tables)	12 Months Ended
	Dec. 31, 2022
Business Combination and Asset Acquisition [Abstract]
Schedule of Assets and Liabilities Acquisition	The following table summarizes the consideration paid for Freedom Bancshares, Inc. and the amounts of the assets acquired and liabilities assumed at the acquisition date: Schedule of Assets and Liabilities Acquisition As of (Dollars in thousands) October 1, 2022 Cash paid in acquisition $ 33,350 Assets acquired: Cash and cash equivalents 32,778 Investment securities 33,126 Bank stocks 699 Loans 113,910 Bank owned life insurance 4,374 Premises and equipment 3,782 Core deposit intangibles 4,170 Other 7,194 Total assets acquired 200,033 Liabilities assumed: Deposits 150,410 FHLB advances 7,000 Other borrowings 22,198 Other liabilities 1,742 Total liabilities assumed 181,350 Net assets acquired 18,683 Goodwill $ 14,667
Schedule of Unaudited Pro Forma Consolidated Operating Acquisition	Schedule of Unaudited Pro Forma Consolidated Operating Acquisition 2022 2021 (Dollars in thousands, except per share amounts) Years ended December 31, 2022 2021 Net interest income $ 44,750 $ 45,942 Net earnings 9,098 19,922 Earnings per share: Basic 1.74 3.81 Diluted 1.73 3.80

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2022
Schedule of Investments [Abstract]
Schedule of Available-for-sale Securities	A summary of investment securities available-for-sale and securities held-to-maturity is as follows: Schedule of Available-for-sale Securities (Dollars in thousands) As of December 31, 2022 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale: U. S. treasury securities $ 130,684 $ - $ (7,573 ) $ 123,111 U. S. federal agency obligations 2,002 - (14 ) 1,988 Municipal obligations, tax exempt 130,848 59 (3,645 ) 127,262 Municipal obligations, taxable 73,520 14 (6,290 ) 67,244 Agency mortgage-backed securities 185,451 172 (15,922 ) 169,701 Total available-for-sale $ 522,505 $ 245 $ (33,444 ) $ 489,306 Held-to-maturity: Other $ 3,524 $ 5 $ (77 ) $ 3,452 Total held-to-maturity $ 3,524 $ 5 $ (77 ) $ 3,452 As of December 31, 2021 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale: U. S. treasury securities $ 43,098 $ - $ (423 ) $ 42,675 U. S. federal agency obligations 17,165 67 (37 ) 17,195 Municipal obligations, tax exempt 133,558 4,488 (62 ) 137,984 Municipal obligations, taxable 39,011 1,171 (136 ) 40,046 Agency mortgage-backed securities 142,747 1,339 (1,269 ) 142,817 Total $ 375,579 $ 7,065 $ (1,927 ) $ 380,717
Schedule of Available for Sale Securities Continuous Unrealized Loss Position Fair Value	Securities which were temporarily impaired are shown below, along with the length of time in a continuous unrealized loss position. Schedule of Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Dollars in thousands) As of December 31, 2022 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized Available-for-sale securities value losses value losses value losses U. S. treasury securities 67 $ 85,988 $ (4,591 ) $ 37,123 $ (2,982 ) $ 123,111 $ (7,573 ) U. S. federal agency obligations 1 1,988 (14 ) - - 1,988 (14 ) Municipal obligations, tax exempt 274 107,262 (3,020 ) 8,495 (625 ) 115,757 (3,645 ) Municipal obligations, taxable 108 54,746 (5,006 ) 7,571 (1,284 ) 62,317 (6,290 ) Agency mortgage-backed securities 100 78,971 (4,550 ) 79,882 (11,372 ) 158,853 (15,922 ) Total available-for-sale 550 $ 328,955 $ (17,181 ) $ 133,071 $ (16,263 ) $ 462,026 $ (33,444 ) Other 6 $ 3,009 $ (77 ) $ - $ - $ 3,009 $ (77 ) Total 6 $ 3,009 $ (77 ) $ - $ - $ 3,009 $ (77 ) As of December 31, 2021 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U. S. treasury securities 28 $ 42,675 $ (423 ) $ - $ - $ 42,675 $ (423 ) U. S. federal agency obligations 6 $ 12,073 $ (30 ) $ 3,048 $ (7 ) 15,121 (37 ) Municipal obligations, tax exempt 37 12,411 (46 ) 1,879 (16 ) 14,290 (62 ) Municipal obligations, taxable 13 8,802 (136 ) - - 8,802 (136 ) Agency mortgage-backed securities 28 95,028 (1,269 ) - - 95,028 (1,269 ) Total 112 $ 170,989 $ (1,904 ) $ 4,927 $ (23 ) $ 175,916 $ (1,927 )
Schedule of Investments Classified by Contractual Maturity Date	Schedule of Investments Classified by Contractual Maturity Date Amortized Estimated (Dollars in thousands) cost fair value Due in less than one year $ 22,482 $ 22,142 Due after one year but within five years 300,282 280,685 Due after five years but within ten years 147,965 138,189 Due after ten years 51,776 48,290 Total available-for-sale $ 522,505 $ 489,306 Held-to-maturity Due after five years but within ten years $ 3,524 $ 3,452 Total held-to-maturity $ 3,524 $ 3,452
Schedule of Realized Gain (loss)	The Company has not sold any investment securities subsequent to December 31, 2022 and the date of this filing. Sales proceeds and gross realized gains and losses on sales of available-for-sale securities are as follows: Schedule of Realized Gain (loss) (Dollars in thousands) Years ended December 31, Available-for-sale 2022 2021 2020 Sales proceeds $ 52,597 $ 16,623 $ 61,163 Realized gains $ - $ 1,138 $ 2,449 Realized losses (1,103 ) - (1 ) Net realized (losses) gains $ (1,103 ) $ 1,138 $ 2,448

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2022
Receivables [Abstract]
Schedule of Loans	Loans consisted of the following: Schedule of Loans As of December 31, (Dollars in thousands) 2022 2021 One-to-four family residential real estate loans $ 236,982 $ 166,081 Construction and land loans 22,725 27,644 Commercial real estate loans 304,074 198,472 Commercial loans 173,415 132,154 Paycheck protection program loans 21 17,179 Agriculture loans 84,283 94,267 Municipal loans 2,026 2,050 Consumer loans 26,664 24,541 Total gross loans 850,190 662,388 Net deferred loan (fees) costs and loans in process (250 ) (380 ) Allowance for loan losses (8,791 ) (8,775 ) Loans, net $ 841,149 $ 653,233
Schedule of Allowance for Credit Losses on Financing Receivables	The following tables provide information on the Company’s allowance for loan losses by loan class and allowance methodology: Schedule of Allowance for Credit Losses on Financing Receivables One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection loans Agriculture loans Municipal loans Consumer loans Total (Dollars in thousands) Year ended December 31, 2022 One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Balance at January 1, 2022 $ 623 $ 138 $ 3,051 $ 2,613 $ - $ 2,221 $ 6 $ 123 $ 8,775 Charge-offs - - - - - - - (336 ) (336 ) Recoveries - 165 - 38 - 59 6 84 352 Provision for loan losses 32 (186 ) 107 102 - (314 ) (7 ) 266 - Balance at December 31, 2022 $ 655 $ 117 $ 3,158 $ 2,753 $ - $ 1,966 $ 5 $ 137 $ 8,791 Allowance for loan losses: Individually evaluated for loss $ - $ - $ - $ 636 $ - $ 18 $ - $ - $ 654 Collectively evaluated for loss 655 117 3,158 2,117 - 1,948 5 137 8,137 Total $ 655 $ 117 $ 3,158 $ 2,753 $ - $ 1,966 $ 5 $ 137 $ 8,791 Loan balances: Individually evaluated for loss $ 326 $ 412 $ 1,224 $ 812 $ - $ 1,319 $ 36 $ - $ 4,129 Collectively evaluated for loss 236,656 22,313 302,850 172,603 21 82,964 1,990 26,664 846,061 Total $ 236,982 $ 22,725 $ 304,074 $ 173,415 $ 21 $ 84,283 $ 2,026 $ 26,664 $ 850,190 (Dollars in thousands) Year ended December 31, 2021 One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Balance at January 1, 2021 $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Charge-offs (81 ) - (540 ) (72 ) - (50 ) - (235 ) (978 ) Recoveries 11 263 - 14 - 66 6 118 478 Provision for loan losses (166 ) (306 ) 1,109 283 - (485 ) (6 ) 71 500 Balance at December 31, 2021 $ 623 $ 138 $ 3,051 $ 2,613 $ - $ 2,221 $ 6 $ 123 $ 8,775 Allowance for loan losses: Individually evaluated for loss $ - $ - $ - $ 504 $ - $ - $ - $ - $ 504 Collectively evaluated for loss 623 138 3,051 2,109 - 2,221 6 123 8,271 Total $ 623 $ 138 $ 3,051 $ 2,613 $ - $ 2,221 $ 6 $ 123 $ 8,775 Loan balances: Individually evaluated for loss $ 578 $ 794 $ 2,214 $ 1,029 $ - $ 2,067 $ 36 $ - $ 6,718 Collectively evaluated for loss 165,503 26,850 196,258 131,125 17,179 92,200 2,014 24,541 655,670 Total $ 166,081 $ 27,644 $ 198,472 $ 132,154 $ 17,179 $ 94,267 $ 2,050 $ 24,541 $ 662,388 (Dollars in thousands) Year ended December 31, 2020 One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection loans Agriculture loans Municipal loans Consumer loans Total Allowance for loan losses: Balance at January 1, 2020 $ 501 $ 271 $ 1,386 $ 1,815 $ - $ 2,347 $ 7 $ 140 $ 6,467 Balance $ 501 $ 271 $ 1,386 $ 1,815 $ - $ 2,347 $ 7 $ 140 $ 6,467 Charge-offs (251 ) (191 ) (131 ) (292 ) - (3 ) - (248 ) (1,116 ) Recoveries - - 13 3 - - 6 102 124 Provision for loan losses 609 101 1,214 862 - 346 (7 ) 175 3,300 Balance at December 31, 2020 $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Balance $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Allowance for loan losses: Individually evaluated for loss $ - $ - $ 177 $ 22 $ - $ 67 $ - $ - $ 266 Collectively evaluated for loss 859 181 2,305 2,366 - 2,623 6 169 8,509 Total $ 859 $ 181 $ 2,482 $ 2,388 $ - $ 2,690 $ 6 $ 169 $ 8,775 Loan balances: Individually evaluated for loss $ 914 $ 1,137 $ 8,119 $ 1,639 $ - $ 614 $ 36 $ 3 $ 12,462 Collectively evaluated for loss 157,070 24,969 164,188 132,408 100,084 95,918 2,296 24,119 701,052 Total $ 157,984 $ 26,106 $ 172,307 $ 134,047 $ 100,084 $ 96,532 $ 2,332 $ 24,122 $ 713,514
Schedule of Impaired Financing Receivables	Schedule of Impaired Financing Receivables (Dollars in thousands) As of December 31, 2022 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate loans $ 326 $ 326 $ 326 $ - $ - $ 357 $ 9 Construction and land loans 843 412 412 - - 243 10 Commercial real estate loans 1,224 1,224 1,224 - - 1,224 47 Commercial loans 1,063 812 75 737 636 865 5 Agriculture loans 1,402 1,319 1,301 18 18 1,433 64 Municipal loans 36 36 36 - - 36 1 Total impaired loans $ 4,894 $ 4,129 $ 3,374 $ 755 $ 654 $ 4,158 $ 136 As of December 31, 2021 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate loans $ 578 $ 578 $ 578 $ - $ - $ 590 $ 8 Construction and land loans 2,401 794 794 - - 895 16 Commercial real estate loans 2,214 2,214 2,214 - - 2,388 37 Commercial loans 1,380 1,029 520 509 504 1,096 38 Agriculture loans 2,235 2,067 2,067 - - 2,420 67 Municipal loans 36 36 36 - - 36 1 Total impaired loans $ 8,844 $ 6,718 $ 6,209 $ 509 $ 504 $ 7,425 $ 167 As of December 31, 2020 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate loans $ 914 $ 914 $ 914 $ - $ - $ 925 $ 3 Construction and land loans 2,872 1,137 1,137 - - 1,211 26 Commercial real estate loans 8,119 8,119 4,302 3,817 177 8,152 8 Commercial loans 1,990 1,639 1,543 96 22 1,984 43 Agriculture loans 829 614 538 76 67 618 67 Municipal loans 36 36 36 - - 54 1 Consumer loans 3 3 3 - - 4 - Total impaired loans $ 14,763 $ 12,462 $ 8,473 $ 3,989 $ 266 $ 12,948 $ 148
Schedule of Past Due Financing Receivables	Schedule of Past Due Financing Receivables (Dollars in thousands) As of December 31, 2022 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 8 $ 72 $ - $ 80 $ 170 $ 250 $ 236,732 Construction and land loans - - - - 195 195 22,530 Commercial real estate loans - - - - 1,224 1,224 302,850 Commercial loans - 411 - 411 812 1,223 172,192 Paycheck protection program loans - - - - - - 21 Agriculture loans - 180 - 180 925 1,105 83,178 Municipal loans - - - - - - 2,026 Consumer loans 67 - - 67 - 67 26,597 Total $ 75 $ 663 $ - $ 738 $ 3,326 $ 4,064 $ 846,126 Percent of gross loans 0.01 % 0.08 % 0.00 % 0.09 % 0.39 % 0.48 % 99.52 % As of December 31, 2021 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 20 $ 125 $ - $ 145 $ 417 $ 562 $ 165,519 Construction and land loans - - - - 681 681 26,963 Commercial real estate loans - - - - 2,214 2,214 196,258 Commercial loans 289 340 - 629 593 1,222 130,932 Paycheck protection program loans - - - - - - 17,179 Agriculture loans 1,189 - - 1,189 1,325 2,514 91,753 Municipal loans - - - - - - 2,050 Consumer loans 18 9 - 27 - 27 24,514 Total $ 1,516 $ 474 $ - $ 1,990 $ 5,230 $ 7,220 $ 655,168 Percent of gross loans 0.23 % 0.07 % 0.00 % 0.30 % 0.79 % 1.09 % 98.91 %
Schedule of Troubled Debt Restructurings on Financing Receivables	The following table provides information on the Company’s risk categories by loan class: Schedule of Troubled Debt Restructurings on Financing Receivables As of December 31, 2022 As of December 31, 2021 (Dollars in thousands) Nonclassified Classified Nonclassified Classified One-to-four family residential real estate loans $ 236,663 $ 319 $ 165,299 $ 782 Construction and land loans 22,530 195 26,963 681 Commercial real estate loans 300,216 3,858 193,669 4,803 Commercial loans 165,709 7,706 123,609 8,545 Paycheck protection program loans 21 - 17,179 - Agriculture loans 83,358 925 91,036 3,231 Municipal loans 2,026 - 2,050 - Consumer loans 26,664 - 24,541 - Total $ 837,187 $ 13,003 $ 644,346 $ 18,042 Total gross loans $ 837,187 $ 13,003 $ 644,346 $ 18,042
Schedule of Troubled Debt Restructurings on Financing Receivables	The following table presents information on loans that were classified as TDRs: (Dollars in thousands) Schedule of Troubled Debt Restructurings on Financing Receivables As of December 31, 2022 As of December 31, 2021 Number of loans Non-accrual balance Accruing balance Number of loans Non-accrual balance Accruing balance One-to-four family residential real estate loans 2 $ - $ 156 2 $ - $ 161 Construction and land loans 2 195 217 3 681 113 Commercial real estate loans 2 1,224 - 2 1,224 - Commercial loans 2 264 - 4 33 436 Agriculture 3 - 394 4 - 742 Municipal loans 1 - 36 1 - 36 Total troubled debt restructurings 12 $ 1,683 $ 803 16 $ 1,938 $ 1,488
Schedule of Loan to Directors Officers and Affiliated Parties	The Company had loans and unfunded commitments to directors and officers, and to affiliated parties, at December 31, 2022 and 2021. A summary of such loans is as follows: Schedule of Loan to Directors Officers and Affiliated Parties (Dollars in thousands) Balance at December 31, 2021 $ 9,937 New loans 15,525 Repayments (10,889 ) Balance at December 31, 2022 $ 14,573

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Goodwill	The change in goodwill during 2022 is as follows: Schedule of Goodwill Balance at January 1, 2022 $ 17,532 Acquired goodwill 14,667 Balance at December 31, 2022 $ 32,199
Schedule of Other Intangible Assets and Goodwill	A summary of the other intangible assets that continue to be subject to amortization is as follows: Schedule of Other Intangible Assets and Goodwill (Dollars in thousands) As of December 31, 2022 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 5,880 $ (1,874 ) $ 4,006 (Dollars in thousands) As of December 31, 2021 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 2,018 $ (1,934 ) $ 84
Schedule of Finite-lived Intangible Assets, Future Amortization Expense	Schedule of Finite-lived Intangible Assets, Future Amortization Expense (Dollars in thousands) Amortization expense 2023 $ 765 2024 663 2025 588 2026 512 2027 436 Thereafter 1,042 Total $ 4,006

Mortgage Loan Servicing (Tables

Mortgage Loan Servicing (Tables)	12 Months Ended
	Dec. 31, 2022
Mortgage Loan Servicing
Schedule of Participating Mortgage Loans	Mortgage loans serviced for others are not reported as assets. The following table provides information on the principal balances of mortgage loans serviced for others: Schedule of Participating Mortgage Loans (Dollars in thousands) As of December 31, 2022 2021 FHLMC $ 685,859 $ 697,484 FHLB 27,285 18,218 Total $ 713,144 $ 715,702
Schedule of Servicing Asset at Amortized Cost	Activity for mortgage servicing rights and the related valuation allowance follows: Schedule of Servicing Asset at Amortized Cost (Dollars in thousands) As of December 31, 2022 2021 Mortgage servicing rights: Balance at beginning of year $ 4,193 $ 3,726 Additions 818 1,946 Amortization (1,198 ) (1,479 ) Balance at end of year $ 3,813 $ 4,193

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2022
Property, Plant and Equipment [Abstract]
Schedule of Premises and Equipment	Premises and equipment consisted of the following: Schedule of Premises and Equipment (Dollars in thousands) Estimated As of December 31, useful lives 2022 2021 Land Indefinite $ 7,234 $ 6,279 Office buildings and improvements 10 50 23,839 21,097 Furniture and equipment 3 15 9,326 8,652 Automobiles 2 5 555 556 Total premises and equipment 40,954 36,584 Accumulated depreciation (16,627 ) (15,781 ) Total premises and equipment, net $ 24,327 $ 20,803

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2022
Schedule of Maturities of Time Deposit	The following table presents the maturities of certificates of deposit at December 31, 2022: Schedule of Maturities of Time Deposit (Dollars in thousands) Year Amount 2023 $ 78,419 2024 7,205 2025 2,677 2026 2,452 2027 2,486 Thereafter 39 Total $ 93,278
Schedule of Interest Expense Associated with Deposits	The components of interest expense associated with deposits are as follows: Schedule of Interest Expense Associated with Deposits (Dollars in thousands) Years ended December 31, 2022 2021 2020 Certificate of deposit $ 412 $ 476 $ 1,166 Money market and checking 2,318 500 899 Savings 46 47 40 Total $ 2,776 $ 1,023 $ 2,105

Repurchase Agreements (Tables)

Repurchase Agreements (Tables)	12 Months Ended
	Dec. 31, 2022
Schedule of Repurchase Agreements	The following is a summary of the balances and collateral of the Company’s repurchase agreements: Schedule of Repurchase Agreements (Dollars in thousands) Years ended December 31, 2022 2021 Average daily balance during the year $ 13,239 $ 5,915 Average interest rate during the year 1.11 % 0.19 % Maximum month-end balance during the year $ 33,930 $ 8,250 Weighted average interest rate at year-end 1.70 % 0.19 % As of December 31, 2022 Overnight and Up to 30 days 30-90 days Greater Total Repurchase agreements: U.S. federal treasury obligations $ 25,973 $ - $ - $ - $ 25,973 U.S. federal agency obligations 1,236 - - - 1,236 Agency mortgage-backed securities 2,193 - - - 2,193 Total $ 29,402 $ - $ - $ - $ 29,402 As of December 31, 2021 Overnight and Up to 30 days 30-90 days Greater Total Repurchase agreements: U.S. federal treasury obligations $ 325 $ - $ - $ - $ 325 U.S. federal agency obligations 3,008 - - - 3,008 Agency mortgage-backed securities 4,070 - - - 4,070 Total $ 7,403 $ - $ - $ - $ 7,403

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	12 Months Ended
	Dec. 31, 2022
Revenue from Contract with Customer [Abstract]
Schedule of Revenue from Contracts with Customers Within Non-interest Income	All of the Company’s revenue from contracts with customers in the scope of ASC 606 is recognized within non-interest income. Items outside the scope of ASC 606 are noted as such. Schedule of Revenue from Contracts with Customers Within Non-interest Income (Dollars in thousands) Years ended December 31, 2022 2021 2020 Non-interest income: Service charges on deposits Overdraft fees $ 3,747 $ 2,987 $ 2,991 Other 787 679 644 Interchange income 3,098 3,261 2,604 Loan servicing fees (1) 1,819 1,780 1,534 Office lease income (1) 123 574 652 Gains on sales of loans (1) 3,444 10,487 15,155 Bank owned life insurance income (1) 780 686 611 Gains (losses) on sales of investment securities (1) (1,103 ) 1,138 2,448 (Losses) gains on sales of premises and equipment and foreclosed assets 114 (4 ) (29 ) Other 891 673 748 Total non-interest income $ 13,700 $ 22,261 $ 27,358 (1) Not within the scope of ASC 606.

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit)	Income tax expense (benefit) attributable to income from operations consisted of the following: Schedule of Components of Income Tax Expense (Benefit) (Dollars in thousands) Years ended December 31, 2022 2021 2020 Current: Federal $ 559 $ 3,039 $ 4,582 State (317 ) 967 708 Total current 242 4,006 5,290 Deferred: Federal 994 662 (442 ) State 238 196 (8 ) Total deferred 1,232 858 (450 ) Deferred tax valuation allowance (42 ) (50 ) (53 ) Income tax expense $ 1,432 $ 4,814 $ 4,787
Schedule of Effective Income Tax Rate Reconciliation	The reasons for the difference between actual income tax expense (benefit) and expected income tax expense attributable to income from operations at the statutory federal income tax rate were as follows: Schedule of Effective Income Tax Rate Reconciliation (Dollars in thousands) Years ended December 31, 2022 2021 2020 Computed “expected” tax expense $ 2,375 $ 4,793 $ 5,099 (Reduction) increase in income taxes resulting from: Tax-exempt interest income, net (633 ) (645 ) (695 ) Excess tax benefit from stock option exercise (4 ) (29 ) (26 ) Bank owned life insurance (180 ) (156 ) (137 ) Reversal of unrecognized tax benefits, net (465 ) 162 (229 ) State income taxes, net of federal benefit 369 718 800 Investment tax credits (23 ) (19 ) (28 ) Other, net (7 ) (10 ) 3 Income tax (benefit) expense $ 1,432 $ 4,814 $ 4,787
Schedule of Deferred Tax Assets and Liabilities	The tax effects of temporary differences that give rise to the significant portions of the deferred tax assets and liabilities at the following dates were as follows: Schedule of Deferred Tax Assets and Liabilities (Dollars in thousands) As of December 31, 2022 2021 Deferred tax assets: Unrealized loss on investment securities available-for-sale $ 8,132 $ - Loans, including allowance for loan losses 2,879 2,041 State taxes 562 534 Other, net 210 184 Investments 184 70 Net operating loss carry forwards 181 223 Acquisition costs 120 141 Net deferred loan fees 78 125 Valuation allowance on other real estate 74 - Deferred compensation arrangements 62 64 Total deferred tax assets 12,482 3,382 Less valuation allowance (181 ) (223 ) Total deferred tax assets, net of valuation allowance 12,301 3,159 Deferred tax liabilities: Intangible assets 1,324 387 Mortgage servicing rights 801 879 Prepaid expenses 554 314 Premises and equipment, net of depreciation 241 723 FHLB stock dividends 17 8 Unrealized gain on investment securities available-for-sale - 1,259 Total deferred tax liabilities 2,937 3,570 Net deferred tax asset (liability) $ 9,364 $ (411 )
Schedule of Unrecognized Tax Benefits	The Company has unrecognized tax benefits representing tax positions for which a liability has been established. A reconciliation of the beginning and ending amount of the liability relating to unrecognized tax benefits is as follows: Schedule of Unrecognized Tax Benefits (Dollars in thousands) Years ended December 31, 2022 2021 Unrecognized tax benefits at beginning of year $ 2,290 $ 2,138 Gross increases to current year tax positions 390 325 Gross decreases to prior year’s tax positions (61 ) (125 ) Lapse of statute of limitations (462 ) (48 ) Unrecognized tax benefits at end of year $ 2,157 $ 2,290

Stock Compensation Plan (Tables

Stock Compensation Plan (Tables)	12 Months Ended
	Dec. 31, 2022
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Schedule of Fair Value of Options Assumed	The fair value of the options granted were determined using the following weighted-average assumptions as of the grant date: Schedule of Fair Value of Options Assumed Years ended December 31, 2022 2021 2020 Risk-free interest rate n/a 1.00 % n/a Expected term n/a 7 n/a Expected stock price volatility n/a 28.51 % n/a Dividend yield n/a 2.88 % n/a
Schedule of Share-based Compensation, Stock Options, Activity	A summary of option activity during 2022 is presented below: Schedule of Share-based Compensation, Stock Options, Activity (Dollars in thousands, except per share amounts) Weighted Weighted average average exercise remaining Aggregate price contractual intrinsic Shares per share term value Outstanding at January 1, 2022 148,211 $ 22.97 7.8 $ 848 Granted - $ - Effect of 5 6,986 Forfeited/expired (10,513 ) $ 22.80 Exercised (112 ) $ 20.25 Outstanding at December 31, 2022 144,572 $ 21.87 6.8 $ 502 Exercisable at December 31, 2022 77,670 $ 21.12 6.0 $ 326 Fully vested options at December 31, 2022 77,670 $ 21.12 6.0 $ 326
Schedule of Stock Option Exercised Additional Information	Additional information about stock options exercised is presented below: Schedule of Stock Option Exercised Additional Information (Dollars in thousands) Years ended December 31, 2022 2021 2020 Intrinsic value of options exercised (on exercise date) $ 3 $ 141 $ 430 Cash received from options exercised - 22 42 Excess tax benefit realized from options exercised $ - $ 21 $ 32
Schedule of Share-based Compensation Arrangements by Share-based Payment Award	Schedule of Share-based Compensation Arrangements by Share-based Payment Award (Dollars in thousands) Year Amount 2023 $ 96 2024 63 2025 37 Total $ 196
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Schedule of Share-based Compensation Arrangements by Share-based Payment Award	Schedule of Share-based Compensation Arrangements by Share-based Payment Award (Dollars in thousands) Year Amount 2023 $ 186 2024 126 2025 92 2026 53 Total $ 457
Schedule of Nonvested Share Activity	Schedule of Nonvested Share Activity Shares Weighted average grant date price per share Nonvested restricted common stock at January 1, 2022 17,379 $ 21.05 Granted 17,551 $ 25.49 Vested (8,885 ) $ 23.14 Forfeited (1,214 ) $ 20.02 Effect of 5% stock dividend 1,226 Nonvested restricted common stock at December 31, 2022 26,057 $ 23.50

Fair Value of Financial Instr_2

Fair Value of Financial Instruments and Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Schedule of Fair Value, by Balance Sheet Grouping	Fair value estimates of the Company’s financial instruments as of December 31, 2022 and 2021, including methods and assumptions utilized, are set forth below: Schedule of Fair Value, by Balance Sheet Grouping (Dollars in thousands) As of December 31, 2022 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 23,156 $ 23,156 $ - $ - $ 23,156 Interest-bearing deposits at other banks 9,084 - 9,084 - 9,084 Investment securities available-for-sale 489,306 123,111 366,195 - 489,306 Investment securities held-to-maturity 3,524 - 3,452 - 3,452 Bank stocks, at cost 5,470 n/a n/a n/a n/a Loans, net 841,149 - - 828,726 828,726 Loans held for sale 2,488 - 2,488 - 2,488 Mortgage servicing rights 3,813 - 10,282 - 10,282 Accrued interest receivable 5,879 426 2,150 3,303 5,879 Derivative financial instruments 126 - 126 - 126 Financial liabilities: Non-maturity deposits $ (1,207,371 ) $ (1,207,371 ) $ - $ - $ (1,207,371 ) Certificates of deposit (93,278 ) - (90,760 ) - (90,760 ) FHLB borrowings (8,200 ) - (8,200 ) - (8,200 ) Subordinated debentures (21,651 ) - (18,189 ) - (18,189 ) Other borrowings (38,402 ) - (36,183 ) - (36,183 ) Accrued interest payable (439 ) - (439 ) - (439 ) (Dollars in thousands) As of December 31, 2021 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 189,213 $ 189,213 $ - $ - $ 189,213 Interest-bearing deposits at other banks 7,378 - 7,378 - 7,378 Investment securities available-for-sale 380,717 42,675 338,042 - 380,717 Bank stocks, at cost 2,905 n/a n/a n/a n/a Loans, net 653,233 - - 663,625 663,625 Loans held for sale 4,795 - 4,795 - 4,795 Mortgage servicing rights 4,193 - 6,722 - 6,722 Accrued interest receivable 4,405 107 1,666 2,632 4,405 Derivative financial instruments 494 - 494 - 494 Financial liabilities: Non-maturity deposits $ (1,042,374 ) $ (1,042,374 ) $ - $ - $ (1,042,374 ) Certificates of deposit (106,107 ) - (105,935 ) - (105,935 ) Subordinated debentures (21,651 ) - (16,375 ) - (16,375 ) Other borrowings (7403 ) - (7,403 ) - (7,403 ) Accrued interest payable (125 ) - (125 ) - (125 )
Schedule of Fair Value, Assets Measured On Recurring Basis	The following table represents the Company’s financial instruments that are measured at fair value on a recurring basis at December 31, 2022 and 2021, allocated to the appropriate fair value hierarchy: Schedule of Fair Value, Assets Measured On Recurring Basis (Dollars in thousands) As of December 31, 2022 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale securities U. S. treasury securities $ 123,111 $ 123,111 $ - $ - U. S. federal agency obligations 1,988 - 1,988 - Municipal obligations, tax exempt 127,262 - 127,262 - Municipal obligations, taxable 67,244 - 67,244 - Agency mortgage-backed securities 169,701 - 169,701 - Loans held for sale 2,488 - 2,488 - Derivative financial instruments 126 - 126 - (Dollars in thousands) As of December 31, 2021 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale securities U. S. treasury securities $ 42,675 $ 42,675 $ - $ - U. S. federal agency obligations 17,195 - 17,195 - Municipal obligations, tax exempt 137,984 - 137,984 - Municipal obligations, taxable 40,046 - 40,046 - Agency mortgage-backed securities 142,817 - 142,817 - Loans held for sale 4,795 - 4,795 - Derivative financial instruments 494 - 494 -
Schedule of Fair Value Contractual Balance and Gain Loss On Loans Held for Sale	The aggregate fair value, contractual balance (including accrued interest), and gain or loss on loans held for sale were as follows: Schedule of Fair Value Contractual Balance and Gain Loss On Loans Held for Sale As of December 31, (Dollars in thousands) 2022 2021 Aggregate fair value $ 2,488 $ 4,795 Contractual balance 2,468 4,651 Gain $ 20 $ 144
Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale	Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale As of December 31, (Dollars in thousands) 2022 2021 2020 Total change in fair value $ (368 ) $ (836 ) $ 848
Schedule of Fair Value Measurements On Nonrecurring, Valuation Techniques	The following table presents quantitative information about Level 3 fair value measurements for impaired loans measure at fair value on a non-recurring basis as of December 31, 2022 and 2021. Schedule of Fair Value Measurements On Nonrecurring, Valuation Techniques (Dollars in thousands) Fair value Valuation technique Unobservable inputs Range As of December 31, 2022 Impaired loans: Commercial loans $ 101 Sales comparison Adjustment to comparable sales 0 25 % Real estate owned: One-to-four family residential real estate 272 Sales comparison Adjustment to appraised value 15 % Commercial real estate 234 Sales comparison Adjustment to appraised value 15 % As of December 31, 2021 Impaired loans: Commercial loans $ 5 Sales comparison Adjustment to comparable sales 0 %

Regulatory Capital Requiremen_2

Regulatory Capital Requirements (Tables)	12 Months Ended
	Dec. 31, 2022
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies	The following is a comparison of the Company’s regulatory capital to minimum capital requirements in effect at December 31, 2022 and 2021: Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Dollars in thousands) For capital Actual adequacy purposes Amount Ratio Amount Ratio (1) As of December 31, 2022 Leverage $ 122,275 8.14 % $ 60,100 4.0 % Common Equity Tier 1 Capital 101,275 10.37 % 68,352 7.0 % Tier 1 Capital 122,275 12.52 % 82,999 8.5 % Total Risk Based Capital 131,236 13.44 % 102,528 10.5 % As of December 31, 2021 Leverage $ 135,824 10.83 % $ 50,181 4.0 % Common Equity Tier 1 Capital 114,824 15.00 % 53,592 7.0 % Tier 1 Capital 135,824 17.74 % 65,077 8.5 % Total Risk Based Capital 144,739 18.91 % 80,389 10.5 % (1) The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations	The following is a comparison of the Bank’s regulatory capital to minimum capital requirements in effect at December 31, 2022 and 2021: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations (Dollars in thousands) To be well-capitalized For capital under regulatory Actual adequacy purposes guidelines Amount Ratio Amount Ratio (1) Amount Ratio As of December 31, 2022 Leverage $ 128,643 8.59 % $ 59,933 4.0 % $ 74,917 5.0 % Common Equity Tier 1 Capital 128,643 13.18 % 68,309 7.0 % 63,430 6.5 % Tier 1 Capital 128,643 13.18 % 82,947 8.5 % 78,068 8.0 % Total Risk Based Capital 137,604 14.10 % 102,464 10.5 % 97,585 10.0 % As of December 31, 2021 Leverage $ 132,313 10.58 % $ 50,040 4.0 % $ 62,550 5.0 % Common Equity Tier 1 Capital 132,313 17.29 % 53,563 7.0 % 49,737 6.5 % Tier 1 Capital 132,313 17.29 % 65,041 8.5 % 61,215 8.0 % Total Risk Based Capital 141,228 18.46 % 80,345 10.5 % 76,519 10.0 % (1) The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5

Parent Company Condensed Fina_2

Parent Company Condensed Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2022
Condensed Financial Information Disclosure [Abstract]
Schedule of Condensed Financial Statements	The following is condensed financial information of the parent company as of December 31, 2022 and 2021 and for the years ended December 31, 2022, 2021 and 2020: Schedule of Condensed Financial Statements Condensed Balance Sheets (Dollars in thousands) As of December 31, 2022 2021 Assets: Cash and cash equivalents $ 166 $ 1,121 Interest-bearing deposits at other banks 214 214 Investment in subsidiaries 140,802 154,978 Other 959 1,074 Total assets $ 142,141 $ 157,387 Liabilities and stockholders’ equity: Subordinated debentures $ 21,651 $ 21,651 Other borrowings 9,000 - Other 57 93 Stockholders’ equity 111,433 135,643 Total liabilities and stockholders’ equity $ 142,141 $ 157,387 Condensed Statements of Earnings (Dollars in thousands) Years ended December 31, 2022 2021 2020 Dividends from Bank $ 29,350 $ 4,600 $ 6,900 Dividends from nonbank subsidiary 490 1,000 - Interest income 26 16 21 Other non-interest income 8 7 7 Interest expense (998 ) (472 ) (614 ) Other expense, net (412 ) (532 ) (352 ) Earnings before equity in undistributed earnings 28,464 4,619 5,962 (Decrease) increase in undistributed equity of Bank (19,030 ) 13,599 13,087 Increase (decrease) in undistributed equity of nonbank subsidiary 155 (272 ) 248 Earnings before income taxes 9,589 17,946 19,297 Income tax benefit (289 ) (65 ) (196 ) Net earnings 9,878 18,011 19,493 Other comprehensive (loss) income (28,946 ) (5,567 ) 4,208 Total comprehensive income $ (19,068 ) $ 12,444 $ 23,701 Condensed Statements of Cash Flows (Dollars in thousands) Years ended December 31, 2022 2021 2020 Cash flows from operating activities: Net earnings $ 9,878 $ 18,011 $ 19,493 Decrease (increase) in undistributed equity of subsidiaries 18,875 (13,327 ) (13,335 ) Other 79 130 (312 ) Net cash provided by operating activities 28,832 4,814 5,846 Cash flows from investing activities: Net change in interest-bearing deposits at banks - (2 ) 26 Acquisition of Freedom Bancshares, Inc. (33,350 ) - - Net cash (used in) provided by investing activities (33,350 ) (2 ) 26 Cash flows from financing activities: Proceeds from exercise of stock options - 22 42 Payment of dividends (4,198 ) (3,818 ) (3,633 ) Purchase of treasury stock (1,239 ) - (2,349 ) Issuances of outstanding debt 10,065 - - Payment on outstanding debt (1,065 ) - - Net cash used in financing activities 3,563 (3,796 ) (5,940 ) Net (decrease) increase in cash (955 ) 1,016 (68 ) Cash at beginning of year 1,121 105 173 Cash at end of year $ 166 $ 1,121 $ 105

Schedule of Earnings Per Share,

Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		12 Months Ended
		Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Accounting Policies [Abstract]
Stock dividend percentage		5%	5%	5%
Net earnings available to common shareholders		$ 9,878	$ 18,011	$ 19,493
Weighted average common shares outstanding - basic		5,230,749	5,244,273	5,236,688
Assumed exercise of stock options		15,016	12,670	4,808
Weighted average common shares outstanding - diluted		5,245,765	5,256,943	5,241,496
Basic	[1]	$ 1.89	$ 3.43	$ 3.72
Diluted	[1]	$ 1.88	$ 3.42	$ 3.72
[1]All per share amounts have been adjusted to give effect to the 5

Summary of Significant Accoun_4

Summary of Significant Accounting Policies (Details Narrative) - shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Accounting Policies [Abstract]
Income tax examination, likelihood of unfavorable settlement	greater than 50 percent likelihood of being realized upon ultimate settlement
Diluted earning per shares excluded unexercised stock option	49,255	53,642	104,332

Schedule of Assets and Liabilit

Schedule of Assets and Liabilities Acquisition (Details) - USD ($) $ in Thousands	Oct. 01, 2022	Dec. 31, 2022	Dec. 31, 2021
Business Acquisition [Line Items]
Goodwill		$ 32,199	$ 17,532
Freedom Bank [Member]
Business Acquisition [Line Items]
Cash paid in aqcuisition	$ 33,350
Cash and cash equivalents	32,778
Investment securities	33,126
Bank stocks	699
Loans	113,910
Bank owned life insurance	4,374
Premises and equipment	3,782
Core deposit intangibles	4,170
Other	7,194
Total assets acquired	200,033
Deposits	150,410
FHLB advances	7,000
Other borrowings	22,198
Other liabilities	1,742
Total liabilities assumed	181,350
Net assets acquired	18,683
Goodwill	$ 14,667	$ 14,700

Schedule of Unaudited Pro Forma

Schedule of Unaudited Pro Forma Consolidated Operating Acquisition (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Business Combination and Asset Acquisition [Abstract]
Net interest income	$ 44,750	$ 45,942
Net earnings	$ 9,098	$ 19,922
Basic	$ 1.74	$ 3.81
Diluted	$ 1.73	$ 3.80

Acquisition (Details Narrative)

Acquisition (Details Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Oct. 02, 2022	Oct. 01, 2022
Business Acquisition [Line Items]
Debt issued	$ 708,000
Intangible assets	4,006,000
Goodwill	32,199,000	$ 17,532,000
Income Tax expense benefit	1,432,000	$ 4,814,000	$ 4,787,000
Business combination acquired fair value receivables					$ 113,900,000
Business combination acquired gross contractual amount receivables					118,100,000
Freedom Bank [Member]
Business Acquisition [Line Items]
Cash				$ 33,400,000
Debt issued				$ 10,000,000
Intangible assets	4,200,000
Goodwill	14,700,000				$ 14,667,000
Acquisition costs	3,400,000
Income Tax expense benefit	$ 3,100,000

Schedule of Available-for-sale

Schedule of Available-for-sale Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost	$ 522,505	$ 375,579
Gross unrealized gains	245	7,065
Gross unrealized losses	(33,444)	(1,927)
Estimated fair value	489,306	380,717
Amortized cost	3,524
Gross unrealized gains	5
Gross unrealized losses	(77)
Estimated fair value	3,452
US Treasury Securities [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost	130,684	43,098
Gross unrealized gains
Gross unrealized losses	(7,573)	(423)
Estimated fair value	123,111	42,675
US Federal Agency Obligations [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost	2,002	17,165
Gross unrealized gains		67
Gross unrealized losses	(14)	(37)
Estimated fair value	1,988	17,195
Municipal Obligations, Tax Exempt [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost	130,848	133,558
Gross unrealized gains	59	4,488
Gross unrealized losses	(3,645)	(62)
Estimated fair value	127,262	137,984
Municipal Obligations, Taxable [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost	73,520	39,011
Gross unrealized gains	14	1,171
Gross unrealized losses	(6,290)	(136)
Estimated fair value	67,244	40,046
Agency Mortgage-backed Securities [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost	185,451	142,747
Gross unrealized gains	172	1,339
Gross unrealized losses	(15,922)	(1,269)
Estimated fair value	169,701	$ 142,817
Other [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost	3,524
Gross unrealized gains	5
Gross unrealized losses	(77)
Estimated fair value	$ 3,452

Schedule of Available for Sale

Schedule of Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Details) $ in Thousands	Dec. 31, 2022 USD ($) Integer	Dec. 31, 2021 USD ($) Integer
Investment Holdings [Line Items]
No. of securities | Integer	550	112
Less than 12 months, Fair value	$ 328,955	$ 170,989
Less than 12 months, Unrealized losses	(17,181)	(1,904)
12 months or longer, Fair value	133,071	4,927
12 months or longer, Unrealized losses	(16,263)	(23)
Total, Fair value	462,026	175,916
Total, Unrealized losses	$ (33,444)	$ (1,927)
No. of securities | Integer	6
Less than 12 months, Fair value	$ 3,009
Less than 12 months, Unrealized losses	(77)
12 months or longer, Fair value
12 months or longer, Unrealized losses
Total, Fair value	3,009
Total, Unrealized losses	$ (77)
US Treasury Securities [Member]
Investment Holdings [Line Items]
No. of securities | Integer	67	28
Less than 12 months, Fair value	$ 85,988	$ 42,675
Less than 12 months, Unrealized losses	(4,591)	(423)
12 months or longer, Fair value	37,123
12 months or longer, Unrealized losses	(2,982)
Total, Fair value	123,111	42,675
Total, Unrealized losses	$ (7,573)	$ (423)
US Federal Agency Obligations [Member]
Investment Holdings [Line Items]
No. of securities | Integer	1	6
Less than 12 months, Fair value	$ 1,988	$ 12,073
Less than 12 months, Unrealized losses	(14)	(30)
12 months or longer, Fair value		3,048
12 months or longer, Unrealized losses		(7)
Total, Fair value	1,988	15,121
Total, Unrealized losses	$ (14)	$ (37)
Municipal Obligations, Tax Exempt [Member]
Investment Holdings [Line Items]
No. of securities | Integer	274	37
Less than 12 months, Fair value	$ 107,262	$ 12,411
Less than 12 months, Unrealized losses	(3,020)	(46)
12 months or longer, Fair value	8,495	1,879
12 months or longer, Unrealized losses	(625)	(16)
Total, Fair value	115,757	14,290
Total, Unrealized losses	$ (3,645)	$ (62)
Municipal Obligations, Taxable [Member]
Investment Holdings [Line Items]
No. of securities | Integer	108	13
Less than 12 months, Fair value	$ 54,746	$ 8,802
Less than 12 months, Unrealized losses	(5,006)	(136)
12 months or longer, Fair value	7,571
12 months or longer, Unrealized losses	(1,284)
Total, Fair value	62,317	8,802
Total, Unrealized losses	$ (6,290)	$ (136)
Agency Mortgage-backed Securities [Member]
Investment Holdings [Line Items]
No. of securities | Integer	100	28
Less than 12 months, Fair value	$ 78,971	$ 95,028
Less than 12 months, Unrealized losses	(4,550)	(1,269)
12 months or longer, Fair value	79,882
12 months or longer, Unrealized losses	(11,372)
Total, Fair value	158,853	95,028
Total, Unrealized losses	$ (15,922)	$ (1,269)
Other [Member]
Investment Holdings [Line Items]
No. of securities | Integer	6
Less than 12 months, Fair value	$ 3,009
Less than 12 months, Unrealized losses	(77)
12 months or longer, Fair value
12 months or longer, Unrealized losses
Total, Fair value	3,009
Total, Unrealized losses	$ (77)

Schedule of Investments Classif

Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Schedule of Investments [Abstract]
Amortized cost, due in less than one year	$ 22,482
Estimated fair value, due in less than one year	22,142
Amortized cost, due after one year but within five years	300,282
Estimated fair value, due after one year but within five years	280,685
Amortized cost, due after five years but within ten years	147,965
Estimated fair value, due after five years but within ten years	138,189
Amortized cost, due after ten years	51,776
Estimated fair value, due after ten years	48,290
Amortized cost, Total	522,505	$ 375,579
Estimated fair value, Total	489,306	380,717
Amortized cost, due after five years but within ten years	3,524
Estimated fair value, due after five years but within ten years	3,452
Total held-to-maturity	3,524
Total held-to-maturity	$ 3,452

Schedule of Realized Gain (loss

Schedule of Realized Gain (loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Schedule of Investments [Abstract]
Sales proceeds	$ 52,597	$ 16,623	$ 61,163
Realized gains		1,138	2,449
Realized losses	(1,103)		(1)
Net realized (losses) gains	$ (1,103)	$ 1,138	$ 2,448

Investment Securities (Details

Investment Securities (Details Narrative) - USD ($) $ in Millions	Dec. 31, 2022	Dec. 31, 2021
Security owned and pledged as collateral, fair value	$ 420.8	$ 331.7
Investment [Member]
Equity method investment, ownership percentage	10%

Bank Stocks (Details Narrative)

Bank Stocks (Details Narrative) - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Bank Stocks
Federal home loan bank stock	$ 2,400,000	$ 857,000
Federal reserve bank stock	3,000,000	1,900,000
Other assets, miscellaneous	$ 111,000	$ 111,000

Schedule of Loans (Details)

Schedule of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	$ 850,190	$ 662,388	$ 713,514
Net deferred loan (fees) costs and loans in process	(250)	(380)
Allowance for loan losses	(8,791)	(8,775)
Loans, net	841,149	653,233
One to Four Family Residential Real Estate [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	236,982	166,081
Construction and Land Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	22,725	27,644	26,106
Commercial Real Estate Loan [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	304,074	198,472
Commercial Loan [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	173,415	132,154	134,047
Paycheck Protection Program Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	21	17,179	100,084
Agriculture Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	84,283	94,267	96,532
Municipal Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	2,026	2,050	$ 2,332
Consumer Loan [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	$ 26,664	$ 24,541

Schedule of Allowance for Credi

Schedule of Allowance for Credit Losses on Financing Receivables (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	$ 8,775	$ 8,775	$ 6,467
Charge-offs	(336)	(978)	(1,116)
Recoveries	352	478	124
Provision for loan losses		500	3,300
Balance	8,791	8,775	8,775
Individually evaluated for loss	654	504	266
Collectively evaluated for loss	8,137	8,271	8,509
Total	8,791	8,775	8,775
Individually evaluated for loss	4,129	6,718	12,462
Collectively evaluated for loss	846,061	655,670	701,052
Total	850,190	662,388	713,514
One to Four Family Residential Real Estate Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	623	859	501
Charge-offs		(81)	(251)
Recoveries		11
Provision for loan losses	32	(166)	609
Balance	655	623	859
Individually evaluated for loss
Collectively evaluated for loss	655	623	859
Total	655	623	859
Individually evaluated for loss	326	578	914
Collectively evaluated for loss	236,656	165,503	157,070
Total	236,982	166,081	157,984
Construction and Land Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	138	181	271
Charge-offs			(191)
Recoveries	165	263
Provision for loan losses	(186)	(306)	101
Balance	117	138	181
Individually evaluated for loss
Collectively evaluated for loss	117	138	181
Total	117	138	181
Individually evaluated for loss	412	794	1,137
Collectively evaluated for loss	22,313	26,850	24,969
Total	22,725	27,644	26,106
Commercial Real Estate Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	3,051	2,482	1,386
Charge-offs		(540)	(131)
Recoveries			13
Provision for loan losses	107	1,109	1,214
Balance	3,158	3,051	2,482
Individually evaluated for loss			177
Collectively evaluated for loss	3,158	3,051	2,305
Total	3,158	3,051	2,482
Individually evaluated for loss	1,224	2,214	8,119
Collectively evaluated for loss	302,850	196,258	164,188
Total	304,074	198,472	172,307
Commercial Loan [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	2,613	2,388	1,815
Charge-offs		(72)	(292)
Recoveries	38	14	3
Provision for loan losses	102	283	862
Balance	2,753	2,613	2,388
Individually evaluated for loss	636	504	22
Collectively evaluated for loss	2,117	2,109	2,366
Total	2,753	2,613	2,388
Individually evaluated for loss	812	1,029	1,639
Collectively evaluated for loss	172,603	131,125	132,408
Total	173,415	132,154	134,047
Paycheck Protection Program Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance
Charge-offs
Recoveries
Provision for loan losses
Balance
Individually evaluated for loss
Collectively evaluated for loss
Total
Individually evaluated for loss
Collectively evaluated for loss	21	17,179	100,084
Total	21	17,179	100,084
Agriculture Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	2,221	2,690	2,347
Charge-offs		(50)	(3)
Recoveries	59	66
Provision for loan losses	(314)	(485)	346
Balance	1,966	2,221	2,690
Individually evaluated for loss	18		67
Collectively evaluated for loss	1,948	2,221	2,623
Total	1,966	2,221	2,690
Individually evaluated for loss	1,319	2,067	614
Collectively evaluated for loss	82,964	92,200	95,918
Total	84,283	94,267	96,532
Municipal Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	6	6	7
Charge-offs
Recoveries	6	6	6
Provision for loan losses	(7)	(6)	(7)
Balance	5	6	6
Individually evaluated for loss
Collectively evaluated for loss	5	6	6
Total	5	6	6
Individually evaluated for loss	36	36	36
Collectively evaluated for loss	1,990	2,014	2,296
Total	2,026	2,050	2,332
Consumer Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	123	169	140
Charge-offs	(336)	(235)	(248)
Recoveries	84	118	102
Provision for loan losses	266	71	175
Balance	137	123	169
Individually evaluated for loss
Collectively evaluated for loss	137	123	169
Total	137	123	169
Individually evaluated for loss			3
Collectively evaluated for loss	26,664	24,541	24,119
Total	$ 26,664	$ 24,541	$ 24,122

Schedule of Impaired Financing

Schedule of Impaired Financing Receivables (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	$ 4,894,000	$ 8,844,000	$ 14,763,000
Impaired Financing Receivable, Recorded Investment	4,129,000	6,718,000	12,462,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	3,374,000	6,209,000	8,473,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	755,000	509,000	3,989,000
Impaired Financing Receivable, Related Allowance	654,000	504,000	266,000
Year-to-date average loan balance	4,158,000	7,425,000	12,948,000
Year-to-date interest income recognized	136,000	167,000	148,000
One to Four Family Residential Real Estate Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	326,000	578,000	914,000
Impaired Financing Receivable, Recorded Investment	326,000	578,000	914,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	326,000	578,000	914,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Impaired Financing Receivable, Related Allowance
Year-to-date average loan balance	357,000	590,000	925,000
Year-to-date interest income recognized	9,000	8,000	3,000
Construction and Land Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	843,000	2,401,000	2,872,000
Impaired Financing Receivable, Recorded Investment	412,000	794,000	1,137,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	412,000	794,000	1,137,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Impaired Financing Receivable, Related Allowance
Year-to-date average loan balance	243,000	895,000	1,211,000
Year-to-date interest income recognized	10,000	16,000	26,000
Commercial Real Estate Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	1,224,000	2,214,000	8,119,000
Impaired Financing Receivable, Recorded Investment	1,224,000	2,214,000	8,119,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,224,000	2,214,000	4,302,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment			3,817,000
Impaired Financing Receivable, Related Allowance			177,000
Year-to-date average loan balance	1,224,000	2,388,000	8,152,000
Year-to-date interest income recognized	47,000	37,000	8,000
Commercial Loan [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	1,063,000	1,380,000	1,990,000
Impaired Financing Receivable, Recorded Investment	812,000	1,029,000	1,639,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	75,000	520,000	1,543,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	737,000	509,000	96,000
Impaired Financing Receivable, Related Allowance	636,000	504,000	22,000
Year-to-date average loan balance	865,000	1,096,000	1,984,000
Year-to-date interest income recognized	5,000	38,000	43,000
Agriculture Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	1,402,000	2,235,000	829,000
Impaired Financing Receivable, Recorded Investment	1,319,000	2,067,000	614,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,301,000	2,067,000	538,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	18,000		76,000
Impaired Financing Receivable, Related Allowance	18,000		67,000
Year-to-date average loan balance	1,433,000	2,420,000	618,000
Year-to-date interest income recognized	64,000	67,000	67,000
Municipal Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	36,000	36,000	36,000
Impaired Financing Receivable, Recorded Investment	36,000	36,000	36,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	36,000	36,000	36,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Impaired Financing Receivable, Related Allowance
Year-to-date average loan balance	36,000	36,000	54,000
Year-to-date interest income recognized	$ 1,000	$ 1,000	1,000
Consumer Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance			3,000
Impaired Financing Receivable, Recorded Investment			3,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment			3,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Impaired Financing Receivable, Related Allowance
Consumer [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Year-to-date average loan balance			4,000
Year-to-date interest income recognized

Schedule of Past Due Financing

Schedule of Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 738	$ 1,990
Financing Receivable, Nonaccrual	3,326	5,230
Financing Receivable, 90 Days or More Past Due, Still Accruing	$ 4,064	$ 7,220
Percentage of gross loans, Total past due loans accruing	0.09%	0.30%
Percentage of gross loans, Total past due loans accruing	0.39%	0.79%
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 75	$ 1,516
Percentage of gross loans, Total past due loans accruing	0.01%	0.23%
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 663	$ 474
Percentage of gross loans, Total past due loans accruing	0.08%	0.07%
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Percentage of gross loans, Total past due loans accruing	0%	0%
Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 846,126	$ 655,168
Percentage of gross loans, Total past due loans accruing	99.52%	98.91%
Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Percentage of gross loans, Total past due loans accruing	0.48%	1.09%
One to Four Family Residential Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 80	$ 145
Financing Receivable, Nonaccrual	170	417
Financing Receivable, 90 Days or More Past Due, Still Accruing	250	562
One to Four Family Residential Real Estate Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	8	20
One to Four Family Residential Real Estate Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	72	125
One to Four Family Residential Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
One to Four Family Residential Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	236,732	165,519
Construction and Land Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Financing Receivable, Nonaccrual	195	681
Financing Receivable, 90 Days or More Past Due, Still Accruing	195	681
Construction and Land Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Construction and Land Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Construction and Land Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Construction and Land Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	22,530	26,963
Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Financing Receivable, Nonaccrual	1,224	2,214
Financing Receivable, 90 Days or More Past Due, Still Accruing	1,224	2,214
Commercial Real Estate Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Commercial Real Estate Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Commercial Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Commercial Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	302,850	196,258
Commercial Loan [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	411	629
Financing Receivable, Nonaccrual	812	593
Financing Receivable, 90 Days or More Past Due, Still Accruing	1,223	1,222
Commercial Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss		289
Commercial Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	411	340
Commercial Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Commercial Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	172,192	130,932
Paycheck Protection Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Financing Receivable, Nonaccrual
Financing Receivable, 90 Days or More Past Due, Still Accruing
Paycheck Protection Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Paycheck Protection Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Paycheck Protection Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Paycheck Protection Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	21	17,179
Agriculture Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	180	1,189
Financing Receivable, Nonaccrual	925	1,325
Financing Receivable, 90 Days or More Past Due, Still Accruing	1,105	2,514
Agriculture Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss		1,189
Agriculture Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	180
Agriculture Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Agriculture Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	83,178	91,753
Municipal Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Financing Receivable, Nonaccrual
Financing Receivable, 90 Days or More Past Due, Still Accruing
Municipal Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Municipal Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Municipal Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Municipal Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	2,026	2,050
Consumer Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	67	27
Financing Receivable, Nonaccrual
Financing Receivable, 90 Days or More Past Due, Still Accruing	67	27
Consumer Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	67	18
Consumer Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss		9
Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Consumer Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 26,597	$ 24,514

Schedule of Troubled Debt Restr

Schedule of Troubled Debt Restructurings on Financing Receivables (Details) Integer in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($) Integer	Dec. 31, 2021 USD ($) Integer	Dec. 31, 2020 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 850,190,000	$ 662,388,000	$ 713,514,000
Financing receivable, modifications, recorded investment, accruing balance		397,000
Non-Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance	1,683,000	1,938,000
One to Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	236,982,000	166,081,000
Construction and Land Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 22,725,000	$ 27,644,000	26,106,000
Troubled debt restructurings, Number of loans | Integer	2	3
Construction and Land Loans [Member] | Non-Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance	$ 195,000	$ 681,000
Construction and Land Loans [Member] | Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance	217,000	113,000
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance	2,500,000	3,400,000
Agriculture Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	84,283,000	94,267,000	96,532,000
Municipal Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 2,026,000	$ 2,050,000	2,332,000
Troubled debt restructurings, Number of loans | Integer	1	1
Municipal Loans [Member] | Non-Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance
Municipal Loans [Member] | Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance	36,000	36,000
Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	26,664,000	24,541,000	24,122,000
One to Four Family Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 236,982,000	$ 166,081,000	157,984,000
Troubled debt restructurings, Number of loans | Integer	2	2
One to Four Family Residential Real Estate Loans [Member] | Non-Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance
One to Four Family Residential Real Estate Loans [Member] | Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance	156,000	161,000
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 304,074,000	$ 198,472,000	172,307,000
Troubled debt restructurings, Number of loans | Integer	2	2
Commercial Real Estate Loans [Member] | Non-Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance	$ 1,224,000	$ 1,224,000
Commercial Real Estate Loans [Member] | Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 173,415,000	$ 132,154,000	$ 134,047,000
Troubled debt restructurings, Number of loans | Integer	2	4
Commercial Loan [Member] | Non-Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance	$ 264,000	$ 33,000
Commercial Loan [Member] | Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance		$ 436,000
Agriculture Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, Number of loans | Integer	3	4
Agriculture Loan [Member] | Non-Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance
Agriculture Loan [Member] | Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance	$ 394,000	$ 742,000
Troubled Debt Restructurings [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, Number of loans | Integer	12	16
Troubled Debt Restructurings [Member] | Accrual Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modifications, recorded investment, accruing balance	$ 803,000	$ 1,488,000
Loans Receivables Non Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	837,187,000	644,346,000
Loans Receivables Non Classified [Member] | One to Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	236,663,000	165,299,000
Loans Receivables Non Classified [Member] | Construction and Land Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	22,530,000	26,963,000
Loans Receivables Non Classified [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	300,216,000	193,669,000
Loans Receivables Non Classified [Member] | Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	165,709,000	123,609,000
Loans Receivables Non Classified [Member] | Paycheck Protection Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	21,000	17,179,000
Loans Receivables Non Classified [Member] | Agriculture Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	83,358,000	91,036,000
Loans Receivables Non Classified [Member] | Municipal Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	2,026,000	2,050,000
Loans Receivables Non Classified [Member] | Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	26,664,000	24,541,000
Loans Receivables Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	13,003,000	18,042,000
Loans Receivables Classified [Member] | One to Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	319,000	782,000
Loans Receivables Classified [Member] | Construction and Land Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	195,000	681,000
Loans Receivables Classified [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	3,858,000	4,803,000
Loans Receivables Classified [Member] | Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	7,706,000	8,545,000
Loans Receivables Classified [Member] | Paycheck Protection Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans
Loans Receivables Classified [Member] | Agriculture Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	925,000	3,231,000
Loans Receivables Classified [Member] | Municipal Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans
Loans Receivables Classified [Member] | Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans

Schedule of Loan to Directors O

Schedule of Loan to Directors Officers and Affiliated Parties (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Receivables [Abstract]
Balance at December 31, 2021	$ 9,937
New loans	15,525
Repayments	(10,889)
Balance at December 31, 2022	$ 14,573

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses (Details Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Impaired loan balance	$ 4,129,000	$ 6,718,000	$ 12,462,000
Loans and leases receivable, impaired, interest lost on nonaccrual loans	137,000	309,000	380,000
Loan classified as TDRs		397,000
Loan principal	431,000
Original amount	708,000
Restructuring charge-off		100,000	50,000
Loans and leases receivable allowance	8,791,000	8,775,000	8,775,000
Commercial Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Loan classified as TDRs			742,000
Restructuring Agreements [Member]
Financing Receivable, Past Due [Line Items]
Loan classified as TDRs			1,600,000
Trouble Debt Restructurings [Member]
Financing Receivable, Past Due [Line Items]
Loan classified as TDRs		32,000
Commitments to lend	111,000
Provision for loan losses reversal	152,000	6,000	1,000
Loans and leases receivable allowance	152,000	2,000
Trouble Debt Restructurings [Member] | Agriculture Loans [Member]
Financing Receivable, Past Due [Line Items]
Repayments of Debt			156,000
Commercial Loans [Member]
Financing Receivable, Past Due [Line Items]
Loan classified as TDRs	2,500,000	3,400,000
Proceeds from loans	479,000	32,000	7,000
Commercial Loan [Member]
Financing Receivable, Past Due [Line Items]
Impaired loan balance	812,000	1,029,000	1,639,000
Proceeds from loans	231,000
Loans and leases receivable allowance	2,753,000	2,613,000	2,388,000
Construction and Land Loans [Member]
Financing Receivable, Past Due [Line Items]
Impaired loan balance	412,000	794,000	1,137,000
Proceeds from loans	599,000
Loans and leases receivable allowance	117,000	138,000	181,000
Agriculture Loans [Member]
Financing Receivable, Past Due [Line Items]
Impaired loan balance	1,319,000	2,067,000	614,000
Proceeds from loans	250,000	250,000
Loans and leases receivable allowance	$ 1,966,000	2,221,000	$ 2,690,000
Minimum [Member]
Financing Receivable, Past Due [Line Items]
Impaired loan balance		2,600,000
Maximum [Member]
Financing Receivable, Past Due [Line Items]
Impaired loan balance		$ 6,700,000

Loan Commitments (Details Narra

Loan Commitments (Details Narrative) - USD ($) $ in Millions	Dec. 31, 2022	Dec. 31, 2021
Loan Commitments
Letters of credit outstanding, amount	$ 183.5	$ 139.5
Standby letters of credit	$ 2.7	$ 1.9

Schedule of Goodwill (Details)

Schedule of Goodwill (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
Balance goodwill, beginning	$ 17,532
Acquired goodwill	14,667
Balance goodwill, ending	$ 32,199

Schedule of Other Intangible As

Schedule of Other Intangible Assets and Goodwill (Details) - Core Deposits [Member] - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	$ 5,880	$ 2,018
Intangible assets, Accumulated amortization	(1,874)	(1,934)
Intangible assets, Net carrying amount	$ 4,006	$ 84

Schedule of Finite-lived Intang

Schedule of Finite-lived Intangible Assets, Future Amortization Expense (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2023	$ 765
2024	663
2025	588
2026	512
2027	436
Thereafter	1,042
Total	$ 4,006

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets (Details Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Amortization expense	$ 248,000	$ 121,000

Schedule of Participating Mortg

Schedule of Participating Mortgage Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Net Investment Income [Line Items]
Total	$ 713,144	$ 715,702
Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
Net Investment Income [Line Items]
Total	685,859	697,484
Federal Home Loan Bank Certificates and Obligations (FHLB) [Member]
Net Investment Income [Line Items]
Total	$ 27,285	$ 18,218

Schedule of Servicing Asset at

Schedule of Servicing Asset at Amortized Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Mortgage Loan Servicing
Balance at beginning of year	$ 4,193	$ 3,726
Additions	818	1,946
Amortization	(1,198)	(1,479)
Balance at end of year	$ 3,813	$ 4,193

Mortgage Loan Servicing (Detail

Mortgage Loan Servicing (Details Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Loss on reserve for mortgage loan	$ 1,000	$ 9,000
Weighted Average [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Assumption for fair value of interests continued to be held by transferor servicing assets or liabilities weighted average default rate	1.47%	1.34%
Repurchase reserve	$ 225,000	$ 226,000
Mortgage Loans Serviced [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Escrow deposit	5,300,000	5,800,000
Interest and Fee Income, Other Loans	1,800,000	1,800,000	$ 1,500,000
Servicing asset at fair value, amount	$ 10,300,000	$ 6,700,000
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, discount rate	9.50%
Mortgage Loans Serviced [Member] | Minimum [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, discount rate		9%
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, prepayment speed	6%	6.02%
Mortgage Loans Serviced [Member] | Maximum [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, discount rate		12%
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, prepayment speed	21.34%	23.70%

Schedule of Premises and Equipm

Schedule of Premises and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Property, Plant and Equipment [Line Items]
Land	$ 7,234	$ 6,279
Office buildings and improvements	23,839	21,097
Furniture and equipment	9,326	8,652
Automobiles	555	556
Total premises and equipment	40,954	36,584
Accumulated depreciation	(16,627)	(15,781)
Total premises and equipment, net	$ 24,327	$ 20,803
Land [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, estimated useful lives description	Indefinite
Building and Building Improvements [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, estimated useful lives	10 years
Building and Building Improvements [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, estimated useful lives	50 years
Furniture and Fixtures [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, estimated useful lives	3 years
Furniture and Fixtures [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, estimated useful lives	15 years
Automobiles [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, estimated useful lives	2 years
Automobiles [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, estimated useful lives	5 years

Premises and Equipment (Details

Premises and Equipment (Details Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Property, Plant and Equipment [Abstract]
Depreciation expense	$ 1,134,000	$ 997,000	$ 987,000

Schedule of Maturities of Time

Schedule of Maturities of Time Deposit (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
2023	$ 78,419
2024	7,205
2025	2,677
2026	2,452
2027	2,486
Thereafter	39
Total	$ 93,278	$ 106,107

Schedule of Interest Expense As

Schedule of Interest Expense Associated with Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Certificate of deposit	$ 412	$ 476	$ 1,166
Money market and checking	2,318	500	899
Savings	46	47	40
Total	$ 2,776	$ 1,023	$ 2,105

Deposits (Details Narrative)

Deposits (Details Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Time deposit liabilities, description	The aggregate amount of certificate of deposit in denominations of $250,000 or more
Time deposits, at or above FDIC insurance limit	$ 25,600,000	$ 23,400,000
Brokered time deposits	$ 0	$ 0

Federal Home Loan Bank Borrow_2

Federal Home Loan Bank Borrowings (Details Narrative) - Federal Home Loan Bank Advances [Member] - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Transfer of Financial Assets Accounted for as Sales [Line Items]
Long-term line of credit	$ 8,200,000	$ 0
Line of credit, description	at the federal funds rate plus 0.15% (4.48% at December 31, 2022).
Debt variable rate	4.48%
Line of credit facility, current borrowing capacity		66,000,000
Debt instrument, collateral amount	$ 139,000,000	136,900,000
Debt instrument maximum borrowing capacity amount	111,000,000	93,800,000
Debt instrument, unused borrowing capacity, amount	$ 101,800,000	$ 67,500,000
Fed Funds Effective Rate Overnight Index Swap Rate [Member]
Transfer of Financial Assets Accounted for as Sales [Line Items]
Debt variable rate	0.15%

Subordinated Debentures (Detail

Subordinated Debentures (Details Narrative) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2013	Dec. 31, 2005	Dec. 31, 2003
Subordinated Debentures 2003 [Member]
Subordinated Borrowing [Line Items]
Proceeds from issuance of debt					$ 8.2
Debt conversion, original debt, due date, year					2034
Debt instrument, description of variable rate basis					Interest accrues at three month LIBOR plus 2.85%.
Subordinated borrowing, interest rate	7.26%	2.98%
Subordinated Debentures 2003 [Member] | London Interbank Offered Rate (LIBOR) [Member]
Subordinated Borrowing [Line Items]
Debt instrument, basis spread on variable rate					2.85%
Subordinated Debentures 2005 [Member]
Subordinated Borrowing [Line Items]
Proceeds from issuance of debt				$ 8.2
Debt conversion, original debt, due date, year				2036
Debt instrument, description of variable rate basis				Interest accrues at three month LIBOR plus 1.34%.
Subordinated borrowing, interest rate	6.11%	1.54%
Subordinated Debentures 2005 [Member] | London Interbank Offered Rate (LIBOR) [Member]
Subordinated Borrowing [Line Items]
Debt instrument, basis spread on variable rate				1.34%
Subordinated Debentures 2013 [Member]
Subordinated Borrowing [Line Items]
Proceeds from issuance of debt			$ 5.2
Debt conversion, original debt, due date, year			2036
Debt instrument, description of variable rate basis			Interest accrues at three month LIBOR plus 1.62%.
Subordinated borrowing, interest rate	6.35%	1.84%
Subordinated Debentures 2013 [Member] | London Interbank Offered Rate (LIBOR) [Member]
Subordinated Borrowing [Line Items]
Debt instrument, basis spread on variable rate			1.62%

Other Borrowings (Details Narra

Other Borrowings (Details Narrative) - USD ($)		12 Months Ended
	Sep. 29, 2022	Dec. 31, 2022	Dec. 31, 2021
Line of Credit Facility [Line Items]
Debt instrument, face amount		$ 708,000
Principal payments		9,000,000
Line of Credit [Member]
Line of Credit Facility [Line Items]
Debt instrument, face amount		0	$ 0
Unrelated Financial Institution [Member]
Line of Credit Facility [Line Items]
Line of credit facility, current borrowing capacity	$ 10,000,000	$ 5,000,000
Line of credit facility, expiration date	Sep. 01, 2027	Nov. 01, 2023
Line of credit facility, interest rate description		prime rate less 0.25%.
Line of credit facility, fixed interest rate	6.15%
Line of credit facility, maximum borrowing capacity		$ 65,400,000	79,300,000
Federal funds purchased		30,000,000	30,000,000
Unrelated Financial Institution [Member] | Federal Funds Agreements [Member]
Line of Credit Facility [Line Items]
Line of credit facility, maximum borrowing capacity		$ 0	$ 0

Schedule of Repurchase Agreemen

Schedule of Repurchase Agreements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Assets Sold under Agreements to Repurchase [Line Items]
Average daily balance during the year	$ 13,239	$ 5,915
Average interest rate during the year	1.11%	0.19%
Maximum month-end balance during the year	$ 33,930	$ 8,250
Weighted average interest rate at year-end	1.70%	0.19%
Total	$ 29,402	$ 7,403
US Federal Treasury Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total	25,973	325
US Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total	1,236	3,008
Agency Mortgage Backed [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total	2,193	4,070
Overnight And Continuous [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total	29,402	7,403
Overnight And Continuous [Member] | US Federal Treasury Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total	25,973	325
Overnight And Continuous [Member] | US Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total	1,236	3,008
Overnight And Continuous [Member] | Agency Mortgage Backed [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total	2,193	4,070
Upto 30 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total
Upto 30 Days [Member] | US Federal Treasury Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total
Upto 30 Days [Member] | US Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total
Upto 30 Days [Member] | Agency Mortgage Backed [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total
30 - 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total
30 - 90 Days [Member] | US Federal Treasury Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total
30 - 90 Days [Member] | US Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total
30 - 90 Days [Member] | Agency Mortgage Backed [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total
Greater Than 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total
Greater Than 90 Days [Member] | US Federal Treasury Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total
Greater Than 90 Days [Member] | US Federal Agency Obligations [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total
Greater Than 90 Days [Member] | Agency Mortgage Backed [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total

Repurchase Agreements (Details

Repurchase Agreements (Details Narrative) - Repurchase Agreements [Member] - USD ($) $ in Millions	Dec. 31, 2022	Dec. 31, 2021
Net Investment Income [Line Items]
Customer funds	$ 29.4	$ 7.4
Debt instrument, collateral amount	$ 38.4	$ 9.2

Schedule of Revenue from Contra

Schedule of Revenue from Contracts with Customers Within Non-interest Income (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Revenue from Contract with Customer [Abstract]
Overdraft fees		$ 3,747	$ 2,987	$ 2,991
Other		787	679	644
Interchange income		3,098	3,261	2,604
Loan servicing fees	[1]	1,819	1,780	1,534
Office lease income	[1]	123	574	652
Gains on sales of loans	[1]	3,444	10,487	15,155
Bank owned life insurance income	[1]	780	686	611
Gains (losses) on sales of investment securities	[1]	(1,103)	1,138	2,448
(Losses) gains on sales of premises and equipment and foreclosed assets		114	(4)	(29)
Other		891	673	748
Total non-interest income		$ 13,700	$ 22,261	$ 27,358
[1]Not within the scope of ASC 606.

Schedule of Components of Incom

Schedule of Components of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Federal	$ 559	$ 3,039	$ 4,582
State	(317)	967	708
Total current	242	4,006	5,290
Federal	994	662	(442)
State	238	196	(8)
Total deferred	1,232	858	(450)
Deferred tax valuation allowance	(42)	(50)	(53)
Income tax expense	$ 1,432	$ 4,814	$ 4,787

Schedule of Effective Income Ta

Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Computed “expected” tax expense	$ 2,375	$ 4,793	$ 5,099
Tax-exempt interest income, net	(633)	(645)	(695)
Excess tax benefit from stock option exercise	(4)	(29)	(26)
Bank owned life insurance	(180)	(156)	(137)
Reversal of unrecognized tax benefits, net	(465)	162	(229)
State income taxes, net of federal benefit	369	718	800
Investment tax credits	(23)	(19)	(28)
Other, net	(7)	(10)	3
Income tax expense	$ 1,432	$ 4,814	$ 4,787

Schedule of Deferred Tax Assets

Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Unrealized loss on investment securities available-for-sale	$ 8,132
Loans, including allowance for loan losses	2,879	2,041
State taxes	562	534
Other, net	210	184
Investments	184	70
Net operating loss carry forwards	181	223
Acquisition costs	120	141
Net deferred loan fees	78	125
Valuation allowance on other real estate	74
Deferred compensation arrangements	62	64
Total deferred tax assets	12,482	3,382
Less valuation allowance	(181)	(223)
Total deferred tax assets, net of valuation allowance	12,301	3,159
Intangible assets	1,324	387
Mortgage servicing rights	801	879
Prepaid expenses	554	314
Premises and equipment, net of depreciation	241	723
FHLB stock dividends	17	8
Unrealized gain on investment securities available-for-sale		1,259
Total deferred tax liabilities	2,937	3,570
Net deferred tax asset (liability)	$ 9,364	$ (411)

Schedule of Unrecognized Tax Be

Schedule of Unrecognized Tax Benefits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Unrecognized tax benefits at beginning of year	$ 2,290	$ 2,138
Gross increases to current year tax positions	390	325
Gross decreases to prior year’s tax positions	(61)	(125)
Lapse of statute of limitations	(462)	(48)
Unrecognized tax benefits at end of year	$ 2,157	$ 2,290

Income Taxes (Details Narrative

Income Taxes (Details Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Line Items]
Operating loss carryforwards	$ 3,100,000	$ 3,800,000
Cumulative effect on retained earnings tax	6,300,000	6,300,000
Unrecognized tax benefits, income tax penalties expense	462,000	48,000
Unrecognized tax benefits	2,157,000	2,290,000	$ 2,138,000
Unrecognized tax benefits that would impact effective tax rate	1,700,000	1,800,000
Income tax examination, penalties and interest expense		298,000	$ 71,000
Unrecognized tax benefits, income tax penalties and interest accrued	571,000	$ 623,000
Maximum [Member]
Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Line Items]
Decrease in unrecognized tax benefits is reasonably possible	$ 528,000

Employee Benefit Plans (Details

Employee Benefit Plans (Details Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Deferred Compensation Arrangement with Individual, Share-Based Payments [Line Items]
Eligible employees receive	100%
Employer matching contribution, percent of match	6%
Defined benefit plan, contributions by employer	$ 768,000	$ 800,000	$ 750,000
Split Dollar Life Insurance Agreement [Member]
Deferred Compensation Arrangement with Individual, Share-Based Payments [Line Items]
Deferred compensation liability	43,000	44,000
Deferred Compensation Agreements [Member]
Deferred Compensation Arrangement with Individual, Share-Based Payments [Line Items]
Deferred compensation arrangements accrued benefits	663,000	796,000
Deferred compensation arrangement with individual, compensation expense	$ 1,000	$ 3,000	$ 10,000

Schedule of Fair Value of Optio

Schedule of Fair Value of Options Assumed (Details)	12 Months Ended
	Dec. 31, 2021
Share-Based Payment Arrangement [Abstract]
Risk-free interest rate	1%
Expected term	7 years
Expected stock price volatility	28.51%
Dividend yield	2.88%

Schedule of Share-based Compens

Schedule of Share-based Compensation, Stock Options, Activity (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Share-Based Payment Arrangement [Abstract]
Shares, outstanding beginning	148,211
Weighted average exercise price per share, outstanding beginning	$ 22.97
Weighted average remaining contractual term beginning	7 years 9 months 18 days
Aggregate intrinsic value outstanding beginning	$ 848
Shares, granted
Weighted average exercise price per share, granted
Shares, effect of 5% stock dividend	6,986
Shares, forfeited/expired	(10,513)
Weighted average exercise price per share, forfeited/expired	$ 22.80
Shares, exercised	(112)	(6,172)	(19,030)
Weighted average exercise price per share, Forfeited/expired	$ 20.25
Shares, outstanding ending	144,572	148,211
Weighted average exercise price per share, outstanding ending	$ 21.87	$ 22.97
Weighted average remaining contractual term ending	6 years 9 months 18 days
Aggregate intrinsic value outstanding ending	$ 502	$ 848
Shares, exercisable	77,670
Weighted average exercise price per share, exercisable	$ 21.12
Weighted average remaining contractual term, exercisable	6 years
Aggregate intrinsic value, exercisable	$ 326
Shares, fully vested options	77,670
Weighted average exercise price per share	$ 21.12
Weighted average remaining contractual term	6 years
Aggregate intrinsic value, Fully vested options	$ 326

Schedule of Share-based Compe_2

Schedule of Share-based Compensation, Stock Options, Activity (Details) (Parenthetical)	12 Months Ended
	Dec. 31, 2022
Share-Based Payment Arrangement [Abstract]
Share based compensation effect of dividend percentage	5%

Schedule of Stock Option Exerci

Schedule of Stock Option Exercised Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Share-Based Payment Arrangement [Abstract]
Intrinsic value of options exercised (on exercise date)	$ 3	$ 141	$ 430
Cash received from options exercised		22	42
Excess tax benefit realized from options exercised		$ 21	$ 32

Schedule of Share-based Compe_3

Schedule of Share-based Compensation Arrangements by Share-based Payment Award (Details)	Dec. 31, 2022 USD ($)
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
2023	$ 96,000
2024	63,000
2025	37,000
Total	196,000
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
2023	186,000
2024	126,000
2025	92,000
Total	457,000
2026	$ 53,000

Schedule of Nonvested Share Act

Schedule of Nonvested Share Activity (Details) - Restricted Stock [Member]	12 Months Ended
	Dec. 31, 2022 $ / shares shares
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Nonvested restricted common stock, beginning balance	17,379
Weighted average grant date price per share, beginning balance | $ / shares	$ 21.05
Nonvested restricted common stock, granted	17,551
Weighted average grant date price per share, granted | $ / shares	$ 25.49
Nonvested restricted common stock, vested	(8,885)
Weighted average grant date price per share, vested | $ / shares	$ 23.14
Nonvested restricted common stock, forfeited	(1,214)
Weighted average grant date price per share, forfeited | $ / shares	$ 20.02
Nonvested restricted common stock, effect of 5% stock dividend	1,226
Nonvested restricted common stock, ending balance	26,057
Weighted average grant date price per share, ending balance | $ / shares	$ 23.50

Stock Compensation Plan (Detail

Stock Compensation Plan (Details Narrative) - USD ($)				12 Months Ended
	Aug. 01, 2022	Aug. 01, 2021	Aug. 01, 2020	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	May 20, 2015
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based compensation award vesting rights				four years
Share-based payment arrangement, noncash expense				$ 295,000	$ 323,000	$ 304,000
Share-based payment arrangement, expense, tax benefit				$ 77,000	113,000	105,000
Share-based compensation arrangement , purchase price of common stock, percent				100%
Unrecognized compensation				$ 196,000
Vested in period, fair value				223,000	$ 229,000	$ 202,000
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Unrecognized compensation				$ 457,000
Outstanding nonvested restricted shares				26,057
2015 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Common stock, capital shares reserved for future issuance							369,364
Stock issued during period, shares,committee awarded	18,429	3,175	20,084
Share price	$ 24.28	$ 25.17	$ 17.80
Options to acquire shares		53,646

Schedule of Fair Value, by Bala

Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investment securities available-for-sale	$ 489,306	$ 380,717
Investment securities held-to-maturity	3,452
Loans held for sale	2,488	4,795
Mortgage servicing rights	3,813	4,193
Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	23,156	189,213
Interest-bearing deposits at other banks
Investment securities available-for-sale	123,111	42,675
Investment securities held-to-maturity
Loans, net
Loans held for sale
Mortgage servicing rights
Accrued interest receivable	426	107
Derivative financial instruments
Non-maturity deposits	(1,207,371)	(1,042,374)
Certificates of deposit
FHLB borrowings
Subordinated debentures
Other borrowings
Accrued interest payable
Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents
Interest-bearing deposits at other banks	9,084	7,378
Investment securities available-for-sale	366,195	338,042
Investment securities held-to-maturity	3,452
Loans, net
Loans held for sale	2,488	4,795
Mortgage servicing rights	10,282	6,722
Accrued interest receivable	2,150	1,666
Derivative financial instruments	126	494
Non-maturity deposits
Certificates of deposit	(90,760)	(105,935)
FHLB borrowings	(8,200)
Subordinated debentures	(18,189)	(16,375)
Other borrowings	(36,183)	(7,403)
Accrued interest payable	(439)	(125)
Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents
Interest-bearing deposits at other banks
Investment securities available-for-sale
Investment securities held-to-maturity
Loans, net	828,726	663,625
Loans held for sale
Mortgage servicing rights
Accrued interest receivable	3,303	2,632
Derivative financial instruments
Non-maturity deposits
Certificates of deposit
FHLB borrowings
Subordinated debentures
Other borrowings
Accrued interest payable
Fair Value Measured at Net Asset Value Per Share [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	23,156	189,213
Interest-bearing deposits at other banks	9,084	7,378
Investment securities available-for-sale	489,306	380,717
Investment securities held-to-maturity	3,452
Loans, net	828,726	663,625
Loans held for sale	2,488	4,795
Mortgage servicing rights	10,282	6,722
Accrued interest receivable	5,879	4,405
Derivative financial instruments	126	494
Non-maturity deposits	(1,207,371)	(1,042,374)
Certificates of deposit	(90,760)	(105,935)
FHLB borrowings	(8,200)
Subordinated debentures	(18,189)	(16,375)
Other borrowings	(36,183)	(7,403)
Accrued interest payable	(439)	(125)
Reported Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	23,156	189,213
Interest-bearing deposits at other banks	9,084	7,378
Investment securities available-for-sale	489,306	380,717
Investment securities held-to-maturity	3,524
Bank stocks, at cost	5,470	2,905
Loans, net	841,149	653,233
Loans held for sale	2,488	4,795
Mortgage servicing rights	3,813	4,193
Accrued interest receivable	5,879	4,405
Derivative financial instruments	126	494
Non-maturity deposits	(1,207,371)	(1,042,374)
Certificates of deposit	(93,278)	(106,107)
FHLB borrowings	(8,200)
Subordinated debentures	(21,651)	(21,651)
Other borrowings	(38,402)	(7,403)
Accrued interest payable	$ (439)	$ (125)

Schedule of Fair Value, Assets

Schedule of Fair Value, Assets Measured On Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	$ 489,306	$ 380,717
Loans held for sale	2,488	4,795
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	123,111	42,675
Loans held for sale
Derivative financial instruments
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	366,195	338,042
Loans held for sale	2,488	4,795
Derivative financial instruments	126	494
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Loans held for sale
Derivative financial instruments
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	2,488	4,795
Derivative financial instruments	126	494
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale
Derivative financial instruments
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	2,488	4,795
Derivative financial instruments	126	494
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale
Derivative financial instruments
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	123,111	42,675
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	123,111	42,675
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | US Federal Agency Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	1,988	17,195
Fair Value, Recurring [Member] | US Federal Agency Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | US Federal Agency Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	1,988	17,195
Fair Value, Recurring [Member] | US Federal Agency Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Municipal Obligations, Tax Exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	127,262	137,984
Fair Value, Recurring [Member] | Municipal Obligations, Tax Exempt [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Municipal Obligations, Tax Exempt [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	127,262	137,984
Fair Value, Recurring [Member] | Municipal Obligations, Tax Exempt [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Municipal Obligations, Taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	67,244	40,046
Fair Value, Recurring [Member] | Municipal Obligations, Taxable [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Municipal Obligations, Taxable [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	67,244	40,046
Fair Value, Recurring [Member] | Municipal Obligations, Taxable [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Agency Mortgage-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	169,701	142,817
Fair Value, Recurring [Member] | Agency Mortgage-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Agency Mortgage-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	169,701	142,817
Fair Value, Recurring [Member] | Agency Mortgage-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value

Schedule of Fair Value Contract

Schedule of Fair Value Contractual Balance and Gain Loss On Loans Held for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Aggregate fair value	$ 2,488	$ 4,795
Contractual balance	2,468	4,651
Gain	$ 20	$ 144

Schedule of Gains and Losses fr

Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Fair Value Disclosures [Abstract]
Total change in fair value	$ (368)	$ (836)	$ 848

Schedule of Fair Value Measurem

Schedule of Fair Value Measurements On Nonrecurring, Valuation Techniques (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Commercial Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans Fair Value Disclosure	$ 101	$ 5
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to comparable sales	Adjustment to comparable sales
Fair Value Measurements Range		0%
Commercial Loan [Member] | Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements Range	0%
Commercial Loan [Member] | Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements Range	25%
One to Four Family Residential Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans Fair Value Disclosure	$ 272
Fair Value Measurements, Valuation Techniques	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to appraised value
Fair Value Measurements Real estate owned Range	15%
Commercial Real Estate Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans Fair Value Disclosure	$ 234
Fair Value Measurements, Valuation Techniques	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to appraised value
Fair Value Measurements Real estate owned Range	15%

Fair Value of Financial Instr_3

Fair Value of Financial Instruments and Fair Value Measurements (Details Narrative) - USD ($)	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Fair Value Disclosures [Abstract]
Impaired loan balance	$ 4,129,000	$ 6,718,000	$ 12,462,000
Related allowance recorded	$ 654,000	$ 504,000	$ 266,000

Schedule of Compliance with Reg

Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Details) $ in Thousands		Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Actual Ratio, Leverage		0.040
For capital adequacy purposes Ratio, Tier 1 Capital		0.045
Companys Regulatory Capital Requirements [Member]
Actual Amount, Leverage		$ 122,275	$ 135,824
Actual Ratio, Leverage		0.0814	0.1083
For capital adequacy purposes Amount, Leverage		$ 60,100	$ 50,181
For capital adequacy purposes Ratio, Leverage	[1]	4%	4%
Actual Amount, Common Equity Tier 1 Capital		$ 101,275	$ 114,824
Actual Ratio, Common Equity Tier 1 Capital		10.37%	15%
For capital adequacy purposes Amount, Common Equity Tier 1 Capital		$ 68,352	$ 53,592
For capital adequacy purposes Ratio, Common Equity Tier 1 Capital	[1]	7%	7%
Actual Amount, Tier 1 Capital		$ 122,275	$ 135,824
Actual Ratio, Tier 1 Capital		0.1252	0.1774
For capital adequacy purposes Amount, Tier 1 Capital		$ 82,999	$ 65,077
For capital adequacy purposes Ratio, Tier 1 Capital	[1]	0.085	0.085
Actual Amount, Total Risk Based Capital		$ 131,236	$ 144,739
Actual Ratio, Total Risk Based Capital		0.1344	0.1891
For capital adequacy purposes Amount, Total Risk Based Capital		$ 102,528	$ 80,389
For capital adequacy purposes Ratio, Total Risk Based Capital	[1]	0.105	0.105
[1]The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5

Schedule of Compliance with R_2

Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Details) (Parenthetical)	12 Months Ended
	Dec. 31, 2022
Companys Regulatory Capital Requirements [Member]
Tier one capital conversation buffer	2.50%

Schedule of Compliance with R_3

Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations (Details) $ in Thousands		Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Actual Ratio, Leverage		0.040
To be well-capitalized under prompt corrective action provisions, Ratio, Tier 1 Capital		0.060
To be well-capitalized under prompt corrective action provisions, Ratio, Total Risk Based Capital		0.080
Banks Regulatory Capital Requirements [Member]
Actual Amount, Leverage		$ 128,643	$ 132,313
Actual Ratio, Leverage		0.0859	0.1058
For capital adequacy purposes Amount, Leverage		$ 59,933	$ 50,040
For capital adequacy purposes Ratio, Leverage	[1]	0.040	0.040
To be well-capitalized under prompt corrective action provisions, Amount, Leverage		$ 74,917	$ 62,550
To be well-capitalized under prompt corrective action provisions, Ratio, Leverage		0.050	0.050
Actual Amount, Common Equity Tier 1 Capital		$ 128,643	$ 132,313
Actual Ratio, Common Equity Tier 1 Capital		13.18%	17.29%
For capital adequacy purposes Amount, Common Equity Tier 1 Capital		$ 68,309	$ 53,563
For capital adequacy purposes Ratio, Common Equity Tier 1 Capital	[1]	7%	7%
To be well-capitalized under prompt corrective action provisions, Amount, Common Equity Tier 1 Capital		$ 63,430	$ 49,737
To be well-capitalized under prompt corrective action provisions, Ratio, Common Equity Tier 1 Capital		0.065	0.065
Actual Amount, Tier 1 Capital		$ 128,643	$ 132,313
Actual Ratio, Tier 1 Capital		0.1318	0.1729
For capital adequacy purposes Amount, Tier 1 Capital		$ 82,947	$ 65,041
For capital adequacy purposes Ratio, Tier 1 Capital	[1]	0.085	0.085
To be well-capitalized under prompt corrective action provisions, Amount, Tier 1 Capital		$ 78,068	$ 61,215
To be well-capitalized under prompt corrective action provisions, Ratio, Tier 1 Capital		0.080	0.080
Actual Amount, Total Risk Based Capital		$ 137,604	$ 141,228
Actual Ratio, Total Risk Based Capital		0.1410	0.1846
For capital adequacy purposes Amount, Total Risk Based Capital		$ 102,464	$ 80,345
For capital adequacy purposes Ratio, Total Risk Based Capital	[1]	0.105	0.105
To be well-capitalized under prompt corrective action provisions, Amount, Total Risk Based Capital		$ 97,585	$ 76,519
To be well-capitalized under prompt corrective action provisions, Ratio, Total Risk Based Capital		0.100	0.100
[1]The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5

Schedule of Compliance with R_4

Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations (Details) (Parenthetical)	12 Months Ended
	Dec. 31, 2022
Banks Regulatory Capital Requirements [Member]
Tier one capital conversation buffer	2.50%

Regulatory Capital Requiremen_3

Regulatory Capital Requirements (Details Narrative) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Line of Credit Facility [Line Items]
Assets, total	$ 1,502,867	$ 1,328,968
Common equity tier one risk based capital required for capital adequacy to risk weighted assets	0.045
Tier one risk based capital required for capital adequacy to risk weighted assets	0.060
Capital required for capital adequacy to risk weighted assets	0.080
Tier one leverage capital required for capital adequacy to average assets	0.040
Capital Conservation Buffer [Member]
Line of Credit Facility [Line Items]
Tier one capital conversation buffer	2.50%
Small Bank Holding Companies [Member]
Line of Credit Facility [Line Items]
Assets, total	$ 3,000,000

Schedule of Condensed Financial

Schedule of Condensed Financial Statements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	$ 23,156	$ 189,213
Interest-bearing deposits at other banks	9,084	7,378
Total assets	1,502,867	1,328,968
Subordinated debentures	21,651	21,651
Other borrowings	38,402	7,403
Stockholders’ equity	111,433	135,643	$ 126,672	$ 108,607
Total liabilities and stockholders’ equity	1,502,867	1,328,968
Other non-interest income	928	1,093	1,053
Interest expense	(4,346)	(1,506)	(2,769)
Income tax benefit	1,432	4,814	4,787
Net earnings	9,878	18,011	19,493
Other comprehensive (loss) income	(28,946)	(5,567)	4,208
Total comprehensive income	(19,068)	12,444	23,701
Net cash provided by operating activities	24,780	31,159	14,810
Net change in interest-bearing deposits at banks	(1,728)	(1,918)	(3,556)
Net cash (used in) provided by investing activities	(197,159)	(56,454)	(104,548)
Proceeds from exercise of stock options		22	42
Payment of dividends	(4,198)	(3,818)	(3,633)
Net cash used in financing activities	6,322	129,690	160,862
Net (decrease) increase in cash	(166,057)	104,395	71,124
Cash and cash equivalents at beginning of year	189,213	84,818	13,694
Cash and cash equivalents at end of year	23,156	189,213	84,818
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	166	1,121
Interest-bearing deposits at other banks	214	214
Investment in subsidiaries	140,802	154,978
Other	959	1,074
Total assets	142,141	157,387
Subordinated debentures	21,651	21,651
Other borrowings	9,000
Other	57	93
Stockholders’ equity	111,433	135,643
Total liabilities and stockholders’ equity	142,141	157,387
Dividends from Bank	29,350	4,600	6,900
Dividends from nonbank subsidiary	490	1,000
Interest income	26	16	21
Other non-interest income	8	7	7
Interest expense	(998)	(472)	(614)
Other expense, net	(412)	(532)	(352)
Earnings before equity in undistributed earnings	28,464	4,619	5,962
(Decrease) increase in undistributed equity of Bank	(19,030)	13,599	13,087
Increase (decrease) in undistributed equity of nonbank subsidiary	155	(272)	248
Earnings before income taxes	9,589	17,946	19,297
Income tax benefit	(289)	(65)	(196)
Net earnings	9,878	18,011	19,493
Other comprehensive (loss) income	(28,946)	(5,567)	4,208
Total comprehensive income	(19,068)	12,444	23,701
Decrease (increase) in undistributed equity of subsidiaries	18,875	(13,327)	(13,335)
Other	79	130	(312)
Net cash provided by operating activities	28,832	4,814	5,846
Net change in interest-bearing deposits at banks		(2)	26
Acquisition of Freedom Bancshares, Inc.	(33,350)
Net cash (used in) provided by investing activities	(33,350)	(2)	26
Proceeds from exercise of stock options		22	42
Payment of dividends	(4,198)	(3,818)	(3,633)
Purchase of treasury stock	(1,239)		(2,349)
Issuances of outstanding debt	10,065
Payment on outstanding debt	(1,065)
Net cash used in financing activities	3,563	(3,796)	(5,940)
Net (decrease) increase in cash	(955)	1,016	(68)
Cash and cash equivalents at beginning of year	1,121	105	173
Cash and cash equivalents at end of year	$ 166	$ 1,121	$ 105

Parent Company Condensed Fina_3

Parent Company Condensed Financial Statements (Details Narrative) $ in Millions	Dec. 31, 2022 USD ($)
Condensed Financial Information Disclosure [Abstract]
Distribution of dividends	$ 7.7