Landmark Bancorp (LARK) 10-Q 11 Aug 23 2023 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2023	Aug. 10, 2023
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Transition Report	false
Document Period End Date	Jun. 30, 2023
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2023
Current Fiscal Year End Date	--12-31
Entity File Number	0-33203
Entity Registrant Name	LANDMARK BANCORP, INC.
Entity Central Index Key	0001141688
Entity Tax Identification Number	43-1930755
Entity Incorporation, State or Country Code	DE
Entity Address, Address Line One	701 Poyntz Avenue
Entity Address, City or Town	Manhattan
Entity Address, State or Province	KS
Entity Address, Postal Zip Code	66502
City Area Code	(785)
Local Phone Number	565-2000
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	LARK
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,220,767

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets
Cash and cash equivalents	$ 20,038	$ 23,156
Interest-bearing deposits at other banks	8,336	9,084
Investment securities available-for-sale, at fair value	484,378	489,306
Investment securities, held-to-maturity, net of allowance for credit losses of $91 and $0, fair value of $3,300 and $3,452	3,496	3,524
Bank stocks, at cost	9,445	5,470
Loans, net of allowance for credit losses of $10,449 and $8,791	882,549	841,149
Loans held for sale, at fair value	3,900	2,488
Bank owned life insurance	37,764	37,323
Premises and equipment, net	24,027	24,327
Goodwill	32,199	32,199
Other intangible assets, net	3,612	4,006
Mortgage servicing rights	3,514	3,813
Real estate owned, net	934	934
Accrued interest and other assets	25,148	26,088
Total assets	1,539,340	1,502,867
Deposits:
Non-interest-bearing demand	382,410	410,142
Money market and checking	606,474	626,659
Savings	160,426	170,570
Certificates of deposit	131,661	93,278
Total deposits	1,280,971	1,300,649
Federal Home Loan Bank borrowings	76,185	8,200
Subordinated debentures	21,651	21,651
Other borrowings	22,293	38,402
Accrued interest and other liabilities	20,887	22,532
Total liabilities	1,421,987	1,391,434
Commitments and contingencies
Stockholders’ equity:
Preferred stock, $0.01 par value per share, 200,000 shares authorized; none issued
Common stock, $0.01 par value per share, 7,500,000 shares authorized; 5,215,925 and 5,213,232 shares issued at June 30, 2023 and December 31, 2022, respectively	52	52
Additional paid-in capital	84,475	84,273
Retained earnings	55,498	52,174
Accumulated other comprehensive loss	(22,672)	(25,066)
Total stockholders’ equity	117,353	111,433
Total liabilities and stockholders’ equity	$ 1,539,340	$ 1,502,867

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Allowance for credit losses	$ 91
Held-to-Maturity, Fair Value	3,300	3,452
Allowance for loans losses	$ 10,449	$ 8,791
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares issued	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	7,500,000	7,500,000
Common stock, shares issued	5,215,925	5,213,232

Consolidated Statements of Earn

Consolidated Statements of Earnings (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Interest income:
Loans		$ 12,623	$ 7,156	$ 23,999	$ 14,347
Investment securities:
Taxable		2,379	1,417	4,696	2,408
Tax-exempt		775	730	1,561	1,452
Interest-bearing deposits at banks		49	126	147	188
Total interest income		15,826	9,429	30,403	18,395
Interest expense:
Deposits		3,452	358	5,991	553
Subordinated debentures		387	165	751	288
Borrowings		1,154	8	1,881	11
Total interest expense		4,993	531	8,623	852
Net interest income		10,833	8,898	21,780	17,543
Provision (benefit) for credit losses		250		299	(500)
Net interest income after provision (benefit) for credit losses		10,583	8,898	21,481	18,043
Non-interest income:
Fees and service charges		2,481	2,380	4,839	4,568
Gains on sales of loans, net	[1]	830	1,073	1,523	1,978
Increase in cash surrender value of bank owned life insurance	[1]	223	190	441	377
Other		295	153	521	436
Total non-interest income		3,829	3,796	7,324	7,359
Non-interest expense:
Compensation and benefits		5,572	4,953	11,114	9,728
Occupancy and equipment		1,394	1,177	2,763	2,410
Data processing		431	362	1,020	702
Amortization of mortgage servicing rights and other intangibles		472	335	933	651
Professional fees		607	415	1,098	866
Acquisition costs			221		221
Other		1,873	1,559	3,764	3,282
Total non-interest expense		10,349	9,022	20,692	17,860
Earnings before income taxes		4,063	3,672	8,113	7,542
Income tax expense		701	639	1,394	1,376
Net earnings		$ 3,362	$ 3,033	$ 6,719	$ 6,166
Earnings per share:
Basic	[2],[3]	$ 0.64	$ 0.58	$ 1.29	$ 1.18
Diluted	[2],[3]	0.64	0.58	1.29	1.17
Dividends per share	[2]	$ 0.21	$ 0.20	$ 0.42	$ 0.40
[1]Not within the scope of ASC 606.[2]Per share amounts for the periods ended June 30, 2022 have been adjusted to give effect to the 5 5%

Consolidated Statements of Ea_2

Consolidated Statements of Earnings (Unaudited) (Parenthetical)	6 Months Ended
	Jun. 30, 2023
Consolidated Statements Of Earnings Unaudited
Stock dividend percentage	5%

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Income Statement [Abstract]
Net earnings	$ 3,362	$ 3,033	$ 6,719	$ 6,166
Net unrealized holding (losses) gains on available-for-sale securities	(3,568)	(10,247)	3,171	(29,186)
Income tax effect on net unrealized holding losses (gains)	874	2,511	(777)	7,150
Other comprehensive (loss) income	(2,694)	(7,736)	2,394	(22,036)
Total comprehensive income (loss)	$ 668	$ (4,703)	$ 9,113	$ (15,870)

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock, Common [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2021	$ 50	$ 79,120	$ 52,593		$ 3,880	$ 135,643
Net earnings			6,166			6,166
Other comprehensive income (loss)					(22,036)	(22,036)
Dividends paid			(2,097)			(2,097)
Stock-based compensation		164				164
Purchase of 21,115 treasury shares				(538)		(538)
Balance at Jun. 30, 2022	50	79,284	56,662	(538)	(18,156)	117,302
Balance at Mar. 31, 2022	50	79,206	54,677		(10,420)	123,513
Net earnings			3,033			3,033
Other comprehensive income (loss)					(7,736)	(7,736)
Dividends paid			(1,048)			(1,048)
Stock-based compensation		78				78
Purchase of 21,115 treasury shares				(538)		(538)
Balance at Jun. 30, 2022	50	79,284	56,662	(538)	(18,156)	117,302
Balance at Dec. 31, 2022	52	84,273	52,174		(25,066)	111,433
Net earnings			6,719			6,719
Other comprehensive income (loss)					2,394	2,394
Dividends paid			(2,191)			(2,191)
Stock-based compensation		150				150
Cumulative effect of change in accounting principle from implementation of ASU 2016-13			(1,204)			(1,204)
Forfeiture of restricted common stock, 350 shares
Exercise of stock options, 2,693 shares		52				52
Balance at Jun. 30, 2023	52	84,475	55,498		(22,672)	117,353
Balance at Mar. 31, 2023	52	84,413	53,231		(19,978)	117,718
Net earnings			3,362			3,362
Other comprehensive income (loss)					(2,694)	(2,694)
Dividends paid			(1,095)			(1,095)
Stock-based compensation		62				62
Balance at Jun. 30, 2023	$ 52	$ 84,475	$ 55,498		$ (22,672)	$ 117,353

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Unaudited) (Parenthetical) - $ / shares shares in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Statement of Stockholders' Equity [Abstract]
Dividends paid per share	$ 0.21	$ 0.20	$ 0.42	$ 0.40
Purchase of treasury shares		21,115		21,115
Restricted stock award, net of forfeitures			350
Exercise of stock options, shares			2,693

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022
Cash flows from operating activities:
Net earnings		$ 6,719	$ 6,166
Adjustments to reconcile net earnings to net cash provided by operating activities:
Provision (benefit) for credit losses		299	(500)
Amortization of investment security premiums, net		171	978
Accretion of purchase accounting adjustments		(439)	(9)
Amortization of mortgage servicing rights and other intangibles		933	651
Depreciation		617	563
Increase in cash surrender value of bank owned life insurance	[1]	(441)	(377)
Stock-based compensation		150	164
Deferred income taxes		384	(70)
Net gains on sales of premises and equipment and foreclosed assets			(114)
Net gains on sales of loans	[1]	(1,523)	(1,978)
Proceeds from sales of loans		44,686	79,920
Origination of loans held for sale		(44,815)	(79,862)
Changes in assets and liabilities:
Accrued interest and other assets		170	767
Accrued expenses, taxes, and other liabilities		(1,675)	(769)
Net cash provided by operating activities		5,236	5,530
Cash flows from investing activities:
Net increase in loans		(42,786)	(8,088)
Net change in interest-bearing deposits at banks		738	(993)
Maturities and prepayments of investment securities		26,110	24,097
Purchases of investment securities		(18,172)	(159,481)
Redemption of bank stocks		4,008	185
Purchase of bank stocks		(7,983)	(161)
Proceeds from sales of premises and equipment and foreclosed assets			1,379
Purchases of premises and equipment, net		(317)	(439)
Net cash used in investing activities		(38,402)	(143,501)
Cash flows from financing activities:
Net decrease in deposits		(19,689)	(17,014)
Federal Home Loan Bank advance borrowings		392,214
Federal Home Loan Bank advance repayments		(324,229)
Repayments on other borrowings		(666)	(1,180)
Change in repurchase agreements		(15,443)
Proceeds from exercise of stock options		52
Payment of dividends		(2,191)	(2,097)
Purchase of treasury stock			(538)
Net cash provided by (used in) financing activities		30,048	(20,829)
Net decrease in cash and cash equivalents		(3,118)	(158,800)
Cash and cash equivalents at beginning of period		23,156	189,213
Cash and cash equivalents at end of period		20,038	30,413
Supplemental disclosure of cash flow information:
Cash payments for income taxes			20
Cash paid for interest		7,849	845
Cash paid for operating leases		85	97
Supplemental schedule of noncash investing and financing activities:
Investment securities purchases not yet settled			$ 685
[1]Not within the scope of ASC 606.

Interim Financial Statements

Interim Financial Statements	6 Months Ended
	Jun. 30, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Interim Financial Statements	1. Interim Financial Statements The unaudited consolidated financial statements of Landmark Bancorp, Inc. (the “Company”) and its wholly owned subsidiaries, Landmark National Bank (the “Bank”) and Landmark Risk Management Inc., have been prepared in accordance with the instructions to Form 10-Q. Accordingly, they do not include all the information and footnotes required by U.S. generally accepted accounting principles (“GAAP”) for complete financial statements and should be read in conjunction with the Company’s most recent Annual Report on Form 10-K, filed with the Securities and Exchange Commission on March 30, 2023, containing the latest audited consolidated financial statements and notes thereto. The consolidated financial statements in this report have not been audited by an independent registered public accounting firm, but in the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation of financial statements have been reflected herein. The results of the three and six-month interim period ended June 30, 2023 are not necessarily indicative of the results expected for the year ending December 31, 2023 or any other future time period. The Company has evaluated subsequent events for recognition and disclosure up to the date the financial statements were issued.

Recent Developments

Recent Developments	6 Months Ended
	Jun. 30, 2023
Recent Developments
Recent Developments	2. Recent Developments The increase in interest rates has impacted financial institutions resulting in higher costs of funding and lower fair values for investment securities. During 2023, three large regional banks have been closed by the Federal Deposit Insurance Corporation (FDIC) mainly due to liquidity concerns, resulting from interest rate risk issues and large concentrations of uninsured corporate deposits. The liquidity issues were unique to the way these banks operated and we don’t believe are reflective of our Company. The Company believes it maintains strong capital and liquidity, and a stable, conservative deposit portfolio with a majority of deposits being retail-based and FDIC insured. The Company spends significant time each month monitoring interest rate and concentration risks through asset/liability management and lending strategies that involve a relationship-based banking model that the Company believes offers stability and consistency.

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	3. Summary of Significant Accounting Policies In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326), commonly referred to as “CECL.” The provisions of the update eliminated the probable initial recognition threshold under previous GAAP which requires reserves to be based on an incurred loss methodology. Under CECL, reserves required for financial assets measured at amortized cost will reflect an organization’s estimate of all expected credit losses over the expected term of the financial asset and thereby require the use of reasonable and supportable forecasts to estimate future credit losses. Because CECL encompasses all financial assets carried at amortized cost, the requirement that reserves be established based on an organization’s reasonable and supportable estimate of expected credit losses extends to held to maturity debt securities. Under the provisions of the update, credit losses recognized on available for sale debt securities will be presented as an allowance as opposed to a write-down. In addition, CECL will modify the accounting for purchased loans. Under prior GAAP, a purchased loan’s contractual balance was adjusted to fair value through a credit discount, and no reserve was recorded on the purchased loan upon acquisition. Under CECL loans determined to be purchased credit deteriorated will have an allowance for credit losses established through purchase accounting. Finally, increased disclosure requirements under CECL oblige organizations to present credit quality disclosures disaggregated by the year of origination or vintage. FASB expects that the evaluation of underwriting standards and credit quality trends by financial statement users will be enhanced with the additional vintage disclosures. In October 2019, the FASB approved a change in the effective dates for CECL which delayed the effective date to fiscal years beginning after December 15, 2022 for smaller reporting companies. On January 1, 2023, the Company adopted CECL. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity investment securities. It also applies to off-balance credit exposures not accounted for as insurance (loan commitments and standby letters of credit). In addition, ASC 326 made changes to the accounting for available-for-sale investment securities management does not intend to sell or believes that it is more likely than not they will be required to sell. The Company adopted ASC 326 using the modified retrospective method for all financial assets measured at amortized cost and off-balance sheet credit exposures. Results for the reporting periods beginning after January 1, 2023 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable GAAP requirements. The adoption of CECL resulted in an increase in the allowance for credit losses on loans of $ 1.5 72,000 391,000 1.2 The following table illustrates the impact of ASC 326: Schedule of Purchase Accounting Discounts on Loans from an Adjustment to Amortized Cost January 1, 2023 (Dollars in thousands) As reported under ASC 326 Pre-ASC 326 adoption Impact of ASC 326 adoption Allowance for credit losses: Held-to-maturity investment securities $ 72 $ - $ 72 One-to-four family residential real estate loans $ 1,677 $ 655 $ 1,022 Construction and land loans 166 117 49 Commercial real estate loans 4,221 3,158 1,063 Commercial loans 2,898 2,753 145 Paycheck protection program loans - - - Agriculture loans 1,142 1,966 (824 ) Municipal loans 16 5 11 Consumer loans 194 137 57 Total allowance for credit losses for loans $ 10,314 $ 8,791 $ 1,523 Unfunded loan commitments $ 170 $ 170 $ - Investment Securities Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Realized gains and losses on sales of available-for-sale securities are recorded on a trade date basis and are calculated using the specific identification method. Allowance for Credit Losses – Held-to-Maturity Investment Securities Allowance for Credit Losses – Available-for-Sale Investment Securities Loans The accrual of interest on non-performing loans is discontinued at the time the loan is ninety days delinquent, unless the credit is well secured and in process of collection. Loans are placed on non-accrual or are charged off at an earlier date if collection of the principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on non-accrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash basis or cost recovery method, until qualifying for return to accrual. Loans are evaluated individually and are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. Allowance for Credit Losses - Loans The allowance for credit losses is measured on a collective basis for pools of loans with similar risk characteristics. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses. One-to-Four Family Residential Real Estate. Construction and Land. Commercial Real Estate. Commercial. Agriculture. Municipal. Consumer. The Company utilized a weighted average remaining maturity allowance methodology to calculate the allowance for credit losses. Historical loss rates are adjusted for current conditions and reasonable and supportable forecasts. Following the economic forecast period loss rates revert back to historical loss rates over a reasonable period of time. Additional adjustments for qualitative factors are included to quantify the risks within each of the loan categories that are not included in the historical loss rates or economic projections. The data for the allowance calculation may be obtained from internal or external sources. Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated loan pools. Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. The Company estimates expected credit losses over the contractual term of obligations to extend credit, unless the obligation is unconditionally cancellable. The allowance for off-balance-sheet exposures is adjusted through the provision for credit losses. The estimates are determined based on the likelihood of funding during the contractual term and an estimate of credit losses subsequent to funding. Estimated credit losses on subsequently funded balances are based on the same assumptions used to estimated credit losses on loans. In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures which eliminated the recognition and measurement guidance for troubled debt restructurings (“TDRs”) by creditors in ASC 310-40. The update also enhanced disclosure required for loan restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs, an entity will apply the loan refinancing and restructuring guidance to determine whether a modification or other form of restructuring results in a new loan or a continuation of an existing loan. Additionally, the amendments to this ASU require a public business entity to disclose current period gross charge-offs by year of origination for loans in the vintage disclosures. On January 1, 2023, the Company adopted ASU 2022-02, electing the prospective approach. The adoption did not have a material effect on the Company’s operating results or financial condition. The disclosures in this document have been updated to reflect the new guidance. Loans Modifications

Investments

Investments	6 Months Ended
	Jun. 30, 2023
Schedule of Investments [Abstract]
Investments	4. Investments A summary of investment securities available-for-sale and held-to-maturity is as follows: Schedule of Available-for-sale and Held to Maturity Seurities (Dollars in thousands) As of June 30, 2023 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale: U. S. treasury securities $ 128,458 $ - $ (6,978 ) $ 121,480 Municipal obligations, tax exempt 127,921 56 (3,526 ) 124,451 Municipal obligations, taxable 82,456 79 (4,822 ) 77,713 Agency mortgage-backed securities 175,571 31 (14,868 ) 160,734 Total available-for-sale $ 514,406 $ 166 $ (30,194 ) $ 484,378 As of June 30, 2023 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Held-to-maturity: Other $ 3,496 $ - $ (196 ) $ 3,300 Total held-to-maturity $ 3,496 $ - $ (196 ) $ 3,300 As of December 31, 2022 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale: U. S. treasury securities $ 130,684 $ - $ (7,573 ) $ 123,111 U. S. federal agency obligations 2,002 - (14 ) 1,988 Municipal obligations, tax exempt 130,848 59 (3,645 ) 127,262 Municipal obligations, taxable 73,520 14 (6,290 ) 67,244 Agency mortgage-backed securities 185,451 172 (15,922 ) 169,701 Total available-for-sale $ 522,505 $ 245 $ (33,444 ) $ 489,306 As of December 31, 2022 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Held-to-maturity: Other $ 3,524 $ 5 $ (77 ) $ 3,452 Total held-to-maturity $ 3,524 $ 5 $ (77 ) $ 3,452 The amortized cost of the above held-to-maturity investment securities has been further reduced by the allowance for credit losses of $ 91,000 The tables above show that some of the securities in the available-for-sale and held-to-maturity investment portfolios had unrealized losses, or were temporarily impaired, as of June 30, 2023 and December 31, 2022. This temporary impairment represents the estimated amount of loss that would be realized if the securities were sold on the valuation date. Securities which were temporarily impaired are shown below, along with the length of time in a continuous unrealized loss position. Schedule of Available for Sale Securites Continuous Unrealized Loss Position Fair Value As of June 30, 2023 (Dollars in thousands) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses Available-for-sale: U.S. treasury securities 67 $ 13,995 $ (562 ) $ 107,485 $ (6,416 ) $ 121,480 $ (6,978 ) Municipal obligations, tax exempt 268 58,460 (861 ) 54,533 (2,665 ) 112,993 (3,526 ) Municipal obligations, taxable 119 32,430 (891 ) 39,464 (3,931 ) 71,894 (4,822 ) Agency mortgage-backed securities 102 27,246 (610 ) 127,921 (14,258 ) 155,167 (14,868 ) Total for available-for-sale 556 $ 132,131 $ (2,924 ) $ 329,403 $ (27,270 ) $ 461,534 $ (30,194 ) Held-to-maturity: Other 7 $ 3,300 $ (196 ) $ - $ - $ 3,300 $ (196 ) Total held-to-maturity 7 3,300 (196 ) - - 3,300 (196 ) As of December 31, 2022 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses Available-for-sale: U.S. treasury securities 67 $ 85,988 $ (4,591 ) $ 37,123 $ (2,982 ) $ 123,111 $ (7,573 ) U.S. federal agency obligations 1 1,988 (14 ) - - 1,988 (14 ) Municipal obligations, tax exempt 274 107,262 (3,020 ) 8,495 (625 ) 115,757 (3,645 ) Municipal obligations, taxable 108 54,746 (5,006 ) 7,571 (1,284 ) 62,317 (6,290 ) Agency mortgage-backed securities 100 78,971 (4,550 ) 79,882 (11,372 ) 158,853 (15,922 ) Total for available-for-sale 550 328,955 (17,181 ) 133,071 (16,263 ) 462,026 (33,444 ) Held-to-maturity: Other 6 $ 3,009 $ (77 ) $ - $ - $ 3,009 $ (77 ) Total held-to-maturity 6 3,009 (77 ) - - 3,009 (77 ) The Company’s U.S. treasury portfolio consists of securities issued by the United States Department of the Treasury. The receipt of principal and interest on U.S. treasury securities is guaranteed by the full faith and credit of the U.S. government. Based on these factors, along with the Company’s intent to not sell the securities and its belief that it was more likely than not that the Company will not be required to sell the securities before recovery of its cost basis, the Company believed that the U.S. treasury securities identified in the table above were temporarily impaired as of June 30, 2023 and December 31, 2022. The Company’s portfolio of municipal obligations consists of both tax-exempt and taxable general obligations securities issued by various municipalities. As of June 30, 2023, the Company did not intend to sell and it was more likely than not that the Company will not be required to sell its municipal obligations in an unrealized loss position until the recovery of its cost. Due to the issuers’ continued satisfaction of the securities’ obligations in accordance with their contractual terms and the expectation that they will continue to do so, the evaluation of the fundamentals of the issuers’ financial condition and other objective evidence, the Company believed that the municipal obligations identified in the tables above were temporarily impaired as of June 30, 2023 and December 31, 2022. The Company’s agency mortgage-backed securities portfolio consists of securities underwritten to the standards of and guaranteed by the government-sponsored agencies of Federal Home Loan Mortgage Corporation (“FHLMC”), Federal National Mortgage Association (“FNMA”) and the Government National Mortgage Association. The receipt of principal, at par, and interest on agency mortgage-backed securities is guaranteed by the respective government-sponsored agency guarantor, such that the Company believed that its agency mortgage-backed securities did not expose the Company to credit-related losses. Based on these factors, along with the Company’s intent to not sell the securities and the Company’s belief that it was more likely than not that the Company will not be required to sell the securities before recovery of their cost basis, the Company believed that the agency mortgage-backed securities identified in the table above were temporarily impaired as of June 30, 2023 and December 31, 2022. The Company’s other investment securities portfolio consists of seven subordinated debentures issued by financial institutions. These investment securities were acquired in the Freedom Bank acquisition and classified as held-to-maturity. The securities were issued in 2021 and 2022 with a 10 year maturity and a fixed rate for five years. The securities are callable after the end of the fixed rate term. Due to the issuers’ continued satisfaction of the securities’ obligations in accordance with their contractual terms and the expectation that they will continue to do so, the evaluation of the fundamentals of the issuers’ financial condition and other objective evidence, the Company believed that the other securities identified in the tables above were temporarily impaired as of June 30, 2023 and December 31, 2022. The following table provides information on the Company’s allowance for credit losses related to held-to-maturity investment securities. Schedule of Allowance for Credit Losses Related to Held-to-maturity Investment Securites (Dollars in thousands) Balance at January 1, 2023 $ - Impact of adopting ASC 326 72 Provision for credit losses 19 Balance at June 30, 2023 $ 91 The table below sets forth amortized cost and fair value of investment securities at June 30, 2023. The table includes scheduled principal payments and estimated prepayments, based on observable market inputs, for agency mortgage-backed securities. Actual maturities will differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties. Schedule of Investments Classified by Contractual Maturity Date (Dollars in thousands) Amortized Estimated cost fair value Available-for-sale: Due in less than one year $ 33,292 $ 32,728 Due after one year but within five years 263,298 246,734 Due after five years but within ten years 162,266 151,903 Due after ten years 55,550 53,013 Total available-for-sale $ 514,406 $ 484,378 Held-to-maturity: Due after five years but within ten years 3,496 3,300 Total held-to-maturity $ 3,496 $ 3,300 The Company did not record any sales of available-for-sale securities during the six months ended June 30, 2023 and 2022. Securities with carrying values of $ 420.9 420.8 10

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2023
Receivables [Abstract]
Loans and Allowance for Credit Losses	5. Loans and Allowance for Credit Losses Loans consisted of the following as of the dates indicated below: Schedule of Loans June 30, December 31, (Dollars in thousands) 2023 2022 One-to-four family residential real estate loans $ 259,655 $ 236,982 Construction and land loans 22,016 22,725 Commercial real estate loans 314,889 304,074 Commercial loans 181,424 173,415 Paycheck protection program loans - 21 Agriculture loans 84,345 84,283 Municipal loans 2,711 2,026 Consumer loans 28,219 26,664 Total gross loans 893,259 850,190 Net deferred loan costs (fees) and loans in process (261 ) (250 ) Allowance for credit losses (10,449 ) (8,791 ) Loans, net $ 882,549 $ 841,149 The following tables provide information on the Company’s allowance for credit losses by loan class and allowance methodology: Schedule of Allowance for Credit Losses on Financing Receivables Three and six months ended June 30, 2023 (Dollars in thousands) One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for credit losses: Balance at April 1, 2023 $ 1,757 $ 170 $ 4,438 $ 2,614 $ - $ 1,059 $ 17 $ 212 $ 10,267 Charge-offs - - - (90 ) - - - (68 ) (158 ) Recoveries - - - 10 - 57 - 23 90 Provision for credit losses 95 (9 ) (65 ) 176 - 18 (1 ) 36 250 Impact of adopting ASC 326 - - - - - - - - - Balance at June 30, 2023 $ 1,852 $ 161 $ 4,373 $ 2,710 $ - $ 1,134 $ 16 $ 203 $ 10,449 Allowance for credit losses: Balance at January 1, 2023 $ 655 $ 117 $ 3,158 $ 2,753 $ - $ 1,966 $ 5 $ 137 $ 8,791 Impact of adopting ASC 326 1,022 49 1,063 145 - (824 ) 11 57 1,523 Charge-offs - - - (107 ) - - - (159 ) (266 ) Recoveries - - - 19 - 73 - 59 151 Provision for credit losses 175 (5 ) 152 (100 ) - (81 ) - 109 250 Balance at June 30, 2023 $ 1,852 $ 161 $ 4,373 $ 2,710 $ - $ 1,134 $ 16 $ 203 $ 10,449 Three and six months ended June 30, 2022 (Dollars in thousands) One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for credit losses: Balance at April 1, 2022 $ 624 $ 146 $ 3,061 $ 2,465 $ - $ 1,929 $ 6 $ 126 $ 8,357 Charge-offs - - - - - - - (76 ) (76 ) Recoveries - - - 9 - 2 - 23 34 Provision for credit losses (44 ) (13 ) (79 ) 177 - (111 ) - 70 - Balance at June 30, 2022 $ 580 $ 133 $ 2,982 $ 2,651 $ - $ 1,820 $ 6 $ 143 $ 8,315 Allowance for credit losses: Balance at January 1, 2022 $ 623 $ 138 $ 3,051 $ 2,613 $ - $ 2,221 $ 6 $ 123 $ 8,775 Balance $ 623 $ 138 $ 3,051 $ 2,613 $ - $ 2,221 $ 6 $ 123 $ 8,775 Charge-offs - - - - - - - (129 ) (129 ) Recoveries - 100 - 23 - 3 6 37 169 Provision for credit losses (43 ) (105 ) (69 ) 15 - (404 ) (6 ) 112 (500 ) Balance at June 30, 2022 $ 580 $ 133 $ 2,982 $ 2,651 $ - $ 1,820 $ 6 $ 143 $ 8,315 Balance $ 580 $ 133 $ 2,982 $ 2,651 $ - $ 1,820 $ 6 $ 143 $ 8,315 As of December 31, 2022 (Dollars in thousands) One-to-four family residential real estate loan Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for credit losses: Individually evaluated for loss $ - $ - $ - $ 636 $ - $ 18 $ - $ - $ 654 Collectively evaluated for loss 655 117 3,158 2,117 - 1,948 5 137 8,137 Total $ 655 $ 117 $ 3,158 $ 2,753 $ - $ 1,966 $ 5 $ 137 $ 8,791 Loan balances: Individually evaluated for loss $ 326 $ 412 $ 1,224 $ 812 $ - $ 1,319 $ 36 $ - $ 4,129 Collectively evaluated for loss 236,656 22,313 302,850 172,603 21 82,964 1,990 26,664 846,061 Total $ 236,982 $ 22,725 $ 304,074 $ 173,415 $ 21 $ 84,283 $ 2,026 $ 26,664 $ 850,190 The Company recorded net loan charge-offs of $ 68,000 42,000 115,000 40,000 The following table presents information on non-accrual and loans past due over 89 days and still accruing: Schedule of Non-accrual and Loans Past Due Over 89 Days Still Accruing (Dollars in thousands) As of June 30, 2023 Non-accrual with no allowance for credit loss Non-accrual with allowance for credit losses Loans past due over 89 days still accruing One-to-four family residential real estate loans $ 38 $ - $ - Construction and land loans 194 - - Commercial real estate loans 1,218 - - Commercial loans 112 1,000 - Paycheck protection program loans - - - Agriculture loans 214 8 - Municipal loans - - - Consumer loans - - - Total loans $ 1,776 $ 1,008 $ - The following table presents information on impaired loans: Schedule of Impaired Financing Receivables (Dollars in thousands) As of December 31, 2022 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate $ 326 $ 326 $ 326 $ - $ - $ 357 $ 9 Construction and land 843 412 412 - - 243 10 Commercial real estate 1,224 1,224 1,224 - - 1,224 47 Commercial 1,063 812 75 737 636 865 5 Agriculture 1,402 1,319 1,301 18 18 1,433 64 Municipal 36 36 36 - - 36 1 Total impaired loans $ 4,894 $ 4,129 $ 3,374 $ 755 $ 654 $ 4,158 $ 136 The Company’s key credit quality indicator is a loan’s performance status, defined as accruing or non-accruing. Performing loans are considered to have a lower risk of loss. Non-accrual loans are those which the Company believes have a higher risk of loss. The accrual of interest on non-performing loans is discontinued at the time the loan is 90 days delinquent, unless the credit is well secured and in process of collection. Loans are placed on non-accrual or are charged off at an earlier date if collection of principal or interest is considered doubtful. There were no loans 90 days or more delinquent and accruing interest at June 30, 2023 or December 31, 2022. The following tables present information on the Company’s past due and non-accrual loans by loan class: Schedule of Past Due Financing Receivables (Dollars in thousands) As of June 30, 2023 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 3 $ 234 $ - $ 237 $ 38 $ 275 $ 259,380 Construction and land loans - - - - 194 194 21,822 Commercial real estate loans - 184 - 184 1,218 1,402 313,487 Commercial loans 104 63 - 167 1,112 1,279 180,145 Paycheck protection program loans - - - - - - - Agriculture loans - 5 - 5 222 227 84,118 Municipal loans - - - - - - 2,711 Consumer loans 20 1 - 21 - 21 28,198 Total $ 127 $ 487 $ - $ 614 $ 2,784 $ 3,398 $ 889,861 Percent of gross loans 0.01 % 0.05 % 0.00 % 0.07 % 0.31 % 0.38 % 99.62 % (Dollars in thousands) As of December 31, 2022 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 8 $ 72 $ - $ 80 $ 170 $ 250 $ 236,732 Construction and land loans - - - - 195 195 22,530 Commercial real estate loans - - - - 1,224 1,224 302,850 Commercial loans - 411 - 411 812 1,223 172,192 Paycheck protection program loans - - - - - - 21 Agriculture loans - 180 - 180 925 1,105 83,178 Municipal loans - - - - - - 2,026 Consumer loans 67 - - 67 - 67 26,597 Total $ 75 $ 663 $ - $ 738 $ 3,326 $ 4,064 $ 846,126 Percent of gross loans 0.01 % 0.08 % 0.00 % 0.09 % 0.39 % 0.48 % 99.52 % Under the original terms of the Company’s non-accrual loans, interest earned on such loans for the six months ended June 30, 2023 and 2022 would have increased interest income by $ 280,000 95,000 The Company also categorizes loans into risk categories based on relevant information about the ability of the borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis. Nonclassified loans generally include those loans that are expected to be repaid in accordance with contractual loan terms. Classified loans are those that are assigned a special mention, substandard or doubtful risk rating using the following definitions: Special Mention: Loans are currently protected by the current net worth and paying capacity of the obligor or of the collateral pledged but such protection is potentially weak. These loans constitute an undue and unwarranted credit risk, but not to the point of justifying a classification of substandard. The credit risk may be relatively minor, yet constitutes an unwarranted risk in light of the circumstances surrounding a specific asset. Substandard: Loans are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged. Loans have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Loans are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The following table presents information on the Company’s risk category of loans by type and year of origination: Schedule of Troubled Debt Restructurings on Financing Receivables and Year of Origination (Dollars in thousands) As of June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving loans amortized cost Revolving loans converted to term Total One-to-four family residential real estate loans Nonclassified $ 39,106 $ 88,985 $ 45,184 $ 34,761 $ 13,910 $ 33,282 $ 3,966 $ 423 $ 259,617 Classified - - - - - 38 - - 38 Total $ 39,106 $ 88,985 $ 45,184 $ 34,761 $ 13,910 $ 33,320 $ 3,966 $ 423 $ 259,655 Charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Construction and land loans Nonclassified $ 2,717 $ 6,565 $ 5,848 $ 2,712 $ 2,079 $ 369 $ 1,173 $ 359 $ 21,822 Classified - - - - - 194 - - 194 Total $ 2,717 $ 6,565 $ 5,848 $ 2,712 $ 2,079 $ 563 $ 1,173 $ 359 $ 22,016 Charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate loans Nonclassified $ 19,401 $ 77,956 $ 59,861 $ 55,043 $ 31,249 $ 64,697 $ 3,262 $ 420 $ 311,889 Classified - - 488 28 184 2,300 - - 3,000 Total $ 19,401 $ 77,956 $ 60,349 $ 55,071 $ 31,433 $ 66,997 $ 3,262 $ 420 $ 314,889 Charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Commercial loans Nonclassified $ 17,850 $ 39,227 $ 21,332 $ 18,866 $ 3,514 $ 5,696 $ 65,487 $ 5,007 $ 176,979 Classified 190 867 286 413 543 34 1,905 207 4,445 Total $ 18,040 $ 40,094 $ 21,618 $ 19,279 $ 4,057 $ 5,730 $ 67,392 $ 5,214 $ 181,424 Charge-offs $ - $ (17 ) $ (90 ) $ - $ - $ - $ - $ - $ (107 ) Agriculture loans Nonclassified $ 2,647 $ 12,667 $ 5,664 $ 4,473 $ 4,296 $ 12,876 $ 41,345 $ 155 $ 84,123 Classified - - - - 50 114 58 - 222 Total $ 2,647 $ 12,667 $ 5,664 $ 4,473 $ 4,346 $ 12,990 $ 41,403 $ 155 $ 84,345 Charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Municipal loans Nonclassified $ 851 $ 144 $ - $ - $ - $ 1,716 $ - $ - $ 2,711 Classified - - - - - - - - - Total $ 851 $ 144 $ - $ - $ - $ 1,716 $ - $ - $ 2,711 Charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans Nonclassified $ 3,222 $ 1,768 $ 1,588 $ 1,414 $ 5 $ 5,246 $ 14,952 $ 24 $ 28,219 Classified - - - - - - - - - Total $ 3,222 $ 1,768 $ 1,588 $ 1,414 $ 5 $ 5,246 $ 14,952 $ 24 $ 28,219 Charge-offs $ - $ - $ - $ - $ - $ - $ (159 ) $ - $ (159 ) Total loans Nonclassified $ 85,794 $ 227,312 $ 139,477 $ 117,269 $ 55,053 $ 123,882 $ 130,185 $ 6,388 $ 885,360 Classified 190 867 774 441 777 2,680 1,963 207 7,899 Total $ 85,984 $ 228,179 $ 140,251 $ 117,710 $ 55,830 $ 126,562 $ 132,148 $ 6,595 $ 893,259 Charge-offs $ - $ (17 ) $ (90 ) $ - $ - $ - $ (159 ) $ - $ (266 ) The following table provides information on the Company’s risk categories by loan class: Schedule of Troubled Debt Restructurings on Financing Receivables As of December 31, 2022 (Dollars in thousands) Nonclassified Classified One-to-four family residential real estate loans $ 236,663 $ 319 Construction and land loans 22,530 195 Commercial real estate loans 300,216 3,858 Commercial loans 165,709 7,706 Paycheck protection program loans 21 - Agriculture loans 83,358 925 Municipal loan 2,026 - Consumer loans 26,664 - Total $ 837,187 $ 13,003 The following table provides information on the Company’s allowance for credit losses related to unfunded loan commitments. Schedule of Allowance for Credit Losses Related to Unfunded Loan Commitments (dollars in thousands) Balance at January 1, 2023 $ 170 Impact of adopting ASC 326 - Provision for credit losses 30 Balance at June 30, 2023 $ 200 The following table presents the amortized cost basis of loans at June 30, 2023 that were both experiencing financial difficulty and modified during the six months ended June 30, 2023 by class, type of modification and includes the financial effect of the modification. Schedule of Amortization cost (Dollars in thousands) As of June 30, 2023 Amortized cost basis % of loan class total Financial effect Term extension: Commercial $ 151 0.1 % 90 day payment deferral As of June 30, 2023, all loans experiencing both financial difficulty and modified during the three and six months ended June 30, 2023 were current under the terms of the agreements. There were no commitments to lend additional funds to the borrowers and there were no charge-offs recorded against the loans. The Company had no allowance for credit losses recorded against these loans as of June 30, 2023. The Company did not have any loan modifications that had a payment default during the three and six months ended June 30, 2023.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	6 Months Ended
	Jun. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	6. Goodwill and Other Intangible Assets The Company tests goodwill for impairment annually or more frequently if circumstances warrant. The Company’s annual impairment test as of December 31, 2022 concluded that its goodwill was not impaired. The Company concluded there were no triggering events during the first six months of 2023 that required an interim goodwill impairment test. Core deposit intangible assets are amortized over the estimated useful life of ten years on an accelerated basis. A summary of the other intangible assets that continue to be subject to amortization was as follows: Schedule of Other Intangible Assets and Goodwill (Dollars in thousands) As of June 30, 2023 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 5,880 $ (2,268 ) $ 3,612 (Dollars in thousands) As of December 31, 2022 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 5,880 $ (1,874 ) $ 4,006 The following sets forth estimated amortization expense for core deposit and intangible assets for the remainder of 2023 and in successive years ending December 31: Schedule of Finite-lived Intangible Assets, Future Amortization Expense (Dollars in thousands) Amortization expense Remainder of 2023 $ 371 2024 663 2025 588 2026 512 2027 436 2028 360 Thereafter 682 Total $ 3,612

Mortgage Loan Servicing

Mortgage Loan Servicing	6 Months Ended
	Jun. 30, 2023
Mortgage Loan Servicing
Mortgage Loan Servicing	7. Mortgage Loan Servicing Mortgage loans serviced for others are not reported as assets. The following table provides information on the principal balances of mortgage loans serviced for others: Schedule of Participating Mortgage Loans (Dollars in thousands) June 30, December 31, 2023 2022 FHLMC $ 678,149 $ 685,859 FHLB 28,129 27,285 Total $ 706,278 $ 713,144 Custodial escrow balances maintained in connection with serviced loans were $ 6.2 5.3 441,000 453,000 894,000 907,000 Activity for mortgage servicing rights was as follows: Schedule of Servicing Asset at Amortized Cost 2023 2022 2023 2022 Three months ended Six months ended (Dollars in thousands) June 30, June 30, 2023 2022 2023 2022 Mortgage servicing rights: Balance at beginning of period $ 3,652 $ 4,128 $ 3,813 $ 4,193 Additions 137 217 240 451 Amortization (275 ) (320 ) (539 ) (619 ) Balance at end of period $ 3,514 $ 4,025 $ 3,514 $ 4,025 The fair value of mortgage servicing rights was $ 10.3 9.50% 6.00% 22.26% 1.57% 9.50% 6.00% 21.34% 1.47% The Company had a mortgage repurchase reserve of $ 204,000 225,000 6,000 21,000

Earnings per Share

Earnings per Share	6 Months Ended
	Jun. 30, 2023
Earnings per share:
Earnings per Share	8. Earnings per Share Basic earnings per share have been computed based upon the weighted average number of common shares outstanding during each period. Diluted earnings per share include the effect of all potential common shares outstanding during each period. The diluted earnings per share computation for the three and six months ended June 30, 2023 excluded 77,511 53,642 0.21 September 6, 2023 Schedule of Earnings Per Share, Basic and Diluted 2023 2022 2023 2022 (Dollars in thousands, except per share amounts) Three months ended June 30, Six months ended June 30, 2023 2022 2023 2022 Net earnings $ 3,362 $ 3,033 $ 6,719 $ 6,166 Weighted average common shares outstanding - basic (1) 5,215,575 5,237,837 5,214,357 5,242,558 Assumed exercise of stock options (1) 3,975 14,709 5,403 17,756 Weighted average common shares outstanding - diluted (1) 5,219,550 5,252,546 5,219,760 5,260,313 Earnings per share (1): Basic (1) $ 0.64 $ 0.58 $ 1.29 $ 1.18 Diluted (1) $ 0.64 $ 0.58 $ 1.29 $ 1.17 (1) Share and per share values for the periods ended June 30, 2022 have been adjusted to give effect to the 5% stock dividend paid during December 2022.

Federal Home Loan Bank Borrowin

Federal Home Loan Bank Borrowings	6 Months Ended
	Jun. 30, 2023
Federal Home Loan Bank Borrowings	9. Federal Home Loan Bank Borrowings The Bank has a line of credit, renewable annually each September, with the Federal Home Loan Bank (“FHLB’) under which there were $ 76.2 8.2 0.15% 5.23% Although no loans are specifically pledged, the FHLB requires the Bank to maintain eligible collateral (qualifying loans and investment securities) that has a lending value at least equal to its required collateral. At June 30, 2023 and December 31, 2022, there was a blanket pledge of loans and securities totaling $ 277.5 139.0 206.3 111.0 129.0 101.8

Other Borrowings

Other Borrowings	6 Months Ended
	Jun. 30, 2023
Debt Disclosure [Abstract]
Other Borrowings	10. Other Borrowings The Company has a $ 5.0 November 1, 2023 prime rate less 0.25% no On September 29, 2022, the Company borrowed $ 10.0 6.15% September 1, 2027 8.3 9.0 The Company has overnight repurchase agreements with certain deposit customers whereby the Company uses investment securities as collateral for non-insured funds. These balances are accounted for as collateralized financing and included in other borrowings on the balance sheet. Repurchase agreements are comprised of non-insured customer funds, totaling $ 14.0 29.4 30.4 38.4 The following is a summary of the balances and collateral of the Company’s repurchase agreements: Schedule of Repurchase Agreements As of June 30, 2023 (dollars in thousands) Overnight Greater and Continuous Up to 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal treasury obligations $ 13,251 $ - $ - $ - $ 13,251 Agency mortgage-backed securities 707 - - - 707 Total $ 13,958 $ - $ - $ - $ 13,958 As of December 31, 2022 (dollars in thousands) Overnight Up to Greater and Continuous 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal treasury obligations $ 25,973 $ - $ - $ - $ 25,973 U.S. federal agency obligations 1,236 - - - 1,236 Agency mortgage-backed securities 2,193 - - - 2,193 Total $ 29,402 $ - $ - $ - $ 29,402 The investment securities are held by a third party financial institution in the customer’s custodial account. The Company is required to maintain adequate collateral for each repurchase agreement. Changes in the fair value of the investment securities impact the amount of collateral required. If the Company were to default, the investment securities would be used to settle the repurchase agreement with the deposit customer.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	6 Months Ended
	Jun. 30, 2023
Revenue from Contract with Customer [Abstract]
Revenue from Contracts with Customers	11. Revenue from Contracts with Customers All of the Company’s revenue from contracts with customers in the scope of ASC 606 is recognized within non-interest income. Items outside the scope of ASC 606 are noted as such. Schedule of Revenue from Contracts with Customers Within Non-interest Income 2023 2022 2023 2022 Three months ended Six months ended (Dollars in thousands) June 30, June 30, 2023 2022 2023 2022 Non-interest income: Service charges on deposit accounts Overdraft fees $ 954 $ 907 $ 1,829 $ 1,730 Other 242 164 474 324 Interchange income 805 785 1,542 1,492 Loan servicing fees (1) 441 453 894 907 Office lease income (1) 148 33 218 66 Gains on sales of loans (1) 830 1,073 1,523 1,978 Bank owned life insurance income (1) 223 190 441 377 Gains on sales of real estate owned - - - 114 Other 186 191 403 371 Total non-interest income $ 3,829 $ 3,796 $ 7,324 $ 7,359 (1) Not within the scope of ASC 606. A description of the Company’s revenue streams under ASC 606 follows: Service Charges on Deposit Accounts The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM usage fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period during which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer’s account balance. Interchange Income The Company earns interchange fees from debit cardholder transactions conducted through the interchange payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Gains (Losses) on Sales of Real Estate Owned The Company records a gain or loss from the sale of real estate owned when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of real estate owned to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the real estate owned asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain (loss) on sale if a significant financing component is present. There were no sales of real estate owned that were financed by the Company during the first six months of 2023 or 2022.

Fair Value of Financial Instrum

Fair Value of Financial Instruments and Fair Value Measurements	6 Months Ended
	Jun. 30, 2023
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments and Fair Value Measurements	12. Fair Value of Financial Instruments and Fair Value Measurements Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Fair value estimates of the Company’s financial instruments as of June 30, 2023 and December 31, 2022, including methods and assumptions utilized, are set forth below: Schedule of Fair Value, by Balance Sheet Grouping amount Level 1 Level 2 Level 3 Total As of June 30, 2023 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 20,038 $ 20,038 $ - $ - $ 20,038 Interest-bearing deposits at other banks 8,336 - 8,336 - 8,336 Investment securities available-for-sale 484,378 121,480 362,898 - 484,378 Investment securities held-to-maturity 3,496 - 3,300 - 3,300 Bank stocks, at cost 9,445 n/a n/a n/a n/a Loans, net 882,549 - - 869,114 869,114 Loans held for sale 3,900 - 3,900 - 3,900 Mortgage servicing rights 3,514 - 10,336 - 10,336 Accrued interest receivable 6,033 273 2,232 3,528 6,033 Derivative financial instruments 282 - 282 - 282 Financial liabilities: Non-maturity deposits $ (1,149,310 ) $ (1,149,310 ) $ - $ - $ (1,149,310 ) Certificates of deposit (131,661 ) - (129,468 ) - (129,468 ) FHLB borrowings (76,185 ) - (76,185 ) - (76,185 ) Subordinated debentures (21,651 ) - (18,481 ) - (18,481 ) Other borrowings (22,293 ) - (22,000 ) - (22,000 ) Accrued interest payable (1,213 ) - (1,213 ) - (1,213 ) amount Level 1 Level 2 Level 3 Total As of December 31, 2022 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 23,156 $ 23,156 $ - $ - $ 23,156 Interest-bearing deposits at other banks 9,084 - 9,084 - 9,084 Investment securities available-for-sale 489,306 123,111 366,195 - 489,306 Investment securities held-to-maturity 3,524 - 3,452 - 3,452 Bank stocks, at cost 5,470 n/a n/a n/a n/a Loans, net 841,149 - - 828,726 828,726 Loans held for sale 2,488 - 2,488 - 2,488 Mortgage servicing rights 3,813 - 10,282 - 10,282 Accrued interest receivable 5,879 426 2,150 3,303 5,879 Derivative financial instruments 126 - 126 - 126 Financial liabilities: Non-maturity deposits $ (1,207,371 ) $ (1,207,371 ) $ - $ - $ (1,207,371 ) Certificates of deposit (93,278 ) - (90,760 ) - (90,760 ) FHLB borrowings (8,200 ) - (8,200 ) - (8,200 ) Subordinated debentures (21,651 ) - (18,189 ) - (18,189 ) Other borrowings (38,402 ) - (36,183 ) - (36,183 ) Accrued interest payable (439 ) - (439 ) - (439 ) Transfers The Company did not transfer any assets or liabilities among levels during the six months ended June 30, 2023 or during the year ended December 31, 2022. Valuation Methods for Instruments Measured at Fair Value on a Recurring Basis The following tables represent the Company’s financial instruments that are measured at fair value on a recurring basis at June 30, 2023 and December 31, 2022, allocated to the appropriate fair value hierarchy: Schedule of Fair Value, Assets Measured On Recurring Basis Total Level 1 Level 2 Level 3 (Dollars in thousands) As of June 30, 2023 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 121,480 $ 121,480 $ - $ - Municipal obligations, tax exempt 124,451 - 124,451 - Municipal obligations, taxable 77,713 - 77,713 - Agency mortgage-backed securities 160,734 - 160,734 - Loans held for sale 3,900 - 3,900 - Derivative financial instruments 282 - 282 - Total Level 1 Level 2 Level 3 As of December 31, 2022 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 123,111 $ 123,111 $ - $ - U. S. federal agency obligations 1,988 - 1,988 - Municipal obligations, tax exempt 127,262 - 127,262 - Municipal obligations, taxable 67,244 - 67,244 - Agency mortgage-backed securities 169,701 - 169,701 - Loans held for sale 2,488 - 2,488 - Derivative financial instruments 126 - 126 - The Company’s investment securities classified as available-for-sale include U.S. treasury securities, U.S. federal agency obligations, municipal obligations, agency mortgage-backed securities and certificates of deposit. Quoted exchange prices are available for the Company’s U.S. treasury securities, which are classified as Level 1. U.S. federal agency securities and agency mortgage-backed securities are priced utilizing industry-standard models that consider various assumptions, including time value, yield curves, volatility factors, prepayment speeds, default rates, loss severity, current market and contractual prices for the underlying financial instruments, as well as other relevant economic measures. Substantially all of these assumptions are observable in the marketplace, can be derived from observable data, or are supported by observable levels at which transactions are executed in the marketplace. These measurements are classified as Level 2. Municipal obligations are valued using a type of matrix, or grid, pricing in which securities are benchmarked against U.S. treasury rates based on credit rating. These model and matrix measurements are classified as Level 2 in the fair value hierarchy. Changes in the fair value of available-for-sale securities are included in other comprehensive income to the extent the changes are not considered other-than-temporary impairments. Other-than-temporary impairment tests are performed on a quarterly basis and any decline in the fair value of an individual security below its cost that is deemed to be other-than-temporary results in a write-down of that security’s cost basis. Mortgage loans originated and intended for sale in the secondary market are carried at fair value. The mortgage loan valuations are based on quoted secondary market prices for similar loans and are classified as Level 2. Changes in the fair value of mortgage loans originated and intended for sale in the secondary market and derivative financial instruments are included in gains on sales of loans. The aggregate fair value, contractual balance (including accrued interest), and gain on loans held for sale were as follows: Schedule of Fair Value Contractual Balance and Gain Loss On Loans Held for Sale As of As of June 30, December 31, (Dollars in thousands) 2023 2022 Aggregate fair value $ 3,900 $ 2,488 Contractual balance 3,842 2,468 Gain $ 58 $ 20 The Company’s derivative financial instruments consist of interest rate lock commitments and corresponding forward sales contracts on mortgage loans held for sale. The fair values of these derivatives are based on quoted prices for similar loans in the secondary market. The market prices are adjusted by a factor, based on the Company’s historical data and its judgment about future economic trends, which considers the likelihood that a commitment will ultimately result in a closed loan. These instruments are classified as Level 2. The amounts are included in other assets or other liabilities on the consolidated balance sheets and gains on sales of loans, net in the consolidated statements of earnings. The total amount of gains from changes in fair value of derivative financial instruments included in earnings were as follows: Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale 2023 2022 2023 2022 Three months ended Six months ended June 30, June 30, (Dollars in thousands) 2023 2022 2023 2022 Total change in fair value $ 45 $ (15 ) $ 156 $ (28 ) Valuation Methods for Instruments Measured at Fair Value on a Nonrecurring Basis The Company does not record its loan portfolio at fair value. Collateral-dependent loans are generally carried at the lower of cost or fair value of the collateral, less estimated selling costs. Collateral values are determined based on appraisals performed by qualified licensed appraisers hired by the Company and then further adjusted if warranted based on relevant facts and circumstances. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Individually evaluated loans are reviewed at least quarterly for additional impairment and adjusted accordingly, based on the same factors identified above. The carrying value of the Company’s individually evaluated loans was $ 3.5 4.1 1.5 755,000 647,000 654,000 Real estate owned includes assets acquired through, or in lieu of, foreclosure and land previously acquired for expansion. Real estate owned is initially recorded at the fair value of the collateral less estimated selling costs. Subsequent valuations are updated periodically and are based upon independent appraisals, third party price opinions or internal pricing models. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Real estate owned is reviewed and evaluated at least annually for additional impairment and adjusted accordingly, based on the same factors identified above. The following table presents quantitative information about Level 3 fair value measurements measured at fair value on a nonrecurring basis as of June 30, 2023 and December 31, 2022. Schedule of Fair Value Measurements On Nonrecurring, Valuation Techniques (Dollars in thousands) Fair value Valuation technique Unobservable inputs Range As of June 30, 2023 Impaired loans: Commercial $ 529 Sales comparison Adjustment to comparable value 0 30 % Agriculture 324 Sales comparison Adjustment to appraised value 0 50 % As of December 31, 2022 Impaired loans: Commercial $ 101 Sales comparison Adjustment to comparable value 0 25 % Real estate owned: One-to-four family residential real estate 272 Sales comparison Adjustment to appraised value 15 % Commercial real estate 234 Sales comparison Adjustment to appraised value 15 %

Regulatory Capital Requirements

Regulatory Capital Requirements	6 Months Ended
	Jun. 30, 2023
Regulatory Capital Requirements	13. Regulatory Capital Requirements Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. Management believed that as of June 30, 2023, the Company and the Bank met all capital adequacy requirements to which they were subject at that time. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. The Company and the Bank are subject to the Basel III Rule, which is applicable to all U.S. banks that are subject to minimum capital requirements, as well as to bank and savings and loan holding companies other than “small bank holding companies” (generally, non-public bank holding companies with consolidated assets of less than $ 3.0 The Basel III Rule includes a common equity Tier 1 capital to risk-weighted assets minimum ratio of 4.5 6.0 8.0 4.0 2.5 As of June 30, 2023 and December 31, 2022, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action then in effect. There are no conditions or events since that notification that management believes have changed the institution’s category. The following is a comparison of the Company’s regulatory capital to minimum capital requirements at June 30, 2023 and December 31, 2022. Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies For capital Actual adequacy purposes (Dollars in thousands) Amount Ratio Amount Ratio (1) As of June 30, 2023 Leverage $ 126,939 8.39 % $ 60,513 4.0 % Common Equity Tier 1 Capital 105,939 10.42 % 71,149 7.0 % Tier 1 Capital 126,939 12.49 % 86,396 8.5 % Total Risk Based Capital 136,776 13.46 % 106,724 10.5 % As of December 31, 2022 Leverage $ 122,275 8.14 % $ 60,100 4.0 % Common Equity Tier 1 Capital 101,275 10.37 % 68,352 7.0 % Tier 1 Capital 122,275 12.52 % 82,999 8.5 % Total Risk Based Capital 131,236 13.44 % 102,528 10.5 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5 The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at June 30, 2023 and December 31, 2022: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations To be well-capitalized under prompt For capital corrective Actual adequacy purposes action provisions (Dollars in thousands) Amount Ratio Amount Ratio (1) Amount Ratio As of June 30, 2023 Leverage $ 131,737 8.73 % $ 60,341 4.0 % $ 75,426 5.0 % Common Equity Tier 1 Capital 131,737 12.97 % 71,082 7.0 % 66,005 6.5 % Tier 1 Capital 131,737 12.97 % 86,314 8.5 % 81,237 8.0 % Total Risk Based Capital 141,574 13.94 % 106,623 10.5 % 101,546 10.0 % As of December 31, 2022 Leverage $ 128,643 8.59 % $ 59,933 4.0 % $ 74,917 5.0 % Common Equity Tier 1 Capital 128,643 13.18 % 68,309 7.0 % 63,430 6.5 % Tier 1 Capital 128,643 13.18 % 82,947 8.5 % 78,068 8.0 % Total Risk Based Capital 137,604 14.10 % 102,464 10.5 % 97,585 10.0 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5

Impact of Recent Accounting Pro

Impact of Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2023
Accounting Changes and Error Corrections [Abstract]
Impact of Recent Accounting Pronouncements	14. Impact of Recent Accounting Pronouncements On January 1, 2023, the Company adopted ASU 2016-13 and ASU 2022-02 which is described in note 3. In January 2017, the FASB issued ASU 2017-04, Intangibles – Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment. The amendments in this update simplify the subsequent measurement of goodwill by eliminating Step 2 from the goodwill impairment test. The amendments require an entity to perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount and recognizing an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value, not to exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. The amendments also eliminate the requirement for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform Step 2 of the goodwill impairment test. The amendments in this ASU are effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. In October 2019, the FASB approved a change in the effective dates for ASU 2017-04 which delayed the effective date to fiscal years beginning after December 15, 2022 for smaller reporting companies. The Company adopted ASU 2017-04 effective January 1, 2023. The adoption of ASU 2017-04 did not have a material effect on the Company’s operating results or financial condition. In May 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting. Reference rate reform relates to the effects undertaken to eliminate certain reference rates such as the London Interbank Offered Rate (“LIBOR”) and introduce new reference rates that may be based on larger or more liquid observations and transactions. ASU 2020-04 provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships and other contracts. Generally, ASU 2020-04 would allow entities to consider contract modifications due to reference rate reform to be a continuation of an existing contract; thus, the Company would not have to determine if the modification is considered insignificant. The standard was effective upon issuance and the amendments may be applied prospectively through December 31, 2022 such that changes made to contracts beginning on or after January 1, 2023 would not apply. In December 2022, the FASB issued ASU 2022-06, Reference Rate Reform (Topic 848): Deferral of the Sunset Date, which extended the sunset date from December 31, 2022 to December 31, 2024. LIBOR continued to be published until June 30, 2023.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Investment Securities	Investment Securities Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Realized gains and losses on sales of available-for-sale securities are recorded on a trade date basis and are calculated using the specific identification method.
Allowance for Credit Losses – Held-to-Maturity Investment Securities	Allowance for Credit Losses – Held-to-Maturity Investment Securities
Allowance for Credit Losses – Available-for-Sale Investment Securities	Allowance for Credit Losses – Available-for-Sale Investment Securities
Loans	Loans The accrual of interest on non-performing loans is discontinued at the time the loan is ninety days delinquent, unless the credit is well secured and in process of collection. Loans are placed on non-accrual or are charged off at an earlier date if collection of the principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on non-accrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash basis or cost recovery method, until qualifying for return to accrual. Loans are evaluated individually and are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Allowance for Credit Losses - Loans	Allowance for Credit Losses - Loans The allowance for credit losses is measured on a collective basis for pools of loans with similar risk characteristics. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses. One-to-Four Family Residential Real Estate. Construction and Land. Commercial Real Estate. Commercial. Agriculture. Municipal. Consumer. The Company utilized a weighted average remaining maturity allowance methodology to calculate the allowance for credit losses. Historical loss rates are adjusted for current conditions and reasonable and supportable forecasts. Following the economic forecast period loss rates revert back to historical loss rates over a reasonable period of time. Additional adjustments for qualitative factors are included to quantify the risks within each of the loan categories that are not included in the historical loss rates or economic projections. The data for the allowance calculation may be obtained from internal or external sources. Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated loan pools. Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. The Company estimates expected credit losses over the contractual term of obligations to extend credit, unless the obligation is unconditionally cancellable. The allowance for off-balance-sheet exposures is adjusted through the provision for credit losses. The estimates are determined based on the likelihood of funding during the contractual term and an estimate of credit losses subsequent to funding. Estimated credit losses on subsequently funded balances are based on the same assumptions used to estimated credit losses on loans. In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures which eliminated the recognition and measurement guidance for troubled debt restructurings (“TDRs”) by creditors in ASC 310-40. The update also enhanced disclosure required for loan restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs, an entity will apply the loan refinancing and restructuring guidance to determine whether a modification or other form of restructuring results in a new loan or a continuation of an existing loan. Additionally, the amendments to this ASU require a public business entity to disclose current period gross charge-offs by year of origination for loans in the vintage disclosures. On January 1, 2023, the Company adopted ASU 2022-02, electing the prospective approach. The adoption did not have a material effect on the Company’s operating results or financial condition. The disclosures in this document have been updated to reflect the new guidance.
Loans Modifications	Loans Modifications

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	6 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Schedule of Purchase Accounting Discounts on Loans from an Adjustment to Amortized Cost	The following table illustrates the impact of ASC 326: Schedule of Purchase Accounting Discounts on Loans from an Adjustment to Amortized Cost January 1, 2023 (Dollars in thousands) As reported under ASC 326 Pre-ASC 326 adoption Impact of ASC 326 adoption Allowance for credit losses: Held-to-maturity investment securities $ 72 $ - $ 72 One-to-four family residential real estate loans $ 1,677 $ 655 $ 1,022 Construction and land loans 166 117 49 Commercial real estate loans 4,221 3,158 1,063 Commercial loans 2,898 2,753 145 Paycheck protection program loans - - - Agriculture loans 1,142 1,966 (824 ) Municipal loans 16 5 11 Consumer loans 194 137 57 Total allowance for credit losses for loans $ 10,314 $ 8,791 $ 1,523 Unfunded loan commitments $ 170 $ 170 $ -

Investments (Tables)

Investments (Tables)	6 Months Ended
	Jun. 30, 2023
Schedule of Investments [Abstract]
Schedule of Available-for-sale and Held to Maturity Seurities	A summary of investment securities available-for-sale and held-to-maturity is as follows: Schedule of Available-for-sale and Held to Maturity Seurities (Dollars in thousands) As of June 30, 2023 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale: U. S. treasury securities $ 128,458 $ - $ (6,978 ) $ 121,480 Municipal obligations, tax exempt 127,921 56 (3,526 ) 124,451 Municipal obligations, taxable 82,456 79 (4,822 ) 77,713 Agency mortgage-backed securities 175,571 31 (14,868 ) 160,734 Total available-for-sale $ 514,406 $ 166 $ (30,194 ) $ 484,378 As of June 30, 2023 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Held-to-maturity: Other $ 3,496 $ - $ (196 ) $ 3,300 Total held-to-maturity $ 3,496 $ - $ (196 ) $ 3,300 As of December 31, 2022 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Available-for-sale: U. S. treasury securities $ 130,684 $ - $ (7,573 ) $ 123,111 U. S. federal agency obligations 2,002 - (14 ) 1,988 Municipal obligations, tax exempt 130,848 59 (3,645 ) 127,262 Municipal obligations, taxable 73,520 14 (6,290 ) 67,244 Agency mortgage-backed securities 185,451 172 (15,922 ) 169,701 Total available-for-sale $ 522,505 $ 245 $ (33,444 ) $ 489,306 As of December 31, 2022 Gross Gross Amortized unrealized unrealized Estimated cost gains losses fair value Held-to-maturity: Other $ 3,524 $ 5 $ (77 ) $ 3,452 Total held-to-maturity $ 3,524 $ 5 $ (77 ) $ 3,452
Schedule of Available for Sale Securites Continuous Unrealized Loss Position Fair Value	Schedule of Available for Sale Securites Continuous Unrealized Loss Position Fair Value As of June 30, 2023 (Dollars in thousands) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses Available-for-sale: U.S. treasury securities 67 $ 13,995 $ (562 ) $ 107,485 $ (6,416 ) $ 121,480 $ (6,978 ) Municipal obligations, tax exempt 268 58,460 (861 ) 54,533 (2,665 ) 112,993 (3,526 ) Municipal obligations, taxable 119 32,430 (891 ) 39,464 (3,931 ) 71,894 (4,822 ) Agency mortgage-backed securities 102 27,246 (610 ) 127,921 (14,258 ) 155,167 (14,868 ) Total for available-for-sale 556 $ 132,131 $ (2,924 ) $ 329,403 $ (27,270 ) $ 461,534 $ (30,194 ) Held-to-maturity: Other 7 $ 3,300 $ (196 ) $ - $ - $ 3,300 $ (196 ) Total held-to-maturity 7 3,300 (196 ) - - 3,300 (196 ) As of December 31, 2022 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses Available-for-sale: U.S. treasury securities 67 $ 85,988 $ (4,591 ) $ 37,123 $ (2,982 ) $ 123,111 $ (7,573 ) U.S. federal agency obligations 1 1,988 (14 ) - - 1,988 (14 ) Municipal obligations, tax exempt 274 107,262 (3,020 ) 8,495 (625 ) 115,757 (3,645 ) Municipal obligations, taxable 108 54,746 (5,006 ) 7,571 (1,284 ) 62,317 (6,290 ) Agency mortgage-backed securities 100 78,971 (4,550 ) 79,882 (11,372 ) 158,853 (15,922 ) Total for available-for-sale 550 328,955 (17,181 ) 133,071 (16,263 ) 462,026 (33,444 ) Held-to-maturity: Other 6 $ 3,009 $ (77 ) $ - $ - $ 3,009 $ (77 ) Total held-to-maturity 6 3,009 (77 ) - - 3,009 (77 )
Schedule of Allowance for Credit Losses Related to Held-to-maturity Investment Securites	The following table provides information on the Company’s allowance for credit losses related to held-to-maturity investment securities. Schedule of Allowance for Credit Losses Related to Held-to-maturity Investment Securites (Dollars in thousands) Balance at January 1, 2023 $ - Impact of adopting ASC 326 72 Provision for credit losses 19 Balance at June 30, 2023 $ 91
Schedule of Investments Classified by Contractual Maturity Date	Schedule of Investments Classified by Contractual Maturity Date (Dollars in thousands) Amortized Estimated cost fair value Available-for-sale: Due in less than one year $ 33,292 $ 32,728 Due after one year but within five years 263,298 246,734 Due after five years but within ten years 162,266 151,903 Due after ten years 55,550 53,013 Total available-for-sale $ 514,406 $ 484,378 Held-to-maturity: Due after five years but within ten years 3,496 3,300 Total held-to-maturity $ 3,496 $ 3,300

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2023
Receivables [Abstract]
Schedule of Loans	Loans consisted of the following as of the dates indicated below: Schedule of Loans June 30, December 31, (Dollars in thousands) 2023 2022 One-to-four family residential real estate loans $ 259,655 $ 236,982 Construction and land loans 22,016 22,725 Commercial real estate loans 314,889 304,074 Commercial loans 181,424 173,415 Paycheck protection program loans - 21 Agriculture loans 84,345 84,283 Municipal loans 2,711 2,026 Consumer loans 28,219 26,664 Total gross loans 893,259 850,190 Net deferred loan costs (fees) and loans in process (261 ) (250 ) Allowance for credit losses (10,449 ) (8,791 ) Loans, net $ 882,549 $ 841,149
Schedule of Allowance for Credit Losses on Financing Receivables	The following tables provide information on the Company’s allowance for credit losses by loan class and allowance methodology: Schedule of Allowance for Credit Losses on Financing Receivables Three and six months ended June 30, 2023 (Dollars in thousands) One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for credit losses: Balance at April 1, 2023 $ 1,757 $ 170 $ 4,438 $ 2,614 $ - $ 1,059 $ 17 $ 212 $ 10,267 Charge-offs - - - (90 ) - - - (68 ) (158 ) Recoveries - - - 10 - 57 - 23 90 Provision for credit losses 95 (9 ) (65 ) 176 - 18 (1 ) 36 250 Impact of adopting ASC 326 - - - - - - - - - Balance at June 30, 2023 $ 1,852 $ 161 $ 4,373 $ 2,710 $ - $ 1,134 $ 16 $ 203 $ 10,449 Allowance for credit losses: Balance at January 1, 2023 $ 655 $ 117 $ 3,158 $ 2,753 $ - $ 1,966 $ 5 $ 137 $ 8,791 Impact of adopting ASC 326 1,022 49 1,063 145 - (824 ) 11 57 1,523 Charge-offs - - - (107 ) - - - (159 ) (266 ) Recoveries - - - 19 - 73 - 59 151 Provision for credit losses 175 (5 ) 152 (100 ) - (81 ) - 109 250 Balance at June 30, 2023 $ 1,852 $ 161 $ 4,373 $ 2,710 $ - $ 1,134 $ 16 $ 203 $ 10,449 Three and six months ended June 30, 2022 (Dollars in thousands) One-to-four family residential real estate loans Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for credit losses: Balance at April 1, 2022 $ 624 $ 146 $ 3,061 $ 2,465 $ - $ 1,929 $ 6 $ 126 $ 8,357 Charge-offs - - - - - - - (76 ) (76 ) Recoveries - - - 9 - 2 - 23 34 Provision for credit losses (44 ) (13 ) (79 ) 177 - (111 ) - 70 - Balance at June 30, 2022 $ 580 $ 133 $ 2,982 $ 2,651 $ - $ 1,820 $ 6 $ 143 $ 8,315 Allowance for credit losses: Balance at January 1, 2022 $ 623 $ 138 $ 3,051 $ 2,613 $ - $ 2,221 $ 6 $ 123 $ 8,775 Balance $ 623 $ 138 $ 3,051 $ 2,613 $ - $ 2,221 $ 6 $ 123 $ 8,775 Charge-offs - - - - - - - (129 ) (129 ) Recoveries - 100 - 23 - 3 6 37 169 Provision for credit losses (43 ) (105 ) (69 ) 15 - (404 ) (6 ) 112 (500 ) Balance at June 30, 2022 $ 580 $ 133 $ 2,982 $ 2,651 $ - $ 1,820 $ 6 $ 143 $ 8,315 Balance $ 580 $ 133 $ 2,982 $ 2,651 $ - $ 1,820 $ 6 $ 143 $ 8,315 As of December 31, 2022 (Dollars in thousands) One-to-four family residential real estate loan Construction and land loans Commercial real estate loans Commercial loans Paycheck protection program loans Agriculture loans Municipal loans Consumer loans Total Allowance for credit losses: Individually evaluated for loss $ - $ - $ - $ 636 $ - $ 18 $ - $ - $ 654 Collectively evaluated for loss 655 117 3,158 2,117 - 1,948 5 137 8,137 Total $ 655 $ 117 $ 3,158 $ 2,753 $ - $ 1,966 $ 5 $ 137 $ 8,791 Loan balances: Individually evaluated for loss $ 326 $ 412 $ 1,224 $ 812 $ - $ 1,319 $ 36 $ - $ 4,129 Collectively evaluated for loss 236,656 22,313 302,850 172,603 21 82,964 1,990 26,664 846,061 Total $ 236,982 $ 22,725 $ 304,074 $ 173,415 $ 21 $ 84,283 $ 2,026 $ 26,664 $ 850,190
Schedule of Non-accrual and Loans Past Due Over 89 Days Still Accruing	The following table presents information on non-accrual and loans past due over 89 days and still accruing: Schedule of Non-accrual and Loans Past Due Over 89 Days Still Accruing (Dollars in thousands) As of June 30, 2023 Non-accrual with no allowance for credit loss Non-accrual with allowance for credit losses Loans past due over 89 days still accruing One-to-four family residential real estate loans $ 38 $ - $ - Construction and land loans 194 - - Commercial real estate loans 1,218 - - Commercial loans 112 1,000 - Paycheck protection program loans - - - Agriculture loans 214 8 - Municipal loans - - - Consumer loans - - - Total loans $ 1,776 $ 1,008 $ -
Schedule of Impaired Financing Receivables	The following table presents information on impaired loans: Schedule of Impaired Financing Receivables (Dollars in thousands) As of December 31, 2022 Unpaid contractual principal Impaired loan balance Impaired loans without an allowance Impaired loans with an allowance Related allowance recorded Year-to-date average loan balance Year-to-date interest income recognized One-to-four family residential real estate $ 326 $ 326 $ 326 $ - $ - $ 357 $ 9 Construction and land 843 412 412 - - 243 10 Commercial real estate 1,224 1,224 1,224 - - 1,224 47 Commercial 1,063 812 75 737 636 865 5 Agriculture 1,402 1,319 1,301 18 18 1,433 64 Municipal 36 36 36 - - 36 1 Total impaired loans $ 4,894 $ 4,129 $ 3,374 $ 755 $ 654 $ 4,158 $ 136
Schedule of Past Due Financing Receivables	The following tables present information on the Company’s past due and non-accrual loans by loan class: Schedule of Past Due Financing Receivables (Dollars in thousands) As of June 30, 2023 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 3 $ 234 $ - $ 237 $ 38 $ 275 $ 259,380 Construction and land loans - - - - 194 194 21,822 Commercial real estate loans - 184 - 184 1,218 1,402 313,487 Commercial loans 104 63 - 167 1,112 1,279 180,145 Paycheck protection program loans - - - - - - - Agriculture loans - 5 - 5 222 227 84,118 Municipal loans - - - - - - 2,711 Consumer loans 20 1 - 21 - 21 28,198 Total $ 127 $ 487 $ - $ 614 $ 2,784 $ 3,398 $ 889,861 Percent of gross loans 0.01 % 0.05 % 0.00 % 0.07 % 0.31 % 0.38 % 99.62 % (Dollars in thousands) As of December 31, 2022 30-59 days delinquent and accruing 60-89 days delinquent and accruing 90 days or more delinquent and accruing Total past due loans accruing Non-accrual loans Total past due and non-accrual loans Total loans not past due One-to-four family residential real estate loans $ 8 $ 72 $ - $ 80 $ 170 $ 250 $ 236,732 Construction and land loans - - - - 195 195 22,530 Commercial real estate loans - - - - 1,224 1,224 302,850 Commercial loans - 411 - 411 812 1,223 172,192 Paycheck protection program loans - - - - - - 21 Agriculture loans - 180 - 180 925 1,105 83,178 Municipal loans - - - - - - 2,026 Consumer loans 67 - - 67 - 67 26,597 Total $ 75 $ 663 $ - $ 738 $ 3,326 $ 4,064 $ 846,126 Percent of gross loans 0.01 % 0.08 % 0.00 % 0.09 % 0.39 % 0.48 % 99.52 %
Schedule of Troubled Debt Restructurings on Financing Receivables and Year of Origination	The following table presents information on the Company’s risk category of loans by type and year of origination: Schedule of Troubled Debt Restructurings on Financing Receivables and Year of Origination (Dollars in thousands) As of June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving loans amortized cost Revolving loans converted to term Total One-to-four family residential real estate loans Nonclassified $ 39,106 $ 88,985 $ 45,184 $ 34,761 $ 13,910 $ 33,282 $ 3,966 $ 423 $ 259,617 Classified - - - - - 38 - - 38 Total $ 39,106 $ 88,985 $ 45,184 $ 34,761 $ 13,910 $ 33,320 $ 3,966 $ 423 $ 259,655 Charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Construction and land loans Nonclassified $ 2,717 $ 6,565 $ 5,848 $ 2,712 $ 2,079 $ 369 $ 1,173 $ 359 $ 21,822 Classified - - - - - 194 - - 194 Total $ 2,717 $ 6,565 $ 5,848 $ 2,712 $ 2,079 $ 563 $ 1,173 $ 359 $ 22,016 Charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate loans Nonclassified $ 19,401 $ 77,956 $ 59,861 $ 55,043 $ 31,249 $ 64,697 $ 3,262 $ 420 $ 311,889 Classified - - 488 28 184 2,300 - - 3,000 Total $ 19,401 $ 77,956 $ 60,349 $ 55,071 $ 31,433 $ 66,997 $ 3,262 $ 420 $ 314,889 Charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Commercial loans Nonclassified $ 17,850 $ 39,227 $ 21,332 $ 18,866 $ 3,514 $ 5,696 $ 65,487 $ 5,007 $ 176,979 Classified 190 867 286 413 543 34 1,905 207 4,445 Total $ 18,040 $ 40,094 $ 21,618 $ 19,279 $ 4,057 $ 5,730 $ 67,392 $ 5,214 $ 181,424 Charge-offs $ - $ (17 ) $ (90 ) $ - $ - $ - $ - $ - $ (107 ) Agriculture loans Nonclassified $ 2,647 $ 12,667 $ 5,664 $ 4,473 $ 4,296 $ 12,876 $ 41,345 $ 155 $ 84,123 Classified - - - - 50 114 58 - 222 Total $ 2,647 $ 12,667 $ 5,664 $ 4,473 $ 4,346 $ 12,990 $ 41,403 $ 155 $ 84,345 Charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Municipal loans Nonclassified $ 851 $ 144 $ - $ - $ - $ 1,716 $ - $ - $ 2,711 Classified - - - - - - - - - Total $ 851 $ 144 $ - $ - $ - $ 1,716 $ - $ - $ 2,711 Charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans Nonclassified $ 3,222 $ 1,768 $ 1,588 $ 1,414 $ 5 $ 5,246 $ 14,952 $ 24 $ 28,219 Classified - - - - - - - - - Total $ 3,222 $ 1,768 $ 1,588 $ 1,414 $ 5 $ 5,246 $ 14,952 $ 24 $ 28,219 Charge-offs $ - $ - $ - $ - $ - $ - $ (159 ) $ - $ (159 ) Total loans Nonclassified $ 85,794 $ 227,312 $ 139,477 $ 117,269 $ 55,053 $ 123,882 $ 130,185 $ 6,388 $ 885,360 Classified 190 867 774 441 777 2,680 1,963 207 7,899 Total $ 85,984 $ 228,179 $ 140,251 $ 117,710 $ 55,830 $ 126,562 $ 132,148 $ 6,595 $ 893,259 Charge-offs $ - $ (17 ) $ (90 ) $ - $ - $ - $ (159 ) $ - $ (266 )
Schedule of Troubled Debt Restructurings on Financing Receivables	The following table provides information on the Company’s risk categories by loan class: Schedule of Troubled Debt Restructurings on Financing Receivables As of December 31, 2022 (Dollars in thousands) Nonclassified Classified One-to-four family residential real estate loans $ 236,663 $ 319 Construction and land loans 22,530 195 Commercial real estate loans 300,216 3,858 Commercial loans 165,709 7,706 Paycheck protection program loans 21 - Agriculture loans 83,358 925 Municipal loan 2,026 - Consumer loans 26,664 - Total $ 837,187 $ 13,003
Schedule of Allowance for Credit Losses Related to Unfunded Loan Commitments	The following table provides information on the Company’s allowance for credit losses related to unfunded loan commitments. Schedule of Allowance for Credit Losses Related to Unfunded Loan Commitments (dollars in thousands) Balance at January 1, 2023 $ 170 Impact of adopting ASC 326 - Provision for credit losses 30 Balance at June 30, 2023 $ 200
Schedule of Amortization cost	The following table presents the amortized cost basis of loans at June 30, 2023 that were both experiencing financial difficulty and modified during the six months ended June 30, 2023 by class, type of modification and includes the financial effect of the modification. Schedule of Amortization cost (Dollars in thousands) As of June 30, 2023 Amortized cost basis % of loan class total Financial effect Term extension: Commercial $ 151 0.1 % 90 day payment deferral

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Other Intangible Assets and Goodwill	Core deposit intangible assets are amortized over the estimated useful life of ten years on an accelerated basis. A summary of the other intangible assets that continue to be subject to amortization was as follows: Schedule of Other Intangible Assets and Goodwill (Dollars in thousands) As of June 30, 2023 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 5,880 $ (2,268 ) $ 3,612 (Dollars in thousands) As of December 31, 2022 Gross carrying amount Accumulated amortization Net carrying amount Core deposit intangible assets $ 5,880 $ (1,874 ) $ 4,006
Schedule of Finite-lived Intangible Assets, Future Amortization Expense	The following sets forth estimated amortization expense for core deposit and intangible assets for the remainder of 2023 and in successive years ending December 31: Schedule of Finite-lived Intangible Assets, Future Amortization Expense (Dollars in thousands) Amortization expense Remainder of 2023 $ 371 2024 663 2025 588 2026 512 2027 436 2028 360 Thereafter 682 Total $ 3,612

Mortgage Loan Servicing (Tables

Mortgage Loan Servicing (Tables)	6 Months Ended
	Jun. 30, 2023
Mortgage Loan Servicing
Schedule of Participating Mortgage Loans	Mortgage loans serviced for others are not reported as assets. The following table provides information on the principal balances of mortgage loans serviced for others: Schedule of Participating Mortgage Loans (Dollars in thousands) June 30, December 31, 2023 2022 FHLMC $ 678,149 $ 685,859 FHLB 28,129 27,285 Total $ 706,278 $ 713,144
Schedule of Servicing Asset at Amortized Cost	Activity for mortgage servicing rights was as follows: Schedule of Servicing Asset at Amortized Cost 2023 2022 2023 2022 Three months ended Six months ended (Dollars in thousands) June 30, June 30, 2023 2022 2023 2022 Mortgage servicing rights: Balance at beginning of period $ 3,652 $ 4,128 $ 3,813 $ 4,193 Additions 137 217 240 451 Amortization (275 ) (320 ) (539 ) (619 ) Balance at end of period $ 3,514 $ 4,025 $ 3,514 $ 4,025

Earnings per Share (Tables)

Earnings per Share (Tables)	6 Months Ended
	Jun. 30, 2023
Earnings per share:
Schedule of Earnings Per Share, Basic and Diluted	Schedule of Earnings Per Share, Basic and Diluted 2023 2022 2023 2022 (Dollars in thousands, except per share amounts) Three months ended June 30, Six months ended June 30, 2023 2022 2023 2022 Net earnings $ 3,362 $ 3,033 $ 6,719 $ 6,166 Weighted average common shares outstanding - basic (1) 5,215,575 5,237,837 5,214,357 5,242,558 Assumed exercise of stock options (1) 3,975 14,709 5,403 17,756 Weighted average common shares outstanding - diluted (1) 5,219,550 5,252,546 5,219,760 5,260,313 Earnings per share (1): Basic (1) $ 0.64 $ 0.58 $ 1.29 $ 1.18 Diluted (1) $ 0.64 $ 0.58 $ 1.29 $ 1.17

Other Borrowings (Tables)

Other Borrowings (Tables)	6 Months Ended
	Jun. 30, 2023
Debt Disclosure [Abstract]
Schedule of Repurchase Agreements	The following is a summary of the balances and collateral of the Company’s repurchase agreements: Schedule of Repurchase Agreements As of June 30, 2023 (dollars in thousands) Overnight Greater and Continuous Up to 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal treasury obligations $ 13,251 $ - $ - $ - $ 13,251 Agency mortgage-backed securities 707 - - - 707 Total $ 13,958 $ - $ - $ - $ 13,958 As of December 31, 2022 (dollars in thousands) Overnight Up to Greater and Continuous 30 days 30-90 days than 90 days Total Repurchase agreements: U.S. federal treasury obligations $ 25,973 $ - $ - $ - $ 25,973 U.S. federal agency obligations 1,236 - - - 1,236 Agency mortgage-backed securities 2,193 - - - 2,193 Total $ 29,402 $ - $ - $ - $ 29,402

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	6 Months Ended
	Jun. 30, 2023
Revenue from Contract with Customer [Abstract]
Schedule of Revenue from Contracts with Customers Within Non-interest Income	All of the Company’s revenue from contracts with customers in the scope of ASC 606 is recognized within non-interest income. Items outside the scope of ASC 606 are noted as such. Schedule of Revenue from Contracts with Customers Within Non-interest Income 2023 2022 2023 2022 Three months ended Six months ended (Dollars in thousands) June 30, June 30, 2023 2022 2023 2022 Non-interest income: Service charges on deposit accounts Overdraft fees $ 954 $ 907 $ 1,829 $ 1,730 Other 242 164 474 324 Interchange income 805 785 1,542 1,492 Loan servicing fees (1) 441 453 894 907 Office lease income (1) 148 33 218 66 Gains on sales of loans (1) 830 1,073 1,523 1,978 Bank owned life insurance income (1) 223 190 441 377 Gains on sales of real estate owned - - - 114 Other 186 191 403 371 Total non-interest income $ 3,829 $ 3,796 $ 7,324 $ 7,359 (1) Not within the scope of ASC 606. A description of the Company’s revenue streams under ASC 606 follows: Service Charges on Deposit Accounts The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM usage fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period during which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer’s account balance. Interchange Income The Company earns interchange fees from debit cardholder transactions conducted through the interchange payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Gains (Losses) on Sales of Real Estate Owned The Company records a gain or loss from the sale of real estate owned when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of real estate owned to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the real estate owned asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain (loss) on sale if a significant financing component is present. There were no sales of real estate owned that were financed by the Company during the first six months of 2023 or 2022.

Fair Value of Financial Instr_2

Fair Value of Financial Instruments and Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Fair Value, by Balance Sheet Grouping	Fair value estimates of the Company’s financial instruments as of June 30, 2023 and December 31, 2022, including methods and assumptions utilized, are set forth below: Schedule of Fair Value, by Balance Sheet Grouping amount Level 1 Level 2 Level 3 Total As of June 30, 2023 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 20,038 $ 20,038 $ - $ - $ 20,038 Interest-bearing deposits at other banks 8,336 - 8,336 - 8,336 Investment securities available-for-sale 484,378 121,480 362,898 - 484,378 Investment securities held-to-maturity 3,496 - 3,300 - 3,300 Bank stocks, at cost 9,445 n/a n/a n/a n/a Loans, net 882,549 - - 869,114 869,114 Loans held for sale 3,900 - 3,900 - 3,900 Mortgage servicing rights 3,514 - 10,336 - 10,336 Accrued interest receivable 6,033 273 2,232 3,528 6,033 Derivative financial instruments 282 - 282 - 282 Financial liabilities: Non-maturity deposits $ (1,149,310 ) $ (1,149,310 ) $ - $ - $ (1,149,310 ) Certificates of deposit (131,661 ) - (129,468 ) - (129,468 ) FHLB borrowings (76,185 ) - (76,185 ) - (76,185 ) Subordinated debentures (21,651 ) - (18,481 ) - (18,481 ) Other borrowings (22,293 ) - (22,000 ) - (22,000 ) Accrued interest payable (1,213 ) - (1,213 ) - (1,213 ) amount Level 1 Level 2 Level 3 Total As of December 31, 2022 Carrying amount Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 23,156 $ 23,156 $ - $ - $ 23,156 Interest-bearing deposits at other banks 9,084 - 9,084 - 9,084 Investment securities available-for-sale 489,306 123,111 366,195 - 489,306 Investment securities held-to-maturity 3,524 - 3,452 - 3,452 Bank stocks, at cost 5,470 n/a n/a n/a n/a Loans, net 841,149 - - 828,726 828,726 Loans held for sale 2,488 - 2,488 - 2,488 Mortgage servicing rights 3,813 - 10,282 - 10,282 Accrued interest receivable 5,879 426 2,150 3,303 5,879 Derivative financial instruments 126 - 126 - 126 Financial liabilities: Non-maturity deposits $ (1,207,371 ) $ (1,207,371 ) $ - $ - $ (1,207,371 ) Certificates of deposit (93,278 ) - (90,760 ) - (90,760 ) FHLB borrowings (8,200 ) - (8,200 ) - (8,200 ) Subordinated debentures (21,651 ) - (18,189 ) - (18,189 ) Other borrowings (38,402 ) - (36,183 ) - (36,183 ) Accrued interest payable (439 ) - (439 ) - (439 )
Schedule of Fair Value, Assets Measured On Recurring Basis	The following tables represent the Company’s financial instruments that are measured at fair value on a recurring basis at June 30, 2023 and December 31, 2022, allocated to the appropriate fair value hierarchy: Schedule of Fair Value, Assets Measured On Recurring Basis Total Level 1 Level 2 Level 3 (Dollars in thousands) As of June 30, 2023 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 121,480 $ 121,480 $ - $ - Municipal obligations, tax exempt 124,451 - 124,451 - Municipal obligations, taxable 77,713 - 77,713 - Agency mortgage-backed securities 160,734 - 160,734 - Loans held for sale 3,900 - 3,900 - Derivative financial instruments 282 - 282 - Total Level 1 Level 2 Level 3 As of December 31, 2022 Fair value hierarchy Total Level 1 Level 2 Level 3 Assets: Available-for-sale investment securities: U. S. treasury securities $ 123,111 $ 123,111 $ - $ - U. S. federal agency obligations 1,988 - 1,988 - Municipal obligations, tax exempt 127,262 - 127,262 - Municipal obligations, taxable 67,244 - 67,244 - Agency mortgage-backed securities 169,701 - 169,701 - Loans held for sale 2,488 - 2,488 - Derivative financial instruments 126 - 126 -
Schedule of Fair Value Contractual Balance and Gain Loss On Loans Held for Sale	The aggregate fair value, contractual balance (including accrued interest), and gain on loans held for sale were as follows: Schedule of Fair Value Contractual Balance and Gain Loss On Loans Held for Sale As of As of June 30, December 31, (Dollars in thousands) 2023 2022 Aggregate fair value $ 3,900 $ 2,488 Contractual balance 3,842 2,468 Gain $ 58 $ 20
Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale	Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale 2023 2022 2023 2022 Three months ended Six months ended June 30, June 30, (Dollars in thousands) 2023 2022 2023 2022 Total change in fair value $ 45 $ (15 ) $ 156 $ (28 )
Schedule of Fair Value Measurements On Nonrecurring, Valuation Techniques	The following table presents quantitative information about Level 3 fair value measurements measured at fair value on a nonrecurring basis as of June 30, 2023 and December 31, 2022. Schedule of Fair Value Measurements On Nonrecurring, Valuation Techniques (Dollars in thousands) Fair value Valuation technique Unobservable inputs Range As of June 30, 2023 Impaired loans: Commercial $ 529 Sales comparison Adjustment to comparable value 0 30 % Agriculture 324 Sales comparison Adjustment to appraised value 0 50 % As of December 31, 2022 Impaired loans: Commercial $ 101 Sales comparison Adjustment to comparable value 0 25 % Real estate owned: One-to-four family residential real estate 272 Sales comparison Adjustment to appraised value 15 % Commercial real estate 234 Sales comparison Adjustment to appraised value 15 %

Regulatory Capital Requiremen_2

Regulatory Capital Requirements (Tables)	6 Months Ended
	Jun. 30, 2023
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies	The following is a comparison of the Company’s regulatory capital to minimum capital requirements at June 30, 2023 and December 31, 2022. Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies For capital Actual adequacy purposes (Dollars in thousands) Amount Ratio Amount Ratio (1) As of June 30, 2023 Leverage $ 126,939 8.39 % $ 60,513 4.0 % Common Equity Tier 1 Capital 105,939 10.42 % 71,149 7.0 % Tier 1 Capital 126,939 12.49 % 86,396 8.5 % Total Risk Based Capital 136,776 13.46 % 106,724 10.5 % As of December 31, 2022 Leverage $ 122,275 8.14 % $ 60,100 4.0 % Common Equity Tier 1 Capital 101,275 10.37 % 68,352 7.0 % Tier 1 Capital 122,275 12.52 % 82,999 8.5 % Total Risk Based Capital 131,236 13.44 % 102,528 10.5 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations	The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at June 30, 2023 and December 31, 2022: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations To be well-capitalized under prompt For capital corrective Actual adequacy purposes action provisions (Dollars in thousands) Amount Ratio Amount Ratio (1) Amount Ratio As of June 30, 2023 Leverage $ 131,737 8.73 % $ 60,341 4.0 % $ 75,426 5.0 % Common Equity Tier 1 Capital 131,737 12.97 % 71,082 7.0 % 66,005 6.5 % Tier 1 Capital 131,737 12.97 % 86,314 8.5 % 81,237 8.0 % Total Risk Based Capital 141,574 13.94 % 106,623 10.5 % 101,546 10.0 % As of December 31, 2022 Leverage $ 128,643 8.59 % $ 59,933 4.0 % $ 74,917 5.0 % Common Equity Tier 1 Capital 128,643 13.18 % 68,309 7.0 % 63,430 6.5 % Tier 1 Capital 128,643 13.18 % 82,947 8.5 % 78,068 8.0 % Total Risk Based Capital 137,604 14.10 % 102,464 10.5 % 97,585 10.0 % (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5

Schedule of Purchase Accounting

Schedule of Purchase Accounting Discounts on Loans from an Adjustment to Amortized Cost (Details) $ in Thousands	Jan. 01, 2023 USD ($)
Financing Receivable, Past Due [Line Items]
Held-to-maturity investment securities
Total allowance for credit losses for loans	8,791
Unfunded loan commitments	170
Real Estate Portfolio Segment [Member] | One to Four Family Residential Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	655
Real Estate Portfolio Segment [Member] | Construction And Land Loan [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	117
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	3,158
Real Estate Portfolio Segment [Member] | Commercial Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	2,753
Real Estate Portfolio Segment [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans
Real Estate Portfolio Segment [Member] | Agriculture Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	1,966
Real Estate Portfolio Segment [Member] | Municipal Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	5
Real Estate Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	137
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Past Due [Line Items]
Held-to-maturity investment securities	72
Total allowance for credit losses for loans	10,314
Unfunded loan commitments	170
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Real Estate Portfolio Segment [Member] | One to Four Family Residential Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	1,677
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Real Estate Portfolio Segment [Member] | Construction And Land Loan [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	166
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	4,221
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Real Estate Portfolio Segment [Member] | Commercial Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	2,898
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Real Estate Portfolio Segment [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Real Estate Portfolio Segment [Member] | Agriculture Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	1,142
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Real Estate Portfolio Segment [Member] | Municipal Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	16
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Real Estate Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	194
Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Past Due [Line Items]
Held-to-maturity investment securities	72
Total allowance for credit losses for loans	1,523
Unfunded loan commitments
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate Portfolio Segment [Member] | One to Four Family Residential Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	1,022
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate Portfolio Segment [Member] | Construction And Land Loan [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	49
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	1,063
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate Portfolio Segment [Member] | Commercial Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	145
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate Portfolio Segment [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate Portfolio Segment [Member] | Agriculture Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	(824)
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate Portfolio Segment [Member] | Municipal Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	11
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable, Past Due [Line Items]
Total allowance for credit losses for loans	$ 57

Summary of Significant Accoun_4

Summary of Significant Accounting Policies (Details Narrative) - USD ($)	6 Months Ended
	Jun. 30, 2023	Dec. 31, 2022
Allowance for credit losses, increase	$ 1,500,000
Credit losses on held-to-maturity, investment securities	91,000
Deferred tax assets, decrease	391,000
Retained earnings, decrease	1,200,000
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Credit losses on held-to-maturity, investment securities	$ 72,000

Schedule of Available-for-sale

Schedule of Available-for-sale and Held to Maturity Seurities (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2023	Dec. 31, 2022
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost,Available-for-sale	$ 514,406	$ 522,505
Gross unrealized gains,Available-for-sale	166	245
Gross unrealized losses,Available-for-sale	(30,194)	(33,444)
Estimated fair value,Available-for-sale	484,378	489,306
Amortized cost,Held-to-maturity	3,496	3,524
Gross unrealized gains,Held-to-maturity		5
Gross unrealized losses,Held-to-maturity	(196)	(77)
Estimated fair value,Held-to-maturity	3,300	3,452
US Treasury Securities [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost,Available-for-sale	128,458	130,684
Gross unrealized gains,Available-for-sale
Gross unrealized losses,Available-for-sale	(6,978)	(7,573)
Estimated fair value,Available-for-sale	121,480	123,111
Municipal Obligations, Tax Exempt [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost,Available-for-sale	127,921	130,848
Gross unrealized gains,Available-for-sale	56	59
Gross unrealized losses,Available-for-sale	(3,526)	(3,645)
Estimated fair value,Available-for-sale	124,451	127,262
Municipal Obligations, Taxable [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost,Available-for-sale	82,456	73,520
Gross unrealized gains,Available-for-sale	79	14
Gross unrealized losses,Available-for-sale	(4,822)	(6,290)
Estimated fair value,Available-for-sale	77,713	67,244
Agency Mortgage-backed Securities [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost,Available-for-sale	175,571	185,451
Gross unrealized gains,Available-for-sale	31	172
Gross unrealized losses,Available-for-sale	(14,868)	(15,922)
Estimated fair value,Available-for-sale	160,734	169,701
Other [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost,Held-to-maturity	3,496	3,524
Gross unrealized gains,Held-to-maturity		5
Gross unrealized losses,Held-to-maturity	(196)	(77)
Estimated fair value,Held-to-maturity	$ 3,300	3,452
U.S. Federal Agency Obligations [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized cost,Available-for-sale		2,002
Gross unrealized gains,Available-for-sale
Gross unrealized losses,Available-for-sale		(14)
Estimated fair value,Available-for-sale		$ 1,988

Schedule of Available for Sale

Schedule of Available for Sale Securites Continuous Unrealized Loss Position Fair Value (Details) $ in Thousands	Jun. 30, 2023 USD ($) Number	Dec. 31, 2022 USD ($) Number
Schedule of Investments [Line Items]
No. of securities | Number	556	550
Less than 12 months, Fair value	$ 132,131	$ 328,955
Less than 12 months, Unrealized losses	(2,924)	(17,181)
12 months or longer, Fair value	329,403	133,071
12 months or longer, Unrealized losses	(27,270)	(16,263)
Total, Fair value	461,534	462,026
Total, Unrealized losses	$ (30,194)	$ (33,444)
No. of securities | Number	7	6
Less than 12 months, Fair value	$ 3,300	$ 3,009
Less than 12 months, Unrealized losses	(196)	(77)
12 months or longer, Fair value
12 months or longer, Unrealized losses
Total, Fair value	3,300	3,009
Total, Unrealized losses	$ (196)	$ (77)
US Treasury Securities [Member]
Schedule of Investments [Line Items]
No. of securities | Number	67	67
Less than 12 months, Fair value	$ 13,995	$ 85,988
Less than 12 months, Unrealized losses	(562)	(4,591)
12 months or longer, Fair value	107,485	37,123
12 months or longer, Unrealized losses	(6,416)	(2,982)
Total, Fair value	121,480	123,111
Total, Unrealized losses	$ (6,978)	$ (7,573)
Municipal Obligations, Tax Exempt [Member]
Schedule of Investments [Line Items]
No. of securities | Number	268	274
Less than 12 months, Fair value	$ 58,460	$ 107,262
Less than 12 months, Unrealized losses	(861)	(3,020)
12 months or longer, Fair value	54,533	8,495
12 months or longer, Unrealized losses	(2,665)	(625)
Total, Fair value	112,993	115,757
Total, Unrealized losses	$ (3,526)	$ (3,645)
Municipal Obligations, Taxable [Member]
Schedule of Investments [Line Items]
No. of securities | Number	119	108
Less than 12 months, Fair value	$ 32,430	$ 54,746
Less than 12 months, Unrealized losses	(891)	(5,006)
12 months or longer, Fair value	39,464	7,571
12 months or longer, Unrealized losses	(3,931)	(1,284)
Total, Fair value	71,894	62,317
Total, Unrealized losses	$ (4,822)	$ (6,290)
Agency Mortgage-backed Securities [Member]
Schedule of Investments [Line Items]
No. of securities | Number	102	100
Less than 12 months, Fair value	$ 27,246	$ 78,971
Less than 12 months, Unrealized losses	(610)	(4,550)
12 months or longer, Fair value	127,921	79,882
12 months or longer, Unrealized losses	(14,258)	(11,372)
Total, Fair value	155,167	158,853
Total, Unrealized losses	$ (14,868)	$ (15,922)
Other [Member]
Schedule of Investments [Line Items]
No. of securities | Number	7	6
Less than 12 months, Fair value	$ 3,300	$ 3,009
Less than 12 months, Unrealized losses	(196)	(77)
12 months or longer, Fair value
12 months or longer, Unrealized losses
Total, Fair value	3,300	3,009
Total, Unrealized losses	$ (196)	$ (77)
U.S. Federal Agency Obligations [Member]
Schedule of Investments [Line Items]
No. of securities | Number		1
Less than 12 months, Fair value		$ 1,988
Less than 12 months, Unrealized losses		(14)
12 months or longer, Fair value
12 months or longer, Unrealized losses
Total, Fair value		1,988
Total, Unrealized losses		$ (14)

Schedule of Allowance for Credi

Schedule of Allowance for Credit Losses Related to Held-to-maturity Investment Securites (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2023 USD ($)
Schedule of Investments [Abstract]
Balance at January 1, 2023
Impact of adopting ASC 326	72
Provision for credit losses	19
Balance at June 30, 2023	$ 91

Schedule of Investments Classif

Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Schedule of Investments [Abstract]
Amortized cost, due in less than one year	$ 33,292
Estimated fair value, due in less than one year	32,728
Amortized cost, due after one year but within five years	263,298
Estimated fair value, due after one year but within five years	246,734
Amortized cost, due after five years but within ten years	162,266
Estimated fair value, due after five years but within ten years	151,903
Amortized cost, due after ten years	55,550
Estimated fair value, due after ten years	53,013
Amortized cost, Total available-for-sale	514,406	$ 522,505
Estimated fair value, Total available-for-sale	484,378	489,306
Amortized cost, due after five years but within ten years	3,496
Estimated fair value, due after five years but within ten years	3,300
Amortized cost, Total held-to-maturity	3,496	3,524
Estimated fair value, Total held-to-maturity	$ 3,300	$ 3,452

Investments (Details Narrative)

Investments (Details Narrative) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Debt Securities, Trading, Amortized Cost	$ 91,000
Security owned and pledged as collateral, fair value	$ 420,900,000	$ 420,800,000
Investment [Member]
Equity method investment, ownership percentage	10%

Schedule of Loans (Details)

Schedule of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	$ 893,259	$ 850,190
Net deferred loan costs (fees) and loans in process	(261)	(250)
Allowance for credit losses	(10,449)	(8,791)
Loans, net	882,549	841,149
One to Four Family Residential Real Estate [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	259,655	236,982
Construction and Land Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	22,016	22,725
Commercial Real Estate Loan [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	314,889	304,074
Commercial Loan [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	181,424	173,415
Paycheck Protection Program Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans		21
Agriculture Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	84,345	84,283
Municipal Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	2,711	2,026
Consumer Loan [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Total gross loans	$ 28,219	$ 26,664

Schedule of Allowance for Cre_2

Schedule of Allowance for Credit Losses on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	$ 10,267	$ 8,357	$ 8,791	$ 8,775
Charge-offs	(158)	(76)	(266)	(129)
Recoveries	90	34	151	169
Provision for credit losses	250		250	(500)
Impact of adopting ASC 326			1,523
Balance	10,449	8,315	10,449	8,315
Individually evaluated for loss					$ 654
Collectively evaluated for loss					8,137
Total					8,791
Individually evaluated for loss					4,129
Collectively evaluated for loss					846,061
Total	893,259		893,259		850,190
One to Four Family Residential Real Estate Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	1,757	624	655	623
Charge-offs
Recoveries
Provision for credit losses	95	(44)	175	(43)
Impact of adopting ASC 326			1,022
Balance	1,852	580	1,852	580
Individually evaluated for loss
Collectively evaluated for loss					655
Total					655
Individually evaluated for loss					326
Collectively evaluated for loss					236,656
Total					236,982
Construction and Land Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	170	146	117	138
Charge-offs
Recoveries				100
Provision for credit losses	(9)	(13)	(5)	(105)
Impact of adopting ASC 326			49
Balance	161	133	161	133
Individually evaluated for loss
Collectively evaluated for loss					117
Total					117
Individually evaluated for loss					412
Collectively evaluated for loss					22,313
Total	22,016		22,016		22,725
Commercial Real Estate Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	4,438	3,061	3,158	3,051
Charge-offs
Recoveries
Provision for credit losses	(65)	(79)	152	(69)
Impact of adopting ASC 326			1,063
Balance	4,373	2,982	4,373	2,982
Individually evaluated for loss
Collectively evaluated for loss					3,158
Total					3,158
Individually evaluated for loss					1,224
Collectively evaluated for loss					302,850
Total					304,074
Commercial Loan [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	2,614	2,465	2,753	2,613
Charge-offs	(90)		(107)
Recoveries	10	9	19	23
Provision for credit losses	176	177	(100)	15
Impact of adopting ASC 326			145
Balance	2,710	2,651	2,710	2,651
Individually evaluated for loss					636
Collectively evaluated for loss					2,117
Total					2,753
Individually evaluated for loss					812
Collectively evaluated for loss					172,603
Total	181,424		181,424		173,415
Paycheck Protection Program Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance
Charge-offs
Recoveries
Provision for credit losses
Impact of adopting ASC 326
Balance
Individually evaluated for loss
Collectively evaluated for loss
Total
Individually evaluated for loss
Collectively evaluated for loss					21
Total					21
Agriculture Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	1,059	1,929	1,966	2,221
Charge-offs
Recoveries	57	2	73	3
Provision for credit losses	18	(111)	(81)	(404)
Impact of adopting ASC 326			(824)
Balance	1,134	1,820	1,134	1,820
Individually evaluated for loss					18
Collectively evaluated for loss					1,948
Total					1,966
Individually evaluated for loss					1,319
Collectively evaluated for loss					82,964
Total	84,345		84,345		84,283
Municipal Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	17	6	5	6
Charge-offs
Recoveries				6
Provision for credit losses	(1)			(6)
Impact of adopting ASC 326			11
Balance	16	6	16	6
Individually evaluated for loss
Collectively evaluated for loss					5
Total					5
Individually evaluated for loss					36
Collectively evaluated for loss					1,990
Total	2,711		2,711		2,026
Consumer Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance	212	126	137	123
Charge-offs	(68)	(76)	(159)	(129)
Recoveries	23	23	59	37
Provision for credit losses	36	70	109	112
Impact of adopting ASC 326			57
Balance	$ 203	$ 143	$ 203	$ 143
Individually evaluated for loss
Collectively evaluated for loss					137
Total					137
Individually evaluated for loss
Collectively evaluated for loss					26,664
Total					$ 26,664

Schedule of Non-accrual and Loa

Schedule of Non-accrual and Loans Past Due Over 89 Days Still Accruing (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Non-accrual with allowance for credit losses	$ 2,784	$ 3,326
Loans past due over 89 days still accruing	3,398	$ 4,064
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual with no allowance for credit loss	1,776
Non-accrual with allowance for credit losses	1,008
Loans past due over 89 days still accruing
One to Four Family Residential Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual with no allowance for credit loss	38
Non-accrual with allowance for credit losses
Loans past due over 89 days still accruing
Construction And Land Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual with no allowance for credit loss	194
Non-accrual with allowance for credit losses
Loans past due over 89 days still accruing
Commercial Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual with no allowance for credit loss	1,218
Non-accrual with allowance for credit losses
Loans past due over 89 days still accruing
Commercial Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual with no allowance for credit loss	112
Non-accrual with allowance for credit losses	1,000
Loans past due over 89 days still accruing
Paycheck Protection Program Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual with no allowance for credit loss
Non-accrual with allowance for credit losses
Loans past due over 89 days still accruing
Agriculture Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual with no allowance for credit loss	214
Non-accrual with allowance for credit losses	8
Loans past due over 89 days still accruing
Municipal Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual with no allowance for credit loss
Non-accrual with allowance for credit losses
Loans past due over 89 days still accruing
Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual with no allowance for credit loss
Non-accrual with allowance for credit losses
Loans past due over 89 days still accruing

Schedule of Impaired Financing

Schedule of Impaired Financing Receivables (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Jun. 30, 2023
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	$ 4,894,000
Impaired Financing Receivable, Recorded Investment	4,129,000	$ 3,500,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	3,374,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	755,000
Impaired Financing Receivable, Related Allowance	654,000	$ 647,000
Year-to-date average loan balance	4,158,000
Year-to-date interest income recognized	136,000
One to Four Family Residential Real Estate Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	326,000
Impaired Financing Receivable, Recorded Investment	326,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	326,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Impaired Financing Receivable, Related Allowance
Year-to-date average loan balance	357,000
Year-to-date interest income recognized	9,000
Construction and Land Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	843,000
Impaired Financing Receivable, Recorded Investment	412,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	412,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Impaired Financing Receivable, Related Allowance
Year-to-date average loan balance	243,000
Year-to-date interest income recognized	10,000
Commercial Real Estate Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	1,224,000
Impaired Financing Receivable, Recorded Investment	1,224,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,224,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Impaired Financing Receivable, Related Allowance
Year-to-date average loan balance	1,224,000
Year-to-date interest income recognized	47,000
Commercial Loan [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	1,063,000
Impaired Financing Receivable, Recorded Investment	812,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	75,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	737,000
Impaired Financing Receivable, Related Allowance	636,000
Year-to-date average loan balance	865,000
Year-to-date interest income recognized	5,000
Agriculture Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	1,402,000
Impaired Financing Receivable, Recorded Investment	1,319,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,301,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	18,000
Impaired Financing Receivable, Related Allowance	18,000
Year-to-date average loan balance	1,433,000
Year-to-date interest income recognized	64,000
Municipal Loans [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	36,000
Impaired Financing Receivable, Recorded Investment	36,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	36,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Impaired Financing Receivable, Related Allowance
Year-to-date average loan balance	36,000
Year-to-date interest income recognized	$ 1,000

Schedule of Past Due Financing

Schedule of Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 614	$ 738
Financing Receivable, Nonaccrual	2,784	3,326
Financing Receivable, 90 Days or More Past Due, Still Accruing	$ 3,398	$ 4,064
Percentage of gross loans, Total past due loans accruing	0.07%	0.09%
Percentage of gross loans, Total past due loans accruing	0.31%	0.39%
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 127	$ 75
Percentage of gross loans, Total past due loans accruing	0.01%	0.01%
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 487	$ 663
Percentage of gross loans, Total past due loans accruing	0.05%	0.08%
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Financing Receivable, Nonaccrual	1,008
Financing Receivable, 90 Days or More Past Due, Still Accruing
Percentage of gross loans, Total past due loans accruing	0%	0%
Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 889,861	$ 846,126
Percentage of gross loans, Total past due loans accruing	99.62%	99.52%
Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Percentage of gross loans, Total past due loans accruing	0.38%	0.48%
One to Four Family Residential Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 237	$ 80
Financing Receivable, Nonaccrual	38	170
Financing Receivable, 90 Days or More Past Due, Still Accruing	275	250
One to Four Family Residential Real Estate Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	3	8
One to Four Family Residential Real Estate Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	234	72
One to Four Family Residential Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
One to Four Family Residential Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	259,380	236,732
Construction and Land Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Financing Receivable, Nonaccrual	194	195
Financing Receivable, 90 Days or More Past Due, Still Accruing	194	195
Construction and Land Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Construction and Land Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Construction and Land Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Construction and Land Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	21,822	22,530
Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	184
Financing Receivable, Nonaccrual	1,218	1,224
Financing Receivable, 90 Days or More Past Due, Still Accruing	1,402	1,224
Commercial Real Estate Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Commercial Real Estate Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	184
Commercial Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Commercial Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	313,487	302,850
Commercial Loan [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	167	411
Financing Receivable, Nonaccrual	1,112	812
Financing Receivable, 90 Days or More Past Due, Still Accruing	1,279	1,223
Commercial Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	104
Commercial Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	63	411
Commercial Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Commercial Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	180,145	172,192
Paycheck Protection Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Financing Receivable, Nonaccrual
Financing Receivable, 90 Days or More Past Due, Still Accruing
Paycheck Protection Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Paycheck Protection Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Paycheck Protection Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Paycheck Protection Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss		21
Agriculture Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	5	180
Financing Receivable, Nonaccrual	222	925
Financing Receivable, 90 Days or More Past Due, Still Accruing	227	1,105
Agriculture Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Agriculture Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	5	180
Agriculture Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Agriculture Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	84,118	83,178
Municipal Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Financing Receivable, Nonaccrual
Financing Receivable, 90 Days or More Past Due, Still Accruing
Municipal Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Municipal Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Municipal Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Municipal Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	2,711	2,026
Consumer Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	21	67
Financing Receivable, Nonaccrual
Financing Receivable, 90 Days or More Past Due, Still Accruing	21	67
Consumer Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	20	67
Consumer Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1
Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss
Consumer Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 28,198	$ 26,597

Schedule of Troubled Debt Restr

Schedule of Troubled Debt Restructurings on Financing Receivables and Year of Origination (Details) $ in Thousands	Jun. 30, 2023 USD ($)
Short-Term Debt [Line Items]
Nonclassified	$ 885,360
Classified	7,899
Total	893,259
Charge-offs	(266)
One to Four Family Residential Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	259,617
Classified	38
Total	259,655
Charge-offs
Construction and Land Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	21,822
Classified	194
Total	22,016
Charge-offs
Commercial Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	311,889
Classified	3,000
Total	314,889
Charge-offs
Commercial Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	176,979
Classified	4,445
Total	181,424
Charge-offs	(107)
Agriculture Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	84,123
Classified	222
Total	84,345
Charge-offs
Municipal Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	2,711
Classified
Total	2,711
Charge-offs
Consumer Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	28,219
Classified
Total	28,219
Charge-offs	(159)
2023 [Member]
Short-Term Debt [Line Items]
Nonclassified	85,794
Classified	190
Total	85,984
Charge-offs
2023 [Member] | One to Four Family Residential Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	39,106
Classified
Total	39,106
Charge-offs
2023 [Member] | Construction and Land Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	2,717
Classified
Total	2,717
Charge-offs
2023 [Member] | Commercial Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	19,401
Classified
Total	19,401
Charge-offs
2023 [Member] | Commercial Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	17,850
Classified	190
Total	18,040
Charge-offs
2023 [Member] | Agriculture Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	2,647
Classified
Total	2,647
Charge-offs
2023 [Member] | Municipal Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	851
Classified
Total	851
Charge-offs
2023 [Member] | Consumer Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	3,222
Classified
Total	3,222
Charge-offs
2022 [Member]
Short-Term Debt [Line Items]
Nonclassified	227,312
Classified	867
Total	228,179
Charge-offs	(17)
2022 [Member] | One to Four Family Residential Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	88,985
Classified
Total	88,985
Charge-offs
2022 [Member] | Construction and Land Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	6,565
Classified
Total	6,565
Charge-offs
2022 [Member] | Commercial Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	77,956
Classified
Total	77,956
Charge-offs
2022 [Member] | Commercial Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	39,227
Classified	867
Total	40,094
Charge-offs	(17)
2022 [Member] | Agriculture Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	12,667
Classified
Total	12,667
Charge-offs
2022 [Member] | Municipal Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	144
Classified
Total	144
Charge-offs
2022 [Member] | Consumer Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	1,768
Classified
Total	1,768
Charge-offs
2021 [Member]
Short-Term Debt [Line Items]
Nonclassified	139,477
Classified	774
Total	140,251
Charge-offs	(90)
2021 [Member] | One to Four Family Residential Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	45,184
Classified
Total	45,184
Charge-offs
2021 [Member] | Construction and Land Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	5,848
Classified
Total	5,848
Charge-offs
2021 [Member] | Commercial Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	59,861
Classified	488
Total	60,349
Charge-offs
2021 [Member] | Commercial Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	21,332
Classified	286
Total	21,618
Charge-offs	(90)
2021 [Member] | Agriculture Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	5,664
Classified
Total	5,664
Charge-offs
2021 [Member] | Municipal Loans [Member]
Short-Term Debt [Line Items]
Nonclassified
Classified
Total
Charge-offs
2021 [Member] | Consumer Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	1,588
Classified
Total	1,588
Charge-offs
2020 [Member]
Short-Term Debt [Line Items]
Nonclassified	117,269
Classified	441
Total	117,710
Charge-offs
2020 [Member] | One to Four Family Residential Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	34,761
Classified
Total	34,761
Charge-offs
2020 [Member] | Construction and Land Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	2,712
Classified
Total	2,712
Charge-offs
2020 [Member] | Commercial Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	55,043
Classified	28
Total	55,071
Charge-offs
2020 [Member] | Commercial Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	18,866
Classified	413
Total	19,279
Charge-offs
2020 [Member] | Agriculture Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	4,473
Classified
Total	4,473
Charge-offs
2020 [Member] | Municipal Loans [Member]
Short-Term Debt [Line Items]
Nonclassified
Classified
Total
Charge-offs
2020 [Member] | Consumer Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	1,414
Classified
Total	1,414
Charge-offs
2019 [Member]
Short-Term Debt [Line Items]
Nonclassified	55,053
Classified	777
Total	55,830
Charge-offs
2019 [Member] | One to Four Family Residential Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	13,910
Classified
Total	13,910
Charge-offs
2019 [Member] | Construction and Land Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	2,079
Classified
Total	2,079
Charge-offs
2019 [Member] | Commercial Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	31,249
Classified	184
Total	31,433
Charge-offs
2019 [Member] | Commercial Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	3,514
Classified	543
Total	4,057
Charge-offs
2019 [Member] | Agriculture Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	4,296
Classified	50
Total	4,346
Charge-offs
2019 [Member] | Municipal Loans [Member]
Short-Term Debt [Line Items]
Nonclassified
Classified
Total
Charge-offs
2019 [Member] | Consumer Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	5
Classified
Total	5
Charge-offs
Prior [Member]
Short-Term Debt [Line Items]
Nonclassified	123,882
Classified	2,680
Total	126,562
Charge-offs
Prior [Member] | One to Four Family Residential Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	33,282
Classified	38
Total	33,320
Charge-offs
Prior [Member] | Construction and Land Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	369
Classified	194
Total	563
Charge-offs
Prior [Member] | Commercial Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	64,697
Classified	2,300
Total	66,997
Charge-offs
Prior [Member] | Commercial Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	5,696
Classified	34
Total	5,730
Charge-offs
Prior [Member] | Agriculture Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	12,876
Classified	114
Total	12,990
Charge-offs
Prior [Member] | Municipal Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	1,716
Classified
Total	1,716
Charge-offs
Prior [Member] | Consumer Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	5,246
Classified
Total	5,246
Charge-offs
Revolving Loans Amortized Cost [Member]
Short-Term Debt [Line Items]
Nonclassified	130,185
Classified	1,963
Total	132,148
Charge-offs	(159)
Revolving Loans Amortized Cost [Member] | One to Four Family Residential Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	3,966
Classified
Total	3,966
Charge-offs
Revolving Loans Amortized Cost [Member] | Construction and Land Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	1,173
Classified
Total	1,173
Charge-offs
Revolving Loans Amortized Cost [Member] | Commercial Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	3,262
Classified
Total	3,262
Charge-offs
Revolving Loans Amortized Cost [Member] | Commercial Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	65,487
Classified	1,905
Total	67,392
Charge-offs
Revolving Loans Amortized Cost [Member] | Agriculture Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	41,345
Classified	58
Total	41,403
Charge-offs
Revolving Loans Amortized Cost [Member] | Municipal Loans [Member]
Short-Term Debt [Line Items]
Nonclassified
Classified
Total
Charge-offs
Revolving Loans Amortized Cost [Member] | Consumer Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	14,952
Classified
Total	14,952
Charge-offs	(159)
Revolving Loans Converted To Term [Member]
Short-Term Debt [Line Items]
Nonclassified	6,388
Classified	207
Total	6,595
Charge-offs
Revolving Loans Converted To Term [Member] | One to Four Family Residential Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	423
Classified
Total	423
Charge-offs
Revolving Loans Converted To Term [Member] | Construction and Land Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	359
Classified
Total	359
Charge-offs
Revolving Loans Converted To Term [Member] | Commercial Real Estate [Member]
Short-Term Debt [Line Items]
Nonclassified	420
Classified
Total	420
Charge-offs
Revolving Loans Converted To Term [Member] | Commercial Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	5,007
Classified	207
Total	5,214
Charge-offs
Revolving Loans Converted To Term [Member] | Agriculture Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	155
Classified
Total	155
Charge-offs
Revolving Loans Converted To Term [Member] | Municipal Loans [Member]
Short-Term Debt [Line Items]
Nonclassified
Classified
Total
Charge-offs
Revolving Loans Converted To Term [Member] | Consumer Loans [Member]
Short-Term Debt [Line Items]
Nonclassified	24
Classified
Total	24
Charge-offs

Schedule of Troubled Debt Res_2

Schedule of Troubled Debt Restructurings on Financing Receivables (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 893,259	$ 850,190
One to Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	259,655	236,982
Construction and Land Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	22,016	22,725
Agriculture Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	84,345	84,283
Municipal Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 2,711	2,026
Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		26,664
Loans Receivables Non Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		837,187
Loans Receivables Non Classified [Member] | One to Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		236,663
Loans Receivables Non Classified [Member] | Construction and Land Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		22,530
Loans Receivables Non Classified [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		300,216
Loans Receivables Non Classified [Member] | Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		165,709
Loans Receivables Non Classified [Member] | Paycheck Protection Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		21
Loans Receivables Non Classified [Member] | Agriculture Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		83,358
Loans Receivables Non Classified [Member] | Municipal Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		2,026
Loans Receivables Non Classified [Member] | Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		26,664
Loans Receivables Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		13,003
Loans Receivables Classified [Member] | One to Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		319
Loans Receivables Classified [Member] | Construction and Land Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		195
Loans Receivables Classified [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		3,858
Loans Receivables Classified [Member] | Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		7,706
Loans Receivables Classified [Member] | Paycheck Protection Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Loans Receivables Classified [Member] | Agriculture Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total		925
Loans Receivables Classified [Member] | Municipal Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Loans Receivables Classified [Member] | Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total

Schedule of Allowance for Cre_3

Schedule of Allowance for Credit Losses Related to Unfunded Loan Commitments (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2023 USD ($)
Financing Receivable, Past Due [Line Items]
Impact of adopting ASC 326	$ 72
Provision for credit losses	19
Unfunded Loan Commitment [Member]
Financing Receivable, Past Due [Line Items]
Balance at January 1, 2023	170
Impact of adopting ASC 326
Provision for credit losses	30
Balance at March 31, 2023	$ 200

Schedule of Amortization cost (

Schedule of Amortization cost (Details) - Commercial Loans [Member] $ in Thousands	6 Months Ended
	Jun. 30, 2023 USD ($)
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortizated cost basis	$ 151
Percentage of loan class	0.10%
Financial effect	90 day payment deferral

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses (Details Narrative) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Receivables [Abstract]
Allowance for Loan and Lease Losses Write-offs, Net	$ 68,000	$ 42,000	$ 115,000	$ 40,000
Loans and leases receivable, impaired, interest lost on nonaccrual loans			$ 280,000	$ 95,000

Schedule of Other Intangible As

Schedule of Other Intangible Assets and Goodwill (Details) - Core Deposits [Member] - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Gross carrying amount	$ 5,880	$ 5,880
Intangible assets, Accumulated amortization	(2,268)	(1,874)
Intangible assets, Net carrying amount	$ 3,612	$ 4,006

Schedule of Finite-lived Intang

Schedule of Finite-lived Intangible Assets, Future Amortization Expense (Details) $ in Thousands	Jun. 30, 2023 USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
Remainder of 2023	$ 371
2024	663
2025	588
2026	512
2027	436
2028	360
Thereafter	682
Total	$ 3,612

Schedule of Participating Mortg

Schedule of Participating Mortgage Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Schedule of Investments [Line Items]
Total	$ 706,278	$ 713,144
Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
Schedule of Investments [Line Items]
Total	678,149	685,859
Federal Home Loan Bank Certificates and Obligations (FHLB) [Member]
Schedule of Investments [Line Items]
Total	$ 28,129	$ 27,285

Schedule of Servicing Asset at

Schedule of Servicing Asset at Amortized Cost (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Mortgage Loan Servicing
Balance at beginning of period	$ 3,652	$ 4,128	$ 3,813	$ 4,193
Additions	137	217	240	451
Amortization	(275)	(320)	(539)	(619)
Balance at end of period	$ 3,514	$ 4,025	$ 3,514	$ 4,025

Mortgage Loan Servicing (Detail

Mortgage Loan Servicing (Details Narrative) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Loss on reserve for mortgage loan	$ 6,000		$ 21,000
Weighted Average [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Assumption for fair value of interests continued to be held by transferor servicing assets or liabilities weighted average default rate			1.57%		1.47%
Repurchase reserve	204,000		$ 204,000		$ 225,000
Mortgage Loans Serviced [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Escrow deposit	6,200,000		6,200,000		5,300,000
Interest and Fee Income, Other Loans	441,000	$ 453,000	894,000	$ 907,000
Servicing asset at fair value, amount	$ 10,300,000		$ 10,300,000		$ 10,300,000
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, discount rate			9.50%		9.50%
Mortgage Loans Serviced [Member] | Minimum [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, prepayment speed			6%		6%
Mortgage Loans Serviced [Member] | Maximum [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Assumption for fair value of assets or liabilities that relate to transferor's continuing involvement, prepayment speed			22.26%		21.34%

Schedule of Earnings Per Share,

Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Earnings per share:
Net earnings		$ 3,362	$ 3,033	$ 6,719	$ 6,166
Weighted average common shares outstanding - basic	[1]	5,215,575	5,237,837	5,214,357	5,242,558
Assumed exercise of stock options	[1]	3,975	14,709	5,403	17,756
Weighted average common shares outstanding - diluted	[1]	5,219,550	5,252,546	5,219,760	5,260,313
Basic	[1],[2]	$ 0.64	$ 0.58	$ 1.29	$ 1.18
Diluted	[1],[2]	$ 0.64	$ 0.58	$ 1.29	$ 1.17
[1]Share and per share values for the periods ended June 30, 2022 have been adjusted to give effect to the 5% 5

Schedule of Earnings Per Shar_2

Schedule of Earnings Per Share, Basic and Diluted (Details) (Parenthetical)	12 Months Ended
	Dec. 31, 2022
Earnings per share:
Stock dividend, percentage	5%

Earnings per Share (Details Nar

Earnings per Share (Details Narrative) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Earnings per share:
Earnings per share	77,511	53,642	77,511	53,642
Cash dividend declared	$ 0.21		$ 0.21
Dividends payable, date to be paid			Sep. 06, 2023

Federal Home Loan Bank Borrow_2

Federal Home Loan Bank Borrowings (Details Narrative) - Federal Home Loan Bank Advances [Member] - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2023	Dec. 31, 2022
Transfer of Financial Assets Accounted for as Sales [Line Items]
Long-term line of credit	$ 76.2	$ 8.2
Debt variable rate	5.23%
Debt instrument, collateral amount	$ 277.5	139
Debt instrument maximum borrowing capacity amount	206.3	111
Debt instrument, unused borrowing capacity, amount	$ 129	$ 101.8
Fed Funds Effective Rate Overnight Index Swap Rate [Member]
Transfer of Financial Assets Accounted for as Sales [Line Items]
Debt variable rate	0.15%

Schedule of Repurchase Agreemen

Schedule of Repurchase Agreements (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	$ 13,958	$ 29,402
U S Federal Treasury Obligations [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	13,251	25,973
Agency Mortgage Backed [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	707	2,193
U.S. Federal Agency Obligations [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total		1,236
Overnight And Continuous [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	13,958	29,402
Overnight And Continuous [Member] | U S Federal Treasury Obligations [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	13,251	25,973
Overnight And Continuous [Member] | Agency Mortgage Backed [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	707	2,193
Overnight And Continuous [Member] | U.S. Federal Agency Obligations [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total		1,236
Upto 30 Days [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total
Upto 30 Days [Member] | U S Federal Treasury Obligations [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total
Upto 30 Days [Member] | Agency Mortgage Backed [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total
Upto 30 Days [Member] | U.S. Federal Agency Obligations [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total
30 - 90 Days [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total
30 - 90 Days [Member] | U S Federal Treasury Obligations [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total
30 - 90 Days [Member] | Agency Mortgage Backed [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total
30 - 90 Days [Member] | U.S. Federal Agency Obligations [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total
Greater Than 90 Days [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total
Greater Than 90 Days [Member] | U S Federal Treasury Obligations [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total
Greater Than 90 Days [Member] | Agency Mortgage Backed [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total
Greater Than 90 Days [Member] | U.S. Federal Agency Obligations [Member]
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total

Other Borrowings (Details Narra

Other Borrowings (Details Narrative) - USD ($)		6 Months Ended	12 Months Ended
	Sep. 29, 2022	Jun. 30, 2023	Dec. 31, 2022
Line of Credit Facility [Line Items]
Principal payments		$ 8,300,000	$ 9,000,000
Repurchase Agreements [Member]
Line of Credit Facility [Line Items]
Customer funds		14,000,000	29,400,000
Debt instrument, collateral amount		30,400,000	38,400,000
Line of Credit [Member]
Line of Credit Facility [Line Items]
Debt instrument, face amount		0	$ 0
Unrelated Financial Institution [Member]
Line of Credit Facility [Line Items]
Line of credit facility, current borrowing capacity	$ 10,000,000	$ 5,000,000
Line of credit facility, expiration date	Sep. 01, 2027	Nov. 01, 2023
Line of credit facility, interest rate description		prime rate less 0.25%
Line of credit facility, fixed interest rate	6.15%

Schedule of Revenue from Contra

Schedule of Revenue from Contracts with Customers Within Non-interest Income (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Revenue from Contract with Customer [Abstract]
Overdraft fees		$ 954	$ 907	$ 1,829	$ 1,730
Other		242	164	474	324
Interchange income		805	785	1,542	1,492
Loan servicing fees	[1]	441	453	894	907
Office lease income	[1]	148	33	218	66
Gains on sales of loans	[1]	830	1,073	1,523	1,978
Bank owned life insurance income	[1]	223	190	441	377
Gains on sales of real estate owned					114
Other		186	191	403	371
Total non-interest income		$ 3,829	$ 3,796	$ 7,324	$ 7,359
[1]Not within the scope of ASC 606.

Schedule of Fair Value, by Bala

Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investment securities available-for-sale, at fair value	$ 484,378	$ 489,306
Investment securities held-to-maturity	3,496	3,524
Loans held for sale	3,900	2,488
Mortgage servicing rights	3,514	3,813
Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	20,038	23,156
Interest-bearing deposits at other banks
Investment securities available-for-sale, at fair value	121,480	123,111
Investment securities held-to-maturity
Loans, net
Loans held for sale
Mortgage servicing rights
Accrued interest receivable	273	426
Derivative financial instruments
Non-maturity deposits	(1,149,310)	(1,207,371)
Certificates of deposit
FHLB borrowings
Subordinated debentures
Other borrowings
Accrued interest payable
Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents
Interest-bearing deposits at other banks	8,336	9,084
Investment securities available-for-sale, at fair value	362,898	366,195
Investment securities held-to-maturity	3,300	3,452
Loans, net
Loans held for sale	3,900	2,488
Mortgage servicing rights	10,336	10,282
Accrued interest receivable	2,232	2,150
Derivative financial instruments	282	126
Non-maturity deposits
Certificates of deposit	(129,468)	(90,760)
FHLB borrowings	(76,185)	(8,200)
Subordinated debentures	(18,481)	(18,189)
Other borrowings	(22,000)	(36,183)
Accrued interest payable	(1,213)	(439)
Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents
Interest-bearing deposits at other banks
Investment securities available-for-sale, at fair value
Investment securities held-to-maturity
Loans, net	869,114	828,726
Loans held for sale
Mortgage servicing rights
Accrued interest receivable	3,528	3,303
Derivative financial instruments
Non-maturity deposits
Certificates of deposit
FHLB borrowings
Subordinated debentures
Other borrowings
Accrued interest payable
Fair Value Measured at Net Asset Value Per Share [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	20,038	23,156
Interest-bearing deposits at other banks	8,336	9,084
Investment securities available-for-sale, at fair value	484,378	489,306
Investment securities held-to-maturity	3,300	3,452
Loans, net	869,114	828,726
Loans held for sale	3,900	2,488
Mortgage servicing rights	10,336	10,282
Accrued interest receivable	6,033	5,879
Derivative financial instruments	282	126
Non-maturity deposits	(1,149,310)	(1,207,371)
Certificates of deposit	(129,468)	(90,760)
FHLB borrowings	(76,185)	(8,200)
Subordinated debentures	(18,481)	(18,189)
Other borrowings	(22,000)	(36,183)
Accrued interest payable	(1,213)	(439)
Reported Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	20,038	23,156
Interest-bearing deposits at other banks	8,336	9,084
Investment securities available-for-sale, at fair value	484,378	489,306
Investment securities held-to-maturity	3,496	3,524
Investment in federal home loan bank stock fair value	9,445	5,470
Loans, net	882,549	841,149
Loans held for sale	3,900	2,488
Mortgage servicing rights	3,514	3,813
Accrued interest receivable	6,033	5,879
Derivative financial instruments	282	126
Non-maturity deposits	(1,149,310)	(1,207,371)
Certificates of deposit	(131,661)	(93,278)
FHLB borrowings	(76,185)	(8,200)
Subordinated debentures	(21,651)	(21,651)
Other borrowings	(22,293)	(38,402)
Accrued interest payable	$ (1,213)	$ (439)

Schedule of Fair Value, Assets

Schedule of Fair Value, Assets Measured On Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	$ 484,378	$ 489,306
Loans held for sale	3,900	2,488
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	121,480	123,111
Loans held for sale
Derivative financial instruments
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	362,898	366,195
Loans held for sale	3,900	2,488
Derivative financial instruments	282	126
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Loans held for sale
Derivative financial instruments
US Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	121,480	123,111
Municipal Obligations, Tax Exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	124,451	127,262
Municipal Obligations, Taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	77,713	67,244
Agency Mortgage-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	160,734	169,701
U.S. Federal Agency Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		1,988
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	3,900	2,488
Derivative financial instruments	282	126
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale
Derivative financial instruments
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	3,900	2,488
Derivative financial instruments	282	126
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale
Derivative financial instruments
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	121,480	123,111
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	121,480	123,111
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Municipal Obligations, Tax Exempt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	124,451	127,262
Fair Value, Recurring [Member] | Municipal Obligations, Tax Exempt [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Municipal Obligations, Tax Exempt [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	124,451	127,262
Fair Value, Recurring [Member] | Municipal Obligations, Tax Exempt [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Municipal Obligations, Taxable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	77,713	67,244
Fair Value, Recurring [Member] | Municipal Obligations, Taxable [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Municipal Obligations, Taxable [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	77,713	67,244
Fair Value, Recurring [Member] | Municipal Obligations, Taxable [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Agency Mortgage-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	160,734	169,701
Fair Value, Recurring [Member] | Agency Mortgage-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | Agency Mortgage-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	160,734	169,701
Fair Value, Recurring [Member] | Agency Mortgage-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | U.S. Federal Agency Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		1,988
Fair Value, Recurring [Member] | U.S. Federal Agency Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Recurring [Member] | U.S. Federal Agency Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		1,988
Fair Value, Recurring [Member] | U.S. Federal Agency Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value

Schedule of Fair Value Contract

Schedule of Fair Value Contractual Balance and Gain Loss On Loans Held for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Aggregate fair value	$ 3,900	$ 2,488
Contractual balance	3,842	2,468
Gain	$ 58	$ 20

Schedule of Gains and Losses fr

Schedule of Gains and Losses from Changes in Fair Value of Loans Held for Sale (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Total change in fair value	$ 45	$ (15)	$ 156	$ (28)

Schedule of Fair Value Measurem

Schedule of Fair Value Measurements On Nonrecurring, Valuation Techniques (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2023	Dec. 31, 2022
Commercial Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans Fair Value Disclosure	$ 529	$ 101
Fair Value Measurements, Valuation Techniques	Sales comparison	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to comparable value	Adjustment to comparable value
Commercial Loan [Member] | Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements Range	0%	0%
Commercial Loan [Member] | Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements Range	30%	25%
Agriculturel Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans Fair Value Disclosure	$ 324
Fair Value Measurements, Valuation Techniques	Sales comparison
Fair Value Measurements, Unobservable inputs	Adjustment to appraised value
Agriculturel Loan [Member] | Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements Range	0%
Agriculturel Loan [Member] | Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements Range	50%
One to Four Family Residential Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans Fair Value Disclosure		$ 272
Fair Value Measurements, Valuation Techniques		Sales comparison
Fair Value Measurements, Unobservable inputs		Adjustment to appraised value
Fair Value Measurements Real estate owned Range		15%
Commercial Real Estate Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans Fair Value Disclosure		$ 234
Fair Value Measurements, Valuation Techniques		Sales comparison
Fair Value Measurements, Unobservable inputs		Adjustment to appraised value
Fair Value Measurements Real estate owned Range		15%

Fair Value of Financial Instr_3

Fair Value of Financial Instruments and Fair Value Measurements (Details Narrative) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2023	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Impaired loan balance	$ 3,500,000	$ 4,129,000
Impaired loss	1,500,000	755,000
Related allowance recorded	$ 647,000	$ 654,000

Schedule of Compliance with Reg

Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Details) $ in Thousands		Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Actual Ratio, Leverage		0.040
For capital adequacy purposes Ratio, Tier 1 Capital		0.045
Companys Regulatory Capital Requirements [Member]
Actual Amount, Leverage		$ 126,939	$ 122,275
Actual Ratio, Leverage		0.0839	0.0814
For capital adequacy purposes Amount, Leverage		$ 60,513	$ 60,100
For capital adequacy purposes Ratio, Leverage	[1]	4%	4%
Actual Amount, Common Equity Tier 1 Capital		$ 105,939	$ 101,275
Actual Ratio, Common Equity Tier 1 Capital		10.42%	10.37%
For capital adequacy purposes Amount, Common Equity Tier 1 Capital		$ 71,149	$ 68,352
For capital adequacy purposes Ratio, Common Equity Tier 1 Capital	[1]	7%	7%
Actual Amount, Tier 1 Capital		$ 126,939	$ 122,275
Actual Ratio, Tier 1 Capital		0.1249	0.1252
For capital adequacy purposes Amount, Tier 1 Capital		$ 86,396	$ 82,999
For capital adequacy purposes Ratio, Tier 1 Capital	[1]	0.085	0.085
Actual Amount, Total Risk Based Capital		$ 136,776	$ 131,236
Actual Ratio, Total Risk Based Capital		0.1346	0.1344
For capital adequacy purposes Amount, Total Risk Based Capital		$ 106,724	$ 102,528
For capital adequacy purposes Ratio, Total Risk Based Capital	[1]	0.105	0.105
[1]The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5

Schedule of Compliance with R_2

Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Details) (Parenthetical)	6 Months Ended
	Jun. 30, 2023
Companys Regulatory Capital Requirements [Member]
Tier one capital conversation buffer	2.50%

Schedule of Compliance with R_3

Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations (Details) $ in Thousands		Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Actual Ratio, Leverage		0.040
To be well-capitalized under prompt corrective action provisions, Ratio, Tier 1 Capital		0.060
To be well-capitalized under prompt corrective action provisions, Ratio, Total Risk Based Capital		0.080
Banks Regulatory Capital Requirements [Member]
Actual Amount, Leverage		$ 131,737	$ 128,643
Actual Ratio, Leverage		0.0873	0.0859
For capital adequacy purposes Amount, Leverage		$ 60,341	$ 59,933
For capital adequacy purposes Ratio, Leverage	[1]	0.040	0.040
To be well-capitalized under prompt corrective action provisions, Amount, Leverage		$ 75,426	$ 74,917
To be well-capitalized under prompt corrective action provisions, Ratio, Leverage		0.050	0.050
Actual Amount, Common Equity Tier 1 Capital		$ 131,737	$ 128,643
Actual Ratio, Common Equity Tier 1 Capital		12.97%	13.18%
For capital adequacy purposes Amount, Common Equity Tier 1 Capital		$ 71,082	$ 68,309
For capital adequacy purposes Ratio, Common Equity Tier 1 Capital	[1]	7%	7%
To be well-capitalized under prompt corrective action provisions, Amount, Common Equity Tier 1 Capital		$ 66,005	$ 63,430
To be well-capitalized under prompt corrective action provisions, Ratio, Common Equity Tier 1 Capital		0.065	0.065
Actual Amount, Tier 1 Capital		$ 131,737	$ 128,643
Actual Ratio, Tier 1 Capital		0.1297	0.1318
For capital adequacy purposes Amount, Tier 1 Capital		$ 86,314	$ 82,947
For capital adequacy purposes Ratio, Tier 1 Capital	[1]	0.085	0.085
To be well-capitalized under prompt corrective action provisions, Amount, Tier 1 Capital		$ 81,237	$ 78,068
To be well-capitalized under prompt corrective action provisions, Ratio, Tier 1 Capital		0.080	0.080
Actual Amount, Total Risk Based Capital		$ 141,574	$ 137,604
Actual Ratio, Total Risk Based Capital		0.1394	0.1410
For capital adequacy purposes Amount, Total Risk Based Capital		$ 106,623	$ 102,464
For capital adequacy purposes Ratio, Total Risk Based Capital	[1]	0.105	0.105
To be well-capitalized under prompt corrective action provisions, Amount, Total Risk Based Capital		$ 101,546	$ 97,585
To be well-capitalized under prompt corrective action provisions, Ratio, Total Risk Based Capital		0.100	0.100
[1]The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5

Schedule of Compliance with R_4

Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations (Details) (Parenthetical)	6 Months Ended
	Jun. 30, 2023
Banks Regulatory Capital Requirements [Member]
Tier one capital conversation buffer	2.50%

Regulatory Capital Requiremen_3

Regulatory Capital Requirements (Details Narrative) $ in Thousands	6 Months Ended
	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Line of Credit Facility [Line Items]
Assets, total	$ 1,539,340	$ 1,502,867
Common equity tier one risk based capital required for capital adequacy to risk weighted assets	0.045
Tier one risk based capital required for capital adequacy to risk weighted assets	0.060
Capital required for capital adequacy to risk weighted assets	0.080
Tier one leverage capital required for capital adequacy to average assets	0.040
Capital Conservation Buffer [Member]
Line of Credit Facility [Line Items]
Tier one capital conversation buffer	2.50%
Small Bank Holding Companies [Member]
Line of Credit Facility [Line Items]
Assets, total	$ 3,000,000