Greer Bancshares (GRBS) 10-Q 13 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 13, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'GREER BANCSHARES INC	'
Entity Central Index Key	'0001145547	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	2,486,692

Consolidated_Balance_Sheets_Un

Consolidated Balance Sheets (Unaudited) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets	'	'
Cash and due from banks	$5,702	$6,407	[1]
Interest bearing deposits in banks	2,261	3,336	[1]
Federal funds sold	'	508	[1]
Cash and cash equivalents	7,963	10,251	[1]
Investment securities:	'	'
Available for sale	143,037	136,310	[1]
Loans, net of allowance for loan losses of $2,896 and $4,429, respectively	188,481	192,040	[1]
Loans held for sale	'	295	[1]
Premises and equipment, net	4,530	4,663	[1]
Accrued interest receivable	1,438	1,470	[1]
Restricted stock	2,390	2,649	[1]
Deferred tax asset	5,994	'	[1]
Other real estate owned	2,727	4,707	[1]
Other assets	8,508	8,324	[1]
Total Assets	365,068	360,709	[1]
Deposits:	'	'
Noninterest bearing	43,047	45,289	[1]
Interest bearing	221,538	216,150	[1]
Total deposits	264,585	261,439	[1]
Short term borrowings	27	'	[1]
Long term borrowings	68,841	71,441	[1]
Other liabilities	4,841	4,889	[1]
Total Liabilities	338,294	337,769	[1]
Stockholders' Equity:	'	'
Common stock-par value $5 per share, 10,000,000 shares authorized; 2,486,692 shares issued and outstanding at September 30, 2013 and December 31, 2012	12,433	12,433	[1]
Additional paid in capital	3,777	3,768	[1]
Retained earnings/(deficit)	3,395	-4,662	[1]
Accumulated other comprehensive income/(loss)	-3,279	1,049
Total Stockholders' Equity	26,774	22,940
Total Liabilities and Stockholders' Equity	365,068	360,709	[1]
Preferred stock, Series 2009-SP	'	'
Stockholders' Equity:	'	'
Preferred stock	9,943	9,835	[1]
Preferred stock, Series 2009-WP	'	'
Stockholders' Equity:	'	'
Preferred stock	$505	$517	[1]
[1]	This information is derived from Audited Consolidated Financial Statements

Consolidated_Balance_Sheets_Un1

Consolidated Balance Sheets (Unaudited) (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Allowance for loan losses	$2,896	$4,429
Common stock, par value	$5	$5
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares, issued	2,486,692	2,486,692
Common stock, shares outstanding	2,486,692	2,486,692
Preferred stock Series 2009-SP	'	'
Preferred stock, no par value	$0	$0
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares issued	9,993	9,993
Preferred stock, shares outstanding	9,993	9,993
Preferred stock Series 2009-WP	'	'
Preferred stock, no par value	$0	$0
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares issued	500	500
Preferred stock, shares outstanding	500	500

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest Income:	'	'	'	'
Loans	$2,415	$2,700	$7,377	$8,502
Investment securities:	'	'	'	'
Taxable	774	695	2,093	2,029
Exempt from federal income tax	104	107	276	527
Federal funds sold	'	1	1	7
Other	3	4	8	10
Total interest income	3,296	3,507	9,755	11,075
Interest Expense:	'	'	'	'
Interest on deposit accounts	252	393	852	1,472
Interest on short term borrowings	'	'	'	1
Interest on long term borrowings	438	514	1,286	1,673
Total interest expense	690	907	2,138	3,146
Net interest income	2,606	2,600	7,617	7,929
Provision for loan losses	'	'	-1,700	'
losses	2,606	2,600	9,317	7,929
Non-interest income:	'	'	'	'
Customer service fees	159	171	471	516
Gain on sale of investment securities	'	878	120	2,790
Other noninterest income	448	518	1,387	1,382
Total noninterest income	607	1,567	1,978	4,688
Non-interest expenses:	'	'	'	'
Salaries and employee benefits	1,318	1,299	3,959	3,905
Occupancy and equipment	180	171	519	518
Postage and supplies	45	44	144	146
Professional fees	97	114	267	387
FDIC deposit insurance assessments	117	204	366	630
Other real estate owned and foreclosure	118	384	411	876
Federal Home Loan Bank ("FHLB") Prepayment penalty	'	500	'	641
Other	468	451	1,373	1,274
Total noninterest expenses	2,343	3,167	7,039	8,377
Income before income taxes	870	1,000	4,256	4,240
Provision/(benefit) for income taxes:	13	45	-3,897	135
Net income	857	955	8,153	4,105
Preferred stock dividends and net discount accretion	-189	-178	-559	-542
Net income available to common shareholders	$668	$777	$7,594	$3,563
Basic net income per share of common stock	$0.27	$0.31	$3.05	$1.43
Diluted net income per share of common stock	$0.27	$0.31	$3.05	$1.43

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Statements of Comprehensive Income	'	'	'	'
Net income	$857	$955	$8,153	$4,105
Other comprehensive income, net of tax:	'	'	'	'
Unrealized holding gain/(loss) on available for sale investment securities arising during the period, net of tax expense/(benefit) of $(288) and $336, respectively for the three month periods ended September 30, 2013 and September 30, 2012 and $(2,188) and $762, respectively for the nine month periods ended September 30, 2013 and September 30, 2012.	-559	651	-4,249	1,478
Less reclassification adjustments for gains included in net income, net of tax expense/(benefit) of $0 and $299, respectively for the three month periods ended September 30, 2013 and September 30, 2012 and $(41) and $949, respectively for the nine month periods ended September 30, 2013 and September 30, 2012.	'	-579	-79	-1,841
Other comprehensive income/(loss)	-559	72	-4,328	-363
Comprehensive income	$298	$1,027	$3,825	$3,742

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Unaudited) (Parenthetical) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Statements of Comprehensive Income	'	'	'	'
Tax expense related to unrealized holding gain/(loss) on available for sale investment securities arising during the period	($288)	$336	($2,188)	$762
Tax expense related to reclassification adjustments for gains included in net income/(loss)	$0	$299	($41)	$949

Consolidated_Statement_of_Chan

Consolidated Statement of Changes in Stockholders' Equity (Unaudited) (USD $)	Total	Preferred stock Series 2009-SP	Preferred Stock Series 2009-WP	Common Stock	Additional Paid in capital	Retained Earnings/ (Deficit)	Accumulated Other Comprehensive Income/(Loss)
In Thousands
Balances at Dec. 31, 2011	$18,638	$9,699	$535	$12,433	$3,720	($9,453)	$1,704
Net income	4,105	'	'	'	'	4,105	'
Other comprehensive loss, net of tax	-363	'	'	'	'	'	-363
Amortization of premium and discount on preferred stock	'	101	-13	'	'	-88	'
Stock based compensation	36	'	'	'	36	'	'
Balances at Sep. 30, 2012	22,416	9,800	522	12,433	3,756	-5,436	1,341
Balances at Dec. 31, 2012	22,940	9,835	517	12,433	3,768	-4,662	1,049
Net income	8,153	'	'	'	'	8,153	'
Other comprehensive loss, net of tax	-4,328	'	'	'	'	'	-4,328
Amortization of premium and discount on preferred stock	'	108	-12	'	'	-96	'
Stock based compensation	9	'	'	'	9	'	'
Balances at Sep. 30, 2013	$26,774	$9,943	$505	$12,433	$3,777	$3,395	($3,279)

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Operating activities	'	'
Net income	$8,153	$4,105
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation	274	271
Amortization of premiums on mortgage-backed securities	1,329	1,312
Gain on sale/call of investment securities	-120	-2,790
Loss on sale of other real estate owned	105	468
Impairment loss on other real estate owned	288	269
Loss on disposition of equipment	'	-11
Origination of loans held for sale	-18,047	-17,406
Proceeds from sales of loans held for sale	18,448	16,824
Reclamation of loan loss provision	-1,700	'
Deferred income tax benefit	-5,994	'
Gain on sale of loans held for sale	-106	-135
Decrease in prepaid FDIC deposit insurance	'	481
Stock based compensation	9	36
Increase in cash surrender value of life insurance	-190	-202
Net change in:	'	'
Accrued interest receivable	32	50
Other assets	6	831
Accrued interest payable	188	8
Other liabilities	-166	-133
Net cash provided by operating activities	2,439	3,978
Activity in available-for-sale securities:	'	'
Sales	9,319	87,655
Maturities, payments and calls	30,758	26,915
Purchases	-52,341	-115,247
Net decrease in loans	4,682	25,044
Proceeds from redemption of FHLB stock	259	1,342
Proceeds from sale of other real estate owned	2,164	1,077
Purchase of premises and equipment	-141	-56
Net cash provided by (used for) investing activities	-5,300	26,730
Financing activities	'	'
Net increase (decrease) in deposits	3,146	-14,204
Repayment of notes payable to FHLB	-52,300	-21,000
Proceeds from notes payable to FHLB	49,700	15,000
Net increase (decrease) in short term borrowings	27	-2,516
Net cash provided by (used for) financing activities	573	-22,720
Net increase (decrease) in cash and cash equivalents	-2,288	7,988
Cash and equivalents, beginning of period	10,251	6,863
Cash and equivalents, end of period	7,963	14,851
Cash paid for:	'	'
Income taxes	408	135
Interest	2,020	3,187
Non-cash investing and financing activities	'	'
Real estate acquired in satisfaction of loans	1,393	1,458
Loans to facilitate sale of other real estate owned	816	1,645
Unrealized losses on available for sale investment securities, net of tax	($4,328)	($363)

Basis_of_Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2013
Basis of Presentation [Abstract]	'
Basis of Presentation	'
	Note 1 — Basis of Presentation
	Greer Bancshares Incorporated, a South Carolina corporation (the “Company”), is a one-bank holding company for Greer State Bank, a South Carolina corporation (the “Bank”). The Company currently engages primarily in owning and managing the Bank.
	The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q. Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles in the United States of America (“GAAP”) for complete financial statements. In the opinion of our management, all adjustments considered necessary for a fair presentation have been included. All such adjustments are of a normal recurring nature. The consolidated statements of income and comprehensive income for the interim periods are not necessarily indicative of the results that may be expected for the entire year or any other future interim period.
	These consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto for the Company for the year ended December 31, 2012, which are included in the Company’s 2012 Annual Report on Form 10-K.
	Certain captions and amounts in the prior financial statements were reclassified to conform to this financial statement presentation. Such reclassifications had no effect on previously reported net income or stockholders’ equity. All dollars are rounded to the nearest thousand.

Net_Income_per_Common_Share

Net Income per Common Share	9 Months Ended
	Sep. 30, 2013
Net Income per Common Share [Abstract]	'
Net Income per Common Share	'
	Note 2 — Net Income per Common Share
	Basic and diluted net income per common share is computed by dividing net income adjusted for cumulative preferred stock dividends by the weighted average number of common shares outstanding during each period presented. The weighted average common shares outstanding were 2,486,692 (basic and diluted) for the three and nine months ended September 30, 2013 and September 30, 2012. Anti-dilutive options totaling 226,301 and 235,969 have been excluded from the income per share calculation for the three and nine months ended September 30, 2013 and September 30, 2012, respectively.

Income_Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2013
Income Taxes [Abstract]	'
Income Taxes	'
	Note 3 — Income Taxes
	The Company files a consolidated federal income tax return and separate state income tax returns for the Company and the Bank. Income taxes are allocated to each of the Company and the Bank as if filed separately for federal purposes and based on the separate returns filed for state purposes.
	Certain items of income and expense for financial reporting are recognized differently for income tax purposes (principally the provision for loan losses, deferred compensation and depreciation). Provisions for deferred taxes are made in recognition of such temporary differences as required by the Income Taxes Topic of the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”). Current income taxes are recorded based on amounts due with the current income tax returns.
	The need for a valuation allowance is considered when it is determined more likely than not that a deferred tax asset will not be realized. In making this determination, management considers all available evidence, including the existence of available reversing temporary differences, the ability to generate future taxable income and available tax planning strategies. As of June 30, 2013, management concluded that the positive evidence outweighed the negative evidence in determining realization of any deferred tax temporary differences. In accordance with the intra-period tax allocation provisions of ASC 740, the Company reversed the portion of the valuation allowance attributable to current period taxable income through September 30, 2013 and projected taxable income for periods after 2013. The total valuation allowance reversal of $5,691,000 resulted in a net income tax benefit for the nine months ended September 30, 2013 of $3,897,000. This non-cash reversal of the deferred tax asset valuation allowance was reflective of sustained profitability and improved earnings that support the ability to utilize the deferred tax asset in the future. The Company will continue to monitor deferred tax assets closely to evaluate future realization of the full benefit of the net deferred tax asset and the potential need to establish a valuation allowance.

Fair_Value

Fair Value	9 Months Ended
	Sep. 30, 2013
Fair Value [Abstract]	'
Fair Value	'
	Note 4 — Fair Value
	Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. This GAAP standard describes three levels of inputs that may be used to measure fair value:
		Level 1 — Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include debt and equity securities and derivative contracts that are traded in an active exchange market, as well as certain U.S. Treasury, other U.S. Government and agency mortgage-backed debt securities that are highly liquid and are actively traded in over-the-counter markets.
		Level 2 — Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments and derivative contracts whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data. This category generally includes certain U.S. Government and agency mortgage-backed debt securities, corporate debt securities, derivative contracts and residential mortgage loans held-for-sale.
		Level 3 — Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. This category generally includes collateralized debt obligations, impaired loans and other real estate owned (“OREO”).
	Following is a description of valuation methodologies used for assets and liabilities recorded at fair value.
	Investment Securities Available-for-Sale
	Investment securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices of like or similar securities, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions.
	Impaired Loans
	The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, our management measures impairment in accordance with GAAP. The fair value of impaired loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value or discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. In accordance with GAAP, impaired loans where an allowance is established or a charge-off is made require classification in the fair value hierarchy. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the impaired loan as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3.
	Other Real Estate Owned
	OREO, consisting of properties obtained through foreclosure or in satisfaction of loans, is reported at net realizable value, determined on the basis of current appraisals, comparable sales and other estimates of value obtained principally from independent sources, adjusted for estimated selling costs. At the time of foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against the allowance for loan losses. Gains or losses on sale and any subsequent adjustments to the value are recorded as a component of foreclosed real estate expense. OREO is included in Level 3 of the valuation hierarchy.
	Assets and Liabilities Recorded at Fair Value on a Recurring Basis
	Below is a table that presents information about certain assets measured at fair value on a recurring basis as of September 30, 2013 and December 31, 2012:
	(Dollars in thousands)
						Fair Value Measurements at Reporting Date Using
			Fair Value			Level 1		Level 2		Level 3
	30-Sep-13
	Available for sale securities:
	US government and other agency obligations		$	21,393		$	—	$	21,393	$	—
	Mortgage-backed securities			78,812			—		78,812		—
	Municipal securities			42,296			—		42,296		—
	Collateralized debt obligation			536			—		—		536
	Total available for sale securities		$	143,037		$	—	$	142,501	$	536
	31-Dec-12
	Available for sale securities:
	US government and other agency obligations		$	29,345		$	—	$	29,345	$	—
	Mortgage-backed securities			72,609			—		72,609		—
	Municipal securities			33,943			—		33,943		—
	Collateralized debt obligation			413			—		—		413
	Total available for sale securities		$	136,310		$	—	$	135,897	$	413
	There were no liabilities measured at fair value on a recurring basis as of September 30, 2013 and December 31, 2012.
	When a determination is made to classify a financial instrument within Level 3 of the valuation hierarchy, the determination is based upon the significance of the unobservable factors to the overall fair value measurement. However, since Level 3 financial instruments typically include, in addition to the unobservable or Level 3 components, observable components (that is, components that are actively quoted and can be validated to external sources), the gains and losses below include changes in fair value due in part to observable factors that are part of the valuation methodology.
	The Company owns a collateralized debt obligation which the Company would consider selling prior to fully recovering any unrealized loss. The security is collateralized by subordinated debt issued by approximately forty-two commercial banks located throughout the United States. This security was valued considering multiple stress scenarios using a loss severity of 90% and additional collateral default rates from 4% to 17%. The Bank calculated the present value of the future cash flows from these scenarios using 10% as a discount rate and 9% as the collateral default rate. The difference in the present value and the carrying value of the security would be other than temporary impairment (“OTTI”), if any. This collateralized debt obligation is currently carried at an estimated fair value of $536,000 at September 30, 2013.
	A reconciliation of the beginning and ending balances of Level 3 assets, which consists of one collateralized debt obligation, recorded at fair value on a recurring basis for the nine months ended September 30, 2013 is as follows:
	(Dollars in thousands)
					Assets
	Fair value, December 31, 2012				$413
	Total unrealized income/(loss) included in other comprehensive income				123
	Transfers in and/or out of Level 3				—
	Fair value, September 30, 2013				$536
	There were no Level 3 liabilities recorded at fair value on a recurring basis during the three or nine months ended September 30, 2013 or September 30, 2012.
	Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis
	The Company may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with GAAP. These include assets that are measured at the lower of cost or market that were recognized at fair value below cost at the end of the relevant period. Market values are based on appraisals of collateral by independent appraisers for collateral dependent loans or discounted cash flow for non-collateral dependent loans. Assets measured at fair value on a nonrecurring basis as of September 30, 2013 and December 31, 2012 are included in the table below.
	(Dollars in thousands)
						Fair Value Measurements at Reporting Date Using
	Description		9/30/13			Level 1		Level 2		Level 3
	Impaired loans		$	2,617		$	—	$	—	$	2,617
	OREO			2,727			—		—		2,727
						Fair Value Measurements at Reporting Date Using
	Description		12/31/12			Level 1		Level 2		Level 3
	Impaired loans		$	2,928		$	—	$	—	$	2,928
	OREO			4,707			—		—		4,707
	Although the Company did not elect to adopt the fair value option for any financial instruments, accounting standards require disclosure of fair value information, whether or not recognized in the balance sheet, when it is practicable to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity, or contractual obligations that require the exchange of cash or other financial instruments. Certain items are specifically excluded from the disclosure requirements, including common stock, premises and equipment, real estate held for sale and other assets and liabilities. The following methods and assumptions were used in estimating fair values of financial instruments:
	•	Fair value approximates carrying amount for cash and due from banks due to the short-term nature of the instruments.
	•	Investment securities are valued using quoted fair market prices for actively traded securities, pricing models for investment securities traded in less active markets and discounted future cash flows for securities with no active market.
	•	Fair value for variable rate loans that re-price frequently and for loans that mature in less than 90 days is based on the carrying amount. Fair value for mortgage loans, personal loans and all other loans (primarily commercial) is based on the discounted present value of the estimated future cash flows. Discount rates used in these computations approximate the rates currently offered for similar loans of comparable terms, credit quality and adjustments for liquidity related to the current market environment.
	•	Fair value for loans for sale is based on the historical premium values obtained on such loans.
	•	Due to the redemptive provisions of the restricted stock, fair value equals cost. The carrying amount is adjusted for any declines other than temporary declines in value.
	•	The carrying amount for the cash surrender value of life insurance is a reasonable estimate of fair value.
	•	The carrying value for accrued interest receivable and payable is a reasonable estimate of fair value.
	•	Fair value for demand deposit accounts and interest-bearing accounts with no fixed maturity date is equal to the carrying amount. Certificate of deposit accounts maturing within thirty days are valued at their carrying amount. Certificate of deposit accounts maturing after thirty days are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.
	•	Fair value for federal funds sold and purchased is based on the carrying amount since these instruments typically mature within three days from the transaction date.
•	Fair value for variable rate long-term debt that re-prices frequently is based on the carrying amount. Fair value for fixed rate debt is based on the discounted present value of the estimated future cash flows. Discount rates used in these computations approximate rates currently offered for similar borrowings of comparable terms and credit quality.
Management uses its best judgment in estimating fair value based on the above assumptions. Thus, the fair values presented may not be the amounts that could be realized in an immediate sale or settlement of the instrument. In addition, any income taxes or other expenses that would be incurred in an actual sale or settlement are not taken into consideration in the fair values presented. The estimated fair values of the Company’s financial instruments as of September 30, 2013 and December 31, 2012 are as follows:
(Dollars in thousands)
		30-Sep-13			Estimated Fair Value
		Carrying Amount			Level 1		Level 2		Level 3
Financial assets
Cash and cash equivalents		$	7,963		$	7,963	$	—	$	—
Investment securities			143,037			—		142,501		536
Loans — net			188,481			—		181,183		2,617
Restricted stock			2,390			—		2,390		—
Accrued interest receivable			1,438			—		1,438		—
Bank owned life insurance			7,734			—		7,734		—
Financial liabilities
Deposits		$	264,585		$	—	$	264,856	$	—
Fed funds purchased			27			—		27		—
Repurchase agreements		15,000			—		16,494		—
Notes payable to FHLB			42,500			—		43,716		—
Junior subordinated debentures			11,341			—		11,340		—
Accrued interest payable			1,304			—		1,304		—
		31-Dec-12			Estimated Fair Value
		Carrying Amount			Level 1		Level 2		Level 3
Financial assets
Cash and cash equivalents		$	10,251		$	10,251	$	—	$	—
Investment securities			136,310			—		135,897		413
Loans — net			192,040			—		183,558		2,928
Loans held for sale			295			—		295		—
Restricted stock			2,649			—		2,649		—
Accrued interest receivable			1,470			—		1,470		—
Bank owned life insurance			7,543			—		7,543		—
Financial liabilities
Deposits		$	261,439		$	—	$	261,439	$	—
Repurchase agreements			15,000			—		17,040		—
Notes payable to FHLB			45,100			—		46,918		—
Junior subordinated debentures			11,341			—		11,341		—
Accrued interest payable			979			—		979		—

Investment_Securities

Investment Securities	9 Months Ended
	Sep. 30, 2013
Investment Securities [Abstract]	'
Investment Securities	'
	Note 5 — Investment Securities
	The amortized cost, gross unrealized gains and losses, and estimated fair value of investment securities, as of September 30, 2013 and December 31, 2012, are as follows:
	(Dollars in thousands)
			30-Sep-13
			Amortized				Gross Unrealized			Gross Unrealized			Estimated Fair
			Cost				Gains			Losses			Value
	Available for sale:
	US government and other agency obligations		$	23,417			$	—		$	2,024		$	21,393
	Mortgage-backed securities			80,455				132			1,775			78,812
	Municipal securities			43,822				194			1,720			42,296
	Collateralized debt obligation			310				226			—			536
			$	148,004			$	552		$	5,519		$	143,037
			31-Dec-12
			Amortized				Gross Unrealized			Gross Unrealized			Estimated Fair
			Cost				Gains			Losses			Value
	Available for sale:
	US government and other agency obligations		$	29,256			$	103		$	14		$	29,345
	Mortgage-backed securities			71,877				891			159			72,609
	Municipal securities			33,278				813			148			33,943
	Collateralized debt obligation			310				103			—			413
			$	134,721			$	1,910		$	321		$	136,310
	The amortized cost and estimated fair value of investment securities at September 30, 2013 by contractual maturity for debt securities are shown below. Mortgage-backed securities have not been scheduled since expected and actual maturities will differ from contractual maturities because borrowers may have the right to prepay the obligations. All mortgage-backed securities owned by the Company are issued by government sponsored enterprises.
	(Dollars in thousands)
			Amortized Cost				Fair Value
	Due in 1 year		$	355			$	356
	Over 1 year through 5 years			1,902				1,907
	After 5 years through 10 years			11,736				11,544
	Over 10 years			53,556				50,418
				67,549				64,225
	Mortgage backed securities			80,455				78,812
	Total		$	148,004			$	143,037
	Investment securities with an aggregate book value of $69,914,000 and $56,566,000 at September 30, 2013 and December 31, 2012, respectively, were pledged to secure public deposits, FHLB borrowings and repurchase agreements.
	The fair value of securities with temporary impairment at September 30, 2013 and December 31, 2012 is shown below:
	(Dollars in thousands)
			Impairment							Impairment
			Less Than Twelve Months							Over Twelve Months
	30-Sep-13		Fair Value				Unrealized Losses			Fair Value			Unrealized Losses
	Description of securities:
	US government and other agency obligations	$	21,393			$	2,024		$	—		$	—
	Mortgage backed securities			55,708				1,351			10,241			424
	Municipal securities			27,339				1,418			4,008			302
	Total		$	104,440		$	4,793		$	14,249		$	726
			Impairment							Impairment
			Less Than Twelve Months							Over Twelve Months
	31-Dec-12		Fair Value				Unrealized Losses			Fair Value			Unrealized Losses
	Description of securities:
	US government and other agency obligations		$	7,000			$	14		$	—		$	—
	Mortgage backed securities		22,514				159			—			—
	Municipal securities			8,957				148			—			—
	Total		$	38,471			$	321		$	—		$	—
	Management believes all of the Company’s unrealized losses as of September 30, 2013 and December 31, 2012 are temporary and as a result of temporary changes in the market. Nine U.S. government and other agency obligation securities, twenty-nine mortgage-backed securities and fifty-five municipal securities had unrealized losses at September 30, 2013. Three U.S. government and other agency obligation securities, eight mortgage-backed securities and seventeen municipal securities had unrealized losses at December 31, 2012. The temporary impairment is due primarily to changes in the short and long term interest rate environment since the purchase of the securities and is not related to the issuer’s credit. The Bank has sufficient cash, investments showing unrealized gains and borrowing sources to provide sufficient liquidity to hold the securities with unrealized losses until maturity or a recovery of fair value, if necessary.
	The Company reviews its investment portfolio on a quarterly basis, judging each investment for OTTI. For securities for which there is no expectation to sell or it is more likely than not that management will decide that the Company is not required to sell, the OTTI is separated into credit and noncredit components. The credit-related OTTI, represented by the expected loss in principal, is recognized in noninterest income, while the noncredit-related OTTI is recognized in the other comprehensive income (loss) (“OCI”). Noncredit-related OTTI results from other factors, including increased liquidity spreads and extension of the security. For securities for which there is an expectation to sell, all OTTI is recognized in earnings.
	The following table presents more detail on the collateralized debt obligation as of September 30, 2013 with an original par value of $1,087,000. These details are listed separately due to the inherent level of risk for continued OTTI on this security.
	(Dollars in thousands)
	Descripton		Cusip#				Current			Book			Fair		Unrealized		Present Value
							Credit			Value			Value		Gain		Discounted
							Rating										Cash Flow
	Collateralized debt obligation
	Trapeza 2003-5A			89412RAL9				Ca		$	310		$	536	$	226	$	536
	Gross realized gains, gross realized losses, and sale and call proceeds of available for sale securities for the nine months ended September 30, 2013 and September 30, 2012 are summarized as follows. These net gains are shown in noninterest income as gain on sale of available for sale securities.
	(Dollars in thousands)
			Nine Months Ended				Nine Months Ended
			9/30/13				9/30/12
Gross realized gains		$	120			$	2,790
Gross realized losses			—				—
Net gain on sale of securities		$	120			$	2,790
Call/Sale proceeds		$	24,349			$	93,950
Changes in accumulated other comprehensive income/(loss) by component for the period ended September 30, 2013 are shown in the table below. All amounts are net of tax.
(Dollars in thousands)
		Unrealized
		Gains/(Losses) on
		Available-for-Sale
		Securities
Beginning balance		$	1,049
Other comprehensive income/(loss) before reclassifications			(4,249	)
Amounts reclassified from accumulated other comprehensive income/(loss)			(79	)
Net current-period other comprehensive income			(4,328	)
Ending balance		$	(3,279	)

Loans

Loans	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]	'
Loans	'
	Note 6 — Loans
	A summary of loans outstanding by major classification as of September 30, 2013 and December 31, 2012 follows:
	(Dollars in thousands)
			30-Sep-13			31-Dec-12
	Commercial and industrial:
	Commercial		$	27,263		$	29,477
	Leases & other			3,244			2,390
	Total commercial and industrial:			30,507			31,867
	Commercial real estate:
	Construction/land			24,464			27,227
	Commercial mortgages — owner occupied			32,005			31,154
	Other commercial mortgages			50,816			51,948
	Total commercial real estate			107,285			110,329
	Consumer real estate:
	1-4 residential			33,925			32,757
	Home equity loans and lines of credit			17,069			18,014
	Total consumer real estate			50,994			50,771
	Consumer installment:			2,591			3,502
	Total loans			191,377			196,469
	Allowance for loan losses			(2,896	)		(4,429	)
	Net loans		$	188,481		$	192,040
	The table above includes net deferred loan fees/(costs) that totaled $36,000 and ($39,000) at September 30, 2013 and December 31, 2012, respectively. Loans totaling $79,501,000 were pledged as collateral for borrowings from the FHLB and Federal Reserve.
	Loan Origination/Risk Management. The Bank has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. Management reviews and approves these policies and procedures on a regular basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions.
	Commercial and industrial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Underwriting standards are designed to promote relationship banking rather than transactional banking. Management examines current and projected cash flows to determine the ability of the borrower to repay its obligations as agreed. Commercial and industrial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial and industrial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.
	Commercial real estate loans are subject to underwriting standards and processes similar to commercial and industrial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy compared with non-commercial real estate loans, generally. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria.
	With respect to loans to developers and builders that are secured by non-owner occupied properties that may be originated from time to time, our management generally requires the borrower to have had an existing relationship with the Bank and have a proven record of success. Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews, sensitivity analysis of absorption and lease rates and financial analysis of the developers and property owners. Construction loans are generally based upon estimates of costs and value associated with the complete project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Bank until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, general economic conditions and the availability of long-term financing.
	Consumer loans are originated and underwritten based upon policies and procedures developed and modified by Bank management. The relatively small loan amounts that are spread across many individual borrowers, minimizes risk. Underwriting standards for 1-4 residential and home equity loans include, but are not limited to, a maximum loan-to-value percentage of 80%, collection remedies, the number of such loans a borrower can have at one time and documentation requirements.
	The Bank engages an independent loan review company to review and validate its credit risk program on a periodic basis. Results of these reviews are presented to our management. The loan review process complements and reinforces the risk identification and assessment decisions made by the Bank’s lenders and credit personnel, as well as the Bank’s lending policies and procedures.
	Non-Accrual and Past Due Loans. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Loans that are 90 days past due are placed on non-accrual status or when, in management’s opinion, the borrower may be unable to meet payment obligations as they become due. Loans may be placed on non-accrual status regardless of whether or not such loans are considered past due. When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest income is subsequently recognized only to the extent cash payments are received in excess of principal due. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	Non-accrual loans, segregated by class of loans, as of September 30, 2013 and December 31, 2012 were as follows:
	(Dollars in thousands)
			30-Sep-13			31-Dec-12
	Commercial and industrial:
	Commercial		$	20		$	89
	Leases & Other			—			—
	Commercial real estate:
	Construction/land			—			319
	Commercial mortgages — owner occupied			982			1,034
	Other commercial mortgages			1,438			1,843
	Consumer real estate:
	1-4 residential			806			312
	Home equity loans and lines of credit			75			337
	Consumer installment:
	Consumer installment			—			—
	Total		$	3,321		$	3,934
	The gross interest income that would have been recorded under the original terms of the non-accrual loans amounted to $172,000 and $380,000 for the nine months ended September 30, 2013 and September 30, 2012, respectively.
	Past due loans, segregated by class of loans, as of September 30, 2013 and December 31, 2012 were as follows:
	(Dollars in thousands)
	30-Sep-13		Loans 30-89			Loans 90 or			Total past			Current loans		Total loans		>90 days
			days			more days			due							and still
																accruing
	Commercial and industrial:
	Commercial		$	315		$	—		$	315		$	26,948	$	27,263	$	—
	Leases & other			—			—			—			3,244		3,244		—
	Commercial real estate:
	Construction/land			—			—			—			24,464		24,464		—
	Commercial mortgages — owner occupied			—			78			78			31,927		32,005		—
	Other commercial mortgages			—			—			—			50,816		50,816		—
	Consumer real estate:
	1-4 residential			1,477			358			1,835			32,090		33,925		—
	Home equity loans and lines of credit			85			75			160			16,909		17,069		—
	Consumer installment:
	Consumer installment			1			—			1			2,590		2,591		—
Total		$	1,878		$	511		$	2,389		$	188,988	$	191,377	$	—
31-Dec-12		Loans 30-89			Loans 90 or			Total past			Current loans		Total loans		>90 days
		days			more days			due							and still
															accruing
Commercial and industrial:
Commercial		$	143		$	64		$	207		$	29,270	$	29,477	$	—
Leases & other			—			—			—			2,390		2,390		—
Commercial real estate:
Construction/land			—			—			—			27,227		27,227		—
Commercial mortgages — owner occupied			203			47			250			30,904		31,154		—
Other commercial mortgages			137			317			454			51,494		51,948		—
Consumer real estate:
1-4 residential			1,195			117			1,312			31,445		32,757		—
Home equity loans and lines of credit			296			298			594			17,420		18,014		—
Consumer installment:
Consumer installment			44			—			44			3,458		3,502		—
Total		$	2,018		$	843		$	2,861		$	193,608	$	196,469	$	—
Impaired Loans. Loans are considered impaired when, based on current information and events, it is probable the Company will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement, including scheduled principal and interest payments. Impairment is evaluated in total for smaller-balance loans of a similar nature and on an individual loan basis for other loans. If a loan is impaired, a specific valuation allowance is allocated, if necessary, so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged off when deemed uncollectible.
Impaired loans, segregated by class of loans, as of September 30, 2013 and December 31, 2012, were as follows:
(Dollars in thousands)
30-Sep-13		Unpaid			Recorded			Recorded			Total		Related
		contractual			investment			investment			recorded		allowance
		principal			with no			with			investment
		balance			allowance			allowance
Commercial and industrial:
Commercial		$	860		$	860		$	—		$	860	$	—
Leases & other			—			—			—			—		—
Commercial real estate:
Construction/land			200			200			—			200		—
Commercial mortgages — owner occupied			1,991			1,225			118			1,343		41
Other commercial mortgages			2,409			1,756			29			1,785		5
Consumer real estate:
1-4 residential			244			38			206			244		32
Home equity loans and lines of credit			—			—			—			—		—
Consumer installment			—			—			—			—		—
Total		$	5,704		$	4,079		$	353		$	4,432	$	78
31-Dec-12		Unpaid			Recorded			Recorded			Total		Related
		contractual			investment			investment			recorded		allowance
		principal			with no			with			investment
		balance			allowance			allowance
Commercial and industrial:
Commercial		$	1,215		$	1,126		$	—		$	1,126	$	—
Leases & other			—			—			—			—		—
Commercial real estate:
Construction/land			519			444			75			519		1
Commercial mortgages — owner occupied			2,280			736			873			1,609		66
Other commercial mortgages			2,790			2,136			30			2,166		6
Consumer real estate:
1-4 residential			234			39			195			234		41
Home equity loans and lines of credit			—			—			—			—		—
Consumer installment			—			—			—			—		—
Total		$	7,038		$	4,481		$	1,173		$	5,654	$	114
As noted above, the Bank had impaired loans with outstanding balances of $4,432,000 and $5,654,000 at September 30, 2013 and December 31, 2012, respectively. Impaired loans with either charge-offs or specific reserves totaled $3,966,000 (gross of charge-off) at September 30, 2013. Of this amount $1,272,000 has been charged-off and $78,000 has been specifically reserved. Impaired loans with either charge-offs or specific reserves totaled $4,426,000 (gross of charge-off) at December 31, 2012. Of this amount $1,384,000 had been charged-off and $114,000 had been specifically reserved.
Interest income and average recorded investment in impaired loans for and as of the time periods listed below is summarized as follows:
(Dollars in thousands)
		Average Recorded			Average Recorded			Gross Interest			Gross Interest
		Investment for			Investment for			Income for			Income for
		three months			nine months			three months			nine months
		ended 9-30-13			ended 9-30-13			ended 9-30-13			ended 9-30-13
Commercial and industrial:
Commercial		$	908		$	974		$	41		$	71
Commercial real estate:
Construction/land			247			291			8			17
Commercial mortgages owner occupied			1,623			1,625			75			137
Commercial mortgages — other			1,854			1,962			55			97
Consumer real estate:
1-4 residential			245			264			7			12
Consumer Installment			—			—			—			—
Total		$	4,877		$	5,116		$	186		$	334
		Average Recorded			Average Recorded			Gross Interest			Gross Interest
		Investment for			Investment for			Income for			Income for
		three months			nine months			three months			nine months
		ended 9-30-12			ended 9-30-12			ended 9-30-12			ended 9-30-12
Commercial and industrial:
Commercial		$	1,854		$	3,102		$	15		$	44
Commercial real estate:
Construction/land			2,524			3,079			10			81
Commercial mortgages owner occupied			1,406			1,542			19			35
Commercial mortgages — other			2,786			3,156			19			81
Consumer real estate:
1-4 residential			341			254			3			9
Consumer Installment			—			53			—			3
Total		$	8,911		$	11,186		$	66		$	253
Credit Quality Indicators. As part of the on-going monitoring of credit quality of the Bank’s loan portfolio, management tracks certain credit quality indicators including trends related to 1) the weighted-average risk rate of loan pools, 2) the level of classified loans, 3) non-performing loans and 4) general local economic conditions.
Our management utilizes a risk rating matrix to assign a risk rating to each of the Bank’s loans. Loans are rated on a scale of 1-7. A description of the general characteristics of the 7 risk ratings is as follows:
•	Risk ratings 1-3 (Pass) — These risk ratings include loans to high credit quality borrowers with satisfactory credit and repayment history, stable trends in industry and company performance, management that exhibits average strength in comparison to others in the industry, sound repayment sources and average to above average individual or guarantor support.
•	Risk rating 4 (Monitor) — This risk rating includes loans to borrowers with satisfactory credit, some slow repayment history, stable trends in their industry and positive operating trends. Financial conditions are achieving performance expectations at a slower pace than anticipated. Management changes, interim losses and repayment sources are somewhat strained but there is satisfactory individual or guarantor support.
•	Risk rating 5 (Watch) — This risk rating includes loans to borrowers with increasing delinquency history, stable to decreasing or adverse trends in their industry and company performance, adverse trends in operations, marginal primary repayment sources with secondary repayment sources available, marginal debt service coverage, some identifiable risk of collection and limited individual or guarantor support.
•	Risk rating 6 (Substandard) — This risk rating includes loans to borrowers with demonstration of inability to perform in a timely manner, decreasing or adverse trends in their industry and company performance, well-defined weakness in management, profitability or liquidity, limited repayment sources and declining individual or guarantor support. There is a distinct possibility the Bank will sustain losses related to this risk rating if deficiencies are not corrected.
•	Risk rating 7 (Doubtful) — This risk rating includes loans to borrowers with demonstration of inability to perform in a timely manner and no customer response, decreasing or adverse trends in industry, high possibility the Bank will sustain losses unless pending factors are successful, full collection or liquidation is highly questionable and improbable, repayment sources are severely impaired or nonexistent and no individual or guarantor support exists.
The following table represents risk rating loan totals, segregated by class of loans, as of September 30, 2013 and December 31, 2012.
(Dollars in thousands)
30-Sep-13		Risk rating			Risk rating			Risk rating			Risk rating		Total
		3-Jan			4			5			6
Commercial and industrial:
Commercial		$	7,924		$	12,297		$	5,956		$	1,086	$	27,263
Leases & other			3,244			—			—			—		3,244
Commercial real estate:
Construction/land			11,539			6,748			412			5,765		24,464
Commercial mortgages — owner occupied			14,104			14,626			708			2,567		32,005
Other commercial mortgages			11,363			31,987			4,591			2,875		50,816
Consumer real estate:
1-4 residential			24,481			4,822			1,802			2,820		33,925
Home equity loans and lines of credit			15,268			1,215			117			469		17,069
Consumer installment:
Consumer installment			2,307			109			155			20		2,591
Total		$	90,230		$	71,804		$	13,741		$	15,602	$	191,377
31-Dec-12		Risk rating			Risk rating			Risk rating			Risk rating		Total
		3-Jan			4			5			6
Commercial and industrial:
Commercial		$	8,559		$	10,276		$	6,893		$	3,749	$	29,477
Leases & other			2,390			—			—			—		2,390
Commercial real estate:
Construction/land			8,025			11,454			1,230			6,518		27,227
Commercial mortgages — owner occupied			14,021			12,205			1,886			3,042		31,154
Other commercial mortgages			12,931			28,409			5,730			4,878		51,948
Consumer real estate:
1-4 residential			21,384			6,055			3,090			2,228		32,757
Home equity loans and lines of credit			15,417			1,415			350			832		18,014
Consumer installment:
Consumer installment			3,100			115			210			77		3,502
Total		$	85,827		$	69,929		$	19,389		$	21,324	$	196,469
Allowance for Loan Losses. The allowance for loan losses is a reserve established through a provision for loan losses charged to expense, which represents management’s best estimate of probable losses that have been incurred within the existing portfolio of loans. The allowance, in the judgment of management, is necessary to reserve for estimated loan losses and risks inherent in the loan portfolio. The Company’s allowance for loan losses methodology includes allowance allocations calculated in accordance with ASC Topic 310, “Receivables” and allowance allocations calculated in accordance with ASC Topic 450, “Contingencies.” Accordingly, the methodology is based on historical loss experience by type of credit and internal risk grade, specific homogeneous risk pools and specific loss allocations, with adjustments for current events and conditions. The Company’s process for determining the appropriate level of the allowance for loan losses is designed to account for credit deterioration as it occurs. The provision for loan losses reflects loan quality trends, including the levels of and trends related to non-accrual loans, past due loans, potential problem loans, criticized loans and net charge-offs or recoveries, among other factors. The provision for loan losses also reflects the totality of actions taken on all loans for a particular period. In other words, the amount of the provision reflects not only the necessary increases in the allowance for possible loan losses related to newly identified criticized loans, but it also reflects actions taken related to other loans including, among other things, any necessary increases or decreases in required allowances for specific loans or loan pools.
The level of the allowance reflects management’s continuing evaluation of industry concentrations, specific credit risks, loan loss experience, current loan portfolio quality, present economic, political and regulatory conditions and unidentified losses inherent in the current loan portfolio. Portions of the allowance may be allocated for specific credits; however, the entire allowance is available for any credit that, in management’s judgment, should be charged off. While management utilizes its best judgment and information available, the ultimate adequacy of the allowance is dependent upon a variety of factors beyond the Company’s control, including, among other things, the performance of the Company’s loan portfolio, the economy, changes in interest rates and the view of the regulatory authorities toward loan classifications.
The Company’s allowance for loan losses consists of two elements: (i) specific valuation allowances determined in accordance with ASC Topic 310 based on probable losses on specific impaired loans; and (ii) historical valuation allowances determined in accordance with ASC Topic 450 based on historical loan loss experience for groups of loans with similar characteristics and trends, adjusted, as necessary, to reflect the impact of current conditions.
The allowances established for losses on specific loans are based on a regular analysis and evaluation of problem loans. Loans are classified based on an internal credit risk grading process that evaluates, among other things: (i) the obligor’s ability to repay; (ii) the underlying collateral, if any; and (iii) the economic environment and industry in which the borrower operates. When a loan has a calculated grade of 6 or higher, an analysis is performed on the loan to determine whether the loan is impaired and, if impaired, the need to specifically allocate a portion of the allowance for loan losses to the loan. Specific valuation allowances are determined by analyzing, among other things, the borrower’s ability to repay amounts owed, collateral deficiencies, the relative risk grade of the loan and economic conditions affecting the borrower’s industry.
Historical valuation allowances are calculated based on the historical loss experience of specific types of loans and the internal risk grade of such loans at the time they were charged-off, adjusted for various qualitative factors. The Company calculates historical loss ratios for pools of similar loans with similar characteristics based on an average twelve quarter history of actual charge-offs experienced within the loan pools. An adjusted historical valuation allowance is established for each pool of similar loans based upon the product of the adjusted historical loss ratio and the total dollar amount of the loans in the pool. The Company’s pools of similar loans include similarly risk-graded groups of commercial and industrial loans, commercial real estate loans, consumer real estate loans and consumer and other loans.
Loans identified as losses by management are charged off.
The change in the allowance for loan losses for the nine months ended September 30, 2013 is summarized as follows:
(Dollars in thousands)
		31-Dec-12			Re-Allocation			Provision/			Charge-offs		Recoveries		30-Sep-13
								(Reversal)
Commercial and industrial:		$	665		$	(443	)	$	(141	)	$	21	$	97	$	157
Commercial real estate:			3,205			423			(1,539	)		20		247		2,316
Consumer real estate:			516			31			(15	)		182		49		399
Consumer installment:			43			(11	)		(5	)		7		4		24
Total		$	4,429		$	—		$	(1,700	)	$	230	$	397	$	2,896
The change in the allowance for loan losses for the nine months ended September 30, 2012 is summarized as follows:
(Dollars in thousands)
		31-Dec-11			Re-Allocation			Provision/			Charge-offs		Recoveries		30-Sep-12
								(Reversal)
Commercial and industrial:		$	1,906		$	(290	)	$	—		$	643	$	117	$	1,090
Commercial real estate:			4,562			(105	)		—			1,618		20		2,859
Consumer real estate:			237			357			—			92		4		506
Consumer installment:			42			38			—			30		8		58
Total		$	6,747		$	—		$	—		$	2,383	$	149	$	4,513
The change in the allowance for loan losses for the three months ended September 30, 2013 is summarized as follows:
(Dollars in thousands)
		30-Jun-13			Re-Allocation			Provision/			Charge-offs		Recoveries		30-Sep-13
								(Reversal)
Commercial and industrial:		$	403		$	(235	)	$	—		$	16	$	5	$	157
Commercial real estate:			2,187			125			—			—		4		2,316
Consumer real estate:			294			117			—			12		—		399
Consumer installment:			32			(7	)		—			2		1		24
Total		$	2,916		$	—		$	—		$	30	$	10	$	2,896
The change in the allowance for loan losses for the three months ended September 30, 2012 is summarized as follows:
(Dollars in thousands)
		30-Jun-12			Re-Allocation			Provision/			Charge-offs		Recoveries		30-Sep-12
								(Reversal)
Commercial and industrial:		$	1,472		$	(154	)	$	—		$	317	$	89	$	1,090
Commercial real estate:			4,322			103			—			1,576		10		2,859
Consumer real estate:			453			53			—			—		—		506
Consumer installment:			68			(2	)		—			10		2		58
Total		$	6,315		$	—		$	—		$	1,903	$	101	$	4,513
The following is the recorded investment in loans related to each balance in the allowance for loan losses by portfolio segment and disaggregated on the basis of the impairment methodology and the corresponding period-end amount of allowance for loan losses. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
(Dollars in thousands)
30-Sep-13		Commercial			Commercial			Consumer			Consumer		Total
		and Industrial			Real Estate			Real Estate			Installment
Loans individually evaluated for impairment		$	860		$	3,328		$	244		$	—	$	4,432
Loans collectively evaluated for impairment			29,647			103,957			50,750			2,591		186,945
Balance September 30, 2013		$	30,507		$	107,285		$	50,994		$	2,591	$	191,377
Period-end allowance for loan loss amounts allocated to:
Loans individually evaluated for impairment		$	—		$	46		$	32		$	—	$	78
Loans collectively evaluated for impairment			157			2,270			367			24		2,818
Balance September 30, 2013		$	157		$	2,316		$	399		$	24	$	2,896
31-Dec-12		Commercial			Commercial			Consumer			Consumer		Total
		and Industrial			Real Estate			Real Estate			Installment
Loans individually evaluated for impairment		$	1,126		$	4,294		$	234		$	—	$	5,654
Loans collectively evaluated for impairment			30,741			106,035			50,537			3,502		190,815
Balance December 31, 2012		$	31,867		$	110,329		$	50,771		$	3,502	$	196,469
Period-end allowance for loan loss amounts allocated to:
Loans individually evaluated for impairment		$	—		$	73		$	41		$	—	$	114
Loans collectively evaluated for impairment			665			3,132			475			43		4,315
Balance December 31, 2012		$	665		$	3,205		$	516		$	43	$	4,429
Troubled debt restructured loans (“TDRs”), which are included in the impaired loan totals, were $4,030,000 and $5,254,000 at September 30, 2013 and December 31, 2012, respectively. TDRs on non-accrual were $2,362,000 and $3,160,000 at September 30, 2013 and December 31, 2012, respectively. The decrease in TDRs from December 31, 2012 to September 30, 2013 was primarily the result of principal reductions through payments and valuation adjustments.
There were no loans that were modified into TDRs for the three and nine month periods ended September 30, 2013. There were no TDRs in default within twelve months of their modification date during the three and nine month periods ended September 30, 2013.

New_Accounting_Pronouncements

New Accounting Pronouncements	9 Months Ended
	Sep. 30, 2013
New Accounting Pronouncements [Abstract]	'
New Accounting Pronouncements	'
	Note 7 — New Accounting Pronouncements
	In December 2011, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) No. 2011-11, “Disclosures About Offsetting Assets and Liabilities.” This project began as an attempt to converge the offsetting requirements under U.S. GAAP and International Financial Reporting Standards (“IFRS”). However, as the FASB and International Accounting Standards Board were not able to reach a converged solution with regards to offsetting requirements, they each developed convergent disclosure requirements to assist in reconciling differences in the offsetting requirements under U.S. GAAP and IFRS. The new disclosure requirements mandate that entities disclose both gross and net information about instruments and transactions eligible for offset in the statement of financial position as well as instruments and transactions subject to an agreement similar to a master netting arrangement. ASU No. 2011-11 also requires disclosure of collateral received and posted in connection with master netting agreements or similar arrangements. In January 2013, the FASB issued ASU No. 2013-01, “Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities.” The provisions of ASU No. 2013-01 limit the scope of the new balance sheet offsetting disclosures to the following financial instruments, to the extent they are offset in the financial statements or subject to an enforceable master netting arrangement or similar agreement, irrespective of whether they are offset in the statement of financial position: (1) derivative financial instruments; (2) repurchase agreements and reverse repurchase agreements; and (3) securities borrowing and securities lending transactions. The Company adopted the provisions of ASU No. 2011-11 and ASU No. 2013-01 effective January 1, 2013. As the provisions of ASU No. 2011-11 and ASU No. 2013-01 only impacted the disclosure requirements related to the offsetting of assets and liabilities and information about instruments and transactions eligible for offset in the statement of financial position, the adoption had no impact on the Company’s consolidated statements of income and condition.
	In February 2013, the FASB issued ASU No. 2013-02, “Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income,“” to improve the transparency of reporting reclassifications out of accumulated other comprehensive income. ASU No. 2013-02 does not amend any existing requirements for reporting net income or other comprehensive income in the financial statements. ASU No. 2013-02 requires an entity to disaggregate the total change of each component of other comprehensive income (e.g., unrealized gains or losses on available-for-sale investment securities) and separately present reclassification adjustments and current period other comprehensive income. The provisions of ASU No. 2013-02 also require that entities present either in a single note or parenthetically on the face of the financial statements, the effect of significant amounts reclassified from each component of accumulated other comprehensive income based on its source (e.g., unrealized gains or losses on available-for-sale investment securities) and the income statement line item affected by the reclassification (e.g., realized gains (losses) on sales of investment securities). If a component is not required to be reclassified to net income in its entirety, entities would instead cross reference to the related note in the financial statements for additional information. The Company adopted the provisions of ASU No. 2013-02 effective January 1, 2013 and provided these required disclosures in note 5 to the consolidated financial statements. The adoption of ASU No. 2013-02 had no impact on the Company’s consolidated statements of income and condition.
	In July 2013, the FASB issued ASU No. 2013-11, “Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.” The provisions of ASU No. 2013-11 require an entity to present an unrecognized tax benefit, or portion thereof, in the statement of financial position as a reduction to a deferred tax asset for a net operating loss carryforward or a tax credit carryforward, with certain exceptions related to availability. ASU No. 2013-11 is effective for interim and annual reporting periods beginning after December 15, 2013. The adoption of ASU No. 2013-11 is not expected to have a material impact on the Company’s Consolidated Financial Statements.

Other_Items

Other Items	9 Months Ended
	Sep. 30, 2013
Other Items [Abstract]	'
Other Items	'
	Note 8 — Other Items
	In October 2004 and December 2006, the Company issued two different series of “Trust Preferred” securities to raise capital. In these offerings, the Company issued $6,186,000 and $5,155,000, respectively, of junior subordinated debentures to its wholly-owned capital Trusts, Greer Capital Trust I and Greer Capital Trust II (collectively, the “Trusts”), respectively, and fully and unconditionally guaranteed corresponding principal amounts of the trust preferred securities issued by the Trusts. On January 3, 2011, the Company elected to defer interest payments on the two junior subordinated debentures beginning with the January 2011 payments. The Company is permitted to defer paying such interest for up to twenty consecutive quarters. As a condition of deferring the interest payments, the Company is prohibited from paying dividends on its common stock or the Company’s preferred stock. As of September 30, 2013, the Company had deferred eleven such payments, and thus accrued and owed a total of $815,000 in interest payments on the two junior subordinated debentures.
	On January 30, 2009, the Company issued 9,993 shares of its Series 2009-SP cumulative perpetual preferred stock and warrants to purchase an additional 500 shares of cumulative perpetual preferred stock (which warrants were immediately exercised) to the U.S. Treasury under the Troubled Asset Relief Program (“TARP”) for aggregate consideration of $9,993,000. On January 6, 2011, the Company gave notice to the U.S. Treasury Department that the Company was suspending the payment of regular quarterly cash dividends on the TARP cumulative perpetual preferred stock, beginning with the February 15, 2011 dividend. The Company’s failure to pay a total of six such dividends, whether or not consecutive, gives the U.S. Treasury Department the right to elect two directors to the Company’s board of directors. That right would continue until the Company pays all due but unpaid dividends. As of September 30, 2013, the Company has failed to pay eleven such dividends. As a result, the U.S. Treasury Department has the right to elect two of the Company’s directors; however, the U.S. Treasury Department has not acted upon their right to elect two directors. As of September 30, 2013 there is $1,507,000 in non-declared TARP dividends and the related accrued interest as well as $68,000 in declared but not paid TARP dividends. The decision to elect the deferral of interest payments and to suspend the dividends payments was made in consultation with the Federal Reserve Bank of Richmond (the “FRB”).
	On May 3, 2012, the U.S. Treasury announced additional details on its strategy for winding down the remaining bank and bank holding company investments made through TARP, and one such strategy is utilizing an auction to sell pools of several recipient companies’ TARP securities to third parties. The U.S. Treasury has indicated that it expects a single winning bidder to purchase all of the TARP securities included in a pool. By letter dated as of June 19, 2012, the U.S. Treasury informed the Company that the U.S. Treasury was considering including the Company’s TARP preferred stock as part of a series of pooled auctions. The U.S. Treasury has also indicated that a TARP recipient may, with regulatory approval, opt-out of the pool auction process and either make its own bid to repurchase all of its remaining TARP securities or designate a single outside investor (or single group of investors) to make such a bid. TARP recipients that received an extension of the original August 6, 2012 deadline (as the Company did) had until October 9, 2012 to submit a bid. The Company did not submit a bid at that time. By letter dated as of January 18, 2013, the U.S. Treasury informed the Company that it was extending the opt-out process and that the Company had until April 30, 2013 to submit a bid. The Company submitted its own bid to repurchase all its outstanding TARP securities on April 18, 2013, but subsequently withdrew its bid. If the Company’s TARP preferred stock is sold by the U.S. Treasury to a third party investor, the Company’s understanding is that a purchaser of the Company’s TARP preferred stock would assume the right, which the U.S. Treasury currently possesses, to elect two directors to the Company’s board of directors until the Company pays all due but unpaid quarterly dividends on the TARP preferred stock.
	On March 1, 2011, the Bank entered into a Consent Order (the “Consent Order”) with the Federal Deposit Insurance Corporation “FDIC”) and the South Carolina Board of Financial Institutions (“S.C. Bank Board”). The Consent Order required the Bank to take specific steps regarding, among other things, its management, capital levels, asset quality, lending practices, liquidity and profitability in order to improve the safety and soundness of the Bank’s operations, each as described and set forth in the Consent Order.
	Effective March 20, 2013, as a result of the steps the Bank took in complying with the Consent Order and the Bank’s improvement with regard to such matters, the FDIC and S.C. Bank Board terminated the Consent Order and replaced it with a Memorandum of Understanding (“MOU”), which became effective on January 31, 2013. The MOU is based on the findings of the FDIC during their on-site examination of the Bank as of October 15, 2012. The MOU is a step down in corrective action requirements as compared to the Consent Order. The MOU requires the Bank, among other things, to (i) prepare and submit annual, comprehensive budgets; (ii) maintain a minimum 8% Tier one leverage capital ratio and a minimum 10% Total Risk based capital ratio; (iii) take various specified actions to continue to reduce classified assets; (iv) obtain the written consent of its supervisory authorities prior to paying any cash dividends; and (v) submit periodic reports to the FDIC regarding various aspects of the foregoing actions. The minimum capital ratios established by the FDIC in the MOU are higher than the minimum and well-capitalized ratios generally applicable to all banks. However, the Bank will be deemed “well-capitalized” as long as it maintains its capital over the above noted required capital levels. As of September 30, 2013, the Bank’s capital exceeded the levels required by the MOU and the Bank was in compliance with all of the MOU requirements.
	On July 7, 2011, the Company entered into a Written Agreement (the “Written Agreement”) with the FRB. The Written Agreement was intended to enhance the ability of the Company to serve as a source of strength to the Bank. The Written Agreement’s requirements were in addition to those of the Bank’s Consent Order (which, as discussed above, has been terminated and replaced with the MOU) and required the Company to take specific steps regarding, among other things, compliance with the supervisory actions of its regulators, appointment of directors and senior executive officers, indemnification and severance payments to executive officers and employees, payment of debt or dividends and quarterly reporting.
	Effective May 3, 2013, as a result of the steps the Company took in complying with the Written Agreement and improvement in the overall condition of the Company, the FRB terminated the Written Agreement and replaced it with a Memorandum of Understanding (the “FRB MOU”), which became effective May 29, 2013. The FRB MOU is a step down in corrective action requirements as compared to the Written Agreement and reflects an improvement in the overall condition of the Company from “troubled” to “less than satisfactory”. The FRB MOU requires the Company, among other things, to (i) preserve its cash; (ii) obtain the written consent of its supervisory authorities prior to paying any dividends with respect to its common or preferred stock or trust preferred securities, purchasing or redeeming any shares of its stock or incurring, increasing or guaranteeing any debt; and (iii) submit quarterly reports to the FRB regarding the Company’s actions to comply with the requirements of the FRB MOU. As of September 30, 2013, the Company was in compliance with all of the FRB MOU requirements.

Securities_Sold_Under_Agreemen

Securities Sold Under Agreements to Repurchase	9 Months Ended
	Sep. 30, 2013
Securities Sold under Agreements to Repurchase [Abstract]	'
Securities Sold Under Agreements to Repurchase	'
	Note 9 — Securities Sold Under Agreements to Repurchase
	The Company has previously entered into an agreement under which it sells U.S. Agency pass thru securities or better, subject to an obligation to repurchase the same or similar securities. Under this arrangement, the Company may transfer legal control over the assets but still retain effective control through an agreement that both entitles and obligates the Company to repurchase the assets. As a result, this repurchase agreement is accounted for as a collateralized financing arrangement (i.e., secured borrowing) and not as a sale and subsequent repurchase of securities. The obligation to repurchase the securities is reflected as a liability in the Company’s consolidated statements of condition, while the securities underlying the repurchase agreement remain in the respective investment securities asset accounts. There is no offsetting or netting of the investment securities assets with the repurchase agreement liabilities. The right of setoff for a repurchase agreement resembles a secured borrowing, whereby the collateral would be used to settle the fair value of the repurchase agreement should the Company be in default. The Company had $15,000,000 in a repurchase agreement as of September 30, 2013 and December 31, 2012.

Fair_Value_Tables

Fair Value (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value [Abstract]	'
Assets and Liabilities Recorded at Fair Value on a Recurring Basis	'
					Fair Value Measurements at Reporting Date Using
		Fair Value			Level 1		Level 2		Level 3
	30-Sep-13
	Available for sale securities:
	US government and other agency obligations	$	21,393		$	—	$	21,393	$	—
	Mortgage-backed securities		78,812			—		78,812		—
	Municipal securities		42,296			—		42,296		—
	Collateralized debt obligation		536			—		—		536
	Total available for sale securities	$	143,037		$	—	$	142,501	$	536
	31-Dec-12
	Available for sale securities:
	US government and other agency obligations	$	29,345		$	—	$	29,345	$	—
	Mortgage-backed securities		72,609			—		72,609		—
	Municipal securities		33,943			—		33,943		—
	Collateralized debt obligation		413			—		—		413
	Total available for sale securities	$	136,310		$	—	$	135,897	$	413
Reconciliation of Assets and Liabilities Recorded at Fair Value on a Recurring Basis	'
				Assets
	Fair value, December 31, 2012			$413
	Total unrealized income/(loss) included in other comprehensive income			123
	Transfers in and/or out of Level 3			—
	Fair value, September 30, 2013			$536
Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis	'
					Fair Value Measurements at Reporting Date Using
	Description	9/30/13			Level 1		Level 2		Level 3
	Impaired loans	$	2,617		$	—	$	—	$	2,617
	OREO		2,727			—		—		2,727
					Fair Value Measurements at Reporting Date Using
	Description	12/31/12			Level 1		Level 2		Level 3
	Impaired loans	$	2,928		$	—	$	—	$	2,928
	OREO		4,707			—		—		4,707
Estimated fair values of the Company's financial instruments	'
		30-Sep-13			Estimated Fair Value
		Carrying Amount			Level 1		Level 2		Level 3
	Financial assets
	Cash and cash equivalents	$	7,963		$	7,963	$	—	$	—
	Investment securities		143,037			—		142,501		536
	Loans — net		188,481			—		181,183		2,617
	Restricted stock		2,390			—		2,390		—
	Accrued interest receivable		1,438			—		1,438		—
	Bank owned life insurance		7,734			—		7,734		—
	Financial liabilities
	Deposits	$	264,585		$	—	$	264,856	$	—
	Fed funds purchased		27			—		27		—
	Repurchase agreements		15,000			—		16,494		—
	Notes payable to FHLB		42,500			—		43,716		—
	Junior subordinated debentures		11,341			—		11,340		—
	Accrued interest payable		1,304			—		1,304		—
		31-Dec-12			Estimated Fair Value
		Carrying Amount			Level 1		Level 2		Level 3
	Financial assets
	Cash and cash equivalents	$	10,251		$	10,251	$	—	$	—
	Investment securities		136,310			—		135,897		413
	Loans — net		192,040			—		183,558		2,928
	Loans held for sale		295			—		295		—
	Restricted stock		2,649			—		2,649		—
	Accrued interest receivable		1,470			—		1,470		—
	Bank owned life insurance		7,543			—		7,543		—
	Financial liabilities
	Deposits	$	261,439		$	—	$	261,439	$	—
	Repurchase agreements		15,000			—		17,040		—
	Notes payable to FHLB		45,100			—		46,918		—
	Junior subordinated debentures		11,341			—		11,341		—
	Accrued interest payable		979			—		979		—

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Investment Securities [Abstract]	'
Summary of securities available for sale	'
		30-Sep-13
		Amortized			Gross Unrealized		Gross Unrealized		Estimated Fair
		Cost			Gains		Losses		Value
	Available for sale:
	US government and other agency obligations	$	23,417		$	—	$	2,024	$	21,393
	Mortgage-backed securities		80,455			132		1,775		78,812
	Municipal securities		43,822			194		1,720		42,296
	Collateralized debt obligation		310			226		—		536
		$	148,004		$	552	$	5,519	$	143,037
		31-Dec-12
		Amortized			Gross Unrealized		Gross Unrealized		Estimated Fair
		Cost			Gains		Losses		Value
	Available for sale:
	US government and other agency obligations	$	29,256		$	103	$	14	$	29,345
	Mortgage-backed securities		71,877			891		159		72,609
	Municipal securities		33,278			813		148		33,943
	Collateralized debt obligation		310			103		—		413
		$	134,721		$	1,910	$	321	$	136,310
Summary of maturities of securities available for sale by amortized cost and estimated fair value	'
		Amortized Cost			Fair Value
	Due in 1 year	$	355		$	356
	Over 1 year through 5 years		1,902			1,907
	After 5 years through 10 years		11,736			11,544
	Over 10 years		53,556			50,418
			67,549			64,225
	Mortgage backed securities		80,455			78,812
	Total	$	148,004		$	143,037
Summary of fair value of securities with temporary impairment	'
		Impairment					Impairment
		Less Than Twelve Months					Over Twelve Months
	30-Sep-13	Fair Value			Unrealized Losses		Fair Value		Unrealized Losses
	Description of securities:
	US government and other agency obligations	$	21,393		$	2,024	$	—	$	—
	Mortgage backed securities		55,708			1,351		10,241		424
	Municipal securities		27,339			1,418		4,008		302
	Total	$	104,440		$	4,793	$	14,249	$	726
		Impairment					Impairment
		Less Than Twelve Months					Over Twelve Months
	31-Dec-12	Fair Value			Unrealized Losses		Fair Value		Unrealized Losses
	Description of securities:
	US government and other agency obligations	$	7,000		$	14	$	—	$	—
	Mortgage backed securities		22,514			159		—		—
	Municipal securities		8,957			148		—		—
	Total	$	38,471		$	321	$	—	$	—
Summary of collateralized debt obligation available for sale other than temporary impairment	'
	Descripton	Cusip#			Current		Book		Fair		Unrealized		Present Value
					Credit		Value		Value		Gain		Discounted
					Rating								Cash Flow
	Collateralized debt obligation
	Trapeza 2003-5A		89412RAL9			Ca	$	310	$	536	$	226	$	536
Summary of gross realized gains, gross realized losses, and sale and call proceeds of available for sale securities	'
		Nine Months Ended			Nine Months Ended
		9/30/13			9/30/12
	Gross realized gains	$	120		$	2,790
	Gross realized losses		—			—
	Net gain on sale of securities	$	120		$	2,790
	Call/Sale proceeds	$	24,349		$	93,950
Summary of changes in accumulated other comprehensive income/(loss) by component	'
		Unrealized
		Gains/(Losses) on
		Available-for-Sale
		Securities
	Beginning balance	$	1,049
	Other comprehensive income/(loss) before reclassifications		(4,249	)
	Amounts reclassified from accumulated other comprehensive income/(loss)		(79	)
	Net current-period other comprehensive income		(4,328	)
	Ending balance	$	(3,279	)

Loans_Tables

Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]	'
Summary of loans outstanding	'
		30-Sep-13			31-Dec-12
	Commercial and industrial:
	Commercial	$	27,263		$	29,477
	Leases & other		3,244			2,390
	Total commercial and industrial:		30,507			31,867
	Commercial real estate:
	Construction/land		24,464			27,227
	Commercial mortgages — owner occupied		32,005			31,154
	Other commercial mortgages		50,816			51,948
	Total commercial real estate		107,285			110,329
	Consumer real estate:
	1-4 residential		33,925			32,757
	Home equity loans and lines of credit		17,069			18,014
	Total consumer real estate		50,994			50,771
	Consumer installment:		2,591			3,502
	Total loans		191,377			196,469
	Allowance for loan losses		(2,896	)		(4,429	)
	Net loans	$	188,481		$	192,040
Schedule of non-accrual loans, segregated by class of loans	'
		30-Sep-13			31-Dec-12
	Commercial and industrial:
	Commercial	$	20		$	89
	Leases & Other		—			—
	Commercial real estate:
	Construction/land		—			319
	Commercial mortgages — owner occupied		982			1,034
	Other commercial mortgages		1,438			1,843
	Consumer real estate:
	1-4 residential		806			312
	Home equity loans and lines of credit		75			337
	Consumer installment:
	Consumer installment		—			—
	Total	$	3,321		$	3,934
Analysis of past due loans	'
	30-Sep-13	Loans 30-89			Loans 90 or			Total past			Current loans		Total loans		>90 days
		days			more days			due							and still
															accruing
	Commercial and industrial:
	Commercial	$	315		$	—		$	315		$	26,948	$	27,263	$	—
	Leases & other		—			—			—			3,244		3,244		—
	Commercial real estate:
	Construction/land		—			—			—			24,464		24,464		—
	Commercial mortgages — owner occupied		—			78			78			31,927		32,005		—
	Other commercial mortgages		—			—			—			50,816		50,816		—
	Consumer real estate:
	1-4 residential		1,477			358			1,835			32,090		33,925		—
	Home equity loans and lines of credit		85			75			160			16,909		17,069		—
	Consumer installment:
	Consumer installment		1			—			1			2,590		2,591		—
	Total	$	1,878		$	511		$	2,389		$	188,988	$	191,377	$	—
	31-Dec-12	Loans 30-89			Loans 90 or			Total past			Current loans		Total loans		>90 days
		days			more days			due							and still
															accruing
	Commercial and industrial:
	Commercial	$	143		$	64		$	207		$	29,270	$	29,477	$	—
	Leases & other		—			—			—			2,390		2,390		—
	Commercial real estate:
	Construction/land		—			—			—			27,227		27,227		—
	Commercial mortgages — owner occupied		203			47			250			30,904		31,154		—
	Other commercial mortgages		137			317			454			51,494		51,948		—
	Consumer real estate:
	1-4 residential		1,195			117			1,312			31,445		32,757		—
	Home equity loans and lines of credit		296			298			594			17,420		18,014		—
	Consumer installment:
	Consumer installment		44			—			44			3,458		3,502		—
	Total	$	2,018		$	843		$	2,861		$	193,608	$	196,469	$	—
Summary of impaired loans, segregated by class of loans	'
	30-Sep-13	Unpaid			Recorded			Recorded			Total		Related
		contractual			investment			investment			recorded		allowance
		principal			with no			with			investment
		balance			allowance			allowance
	Commercial and industrial:
	Commercial	$	860		$	860		$	—		$	860	$	—
	Leases & other		—			—			—			—		—
	Commercial real estate:
	Construction/land		200			200			—			200		—
	Commercial mortgages — owner occupied		1,991			1,225			118			1,343		41
	Other commercial mortgages		2,409			1,756			29			1,785		5
	Consumer real estate:
	1-4 residential		244			38			206			244		32
	Home equity loans and lines of credit		—			—			—			—		—
	Consumer installment		—			—			—			—		—
	Total	$	5,704		$	4,079		$	353		$	4,432	$	78
	31-Dec-12	Unpaid			Recorded			Recorded			Total		Related
		contractual			investment			investment			recorded		allowance
		principal			with no			with			investment
		balance			allowance			allowance
	Commercial and industrial:
	Commercial	$	1,215		$	1,126		$	—		$	1,126	$	—
	Leases & other		—			—			—			—		—
	Commercial real estate:
	Construction/land		519			444			75			519		1
	Commercial mortgages — owner occupied		2,280			736			873			1,609		66
	Other commercial mortgages		2,790			2,136			30			2,166		6
	Consumer real estate:
	1-4 residential		234			39			195			234		41
	Home equity loans and lines of credit		—			—			—			—		—
	Consumer installment		—			—			—			—		—
	Total	$	7,038		$	4,481		$	1,173		$	5,654	$	114
Summary of interest income and average recorded investment in impaired loans	'
		Average Recorded			Average Recorded			Gross Interest			Gross Interest
		Investment for			Investment for			Income for			Income for
		three months			nine months			three months			nine months
		ended 9-30-13			ended 9-30-13			ended 9-30-13			ended 9-30-13
	Commercial and industrial:
	Commercial	$	908		$	974		$	41		$	71
	Commercial real estate:
	Construction/land		247			291			8			17
	Commercial mortgages owner occupied		1,623			1,625			75			137
	Commercial mortgages — other		1,854			1,962			55			97
	Consumer real estate:
	1-4 residential		245			264			7			12
	Consumer Installment		—			—			—			—
	Total	$	4,877		$	5,116		$	186		$	334
		Average Recorded			Average Recorded			Gross Interest			Gross Interest
		Investment for			Investment for			Income for			Income for
		three months			nine months			three months			nine months
		ended 9-30-12			ended 9-30-12			ended 9-30-12			ended 9-30-12
	Commercial and industrial:
	Commercial	$	1,854		$	3,102		$	15		$	44
	Commercial real estate:
	Construction/land		2,524			3,079			10			81
	Commercial mortgages owner occupied		1,406			1,542			19			35
	Commercial mortgages — other		2,786			3,156			19			81
	Consumer real estate:
	1-4 residential		341			254			3			9
	Consumer Installment		—			53			—			3
	Total	$	8,911		$	11,186		$	66		$	253
Summary of risk rating loan, segregated by class of loans	'
	30-Sep-13	Risk rating			Risk rating			Risk rating			Risk rating		Total
		3-Jan			4			5			6
	Commercial and industrial:
	Commercial	$	7,924		$	12,297		$	5,956		$	1,086	$	27,263
	Leases & other		3,244			—			—			—		3,244
	Commercial real estate:
	Construction/land		11,539			6,748			412			5,765		24,464
	Commercial mortgages — owner occupied		14,104			14,626			708			2,567		32,005
	Other commercial mortgages		11,363			31,987			4,591			2,875		50,816
	Consumer real estate:
	1-4 residential		24,481			4,822			1,802			2,820		33,925
	Home equity loans and lines of credit		15,268			1,215			117			469		17,069
	Consumer installment:
	Consumer installment		2,307			109			155			20		2,591
	Total	$	90,230		$	71,804		$	13,741		$	15,602	$	191,377
	31-Dec-12	Risk rating			Risk rating			Risk rating			Risk rating		Total
		3-Jan			4			5			6
	Commercial and industrial:
	Commercial	$	8,559		$	10,276		$	6,893		$	3,749	$	29,477
	Leases & other		2,390			—			—			—		2,390
	Commercial real estate:
	Construction/land		8,025			11,454			1,230			6,518		27,227
	Commercial mortgages — owner occupied		14,021			12,205			1,886			3,042		31,154
	Other commercial mortgages		12,931			28,409			5,730			4,878		51,948
	Consumer real estate:
	1-4 residential		21,384			6,055			3,090			2,228		32,757
	Home equity loans and lines of credit		15,417			1,415			350			832		18,014
	Consumer installment:
	Consumer installment		3,100			115			210			77		3,502
	Total	$	85,827		$	69,929		$	19,389		$	21,324	$	196,469
Schedule of change in the allowance for loan losses, segregated by loan segments	'
	The change in the allowance for loan losses for the nine months ended September 30, 2013 is summarized as follows:
	(Dollars in thousands)
		31-Dec-12			Re-Allocation			Provision/			Charge-offs		Recoveries		30-Sep-13
								(Reversal)
	Commercial and industrial:	$	665		$	(443	)	$	(141	)	$	21	$	97	$	157
	Commercial real estate:		3,205			423			(1,539	)		20		247		2,316
	Consumer real estate:		516			31			(15	)		182		49		399
	Consumer installment:		43			(11	)		(5	)		7		4		24
	Total	$	4,429		$	—		$	(1,700	)	$	230	$	397	$	2,896
	The change in the allowance for loan losses for the nine months ended September 30, 2012 is summarized as follows:
	(Dollars in thousands)
		31-Dec-11			Re-Allocation			Provision/			Charge-offs		Recoveries		30-Sep-12
								(Reversal)
	Commercial and industrial:	$	1,906		$	(290	)	$	—		$	643	$	117	$	1,090
	Commercial real estate:		4,562			(105	)		—			1,618		20		2,859
	Consumer real estate:		237			357			—			92		4		506
	Consumer installment:		42			38			—			30		8		58
	Total	$	6,747		$	—		$	—		$	2,383	$	149	$	4,513
	The change in the allowance for loan losses for the three months ended September 30, 2013 is summarized as follows:
	(Dollars in thousands)
		30-Jun-13			Re-Allocation			Provision/			Charge-offs		Recoveries		30-Sep-13
								(Reversal)
	Commercial and industrial:	$	403		$	(235	)	$	—		$	16	$	5	$	157
	Commercial real estate:		2,187			125			—			—		4		2,316
	Consumer real estate:		294			117			—			12		—		399
	Consumer installment:		32			(7	)		—			2		1		24
	Total	$	2,916		$	—		$	—		$	30	$	10	$	2,896
	The change in the allowance for loan losses for the three months ended September 30, 2012 is summarized as follows:
	(Dollars in thousands)
		30-Jun-12			Re-Allocation			Provision/			Charge-offs		Recoveries		30-Sep-12
								(Reversal)
	Commercial and industrial:	$	1,472		$	(154	)	$	—		$	317	$	89	$	1,090
	Commercial real estate:		4,322			103			—			1,576		10		2,859
	Consumer real estate:		453			53			—			—		—		506
	Consumer installment:		68			(2	)		—			10		2		58
	Total	$	6,315		$	—		$	—		$	1,903	$	101	$	4,513
Summary of allowance for loan losses by portfolio segment and the corresponding period-end amount of allowance for loan losses	'
	30-Sep-13	Commercial			Commercial			Consumer			Consumer		Total
		and Industrial			Real Estate			Real Estate			Installment
	Loans individually evaluated for impairment	$	860		$	3,328		$	244		$	—	$	4,432
	Loans collectively evaluated for impairment		29,647			103,957			50,750			2,591		186,945
	Balance September 30, 2013	$	30,507		$	107,285		$	50,994		$	2,591	$	191,377
	Period-end allowance for loan loss amounts allocated to:
	Loans individually evaluated for impairment	$	—		$	46		$	32		$	—	$	78
	Loans collectively evaluated for impairment		157			2,270			367			24		2,818
	Balance September 30, 2013	$	157		$	2,316		$	399		$	24	$	2,896
	31-Dec-12	Commercial			Commercial			Consumer			Consumer		Total
		and Industrial			Real Estate			Real Estate			Installment
	Loans individually evaluated for impairment	$	1,126		$	4,294		$	234		$	—	$	5,654
	Loans collectively evaluated for impairment		30,741			106,035			50,537			3,502		190,815
	Balance December 31, 2012	$	31,867		$	110,329		$	50,771		$	3,502	$	196,469
	Period-end allowance for loan loss amounts allocated to:
	Loans individually evaluated for impairment	$	—		$	73		$	41		$	—	$	114
	Loans collectively evaluated for impairment		665			3,132			475			43		4,315
	Balance December 31, 2012	$	665		$	3,205		$	516		$	43	$	4,429

Net_Income_per_Common_Share_De

Net Income per Common Share (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Net Income/loss Per Common Share (Textual)	'	'	'	'
Weighted average number of share outstanding basic and diluted	2,486,692	2,486,692	2,486,692	2,486,692
Anti-dilutive options excluded from the income/loss per share calculation	226,301	226,301	235,969	235,969

Income_Taxes_Details

Income Taxes (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Income Taxes (Textual)	'	'	'	'
Valuation allowance	$5,691,000	'	$5,691,000	'
Provision/(benefit) for income taxes:	$13,000	$45,000	($3,897,000)	$135,000

Fair_Value_Details

Fair Value (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	$143,037	$136,310	[1]
US government and other agency obligations [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	21,393	29,345
Mortgage-backed securities [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	78,812	72,609
Municipal securities [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	42,296	33,943
Collateralized debt obligation [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	536	413
Recurring [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	143,037	136,310
Recurring [Member] | US government and other agency obligations [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	21,393	29,345
Recurring [Member] | Mortgage-backed securities [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	78,812	72,609
Recurring [Member] | Municipal securities [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	42,296	33,943
Recurring [Member] | Collateralized debt obligation [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	536	413
Recurring [Member] | Level 1 [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	'	'
Recurring [Member] | Level 1 [Member] | US government and other agency obligations [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	'	'
Recurring [Member] | Level 1 [Member] | Mortgage-backed securities [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	'	'
Recurring [Member] | Level 1 [Member] | Municipal securities [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	'	'
Recurring [Member] | Level 1 [Member] | Collateralized debt obligation [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	'	'
Recurring [Member] | Level 2 [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	142,501	135,897
Recurring [Member] | Level 2 [Member] | US government and other agency obligations [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	21,393	29,345
Recurring [Member] | Level 2 [Member] | Mortgage-backed securities [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	78,812	72,609
Recurring [Member] | Level 2 [Member] | Municipal securities [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	42,296	33,943
Recurring [Member] | Level 2 [Member] | Collateralized debt obligation [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	'	'
Recurring [Member] | Level 3 [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	536	413
Recurring [Member] | Level 3 [Member] | US government and other agency obligations [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	'	'
Recurring [Member] | Level 3 [Member] | Mortgage-backed securities [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	'	'
Recurring [Member] | Level 3 [Member] | Municipal securities [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	'	'
Recurring [Member] | Level 3 [Member] | Collateralized debt obligation [Member]	'	'
Assets and liabilities recorded at fair value on a recurring basis	'	'
Total available for sale securities	$536	$413
[1]	This information is derived from Audited Consolidated Financial Statements

Fair_Value_Details_1

Fair Value (Details 1) (USD $)

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

In Thousands, unless otherwise specified

Collateralized debt obligation [Member]

Collateralized debt obligation [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Level 3 [Member]

Level 3 [Member]

Collateralized debt obligation [Member]

Collateralized debt obligation [Member]

Collateralized debt obligation [Member]

Level 3 [Member]

Summary of reconciliation of assets and liabilities recorded at fair value on a recurring basis

'

'

'

'

'

'

'

'

'

'

'

Fair value

$143,037

$136,310

[1]

$536

$413

$143,037

$136,310

$536

$413

$536

$413

$413

Total unrealized income/(loss) included in other comprehensive income

'

'

'

'

'

'

'

'

'

'

123

Transfers in and/or out of level 3

'

'

'

'

'

'

'

'

'

'

'

Fair value

$143,037

$136,310

[1]

$536

$413

$143,037

$136,310

$536

$413

$536

$413

$536

[1]

This information is derived from Audited Consolidated Financial Statements

Fair_Value_Details_2

Fair Value (Details 2) (Fair Value, Measurements, Nonrecurring [Member], USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Impaired loans [Member]	'	'
Summary of assets and liabilities recorded at fair value on a nonrecurring basis	'	'
Assets, Estimated Fair Value	$2,617	$2,928
OREO [Member]	'	'
Summary of assets and liabilities recorded at fair value on a nonrecurring basis	'	'
Assets, Estimated Fair Value	2,727	4,707
Level 1 [Member] | Impaired loans [Member]	'	'
Summary of assets and liabilities recorded at fair value on a nonrecurring basis	'	'
Assets, Estimated Fair Value	'	'
Level 1 [Member] | OREO [Member]	'	'
Summary of assets and liabilities recorded at fair value on a nonrecurring basis	'	'
Assets, Estimated Fair Value	'	'
Level 2 [Member] | Impaired loans [Member]	'	'
Summary of assets and liabilities recorded at fair value on a nonrecurring basis	'	'
Assets, Estimated Fair Value	'	'
Level 2 [Member] | OREO [Member]	'	'
Summary of assets and liabilities recorded at fair value on a nonrecurring basis	'	'
Assets, Estimated Fair Value	'	'
Level 3 [Member] | Impaired loans [Member]	'	'
Summary of assets and liabilities recorded at fair value on a nonrecurring basis	'	'
Assets, Estimated Fair Value	2,617	2,928
Level 3 [Member] | OREO [Member]	'	'
Summary of assets and liabilities recorded at fair value on a nonrecurring basis	'	'
Assets, Estimated Fair Value	$2,727	$4,707

Fair_Value_Details_3

Fair Value (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial assets	'	'
Assets, Carrying Amount	$365,068	$360,709	[1]
Financial liabilities	'	'
Liabilities, carrying amount	338,294	337,769	[1]
Cash and cash equivalents [Member]	'	'
Financial assets	'	'
Assets, Carrying Amount	7,963	10,251
Investment securities [Member]	'	'
Financial assets	'	'
Assets, Carrying Amount	143,037	136,310
Loans - net [Member]	'	'
Financial assets	'	'
Assets, Carrying Amount	188,481	192,040
Fed funds purchased [Member]	'	'
Financial assets	'	'
Assets, Carrying Amount	27	'
Loans held for sale [Member]	'	'
Financial assets	'	'
Assets, Carrying Amount	'	295
Restricted stock [Member]	'	'
Financial assets	'	'
Assets, Carrying Amount	2,390	2,649
Accrued interest receivable [Member]	'	'
Financial assets	'	'
Assets, Carrying Amount	1,438	1,470
Bank owned life insurance [Member]	'	'
Financial assets	'	'
Assets, Carrying Amount	7,734	7,543
Deposits [Member]	'	'
Financial liabilities	'	'
Liabilities, carrying amount	264,585	261,439
Repurchase agreements [Member]	'	'
Financial liabilities	'	'
Liabilities, carrying amount	15,000	15,000
Notes payable to FHLB [Member]	'	'
Financial liabilities	'	'
Liabilities, carrying amount	42,500	45,100
Junior subordinated debentures [Member]	'	'
Financial liabilities	'	'
Liabilities, carrying amount	11,341	11,341
Accrued interest payable [Member]	'	'
Financial liabilities	'	'
Liabilities, carrying amount	1,304	979
Level 1 [Member] | Cash and cash equivalents [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	7,963	10,251
Level 1 [Member] | Investment securities [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 1 [Member] | Loans - net [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 1 [Member] | Fed funds purchased [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 1 [Member] | Loans held for sale [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 1 [Member] | Restricted stock [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 1 [Member] | Accrued interest receivable [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	'	'
Level 1 [Member] | Bank owned life insurance [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 1 [Member] | Deposits [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	'	'
Level 1 [Member] | Repurchase agreements [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	'	'
Level 1 [Member] | Notes payable to FHLB [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	'	'
Level 1 [Member] | Junior subordinated debentures [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	'	'
Level 1 [Member] | Accrued interest payable [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	'	'
Level 2 [Member] | Cash and cash equivalents [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 2 [Member] | Investment securities [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	142,501	135,897
Level 2 [Member] | Loans - net [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	181,183	183,558
Level 2 [Member] | Fed funds purchased [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	27	'
Level 2 [Member] | Loans held for sale [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	295
Level 2 [Member] | Restricted stock [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	2,390	2,649
Level 2 [Member] | Accrued interest receivable [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	1,438	1,470
Level 2 [Member] | Bank owned life insurance [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	7,734	7,543
Level 2 [Member] | Deposits [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	264,856	261,439
Level 2 [Member] | Repurchase agreements [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	16,494	17,040
Level 2 [Member] | Notes payable to FHLB [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	43,716	46,918
Level 2 [Member] | Junior subordinated debentures [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	11,340	11,341
Level 2 [Member] | Accrued interest payable [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	1,304	979
Level 3 [Member] | Cash and cash equivalents [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 3 [Member] | Investment securities [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	573	413
Level 3 [Member] | Loans - net [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	2,617	2,928
Level 3 [Member] | Fed funds purchased [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 3 [Member] | Loans held for sale [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 3 [Member] | Restricted stock [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 3 [Member] | Accrued interest receivable [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 3 [Member] | Bank owned life insurance [Member]	'	'
Financial assets	'	'
Assets, Estimated Fair Value	'	'
Level 3 [Member] | Deposits [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	'	'
Level 3 [Member] | Repurchase agreements [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	'	'
Level 3 [Member] | Notes payable to FHLB [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	'	'
Level 3 [Member] | Junior subordinated debentures [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	'	'
Level 3 [Member] | Accrued interest payable [Member]	'	'
Financial liabilities	'	'
Liabilities, Estimated Fair Value	'	'
[1]	This information is derived from Audited Consolidated Financial Statements

Fair_Value_Details_Textual

Fair Value (Details Textual) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
	CommercialBank
Fair Value (Textual)	'	'
Number of commercial banks in which security is collateralized by subordinated debt	42	'
Rate of loss severity in stress scenarios for security valuation	90.00%	'
Minimum collateral defaults rates used in security valuation	4.00%	'
Maximum collateral defaults rates used in security valuation	17.00%	'
Discount rate used in calculation of present value of the future cash flows	10.00%	'
Estimated Fair Value	$143,037	$136,310	[1]
Collateral defaults rates used calculation of present value of the future cash flows	9.00%	'
Maximum maturity period of loans, that re-price frequently	'90 days	'
Maximum maturity period of certificate of deposit that based on carrying amount	'30 days	'
Minimum maturity period of certificate of deposit that based on discounting cash flows	'30 days	'
Maximum maturity period of federal funds from transaction date	'3 days	'
Collateralized debt obligation [Member]	'	'
Fair Value (Textual)	'	'
Estimated Fair Value	$536	$413
[1]	This information is derived from Audited Consolidated Financial Statements

Investment_Securities_Details

Investment Securities (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Available for sale securities:	'	'
Amortized Cost	$148,004	$134,721
Gross Unrealized Gains	552	1,910
Gross Unrealized Losses	5,519	321
Estimated Fair Value	143,037	136,310	[1]
US government and other agency obligations [Member]	'	'
Available for sale securities:	'	'
Amortized Cost	23,417	29,256
Gross Unrealized Gains	'	103
Gross Unrealized Losses	2,024	14
Estimated Fair Value	21,393	29,345
Mortgage-backed securities [Member]	'	'
Available for sale securities:	'	'
Amortized Cost	80,455	71,877
Gross Unrealized Gains	132	891
Gross Unrealized Losses	1,775	159
Estimated Fair Value	78,812	72,609
Municipal securities [Member]	'	'
Available for sale securities:	'	'
Amortized Cost	43,822	33,278
Gross Unrealized Gains	194	813
Gross Unrealized Losses	1,720	148
Estimated Fair Value	42,296	33,943
Collateralized debt obligation [Member]	'	'
Available for sale securities:	'	'
Amortized Cost	310	310
Gross Unrealized Gains	226	103
Gross Unrealized Losses	'	'
Estimated Fair Value	$536	$413
[1]	This information is derived from Audited Consolidated Financial Statements

Investment_Securities_Details_

Investment Securities (Details 1) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Amortized cost and estimated fair value of investment securities by contractual maturity for debt securities	'	'
Amortized Cost	$148,004	$134,721
Estimated Fair Value	143,037	136,310	[1]
Due in 1 year, Amortized Cost	355	'
Over 1 year through 5 years, Amortized Cost	1,902	'
After 5 years through 10 years, Amortized Cost	11,736	'
Over 10 years, Amortized Cost	53,556	'
Available-for-sale securities, Amortized Cost	67,549	'
Due in 1 year, Fair Value	356	'
Over 1 year through 5 years, Fair Value	1,907	'
After 5 years through 10 years, Fair Value	11,544	'
Over 10 years, Fair Value	50,418	'
Available-for-sale securities, Fair value	64,225	'
Mortgage-backed securities [Member]	'	'
Amortized cost and estimated fair value of investment securities by contractual maturity for debt securities	'	'
Amortized Cost	80,455	71,877
Estimated Fair Value	$78,812	$72,609
[1]	This information is derived from Audited Consolidated Financial Statements

Investment_Securities_Details_1

Investment Securities (Details 2) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Summary of fair value of securities with temporary impairment	'	'
Less Than Twelve Months, Fair Value	$104,440	$38,471
Less Than Twelve Months, Unrealized Losses	4,793	321
Over Twelve Months, Fair Value	14,249	'
Over Twelve Months, Unrealized Losses	726	'
US government and other agency obligations [Member]	'	'
Summary of fair value of securities with temporary impairment	'	'
Less Than Twelve Months, Fair Value	21,393	7,000
Less Than Twelve Months, Unrealized Losses	2,024	14
Over Twelve Months, Fair Value	'	'
Over Twelve Months, Unrealized Losses	'	'
Mortgage-backed securities [Member]	'	'
Summary of fair value of securities with temporary impairment	'	'
Less Than Twelve Months, Fair Value	55,708	22,514
Less Than Twelve Months, Unrealized Losses	1,351	159
Over Twelve Months, Fair Value	10,241	'
Over Twelve Months, Unrealized Losses	424	'
Municipal securities [Member]	'	'
Summary of fair value of securities with temporary impairment	'	'
Less Than Twelve Months, Fair Value	27,339	8,957
Less Than Twelve Months, Unrealized Losses	1,418	148
Over Twelve Months, Fair Value	4,008	'
Over Twelve Months, Unrealized Losses	$302	'

Investment_Securities_Details_2

Investment Securities (Details 3) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Summary of Collateralized Debt Obligation	'	'
Unrealized Gain	$552	$1,910
Collateralized Debt Obligations [Member]	'	'
Summary of Collateralized Debt Obligation	'	'
Description	'Trapeza 2003-5A	'
Cusip#	'89412RAL9	'
Current Credit Rating	'Ca	'
Book Value	310	'
Fair Value	536	'
Unrealized Gain	226	103
Present Value Discounted Cash Flow	$536	'

Investment_Securities_Details_3

Investment Securities (Details 4) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Available-for-sale securities, gross realized gain (loss)	'	'
Gross realized gains	$120	$2,790
Gross realized losses	'	'
Net gain on sale of securities	120	2,790
Call/Sale proceeds	$24,349	$93,950

Investment_Securities_Details_4

Investment Securities (Details 5) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Changes in accumulated other comprehensive income by component	'	'	'	'
Beginning Balance	'	'	$1,049	'
Other comprehensive income/(loss) before reclassifications, Unrealized gain (loss) on available for sale securities	-559	651	-4,249	1,478
Amounts reclassified from accumulated other comprehensive income/(loss), Unrealized gain (loss) on available for sale securities	'	579	79	1,841
Other comprehensive loss	-559	72	-4,328	-363
Ending Balance	($3,279)	'	($3,279)	'

Investment_Securities_Details_5

Investment Securities (Details Textual) (USD $)	Sep. 30, 2013	Dec. 31, 2012
	Security	Security
Investment Securities (Textual)	'	'
Investment securities with an aggregate book value	$69,914,000	$56,566,000
Number of U.S. government and other agency obligations securities	9	3
Number of mortgage-backed securities	29	8
Number of municipal securities	55	17
Collateralized debt obligation, original par value	$1,087,000	'

Loans_Details

Loans (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of loans outstanding	'	'
Total loans	$191,377	$196,469
Allowance for loan losses	-2,896	-4,429
Net loans	188,481	192,040	[1]
Consumer Installment [Member]	'	'
Summary of loans outstanding	'	'
Total loans	2,591	3,502
Commercial and industrial [Member]	'	'
Summary of loans outstanding	'	'
Total loans	30,507	31,867
Commercial and industrial [Member] | Commercial [Member]	'	'
Summary of loans outstanding	'	'
Total loans	27,263	29,477
Commercial and industrial [Member] | Leases & other [Member]	'	'
Summary of loans outstanding	'	'
Total loans	3,244	2,390
Commercial real estate [Member]	'	'
Summary of loans outstanding	'	'
Total loans	107,285	110,329
Commercial real estate [Member] | Construction/land [Member]	'	'
Summary of loans outstanding	'	'
Total loans	24,464	27,227
Commercial real estate [Member] | Commercial mortgages - owner occupied [Member]	'	'
Summary of loans outstanding	'	'
Total loans	32,005	31,154
Commercial real estate [Member] | Other commercial mortgages [Member]	'	'
Summary of loans outstanding	'	'
Total loans	50,816	51,948
Consumer real estate [Member]	'	'
Summary of loans outstanding	'	'
Total loans	50,994	50,771
Consumer real estate [Member] | 1-4 residential [Member]	'	'
Summary of loans outstanding	'	'
Total loans	33,925	32,757
Consumer real estate [Member] | Home equity loans and lines of credit [Member]	'	'
Summary of loans outstanding	'	'
Total loans	$17,069	$18,014
[1]	This information is derived from Audited Consolidated Financial Statements

Loans_Details_1

Loans (Details 1) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Non-accrual loans, segregated by class of loans	'	'
Total	$3,321	$3,934
Consumer Installment [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Total	'	'
Commercial and industrial [Member] | Commercial [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Total	20	89
Commercial and industrial [Member] | Leases & other [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Total	'	'
Commercial real estate [Member] | Construction/land [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Total	'	319
Commercial real estate [Member] | Commercial mortgages - owner occupied [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Total	982	1,034
Commercial real estate [Member] | Other commercial mortgages [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Total	1,438	1,843
Consumer real estate [Member] | 1-4 residential [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Total	806	312
Consumer real estate [Member] | Home equity loans and lines of credit [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Total	$75	$337

Loans_Details_2

Loans (Details 2) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Non-accrual loans, segregated by class of loans	'	'
Loans 30-89 days	$1,878	$2,018
Loans 90 or more days	511	843
Total past due	2,389	2,861
Current loans	188,988	193,608
Total loans	191,377	196,469
>90 days and still accruing	'	'
Consumer Installment [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Loans 30-89 days	1	44
Loans 90 or more days	'	'
Total past due	1	44
Current loans	2,590	3,458
Total loans	2,591	3,502
>90 days and still accruing	'	'
Commercial and industrial [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Total loans	30,507	31,867
Commercial and industrial [Member] | Commercial [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Loans 30-89 days	315	143
Loans 90 or more days	'	64
Total past due	315	207
Current loans	26,948	29,270
Total loans	27,263	29,477
>90 days and still accruing	'	'
Commercial and industrial [Member] | Leases & other [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Loans 30-89 days	'	'
Loans 90 or more days	'	'
Total past due	'	'
Current loans	3,244	2,390
Total loans	3,244	2,390
>90 days and still accruing	'	'
Commercial real estate [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Total loans	107,285	110,329
Commercial real estate [Member] | Construction/land [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Loans 30-89 days	'	'
Loans 90 or more days	'	'
Total past due	'	'
Current loans	24,464	27,227
Total loans	24,464	27,227
>90 days and still accruing	'	'
Commercial real estate [Member] | Commercial mortgages - owner occupied [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Loans 30-89 days	'	203
Loans 90 or more days	78	47
Total past due	78	250
Current loans	31,927	30,904
Total loans	32,005	31,154
>90 days and still accruing	'	'
Commercial real estate [Member] | Other commercial mortgages [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Loans 30-89 days	'	137
Loans 90 or more days	'	317
Total past due	'	454
Current loans	50,816	51,494
Total loans	50,816	51,948
>90 days and still accruing	'	'
Consumer real estate [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Total loans	50,994	50,771
Consumer real estate [Member] | 1-4 residential [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Loans 30-89 days	1,477	1,195
Loans 90 or more days	358	117
Total past due	1,835	1,312
Current loans	32,090	31,445
Total loans	33,925	32,757
>90 days and still accruing	'	'
Consumer real estate [Member] | Home equity loans and lines of credit [Member]	'	'
Non-accrual loans, segregated by class of loans	'	'
Loans 30-89 days	85	296
Loans 90 or more days	75	298
Total past due	160	594
Current loans	16,909	17,420
Total loans	17,069	18,014
>90 days and still accruing	'	'

Loans_Details_3

Loans (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Impaired loans, segregated by class of loans	'	'
Unpaid contractual principal balance	$5,704	$7,038
Recorded investment with no allowance	4,079	4,481
Recorded investment with allowance	353	1,173
Total recorded investment	4,432	5,654
Related allowance	78	114
Consumer installment [Member]	'	'
Impaired loans, segregated by class of loans	'	'
Unpaid contractual principal balance	'	'
Recorded investment with no allowance	'	'
Recorded investment with allowance	'	'
Total recorded investment	'	'
Related allowance	'	'
Commercial and industrial [Member] | Commercial [Member]	'	'
Impaired loans, segregated by class of loans	'	'
Unpaid contractual principal balance	860	1,215
Recorded investment with no allowance	860	1,126
Recorded investment with allowance	'	'
Total recorded investment	860	1,126
Related allowance	'	'
Commercial and industrial [Member] | Leases & other [Member]	'	'
Impaired loans, segregated by class of loans	'	'
Unpaid contractual principal balance	'	'
Recorded investment with no allowance	'	'
Recorded investment with allowance	'	'
Total recorded investment	'	'
Related allowance	'	'
Commercial real estate [Member] | Construction/land [Member]	'	'
Impaired loans, segregated by class of loans	'	'
Unpaid contractual principal balance	200	519
Recorded investment with no allowance	200	444
Recorded investment with allowance	'	75
Total recorded investment	200	519
Related allowance	'	1
Commercial real estate [Member] | Commercial mortgages - owner occupied [Member]	'	'
Impaired loans, segregated by class of loans	'	'
Unpaid contractual principal balance	1,991	2,280
Recorded investment with no allowance	1,225	736
Recorded investment with allowance	118	873
Total recorded investment	1,343	1,609
Related allowance	41	66
Commercial real estate [Member] | Other commercial mortgages [Member]	'	'
Impaired loans, segregated by class of loans	'	'
Unpaid contractual principal balance	2,409	2,790
Recorded investment with no allowance	1,756	2,136
Recorded investment with allowance	29	30
Total recorded investment	1,785	2,166
Related allowance	5	6
Consumer real estate [Member] | 1-4 residential [Member]	'	'
Impaired loans, segregated by class of loans	'	'
Unpaid contractual principal balance	244	234
Recorded investment with no allowance	38	39
Recorded investment with allowance	206	195
Total recorded investment	244	234
Related allowance	32	41
Consumer real estate [Member] | Home equity loans and lines of credit [Member]	'	'
Impaired loans, segregated by class of loans	'	'
Unpaid contractual principal balance	'	'
Recorded investment with no allowance	'	'
Recorded investment with allowance	'	'
Total recorded investment	'	'
Related allowance	'	'

Loans_Details_4

Loans (Details 4) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income and average recorded investment in impaired loans	'	'	'	'
Average Recorded Investment	$4,877	$8,911	$5,116	$11,186
Gross Interest Income	186	66	334	253
Consumer Installment [Member]	'	'	'	'
Interest income and average recorded investment in impaired loans	'	'	'	'
Average Recorded Investment	'	'	'	53
Gross Interest Income	'	'	'	3
Commercial and industrial [Member] | Commercial [Member]	'	'	'	'
Interest income and average recorded investment in impaired loans	'	'	'	'
Average Recorded Investment	908	1,854	974	3,102
Gross Interest Income	41	15	71	44
Commercial real estate [Member] | Construction/land [Member]	'	'	'	'
Interest income and average recorded investment in impaired loans	'	'	'	'
Average Recorded Investment	247	2,524	291	3,079
Gross Interest Income	8	10	17	81
Commercial real estate [Member] | Commercial mortgages - owner occupied [Member]	'	'	'	'
Interest income and average recorded investment in impaired loans	'	'	'	'
Average Recorded Investment	1,623	1,406	1,625	1,542
Gross Interest Income	75	19	137	35
Commercial real estate [Member] | Commercial mortgages - other [Member]	'	'	'	'
Interest income and average recorded investment in impaired loans	'	'	'	'
Average Recorded Investment	1,854	2,786	1,962	3,156
Gross Interest Income	55	19	97	81
Consumer real estate [Member] | 1-4 residential [Member]	'	'	'	'
Interest income and average recorded investment in impaired loans	'	'	'	'
Average Recorded Investment	245	341	264	254
Gross Interest Income	$7	$3	$12	$9

Loans_Details_5

Loans (Details 5) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Risk rating loan, segregated by class of loans	'	'
Total loans	$191,377	$196,469
Commercial and industrial [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	30,507	31,867
Consumer real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	50,994	50,771
Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	107,285	110,329
Commercial [Member] | Commercial and industrial [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	27,263	29,477
Leases & other [Member] | Commercial and industrial [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	3,244	2,390
Construction/land [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	24,464	27,227
Commercial mortgages - owner occupied [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	32,005	31,154
Other commercial mortgages [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	50,816	51,948
1-4 residential [Member] | Consumer real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	33,925	32,757
Home equity loans and lines of credit [Member] | Consumer real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	17,069	18,014
Consumer Installment [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	2,591	3,502
Risk ratings 1-3 [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	90,230	85,827
Risk ratings 1-3 [Member] | Commercial [Member] | Commercial and industrial [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	7,924	8,559
Risk ratings 1-3 [Member] | Leases & other [Member] | Commercial and industrial [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	3,244	2,390
Risk ratings 1-3 [Member] | Construction/land [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	11,539	8,025
Risk ratings 1-3 [Member] | Commercial mortgages - owner occupied [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	14,104	14,021
Risk ratings 1-3 [Member] | Other commercial mortgages [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	11,363	12,931
Risk ratings 1-3 [Member] | 1-4 residential [Member] | Consumer real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	15,268	21,384
Risk ratings 1-3 [Member] | Home equity loans and lines of credit [Member] | Consumer real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	15,268	15,417
Risk ratings 1-3 [Member] | Consumer Installment [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	2,307	3,100
Risk rating 4 [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	71,804	69,929
Risk rating 4 [Member] | Commercial [Member] | Commercial and industrial [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	12,297	10,276
Risk rating 4 [Member] | Leases & other [Member] | Commercial and industrial [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	'	'
Risk rating 4 [Member] | Construction/land [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	6,748	11,454
Risk rating 4 [Member] | Commercial mortgages - owner occupied [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	14,626	12,205
Risk rating 4 [Member] | Other commercial mortgages [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	31,987	28,409
Risk rating 4 [Member] | 1-4 residential [Member] | Consumer real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	4,822	6,055
Risk rating 4 [Member] | Home equity loans and lines of credit [Member] | Consumer real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	1,215	1,415
Risk rating 4 [Member] | Consumer Installment [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	109	115
Risk rating 5 [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	13,741	19,389
Risk rating 5 [Member] | Commercial [Member] | Commercial and industrial [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	5,956	6,893
Risk rating 5 [Member] | Leases & other [Member] | Commercial and industrial [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	'	'
Risk rating 5 [Member] | Construction/land [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	412	1,230
Risk rating 5 [Member] | Commercial mortgages - owner occupied [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	708	1,886
Risk rating 5 [Member] | Other commercial mortgages [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	4,591	5,730
Risk rating 5 [Member] | 1-4 residential [Member] | Consumer real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	1,802	3,090
Risk rating 5 [Member] | Home equity loans and lines of credit [Member] | Consumer real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	117	350
Risk rating 5 [Member] | Consumer Installment [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	155	210
Risk rating 6 [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	15,602	21,324
Risk rating 6 [Member] | Commercial [Member] | Commercial and industrial [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	1,086	3,749
Risk rating 6 [Member] | Leases & other [Member] | Commercial and industrial [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	'	'
Risk rating 6 [Member] | Construction/land [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	5,765	6,518
Risk rating 6 [Member] | Commercial mortgages - owner occupied [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	2,567	3,042
Risk rating 6 [Member] | Other commercial mortgages [Member] | Commercial real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	2,875	4,878
Risk rating 6 [Member] | 1-4 residential [Member] | Consumer real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	2,820	2,228
Risk rating 6 [Member] | Home equity loans and lines of credit [Member] | Consumer real estate [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	469	832
Risk rating 6 [Member] | Consumer Installment [Member]	'	'
Risk rating loan, segregated by class of loans	'	'
Total loans	$20	$77

Loans_Details_6

Loans (Details 6) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Summary of changes in the allowance for loan losses	'	'	'	'
Beginning Balance	$2,916	$6,315	$4,429	$6,747
Re-Allocation	'	'	'	'
Provision	'	'	-1,700	'
Charge-offs	30	1,903	230	2,383
Recoveries	10	101	397	149
Ending Balance	2,896	4,513	2,896	4,513
Commercial and industrial [Member]	'	'	'	'
Summary of changes in the allowance for loan losses	'	'	'	'
Beginning Balance	403	1,472	665	1,906
Re-Allocation	-235	-154	-443	-290
Provision	'	'	-141	'
Charge-offs	16	317	21	643
Recoveries	5	89	97	117
Ending Balance	157	1,090	157	1,090
Commercial real estate [Member]	'	'	'	'
Summary of changes in the allowance for loan losses	'	'	'	'
Beginning Balance	2,187	4,322	3,205	4,562
Re-Allocation	125	103	423	-105
Provision	'	'	-1,539	'
Charge-offs	'	1,576	20	1,618
Recoveries	4	10	247	20
Ending Balance	2,316	2,859	2,316	2,859
Consumer real estate [Member]	'	'	'	'
Summary of changes in the allowance for loan losses	'	'	'	'
Beginning Balance	294	453	516	237
Re-Allocation	117	53	31	357
Provision	'	'	-15	'
Charge-offs	12	'	182	92
Recoveries	'	'	49	4
Ending Balance	399	506	399	506
Consumer Installment [Member]	'	'	'	'
Summary of changes in the allowance for loan losses	'	'	'	'
Beginning Balance	32	68	43	42
Re-Allocation	-7	-2	-11	38
Provision	'	'	-5	'
Charge-offs	2	10	7	30
Recoveries	1	2	4	8
Ending Balance	$24	$58	$24	$58

Loans_Details_7

Loans (Details 7) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Allowance for loan losses by portfolio segment and the corresponding period-end amount of allowance for loan losses	'	'
Loans individually evaluated for impairment	$4,432	$5,654
Loans collectively evaluated for impairment	186,945	190,815
Balance	191,377	196,469
Period-end allowance for loan loss [Member]	'	'
Allowance for loan losses by portfolio segment and the corresponding period-end amount of allowance for loan losses	'	'
Loans individually evaluated for impairment	78	114
Loans collectively evaluated for impairment	2,818	4,315
Balance	2,896	4,429
Commercial and industrial [Member]	'	'
Allowance for loan losses by portfolio segment and the corresponding period-end amount of allowance for loan losses	'	'
Loans individually evaluated for impairment	860	1,126
Loans collectively evaluated for impairment	29,647	30,741
Balance	30,507	31,867
Commercial and industrial [Member] | Period-end allowance for loan loss [Member]	'	'
Allowance for loan losses by portfolio segment and the corresponding period-end amount of allowance for loan losses	'	'
Loans individually evaluated for impairment	'	'
Loans collectively evaluated for impairment	157	665
Balance	157	665
Commercial real estate [Member]	'	'
Allowance for loan losses by portfolio segment and the corresponding period-end amount of allowance for loan losses	'	'
Loans individually evaluated for impairment	3,328	4,294
Loans collectively evaluated for impairment	103,957	106,035
Balance	107,285	110,329
Commercial real estate [Member] | Period-end allowance for loan loss [Member]	'	'
Allowance for loan losses by portfolio segment and the corresponding period-end amount of allowance for loan losses	'	'
Loans individually evaluated for impairment	46	73
Loans collectively evaluated for impairment	2,270	3,132
Balance	2,316	3,205
Consumer real estate [Member]	'	'
Allowance for loan losses by portfolio segment and the corresponding period-end amount of allowance for loan losses	'	'
Loans individually evaluated for impairment	244	234
Loans collectively evaluated for impairment	50,750	50,537
Balance	50,994	50,771
Consumer real estate [Member] | Period-end allowance for loan loss [Member]	'	'
Allowance for loan losses by portfolio segment and the corresponding period-end amount of allowance for loan losses	'	'
Loans individually evaluated for impairment	32	41
Loans collectively evaluated for impairment	367	475
Balance	399	516
Consumer Installment [Member]	'	'
Allowance for loan losses by portfolio segment and the corresponding period-end amount of allowance for loan losses	'	'
Loans individually evaluated for impairment	'	'
Loans collectively evaluated for impairment	2,591	3,502
Balance	2,591	3,502
Consumer Installment [Member] | Period-end allowance for loan loss [Member]	'	'
Allowance for loan losses by portfolio segment and the corresponding period-end amount of allowance for loan losses	'	'
Loans individually evaluated for impairment	'	'
Loans collectively evaluated for impairment	24	43
Balance	$24	$43

Loans_Details_Textual

Loans (Details Textual) (USD $)	9 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	Grade
Loans (Textual)	'	'	'
Deferred loan fees	$36,000	'	$39,000
Loans pledged as collateral for borrowings	79,501,000	'	'
Description of underwriting standards for residential and home equity loans	'Underwriting standards for 1-4 residential and home equity loans include, but are not limited to, a maximum loan-to-value percentage of 80%, collection remedies.	'	'
Maximum loan-to-value percentage	80.00%	'	'
Amount of gross interest income that would have been recorded under the original terms of the non-accrual loans	172,000	380,000	'
Minimum period after that loans placed on non-accrual status	'90 days	'	'
Troubled debt restructured loans included in the impaired loan	4,030,000	'	5,254,000
Minimum calculated grade to check whether loan impaired	6	'	'
Troubled debt restructured on non-accrual basis	2,362,000	'	3,160,000
Impaired loans, outstanding balances	4,432,000	'	5,654,000
Impaired loans, gross of charged off	3,966,000	'	4,426,000
Impaired loans, charged-off amount	1,272,000	'	1,384,000
Impaired loans specifically reserved	$78,000	'	$114,000

Other_Items_Details

Other Items (Details) (USD $)	0 Months Ended		9 Months Ended
	Jan. 03, 2011	Jan. 30, 2009	Sep. 30, 2013	Jan. 31, 2013	Jan. 06, 2011	Jan. 30, 2009	Oct. 31, 2004	Dec. 31, 2006
	Instrument		Instrument		Dividends	Preferred Stock Series 2009 SP [Member]	Greer Capital Trust I [Member]	Greer Capital Trust II [Member]
			Security
			Dividends
			Board_Director
Other Items (Textual)	'	'	'	'	'	'	'	'
Junior subordinated debentures owed to wholly-owned capital Trusts	'	'	'	'	'	'	$6,186,000	$5,155,000
Issuance of preferred stock and warrants to purchase an additional shares	'	'	'	'	'	9,993	'	'
Additional number of shares that purchased by issuance of preferred stock and warrants	'	'	'	'	'	500	'	'
Number of trust preferred series security issued by company	'	'	2	'	'	'	'	'
Number of junior subordinated debentures	2	'	2	'	'	'	'	'
Accrued and owed interest payments	'	'	815,000	'	'	'	'	'
Aggregate consideration of Troubled Asset Relief Program	'	9,993,000	'	'	'	'	'	'
Payment of interest in defer consecutive quarters permitted by company	'	'	'Up to twenty consecutive quarters.	'	'	'	'	'
Right to elect number of directors on non payment of consecutive dividends by U.S.Treasury Department	'	'	2	'	'	'	'	'
Total number of failure dividends	'	'	11	'	6	'	'	'
Non-declared TARP dividends and related accrued interest payable	'	'	1,507,000	'	'	'	'	'
TARP dividends declared, but not paid	'	'	$68,000	'	'	'	'	'
Minimum tier one leverage capital ratio	'	'	'	8.00%	'	'	'	'
Minimum total risk based capital ratio	'	'	'	10.00%	'	'	'	'

Securities_Sold_Under_Agreemen1

Securities Sold Under Agreements to Repurchase (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Securities Sold Under Agreements to Repurchase (Textual)	'	'
Securities Sold under Agreements to Repurchase	$15,000,000	$15,000,000