Spinnaker Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC Inc	Com	001055102	399	6,660	SH		SOLE	0	6,660	0	0
AT&T Inc	Com	00206R102	3,230	93,874	SH		SOLE	0	93,874	0	0
AT&T Inc	Com	00206R102	21	600	SH		DFND	0	600	0	0
Abbott Laboratories	Com	002824100	1,193	26,559	SH		SOLE	0	26,559	0	0
AbbVie Inc.	Com	00287Y109	204	3,444	SH		SOLE	0	3,444	0	0
Air Prods & Chems Inc	Com	009158106	423	3,250	SH		SOLE	0	3,250	0	0
Alphabet Inc Cl C	Com	02079K107	4,427	5,833	SH		SOLE	0	5,833	0	0
Alphabet Inc Cl C	Com	02079K107	30	40	SH		DFND	0	40	0	0
Alphabet Inc CL A	Com	02079K305	871	1,119	SH		SOLE	0	1,119	0	0
Altria Group Inc	Com	02209S103	1,229	21,105	SH		SOLE	0	21,105	0	0
American Express Co	Com	025816109	254	3,652	SH		SOLE	0	3,652	0	0
Amgen Inc	Com	031162100	1,476	9,091	SH		SOLE	0	9,091	0	0
Anadarko Pete Corp	Com	032511107	292	6,018	SH		SOLE	0	6,018	0	0
Anthem, Inc.	Com	036752103	2,389	17,131	SH		SOLE	0	17,131	0	0
Anthem, Inc.	Com	036752103	19	137	SH		DFND	0	137	0	0
Apple Computer Inc	Com	037833100	2,201	20,906	SH		SOLE	0	20,906	0	0
Apple Computer Inc	Com	037833100	17	161	SH		DFND	0	161	0	0
Ashland Inc	Com	044209104	205	2,000	SH		SOLE	0	2,000	0	0
AstraZeneca PLC	Com	046353108	829	24,430	SH		SOLE	0	24,430	0	0
Automatic Data Processing Inc	Com	053015103	1,051	12,401	SH		SOLE	0	12,401	0	0
AvalonBay Communities Inc	Com	053484101	571	3,100	SH		SOLE	0	3,100	0	0
Bank Of America Corporation	Com	060505104	217	12,883	SH		SOLE	0	12,883	0	0
Becton Dickinson and Company	Com	075887109	780	5,061	SH		SOLE	0	5,061	0	0
Berkshire Hathaway Inc	Com	084670108	593	3	SH		SOLE	0	3	0	0
Berkshire Hathaway Inc - CL B	Com	084670702	2,856	21,627	SH		SOLE	0	21,627	0	0
Berkshire Hathaway Inc - CL B	Com	084670702	22	163	SH		DFND	0	163	0	0
Boeing Co	Com	097023105	227	1,568	SH		SOLE	0	1,568	0	0
Bristol Myers Squibb Co	Com	110122108	530	7,706	SH		SOLE	0	7,706	0	0
CVS/Caremark Corp	Com	126650100	2,892	29,582	SH		SOLE	0	29,582	0	0
CVS/Caremark Corp	Com	126650100	19	194	SH		DFND	0	194	0	0
Cable ONE, Inc.	Com	12685J105	363	838	SH		SOLE	0	838	0	0
Capital One Financial Corp	Com	14040H105	2,143	29,693	SH		SOLE	0	29,693	0	0
Capital One Financial Corp	Com	14040H105	19	264	SH		DFND	0	264	0	0
Caterpillar Inc Del	Com	149123101	834	12,272	SH		SOLE	0	12,272	0	0
Celgene Corp	Com	151020104	1,288	10,752	SH		SOLE	0	10,752	0	0
Celgene Corp	Com	151020104	12	100	SH		DFND	0	100	0	0
Chevron Corporation	Com	166764100	2,220	24,673	SH		SOLE	0	24,673	0	0
Church & Dwight Inc	Com	171340102	2,228	26,250	SH		SOLE	0	26,250	0	0
Cisco Systems Inc	Com	17275R102	4,292	158,058	SH		SOLE	0	158,058	0	0
Cisco Systems Inc	Com	17275R102	21	767	SH		DFND	0	767	0	0
Guggenheim Bulletshares 2018	Com	18383M530	285	13,575	SH		SOLE	0	13,575	0	0
Guggenheim Bulletshares 2017	Com	18383M548	443	19,678	SH		SOLE	0	19,678	0	0
Coca Cola Co	Com	191216100	667	15,515	SH		SOLE	0	15,515	0	0
Cognizant Technology Solutions Corp	Com	192446102	2,076	34,581	SH		SOLE	0	34,581	0	0
Cognizant Technology Solutions Corp	Com	192446102	21	357	SH		DFND	0	357	0	0
Comcast Corp New Cl A	Com	20030N101	561	9,934	SH		SOLE	0	9,934	0	0
ConocoPhillips	Com	20825C104	544	11,652	SH		SOLE	0	11,652	0	0
Consolidated Edison Inc	Com	209115104	460	7,162	SH		SOLE	0	7,162	0	0
Costco Wholesale Corp	Com	22160K105	247	1,529	SH		SOLE	0	1,529	0	0
Cummins Inc	Com	231021106	217	2,470	SH		SOLE	0	2,470	0	0
The Walt Disney Company	Com	254687106	651	6,198	SH		SOLE	0	6,198	0	0
Dominion Resources Inc Va	Com	25746U109	262	3,879	SH		SOLE	0	3,879	0	0
Dow Chem Co	Com	260543103	631	12,264	SH		SOLE	0	12,264	0	0
Du Pont (E I) de Nemours and Company	Com	263534109	2,783	41,782	SH		SOLE	0	41,782	0	0
EMC Corporation	Com	268648102	215	8,378	SH		SOLE	0	8,378	0	0
EOG Res Inc	Com	26875P101	1,693	23,922	SH		SOLE	0	23,922	0	0
EOG Res Inc	Com	26875P101	14	204	SH		DFND	0	204	0	0
Emerson Elec Co	Com	291011104	815	17,033	SH		SOLE	0	17,033	0	0
Equifax Inc	Com	294429105	601	5,400	SH		SOLE	0	5,400	0	0
Equity Residential	Com	29476L107	975	11,950	SH		SOLE	0	11,950	0	0
Exxon Mobil Corp	Com	30231G102	7,533	96,640	SH		SOLE	0	96,640	0	0
Exxon Mobil Corp	Com	30231G102	94	1,210	SH		DFND	0	1,210	0	0
Fedex Corp	Com	31428X106	2,095	14,062	SH		SOLE	0	14,062	0	0
Fedex Corp	Com	31428X106	19	127	SH		DFND	0	127	0	0
Fidelity MSCI Consumer Discret ETF	Com	316092204	18,139	591,243	SH		SOLE	0	591,243	0	0
Fidelity MSCI Consumer Discret ETF	Com	316092204	46	1,500	SH		DFND	0	1,500	0	0
Fidelity MSCI Energy Index ETF	Com	316092402	7,163	419,139	SH		SOLE	0	419,139	0	0
Fidelity MSCI Energy Index ETF	Com	316092402	32	1,856	SH		DFND	0	1,856	0	0
Fidelity MSCI Financials Index	Com	316092501	5,191	183,436	SH		SOLE	0	183,436	0	0
Fidelity MSCI Information Technology Index	Com	316092808	6,784	206,583	SH		SOLE	0	206,583	0	0
Fidelity MSCI Materials Index ETF	Com	316092881	1,074	44,231	SH		SOLE	0	44,231	0	0
Fidelity Total Bond ETF	Com	316188309	1,381	28,776	SH		SOLE	0	28,776	0	0
First Trust Nasdaq ABA CBIF	Com	33736Q104	5,217	133,833	SH		SOLE	0	133,833	0	0
First Trust Nasdaq ABA CBIF	Com	33736Q104	8	200	SH		DFND	0	200	0	0
First Trust North Amer Engy InfrasETF	Com	33738D101	4,044	200,391	SH		SOLE	0	200,391	0	0
First Trust North Amer Engy InfrasETF	Com	33738D101	13	621	SH		DFND	0	621	0	0
Fiserv Inc	Com	337738108	307	3,356	SH		SOLE	0	3,356	0	0
Franklin STR PPTYS Corp Com	Com	35471R106	148	14,300	SH		SOLE	0	14,300	0	0
General Dynamics Corp	Com	369550108	467	3,397	SH		SOLE	0	3,397	0	0
General Elec Co	Com	369604103	5,941	190,723	SH		SOLE	0	190,723	0	0
General Mills Inc	Com	370334104	817	14,172	SH		SOLE	0	14,172	0	0
Gilead Sciences Inc	Com	375558103	1,303	12,876	SH		SOLE	0	12,876	0	0
Gilead Sciences Inc	Com	375558103	10	103	SH		DFND	0	103	0	0
Goldman Sachs Group Inc	Com	38141G104	243	1,347	SH		SOLE	0	1,347	0	0
Government Properties Income	Com	38376A103	160	10,100	SH		SOLE	0	10,100	0	0
Graham Holdings Company	Com	384637104	308	636	SH		SOLE	0	636	0	0
Harris Corp	Com	413875105	436	5,020	SH		SOLE	0	5,020	0	0
Hawaiian Electric Industries	Com	419870100	232	8,000	SH		SOLE	0	8,000	0	0
Home Depot Inc	Com	437076102	1,231	9,308	SH		SOLE	0	9,308	0	0
Honeywell International Inc	Com	438516106	591	5,711	SH		SOLE	0	5,711	0	0
Illinois Tool Works Inc	Com	452308109	2,506	27,037	SH		SOLE	0	27,037	0	0
Illinois Tool Works Inc	Com	452308109	21	229	SH		DFND	0	229	0	0
IQ Hedge Multi-Strategy Tracker ETF	Com	45409B107	17,049	599,061	SH		SOLE	0	599,061	0	0
IQ Hedge Multi-Strategy Tracker ETF	Com	45409B107	68	2,388	SH		DFND	0	2,388	0	0
IQ US Real Estate Small Cap ETF	Com	45409B628	1,149	47,077	SH		SOLE	0	47,077	0	0
Intel Corp	Com	458140100	3,580	103,915	SH		SOLE	0	103,915	0	0
International Business Machines Corp	Com	459200101	2,324	16,887	SH		SOLE	0	16,887	0	0
iShares Gold Trust	Com	464285105	460	45,000	SH		DFND	0	45,000	0	0
iShares MSCI EMU Index Fund	Com	464286608	25,147	717,661	SH		SOLE	0	717,661	0	0
iShares MSCI EMU Index Fund	Com	464286608	56	1,589	SH		DFND	0	1,589	0	0
iShares MSCI Japan Index	Com	464286848	30,075	2,481,433	SH		SOLE	0	2,481,433	0	0
iShares MSCI Japan Index	Com	464286848	71	5,886	SH		DFND	0	5,886	0	0
iShares Tr MSCI EAFE Index Fund	Com	464287465	358	6,103	SH		SOLE	0	6,103	0	0
iShares S & P MidCap 400 Index Fund	Com	464287507	475	3,407	SH		SOLE	0	3,407	0	0
iShares Nasdaq Biotechnology	Com	464287556	5,283	15,614	SH		SOLE	0	15,614	0	0
iShares Nasdaq Biotechnology	Com	464287556	10	31	SH		DFND	0	31	0	0
iShares Dow Jones US Consumer Services	Com	464287580	8,775	60,661	SH		SOLE	0	60,661	0	0
iShares Dow Jones US Consumer Services	Com	464287580	14	100	SH		DFND	0	100	0	0
iShares Russell 1000 Value Index Fund	Com	464287598	863	8,822	SH		SOLE	0	8,822	0	0
iShares Tr Russell 2000 Index Fund	Com	464287655	569	5,050	SH		SOLE	0	5,050	0	0
iShares S&P SmallCap 600 Index	Com	464287804	1,777	16,140	SH		SOLE	0	16,140	0	0
iShares Short Term National AMT Free Muni Bd	Com	464288158	855	8,067	SH		SOLE	0	8,067	0	0
iShares Global Clean Energy	Com	464288224	654	66,415	SH		SOLE	0	66,415	0	0
iShares JPMorgan EM Bond Fd	Com	464288281	279	2,636	SH		SOLE	0	2,636	0	0
MFC ISHARES NATIONAL AMTFREE MUNI	Com	464288414	1,762	15,916	SH		SOLE	0	15,916	0	0
iShares Barclays 1-3 Year Credit Bond	Com	464288646	212	2,031	SH		SOLE	0	2,031	0	0
iShares S&P Pref Stk Index Fd	Com	464288687	1,372	35,322	SH		SOLE	0	35,322	0	0
iShares US Aerospace and Defense	Com	464288760	1,802	15,240	SH		SOLE	0	15,240	0	0
iShares Dow Jones US Medical Devices Index Fd	Com	464288810	288	2,354	SH		SOLE	0	2,354	0	0
iShares Dow Jones US Pharmaceuticals	Com	464288836	10,984	67,934	SH		SOLE	0	67,934	0	0
iShares Dow Jones US Pharmaceuticals	Com	464288836	24	150	SH		DFND	0	150	0	0
iShares MSCI India	Com	46429B598	5,285	192,167	SH		SOLE	0	192,167	0	0
iShares MSCI India	Com	46429B598	16	588	SH		DFND	0	588	0	0
iShares Core MSCI Emerging Markets ETF	Com	46434G103	16,499	418,872	SH		SOLE	0	418,872	0	0
iShares Core MSCI Emerging Markets ETF	Com	46434G103	44	1,114	SH		DFND	0	1,114	0	0
iShares 0 5 Year High Yield Corporate Bond	Com	46434V407	3,779	84,853	SH		SOLE	0	84,832	0	21
iShares 0 5 Year High Yield Corporate Bond	Com	46434V407	54	1,213	SH		DFND	0	1,213	0	0
iShares MSCI ACWI Low Carbon	Com	46434V464	215	2,308	SH		SOLE	0	2,308	0	0
iShares Currency Hedged MSCI Germany	Com	46434V704	15,977	655,597	SH		SOLE	0	655,597	0	0
iShares Currency Hedged MSCI Germany	Com	46434V704	62	2,544	SH		DFND	0	2,544	0	0
iShares Core MSCI Europe	Com	46434V738	19,216	454,931	SH		SOLE	0	454,931	0	0
iShares Core MSCI Europe	Com	46434V738	47	1,101	SH		DFND	0	1,101	0	0
JPMorgan Chase & Co	Com	46625H100	1,215	18,400	SH		SOLE	0	18,400	0	0
Johnson & Johnson	Com	478160104	8,133	79,176	SH		SOLE	0	79,176	0	0
Johnson & Johnson	Com	478160104	24	236	SH		DFND	0	236	0	0
Johnson Controls Inc.	Com	478366107	310	7,847	SH		SOLE	0	7,847	0	0
Kellogg Co	Com	487836108	460	6,362	SH		SOLE	0	6,362	0	0
KeyCorp	Com	493267108	619	46,921	SH		SOLE	0	46,921	0	0
Kimberly Clark Corp	Com	494368103	1,164	9,140	SH		SOLE	0	9,140	0	0
Kimco Realty Corporation	Com	49446R109	616	23,268	SH		SOLE	0	23,268	0	0
Kraft Heinz Co	Com	500754106	478	6,564	SH		SOLE	0	6,564	0	0
Eli Lilly & Co	Com	532457108	205	2,438	SH		SOLE	0	2,438	0	0
Lowes Cos Inc	Com	548661107	2,566	33,748	SH		SOLE	0	33,748	0	0
Lowes Cos Inc	Com	548661107	25	326	SH		DFND	0	326	0	0
Magna International Inc	Com	559222401	1,629	40,166	SH		SOLE	0	40,166	0	0
Magna International Inc	Com	559222401	15	371	SH		DFND	0	371	0	0
MasterCard Inc CL A	Com	57636Q104	613	6,300	SH		SOLE	0	6,300	0	0
McDonalds Corp	Com	580135101	1,444	12,221	SH		SOLE	0	12,221	0	0
Medallion Financial Corp	Com	583928106	70	10,000	SH		SOLE	0	10,000	0	0
Merck & Co Inc New Com	Com	58933Y105	1,738	32,895	SH		SOLE	0	32,895	0	0
Metlife Inc	Com	59156R108	3,166	65,663	SH		SOLE	0	65,663	0	0
Metlife Inc	Com	59156R108	20	424	SH		DFND	0	424	0	0
Microsoft Corp	Com	594918104	6,577	118,550	SH		SOLE	0	118,550	0	0
Microsoft Corp	Com	594918104	31	553	SH		DFND	0	553	0	0
Mondelez International, Inc.	Com	609207105	227	5,055	SH		SOLE	0	5,055	0	0
Nestle S A Sponsored ADR	Com	641069406	362	4,860	SH		SOLE	0	4,860	0	0
New Market Corporation	Com	651587107	239	629	SH		SOLE	0	629	0	0
Nike Inc Cl B	Com	654106103	230	3,674	SH		SOLE	0	3,674	0	0
Novartis AG ADR	Com	66987V109	432	5,022	SH		SOLE	0	5,022	0	0
Occidental Petroleum Corp Del	Com	674599105	1,119	16,545	SH		SOLE	0	16,545	0	0
Occidental Petroleum Corp Del	Com	674599105	11	163	SH		DFND	0	163	0	0
Oracle Corp	Com	68389X105	343	9,390	SH		SOLE	0	9,390	0	0
Oppenheimer Developing Markets Y	Com	683974505	427	14,253	SH		SOLE	0	14,253	0	0
Pembina Pipeline Corp	Com	706327103	272	12,500	SH		SOLE	0	12,500	0	0
Pepsico Inc	Com	713448108	2,244	22,458	SH		SOLE	0	22,458	0	0
Pfizer Inc	Com	717081103	1,941	60,128	SH		SOLE	0	60,128	0	0
Pfizer Inc	Com	717081103	507	15,705	SH		DFND	0	15,705	0	0
Philip Morris International Inc	Com	718172109	1,649	18,754	SH		SOLE	0	18,754	0	0
Phillips 66	Com	718546104	361	4,411	SH		SOLE	0	4,411	0	0
Polaris Inds Inc	Com	731068102	420	4,892	SH		SOLE	0	4,892	0	0
PowerShares QQQ Tr Unit Ser 1 ETF	Com	73935A104	497	4,442	SH		SOLE	0	4,442	0	0
PowerShares WilderHill Clean Energy Portfolio	Com	73935X500	916	193,348	SH		SOLE	0	193,348	0	0
PowerShares S&P SmallCap Information Tech	Com	73937B860	9,907	189,354	SH		SOLE	0	189,354	0	0
PowerShares S&P SmallCap Information Tech	Com	73937B860	18	350	SH		DFND	0	350	0	0
PowerShares S&P SmallCap Industrial Portfolio	Com	73937B878	5,231	120,998	SH		SOLE	0	120,998	0	0
PowerShares S&P SmallCap Industrial Portfolio	Com	73937B878	9	210	SH		DFND	0	210	0	0
Procter & Gamble Co	Com	742718109	3,433	43,230	SH		SOLE	0	43,230	0	0
ProShares Credit Suisse 130/30	Com	74347R248	1,669	33,821	SH		SOLE	0	33,821	0	0
Public Storage Inc	Com	74460D109	656	2,650	SH		SOLE	0	2,650	0	0
Rayonier, Inc.	Com	754907103	761	34,259	SH		SOLE	0	34,259	0	0
Reynolds American Inc	Com	761713106	3,283	71,140	SH		SOLE	0	71,140	0	0
Ross Stores, Inc.	Com	778296103	210	3,900	SH		SOLE	0	3,900	0	0
T. Rowe Price Mid-Cap Growth	Com	779556109	526	7,168	SH		SOLE	0	7,168	0	0
SPDR Tr Unit Ser 1	Com	78462F103	4,316	21,168	SH		SOLE	0	21,168	0	0
SPDR Tr Unit Ser 1	Com	78462F103	16	79	SH		DFND	0	79	0	0
SPDR Barclays Short Term Corporate Bond ETF	Com	78464A474	33,332	1,096,439	SH		SOLE	0	1,096,439	0	0
SPDR Barclays Short Term Corporate Bond ETF	Com	78464A474	291	9,562	SH		DFND	0	9,562	0	0
SPDR S&P Transportation	Com	78464A532	807	18,833	SH		SOLE	0	18,833	0	0
SPDR Health Care Services	Com	78464A573	10,157	177,007	SH		SOLE	0	177,007	0	0
SPDR Health Care Services	Com	78464A573	7	120	SH		DFND	0	120	0	0
SPDR S&P Health Care Equipment ETF	Com	78464A581	339	7,610	SH		SOLE	0	7,610	0	0
SPDR S&P Capital Markets ETF	Com	78464A771	6,016	137,991	SH		SOLE	0	137,991	0	0
SPDR S&P Capital Markets ETF	Com	78464A771	6	129	SH		DFND	0	129	0	0
Biotech Select Sector SPDR ETF	Com	78464A870	517	7,369	SH		SOLE	0	7,369	0	0
SPDR Blackstone GSO Senior Loan ETF	Com	78467V608	9,175	198,905	SH		SOLE	0	198,874	0	31
SPDR Blackstone GSO Senior Loan ETF	Com	78467V608	82	1,773	SH		DFND	0	1,773	0	0
SPDR S&P Midcap 400 ETF Tr Ser 1	Com	78467Y107	1,000	3,935	SH		SOLE	0	3,935	0	0
Schlumberger Ltd	Com	806857108	1,162	16,657	SH		SOLE	0	16,657	0	0
Materials Select Sector SPDR Trust	Com	81369Y100	5,228	120,408	SH		SOLE	0	120,408	0	0
Materials Select Sector SPDR Trust	Com	81369Y100	3	75	SH		DFND	0	75	0	0
Consumer Staples Select Sector SPDR	Com	81369Y308	9,044	179,122	SH		SOLE	0	179,122	0	0
Consumer Staples Select Sector SPDR	Com	81369Y308	8	161	SH		DFND	0	161	0	0
Consumer Discretionary Select Sector SPDR	Com	81369Y407	10,644	136,175	SH		SOLE	0	136,175	0	0
Consumer Discretionary Select Sector SPDR	Com	81369Y407	12	159	SH		DFND	0	159	0	0
Energy Select Sector SPDR	Com	81369Y506	3,987	66,102	SH		SOLE	0	66,102	0	0
Financial Select Sector SPDR	Com	81369Y605	25,169	1,056,174	SH		SOLE	0	1,056,174	0	0
Financial Select Sector SPDR	Com	81369Y605	31	1,312	SH		DFND	0	1,312	0	0
Industrial Select Sector SPDR	Com	81369Y704	9,238	174,260	SH		SOLE	0	174,260	0	0
Industrial Select Sector SPDR	Com	81369Y704	7	138	SH		DFND	0	138	0	0
Technology Select Sector SPDR	Com	81369Y803	34,882	814,419	SH		SOLE	0	814,419	0	0
Technology Select Sector SPDR	Com	81369Y803	30	692	SH		DFND	0	692	0	0
Utilities Select Sector SPDR	Com	81369Y886	325	7,508	SH		SOLE	0	7,508	0	0
Southern Co	Com	842587107	257	5,485	SH		SOLE	0	5,485	0	0
State Street Corp	Com	857477103	2,685	40,458	SH		SOLE	0	40,458	0	0
State Street Corp	Com	857477103	24	359	SH		DFND	0	359	0	0
Stryker Corp	Com	863667101	244	2,622	SH		SOLE	0	2,622	0	0
Sun Trust Banks Inc	Com	867914103	3,218	75,106	SH		SOLE	0	75,106	0	0
Sun Trust Banks Inc	Com	867914103	22	517	SH		DFND	0	517	0	0
Target Corp	Com	87612E106	3,008	41,422	SH		SOLE	0	41,422	0	0
Target Corp	Com	87612E106	23	320	SH		DFND	0	320	0	0
Texas Instruments Inc	Com	882508104	395	7,214	SH		SOLE	0	7,214	0	0
3M Company	Com	88579Y101	103,131	684,618	SH		SOLE	0	684,618	0	0
Union Pacific Corp	Com	907818108	949	12,137	SH		SOLE	0	12,137	0	0
United Technologies Corp	Com	913017109	642	6,686	SH		SOLE	0	6,686	0	0
Unum Group	Com	91529Y106	278	8,353	SH		SOLE	0	8,353	0	0
Vanguard ST Bond ETF	Com	921937827	435	5,473	SH		SOLE	0	5,473	0	0
Vanguard FTSE Developed Markets ETF	Com	921943858	245	6,676	SH		SOLE	0	6,676	0	0
Vanguard FTSE All-World Ex-US Index ETF	Com	922042775	1,679	38,673	SH		SOLE	0	38,673	0	0
Vanguard Emerging Markets ETF	Com	922042858	352	10,750	SH		SOLE	0	10,750	0	0
Vanguard Emerging Markets ETF	Com	922042858	8	250	SH		DFND	0	250	0	0
Vanguard Mortgage-Business Securities ETF	Com	92206C771	7,801	147,975	SH		SOLE	0	147,947	0	28
Vanguard Mortgage-Business Securities ETF	Com	92206C771	83	1,581	SH		DFND	0	1,581	0	0
Vanguard Long-Term Corporate Bond ETF	Com	92206C813	4,232	50,277	SH		SOLE	0	50,258	0	19
Vanguard Long-Term Corporate Bond ETF	Com	92206C813	46	541	SH		DFND	0	541	0	0
Vanguard 500 Index Fund	Com	922908363	2,332	12,473	SH		SOLE	0	12,473	0	0
Vanguard Mid-Cap ETF	Com	922908629	1,140	9,493	SH		SOLE	0	9,493	0	0
Vanguard Total Stock Market ETF	Com	922908769	257	2,462	SH		SOLE	0	2,462	0	0
Verizon Communications Inc	Com	92343V104	868	18,788	SH		SOLE	0	18,788	0	0
Visa Inc - Class A Shares	Com	92826C839	3,301	42,570	SH		SOLE	0	42,570	0	0
Visa Inc - Class A Shares	Com	92826C839	26	336	SH		DFND	0	336	0	0
WEC Energy Group Inc	Com	92939U106	1,004	19,575	SH		SOLE	0	19,575	0	0
Wal Mart Stores Inc	Com	931142103	565	9,224	SH		SOLE	0	9,224	0	0
Waste Management Inc	Com	94106L109	1,171	21,940	SH		SOLE	0	21,940	0	0
Wells Fargo & Co	Com	949746101	4,607	84,753	SH		SOLE	0	84,753	0	0
Wells Fargo & Co	Com	949746101	21	394	SH		DFND	0	394	0	0
Welltower Inc.	Com	95040Q104	1,474	21,666	SH		SOLE	0	21,666	0	0
Whirlpool Corp	Com	963320106	2,315	15,759	SH		SOLE	0	15,759	0	0
Whirlpool Corp	Com	963320106	19	131	SH		DFND	0	131	0	0
WisdomTree LargeCap Dividend Fund	Com	97717W307	218	3,059	SH		SOLE	0	3,059	0	0
WisdomTree MidCap Dividend Fund	Com	97717W505	680	8,441	SH		SOLE	0	8,441	0	0
WisdomTree SmallCap Dividend Fund	Com	97717W604	2,086	32,129	SH		SOLE	0	32,129	0	0
WisdomTree International MidCap Dividend Fund	Com	97717W778	229	4,134	SH		SOLE	0	4,134	0	0
Yum Brands Inc	Com	988498101	274	3,747	SH		SOLE	0	3,747	0	0
Greystar Products Inc. common stock	Com	99GREYSTR	42	18,000	SH		SOLE	0	18,000	0	0
Ackermans & Van Haaren NV	Com	B01165156	206	1,400	SH		SOLE	0	1,400	0	0
Accenture PLC	Com	G1151C101	1,516	14,511	SH		SOLE	0	14,511	0	0
Ingersoll-Rand Company Limited	Com	G47791101	221	4,000	SH		SOLE	0	4,000	0	0
Asahi Group Holdings, Ltd.	Com	J02100113	213	6,800	SH		SOLE	0	6,800	0	0
Novo Nordisk A/S Ser 'B'	Com	K72807132	321	5,605	SH		SOLE	0	5,605	0	0
ING Groep N.V.	Com	N4578E413	310	22,760	SH		SOLE	0	22,760	0	0
NXP Semiconductors NV	Com	N6596X109	1,868	22,171	SH		SOLE	0	22,171	0	0
NXP Semiconductors NV	Com	N6596X109	17	199	SH		DFND	0	199	0	0
PEAF V, L.P.	Com	PEAFVLPCH	276	1	SH		SOLE	0	1	0	0
PEAF V, L.P.	Com	PEAFVLPSS	276	1	SH		SOLE	0	1	0	0