Spinnaker Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	Equities	88579Y101	508	3,724	SH		DFND		3,724	0	0
3M Company	Equities	88579Y101	80,360	588,675	SH		SOLE		588,675	0	0
Abbott Laboratories	Equities	002824100	3,673	46,549	SH		SOLE		46,549	0	0
Abbott Laboratories	Equities	002824100	79	1,009	SH		DFND		1,009	0	0
AbbVie Inc.	Equities	00287Y109	1,107	14,530	SH		SOLE		14,530	0	0
Aberdeen Standard Bloomberg All	Equities	003261104	4,044	231,769	SH		SOLE		229,894	1,875	0
Accenture PLC	Equities	G1151C101	93	575	SH		DFND		575	0	0
Accenture PLC	Equities	G1151C101	524	3,210	SH		SOLE		3,210	0	0
Adobe Inc	Equities	00724F101	306	964	SH		SOLE		964	0	0
AFLAC Inc	Equities	001055102	394	11,525	SH		SOLE		11,525	0	0
Agilent Technologies Inc	Equities	00846U101	239	3,344	SH		SOLE		3,344	0	0
Air Prods & Chems Inc	Equities	009158106	609	3,054	SH		SOLE		3,054	0	0
Alphabet Inc CL A	Equities	02079K305	2,900	2,496	SH		SOLE		2,496	0	0
Alphabet Inc Cl C	Equities	02079K107	7,128	6,130	SH		SOLE		5,735	395	0
Alphabet Inc Cl C	Equities	02079K107	10	9	SH		DFND		9	0	0
Altria Group Inc	Equities	02209S103	671	17,358	SH		SOLE		17,358	0	0
Altria Group Inc	Equities	02209S103	65	1,700	SH		DFND		1,700	0	0
Amazon Com Inc	Equities	023135106	7	4	SH		DFND		4	0	0
Amazon Com Inc	Equities	023135106	4,326	2,219	SH		SOLE		2,192	27	0
American Express Co	Equities	025816109	428	5,000	SH		SOLE		5,000	0	0
American Tower Reit Com	Equities	03027X100	998	4,587	SH		SOLE		4,587	0	0
American Water Works Company In	Equities	030420103	219	1,836	SH		SOLE		1,836	0	0
Amgen Inc	Equities	031162100	2,205	10,881	SH		SOLE		10,881	0	0
Apple Computer Inc	Equities	037833100	15,101	59,387	SH		SOLE		57,544	1,843	0
Apple Computer Inc	Equities	037833100	60	236	SH		DFND		236	0	0
AT&T Inc	Equities	00206R102	495	17,010	SH		DFND		17,010	0	0
AT&T Inc	Equities	00206R102	1,256	43,098	SH		SOLE		43,098	0	0
Automatic Data Processing Inc	Equities	053015103	3,399	24,869	SH		SOLE		24,869	0	0
AvalonBay Communities Inc	Equities	053484101	412	2,800	SH		SOLE		2,800	0	0
Bank Of America Corporation	Equities	060505104	548	25,846	SH		SOLE		25,846	0	0
Baxter Intl Inc	Equities	071813109	236	2,918	SH		SOLE		2,918	0	0
Becton Dickinson and Company	Equities	075887109	4,018	17,489	SH		SOLE		15,710	1,779	0
Becton Dickinson and Company	Equities	075887109	8	37	SH		DFND		37	0	0
Berkshire Hathaway Inc	Equities	084670108	2,176	8	SH		SOLE		8	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	431	2,358	SH		DFND		2,358	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	13,497	73,825	SH		SOLE		71,710	2,115	0
Biotech Select Sector SPDR ETF	Equities	78464A870	249	3,220	SH		SOLE		3,220	0	0
BlackRock, Inc.	Equities	09247X101	4,575	10,399	SH		SOLE		9,283	1,116	0
BlackRock, Inc.	Equities	09247X101	287	653	SH		DFND		653	0	0
Booking Holdings Inc	Equities	09857L108	369	275	SH		SOLE		275	0	0
Bristol Myers Squibb Co	Equities	110122108	2,777	49,832	SH		SOLE		45,663	4,169	0
Bristol Myers Squibb Co	Equities	110122108	195	3,504	SH		DFND		3,504	0	0
Broadcom Inc.	Equities	11135F101	271	1,143	SH		SOLE		1,143	0	0
Cable ONE, Inc.	Equities	12685J105	573	349	SH		SOLE		349	0	0
Caterpillar Inc Del	Equities	149123101	362	3,125	SH		DFND		3,125	0	0
Caterpillar Inc Del	Equities	149123101	2,899	24,984	SH		SOLE		24,984	0	0
Chevron Corporation	Equities	166764100	376	5,200	SH		DFND		5,200	0	0
Chevron Corporation	Equities	166764100	1,001	13,827	SH		SOLE		13,827	0	0
Chubb Limited	Equities	H1467J104	356	3,190	SH		SOLE		3,190	0	0
Church & Dwight Inc	Equities	171340102	3,591	55,959	SH		SOLE		55,959	0	0
Cigna Corporation	Equities	125523100	239	1,354	SH		SOLE		1,354	0	0
Cisco Systems Inc	Equities	17275R102	5,873	149,405	SH		SOLE		137,709	11,696	0
Cisco Systems Inc	Equities	17275R102	568	14,459	SH		DFND		14,459	0	0
Coca Cola Co	Equities	191216100	972	21,969	SH		SOLE		21,969	0	0
Colgate Palmolive Co	Equities	194162103	475	7,161	SH		SOLE		7,161	0	0
Comcast Corp New Cl A	Equities	20030N101	4,338	126,198	SH		SOLE		114,519	11,679	0
Comcast Corp New Cl A	Equities	20030N101	263	7,652	SH		DFND		7,652	0	0
Consolidated Edison Inc	Equities	209115104	390	5,006	SH		SOLE		5,006	0	0
Consolidated Edison Inc	Equities	209115104	157	2,025	SH		DFND		2,025	0	0
Constellation Brands Inc - Clas	Equities	21036P108	3,088	21,546	SH		SOLE		18,667	2,879	0
Constellation Brands Inc - Clas	Equities	21036P108	8	58	SH		DFND		58	0	0
Consumer Discretionary Select S	Equities	81369Y407	13,605	138,716	SH		SOLE		138,526	190	0
Consumer Staples Select Sector	Equities	81369Y308	12,560	230,599	SH		SOLE		230,129	470	0
Corteva, Inc.	Equities	22052L104	266	11,331	SH		SOLE		11,331	0	0
Corteva, Inc.	Equities	22052L104	35	1,521	SH		DFND		1,521	0	0
Costco Wholesale Corp	Equities	22160K105	912	3,202	SH		SOLE		3,202	0	0
Crown Castle International Corp	Equities	22822V101	436	3,022	SH		DFND		3,022	0	0
Crown Castle International Corp	Equities	22822V101	4,437	30,731	SH		SOLE		27,718	3,013	0
CVS/Caremark Corp	Equities	126650100	948	15,989	SH		SOLE		15,989	0	0
Danaher Corp Del	Equities	235851102	712	5,148	SH		SOLE		5,148	0	0
Deere & Co	Equities	244199105	345	2,500	SH		SOLE		2,500	0	0
Digital Realty Trust, Inc.	Equities	253868103	1,406	10,123	SH		SOLE		10,123	0	0
Digital Realty Trust, Inc.	Equities	253868103	391	2,815	SH		DFND		2,815	0	0
Dominion Energy Inc	Equities	25746U109	370	5,126	SH		SOLE		5,126	0	0
Dominion Energy Inc	Equities	25746U109	32	450	SH		DFND		450	0	0
Domino's Pizza, Inc.	Equities	25754A201	354	1,095	SH		SOLE		1,095	0	0
Dow Inc.	Equities	260557103	44	1,521	SH		DFND		1,521	0	0
Dow Inc.	Equities	260557103	333	11,392	SH		SOLE		11,392	0	0
DuPont de Nemours Inc	Equities	26614N102	51	1,521	SH		DFND		1,521	0	0
DuPont de Nemours Inc	Equities	26614N102	388	11,392	SH		SOLE		11,392	0	0
Eli Lilly & Co	Equities	532457108	935	6,745	SH		SOLE		6,745	0	0
Emerson Elec Co	Equities	291011104	1,002	21,031	SH		SOLE		21,031	0	0
Energy Select Sector SPDR	Equities	81369Y506	812	27,952	SH		SOLE		27,952	0	0
Enterprise Products Partners	Equities	293792107	236	16,515	SH		SOLE		16,515	0	0
Enterprise Products Partners	Equities	293792107	74	5,200	SH		DFND		5,200	0	0
Equifax Inc	Equities	294429105	538	4,511	SH		SOLE		4,511	0	0
Equity Residential	Equities	29476L107	336	5,450	SH		SOLE		5,450	0	0
Estee Lauder Companies Inc.	Equities	518439104	1,423	8,936	SH		SOLE		7,596	1,340	0
Estee Lauder Companies Inc.	Equities	518439104	4	28	SH		DFND		28	0	0
Exxon Mobil Corp	Equities	30231G102	25	666	SH		DFND		666	0	0
Exxon Mobil Corp	Equities	30231G102	3,121	82,205	SH		SOLE		82,205	0	0
Facebook, Inc.	Equities	30303M102	704	4,225	SH		SOLE		4,225	0	0
FactSet Research Systems Inc.	Equities	303075105	761	2,922	SH		SOLE		2,922	0	0
Fastenal Company	Equities	311900104	268	8,586	SH		SOLE		8,586	0	0
Fidelity MSCI Communication Ser	Equities	316092873	3,395	116,961	SH		SOLE		115,393	1,568	0
Fidelity MSCI Consumer Discret	Equities	316092204	2,729	72,314	SH		SOLE		71,371	943	0
Fidelity MSCI Consumer Staples	Equities	316092303	2,016	62,361	SH		SOLE		61,533	828	0
Fidelity MSCI Energy Index ETF	Equities	316092402	3,977	528,870	SH		SOLE		527,329	1,541	0
Fidelity MSCI Financials Index	Equities	316092501	4,116	140,127	SH		SOLE		138,251	1,876	0
Fidelity MSCI Industrials Index	Equities	316092709	5,253	172,571	SH		SOLE		171,177	1,394	0
Fidelity MSCI Information Techn	Equities	316092808	9,334	148,903	SH		SOLE		147,086	1,817	0
Fidelity MSCI Materials Index E	Equities	316092881	748	30,546	SH		SOLE		30,131	415	0
Fidelity MSCI Real Estate Index	Equities	316092857	1,458	70,101	SH		SOLE		69,137	964	0
Fidelity Total Bond ETF	Equities	316188309	3,264	63,078	SH		SOLE		63,078	0	0
Financial Select Sector SPDR	Equities	81369Y605	21,568	1,035,929	SH		SOLE		1,034,189	1,740	0
First Trust Nasdaq ABA CBIF	Equities	33736Q104	286	8,765	SH		SOLE		8,765	0	0
Fiserv Inc	Equities	337738108	798	8,405	SH		SOLE		8,405	0	0
FleetCor Technologies, Inc.	Equities	339041105	1,291	6,924	SH		SOLE		6,060	864	0
FleetCor Technologies, Inc.	Equities	339041105	3	18	SH		DFND		18	0	0
Franklin STR PPTYS Corp Com	Equities	35471R106	58	10,248	SH		SOLE		10,248	0	0
General Elec Co	Equities	369604103	523	65,995	SH		SOLE		65,995	0	0
General Mills Inc	Equities	370334104	176	3,345	SH		DFND		3,345	0	0
General Mills Inc	Equities	370334104	503	9,536	SH		SOLE		9,536	0	0
Gilead Sciences Inc	Equities	375558103	208	2,784	SH		SOLE		2,784	0	0
Goldman Sachs ActiveBeta Intl E	Equities	381430107	59,914	2,598,194	SH		SOLE		2,589,223	8,971	0
Goldman Sachs Group Inc	Equities	38141G104	233	1,508	SH		SOLE		1,508	0	0
GreenGro Technologies, Inc.	Equities	39526G107	0	10,000	SH		SOLE		10,000	0	0
Hawaiian Electric Industries	Equities	419870100	137	3,200	SH		DFND		3,200	0	0
Hawaiian Electric Industries	Equities	419870100	423	9,844	SH		SOLE		9,844	0	0
Healthcare Select Sector SPDR	Equities	81369Y209	33,615	379,495	SH		SOLE		378,108	1,387	0
Hewlett Packard Enterprise Comp	Equities	42824C109	137	14,135	SH		SOLE		14,135	0	0
Home Depot Inc	Equities	437076102	467	2,505	SH		DFND		2,505	0	0
Home Depot Inc	Equities	437076102	8,646	46,310	SH		SOLE		43,632	2,678	0
Honeywell International Inc	Equities	438516106	983	7,352	SH		SOLE		7,352	0	0
HP Inc.	Equities	40434L105	234	13,488	SH		SOLE		13,488	0	0
Idexx Laboratories Inc.	Equities	45168D104	3,126	12,908	SH		SOLE		12,190	718	0
Idexx Laboratories Inc.	Equities	45168D104	5	21	SH		DFND		21	0	0
Illinois Tool Works Inc	Equities	452308109	1,185	8,345	SH		SOLE		8,345	0	0
Industrial Select Sector SPDR	Equities	81369Y704	11,626	197,021	SH		SOLE		196,791	230	0
Intel Corp	Equities	458140100	306	5,655	SH		DFND		5,655	0	0
Intel Corp	Equities	458140100	4,722	87,263	SH		SOLE		87,263	0	0
International Business Machines	Equities	459200101	1,530	13,796	SH		SOLE		13,796	0	0
Intuit Inc.	Equities	461202103	453	1,970	SH		SOLE		1,970	0	0
Invesco QQQ Trust	Equities	46090E103	6,233	32,738	SH		SOLE		32,689	49	0
Invesco S&P SmallCap Informatio	Equities	46138E115	716	10,105	SH		SOLE		10,105	0	0
IQ Merger Arbitrage ETF	Equities	45409B800	1,675	55,600	SH		SOLE		55,600	0	0
iShares Barclays 1-3 Year Treas	Equities	464287457	570	6,580	SH		SOLE		6,580	0	0
iShares Barclays 3-7 Year Treas	Equities	464288661	13,007	97,553	SH		SOLE		97,121	432	0
iShares Barclays 3-7 Year Treas	Equities	464288661	47	359	SH		DFND		359	0	0
iShares Barclays 7-10 Year Trea	Equities	464287440	877	7,227	SH		SOLE		7,227	0	0
iShares Core 1-5 Year USD Bond	Equities	46432F859	57,682	1,142,232	SH		SOLE		1,136,604	5,628	0
iShares Core 1-5 Year USD Bond	Equities	46432F859	131	2,611	SH		DFND		2,611	0	0
iShares Core MSCI EAFE	Equities	46432F842	7,204	144,402	SH		SOLE		144,095	307	0
iShares Core MSCI Emerging Mark	Equities	46434G103	28,721	709,705	SH		SOLE		706,672	3,033	0
iShares Core Total USD Bond Mar	Equities	46434V613	35,300	672,391	SH		SOLE		670,084	2,307	0
iShares Core Total USD Bond Mar	Equities	46434V613	53	1,019	SH		DFND		1,019	0	0
iShares Dow Jones US Consumer S	Equities	464287580	616	3,482	SH		SOLE		3,482	0	0
iShares Dow Jones US Medical De	Equities	464288810	756	3,357	SH		SOLE		3,357	0	0
iShares Dow Jones US Pharmaceut	Equities	464288836	1,447	10,755	SH		SOLE		10,755	0	0
iShares Edge MSCI Min Vol EAFE	Equities	46429B689	5,459	87,993	SH		SOLE		87,993	0	0
iShares Global Clean Energy	Equities	464288224	1,946	203,789	SH		SOLE		203,789	0	0
iShares Gold Trust	Equities	464285105	18,264	1,211,977	SH		SOLE		1,208,750	3,227	0
iShares iBonds Dec 2021 Term Co	Equities	46434VBK5	331	13,464	SH		SOLE		13,464	0	0
iShares JP Morgan EM Local Curr	Equities	464286517	8,563	228,731	SH		SOLE		227,672	1,059	0
iShares MSCI ACWI Low Carbon	Equities	46434V464	416	4,073	SH		SOLE		4,073	0	0
iShares MSCI All Country Asia e	Equities	464288182	4,314	72,250	SH		SOLE		72,250	0	0
iShares MSCI India	Equities	46429B598	7,803	323,657	SH		SOLE		322,690	967	0
iShares National Amtfree Muni	Equities	464288414	1,866	16,516	SH		SOLE		16,091	425	0
iShares Russell 1000 Growth Ind	Equities	464287614	699	4,641	SH		SOLE		4,511	130	0
iShares Russell 1000 Value Inde	Equities	464287598	1,066	10,753	SH		SOLE		10,623	130	0
iShares Russell 3000 ETF	Equities	464287689	399	2,695	SH		SOLE		2,695	0	0
iShares S & P MidCap 400 Index	Equities	464287507	6,560	45,606	SH		SOLE		45,410	196	0
iShares S&P 500 Index	Equities	464287200	314	1,218	SH		SOLE		1,218	0	0
iShares S&P 500 Value ETF	Equities	464287408	237	2,466	SH		SOLE		2,466	0	0
iShares S&P SmallCap 600 Index	Equities	464287804	2,099	37,423	SH		SOLE		37,423	0	0
iShares Short Maturity Bond	Equities	46431W507	6,154	126,919	SH		SOLE		126,919	0	0
iShares Short-Term Corporate Bo	Equities	464288646	345	6,593	SH		SOLE		5,893	700	0
iShares Tr MSCI EAFE Index Fund	Equities	464287465	306	5,740	SH		SOLE		5,740	0	0
iShares Tr MSCI Philippines ETF	Equities	46429B408	795	34,538	SH		SOLE		34,538	0	0
iShares TR Russell 1000 ETF	Equities	464287622	481	3,404	SH		SOLE		3,404	0	0
iShares Tr Russell 2000 Index F	Equities	464287655	677	5,918	SH		SOLE		5,918	0	0
iShares U.S. Technology ETF	Equities	464287721	336	1,646	SH		SOLE		1,646	0	0
Johnson & Johnson	Equities	478160104	847	6,460	SH		DFND		6,460	0	0
Johnson & Johnson	Equities	478160104	8,879	67,713	SH		SOLE		64,714	2,999	0
JPMorgan BetaBuilders Europe ET	Equities	46641Q720	15,364	802,317	SH		SOLE		799,481	2,836	0
JPMorgan Chase & Co	Equities	46625H100	346	3,845	SH		DFND		3,845	0	0
JPMorgan Chase & Co	Equities	46625H100	2,610	28,996	SH		SOLE		28,996	0	0
JPMorgan Ultra-Short Income ETF	Equities	46641Q837	859	17,314	SH		SOLE		17,314	0	0
Keysight Technologies, Inc	Equities	49338L103	212	2,537	SH		SOLE		2,537	0	0
Kimberly Clark Corp	Equities	494368103	817	6,396	SH		SOLE		6,396	0	0
Kimberly Clark Corp	Equities	494368103	214	1,675	SH		DFND		1,675	0	0
KraneShares Bosera MSCI China A	Equities	500767405	3,697	125,386	SH		SOLE		124,920	466	0
KraneShares CSI China Internet	Equities	500767306	3,662	80,897	SH		SOLE		80,578	319	0
L3Harris Technologies Inc	Equities	502431109	388	2,155	SH		SOLE		2,155	0	0
Linde Plc	Equities	G5494J103	301	1,740	SH		DFND		1,740	0	0
Linde Plc	Equities	G5494J103	1,714	9,910	SH		SOLE		9,910	0	0
Lockheed Martin Corp	Equities	539830109	406	1,200	SH		DFND		1,200	0	0
Lockheed Martin Corp	Equities	539830109	751	2,217	SH		SOLE		2,217	0	0
Magellan Midstream Partners	Equities	559080106	186	5,100	SH		DFND		5,100	0	0
Magellan Midstream Partners	Equities	559080106	572	15,678	SH		SOLE		15,678	0	0
Mastercard Inc CL A	Equities	57636Q104	1,852	7,669	SH		SOLE		7,669	0	0
Materials Select Sector SPDR Tr	Equities	81369Y100	3,988	88,548	SH		SOLE		88,548	0	0
McDonalds Corp	Equities	580135101	574	3,475	SH		DFND		3,475	0	0
McDonalds Corp	Equities	580135101	2,092	12,652	SH		SOLE		12,652	0	0
Medtronics PLC	Equities	G5960L103	705	7,826	SH		SOLE		7,826	0	0
Medtronics PLC	Equities	G5960L103	290	3,225	SH		DFND		3,225	0	0
Merck & Co Inc New Com	Equities	58933Y105	315	4,106	SH		DFND		4,106	0	0
Merck & Co Inc New Com	Equities	58933Y105	4,534	58,934	SH		SOLE		56,017	2,917	0
Microsoft Corp	Equities	594918104	18,504	117,335	SH		SOLE		88,723	28,612	0
Microsoft Corp	Equities	594918104	1,117	7,086	SH		DFND		7,086	0	0
Mondelez International, Inc.	Equities	609207105	381	7,613	SH		SOLE		7,613	0	0
Moody's Corp	Equities	615369105	394	1,865	SH		SOLE		1,865	0	0
Nestle S A Sponsored ADR	Equities	641069406	4,102	39,909	SH		SOLE		35,584	4,325	0
Nestle S A Sponsored ADR	Equities	641069406	600	5,846	SH		DFND		5,846	0	0
NextEra Energy Inc.	Equities	65339F101	323	1,345	SH		DFND		1,345	0	0
NextEra Energy Inc.	Equities	65339F101	993	4,129	SH		SOLE		4,129	0	0
Nike Inc Cl B	Equities	654106103	10	127	SH		DFND		127	0	0
Nike Inc Cl B	Equities	654106103	4,359	52,691	SH		SOLE		46,571	6,120	0
Novartis AG ADR	Equities	66987V109	176	2,138	SH		SOLE		2,138	0	0
Novartis AG ADR	Equities	66987V109	171	2,075	SH		DFND		2,075	0	0
Nvidia Corporation	Equities	67066G104	641	2,435	SH		SOLE		2,435	0	0
Old Republic International Corp	Equities	680223104	288	18,900	SH		SOLE		18,900	0	0
Old Republic International Corp	Equities	680223104	38	2,500	SH		DFND		2,500	0	0
Oracle Corp	Equities	68389X105	677	14,016	SH		SOLE		14,016	0	0
Paycom Software, Inc.	Equities	70432V102	206	1,020	SH		SOLE		1,020	0	0
Paypal Holdings, Inc.	Equities	70450Y103	502	5,244	SH		SOLE		5,244	0	0
Pembina Pipeline Corp	Equities	706327103	235	12,500	SH		SOLE		12,500	0	0
Pepsico Inc	Equities	713448108	220	1,835	SH		DFND		1,835	0	0
Pepsico Inc	Equities	713448108	4,730	39,386	SH		SOLE		39,386	0	0
Pfizer Inc	Equities	717081103	27	850	SH		DFND		850	0	0
Pfizer Inc	Equities	717081103	1,574	48,237	SH		SOLE		48,237	0	0
Philip Morris International Inc	Equities	718172109	145	2,000	SH		DFND		2,000	0	0
Philip Morris International Inc	Equities	718172109	1,097	15,039	SH		SOLE		15,039	0	0
Phillips 66	Equities	718546104	222	4,148	SH		SOLE		4,148	0	0
Procter & Gamble Co	Equities	742718109	4,458	40,533	SH		SOLE		40,533	0	0
Procter & Gamble Co	Equities	742718109	603	5,490	SH		DFND		5,490	0	0
Public Storage Inc	Equities	74460D109	327	1,650	SH		DFND		1,650	0	0
Public Storage Inc	Equities	74460D109	1	8	SH		SOLE		8	0	0
Rayonier, Inc.	Equities	754907103	250	10,650	SH		SOLE		10,650	0	0
Raytheon Co	Equities	755111507	6	49	SH		DFND		49	0	0
Raytheon Co	Equities	755111507	2,396	18,275	SH		SOLE		15,835	2,440	0
Real Estate Select Sector SPDR	Equities	81369Y860	6,561	211,663	SH		SOLE		211,261	402	0
Roper Industries, Inc.	Equities	776696106	307	987	SH		SOLE		987	0	0
Ross Stores, Inc.	Equities	778296103	339	3,900	SH		SOLE		3,900	0	0
S&P Global Inc.	Equities	78409V104	408	1,667	SH		SOLE		1,667	0	0
Schlumberger Ltd	Equities	806857108	231	17,177	SH		SOLE		17,177	0	0
Schwab International Small-Cap	Equities	808524888	6,957	285,159	SH		SOLE		284,111	1,048	0
SPDR Gold Trust Gold Shs (MFC)	Equities	78463v107	558	3,775	SH		SOLE		3,775	0	0
SPDR Health Care Services	Equities	78464A573	516	8,969	SH		SOLE		8,969	0	0
SPDR S&P Midcap 400 ETF Tr Ser	Equities	78467Y107	1,476	5,618	SH		SOLE		5,618	0	0
SPDR Tr Unit Ser 1	Equities	78462F103	5,967	23,154	SH		SOLE		23,079	75	0
Starbucks Corp	Equities	855244109	240	3,660	SH		SOLE		3,660	0	0
State Street Corp	Equities	857477103	217	4,084	SH		SOLE		4,084	0	0
Stryker Corp	Equities	863667101	426	2,560	SH		SOLE		2,560	0	0
Technology Select Sector SPDR	Equities	81369Y803	50,830	632,451	SH		SOLE		631,456	995	0
Texas Instruments Inc	Equities	882508104	238	2,386	SH		DFND		2,386	0	0
Texas Instruments Inc	Equities	882508104	4,320	43,236	SH		SOLE		39,069	4,167	0
The Walt Disney Company	Equities	254687106	3,759	38,923	SH		SOLE		35,396	3,527	0
The Walt Disney Company	Equities	254687106	9	97	SH		DFND		97	0	0
Thermo Fisher Scientific Inc	Equities	883556102	683	2,409	SH		SOLE		2,409	0	0
TJX Companies Inc (The)	Equities	872540109	230	4,818	SH		SOLE		4,818	0	0
Trane Technologies plc	Equities	G8994E103	247	3,000	SH		SOLE		3,000	0	0
Unilever NV NY Shs	Equities	904784709	210	4,320	SH		SOLE		4,320	0	0
Union Pacific Corp	Equities	907818108	1,421	10,082	SH		SOLE		10,082	0	0
United Parcel Service Inc Cl B	Equities	911312106	359	3,843	SH		DFND		3,843	0	0
United Parcel Service Inc Cl B	Equities	911312106	3,615	38,703	SH		SOLE		34,504	4,199	0
United Technologies Corp	Equities	913017109	1,201	12,740	SH		SOLE		12,740	0	0
Unitedhealth Group Inc	Equities	91324P102	29	118	SH		DFND		118	0	0
Unitedhealth Group Inc	Equities	91324P102	3,909	15,675	SH		SOLE		13,792	1,883	0
US Bancorp	Equities	902973304	6	200	SH		DFND		200	0	0
US Bancorp	Equities	902973304	420	12,199	SH		SOLE		12,199	0	0
Utilities Select Sector SPDR	Equities	81369Y886	626	11,305	SH		SOLE		11,305	0	0
VanEck Vectors J.P. Morgan EM L	Equities	92189H300	301	10,596	SH		SOLE		10,596	0	0
VanEck Vectors Vietnam ETF	Equities	92189F817	695	66,595	SH		SOLE		66,595	0	0
Vanguard 500 Index Fund	Equities	922908363	4,132	17,451	SH		SOLE		17,290	161	0
Vanguard Communication Services	Equities	92204A884	18,479	242,572	SH		SOLE		242,142	430	0
Vanguard Emerging Markets ETF	Equities	922042858	372	11,090	SH		SOLE		11,090	0	0
Vanguard Extended Market Index	Equities	922908652	317	3,503	SH		SOLE		3,503	0	0
Vanguard FTSE All-World Ex-US I	Equities	922042775	3,319	80,920	SH		SOLE		80,298	622	0
Vanguard FTSE Developed Markets	Equities	921943858	579	17,373	SH		SOLE		17,373	0	0
Vanguard Mega Cap 300 Value Ind	Equities	921910840	208	3,154	SH		SOLE		3,154	0	0
Vanguard Mid-Cap ETF	Equities	922908629	1,710	12,993	SH		SOLE		12,884	109	0
Vanguard Small-Cap Value ETF	Equities	922908611	2,686	30,255	SH		SOLE		30,255	0	0
Vanguard ST Bond ETF	Equities	921937827	261	3,180	SH		SOLE		2,630	550	0
Vanguard Total Stock Market ETF	Equities	922908769	896	6,957	SH		SOLE		6,957	0	0
VeriSign Inc	Equities	92343e102	429	2,384	SH		SOLE		2,384	0	0
Verizon Communications Inc	Equities	92343V104	1,826	33,995	SH		SOLE		33,995	0	0
Verizon Communications Inc	Equities	92343V104	281	5,245	SH		DFND		5,245	0	0
Vertex Pharmaceuticals Inc	Equities	92532F100	264	1,110	SH		SOLE		1,110	0	0
Visa Inc - Class A Shares	Equities	92826C839	68	426	SH		DFND		426	0	0
Visa Inc - Class A Shares	Equities	92826C839	6,193	38,443	SH		SOLE		35,595	2,848	0
Wal Mart Stores Inc	Equities	931142103	406	3,575	SH		DFND		3,575	0	0
Wal Mart Stores Inc	Equities	931142103	3,021	26,591	SH		SOLE		26,591	0	0
Waste Management Inc	Equities	94106L109	328	3,550	SH		DFND		3,550	0	0
Waste Management Inc	Equities	94106L109	349	3,779	SH		SOLE		3,779	0	0
WEC Energy Group Inc	Equities	92939U106	746	8,475	SH		DFND		8,475	0	0
WEC Energy Group Inc	Equities	92939U106	107	1,220	SH		SOLE		1,220	0	0
Wells Fargo & Co	Equities	949746101	5,816	202,683	SH		SOLE		192,999	9,684	0
Wells Fargo & Co	Equities	949746101	37	1,295	SH		DFND		1,295	0	0
Welltower Inc.	Equities	95040Q104	1,027	22,448	SH		SOLE		22,448	0	0
Welltower Inc.	Equities	95040Q104	390	8,526	SH		DFND		8,526	0	0
Whirlpool Corp	Equities	963320106	77	900	SH		DFND		900	0	0
Whirlpool Corp	Equities	963320106	222	2,595	SH		SOLE		2,595	0	0
WisdomTree LargeCap Dividend Fu	Equities	97717W307	325	4,021	SH		SOLE		4,021	0	0
WisdomTree SmallCap Dividend Fu	Equities	97717W604	1,952	108,350	SH		SOLE		107,656	694	0
WisdomTree U.S. ESG Fund	Equities	97717W596	414	15,096	SH		SOLE		15,096	0	0
Yum Brands Inc	Equities	988498101	242	3,533	SH		SOLE		3,533	0	0