Spinnaker Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	Equities	88579Y101	661	3,724	SH		DFND		3,724	0	0
3M Company	Equities	88579Y101	92,638	521,523	SH		SOLE		521,523	0	0
Abbott Laboratories	Equities	002824100	142	1,009	SH		DFND		1,009	0	0
Abbott Laboratories	Equities	002824100	6,177	43,892	SH		SOLE		43,892	0	0
AbbVie Inc.	Equities	00287Y109	2,235	16,507	SH		SOLE		16,507	0	0
Aberdeen Standard Bloomberg All	Equities	003261104	11,763	511,679	SH		SOLE		509,688	1,991	0
Accenture PLC	Equities	G1151C101	207	500	SH		DFND		500	0	0
Accenture PLC	Equities	G1151C101	2,221	5,357	SH		SOLE		5,357	0	0
AFLAC Inc	Equities	001055102	257	4,395	SH		SOLE		4,395	0	0
Agilent Technologies Inc	Equities	00846U101	486	3,044	SH		SOLE		3,044	0	0
Air Prods & Chems Inc	Equities	009158106	1,112	3,654	SH		SOLE		3,654	0	0
Alleghany Corporation	Equities	017175100	262	392	SH		SOLE		392	0	0
Alphabet Inc CL A	Equities	02079K305	7,599	2,623	SH		SOLE		2,623	0	0
Alphabet Inc Cl C	Equities	02079K107	41	14	SH		DFND		14	0	0
Alphabet Inc Cl C	Equities	02079K107	16,172	5,589	SH		SOLE		5,198	391	0
Altria Group Inc	Equities	02209S103	780	16,467	SH		SOLE		16,467	0	0
Amazon Com Inc	Equities	023135106	13	4	SH		DFND		4	0	0
Amazon Com Inc	Equities	023135106	7,752	2,325	SH		SOLE		2,299	26	0
American Express Co	Equities	025816109	730	4,462	SH		SOLE		4,462	0	0
American Tower Reit Com	Equities	03027X100	1,569	5,364	SH		SOLE		5,364	0	0
American Water Works Company In	Equities	030420103	413	2,186	SH		SOLE		2,186	0	0
Ameriprise Finl Inc	Equities	03076C106	327	1,085	SH		SOLE		1,085	0	0
Amgen Inc	Equities	031162100	1,918	8,525	SH		SOLE		8,525	0	0
Anthem, Inc.	Equities	036752103	383	827	SH		SOLE		827	0	0
Apple Computer Inc	Equities	037833100	150	844	SH		DFND		844	0	0
Apple Computer Inc	Equities	037833100	41,583	234,177	SH		SOLE		228,481	5,696	0
Arthur J. Gallagher & Co.	Equities	363576109	204	1,200	SH		SOLE		1,200	0	0
AT&T Inc	Equities	00206R102	784	31,869	SH		SOLE		31,869	0	0
Automatic Data Processing Inc	Equities	053015103	5,003	20,290	SH		SOLE		20,290	0	0
AutoZone, Inc.	Equities	053332102	314	151	SH		SOLE		151	0	0
AvalonBay Communities Inc	Equities	053484101	707	2,800	SH		SOLE		2,800	0	0
Bank Of America Corporation	Equities	060505104	677	15,214	SH		SOLE		15,214	0	0
Becton Dickinson and Company	Equities	075887109	1,516	6,029	SH		SOLE		6,029	0	0
Berkshire Hathaway Inc	Equities	084670108	4,056	9	SH		SOLE		9	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	705	2,358	SH		DFND		2,358	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	24,578	82,201	SH		SOLE		80,086	2,115	0
Biotech Select Sector SPDR ETF	Equities	78464A870	314	2,803	SH		SOLE		2,803	0	0
BlackRock, Inc.	Equities	09247X101	9,460	10,332	SH		SOLE		9,226	1,106	0
BlackRock, Inc.	Equities	09247X101	570	623	SH		DFND		623	0	0
Boeing Co	Equities	097023105	269	1,334	SH		SOLE		1,334	0	0
Booking Holdings Inc	Equities	09857L108	463	193	SH		SOLE		193	0	0
Bristol Myers Squibb Co	Equities	110122108	1,493	23,944	SH		SOLE		23,944	0	0
Bristol Myers Squibb Co	Equities	110122108	213	3,418	SH		DFND		3,418	0	0
Broadcom Inc.	Equities	11135F101	780	1,172	SH		SOLE		1,172	0	0
Cable ONE, Inc.	Equities	12685J105	353	200	SH		SOLE		200	0	0
Camden National Corporation	Equities	133034108	258	5,350	SH		SOLE		5,350	0	0
Carrier Global Corporation	Equities	14448C104	269	4,958	SH		SOLE		4,958	0	0
Caterpillar Inc Del	Equities	149123101	5,140	24,864	SH		SOLE		24,864	0	0
Caterpillar Inc Del	Equities	149123101	646	3,125	SH		DFND		3,125	0	0
Chevron Corporation	Equities	166764100	1,859	15,839	SH		SOLE		15,839	0	0
Chevron Corporation	Equities	166764100	393	3,352	SH		DFND		3,352	0	0
Chubb Limited	Equities	H1467J104	646	3,341	SH		SOLE		3,341	0	0
Church & Dwight Inc	Equities	171340102	4,908	47,883	SH		SOLE		47,883	0	0
Cigna Corporation	Equities	125523100	304	1,322	SH		SOLE		1,322	0	0
Cisco Systems Inc	Equities	17275R102	4,912	77,508	SH		SOLE		77,508	0	0
Cisco Systems Inc	Equities	17275R102	931	14,686	SH		DFND		14,686	0	0
CME Group Inc	Equities	12572Q105	234	1,025	SH		SOLE		1,025	0	0
Coca Cola Co	Equities	191216100	1,170	19,754	SH		SOLE		19,754	0	0
Coca Cola Co	Equities	191216100	225	3,800	SH		DFND		3,800	0	0
Colgate Palmolive Co	Equities	194162103	652	7,635	SH		SOLE		7,635	0	0
Comcast Corp New Cl A	Equities	20030N101	4,468	88,774	SH		SOLE		77,427	11,347	0
Comcast Corp New Cl A	Equities	20030N101	453	9,010	SH		DFND		9,010	0	0
ConocoPhillips	Equities	20825C104	237	3,280	SH		SOLE		3,280	0	0
Consolidated Edison Inc	Equities	209115104	427	5,006	SH		SOLE		5,006	0	0
Consolidated Edison Inc	Equities	209115104	173	2,025	SH		DFND		2,025	0	0
Constellation Brands Inc - Clas	Equities	21036P108	7	29	SH		DFND		29	0	0
Constellation Brands Inc - Clas	Equities	21036P108	3,859	15,375	SH		SOLE		13,573	1,802	0
Consumer Discretionary Select S	Equities	81369Y407	27,095	132,535	SH		SOLE		132,345	190	0
Consumer Staples Select Sector	Equities	81369Y308	8,649	112,164	SH		SOLE		112,164	0	0
Corteva, Inc.	Equities	22052L104	334	7,056	SH		SOLE		7,056	0	0
Corteva, Inc.	Equities	22052L104	25	523	SH		DFND		523	0	0
Costco Wholesale Corp	Equities	22160K105	6,003	10,575	SH		SOLE		9,624	951	0
Costco Wholesale Corp	Equities	22160K105	37	66	SH		DFND		66	0	0
Crown Castle International Corp	Equities	22822V101	640	3,067	SH		DFND		3,067	0	0
Crown Castle International Corp	Equities	22822V101	8,349	39,995	SH		SOLE		36,641	3,354	0
CVS/Caremark Corp	Equities	126650100	3,143	30,470	SH		SOLE		30,470	0	0
CVS/Caremark Corp	Equities	126650100	501	4,860	SH		DFND		4,860	0	0
Danaher Corp Del	Equities	235851102	1,723	5,238	SH		SOLE		5,238	0	0
Deere & Co	Equities	244199105	4,000	11,666	SH		SOLE		11,614	52	0
Deere & Co	Equities	244199105	9	25	SH		DFND		25	0	0
Diageo plc Sponsored ADR	Equities	25243Q205	201	915	SH		SOLE		915	0	0
Digital Realty Trust, Inc.	Equities	253868103	573	3,240	SH		DFND		3,240	0	0
Digital Realty Trust, Inc.	Equities	253868103	2,191	12,390	SH		SOLE		12,390	0	0
Dollar Gen Corp	Equities	256677105	236	1,000	SH		SOLE		1,000	0	0
Dominion Energy Inc	Equities	25746U109	35	450	SH		DFND		450	0	0
Dominion Energy Inc	Equities	25746U109	403	5,125	SH		SOLE		5,125	0	0
Domino's Pizza, Inc.	Equities	25754A201	618	1,095	SH		SOLE		1,095	0	0
Dow Inc.	Equities	260557103	30	523	SH		DFND		523	0	0
Dow Inc.	Equities	260557103	385	6,780	SH		SOLE		6,780	0	0
Duke Energy Corp New Com	Equities	26441C204	96	919	SH		SOLE		919	0	0
Duke Energy Corp New Com	Equities	26441C204	115	1,100	SH		DFND		1,100	0	0
DuPont de Nemours Inc	Equities	26614N102	42	523	SH		DFND		523	0	0
DuPont de Nemours Inc	Equities	26614N102	805	9,971	SH		SOLE		9,971	0	0
Eaton Corporation plc	Equities	G29183103	35	200	SH		DFND		200	0	0
Eaton Corporation plc	Equities	G29183103	335	1,940	SH		SOLE		1,940	0	0
Eli Lilly & Co	Equities	532457108	866	3,135	SH		DFND		3,135	0	0
Eli Lilly & Co	Equities	532457108	8,478	30,694	SH		SOLE		27,823	2,871	0
Emerson Elec Co	Equities	291011104	2,049	22,036	SH		SOLE		22,036	0	0
Energy Select Sector SPDR	Equities	81369Y506	460	8,288	SH		SOLE		8,288	0	0
Equifax Inc	Equities	294429105	1,126	3,846	SH		SOLE		3,846	0	0
Equity Residential	Equities	29476L107	493	5,450	SH		SOLE		5,450	0	0
Equity Residential	Equities	29476L107	217	2,400	SH		DFND		2,400	0	0
Essential Utilities, Inc.	Equities	29670G102	675	12,563	SH		SOLE		12,563	0	0
Estee Lauder Companies Inc.	Equities	518439104	3,858	10,422	SH		SOLE		9,082	1,340	0
Estee Lauder Companies Inc.	Equities	518439104	8	21	SH		DFND		21	0	0
Exxon Mobil Corp	Equities	30231G102	4,335	70,844	SH		SOLE		70,844	0	0
FactSet Research Systems Inc.	Equities	303075105	1,420	2,922	SH		SOLE		2,922	0	0
Fastenal Company	Equities	311900104	550	8,586	SH		SOLE		8,586	0	0
Fidelity MSCI Health Care Index	Equities	316092600	2,371	34,534	SH		SOLE		34,178	356	0
Fidelity MSCI Industrials Index	Equities	316092709	1,571	27,946	SH		SOLE		27,659	287	0
Fidelity MSCI Information Techn	Equities	316092808	1,920	14,179	SH		SOLE		14,179	0	0
Fidelity MSCI Materials Index E	Equities	316092881	1,487	29,549	SH		SOLE		29,257	292	0
Fidelity Total Bond ETF	Equities	316188309	4,042	76,239	SH		SOLE		76,173	66	0
Financial Select Sector SPDR	Equities	81369Y605	19,113	489,450	SH		SOLE		489,450	0	0
First Trust Lunt U.S. Factor Ro	Equities	33733E872	7,161	201,502	SH		SOLE		199,356	2,146	0
First Trust Nasdaq ABA CBIF	Equities	33736Q104	517	8,765	SH		SOLE		8,765	0	0
First Trust NYSE Arca Biotechno	Equities	33733E203	230	1,423	SH		SOLE		1,423	0	0
First Trust Preferred Securitie	Equities	33739E108	21,942	1,079,814	SH		SOLE		1,076,221	3,593	0
Fiserv Inc	Equities	337738108	788	7,593	SH		SOLE		7,593	0	0
General Electric Company	Equities	369604301	678	7,177	SH		SOLE		7,177	0	0
General Mills Inc	Equities	370334104	216	3,210	SH		DFND		3,210	0	0
General Mills Inc	Equities	370334104	593	8,796	SH		SOLE		8,796	0	0
Global Partners LP	Equities	37946R109	292	12,450	SH		SOLE		12,450	0	0
Global X Cloud Computing ETF	Equities	37954Y442	1,208	45,542	SH		SOLE		45,066	476	0
Goldman Sachs ActiveBeta Emergi	Equities	381430206	43,294	1,169,797	SH		SOLE		1,167,174	2,623	0
Goldman Sachs Group Inc	Equities	38141G104	595	1,556	SH		SOLE		1,556	0	0
GreenGro Technologies, Inc.	Equities	39526G107	0	10,000	SH		SOLE		10,000	0	0
Hawaiian Electric Industries	Equities	419870100	409	9,844	SH		SOLE		9,844	0	0
Hawaiian Electric Industries	Equities	419870100	133	3,200	SH		DFND		3,200	0	0
Healthcare Select Sector SPDR	Equities	81369Y209	38,074	270,241	SH		SOLE		270,241	0	0
Hewlett Packard Enterprise Comp	Equities	42824C109	223	14,135	SH		SOLE		14,135	0	0
Home Depot Inc	Equities	437076102	18,437	44,426	SH		SOLE		42,322	2,104	0
Home Depot Inc	Equities	437076102	870	2,096	SH		DFND		2,096	0	0
Honeywell International Inc	Equities	438516106	1,948	9,341	SH		SOLE		9,341	0	0
Howmet Aerospace Inc.	Equities	443201108	226	7,102	SH		SOLE		7,102	0	0
HP Inc.	Equities	40434L105	508	13,488	SH		SOLE		13,488	0	0
Idexx Laboratories Inc.	Equities	45168D104	11	16	SH		DFND		16	0	0
Idexx Laboratories Inc.	Equities	45168D104	9,365	14,222	SH		SOLE		13,504	718	0
Illinois Tool Works Inc	Equities	452308109	1,427	5,781	SH		SOLE		5,781	0	0
Industrial Select Sector SPDR	Equities	81369Y704	20,192	190,833	SH		SOLE		190,603	230	0
Intel Corp	Equities	458140100	291	5,655	SH		DFND		5,655	0	0
Intel Corp	Equities	458140100	4,616	89,625	SH		SOLE		89,625	0	0
International Business Machines	Equities	459200101	2,197	16,440	SH		SOLE		16,440	0	0
Intuit Inc.	Equities	461202103	932	1,449	SH		SOLE		1,449	0	0
Invesco QQQ Trust	Equities	46090E103	33,832	85,038	SH		SOLE		84,550	488	0
Invesco Russell 1000 Dynamic Mu	Equities	46138J619	15,910	313,802	SH		SOLE		312,229	1,573	0
Invesco S&P 500 Equal Weight Co	Equities	46137V381	8,204	52,390	SH		SOLE		52,390	0	0
Invesco S&P 500 Low Volatility	Equities	46138E354	2,445	35,627	SH		SOLE		35,294	333	0
Invesco S&P SmallCap Health Car	Equities	46138E149	1,106	6,158	SH		SOLE		6,100	58	0
Invesco S&P SmallCap Informatio	Equities	46138E115	1,563	10,105	SH		SOLE		10,105	0	0
iShares 10 Year Inv Grade Corp	Equities	464289511	37	527	SH		DFND		527	0	0
iShares 10 Year Inv Grade Corp	Equities	464289511	16,186	232,724	SH		SOLE		231,871	853	0
iShares Barclays 10-20 Yr Treas	Equities	464288653	7,244	48,816	SH		SOLE		48,588	228	0
iShares Core 1-5 Year USD Bond	Equities	46432F859	49,952	990,522	SH		SOLE		987,153	3,369	0
iShares Core 1-5 Year USD Bond	Equities	46432F859	80	1,583	SH		DFND		1,583	0	0
iShares Core MSCI EAFE	Equities	46432F842	4,285	57,403	SH		SOLE		57,403	0	0
iShares Core MSCI Emerging Mark	Equities	46434G103	1,533	25,613	SH		SOLE		25,613	0	0
iShares Core S&P Mid-Cap ETF	Equities	464287507	3,470	12,258	SH		SOLE		12,178	80	0
iShares Core Total USD Bond Mar	Equities	46434V613	70	1,318	SH		DFND		1,318	0	0
iShares Core Total USD Bond Mar	Equities	46434V613	48,756	921,138	SH		SOLE		917,161	3,977	0
iShares Dow Jones US Consumer S	Equities	464287580	1,170	13,928	SH		SOLE		13,928	0	0
iShares Dow Jones US Medical De	Equities	464288810	1,040	15,796	SH		SOLE		15,796	0	0
iShares Dow Jones US Pharmaceut	Equities	464288836	1,295	6,485	SH		SOLE		6,485	0	0
iShares ESG Advanced MSCI USA E	Equities	46436E767	6,090	154,403	SH		SOLE		154,403	0	0
iShares ESG Aware MSCI EM ETF	Equities	46434G863	218	5,481	SH		SOLE		5,481	0	0
iShares ESG Aware MSCI USA Smal	Equities	46435U663	1,301	32,257	SH		SOLE		32,212	45	0
iShares ESG Aware U.S. Aggregat	Equities	46435U549	568	10,285	SH		SOLE		10,285	0	0
iShares ESG MSCI EAFE ETF	Equities	46435G516	91,157	1,147,209	SH		SOLE		1,144,450	2,759	0
iShares Global Clean Energy	Equities	464288224	12,468	588,941	SH		SOLE		587,780	1,161	0
iShares Gold Trust	Equities	464285204	20,140	578,556	SH		SOLE		577,334	1,222	0
iShares iBond Dec 2022 Term Cro	Equities	46434VBA7	894	35,542	SH		SOLE		35,542	0	0
iShares iBonds Dec 2023 Term Co	Equities	46434VAX8	695	27,080	SH		SOLE		27,080	0	0
iShares iBonds Dec 2023 Term Mu	Equities	46435G318	547	21,090	SH		SOLE		21,090	0	0
iShares iBonds Dec 2024 Term Co	Equities	46434VBG4	865	33,359	SH		SOLE		33,359	0	0
iShares iBonds Dec 2024 Term Mu	Equities	46435U697	662	24,683	SH		SOLE		24,683	0	0
iShares iBonds Dec 2025 Term Co	Equities	46434VBD1	304	11,490	SH		SOLE		11,490	0	0
iShares iBonds Dec 2025 Term Mu	Equities	46435U432	225	8,089	SH		SOLE		8,089	0	0
iShares MSCI All Country Asia e	Equities	464288182	5,303	64,124	SH		SOLE		64,124	0	0
iShares MSCI China A ETF	Equities	46434V514	7,043	161,535	SH		SOLE		161,025	510	0
iShares MSCI Taiwan ETF	Equities	46434G772	12,751	191,422	SH		SOLE		191,059	363	0
iShares MSCI USA ESG Select ETF	Equities	464288802	112,810	1,061,737	SH		SOLE		1,058,071	3,666	0
iShares National Amtfree Muni	Equities	464288414	1,984	17,066	SH		SOLE		16,641	425	0
iShares Russell 1000 Growth Ind	Equities	464287614	905	2,961	SH		SOLE		2,831	130	0
iShares Russell 1000 Value Inde	Equities	464287598	392	2,333	SH		SOLE		2,203	130	0
iShares Russell 3000 ETF	Equities	464287689	748	2,695	SH		SOLE		2,695	0	0
iShares Russell Midcap Index	Equities	464287499	434	5,225	SH		SOLE		5,225	0	0
iShares S&P 500 Index	Equities	464287200	547	1,147	SH		SOLE		1,147	0	0
iShares S&P 500 Value ETF	Equities	464287408	410	2,616	SH		SOLE		2,616	0	0
iShares S&P Global Technology	Equities	464287291	262	4,070	SH		SOLE		4,070	0	0
iShares S&P N.A. Tech Multi-Med	Equities	464287531	230	2,719	SH		SOLE		2,719	0	0
iShares S&P SmallCap 600 Index	Equities	464287804	4,235	36,981	SH		SOLE		36,981	0	0
iShares Short Maturity Bond	Equities	46431W507	9,813	196,452	SH		SOLE		196,452	0	0
iShares Short-Term Corporate Bo	Equities	464288646	355	6,593	SH		SOLE		5,893	700	0
iShares Tr MSCI EAFE Index Fund	Equities	464287465	400	5,087	SH		SOLE		5,087	0	0
iShares TR Russell 1000 ETF	Equities	464287622	847	3,204	SH		SOLE		3,204	0	0
iShares Tr Russell 2000 Index F	Equities	464287655	2,350	10,564	SH		SOLE		10,564	0	0
iShares Trust S & P 100 Index F	Equities	464287101	289	1,321	SH		SOLE		1,321	0	0
iShares U.S. Technology ETF	Equities	464287721	633	5,517	SH		SOLE		5,517	0	0
Johnson & Johnson	Equities	478160104	7,649	44,712	SH		SOLE		44,712	0	0
Johnson & Johnson	Equities	478160104	387	2,260	SH		DFND		2,260	0	0
Johnson Controls International	Equities	G51502105	219	2,688	SH		SOLE		2,688	0	0
JPMorgan BetaBuilders Canada ET	Equities	46641Q225	12,811	190,647	SH		SOLE		190,237	410	0
JPMorgan Chase & Co	Equities	46625H100	651	4,111	SH		DFND		4,111	0	0
JPMorgan Chase & Co	Equities	46625H100	9,754	61,598	SH		SOLE		57,350	4,248	0
Keysight Technologies, Inc	Equities	49338L103	452	2,187	SH		SOLE		2,187	0	0
Kimberly Clark Corp	Equities	494368103	643	4,502	SH		SOLE		4,502	0	0
Kimberly Clark Corp	Equities	494368103	239	1,675	SH		DFND		1,675	0	0
KraneShares Bosera MSCI China A	Equities	500767405	328	7,557	SH		SOLE		7,557	0	0
KraneShares Global Carbon ETF	Equities	500767678	11,850	232,809	SH		SOLE		232,415	394	0
L3Harris Technologies Inc	Equities	502431109	945	4,430	SH		SOLE		4,430	0	0
Linde Plc	Equities	G5494J103	584	1,686	SH		DFND		1,686	0	0
Linde Plc	Equities	G5494J103	3,658	10,558	SH		SOLE		10,558	0	0
Lockheed Martin Corp	Equities	539830109	289	813	SH		SOLE		813	0	0
Magellan Midstream Partners	Equities	559080106	237	5,100	SH		DFND		5,100	0	0
Magellan Midstream Partners	Equities	559080106	678	14,600	SH		SOLE		14,600	0	0
Markel Corporation	Equities	570535104	278	225	SH		SOLE		225	0	0
Mastercard Inc CL A	Equities	57636Q104	2,509	6,983	SH		SOLE		6,983	0	0
Match Group Inc.	Equities	57667L107	2,351	17,780	SH		SOLE		16,962	818	0
Match Group Inc.	Equities	57667L107	7	51	SH		DFND		51	0	0
Materials Select Sector SPDR Tr	Equities	81369Y100	367	4,045	SH		SOLE		4,045	0	0
McDonalds Corp	Equities	580135101	3,108	11,595	SH		SOLE		11,595	0	0
McDonalds Corp	Equities	580135101	932	3,475	SH		DFND		3,475	0	0
Medtronics PLC	Equities	G5960L103	4,559	44,068	SH		SOLE		43,928	140	0
Medtronics PLC	Equities	G5960L103	346	3,349	SH		DFND		3,349	0	0
Merck & Co Inc New Com	Equities	58933Y105	2,546	33,216	SH		SOLE		33,216	0	0
Meta Platforms, Inc.	Equities	30303M102	1,035	3,076	SH		SOLE		3,076	0	0
Microsoft Corp	Equities	594918104	38,558	114,647	SH		SOLE		86,835	27,812	0
Microsoft Corp	Equities	594918104	2,056	6,113	SH		DFND		6,113	0	0
Mondelez International, Inc.	Equities	609207105	490	7,386	SH		SOLE		7,386	0	0
Moody's Corp	Equities	615369105	619	1,585	SH		SOLE		1,585	0	0
Nestle S A Sponsored ADR	Equities	641069406	5,693	40,701	SH		SOLE		36,429	4,272	0
Nestle S A Sponsored ADR	Equities	641069406	812	5,807	SH		DFND		5,807	0	0
Newmont Mining Corporation	Equities	651639106	701	11,297	SH		SOLE		11,297	0	0
NextEra Energy Inc.	Equities	65339F101	520	5,570	SH		DFND		5,570	0	0
NextEra Energy Inc.	Equities	65339F101	8,387	89,830	SH		SOLE		81,101	8,729	0
Nike Inc Cl B	Equities	654106103	13	80	SH		DFND		80	0	0
Nike Inc Cl B	Equities	654106103	8,058	48,345	SH		SOLE		42,927	5,418	0
Norfolk Southern Corp	Equities	655844108	390	1,310	SH		SOLE		1,310	0	0
Novartis AG ADR	Equities	66987V109	182	2,075	SH		DFND		2,075	0	0
Novartis AG ADR	Equities	66987V109	244	2,786	SH		SOLE		2,786	0	0
Novo Nordisk A/S - Spons ADR	Equities	670100205	543	4,845	SH		SOLE		4,845	0	0
Nvidia Corporation	Equities	67066G104	3,633	12,352	SH		SOLE		12,352	0	0
Oracle Corp	Equities	68389X105	1,193	13,685	SH		SOLE		13,685	0	0
Otis Worldwide Corporation	Equities	68902V107	269	3,087	SH		SOLE		3,087	0	0
Paychex Inc	Equities	704326107	307	2,252	SH		SOLE		2,252	0	0
Paycom Software, Inc.	Equities	70432V102	324	780	SH		SOLE		780	0	0
Paypal Holdings, Inc.	Equities	70450Y103	7	36	SH		DFND		36	0	0
Paypal Holdings, Inc.	Equities	70450Y103	3,487	18,491	SH		SOLE		17,443	1,048	0
Pembina Pipeline Corp	Equities	706327103	379	12,500	SH		SOLE		12,500	0	0
Pepsico Inc	Equities	713448108	416	2,395	SH		DFND		2,395	0	0
Pepsico Inc	Equities	713448108	7,183	41,348	SH		SOLE		41,348	0	0
Pfizer Inc	Equities	717081103	2,951	49,975	SH		SOLE		49,975	0	0
Philip Morris International Inc	Equities	718172109	190	2,000	SH		DFND		2,000	0	0
Philip Morris International Inc	Equities	718172109	1,406	14,804	SH		SOLE		14,804	0	0
Phillips 66	Equities	718546104	260	3,584	SH		SOLE		3,584	0	0
PNC Financial Services Group	Equities	693475105	765	3,815	SH		SOLE		3,815	0	0
Procter & Gamble Co	Equities	742718109	6,687	40,879	SH		SOLE		40,879	0	0
Procter & Gamble Co	Equities	742718109	887	5,425	SH		DFND		5,425	0	0
Public Storage Inc	Equities	74460D109	3	8	SH		SOLE		8	0	0
Public Storage Inc	Equities	74460D109	618	1,650	SH		DFND		1,650	0	0
Rayonier, Inc.	Equities	754907103	430	10,650	SH		SOLE		10,650	0	0
Raytheon Technologies Corp	Equities	75513E101	463	5,376	SH		DFND		5,376	0	0
Raytheon Technologies Corp	Equities	75513E101	6,793	78,940	SH		SOLE		70,348	8,592	0
Real Estate Select Sector SPDR	Equities	81369Y860	410	7,907	SH		SOLE		7,907	0	0
Roper Industries, Inc.	Equities	776696106	309	629	SH		SOLE		629	0	0
Ross Stores, Inc.	Equities	778296103	446	3,900	SH		SOLE		3,900	0	0
Royal Bank of Canada	Equities	780087102	200	1,888	SH		SOLE		1,888	0	0
S&P Global Inc.	Equities	78409V104	787	1,667	SH		SOLE		1,667	0	0
Salesforce.com, Inc.	Equities	79466L302	4,444	17,486	SH		SOLE		17,417	69	0
Salesforce.com, Inc.	Equities	79466L302	14	54	SH		DFND		54	0	0
Schlumberger Ltd	Equities	806857108	462	15,436	SH		SOLE		15,436	0	0
Schwab U.S. Large-Cap ETF	Equities	808524201	211	1,856	SH		SOLE		1,856	0	0
Schwab U.S. Large-Cap Value ETF	Equities	808524409	9,518	129,988	SH		SOLE		129,988	0	0
ServiceNow, Inc.	Equities	81762P102	430	663	SH		SOLE		663	0	0
SPDR Blackstone GSO Senior Loan	Equities	78467V608	14	315	SH		DFND		315	0	0
SPDR Blackstone GSO Senior Loan	Equities	78467V608	17,838	390,934	SH		SOLE		389,371	1,563	0
SPDR Gold Trust Gold Shs (MFC)	Equities	78463v107	638	3,730	SH		SOLE		3,730	0	0
SPDR Health Care Services	Equities	78464A573	891	8,406	SH		SOLE		8,406	0	0
SPDR Portfolio S&P 600 Small Ca	Equities	78468R853	21,309	476,822	SH		SOLE		475,388	1,434	0
SPDR S&P 500 ETF Trust	Equities	78462F103	11,527	24,269	SH		SOLE		24,194	75	0
SPDR S&P 500 Fossil Fuel Reserv	Equities	78468R796	11,555	98,173	SH		SOLE		98,173	0	0
SPDR S&P Midcap 400 ETF Tr Ser	Equities	78467Y107	2,609	5,040	SH		SOLE		5,040	0	0
Starbucks Corp	Equities	855244109	649	5,550	SH		SOLE		5,550	0	0
State Street Corp	Equities	857477103	311	3,345	SH		SOLE		3,345	0	0
Stryker Corp	Equities	863667101	582	2,178	SH		SOLE		2,178	0	0
Technology Select Sector SPDR	Equities	81369Y803	88,959	511,643	SH		SOLE		510,648	995	0
Tesla, Inc	Equities	88160R101	1,123	1,063	SH		SOLE		863	200	0
Tesla, Inc	Equities	88160R101	26	25	SH		DFND		25	0	0
Texas Instruments Inc	Equities	882508104	448	2,377	SH		DFND		2,377	0	0
Texas Instruments Inc	Equities	882508104	8,152	43,255	SH		SOLE		39,088	4,167	0
Textron Inc	Equities	883203101	232	3,000	SH		SOLE		3,000	0	0
The Walt Disney Company	Equities	254687106	12	80	SH		DFND		80	0	0
The Walt Disney Company	Equities	254687106	5,441	35,127	SH		SOLE		31,878	3,249	0
Thermo Fisher Scientific Inc	Equities	883556102	939	1,408	SH		SOLE		1,408	0	0
TJX Companies Inc (The)	Equities	872540109	321	4,222	SH		SOLE		4,222	0	0
Trane Technologies plc	Equities	G8994E103	571	2,824	SH		SOLE		2,824	0	0
Travelers Companies Inc (The)	Equities	89417E109	226	1,445	SH		SOLE		1,445	0	0
Tyler Technologies, Inc.	Equities	902252105	3,448	6,410	SH		SOLE		5,606	804	0
Tyler Technologies, Inc.	Equities	902252105	9	16	SH		DFND		16	0	0
Unilever PLC Sponsored ADR	Equities	904767704	205	3,820	SH		SOLE		3,820	0	0
Union Pacific Corp	Equities	907818108	1,837	7,290	SH		SOLE		7,290	0	0
United Parcel Service Inc Cl B	Equities	911312106	694	3,240	SH		DFND		3,240	0	0
United Parcel Service Inc Cl B	Equities	911312106	8,569	39,978	SH		SOLE		35,813	4,165	0
Unitedhealth Group Inc	Equities	91324P102	8,485	16,898	SH		SOLE		15,015	1,883	0
Unitedhealth Group Inc	Equities	91324P102	58	115	SH		DFND		115	0	0
US Bancorp	Equities	902973304	332	5,916	SH		SOLE		5,916	0	0
Utilities Select Sector SPDR	Equities	81369Y886	373	5,210	SH		SOLE		5,210	0	0
V F Corp	Equities	918204108	373	5,100	SH		SOLE		5,100	0	0
VanEck Vectors Gold Miners ETF	Equities	92189F106	5,210	162,664	SH		SOLE		162,159	505	0
Vanguard 500 Index Fund	Equities	922908363	1,574	3,605	SH		SOLE		3,605	0	0
Vanguard Communication Services	Equities	92204A884	1,391	10,263	SH		SOLE		10,263	0	0
Vanguard Consumer Discretionary	Equities	92204A108	288	846	SH		SOLE		846	0	0
Vanguard Dividend Appreciation	Equities	921908844	285	1,658	SH		SOLE		1,658	0	0
Vanguard Emerging Markets ETF	Equities	922042858	527	10,665	SH		SOLE		10,665	0	0
Vanguard ESG International Stoc	Equities	921910725	16,298	262,783	SH		SOLE		262,783	0	0
Vanguard Extended Market Index	Equities	922908652	638	3,488	SH		SOLE		3,488	0	0
Vanguard FTSE All-World Ex-US I	Equities	922042775	6,188	100,982	SH		SOLE		100,143	839	0
Vanguard FTSE All-World ex-US S	Equities	922042718	14,636	109,256	SH		SOLE		109,044	212	0
Vanguard FTSE Developed Markets	Equities	921943858	310	6,078	SH		SOLE		6,078	0	0
Vanguard Growth ETF	Equities	922908736	291	908	SH		SOLE		908	0	0
Vanguard Mega Cap 300 Value Ind	Equities	921910840	321	3,004	SH		SOLE		3,004	0	0
Vanguard Mid-Cap ETF	Equities	922908629	4,571	17,942	SH		SOLE		17,864	78	0
Vanguard Small-Cap Value ETF	Equities	922908611	8,806	49,234	SH		SOLE		49,233	1	0
Vanguard Small-Cap Vipers	Equities	922908751	280	1,237	SH		SOLE		1,192	45	0
Vanguard ST Bond ETF	Equities	921937827	268	3,319	SH		SOLE		2,769	550	0
Vanguard Total Stock Market ETF	Equities	922908769	1,456	6,029	SH		SOLE		6,029	0	0
VeriSign Inc	Equities	92343e102	605	2,384	SH		SOLE		2,384	0	0
Verizon Communications Inc	Equities	92343V104	548	10,555	SH		DFND		10,555	0	0
Verizon Communications Inc	Equities	92343V104	2,392	46,031	SH		SOLE		46,031	0	0
Vertex Pharmaceuticals Inc	Equities	92532F100	270	1,230	SH		SOLE		1,230	0	0
Visa Inc - Class A Shares	Equities	92826C839	86	398	SH		DFND		398	0	0
Visa Inc - Class A Shares	Equities	92826C839	6,844	31,582	SH		SOLE		29,290	2,292	0
Wal Mart Stores Inc	Equities	931142103	4,292	29,662	SH		SOLE		29,662	0	0
Wal Mart Stores Inc	Equities	931142103	525	3,631	SH		DFND		3,631	0	0
Waste Management Inc	Equities	94106L109	592	3,550	SH		DFND		3,550	0	0
Waste Management Inc	Equities	94106L109	981	5,879	SH		SOLE		5,879	0	0
WEC Energy Group Inc	Equities	92939U106	823	8,475	SH		DFND		8,475	0	0
WEC Energy Group Inc	Equities	92939U106	80	823	SH		SOLE		823	0	0
Wells Fargo & Co	Equities	949746101	1,095	22,831	SH		SOLE		22,831	0	0
Welltower Inc.	Equities	95040Q104	2,438	28,425	SH		SOLE		28,425	0	0
Welltower Inc.	Equities	95040Q104	716	8,351	SH		DFND		8,351	0	0
WEX Inc	Equities	96208T104	2,267	16,151	SH		SOLE		16,151	0	0
Whirlpool Corp	Equities	963320106	609	2,595	SH		SOLE		2,595	0	0
Whirlpool Corp	Equities	963320106	211	900	SH		DFND		900	0	0
WisdomTree LargeCap Dividend Fu	Equities	97717W307	464	7,024	SH		SOLE		7,024	0	0
WisdomTree SmallCap Dividend Fu	Equities	97717W604	928	28,243	SH		SOLE		28,243	0	0
WisdomTree U.S. ESG Fund	Equities	97717W596	573	11,182	SH		SOLE		11,182	0	0
Yum Brands Inc	Equities	988498101	459	3,308	SH		SOLE		3,308	0	0
Zoetis Inc.	Equities	98978V103	268	1,100	SH		SOLE		1,100	0	0