Spinnaker Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	Equities	88579Y101	179	1,200	SH		DFND		1,200	0	0
3M Company	Equities	88579Y101	76,414	513,262	SH		SOLE		513,262	0	0
Abbott Laboratories	Equities	002824100	119	1,009	SH		DFND		1,009	0	0
Abbott Laboratories	Equities	002824100	5,169	43,670	SH		SOLE		43,670	0	0
AbbVie Inc.	Equities	00287Y109	2,619	16,155	SH		SOLE		16,155	0	0
Aberdeen Standard Bloomberg All	Equities	003261104	9,250	322,076	SH		SOLE		321,012	1,064	0
Accenture PLC	Equities	G1151C101	169	500	SH		DFND		500	0	0
Accenture PLC	Equities	G1151C101	1,831	5,431	SH		SOLE		5,431	0	0
Adobe Inc	Equities	00724F101	208	457	SH		SOLE		457	0	0
AFLAC Inc	Equities	001055102	256	3,975	SH		SOLE		3,975	0	0
Agilent Technologies Inc	Equities	00846U101	403	3,044	SH		SOLE		3,044	0	0
Agnico Eagle Mines LTD	Equities	008474108	238	3,882	SH		SOLE		3,882	0	0
Air Prods & Chems Inc	Equities	009158106	913	3,654	SH		SOLE		3,654	0	0
Alleghany Corporation	Equities	017175100	332	392	SH		SOLE		392	0	0
Alphabet Inc CL A	Equities	02079K305	7,326	2,634	SH		SOLE		2,634	0	0
Alphabet Inc Cl C	Equities	02079K107	39	14	SH		DFND		14	0	0
Alphabet Inc Cl C	Equities	02079K107	15,649	5,603	SH		SOLE		5,212	391	0
Altria Group Inc	Equities	02209S103	863	16,513	SH		SOLE		16,513	0	0
Amazon Com Inc	Equities	023135106	13	4	SH		DFND		4	0	0
Amazon Com Inc	Equities	023135106	8,610	2,641	SH		SOLE		2,598	43	0
American Express Co	Equities	025816109	1,028	5,496	SH		SOLE		5,496	0	0
American Tower Reit Com	Equities	03027X100	1,415	5,633	SH		SOLE		5,633	0	0
American Water Works Company In	Equities	030420103	362	2,186	SH		SOLE		2,186	0	0
Ameriprise Finl Inc	Equities	03076C106	326	1,085	SH		SOLE		1,085	0	0
Amgen Inc	Equities	031162100	1,938	8,016	SH		SOLE		8,016	0	0
Anthem, Inc.	Equities	036752103	406	827	SH		SOLE		827	0	0
Apple Computer Inc	Equities	037833100	147	844	SH		DFND		844	0	0
Apple Computer Inc	Equities	037833100	40,789	233,603	SH		SOLE		227,907	5,696	0
AT&T Inc	Equities	00206R102	748	31,669	SH		SOLE		31,669	0	0
Automatic Data Processing Inc	Equities	053015103	4,598	20,207	SH		SOLE		20,207	0	0
AutoZone, Inc.	Equities	053332102	307	151	SH		SOLE		151	0	0
AvalonBay Communities Inc	Equities	053484101	695	2,800	SH		SOLE		2,800	0	0
Bank Of America Corporation	Equities	060505104	751	18,231	SH		SOLE		18,231	0	0
Becton Dickinson and Company	Equities	075887109	1,573	5,914	SH		SOLE		5,914	0	0
Berkshire Hathaway Inc	Equities	084670108	4,760	9	SH		SOLE		9	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	832	2,358	SH		DFND		2,358	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	29,031	82,263	SH		SOLE		80,148	2,115	0
Biotech Select Sector SPDR ETF	Equities	78464A870	252	2,803	SH		SOLE		2,803	0	0
BlackRock, Inc.	Equities	09247X101	8,025	10,502	SH		SOLE		9,396	1,106	0
BlackRock, Inc.	Equities	09247X101	476	623	SH		DFND		623	0	0
Boeing Co	Equities	097023105	277	1,445	SH		SOLE		1,445	0	0
Booking Holdings Inc	Equities	09857L108	453	193	SH		SOLE		193	0	0
Bristol Myers Squibb Co	Equities	110122108	1,767	24,194	SH		SOLE		24,194	0	0
Bristol Myers Squibb Co	Equities	110122108	250	3,418	SH		DFND		3,418	0	0
Broadcom Inc.	Equities	11135F101	738	1,172	SH		SOLE		1,172	0	0
Cable ONE, Inc.	Equities	12685J105	293	200	SH		SOLE		200	0	0
Camden National Corporation	Equities	133034108	233	4,950	SH		SOLE		4,950	0	0
Carnival Corp	Equities	143658300	217	10,708	SH		SOLE		10,708	0	0
Carrier Global Corporation	Equities	14448C104	227	4,958	SH		SOLE		4,958	0	0
Caterpillar Inc Del	Equities	149123101	5,537	24,849	SH		SOLE		24,849	0	0
Caterpillar Inc Del	Equities	149123101	641	2,875	SH		DFND		2,875	0	0
Chevron Corporation	Equities	166764100	2,771	17,016	SH		SOLE		17,016	0	0
Chevron Corporation	Equities	166764100	546	3,352	SH		DFND		3,352	0	0
Chubb Limited	Equities	H1467J104	715	3,341	SH		SOLE		3,341	0	0
Church & Dwight Inc	Equities	171340102	4,911	49,416	SH		SOLE		49,416	0	0
Cigna Corporation	Equities	125523100	312	1,302	SH		SOLE		1,302	0	0
Cisco Systems Inc	Equities	17275R102	4,259	76,377	SH		SOLE		76,377	0	0
Cisco Systems Inc	Equities	17275R102	759	13,605	SH		DFND		13,605	0	0
CME Group Inc	Equities	12572Q105	244	1,025	SH		SOLE		1,025	0	0
Coca Cola Co	Equities	191216100	1,362	21,971	SH		SOLE		21,971	0	0
Coca Cola Co	Equities	191216100	236	3,800	SH		DFND		3,800	0	0
Colgate Palmolive Co	Equities	194162103	583	7,687	SH		SOLE		7,687	0	0
Comcast Corp New Cl A	Equities	20030N101	2,603	55,591	SH		SOLE		44,244	11,347	0
Comcast Corp New Cl A	Equities	20030N101	101	2,150	SH		DFND		2,150	0	0
ConocoPhillips	Equities	20825C104	333	3,330	SH		SOLE		3,330	0	0
CONSOL Energy, Inc.	Equities	20854L108	261	6,925	SH		SOLE		6,925	0	0
Consolidated Edison Inc	Equities	209115104	474	5,006	SH		SOLE		5,006	0	0
Consolidated Edison Inc	Equities	209115104	192	2,025	SH		DFND		2,025	0	0
Constellation Brands Inc - Clas	Equities	21036P108	7	29	SH		DFND		29	0	0
Constellation Brands Inc - Clas	Equities	21036P108	3,496	15,177	SH		SOLE		13,375	1,802	0
Consumer Discretionary Select S	Equities	81369Y407	24,483	132,343	SH		SOLE		132,153	190	0
Consumer Staples Select Sector	Equities	81369Y308	8,450	111,340	SH		SOLE		111,340	0	0
Corteva, Inc.	Equities	22052L104	409	7,112	SH		SOLE		7,112	0	0
Corteva, Inc.	Equities	22052L104	30	523	SH		DFND		523	0	0
Costco Wholesale Corp	Equities	22160K105	6,379	11,078	SH		SOLE		10,127	951	0
Costco Wholesale Corp	Equities	22160K105	38	66	SH		DFND		66	0	0
Crown Castle International Corp	Equities	22822V101	566	3,067	SH		DFND		3,067	0	0
Crown Castle International Corp	Equities	22822V101	7,507	40,666	SH		SOLE		37,312	3,354	0
CVS/Caremark Corp	Equities	126650100	3,189	31,506	SH		SOLE		31,506	0	0
CVS/Caremark Corp	Equities	126650100	485	4,790	SH		DFND		4,790	0	0
Danaher Corp Del	Equities	235851102	1,565	5,335	SH		SOLE		5,335	0	0
Deere & Co	Equities	244199105	6,513	15,676	SH		SOLE		15,349	327	0
Deere & Co	Equities	244199105	552	1,329	SH		DFND		1,329	0	0
Digital Realty Trust, Inc.	Equities	253868103	459	3,240	SH		DFND		3,240	0	0
Digital Realty Trust, Inc.	Equities	253868103	1,771	12,488	SH		SOLE		12,488	0	0
Dollar Gen Corp	Equities	256677105	223	1,000	SH		SOLE		1,000	0	0
Dominion Energy Inc	Equities	25746U109	38	450	SH		DFND		450	0	0
Dominion Energy Inc	Equities	25746U109	450	5,295	SH		SOLE		5,295	0	0
Domino's Pizza, Inc.	Equities	25754A201	446	1,095	SH		SOLE		1,095	0	0
Dow Inc.	Equities	260557103	33	523	SH		DFND		523	0	0
Dow Inc.	Equities	260557103	436	6,836	SH		SOLE		6,836	0	0
Duke Energy Corp New Com	Equities	26441C204	135	1,205	SH		SOLE		1,205	0	0
Duke Energy Corp New Com	Equities	26441C204	123	1,100	SH		DFND		1,100	0	0
DuPont de Nemours Inc	Equities	26614N102	38	523	SH		DFND		523	0	0
DuPont de Nemours Inc	Equities	26614N102	812	11,038	SH		SOLE		11,038	0	0
Eaton Corporation plc	Equities	G29183103	30	200	SH		DFND		200	0	0
Eaton Corporation plc	Equities	G29183103	218	1,436	SH		SOLE		1,436	0	0
Eli Lilly & Co	Equities	532457108	869	3,035	SH		DFND		3,035	0	0
Eli Lilly & Co	Equities	532457108	8,852	30,912	SH		SOLE		28,041	2,871	0
Emerson Elec Co	Equities	291011104	2,161	22,036	SH		SOLE		22,036	0	0
Energy Select Sector SPDR	Equities	81369Y506	649	8,484	SH		SOLE		8,484	0	0
Equifax Inc	Equities	294429105	912	3,846	SH		SOLE		3,846	0	0
Equity Residential	Equities	29476L107	490	5,450	SH		SOLE		5,450	0	0
Equity Residential	Equities	29476L107	216	2,400	SH		DFND		2,400	0	0
Essential Utilities, Inc.	Equities	29670G102	684	13,384	SH		SOLE		13,384	0	0
Estee Lauder Companies Inc.	Equities	518439104	6	21	SH		DFND		21	0	0
Estee Lauder Companies Inc.	Equities	518439104	2,875	10,559	SH		SOLE		9,219	1,340	0
Exxon Mobil Corp	Equities	30231G102	5,758	69,712	SH		SOLE		69,712	0	0
FactSet Research Systems Inc.	Equities	303075105	1,269	2,922	SH		SOLE		2,922	0	0
Fastenal Company	Equities	311900104	510	8,586	SH		SOLE		8,586	0	0
Fidelity MSCI Health Care Index	Equities	316092600	2,363	35,984	SH		SOLE		35,628	356	0
Fidelity MSCI Information Techn	Equities	316092808	1,737	14,109	SH		SOLE		14,109	0	0
Fidelity Total Bond ETF	Equities	316188309	4,219	84,775	SH		SOLE		84,609	166	0
Financial Select Sector SPDR	Equities	81369Y605	18,632	486,211	SH		SOLE		486,211	0	0
First Trust Lunt U.S. Factor Ro	Equities	33733E872	6,971	212,844	SH		SOLE		210,698	2,146	0
First Trust Nasdaq ABA CBIF	Equities	33736Q104	492	8,765	SH		SOLE		8,765	0	0
First Trust Preferred Securitie	Equities	33739E108	25,056	1,317,335	SH		SOLE		1,312,948	4,387	0
Fiserv Inc	Equities	337738108	832	8,206	SH		SOLE		8,206	0	0
General Electric Company	Equities	369604301	690	7,541	SH		SOLE		7,541	0	0
General Mills Inc	Equities	370334104	217	3,210	SH		DFND		3,210	0	0
General Mills Inc	Equities	370334104	568	8,389	SH		SOLE		8,389	0	0
Global Partners LP	Equities	37946R109	340	12,450	SH		SOLE		12,450	0	0
Goldman Sachs ActiveBeta Emergi	Equities	381430206	40,319	1,190,042	SH		SOLE		1,187,419	2,623	0
Goldman Sachs Group Inc	Equities	38141G104	509	1,541	SH		SOLE		1,541	0	0
GreenGro Technologies, Inc.	Equities	39526G107	0	10,000	SH		SOLE		10,000	0	0
Hawaiian Electric Industries	Equities	419870100	417	9,844	SH		SOLE		9,844	0	0
Hawaiian Electric Industries	Equities	419870100	135	3,200	SH		DFND		3,200	0	0
Healthcare Select Sector SPDR	Equities	81369Y209	37,060	270,528	SH		SOLE		270,528	0	0
Hewlett Packard Enterprise Comp	Equities	42824C109	236	14,135	SH		SOLE		14,135	0	0
Home Depot Inc	Equities	437076102	12,839	42,892	SH		SOLE		40,751	2,141	0
Home Depot Inc	Equities	437076102	561	1,873	SH		DFND		1,873	0	0
Honeywell International Inc	Equities	438516106	1,797	9,236	SH		SOLE		9,236	0	0
Howmet Aerospace Inc.	Equities	443201108	255	7,102	SH		SOLE		7,102	0	0
HP Inc.	Equities	40434L105	453	12,488	SH		SOLE		12,488	0	0
Idexx Laboratories Inc.	Equities	45168D104	9	16	SH		DFND		16	0	0
Idexx Laboratories Inc.	Equities	45168D104	7,833	14,319	SH		SOLE		13,601	718	0
Illinois Tool Works Inc	Equities	452308109	1,163	5,556	SH		SOLE		5,556	0	0
Industrial Select Sector SPDR	Equities	81369Y704	19,542	189,764	SH		SOLE		189,534	230	0
Intel Corp	Equities	458140100	280	5,655	SH		DFND		5,655	0	0
Intel Corp	Equities	458140100	4,415	89,083	SH		SOLE		89,083	0	0
International Business Machines	Equities	459200101	2,234	17,184	SH		SOLE		17,184	0	0
Intuit Inc.	Equities	461202103	692	1,439	SH		SOLE		1,439	0	0
Invesco QQQ Trust	Equities	46090E103	28,735	79,259	SH		SOLE		78,862	397	0
Invesco Russell 1000 Dynamic Mu	Equities	46138J619	20,838	437,774	SH		SOLE		436,201	1,573	0
Invesco S&P 500 Equal Weight Co	Equities	46137V381	207	1,528	SH		SOLE		1,528	0	0
Invesco S&P 500 Low Volatility	Equities	46138E354	5,419	80,766	SH		SOLE		79,970	796	0
Invesco S&P SmallCap Informatio	Equities	46138E115	1,408	10,105	SH		SOLE		10,105	0	0
iShares 10 Year Inv Grade Corp	Equities	464289511	266	4,332	SH		SOLE		4,332	0	0
iShares 20 Year Treasury Bond E	Equities	464287432	12,737	96,433	SH		SOLE		96,024	409	0
iShares 20 Year Treasury Bond E	Equities	464287432	32	240	SH		DFND		240	0	0
iShares Core 1-5 Year USD Bond	Equities	46432F859	87,924	1,814,358	SH		SOLE		1,807,738	6,620	0
iShares Core 1-5 Year USD Bond	Equities	46432F859	109	2,250	SH		DFND		2,250	0	0
iShares Core MSCI EAFE	Equities	46432F842	4,056	58,347	SH		SOLE		58,347	0	0
iShares Core MSCI Emerging Mark	Equities	46434G103	1,482	26,684	SH		SOLE		26,684	0	0
iShares Core S&P Mid-Cap ETF	Equities	464287507	3,391	12,636	SH		SOLE		12,556	80	0
iShares Core Total USD Bond Mar	Equities	46434V613	2,949	59,418	SH		SOLE		59,418	0	0
iShares Dow Jones US Consumer S	Equities	464287580	1,045	13,928	SH		SOLE		13,928	0	0
iShares Dow Jones US Medical De	Equities	464288810	923	15,136	SH		SOLE		15,136	0	0
iShares Dow Jones US Pharmaceut	Equities	464288836	1,235	6,360	SH		SOLE		6,360	0	0
iShares ESG Advanced MSCI USA E	Equities	46436E767	6,264	175,511	SH		SOLE		175,511	0	0
iShares ESG Aware MSCI EM ETF	Equities	46434G863	226	6,148	SH		SOLE		6,148	0	0
iShares ESG Aware MSCI USA Smal	Equities	46435U663	1,387	36,459	SH		SOLE		36,414	45	0
iShares ESG Aware U.S. Aggregat	Equities	46435U549	623	12,056	SH		SOLE		12,056	0	0
iShares ESG MSCI EAFE ETF	Equities	46435G516	89,323	1,211,491	SH		SOLE		1,208,670	2,821	0
iShares Global Clean Energy	Equities	464288224	3,140	145,916	SH		SOLE		145,916	0	0
iShares Gold Trust	Equities	464285204	21,511	584,062	SH		SOLE		582,840	1,222	0
iShares iBond Dec 2022 Term Cro	Equities	46434VBA7	896	35,787	SH		SOLE		35,787	0	0
iShares iBonds Dec 2023 Term Co	Equities	46434VAX8	649	25,687	SH		SOLE		25,687	0	0
iShares iBonds Dec 2023 Term Mu	Equities	46435G318	537	21,090	SH		SOLE		21,090	0	0
iShares iBonds Dec 2024 Term Co	Equities	46434VBG4	968	38,580	SH		SOLE		38,580	0	0
iShares iBonds Dec 2024 Term Mu	Equities	46435U697	966	37,148	SH		SOLE		37,148	0	0
iShares iBonds Dec 2025 Term Co	Equities	46434VBD1	295	11,680	SH		SOLE		11,680	0	0
iShares iBonds Dec 2025 Term Mu	Equities	46435U432	289	10,854	SH		SOLE		10,854	0	0
iShares MSCI All Country Asia e	Equities	464288182	4,824	64,291	SH		SOLE		64,291	0	0
iShares MSCI Brazil ETF	Equities	464286400	6,802	179,904	SH		SOLE		179,451	453	0
iShares MSCI China A ETF	Equities	46434V514	6,494	175,982	SH		SOLE		175,472	510	0
iShares MSCI Taiwan ETF	Equities	46434G772	11,891	193,501	SH		SOLE		193,138	363	0
iShares MSCI USA ESG Select ETF	Equities	464288802	104,477	1,078,866	SH		SOLE		1,075,201	3,665	0
iShares MSCI USA Quality Factor	Equities	46432F339	3,723	27,655	SH		SOLE		27,376	279	0
iShares National Amtfree Muni	Equities	464288414	1,811	16,516	SH		SOLE		16,091	425	0
iShares Russell 1000 Growth Ind	Equities	464287614	820	2,953	SH		SOLE		2,823	130	0
iShares Russell 1000 Value Inde	Equities	464287598	399	2,401	SH		SOLE		2,271	130	0
iShares Russell 3000 ETF	Equities	464287689	707	2,695	SH		SOLE		2,695	0	0
iShares Russell Midcap Index	Equities	464287499	408	5,225	SH		SOLE		5,225	0	0
iShares S&P 500 Index	Equities	464287200	511	1,127	SH		SOLE		1,127	0	0
iShares S&P 500 Value ETF	Equities	464287408	419	2,690	SH		SOLE		2,690	0	0
iShares S&P Global Technology	Equities	464287291	236	4,070	SH		SOLE		4,070	0	0
iShares S&P N.A. Tech Multi-Med	Equities	464287531	201	2,719	SH		SOLE		2,719	0	0
iShares S&P SmallCap 600 Index	Equities	464287804	4,033	37,386	SH		SOLE		37,386	0	0
iShares Short Maturity Bond	Equities	46431W507	7,857	158,513	SH		SOLE		158,513	0	0
iShares Short-Term Corporate Bo	Equities	464288646	341	6,593	SH		SOLE		5,893	700	0
iShares Tr MSCI EAFE Index Fund	Equities	464287465	373	5,075	SH		SOLE		5,075	0	0
iShares TR Russell 1000 ETF	Equities	464287622	801	3,204	SH		SOLE		3,204	0	0
iShares Tr Russell 2000 Index F	Equities	464287655	2,170	10,572	SH		SOLE		10,572	0	0
iShares Trust S & P 100 Index F	Equities	464287101	275	1,321	SH		SOLE		1,321	0	0
iShares U.S. Technology ETF	Equities	464287721	568	5,517	SH		SOLE		5,517	0	0
Johnson & Johnson	Equities	478160104	8,038	45,355	SH		SOLE		45,355	0	0
Johnson & Johnson	Equities	478160104	401	2,260	SH		DFND		2,260	0	0
JPMorgan BetaBuilders Canada ET	Equities	46641Q225	12,193	173,840	SH		SOLE		173,504	336	0
JPMorgan Chase & Co	Equities	46625H100	8,542	62,660	SH		SOLE		58,412	4,248	0
JPMorgan Chase & Co	Equities	46625H100	560	4,111	SH		DFND		4,111	0	0
Keysight Technologies, Inc	Equities	49338L103	345	2,187	SH		SOLE		2,187	0	0
Kimberly Clark Corp	Equities	494368103	517	4,195	SH		SOLE		4,195	0	0
Kimberly Clark Corp	Equities	494368103	206	1,675	SH		DFND		1,675	0	0
Kinder Morgan Inc	Equities	49456B101	508	26,845	SH		DFND		26,845	0	0
Kinder Morgan Inc	Equities	49456B101	1,940	102,592	SH		SOLE		102,592	0	0
KraneShares Bosera MSCI China A	Equities	500767405	237	6,459	SH		SOLE		6,459	0	0
KraneShares Global Carbon ETF	Equities	500767678	11,374	243,771	SH		SOLE		243,377	394	0
L3Harris Technologies Inc	Equities	502431109	1,050	4,225	SH		SOLE		4,225	0	0
Linde Plc	Equities	G5494J103	539	1,686	SH		DFND		1,686	0	0
Linde Plc	Equities	G5494J103	3,408	10,668	SH		SOLE		10,668	0	0
Lockheed Martin Corp	Equities	539830109	290	656	SH		SOLE		656	0	0
Magellan Midstream Partners	Equities	559080106	250	5,100	SH		DFND		5,100	0	0
Magellan Midstream Partners	Equities	559080106	716	14,600	SH		SOLE		14,600	0	0
Markel Corporation	Equities	570535104	332	225	SH		SOLE		225	0	0
Mastercard Inc CL A	Equities	57636Q104	2,644	7,399	SH		SOLE		7,399	0	0
Match Group Inc.	Equities	57667L107	2,070	19,039	SH		SOLE		17,166	1,873	0
Match Group Inc.	Equities	57667L107	6	51	SH		DFND		51	0	0
Materials Select Sector SPDR Tr	Equities	81369Y100	373	4,228	SH		SOLE		4,228	0	0
McDonalds Corp	Equities	580135101	3,150	12,739	SH		SOLE		12,739	0	0
McDonalds Corp	Equities	580135101	859	3,475	SH		DFND		3,475	0	0
Medtronics PLC	Equities	G5960L103	5,308	47,843	SH		SOLE		47,703	140	0
Medtronics PLC	Equities	G5960L103	372	3,349	SH		DFND		3,349	0	0
Merck & Co Inc New Com	Equities	58933Y105	2,739	33,379	SH		SOLE		33,379	0	0
Meta Platforms, Inc.	Equities	30303M102	732	3,290	SH		SOLE		3,290	0	0
Microsoft Corp	Equities	594918104	35,350	114,656	SH		SOLE		108,705	5,951	0
Microsoft Corp	Equities	594918104	1,885	6,113	SH		DFND		6,113	0	0
Mondelez International, Inc.	Equities	609207105	461	7,338	SH		SOLE		7,338	0	0
Moody's Corp	Equities	615369105	535	1,585	SH		SOLE		1,585	0	0
Nestle S A Sponsored ADR	Equities	641069406	5,339	40,879	SH		SOLE		36,607	4,272	0
Nestle S A Sponsored ADR	Equities	641069406	758	5,807	SH		DFND		5,807	0	0
Netflix, Inc.	Equities	64110L106	230	613	SH		SOLE		613	0	0
Newmont Mining Corporation	Equities	651639106	898	11,297	SH		SOLE		11,297	0	0
NextEra Energy Inc.	Equities	65339F101	472	5,570	SH		DFND		5,570	0	0
NextEra Energy Inc.	Equities	65339F101	7,676	90,616	SH		SOLE		81,887	8,729	0
Nike Inc Cl B	Equities	654106103	11	80	SH		DFND		80	0	0
Nike Inc Cl B	Equities	654106103	6,729	50,007	SH		SOLE		44,589	5,418	0
Norfolk Southern Corp	Equities	655844108	374	1,310	SH		SOLE		1,310	0	0
Novartis AG ADR	Equities	66987V109	182	2,075	SH		DFND		2,075	0	0
Novartis AG ADR	Equities	66987V109	203	2,311	SH		SOLE		2,311	0	0
Novo Nordisk A/S - Spons ADR	Equities	670100205	538	4,845	SH		SOLE		4,845	0	0
Nvidia Corporation	Equities	67066G104	3,431	12,575	SH		SOLE		12,575	0	0
Oracle Corp	Equities	68389X105	1,117	13,499	SH		SOLE		13,499	0	0
Otis Worldwide Corporation	Equities	68902V107	238	3,087	SH		SOLE		3,087	0	0
Paychex Inc	Equities	704326107	313	2,297	SH		SOLE		2,297	0	0
Paycom Software, Inc.	Equities	70432V102	270	780	SH		SOLE		780	0	0
Pembina Pipeline Corp	Equities	706327103	470	12,500	SH		SOLE		12,500	0	0
Pepsico Inc	Equities	713448108	401	2,395	SH		DFND		2,395	0	0
Pepsico Inc	Equities	713448108	6,719	40,143	SH		SOLE		40,143	0	0
Pfizer Inc	Equities	717081103	2,620	50,616	SH		SOLE		50,616	0	0
Philip Morris International Inc	Equities	718172109	188	2,000	SH		DFND		2,000	0	0
Philip Morris International Inc	Equities	718172109	1,395	14,854	SH		SOLE		14,854	0	0
Phillips 66	Equities	718546104	299	3,461	SH		SOLE		3,461	0	0
PNC Financial Services Group	Equities	693475105	704	3,815	SH		SOLE		3,815	0	0
Procter & Gamble Co	Equities	742718109	6,376	41,727	SH		SOLE		41,727	0	0
Procter & Gamble Co	Equities	742718109	825	5,400	SH		DFND		5,400	0	0
Public Storage Inc	Equities	74460D109	3	8	SH		SOLE		8	0	0
Public Storage Inc	Equities	74460D109	644	1,650	SH		DFND		1,650	0	0
Rayonier, Inc.	Equities	754907103	438	10,650	SH		SOLE		10,650	0	0
Raytheon Technologies Corp	Equities	75513E101	533	5,376	SH		DFND		5,376	0	0
Raytheon Technologies Corp	Equities	75513E101	7,960	80,348	SH		SOLE		71,756	8,592	0
Real Estate Select Sector SPDR	Equities	81369Y860	382	7,907	SH		SOLE		7,907	0	0
Roper Industries, Inc.	Equities	776696106	297	629	SH		SOLE		629	0	0
Ross Stores, Inc.	Equities	778296103	353	3,900	SH		SOLE		3,900	0	0
Royal Bank of Canada	Equities	780087102	208	1,888	SH		SOLE		1,888	0	0
S&P Global Inc.	Equities	78409V104	622	1,517	SH		SOLE		1,517	0	0
Salesforce.com, Inc.	Equities	79466L302	5,057	23,818	SH		SOLE		21,649	2,169	0
Salesforce.com, Inc.	Equities	79466L302	13	59	SH		DFND		59	0	0
Schlumberger Ltd	Equities	806857108	641	15,513	SH		SOLE		15,513	0	0
Schwab U.S. Large-Cap Value ETF	Equities	808524409	9,718	136,123	SH		SOLE		136,123	0	0
ServiceNow, Inc.	Equities	81762P102	369	663	SH		SOLE		663	0	0
SPDR Blackstone GSO Senior Loan	Equities	78467V608	14	315	SH		DFND		315	0	0
SPDR Blackstone GSO Senior Loan	Equities	78467V608	19,162	426,197	SH		SOLE		424,634	1,563	0
SPDR Gold Trust Gold Shs (MFC)	Equities	78463v107	685	3,794	SH		SOLE		3,794	0	0
SPDR Health Care Services	Equities	78464A573	852	8,406	SH		SOLE		8,406	0	0
SPDR Portfolio LT Corporate Bon	Equities	78464A367	32	1,150	SH		DFND		1,150	0	0
SPDR Portfolio LT Corporate Bon	Equities	78464A367	11,054	397,763	SH		SOLE		395,984	1,779	0
SPDR Portfolio S&P 600 Small Ca	Equities	78468R853	18,324	435,562	SH		SOLE		434,784	778	0
SPDR S&P 500 ETF Trust	Equities	78462F103	11,102	24,581	SH		SOLE		24,506	75	0
SPDR S&P 500 Fossil Fuel Reserv	Equities	78468R796	10,850	97,727	SH		SOLE		97,727	0	0
SPDR S&P Midcap 400 ETF Tr Ser	Equities	78467Y107	2,470	5,037	SH		SOLE		5,037	0	0
Starbucks Corp	Equities	855244109	496	5,453	SH		SOLE		5,453	0	0
State Street Corp	Equities	857477103	291	3,345	SH		SOLE		3,345	0	0
Stryker Corp	Equities	863667101	570	2,133	SH		SOLE		2,133	0	0
Technology Select Sector SPDR	Equities	81369Y803	81,195	510,885	SH		SOLE		509,890	995	0
Tesla, Inc	Equities	88160R101	1,156	1,073	SH		SOLE		873	200	0
Tesla, Inc	Equities	88160R101	27	25	SH		DFND		25	0	0
Texas Instruments Inc	Equities	882508104	436	2,377	SH		DFND		2,377	0	0
Texas Instruments Inc	Equities	882508104	7,997	43,586	SH		SOLE		39,419	4,167	0
Textron Inc	Equities	883203101	223	3,000	SH		SOLE		3,000	0	0
The Walt Disney Company	Equities	254687106	5,789	42,205	SH		SOLE		37,447	4,758	0
The Walt Disney Company	Equities	254687106	12	84	SH		DFND		84	0	0
Thermo Fisher Scientific Inc	Equities	883556102	832	1,408	SH		SOLE		1,408	0	0
TJX Companies Inc (The)	Equities	872540109	256	4,222	SH		SOLE		4,222	0	0
Trane Technologies plc	Equities	G8994E103	397	2,600	SH		SOLE		2,600	0	0
Travelers Companies Inc (The)	Equities	89417E109	264	1,445	SH		SOLE		1,445	0	0
Tyler Technologies, Inc.	Equities	902252105	3,036	6,824	SH		SOLE		6,020	804	0
Tyler Technologies, Inc.	Equities	902252105	7	16	SH		DFND		16	0	0
Union Pacific Corp	Equities	907818108	1,992	7,290	SH		SOLE		7,290	0	0
United Parcel Service Inc Cl B	Equities	911312106	541	2,524	SH		DFND		2,524	0	0
United Parcel Service Inc Cl B	Equities	911312106	8,437	39,339	SH		SOLE		35,174	4,165	0
Unitedhealth Group Inc	Equities	91324P102	54	105	SH		DFND		105	0	0
Unitedhealth Group Inc	Equities	91324P102	7,544	14,793	SH		SOLE		12,923	1,870	0
US Bancorp	Equities	902973304	314	5,916	SH		SOLE		5,916	0	0
Utilities Select Sector SPDR	Equities	81369Y886	388	5,210	SH		SOLE		5,210	0	0
V F Corp	Equities	918204108	289	5,085	SH		SOLE		5,085	0	0
VanEck Vectors Gold Miners ETF	Equities	92189F106	7,360	191,916	SH		SOLE		191,246	670	0
VanEck Vectors Oil Services ETF	Equities	92189H607	4,042	14,304	SH		SOLE		14,156	148	0
Vanguard 500 Index Fund	Equities	922908363	1,321	3,182	SH		SOLE		3,182	0	0
Vanguard Communication Services	Equities	92204A884	1,228	10,232	SH		SOLE		10,232	0	0
Vanguard Consumer Discretionary	Equities	92204A108	258	846	SH		SOLE		846	0	0
Vanguard Dividend Appreciation	Equities	921908844	281	1,730	SH		SOLE		1,730	0	0
Vanguard Emerging Markets ETF	Equities	922042858	460	9,965	SH		SOLE		9,965	0	0
Vanguard ESG International Stoc	Equities	921910725	14,882	260,173	SH		SOLE		260,173	0	0
Vanguard Extended Market Index	Equities	922908652	578	3,488	SH		SOLE		3,488	0	0
Vanguard FTSE All-World Ex-US I	Equities	922042775	5,747	99,789	SH		SOLE		98,946	843	0
Vanguard FTSE All-World ex-US S	Equities	922042718	13,854	111,823	SH		SOLE		111,596	227	0
Vanguard FTSE Developed Markets	Equities	921943858	292	6,078	SH		SOLE		6,078	0	0
Vanguard Growth ETF	Equities	922908736	255	885	SH		SOLE		885	0	0
Vanguard Mega Cap 300 Value Ind	Equities	921910840	322	3,004	SH		SOLE		3,004	0	0
Vanguard Mid-Cap ETF	Equities	922908629	4,306	18,104	SH		SOLE		18,034	70	0
Vanguard Small-Cap Value ETF	Equities	922908611	8,638	49,096	SH		SOLE		49,095	1	0
Vanguard Small-Cap Vipers	Equities	922908751	263	1,237	SH		SOLE		1,192	45	0
Vanguard ST Bond ETF	Equities	921937827	259	3,319	SH		SOLE		2,769	550	0
Vanguard Total Stock Market ETF	Equities	922908769	1,343	5,900	SH		SOLE		5,900	0	0
VeriSign Inc	Equities	92343e102	530	2,384	SH		SOLE		2,384	0	0
Verizon Communications Inc	Equities	92343V104	538	10,555	SH		DFND		10,555	0	0
Verizon Communications Inc	Equities	92343V104	2,378	46,679	SH		SOLE		46,679	0	0
Vertex Pharmaceuticals Inc	Equities	92532F100	321	1,230	SH		SOLE		1,230	0	0
Visa Inc - Class A Shares	Equities	92826C839	88	398	SH		DFND		398	0	0
Visa Inc - Class A Shares	Equities	92826C839	7,286	32,855	SH		SOLE		30,563	2,292	0
Wal Mart Stores Inc	Equities	931142103	4,498	30,207	SH		SOLE		30,207	0	0
Wal Mart Stores Inc	Equities	931142103	541	3,631	SH		DFND		3,631	0	0
Waste Management Inc	Equities	94106L109	563	3,550	SH		DFND		3,550	0	0
Waste Management Inc	Equities	94106L109	932	5,879	SH		SOLE		5,879	0	0
WEC Energy Group Inc	Equities	92939U106	846	8,475	SH		DFND		8,475	0	0
WEC Energy Group Inc	Equities	92939U106	82	823	SH		SOLE		823	0	0
Wells Fargo & Co	Equities	949746101	1,065	21,973	SH		SOLE		21,973	0	0
Welltower Inc.	Equities	95040Q104	2,734	28,439	SH		SOLE		28,439	0	0
Welltower Inc.	Equities	95040Q104	803	8,351	SH		DFND		8,351	0	0
WEX Inc	Equities	96208T104	2,882	16,151	SH		SOLE		16,151	0	0
Whirlpool Corp	Equities	963320106	448	2,595	SH		SOLE		2,595	0	0
Whirlpool Corp	Equities	963320106	156	900	SH		DFND		900	0	0
WisdomTree LargeCap Dividend Fu	Equities	97717W307	462	7,025	SH		SOLE		7,025	0	0
WisdomTree SmallCap Dividend Fu	Equities	97717W604	900	28,245	SH		SOLE		28,245	0	0
WisdomTree U.S. ESG Fund	Equities	97717W596	522	10,809	SH		SOLE		10,809	0	0
Yum Brands Inc	Equities	988498101	392	3,308	SH		SOLE		3,308	0	0