Spinnaker Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	Equities	88579Y101	155	1,200	SH		DFND		1,200	0	0
3M Company	Equities	88579Y101	66,071	510,552	SH		SOLE		510,552	0	0
Abbott Laboratories	Equities	002824100	110	1,009	SH		DFND		1,009	0	0
Abbott Laboratories	Equities	002824100	4,698	43,240	SH		SOLE		43,240	0	0
AbbVie Inc.	Equities	00287Y109	2,468	16,117	SH		SOLE		16,117	0	0
Aberdeen Standard Bloomberg All	Equities	003261104	8,644	318,267	SH		SOLE		317,203	1,064	0
Accenture PLC	Equities	G1151C101	139	500	SH		DFND		500	0	0
Accenture PLC	Equities	G1151C101	1,515	5,456	SH		SOLE		5,456	0	0
AFLAC Inc	Equities	001055102	215	3,885	SH		SOLE		3,885	0	0
Agilent Technologies Inc	Equities	00846U101	362	3,044	SH		SOLE		3,044	0	0
Air Prods & Chems Inc	Equities	009158106	855	3,554	SH		SOLE		3,554	0	0
Alleghany Corporation	Equities	017175100	327	392	SH		SOLE		392	0	0
Alphabet Inc CL A	Equities	02079K305	5,769	2,647	SH		SOLE		2,647	0	0
Alphabet Inc Cl C	Equities	02079K107	44	20	SH		DFND		20	0	0
Alphabet Inc Cl C	Equities	02079K107	12,337	5,640	SH		SOLE		5,249	391	0
Altria Group Inc	Equities	02209S103	713	17,067	SH		SOLE		17,067	0	0
Amazon Com Inc	Equities	023135106	11	100	SH		DFND		100	0	0
Amazon Com Inc	Equities	023135106	6,451	60,736	SH		SOLE		57,056	3,680	0
American Express Co	Equities	025816109	900	6,496	SH		SOLE		6,496	0	0
American Tower Reit Com	Equities	03027X100	1,445	5,653	SH		SOLE		5,653	0	0
American Water Works Company In	Equities	030420103	342	2,301	SH		SOLE		2,301	0	0
Ameriprise Finl Inc	Equities	03076C106	258	1,085	SH		SOLE		1,085	0	0
Amgen Inc	Equities	031162100	2,068	8,501	SH		SOLE		8,501	0	0
Anthem, Inc.	Equities	036752103	399	827	SH		SOLE		827	0	0
Apple Computer Inc	Equities	037833100	115	844	SH		DFND		844	0	0
Apple Computer Inc	Equities	037833100	32,193	235,470	SH		SOLE		229,774	5,696	0
AT&T Inc	Equities	00206R102	1,025	48,882	SH		SOLE		48,882	0	0
Automatic Data Processing Inc	Equities	053015103	4,786	22,787	SH		SOLE		22,787	0	0
AutoZone, Inc.	Equities	053332102	331	155	SH		SOLE		155	0	0
AvalonBay Communities Inc	Equities	053484101	549	2,826	SH		SOLE		2,826	0	0
Bank Of America Corporation	Equities	060505104	454	14,582	SH		SOLE		14,582	0	0
Becton Dickinson and Company	Equities	075887109	1,458	5,914	SH		SOLE		5,914	0	0
Berkshire Hathaway Inc	Equities	084670108	3,681	9	SH		SOLE		9	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	644	2,358	SH		DFND		2,358	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	22,504	82,427	SH		SOLE		80,312	2,115	0
Biotech Select Sector SPDR ETF	Equities	78464A870	208	2,803	SH		SOLE		2,803	0	0
BlackRock, Inc.	Equities	09247X101	7,294	11,976	SH		SOLE		10,865	1,111	0
BlackRock, Inc.	Equities	09247X101	381	625	SH		DFND		625	0	0
Booking Holdings Inc	Equities	09857L108	345	197	SH		SOLE		197	0	0
Bristol Myers Squibb Co	Equities	110122108	2,231	28,969	SH		SOLE		28,969	0	0
Bristol Myers Squibb Co	Equities	110122108	263	3,418	SH		DFND		3,418	0	0
Broadcom Inc.	Equities	11135F101	569	1,172	SH		SOLE		1,172	0	0
Cable ONE, Inc.	Equities	12685J105	258	200	SH		SOLE		200	0	0
Camden National Corporation	Equities	133034108	218	4,950	SH		SOLE		4,950	0	0
Caterpillar Inc Del	Equities	149123101	4,442	24,849	SH		SOLE		24,849	0	0
Caterpillar Inc Del	Equities	149123101	514	2,875	SH		DFND		2,875	0	0
Chevron Corporation	Equities	166764100	3,674	25,376	SH		SOLE		25,376	0	0
Chevron Corporation	Equities	166764100	485	3,352	SH		DFND		3,352	0	0
Chubb Limited	Equities	H1467J104	682	3,471	SH		SOLE		3,471	0	0
Church & Dwight Inc	Equities	171340102	4,579	49,416	SH		SOLE		49,416	0	0
Cigna Corporation	Equities	125523100	343	1,302	SH		SOLE		1,302	0	0
Cisco Systems Inc	Equities	17275R102	3,302	77,438	SH		SOLE		77,438	0	0
Cisco Systems Inc	Equities	17275R102	580	13,605	SH		DFND		13,605	0	0
CME Group Inc	Equities	12572Q105	210	1,025	SH		SOLE		1,025	0	0
Coca Cola Co	Equities	191216100	239	3,800	SH		DFND		3,800	0	0
Coca Cola Co	Equities	191216100	1,440	22,885	SH		SOLE		22,885	0	0
Colgate Palmolive Co	Equities	194162103	600	7,487	SH		SOLE		7,487	0	0
Comcast Corp New Cl A	Equities	20030N101	1,899	48,382	SH		SOLE		37,035	11,347	0
Comcast Corp New Cl A	Equities	20030N101	84	2,150	SH		DFND		2,150	0	0
ConocoPhillips	Equities	20825C104	281	3,130	SH		SOLE		3,130	0	0
Consolidated Edison Inc	Equities	209115104	533	5,606	SH		SOLE		5,606	0	0
Consolidated Edison Inc	Equities	209115104	193	2,025	SH		DFND		2,025	0	0
Constellation Brands Inc - Clas	Equities	21036P108	598	2,568	SH		SOLE		2,568	0	0
Consumer Discretionary Select S	Equities	81369Y407	18,252	132,764	SH		SOLE		132,574	190	0
Consumer Staples Select Sector	Equities	81369Y308	8,038	111,361	SH		SOLE		111,361	0	0
Corteva, Inc.	Equities	22052L104	458	8,454	SH		SOLE		8,454	0	0
Corteva, Inc.	Equities	22052L104	28	523	SH		DFND		523	0	0
Costco Wholesale Corp	Equities	22160K105	5,354	11,171	SH		SOLE		10,220	951	0
Costco Wholesale Corp	Equities	22160K105	32	66	SH		DFND		66	0	0
Crown Castle International Corp	Equities	22822V101	516	3,067	SH		DFND		3,067	0	0
Crown Castle International Corp	Equities	22822V101	7,159	42,517	SH		SOLE		39,163	3,354	0
CVS/Caremark Corp	Equities	126650100	2,949	31,823	SH		SOLE		31,823	0	0
CVS/Caremark Corp	Equities	126650100	444	4,790	SH		DFND		4,790	0	0
Danaher Corp Del	Equities	235851102	1,365	5,386	SH		SOLE		5,386	0	0
Deere & Co	Equities	244199105	5,314	17,745	SH		SOLE		16,635	1,110	0
Deere & Co	Equities	244199105	398	1,329	SH		DFND		1,329	0	0
Digital Realty Trust, Inc.	Equities	253868103	421	3,240	SH		DFND		3,240	0	0
Digital Realty Trust, Inc.	Equities	253868103	1,658	12,774	SH		SOLE		12,774	0	0
Dollar Gen Corp	Equities	256677105	245	1,000	SH		SOLE		1,000	0	0
Dominion Energy Inc	Equities	25746U109	36	450	SH		DFND		450	0	0
Dominion Energy Inc	Equities	25746U109	409	5,125	SH		SOLE		5,125	0	0
Domino's Pizza, Inc.	Equities	25754A201	427	1,095	SH		SOLE		1,095	0	0
Dow Inc.	Equities	260557103	27	523	SH		DFND		523	0	0
Dow Inc.	Equities	260557103	419	8,122	SH		SOLE		8,122	0	0
Duke Energy Corp New Com	Equities	26441C204	576	5,375	SH		SOLE		5,375	0	0
Duke Energy Corp New Com	Equities	26441C204	118	1,100	SH		DFND		1,100	0	0
DuPont de Nemours Inc	Equities	26614N102	29	523	SH		DFND		523	0	0
DuPont de Nemours Inc	Equities	26614N102	639	11,498	SH		SOLE		11,498	0	0
Eaton Corporation plc	Equities	G29183103	25	200	SH		DFND		200	0	0
Eaton Corporation plc	Equities	G29183103	181	1,436	SH		SOLE		1,436	0	0
Eli Lilly & Co	Equities	532457108	983	3,031	SH		DFND		3,031	0	0
Eli Lilly & Co	Equities	532457108	9,176	28,302	SH		SOLE		25,971	2,331	0
Emerson Elec Co	Equities	291011104	1,836	23,080	SH		SOLE		23,080	0	0
Energy Select Sector SPDR	Equities	81369Y506	589	8,230	SH		SOLE		8,230	0	0
Equifax Inc	Equities	294429105	603	3,300	SH		SOLE		3,300	0	0
Equity Residential	Equities	29476L107	394	5,450	SH		SOLE		5,450	0	0
Equity Residential	Equities	29476L107	173	2,400	SH		DFND		2,400	0	0
Essential Utilities, Inc.	Equities	29670G102	614	13,384	SH		SOLE		13,384	0	0
Estee Lauder Companies Inc.	Equities	518439104	2,884	11,325	SH		SOLE		9,985	1,340	0
Estee Lauder Companies Inc.	Equities	518439104	5	21	SH		DFND		21	0	0
Eversource Energy Com	Equities	30040W108	434	5,141	SH		SOLE		5,141	0	0
Exxon Mobil Corp	Equities	30231G102	7,373	86,090	SH		SOLE		86,090	0	0
FactSet Research Systems Inc.	Equities	303075105	1,124	2,922	SH		SOLE		2,922	0	0
Fastenal Company	Equities	311900104	429	8,586	SH		SOLE		8,586	0	0
Fidelity MSCI Health Care Index	Equities	316092600	4,047	66,710	SH		SOLE		66,037	673	0
Fidelity MSCI Information Techn	Equities	316092808	1,362	14,109	SH		SOLE		14,109	0	0
Fidelity Total Bond ETF	Equities	316188309	3,917	84,187	SH		SOLE		84,021	166	0
Financial Select Sector SPDR	Equities	81369Y605	10,578	336,334	SH		SOLE		336,334	0	0
First Trust Nasdaq ABA CBIF	Equities	33736Q104	436	8,765	SH		SOLE		8,765	0	0
First Trust Preferred Securitie	Equities	33739E108	6,485	376,352	SH		SOLE		374,267	2,085	0
Fiserv Inc	Equities	337738108	730	8,206	SH		SOLE		8,206	0	0
General Electric Company	Equities	369604301	544	8,540	SH		SOLE		8,540	0	0
General Mills Inc	Equities	370334104	242	3,210	SH		DFND		3,210	0	0
General Mills Inc	Equities	370334104	805	10,663	SH		SOLE		10,663	0	0
Goldman Sachs ActiveBeta Emergi	Equities	381430206	36,304	1,220,293	SH		SOLE		1,217,670	2,623	0
Goldman Sachs Group Inc	Equities	38141G104	446	1,501	SH		SOLE		1,501	0	0
GreenGro Technologies, Inc.	Equities	39526G107	0	10,000	SH		SOLE		10,000	0	0
Hawaiian Electric Industries	Equities	419870100	131	3,200	SH		DFND		3,200	0	0
Hawaiian Electric Industries	Equities	419870100	431	10,544	SH		SOLE		10,544	0	0
Healthcare Select Sector SPDR	Equities	81369Y209	34,965	272,650	SH		SOLE		272,650	0	0
Hewlett Packard Enterprise Comp	Equities	42824C109	187	14,135	SH		SOLE		14,135	0	0
Home Depot Inc	Equities	437076102	514	1,873	SH		DFND		1,873	0	0
Home Depot Inc	Equities	437076102	11,921	43,464	SH		SOLE		41,323	2,141	0
Honeywell International Inc	Equities	438516106	2,056	11,830	SH		SOLE		11,830	0	0
Howmet Aerospace Inc.	Equities	443201108	223	7,102	SH		SOLE		7,102	0	0
HP Inc.	Equities	40434L105	409	12,488	SH		SOLE		12,488	0	0
Hubbell Incorporated	Equities	443510607	262	1,469	SH		SOLE		1,469	0	0
Idexx Laboratories Inc.	Equities	45168D104	6	16	SH		DFND		16	0	0
Idexx Laboratories Inc.	Equities	45168D104	5,742	16,373	SH		SOLE		15,280	1,093	0
Illinois Tool Works Inc	Equities	452308109	971	5,326	SH		SOLE		5,326	0	0
Industrial Select Sector SPDR	Equities	81369Y704	12,234	140,072	SH		SOLE		139,983	89	0
Intel Corp	Equities	458140100	212	5,655	SH		DFND		5,655	0	0
Intel Corp	Equities	458140100	3,412	91,210	SH		SOLE		91,210	0	0
International Business Machines	Equities	459200101	2,630	18,624	SH		SOLE		18,624	0	0
Intuit Inc.	Equities	461202103	555	1,439	SH		SOLE		1,439	0	0
Invesco QQQ Trust	Equities	46090E103	22,798	81,340	SH		SOLE		80,943	397	0
Invesco Russell 1000 Dynamic Mu	Equities	46138J619	24,717	600,084	SH		SOLE		598,074	2,010	0
Invesco S&P 500 Low Volatility	Equities	46138E354	10,920	176,124	SH		SOLE		174,689	1,435	0
Invesco S&P SmallCap Informatio	Equities	46138E115	1,171	10,105	SH		SOLE		10,105	0	0
iShares Core 1-5 Year USD Bond	Equities	46432F859	69,819	1,472,968	SH		SOLE		1,467,746	5,222	0
iShares Core 1-5 Year USD Bond	Equities	46432F859	107	2,250	SH		DFND		2,250	0	0
iShares Core MSCI EAFE	Equities	46432F842	3,588	60,977	SH		SOLE		60,977	0	0
iShares Core MSCI Emerging Mark	Equities	46434G103	1,328	27,065	SH		SOLE		27,065	0	0
iShares Core S&P Mid-Cap ETF	Equities	464287507	2,946	13,022	SH		SOLE		12,942	80	0
iShares Core Total USD Bond Mar	Equities	46434V613	2,224	47,505	SH		SOLE		47,505	0	0
iShares Dow Jones US Consumer S	Equities	464287580	790	13,928	SH		SOLE		13,928	0	0
iShares Dow Jones US Medical De	Equities	464288810	763	15,136	SH		SOLE		15,136	0	0
iShares Dow Jones US Pharmaceut	Equities	464288836	1,219	6,360	SH		SOLE		6,360	0	0
iShares ESG Advanced MSCI USA E	Equities	46436E767	5,496	183,990	SH		SOLE		183,990	0	0
iShares ESG Aware MSCI EM ETF	Equities	46434G863	206	6,387	SH		SOLE		6,387	0	0
iShares ESG Aware MSCI USA Smal	Equities	46435U663	1,172	37,190	SH		SOLE		37,145	45	0
iShares ESG Aware U.S. Aggregat	Equities	46435U549	577	11,793	SH		SOLE		11,793	0	0
iShares ESG MSCI EAFE ETF	Equities	46435G516	78,703	1,254,031	SH		SOLE		1,251,210	2,821	0
iShares Global Clean Energy	Equities	464288224	2,788	146,335	SH		SOLE		146,335	0	0
iShares Gold Trust	Equities	464285204	19,455	567,031	SH		SOLE		565,809	1,222	0
iShares iBond Dec 2022 Term Cro	Equities	46434VBA7	920	36,787	SH		SOLE		36,787	0	0
iShares iBonds Dec 2023 Term Co	Equities	46434VAX8	580	23,103	SH		SOLE		23,103	0	0
iShares iBonds Dec 2023 Term Mu	Equities	46435G318	538	21,090	SH		SOLE		21,090	0	0
iShares iBonds Dec 2024 Term Co	Equities	46434VBG4	939	37,940	SH		SOLE		37,940	0	0
iShares iBonds Dec 2024 Term Mu	Equities	46435U697	932	35,848	SH		SOLE		35,848	0	0
iShares iBonds Dec 2025 Term Co	Equities	46434VBD1	206	8,325	SH		SOLE		8,325	0	0
iShares iBonds Dec 2025 Term Mu	Equities	46435U432	289	10,854	SH		SOLE		10,854	0	0
iShares MSCI All Country Asia e	Equities	464288182	4,569	66,021	SH		SOLE		66,021	0	0
iShares MSCI Brazil ETF	Equities	464286400	5,118	186,838	SH		SOLE		186,385	453	0
iShares MSCI Taiwan ETF	Equities	46434G772	9,980	197,939	SH		SOLE		197,576	363	0
iShares MSCI USA ESG Select ETF	Equities	464288802	88,829	1,100,872	SH		SOLE		1,097,207	3,665	0
iShares MSCI USA Quality Factor	Equities	46432F339	5,301	47,443	SH		SOLE		47,001	442	0
iShares National Amtfree Muni	Equities	464288414	1,757	16,516	SH		SOLE		16,091	425	0
iShares Preferred & Income Secu	Equities	464288687	7,949	241,765	SH		SOLE		241,765	0	0
iShares Russell 1000 Growth Ind	Equities	464287614	690	3,155	SH		SOLE		3,025	130	0
iShares Russell 1000 Value Inde	Equities	464287598	365	2,519	SH		SOLE		2,389	130	0
iShares Russell 3000 ETF	Equities	464287689	586	2,695	SH		SOLE		2,695	0	0
iShares Russell Midcap Index	Equities	464287499	338	5,225	SH		SOLE		5,225	0	0
iShares S&P 500 Index	Equities	464287200	427	1,127	SH		SOLE		1,127	0	0
iShares S&P 500 Value ETF	Equities	464287408	370	2,690	SH		SOLE		2,690	0	0
iShares S&P SmallCap 600 Index	Equities	464287804	3,414	36,941	SH		SOLE		36,941	0	0
iShares Short Maturity Bond	Equities	46431W507	5,343	108,466	SH		SOLE		108,466	0	0
iShares Short-Term Corporate Bo	Equities	464288646	333	6,593	SH		SOLE		5,893	700	0
iShares Tr MSCI EAFE Index Fund	Equities	464287465	303	4,850	SH		SOLE		4,850	0	0
iShares TR Russell 1000 ETF	Equities	464287622	666	3,204	SH		SOLE		3,204	0	0
iShares Tr Russell 2000 Index F	Equities	464287655	1,823	10,766	SH		SOLE		10,766	0	0
iShares Trust S & P 100 Index F	Equities	464287101	228	1,321	SH		SOLE		1,321	0	0
iShares U.S. Technology ETF	Equities	464287721	441	5,517	SH		SOLE		5,517	0	0
Johnson & Johnson	Equities	478160104	8,299	46,754	SH		SOLE		46,754	0	0
Johnson & Johnson	Equities	478160104	401	2,260	SH		DFND		2,260	0	0
JPMorgan BetaBuilders Canada ET	Equities	46641Q225	7,567	128,826	SH		SOLE		128,598	228	0
JPMorgan Chase & Co	Equities	46625H100	7,341	65,186	SH		SOLE		60,938	4,248	0
JPMorgan Chase & Co	Equities	46625H100	463	4,111	SH		DFND		4,111	0	0
Keysight Technologies, Inc	Equities	49338L103	301	2,187	SH		SOLE		2,187	0	0
Kimberly Clark Corp	Equities	494368103	756	5,595	SH		SOLE		5,595	0	0
Kimberly Clark Corp	Equities	494368103	226	1,675	SH		DFND		1,675	0	0
Kinder Morgan Inc	Equities	49456B101	450	26,845	SH		DFND		26,845	0	0
Kinder Morgan Inc	Equities	49456B101	1,683	100,403	SH		SOLE		100,403	0	0
KraneShares Global Carbon ETF	Equities	500767678	12,677	257,498	SH		SOLE		257,104	394	0
L3Harris Technologies Inc	Equities	502431109	1,028	4,253	SH		SOLE		4,253	0	0
Linde Plc	Equities	G5494J103	485	1,686	SH		DFND		1,686	0	0
Linde Plc	Equities	G5494J103	3,060	10,642	SH		SOLE		10,642	0	0
Lockheed Martin Corp	Equities	539830109	279	648	SH		SOLE		648	0	0
Magellan Midstream Partners	Equities	559080106	244	5,100	SH		DFND		5,100	0	0
Magellan Midstream Partners	Equities	559080106	697	14,600	SH		SOLE		14,600	0	0
Markel Corporation	Equities	570535104	291	225	SH		SOLE		225	0	0
Mastercard Inc CL A	Equities	57636Q104	2,258	7,156	SH		SOLE		7,156	0	0
Materials Select Sector SPDR Tr	Equities	81369Y100	298	4,045	SH		SOLE		4,045	0	0
McDonalds Corp	Equities	580135101	3,198	12,954	SH		SOLE		12,954	0	0
McDonalds Corp	Equities	580135101	858	3,475	SH		DFND		3,475	0	0
Medtronics PLC	Equities	G5960L103	4,426	49,318	SH		SOLE		49,178	140	0
Medtronics PLC	Equities	G5960L103	301	3,349	SH		DFND		3,349	0	0
Merck & Co Inc New Com	Equities	58933Y105	4,035	44,262	SH		SOLE		44,262	0	0
Meta Platforms, Inc.	Equities	30303M102	535	3,317	SH		SOLE		3,317	0	0
Microsoft Corp	Equities	594918104	30,404	118,381	SH		SOLE		90,569	27,812	0
Microsoft Corp	Equities	594918104	1,570	6,113	SH		DFND		6,113	0	0
Mondelez International, Inc.	Equities	609207105	574	9,238	SH		SOLE		9,238	0	0
Moody's Corp	Equities	615369105	431	1,585	SH		SOLE		1,585	0	0
MSA Safety Incorporated	Equities	553498106	219	1,808	SH		SOLE		1,808	0	0
Nestle S A Sponsored ADR	Equities	641069406	6,641	57,050	SH		SOLE		51,678	5,372	0
Nestle S A Sponsored ADR	Equities	641069406	681	5,851	SH		DFND		5,851	0	0
Newmont Mining Corporation	Equities	651639106	674	11,297	SH		SOLE		11,297	0	0
NextEra Energy Inc.	Equities	65339F101	431	5,570	SH		DFND		5,570	0	0
NextEra Energy Inc.	Equities	65339F101	7,445	96,109	SH		SOLE		87,380	8,729	0
Nike Inc Cl B	Equities	654106103	10	95	SH		DFND		95	0	0
Nike Inc Cl B	Equities	654106103	5,681	55,589	SH		SOLE		50,061	5,528	0
Norfolk Southern Corp	Equities	655844108	293	1,290	SH		SOLE		1,290	0	0
Novartis AG ADR	Equities	66987V109	175	2,075	SH		DFND		2,075	0	0
Novartis AG ADR	Equities	66987V109	224	2,645	SH		SOLE		2,645	0	0
Novo Nordisk A/S - Spons ADR	Equities	670100205	540	4,845	SH		SOLE		4,845	0	0
Nvidia Corporation	Equities	67066G104	1,893	12,489	SH		SOLE		12,489	0	0
Oracle Corp	Equities	68389X105	943	13,499	SH		SOLE		13,499	0	0
Otis Worldwide Corporation	Equities	68902V107	212	3,000	SH		SOLE		3,000	0	0
Paychex Inc	Equities	704326107	439	3,852	SH		SOLE		3,852	0	0
Paycom Software, Inc.	Equities	70432V102	218	780	SH		SOLE		780	0	0
Pembina Pipeline Corp	Equities	706327103	442	12,500	SH		SOLE		12,500	0	0
Pepsico Inc	Equities	713448108	399	2,395	SH		DFND		2,395	0	0
Pepsico Inc	Equities	713448108	6,659	39,957	SH		SOLE		39,957	0	0
Pfizer Inc	Equities	717081103	2,972	56,693	SH		SOLE		56,693	0	0
Philip Morris International Inc	Equities	718172109	197	2,000	SH		DFND		2,000	0	0
Philip Morris International Inc	Equities	718172109	1,467	14,854	SH		SOLE		14,854	0	0
Phillips 66	Equities	718546104	282	3,441	SH		SOLE		3,441	0	0
PNC Financial Services Group	Equities	693475105	602	3,815	SH		SOLE		3,815	0	0
Procter & Gamble Co	Equities	742718109	6,127	42,608	SH		SOLE		42,608	0	0
Procter & Gamble Co	Equities	742718109	776	5,400	SH		DFND		5,400	0	0
Public Storage Inc	Equities	74460D109	3	8	SH		SOLE		8	0	0
Public Storage Inc	Equities	74460D109	516	1,650	SH		DFND		1,650	0	0
Rayonier, Inc.	Equities	754907103	398	10,650	SH		SOLE		10,650	0	0
Raytheon Technologies Corp	Equities	75513E101	511	5,315	SH		DFND		5,315	0	0
Raytheon Technologies Corp	Equities	75513E101	7,096	73,834	SH		SOLE		67,142	6,692	0
Real Estate Select Sector SPDR	Equities	81369Y860	323	7,907	SH		SOLE		7,907	0	0
Roper Industries, Inc.	Equities	776696106	263	666	SH		SOLE		666	0	0
Ross Stores, Inc.	Equities	778296103	274	3,900	SH		SOLE		3,900	0	0
Royal Bank of Canada	Equities	780087102	222	2,288	SH		SOLE		2,288	0	0
S&P Global Inc.	Equities	78409V104	505	1,497	SH		SOLE		1,497	0	0
Salesforce.com, Inc.	Equities	79466L302	3,886	23,543	SH		SOLE		21,374	2,169	0
Salesforce.com, Inc.	Equities	79466L302	10	59	SH		DFND		59	0	0
Schlumberger Ltd	Equities	806857108	547	15,309	SH		SOLE		15,309	0	0
Schwab U.S. Large-Cap Value ETF	Equities	808524409	8,775	140,585	SH		SOLE		140,585	0	0
ServiceNow, Inc.	Equities	81762P102	320	672	SH		SOLE		672	0	0
SPDR Blackstone GSO Senior Loan	Equities	78467V608	13	315	SH		DFND		315	0	0
SPDR Blackstone GSO Senior Loan	Equities	78467V608	10,165	244,107	SH		SOLE		243,322	785	0
SPDR Gold Trust Gold Shs (MFC)	Equities	78463v107	639	3,794	SH		SOLE		3,794	0	0
SPDR Health Care Services	Equities	78464A573	691	8,406	SH		SOLE		8,406	0	0
SPDR Portfolio S&P 600 Small Ca	Equities	78468R853	15,702	436,415	SH		SOLE		435,637	778	0
SPDR S&P 500 ETF Trust	Equities	78462F103	9,331	24,735	SH		SOLE		24,660	75	0
SPDR S&P 500 Fossil Fuel Reserv	Equities	78468R796	8,979	97,340	SH		SOLE		97,340	0	0
SPDR S&P Midcap 400 ETF Tr Ser	Equities	78467Y107	2,083	5,037	SH		SOLE		5,037	0	0
Starbucks Corp	Equities	855244109	417	5,453	SH		SOLE		5,453	0	0
State Street Corp	Equities	857477103	206	3,345	SH		SOLE		3,345	0	0
Stryker Corp	Equities	863667101	442	2,223	SH		SOLE		2,223	0	0
Technology Select Sector SPDR	Equities	81369Y803	65,019	511,476	SH		SOLE		510,481	995	0
Tesla, Inc	Equities	88160R101	718	1,066	SH		SOLE		866	200	0
Tesla, Inc	Equities	88160R101	17	25	SH		DFND		25	0	0
Texas Instruments Inc	Equities	882508104	365	2,377	SH		DFND		2,377	0	0
Texas Instruments Inc	Equities	882508104	6,867	44,695	SH		SOLE		40,528	4,167	0
The Walt Disney Company	Equities	254687106	4,989	52,853	SH		SOLE		46,837	6,016	0
The Walt Disney Company	Equities	254687106	10	105	SH		DFND		105	0	0
Thermo Fisher Scientific Inc	Equities	883556102	780	1,435	SH		SOLE		1,435	0	0
TJX Companies Inc (The)	Equities	872540109	255	4,557	SH		SOLE		4,557	0	0
Trane Technologies plc	Equities	G8994E103	312	2,400	SH		SOLE		2,400	0	0
Travelers Companies Inc (The)	Equities	89417E109	244	1,445	SH		SOLE		1,445	0	0
Tyler Technologies, Inc.	Equities	902252105	2,420	7,279	SH		SOLE		6,475	804	0
Tyler Technologies, Inc.	Equities	902252105	5	16	SH		DFND		16	0	0
Unilever PLC Sponsored ADR	Equities	904767704	446	9,723	SH		SOLE		9,723	0	0
Union Pacific Corp	Equities	907818108	1,438	6,740	SH		SOLE		6,740	0	0
United Parcel Service Inc Cl B	Equities	911312106	461	2,524	SH		DFND		2,524	0	0
United Parcel Service Inc Cl B	Equities	911312106	7,468	40,914	SH		SOLE		36,749	4,165	0
Unitedhealth Group Inc	Equities	91324P102	54	105	SH		DFND		105	0	0
Unitedhealth Group Inc	Equities	91324P102	7,785	15,156	SH		SOLE		13,286	1,870	0
US Bancorp	Equities	902973304	272	5,916	SH		SOLE		5,916	0	0
Utilities Select Sector SPDR	Equities	81369Y886	365	5,210	SH		SOLE		5,210	0	0
V F Corp	Equities	918204108	225	5,085	SH		SOLE		5,085	0	0
VanEck Vectors Gold Miners ETF	Equities	92189F106	5,931	216,601	SH		SOLE		215,931	670	0
VanEck Vectors Oil Services ETF	Equities	92189H607	1,815	7,804	SH		SOLE		7,738	66	0
Vanguard 500 Index Fund	Equities	922908363	1,105	3,186	SH		SOLE		3,186	0	0
Vanguard Communication Services	Equities	92204A884	957	10,182	SH		SOLE		10,182	0	0
Vanguard Dividend Appreciation	Equities	921908844	353	2,458	SH		SOLE		2,458	0	0
Vanguard Emerging Markets ETF	Equities	922042858	435	10,436	SH		SOLE		10,436	0	0
Vanguard ESG International Stoc	Equities	921910725	13,115	267,441	SH		SOLE		267,441	0	0
Vanguard Extended Market Index	Equities	922908652	457	3,489	SH		SOLE		3,489	0	0
Vanguard FTSE All-World Ex-US I	Equities	922042775	5,102	102,116	SH		SOLE		101,273	843	0
Vanguard FTSE All-World ex-US S	Equities	922042718	11,935	115,639	SH		SOLE		115,412	227	0
Vanguard FTSE Developed Markets	Equities	921943858	248	6,078	SH		SOLE		6,078	0	0
Vanguard Growth ETF	Equities	922908736	208	933	SH		SOLE		933	0	0
Vanguard Health Care Index Fund	Equities	92204A504	291	1,237	SH		SOLE		1,237	0	0
Vanguard Long Term Treasury ETF	Equities	92206C847	32,642	465,246	SH		SOLE		463,237	2,009	0
Vanguard Long Term Treasury ETF	Equities	92206C847	35	500	SH		DFND		500	0	0
Vanguard Mega Cap 300 Value Ind	Equities	921910840	289	3,004	SH		SOLE		3,004	0	0
Vanguard Mid-Cap ETF	Equities	922908629	3,569	18,121	SH		SOLE		18,051	70	0
Vanguard REIT ETF	Equities	922908553	221	2,431	SH		SOLE		2,431	0	0
Vanguard Short Term Treasury ET	Equities	92206C102	8,668	147,272	SH		SOLE		146,615	657	0
Vanguard Short Term Treasury ET	Equities	92206C102	15	255	SH		DFND		255	0	0
Vanguard Short-Term Corporate B	Equities	92206C409	15	195	SH		DFND		195	0	0
Vanguard Short-Term Corporate B	Equities	92206C409	8,611	112,922	SH		SOLE		112,464	458	0
Vanguard Small-Cap Value ETF	Equities	922908611	7,291	48,664	SH		SOLE		48,663	1	0
Vanguard Small-Cap Vipers	Equities	922908751	391	2,223	SH		SOLE		2,178	45	0
Vanguard ST Bond ETF	Equities	921937827	255	3,319	SH		SOLE		2,769	550	0
Vanguard Total Stock Market ETF	Equities	922908769	1,116	5,919	SH		SOLE		5,919	0	0
VeriSign Inc	Equities	92343e102	399	2,384	SH		SOLE		2,384	0	0
Verizon Communications Inc	Equities	92343V104	536	10,555	SH		DFND		10,555	0	0
Verizon Communications Inc	Equities	92343V104	2,652	52,263	SH		SOLE		52,263	0	0
Vertex Pharmaceuticals Inc	Equities	92532F100	341	1,210	SH		SOLE		1,210	0	0
Visa Inc - Class A Shares	Equities	92826C839	78	398	SH		DFND		398	0	0
Visa Inc - Class A Shares	Equities	92826C839	6,477	32,894	SH		SOLE		30,602	2,292	0
Wal Mart Stores Inc	Equities	931142103	3,635	29,898	SH		SOLE		29,898	0	0
Wal Mart Stores Inc	Equities	931142103	441	3,631	SH		DFND		3,631	0	0
Warner Bros Discovery Inc	Equities	934423104	159	11,823	SH		SOLE		11,823	0	0
Waste Management Inc	Equities	94106L109	543	3,550	SH		DFND		3,550	0	0
Waste Management Inc	Equities	94106L109	899	5,879	SH		SOLE		5,879	0	0
WEC Energy Group Inc	Equities	92939U106	853	8,475	SH		DFND		8,475	0	0
WEC Energy Group Inc	Equities	92939U106	83	823	SH		SOLE		823	0	0
Wells Fargo & Co	Equities	949746101	861	21,973	SH		SOLE		21,973	0	0
Welltower Inc.	Equities	95040Q104	2,319	28,164	SH		SOLE		28,164	0	0
Welltower Inc.	Equities	95040Q104	688	8,351	SH		DFND		8,351	0	0
WEX Inc	Equities	96208T104	2,512	16,151	SH		SOLE		16,151	0	0
Whirlpool Corp	Equities	963320106	402	2,595	SH		SOLE		2,595	0	0
Whirlpool Corp	Equities	963320106	139	900	SH		DFND		900	0	0
WisdomTree LargeCap Dividend Fu	Equities	97717W307	415	7,026	SH		SOLE		7,026	0	0
WisdomTree SmallCap Dividend Fu	Equities	97717W604	797	28,248	SH		SOLE		28,248	0	0
WisdomTree U.S. ESG Fund	Equities	97717W596	440	10,810	SH		SOLE		10,810	0	0
Xtrackers Harvest CSI 300 China	Equities	233051879	11,298	330,653	SH		SOLE		329,238	1,415	0
Yum Brands Inc	Equities	988498101	370	3,258	SH		SOLE		3,258	0	0