Spinnaker Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	Equities	88579Y101	48	400	SH		DFND		400	0	0
3M Company	Equities	88579Y101	60,533	504,782	SH		SOLE		504,782	0	0
Abbott Laboratories	Equities	002824100	111	1,009	SH		DFND		1,009	0	0
Abbott Laboratories	Equities	002824100	4,708	42,878	SH		SOLE		42,878	0	0
AbbVie Inc.	Equities	00287Y109	2,556	15,817	SH		SOLE		15,817	0	0
Aberdeen Standard Bloomberg All	Equities	003261104	681	30,866	SH		SOLE		30,866	0	0
Accenture PLC	Equities	G1151C101	133	500	SH		DFND		500	0	0
Accenture PLC	Equities	G1151C101	1,452	5,441	SH		SOLE		5,441	0	0
Adobe Inc	Equities	00724F101	230	684	SH		SOLE		684	0	0
AFLAC Inc	Equities	001055102	222	3,080	SH		SOLE		3,080	0	0
Agilent Technologies Inc	Equities	00846U101	410	2,739	SH		SOLE		2,739	0	0
Air Prods & Chems Inc	Equities	009158106	1,096	3,554	SH		SOLE		3,554	0	0
Alphabet Inc CL A	Equities	02079K305	4,628	52,453	SH		SOLE		52,453	0	0
Alphabet Inc Cl C	Equities	02079K107	9	100	SH		DFND		100	0	0
Alphabet Inc Cl C	Equities	02079K107	9,832	110,810	SH		SOLE		102,990	7,820	0
Altria Group Inc	Equities	02209S103	753	16,467	SH		SOLE		16,467	0	0
Amazon Com Inc	Equities	023135106	8	100	SH		DFND		100	0	0
Amazon Com Inc	Equities	023135106	5,304	63,141	SH		SOLE		59,461	3,680	0
American Express Co	Equities	025816109	860	5,819	SH		SOLE		5,819	0	0
American Tower Reit Com	Equities	03027X100	1,022	4,826	SH		SOLE		4,826	0	0
American Water Works Company In	Equities	030420103	351	2,303	SH		SOLE		2,303	0	0
Ameriprise Finl Inc	Equities	03076C106	338	1,085	SH		SOLE		1,085	0	0
Amgen Inc	Equities	031162100	2,196	8,360	SH		SOLE		8,360	0	0
Apple Computer Inc	Equities	037833100	29,917	230,256	SH		SOLE		224,560	5,696	0
Apple Computer Inc	Equities	037833100	110	844	SH		DFND		844	0	0
AT&T Inc	Equities	00206R102	1,944	105,621	SH		SOLE		105,621	0	0
AT&T Inc	Equities	00206R102	326	17,720	SH		DFND		17,720	0	0
Automatic Data Processing Inc	Equities	053015103	5,393	22,577	SH		SOLE		22,577	0	0
AutoZone, Inc.	Equities	053332102	370	151	SH		SOLE		151	0	0
AvalonBay Communities Inc	Equities	053484101	452	2,800	SH		SOLE		2,800	0	0
Bank Of America Corporation	Equities	060505104	467	14,107	SH		SOLE		14,107	0	0
Becton Dickinson and Company	Equities	075887109	1,420	5,582	SH		SOLE		5,582	0	0
Berkshire Hathaway Inc	Equities	084670108	5,156	11	SH		SOLE		11	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	728	2,358	SH		DFND		2,358	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	26,158	84,681	SH		SOLE		82,566	2,115	0
Biotech Select Sector SPDR ETF	Equities	78464A870	231	2,779	SH		SOLE		2,779	0	0
BlackRock, Inc.	Equities	09247X101	8,717	12,301	SH		SOLE		11,190	1,111	0
BlackRock, Inc.	Equities	09247X101	423	597	SH		DFND		597	0	0
Boeing Co	Equities	097023105	262	1,378	SH		SOLE		1,378	0	0
Booking Holdings Inc	Equities	09857L108	397	197	SH		SOLE		197	0	0
Bristol Myers Squibb Co	Equities	110122108	2,117	29,421	SH		SOLE		29,421	0	0
Bristol Myers Squibb Co	Equities	110122108	246	3,418	SH		DFND		3,418	0	0
Broadcom Inc.	Equities	11135F101	602	1,076	SH		SOLE		1,076	0	0
Camden National Corporation	Equities	133034108	206	4,950	SH		SOLE		4,950	0	0
Caterpillar Inc Del	Equities	149123101	5,953	24,849	SH		SOLE		24,849	0	0
Caterpillar Inc Del	Equities	149123101	689	2,875	SH		DFND		2,875	0	0
Chevron Corporation	Equities	166764100	4,532	25,252	SH		SOLE		25,252	0	0
Chevron Corporation	Equities	166764100	596	3,318	SH		DFND		3,318	0	0
Chubb Limited	Equities	H1467J104	744	3,373	SH		SOLE		3,373	0	0
Church & Dwight Inc	Equities	171340102	3,903	48,416	SH		SOLE		48,416	0	0
Cigna Corporation	Equities	125523100	423	1,277	SH		SOLE		1,277	0	0
Cisco Systems Inc	Equities	17275R102	3,646	76,536	SH		SOLE		76,536	0	0
Cisco Systems Inc	Equities	17275R102	648	13,605	SH		DFND		13,605	0	0
Coca Cola Co	Equities	191216100	1,460	22,955	SH		SOLE		22,955	0	0
Coca Cola Co	Equities	191216100	242	3,800	SH		DFND		3,800	0	0
Colgate Palmolive Co	Equities	194162103	590	7,487	SH		SOLE		7,487	0	0
Comcast Corp New Cl A	Equities	20030N101	1,430	40,882	SH		SOLE		29,535	11,347	0
ConocoPhillips	Equities	20825C104	369	3,130	SH		SOLE		3,130	0	0
CONSOL Energy, Inc.	Equities	20854L108	235	3,620	SH		SOLE		3,620	0	0
Consolidated Edison Inc	Equities	209115104	534	5,606	SH		SOLE		5,606	0	0
Consolidated Edison Inc	Equities	209115104	193	2,025	SH		DFND		2,025	0	0
Constellation Brands Inc - Clas	Equities	21036P108	385	1,662	SH		SOLE		1,662	0	0
Consumer Discretionary Select S	Equities	81369Y407	16,992	131,561	SH		SOLE		131,371	190	0
Consumer Staples Select Sector	Equities	81369Y308	8,254	110,722	SH		SOLE		110,722	0	0
Corteva, Inc.	Equities	22052L104	375	6,386	SH		SOLE		6,386	0	0
Corteva, Inc.	Equities	22052L104	31	523	SH		DFND		523	0	0
Costco Wholesale Corp	Equities	22160K105	5,363	11,749	SH		SOLE		10,798	951	0
Costco Wholesale Corp	Equities	22160K105	30	66	SH		DFND		66	0	0
Crown Castle International Corp	Equities	22822V101	416	3,067	SH		DFND		3,067	0	0
Crown Castle International Corp	Equities	22822V101	5,805	42,800	SH		SOLE		39,446	3,354	0
CVS Health Corporation	Equities	126650100	3,012	32,325	SH		SOLE		32,325	0	0
CVS Health Corporation	Equities	126650100	446	4,790	SH		DFND		4,790	0	0
Danaher Corp Del	Equities	235851102	1,372	5,171	SH		SOLE		5,171	0	0
Deere & Co	Equities	244199105	7,610	17,749	SH		SOLE		16,639	1,110	0
Deere & Co	Equities	244199105	570	1,329	SH		DFND		1,329	0	0
Dollar Gen Corp	Equities	256677105	246	1,000	SH		SOLE		1,000	0	0
Dominion Energy Inc	Equities	25746U109	28	450	SH		DFND		450	0	0
Dominion Energy Inc	Equities	25746U109	314	5,125	SH		SOLE		5,125	0	0
Domino's Pizza, Inc.	Equities	25754A201	379	1,095	SH		SOLE		1,095	0	0
Dow Inc.	Equities	260557103	26	523	SH		DFND		523	0	0
Dow Inc.	Equities	260557103	409	8,122	SH		SOLE		8,122	0	0
Duke Energy Corp New Com	Equities	26441C204	512	4,975	SH		SOLE		4,975	0	0
Duke Energy Corp New Com	Equities	26441C204	113	1,100	SH		DFND		1,100	0	0
DuPont de Nemours Inc	Equities	26614N102	36	523	SH		DFND		523	0	0
DuPont de Nemours Inc	Equities	26614N102	789	11,498	SH		SOLE		11,498	0	0
Eaton Corporation plc	Equities	G29183103	31	200	SH		DFND		200	0	0
Eaton Corporation plc	Equities	G29183103	225	1,436	SH		SOLE		1,436	0	0
Elevance Health, Inc.	Equities	036752103	298	580	SH		SOLE		580	0	0
Eli Lilly & Co	Equities	532457108	1,109	3,031	SH		DFND		3,031	0	0
Eli Lilly & Co	Equities	532457108	10,090	27,581	SH		SOLE		25,258	2,323	0
Emerson Elec Co	Equities	291011104	2,190	22,796	SH		SOLE		22,796	0	0
Energy Select Sector SPDR	Equities	81369Y506	684	7,824	SH		SOLE		7,824	0	0
Equifax Inc	Equities	294429105	607	3,125	SH		SOLE		3,125	0	0
Equity Residential	Equities	29476L107	322	5,450	SH		SOLE		5,450	0	0
Equity Residential	Equities	29476L107	142	2,400	SH		DFND		2,400	0	0
Essential Utilities, Inc.	Equities	29670G102	618	12,954	SH		SOLE		12,954	0	0
Estee Lauder Companies Inc.	Equities	518439104	2,891	11,653	SH		SOLE		10,313	1,340	0
Estee Lauder Companies Inc.	Equities	518439104	5	21	SH		DFND		21	0	0
Eversource Energy Com	Equities	30040W108	431	5,141	SH		SOLE		5,141	0	0
Exxon Mobil Corp	Equities	30231G102	8,892	80,619	SH		SOLE		80,619	0	0
FactSet Research Systems Inc.	Equities	303075105	1,172	2,922	SH		SOLE		2,922	0	0
Fastenal Company	Equities	311900104	406	8,586	SH		SOLE		8,586	0	0
Fidelity MSCI Health Care Index	Equities	316092600	4,903	76,626	SH		SOLE		75,953	673	0
Fidelity MSCI Information Techn	Equities	316092808	1,277	13,510	SH		SOLE		13,510	0	0
Fidelity Total Bond ETF	Equities	316188309	3,693	82,038	SH		SOLE		82,038	0	0
Financial Select Sector SPDR	Equities	81369Y605	11,383	332,835	SH		SOLE		332,835	0	0
First Trust Nasdaq ABA CBIF	Equities	33736Q104	461	8,765	SH		SOLE		8,765	0	0
First Trust Preferred Securitie	Equities	33739E108	221	13,143	SH		SOLE		13,143	0	0
Fiserv Inc	Equities	337738108	780	7,716	SH		SOLE		7,716	0	0
General Electric Company	Equities	369604301	686	8,191	SH		SOLE		8,191	0	0
General Mills Inc	Equities	370334104	269	3,210	SH		DFND		3,210	0	0
General Mills Inc	Equities	370334104	787	9,388	SH		SOLE		9,388	0	0
Global Partners LP	Equities	37946R109	216	6,225	SH		SOLE		6,225	0	0
Global X Uranium ETF	Equities	37954Y871	8,178	407,274	SH		SOLE		405,925	1,349	0
Goldman Sachs ActiveBeta Emergi	Equities	381430206	30,189	1,066,364	SH		SOLE		1,064,116	2,248	0
Goldman Sachs Group Inc	Equities	38141G104	433	1,261	SH		SOLE		1,261	0	0
GreenGro Technologies, Inc.	Equities	39526G107	0	10,000	SH		SOLE		10,000	0	0
Hawaiian Electric Industries	Equities	419870100	441	10,544	SH		SOLE		10,544	0	0
Hawaiian Electric Industries	Equities	419870100	134	3,200	SH		DFND		3,200	0	0
Healthcare Select Sector SPDR	Equities	81369Y209	37,278	274,405	SH		SOLE		274,405	0	0
Hewlett Packard Enterprise Comp	Equities	42824C109	226	14,135	SH		SOLE		14,135	0	0
Home Depot Inc	Equities	437076102	13,951	44,167	SH		SOLE		42,026	2,141	0
Home Depot Inc	Equities	437076102	592	1,873	SH		DFND		1,873	0	0
Honeywell International Inc	Equities	438516106	2,492	11,629	SH		SOLE		11,629	0	0
HP Inc.	Equities	40434L105	336	12,488	SH		SOLE		12,488	0	0
Hubbell Incorporated	Equities	443510607	250	1,064	SH		SOLE		1,064	0	0
Idexx Laboratories Inc.	Equities	45168D104	6,604	16,187	SH		SOLE		15,094	1,093	0
Idexx Laboratories Inc.	Equities	45168D104	7	16	SH		DFND		16	0	0
Illinois Tool Works Inc	Equities	452308109	1,033	4,691	SH		SOLE		4,691	0	0
Industrial Select Sector SPDR	Equities	81369Y704	13,680	139,298	SH		SOLE		139,209	89	0
Intel Corp	Equities	458140100	149	5,655	SH		DFND		5,655	0	0
Intel Corp	Equities	458140100	2,289	86,614	SH		SOLE		86,614	0	0
International Business Machines	Equities	459200101	2,552	18,114	SH		SOLE		18,114	0	0
Intuit Inc.	Equities	461202103	550	1,414	SH		SOLE		1,414	0	0
Invesco CurrencyShares Japanese	Equities	46138W107	8,793	123,669	SH		SOLE		123,368	301	0
Invesco QQQ Trust	Equities	46090E103	18,600	69,854	SH		SOLE		69,490	364	0
Invesco Russell 1000 Dynamic Mu	Equities	46138J619	26,940	627,376	SH		SOLE		625,366	2,010	0
Invesco S&P 500 Low Volatility	Equities	46138E354	20,871	326,624	SH		SOLE		324,015	2,609	0
Invesco S&P SmallCap Informatio	Equities	46138E115	1,211	10,105	SH		SOLE		10,105	0	0
iShares 20 Year Treasury Bond E	Equities	464287432	36,688	368,504	SH		SOLE		367,035	1,469	0
iShares 20 Year Treasury Bond E	Equities	464287432	69	693	SH		DFND		693	0	0
iShares Core 1-5 Year USD Bond	Equities	46432F859	2,048	44,102	SH		SOLE		44,102	0	0
iShares Core MSCI EAFE	Equities	46432F842	3,734	60,577	SH		SOLE		60,577	0	0
iShares Core MSCI Emerging Mark	Equities	46434G103	1,221	26,151	SH		SOLE		26,151	0	0
iShares Core S&P Mid-Cap ETF	Equities	464287507	3,232	13,360	SH		SOLE		13,280	80	0
iShares Core Total USD Bond Mar	Equities	46434V613	790	17,593	SH		SOLE		17,593	0	0
iShares Dow Jones US Consumer S	Equities	464287580	793	13,928	SH		SOLE		13,928	0	0
iShares Dow Jones US Medical De	Equities	464288810	796	15,136	SH		SOLE		15,136	0	0
iShares Dow Jones US Pharmaceut	Equities	464288836	1,160	6,231	SH		SOLE		6,231	0	0
iShares ESG Advanced MSCI USA E	Equities	46436E767	6,326	206,332	SH		SOLE		206,332	0	0
iShares ESG Aware MSCI EM ETF	Equities	46434G863	243	8,094	SH		SOLE		8,094	0	0
iShares ESG Aware MSCI USA ETF	Equities	46435G425	12,619	148,896	SH		SOLE		147,575	1,321	0
iShares ESG Aware MSCI USA Smal	Equities	46435U663	1,314	39,971	SH		SOLE		39,926	45	0
iShares ESG Aware U.S. Aggregat	Equities	46435U549	616	13,170	SH		SOLE		13,170	0	0
iShares ESG MSCI EAFE ETF	Equities	46435G516	76,744	1,167,381	SH		SOLE		1,164,914	2,467	0
iShares Global Clean Energy	Equities	464288224	9,798	493,616	SH		SOLE		492,192	1,424	0
iShares Gold Trust	Equities	464285204	14,244	411,787	SH		SOLE		411,182	605	0
iShares iBonds Dec 2023 Term Co	Equities	46434VAX8	376	15,013	SH		SOLE		15,013	0	0
iShares iBonds Dec 2023 Term Mu	Equities	46435G318	321	12,647	SH		SOLE		12,647	0	0
iShares iBonds Dec 2024 Term Co	Equities	46434VBG4	484	19,800	SH		SOLE		19,800	0	0
iShares iBonds Dec 2024 Term Mu	Equities	46435U697	319	12,391	SH		SOLE		12,391	0	0
iShares iBonds Dec 2025 Term Mu	Equities	46435U432	286	10,854	SH		SOLE		10,854	0	0
iShares MSCI All Country Asia e	Equities	464288182	3,523	54,381	SH		SOLE		54,381	0	0
iShares MSCI Taiwan ETF	Equities	46434G772	7,932	197,514	SH		SOLE		197,151	363	0
iShares MSCI USA ESG Select ETF	Equities	464288802	80,208	974,344	SH		SOLE		972,883	1,461	0
iShares National Amtfree Muni	Equities	464288414	1,743	16,516	SH		SOLE		16,091	425	0
iShares Russell 1000 Growth Ind	Equities	464287614	583	2,721	SH		SOLE		2,591	130	0
iShares Russell 1000 Value Inde	Equities	464287598	373	2,459	SH		SOLE		2,329	130	0
iShares Russell 3000 ETF	Equities	464287689	595	2,695	SH		SOLE		2,695	0	0
iShares Russell Midcap Index	Equities	464287499	341	5,050	SH		SOLE		5,050	0	0
iShares S&P 500 Index	Equities	464287200	645	1,679	SH		SOLE		1,679	0	0
iShares S&P 500 Value ETF	Equities	464287408	390	2,690	SH		SOLE		2,690	0	0
iShares S&P SmallCap 600 Index	Equities	464287804	3,496	36,941	SH		SOLE		36,941	0	0
iShares Short Maturity Bond	Equities	46431W507	4,696	95,321	SH		SOLE		95,321	0	0
iShares Tr MSCI EAFE Index Fund	Equities	464287465	313	4,764	SH		SOLE		4,764	0	0
iShares TR Russell 1000 ETF	Equities	464287622	675	3,204	SH		SOLE		3,204	0	0
iShares Tr Russell 2000 Index F	Equities	464287655	1,829	10,489	SH		SOLE		10,489	0	0
iShares Trust S & P 100 Index F	Equities	464287101	225	1,321	SH		SOLE		1,321	0	0
iShares U.S. Technology ETF	Equities	464287721	376	5,048	SH		SOLE		5,048	0	0
Johnson & Johnson	Equities	478160104	8,020	45,401	SH		SOLE		45,401	0	0
Johnson & Johnson	Equities	478160104	399	2,260	SH		DFND		2,260	0	0
JPMorgan BetaBuilders Canada ET	Equities	46641Q225	7,345	128,205	SH		SOLE		127,977	228	0
JPMorgan BetaBuilders Japan ETF	Equities	46641Q217	6,849	152,541	SH		SOLE		152,136	405	0
JPMorgan Chase & Co	Equities	46625H100	512	3,816	SH		DFND		3,816	0	0
JPMorgan Chase & Co	Equities	46625H100	9,227	68,803	SH		SOLE		64,555	4,248	0
Keysight Technologies, Inc	Equities	49338L103	374	2,187	SH		SOLE		2,187	0	0
Kimberly Clark Corp	Equities	494368103	760	5,595	SH		SOLE		5,595	0	0
Kimberly Clark Corp	Equities	494368103	227	1,675	SH		DFND		1,675	0	0
Kinder Morgan Inc	Equities	49456B101	485	26,845	SH		DFND		26,845	0	0
Kinder Morgan Inc	Equities	49456B101	1,895	104,833	SH		SOLE		104,833	0	0
KraneShares Global Carbon ETF	Equities	500767678	8,554	234,537	SH		SOLE		234,143	394	0
L3Harris Technologies Inc	Equities	502431109	469	2,253	SH		SOLE		2,253	0	0
Linde Plc	Equities	G5494J103	550	1,686	SH		DFND		1,686	0	0
Linde Plc	Equities	G5494J103	3,313	10,156	SH		SOLE		10,156	0	0
Lockheed Martin Corp	Equities	539830109	316	650	SH		SOLE		650	0	0
Magellan Midstream Partners	Equities	559080106	733	14,600	SH		SOLE		14,600	0	0
Magellan Midstream Partners	Equities	559080106	256	5,100	SH		DFND		5,100	0	0
Markel Corporation	Equities	570535104	296	225	SH		SOLE		225	0	0
Mastercard Inc CL A	Equities	57636Q104	2,266	6,516	SH		SOLE		6,516	0	0
Materials Select Sector SPDR Tr	Equities	81369Y100	312	4,015	SH		SOLE		4,015	0	0
McDonalds Corp	Equities	580135101	3,419	12,974	SH		SOLE		12,974	0	0
McDonalds Corp	Equities	580135101	916	3,475	SH		DFND		3,475	0	0
Medtronics PLC	Equities	G5960L103	989	12,720	SH		SOLE		12,720	0	0
Medtronics PLC	Equities	G5960L103	251	3,225	SH		DFND		3,225	0	0
Merck & Co Inc New Com	Equities	58933Y105	4,664	42,039	SH		SOLE		42,039	0	0
Meta Platforms, Inc.	Equities	30303M102	281	2,332	SH		SOLE		2,332	0	0
Microsoft Corp	Equities	594918104	27,906	116,362	SH		SOLE		89,610	26,752	0
Microsoft Corp	Equities	594918104	1,466	6,113	SH		DFND		6,113	0	0
Mondelez International, Inc.	Equities	609207105	616	9,238	SH		SOLE		9,238	0	0
Moody's Corp	Equities	615369105	442	1,585	SH		SOLE		1,585	0	0
MSA Safety Incorporated	Equities	553498106	261	1,808	SH		SOLE		1,808	0	0
Nestle S A Sponsored ADR	Equities	641069406	6,982	60,290	SH		SOLE		54,918	5,372	0
Nestle S A Sponsored ADR	Equities	641069406	678	5,851	SH		DFND		5,851	0	0
Newmont Mining Corporation	Equities	651639106	448	9,497	SH		SOLE		9,497	0	0
NextEra Energy Inc.	Equities	65339F101	451	5,400	SH		DFND		5,400	0	0
NextEra Energy Inc.	Equities	65339F101	8,348	99,862	SH		SOLE		91,133	8,729	0
Nike Inc Cl B	Equities	654106103	11	95	SH		DFND		95	0	0
Nike Inc Cl B	Equities	654106103	7,772	66,420	SH		SOLE		59,561	6,859	0
Norfolk Southern Corp	Equities	655844108	318	1,290	SH		SOLE		1,290	0	0
Novartis AG ADR	Equities	66987V109	220	2,429	SH		SOLE		2,429	0	0
Novartis AG ADR	Equities	66987V109	188	2,075	SH		DFND		2,075	0	0
Novo Nordisk A/S - Spons ADR	Equities	670100205	654	4,832	SH		SOLE		4,832	0	0
Nvidia Corporation	Equities	67066G104	1,723	11,787	SH		SOLE		11,787	0	0
Oracle Corp	Equities	68389X105	1,081	13,224	SH		SOLE		13,224	0	0
Otis Worldwide Corporation	Equities	68902V107	224	2,856	SH		SOLE		2,856	0	0
Paychex Inc	Equities	704326107	445	3,852	SH		SOLE		3,852	0	0
Paycom Software, Inc.	Equities	70432V102	242	780	SH		SOLE		780	0	0
Pembina Pipeline Corp	Equities	706327103	424	12,500	SH		SOLE		12,500	0	0
Pepsico Inc	Equities	713448108	433	2,395	SH		DFND		2,395	0	0
Pepsico Inc	Equities	713448108	6,570	36,368	SH		SOLE		36,368	0	0
Pfizer Inc	Equities	717081103	2,869	55,983	SH		SOLE		55,983	0	0
Philip Morris International Inc	Equities	718172109	202	2,000	SH		DFND		2,000	0	0
Philip Morris International Inc	Equities	718172109	1,503	14,854	SH		SOLE		14,854	0	0
Phillips 66	Equities	718546104	344	3,308	SH		SOLE		3,308	0	0
PIMCO Enhanced Short Maturity E	Equities	72201R833	751	7,615	SH		SOLE		7,615	0	0
PNC Financial Services Group	Equities	693475105	603	3,815	SH		SOLE		3,815	0	0
Procter & Gamble Co	Equities	742718109	6,386	42,134	SH		SOLE		42,134	0	0
Procter & Gamble Co	Equities	742718109	818	5,400	SH		DFND		5,400	0	0
Prologis Inc COM	Equities	74340W103	1,491	13,222	SH		SOLE		13,222	0	0
Prologis Inc COM	Equities	74340W103	364	3,225	SH		DFND		3,225	0	0
Public Storage Inc	Equities	74460D109	462	1,650	SH		DFND		1,650	0	0
Public Storage Inc	Equities	74460D109	2	8	SH		SOLE		8	0	0
Rayonier, Inc.	Equities	754907103	351	10,650	SH		SOLE		10,650	0	0
Raytheon Technologies Corp	Equities	75513E101	536	5,315	SH		DFND		5,315	0	0
Raytheon Technologies Corp	Equities	75513E101	7,778	77,073	SH		SOLE		70,381	6,692	0
Real Estate Select Sector SPDR	Equities	81369Y860	289	7,827	SH		SOLE		7,827	0	0
Roper Industries, Inc.	Equities	776696106	280	648	SH		SOLE		648	0	0
Ross Stores, Inc.	Equities	778296103	395	3,400	SH		SOLE		3,400	0	0
Royal Bank of Canada	Equities	780087102	215	2,288	SH		SOLE		2,288	0	0
S&P Global Inc.	Equities	78409V104	501	1,497	SH		SOLE		1,497	0	0
Salesforce.com, Inc.	Equities	79466L302	3,190	24,057	SH		SOLE		21,794	2,263	0
Salesforce.com, Inc.	Equities	79466L302	8	60	SH		DFND		60	0	0
Schlumberger Ltd	Equities	806857108	818	15,306	SH		SOLE		15,306	0	0
Schwab U.S. Large-Cap Value ETF	Equities	808524409	9,811	148,604	SH		SOLE		148,604	0	0
ServiceNow, Inc.	Equities	81762P102	245	632	SH		SOLE		632	0	0
SPDR Gold Trust Gold Shs (MFC)	Equities	78463v107	637	3,754	SH		SOLE		3,754	0	0
SPDR Health Care Services	Equities	78464A573	692	8,158	SH		SOLE		8,158	0	0
SPDR Portfolio S&P 600 Small Ca	Equities	78468R853	19,904	538,394	SH		SOLE		537,615	779	0
SPDR S&P 500 ETF Trust	Equities	78462F103	9,949	26,015	SH		SOLE		25,940	75	0
SPDR S&P 500 Fossil Fuel Reserv	Equities	78468R796	8,925	95,603	SH		SOLE		95,603	0	0
SPDR S&P Midcap 400 ETF Tr Ser	Equities	78467Y107	2,184	4,933	SH		SOLE		4,933	0	0
Starbucks Corp	Equities	855244109	541	5,453	SH		SOLE		5,453	0	0
State Street Corp	Equities	857477103	259	3,345	SH		SOLE		3,345	0	0
Steel Dynamics, Inc.	Equities	858119100	13	138	SH		DFND		138	0	0
Steel Dynamics, Inc.	Equities	858119100	5,226	53,489	SH		SOLE		49,655	3,834	0
Stryker Corp	Equities	863667101	574	2,346	SH		SOLE		2,346	0	0
Technology Select Sector SPDR	Equities	81369Y803	63,175	507,672	SH		SOLE		506,677	995	0
Tesla, Inc	Equities	88160R101	367	2,983	SH		SOLE		2,383	600	0
Tesla, Inc	Equities	88160R101	9	75	SH		DFND		75	0	0
Texas Instruments Inc	Equities	882508104	393	2,377	SH		DFND		2,377	0	0
Texas Instruments Inc	Equities	882508104	7,754	46,933	SH		SOLE		42,766	4,167	0
Textron Inc	Equities	883203101	212	3,000	SH		SOLE		3,000	0	0
The Walt Disney Company	Equities	254687106	4,553	52,403	SH		SOLE		46,387	6,016	0
The Walt Disney Company	Equities	254687106	9	105	SH		DFND		105	0	0
Thermo Fisher Scientific Inc	Equities	883556102	544	988	SH		SOLE		988	0	0
TJX Companies Inc (The)	Equities	872540109	363	4,557	SH		SOLE		4,557	0	0
Trane Technologies plc	Equities	G8994E103	403	2,400	SH		SOLE		2,400	0	0
Travelers Companies Inc (The)	Equities	89417E109	263	1,405	SH		SOLE		1,405	0	0
Tyler Technologies, Inc.	Equities	902252105	2,190	6,793	SH		SOLE		5,989	804	0
Tyler Technologies, Inc.	Equities	902252105	5	16	SH		DFND		16	0	0
Unilever PLC Sponsored ADR	Equities	904767704	445	8,835	SH		SOLE		8,835	0	0
Union Pacific Corp	Equities	907818108	1,389	6,710	SH		SOLE		6,710	0	0
United Parcel Service Inc Cl B	Equities	911312106	439	2,524	SH		DFND		2,524	0	0
United Parcel Service Inc Cl B	Equities	911312106	7,301	41,996	SH		SOLE		37,831	4,165	0
Unitedhealth Group Inc	Equities	91324P102	54	101	SH		DFND		101	0	0
Unitedhealth Group Inc	Equities	91324P102	7,695	14,513	SH		SOLE		12,646	1,867	0
US Bancorp	Equities	902973304	258	5,916	SH		SOLE		5,916	0	0
Utilities Select Sector SPDR	Equities	81369Y886	365	5,172	SH		SOLE		5,172	0	0
Vanguard 500 Index Fund	Equities	922908363	999	2,843	SH		SOLE		2,843	0	0
Vanguard Communication Services	Equities	92204A884	837	10,182	SH		SOLE		10,182	0	0
Vanguard Dividend Appreciation	Equities	921908844	218	1,433	SH		SOLE		1,433	0	0
Vanguard Emerging Markets ETF	Equities	922042858	407	10,436	SH		SOLE		10,436	0	0
Vanguard ESG International Stoc	Equities	921910725	12,040	244,772	SH		SOLE		244,772	0	0
Vanguard Extended Market Index	Equities	922908652	385	2,901	SH		SOLE		2,901	0	0
Vanguard FTSE All-World Ex-US I	Equities	922042775	5,058	100,886	SH		SOLE		100,809	77	0
Vanguard FTSE All-World ex-US S	Equities	922042718	12,117	117,856	SH		SOLE		117,629	227	0
Vanguard Health Care Index Fund	Equities	92204A504	223	899	SH		SOLE		899	0	0
Vanguard Mega Cap 300 Value Ind	Equities	921910840	309	3,004	SH		SOLE		3,004	0	0
Vanguard Mid-Cap ETF	Equities	922908629	3,691	18,109	SH		SOLE		18,101	8	0
Vanguard Short Term Treasury ET	Equities	92206C102	54,464	941,952	SH		SOLE		937,757	4,195	0
Vanguard Short Term Treasury ET	Equities	92206C102	42	731	SH		DFND		731	0	0
Vanguard Short-Term Corporate B	Equities	92206C409	61	812	SH		DFND		812	0	0
Vanguard Short-Term Corporate B	Equities	92206C409	33,955	451,595	SH		SOLE		449,871	1,724	0
Vanguard Small-Cap Value ETF	Equities	922908611	7,492	47,181	SH		SOLE		47,180	1	0
Vanguard Small-Cap Vipers	Equities	922908751	371	2,023	SH		SOLE		1,978	45	0
Vanguard ST Bond ETF	Equities	921937827	250	3,319	SH		SOLE		2,769	550	0
Vanguard Total Stock Market ETF	Equities	922908769	1,095	5,726	SH		SOLE		5,726	0	0
VeriSign Inc	Equities	92343e102	490	2,384	SH		SOLE		2,384	0	0
Verizon Communications Inc	Equities	92343V104	821	20,836	SH		SOLE		20,836	0	0
Verizon Communications Inc	Equities	92343V104	73	1,850	SH		DFND		1,850	0	0
Vertex Pharmaceuticals Inc	Equities	92532F100	349	1,210	SH		SOLE		1,210	0	0
Visa Inc - Class A Shares	Equities	92826C839	83	398	SH		DFND		398	0	0
Visa Inc - Class A Shares	Equities	92826C839	6,799	32,726	SH		SOLE		30,434	2,292	0
Wal Mart Stores Inc	Equities	931142103	4,019	28,344	SH		SOLE		28,344	0	0
Wal Mart Stores Inc	Equities	931142103	515	3,631	SH		DFND		3,631	0	0
Waste Management Inc	Equities	94106L109	557	3,550	SH		DFND		3,550	0	0
Waste Management Inc	Equities	94106L109	830	5,289	SH		SOLE		5,289	0	0
WEC Energy Group Inc	Equities	92939U106	795	8,475	SH		DFND		8,475	0	0
WEC Energy Group Inc	Equities	92939U106	77	823	SH		SOLE		823	0	0
Wells Fargo & Co	Equities	949746101	481	11,638	SH		SOLE		11,638	0	0
Welltower Inc.	Equities	95040Q104	1,951	29,758	SH		SOLE		29,758	0	0
Welltower Inc.	Equities	95040Q104	545	8,315	SH		DFND		8,315	0	0
WEX Inc	Equities	96208T104	2,532	15,470	SH		SOLE		15,470	0	0
Whirlpool Corp	Equities	963320106	367	2,595	SH		SOLE		2,595	0	0
Whirlpool Corp	Equities	963320106	127	900	SH		DFND		900	0	0
WisdomTree LargeCap Dividend Fu	Equities	97717W307	350	5,645	SH		SOLE		5,645	0	0
WisdomTree SmallCap Dividend Fu	Equities	97717W604	751	26,408	SH		SOLE		26,408	0	0
WisdomTree U.S. ESG Fund	Equities	97717W596	366	8,919	SH		SOLE		8,919	0	0
Xtrackers Harvest CSI 300 China	Equities	233051879	9,656	344,603	SH		SOLE		343,188	1,415	0
Yum Brands Inc	Equities	988498101	417	3,258	SH		SOLE		3,258	0	0