Spinnaker Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	Equities	88579Y101	52,994,570	504,182	SH		SOLE		504,000	0	182
Abbott Laboratories	Equities	002824100	102,171	1,009	SH		DFND		1,009	0	0
Abbott Laboratories	Equities	002824100	4,303,854	42,503	SH		SOLE		42,083	0	420
AbbVie Inc.	Equities	00287Y109	2,513,424	15,771	SH		SOLE		15,771	0	0
Aberdeen Standard Bloomberg All	Equities	003261104	497,317	23,944	SH		SOLE		10,128	0	13,816
Accenture PLC	Equities	G1151C101	142,905	500	SH		DFND		500	0	0
Accenture PLC	Equities	G1151C101	1,555,092	5,441	SH		SOLE		5,311	0	130
Adobe Inc	Equities	00724F101	236,617	614	SH		SOLE		554	0	60
Agilent Technologies Inc	Equities	00846U101	378,913	2,739	SH		SOLE		95	0	2,644
Air Prods & Chems Inc	Equities	009158106	1,020,744	3,554	SH		SOLE		3,554	0	0
Alphabet Inc CL A	Equities	02079K305	4,743,365	45,728	SH		SOLE		45,008	0	720
Alphabet Inc Cl C	Equities	02079K107	10,400	100	SH		DFND		100	0	0
Alphabet Inc Cl C	Equities	02079K107	11,796,408	113,427	SH		SOLE		103,263	7,820	2,344
Altria Group Inc	Equities	02209S103	493,810	11,067	SH		SOLE		8,463	0	2,604
Amazon Com Inc	Equities	023135106	11,362	110	SH		DFND		110	0	0
Amazon Com Inc	Equities	023135106	6,949,971	67,286	SH		SOLE		62,072	3,686	1,528
American Express Co	Equities	025816109	959,844	5,819	SH		SOLE		5,819	0	0
American Tower Reit Com	Equities	03027X100	527,402	2,581	SH		SOLE		2,496	0	85
Ameriprise Finl Inc	Equities	03076C106	332,553	1,085	SH		SOLE		1,085	0	0
Amgen Inc	Equities	031162100	2,021,030	8,360	SH		SOLE		8,270	0	90
Apple Computer Inc	Equities	037833100	139,176	844	SH		DFND		844	0	0
Apple Computer Inc	Equities	037833100	36,406,292	220,778	SH		SOLE		207,675	5,696	7,407
AT&T Inc	Equities	00206R102	341,110	17,720	SH		DFND		17,720	0	0
AT&T Inc	Equities	00206R102	2,074,111	107,746	SH		SOLE		99,734	0	8,012
Automatic Data Processing Inc	Equities	053015103	4,983,127	22,383	SH		SOLE		22,383	0	0
AutoZone, Inc.	Equities	053332102	368,723	151	SH		SOLE		151	0	0
Bank Of America Corporation	Equities	060505104	403,460	14,107	SH		SOLE		13,738	0	369
Becton Dickinson and Company	Equities	075887109	1,381,768	5,582	SH		SOLE		5,582	0	0
Berkshire Hathaway Inc	Equities	084670108	5,121,600	11	SH		SOLE		11	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	728,080	2,358	SH		DFND		2,358	0	0
Berkshire Hathaway Inc - CL B	Equities	084670702	26,013,564	84,249	SH		SOLE		81,479	2,115	655
Biotech Select Sector SPDR ETF	Equities	78464A870	211,788	2,779	SH		SOLE		2,025	0	754
BlackRock, Inc.	Equities	09247X101	399,465	597	SH		DFND		597	0	0
BlackRock, Inc.	Equities	09247X101	8,335,228	12,457	SH		SOLE		10,938	1,111	408
Boeing Co	Equities	097023105	292,729	1,378	SH		SOLE		1,378	0	0
Booking Holdings Inc	Equities	09857L108	522,525	197	SH		SOLE		197	0	0
Bristol Myers Squibb Co	Equities	110122108	236,902	3,418	SH		DFND		3,418	0	0
Bristol Myers Squibb Co	Equities	110122108	2,025,446	29,223	SH		SOLE		27,883	0	1,340
Broadcom Inc.	Equities	11135F101	690,297	1,076	SH		SOLE		1,057	0	19
Caterpillar Inc Del	Equities	149123101	497,727	2,175	SH		DFND		2,175	0	0
Caterpillar Inc Del	Equities	149123101	4,752,778	20,769	SH		SOLE		20,769	0	0
Charter Communications, Inc.	Equities	16119P108	10,371	29	SH		DFND		29	0	0
Charter Communications, Inc.	Equities	16119P108	5,062,327	14,156	SH		SOLE		12,160	1,743	253
Chevron Corporation	Equities	166764100	391,421	2,399	SH		DFND		2,399	0	0
Chevron Corporation	Equities	166764100	5,478,913	33,580	SH		SOLE		32,692	408	480
Chubb Limited	Equities	H1467J104	654,969	3,373	SH		SOLE		3,373	0	0
Church & Dwight Inc	Equities	171340102	4,324,664	48,916	SH		SOLE		47,916	0	1,000
Cigna Corporation	Equities	125523100	326,312	1,277	SH		SOLE		1,277	0	0
Cisco Systems Inc	Equities	17275R102	519,352	9,935	SH		DFND		9,935	0	0
Cisco Systems Inc	Equities	17275R102	3,446,700	65,934	SH		SOLE		60,449	0	5,485
Coca Cola Co	Equities	191216100	1,132,358	18,255	SH		SOLE		18,165	0	90
Colgate Palmolive Co	Equities	194162103	562,648	7,487	SH		SOLE		7,413	0	74
Comcast Corp New Cl A	Equities	20030N101	1,499,227	39,547	SH		SOLE		27,151	11,347	1,049
ConocoPhillips	Equities	20825C104	261,815	2,639	SH		SOLE		2,639	0	0
CONSOL Energy, Inc.	Equities	20854L108	210,937	3,620	SH		SOLE		3,620	0	0
Constellation Brands Inc - Clas	Equities	21036P108	370,685	1,641	SH		SOLE		1,641	0	0
Consumer Discretionary Select S	Equities	81369Y407	19,615,610	131,173	SH		SOLE		128,771	190	2,212
Consumer Staples Select Sector	Equities	81369Y308	8,255,978	110,507	SH		SOLE		108,765	0	1,742
Corteva, Inc.	Equities	22052L104	31,542	523	SH		DFND		523	0	0
Corteva, Inc.	Equities	22052L104	385,140	6,386	SH		SOLE		6,386	0	0
Costco Wholesale Corp	Equities	22160K105	32,793	66	SH		DFND		66	0	0
Costco Wholesale Corp	Equities	22160K105	5,141,114	10,347	SH		SOLE		9,235	951	161
Crown Castle International Corp	Equities	22822V101	402,189	3,005	SH		DFND		3,005	0	0
Crown Castle International Corp	Equities	22822V101	1,863,990	13,927	SH		SOLE		12,243	0	1,684
CVS Health Corporation	Equities	126650100	375,637	5,055	SH		DFND		5,055	0	0
CVS Health Corporation	Equities	126650100	2,529,512	34,040	SH		SOLE		30,923	0	3,117
Danaher Corp Del	Equities	235851102	986,989	3,916	SH		SOLE		3,861	0	55
Deere & Co	Equities	244199105	10,322	25	SH		DFND		25	0	0
Deere & Co	Equities	244199105	5,387,671	13,049	SH		SOLE		11,603	1,102	344
Dollar Gen Corp	Equities	256677105	210,460	1,000	SH		SOLE		1,000	0	0
Dominion Energy Inc	Equities	25746U109	25,160	450	SH		DFND		450	0	0
Dominion Energy Inc	Equities	25746U109	282,681	5,056	SH		SOLE		5,056	0	0
Domino's Pizza, Inc.	Equities	25754A201	361,208	1,095	SH		SOLE		1,095	0	0
Dow Inc.	Equities	260557103	459,008	8,373	SH		DFND		8,373	0	0
Dow Inc.	Equities	260557103	2,153,549	39,284	SH		SOLE		37,683	0	1,601
Duke Energy Corp New Com	Equities	26441C204	473,668	4,910	SH		SOLE		4,753	0	157
DuPont de Nemours Inc	Equities	26614N102	37,536	523	SH		DFND		523	0	0
DuPont de Nemours Inc	Equities	26614N102	519,830	7,243	SH		SOLE		7,243	0	0
Eaton Corporation plc	Equities	G29183103	34,268	200	SH		DFND		200	0	0
Eaton Corporation plc	Equities	G29183103	246,044	1,436	SH		SOLE		1,436	0	0
Elevance Health, Inc.	Equities	036752103	266,690	580	SH		SOLE		340	0	240
Eli Lilly & Co	Equities	532457108	1,040,906	3,031	SH		DFND		3,031	0	0
Eli Lilly & Co	Equities	532457108	9,525,784	27,738	SH		SOLE		24,833	2,323	582
Emerson Elec Co	Equities	291011104	1,986,443	22,796	SH		SOLE		22,704	0	92
Energy Select Sector SPDR	Equities	81369Y506	648,062	7,824	SH		SOLE		7,174	0	650
Equifax Inc	Equities	294429105	633,875	3,125	SH		SOLE		3,125	0	0
Essential Utilities, Inc.	Equities	29670G102	565,442	12,954	SH		SOLE		12,954	0	0
Estee Lauder Companies Inc.	Equities	518439104	5,176	21	SH		DFND		21	0	0
Estee Lauder Companies Inc.	Equities	518439104	2,998,432	12,166	SH		SOLE		10,511	1,340	315
Eversource Energy Com	Equities	30040W108	402,335	5,141	SH		SOLE		5,141	0	0
Exxon Mobil Corp	Equities	30231G102	8,678,931	79,144	SH		SOLE		74,172	0	4,972
FactSet Research Systems Inc.	Equities	303075105	1,212,893	2,922	SH		SOLE		2,922	0	0
Fastenal Company	Equities	311900104	463,129	8,586	SH		SOLE		8,586	0	0
Fidelity MSCI Health Care Index	Equities	316092600	354,497	5,767	SH		SOLE		5,767	0	0
Fidelity MSCI Information Techn	Equities	316092808	1,527,956	13,409	SH		SOLE		12,078	0	1,331
Fidelity Total Bond ETF	Equities	316188309	3,944,362	85,747	SH		SOLE		64,547	0	21,200
Financial Select Sector SPDR	Equities	81369Y605	10,708,586	333,082	SH		SOLE		321,350	0	11,732
First Trust CBOE US Equity Deep	Equities	33740U406	58,268,537	1,821,461	SH		SOLE		1,770,608	4,885	45,968
First Trust Nasdaq ABA CBIF	Equities	33736Q104	376,807	8,765	SH		SOLE		8,765	0	0
First Trust Preferred Securitie	Equities	33739E108	209,762	13,143	SH		SOLE		1,680	0	11,463
Fiserv Inc	Equities	337738108	868,296	7,682	SH		SOLE		7,682	0	0
General Electric Company	Equities	369604301	783,060	8,191	SH		SOLE		7,709	0	482
General Mills Inc	Equities	370334104	123,917	1,450	SH		DFND		1,450	0	0
General Mills Inc	Equities	370334104	802,298	9,388	SH		SOLE		9,388	0	0
Global X Uranium ETF	Equities	37954Y871	8,386,604	420,803	SH		SOLE		405,732	1,349	13,722
Goldman Sachs ActiveBeta Emergi	Equities	381430206	32,224,983	1,082,465	SH		SOLE		1,050,521	2,248	29,696
Goldman Sachs Group Inc	Equities	38141G104	412,486	1,261	SH		SOLE		1,233	0	28
GreenGro Technologies, Inc.	Equities	39526G107	19	10,000	SH		SOLE		10,000	0	0
Healthcare Select Sector SPDR	Equities	81369Y209	35,483,303	274,087	SH		SOLE		269,356	0	4,731
Hewlett Packard Enterprise Comp	Equities	42824C109	225,171	14,135	SH		SOLE		5,260	0	8,875
Home Depot Inc	Equities	437076102	552,760	1,873	SH		DFND		1,873	0	0
Home Depot Inc	Equities	437076102	12,974,065	43,962	SH		SOLE		40,717	2,141	1,104
Honeywell International Inc	Equities	438516106	2,222,534	11,629	SH		SOLE		11,495	0	134
HP Inc.	Equities	40434L105	366,528	12,488	SH		SOLE		5,388	0	7,100
Hubbell Incorporated	Equities	443510607	258,882	1,064	SH		SOLE		1,064	0	0
Idexx Laboratories Inc.	Equities	45168D104	4,779,265	9,557	SH		SOLE		5,895	175	3,487
Illinois Tool Works Inc	Equities	452308109	1,090,899	4,481	SH		SOLE		3,605	0	876
Industrial Select Sector SPDR	Equities	81369Y704	6,886,007	68,057	SH		SOLE		66,804	89	1,164
Intel Corp	Equities	458140100	1,871,730	57,292	SH		SOLE		54,582	0	2,710
International Business Machines	Equities	459200101	2,196,020	16,752	SH		SOLE		16,752	0	0
Intuit Inc.	Equities	461202103	547,925	1,229	SH		SOLE		1,147	0	82
Invesco CurrencyShares Japanese	Equities	46138W107	8,675,064	123,692	SH		SOLE		116,538	301	6,853
Invesco QQQ Trust	Equities	46090E103	15,395,012	47,971	SH		SOLE		45,061	364	2,546
Invesco Russell 1000 Dynamic Mu	Equities	46138J619	586,797	12,622	SH		SOLE		12,622	0	0
Invesco S&P 500 Low Volatility	Equities	46138E354	17,865,557	286,307	SH		SOLE		265,790	2,277	18,240
Invesco S&P SmallCap Informatio	Equities	46138E115	1,329,313	10,105	SH		SOLE		10,105	0	0
iShares 20 Year Treasury Bond E	Equities	464287432	63,077	593	SH		DFND		593	0	0
iShares 20 Year Treasury Bond E	Equities	464287432	39,323,393	369,685	SH		SOLE		363,275	1,469	4,941
iShares Core 1-5 Year USD Bond	Equities	46432F859	2,029,268	43,034	SH		SOLE		25,669	0	17,365
iShares Core MSCI EAFE	Equities	46432F842	4,022,766	60,176	SH		SOLE		60,176	0	0
iShares Core MSCI Emerging Mark	Equities	46434G103	1,365,925	27,996	SH		SOLE		27,996	0	0
iShares Core S&P Mid-Cap ETF	Equities	464287507	3,243,324	12,965	SH		SOLE		12,185	80	700
iShares Core Total USD Bond Mar	Equities	46434V613	811,917	17,593	SH		SOLE		14,019	0	3,574
iShares Dow Jones US Consumer S	Equities	464287580	901,002	13,928	SH		SOLE		13,928	0	0
iShares Dow Jones US Medical De	Equities	464288810	694,291	12,862	SH		SOLE		10,426	0	2,436
iShares Dow Jones US Pharmaceut	Equities	464288836	1,083,912	6,184	SH		SOLE		6,184	0	0
iShares ESG Advanced MSCI USA E	Equities	46436E767	4,919,857	148,771	SH		SOLE		143,359	0	5,412
iShares ESG Aware MSCI EM ETF	Equities	46434G863	259,017	8,228	SH		SOLE		6,479	0	1,749
iShares ESG Aware MSCI USA ETF	Equities	46435G425	11,481,904	126,942	SH		SOLE		118,154	1,130	7,658
iShares ESG Aware MSCI USA Smal	Equities	46435U663	331,199	9,744	SH		SOLE		7,629	0	2,115
iShares ESG Aware U.S. Aggregat	Equities	46435U549	670,101	13,943	SH		SOLE		12,199	0	1,744
iShares ESG MSCI EAFE ETF	Equities	46435G516	84,099,280	1,170,647	SH		SOLE		1,137,578	2,467	30,602
iShares Global Clean Energy	Equities	464288224	9,991,887	505,151	SH		SOLE		487,304	1,424	16,423
iShares Gold Trust	Equities	464285204	15,238,813	407,782	SH		SOLE		386,302	605	20,875
iShares iBonds Dec 2023 Term Co	Equities	46434VAX8	315,303	12,517	SH		SOLE		4,548	0	7,969
iShares iBonds Dec 2023 Term Mu	Equities	46435G318	311,950	12,267	SH		SOLE		3,645	0	8,622
iShares iBonds Dec 2024 Term Co	Equities	46434VBG4	411,219	16,723	SH		SOLE		4,942	0	11,781
iShares iBonds Dec 2024 Term Mu	Equities	46435U697	248,895	9,621	SH		SOLE		7,824	0	1,797
iShares iBonds Dec 2025 Term Mu	Equities	46435U432	240,927	9,054	SH		SOLE		2,926	0	6,128
iShares MSCI All Country Asia e	Equities	464288182	3,629,280	53,474	SH		SOLE		50,229	0	3,245
iShares MSCI Brazil ETF	Equities	464286400	7,110,887	259,711	SH		SOLE		253,460	616	5,635
iShares MSCI Taiwan ETF	Equities	46434G772	9,056,753	199,796	SH		SOLE		192,660	363	6,773
iShares MSCI USA ESG Select ETF	Equities	464288802	72,745,882	828,824	SH		SOLE		803,426	1,260	24,138
iShares National Amtfree Muni	Equities	464288414	1,779,434	16,516	SH		SOLE		16,091	425	0
iShares Russell 1000 Growth Ind	Equities	464287614	664,822	2,721	SH		SOLE		2,591	130	0
iShares Russell 1000 Value Inde	Equities	464287598	377,453	2,479	SH		SOLE		2,349	130	0
iShares Russell 3000 ETF	Equities	464287689	634,430	2,695	SH		SOLE		2,695	0	0
iShares Russell Midcap Index	Equities	464287499	353,096	5,050	SH		SOLE		5,050	0	0
iShares S&P 500 Index	Equities	464287200	430,401	1,047	SH		SOLE		1,047	0	0
iShares S&P 500 Value ETF	Equities	464287408	397,004	2,616	SH		SOLE		150	0	2,466
iShares S&P Global Technology	Equities	464287291	221,245	4,070	SH		SOLE		780	0	3,290
iShares S&P SmallCap 600 Index	Equities	464287804	3,514,368	36,343	SH		SOLE		36,343	0	0
iShares Short Maturity Bond	Equities	46431W507	4,131,730	83,303	SH		SOLE		83,303	0	0
iShares Tr MSCI EAFE Index Fund	Equities	464287465	340,721	4,764	SH		SOLE		3,927	0	837
iShares TR Russell 1000 ETF	Equities	464287622	721,637	3,204	SH		SOLE		0	0	3,204
iShares Tr Russell 2000 Index F	Equities	464287655	1,871,951	10,493	SH		SOLE		10,197	0	296
iShares Trust S & P 100 Index F	Equities	464287101	247,080	1,321	SH		SOLE		1,321	0	0
iShares U.S. Technology ETF	Equities	464287721	468,505	5,048	SH		SOLE		800	0	4,248
Johnson & Johnson	Equities	478160104	66,650	430	SH		DFND		430	0	0
Johnson & Johnson	Equities	478160104	6,431,260	41,492	SH		SOLE		40,786	0	706
JPMorgan BetaBuilders Canada ET	Equities	46641Q225	1,329,781	22,339	SH		SOLE		20,691	0	1,648
JPMorgan Chase & Co	Equities	46625H100	477,065	3,661	SH		DFND		3,661	0	0
JPMorgan Chase & Co	Equities	46625H100	9,102,414	69,852	SH		SOLE		63,760	4,248	1,844
Keysight Technologies, Inc	Equities	49338L103	353,157	2,187	SH		SOLE		0	0	2,187
Kimberly Clark Corp	Equities	494368103	744,653	5,548	SH		SOLE		5,548	0	0
Kinder Morgan Inc	Equities	49456B101	470,056	26,845	SH		DFND		26,845	0	0
Kinder Morgan Inc	Equities	49456B101	1,835,871	104,847	SH		SOLE		96,864	0	7,983
KraneShares Global Carbon ETF	Equities	500767678	9,540,068	240,607	SH		SOLE		228,849	394	11,364
L3Harris Technologies Inc	Equities	502431109	442,129	2,253	SH		SOLE		2,253	0	0
Linde Plc	Equities	G54950103	1,265,366	3,560	SH		SOLE		3,227	0	333
Lockheed Martin Corp	Equities	539830109	307,275	650	SH		SOLE		562	0	88
Manulife Finl Corp	Equities	56501R106	471,668	25,690	SH		DFND		25,690	0	0
Manulife Finl Corp	Equities	56501R106	1,652,749	90,019	SH		SOLE		85,554	0	4,465
Mastercard Inc CL A	Equities	57636Q104	2,367,980	6,516	SH		SOLE		6,450	0	66
Materials Select Sector SPDR Tr	Equities	81369Y100	323,850	4,015	SH		SOLE		3,515	0	500
McDonalds Corp	Equities	580135101	622,132	2,225	SH		DFND		2,225	0	0
McDonalds Corp	Equities	580135101	3,589,074	12,836	SH		SOLE		11,741	0	1,095
Medtronics PLC	Equities	G5960L103	382,945	4,750	SH		DFND		4,750	0	0
Medtronics PLC	Equities	G5960L103	1,436,648	17,820	SH		SOLE		16,465	0	1,355
Merck & Co Inc New Com	Equities	58933Y105	4,452,847	41,854	SH		SOLE		41,576	0	278
Meta Platforms, Inc.	Equities	30303M102	335,289	1,582	SH		SOLE		1,461	0	121
Microsoft Corp	Equities	594918104	1,305,422	4,528	SH		DFND		4,528	0	0
Microsoft Corp	Equities	594918104	31,885,692	110,599	SH		SOLE		79,380	26,752	4,467
Mondelez International, Inc.	Equities	609207105	644,073	9,238	SH		SOLE		7,061	0	2,177
Monster Beverage Corporation	Equities	61174X109	207,398	3,840	SH		SOLE		3,840	0	0
Moody's Corp	Equities	615369105	485,042	1,585	SH		SOLE		1,585	0	0
MSA Safety Incorporated	Equities	553498106	241,368	1,808	SH		SOLE		1,808	0	0
Nestle S A Sponsored ADR	Equities	641069406	475,952	3,901	SH		DFND		3,901	0	0
Nestle S A Sponsored ADR	Equities	641069406	7,446,002	61,029	SH		SOLE		53,142	5,372	2,515
NextEra Energy Inc.	Equities	65339F101	416,232	5,400	SH		DFND		5,400	0	0
NextEra Energy Inc.	Equities	65339F101	7,580,510	98,347	SH		SOLE		86,512	8,729	3,106
Nike Inc Cl B	Equities	654106103	10,547	86	SH		DFND		86	0	0
Nike Inc Cl B	Equities	654106103	7,447,682	60,728	SH		SOLE		53,687	6,078	963
Norfolk Southern Corp	Equities	655844108	273,480	1,290	SH		SOLE		1,235	0	55
Novo Nordisk A/S - Spons ADR	Equities	670100205	768,964	4,832	SH		SOLE		4,832	0	0
Nvidia Corporation	Equities	67066G104	3,347,684	12,052	SH		SOLE		11,608	0	444
Oracle Corp	Equities	68389X105	1,228,774	13,224	SH		SOLE		13,224	0	0
Otis Worldwide Corporation	Equities	68902V107	241,046	2,856	SH		SOLE		2,856	0	0
Paychex Inc	Equities	704326107	441,401	3,852	SH		SOLE		3,650	0	202
Paycom Software, Inc.	Equities	70432V102	211,287	695	SH		SOLE		695	0	0
Pepsico Inc	Equities	713448108	102,088	560	SH		DFND		560	0	0
Pepsico Inc	Equities	713448108	5,636,898	30,921	SH		SOLE		29,511	0	1,410
Pfizer Inc	Equities	717081103	1,905,646	46,707	SH		SOLE		45,462	0	1,245
Philip Morris International Inc	Equities	718172109	194,500	2,000	SH		DFND		2,000	0	0
Philip Morris International Inc	Equities	718172109	1,123,627	11,554	SH		SOLE		8,950	0	2,604
Phillips 66	Equities	718546104	335,365	3,308	SH		SOLE		3,308	0	0
PIMCO Enhanced Short Maturity E	Equities	72201R833	755,789	7,615	SH		SOLE		7,615	0	0
PNC Financial Services Group	Equities	693475105	484,887	3,815	SH		SOLE		3,815	0	0
Procter & Gamble Co	Equities	742718109	535,284	3,600	SH		DFND		3,600	0	0
Procter & Gamble Co	Equities	742718109	5,793,855	38,966	SH		SOLE		38,921	0	45
Prologis Inc COM	Equities	74340W103	412,240	3,304	SH		DFND		3,304	0	0
Prologis Inc COM	Equities	74340W103	6,831,532	54,753	SH		SOLE		47,676	5,254	1,823
Public Storage Inc	Equities	74460D109	302,140	1,000	SH		DFND		1,000	0	0
Public Storage Inc	Equities	74460D109	2,417	8	SH		SOLE		8	0	0
Raytheon Technologies Corp	Equities	75513E101	520,498	5,315	SH		DFND		5,315	0	0
Raytheon Technologies Corp	Equities	75513E101	7,624,928	77,862	SH		SOLE		69,835	6,692	1,335
Real Estate Select Sector SPDR	Equities	81369Y860	292,573	7,827	SH		SOLE		7,827	0	0
Roper Industries, Inc.	Equities	776696106	285,567	648	SH		SOLE		648	0	0
Ross Stores, Inc.	Equities	778296103	360,842	3,400	SH		SOLE		3,400	0	0
Royal Bank of Canada	Equities	780087102	218,687	2,288	SH		SOLE		2,288	0	0
S&P Global Inc.	Equities	78409V104	516,121	1,497	SH		SOLE		1,427	0	70
Salesforce.com, Inc.	Equities	79466L302	13,985	70	SH		DFND		70	0	0
Salesforce.com, Inc.	Equities	79466L302	6,195,378	31,011	SH		SOLE		28,041	2,399	571
Schlumberger Ltd	Equities	806857108	751,525	15,306	SH		SOLE		15,306	0	0
SPDR Bloomberg 1-3 month T Bill	Equities	78468R663	9,825	107	SH		DFND		107	0	0
SPDR Bloomberg 1-3 month T Bill	Equities	78468R663	19,267,601	209,841	SH		SOLE		197,011	6,576	6,254
SPDR Gold Trust Gold Shs (MFC)	Equities	78463v107	687,808	3,754	SH		SOLE		3,754	0	0
SPDR Health Care Services	Equities	78464A573	705,357	8,158	SH		SOLE		8,065	0	93
SPDR Portfolio S&P 600 Small Ca	Equities	78468R853	21,509,713	569,492	SH		SOLE		548,266	819	20,407
SPDR S&P 500 ETF Trust	Equities	78462F103	10,696,951	26,129	SH		SOLE		25,274	75	780
SPDR S&P 500 Fossil Fuel Reserv	Equities	78468R796	9,179,126	276,147	SH		SOLE		253,488	0	22,659
SPDR S&P Midcap 400 ETF Tr Ser	Equities	78467Y107	2,261,099	4,932	SH		SOLE		3,920	0	1,012
Starbucks Corp	Equities	855244109	546,995	5,253	SH		SOLE		5,153	0	100
Steel Dynamics, Inc.	Equities	858119100	9,723	86	SH		DFND		86	0	0
Steel Dynamics, Inc.	Equities	858119100	5,259,212	46,517	SH		SOLE		41,817	3,802	898
Stryker Corp	Equities	863667101	683,986	2,396	SH		SOLE		2,396	0	0
Technology Select Sector SPDR	Equities	81369Y803	76,285,873	505,171	SH		SOLE		494,922	995	9,254
Tesla, Inc	Equities	88160R101	15,560	75	SH		DFND		75	0	0
Tesla, Inc	Equities	88160R101	618,853	2,983	SH		SOLE		1,996	600	387
Texas Instruments Inc	Equities	882508104	442,146	2,377	SH		DFND		2,377	0	0
Texas Instruments Inc	Equities	882508104	8,835,475	47,500	SH		SOLE		41,609	4,167	1,724
Textron Inc	Equities	883203101	211,890	3,000	SH		SOLE		3,000	0	0
The Walt Disney Company	Equities	254687106	751,676	7,507	SH		SOLE		7,477	0	30
Thermo Fisher Scientific Inc	Equities	883556102	477,234	828	SH		SOLE		797	0	31
TJX Companies Inc (The)	Equities	872540109	334,362	4,267	SH		SOLE		4,267	0	0
Trane Technologies plc	Equities	G8994E103	441,552	2,400	SH		SOLE		2,400	0	0
Travelers Companies Inc (The)	Equities	89417E109	240,831	1,405	SH		SOLE		1,405	0	0
Unilever PLC Sponsored ADR	Equities	904767704	458,802	8,835	SH		SOLE		8,375	0	460
Union Pacific Corp	Equities	907818108	1,335,360	6,635	SH		SOLE		6,635	0	0
United Parcel Service Inc Cl B	Equities	911312106	489,631	2,524	SH		DFND		2,524	0	0
United Parcel Service Inc Cl B	Equities	911312106	8,402,289	43,313	SH		SOLE		37,737	4,165	1,411
Unitedhealth Group Inc	Equities	91324P102	47,732	101	SH		DFND		101	0	0
Unitedhealth Group Inc	Equities	91324P102	6,380,910	13,502	SH		SOLE		11,453	1,867	182
US Bancorp	Equities	902973304	207,792	5,764	SH		SOLE		5,086	0	678
Utilities Select Sector SPDR	Equities	81369Y886	350,093	5,172	SH		SOLE		5,172	0	0
Vanguard 500 Index Fund	Equities	922908363	1,087,218	2,891	SH		SOLE		2,195	0	696
Vanguard Communication Services	Equities	92204A884	984,294	10,182	SH		SOLE		10,182	0	0
Vanguard Consumer Discretionary	Equities	92204A108	202,798	803	SH		SOLE		0	0	803
Vanguard Dividend Appreciation	Equities	921908844	220,696	1,433	SH		SOLE		1,034	0	399
Vanguard Emerging Markets ETF	Equities	922042858	399,798	9,896	SH		SOLE		8,903	0	993
Vanguard ESG International Stoc	Equities	921910725	12,757,305	243,646	SH		SOLE		227,485	0	16,161
Vanguard European Stock ETF	Equities	922042874	6,419,681	105,327	SH		SOLE		101,472	215	3,640
Vanguard Extended Market Index	Equities	922908652	406,751	2,901	SH		SOLE		352	0	2,549
Vanguard FTSE All-World Ex-US I	Equities	922042775	5,444,262	101,819	SH		SOLE		79,497	77	22,245
Vanguard FTSE All-World ex-US S	Equities	922042718	12,963,839	118,673	SH		SOLE		114,754	227	3,692
Vanguard Health Care Index Fund	Equities	92204A504	214,376	899	SH		SOLE		0	0	899
Vanguard Mega Cap 300 Value Ind	Equities	921910840	303,464	3,004	SH		SOLE		3,004	0	0
Vanguard Mid-Cap ETF	Equities	922908629	3,811,734	18,072	SH		SOLE		16,804	8	1,260
Vanguard Short Term Treasury ET	Equities	92206C102	42,793	731	SH		DFND		731	0	0
Vanguard Short Term Treasury ET	Equities	92206C102	54,462,923	930,354	SH		SOLE		890,241	4,195	35,918
Vanguard Short-Term Corporate B	Equities	92206C409	51,608	677	SH		DFND		677	0	0
Vanguard Short-Term Corporate B	Equities	92206C409	33,847,797	444,022	SH		SOLE		425,158	1,724	17,140
Vanguard Small-Cap Value ETF	Equities	922908611	7,489,662	47,176	SH		SOLE		47,175	1	0
Vanguard Small-Cap Vipers	Equities	922908751	383,480	2,023	SH		SOLE		1,132	45	846
Vanguard ST Bond ETF	Equities	921937827	243,238	3,180	SH		SOLE		2,630	550	0
Vanguard Total Stock Market ETF	Equities	922908769	1,166,636	5,716	SH		SOLE		4,809	0	907
VeriSign Inc	Equities	92343e102	503,811	2,384	SH		SOLE		2,384	0	0
Verizon Communications Inc	Equities	92343V104	810,312	20,836	SH		SOLE		17,928	0	2,908
Vertex Pharmaceuticals Inc	Equities	92532F100	381,235	1,210	SH		SOLE		1,210	0	0
Visa Inc - Class A Shares	Equities	92826C839	89,733	398	SH		DFND		398	0	0
Visa Inc - Class A Shares	Equities	92826C839	6,749,145	29,935	SH		SOLE		25,891	2,292	1,752
Wal Mart Stores Inc	Equities	931142103	535,391	3,631	SH		DFND		3,631	0	0
Wal Mart Stores Inc	Equities	931142103	4,158,975	28,206	SH		SOLE		26,693	0	1,513
Waste Management Inc	Equities	94106L109	601,934	3,689	SH		SOLE		2,589	0	1,100
WEC Energy Group Inc	Equities	92939U106	464,471	4,900	SH		DFND		4,900	0	0
WEC Energy Group Inc	Equities	92939U106	78,012	823	SH		SOLE		748	0	75
Wells Fargo & Co	Equities	949746101	435,028	11,638	SH		SOLE		11,638	0	0
Welltower Inc.	Equities	95040Q104	429,423	5,990	SH		DFND		5,990	0	0
Welltower Inc.	Equities	95040Q104	2,156,507	30,081	SH		SOLE		27,724	0	2,357
WEX Inc	Equities	96208T104	2,476,998	13,470	SH		SOLE		13,470	0	0
Whirlpool Corp	Equities	963320106	342,592	2,595	SH		SOLE		2,595	0	0
WisdomTree LargeCap Dividend Fu	Equities	97717W307	349,290	5,646	SH		SOLE		2,606	0	3,040
WisdomTree SmallCap Dividend Fu	Equities	97717W604	754,273	26,410	SH		SOLE		25,934	0	476
WisdomTree U.S. ESG Fund	Equities	97717W596	384,527	8,920	SH		SOLE		625	0	8,295
Xtrackers Harvest CSI 300 China	Equities	233051879	10,444,882	354,304	SH		SOLE		342,491	1,415	10,398
Yum Brands Inc	Equities	988498101	423,713	3,208	SH		SOLE		3,208	0	0