SECURITIES AND EXCHANGE COMMISSION
06029-900 - Osasco - SP
Federative Republic of Brazil
Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.
Yes _______ No ___X____.
In accordance with Paragraph 4 of Article 157 of Law No. 6,404/76 and CVM Resolution No. 44/2021, Banco Bradesco S.A. informs to the market its 2023 growth guidance:
Indicator | Guidance |
Expanded Loan Portfolio | 6.5% to 9.5% |
Client NII | 7% to 11% |
Fee and Commission Income | 2% to 6% |
Operating Expenses (Personnel + Administrative + Other Expenses) | 9% to 13%(1) |
Income from Insurance, Pension Plans and Capitalization Bonds | 6% to 10% |
Expanded ALL (R$ billion) | R$36.5 to R$39.5 |
(1) Administrative and personnel expenses grow in line with inflation.
The projections are not guarantees of future performance and involve risks and uncertainties, because they are based on premises and they depend on future events that may not happen.
For further details, we suggest you check the Report on Economic and Financial Analysis – 4th Quarter/2022, available on www.bradescori.com.br
Cidade de Deus, Osasco, SP, February 9, 2023
Banco Bradesco S.A.
Carlos Wagner Firetti
Investor Relations Officer
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BANCO BRADESCO S.A. | ||
By: | /S/ Carlos Wagner Firetti | |
Carlos Wagner Firetti Department Officer and Investor Relations Officer |
This press release may contain forward-looking statements. These statements are statements that are not historical facts, and are based on management's current view and estimates of future economic circumstances, industry conditions, company performance and financial results. The words "anticipates", "believes", "estimates", "expects", "plans" and similar expressions, as they relate to the company, are intended to identify forward-looking statements. Statements regarding the declaration or payment of dividends, the implementation of principal operating and financing strategies and capital expenditure plans, the direction of future operations and the factors or trends affecting financial condition, liquidity or results of operations are examples of forward-looking statements. Such statements reflect the current views of management and are subject to a number of risks and uncertainties. There is no guarantee that the expected events, trends or results will actually occur. The statements are based on many assumptions and factors, including general economic and market conditions, industry conditions, and operating factors. Any changes in such assumptions or factors could cause actual results to differ materially from current expectations.