Northrim BanCorp (NRIM) 10-K 4 Mar 22 2021 FY Annual report Financial data

Cover

Cover - USD ($)	12 Months Ended
	Dec. 31, 2021	Mar. 04, 2022	Jun. 30, 2021
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2021
Current Fiscal Year End Date	--12-31
Document Transition Report	false
Entity File Number	000-33501
Entity Registrant Name	NORTHRIM BANCORP, INC.
Entity Incorporation, State or Country Code	AK
Entity Tax Identification Number	92-0175752
Entity Address, Address Line One	3111 C Street
Entity Address, City or Town	Anchorage
Entity Address, State or Province	AK
Entity Address, Postal Zip Code	99503
City Area Code	907
Local Phone Number	562-0062
Title of 12(g) Security	Common Stock, $1.00 par value
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Entity Public Float			$ 258,025,106
Entity Common Stock, Shares Outstanding		5,941,885
Documents Incorporated by Reference	Portions of the registrant's Proxy Statement on Schedule 14A, relating to the registrant’s annual meeting of shareholders to be held on May 26, 2022, are incorporated by reference into Part III of this Form 10-K.
Amendment Flag	false
Entity Central Index Key	0001163370
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Trading Symbol	NRIM

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2021
Audit Information [Abstract]
Auditor Name	Moss Adams LLP
Auditor Location	Everett, Washington
Auditor Firm ID	659

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 20,805	$ 23,304
Interest bearing deposits in other banks	625,022	92,661
Investment securities available for sale, at fair value	426,684	247,633
Marketable equity securities	8,420	9,052
Investment securities held to maturity, at amortized cost	20,000	10,000
Investment in Federal Home Loan Bank stock	3,107	2,551
Loans held for sale	73,650	146,178
Loans	1,413,886	1,444,050
Allowance for credit losses, loans	(11,739)	(21,136)
Net loans	1,402,147	1,422,914
Purchased receivables, net	6,987	13,922
Other real estate owned, net	5,638	7,289
Premises and equipment, net	37,164	38,102
Operating lease right-of-use assets	11,001	12,440
Goodwill	15,017	15,017
Other intangible assets, net	992	1,029
Other assets	54,361	68,488
Total assets	2,724,719	2,121,798
Deposits:
Demand	887,824	643,825
Interest-bearing demand	692,683	459,095
Savings	348,164	308,725
Money market	314,996	237,705
Certificates of deposit less than $250,000	100,851	92,047
Certificates of deposit $250,000 and greater	77,113	83,584
Total deposits	2,421,631	1,824,981
Borrowings	14,508	14,817
Junior subordinated debentures	10,310	10,310
Operating lease liabilities	10,965	12,378
Other liabilities	29,488	37,737
Total liabilities	2,486,902	1,900,223
COMMITMENTS AND CONTINGENCIES (NOTE 19)
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 6,014,813 and 6,251,004 shares issued and outstanding at December 31, 2021 and December 31, 2020, respectively	6,015	6,251
Additional paid-in capital	31,162	41,808
Retained earnings	204,046	173,498
Accumulated other comprehensive (loss) income, net of tax	(3,406)	18
Total shareholders' equity	237,817	221,575
Total liabilities and shareholders' equity	2,724,719	2,121,798
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 13,724	$ 11,218

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Preferred stock, par value (in USD per share)	$ 1	$ 1
Preferred stock, shares authorized (in shares)	2,500,000	2,500,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in USD per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	6,014,813	6,251,004
Common stock, shares outstanding (in shares)	6,014,813	6,251,004

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest and Dividend Income
Interest and fees on loans and loans held for sale	$ 79,241	$ 71,091	$ 62,150
Interest on investment securities available for sale	3,339	4,832	6,572
Dividends on marketable equity securities	440	466	439
Interest on investment securities held to maturity	1,037	18	0
Dividends on Federal Home Loan Bank stock	102	84	76
Interest on deposits in other banks	447	225	846
Total Interest Income	84,606	76,716	70,083
Interest Expense
Interest expense on deposits	3,077	5,279	4,961
Interest expense on securities sold under agreements to repurchase	0	0	40
Interest expense on borrowings	320	387	251
Interest expense on junior subordinated debentures	382	385	389
Total Interest Expense	3,779	6,051	5,641
Net Interest Income	80,827	70,665	64,442
(Benefit) provision for credit losses	(4,099)	2,432	(1,175)
Net Interest Income After (Benefit) Provision for Credit Losses	84,926	68,233	65,617
Other Operating Income
Mortgage banking income	42,144	52,635	24,201
Purchased receivable income	2,259	2,650	3,271
Interest rate swap income	452	949	964
Commercial servicing revenue	306	527	624
Gain on sale of marketable equity securities, net	67	98	0
Unrealized (loss) gain on marketable equity securities	(101)	61	911
Gain on sale of investment securities available for sale, net	0	0	23
Other income	2,450	2,469	2,819
Total Other Operating Income	52,263	63,328	37,346
Other Operating Expense
Salaries and other personnel expense	60,412	61,137	51,317
Data processing expense	8,567	7,668	7,128
Occupancy expense	7,078	6,624	6,607
Professional and outside services	2,801	3,157	2,531
Marketing expense	2,741	2,320	2,373
Insurance expense	1,593	1,228	557
Intangible asset amortization expense	37	48	60
Compensation expense - RML acquisition payments	0	0	468
OREO (income) expense, net of rental income and gains on sale	(432)	(242)	(193)
Other operating expense	6,399	7,174	5,990
Total Other Operating Expense	89,196	89,114	76,838
Income Before Provision for Income Taxes	47,993	42,447	26,125
Provision for income taxes	10,476	9,559	5,434
Net Income	$ 37,517	$ 32,888	$ 20,691
Earnings per share, Basic (in USD per share)	$ 6.07	$ 5.18	$ 3.08
Earnings per share, Diluted (in USD per share)	$ 6	$ 5.11	$ 3.04
Weighted Average Shares Outstanding, Basic (in shares)	6,180,801	6,354,687	6,708,622
Weighted Average Shares Outstanding, Diluted (in shares)	6,249,313	6,431,367	6,808,209
Bankcard fees
Other Operating Income
Revenue from contract with customer	$ 3,389	$ 2,837	$ 2,976
Service charges on deposit accounts
Other Operating Income
Revenue from contract with customer	$ 1,297	$ 1,102	$ 1,557

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Statement of Comprehensive Income [Abstract]
Net income	$ 37,517	$ 32,888	$ 20,691
Securities available for sale:
Unrealized holding (losses) gains arising during the period	(5,564)	411	2,866
Reclassification of net gains included in net income (net of tax expense of $0, $7, and $0 in 2020, 2019 and 2018, respectively)	0	0	(16)
Derivatives and hedging activities:
Unrealized holding gains (losses) during the period	780	(1,201)	(1,142)
Income tax benefit (expense) related to unrealized gains and losses	1,360	377	(757)
Other comprehensive (loss) income, net of tax	(3,424)	(413)	951
Comprehensive income	$ 34,093	$ 32,475	$ 21,642

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Statement of Comprehensive Income [Abstract]
Reclassification of net gains, tax expense	$ 0	$ 0	$ 7

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Cumulative effect, period of adoption, adjustment	Common Stock	Additional Paid-in Capital	Additional Paid-in CapitalCumulative effect, period of adoption, adjustment	Retained Earnings	Retained EarningsCumulative effect, period of adoption, adjustment	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Dec. 31, 2018			6,883,000
Beginning balance, value at Dec. 31, 2018	$ 205,947		$ 6,883	$ 62,132		$ 137,452		$ (520)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend declared	(8,528)					(8,528)
Stock-based compensation expense	832			832
Exercise of stock options and vesting of restricted stock units, net (in shares)			24,000
Exercise of stock options and vesting of restricted stock units, net	$ (207)		$ 24	(231)
Repurchase of common stock (in shares)	(347,676)		(348,000)
Repurchase of common stock	$ (12,569)		$ (348)	(12,221)
Other comprehensive income (loss), net of tax	$ 951							951
Accounting Standards Update [Extensible List]	Accounting Standards Update 2016-09 [Member]
Net income	$ 20,691					20,691
Ending balance (in shares) at Dec. 31, 2019			6,559,000
Ending balance, value at Dec. 31, 2019	207,117	$ 0	$ 6,559	50,512	$ 139	149,615	$ (139)	431
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend declared	(8,866)					(8,866)
Stock-based compensation expense	943			943
Exercise of stock options and vesting of restricted stock units, net (in shares)			19,000
Exercise of stock options and vesting of restricted stock units, net	$ (118)		$ 19	(137)
Repurchase of common stock (in shares)	(327,000)		(327,000)
Repurchase of common stock	$ (9,976)		$ (327)	(9,649)
Other comprehensive income (loss), net of tax	$ (413)							(413)
Accounting Standards Update [Extensible List]	Accounting Standards Update 2016-13 [Member]
Net income	$ 32,888					32,888
Ending balance (in shares) at Dec. 31, 2020	6,251,004		6,251,000
Ending balance, value at Dec. 31, 2020	$ 221,575	$ 2,400	$ 6,251	41,808		173,498	$ 2,400	18
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend declared	(9,369)					(9,369)
Stock-based compensation expense	1,073			1,073
Exercise of stock options and vesting of restricted stock units, net (in shares)			43,000
Exercise of stock options and vesting of restricted stock units, net	$ (421)		$ 43	(464)
Repurchase of common stock (in shares)	(279,276)		(279,000)
Repurchase of common stock	$ (11,534)		$ (279)	(11,255)
Other comprehensive income (loss), net of tax	(3,424)							(3,424)
Net income	$ 37,517					37,517
Ending balance (in shares) at Dec. 31, 2021	6,014,813		6,015,000
Ending balance, value at Dec. 31, 2021	$ 237,817		$ 6,015	$ 31,162		$ 204,046		$ (3,406)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Operating Activities:
Net income	$ 37,517	$ 32,888	$ 20,691
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:
Gain on sale of securities, net	(67)	(98)	(23)
Loss on sale of premises and equipment	0	22	0
Depreciation and amortization of premises	3,276	3,147	2,986
Amortization of software	1,161	1,104	1,019
Intangible asset amortization	37	48	60
Amortization of investment security premium, net of discount accretion	529	19	(15)
Unrealized loss (gain) on marketable equity securities	101	(61)	(911)
Deferred tax (income) expense	(1,298)	555	711
Stock-based compensation	1,073	943	832
Deferral of loan fees and amortization, net of costs	(192)	6,650	598
(Benefit) provision for credit losses	(4,099)	2,432	(1,175)
Benefit for purchased receivables	0	(21)	(96)
Additions to home mortgage servicing rights carried at fair value	(6,088)	(4,824)	(3,707)
Change in fair value of home mortgage servicing rights carried at fair value	3,582	5,526	2,608
Change in fair value of commercial servicing rights carried at fair value	437	99	(6)
Gain on sale of loans	(36,436)	(46,258)	(19,813)
Proceeds from the sale of loans held for sale	1,227,150	1,263,325	670,986
Origination of loans held for sale	(1,118,186)	(1,295,411)	(684,297)
Gain on sale of other real estate owned	(685)	(391)	(380)
Net changes in assets and liabilities:
Decrease (increase) in accrued interest receivable	1,133	(3,467)	305
Decrease (increase) in other assets	12,739	(15,096)	6,395
(Decrease) increase in other liabilities	(9,695)	12,415	2,411
Net Cash Provided (Used) by Operating Activities	111,989	(36,454)	(821)
Investment in securities:
Purchases of investment securities available for sale	(320,501)	(160,423)	(132,104)
Purchases of marketable equity securities	(493)	(1,552)	0
Purchases of FHLB stock	(573)	(5,931)	(880)
Purchases of investment securities held to maturity	(10,000)	(10,000)	0
Proceeds from sales/calls/maturities of securities available for sale	135,365	189,323	130,482
Proceeds from sales of marketable equity securities	1,084	601	229
Proceeds from redemption of FHLB stock	17	5,518	843
Decrease (increase) in purchased receivables, net	6,935	10,472	(9,871)
Decrease in loans, net	28,975
Increase in loans, net		(408,365)	(58,879)
Proceeds from sale of other real estate owned	2,610	797	1,299
Purchases of software	(170)	(416)	(721)
Purchases of premises and equipment	(2,338)	(2,849)	(2,318)
Net Cash (Used) Provided by Investing Activities	(159,089)	(382,825)	(71,920)
Financing Activities:
Increase in deposits	596,650	452,630	144,263
(Decrease) increase in securities sold under repurchase agreements	0	0	(34,278)
Proceeds from borrowings	0	110,610	1,817
Repayments of borrowings	(309)	(104,684)	(167)
Proceeds from the issuance of common stock	1,543	84	73
Repurchase of common stock	(11,534)	(9,976)	(12,569)
Cash dividends paid	(9,388)	(8,844)	(8,512)
Net Cash Provided by Financing Activities	576,962	439,820	90,627
Net Change in Cash and Cash Equivalents	529,862	20,541	17,886
Cash and Cash Equivalents at Beginning of Year	115,965	95,424	77,538
Cash and Cash Equivalents at End of Year	645,827	115,965	95,424
Supplemental Information:
Income taxes paid	6,380	7,790	1,658
Interest paid	3,813	6,009	5,640
Noncash commitments to invest in Low Income Housing Tax Credit Partnerships	0	0	11,267
Transfer of loans to other real estate owned	274	652	0
Loans made to facilitate sales of other real estate owned	1,012	0	0
Non-cash lease liability arising from obtaining right of use assets	79	370	1,234
Cash dividends declared but not paid	92	98	89
Cumulative effect adjustment to retained earnings	$ 2,400	$ (139)	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Accounting Standards Update and Change in Accounting Principle [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Nature of Operations: Northrim BanCorp, Inc. (the “Company”), is a publicly traded bank holding company headquartered in Anchorage, Alaska that is primarily engaged in the delivery of business and personal banking services through its wholly-owned banking subsidiary, Northrim Bank ("the Bank"). The Bank also engages in retail mortgage origination services through its wholly-owned subsidiary, Residential Mortgage Holding Company, LLC, the parent company of Residential Mortgage, LLC (collectively “RML”). Additionally, the Bank through its wholly-owned subsidiary, Northrim Funding Services ("NFS"), operates a factoring division in Bellevue, Washington. Related companies include Pacific Wealth Advisors, LLC (“PWA”) and Homestate Mortgage Company, LLC ("Homestate"). The Company has an equity investment in PWA through its wholly owned subsidiary, Northrim Investment Services Company ("NISC"), and the Company has an equity investment in Homestate through RML. Use of Estimates: The Company prepares its consolidated financial statements in conformity with accounting principles generally accepted in the United States and prevailing practices within the banking industry. The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the consolidated financial statements, and the reported amounts of income, gains, expenses, and losses during the reporting periods. Actual results could differ from those estimates. Significant estimates include the allowance for loan losses (“Allowance”), valuation of goodwill and other intangibles, valuation of other real estate owned (“OREO”), valuation of mortgage servicing rights, and fair value disclosures. Consolidation: The Company consolidates affiliates in which we have a controlling interest. The accompanying consolidated financial statements include the accounts of the Company, the Bank, RML, and NISC. Significant intercompany balances have been eliminated in consolidation. As of December 31, 2021, the Company had one wholly-owned business trust subsidiary, Northrim Statutory Trust 2 ("Trust 2") that was formed to issue trust preferred securities and related common securities of Trust 2. The Company has not consolidated the accounts of Trust 2 in its consolidated financial statements in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, Consolidation (“ASC 810”). As a result, the junior subordinated debentures issued by the Company to Trust 2 are reflected on the Company’s consolidated balance sheet as junior subordinated debentures. The Company has determined that PWA and Homestate are not variable interest entities and therefore, the Company does not consolidate the balance sheets and income statements of PWA or Homestate into its financial statements. The Company owns a 24% interest in PWA and a 30% interest in Homestate Mortgage Company, LLC, and these investments are accounted for as equity method investments. Results of PWA and Homestate are included in "Other income" in our Consolidated Statements of Income. Investments in other companies are presented on a one-line basis in the caption “Other assets” in our Consolidated Balance Sheets. Operating Segments: In accordance with ASC 280, Segment Reporting, operating segments are defined as components of an enterprise about which separate financial information is available that is evaluated regularly by the chief operating decision maker ("CODM"), or decision making group, in deciding how to allocate resources and in assessing performance. The Company uses the "management approach" in determining reportable operating segments. The management approach considers the internal organization and reporting used the by the Company's CODM for making operating decisions and assessing performance as the source for determining the Company's reportable segments. Management, including the CODM, review operating results by the revenue of different services. For the year ended December 31, 2021 and 2020, the Company has two operating business lines; Community Banking and Home Mortgage Lending. Information about the Company's operating segments is included in Note 26 of the Notes to the Company's Consolidated Financial Statements included in Part II. Item 8 of this report. Reclassifications: Certain reclassifications have been made to prior year amounts to maintain consistency with the current year with no impact on net income or total shareholders’ equity. Subsequent Events: The Company has evaluated events and transactions subsequent to December 31, 2021 for potential recognition or disclosure. Cash and Cash Equivalents: For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, interest-bearing deposits with other banks, federal funds sold, and securities with original maturities of less than 90 days at acquisition. Equity Securities: Marketable equity securities are stated at fair value. Changes in fair value are included in "Unrealized gain (loss) on marketable equity securities" in our Consolidated Statements of Income. Non-marketable equity securities are accounted for under the equity method of accounting and are included in other assets in our Consolidated Balance Sheets. The Company performs an impairment analysis on it's non-marketable equity securities when events or circumstances indicate impairment potentially exists. Investment Securities: Debt securities are classified as available for sale if the Company intends and has the ability to hold those securities for an indefinite period of time, but not necessarily to maturity. Any decision to sell a debt security classified as available for sale would be based on various factors, including significant movements in interest rates, changes in the maturity mix of assets and liabilities, liquidity needs, regulatory capital considerations, and other similar factors. Premiums and discounts are amortized over the life of the related investment security as an adjustment to yield using the effective interest method. Dividend and interest income are recognized when earned. Securities available for sale are stated at fair value. Realized gains or losses, determined on the basis of the cost of specific securities sold, are included in earnings. Unrealized holding gains or losses are included in other comprehensive income as a separate component of shareholders' equity, net of tax. Held to maturity securities are stated at cost, adjusted for amortization of premium and accretion of discount on a level-yield basis. The Company has the ability and intent to hold these securities to maturity. The Company amortizes purchase premiums for callable debt securities to the earliest call date and discounts are accreted over the contractual life. Allowance for Credit Losses - Investment Securities: For available for sale debt securities in an unrealized loss position, the Company evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Any impairment that is not credit related is recognized in other comprehensive income, net of applicable taxes. Credit-related impairment is recognized as an allowance for credit losses (“ACL”) on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. The ACL may be reversed if conditions change. However, if the Company intends to sell an impaired available for sale debt security or more likely than not will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount must be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. Because the security’s amortized cost basis is adjusted to fair value, there is no ACL in such a situation. In evaluating available for sale debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, the Company considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. Changes in the ACL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the ACL when management believes the uncollectability of an available for sale debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. The ACL on held to maturity securities is estimated on a collective basis by major security type. At December 31, 2021, the Company’s held to maturity securities consisted of investments in corporate bonds. Expected credit losses for these securities are estimated using a discounted cash flow ("DCF") methodology which considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable is excluded from the estimate of credit losses. Federal Home Loan Bank Stock: The Company’s investment in Federal Home Loan Bank of Des Moines (“FHLB”) stock is carried at par value because the shares can only be redeemed with the FHLB at par. The Company is required to maintain a minimum level of investment in FHLB stock based on the Company’s total Bank assets and outstanding advances. FHLB stock is carried at cost and is subject to recoverability testing at least annually. Loans held for sale: The Company designates loans held for sale as either carried at fair value or the lower of cost or fair value at loan level at origination. Loans held for sale include residential mortgage loans that have been originated for sale in the secondary market. Related gains or losses on the sale of these loans are recognized in mortgage banking income. Loans: Loans are carried at their principal amount outstanding, net of charge-offs, unamortized fees, and direct loan origination costs. Loan origination fees received in excess of direct origination costs are deferred and accreted to interest income using the interest method in accordance with ASC 310 over the life of the loan. Loan balances are charged-off to the ACL when management believes that collection of principal is unlikely. Interest income on loans is accrued and recognized on the principal amount outstanding except for loans in a nonaccrual status. All classes of loans are placed on nonaccrual when management believes doubt exists as to the collectability of the interest or principal. Cash payments received on nonaccrual loans are directly applied to the principal balance. Generally, a loan may be returned to accrual status when the delinquent principal and interest is brought current in accordance with the terms of the loan agreement and certain ongoing performance criteria have been met. Loans are reported as past due when installment payments, interest payments, or maturity payments are past due based on contractual terms. A loan is classified as a troubled debt restructuring ("TDR") when a borrower is experiencing financial difficulties that lead to a restructuring of the loan, and the Company grants concessions to the borrower in the restructuring that it would not otherwise consider. These concessions may include interest rate reductions, principal forgiveness, extension of maturity date and other actions intended to minimize potential losses. Generally, a nonaccrual loan that is restructured remains on nonaccrual status for a period of at least six months to demonstrate that the borrower can meet the restructured terms. If the borrower's performance under the new terms is not reasonably assured, the loan remains classified as a nonaccrual loan. Interest on TDRs will be accrued at the restructured rates when it is anticipated that no loss of original principal will occur, and the interest can be collected, which is generally after a period of six months. The Company classifies fair value measurements on loans as level 3 valuations in the fair value hierarchy because of their use of unobservable inputs. Acquired Loans: Loans purchased without more-than-insignificant credit deterioration are recorded at their fair value at the acquisition date. Loans purchased with more-than-insignificant credit deterioration will be recorded with their applicable allowance for credit loss to determine amortized cost basis. Allowance for Credit Losses - Loans : Under the current expected credit loss model adopted by the Company on January 1, 2021, the ACL on loans is a valuation allowance estimated at each balance sheet date that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. The Company estimates the ACL on loans based on the underlying assets’ amortized cost basis, which is the amount at which the loan is originated or acquired, adjusted for applicable accretion or amortization of premium, discount, and net deferred fees or costs, collection of cash, and charge-offs. In the event that collection of principal becomes uncertain, the Company has policies in place to reverse accrued interest in a timely manner. Therefore, the Company has made a policy election to exclude accrued interest from the measurement of ACL. Expected credit losses are reflected in the ACL through a provision for or (reversal) of credit loss expense. When the Company deems all or a portion of a financial asset to be uncollectible the appropriate amount is written off and the ACL is reduced by the same amount. The Company applies judgment to determine when a financial asset is deemed uncollectible; however, generally speaking, an asset will be considered uncollectible when management believes that collection of principal is unlikely. Subsequent recoveries, if any, are credited to the ACL when received. The Company measures expected credit losses of financial assets on a collective (pool) basis, when the financial assets share similar risk characteristics. Depending on the nature and size of the pool of financial assets with similar risk characteristics, the Company uses either a DCF method or a weighted average remaining life method to estimate expected credit losses quantitatively. The weighted average remaining life method uses exposure at default, along with the expected credit losses adjusted for prepayments to calculate the required allowance. The Company utilizes peer historical loss data to estimate credit losses under the weighted average remaining life method. Under the DCF method, the Company utilizes complex models to obtain reasonable and supportable forecasts to calculate two predictive metrics, the probability of default ("PD") and loss given default ("LGD"). Under the DCF method the combination of adjustments for the credit expectations PD and LGD, and timing expectations (prepayment, curtailment, and time to recovery), produces an expected cash flow stream at the instrument level. Instrument effective yield is calculated, net of the impacts of prepayment assumptions, and the instrument expected cash flows are then discounted at that effective yield to produce an instrument-level net present value of expected cash flows (“NPV”). An ACL is established for the difference between the instrument’s NPV and amortized cost basis. In addition to the quantitative portion of the ACL derived using either the DCF or weighted average remaining life method, the Company also considers the effects of the qualitative factors in its calculation of expected losses in the loan portfolio. The qualitative factor methodology is based on quantitative metrics, but also includes a high degree of subjectivity and changes in any of the metrics could have a significant impact on our calculation of the allowance. Loans that do not share risk characteristics with other loans in the portfolio are individually evaluated for expected credit losses and are not included in the collective evaluation. Loans are identified for individual evaluation during regular credit reviews of the portfolio. A loan is generally identified for individual evaluation when management determines that we will probably not be able to collect all amounts due according to the loan contract, including scheduled interest payments. When we identify a loan for individual evaluation, we measure expected credit losses using DCF, except when the sole remaining source of the repayment for the loan is the liquidation of the collateral. In these cases, we use the current fair value of the collateral, less selling costs, instead of DCF. The analysis of collateral dependent loans includes external appraisals or in-house evaluations on loans secured by real property, management’s assessment of the current market, recent payment history and an evaluation of other sources of repayment. The Company’s determination of which method to use is based upon several factors. The Company takes into account compliance with legal and regulatory guidelines, the amount of the loan, the estimated value of the collateral, the location and type of collateral to be valued, and how critical the timing of completion of the analysis is to the assessment of value. Those factors are balanced with the level of internal expertise, internal experience, and market information available, versus external expertise available such as qualified appraisers, brokers, auctioneers, and equipment specialists. The Company uses external appraisals to estimate fair value for projects that are not fully constructed as of the date of valuation. These projects are generally valued as if complete, with an appropriate allowance for cost of completion, including contingencies developed from external sources such as vendors, engineers, and contractors. The Company’s estimate of the ACL reflects losses expected over the remaining contractual life of the assets. The contractual term does not consider extensions, renewals or modifications unless the Company has identified an expected troubled debt restructuring. The Company’s ACL reflects all effects of a TDR when an individual asset is specifically identified as a reasonably expected TDR. The Company has determined that a TDR is reasonably expected no later than the point when the lender concludes that modification is the best course of action and it is at least reasonably possible that the troubled borrower will accept some form of concession from the lender to avoid a default. Reasonably expected TDRs and executed non-performing TDRs are evaluated individually to determine the required ACL. TDRs performing in accordance with their modified contractual terms for a reasonable period of time may be included in the Company’s existing pools based on the underlying risk characteristics of the loan to measure the ACL. If we determine that the value of an individually evaluated loan is less than the recorded investment in the loan, we either recognize an allowance for credit losses specific to that loan, or charge-off the deficit balance on collateral dependent loans if it is determined that such amount represents a confirmed loss. Subsequent changes in the expected credit losses for loans evaluated individually are included within the provision for credit losses in the same manner in which the expected credit loss initially was recognized or as a reduction in the provision that would otherwise be reported. Paycheck Protection Program ("PPP") and other loans guaranteed by the U.S. government: With the passage of the PPP, the Company has actively participated in assisting its customers with applications for loans through the program. Loans funded through the PPP program are fully guaranteed by the U.S. government subject to certain representations and warranties. This guarantee exists at the inception of the loans and throughout the lives of the loans and was not entered into separately and apart from the loans. ASC 326 requires credit enhancements that mitigate credit losses, such as the U.S. government guarantee on PPP loans, to be considered in estimating credit losses. The guarantee is considered “embedded” and, therefore, is considered when estimating credit loss on the PPP loans and other loans guaranteed by the U.S. government. Given that the loans are fully guaranteed by the U.S. government and absent any specific loss information on any of our guaranteed loans, the Company does not carry an ACL on its PPP and other loans guaranteed by the U.S. government. Loan Commitments and Allowance for Credit Losses on Off-Balance Sheet Credit Exposures: The Company enters into various types of transactions that involve financial instruments with off-balance sheet risk, including commitments to extend credit and standby letters of credit issued to meet customer financing needs. We apply the same credit standards to these commitments as in all of our lending activities and include these commitments in our lending risk evaluations. The Company’s exposure to credit loss in the event of nonperformance by the other party to commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an ACL on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancellable, through a charge to provision for credit loss expense in the Company’s consolidated statements of income. The ACL on off-balance sheet credit exposures is estimated by loan segment at each balance sheet date under the current expected credit loss model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur, and is included in other liabilities on the Company’s consolidated balance sheets. Purchased Receivables and related Allowance for Credit Losses: The Company purchases accounts receivable from its customers. The purchased receivables are carried at amortized cost, net of an ACL. Management measures expected credit losses on purchased receivables by evaluating each receivable individually. Each quarter, management reviews purchased receivable asset balances compared to assets eligible for advancement of funds in order to determine the exposure to loss for the Company. Exposure is zero when outstanding balances exceed assets eligible for advancement. Management may determine that an ACL is appropriate for individual purchased receivables based on asset specific facts and circumstances. Fees charged to the customer are earned while the balances of the purchases are outstanding, which is typically less than one year. Changes in the ACL are recorded as provision for (or reversal of) credit loss expense. Other Real Estate Owned: OREO represents properties acquired through foreclosure or its equivalent. Prior to foreclosure, the carrying value is adjusted to the fair value, less cost to sell, of the real estate to be acquired by an adjustment to the Allowance. Management’s evaluation of fair value is based on appraisals or discounted cash flows of anticipated sales. After foreclosure, any subsequent reduction in the carrying value is charged against earnings. Operating expenses associated with OREO are charged to earnings in the period they are incurred. Operating expenses associated with OREO are recorded net of rental income and gain on sales associated with OREO. Premises and Equipment: Premises and equipment, including leasehold improvements, are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization expense for financial reporting purposes is computed using the straight-line method based upon the shorter of the lease term or the estimated useful lives of the assets that vary according to the asset type and include; furniture and equipment ranging between 3 and 7 years, leasehold improvements ranging between 2 and 15 years, and buildings at 39 years. Maintenance and repairs are charged to current operations, while renewals and betterments are capitalized. Long-lived assets such as premises and equipment are reviewed for impairment at least annually or whenever events or changes in business circumstances indicate that the remaining useful life may warrant revision, or that the carrying amount of the long-lived asset may not be fully recoverable. If impairment is determined to exist, any related impairment loss is calculated based on fair value. Impairment losses on assets to be disposed of, if any, are based on the estimated proceeds to be received, less costs of disposal. Goodwill and Other Intangible Assets: Intangible assets are comprised of goodwill and other intangibles acquired in business combinations. Goodwill and intangible assets with indefinite useful lives are not amortized. Intangible assets with definite useful lives are amortized to their estimated residual values over their respective useful lives, and are also reviewed for impairment. Amortization of intangible assets is included in other operating expense in the Consolidated Statements of Income. The Company performs a goodwill impairment analysis at each reporting unit on an annual basis. Additionally, the Company performs a goodwill impairment evaluation on an interim basis when events or circumstances indicate impairment potentially exists. Low Income Housing Tax Credit Partnerships: The Company earns a return on its investments in these partnerships in the form of tax credits and deductions that flow through to it as a limited partner. The Company amortizes these investments in tax expense over the period during which tax benefits are received. Servicing Rights: Mortgage and commercial servicing rights associated with loans originated and sold, where servicing is retained, are measured at fair value and changes in fair value are reported through earnings. Changes in the fair value of servicing rights occur primarily due to the collection/realization of expected cash flows, as well as changes in valuation inputs and assumptions. Under the fair value method, servicing rights are carried on the balance sheet at fair value and the changes in fair value are reported in earnings in other operating income in the period in which the change occurs. Fair value measurements are determined using a discounted cash flow model. In order to determine the fair value of servicing rights, the present value of net expected future cash flows is estimated. Assumptions used include market discount rates, anticipated prepayment speeds, escrow calculations, delinquency rates, and ancillary fee income net of servicing costs. For mortgage servicing rights ("MSRs"), the model assumptions are also compared to publicly filed information from several large MSR holders, as available. Other Assets: Other assets include purchased software and prepaid expenses. Purchased software is carried at amortized cost and is amortized using the straight-line method over its estimated useful life or the term of the agreement. Also included in other assets is the net deferred tax asset, bank owned life insurance carried at cash surrender value, net of premium charges, accrued interest receivable, taxes receivable, and rate lock derivatives. Derivatives: The Company records all derivatives on the Consolidated Balance Sheets at fair value. The accounting for change in the fair value of derivatives depends on the intended use of the derivative, whether the Company has elected to designate the derivative in a hedging relationship and apply hedge accounting, and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Interest rate swaps that are designated as a cash flow hedge and satisfy the hedge accounting requirements involve the receipt of variable amounts from a counter-party in exchange for the Company making fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. For derivatives which are designed as cash flow hedges and satisfy hedge accounting requirements, the effective portion of changes in the fair value of the derivative is recorded in accumulated other comprehensive income (loss). The fair value of the Company's derivatives is determined using DCF analysis using observable market based inputs. The Company considers all free-standing derivatives not designated in a hedging relationship as economic hedges and recognizes these derivatives as either assets or liabilities in the balance sheet. These assets and liabilities are measured at fair value, and changes in fair value are recorded in earnings. By using derivatives, the Company is exposed to counterparty credit risk, which is the risk that counterparties to the derivative contracts do not perform as expected. If a counterparty fails to perform, our counterparty credit risk is equal to the amount reported as a derivative asset on our balance sheet, net of cash collateral received. We minimize counterparty credit risk through credit approvals, limits, monitoring procedures, and obtaining collateral, where appropriate. For derivative instruments executed with the same counterparty under a master netting arrangement, we do not offset fair value amounts of interest rate swaps in liability positions with interest rate swaps in asset positions. For further detail, see Note 20 of the notes to the Company's Consolidated Financial Statements included in Part II. Item 8 of this report. Transfers or sales of financial assets: For transfers of entire financial assets or a participating interest in an entire financial asset recorded as sales, we recognize and initially measure at fair value all assets obtained and liabilities incurred. We record a gain or loss in other operating income for the difference between the carrying amount and the fair value of the assets sold. Fair values are based on quoted market prices, quoted market prices for similar assets, or if market prices are not available, then the fair value is estimated using discounted cash flow analysis with assumptions for credit losses, prepayments and discount rates that are corroborated by and verified against market observable data, where possible. Revenue Recognition: The majority of the Company's revenues come from interest income on loans and investment securities, as well as other non-interest income including mortgage banking income, bankcard fees, purchased receivable income, and service charges on deposits. The Company recognizes income in accordance with the applicable accounting guidance for these revenue sources. The Company's revenues that are within the scope of ASC Topic 606 are presented within other operating income and include bankcard fees, service charges on deposits, and other non-interest income including merchant services fees, commissions from sales of mutual funds and other investments, safety deposit box rental fees, bank check and other check fees, and other miscellaneous revenue streams. Revenue within the contracts with customers guidance is recognized when obligations under the terms of a contract with customers are satisfied. Revenue is measured as the amount of consideration the Company expects to receive in exchange for transferring goods or providing services. When the amount of consideration is variable, the Company will only recognize revenue to the extent that it is probable that the cumulative amount recognized will not be subject to a significant reversal in the future. Substantially all of the Company's contracts with customers have expected durations of one year or less and payments are typically due when or as the services are rendered or shortly thereafter. When third parties are involved in providing services to customers, the Company recognizes revenue on a gross basis when it has control over those services being provided to the customer; otherwise, revenue is recognized for the net amount of any fee or commission. Advertising: Advertising, promotion, and marketing costs are expensed as incurred. The Company reported total expenses in these areas of $2.7 million, $2.3 million, and $2.4 million for each of the years ending December 31, 2021, 2020, and 2019, respectively. Stock Incentive Plans: The Company has stock-based employee compensation pl

Cash and Due from Banks

Cash and Due from Banks	12 Months Ended
	Dec. 31, 2021
Cash and Due from Banks [Abstract]
Cash and Due from Banks	Cash and Due from Banks The Company is no longer required to maintain minimum cash balances or deposits with the Federal Reserve Bank of San Francisco ("Federal Reserve Bank"). The Company is required to maintain a $300,000 balance with a correspondent bank for outsourced servicing of ATMs. The Company is required to maintain a $100,000 and $2.8 million balance with a correspondent bank to collateralize the initial margin and the fair value exposure of one of its interest rate swaps, respectively.

Interest Bearing Deposits in Ot

Interest Bearing Deposits in Other Banks	12 Months Ended
	Dec. 31, 2021
Interest Bearing Deposits In Other Banks [Abstract]
Interest Bearing Deposits in Other Banks	Interest Bearing Deposits in Other Banks All interest bearing deposits in other banks have a maturity of one year or less. Balances at December 31 for the respective years are as follows: (In Thousands) 2021 2020 Interest bearing deposits at Federal Reserve Bank $622,034 $54,488 Interest bearing deposits at FHLB 138 133 Other interest bearing deposits at other institutions 2,850 38,040 Total $625,022 $92,661

Investment Securities

Investment Securities	12 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities Marketable Equity Securities The Company held marketable equity securities with fair values of $8.4 million and $9.1 million at December 31, 2021 and 2020, respectively. The gross realized and unrealized gains (losses) recognized on marketable equity securities in other operating income in the Company's Consolidated Statements of Income for the periods indicated were as follows: (In Thousands) 2021 2020 2019 Unrealized (loss) gain on marketable equity securities ($101) $61 $911 Gain on sale of marketable equity securities, net 67 98 — Total ($34) $159 $911 Debt securities Debt securities have been classified in the financial statements as available for sale or held to maturity. The following table summarizes the amortized cost, estimated fair value, and ACL of debt securities and the corresponding amounts of gross unrealized gains and losses of available for sale securities recognized in accumulated other comprehensive income (loss) and unrecognized gains and losses of held to maturity securities at the periods indicated: (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value December 31, 2021 Securities available for sale U.S. Treasury and government sponsored entities $345,514 $333 ($4,367) $— $341,480 Municipal securities 820 20 — — 840 Corporate bonds 32,721 302 (77) — 32,946 Collateralized loan obligations 51,431 9 (22) — 51,418 Total securities available for sale $430,486 $664 ($4,466) $— $426,684 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2021 Securities held to maturity Corporate bonds $20,000 $— ($836) $19,164 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $20,000 $— ($836) $19,164 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2020 Securities available for sale U.S. Treasury and government sponsored entities $173,318 $1,330 ($47) $174,601 Municipal securities 820 36 — 856 Corporate bonds 29,951 546 (5) 30,492 Collateralized loan obligations 41,782 44 (142) 41,684 Total securities available for sale $245,871 $1,956 ($194) $247,633 Securities held to maturity Corporate bonds $10,000 $— $— $10,000 Total securities held to maturity $10,000 $— $— $10,000 Gross unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2021 and 2020, were as follows: Less Than 12 Months More Than 12 Months Total (In Thousands) Fair Unrealized Losses Fair Unrealized Losses Fair Unrealized Losses 2021 Securities Available for Sale U.S. Treasury and government sponsored entities $292,845 ($4,012) $21,743 ($355) $314,588 ($4,367) Corporate bonds 4,953 (77) — — 4,953 (77) Collateralized loan obligations 29,470 (22) — — 29,470 (22) Total $327,268 ($4,111) $21,743 ($355) $349,011 ($4,466) 2020 Securities Available for Sale U.S. Treasury and government sponsored entities $31,270 ($47) $— $— $31,270 ($47) Corporate bonds 3,198 (5) — — 3,198 (5) Collateralized loan obligations 23,670 (118) 2,967 (24) 26,637 (142) Total $58,138 ($170) $2,967 ($24) $61,105 ($194) Management evaluates available for sale debt securities in unrealized loss positions to determine whether the impairment is due to credit-related factors or noncredit-related factors. Consideration is given to the extent to which the fair value is less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value. At December 31, 2021 and 2020, there were 41 and 12 available for sale securities in an unrealized loss position without an ACL, respectively, that have been in a loss position for less than twelve months. There were 3 and 1 available for sale securities without an ACL with unrealized losses at December 31, 2021 and 2020, respectively, that have been at a loss position for more than twelve months. At December 31, 2021 and 2020, there were two and no held to maturity securities in an unrealized loss position without an ACL, respectively, that have been in a loss position for less than twelve months. Management does not have the intent to sell any of these securities and believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. The fair value is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. Accordingly, as of December 31, 2021, management believes that the unrealized losses detailed in the previous table are due to noncredit-related factors, including changes in interest rates and other market conditions, and therefore no losses have been recognized in the Company's Consolidated Statements of Income. At December 31, 2021 and 2020, $59.5 million and $77.9 million in securities were pledged for deposits and borrowings, respectively. The amortized cost and fair values of available for sale and held to maturity debt securities at December 31, 2021, are distributed by contractual maturity as shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (In Thousands) Amortized Cost Fair Value Weighted Average Yield U.S. Treasury and government sponsored entities Within 1 year $4,999 $5,041 2.80 % 1-5 years 340,515 336,439 0.79 % Total $345,514 $341,480 0.82 % Corporate bonds 1-5 years $37,691 $37,912 2.41 % 5-10 years 15,030 14,953 6.50 % Total $52,721 $52,865 2.81 % Collateralized loan obligations 1-5 years $5,000 $5,000 1.65 % 5-10 years 46,431 46,418 1.39 % Total $51,431 $51,418 1.42 % Municipal securities 1-5 years 820 840 2.14 % Total $820 $840 2.14 % The proceeds and resulting gains and losses, computed using specific identification, from sales of investment securities for the years ending December 31, 2021, 2020, and 2019, respectively, are as follows: (In Thousands) Proceeds Gross Gains Gross Losses 2021 Available for sale securities $— $— $— 2020 Available for sale securities $— $— $— 2019 Available for sale securities $4,219 $23 $— A summary of interest income for the years ending December 31, 2021, 2020, and 2019 on available for investment securities is as follows: (In Thousands) 2021 2020 2019 U.S. Treasury and government sponsored entities $2,203 $3,396 $4,170 Other 1,118 1,354 2,282 Total taxable interest income $3,321 $4,750 $6,452 Municipal securities $18 $82 $120 Total tax-exempt interest income $18 $82 $120 Total $3,339 $4,832 $6,572

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Loans and Allowance for Credit Losses	Loans and Allowance for Credit Losses Loans Held for Sale Loans held for sale are comprised entirely of 1-4 family residential mortgage loans as of December 31, 2021 and 2020. Loans Held for Investment The Company adopted ASU 2016-13 effective January 1, 2021. Upon adoption, the Company changed its loan segments for purposes of the calculation of the ACL. Prior to January 1, 2021, the Company's loan segments were based on a combination of loan purpose and loan collateral. Effective January 1, 2021 and thereafter, the Company's loan segments are primarily based on loan collateral. The following table presents the Company's loan segments as of December 31, 2020 under the legacy segmentation and the new segmentation under ASU 2016-13: (In Thousands) Pre-ASU 2016-13 Commercial loans $780,058 Real estate construction one-to-four family 38,467 Real estate construction other 80,315 Real estate term owner occupied 163,597 Real estate term non-owner occupied 309,074 Real estate term other 46,620 Consumer secured by 1st deeds of trust 15,585 Consumer other 22,069 Subtotal 1,455,785 Unearned loan fees, net (11,735) Total portfolio loans $1,444,050 Post-ASU 2016-13 Commercial & industrial loans $619,304 Commercial real estate: Owner occupied properties 234,364 Non-owner occupied and multifamily properties 394,860 Residential real estate: 1-4 family residential properties secured by first liens 33,463 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 18,114 1-4 family residential construction loans 32,760 Other construction, land development and raw land loans 84,352 Obligations of states and political subdivisions in the US 15,274 Agricultural production, including commercial fishing 13,093 Consumer loans 5,794 Other loans 4,407 Subtotal $1,455,785 Unearned loan fees, net ($11,735) Total portfolio loans $1,444,050 The following table presents amortized cost and unpaid principal balance of loans for the periods indicated: December 31, 2021 December 31, 2020 (In Thousands) Amortized Cost Unpaid Principal Difference Amortized Cost Unpaid Principal Difference Commercial & industrial loans $448,338 $454,106 ($5,768) $612,254 $619,304 ($7,050) Commercial real estate: Owner occupied properties 300,200 301,623 (1,423) 233,320 234,363 (1,043) Non-owner occupied and multifamily properties 435,311 438,631 (3,320) 392,452 394,860 (2,408) Residential real estate: 1-4 family residential properties secured by first liens 32,542 32,602 (60) 33,415 33,510 (95) 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 19,610 19,489 121 18,236 18,114 122 1-4 family residential construction loans 36,222 36,542 (320) 32,500 32,760 (260) Other construction, land development and raw land loans 88,094 88,604 (510) 83,463 84,351 (888) Obligations of states and political subdivisions in the US 16,403 16,565 (162) 15,318 15,274 44 Agricultural production, including commercial fishing 27,959 28,082 (123) 12,968 13,093 (125) Consumer loans 4,801 4,763 38 5,734 5,794 (60) Other loans 4,406 4,422 (16) 4,390 4,407 (17) Total 1,413,886 1,425,429 (11,543) 1,444,050 1,455,830 (11,780) Allowance for credit losses (11,739) (21,136) $1,402,147 $1,425,429 ($11,543) $1,422,914 $1,455,830 ($11,780) The difference between the amortized cost and unpaid principal balance is primarily net deferred origination fees totaling $11.5 million and $11.7 million at December 31, 2021 and 2020, respectively, and premiums and discounts associated with acquired loans totaling $0 and $47,000 at December 31, 2021 and 2020, respectively. Accrued interest on loans, which is excluded from the amortized cost of loans held for investment, totaled $5.5 million and $7.1 million at December 31, 2021 and 2020, respectively, and was included in other assets in the Consolidated Balance Sheets. Amortized cost in the above table includes $118.2 million and $304.6 million as of December 31, 2021 and 2020, respectively, in PPP loans administered by the SBA within the Commercial & industrial loan segment. At December 31, 2021, approximately 75% of the Company’s loans, excluding PPP loans, are secured by real estate and 1% are unsecured. Approximately 24% are for general commercial uses, including professional, retail, and small businesses. Repayment is expected from the borrowers’ cash flow or, secondarily, the collateral. The Company’s exposure to credit loss, if any, is the outstanding amount of the loan if the collateral is determined to be of no value. Allowance for Credit Losses The activity in the ACL related to loans held for investment is as follows: Beginning Balance Impact of adopting ASC 326 Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2021 Commercial $7,973 ($7,973) $— $— $— — Real estate construction 1-4 family 679 (679) — — — — Real estate construction other 1,179 (1,179) — — — — Real estate term owner occupied 2,625 (2,625) — — — — Real estate term non-owner occupied 5,133 (5,133) — — — — Real estate term other 779 (779) — — — — Consumer secured by 1st deed of trust 261 (261) — — — — Consumer other 400 (400) — — — — Unallocated 2,107 (2,107) — — — — Commercial & industrial loans — 4,348 (122) (1,452) 253 3,027 Commercial real estate: Owner occupied properties — 3,579 (412) — 9 3,176 Non-owner occupied and multifamily properties — 4,944 (2,014) — — 2,930 Residential real estate: 1-4 family residential properties secured by first liens — 673 (234) — — 439 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — 419 (242) — 38 215 1-4 family residential construction loans — 454 (334) — — 120 Other construction, land development and raw land loans — 1,994 (359) — — 1,635 Obligations of states and political subdivisions in the US — 44 (12) — — 32 Agricultural production, including commercial fishing — 49 11 — 31 91 Consumer loans — 118 (65) — 14 67 Other loans — 3 4 — — 7 Total $21,136 ($4,511) ($3,779) ($1,452) $345 $11,739 Beginning Balance Provision (benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2020 Commercial $6,604 $1,680 ($1,021) $710 $7,973 Real estate construction 1-4 family 643 36 — — 679 Real estate construction other 1,017 162 — — 1,179 Real estate term owner occupied 2,188 522 (85) — 2,625 Real estate term non-owner occupied 5,180 (47) — — 5,133 Real estate term other 671 106 — 2 779 Consumer secured by 1st deed of trust 270 (9) — — 261 Consumer other 436 (46) (15) 25 400 Unallocated 2,079 28 — — 2,107 Total $19,088 $2,432 ($1,121) $737 $21,136 As of December 31, 2021 the ACL decreased to $11.7 million. The Company primarily uses a DCF method to estimate ACL for loans. The Company utilizes and forecasts unemployment in Alaska as the primary loss driver in the DCF model. The Company also utilizes and forecasts either the one-year percentage change in the Alaska home price index or the one-year percentage change in the national commercial real estate price index as a second loss driver depending on the nature of the underlying loan pool and how well that loss driver correlates to expected future losses. Consistent forecasts of the loss drivers are used across the loan segments. At December 31, 2021, as compared to January 1, 2021, the Company forecasted a significantly lower unemployment rate in Alaska, a slightly higher one-year percentage change in the national commercial real estate price index, and a higher one-year percentage change in the Alaska home price index over the reasonable and supportable forecast period. Specifically regarding the forecasts used to calculate the December 31, 2021 ACL, management expects unemployment to decline each quarter in 2022 as compare to actual levels observed in Alaska as of December 2021. This rate is still above pre-pandemic levels over the forecast period, but is lower than rates previously projected by management. The Company also applies qualitative factors in our CECL model, and these factors also improved as of December 31, 2021 as compared to January 1, 2021 due to increases in oil prices. Additionally, the ACL for individually impaired loans decreased during the 2021 due to pay downs. These factors, which decreased the ACL during 2021, were only partially offset by an increase in loan balances. The following table presents loans individually and collectively evaluated for impairment and their respective allowance for credit loss allocations as of December 31, 2020, as determined in accordance with ASC 310 prior to the adoption of ASU 2016-13: (In Thousands) Loan Evaluation ALLL Allocations Individually Collectively Total Individually Collectively Total Commercial $7,786 $764,682 $772,468 $13 $7,960 $7,973 Real estate construction 1-4 family 702 $37,478 38,180 — 679 679 Real estate construction other — $79,403 79,403 — 1,179 1,179 Real estate term owner occupied 6,962 $155,762 162,724 — 2,625 2,625 Real estate term non-owner occupied 770 $306,477 307,247 — 5,133 5,133 Real estate term other 1,467 $44,763 46,230 — 779 779 Consumer secured by 1st deed of trust 259 $15,289 15,548 — 261 261 Consumer other 82 $22,168 22,250 — 400 400 Unallocated — — — — 2,107 2,107 Total $18,028 $1,426,022 $1,444,050 $13 $21,123 $21,136 The following table presents information pertaining to impaired loans as of December 31, 2020, as determined in accordance with ASC 310 prior to the adoption of ASU 2016-13: Impaired Loans With a Valuation Allowance Impaired Loans Without a Valuation Allowance (In Thousands) Recorded Investment Unpaid Principal Related Allowance Recorded Investment Unpaid Principal Commercial $308 $308 $13 $7,478 $8,287 Real estate construction 1-4 family — — — 702 702 Real estate construction other — — — — — Real estate term owner occupied — — — 6,962 7,047 Real estate term non-owner occupied — — — 771 771 Real estate term other — — — 1,467 1,467 Consumer secured by 1st deed of trust — — — 258 258 Consumer other — — — 82 87 Total $308 $308 $13 $17,720 $18,619 The following table presents average impaired loans information, as determined in accordance with ASC 310 prior to the adoption of ASU 2016-13, and interest recognized on such loans, for the year ended December 31, 2020: (In Thousands) Average Impaired Loans Interest Recognized Commercial $10,964 $147 Real estate construction 1-4 family 781 — Real estate construction other — — Real estate term owner occupied 6,739 125 Real estate term non-owner occupied 562 29 Real estate term other 1,551 20 Consumer secured by 1st deed of trust 299 12 Consumer other 86 — Total $20,982 $333 Credit Quality Information As part of the on-going monitoring of the credit quality of the Company’s loan portfolio, management utilizes a loan risk grading system called the Asset Quality Rating (“AQR”) system to assign a risk classification to each of its loans. The risk classification is a dual rating system that contemplates both probability of default and risk of loss given default. Loans are graded on a scale of 1 to 10 and, loans graded 1 – 6 are considered “pass” grade loans. Loans graded 7 or higher are considered "classified" loans. A description of the general characteristics of the AQR risk classifications are as follows: Pass grade loans – 1 through 6: The borrower demonstrates sufficient cash flow to fund debt service, including acceptable profit margins, cash flows, liquidity and other balance sheet ratios. Historic and projected performance indicates that the borrower is able to meet obligations under most economic circumstances. The Company has competent management with an acceptable track record. The category does not include loans with undue or unwarranted credit risks that constitute identifiable weaknesses. Classified loans: Special Mention – 7: A "special mention" credit has weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset at some future date. Substandard – 8: A "substandard" credit is inadequately protected by the current worth and paying capacity of the obligor or by the collateral pledged, if any. Assets so classified must have a well-defined weakness, or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. Doubtful – 9: An asset classified "doubtful" has all the weaknesses inherent in one that is classified "substandard-8" with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions, and values, highly questionable and improbable. The loan has substandard characteristics, and available information suggests that it is unlikely that the loan will be repaid in its entirety. Loss – 10: An asset classified "loss" is considered uncollectible and of such little value that its continuance on the books is not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this basically worthless asset, even though partial recovery may be affected in the future. The following tables present the Company's portfolio of risk-rated loans by grade and by year of origination. Management considers the guidance in ASC 310-20 when determining whether a modification, extension, or renewal of loan constitutes a current period origination. Generally, current period renewals of credit are re-underwritten at the point of renewal and considered current period originations for purposes of the table below. December 31, 2021 2021 2020 2019 2018 2017 Prior Total (In Thousands) Commercial & industrial loans Pass $227,376 $54,478 $29,846 $37,339 $23,205 $44,554 $416,798 Classified 18,853 714 3,564 3,118 517 4,774 31,540 Total commercial & industrial loans $246,229 $55,192 $33,410 $40,457 $23,722 $49,328 $448,338 Commercial real estate: Owner occupied properties Pass $81,533 $83,975 $39,254 $14,841 $14,452 $57,717 $291,772 Classified — 1,399 — 522 — 6,507 8,428 Total commercial real estate owner occupied properties $81,533 $85,374 $39,254 $15,363 $14,452 $64,224 $300,200 Non-owner occupied and multifamily properties Pass $77,205 $77,961 $61,147 $34,307 $19,833 $154,561 $425,014 Classified — — — 10 10,286 1 10,297 Total commercial real estate non-owner occupied and multifamily properties $77,205 $77,961 $61,147 $34,317 $30,119 $154,562 $435,311 Residential real estate: 1-4 family residential properties secured by first liens Pass $7,756 $8,023 $3,689 $531 $1,466 $8,812 $30,277 Classified 417 1,077 472 90 — 209 2,265 Total residential real estate 1-4 family residential properties secured by first liens $8,173 $9,100 $4,161 $621 $1,466 $9,021 $32,542 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $5,806 $2,535 $3,229 $3,464 $259 $4,046 $19,339 Classified — — — 259 — 12 271 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $5,806 $2,535 $3,229 $3,723 $259 $4,058 $19,610 1-4 family residential construction loans Pass $21,409 $1,056 $1,707 $62 $— $11,879 $36,113 Classified — — — — 109 — 109 Total residential real estate 1-4 family residential construction loans $21,409 $1,056 $1,707 $62 $109 $11,879 $36,222 Other construction, land development and raw land loans Pass $39,624 $26,458 $11,044 $3,315 $139 $5,544 $86,124 Classified — — — 460 — 1,510 1,970 Total other construction, land development and raw land loans $39,624 $26,458 $11,044 $3,775 $139 $7,054 $88,094 Obligations of states and political subdivisions in the US Pass $4,120 $812 $1,875 $343 $2,733 $6,520 $16,403 Classified — — — — — — — Total obligations of states and political subdivisions in the US $4,120 $812 $1,875 $343 $2,733 $6,520 $16,403 Agricultural production, including commercial fishing Pass $19,970 $3,929 $810 $1,118 $741 $1,391 $27,959 Classified — — — — — — — Total agricultural production, including commercial fishing $19,970 $3,929 $810 $1,118 $741 $1,391 $27,959 Consumer loans Pass $873 $815 $653 $403 $291 $1,766 $4,801 Classified — — — — — — — Total consumer loans $873 $815 $653 $403 $291 $1,766 $4,801 Other loans Pass $2,028 $1,645 $430 $95 $— $208 $4,406 Classified — — — — — — — Total other loans $2,028 $1,645 $430 $95 $— $208 $4,406 Total loans Pass $487,700 $261,687 $153,684 $95,818 $63,119 $296,998 $1,359,006 Classified 19,270 3,190 4,036 4,459 10,912 13,013 54,880 Total loans $506,970 $264,877 $157,720 $100,277 $74,031 $310,011 $1,413,886 Total pass loans $487,700 $261,687 $153,684 $95,818 $63,119 $296,998 $1,359,006 Government guarantees (145,713) (12,725) (14,429) (3,299) (306) (6,562) (183,034) Total pass loans, net of government guarantees $341,987 $248,962 $139,255 $92,519 $62,813 $290,436 $1,175,972 Total classified loans $19,270 $3,190 $4,036 $4,459 $10,912 $13,013 $54,880 Government guarantees (7,201) (1,259) — — — (10,571) (19,031) Total classified loans, net government guarantees $12,069 $1,931 $4,036 $4,459 $10,912 $2,442 $35,849 The following table presents the Company's portfolio of risk-rated loans by grade as of December 31, 2020: Pass Classified Total (In Thousands) December 31, 2020 Commercial $758,362 $14,106 $772,468 Real estate construction 1-4 family 37,093 1,087 38,180 Real estate construction other 79,403 — 79,403 Real estate term owner occupied 152,734 9,990 162,724 Real estate term non-owner occupied 289,555 17,692 307,247 Real estate term other 42,900 3,330 46,230 Consumer secured by 1st deed of trust 15,404 144 15,548 Consumer other 22,144 106 22,250 Portfolio loans 1,397,595 46,455 1,444,050 Government guarantees (334,639) (14,587) (349,226) Portfolio loans, net of government guarantees $1,062,956 $31,868 $1,094,824 Past Due Loans The following tables present an aging of contractually past due loans as of the periods indicated: (In Thousands) 30-59 Days 60-89 Days Greater Than Total Past Current Total Greater Than 90 Days Past Due Still Accruing December 31, 2021 Commercial & industrial loans $206 $51 $469 $726 $447,612 $448,338 $— Commercial real estate: Owner occupied properties 12 — 1,176 1,188 299,012 300,200 — Non-owner occupied and multifamily properties — — — — 435,311 435,311 — Residential real estate: 1-4 family residential properties secured by first liens — — 90 90 32,452 32,542 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 139 139 19,471 19,610 — 1-4 family residential construction loans — — 109 109 36,113 36,222 — Other construction, land development and raw land loans — — 1,636 1,636 86,458 88,094 — Obligations of states and political subdivisions in the US — — — — 16,403 16,403 — Agricultural production, including commercial fishing — — — — 27,959 27,959 — Consumer loans — — — — 4,801 4,801 — Other loans — — — — 4,406 4,406 — Total $218 $51 $3,619 $3,888 $1,409,998 $1,413,886 $— December 31, 2020 Commercial & industrial loans $242 $229 $2,675 $3,146 $609,108 $612,254 $— Commercial real estate: Owner occupied properties 2,203 — 2,459 4,662 228,658 233,320 449 Non-owner occupied and multifamily properties — — — — 392,452 392,452 — Residential real estate: 1-4 family residential properties secured by first liens 446 — — 446 32,969 33,415 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 38 — 139 177 18,059 18,236 — 1-4 family residential construction loans — — 702 702 31,798 32,500 — Other construction, land development and raw land loans — — 1,545 1,545 81,918 83,463 — Obligations of states and political subdivisions in the US — — — — 15,318 15,318 — Agricultural production, including commercial fishing — — — — 12,968 12,968 — Consumer loans — — 272 272 5,462 5,734 — Other loans — — — — 4,390 4,390 — Total $2,929 $229 $7,792 $10,950 $1,433,100 $1,444,050 $449 Nonaccrual Loans Nonaccrual loans net of government guarantees totaled $10.7 million and $9.6 million at December 31, 2021 and December 31, 2020, respectively. The following table presents loans on nonaccrual status and loans on nonaccrual status for which there was no related allowance for credit losses: December 31, 2021 December 31, 2020 (In Thousands) Nonaccrual Nonaccrual With No ACL Nonaccrual Nonaccrual With No ACL Commercial & industrial loans $4,350 $4,298 $3,848 $3,513 Commercial real estate: Owner occupied properties 3,506 3,506 4,620 4,582 Residential real estate: 1-4 family residential properties secured by first liens 1,778 1,778 160 160 1-4 family residential properties secured by junior liens 271 215 242 221 1-4 family residential construction loans 109 109 702 702 Other construction, land development and raw land loans 1,636 1,636 1,545 1,545 Consumer loans — — 3 — Total nonaccrual loans 11,650 11,542 11,120 10,723 Government guarantees on nonaccrual loans (978) (978) (1,483) (1,483) Net nonaccrual loans $10,672 $10,564 $9,637 $9,240 Interest income which would have been earned on nonaccrual loans for 2021, 2020, and 2019 amounted to $744,000, $856,000, and $1.3 million, respectively. There was $10,000 interest on nonaccrual loans reversed through interest income in 2021, and there was $12,000 in interest on nonaccrual loans reversed through interest income in 2020. There was no interest earned on nonaccrual loans with a principal balance during 2021 or 2020. However, the Company recognized interest income of $1.6 million, $924,000, and $301,000 in 2021, 2020, and 2019, respectively, related to interest collected on nonaccrual loans whose principal has been paid down to zero. Troubled Debt Restructurings Loans classified as TDRs totaled $10.6 million and $7.9 million at December 31, 2021 and 2020, respectively. A TDR is a loan to a borrower that is experiencing financial difficulty that has been modified from its original terms and conditions in such a way that the Company is granting the borrower a concession that it would not grant otherwise. The provisions of the Coronavirus Aid, Relief, and Economic Security ("CARES") Act included an election to not apply the guidance on accounting for TDRs to loan modifications, such as extensions or deferrals, related to COVID-19 made between March 1, 2020 and the earlier of (i) January 1, 2022 or (ii) 60 days after the end of the COVID-19 national emergency. The relief can only be applied to modifications for borrowers that were not more than 30 days past due as of December 31, 2019. The Company has elected to adopt these provisions of the CARES Act. As of December 31, 2021 and 2020, the Company has made the following types of loan modifications related to COVID-19, which are not classified as TDRs with principal balance outstanding of: Loan Modifications due to COVID-19 as of December 31, 2021 (Dollars in thousands) Interest Only Full Payment Deferral Total Portfolio loans $49,219 $31 $49,250 Number of modifications 16 1 17 Loan Modifications due to COVID-19 as of December 31, 2020 (Dollars in thousands) Interest Only Full Payment Deferral Total Portfolio loans $43,379 $22,165 $65,544 Number of modifications 23 11 34 The Company has granted a variety of concessions to borrowers in the form of loan modifications. The modifications granted can generally be described in the following categories: Rate Modification : A modification in which the interest rate is changed. Term Modification : A modification in which the maturity date, timing of payments, or frequency of payments is changed. Payment Modification : A modification in which the dollar amount of the payment is changed, or in which a loan is converted to interest only payments for a period of time is included in this category. Combination Modification : Any other type of modification, including the use of multiple categories above. The following table presents the breakout between newly restructured loans that occurred during 2021 and restructured loans that occurred prior to 2021 that are still included in portfolio loans. As discussed above, the CARES Act provided banks an option to elect to not account for certain loan modifications related to COVID-19 as TDRs as long as the borrowers were not more than 30 days past due as of December 31, 2019. The below disclosed restructurings were not related to COVID-19 modifications: Accrual Status Nonaccrual Status Total Modifications (In Thousands) New Troubled Debt Restructurings Commercial & industrial loans $— $3,118 $3,118 Commercial real estate: Owner occupied properties — 350 350 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — 139 139 Other construction, land development and raw land loans — 577 577 Subtotal — 4,184 4,184 Existing Troubled Debt Restructurings 3,291 3,163 6,454 Total $3,291 $7,347 $10,638 The following tables present newly restructured loans that occurred during 2021 and 2020, by concession (terms modified): December 31, 2021 (In Thousands) Number of Contracts Rate Modification Term Modification Payment Modification Combination Modification Total Modifications Pre-Modification Outstanding Recorded Investment: Commercial & industrial loans 2 $— $3,792 $— $— $3,792 Commercial real estate: Owner occupied properties 1 — 360 — — 360 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 1 — — 139 — 139 Other construction, land development and raw land loans 1 — 577 — — 577 Total 5 $— $4,729 $139 $— $4,868 Post-Modification Outstanding Recorded Investment: Commercial & industrial loans 1 $— $3,118 $— $— $3,118 Commercial real estate: Owner occupied properties 1 — 350 — — 350 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 1 — — 139 — 139 Other construction, land development and raw land loans 1 — 577 — — 577 Total 4 $— $4,045 $139 $— $4,184 December 31, 2020 (In Thousands) Number of Contracts Rate Modification Term Modification Payment Modification Combination Modification Total Modifications Pre-Modification Outstanding Recorded Investment: Commercial & industrial loans 2 $— $3,249 $164 $— $3,413 Total 2 $— $3,249 $164 $— $3,413 Post-Modification Outstanding Recorded Investment: Commercial & industrial loans 2 $— $1,590 $161 $— $1,751 Total 2 $— $1,590 $161 $— $1,751 The Company had no commitments to extend additional credit to borrowers owing receivables whose terms have been modified in TDRs at December 31, 2021. There were zero charge-offs in 2021 and 2020 on loans that were later classified as a TDR. There were no loans that were restructured during 2021, 2020, or 2019 that also subsequently defaulted within the first twelve months of restructure in those same periods. Loans to Related Parties Certain directors, and companies of which directors are principal owners, have loans with the Company. Such transactions are made on substantially the same terms, including interest rates and collateral required, as those prevailing for similar transactions of unrelated parties. An analysis of the loan transactions for the years indicated follows: (In Thousands) 2021 2020 2019 Balance, beginning of the year $217 $309 $— Loans made — — 309 Repayments 26 92 — Balance, end of year $191 $217 $309 The Company had $115,000 of unfunded loan commitments to these directors or their related interests on December 31, 2021 and $15,000 of unfunded loan commitments on December 31, 2020. Pledged Loans At December 31, 2021 and 2020, there were no loans pledged as collateral to secure public deposits.

Purchased Receivables

Purchased Receivables	12 Months Ended
	Dec. 31, 2021
Purchased Receivables [Abstract]
Purchased Receivables	Purchased Receivables Purchased receivables are carried at their principal amount outstanding, net of an ACL, and have a maturity of less than one year. There are no purchased receivables past due at December 31, 2021 or 2020, and there were no restructured purchased receivables in 2021, 2020, or 2019. Income on purchased receivables is accrued and recognized on the balance outstanding using an effective interest method except when management believes doubt exists as to the collectability of the income or principal. There were no nonperforming purchased receivables as of December 31, 2021 or 2020. The following table summarizes the components of net purchased receivables at December 31, for the years indicated: (In Thousands) 2021 2020 Purchased receivables $6,987 $13,995 Allowance for credit losses - purchased receivables — (73) Total $6,987 $13,922 The following table sets forth information regarding changes in the ACL on purchased receivables for the periods indicated: (In Thousands) 2021 2020 2019 Balance at beginning of year $73 $94 $190 Impact of adopting ASC 326 (73) — — Charge-offs — — — Recoveries — — — Charge-offs net of recoveries — — — Benefit for purchased receivables — (21) (96) Balance at end of year $— $73 $94

Servicing Rights

Servicing Rights	12 Months Ended
	Dec. 31, 2021
Transfers and Servicing [Abstract]
Servicing Rights	Servicing Rights Mortgage servicing rights The following table details the activity in the Company's MSR for the year indicated: (In Thousands) 2021 2020 2019 Balance, beginning of period $11,218 $11,920 $10,821 Additions for new MSR capitalized 6,088 4,824 3,707 Changes in fair value: Due to changes in model inputs of assumptions (1) (1,181) (2,701) (1,313) Other (2) (2,401) (2,825) (1,295) Carrying value, December 31 $13,724 $11,218 $11,920 (1) Principally reflects changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates. (2) Represents changes due to collection/realization of expected cash flows over time. The following table details information related to our serviced mortgage loan portfolio as of the dates indicated: (In Thousands) December 31, 2021 December 31, 2020 Balance of mortgage loans serviced for others $772,764 $683,117 MSR as a percentage of serviced loans 1.78 % 1.64 % The Company recognized servicing fees of $2.9 million, $2.7 million, and $2.4 million during 2021, 2020, and 2019, respectively, which includes contractually specified servicing fees and ancillary fees which are included in "Mortgage banking income" as a component of other noninterest income in the Company's Consolidated Statements of Income. The following table outlines the key assumptions used in measuring the fair value of mortgage servicing rights as of December 31, 2021 and 2020: 2021 2020 Average constant prepayment rate 11.80 % 13.05 % Average discount rate 8.00 % 7.75 % Key economic assumptions and the sensitivity of the current fair value for mortgage servicing rights to immediate adverse changes in those assumptions at December 31, 2021 and 2020 were as follows: (In Thousands) December 31, 2021 December 31, 2020 Aggregate portfolio principal balance $772,764 $683,117 Weighted average rate of note 3.31 % 3.62 % December 31, 2021 Base 1.0% Adverse Rate Change 2.0% Adverse Rate Change Conditional prepayment rate 11.80 % 23.59 % 34.57 % Discount rate 8.00 % 7.00 % 6.00 % Fair value MSR $13,724 $9,612 $7,256 Percentage of MSR 1.78 % 1.24 % 0.94 % December 31, 2020 Conditional prepayment rate 13.05 % 26.11 % 38.97 % Discount rate 7.75 % 6.75 % 5.75 % Fair value MSR $11,218 $7,455 $5,404 Percentage of MSR 1.64 % 1.09 % 0.79 % The above tables show the sensitivity to market rate changes for the par rate coupon for a conventional one-to-four family Alaska Housing Finance Corporation/FNMA/FHLMC serviced home loan. The above tables reference a 100 basis point and 200 basis point decrease in discount rates. These sensitivities are hypothetical and should be used with caution as the tables above demonstrate the Company’s methodology for estimating the fair value of MSR is highly sensitive to changes in key assumptions. For example, actual prepayment experience may differ and any difference may have a material effect on MSR fair value. Changes in fair value resulting from changes in assumptions generally cannot be extrapolated because the relationship of the change in the assumption to the change in fair value may not be linear. Also, in these tables, the effects of a variation in a particular assumption on the fair value of the MSR is calculated without changing any other assumption; in reality, changes in one factor may be associated with changes in another (for example, decreases in market interest rates may provide an incentive to refinance; however, this may also indicate a slowing economy and an increase in the unemployment rate, which reduces the number of borrowers who qualify for refinancing), which may magnify or counteract the sensitivities. Thus, any measurement of MSR fair value is limited by the conditions existing and assumptions made at a particular point in time. Those assumptions may not be appropriate if they are applied to a different point in time. Commercial servicing rights Commercial servicing right assets ("CSRs") have a carrying value of $1.1 million and $1.3 million at December 31, 2021 and 2020, respectively, and total commercial loans serviced for others were $259.8 million and $274.6 million at December 31, 2021 and 2020, respectively. Key assumptions used in measuring the fair value of CSRs as of December 31, 2021 and 2020 include a conditional prepayment rate of 16.08% and 9.66% and a discount rate of 9.94% and 9.46%, respectively.

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2021
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned At December 31, 2021 and 2020, the Company held $5.6 million and $7.3 million, respectively, as OREO. The following table details net operating (income) expense related to OREO for the years indicated: Years Ended December 31, (In Thousands) 2021 2020 2019 OREO (income) expense, net rental income and gains on sale: OREO operating expense $777 $658 $693 Rental income on OREO (524) (509) (506) Gains on sale of OREO (685) (391) (380) Total ($432) ($242) ($193)

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment The following summarizes the components of premises and equipment at December 31 for the years indicated: (In Thousands) Useful Life 2021 2020 Land $5,137 $5,137 Furniture and equipment 3-7 years 14,287 13,157 Tenant improvements 2-15 years 10,394 9,182 Buildings 39 years 37,283 37,618 Total Premises and Equipment 67,101 65,094 Accumulated depreciation and amortization (29,937) (26,992) Total Premises and Equipment, Net $37,164 $38,102 Depreciation expense and amortization of leasehold improvements was $3.3 million, $3.1 million, and $3.0 million for the years ended December 31, 2021, 2020, and 2019, respectively.

Leases

Leases	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Leases	Leases The company's lease commitments consist primarily of agreements to lease land and office facilities that it occupies to operate several of its retail branch locations that are classified as operating leases and are recognized on the balance sheet as right-of-use ("ROU") asset and lease liabilities. As of December 31, 2021, the Company has operating lease ROU assets of $11.0 million and operating lease liabilities of $11.0 million. As of December 31, 2020, the Company has operating lease ROU assets of $12.4 million and operating lease liabilities of $12.4 million. The Company does not have any agreements that are classified as finance leases. The following table presents additional information about the Company's operating leases: (In Thousands) 2021 2020 Lease Cost Operating lease cost (1) $2,773 $2,819 Short term lease cost (1) 27 35 Total lease cost $2,800 $2,854 Other information Operating leases - operating cash flows $2,614 $2,681 Weighted average lease term - operating leases, in years 10.55 10.72 Weighted average discount rate - operating leases 3.21 % 3.29 % (1) Expenses are classified within occupancy expense on the Consolidated Statements of Income. The table below reconciles the remaining undiscounted cash flows for the next five years for each twelve-month period presented and the total of the subsequent remaining years to the operating lease liabilities recorded on the balance sheet: (In Thousands) Operating Leases 2022 $2,502 2023 2,109 2024 1,961 2025 1,858 2026 721 Thereafter 4,265 Total minimum lease payments $13,416 Less: amount of lease payment representing interest (2,451) Present value of future minimum lease payments $10,965

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	Goodwill and Intangible Assets A summary of goodwill and intangible assets at December 31, 2021 and 2020, is as follows: (In Thousands) 2021 2020 Intangible assets: Goodwill $15,017 $15,017 Core deposit intangible 42 79 Trade name intangible 950 950 Total $16,009 $16,046 The Company performed goodwill impairment testing at December 31, 2021 and December 31, 2020 in accordance with the policy described in Note 1 to the Company's Consolidated Financial Statements included in Part II. Item 8 of this report. At December 31, 2021, the Company performed its annual impairment test using a qualitative assessment. Significant positive inputs to the qualitative assessment included the Company’s increasing net income as compared to historical trends; the Company's increasing market share for deposits in our markets; results of regulatory examinations; peer comparisons of the Company's net interest margin; trends in the Company’s cash flows; improvements in the Alaskan economy in 2021; increases in the volume of mortgage originations in Alaska; increases in the Company's market share of mortgage originations; and increases in the Company's stock price. Significant negative inputs to the qualitative assessment included the the muted pace of growth in the Alaskan economy. We believe that the positive inputs to the qualitative assessment noted above outweigh the negative inputs, and we therefore concluded that it is more likely than not that no impairment existed at that time. The Company recorded amortization expense of its intangible assets of $37,000, $48,000, and $60,000 for the years ended December 31, 2021, 2020, and 2019, respectively. Accumulated amortization for intangible assets was $6.0 million at both December 31, 2021 and 2020. The future amortization expense required on these assets is as follows: (In Thousands) 2022 $25 2023 14 2024 3 2025 — 2026 — Thereafter — Total $42

Other Assets

Other Assets	12 Months Ended
	Dec. 31, 2021
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Other Assets	Other Assets A summary of other assets as of December 31, 2021 and 2020, is as follows: (In Thousands) 2021 2020 Other assets: Investment in Low Income Housing Partnerships $20,640 $24,142 Accrued interest receivable 6,846 7,979 Interest rate swaps not designated as hedging instruments, at fair value 6,030 7,387 Bank owned life insurance, net 4,293 6,520 Taxes receivable 1,994 4,083 Interest rate lock commitments 1,387 4,034 Software 2,855 3,905 Equity method investments 2,219 2,462 Prepaid expenses 2,210 2,404 Deferred taxes, net 3,278 1,980 Commercial servicing rights, at fair value 1,084 1,310 Repossessed assets — 231 Other assets 1,525 2,051 Total $54,361 $68,488 Low Income Housing Partnerships: The following table shows the Company's commitments to invest in various low income housing tax credit partnerships. The Company earns a return on its investments in the form of tax credits and deductions that flow through to it as a limited partner in these partnerships. The Company recognized amortization expense of $3.5 million, $3.5 million, and $2.7 million in 2021, 2020, and 2019, respectively. The Company expects to fund its remaining $4.4 million in commitments on these investments through 2030. (In Thousands) Date of original commitment Years over which tax benefits are earned Original commitment amount Less: life to date contributions Remaining commitment amount USA 57 December 2006 15 3,000 (3,000) — WNC December 2012 16 2,500 (2,500) — R4 - Coronado March 2013 17 10,729 (10,629) 100 R4 - MVV May 2014 17 8,528 (8,348) 180 R4 - PJ33 June 2016 17 6,835 (6,529) 306 R4 - Coronado II July 2019 17 7,282 (7,022) 260 R4 - Duke Apartments November 2019 17 3,985 (384) 3,601 Total $42,859 ($38,412) $4,447

Deposits

Deposits	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Deposits	Deposits Deposits: At December 31, 2021, the scheduled maturities of certificates of deposit are as follows: (In Thousands) 2022 $118,569 2023 52,643 2024 4,572 2025 143 2026 280 Thereafter 1,757 Total $177,964 The Company offers IntraFi ® Network Deposits SM as a member of IntraFi® Network SM (Network). When a Network member places a deposit using IntraFi Network Deposits, that certificate of deposit or deposit account is divided into amounts under the standard FDIC insurance maximum ($250,000) and is allocated among member banks, making the large deposit eligible for FDIC insurance. In addition to customer deposit placement, the IntraFi Network Deposits also allows placement of the Bank's own investment dollars. The Company had $24.0 million in IntraFi Network Deposits certificates of deposits and $223.7 million in IntraFi Network Deposits in deposit accounts at December 31, 2021 and $9.4 million in IntraFi Network Deposits certificates of deposits and $86.5 million in IntraFi Network Deposits in deposit accounts at December 31, 2020. At December 31, 2021 and 2020, the Company held $3.6 million and $4.6 million, respectively, in deposits for related parties, including directors, executive officers, and their affiliates.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Borrowings	Borrowings The Company has a maximum line of credit with the FHLB approximating 45% of eligible assets. FHLB advances are subject to collateral criteria that require the Company to pledge assets under a blanket pledge arrangement as collateral for its borrowings from the FHLB. Based on assets currently pledged and advances currently outstanding at December 31, 2021, the Company's available borrowing line is $271.8 million, representing approximately 10% of total assets. Additional advances of up to 45% of eligible assets, or $1.22 billion, are dependent on the availability of acceptable collateral such as marketable securities or real estate loans, although all FHLB advances are secured by a blanket pledge of the Company’s assets. The Company has outstanding FHLB advances of $14.5 million and $14.8 million as of December 31, 2021 and 2020, respectively, which were originated to match fund low income housing projects that qualify for long-term fixed interest rates. These advances have original terms of either 18 or 20 years with 30 year amortization periods and fixed interest rates ranging from 1.23% to 3.25%. The Federal Reserve Bank is holding $50.7 million of loans as collateral to secure available borrowing lines through the discount window of $32.2 million at December 31, 2021. There were no discount window advances outstanding at December 31, 2021 and 2020. The Company paid less than $1,000 in interest in 2021 and 2020 on this agreement. The Company utilized the Federal Reserve Bank's PPPLF to fund SBA PPP loans during the second quarter of 2020, but has repaid those funds in full as of June 30, 2020. This advance had an interest rate of 0.35%. The Company is subject to provisions under Alaska state law, which generally limit the amount of the Bank's outstanding debt to 35% of total assets or $948.0 million at December 31, 2021 and $736.0 million at December 31, 2020. Securities sold under agreements to repurchase were zero for both December 31, 2021 and 2020. The future principal payments that are required on the Company’s borrowings as of December 31, 2021, are as follows: (In Thousands) 2021 $412 2022 421 2023 431 2024 441 2025 453 Thereafter 12,350 Total $14,508 The Company recognized interest expense of $320,000, $387,000, and $291,000 on borrowings and securities sold under repurchase agreements in 2021, 2020, and 2019, respectively. The average interest rates paid on long-term debt in the same periods was 2.90%, 3.12%, and 3.39%, respectively.

Junior Subordinated Debentures

Junior Subordinated Debentures	12 Months Ended
	Dec. 31, 2021
Junior Subordinated Notes [Abstract]
Junior Subordinated Debentures	Junior Subordinated Debentures    In December of 2005, the Company formed a wholly-owned Connecticut statutory business trust subsidiary, Northrim Statutory Trust 2 (the “Trust 2”), which issued $10 million of guaranteed undivided beneficial interests in the Company’s Junior Subordinated Deferrable Interest Debentures (“Trust Preferred Securities 2”).  These debentures qualify as Tier 1 capital under Federal Reserve Board guidelines.  All of the common securities of Trust 2 are owned by the Company.  The proceeds from the issuance of the common securities and the Trust Preferred Securities 2 were used by Trust 2 to purchase $10.3 million of junior subordinated debentures of the Company.  Trust 2 is not consolidated in the Company’s financial statements in accordance with GAAP; therefore, the Company has recorded its investment in Trust 2 as an other asset and the subordinated debentures as a liability.  The debentures, which represent the sole asset of Trust 2, accrue and pay distributions quarterly at a variable rate of 90-day LIBOR plus 1.37% per annum, adjusted quarterly, of the stated liquidation value of $1,000 per capital security.  The interest rate on these debentures was 1.57% at December 31, 2021.  The interest cost to the Company on these debentures was $160,000, $219,000, and $398,000 in 2021, 2020, and 2019, respectively.  The Company has entered into contractual arrangements which, taken collectively, fully and unconditionally guarantee payment of: (i) accrued and unpaid distributions required to be paid on the Trust Preferred Securities 2; (ii) the redemption price with respect to any Trust Preferred Securities 2 called for redemption by Trust 2; and (iii) payments due upon a voluntary or involuntary dissolution, winding up or liquidation of Trust 2.  The Trust Preferred Securities 2 are mandatorily redeemable upon maturity of the debentures on March 15, 2036, or upon earlier redemption as provided in the indenture.  The Company has the right to redeem the debentures purchased by Trust 2 in whole or in part, on or after March 15, 2011.  As specified in the indenture, if the debentures are redeemed prior to maturity, the redemption price will be the principal amount and any accrued but unpaid interest.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2021
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) The following table shows changes in accumulated other comprehensive income (loss) by component for the years ended December 31, 2021, 2020, and 2019: (In Thousands) Unrealized gains (losses) on securities available for sale Unrealized gains (losses) on derivatives and hedging Total Balance at December 31, 2018 ($1,127) $607 ($520) Other comprehensive income (loss), net of tax expense of $(757) 2,092 (1,141) 951 Balance at December 31, 2019 $965 ($534) $431 Other comprehensive income (loss), net of tax benefit of $1,600 294 (707) (413) Balance at December 31, 2020 $1,259 ($1,241) $18 Other comprehensive income (loss), net of tax expense of $1,360 (3,982) 558 (3,424) Balance at December 31, 2021 ($2,723) ($683) ($3,406)

Revenue

Revenue	12 Months Ended
	Dec. 31, 2021
Revenue from Contract with Customer [Abstract]
Revenue	Revenue The Company records revenue when control of the promised products or services is transferred to the customer, in an amount that reflects the consideration the Company expects to be entitled to receive in exchange for those products or services. All of the Company's revenue from contracts with customers in the scope of Topic 606 is recognized in non-interest income. The following table presents the Company's sources other operating income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the years ended December 31, 2021, 2020 and 2019: (In Thousands) December 31, Other operating income 2021 2020 2019 In-scope of Topic 606: Bankcard fees $3,389 $2,837 $2,976 Service charges on deposit accounts 1,297 1,102 1,557 Merchant fees 560 416 467 Commission income on the sale of mutual funds and annuity products 417 369 385 Other 826 743 812 Other operating income (in-scope of Topic 606) $6,489 $5,467 $6,197 Other operating income (out-of-scope of Topic 606) 45,774 57,861 31,149 Total other operating income $52,263 $63,328 $37,346 Bankcard fees Bankcard fees are primarily comprised of debit card income and ATM fees. Debit card income is primarily comprised of interchange fees earned whenever the Company’s debit cards are processed through card payment networks such as Visa or MasterCard. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. The Company’s performance obligation for bankcard fees are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payments are typically received immediately or in the following month. Service charges on deposit accounts Service charges on deposit accounts consist of general service fees for monthly account maintenance, activity- or transaction-based fees, and account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), and other deposit account related fees and consist of transaction-based revenue, time-based revenue (service period), item-based revenue or some other individual attribute-based revenue. Revenue is recognized when our performance obligation is completed which is generally monthly for account maintenance services or when a transaction has been completed. Payments for service charges on deposit accounts are primarily received immediately or in the following month through a direct charge to customers’ accounts. Other Other operating income consists of other recurring revenue streams such as merchant services income, commissions from sales of mutual funds and other investments, safety deposit box rental fees, bank check and other check fees, unrealized gains and losses on marketable securities, and other miscellaneous revenue streams. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. The Company’s performance obligation for merchant services income is largely satisfied, and related revenue recognized, when the transactions have been completed. Payment is typically received immediately or in the following month. The Company earns commissions from the sale of mutual funds as periodic service fees (i.e., trailers) from Elliott Cove Capital Management typically based on a percentage of net asset value. Trailer revenue is recorded over time, quarterly, as net asset value is determined. The Company also earns commission income from the sale of annuity products. The Company acts as an intermediary between the Company's customer and Elliott Cove Investment Advisors for these transactions, and commissions from annuity product sales are recorded when the Company’s performance obligation is satisfied, which is generally upon the issuance of the annuity policy. The Company does not earn trailer fees on annuity sales. Payment for commissions from sales of mutual funds and other investments and annuity sales is typically received in the following quarter. Other service charges include revenue from safety deposit box rental fees, processing wire transfers, bank check and other check fees, and other services. The Company’s performance obligations for these other revenue streams are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payments are typically received immediately or in the following month. Gains on the sale of OREO are also within the scope of Topic 606 and are recorded within other operating expense on the Company's Consolidated Statements of Income. Gains on the sale of OREO properties were $685,000, $391,000, and $380,000 for the years ended December 31, 2021, 2020, and 2019, respectively.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2021
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans Employees of the Company are eligible to participate in the Company's 401(k) plan immediately upon date of hire. Employees may elect to have a portion of their salary contributed to the 401(k) plan in accordance with Section 401(k) of the Internal Revenue Code of 1986. The Company provides for a mandatory $1.00 match for each $1.00 contributed by employees of the Bank up to 5.5% of the employee’s eligible salary. The Company provides for a mandatory $1.00 match for each $1.00 contributed by employees of RML up to 2% of the employee’s eligible salary. The Bank or RML may increase the matching contribution at the discretion of the Board of Directors. The Company expensed $1.8 million, $1.7 million, and $1.4 million, in 2021, 2020, and 2019, respectively, for 401(k) contributions and included this expense in "Salaries and other personal expense" in the Consolidated Statements of Income. On July 1, 1994, the Bank implemented a Supplemental Executive Retirement Plan for executive officers of the Bank whose retirement benefits under the 401(k) plan have been limited under provisions of the Internal Revenue Code. Contributions to this plan totaled $281,000, $290,000, and $262,000, in 2021, 2020, and 2019, respectively. These expenses are included in "Salaries and other personnel expense" in the Consolidated Statements of Income. At December 31, 2021 and 2020, the balance of the accrued liability for this plan was included in "Other liabilities" and totaled $2.2 million and $2.1 million, respectively. RML has established a Supplemental Executive Retirement Plan ("SERP"), under which RML has agreed to make payment to certain key executives, based on contributions made by RML to the plan. Contributions and earnings made to the participant accounts to the SERP are vested over ten years. The Company recorded expenses of $959,000, $997,000, and $580,000 in 2021, 2020, and 2019, respectively. RML's recorded obligation under the SERP amounted to $3.0 million and $2.6 million at December 31, 2021 and 2020, respectively, and was included in "Other liabilities".

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Employee benefit plans: The Company is self-insured for medical, dental, and vision plan benefits provided to employees. The Company has obtained stop-loss insurance to limit total medical claims in any one year to $175,000 per covered individual. The Company has established a liability for outstanding incurred but unreported claims. While management uses what it believes are pertinent factors in estimating the liability, it is subject to change due to claim experience, type of claims, and rising medical costs. Legal proceedings: The Company from time to time may be involved with disputes, claims, and litigation related to the conduct of its banking business. In the opinion of management, the resolution of these matters will not have a material effect on the Company’s financial position, results of operations, or cash flows. Financial Instruments with Off-Balance Sheet Risk: In the ordinary course of business, the Company enters into various types of transactions that involve financial instruments with off-balance sheet risk. These instruments include commitments to extend credit and standby letters of credit and are not reflected in the accompanying balance sheets. These transactions may involve to varying degrees credit and interest rate risk in excess of the amount, if any, recognized in the balance sheets. Certain commitments are collateralized. We apply the same credit standards to these commitments as in all of our lending activities and include these commitments in our lending risk evaluations. Management does not anticipate any loss as a result of these commitments. The Company’s off-balance sheet credit risk exposure is the contractual amount of commitments to extend credit and standby letters of credit. The Company applies the same credit standards to these contracts as it uses in its lending process. (In Thousands) 2021 2020 Off-balance sheet commitments: Commitments to extend credit $361,915 $375,065 Commitments to originate loans held for sale $81,617 $150,276 Standby letters of credit $2,364 $2,333 Commitments to extend credit are agreements to lend to customers. These commitments have specified interest rates and generally have fixed expiration dates but may be terminated by the Company if certain conditions of the contract are violated. Our exposure to credit loss under commitments to extend credit is represented by the amount of these commitments. Although currently subject to draw down, many of the commitments do not necessarily represent future cash requirements. Collateral held relating to these commitments varies, but generally includes real estate, inventory, accounts receivable, and equipment. Mortgage loans sold to investors may be sold with servicing rights released, for which the Company makes only standard legal representations and warranties as to meeting certain underwriting and collateral documentation standards. In the past two years, the Company has had to repurchase four loans due to deficiencies in underwriting or loan documentation and has not realized significant losses related to these loans. Management believes that any liabilities that may result from such recourse provisions are not significant. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Credit risk arises in these transactions from the possibility that a customer may not be able to repay the Company upon default of performance. Collateral held for standby letters of credit is based on an individual evaluation of each customer’s creditworthiness. Total unfunded commitments were $445.9 million and $527.7 million at December 31, 2021 and 2020, respectively. The Company does not expect that all of these commitments are likely to be fully drawn upon at any one time. The Company has an ACL related to these commitments and letters of credit that is recorded in "Other liabilities" on the Consolidated Balance Sheets. The ACL for unfunded commitments was $1.1 million and $187,000 as of December 31, 2021 and 2020, respectively. Capital Expenditures and Commitments: At December 31, 2021, the Company has no capital commitments. There were no other material changes outside of the ordinary course of business to any of our material contractual obligations during 2021.

Derivatives

Derivatives	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	Derivatives Interest rate swaps related to community banking activities The Company enters into commercial loans interest rate swaps with commercial banking customers which are offset with a corresponding swap agreement with a third party financial institution (“counterparty”). The Company has agreements with its counterparties that contain provisions that provide that if the Company fails to maintain its status as a "well-capitalized" institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. These agreements also require that the Company and the counterparty collateralize any fair value shortfalls that exceed $250,000 with eligible collateral, which includes cash and securities backed with the full faith and credit of the federal government. Similarly, the Company could be required to settle its obligations under the agreement if specific regulatory events occur, such as if the Company were issued a prompt corrective action directive or a cease and desist order, or if certain regulatory ratios fall below specified levels. The Company pledged $8.2 million and $10.7 million in available for sale securities to collateralize fair value shortfalls on interest rate swap agreements as of December 31, 2021 and 2020, respectively. The Company had interest rate swaps related to commercial loans with an aggregate notional amount of $212.6 million and $196.0 million at December 31, 2021 and 2020, respectively. At December 31, 2021, the notional amount of interest rate swaps is made up of 19 variable to fixed rate swaps to commercial loan customers totaling $106.3 million, and 19 fixed to variable rate swap with a counterparty totaling $106.3 million. Changes in fair value from these 38 interest rate swaps offset each other in 2021 and 2020. The Company recognized $452,000, $949,000, and $964,000 in fee income related to interest rate swaps in 2021 and 2020, and 2019, respectively. Interest rate swap income is recorded in other operating income on the Consolidated Statements of Income. None of these interest rate swaps are designated as hedging instruments. The Company has an interest rate swap to hedge the variability in cash flows arising out of its junior subordinated debentures, which is floating rate debt, by swapping the cash flows with an interest rate swap which receives floating and pays fixed. The Company has designated this interest rate swap as a hedging instrument. The interest rate swap effectively fixes the Company's interest payments on the $10.0 million of junior subordinated debentures held under Trust 2 at 3.72% through its maturity date. The floating rate that the dealer pays is equal to the three month LIBOR plus 1.37%, which reprices quarterly on the payment date. This rate was 1.57% as of December 31, 2021. The Company pledged $2.9 million and $2.9 million in cash to collateralize initial margin and fair value exposure of our counterparty on this interest rate swap as of December 31, 2021 and 2020, respectively. Changes in the fair value of this interest rate swap are reported in other comprehensive income. The unrealized loss on this interest rate swap was $1.0 million and $1.7 million as of December 31, 2021 and 2020, respectively. Interest rate swaps related to home mortgage lending activities The Company also uses derivatives to hedge the risk of changes in the fair values of interest rate lock commitments. The Company enters into commitments to originate residential mortgage loans at specific rates; the value of these commitments are detailed in the table below as "interest rate lock commitments". The Company also hedges the interest rate risk associated with its residential mortgage loan commitments, which are referred to as "retail interest rate contracts" in the table below. Market risk with respect to commitments to originate loans arises from changes in the value of contractual positions due to changes in interest rates. At December 31, 2021 and 2020, RML had commitments to originate mortgage loans held for sale totaling $81.6 million and $150.3 million, respectively. Changes in the value of RML's interest rate derivatives are recorded in mortgage banking income on the Consolidated Statements of Income. None of these home mortgage lending derivatives are designated as hedging instruments. The following table presents the fair value of derivatives not designated as hedging instruments as of the dates noted: (In Thousands) Asset Derivatives December 31, 2021 December 31, 2020 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other assets $6,030 $7,387 Interest rate lock commitments Other assets 1,387 4,034 Retail interest rate contracts Other assets 166 — Total $7,583 $11,421 (In Thousands) Liability Derivatives December 31, 2021 December 31, 2020 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other liabilities $6,030 $7,387 Retail interest rate contracts Other liabilities — 880 Total $6,030 $8,267 The following table presents the net gains (losses) of derivatives not designated as hedging instruments as of the dates noted: (In Thousands) Income Statement Location December 31, 2021 December 31, 2020 Retail interest rate contracts Mortgage banking income $1,930 ($7,980) Interest rate lock commitments Mortgage banking income (2,529) 3,062 Total ($599) ($4,918) Our derivative transactions with counterparties under International Swaps and Derivative Association master agreements that include “right of set-off” provisions. “Right of set-off” provisions are legally enforceable rights to offset recognized amounts and there may be an intention to settle such amounts on a net basis. We do not offset such financial instruments for financial reporting purposes. The following table summarizes the derivatives that have a right of offset as of December 31, 2021 and 2020: December 31, 2021 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $6,030 $— $6,030 $— $— $6,030 Retail interest rate contracts 166 — 166 — — 166 Liability Derivatives Interest rate swaps $6,030 $— $6,030 $— $6,030 $— December 31, 2020 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $7,387 $— $7,387 $— $— $7,387 Liability Derivatives Interest rate swaps $7,387 $— $7,387 $— $7,387 $— Retail interest rate contracts 880 — 880 — — 880

Common Stock

Common Stock	12 Months Ended
	Dec. 31, 2021
Equity [Abstract]
Common Stock	Common Stock    Quarterly cash dividends were paid aggregating to $9.4 million, $8.8 million, and $8.5 million, or $1.50 per share, $1.38 per share, and $1.26 per share, in 2021, 2020, and 2019, respectively.  On February 24, 2022, the Board of Directors declared a $0.41 per share cash dividend payable on March 18, 2022, to shareholders of record on March 10, 2022.  Federal and State regulations place certain limitations on the payment of dividends by the Company.    In January 2021, the Company’s Board of Directors approved a plan whereby it would periodically repurchase for cash up to approximately 5% of its shares of common stock in the open market. At December, 31, 2021, there were 33,724 shares available under the stock repurchase program. However, on January 28, 2022 the Company announced that its Board of Directors authorized the repurchase of up to an additional 300,000 shares of common stock. The Company intends to continue to repurchase its stock from time to time depending upon market conditions. The Company can make no assurances that it will continue this program or that it will authorize additional shares for repurchase.  During 2021, 2020 and 2019, 279,276, 327,000 and 347,676 shares of common stock were repurchased, respectively.

Stock-Based Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
Stock-Based Compensation	Stock-Based Compensation The Company adopted the 2020 Stock Option Plan (“2020 Plan”) following shareholder approval of the 2020 Plan at the 2020 Annual Meeting. Subsequent to the adoption of the 2020 Plan, no additional grants may be issued under the prior plans. The 2020 Plan provides for grants of up to 325,000 shares, which includes any shares subject to stock awards under the previous stock option plans. Stock Options: Under the 2020 Plan and previous plans, certain key employees have been granted the option to purchase set amounts of common stock at the market price on the day the option was granted. Optionees, at their own discretion, may pay cash to cover the cost of exercise, may cover the cost of exercise through the exchange at the then fair value of already owned shares of the Company’s stock, or they may cover the cost of exercise through net settlement of a portion of the stock options exercised in satisfaction of the exercise price and applicable tax withholding requirements. The two latter options are referred to as cashless stock option exercises. Options are granted for a 10-year period and vest on a pro-rata basis over the initial three years from the grant date. The Company measures the fair value of each stock option at the date of grant using the Black-Scholes option pricing model using assumptions noted in the following table. Expected volatility is based on the historical volatility of the price of the Company’s common stock. The Company uses historical data to estimate option exercise and stock option forfeiture rates within the valuation model. The expected term of options granted is determined based on historical experience with similar options and represents the period of time that options granted are expected to be outstanding. The expected dividend yield is based on dividend trends and the market value of the Company’s common stock at the time of grant. The risk-free rate for periods within the expected life of the option is based on the U.S. Treasury yield curve in effect at the time of grant. The following assumptions were used to determine the fair value of stock options as of the grant date to determine compensation expense for the years ended December 31, 2021, 2020, and 2019: Stock Options: 2021 2020 2019 Grant date fair value $10.27 $6.55 $5.34 Expected life of options 8 years 8 years 8 years Risk-free interest rate 1.33 % 0.79 % 1.74 % Dividend yield rate 3.86 % 4.55 % 4.11 % Price volatility 36.46 % 35.44 % 24.34 % The following table summarizes stock option activity during 2021: Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life, in Years Outstanding at January 1, 2021 178,793 $30.64 Granted 12,893 42.02 Forfeited — — Exercised (54,867) 26.10 Outstanding at December 31, 2021 136,819 $33.53 6.61 At December 31, 2021, 2020, and 2019, there were 107,553, 136,038, and 112,319 options exercisable, with weighted average exercise prices of $32.63, $29.42, and $28.17, respectively. The aggregate intrinsic value of the stock options is the total pretax intrinsic value (i.e., the difference between the Company’s closing stock price on December 31, 2021 and the exercise price, times the number of shares) that would have been received by the option holders had all the option holders exercised their options on December 31, 2021. This amount changes based on the fair value of the Company’s stock. The total intrinsic value of options outstanding and exercisable as of December 31, 2021, 2020, and 2019 was $1.2 million, $682,000, and $1.1 million, respectively. The total intrinsic value of options exercised for the years ended December 31, 2021, 2020, and 2019 was $969,000, zero, and $203,000, respectively. As noted above, the Company allows stock options to be exercised through cash or cashless transactions. In 2021, 2020, and 2019 the Company received cash of zero, zero, and zero, respectively, for cash stock option exercises. In 2021, 2020, and 2019 the Company net settled $1.4 million, zero, and $282,000 respectively, for cashless stock option exercises. The Company withheld $1.7 million, zero, and $317,000 to pay for stock option exercises or income taxes that resulted from the exercise of stock options in 2021, 2020, and 2019, respectively. For the years ended December 31, 2021, 2020 and 2019, the Company recognized $173,000, $148,000, and $143,000, respectively, in stock option compensation expense as a component of "Salaries and other personnel expense". As of December 31, 2021, there was approximately $218,000 of total unrecognized compensation expense related to non-vested options, which is expected to be recognized over the weighted-average vesting period of 2.3 years. Restricted Stock Units: Under the 2020 Plan and previous plans, the Company grants restricted stock units to certain key employees periodically. Recipients of restricted stock units do not pay any cash consideration to the Company for the shares and receive all dividends with respect to such shares when the shares vest. Restricted stock units cliff vest at the end of a three-year time period. The following table summarizes restricted stock unit activity during 2021: Number of Shares Weighted Average Grant Date Fair Value Weighted Average Remaining Contractual Life, in Years Outstanding at January 1, 2021 72,817 $33.33 Granted 17,316 42.02 Dividend equivalents awarded 2,310 37.07 Vested (33,490) 33.24 Forfeited (2,738) 32.50 Outstanding at December 31, 2021 56,215 $34.74 2.29 The total intrinsic value of restricted stock units vested for the years ended December 31, 2021, 2020, and 2019 was $1.3 million, $735,000, and $906,000, respectively. For the years ended December 31, 2021, 2020 and 2019, the Company recognized $900,000, $795,000, and $689,000, respectively, in restricted stock unit compensation expense as a component of "Salaries and other personnel expense". As of December 31, 2021, there was approximately $1.3 million of total unrecognized compensation expense related to non-vested options, which is expected to be recognized over the weighted-average vesting period of 2.3 years.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Regulatory Matters	Regulatory Matters The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum requirements can initiate certain mandatory, and possibly discretionary, actions by regulators that, if undertaken, could have a direct material effect on a company's financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of the Company’s and the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory practices. The Company’s and the Bank’s capital amounts and classification are also subject to qualitative judgment by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and Bank to maintain minimum amounts and ratios (set forth in the following table) of total capital, Tier 1 capital, and common equity Tier 1 to risk-weighted assets, and of Tier 1 capital to average assets (as defined in the regulations). The tables below illustrate the capital requirements for the Company and the Bank and the actual capital ratios for each entity that exceed these requirements. The dividends that the Bank pays to the Company are limited to the extent necessary for the Bank to meet the regulatory requirements of a “well-capitalized” bank. The capital ratios for the Company exceed those for the Bank primarily because the $10 million trust preferred securities offerings that the Company completed in the fourth quarter of 2005 are included in the Company’s capital for regulatory purposes although they are accounted for as a liability in its financial statements. The trust preferred securities are not included in the Bank's capital ratios. Northrim BanCorp, Inc. Actual Adequately-Capitalized Well-Capitalized (In Thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2021: Common equity tier 1 capital (to risk-weighted assets) $225,412 13.50 % $75,137 ≥ 4.5 % NA NA Total Capital (to risk-weighted assets) $246,836 14.79 % $133,515 ≥ 8 % NA NA Tier I Capital (to risk-weighted assets) $235,097 14.08 % $100,183 ≥ 6 % NA NA Tier I Capital (to average assets) $235,097 9.03 % $104,140 ≥ 4 % NA NA As of December 31, 2020: Common equity tier 1 capital (to risk-weighted assets) $205,717 13.75 % $67,326 ≥ 4.5 % NA NA Total Capital (to risk-weighted assets) $234,363 15.46 % $121,275 ≥ 8 % NA NA Tier I Capital (to risk-weighted assets) $215,380 14.20 % $91,006 ≥ 6 % NA NA Tier I Capital (to average assets) $215,380 10.25 % $84,051 ≥ 4 % NA NA Northrim Bank Actual Adequately-Capitalized Well-Capitalized (In Thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2021: Common equity tier 1 capital (to risk-weighted assets) $189,447 11.43 % $74,585 ≥ 4.5 % $107,735 ≥ 6.5 % Total Capital (to risk-weighted assets) $201,087 12.13 % $132,621 ≥ 8 % $165,777 ≥ 10 % Tier I Capital (to risk-weighted assets) $189,348 11.42 % $99,482 ≥ 6 % $132,643 ≥ 8 % Tier I Capital (to average assets) $189,348 7.31 % $103,610 ≥ 4 % $129,513 ≥ 5 % As of December 31, 2020: Common equity tier 1 capital (to risk-weighted assets) $178,532 11.89 % $67,569 ≥ 4.5 % $97,599 ≥ 6.5 % Total Capital (to risk-weighted assets) $197,233 13.13 % $120,172 ≥ 8 % $150,216 ≥ 10 % Tier I Capital (to risk-weighted assets) $178,429 11.88 % $90,116 ≥ 6 % $120,154 ≥ 8 % Tier I Capital (to average assets) $178,429 8.55 % $83,476 ≥ 4 % $104,344 ≥ 5 % As of the most recent notification from its regulatory agencies, the Bank was categorized as "well-capitalized" under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the Bank’s regulatory capital category. Management believes, as of December 31, 2021, that the Company and Bank meets all capital adequacy requirements to which they are subject.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Components of the provision for income taxes are as follows: (In Thousands) Current Tax Expense (Benefit) Deferred Expense (Benefit) Total Expense 2021: Federal $5,090 ($869) $4,221 State 3,182 (429) 2,753 Amortization of investment in low income housing tax credit partnerships 3,502 — 3,502 Total $11,774 ($1,298) $10,476 2020: Federal $3,607 $371 $3,978 State 1,891 184 2,075 Amortization of investment in low income housing tax credit partnerships 3,506 — 3,506 Total $9,004 $555 $9,559 2019: Federal $1,078 $476 $1,554 State 977 235 1,212 Amortization of investment in low income housing tax credit partnerships 2,668 — 2,668 Total $4,723 $711 $5,434 The actual expense for 2021, 2020, and 2019, differs from the “expected” tax expense (computed by applying the U.S. Federal Statutory Tax Rate of 21% for the years ended December 31, 2021, 2020 and 2019) as follows: (In Thousands) 2021 2020 2019 Computed “expected” income tax expense $10,079 $8,914 $5,486 State income taxes, net 2,175 1,639 957 Tax-exempt interest on investment securities and loans (238) (256) (300) Amortization of investment in low income housing tax credit partnerships, net 3,163 2,712 2,316 Low income housing credits (3,694) (3,168) (2,721) Other (1,009) (282) (304) Total $10,476 $9,559 $5,434 The components of the net deferred tax asset are as follows: (In Thousands) 2021 2020 2019 Deferred Tax Asset: Allowance for loan losses $3,126 $5,772 $5,190 Loan fees, net of costs 1,956 (635) 741 Interest income, nonaccrual loans 482 419 609 Deferred compensation 1,344 1,130 1,224 Equity compensation 406 481 429 Operating lease liabilities 3,117 3,519 4,045 Accrued liabilities 1,826 1,391 1,173 Unrealized gain on available for sale investment securities 1,270 54 27 Other 837 1,258 537 Total Deferred Tax Asset $14,364 $13,389 $13,975 Deferred Tax Liability: Intangible amortization ($1,453) ($1,022) ($587) Mortgage servicing rights (4,172) (3,530) (3,767) Depreciation and amortization (1,515) (2,066) (1,848) Operating lease right-of-use assets (3,128) (3,537) (4,067) Unrealized loss on available for sale investment securities (189) (554) (411) Unrealized loss on marketable equity securities, net (159) (187) (169) Other (470) (513) (591) Total Deferred Tax Liability ($11,086) ($11,409) ($11,440) Net Deferred Tax Asset $3,278 $1,980 $2,535 A valuation allowance is provided when it is more likely than not that some portion of the deferred tax asset will not be realized. The primary source of recovery of the deferred tax asset will be future taxable income. Management believes it is more likely than not that the results of future operations will generate sufficient taxable income to realize the deferred tax asset. The deferred tax asset is included in "Other assets" in the Consolidated Balance Sheets. As of December 31, 2021, the Company had no unrecognized tax benefits. In 2020 the Company reversed an accrual of $454,000 for a potential increase in tax expense that was recorded in 2019 related to an audit that was performed in 2018 by the State of Alaska for tax years 2014-2016. The Company appealed the initial audit decision and the appeal was ruled in the Company's favor in the first quarter of 2021. In 2019 the Company reversed an accrual of $250,000 related to interest and penalties that was recognized in 2018. The tax years subject to examination by federal taxing authorities are the years ending December 31, 2021, 2020, 2019, and 2018. The tax years subject to examination by the State of Alaska are the years ending December 31, 2021, 2020, 2019, 2018, 2017 and 2016.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Assets and Liabilities Measured at Fair Value on a Recurring Basis Investment securities available for sale and marketable equity securities: Fair values are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Servicing rights: MSR and CSR are measured at fair value on a recurring basis. These assets are classified as Level 3 as quoted prices are not available. In order to determine the fair value of MSR and CSR, the present value of net expected future cash flows is estimated. Assumptions used include market discount rates, anticipated prepayment speeds, escrow calculations, delinquency rates, and ancillary fee income net of servicing costs. The model assumptions are also compared to publicly filed information from several large MSR holders, as available. Derivative instruments: The fair value of the interest rate lock commitments are estimated using quoted or published market prices for similar instruments, adjusted for factors such as pull-through rate assumptions based on historical information, where appropriate. The pull-through rate assumptions are considered Level 3 valuation inputs and are significant to the interest rate lock commitment valuation; as such, the interest rate lock commitment derivatives are classified as Level 3. Interest rate contracts are valued in a model, which uses as its basis a discounted cash flow technique incorporating credit valuation adjustments to reflect nonperformance risk in the measurement of fair value. Although the Company has determined that the majority of inputs used to value its interest rate derivatives fall within Level 2 of the fair value hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the likelihood of default by itself and its counterparties. However, as of December 31, 2021, the Company has assessed the significance of the impact of these adjustments on the overall valuation of its interest rate positions and has determined that they are not significant to the overall valuation of its interest rate derivatives. As a result, the Company has classified its interest rate derivative valuations in Level 2 of the fair value hierarchy. Commitments to extend credit and standby letters of credit : The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligation with the counterparties at the reporting date. Assets Subject to Nonrecurring Adjustment to Fair Value: The Company is also required to measure certain assets such as equity method investments, goodwill, intangible assets, loans held for sale, impaired loans, and OREO at fair value on a nonrecurring basis in accordance with GAAP. Any nonrecurring adjustments to fair value usually result from the writedown of individual assets. The Company uses either in-house evaluations or external appraisals to estimate the fair value of OREO and loan individually evaluated for credit losses as of each reporting date. In-house appraisals are considered Level 3 inputs and external appraisals are considered Level 2 inputs. The Company’s determination of which method to use is based upon several factors. The Company takes into account compliance with legal and regulatory guidelines, the amount of the loan, the size of the assets, the location and type of property to be valued and how critical the timing of completion of the analysis is to the assessment of value. Those factors are balanced with the level of internal expertise, internal experience and market information available, versus external expertise available such as qualified appraisers, brokers, auctioneers and equipment specialists. The Company uses external sources to estimate fair value for projects that are not fully constructed as of the date of valuation. These projects are generally valued as if complete, with an appropriate allowance for cost of completion, including contingencies developed from external sources such as vendors, engineers and contractors. The Company believes that recording other real estate owned that is not fully constructed based on as if complete values is more appropriate than recording other real estate owned that is not fully constructed using as is values. We concluded that as-is-complete values are appropriate for these types of projects based on the accounting guidance for capitalization of project costs and subsequent measurement of the value of real estate. GAAP specifically states that estimates and cost allocations must be reviewed at the end of each reporting period and reallocated based on revised estimates. The Company adjusts the carrying value of other real estate owned in accordance with this guidance for increases in estimated cost to complete that exceed the fair value of the real estate at the end of each reporting period. Limitations Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Estimated fair values as of the periods indicated are as follows: December 31, 2021 December 31, 2020 (In Thousands) Carrying Amount Fair Value Carrying Amount Fair Value Financial assets: Level 1 inputs: Cash, due from banks and deposits in other banks $645,827 $645,827 $115,965 $115,965 Investment securities available for sale 141,531 141,531 58,865 58,865 Marketable equity securities 8,420 8,420 9,052 9,052 Level 2 inputs: Investment securities available for sale 285,153 285,153 188,768 188,768 Investment in Federal Home Loan Bank Stock 3,107 3,107 2,551 2,551 Loans held for sale 73,650 73,650 146,178 146,178 Accrued interest receivable 6,846 6,846 7,979 7,979 Interest rate swaps 6,030 6,030 7,387 7,387 Retail interest rate contracts 166 166 — — Level 3 inputs: Investment securities held to maturity 20,000 19,164 10,000 10,000 Loans 1,413,886 1,396,486 1,444,051 1,414,179 Purchased receivables, net 6,987 6,987 13,922 13,922 Interest rate lock commitments 1,387 1,387 4,034 4,034 Mortgage servicing rights 13,724 13,724 11,218 11,218 Commercial servicing rights 1,084 1,084 1,310 1,310 Financial liabilities: Level 2 inputs: Deposits $2,421,631 2,422,215 $1,824,981 $1,826,990 Borrowings 14,508 14,727 14,817 15,538 Accrued interest payable 31 31 65 65 Interest rate swaps 6,985 6,985 9,122 9,122 Retail interest rate contracts — — 880 880 Level 3 inputs: Junior subordinated debentures 10,310 9,727 10,310 10,475 The following table sets forth the balances as of the periods indicated of assets measured at fair value on a recurring basis: (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2021 Assets: Available for sale securities U.S. Treasury and government sponsored entities $341,480 $115,686 $225,794 $— Municipal securities 840 — 840 — Corporate bonds 32,946 25,845 7,101 — Collateralized loan obligations 51,418 — 51,418 — Total available for sale securities $426,684 $141,531 $285,153 $— Marketable equity securities $8,420 $8,420 $— $— Total marketable equity securities $8,420 $8,420 $— $— Interest rate swaps $6,030 $— $6,030 $— Interest rate lock commitments 1,387 — — 1,387 Mortgage servicing rights 13,724 — — 13,724 Commercial servicing rights 1,084 — — 1,084 Retail interest rate contracts 166 — 166 — Total other assets $22,225 $— $6,030 $16,195 Liabilities: Interest rate swaps $6,985 $— $6,985 $— Total other liabilities $6,985 $— $6,985 $— December 31, 2020 Assets: Available for sale securities U.S. Treasury and government sponsored entities $174,601 $37,548 $137,053 $— Municipal securities 856 — 856 — Corporate bonds 30,492 21,317 9,175 — Collateralized loan obligations 41,684 — 41,684 — Total available for sale securities $247,633 $58,865 $188,768 $— Marketable equity securities $9,052 $9,052 $— $— Total marketable equity securities $9,052 $9,052 $— $— Interest rate swaps $7,387 $— $7,387 $— Interest rate lock commitments 4,034 — — 4,034 Mortgage servicing rights 11,218 — — 11,218 Commercial servicing rights 1,310 — — 1,310 Total other assets $23,949 $— $7,387 $16,562 Liabilities: Interest rate swaps $9,122 $— $9,122 $— Retail interest rate contracts 880 — 880 — Total other liabilities $10,002 $— $10,002 $— The following table provides a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the years ended December 31, 2021 and 2020: (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance December 31, 2021 Interest rate lock commitments $4,034 ($3,389) $28,229 ($27,487) $1,387 Mortgage servicing rights 11,218 (3,582) 6,088 — 13,724 Commercial servicing rights 1,310 (437) 211 — 1,084 Total $16,562 ($7,408) $34,528 ($27,487) $16,195 December 31, 2020 Interest rate lock commitments $810 ($5,680) $49,186 ($40,282) $4,034 Mortgage servicing rights 11,920 (5,526) 4,824 — 11,218 Commercial servicing rights 1,214 (99) 195 — 1,310 Total $13,944 ($11,305) $54,205 ($40,282) $16,562 As of and for the years ending December 31, 2021 and 2020, except for certain assets as shown in the following table, no impairment or valuation adjustment was recognized for assets recognized at fair value on a nonrecurring basis. For loans individually measured for credit losses, the Company classifies fair value measurements using observable inputs, such as external appraisals, as Level 2 valuations in the fair value hierarchy, and unobservable inputs, such as in-house evaluations, as Level 3 valuations in the fair value hierarchy. (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2021 Loans individually measured for credit losses $— $— $— $— Total $— $— $— $— December 31, 2020 Loans individually measured for credit losses $308 $— $— $308 Total $308 $— $— $308 The following table presents the (gains) losses resulting from nonrecurring fair value adjustments for the periods ended December 31, 2021, 2020 and 2019, respectively: (In Thousands) 2021 2020 2019 Loans individually measured for credit losses ($13) ($4) $3 Total (income) loss from nonrecurring measurements ($13) ($4) $3 Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs (Level 3) The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and nonrecurring basis at December 31, 2021 and 2020: Financial Instrument Valuation Technique Unobservable Input Weighted Average or Rate Range December 31, 2021 Interest rate lock commitment External pricing model Pull through rate 93.27 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 9.25% - 14.21% Discount rate 8.00% Commercial servicing rights Discounted cash flow Constant prepayment rate 12.30% - 16.57% Discount rate 9.94 % December 31, 2020 Loans individually measured for credit losses In-house valuation of collateral Discount rate 30 % Interest rate lock commitment External pricing model Pull through rate 90.65 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 7.77% - 13.17% Discount rate 7.75% Commercial servicing rights Discounted cash flow Constant prepayment rate 7.38% - 9.94% Discount rate 9.46 %

Segment Information

Segment Information	12 Months Ended
	Dec. 31, 2021
Segment Reporting [Abstract]
Segment Information	Segment Information The Company's operations are managed along two operating segments: Community Banking and Home Mortgage Lending. The Community Banking segment's principal business focus is the offering of loan and deposit products to business and consumer customers in its primary market areas. As of December 31, 2021, the Community Banking segment operated 17 branches throughout Alaska. The Home Mortgage Lending segment's principal business focus is the origination and sale of mortgage loans for 1-4 family residential properties. Summarized financial information for the Company's reportable segments and the reconciliation to the consolidated financial results is shown in the following tables: December 31, 2021 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $81,703 $2,903 $84,606 Interest expense 3,623 156 3,779 Net interest income 78,080 2,747 80,827 Provision for credit losses (4,099) — (4,099) Other operating income 10,119 42,144 52,263 Other operating expense 58,647 30,549 89,196 Income before provision for income taxes 33,651 14,342 47,993 Provision for income taxes 6,468 4,008 10,476 Net income $27,183 $10,334 $37,517 Total assets $2,615,433 $109,286 $2,724,719 Loans held for sale $— $73,650 $73,650 December 31, 2020 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $73,435 $3,281 $76,716 Interest expense 5,788 263 6,051 Net interest income 67,647 3,018 70,665 Provision for credit losses 2,432 — 2,432 Other operating income 10,693 52,635 63,328 Other operating expense 57,614 31,500 89,114 Income before provision for income taxes 18,294 24,153 42,447 Provision for income taxes 2,694 6,865 9,559 Net income $15,600 $17,288 $32,888 Total assets $1,935,871 $185,927 $2,121,798 Loans held for sale $— $146,178 $146,178 December 31, 2019 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $67,770 $2,313 $70,083 Interest expense 4,569 1,072 5,641 Net interest income 63,201 1,241 64,442 Benefit for credit losses (1,175) — (1,175) Other operating income 13,145 24,201 37,346 Compensation expense, RML acquisition payments 468 — 468 Other operating expense 54,520 21,850 76,370 Income before provision for income taxes 22,533 3,592 26,125 Provision for income taxes 4,408 1,026 5,434 Net income $18,125 $2,566 $20,691 Total assets $1,540,869 $103,127 $1,643,996 Loans held for sale $— $67,834 $67,834

Parent Company Information

Parent Company Information	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Parent Company Information	Parent Company Information Balance Sheets at December 31, 2021 2020 (In Thousands) Assets Cash and cash equivalents $35,546 $24,742 Marketable equity securities 8,420 9,052 Investment in Northrim Bank 202,819 196,002 Investment in NISC 1,336 1,472 Investment in NST2 310 310 Taxes receivable, net 603 1,973 Other assets 358 497 Total Assets $249,392 $234,048 Liabilities Junior subordinated debentures $10,310 $10,310 Other liabilities 1,265 2,163 Total Liabilities 11,575 12,473 Shareholders' Equity Common stock 6,015 6,251 Additional paid-in capital 31,162 41,808 Retained earnings 204,046 173,498 Accumulated other comprehensive (loss) income (3,406) 18 Total Shareholders' Equity 237,817 221,575 Total Liabilities and Shareholders' Equity $249,392 $234,048 Statements of Income for Years Ended: 2021 2020 2019 (In Thousands) Income Interest income $551 $599 $635 Equity in undistributed earnings from Northrim Bank 38,625 33,570 20,680 Equity in undistributed earnings from NISC 66 174 218 Gain on sale of marketable equity securities, net 67 98 — Unrealized gain (loss) on marketable equity securities (101) 61 911 Other income 151 10 44 Total Income $39,359 $34,512 $22,488 Expense Interest expense 382 385 389 Administrative and other expenses 2,754 2,748 2,168 Total Expense 3,136 3,133 2,557 Income Before Benefit from Income Taxes 36,223 31,379 19,931 Benefit from income taxes (1,294) (1,509) (760) Net Income $37,517 $32,888 $20,691 Statements of Cash Flows for Years Ended: 2021 2020 2019 (In Thousands) Operating Activities: Net income $37,517 $32,888 $20,691 Adjustments to Reconcile Net Income to Net Cash: Gain on sale of securities, net (67) (98) — Equity in undistributed earnings from subsidiaries (38,691) (33,744) (20,897) Change in fair value marketable equity securities 101 (61) (911) Stock-based compensation 1,073 943 832 Changes in other assets and liabilities (2,167) (2,118) 8,556 Net Cash Used from Operating Activities (2,234) (2,190) 8,271 Investing Activities: Purchases of marketable equity securities (493) (1,552) — Proceeds from sales/calls/maturities of marketable equity securities 1,016 503 229 Investment in Northrim Bank, NISC & NST2 31,894 21,423 19,488 Net Cash Provided by Investing Activities 32,417 20,374 19,717 Financing Activities: Dividends paid to shareholders (9,388) (8,844) (8,512) Proceeds from issuance of common stock 1,543 84 73 Repurchase of common stock (11,534) (9,976) (12,569) Net Cash Used from Financing Activities (19,379) (18,736) (21,008) Net change in Cash and Cash Equivalents 10,804 (552) 6,980 Cash and Cash Equivalents at beginning of year 24,742 25,294 18,314 Cash and Cash Equivalents at end of year $35,546 $24,742 $25,294

Subsequent Events

Subsequent Events	12 Months Ended
	Dec. 31, 2021
Subsequent Events [Abstract]
Subsequent Events	Subsequent EventsThe Company's Executive Vice President, General Counsel and Corporate Secretary, who also served as Northrim Bank's Executive Vice President, General Counsel, Chief Operating Officer and Corporate Secretary passed away on November 11, 2021. The Company received $2.0 million in keyman life insurance proceeds on February 15, 2022 in connection with the death of this employee that will be reflected in the Company's Consolidated Statements of Net Income for the quarter ended March 31, 2022.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Standards Update and Change in Accounting Principle [Abstract]
Use of Estimates	The Company prepares its consolidated financial statements in conformity with accounting principles generally accepted in the United States and prevailing practices within the banking industry. The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the consolidated financial statements, and the reported amounts of income, gains, expenses, and losses during the reporting periods. Actual results could differ from those estimates. Significant estimates include the allowance for loan losses (“Allowance”), valuation of goodwill and other intangibles, valuation of other real estate owned (“OREO”), valuation of mortgage servicing rights, and fair value disclosures.
Consolidation	The Company consolidates affiliates in which we have a controlling interest. The accompanying consolidated financial statements include the accounts of the Company, the Bank, RML, and NISC.  Significant intercompany balances have been eliminated in consolidation. As of December 31, 2021, the Company had one wholly-owned business trust subsidiary, Northrim Statutory Trust 2 ("Trust 2") that was formed to issue trust preferred securities and related common securities of Trust 2. The Company has not consolidated the accounts of Trust 2 in its consolidated financial statements in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, Consolidation (“ASC 810”). As a result, the junior subordinated debentures issued by the Company to Trust 2 are reflected on the Company’s consolidated balance sheet as junior subordinated debentures.
Variable Interest Entities	The Company has determined that PWA and Homestate are not variable interest entities and therefore, the Company does not consolidate the balance sheets and income statements of PWA or Homestate into its financial statements. The Company owns a 24% interest in PWA and a 30% interest in Homestate Mortgage Company, LLC, and these investments are accounted for as equity method investments. Results of PWA and Homestate are included in "Other income" in our Consolidated Statements of Income. Investments in other companies are presented on a one-line basis in the caption “Other assets” in our Consolidated Balance Sheets.
Operating Segments	In accordance with ASC 280, Segment Reporting, operating segments are defined as components of an enterprise about which separate financial information is available that is evaluated regularly by the chief operating decision maker ("CODM"), or decision making group, in deciding how to allocate resources and in assessing performance. The Company uses the "management approach" in determining reportable operating segments. The management approach considers the internal organization and reporting used the by the Company's CODM for making operating decisions and assessing performance as the source for determining the Company's reportable segments. Management, including the CODM, review operating results by the revenue of different services. For the year ended December 31, 2021 and 2020, the Company has two operating business lines; Community Banking and Home Mortgage Lending.
Reclassifications	Certain reclassifications have been made to prior year amounts to maintain consistency with the current year with no impact on net income or total shareholders’ equity.
Subsequent Events	The Company has evaluated events and transactions subsequent to December 31, 2021 for potential recognition or disclosure.
Cash and Cash Equivalents	For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, interest-bearing deposits with other banks, federal funds sold, and securities with original maturities of less than 90 days at acquisition.
Marketable Securities	Marketable equity securities are stated at fair value. Changes in fair value are included in "Unrealized gain (loss) on marketable equity securities" in our Consolidated Statements of Income.Non-marketable equity securities are accounted for under the equity method of accounting and are included in other assets in our Consolidated Balance Sheets. The Company performs an impairment analysis on it's non-marketable equity securities when events or circumstances indicate impairment potentially exists.
Investment Securities	Debt securities are classified as available for sale if the Company intends and has the ability to hold those securities for an indefinite period of time, but not necessarily to maturity. Any decision to sell a debt security classified as available for sale would be based on various factors, including significant movements in interest rates, changes in the maturity mix of assets and liabilities, liquidity needs, regulatory capital considerations, and other similar factors. Premiums and discounts are amortized over the life of the related investment security as an adjustment to yield using the effective interest method. Dividend and interest income are recognized when earned. Securities available for sale are stated at fair value. Realized gains or losses, determined on the basis of the cost of specific securities sold, are included in earnings. Unrealized holding gains or losses are included in other comprehensive income as a separate component of shareholders' equity, net of tax. Held to maturity securities are stated at cost, adjusted for amortization of premium and accretion of discount on a level-yield basis. The Company has the ability and intent to hold these securities to maturity.
Allowance for Credit Losses	For available for sale debt securities in an unrealized loss position, the Company evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Any impairment that is not credit related is recognized in other comprehensive income, net of applicable taxes. Credit-related impairment is recognized as an allowance for credit losses (“ACL”) on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. The ACL may be reversed if conditions change. However, if the Company intends to sell an impaired available for sale debt security or more likely than not will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount must be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. Because the security’s amortized cost basis is adjusted to fair value, there is no ACL in such a situation. In evaluating available for sale debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, the Company considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. Changes in the ACL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the ACL when management believes the uncollectability of an available for sale debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. The ACL on held to maturity securities is estimated on a collective basis by major security type. At December 31, 2021, the Company’s held to maturity securities consisted of investments in corporate bonds. Expected credit losses for these securities are estimated using a discounted cash flow ("DCF") methodology which considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable is excluded from the estimate of credit losses. The Company estimates the ACL on loans based on the underlying assets’ amortized cost basis, which is the amount at which the loan is originated or acquired, adjusted for applicable accretion or amortization of premium, discount, and net deferred fees or costs, collection of cash, and charge-offs. In the event that collection of principal becomes uncertain, the Company has policies in place to reverse accrued interest in a timely manner. Therefore, the Company has made a policy election to exclude accrued interest from the measurement of ACL. Expected credit losses are reflected in the ACL through a provision for or (reversal) of credit loss expense. When the Company deems all or a portion of a financial asset to be uncollectible the appropriate amount is written off and the ACL is reduced by the same amount. The Company applies judgment to determine when a financial asset is deemed uncollectible; however, generally speaking, an asset will be considered uncollectible when management believes that collection of principal is unlikely. Subsequent recoveries, if any, are credited to the ACL when received. The Company measures expected credit losses of financial assets on a collective (pool) basis, when the financial assets share similar risk characteristics. Depending on the nature and size of the pool of financial assets with similar risk characteristics, the Company uses either a DCF method or a weighted average remaining life method to estimate expected credit losses quantitatively. The weighted average remaining life method uses exposure at default, along with the expected credit losses adjusted for prepayments to calculate the required allowance. The Company utilizes peer historical loss data to estimate credit losses under the weighted average remaining life method. Under the DCF method, the Company utilizes complex models to obtain reasonable and supportable forecasts to calculate two predictive metrics, the probability of default ("PD") and loss given default ("LGD"). Under the DCF method the combination of adjustments for the credit expectations PD and LGD, and timing expectations (prepayment, curtailment, and time to recovery), produces an expected cash flow stream at the instrument level. Instrument effective yield is calculated, net of the impacts of prepayment assumptions, and the instrument expected cash flows are then discounted at that effective yield to produce an instrument-level net present value of expected cash flows (“NPV”). An ACL is established for the difference between the instrument’s NPV and amortized cost basis. In addition to the quantitative portion of the ACL derived using either the DCF or weighted average remaining life method, the Company also considers the effects of the qualitative factors in its calculation of expected losses in the loan portfolio. The qualitative factor methodology is based on quantitative metrics, but also includes a high degree of subjectivity and changes in any of the metrics could have a significant impact on our calculation of the allowance. Loans that do not share risk characteristics with other loans in the portfolio are individually evaluated for expected credit losses and are not included in the collective evaluation. Loans are identified for individual evaluation during regular credit reviews of the portfolio. A loan is generally identified for individual evaluation when management determines that we will probably not be able to collect all amounts due according to the loan contract, including scheduled interest payments. When we identify a loan for individual evaluation, we measure expected credit losses using DCF, except when the sole remaining source of the repayment for the loan is the liquidation of the collateral. In these cases, we use the current fair value of the collateral, less selling costs, instead of DCF. The analysis of collateral dependent loans includes external appraisals or in-house evaluations on loans secured by real property, management’s assessment of the current market, recent payment history and an evaluation of other sources of repayment. The Company’s determination of which method to use is based upon several factors. The Company takes into account compliance with legal and regulatory guidelines, the amount of the loan, the estimated value of the collateral, the location and type of collateral to be valued, and how critical the timing of completion of the analysis is to the assessment of value. Those factors are balanced with the level of internal expertise, internal experience, and market information available, versus external expertise available such as qualified appraisers, brokers, auctioneers, and equipment specialists. The Company uses external appraisals to estimate fair value for projects that are not fully constructed as of the date of valuation. These projects are generally valued as if complete, with an appropriate allowance for cost of completion, including contingencies developed from external sources such as vendors, engineers, and contractors. The Company’s estimate of the ACL reflects losses expected over the remaining contractual life of the assets. The contractual term does not consider extensions, renewals or modifications unless the Company has identified an expected troubled debt restructuring. The Company’s ACL reflects all effects of a TDR when an individual asset is specifically identified as a reasonably expected TDR. The Company has determined that a TDR is reasonably expected no later than the point when the lender concludes that modification is the best course of action and it is at least reasonably possible that the troubled borrower will accept some form of concession from the lender to avoid a default. Reasonably expected TDRs and executed non-performing TDRs are evaluated individually to determine the required ACL. TDRs performing in accordance with their modified contractual terms for a reasonable period of time may be included in the Company’s existing pools based on the underlying risk characteristics of the loan to measure the ACL. If we determine that the value of an individually evaluated loan is less than the recorded investment in the loan, we either recognize an allowance for credit losses specific to that loan, or charge-off the deficit balance on collateral dependent loans if it is determined that such amount represents a confirmed loss. Subsequent changes in the expected credit losses for loans evaluated individually are included within the provision for credit losses in the same manner in which the expected credit loss initially was recognized or as a reduction in the provision that would otherwise be reported. Paycheck Protection Program ("PPP") and other loans guaranteed by the U.S. government: With the passage of the PPP, the Company has actively participated in assisting its customers with applications for loans through the program. Loans funded through the PPP program are fully guaranteed by the U.S. government subject to certain representations and warranties. This guarantee exists at the inception of the loans and throughout the lives of the loans and was not entered into separately and apart from the loans. ASC 326 requires credit enhancements that mitigate credit losses, such as the U.S. government guarantee on PPP loans, to be considered in estimating credit losses. The guarantee is considered “embedded” and, therefore, is considered when estimating credit loss on the PPP loans and other loans guaranteed by the U.S. government. Given that the loans are fully guaranteed by the U.S. government and absent any specific loss information on any of our guaranteed loans, the Company does not carry an ACL on its PPP and other loans guaranteed by the U.S. government. Loan Commitments and Allowance for Credit Losses on Off-Balance Sheet Credit Exposures: The Company enters into various types of transactions that involve financial instruments with off-balance sheet risk, including commitments to extend credit and standby letters of credit issued to meet customer financing needs. We apply the same credit standards to these commitments as in all of our lending activities and include these commitments in our lending risk evaluations. The Company’s exposure to credit loss in the event of nonperformance by the other party to commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an ACL on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancellable, through a charge to provision for credit loss expense in the Company’s consolidated statements of income. The ACL on off-balance sheet credit exposures is estimated by loan segment at each balance sheet date under the
Federal Home Loan Bank Stock	The Company’s investment in Federal Home Loan Bank of Des Moines (“FHLB”) stock is carried at par value because the shares can only be redeemed with the FHLB at par.  The Company is required to maintain a minimum level of investment in FHLB stock based on the Company’s total Bank assets and outstanding advances.  FHLB stock is carried at cost and is subject to recoverability testing at least annually.
Loans held for sale	The Company designates loans held for sale as either carried at fair value or the lower of cost or fair value at loan level at origination. Loans held for sale include residential mortgage loans that have been originated for sale in the secondary market. Related gains or losses on the sale of these loans are recognized in mortgage banking income.
Loans	Loans are carried at their principal amount outstanding, net of charge-offs, unamortized fees, and direct loan origination costs. Loan origination fees received in excess of direct origination costs are deferred and accreted to interest income using the interest method in accordance with ASC 310 over the life of the loan. Loan balances are charged-off to the ACL when management believes that collection of principal is unlikely. Interest income on loans is accrued and recognized on the principal amount outstanding except for loans in a nonaccrual status. All classes of loans are placed on nonaccrual when management believes doubt exists as to the collectability of the interest or principal. Cash payments received on nonaccrual loans are directly applied to the principal balance. Generally, a loan may be returned to accrual status when the delinquent principal and interest is brought current in accordance with the terms of the loan agreement and certain ongoing performance criteria have been met. Loans are reported as past due when installment payments, interest payments, or maturity payments are past due based on contractual terms. A loan is classified as a troubled debt restructuring ("TDR") when a borrower is experiencing financial difficulties that lead to a restructuring of the loan, and the Company grants concessions to the borrower in the restructuring that it would not otherwise consider. These concessions may include interest rate reductions, principal forgiveness, extension of maturity date and other actions intended to minimize potential losses. Generally, a nonaccrual loan that is restructured remains on nonaccrual status for a period of at least six months to demonstrate that the borrower can meet the restructured terms. If the borrower's performance under the new terms is not reasonably assured, the loan remains classified as a nonaccrual loan. Interest on TDRs will be accrued at the restructured rates when it is anticipated that no loss of original principal will occur, and the interest can be collected, which is generally after a period of six months. The Company classifies fair value measurements on loans as level 3 valuations in the fair value hierarchy because of their use of unobservable inputs.
Acquired Loans	Loans purchased without more-than-insignificant credit deterioration are recorded at their fair value at the acquisition date. Loans purchased with more-than-insignificant credit deterioration will be recorded with their applicable allowance for credit loss to determine amortized cost basis.
Other Real Estate Owned	OREO represents properties acquired through foreclosure or its equivalent. Prior to foreclosure, the carrying value is adjusted to the fair value, less cost to sell, of the real estate to be acquired by an adjustment to the Allowance. Management’s evaluation of fair value is based on appraisals or discounted cash flows of anticipated sales. After foreclosure, any subsequent reduction in the carrying value is charged against earnings. Operating expenses associated with OREO are charged to earnings in the period they are incurred. Operating expenses associated with OREO are recorded net of rental income and gain on sales associated with OREO.
Premises and Equipment	Premises and equipment, including leasehold improvements, are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization expense for financial reporting purposes is computed using the straight-line method based upon the shorter of the lease term or the estimated useful lives of the assets that vary according to the asset type and include; furniture and equipment ranging between 3 and 7 years, leasehold improvements ranging between 2 and 15 years, and buildings at 39 years. Maintenance and repairs are charged to current operations, while renewals and betterments are capitalized. Long-lived assets such as premises and equipment are reviewed for impairment at least annually or whenever events or changes in business circumstances indicate that the remaining useful life may warrant revision, or that the carrying amount of the long-lived asset may not be fully recoverable. If impairment is determined to exist, any related impairment loss is calculated based on fair value. Impairment losses on assets to be disposed of, if any, are based on the estimated proceeds to be received, less costs of disposal.
Goodwill and Other Intangible Assets	Intangible assets are comprised of goodwill and other intangibles acquired in business combinations. Goodwill and intangible assets with indefinite useful lives are not amortized. Intangible assets with definite useful lives are amortized to their estimated residual values over their respective useful lives, and are also reviewed for impairment. Amortization of intangible assets is included in other operating expense in the Consolidated Statements of Income. The Company performs a goodwill impairment analysis at each reporting unit on an annual basis. Additionally, the Company performs a goodwill impairment evaluation on an interim basis when events or circumstances indicate impairment potentially exists.
Low Income Housing Tax Credit Partnerships	The Company earns a return on its investments in these partnerships in the form of tax credits and deductions that flow through to it as a limited partner. The Company amortizes these investments in tax expense over the period during which tax benefits are received.
Servicing Rights	Mortgage and commercial servicing rights associated with loans originated and sold, where servicing is retained, are measured at fair value and changes in fair value are reported through earnings. Changes in the fair value of servicing rights occur primarily due to the collection/realization of expected cash flows, as well as changes in valuation inputs and assumptions. Under the fair value method, servicing rights are carried on the balance sheet at fair value and the changes in fair value are reported in earnings in other operating income in the period in which the change occurs. Fair value measurements are determined using a discounted cash flow model. In order to determine the fair value of servicing rights, the present value of net expected future cash flows is estimated. Assumptions used include market discount rates, anticipated prepayment speeds, escrow calculations, delinquency rates, and ancillary fee income net of servicing costs. For mortgage servicing rights ("MSRs"), the model assumptions are also compared to publicly filed information from several large MSR holders, as available.
Other Assets	Other assets include purchased software and prepaid expenses. Purchased software is carried at amortized cost and is amortized using the straight-line method over its estimated useful life or the term of the agreement. Also included in other assets is the net deferred tax asset, bank owned life insurance carried at cash surrender value, net of premium charges, accrued interest receivable, taxes receivable, and rate lock derivatives.
Derivatives	The Company records all derivatives on the Consolidated Balance Sheets at fair value. The accounting for change in the fair value of derivatives depends on the intended use of the derivative, whether the Company has elected to designate the derivative in a hedging relationship and apply hedge accounting, and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Interest rate swaps that are designated as a cash flow hedge and satisfy the hedge accounting requirements involve the receipt of variable amounts from a counter-party in exchange for the Company making fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. For derivatives which are designed as cash flow hedges and satisfy hedge accounting requirements, the effective portion of changes in the fair value of the derivative is recorded in accumulated other comprehensive income (loss). The fair value of the Company's derivatives is determined using DCF analysis using observable market based inputs. The Company considers all free-standing derivatives not designated in a hedging relationship as economic hedges and recognizes these derivatives as either assets or liabilities in the balance sheet. These assets and liabilities are measured at fair value, and changes in fair value are recorded in earnings. By using derivatives, the Company is exposed to counterparty credit risk, which is the risk that counterparties to the derivative contracts do not perform as expected. If a counterparty fails to perform, our counterparty credit risk is equal to the amount reported as a derivative asset on our balance sheet, net of cash collateral received. We minimize counterparty credit risk through credit approvals, limits, monitoring procedures, and obtaining collateral, where appropriate. For derivative instruments executed with the same counterparty under a master netting arrangement, we do not offset fair value amounts of interest rate swaps in liability positions with interest rate swaps in asset positions.
Transfers or sales of financial assets	For transfers of entire financial assets or a participating interest in an entire financial asset recorded as sales, we recognize and initially measure at fair value all assets obtained and liabilities incurred. We record a gain or loss in other operating income for the difference between the carrying amount and the fair value of the assets sold. Fair values are based on quoted market prices, quoted market prices for similar assets, or if market prices are not available, then the fair value is estimated using discounted cash flow analysis with assumptions for credit losses, prepayments and discount rates that are corroborated by and verified against market observable data, where possible.
Revenue Recognition	The majority of the Company's revenues come from interest income on loans and investment securities, as well as other non-interest income including mortgage banking income, bankcard fees, purchased receivable income, and service charges on deposits. The Company recognizes income in accordance with the applicable accounting guidance for these revenue sources. The Company's revenues that are within the scope of ASC Topic 606 are presented within other operating income and include bankcard fees, service charges on deposits, and other non-interest income including merchant services fees, commissions from sales of mutual funds and other investments, safety deposit box rental fees, bank check and other check fees, and other miscellaneous revenue streams.Revenue within the contracts with customers guidance is recognized when obligations under the terms of a contract with customers are satisfied. Revenue is measured as the amount of consideration the Company expects to receive in exchange for transferring goods or providing services. When the amount of consideration is variable, the Company will only recognize revenue to the extent that it is probable that the cumulative amount recognized will not be subject to a significant reversal in the future. Substantially all of the Company's contracts with customers have expected durations of one year or less and payments are typically due when or as the services are rendered or shortly thereafter. When third parties are involved in providing services to customers, the Company recognizes revenue on a gross basis when it has control over those services being provided to the customer; otherwise, revenue is recognized for the net amount of any fee or commission.
Advertising	Advertising, promotion, and marketing costs are expensed as incurred.
Stock Incentive Plans	The Company has stock-based employee compensation plans as more fully discussed in Note 22, Stock-Based Compensation to the Company's Consolidated Financial Statements included in Part II. Item 8 of this report. Compensation cost is recognized for stock options and restricted stock units issued to employees based on the fair value of these awards at the date of grant. A Black Scholes model is utilized to estimate the fair value of stock options, while the market price for the Company's common stock at the date of grant issued is utilized for restricted stock awards. The Company recognizes compensation expense over the vesting period of each award. The Company's accounting policy changed during the year ended December 31, 2020 and now recognizes forfeitures as they occur.
Income Taxes	The Company uses the asset and liability method of accounting for income taxes. Under the asset and liability method, deferred income taxes are recognized for the future consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Our policy is to recognize interest and penalties on unrecognized tax benefits in “Other operating expense" in the Consolidated Statements of Income.
Earnings Per Share	Earnings per share is calculated using the weighted average number of shares and dilutive common stock equivalents outstanding during the period. Stock options and restricted stock units, as described in Note 22 of the notes to the Company's Consolidated Financial Statements included in Part II. Item 8 of this report, are considered to be common stock equivalents. Potentially dilutive shares are excluded from the computation of earnings per share if their effect is anti-dilutive.
Comprehensive Income	Comprehensive income consists of net income, net unrealized gains (losses) on securities available for sale after the tax effect, and net unrealized gains (losses) on derivative and hedging activities.
Concentrations	Substantially all of the Company’s business is derived from the Anchorage, Matanuska-Susitna Valley, Fairbanks, Kenai Peninsula, and Southeast areas of Alaska. As such, the Company’s growth and operations depend upon the economic conditions of Alaska and these specific markets. These areas rely primarily upon the natural resources industries, particularly oil production, as well as tourism, government and U.S. military spending for their economic success. A significant majority of the unrestricted revenues of the Alaska state government are currently funded through various taxes and royalties on the oil industry. The Company’s business is and will remain sensitive to economic factors that relate to these industries and local and regional business conditions. As a result, local or regional economic downturns, or downturns that disproportionately affect one or more of the key industries in regions served by the Company, may have a more pronounced effect upon its business than they might on an institution that is less geographically concentrated. The extent of the future impact of these events on economic and business conditions cannot be predicted; however, prolonged or acute fluctuations could have a material and adverse impact upon the Company’s results of operation and financial condition.
Fair Value Measurements	Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction between market participants at the measurement date. GAAP established a fair value hierarchy that prioritizes the use of inputs used in valuation methodologies. In accordance with GAAP, the Company groups its assets and liabilities measured at fair value into the following three levels: • Level 1 : Valuation is based upon quoted prices for identical instruments traded in active markets. A quoted market price in an active market provides the most reliable evidence of fair value and is used to measure fair value whenever available. A contractually binding sales price also provides reliable evidence of fair value. • Level 2 : Valuation is based upon quoted market prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. • Level 3
Recent Accounting Pronouncements	Accounting pronouncements implemented in 2021 In June 2016, FASB issued ASU 2016-13, Financial Instruments - Credit Losses (“ASU 2016-13” or “CECL”). ASU 2016-13 is intended to improve financial reporting by requiring timelier recording of credit losses on loans and other financial instruments held by financial institutions and other organizations. Under ASU 2016-13 financial institutions and other organizations will use forward-looking information to better inform their credit loss estimates but will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. ASU 2016-13 requires enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization's portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. In addition, ASU 2016-13 amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. ASU 2016-13 is effective for the Company for fiscal years, and interim periods within those fiscal years, beginning on or after December 15, 2019, and must be applied prospectively. However, on October 16, 2019 the FASB voted to delay ASU 2016-13 for Smaller Reporting Companies. The Company had elected Small Reporting Company status, which changes the effective date for ASU 2016-13 for the Company to fiscal years, and interim periods within those fiscal years, beginning on or after December 15, 2022. Early application was permitted for specified periods. The Company elected to early adopt ASU 2016-13 on January 1, 2021 after finalizing data and model validation and our internal governance framework. The guidance was applied on a modified retrospective basis with the cumulative effect of initially applying the amendments recognized in retained earnings at January 1, 2021. However, certain provisions of the guidance are only required to be applied on a prospective basis. Results for periods beginning after January 1, 2021 and presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable US GAAP. The Company recorded a net increase in retained earnings of $2.4 million upon adoption of ASU 2016-13. The transition adjustment includes a decrease in the ACL on loans of $4.5 million, a decrease in the ACL on purchased receivables of $73,000, and an increase in the ACL on unfunded commitments of $1.2 million, net of the corresponding net decrease in deferred tax assets of $954,000. Accounting pronouncements to be implemented in future periods In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Report of Financial Reporting ("ASU 2020-04"). ASU 2020-04 was issued to provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The guidance provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference London Inter-Bank Offered Rate ("LIBOR") or another reference rate expected to be discontinued. The last expedient is a one-time election to sell or transfer debt securities classified as held to maturity. The expedients are in effect from March 12, 2020, through December 31, 2022. The Company will be able to use the expedients in this guidance to manage through the transition away from LIBOR, specifically for our loan portfolio, derivative contracts, and bond portfolio. In January 2021, the FASB issued ASU No. 2021-01, Reference Rate Reform (Topic 848): Scope, ("ASU 2021-01"). The amendments in ASU 2021-01 are elective and apply to all entities that have derivative instruments that use an interest rate for margining, discounting, or contract price alignment that is modified as a result of reference rate reform. The amendments clarify certain optional expedients and exceptions in Topic 848 for contract modifications apply to derivatives that are affected by the discounting transition. LIBOR is a widely-referenced benchmark rate, which is published in five currencies and a range of tenors, and seeks to estimate the cost at which banks can borrow on an unsecured basis from other banks. The administrator of LIBOR, ICE Benchmark Administration, published a consultation in December 2020 regarding its intention to cease the publication of LIBOR after December 31, 2021, with the exception of certain tenors of U.S. dollar (USD) LIBOR that it proposed would remain available for use in legacy contracts or as otherwise enumerated by financial regulators until June 30, 2023. The Company has some assets and liabilities referenced to LIBOR, such as commercial loans, derivatives, debt securities, and junior subordinated debentures. As of December 31, 2021, we had approximately $180.5 million of assets, including $102.2 million in commercial loans and $78.1 million in debt securities, and $10.0 million of liabilities in the form of our junior subordinated debentures linked to USD LIBOR. These amounts exclude derivative assets and liabilities on our consolidated balance sheet. As of December 31, 2021, the notional amount of our USD LIBOR-linked interest rate derivative contracts was $143.2 million. Of this amount, $71.6 million in notional value represent commercial loan interest rate swap agreements with commercial banking customers. An additional $71.6 million in notional value represent corresponding swap agreements with third party financial institutions that offset the commercial loan swaps. Swap agreements with third party institutions are $81.6 million, including an interest rate swap agreement for $10.0 million in notional value related to our junior subordinated debentures. Each of the USD LIBOR-linked amounts referenced above are expected to vary in future periods as current contracts expire with potential replacement contracts using an alternative reference rate. In an effort to mitigate the risks associated with a transition away from LIBOR, our Asset Liability Committee has undertaken initiatives to: (i) develop more robust fallback language and disclosures related to the LIBOR transition, (ii) develop a plan to seek to amend legacy contracts to reference such fallback language or alternative reference rates, (iii) enhance systems to support commercial loans, securities, and derivatives linked to the Secured Overnight Financing Rate and other alternative reference rates, (iv) develop and evaluate internal guidance, policies and procedures focused on the transition away from LIBOR to alternative reference rate products, and (v) prepare and disseminate internal and external communications regarding the LIBOR transition. ASU 2021-01 is not expected to have a material impact on the Company's consolidated financial statements.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2021
Accounting Standards Update and Change in Accounting Principle [Abstract]
Calculation of Earnings Per Share	Information used to calculate earnings per share was as follows: (In Thousands) 2021 2020 2019 Net income $37,517 $32,888 $20,691 Basic weighted average common shares outstanding 6,181 6,355 6,709 Dilutive effect of potential common shares from awards granted under equity incentive program 68 76 99 Total 6,249 6,431 6,808 Earnings per common share Basic $6.07 $5.18 $3.08 Diluted $6.00 $5.11 $3.04

Interest Bearing Deposits in _2

Interest Bearing Deposits in Other Banks (Tables)	12 Months Ended
	Dec. 31, 2021
Interest Bearing Deposits In Other Banks [Abstract]
Interest Bearing Deposits in Other Banks	Balances at December 31 for the respective years are as follows: (In Thousands) 2021 2020 Interest bearing deposits at Federal Reserve Bank $622,034 $54,488 Interest bearing deposits at FHLB 138 133 Other interest bearing deposits at other institutions 2,850 38,040 Total $625,022 $92,661

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Gross Realized and Unrealized Gains (Losses) on Marketable Equity Securities	The gross realized and unrealized gains (losses) recognized on marketable equity securities in other operating income in the Company's Consolidated Statements of Income for the periods indicated were as follows: (In Thousands) 2021 2020 2019 Unrealized (loss) gain on marketable equity securities ($101) $61 $911 Gain on sale of marketable equity securities, net 67 98 — Total ($34) $159 $911
Summary of Available-For-Sale Securities	The following table summarizes the amortized cost, estimated fair value, and ACL of debt securities and the corresponding amounts of gross unrealized gains and losses of available for sale securities recognized in accumulated other comprehensive income (loss) and unrecognized gains and losses of held to maturity securities at the periods indicated: (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value December 31, 2021 Securities available for sale U.S. Treasury and government sponsored entities $345,514 $333 ($4,367) $— $341,480 Municipal securities 820 20 — — 840 Corporate bonds 32,721 302 (77) — 32,946 Collateralized loan obligations 51,431 9 (22) — 51,418 Total securities available for sale $430,486 $664 ($4,466) $— $426,684 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2021 Securities held to maturity Corporate bonds $20,000 $— ($836) $19,164 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $20,000 $— ($836) $19,164 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2020 Securities available for sale U.S. Treasury and government sponsored entities $173,318 $1,330 ($47) $174,601 Municipal securities 820 36 — 856 Corporate bonds 29,951 546 (5) 30,492 Collateralized loan obligations 41,782 44 (142) 41,684 Total securities available for sale $245,871 $1,956 ($194) $247,633 Securities held to maturity Corporate bonds $10,000 $— $— $10,000 Total securities held to maturity $10,000 $— $— $10,000
Summary of Held-To-Maturity Securities	(In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2021 Securities held to maturity Corporate bonds $20,000 $— ($836) $19,164 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $20,000 $— ($836) $19,164 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2020 Securities available for sale U.S. Treasury and government sponsored entities $173,318 $1,330 ($47) $174,601 Municipal securities 820 36 — 856 Corporate bonds 29,951 546 (5) 30,492 Collateralized loan obligations 41,782 44 (142) 41,684 Total securities available for sale $245,871 $1,956 ($194) $247,633 Securities held to maturity Corporate bonds $10,000 $— $— $10,000 Total securities held to maturity $10,000 $— $— $10,000
Schedule of Gross Unrealized Losses on Investment Securities	Gross unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2021 and 2020, were as follows: Less Than 12 Months More Than 12 Months Total (In Thousands) Fair Unrealized Losses Fair Unrealized Losses Fair Unrealized Losses 2021 Securities Available for Sale U.S. Treasury and government sponsored entities $292,845 ($4,012) $21,743 ($355) $314,588 ($4,367) Corporate bonds 4,953 (77) — — 4,953 (77) Collateralized loan obligations 29,470 (22) — — 29,470 (22) Total $327,268 ($4,111) $21,743 ($355) $349,011 ($4,466) 2020 Securities Available for Sale U.S. Treasury and government sponsored entities $31,270 ($47) $— $— $31,270 ($47) Corporate bonds 3,198 (5) — — 3,198 (5) Collateralized loan obligations 23,670 (118) 2,967 (24) 26,637 (142) Total $58,138 ($170) $2,967 ($24) $61,105 ($194)
Schedule of Amortized Cost and Fair Value by Contractual Maturity	The amortized cost and fair values of available for sale and held to maturity debt securities at December 31, 2021, are distributed by contractual maturity as shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (In Thousands) Amortized Cost Fair Value Weighted Average Yield U.S. Treasury and government sponsored entities Within 1 year $4,999 $5,041 2.80 % 1-5 years 340,515 336,439 0.79 % Total $345,514 $341,480 0.82 % Corporate bonds 1-5 years $37,691 $37,912 2.41 % 5-10 years 15,030 14,953 6.50 % Total $52,721 $52,865 2.81 % Collateralized loan obligations 1-5 years $5,000 $5,000 1.65 % 5-10 years 46,431 46,418 1.39 % Total $51,431 $51,418 1.42 % Municipal securities 1-5 years 820 840 2.14 % Total $820 $840 2.14 %
Schedule of Proceeds, Gains, and Losses for Investment Securities	The proceeds and resulting gains and losses, computed using specific identification, from sales of investment securities for the years ending December 31, 2021, 2020, and 2019, respectively, are as follows: (In Thousands) Proceeds Gross Gains Gross Losses 2021 Available for sale securities $— $— $— 2020 Available for sale securities $— $— $— 2019 Available for sale securities $4,219 $23 $—
Summary of Interest Income on Investment Securities	A summary of interest income for the years ending December 31, 2021, 2020, and 2019 on available for investment securities is as follows: (In Thousands) 2021 2020 2019 U.S. Treasury and government sponsored entities $2,203 $3,396 $4,170 Other 1,118 1,354 2,282 Total taxable interest income $3,321 $4,750 $6,452 Municipal securities $18 $82 $120 Total tax-exempt interest income $18 $82 $120 Total $3,339 $4,832 $6,572

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Amortized Cost and Unpaid Principal Balance of Loans by Loan Segment	The following table presents the Company's loan segments as of December 31, 2020 under the legacy segmentation and the new segmentation under ASU 2016-13: (In Thousands) Pre-ASU 2016-13 Commercial loans $780,058 Real estate construction one-to-four family 38,467 Real estate construction other 80,315 Real estate term owner occupied 163,597 Real estate term non-owner occupied 309,074 Real estate term other 46,620 Consumer secured by 1st deeds of trust 15,585 Consumer other 22,069 Subtotal 1,455,785 Unearned loan fees, net (11,735) Total portfolio loans $1,444,050 Post-ASU 2016-13 Commercial & industrial loans $619,304 Commercial real estate: Owner occupied properties 234,364 Non-owner occupied and multifamily properties 394,860 Residential real estate: 1-4 family residential properties secured by first liens 33,463 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 18,114 1-4 family residential construction loans 32,760 Other construction, land development and raw land loans 84,352 Obligations of states and political subdivisions in the US 15,274 Agricultural production, including commercial fishing 13,093 Consumer loans 5,794 Other loans 4,407 Subtotal $1,455,785 Unearned loan fees, net ($11,735) Total portfolio loans $1,444,050 The following table presents amortized cost and unpaid principal balance of loans for the periods indicated: December 31, 2021 December 31, 2020 (In Thousands) Amortized Cost Unpaid Principal Difference Amortized Cost Unpaid Principal Difference Commercial & industrial loans $448,338 $454,106 ($5,768) $612,254 $619,304 ($7,050) Commercial real estate: Owner occupied properties 300,200 301,623 (1,423) 233,320 234,363 (1,043) Non-owner occupied and multifamily properties 435,311 438,631 (3,320) 392,452 394,860 (2,408) Residential real estate: 1-4 family residential properties secured by first liens 32,542 32,602 (60) 33,415 33,510 (95) 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 19,610 19,489 121 18,236 18,114 122 1-4 family residential construction loans 36,222 36,542 (320) 32,500 32,760 (260) Other construction, land development and raw land loans 88,094 88,604 (510) 83,463 84,351 (888) Obligations of states and political subdivisions in the US 16,403 16,565 (162) 15,318 15,274 44 Agricultural production, including commercial fishing 27,959 28,082 (123) 12,968 13,093 (125) Consumer loans 4,801 4,763 38 5,734 5,794 (60) Other loans 4,406 4,422 (16) 4,390 4,407 (17) Total 1,413,886 1,425,429 (11,543) 1,444,050 1,455,830 (11,780) Allowance for credit losses (11,739) (21,136) $1,402,147 $1,425,429 ($11,543) $1,422,914 $1,455,830 ($11,780)
Allowance For Credit Losses	The activity in the ACL related to loans held for investment is as follows: Beginning Balance Impact of adopting ASC 326 Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2021 Commercial $7,973 ($7,973) $— $— $— — Real estate construction 1-4 family 679 (679) — — — — Real estate construction other 1,179 (1,179) — — — — Real estate term owner occupied 2,625 (2,625) — — — — Real estate term non-owner occupied 5,133 (5,133) — — — — Real estate term other 779 (779) — — — — Consumer secured by 1st deed of trust 261 (261) — — — — Consumer other 400 (400) — — — — Unallocated 2,107 (2,107) — — — — Commercial & industrial loans — 4,348 (122) (1,452) 253 3,027 Commercial real estate: Owner occupied properties — 3,579 (412) — 9 3,176 Non-owner occupied and multifamily properties — 4,944 (2,014) — — 2,930 Residential real estate: 1-4 family residential properties secured by first liens — 673 (234) — — 439 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — 419 (242) — 38 215 1-4 family residential construction loans — 454 (334) — — 120 Other construction, land development and raw land loans — 1,994 (359) — — 1,635 Obligations of states and political subdivisions in the US — 44 (12) — — 32 Agricultural production, including commercial fishing — 49 11 — 31 91 Consumer loans — 118 (65) — 14 67 Other loans — 3 4 — — 7 Total $21,136 ($4,511) ($3,779) ($1,452) $345 $11,739 Beginning Balance Provision (benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2020 Commercial $6,604 $1,680 ($1,021) $710 $7,973 Real estate construction 1-4 family 643 36 — — 679 Real estate construction other 1,017 162 — — 1,179 Real estate term owner occupied 2,188 522 (85) — 2,625 Real estate term non-owner occupied 5,180 (47) — — 5,133 Real estate term other 671 106 — 2 779 Consumer secured by 1st deed of trust 270 (9) — — 261 Consumer other 436 (46) (15) 25 400 Unallocated 2,079 28 — — 2,107 Total $19,088 $2,432 ($1,121) $737 $21,136 The following table presents loans individually and collectively evaluated for impairment and their respective allowance for credit loss allocations as of December 31, 2020, as determined in accordance with ASC 310 prior to the adoption of ASU 2016-13: (In Thousands) Loan Evaluation ALLL Allocations Individually Collectively Total Individually Collectively Total Commercial $7,786 $764,682 $772,468 $13 $7,960 $7,973 Real estate construction 1-4 family 702 $37,478 38,180 — 679 679 Real estate construction other — $79,403 79,403 — 1,179 1,179 Real estate term owner occupied 6,962 $155,762 162,724 — 2,625 2,625 Real estate term non-owner occupied 770 $306,477 307,247 — 5,133 5,133 Real estate term other 1,467 $44,763 46,230 — 779 779 Consumer secured by 1st deed of trust 259 $15,289 15,548 — 261 261 Consumer other 82 $22,168 22,250 — 400 400 Unallocated — — — — 2,107 2,107 Total $18,028 $1,426,022 $1,444,050 $13 $21,123 $21,136
Information Pertaining to Impaired Loans Prior to the Adoption of ASU 2016-13	The following table presents information pertaining to impaired loans as of December 31, 2020, as determined in accordance with ASC 310 prior to the adoption of ASU 2016-13: Impaired Loans With a Valuation Allowance Impaired Loans Without a Valuation Allowance (In Thousands) Recorded Investment Unpaid Principal Related Allowance Recorded Investment Unpaid Principal Commercial $308 $308 $13 $7,478 $8,287 Real estate construction 1-4 family — — — 702 702 Real estate construction other — — — — — Real estate term owner occupied — — — 6,962 7,047 Real estate term non-owner occupied — — — 771 771 Real estate term other — — — 1,467 1,467 Consumer secured by 1st deed of trust — — — 258 258 Consumer other — — — 82 87 Total $308 $308 $13 $17,720 $18,619 The following table presents average impaired loans information, as determined in accordance with ASC 310 prior to the adoption of ASU 2016-13, and interest recognized on such loans, for the year ended December 31, 2020: (In Thousands) Average Impaired Loans Interest Recognized Commercial $10,964 $147 Real estate construction 1-4 family 781 — Real estate construction other — — Real estate term owner occupied 6,739 125 Real estate term non-owner occupied 562 29 Real estate term other 1,551 20 Consumer secured by 1st deed of trust 299 12 Consumer other 86 — Total $20,982 $333
Portfolio of Risk-rated Loans by Grade and by Year of Origination	The following tables present the Company's portfolio of risk-rated loans by grade and by year of origination. Management considers the guidance in ASC 310-20 when determining whether a modification, extension, or renewal of loan constitutes a current period origination. Generally, current period renewals of credit are re-underwritten at the point of renewal and considered current period originations for purposes of the table below. December 31, 2021 2021 2020 2019 2018 2017 Prior Total (In Thousands) Commercial & industrial loans Pass $227,376 $54,478 $29,846 $37,339 $23,205 $44,554 $416,798 Classified 18,853 714 3,564 3,118 517 4,774 31,540 Total commercial & industrial loans $246,229 $55,192 $33,410 $40,457 $23,722 $49,328 $448,338 Commercial real estate: Owner occupied properties Pass $81,533 $83,975 $39,254 $14,841 $14,452 $57,717 $291,772 Classified — 1,399 — 522 — 6,507 8,428 Total commercial real estate owner occupied properties $81,533 $85,374 $39,254 $15,363 $14,452 $64,224 $300,200 Non-owner occupied and multifamily properties Pass $77,205 $77,961 $61,147 $34,307 $19,833 $154,561 $425,014 Classified — — — 10 10,286 1 10,297 Total commercial real estate non-owner occupied and multifamily properties $77,205 $77,961 $61,147 $34,317 $30,119 $154,562 $435,311 Residential real estate: 1-4 family residential properties secured by first liens Pass $7,756 $8,023 $3,689 $531 $1,466 $8,812 $30,277 Classified 417 1,077 472 90 — 209 2,265 Total residential real estate 1-4 family residential properties secured by first liens $8,173 $9,100 $4,161 $621 $1,466 $9,021 $32,542 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $5,806 $2,535 $3,229 $3,464 $259 $4,046 $19,339 Classified — — — 259 — 12 271 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $5,806 $2,535 $3,229 $3,723 $259 $4,058 $19,610 1-4 family residential construction loans Pass $21,409 $1,056 $1,707 $62 $— $11,879 $36,113 Classified — — — — 109 — 109 Total residential real estate 1-4 family residential construction loans $21,409 $1,056 $1,707 $62 $109 $11,879 $36,222 Other construction, land development and raw land loans Pass $39,624 $26,458 $11,044 $3,315 $139 $5,544 $86,124 Classified — — — 460 — 1,510 1,970 Total other construction, land development and raw land loans $39,624 $26,458 $11,044 $3,775 $139 $7,054 $88,094 Obligations of states and political subdivisions in the US Pass $4,120 $812 $1,875 $343 $2,733 $6,520 $16,403 Classified — — — — — — — Total obligations of states and political subdivisions in the US $4,120 $812 $1,875 $343 $2,733 $6,520 $16,403 Agricultural production, including commercial fishing Pass $19,970 $3,929 $810 $1,118 $741 $1,391 $27,959 Classified — — — — — — — Total agricultural production, including commercial fishing $19,970 $3,929 $810 $1,118 $741 $1,391 $27,959 Consumer loans Pass $873 $815 $653 $403 $291 $1,766 $4,801 Classified — — — — — — — Total consumer loans $873 $815 $653 $403 $291 $1,766 $4,801 Other loans Pass $2,028 $1,645 $430 $95 $— $208 $4,406 Classified — — — — — — — Total other loans $2,028 $1,645 $430 $95 $— $208 $4,406 Total loans Pass $487,700 $261,687 $153,684 $95,818 $63,119 $296,998 $1,359,006 Classified 19,270 3,190 4,036 4,459 10,912 13,013 54,880 Total loans $506,970 $264,877 $157,720 $100,277 $74,031 $310,011 $1,413,886 Total pass loans $487,700 $261,687 $153,684 $95,818 $63,119 $296,998 $1,359,006 Government guarantees (145,713) (12,725) (14,429) (3,299) (306) (6,562) (183,034) Total pass loans, net of government guarantees $341,987 $248,962 $139,255 $92,519 $62,813 $290,436 $1,175,972 Total classified loans $19,270 $3,190 $4,036 $4,459 $10,912 $13,013 $54,880 Government guarantees (7,201) (1,259) — — — (10,571) (19,031) Total classified loans, net government guarantees $12,069 $1,931 $4,036 $4,459 $10,912 $2,442 $35,849 The following table presents the Company's portfolio of risk-rated loans by grade as of December 31, 2020: Pass Classified Total (In Thousands) December 31, 2020 Commercial $758,362 $14,106 $772,468 Real estate construction 1-4 family 37,093 1,087 38,180 Real estate construction other 79,403 — 79,403 Real estate term owner occupied 152,734 9,990 162,724 Real estate term non-owner occupied 289,555 17,692 307,247 Real estate term other 42,900 3,330 46,230 Consumer secured by 1st deed of trust 15,404 144 15,548 Consumer other 22,144 106 22,250 Portfolio loans 1,397,595 46,455 1,444,050 Government guarantees (334,639) (14,587) (349,226) Portfolio loans, net of government guarantees $1,062,956 $31,868 $1,094,824
Aging of Contractually Past Due Loans	The following tables present an aging of contractually past due loans as of the periods indicated: (In Thousands) 30-59 Days 60-89 Days Greater Than Total Past Current Total Greater Than 90 Days Past Due Still Accruing December 31, 2021 Commercial & industrial loans $206 $51 $469 $726 $447,612 $448,338 $— Commercial real estate: Owner occupied properties 12 — 1,176 1,188 299,012 300,200 — Non-owner occupied and multifamily properties — — — — 435,311 435,311 — Residential real estate: 1-4 family residential properties secured by first liens — — 90 90 32,452 32,542 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 139 139 19,471 19,610 — 1-4 family residential construction loans — — 109 109 36,113 36,222 — Other construction, land development and raw land loans — — 1,636 1,636 86,458 88,094 — Obligations of states and political subdivisions in the US — — — — 16,403 16,403 — Agricultural production, including commercial fishing — — — — 27,959 27,959 — Consumer loans — — — — 4,801 4,801 — Other loans — — — — 4,406 4,406 — Total $218 $51 $3,619 $3,888 $1,409,998 $1,413,886 $— December 31, 2020 Commercial & industrial loans $242 $229 $2,675 $3,146 $609,108 $612,254 $— Commercial real estate: Owner occupied properties 2,203 — 2,459 4,662 228,658 233,320 449 Non-owner occupied and multifamily properties — — — — 392,452 392,452 — Residential real estate: 1-4 family residential properties secured by first liens 446 — — 446 32,969 33,415 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 38 — 139 177 18,059 18,236 — 1-4 family residential construction loans — — 702 702 31,798 32,500 — Other construction, land development and raw land loans — — 1,545 1,545 81,918 83,463 — Obligations of states and political subdivisions in the US — — — — 15,318 15,318 — Agricultural production, including commercial fishing — — — — 12,968 12,968 — Consumer loans — — 272 272 5,462 5,734 — Other loans — — — — 4,390 4,390 — Total $2,929 $229 $7,792 $10,950 $1,433,100 $1,444,050 $449
Loans on Nonaccrual Status	The following table presents loans on nonaccrual status and loans on nonaccrual status for which there was no related allowance for credit losses: December 31, 2021 December 31, 2020 (In Thousands) Nonaccrual Nonaccrual With No ACL Nonaccrual Nonaccrual With No ACL Commercial & industrial loans $4,350 $4,298 $3,848 $3,513 Commercial real estate: Owner occupied properties 3,506 3,506 4,620 4,582 Residential real estate: 1-4 family residential properties secured by first liens 1,778 1,778 160 160 1-4 family residential properties secured by junior liens 271 215 242 221 1-4 family residential construction loans 109 109 702 702 Other construction, land development and raw land loans 1,636 1,636 1,545 1,545 Consumer loans — — 3 — Total nonaccrual loans 11,650 11,542 11,120 10,723 Government guarantees on nonaccrual loans (978) (978) (1,483) (1,483) Net nonaccrual loans $10,672 $10,564 $9,637 $9,240
Non Troubled Debt Restructuring	As of December 31, 2021 and 2020, the Company has made the following types of loan modifications related to COVID-19, which are not classified as TDRs with principal balance outstanding of: Loan Modifications due to COVID-19 as of December 31, 2021 (Dollars in thousands) Interest Only Full Payment Deferral Total Portfolio loans $49,219 $31 $49,250 Number of modifications 16 1 17 Loan Modifications due to COVID-19 as of December 31, 2020 (Dollars in thousands) Interest Only Full Payment Deferral Total Portfolio loans $43,379 $22,165 $65,544 Number of modifications 23 11 34
Troubled Debt Restructured Loans	The following table presents the breakout between newly restructured loans that occurred during 2021 and restructured loans that occurred prior to 2021 that are still included in portfolio loans. As discussed above, the CARES Act provided banks an option to elect to not account for certain loan modifications related to COVID-19 as TDRs as long as the borrowers were not more than 30 days past due as of December 31, 2019. The below disclosed restructurings were not related to COVID-19 modifications: Accrual Status Nonaccrual Status Total Modifications (In Thousands) New Troubled Debt Restructurings Commercial & industrial loans $— $3,118 $3,118 Commercial real estate: Owner occupied properties — 350 350 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — 139 139 Other construction, land development and raw land loans — 577 577 Subtotal — 4,184 4,184 Existing Troubled Debt Restructurings 3,291 3,163 6,454 Total $3,291 $7,347 $10,638 The following tables present newly restructured loans that occurred during 2021 and 2020, by concession (terms modified): December 31, 2021 (In Thousands) Number of Contracts Rate Modification Term Modification Payment Modification Combination Modification Total Modifications Pre-Modification Outstanding Recorded Investment: Commercial & industrial loans 2 $— $3,792 $— $— $3,792 Commercial real estate: Owner occupied properties 1 — 360 — — 360 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 1 — — 139 — 139 Other construction, land development and raw land loans 1 — 577 — — 577 Total 5 $— $4,729 $139 $— $4,868 Post-Modification Outstanding Recorded Investment: Commercial & industrial loans 1 $— $3,118 $— $— $3,118 Commercial real estate: Owner occupied properties 1 — 350 — — 350 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 1 — — 139 — 139 Other construction, land development and raw land loans 1 — 577 — — 577 Total 4 $— $4,045 $139 $— $4,184 December 31, 2020 (In Thousands) Number of Contracts Rate Modification Term Modification Payment Modification Combination Modification Total Modifications Pre-Modification Outstanding Recorded Investment: Commercial & industrial loans 2 $— $3,249 $164 $— $3,413 Total 2 $— $3,249 $164 $— $3,413 Post-Modification Outstanding Recorded Investment: Commercial & industrial loans 2 $— $1,590 $161 $— $1,751 Total 2 $— $1,590 $161 $— $1,751
Analysis Of Loan Transactions	An analysis of the loan transactions for the years indicated follows: (In Thousands) 2021 2020 2019 Balance, beginning of the year $217 $309 $— Loans made — — 309 Repayments 26 92 — Balance, end of year $191 $217 $309

Purchased Receivables (Tables)

Purchased Receivables (Tables)	12 Months Ended
	Dec. 31, 2021
Purchased Receivables [Abstract]
Summary of Components of Net Purchased Receivables	The following table summarizes the components of net purchased receivables at December 31, for the years indicated: (In Thousands) 2021 2020 Purchased receivables $6,987 $13,995 Allowance for credit losses - purchased receivables — (73) Total $6,987 $13,922
Changes in the ACL on Purchased Receivables	The following table sets forth information regarding changes in the ACL on purchased receivables for the periods indicated: (In Thousands) 2021 2020 2019 Balance at beginning of year $73 $94 $190 Impact of adopting ASC 326 (73) — — Charge-offs — — — Recoveries — — — Charge-offs net of recoveries — — — Benefit for purchased receivables — (21) (96) Balance at end of year $— $73 $94

Servicing Rights (Tables)

Servicing Rights (Tables)	12 Months Ended
	Dec. 31, 2021
Transfers and Servicing [Abstract]
Schedule of Servicing Asset at Fair Value	The following table details the activity in the Company's MSR for the year indicated: (In Thousands) 2021 2020 2019 Balance, beginning of period $11,218 $11,920 $10,821 Additions for new MSR capitalized 6,088 4,824 3,707 Changes in fair value: Due to changes in model inputs of assumptions (1) (1,181) (2,701) (1,313) Other (2) (2,401) (2,825) (1,295) Carrying value, December 31 $13,724 $11,218 $11,920 (1) Principally reflects changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates. (2) Represents changes due to collection/realization of expected cash flows over time. The following table details information related to our serviced mortgage loan portfolio as of the dates indicated: (In Thousands) December 31, 2021 December 31, 2020 Balance of mortgage loans serviced for others $772,764 $683,117 MSR as a percentage of serviced loans 1.78 % 1.64 % 2021 2020 Average constant prepayment rate 11.80 % 13.05 % Average discount rate 8.00 % 7.75 %
Schedule of Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets	Key economic assumptions and the sensitivity of the current fair value for mortgage servicing rights to immediate adverse changes in those assumptions at December 31, 2021 and 2020 were as follows: (In Thousands) December 31, 2021 December 31, 2020 Aggregate portfolio principal balance $772,764 $683,117 Weighted average rate of note 3.31 % 3.62 % December 31, 2021 Base 1.0% Adverse Rate Change 2.0% Adverse Rate Change Conditional prepayment rate 11.80 % 23.59 % 34.57 % Discount rate 8.00 % 7.00 % 6.00 % Fair value MSR $13,724 $9,612 $7,256 Percentage of MSR 1.78 % 1.24 % 0.94 % December 31, 2020 Conditional prepayment rate 13.05 % 26.11 % 38.97 % Discount rate 7.75 % 6.75 % 5.75 % Fair value MSR $11,218 $7,455 $5,404 Percentage of MSR 1.64 % 1.09 % 0.79 %

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2021
Real Estate [Abstract]
Net Operating (Income) Expense Related To Other Real Estate Owned	The following table details net operating (income) expense related to OREO for the years indicated: Years Ended December 31, (In Thousands) 2021 2020 2019 OREO (income) expense, net rental income and gains on sale: OREO operating expense $777 $658 $693 Rental income on OREO (524) (509) (506) Gains on sale of OREO (685) (391) (380) Total ($432) ($242) ($193)

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Premises and Equipment	The following summarizes the components of premises and equipment at December 31 for the years indicated: (In Thousands) Useful Life 2021 2020 Land $5,137 $5,137 Furniture and equipment 3-7 years 14,287 13,157 Tenant improvements 2-15 years 10,394 9,182 Buildings 39 years 37,283 37,618 Total Premises and Equipment 67,101 65,094 Accumulated depreciation and amortization (29,937) (26,992) Total Premises and Equipment, Net $37,164 $38,102

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Additional Information about Operating Leases	The following table presents additional information about the Company's operating leases: (In Thousands) 2021 2020 Lease Cost Operating lease cost (1) $2,773 $2,819 Short term lease cost (1) 27 35 Total lease cost $2,800 $2,854 Other information Operating leases - operating cash flows $2,614 $2,681 Weighted average lease term - operating leases, in years 10.55 10.72 Weighted average discount rate - operating leases 3.21 % 3.29 % (1) Expenses are classified within occupancy expense on the Consolidated Statements of Income.
Undiscounted Cash Flows for Operating Lease Liabilities	The table below reconciles the remaining undiscounted cash flows for the next five years for each twelve-month period presented and the total of the subsequent remaining years to the operating lease liabilities recorded on the balance sheet: (In Thousands) Operating Leases 2022 $2,502 2023 2,109 2024 1,961 2025 1,858 2026 721 Thereafter 4,265 Total minimum lease payments $13,416 Less: amount of lease payment representing interest (2,451) Present value of future minimum lease payments $10,965

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	A summary of goodwill and intangible assets at December 31, 2021 and 2020, is as follows: (In Thousands) 2021 2020 Intangible assets: Goodwill $15,017 $15,017 Core deposit intangible 42 79 Trade name intangible 950 950 Total $16,009 $16,046
Future Amortization Expense	The future amortization expense required on these assets is as follows: (In Thousands) 2022 $25 2023 14 2024 3 2025 — 2026 — Thereafter — Total $42

Other Assets (Tables)

Other Assets (Tables)	12 Months Ended
	Dec. 31, 2021
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Schedule of Other Assets	A summary of other assets as of December 31, 2021 and 2020, is as follows: (In Thousands) 2021 2020 Other assets: Investment in Low Income Housing Partnerships $20,640 $24,142 Accrued interest receivable 6,846 7,979 Interest rate swaps not designated as hedging instruments, at fair value 6,030 7,387 Bank owned life insurance, net 4,293 6,520 Taxes receivable 1,994 4,083 Interest rate lock commitments 1,387 4,034 Software 2,855 3,905 Equity method investments 2,219 2,462 Prepaid expenses 2,210 2,404 Deferred taxes, net 3,278 1,980 Commercial servicing rights, at fair value 1,084 1,310 Repossessed assets — 231 Other assets 1,525 2,051 Total $54,361 $68,488
Other Commitments	The following table shows the Company's commitments to invest in various low income housing tax credit partnerships. The Company earns a return on its investments in the form of tax credits and deductions that flow through to it as a limited partner in these partnerships. The Company recognized amortization expense of $3.5 million, $3.5 million, and $2.7 million in 2021, 2020, and 2019, respectively. The Company expects to fund its remaining $4.4 million in commitments on these investments through 2030. (In Thousands) Date of original commitment Years over which tax benefits are earned Original commitment amount Less: life to date contributions Remaining commitment amount USA 57 December 2006 15 3,000 (3,000) — WNC December 2012 16 2,500 (2,500) — R4 - Coronado March 2013 17 10,729 (10,629) 100 R4 - MVV May 2014 17 8,528 (8,348) 180 R4 - PJ33 June 2016 17 6,835 (6,529) 306 R4 - Coronado II July 2019 17 7,282 (7,022) 260 R4 - Duke Apartments November 2019 17 3,985 (384) 3,601 Total $42,859 ($38,412) $4,447

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Schedule of Deposit Maturity	At December 31, 2021, the scheduled maturities of certificates of deposit are as follows: (In Thousands) 2022 $118,569 2023 52,643 2024 4,572 2025 143 2026 280 Thereafter 1,757 Total $177,964

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Future Principal Payments Required On The Company's Borrowings	The future principal payments that are required on the Company’s borrowings as of December 31, 2021, are as follows: (In Thousands) 2021 $412 2022 421 2023 431 2024 441 2025 453 Thereafter 12,350 Total $14,508

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2021
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The following table shows changes in accumulated other comprehensive income (loss) by component for the years ended December 31, 2021, 2020, and 2019: (In Thousands) Unrealized gains (losses) on securities available for sale Unrealized gains (losses) on derivatives and hedging Total Balance at December 31, 2018 ($1,127) $607 ($520) Other comprehensive income (loss), net of tax expense of $(757) 2,092 (1,141) 951 Balance at December 31, 2019 $965 ($534) $431 Other comprehensive income (loss), net of tax benefit of $1,600 294 (707) (413) Balance at December 31, 2020 $1,259 ($1,241) $18 Other comprehensive income (loss), net of tax expense of $1,360 (3,982) 558 (3,424) Balance at December 31, 2021 ($2,723) ($683) ($3,406)

Revenue (Tables)

Revenue (Tables)	12 Months Ended
	Dec. 31, 2021
Revenue from Contract with Customer [Abstract]
Disaggregation of Revenue	The following table presents the Company's sources other operating income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the years ended December 31, 2021, 2020 and 2019: (In Thousands) December 31, Other operating income 2021 2020 2019 In-scope of Topic 606: Bankcard fees $3,389 $2,837 $2,976 Service charges on deposit accounts 1,297 1,102 1,557 Merchant fees 560 416 467 Commission income on the sale of mutual funds and annuity products 417 369 385 Other 826 743 812 Other operating income (in-scope of Topic 606) $6,489 $5,467 $6,197 Other operating income (out-of-scope of Topic 606) 45,774 57,861 31,149 Total other operating income $52,263 $63,328 $37,346

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
Standby Letters of Credit and Other Letters of Credit	The Company applies the same credit standards to these contracts as it uses in its lending process. (In Thousands) 2021 2020 Off-balance sheet commitments: Commitments to extend credit $361,915 $375,065 Commitments to originate loans held for sale $81,617 $150,276 Standby letters of credit $2,364 $2,333

Derivatives (Tables)

Derivatives (Tables)	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments	The following table presents the fair value of derivatives not designated as hedging instruments as of the dates noted: (In Thousands) Asset Derivatives December 31, 2021 December 31, 2020 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other assets $6,030 $7,387 Interest rate lock commitments Other assets 1,387 4,034 Retail interest rate contracts Other assets 166 — Total $7,583 $11,421 (In Thousands) Liability Derivatives December 31, 2021 December 31, 2020 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other liabilities $6,030 $7,387 Retail interest rate contracts Other liabilities — 880 Total $6,030 $8,267
Derivative Instruments, Gain (Loss)	The following table presents the net gains (losses) of derivatives not designated as hedging instruments as of the dates noted: (In Thousands) Income Statement Location December 31, 2021 December 31, 2020 Retail interest rate contracts Mortgage banking income $1,930 ($7,980) Interest rate lock commitments Mortgage banking income (2,529) 3,062 Total ($599) ($4,918)
Offsetting Assets	The following table summarizes the derivatives that have a right of offset as of December 31, 2021 and 2020: December 31, 2021 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $6,030 $— $6,030 $— $— $6,030 Retail interest rate contracts 166 — 166 — — 166 Liability Derivatives Interest rate swaps $6,030 $— $6,030 $— $6,030 $— December 31, 2020 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $7,387 $— $7,387 $— $— $7,387 Liability Derivatives Interest rate swaps $7,387 $— $7,387 $— $7,387 $— Retail interest rate contracts 880 — 880 — — 880
Offsetting Liabilities	The following table summarizes the derivatives that have a right of offset as of December 31, 2021 and 2020: December 31, 2021 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $6,030 $— $6,030 $— $— $6,030 Retail interest rate contracts 166 — 166 — — 166 Liability Derivatives Interest rate swaps $6,030 $— $6,030 $— $6,030 $— December 31, 2020 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $7,387 $— $7,387 $— $— $7,387 Liability Derivatives Interest rate swaps $7,387 $— $7,387 $— $7,387 $— Retail interest rate contracts 880 — 880 — — 880

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
Assumptions Used To Determine Fair Value of Stock Options	The following assumptions were used to determine the fair value of stock options as of the grant date to determine compensation expense for the years ended December 31, 2021, 2020, and 2019: Stock Options: 2021 2020 2019 Grant date fair value $10.27 $6.55 $5.34 Expected life of options 8 years 8 years 8 years Risk-free interest rate 1.33 % 0.79 % 1.74 % Dividend yield rate 3.86 % 4.55 % 4.11 % Price volatility 36.46 % 35.44 % 24.34 %
Stock Options Activity	The following table summarizes stock option activity during 2021: Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life, in Years Outstanding at January 1, 2021 178,793 $30.64 Granted 12,893 42.02 Forfeited — — Exercised (54,867) 26.10 Outstanding at December 31, 2021 136,819 $33.53 6.61
Restricted Stock Unit Activity	The following table summarizes restricted stock unit activity during 2021: Number of Shares Weighted Average Grant Date Fair Value Weighted Average Remaining Contractual Life, in Years Outstanding at January 1, 2021 72,817 $33.33 Granted 17,316 42.02 Dividend equivalents awarded 2,310 37.07 Vested (33,490) 33.24 Forfeited (2,738) 32.50 Outstanding at December 31, 2021 56,215 $34.74 2.29

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Capital Requirements And Actual Capital Ratios	The tables below illustrate the capital requirements for the Company and the Bank and the actual capital ratios for each entity that exceed these requirements. The dividends that the Bank pays to the Company are limited to the extent necessary for the Bank to meet the regulatory requirements of a “well-capitalized” bank. The capital ratios for the Company exceed those for the Bank primarily because the $10 million trust preferred securities offerings that the Company completed in the fourth quarter of 2005 are included in the Company’s capital for regulatory purposes although they are accounted for as a liability in its financial statements. The trust preferred securities are not included in the Bank's capital ratios. Northrim BanCorp, Inc. Actual Adequately-Capitalized Well-Capitalized (In Thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2021: Common equity tier 1 capital (to risk-weighted assets) $225,412 13.50 % $75,137 ≥ 4.5 % NA NA Total Capital (to risk-weighted assets) $246,836 14.79 % $133,515 ≥ 8 % NA NA Tier I Capital (to risk-weighted assets) $235,097 14.08 % $100,183 ≥ 6 % NA NA Tier I Capital (to average assets) $235,097 9.03 % $104,140 ≥ 4 % NA NA As of December 31, 2020: Common equity tier 1 capital (to risk-weighted assets) $205,717 13.75 % $67,326 ≥ 4.5 % NA NA Total Capital (to risk-weighted assets) $234,363 15.46 % $121,275 ≥ 8 % NA NA Tier I Capital (to risk-weighted assets) $215,380 14.20 % $91,006 ≥ 6 % NA NA Tier I Capital (to average assets) $215,380 10.25 % $84,051 ≥ 4 % NA NA Northrim Bank Actual Adequately-Capitalized Well-Capitalized (In Thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2021: Common equity tier 1 capital (to risk-weighted assets) $189,447 11.43 % $74,585 ≥ 4.5 % $107,735 ≥ 6.5 % Total Capital (to risk-weighted assets) $201,087 12.13 % $132,621 ≥ 8 % $165,777 ≥ 10 % Tier I Capital (to risk-weighted assets) $189,348 11.42 % $99,482 ≥ 6 % $132,643 ≥ 8 % Tier I Capital (to average assets) $189,348 7.31 % $103,610 ≥ 4 % $129,513 ≥ 5 % As of December 31, 2020: Common equity tier 1 capital (to risk-weighted assets) $178,532 11.89 % $67,569 ≥ 4.5 % $97,599 ≥ 6.5 % Total Capital (to risk-weighted assets) $197,233 13.13 % $120,172 ≥ 8 % $150,216 ≥ 10 % Tier I Capital (to risk-weighted assets) $178,429 11.88 % $90,116 ≥ 6 % $120,154 ≥ 8 % Tier I Capital (to average assets) $178,429 8.55 % $83,476 ≥ 4 % $104,344 ≥ 5 %

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Components of The Provision For Income Taxes	Components of the provision for income taxes are as follows: (In Thousands) Current Tax Expense (Benefit) Deferred Expense (Benefit) Total Expense 2021: Federal $5,090 ($869) $4,221 State 3,182 (429) 2,753 Amortization of investment in low income housing tax credit partnerships 3,502 — 3,502 Total $11,774 ($1,298) $10,476 2020: Federal $3,607 $371 $3,978 State 1,891 184 2,075 Amortization of investment in low income housing tax credit partnerships 3,506 — 3,506 Total $9,004 $555 $9,559 2019: Federal $1,078 $476 $1,554 State 977 235 1,212 Amortization of investment in low income housing tax credit partnerships 2,668 — 2,668 Total $4,723 $711 $5,434
Reconciliation of Actual to Expected Tax Expense	The actual expense for 2021, 2020, and 2019, differs from the “expected” tax expense (computed by applying the U.S. Federal Statutory Tax Rate of 21% for the years ended December 31, 2021, 2020 and 2019) as follows: (In Thousands) 2021 2020 2019 Computed “expected” income tax expense $10,079 $8,914 $5,486 State income taxes, net 2,175 1,639 957 Tax-exempt interest on investment securities and loans (238) (256) (300) Amortization of investment in low income housing tax credit partnerships, net 3,163 2,712 2,316 Low income housing credits (3,694) (3,168) (2,721) Other (1,009) (282) (304) Total $10,476 $9,559 $5,434
Components of Net Deferred Tax Asset	The components of the net deferred tax asset are as follows: (In Thousands) 2021 2020 2019 Deferred Tax Asset: Allowance for loan losses $3,126 $5,772 $5,190 Loan fees, net of costs 1,956 (635) 741 Interest income, nonaccrual loans 482 419 609 Deferred compensation 1,344 1,130 1,224 Equity compensation 406 481 429 Operating lease liabilities 3,117 3,519 4,045 Accrued liabilities 1,826 1,391 1,173 Unrealized gain on available for sale investment securities 1,270 54 27 Other 837 1,258 537 Total Deferred Tax Asset $14,364 $13,389 $13,975 Deferred Tax Liability: Intangible amortization ($1,453) ($1,022) ($587) Mortgage servicing rights (4,172) (3,530) (3,767) Depreciation and amortization (1,515) (2,066) (1,848) Operating lease right-of-use assets (3,128) (3,537) (4,067) Unrealized loss on available for sale investment securities (189) (554) (411) Unrealized loss on marketable equity securities, net (159) (187) (169) Other (470) (513) (591) Total Deferred Tax Liability ($11,086) ($11,409) ($11,440) Net Deferred Tax Asset $3,278 $1,980 $2,535

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Schedule of Estimated Fair Values	Estimated fair values as of the periods indicated are as follows: December 31, 2021 December 31, 2020 (In Thousands) Carrying Amount Fair Value Carrying Amount Fair Value Financial assets: Level 1 inputs: Cash, due from banks and deposits in other banks $645,827 $645,827 $115,965 $115,965 Investment securities available for sale 141,531 141,531 58,865 58,865 Marketable equity securities 8,420 8,420 9,052 9,052 Level 2 inputs: Investment securities available for sale 285,153 285,153 188,768 188,768 Investment in Federal Home Loan Bank Stock 3,107 3,107 2,551 2,551 Loans held for sale 73,650 73,650 146,178 146,178 Accrued interest receivable 6,846 6,846 7,979 7,979 Interest rate swaps 6,030 6,030 7,387 7,387 Retail interest rate contracts 166 166 — — Level 3 inputs: Investment securities held to maturity 20,000 19,164 10,000 10,000 Loans 1,413,886 1,396,486 1,444,051 1,414,179 Purchased receivables, net 6,987 6,987 13,922 13,922 Interest rate lock commitments 1,387 1,387 4,034 4,034 Mortgage servicing rights 13,724 13,724 11,218 11,218 Commercial servicing rights 1,084 1,084 1,310 1,310 Financial liabilities: Level 2 inputs: Deposits $2,421,631 2,422,215 $1,824,981 $1,826,990 Borrowings 14,508 14,727 14,817 15,538 Accrued interest payable 31 31 65 65 Interest rate swaps 6,985 6,985 9,122 9,122 Retail interest rate contracts — — 880 880 Level 3 inputs: Junior subordinated debentures 10,310 9,727 10,310 10,475
Schedule of Assets And Liabilities Measured At Fair Value On A Recurring Basis	The following table sets forth the balances as of the periods indicated of assets measured at fair value on a recurring basis: (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2021 Assets: Available for sale securities U.S. Treasury and government sponsored entities $341,480 $115,686 $225,794 $— Municipal securities 840 — 840 — Corporate bonds 32,946 25,845 7,101 — Collateralized loan obligations 51,418 — 51,418 — Total available for sale securities $426,684 $141,531 $285,153 $— Marketable equity securities $8,420 $8,420 $— $— Total marketable equity securities $8,420 $8,420 $— $— Interest rate swaps $6,030 $— $6,030 $— Interest rate lock commitments 1,387 — — 1,387 Mortgage servicing rights 13,724 — — 13,724 Commercial servicing rights 1,084 — — 1,084 Retail interest rate contracts 166 — 166 — Total other assets $22,225 $— $6,030 $16,195 Liabilities: Interest rate swaps $6,985 $— $6,985 $— Total other liabilities $6,985 $— $6,985 $— December 31, 2020 Assets: Available for sale securities U.S. Treasury and government sponsored entities $174,601 $37,548 $137,053 $— Municipal securities 856 — 856 — Corporate bonds 30,492 21,317 9,175 — Collateralized loan obligations 41,684 — 41,684 — Total available for sale securities $247,633 $58,865 $188,768 $— Marketable equity securities $9,052 $9,052 $— $— Total marketable equity securities $9,052 $9,052 $— $— Interest rate swaps $7,387 $— $7,387 $— Interest rate lock commitments 4,034 — — 4,034 Mortgage servicing rights 11,218 — — 11,218 Commercial servicing rights 1,310 — — 1,310 Total other assets $23,949 $— $7,387 $16,562 Liabilities: Interest rate swaps $9,122 $— $9,122 $— Retail interest rate contracts 880 — 880 — Total other liabilities $10,002 $— $10,002 $—
Fair Value, Assets Measured on Recurring Basis using Significant Unobservable Inputs	The following table provides a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the years ended December 31, 2021 and 2020: (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance December 31, 2021 Interest rate lock commitments $4,034 ($3,389) $28,229 ($27,487) $1,387 Mortgage servicing rights 11,218 (3,582) 6,088 — 13,724 Commercial servicing rights 1,310 (437) 211 — 1,084 Total $16,562 ($7,408) $34,528 ($27,487) $16,195 December 31, 2020 Interest rate lock commitments $810 ($5,680) $49,186 ($40,282) $4,034 Mortgage servicing rights 11,920 (5,526) 4,824 — 11,218 Commercial servicing rights 1,214 (99) 195 — 1,310 Total $13,944 ($11,305) $54,205 ($40,282) $16,562
Fair Value, Assets Measured on Nonrecurring Basis	As of and for the years ending December 31, 2021 and 2020, except for certain assets as shown in the following table, no impairment or valuation adjustment was recognized for assets recognized at fair value on a nonrecurring basis. For loans individually measured for credit losses, the Company classifies fair value measurements using observable inputs, such as external appraisals, as Level 2 valuations in the fair value hierarchy, and unobservable inputs, such as in-house evaluations, as Level 3 valuations in the fair value hierarchy. (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2021 Loans individually measured for credit losses $— $— $— $— Total $— $— $— $— December 31, 2020 Loans individually measured for credit losses $308 $— $— $308 Total $308 $— $— $308 The following table presents the (gains) losses resulting from nonrecurring fair value adjustments for the periods ended December 31, 2021, 2020 and 2019, respectively: (In Thousands) 2021 2020 2019 Loans individually measured for credit losses ($13) ($4) $3 Total (income) loss from nonrecurring measurements ($13) ($4) $3
Schedule of Valuation Assumptions	The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and nonrecurring basis at December 31, 2021 and 2020: Financial Instrument Valuation Technique Unobservable Input Weighted Average or Rate Range December 31, 2021 Interest rate lock commitment External pricing model Pull through rate 93.27 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 9.25% - 14.21% Discount rate 8.00% Commercial servicing rights Discounted cash flow Constant prepayment rate 12.30% - 16.57% Discount rate 9.94 % December 31, 2020 Loans individually measured for credit losses In-house valuation of collateral Discount rate 30 % Interest rate lock commitment External pricing model Pull through rate 90.65 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 7.77% - 13.17% Discount rate 7.75% Commercial servicing rights Discounted cash flow Constant prepayment rate 7.38% - 9.94% Discount rate 9.46 %

Segment Information (Tables)

Segment Information (Tables)	12 Months Ended
	Dec. 31, 2021
Segment Reporting [Abstract]
Schedule of Segment Information	Summarized financial information for the Company's reportable segments and the reconciliation to the consolidated financial results is shown in the following tables: December 31, 2021 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $81,703 $2,903 $84,606 Interest expense 3,623 156 3,779 Net interest income 78,080 2,747 80,827 Provision for credit losses (4,099) — (4,099) Other operating income 10,119 42,144 52,263 Other operating expense 58,647 30,549 89,196 Income before provision for income taxes 33,651 14,342 47,993 Provision for income taxes 6,468 4,008 10,476 Net income $27,183 $10,334 $37,517 Total assets $2,615,433 $109,286 $2,724,719 Loans held for sale $— $73,650 $73,650 December 31, 2020 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $73,435 $3,281 $76,716 Interest expense 5,788 263 6,051 Net interest income 67,647 3,018 70,665 Provision for credit losses 2,432 — 2,432 Other operating income 10,693 52,635 63,328 Other operating expense 57,614 31,500 89,114 Income before provision for income taxes 18,294 24,153 42,447 Provision for income taxes 2,694 6,865 9,559 Net income $15,600 $17,288 $32,888 Total assets $1,935,871 $185,927 $2,121,798 Loans held for sale $— $146,178 $146,178 December 31, 2019 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $67,770 $2,313 $70,083 Interest expense 4,569 1,072 5,641 Net interest income 63,201 1,241 64,442 Benefit for credit losses (1,175) — (1,175) Other operating income 13,145 24,201 37,346 Compensation expense, RML acquisition payments 468 — 468 Other operating expense 54,520 21,850 76,370 Income before provision for income taxes 22,533 3,592 26,125 Provision for income taxes 4,408 1,026 5,434 Net income $18,125 $2,566 $20,691 Total assets $1,540,869 $103,127 $1,643,996 Loans held for sale $— $67,834 $67,834

Parent Company Information (Tab

Parent Company Information (Tables)	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Balance Sheets	Balance Sheets at December 31, 2021 2020 (In Thousands) Assets Cash and cash equivalents $35,546 $24,742 Marketable equity securities 8,420 9,052 Investment in Northrim Bank 202,819 196,002 Investment in NISC 1,336 1,472 Investment in NST2 310 310 Taxes receivable, net 603 1,973 Other assets 358 497 Total Assets $249,392 $234,048 Liabilities Junior subordinated debentures $10,310 $10,310 Other liabilities 1,265 2,163 Total Liabilities 11,575 12,473 Shareholders' Equity Common stock 6,015 6,251 Additional paid-in capital 31,162 41,808 Retained earnings 204,046 173,498 Accumulated other comprehensive (loss) income (3,406) 18 Total Shareholders' Equity 237,817 221,575 Total Liabilities and Shareholders' Equity $249,392 $234,048
Statements of Income	Statements of Income for Years Ended: 2021 2020 2019 (In Thousands) Income Interest income $551 $599 $635 Equity in undistributed earnings from Northrim Bank 38,625 33,570 20,680 Equity in undistributed earnings from NISC 66 174 218 Gain on sale of marketable equity securities, net 67 98 — Unrealized gain (loss) on marketable equity securities (101) 61 911 Other income 151 10 44 Total Income $39,359 $34,512 $22,488 Expense Interest expense 382 385 389 Administrative and other expenses 2,754 2,748 2,168 Total Expense 3,136 3,133 2,557 Income Before Benefit from Income Taxes 36,223 31,379 19,931 Benefit from income taxes (1,294) (1,509) (760) Net Income $37,517 $32,888 $20,691
Statements of Cash Flows	Statements of Cash Flows for Years Ended: 2021 2020 2019 (In Thousands) Operating Activities: Net income $37,517 $32,888 $20,691 Adjustments to Reconcile Net Income to Net Cash: Gain on sale of securities, net (67) (98) — Equity in undistributed earnings from subsidiaries (38,691) (33,744) (20,897) Change in fair value marketable equity securities 101 (61) (911) Stock-based compensation 1,073 943 832 Changes in other assets and liabilities (2,167) (2,118) 8,556 Net Cash Used from Operating Activities (2,234) (2,190) 8,271 Investing Activities: Purchases of marketable equity securities (493) (1,552) — Proceeds from sales/calls/maturities of marketable equity securities 1,016 503 229 Investment in Northrim Bank, NISC & NST2 31,894 21,423 19,488 Net Cash Provided by Investing Activities 32,417 20,374 19,717 Financing Activities: Dividends paid to shareholders (9,388) (8,844) (8,512) Proceeds from issuance of common stock 1,543 84 73 Repurchase of common stock (11,534) (9,976) (12,569) Net Cash Used from Financing Activities (19,379) (18,736) (21,008) Net change in Cash and Cash Equivalents 10,804 (552) 6,980 Cash and Cash Equivalents at beginning of year 24,742 25,294 18,314 Cash and Cash Equivalents at end of year $35,546 $24,742 $25,294

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Narrative (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)segmenttrustlarge_borrowershares	Dec. 31, 2020USD ($)shares	Dec. 31, 2019USD ($)shares	Jan. 01, 2021USD ($)	Dec. 31, 2018USD ($)
Accounting Policy [Line Items]
Number of wholly-owned Trusts | trust	1
Number of operating business lines | segment	2
Maturity period of securities at acquisition	90 days
Advertising, promotion and marketing expenses	$ 2,741	$ 2,320	$ 2,373
Anti-dilutive shares (in shares) | shares	0	45,062	0
Commercial and construction loans	$ 572,700	$ 728,200
PPP loans	$ 1,402,147	1,422,914
Large borrowing relationships | large_borrower	32
Unfunded commitments to large borrowers	$ 153,300
Increase in retained earnings	237,817	221,575	$ 207,117		$ 205,947
Decrease in ACL on loans	(11,739)	(21,136)	(19,088)
Increase in ACL on unfunded commitments	1,100	187
Decrease in deferred tax assets	(3,278)	(1,980)	(2,535)
Assets	2,724,719	2,121,798	1,643,996
Loans	1,413,886	1,444,050
Junior subordinated debentures	10,310	10,310
Derivative notional amount	212,600	196,000
LIBOR
Accounting Policy [Line Items]
Assets	180,500
Loans	102,200
Debt securities	78,100
Junior subordinated debentures	10,000
Derivative notional amount	143,200
LIBOR | Interest rate swaps | Subordinated Debt
Accounting Policy [Line Items]
Derivative notional amount	10,000
LIBOR | Commercial Banking Customers | Interest rate swaps
Accounting Policy [Line Items]
Derivative notional amount	71,600
LIBOR | Third Party Financial Institutions | Interest rate swaps
Accounting Policy [Line Items]
Derivative notional amount	71,600
LIBOR | Third Party Institutions | Interest rate swaps
Accounting Policy [Line Items]
Derivative notional amount	81,600
Purchased Receivable
Accounting Policy [Line Items]
Decrease in ACL on purchased receivables	0	(73)	(94)		(190)
Cumulative effect, period of adoption, adjustment
Accounting Policy [Line Items]
Increase in retained earnings		2,400	0
Decrease in ACL on loans		4,511		$ 4,500
Increase in ACL on unfunded commitments				1,200
Decrease in deferred tax assets				954
Cumulative effect, period of adoption, adjustment | Purchased Receivable
Accounting Policy [Line Items]
Decrease in ACL on purchased receivables		73		73
Retained Earnings
Accounting Policy [Line Items]
Increase in retained earnings	$ 204,046	173,498	149,615		$ 137,452
Retained Earnings | Cumulative effect, period of adoption, adjustment
Accounting Policy [Line Items]
Increase in retained earnings		2,400	(139)	$ 2,400
Customer Concentration Risk | Financing Receivable | 32 Large Borrowing Relationships
Accounting Policy [Line Items]
Concentration risk, percent	33.00%
Commercial
Accounting Policy [Line Items]
Decrease in ACL on loans	$ (3,027)	(7,973)	$ (6,604)
Loans	448,338	772,468
Commercial | PPP Loans
Accounting Policy [Line Items]
PPP loans	$ 118,200	$ 304,600
Buildings
Accounting Policy [Line Items]
Useful Life	39 years
Minimum | Furniture and equipment
Accounting Policy [Line Items]
Useful Life	3 years
Minimum | Leasehold improvements
Accounting Policy [Line Items]
Useful Life	2 years
Maximum | Furniture and equipment
Accounting Policy [Line Items]
Useful Life	7 years
Maximum | Leasehold improvements
Accounting Policy [Line Items]
Useful Life	15 years
Pacific Wealth Advisors Llc
Accounting Policy [Line Items]
Equity interest percentage	24.00%
HomeState Mortgage LLC
Accounting Policy [Line Items]
Equity interest percentage	30.00%

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - Calculation Of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Accounting Standards Update and Change in Accounting Principle [Abstract]
Net income	$ 37,517	$ 32,888	$ 20,691
Basic weighted average common shares outstanding (in shares)	6,180,801	6,354,687	6,708,622
Dilutive effect of potential common shares from awards granted under equity incentive program (in shares)	68,000	76,000	99,000
Total (in shares)	6,249,313	6,431,367	6,808,209
Earnings per common share
Basic (in USD per share)	$ 6.07	$ 5.18	$ 3.08
Diluted (in USD per share)	$ 6	$ 5.11	$ 3.04

Cash and Due from Banks (Detail

Cash and Due from Banks (Details)	Dec. 31, 2021USD ($)
Cash and Due from Banks [Abstract]
Required balance	$ 300,000
Compensating balance, initial margin on interest rate swap	100,000
Compensating balance, fair value exposure on interest rate swap	$ 2,800,000

Interest Bearing Deposits in _3

Interest Bearing Deposits in Other Banks (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest Bearing Deposits In Other Banks [Abstract]
Maximum maturity period	1 year
Interest bearing deposits at Federal Reserve Bank	$ 622,034	$ 54,488
Interest bearing deposits at FHLB	138	133
Other interest bearing deposits at other institutions	2,850	38,040
Total	$ 625,022	$ 92,661

Investment Securities - Narrati

Investment Securities - Narrative (Details) $ in Thousands	Dec. 31, 2021USD ($)security	Dec. 31, 2020USD ($)security
Investments, Debt and Equity Securities [Abstract]
Marketable equity securities | $	$ 8,420	$ 9,052
Number of available-for-sale securities in an unrealized loss position without an ACL for less than twelve months	41	12
Number of available-for-sale securities in an unrealized loss position without an ACL for more than twelve months	3	1
Number of held to maturity securities in unrealized loss position without an allowance for credit losses	2	0
Securities pledged for deposits and borrowings | $	$ 59,500	$ 77,900

Investment Securities - Gross R

Investment Securities - Gross Realized and Unrealized Gains (Losses) on Marketable Equity Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Unrealized (loss) gain on marketable equity securities	$ (101)	$ 61	$ 911
Gain on sale of marketable equity securities, net	67	98	0
Total	$ (34)	$ 159	$ 911

Investment Securities - Summary

Investment Securities - Summary of Debt Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 430,486	$ 245,871
Gross Unrealized Gains	664	1,956
Gross Unrealized Losses	(4,466)	(194)
Allowance for Credit Losses	0
Fair Value	426,684	247,633
Schedule of Held-to-maturity Securities [Line Items]
Allowance for credit losses	0
Total securities held to maturity, net of ACL	20,000	10,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(836)	0
Fair Value	19,164	10,000
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	345,514	173,318
Gross Unrealized Gains	333	1,330
Gross Unrealized Losses	(4,367)	(47)
Allowance for Credit Losses	0
Fair Value	341,480	174,601
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	820	820
Gross Unrealized Gains	20	36
Gross Unrealized Losses	0	0
Allowance for Credit Losses	0
Fair Value	840	856
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	32,721	29,951
Gross Unrealized Gains	302	546
Gross Unrealized Losses	(77)	(5)
Allowance for Credit Losses	0
Fair Value	32,946	30,492
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	20,000	10,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(836)	0
Fair Value	19,164	10,000
Collateralized loan obligations
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	51,431	41,782
Gross Unrealized Gains	9	44
Gross Unrealized Losses	(22)	(142)
Allowance for Credit Losses	0
Fair Value	$ 51,418	$ 41,684

Investment Securities - Schedul

Investment Securities - Schedule of Gross Unrealized Losses on Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	$ 327,268	$ 58,138
Less than 12 months, unrealized losses	(4,111)	(170)
More than 12 months, fair value	21,743	2,967
More than 12 months, unrealized losses	(355)	(24)
Total, fair value	349,011	61,105
Total, unrealized losses	(4,466)	(194)
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	292,845	31,270
Less than 12 months, unrealized losses	(4,012)	(47)
More than 12 months, fair value	21,743	0
More than 12 months, unrealized losses	(355)	0
Total, fair value	314,588	31,270
Total, unrealized losses	(4,367)	(47)
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	4,953	3,198
Less than 12 months, unrealized losses	(77)	(5)
More than 12 months, fair value	0	0
More than 12 months, unrealized losses	0	0
Total, fair value	4,953	3,198
Total, unrealized losses	(77)	(5)
Collateralized loan obligations
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	29,470	23,670
Less than 12 months, unrealized losses	(22)	(118)
More than 12 months, fair value	0	2,967
More than 12 months, unrealized losses	0	(24)
Total, fair value	29,470	26,637
Total, unrealized losses	$ (22)	$ (142)

Investment Securities - Sched_2

Investment Securities - Schedule of Amortized Cost and Fair Value by Contractual Maturity of Debt Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Amortized Cost
Amortized Cost	$ 430,486	$ 245,871
Fair Value
Fair Value	426,684	247,633
U.S. Treasury and government sponsored entities
Amortized Cost
Within 1 year	4,999
1-5 years	340,515
Amortized Cost	345,514	173,318
Fair Value
Within 1 year	5,041
1-5 years	336,439
Fair Value	$ 341,480	174,601
Weighted Average Yield
Within 1 year	2.80%
1-5 years	0.79%
Weighted Average Yield	0.82%
Corporate bonds
Amortized Cost
1-5 years	$ 37,691
5-10 years	15,030
Amortized Cost	32,721	29,951
Amortized Cost	52,721
Fair Value
1-5 years	37,912
5-10 years	14,953
Fair Value	32,946	30,492
Fair Value	$ 52,865
Weighted Average Yield
1-5 years	2.41%
5-10 years	6.50%
Weighted Average Yield	2.81%
Collateralized loan obligations
Amortized Cost
1-5 years	$ 5,000
5-10 years	46,431
Amortized Cost	51,431	41,782
Fair Value
1-5 years	5,000
5-10 years	46,418
Fair Value	$ 51,418	41,684
Weighted Average Yield
1-5 years	1.65%
5-10 years	1.39%
Weighted Average Yield	1.42%
Municipal securities
Amortized Cost
1-5 years	$ 820
Amortized Cost	820	820
Fair Value
1-5 years	840
Fair Value	$ 840	$ 856
Weighted Average Yield
1-5 years	2.14%
Weighted Average Yield	2.14%

Investment Securities - Sched_3

Investment Securities - Schedule Of Proceeds, Gains, And Losses for Investment Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Proceeds	$ 0	$ 0	$ 4,219
Gross Gains	0	0	23
Gross Losses	$ 0	$ 0	$ 0

Investment Securities - Summa_2

Investment Securities - Summary of Interest Income On Investment Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	$ 3,321	$ 4,750	$ 6,452
Total tax-exempt interest income	18	82	120
Total	3,339	4,832	6,572
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	2,203	3,396	4,170
Other
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	1,118	1,354	2,282
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Total tax-exempt interest income	$ 18	$ 82	$ 120

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Loan Segments Under the Legacy Segmentation and the New Segmentation (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		$ 1,455,785
Unearned loan fees, net	$ (11,500)	(11,735)
Total portfolio loans	1,413,886	1,444,050
Commercial & industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		780,058
Total portfolio loans	448,338	772,468
Commercial & industrial loans | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		619,304
Total portfolio loans		612,254
Real estate construction one-to-four family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		38,467
Total portfolio loans		38,180
Real estate construction other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		80,315
Total portfolio loans		79,403
Real estate term owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		163,597
Total portfolio loans		162,724
Real estate term non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		309,074
Total portfolio loans		307,247
Real estate term other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		46,620
Total portfolio loans		46,230
Consumer secured by 1st deeds of trust
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		15,585
Total portfolio loans		15,548
Consumer other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		22,069
Total portfolio loans		22,250
Commercial real estate | Owner occupied properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	300,200
Commercial real estate | Owner occupied properties | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		234,364
Total portfolio loans		233,320
Commercial real estate | Non-owner occupied and multifamily properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	435,311
Commercial real estate | Non-owner occupied and multifamily properties | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		394,860
Total portfolio loans		392,452
Residential real estate | 1-4 family residential properties secured by first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	32,542
Residential real estate | 1-4 family residential properties secured by first liens | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		33,463
Total portfolio loans		33,415
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	19,610
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		18,114
Total portfolio loans		18,236
Residential real estate | 1-4 family residential construction loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	36,222
Residential real estate | 1-4 family residential construction loans | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		32,760
Total portfolio loans		32,500
Other construction, land development and raw land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	88,094
Other construction, land development and raw land loans | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		84,352
Total portfolio loans		83,463
Obligations of states and political subdivisions in the US
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	16,403
Obligations of states and political subdivisions in the US | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		15,274
Total portfolio loans		15,318
Agricultural production, including commercial fishing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	27,959
Agricultural production, including commercial fishing | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		13,093
Total portfolio loans		12,968
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	4,801
Consumer loans | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		5,794
Total portfolio loans		5,734
Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	$ 4,406	0
Other loans | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal		4,407
Total portfolio loans		$ 4,390

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Amortized Cost and Unpaid Principal of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	$ 1,413,886	$ 1,444,050
Allowance for credit losses, loans	(11,739)	(21,136)	$ (19,088)
Net loans	1,402,147	1,422,914
Unpaid Principal	1,425,429	1,455,830
Difference	(11,543)	(11,780)
Commercial & industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	448,338	772,468
Allowance for credit losses, loans	(3,027)	(7,973)	(6,604)
Unpaid Principal	454,106
Difference	(5,768)
Commercial & industrial loans | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans		612,254
Unpaid Principal		619,304
Difference		(7,050)
Commercial real estate | Owner occupied properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	300,200
Allowance for credit losses, loans	(3,176)
Unpaid Principal	301,623
Difference	(1,423)
Commercial real estate | Owner occupied properties | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans		233,320
Unpaid Principal		234,363
Difference		(1,043)
Commercial real estate | Non-owner occupied and multifamily properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	435,311
Allowance for credit losses, loans	(2,930)
Unpaid Principal	438,631
Difference	(3,320)
Commercial real estate | Non-owner occupied and multifamily properties | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans		392,452
Unpaid Principal		394,860
Difference		(2,408)
Residential real estate | 1-4 family residential properties secured by first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	32,542
Allowance for credit losses, loans	(439)
Unpaid Principal	32,602
Difference	(60)
Residential real estate | 1-4 family residential properties secured by first liens | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans		33,415
Unpaid Principal		33,510
Difference		(95)
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	19,610
Allowance for credit losses, loans	(215)
Unpaid Principal	19,489
Difference	121
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans		18,236
Unpaid Principal		18,114
Difference		122
Residential real estate | 1-4 family residential construction loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	36,222
Allowance for credit losses, loans	(120)
Unpaid Principal	36,542
Difference	(320)
Residential real estate | 1-4 family residential construction loans | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans		32,500
Unpaid Principal		32,760
Difference		(260)
Other construction, land development and raw land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	88,094
Allowance for credit losses, loans	(1,635)
Unpaid Principal	88,604
Difference	(510)
Other construction, land development and raw land loans | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans		83,463
Unpaid Principal		84,351
Difference		(888)
Obligations of states and political subdivisions in the US
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	16,403
Allowance for credit losses, loans	(32)
Unpaid Principal	16,565
Difference	(162)
Obligations of states and political subdivisions in the US | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans		15,318
Unpaid Principal		15,274
Difference		44
Agricultural production, including commercial fishing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	27,959
Allowance for credit losses, loans	(91)
Unpaid Principal	28,082
Difference	(123)
Agricultural production, including commercial fishing | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans		12,968
Unpaid Principal		13,093
Difference		(125)
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	4,801
Allowance for credit losses, loans	(67)
Unpaid Principal	4,763
Difference	38
Consumer loans | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans		5,734
Unpaid Principal		5,794
Difference		(60)
Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans	4,406	0
Allowance for credit losses, loans	(7)	(2,107)	$ (2,079)
Unpaid Principal	4,422
Difference	$ (16)
Other loans | Cumulative effect, period of adoption, adjusted balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total portfolio loans		4,390
Unpaid Principal		4,407
Difference		$ (17)

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Narrative (Details)	12 Months Ended
	Dec. 31, 2021USD ($)contractcommitment	Dec. 31, 2020USD ($)contract	Dec. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Net deferred origination fees	$ 11,500,000	$ 11,735,000
Premiums (discounts) associated with acquired loans	0	(47,000)
Accrued interest on loans	5,500,000	7,100,000
PPP loans	$ 1,402,147,000	1,422,914,000
Loans secured by real estate	75.00%
Loans unsecured	1.00%
Loans secured for general commercial uses	24.00%
Allowance for credit losses	$ 11,739,000	21,136,000	$ 19,088,000
Nonaccrual loans	11,650,000	11,120,000
Interest income which would have been earned on nonaccrual loans	744,000	856,000	1,300,000
Interest on nonaccrual loans reversed through interest income	10,000	12,000
Interest earned on nonaccrual loans	1,600,000	924,000	301,000
Loans classified as troubled debt restructuring	$ 10,638,000	7,900,000
Number of commitments on TDR | commitment	0
Charge offs on loans later classified as TDRs	$ 0	$ 0
Number of TDRs that defaulted within twelve months of restructure | contract	0	0
Unfunded loan commitments	$ 115,000	$ 15,000
Loans pledged as collateral	0	0
Net of government guarantees
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	10,672,000	9,637,000
Commercial & industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	3,027,000	7,973,000	$ 6,604,000
Nonaccrual loans	4,350,000	3,848,000
Commercial & industrial loans | PPP Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
PPP loans	$ 118,200,000	$ 304,600,000

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Activity in ACL Related to Loans Held for Investment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	$ 21,136	$ 19,088
Credit Loss Expense (Benefit)/ Provision (benefit)	(3,779)	2,432
Charge-offs	(1,452)	(1,121)
Recoveries	345	737
Ending Balance	11,739	21,136
Cumulative effect, period of adoption, adjustment
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	(4,511)
Ending Balance		(4,511)
Commercial & industrial loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	7,973	6,604
Credit Loss Expense (Benefit)/ Provision (benefit)	(122)	1,680
Charge-offs	(1,452)	(1,021)
Recoveries	253	710
Ending Balance	3,027	7,973
Commercial & industrial loans | Cumulative effect of adoption of accounting principles, legacy segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	(7,973)
Ending Balance		(7,973)
Commercial & industrial loans | Cumulative effect of adoption of accounting principles, revised segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	4,348
Ending Balance		4,348
Real estate construction one-to-four family
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	679	643
Credit Loss Expense (Benefit)/ Provision (benefit)		36
Charge-offs		0
Recoveries		0
Ending Balance		679
Real estate construction one-to-four family | Cumulative effect of adoption of accounting principles, legacy segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	(679)
Ending Balance		(679)
Real estate construction other
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	1,179	1,017
Credit Loss Expense (Benefit)/ Provision (benefit)		162
Charge-offs		0
Recoveries		0
Ending Balance		1,179
Real estate construction other | Cumulative effect of adoption of accounting principles, legacy segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	(1,179)
Ending Balance		(1,179)
Real estate term owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	2,625	2,188
Credit Loss Expense (Benefit)/ Provision (benefit)		522
Charge-offs		(85)
Recoveries		0
Ending Balance		2,625
Real estate term owner occupied | Cumulative effect of adoption of accounting principles, legacy segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	(2,625)
Ending Balance		(2,625)
Real estate term non-owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	5,133	5,180
Credit Loss Expense (Benefit)/ Provision (benefit)		(47)
Charge-offs		0
Recoveries		0
Ending Balance		5,133
Real estate term non-owner occupied | Cumulative effect of adoption of accounting principles, legacy segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	(5,133)
Ending Balance		(5,133)
Real estate term other
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	779	671
Credit Loss Expense (Benefit)/ Provision (benefit)		106
Charge-offs		0
Recoveries		2
Ending Balance		779
Real estate term other | Cumulative effect of adoption of accounting principles, legacy segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	(779)
Ending Balance		(779)
Consumer secured by 1st deeds of trust
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	261	270
Credit Loss Expense (Benefit)/ Provision (benefit)		(9)
Charge-offs		0
Recoveries		0
Ending Balance		261
Consumer secured by 1st deeds of trust | Cumulative effect of adoption of accounting principles, legacy segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	(261)
Ending Balance		(261)
Consumer other
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	400	436
Credit Loss Expense (Benefit)/ Provision (benefit)		(46)
Charge-offs		(15)
Recoveries		25
Ending Balance		400
Consumer other | Cumulative effect of adoption of accounting principles, legacy segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	(400)
Ending Balance		(400)
Other loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	2,107	2,079
Credit Loss Expense (Benefit)/ Provision (benefit)	4	28
Charge-offs	0	0
Recoveries	0	0
Ending Balance	7	2,107
Other loans | Cumulative effect of adoption of accounting principles, legacy segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	(2,107)
Ending Balance		(2,107)
Other loans | Cumulative effect of adoption of accounting principles, revised segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	3
Ending Balance		3
Commercial real estate | Owner occupied properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Credit Loss Expense (Benefit)/ Provision (benefit)	(412)
Charge-offs	0
Recoveries	9
Ending Balance	3,176
Commercial real estate | Owner occupied properties | Cumulative effect of adoption of accounting principles, revised segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	3,579
Ending Balance		3,579
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Credit Loss Expense (Benefit)/ Provision (benefit)	(2,014)
Charge-offs	0
Recoveries	0
Ending Balance	2,930
Commercial real estate | Non-owner occupied and multifamily properties | Cumulative effect of adoption of accounting principles, revised segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	4,944
Ending Balance		4,944
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Credit Loss Expense (Benefit)/ Provision (benefit)	(234)
Charge-offs	0
Recoveries	0
Ending Balance	439
Residential real estate | 1-4 family residential properties secured by first liens | Cumulative effect of adoption of accounting principles, revised segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	673
Ending Balance		673
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Credit Loss Expense (Benefit)/ Provision (benefit)	(242)
Charge-offs	0
Recoveries	38
Ending Balance	215
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Cumulative effect of adoption of accounting principles, revised segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	419
Ending Balance		419
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Credit Loss Expense (Benefit)/ Provision (benefit)	(334)
Charge-offs	0
Recoveries	0
Ending Balance	120
Residential real estate | 1-4 family residential construction loans | Cumulative effect of adoption of accounting principles, revised segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	454
Ending Balance		454
Other construction, land development and raw land loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Credit Loss Expense (Benefit)/ Provision (benefit)	(359)
Charge-offs	0
Recoveries	0
Ending Balance	1,635
Other construction, land development and raw land loans | Cumulative effect of adoption of accounting principles, revised segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	1,994
Ending Balance		1,994
Obligations of states and political subdivisions in the US
Financing Receivable, Allowance for Credit Loss [Line Items]
Credit Loss Expense (Benefit)/ Provision (benefit)	(12)
Charge-offs	0
Recoveries	0
Ending Balance	32
Obligations of states and political subdivisions in the US | Cumulative effect of adoption of accounting principles, revised segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	44
Ending Balance		44
Agricultural production, including commercial fishing
Financing Receivable, Allowance for Credit Loss [Line Items]
Credit Loss Expense (Benefit)/ Provision (benefit)	11
Charge-offs	0
Recoveries	31
Ending Balance	91
Agricultural production, including commercial fishing | Cumulative effect of adoption of accounting principles, revised segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	49
Ending Balance		49
Consumer loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Credit Loss Expense (Benefit)/ Provision (benefit)	(65)
Charge-offs	0
Recoveries	14
Ending Balance	67
Consumer loans | Cumulative effect of adoption of accounting principles, revised segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning Balance	$ 118
Ending Balance		$ 118

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Loans Individually and Collectively Evaluated for Impairment Prior to Adoption of ASU 2016-13 (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan Evaluation, Individually		$ 18,028
Loan Evaluation, Collectively		1,426,022
Total	$ 1,413,886	1,444,050
ALLL Allocations, Individually		13
ALLL Allocations, Collectively		21,123
Total	11,739	21,136	$ 19,088
Commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan Evaluation, Individually		7,786
Loan Evaluation, Collectively		764,682
Total	448,338	772,468
ALLL Allocations, Individually		13
ALLL Allocations, Collectively		7,960
Total	3,027	7,973	6,604
Real estate construction one-to-four family
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan Evaluation, Individually		702
Loan Evaluation, Collectively		37,478
Total		38,180
ALLL Allocations, Individually		0
ALLL Allocations, Collectively		679
Total		679	643
Real estate construction other
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan Evaluation, Individually		0
Loan Evaluation, Collectively		79,403
Total		79,403
ALLL Allocations, Individually		0
ALLL Allocations, Collectively		1,179
Total		1,179	1,017
Real estate term owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan Evaluation, Individually		6,962
Loan Evaluation, Collectively		155,762
Total		162,724
ALLL Allocations, Individually		0
ALLL Allocations, Collectively		2,625
Total		2,625	2,188
Real estate term non-owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan Evaluation, Individually		770
Loan Evaluation, Collectively		306,477
Total		307,247
ALLL Allocations, Individually		0
ALLL Allocations, Collectively		5,133
Total		5,133	5,180
Real estate term other
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan Evaluation, Individually		1,467
Loan Evaluation, Collectively		44,763
Total		46,230
ALLL Allocations, Individually		0
ALLL Allocations, Collectively		779
Total		779	671
Consumer secured by 1st deeds of trust
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan Evaluation, Individually		259
Loan Evaluation, Collectively		15,289
Total		15,548
ALLL Allocations, Individually		0
ALLL Allocations, Collectively		261
Total		261	270
Consumer other
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan Evaluation, Individually		82
Loan Evaluation, Collectively		22,168
Total		22,250
ALLL Allocations, Individually		0
ALLL Allocations, Collectively		400
Total		400	436
Other loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loan Evaluation, Individually		0
Loan Evaluation, Collectively		0
Total	4,406	0
ALLL Allocations, Individually		0
ALLL Allocations, Collectively		2,107
Total	$ 7	$ 2,107	$ 2,079

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Information Pertaining to Impaired Loans Prior to Adoption of ASU 2016-13 (Details) $ in Thousands	Dec. 31, 2020USD ($)
Financing Receivable, Impaired [Line Items]
Impaired Loans With a Valuation Allowance, Recorded Investment	$ 308
Impaired Loans With a Valuation Allowance, Unpaid Principal	308
Impaired Loans With a Valuation Allowance, Related Allowance	13
Impaired Loans Without a Valuation Allowance, Recorded Investment	17,720
Impaired Loans Without a Valuation Allowance, Unpaid Principal	18,619
Commercial
Financing Receivable, Impaired [Line Items]
Impaired Loans With a Valuation Allowance, Recorded Investment	308
Impaired Loans With a Valuation Allowance, Unpaid Principal	308
Impaired Loans With a Valuation Allowance, Related Allowance	13
Impaired Loans Without a Valuation Allowance, Recorded Investment	7,478
Impaired Loans Without a Valuation Allowance, Unpaid Principal	8,287
Real estate construction one-to-four family
Financing Receivable, Impaired [Line Items]
Impaired Loans With a Valuation Allowance, Recorded Investment	0
Impaired Loans With a Valuation Allowance, Unpaid Principal	0
Impaired Loans With a Valuation Allowance, Related Allowance	0
Impaired Loans Without a Valuation Allowance, Recorded Investment	702
Impaired Loans Without a Valuation Allowance, Unpaid Principal	702
Real estate construction other
Financing Receivable, Impaired [Line Items]
Impaired Loans With a Valuation Allowance, Recorded Investment	0
Impaired Loans With a Valuation Allowance, Unpaid Principal	0
Impaired Loans With a Valuation Allowance, Related Allowance	0
Impaired Loans Without a Valuation Allowance, Recorded Investment	0
Impaired Loans Without a Valuation Allowance, Unpaid Principal	0
Real estate term owner occupied
Financing Receivable, Impaired [Line Items]
Impaired Loans With a Valuation Allowance, Recorded Investment	0
Impaired Loans With a Valuation Allowance, Unpaid Principal	0
Impaired Loans With a Valuation Allowance, Related Allowance	0
Impaired Loans Without a Valuation Allowance, Recorded Investment	6,962
Impaired Loans Without a Valuation Allowance, Unpaid Principal	7,047
Real estate term non-owner occupied
Financing Receivable, Impaired [Line Items]
Impaired Loans With a Valuation Allowance, Recorded Investment	0
Impaired Loans With a Valuation Allowance, Unpaid Principal	0
Impaired Loans With a Valuation Allowance, Related Allowance	0
Impaired Loans Without a Valuation Allowance, Recorded Investment	771
Impaired Loans Without a Valuation Allowance, Unpaid Principal	771
Real estate term other
Financing Receivable, Impaired [Line Items]
Impaired Loans With a Valuation Allowance, Recorded Investment	0
Impaired Loans With a Valuation Allowance, Unpaid Principal	0
Impaired Loans With a Valuation Allowance, Related Allowance	0
Impaired Loans Without a Valuation Allowance, Recorded Investment	1,467
Impaired Loans Without a Valuation Allowance, Unpaid Principal	1,467
Consumer secured by 1st deeds of trust
Financing Receivable, Impaired [Line Items]
Impaired Loans With a Valuation Allowance, Recorded Investment	0
Impaired Loans With a Valuation Allowance, Unpaid Principal	0
Impaired Loans With a Valuation Allowance, Related Allowance	0
Impaired Loans Without a Valuation Allowance, Recorded Investment	258
Impaired Loans Without a Valuation Allowance, Unpaid Principal	258
Consumer other
Financing Receivable, Impaired [Line Items]
Impaired Loans With a Valuation Allowance, Recorded Investment	0
Impaired Loans With a Valuation Allowance, Unpaid Principal	0
Impaired Loans With a Valuation Allowance, Related Allowance	0
Impaired Loans Without a Valuation Allowance, Recorded Investment	82
Impaired Loans Without a Valuation Allowance, Unpaid Principal	$ 87

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Average Impaired Loans Information Prior to Adoption of ASU 2016-13 (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)
Financing Receivable, Impaired [Line Items]
Average Impaired Loans	$ 20,982
Interest Recognized	333
Commercial
Financing Receivable, Impaired [Line Items]
Average Impaired Loans	10,964
Interest Recognized	147
Real estate construction one-to-four family
Financing Receivable, Impaired [Line Items]
Average Impaired Loans	781
Interest Recognized	0
Real estate construction other
Financing Receivable, Impaired [Line Items]
Average Impaired Loans	0
Interest Recognized	0
Real estate term owner occupied
Financing Receivable, Impaired [Line Items]
Average Impaired Loans	6,739
Interest Recognized	125
Real estate term non-owner occupied
Financing Receivable, Impaired [Line Items]
Average Impaired Loans	562
Interest Recognized	29
Real estate term other
Financing Receivable, Impaired [Line Items]
Average Impaired Loans	1,551
Interest Recognized	20
Consumer secured by 1st deeds of trust
Financing Receivable, Impaired [Line Items]
Average Impaired Loans	299
Interest Recognized	12
Consumer other
Financing Receivable, Impaired [Line Items]
Average Impaired Loans	86
Interest Recognized	$ 0

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses - Portfolio of Risk-rated Loans by Grade and by Year of Origination (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
2021	$ 506,970
2020	264,877
2019	157,720
2018	100,277
2017	74,031
Prior	310,011
Total	1,413,886	$ 1,444,050
Government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
Total		349,226
Net of government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
Total		1,094,824
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	487,700
2020	261,687
2019	153,684
2018	95,818
2017	63,119
Prior	296,998
Total	1,359,006	1,397,595
Pass | Government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2021	145,713
2020	12,725
2019	14,429
2018	3,299
2017	306
Prior	6,562
Total	183,034	334,639
Pass | Net of government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2021	341,987
2020	248,962
2019	139,255
2018	92,519
2017	62,813
Prior	290,436
Total	1,175,972	1,062,956
Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	19,270
2020	3,190
2019	4,036
2018	4,459
2017	10,912
Prior	13,013
Total	54,880	46,455
Classified | Government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2021	7,201
2020	1,259
2019	0
2018	0
2017	0
Prior	10,571
Total	19,031	14,587
Classified | Net of government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2021	12,069
2020	1,931
2019	4,036
2018	4,459
2017	10,912
Prior	2,442
Total	35,849	31,868
Commercial & industrial loans
Financing Receivable, Credit Quality Indicator [Line Items]
2021	246,229
2020	55,192
2019	33,410
2018	40,457
2017	23,722
Prior	49,328
Total	448,338	772,468
Commercial & industrial loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	227,376
2020	54,478
2019	29,846
2018	37,339
2017	23,205
Prior	44,554
Total	416,798	758,362
Commercial & industrial loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	18,853
2020	714
2019	3,564
2018	3,118
2017	517
Prior	4,774
Total	31,540	14,106
Commercial real estate | Owner occupied properties
Financing Receivable, Credit Quality Indicator [Line Items]
2021	81,533
2020	85,374
2019	39,254
2018	15,363
2017	14,452
Prior	64,224
Total	300,200
Commercial real estate | Owner occupied properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	81,533
2020	83,975
2019	39,254
2018	14,841
2017	14,452
Prior	57,717
Total	291,772
Commercial real estate | Owner occupied properties | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	1,399
2019	0
2018	522
2017	0
Prior	6,507
Total	8,428
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Credit Quality Indicator [Line Items]
2021	77,205
2020	77,961
2019	61,147
2018	34,317
2017	30,119
Prior	154,562
Total	435,311
Commercial real estate | Non-owner occupied and multifamily properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	77,205
2020	77,961
2019	61,147
2018	34,307
2017	19,833
Prior	154,561
Total	425,014
Commercial real estate | Non-owner occupied and multifamily properties | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	10
2017	10,286
Prior	1
Total	10,297
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2021	8,173
2020	9,100
2019	4,161
2018	621
2017	1,466
Prior	9,021
Total	32,542
Residential real estate | 1-4 family residential properties secured by first liens | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	7,756
2020	8,023
2019	3,689
2018	531
2017	1,466
Prior	8,812
Total	30,277
Residential real estate | 1-4 family residential properties secured by first liens | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	417
2020	1,077
2019	472
2018	90
2017	0
Prior	209
Total	2,265
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2021	5,806
2020	2,535
2019	3,229
2018	3,723
2017	259
Prior	4,058
Total	19,610
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	5,806
2020	2,535
2019	3,229
2018	3,464
2017	259
Prior	4,046
Total	19,339
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	259
2017	0
Prior	12
Total	271
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Credit Quality Indicator [Line Items]
2021	21,409
2020	1,056
2019	1,707
2018	62
2017	109
Prior	11,879
Total	36,222
Residential real estate | 1-4 family residential construction loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	21,409
2020	1,056
2019	1,707
2018	62
2017	0
Prior	11,879
Total	36,113
Residential real estate | 1-4 family residential construction loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	109
Prior	0
Total	109
Other construction, land development and raw land loans
Financing Receivable, Credit Quality Indicator [Line Items]
2021	39,624
2020	26,458
2019	11,044
2018	3,775
2017	139
Prior	7,054
Total	88,094
Other construction, land development and raw land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	39,624
2020	26,458
2019	11,044
2018	3,315
2017	139
Prior	5,544
Total	86,124
Other construction, land development and raw land loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	460
2017	0
Prior	1,510
Total	1,970
Obligations of states and political subdivisions in the US
Financing Receivable, Credit Quality Indicator [Line Items]
2021	4,120
2020	812
2019	1,875
2018	343
2017	2,733
Prior	6,520
Total	16,403
Obligations of states and political subdivisions in the US | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	4,120
2020	812
2019	1,875
2018	343
2017	2,733
Prior	6,520
Total	16,403
Obligations of states and political subdivisions in the US | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Total	0
Agricultural production, including commercial fishing
Financing Receivable, Credit Quality Indicator [Line Items]
2021	19,970
2020	3,929
2019	810
2018	1,118
2017	741
Prior	1,391
Total	27,959
Agricultural production, including commercial fishing | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	19,970
2020	3,929
2019	810
2018	1,118
2017	741
Prior	1,391
Total	27,959
Agricultural production, including commercial fishing | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Total	0
Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
2021	873
2020	815
2019	653
2018	403
2017	291
Prior	1,766
Total	4,801
Consumer loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	873
2020	815
2019	653
2018	403
2017	291
Prior	1,766
Total	4,801
Consumer loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Total	0
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
2021	2,028
2020	1,645
2019	430
2018	95
2017	0
Prior	208
Total	4,406	0
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	2,028
2020	1,645
2019	430
2018	95
2017	0
Prior	208
Total	4,406
Other loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Total	$ 0
Real estate construction one-to-four family
Financing Receivable, Credit Quality Indicator [Line Items]
Total		38,180
Real estate construction one-to-four family | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total		37,093
Real estate construction one-to-four family | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Total		1,087
Real estate construction other
Financing Receivable, Credit Quality Indicator [Line Items]
Total		79,403
Real estate construction other | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total		79,403
Real estate construction other | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Total		0
Real estate term owner occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Total		162,724
Real estate term owner occupied | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total		152,734
Real estate term owner occupied | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Total		9,990
Real estate term non-owner occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Total		307,247
Real estate term non-owner occupied | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total		289,555
Real estate term non-owner occupied | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Total		17,692
Real estate term other
Financing Receivable, Credit Quality Indicator [Line Items]
Total		46,230
Real estate term other | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total		42,900
Real estate term other | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Total		3,330
Consumer secured by 1st deeds of trust
Financing Receivable, Credit Quality Indicator [Line Items]
Total		15,548
Consumer secured by 1st deeds of trust | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total		15,404
Consumer secured by 1st deeds of trust | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Total		144
Consumer other
Financing Receivable, Credit Quality Indicator [Line Items]
Total		22,250
Consumer other | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total		22,144
Consumer other | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Total		$ 106

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses - Aging of Contractually Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Loans	$ 1,413,886	$ 1,444,050
Greater Than 90 Days Past Due Still Accruing	0	449
Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,888	10,950
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	218	2,929
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	51	229
Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,619	7,792
Current
Financing Receivable, Past Due [Line Items]
Loans	1,409,998	1,433,100
Commercial & industrial loans
Financing Receivable, Past Due [Line Items]
Loans	448,338	772,468
Greater Than 90 Days Past Due Still Accruing	0
Commercial & industrial loans | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		612,254
Greater Than 90 Days Past Due Still Accruing		0
Commercial & industrial loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	726
Commercial & industrial loans | Total Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		3,146
Commercial & industrial loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	206
Commercial & industrial loans | 30-59 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		242
Commercial & industrial loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	51
Commercial & industrial loans | 60-89 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		229
Commercial & industrial loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	469
Commercial & industrial loans | Greater Than 90 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		2,675
Commercial & industrial loans | Current
Financing Receivable, Past Due [Line Items]
Loans	447,612
Commercial & industrial loans | Current | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		609,108
Commercial real estate | Owner occupied properties
Financing Receivable, Past Due [Line Items]
Loans	300,200
Greater Than 90 Days Past Due Still Accruing	0
Commercial real estate | Owner occupied properties | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		233,320
Greater Than 90 Days Past Due Still Accruing		449
Commercial real estate | Owner occupied properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,188
Commercial real estate | Owner occupied properties | Total Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		4,662
Commercial real estate | Owner occupied properties | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	12
Commercial real estate | Owner occupied properties | 30-59 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		2,203
Commercial real estate | Owner occupied properties | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Commercial real estate | Owner occupied properties | 60-89 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Commercial real estate | Owner occupied properties | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,176
Commercial real estate | Owner occupied properties | Greater Than 90 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		2,459
Commercial real estate | Owner occupied properties | Current
Financing Receivable, Past Due [Line Items]
Loans	299,012
Commercial real estate | Owner occupied properties | Current | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		228,658
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Past Due [Line Items]
Loans	435,311
Greater Than 90 Days Past Due Still Accruing	0
Commercial real estate | Non-owner occupied and multifamily properties | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		392,452
Greater Than 90 Days Past Due Still Accruing		0
Commercial real estate | Non-owner occupied and multifamily properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Commercial real estate | Non-owner occupied and multifamily properties | Total Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Commercial real estate | Non-owner occupied and multifamily properties | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Commercial real estate | Non-owner occupied and multifamily properties | 30-59 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Commercial real estate | Non-owner occupied and multifamily properties | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Commercial real estate | Non-owner occupied and multifamily properties | 60-89 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Commercial real estate | Non-owner occupied and multifamily properties | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Commercial real estate | Non-owner occupied and multifamily properties | Greater Than 90 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Commercial real estate | Non-owner occupied and multifamily properties | Current
Financing Receivable, Past Due [Line Items]
Loans	435,311
Commercial real estate | Non-owner occupied and multifamily properties | Current | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		392,452
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Past Due [Line Items]
Loans	32,542
Greater Than 90 Days Past Due Still Accruing	0
Residential real estate | 1-4 family residential properties secured by first liens | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		33,415
Greater Than 90 Days Past Due Still Accruing		0
Residential real estate | 1-4 family residential properties secured by first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	90
Residential real estate | 1-4 family residential properties secured by first liens | Total Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		446
Residential real estate | 1-4 family residential properties secured by first liens | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Residential real estate | 1-4 family residential properties secured by first liens | 30-59 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		446
Residential real estate | 1-4 family residential properties secured by first liens | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Residential real estate | 1-4 family residential properties secured by first liens | 60-89 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Residential real estate | 1-4 family residential properties secured by first liens | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	90
Residential real estate | 1-4 family residential properties secured by first liens | Greater Than 90 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Residential real estate | 1-4 family residential properties secured by first liens | Current
Financing Receivable, Past Due [Line Items]
Loans	32,452
Residential real estate | 1-4 family residential properties secured by first liens | Current | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		32,969
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Past Due [Line Items]
Loans	19,610
Greater Than 90 Days Past Due Still Accruing	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		18,236
Greater Than 90 Days Past Due Still Accruing		0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	139
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Total Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		177
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | 30-59 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		38
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | 60-89 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	139
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Greater Than 90 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		139
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Current
Financing Receivable, Past Due [Line Items]
Loans	19,471
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Current | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		18,059
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Past Due [Line Items]
Loans	36,222
Greater Than 90 Days Past Due Still Accruing	0
Residential real estate | 1-4 family residential construction loans | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		32,500
Greater Than 90 Days Past Due Still Accruing		0
Residential real estate | 1-4 family residential construction loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	109
Residential real estate | 1-4 family residential construction loans | Total Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		702
Residential real estate | 1-4 family residential construction loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Residential real estate | 1-4 family residential construction loans | 30-59 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Residential real estate | 1-4 family residential construction loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Residential real estate | 1-4 family residential construction loans | 60-89 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Residential real estate | 1-4 family residential construction loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	109
Residential real estate | 1-4 family residential construction loans | Greater Than 90 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		702
Residential real estate | 1-4 family residential construction loans | Current
Financing Receivable, Past Due [Line Items]
Loans	36,113
Residential real estate | 1-4 family residential construction loans | Current | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		31,798
Other construction, land development and raw land loans
Financing Receivable, Past Due [Line Items]
Loans	88,094
Greater Than 90 Days Past Due Still Accruing	0
Other construction, land development and raw land loans | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		83,463
Greater Than 90 Days Past Due Still Accruing		0
Other construction, land development and raw land loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,636
Other construction, land development and raw land loans | Total Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		1,545
Other construction, land development and raw land loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Other construction, land development and raw land loans | 30-59 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Other construction, land development and raw land loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Other construction, land development and raw land loans | 60-89 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Other construction, land development and raw land loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,636
Other construction, land development and raw land loans | Greater Than 90 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		1,545
Other construction, land development and raw land loans | Current
Financing Receivable, Past Due [Line Items]
Loans	86,458
Other construction, land development and raw land loans | Current | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		81,918
Obligations of states and political subdivisions in the US
Financing Receivable, Past Due [Line Items]
Loans	16,403
Greater Than 90 Days Past Due Still Accruing	0
Obligations of states and political subdivisions in the US | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		15,318
Greater Than 90 Days Past Due Still Accruing		0
Obligations of states and political subdivisions in the US | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Obligations of states and political subdivisions in the US | Total Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Obligations of states and political subdivisions in the US | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Obligations of states and political subdivisions in the US | 30-59 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Obligations of states and political subdivisions in the US | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Obligations of states and political subdivisions in the US | 60-89 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Obligations of states and political subdivisions in the US | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Obligations of states and political subdivisions in the US | Greater Than 90 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Obligations of states and political subdivisions in the US | Current
Financing Receivable, Past Due [Line Items]
Loans	16,403
Obligations of states and political subdivisions in the US | Current | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		15,318
Agricultural production, including commercial fishing
Financing Receivable, Past Due [Line Items]
Loans	27,959
Greater Than 90 Days Past Due Still Accruing	0
Agricultural production, including commercial fishing | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		12,968
Greater Than 90 Days Past Due Still Accruing		0
Agricultural production, including commercial fishing | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Agricultural production, including commercial fishing | Total Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Agricultural production, including commercial fishing | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Agricultural production, including commercial fishing | 30-59 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Agricultural production, including commercial fishing | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Agricultural production, including commercial fishing | 60-89 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Agricultural production, including commercial fishing | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Agricultural production, including commercial fishing | Greater Than 90 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Agricultural production, including commercial fishing | Current
Financing Receivable, Past Due [Line Items]
Loans	27,959
Agricultural production, including commercial fishing | Current | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		12,968
Consumer loans
Financing Receivable, Past Due [Line Items]
Loans	4,801
Greater Than 90 Days Past Due Still Accruing	0
Consumer loans | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		5,734
Greater Than 90 Days Past Due Still Accruing		0
Consumer loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Consumer loans | Total Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		272
Consumer loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Consumer loans | 30-59 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Consumer loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Consumer loans | 60-89 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Consumer loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Consumer loans | Greater Than 90 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		272
Consumer loans | Current
Financing Receivable, Past Due [Line Items]
Loans	4,801
Consumer loans | Current | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		5,462
Other loans
Financing Receivable, Past Due [Line Items]
Loans	4,406	0
Greater Than 90 Days Past Due Still Accruing	0
Other loans | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		4,390
Greater Than 90 Days Past Due Still Accruing		0
Other loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Other loans | Total Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Other loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Other loans | 30-59 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Other loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Other loans | 60-89 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Other loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Other loans | Greater Than 90 Days Past Due | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		0
Other loans | Current
Financing Receivable, Past Due [Line Items]
Loans	$ 4,406
Other loans | Current | Cumulative effect, period of adoption, adjusted balance
Financing Receivable, Past Due [Line Items]
Loans		$ 4,390

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	$ 11,650	$ 11,120
Nonaccrual With No ACL	11,542	10,723
Government guarantees
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	978	1,483
Nonaccrual With No ACL	978	1,483
Net of government guarantees
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	10,672	9,637
Nonaccrual With No ACL	10,564	9,240
Commercial & industrial loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	4,350	3,848
Nonaccrual With No ACL	4,298	3,513
Commercial real estate | Owner occupied properties
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	3,506	4,620
Nonaccrual With No ACL	3,506	4,582
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	1,778	160
Nonaccrual With No ACL	1,778	160
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	271	242
Nonaccrual With No ACL	215	221
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	109	702
Nonaccrual With No ACL	109	702
Other construction, land development and raw land loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	1,636	1,545
Nonaccrual With No ACL	1,636	1,545
Consumer loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	3
Nonaccrual With No ACL	$ 0	$ 0

Loans and Allowance for Cred_13

Loans and Allowance for Credit Losses - Loan Modifications not Classified as TDRs (Details) $ in Thousands	Dec. 31, 2021USD ($)contract	Dec. 31, 2020USD ($)contract
Receivables [Abstract]
Portfolio loans, Interest only | $	$ 49,219	$ 43,379
Portfolio loans, Full Payment Deferral | $	31	22,165
Portfolio loans, Total | $	$ 49,250	$ 65,544
Number of modifications, Interest Only | contract	16,000	23,000
Number of modifications, Full Payment Deferral | contract	1,000	11,000
Number of modifications, Total | contract	17,000	34,000

Loans and Allowance for Cred_14

Loans and Allowance for Credit Losses - Troubled Debt Restructured Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Troubled Debt Restructuring [Line Items]
New Troubled Debt Restructurings, Accrual Status	$ 0
Existing Troubled Debt Restructurings, Accrual Status	3,291
Troubled Debt Restructurings, Accrual Status	3,291
New Troubled Debt Restructurings, Nonaccrual Status	4,184
New Troubled Debt Restructurings, Nonaccrual Status	3,163
Troubled Debt Restructurings, Nonaccrual Status	7,347
New Troubled Debt Restructurings	4,184
Existing Troubled Debt Restructurings	6,454
Troubled Debt Restructurings	10,638	$ 7,900
Commercial & industrial loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
New Troubled Debt Restructurings, Accrual Status	0
New Troubled Debt Restructurings, Nonaccrual Status	3,118
New Troubled Debt Restructurings	3,118
Commercial real estate | Owner occupied properties
Financing Receivable, Troubled Debt Restructuring [Line Items]
New Troubled Debt Restructurings, Accrual Status	0
New Troubled Debt Restructurings, Nonaccrual Status	350
New Troubled Debt Restructurings	350
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Troubled Debt Restructuring [Line Items]
New Troubled Debt Restructurings, Accrual Status	0
New Troubled Debt Restructurings, Nonaccrual Status	139
New Troubled Debt Restructurings	139
Other construction, land development and raw land loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
New Troubled Debt Restructurings, Accrual Status	0
New Troubled Debt Restructurings, Nonaccrual Status	577
New Troubled Debt Restructurings	$ 577

Loans and Allowance for Cred_15

Loans and Allowance for Credit Losses - Troubled Debt Restructured Loans, By Concession (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)contract	Dec. 31, 2020USD ($)contract
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, number of contracts | contract	5	2
Pre-modification, total modification	$ 4,868	$ 3,413
Post-modification, number of contracts | contract	4	2
Post-modification, total modification	$ 4,184	$ 1,751
Rate Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0	0
Post-modification, total modification	0	0
Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	4,729	3,249
Post-modification, total modification	4,045	1,590
Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	139	164
Post-modification, total modification	139	161
Combination Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0	0
Post-modification, total modification	$ 0	$ 0
Commercial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, number of contracts | contract	2	2
Pre-modification, total modification	$ 3,792	$ 3,413
Post-modification, number of contracts | contract	1	2
Post-modification, total modification	$ 3,118	$ 1,751
Commercial | Rate Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0	0
Post-modification, total modification	0	0
Commercial | Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	3,792	3,249
Post-modification, total modification	3,118	1,590
Commercial | Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0	164
Post-modification, total modification	0	161
Commercial | Combination Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0	0
Post-modification, total modification	$ 0	$ 0
Commercial real estate | Owner occupied properties
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, number of contracts | contract	1
Pre-modification, total modification	$ 360
Post-modification, number of contracts | contract	1
Post-modification, total modification	$ 350
Commercial real estate | Owner occupied properties | Rate Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	0
Commercial real estate | Owner occupied properties | Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	360
Post-modification, total modification	350
Commercial real estate | Owner occupied properties | Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	0
Commercial real estate | Owner occupied properties | Combination Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	$ 0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, number of contracts | contract	1
Pre-modification, total modification	$ 139
Post-modification, number of contracts | contract	1
Post-modification, total modification	$ 139
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Rate Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	139
Post-modification, total modification	139
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Combination Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	$ 0
Other construction, land development and raw land loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, number of contracts | contract	1
Pre-modification, total modification	$ 577
Post-modification, number of contracts | contract	1
Post-modification, total modification	$ 577
Other construction, land development and raw land loans | Rate Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	0
Other construction, land development and raw land loans | Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	577
Post-modification, total modification	577
Other construction, land development and raw land loans | Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	0
Other construction, land development and raw land loans | Combination Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	$ 0

Loans and Allowance for Cred_16

Loans and Allowance for Credit Losses - Analysis Of Loan Transactions (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance, beginning of the year	$ 217	$ 309	$ 0
Loans made	0	0	309
Repayments	26	92	0
Balance, end of year	$ 191	$ 217	$ 309

Purchased Receivables - Narrati

Purchased Receivables - Narrative (Details)	12 Months Ended
	Dec. 31, 2021contractpurchased_receivable	Dec. 31, 2020purchased_receivablecontract	Dec. 31, 2019contract
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity of purchased receivables (less than)	1 year
Number of purchased receivables past due | purchased_receivable	0	0
Purchased Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of restructured purchased receivables | contract	0	0	0

Purchased Receivables - Summary

Purchased Receivables - Summary Of Components Of Net Purchased Receivables (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased receivables	$ 6,987	$ 13,995
Total	6,987	13,922
Purchased Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses - purchased receivables	$ 0	$ (73)	$ (94)	$ (190)

Purchased Receivables - Summa_2

Purchased Receivables - Summary of ACL on Purchased Receivables (Details) - Purchased Receivable - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of year	$ 73	$ 94	$ 190
Charge-offs	0	0	0
Recoveries	0	0	0
Charge-offs net of recoveries	0	0	0
Benefit for purchased receivables	0	(21)	(96)
Balance at end of year	0	73	$ 94
Cumulative effect, period of adoption, adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of year	$ (73)
Balance at end of year		$ (73)

Servicing Rights - Mortgage Ser

Servicing Rights - Mortgage Servicing Assets (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Changes in fair value:
Balance of mortgage loans serviced for others	$ 772,764	$ 683,117
MSR as a percentage of serviced loans	1.78%	1.64%
Mortgage servicing rights
Servicing Asset at Fair Value, Amount [Roll Forward]
Balance, beginning of period	$ 11,218	$ 11,920	$ 10,821
Additions for new MSR capitalized	6,088	4,824	3,707
Changes in fair value:
Due to changes in model inputs of assumptions	(1,181)	(2,701)	(1,313)
Other	(2,401)	(2,825)	(1,295)
Carrying value, December 31	13,724	11,218	$ 11,920
Balance of mortgage loans serviced for others	$ 772,764	$ 683,117
MSR as a percentage of serviced loans	1.78%	1.64%

Servicing Rights - Narrative (D

Servicing Rights - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Commercial servicing rights
Servicing Assets at Fair Value [Line Items]
Mortgage servicing rights, at fair value	$ 1,084	$ 1,310
Commercial loans serviced by third party	$ 259,800	$ 274,600
Average constant prepayment rate	16.08%	9.66%
Average discount rate	9.94%	9.46%
Other Noninterest Income
Servicing Assets at Fair Value [Line Items]
Mortgage servicing fees	$ 2,900	$ 2,700	$ 2,400

Servicing Rights - Valuation As

Servicing Rights - Valuation Assumptions (Details) - Mortgage servicing rights	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Servicing Assets at Fair Value [Line Items]
Average constant prepayment rate	11.80%	13.05%
Average discount rate	8.00%	7.75%

Servicing Rights - Key Assumpti

Servicing Rights - Key Assumptions and the Sensitivity of the Fair Value (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Servicing Assets at Fair Value [Line Items]
Aggregate portfolio principal balance	$ 772,764	$ 683,117
Base
MSR as a percentage of serviced loans	1.78%	1.64%
Mortgage servicing rights
Servicing Assets at Fair Value [Line Items]
Aggregate portfolio principal balance	$ 772,764	$ 683,117
Weighted average rate of note	3.31%	3.62%
Base
Constant prepayment rate	11.80%	13.05%
Average discount rate	8.00%	7.75%
Mortgage servicing rights, at fair value	$ 13,724	$ 11,218	$ 11,920	$ 10,821
MSR as a percentage of serviced loans	1.78%	1.64%
1.0% Adverse Rate Change
Constant prepayment rate	23.59%	26.11%
Discount rate	7.00%	6.75%
Fair value MSR	$ 9,612	$ 7,455
Percentage of MSR	1.24%	1.09%
2.0% Adverse Rate Change
Constant prepayment rate	34.57%	38.97%
Discount rate	6.00%	5.75%
Fair value MSR	$ 7,256	$ 5,404
Percentage of MSR	0.94%	0.79%

Other Real Estate Owned (Detail

Other Real Estate Owned (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Other Real Estate Owned Expense [Line Items]
OREO	$ 5,638	$ 7,289
OREO (income) expense, net of rental income and gains on sale	(432)	(242)	$ (193)
OREO operating expense
Other Real Estate Owned Expense [Line Items]
OREO (income) expense, net of rental income and gains on sale	777	658	693
Rental income on OREO
Other Real Estate Owned Expense [Line Items]
OREO (income) expense, net of rental income and gains on sale	(524)	(509)	(506)
Gains on sale of OREO
Other Real Estate Owned Expense [Line Items]
OREO (income) expense, net of rental income and gains on sale	$ (685)	$ (391)	$ (380)

Premises and Equipment - Schedu

Premises and Equipment - Schedule of Property and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Property, Plant and Equipment [Line Items]
Total Premises and Equipment	$ 67,101	$ 65,094
Accumulated depreciation and amortization	(29,937)	(26,992)
Total Premises and Equipment, Net	37,164	38,102
Land
Property, Plant and Equipment [Line Items]
Total Premises and Equipment	5,137	5,137
Furniture and equipment
Property, Plant and Equipment [Line Items]
Total Premises and Equipment	14,287	13,157
Tenant improvements
Property, Plant and Equipment [Line Items]
Total Premises and Equipment	$ 10,394	9,182
Buildings
Property, Plant and Equipment [Line Items]
Useful Life	39 years
Total Premises and Equipment	$ 37,283	$ 37,618
Minimum | Furniture and equipment
Property, Plant and Equipment [Line Items]
Useful Life	3 years
Minimum | Tenant improvements
Property, Plant and Equipment [Line Items]
Useful Life	2 years
Maximum | Furniture and equipment
Property, Plant and Equipment [Line Items]
Useful Life	7 years
Maximum | Tenant improvements
Property, Plant and Equipment [Line Items]
Useful Life	15 years

Premises and Equipment - Narrat

Premises and Equipment - Narrative (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Property, Plant and Equipment [Abstract]
Depreciation	$ 3.3	$ 3.1	$ 3

Leases - Narrative (Details)

Leases - Narrative (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Operating lease ROU assets	$ 11,001	$ 12,440
Operating lease liabilities	$ 10,965	$ 12,378

Leases - Summary of Additional

Leases - Summary of Additional Lease Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Lease Cost
Operating lease cost	$ 2,773	$ 2,819
Short term lease cost	27	35
Total lease cost	2,800	2,854
Other information
Operating leases - operating cash flows	$ 2,614	$ 2,681
Weighted average lease term - operating leases, in years	10 years 6 months 18 days	10 years 8 months 19 days
Weighted average discount rate - operating leases	3.21%	3.29%

Leases - Maturity of Lease Liab

Leases - Maturity of Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
2022	$ 2,502
2023	2,109
2024	1,961
2025	1,858
2026	721
Thereafter	4,265
Total minimum lease payments	13,416
Less: amount of lease payment representing interest	(2,451)
Present value of future minimum lease payments	$ 10,965	$ 12,378

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets - Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill	$ 15,017	$ 15,017
Core deposit intangible	42	79
Trade name intangible	950	950
Intangible assets total	$ 16,009	$ 16,046

Goodwill and Intangible Asset_3

Goodwill and Intangible Assets - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Intangible asset amortization expense	$ 37	$ 48	$ 60
Accumulated amortization for intangible assets	$ 6,000	$ 6,000

Goodwill and Intangible Asset_4

Goodwill and Intangible Assets - Future Amortization Expense (Details) $ in Thousands	Dec. 31, 2021USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2022	$ 25
2023	14
2024	3
2025	0
2026	0
Thereafter	0
Total	$ 42

Other Assets - Schedule of Othe

Other Assets - Schedule of Other Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Investment in Low Income Housing Partnerships	$ 20,640	$ 24,142
Accrued interest receivable	6,846	7,979
Bank owned life insurance, net	4,293	6,520
Taxes receivable	1,994	4,083
Software	2,855	3,905
Equity method investments	2,219	2,462
Prepaid expenses	2,210	2,404
Deferred taxes, net	3,278	1,980	$ 2,535
Repossessed assets	0	231
Other assets	1,525	2,051
Total	54,361	68,488
Commercial servicing rights
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Commercial servicing rights, at fair value	1,084	1,310
Interest rate swaps
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative asset	6,030	7,387
Interest rate lock commitments
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative asset	$ 1,387	$ 4,034

Other Assets - Narrative (Detai

Other Assets - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Commitments to invest, amortization expense	$ 3,500	$ 3,500	$ 2,700
Remaining commitment to invest in low income housing partnership	$ 4,447

Other Assets - Schedule of Inve

Other Assets - Schedule of Investing Commitment (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)
Other Commitments [Line Items]
Original commitment amount	$ 42,859
Less: life to date contributions	(38,412)
Remaining commitment amount	$ 4,447
USA 57
Other Commitments [Line Items]
Years over which tax benefits are earned	15 years
Original commitment amount	$ 3,000
Less: life to date contributions	(3,000)
Remaining commitment amount	$ 0
WNC
Other Commitments [Line Items]
Years over which tax benefits are earned	16 years
Original commitment amount	$ 2,500
Less: life to date contributions	(2,500)
Remaining commitment amount	$ 0
R4 - Coronado
Other Commitments [Line Items]
Years over which tax benefits are earned	17 years
Original commitment amount	$ 10,729
Less: life to date contributions	(10,629)
Remaining commitment amount	$ 100
R4 - MVV
Other Commitments [Line Items]
Years over which tax benefits are earned	17 years
Original commitment amount	$ 8,528
Less: life to date contributions	(8,348)
Remaining commitment amount	$ 180
R4 - PJ33
Other Commitments [Line Items]
Years over which tax benefits are earned	17 years
Original commitment amount	$ 6,835
Less: life to date contributions	(6,529)
Remaining commitment amount	$ 306
R4 - Coronado II
Other Commitments [Line Items]
Years over which tax benefits are earned	17 years
Original commitment amount	$ 7,282
Less: life to date contributions	(7,022)
Remaining commitment amount	$ 260
R4 - Duke Apartments
Other Commitments [Line Items]
Years over which tax benefits are earned	17 years
Original commitment amount	$ 3,985
Less: life to date contributions	(384)
Remaining commitment amount	$ 3,601

Deposits - Scheduled Maturities

Deposits - Scheduled Maturities Of Certificates Of Deposit (Details) $ in Thousands	Dec. 31, 2021USD ($)
Deposits [Abstract]
2022	$ 118,569
2023	52,643
2024	4,572
2025	143
2026	280
Thereafter	1,757
Total	$ 177,964

Deposits - Narrative (Details)

Deposits - Narrative (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deposits [Line Items]
Certificates of deposits	$ 177,964
Deposits held for related parties	3,600	$ 4,600
IntraFi Network
Deposits [Line Items]
Certificates of deposits	24,000	9,400
Demand deposit accounts	$ 223,700	$ 86,500

Borrowings - Narrative (Details

Borrowings - Narrative (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Debt Instrument [Line Items]
Ratio of line of credit to eligible assets	45.00%
Line of credit	$ 271,800,000
Ratio of line of credit to total assets	10.00%
Ratio of eligible assets to borrowing capacity	45.00%
Additional borrowing capacity	$ 1,220,000,000
Long-term FHLB advances	$ 14,500,000	$ 14,800,000
Amortization period of FHLB advance	30 years
Loans pledged as collateral	$ 0	0
FHLB discount window advances outstanding	0	0
Interest paid (less than)	$ 3,813,000	6,009,000	$ 5,640,000
Alaska limit on borrowing, percent of total assets	35.00%
Alaska limit on borrowing, total assets	$ 948,000,000	736,000,000
Securities sold under repurchase agreements	0	0
Interest expense on deposits, borrowings and junior subordinated debentures	$ 3,779,000	$ 6,051,000	$ 5,641,000
Weighted average interest rate	2.90%	3.12%	3.39%
Minimum
Debt Instrument [Line Items]
Term of FHLB advances	18 years
Fixed rate of FHLB advance	1.23%
Maximum
Debt Instrument [Line Items]
Term of FHLB advances	20 years
Fixed rate of FHLB advance	3.25%
Note Agreement With Federal Reserve Bank
Debt Instrument [Line Items]
Loans pledged as collateral	$ 50,700,000
Interest paid (less than)	1,000	$ 1,000
Discount Window
Debt Instrument [Line Items]
Loans pledged as collateral	32,200,000
FHLB and Secured Debt
Debt Instrument [Line Items]
Interest expense on deposits, borrowings and junior subordinated debentures	$ 320,000	$ 387,000	$ 291,000

Borrowings - Future Principal P

Borrowings - Future Principal Payments Required On The Company's Borrowings (Details) $ in Thousands	Dec. 31, 2021USD ($)
Debt Disclosure [Abstract]
2021	$ 412
2022	421
2023	431
2024	441
2025	453
Thereafter	12,350
Total	$ 14,508

Junior Subordinated Debentures

Junior Subordinated Debentures (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2005
Subordinated Borrowing [Line Items]
Investment in unconsolidated trust	$ 54,361	$ 68,488
Junior subordinated debentures	10,310	10,310
Interest expense on deposits, borrowings and junior subordinated debentures	$ 3,779	6,051	$ 5,641
Northrim Statutory Trust 2
Subordinated Borrowing [Line Items]
Investment in unconsolidated trust				$ 10,000
Junior subordinated debentures				$ 10,300
LIBOR period	90 days
Basis plus LIBOR	1.37%
Liquidation preference per capital security (in USD per share)	$ 1,000
Interest rate	1.57%
Interest expense on deposits, borrowings and junior subordinated debentures	$ 160	$ 219	$ 398

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Beginning balance, value	$ 221,575	$ 207,117	$ 205,947
Other comprehensive income (loss), net of tax	(3,424)	(413)	951
Ending balance, value	237,817	221,575	207,117
Other comprehensive income (loss), tax (expense) benefit	1,360	1,600	(757)
Total
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Beginning balance, value	18	431	(520)
Other comprehensive income (loss), net of tax	(3,424)	(413)	951
Ending balance, value	(3,406)	18	431
Unrealized gains (losses) on securities available for sale
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Beginning balance, value	1,259	965	(1,127)
Other comprehensive income (loss), net of tax	(3,982)	294	2,092
Ending balance, value	(2,723)	1,259	965
Unrealized gains (losses) on derivatives and hedging
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Beginning balance, value	(1,241)	(534)	607
Other comprehensive income (loss), net of tax	558	(707)	(1,141)
Ending balance, value	$ (683)	$ (1,241)	$ (534)

Revenue - Disaggregation of Rev

Revenue - Disaggregation of Revenue (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Disaggregation of Revenue [Line Items]
Other operating income (out-of-scope of Topic 606)	$ 45,774	$ 57,861	$ 31,149
Total Other Operating Income	52,263	63,328	37,346
Other operating income (in-scope of Topic 606)
Disaggregation of Revenue [Line Items]
Other operating income (in-scope of Topic 606)	6,489	5,467	6,197
Bankcard fees
Disaggregation of Revenue [Line Items]
Other operating income (in-scope of Topic 606)	3,389	2,837	2,976
Service charges on deposit accounts
Disaggregation of Revenue [Line Items]
Other operating income (in-scope of Topic 606)	1,297	1,102	1,557
Merchant fees
Disaggregation of Revenue [Line Items]
Other operating income (in-scope of Topic 606)	560	416	467
Commission income on the sale of mutual funds and annuity products
Disaggregation of Revenue [Line Items]
Other operating income (in-scope of Topic 606)	417	369	385
Other
Disaggregation of Revenue [Line Items]
Other operating income (in-scope of Topic 606)	$ 826	$ 743	$ 812

Revenue - Narrative (Details)

Revenue - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Gain on sale of OREO
Disaggregation of Revenue [Line Items]
Revenue from contract with customer	$ 685	$ 391	$ 380

Employee Benefit Plans (Details

Employee Benefit Plans (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Mandatory 401(k) match	$ 1
Maximum annual employer 401(k) contribution	5.50%
Amount expensed for 401(k) contributions	$ 1,800,000	$ 1,700,000	$ 1,400,000
Accrued liability for plan	1,800,000	1,600,000
Increase (decrease) in non-qualified deferred compensation plan	173,000	78,000	36,000
Aggregate payout under profit sharing plan	4,200,000	3,700,000	2,900,000
Supplemental Employee Retirement Plan
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Contributions to supplemental plan	281,000	290,000	262,000
Accrued liability for plan	2,200,000	2,100,000
RML
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Mandatory 401(k) match	$ 1
Maximum annual employer 401(k) contribution	2.00%
RML | Supplemental Employee Retirement Plan
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Contributions to supplemental plan	$ 959,000	997,000	$ 580,000
Accrued liability for plan	$ 3,000,000	$ 2,600,000
Vesting period	10 years

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details)	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)
Commitments and Contingencies Disclosure [Abstract]
Limit on stop-loss insurance	1 year
Stop-loss insurance limit per covered individual per year	$ 175,000
Loans repurchased in 2 year interval | loan	4
Total unfunded commitments	$ 445,900,000	$ 527,700,000
ACL for unfunded commitments	1,100,000	$ 187,000
Capital commitments
Long-term Purchase Commitment [Line Items]
Purchase commitments	$ 0

Commitments and Contingencies_2

Commitments and Contingencies - Off-Balance Sheet Commitments (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Commitments and Contingencies Disclosure [Abstract]
Commitments to extend credit	$ 361,915	$ 375,065
Commitments to originate loans held for sale	81,617	150,276
Standby letters of credit	$ 2,364	$ 2,333

Derivatives - Narrative (Detail

Derivatives - Narrative (Details)	12 Months Ended
	Dec. 31, 2021USD ($)swap	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Derivatives, Fair Value [Line Items]
Threshold for collateral requirements	$ 250,000
Collateral posted	8,200,000	$ 10,700,000
Derivative notional amount	$ 212,600,000	196,000,000
Number of instruments | swap	38
Interest rate swap income	$ 452,000	949,000	$ 964,000
Commitments to originate loans held for sale	81,617,000	150,276,000
RML
Derivatives, Fair Value [Line Items]
Commitments to originate loans held for sale	81,600,000	150,300,000
LIBOR
Derivatives, Fair Value [Line Items]
Derivative notional amount	143,200,000
Subordinated Debt
Derivatives, Fair Value [Line Items]
Junior subordinated debenture	$ 10,000,000
Effective interest rate on junior subordinated debenture	3.72%
Debt instrument, interest rate during period	1.57%
Subordinated Debt | LIBOR
Derivatives, Fair Value [Line Items]
Debt instrument, basis spread on variable rate	1.37%
Variable to Fixed
Derivatives, Fair Value [Line Items]
Derivative notional amount	$ 106,300,000
Number of instruments | swap	19
Fixed to Variable
Derivatives, Fair Value [Line Items]
Derivative notional amount	$ 106,300,000
Number of instruments | swap	19
Interest rate swaps | Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Cash pledged to collateralize fair value exposure on interest rate swap	$ 2,900,000	2,900,000
Unrealized loss on interest rate swap	1,000,000	$ 1,700,000
Interest rate swaps | Subordinated Debt | LIBOR
Derivatives, Fair Value [Line Items]
Derivative notional amount	$ 10,000,000

Derivatives - Schedule of Deriv

Derivatives - Schedule of Derivative Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Interest rate swaps
Derivatives, Fair Value [Line Items]
Derivative assets	$ 6,030	$ 7,387
Derivative liabilities	6,985	9,122
Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Derivative assets	1,387	4,034
Retail interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative assets	166
Derivative liabilities		880
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets	7,583	11,421
Derivative liabilities	6,030	8,267
Not Designated as Hedging Instrument | Interest rate swaps
Derivatives, Fair Value [Line Items]
Derivative assets	6,030	7,387
Derivative liabilities	6,030	7,387
Not Designated as Hedging Instrument | Interest rate swaps | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	6,030	7,387
Not Designated as Hedging Instrument | Interest rate swaps | Other liabilities
Derivatives, Fair Value [Line Items]
Derivative liabilities	6,030	7,387
Not Designated as Hedging Instrument | Interest rate lock commitments | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	1,387	4,034
Not Designated as Hedging Instrument | Retail interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative assets	166
Derivative liabilities		880
Not Designated as Hedging Instrument | Retail interest rate contracts | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	166	0
Not Designated as Hedging Instrument | Retail interest rate contracts | Other liabilities
Derivatives, Fair Value [Line Items]
Derivative liabilities	$ 0	$ 880

Derivatives - Schedule of Der_2

Derivatives - Schedule of Derivative Instrument Gain (Loss) (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Derivative [Line Items]
Gain (loss) on derivative not designated as hedging	$ (599)	$ (4,918)
Retail interest rate contracts | Mortgage banking income
Derivative [Line Items]
Gain (loss) on derivative not designated as hedging	1,930	(7,980)
Interest rate lock commitments | Mortgage banking income
Derivative [Line Items]
Gain (loss) on derivative not designated as hedging	$ (2,529)	$ 3,062

Derivatives - Schedule of Offse

Derivatives - Schedule of Offsetting Asset Derivatives (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Not Designated as Hedging Instrument
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	$ 7,583	$ 11,421
Interest rate swaps
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	6,030	7,387
Net amounts of assets and liabilities presented in the Statement of Financial Position	6,030	7,387
Interest rate swaps | Not Designated as Hedging Instrument
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	6,030	7,387
Gross amounts offset in the Statement of Financial Position	0	0
Net amounts of assets and liabilities presented in the Statement of Financial Position	6,030	7,387
Financial Instruments	0	0
Collateral Posted	0	0
Net Amount	6,030	$ 7,387
Retail interest rate contracts
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	166
Retail interest rate contracts | Not Designated as Hedging Instrument
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	166
Gross amounts offset in the Statement of Financial Position	0
Net amounts of assets and liabilities presented in the Statement of Financial Position	166
Financial Instruments	0
Collateral Posted	0
Net Amount	$ 166

Derivatives - Schedules of Offs

Derivatives - Schedules of Offsetting Liability Derivatives (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Interest rate swaps
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	$ 6,985	$ 9,122
Retail interest rate contracts
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities		880
Not Designated as Hedging Instrument
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	6,030	8,267
Not Designated as Hedging Instrument | Interest rate swaps
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	6,030	7,387
Gross amounts offset in the Statement of Financial Position	0	0
Financial Instruments	6,030	7,387
Gross amounts not offset in the Statement of Financial Position, Financial Instruments	0	0
Collateral Posted	6,030	7,387
Net Amount	$ 0	0
Not Designated as Hedging Instrument | Retail interest rate contracts
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities		880
Gross amounts offset in the Statement of Financial Position		0
Financial Instruments		880
Gross amounts not offset in the Statement of Financial Position, Financial Instruments		0
Collateral Posted		0
Net Amount		$ 880

Common Stock (Details)

Common Stock (Details) - USD ($) $ / shares in Units, $ in Thousands	Feb. 24, 2022	Jan. 31, 2021	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Jan. 28, 2022
Class of Stock [Line Items]
Dividends paid to shareholders			$ 9,388	$ 8,844	$ 8,512
Cash dividends paid (in USD per share)			$ 1.50	$ 1.38	$ 1.26
Percentage of common stock authorized for repurchase		5.00%
Remaining shares available under stock repurchase program (in shares)			33,724
Shares repurchased (in shares)			279,276	327,000	347,676
Subsequent Event
Class of Stock [Line Items]
Cash dividends declared (in USD per share)	$ 0.41
Number of shares authorized to be repurchased (in shares)						300,000

Stock-Based Compensation - Narr

Stock-Based Compensation - Narrative (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options exercisable (in shares)	107,553	136,038	112,319
Options exercisable, weighted average exercise price (in USD per share)	$ 32.63	$ 29.42	$ 28.17
Total intrinsic value of stock options outstanding	$ 1,200,000	$ 682,000	$ 1,100,000
Total intrinsic value of stock options exercisable	1,200,000	682,000	1,100,000
Total intrinsic value of stock options exercised	969,000	0	203,000
Stock-based compensation expense	$ 1,073,000	943,000	832,000
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based compensation options contractual term	10 years
Stock incentive plan vesting period, years	3 years
Amount withheld for stock option exercises and related income taxes	$ 1,700,000	0	317,000
Stock-based compensation expense	173,000	148,000	143,000
Unrecognized compensation expense	$ 218,000
Weighted-average period for recognition of expense	2 years 3 months 18 days
Cash Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Proceeds from exercise of stock options	$ 0	0	0
Cashless Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Proceeds from exercise of stock options	$ 1,400,000	0	282,000
Restricted Stock Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan vesting period, years	3 years
Stock-based compensation expense	$ 900,000	795,000	689,000
Unrecognized compensation expense	$ 1,300,000
Weighted-average period for recognition of expense	2 years 3 months 18 days
Intrinsic value of restricted stock units vested	$ 1,300,000	$ 735,000	$ 906,000
Prior Stock Option Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares of authorized stock for stock incentive plan (in shares)	0
2020 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares of authorized stock for stock incentive plan (in shares)	325,000

Stock-Based Compensation - Assu

Stock-Based Compensation - Assumptions Used To Determine Fair Value of Stock Options (Details) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Share-based Payment Arrangement [Abstract]
Grant date fair value (in USD per share)	$ 10.27	$ 6.55	$ 5.34
Expected life of options	8 years	8 years	8 years
Risk-free interest rate	1.33%	0.79%	1.74%
Dividend yield rate	3.86%	4.55%	4.11%
Price volatility	36.46%	35.44%	24.34%

Stock-Based Compensation - Stoc

Stock-Based Compensation - Stock Options Activity (Details)	12 Months Ended
	Dec. 31, 2021$ / sharesshares
Number of Shares
Outstanding at beginning of period (in shares) | shares	178,793
Granted (in shares) | shares	12,893
Forfeited (in shares) | shares	0
Exercised (in shares) | shares	(54,867)
Outstanding at end of period (in shares) | shares	136,819
Weighted Average Exercise Price
Outstanding at beginning of period (in USD per share) | $ / shares	$ 30.64
Granted (in USD per share) | $ / shares	42.02
Forfeited (in USD per share) | $ / shares	0
Exercised (in USD per share) | $ / shares	26.10
Outstanding at end of period (in USD per share) | $ / shares	$ 33.53
Weighted average remaining contractual life, Outstanding at end of period	6 years 7 months 9 days

Stock-Based Compensation - Rest

Stock-Based Compensation - Restricted Stock Unit Activity (Details) - Restricted Stock Units	12 Months Ended
	Dec. 31, 2021$ / sharesshares
Number of Shares
Outstanding at beginning of period (in shares) | shares	72,817
Granted (in shares) | shares	17,316
Dividend equivalents awarded (in shares) | shares	2,310
Vested (in shares) | shares	(33,490)
Forfeited (in shares) | shares	(2,738)
Outstanding at end of period (in shares) | shares	56,215
Weighted Average Grant Date Fair Value
Outstanding at beginning of period (in USD per share) | $ / shares	$ 33.33
Granted (in USD per share) | $ / shares	42.02
Dividend equivalents awarded (in USD per share) | $ / shares	37.07
Vested (in USD per share) | $ / shares	33.24
Forfeited (in USD per share) | $ / shares	32.50
Outstanding at end of period (in USD per share) | $ / shares	$ 34.74
Weighted average remaining contractual life, Outstanding at end of period	2 years 3 months 14 days

Regulatory Matters - Narrative

Regulatory Matters - Narrative (Details) $ in Millions	3 Months Ended
	Dec. 31, 2005USD ($)
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Proceeds from (repurchase of) trust preferred securities	$ 10

Regulatory Matters - Summary of

Regulatory Matters - Summary of Capital Requirements (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Northrim Bank
Common equity tier 1 capital (to risk-weighted assets)
Common equity tier 1 capital (to risk-weighted assets), actual amount	$ 189,447	$ 178,532
Common equity tier 1 capital (to risk-weighted assets), actual ratio	11.43%	11.89%
Common equity tier 1 capital (to risk-weighted assets), adequately-capitalized amount	$ 74,585	$ 67,569
Common equity tier 1 capital (to risk-weighted assets), adequately-capitalized ratio	4.50%	4.50%
Common equity tier 1 capital (to risk-weighted assets), well-capitalized amount	$ 107,735	$ 97,599
Common equity tier 1 capital (to risk-weighted assets), well-capitalized ratio	6.50%	6.50%
Total Capital (to risk-weighted assets)
Total Capital (to risk-weighted assets), actual amount	$ 201,087	$ 197,233
Total Capital (to risk-weighted assets), actual ratio	0.1213	0.1313
Total Capital (to risk-weighted assets), adequately-capitalized amount	$ 132,621	$ 120,172
Total Capital (to risk-weighted assets), adequately-capitalized ratio	0.08	0.08
Total Capital (to risk-weighted assets), well-capitalized amount	$ 165,777	$ 150,216
Total Capital (to risk-weighted assets), well-capitalized ratio	0.10	0.10
Tier I Capital (to risk-weighted assets)
Tier 1 Capital (to risk-weighted assets), actual amount	$ 189,348	$ 178,429
Tier 1 Capital (to risk-weighted assets), actual ratio	0.1142	0.1188
Tier 1 Capital (to risk-weighted assets), adequately-capitalized amount	$ 99,482	$ 90,116
Tier 1 capital (to risk-weighted assets), adequately capitalized ratio	0.06	0.06
Tier 1 Capital (to risk-weighted assets), well-capitalized amount	$ 132,643	$ 120,154
Tier 1 Capital (to risk-weighted assets), well-capitalized ratio	0.08	0.08
Tier I Capital (to average assets)
Tier I Capital (to average assets), actual amount	$ 189,348	$ 178,429
Tier I Capital (to average assets), actual ratio	0.0731	0.0855
Tier I Capital (to average assets), adequately-capitalized amount	$ 103,610	$ 83,476
Tier 1 capital (to average assets), adequately-capitalized ratio	0.04	0.04
Tier I Capital (to average assets), well-capitalized amount	$ 129,513	$ 104,344
Tier I Capital (to average assets), well-capitalized ratio	0.05	0.05
Northrim Bancorp, Inc.
Common equity tier 1 capital (to risk-weighted assets)
Common equity tier 1 capital (to risk-weighted assets), actual amount	$ 225,412	$ 205,717
Common equity tier 1 capital (to risk-weighted assets), actual ratio	13.50%	13.75%
Common equity tier 1 capital (to risk-weighted assets), adequately-capitalized amount	$ 75,137	$ 67,326
Common equity tier 1 capital (to risk-weighted assets), adequately-capitalized ratio	4.50%	4.50%
Total Capital (to risk-weighted assets)
Total Capital (to risk-weighted assets), actual amount	$ 246,836	$ 234,363
Total Capital (to risk-weighted assets), actual ratio	0.1479	0.1546
Total Capital (to risk-weighted assets), adequately-capitalized amount	$ 133,515	$ 121,275
Total Capital (to risk-weighted assets), adequately-capitalized ratio	0.08	0.08
Tier I Capital (to risk-weighted assets)
Tier 1 Capital (to risk-weighted assets), actual amount	$ 235,097	$ 215,380
Tier 1 Capital (to risk-weighted assets), actual ratio	0.1408	0.1420
Tier 1 Capital (to risk-weighted assets), adequately-capitalized amount	$ 100,183	$ 91,006
Tier 1 capital (to risk-weighted assets), adequately capitalized ratio	0.06	0.06
Tier I Capital (to average assets)
Tier I Capital (to average assets), actual amount	$ 235,097	$ 215,380
Tier I Capital (to average assets), actual ratio	0.0903	0.1025
Tier I Capital (to average assets), adequately-capitalized amount	$ 104,140	$ 84,051
Tier 1 capital (to average assets), adequately-capitalized ratio	0.04	0.04

Income Taxes - Components Of Th

Income Taxes - Components Of The Provision For Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Current Tax Expense (Benefit)
Federal	$ 5,090	$ 3,607	$ 1,078
State	3,182	1,891	977
Amortization of investment in low income housing tax credit partnerships	3,502	3,506	2,668
Total	11,774	9,004	4,723
Deferred Expense (Benefit)
Federal	(869)	371	476
State	(429)	184	235
Amortization of investment in low income housing tax credit partnerships	0	0	0
Total	(1,298)	555	711
Total Expense
Federal	4,221	3,978	1,554
State	2,753	2,075	1,212
Amortization of investment in low income housing tax credit partnerships	3,502	3,506	2,668
Total	$ 10,476	$ 9,559	$ 5,434

Income Taxes - Reconciliation O

Income Taxes - Reconciliation Of Actual To Expected Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Computed “expected” income tax expense	$ 10,079	$ 8,914	$ 5,486
State income taxes, net	2,175	1,639	957
Tax-exempt interest on investment securities and loans	(238)	(256)	(300)
Amortization of investment in low income housing tax credit partnerships, net	3,163	2,712	2,316
Low income housing credits	(3,694)	(3,168)	(2,721)
Other	(1,009)	(282)	(304)
Total	$ 10,476	$ 9,559	$ 5,434

Income Taxes - Components Of _2

Income Taxes - Components Of The Net Deferred Tax Asset (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Deferred Tax Asset:
Allowance for loan losses	$ 3,126	$ 5,772	$ 5,190
Loan fees, net of costs	1,956	(635)	741
Interest income, nonaccrual loans	482	419	609
Deferred compensation	1,344	1,130	1,224
Equity compensation	406	481	429
Operating lease liabilities	3,117	3,519	4,045
Accrued liabilities	1,826	1,391	1,173
Unrealized gain on available for sale investment securities	1,270	54	27
Other	837	1,258	537
Total Deferred Tax Asset	14,364	13,389	13,975
Deferred Tax Liability:
Intangible amortization	(1,453)	(1,022)	(587)
Mortgage servicing rights	(4,172)	(3,530)	(3,767)
Depreciation and amortization	(1,515)	(2,066)	(1,848)
Operating lease right-of-use assets	(3,128)	(3,537)	(4,067)
Unrealized loss on marketable equity securities, net	(189)	(554)	(411)
Unrealized loss on marketable equity securities, net	(159)	(187)	(169)
Other	(470)	(513)	(591)
Total Deferred Tax Liability	(11,086)	(11,409)	(11,440)
Net Deferred Tax Asset	$ 3,278	$ 1,980	$ 2,535

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Unrecognized tax benefits	$ 0
Reversal of accrual related to prior year	$ 454,000	$ 250,000

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Estimated Fair Values (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Financial assets:
Investment securities available for sale	$ 426,684	$ 247,633
Marketable equity securities	8,420	9,052
Investment securities held to maturity	19,164	10,000
Purchased receivables, net	6,987	13,922
Mortgage servicing rights
Financial assets:
Servicing rights	13,724	11,218	$ 11,920	$ 10,821
Commercial servicing rights
Financial assets:
Servicing rights	1,084	1,310
Interest rate swaps
Financial assets:
Derivative assets	6,030	7,387
Financial liabilities:
Derivative liabilities	6,985	9,122
Interest rate lock commitments
Financial assets:
Derivative assets	1,387	4,034
Retail interest rate contracts
Financial assets:
Derivative assets	166
Financial liabilities:
Derivative liabilities		880
Level 1 inputs
Financial assets:
Investment securities available for sale	141,531	58,865
Marketable equity securities	8,420	9,052
Level 1 inputs | Mortgage servicing rights
Financial assets:
Servicing rights	0	0
Level 1 inputs | Commercial servicing rights
Financial assets:
Servicing rights	0	0
Level 1 inputs | Interest rate swaps
Financial assets:
Derivative assets	0	0
Financial liabilities:
Derivative liabilities	0	0
Level 1 inputs | Interest rate lock commitments
Financial assets:
Derivative assets	0	0
Level 1 inputs | Retail interest rate contracts
Financial assets:
Derivative assets	0
Financial liabilities:
Derivative liabilities		0
Level 1 inputs | Carrying Amount
Financial assets:
Cash, due from banks and deposits in other banks	645,827	115,965
Investment securities available for sale	141,531	58,865
Marketable equity securities	8,420	9,052
Level 1 inputs | Fair  Value
Financial assets:
Cash, due from banks and deposits in other banks	645,827	115,965
Investment securities available for sale	141,531	58,865
Marketable equity securities	8,420	9,052
Level 2 inputs
Financial assets:
Investment securities available for sale	285,153	188,768
Marketable equity securities	0	0
Level 2 inputs | Mortgage servicing rights
Financial assets:
Servicing rights	0	0
Level 2 inputs | Commercial servicing rights
Financial assets:
Servicing rights	0	0
Level 2 inputs | Interest rate swaps
Financial assets:
Derivative assets	6,030	7,387
Financial liabilities:
Derivative liabilities	6,985	9,122
Level 2 inputs | Interest rate lock commitments
Financial assets:
Derivative assets	0	0
Level 2 inputs | Retail interest rate contracts
Financial assets:
Derivative assets	166
Financial liabilities:
Derivative liabilities		880
Level 2 inputs | Carrying Amount
Financial assets:
Investment securities available for sale	285,153	188,768
Investment in Federal Home Loan Bank Stock	3,107	2,551
Loans held for sale	73,650	146,178
Accrued interest receivable	6,846	7,979
Financial liabilities:
Deposits	2,421,631	1,824,981
Borrowings	14,508	14,817
Accrued interest payable	31	65
Level 2 inputs | Carrying Amount | Interest rate swaps
Financial assets:
Derivative assets	6,030	7,387
Financial liabilities:
Derivative liabilities	6,985	9,122
Level 2 inputs | Carrying Amount | Retail interest rate contracts
Financial assets:
Derivative assets	166	0
Financial liabilities:
Derivative liabilities	0	880
Level 2 inputs | Fair  Value
Financial assets:
Investment securities available for sale	285,153	188,768
Investment in Federal Home Loan Bank Stock	3,107	2,551
Loans held for sale	73,650	146,178
Accrued interest receivable	6,846	7,979
Financial liabilities:
Deposits	2,422,215	1,826,990
Borrowings	14,727	15,538
Accrued interest payable	31	65
Level 2 inputs | Fair  Value | Interest rate swaps
Financial assets:
Derivative assets	6,030	7,387
Financial liabilities:
Derivative liabilities	6,985	9,122
Level 2 inputs | Fair  Value | Retail interest rate contracts
Financial assets:
Derivative assets	166	0
Financial liabilities:
Derivative liabilities	0	880
Level 3 inputs
Financial assets:
Investment securities available for sale	0	0
Marketable equity securities	0	0
Level 3 inputs | Mortgage servicing rights
Financial assets:
Servicing rights	13,724	11,218
Level 3 inputs | Commercial servicing rights
Financial assets:
Servicing rights	1,084	1,310
Level 3 inputs | Interest rate swaps
Financial assets:
Derivative assets	0	0
Financial liabilities:
Derivative liabilities	0	0
Level 3 inputs | Interest rate lock commitments
Financial assets:
Derivative assets	1,387	4,034
Level 3 inputs | Retail interest rate contracts
Financial assets:
Derivative assets	0
Financial liabilities:
Derivative liabilities		0
Level 3 inputs | Carrying Amount
Financial assets:
Investment securities held to maturity	20,000	10,000
Loans	1,413,886	1,444,051
Purchased receivables, net	6,987	13,922
Financial liabilities:
Junior subordinated debentures	10,310	10,310
Level 3 inputs | Carrying Amount | Mortgage servicing rights
Financial assets:
Servicing rights	13,724	11,218
Level 3 inputs | Carrying Amount | Commercial servicing rights
Financial assets:
Servicing rights	1,084	1,310
Level 3 inputs | Carrying Amount | Interest rate lock commitments
Financial assets:
Derivative assets	1,387	4,034
Level 3 inputs | Fair  Value
Financial assets:
Investment securities held to maturity	19,164	10,000
Loans	1,396,486	1,414,179
Purchased receivables, net	6,987	13,922
Financial liabilities:
Junior subordinated debentures	9,727	10,475
Level 3 inputs | Fair  Value | Mortgage servicing rights
Financial assets:
Servicing rights	13,724	11,218
Level 3 inputs | Fair  Value | Commercial servicing rights
Financial assets:
Servicing rights	1,084	1,310
Level 3 inputs | Fair  Value | Interest rate lock commitments
Financial assets:
Derivative assets	$ 1,387	$ 4,034

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	$ 426,684	$ 247,633
Marketable equity securities	8,420	9,052
Total other assets	22,225	23,949
Total other liabilities	6,985	10,002
U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	341,480	174,601
Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	840	856
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	32,946	30,492
Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	51,418	41,684
Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities	8,420	9,052
Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	13,724	11,218	$ 11,920	$ 10,821
Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	1,084	1,310
Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	6,030	7,387
Derivative liabilities	6,985	9,122
Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	1,387	4,034
Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	166
Derivative liabilities		880
Level 1 inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	141,531	58,865
Marketable equity securities	8,420	9,052
Total other assets	0	0
Total other liabilities	0	0
Level 1 inputs | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	115,686	37,548
Level 1 inputs | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0	0
Level 1 inputs | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	25,845	21,317
Level 1 inputs | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0	0
Level 1 inputs | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities	8,420	9,052
Level 1 inputs | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0	0
Level 1 inputs | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0	0
Level 1 inputs | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Level 1 inputs | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Level 1 inputs | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Derivative liabilities		0
Level 2 inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	285,153	188,768
Marketable equity securities	0	0
Total other assets	6,030	7,387
Total other liabilities	6,985	10,002
Level 2 inputs | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	225,794	137,053
Level 2 inputs | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	840	856
Level 2 inputs | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	7,101	9,175
Level 2 inputs | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	51,418	41,684
Level 2 inputs | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities	0	0
Level 2 inputs | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0	0
Level 2 inputs | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0	0
Level 2 inputs | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	6,030	7,387
Derivative liabilities	6,985	9,122
Level 2 inputs | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Level 2 inputs | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	166
Derivative liabilities		880
Level 3 inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0	0
Marketable equity securities	0	0
Total other assets	16,195	16,562
Total other liabilities	0	0
Level 3 inputs | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0	0
Level 3 inputs | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0	0
Level 3 inputs | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0	0
Level 3 inputs | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0	0
Level 3 inputs | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities	0	0
Level 3 inputs | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	13,724	11,218
Level 3 inputs | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	1,084	1,310
Level 3 inputs | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Level 3 inputs | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	1,387	4,034
Level 3 inputs | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	$ 0
Derivative liabilities		$ 0

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation of Assets with Unobservable Inputs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 16,562	$ 13,944
Change included in earnings	(7,408)	(11,305)
Purchases and issuances	34,528	54,205
Sales and settlements	(27,487)	(40,282)
Ending balance	16,195	16,562
Mortgage servicing rights
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	11,218	11,920
Change included in earnings	(3,582)	(5,526)
Purchases and issuances	6,088	4,824
Sales and settlements	0	0
Ending balance	13,724	11,218
Commercial servicing rights
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	1,310	1,214
Change included in earnings	(437)	(99)
Purchases and issuances	211	195
Sales and settlements	0	0
Ending balance	1,084	1,310
Interest rate lock commitments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	4,034	810
Change included in earnings	(3,389)	(5,680)
Purchases and issuances	28,229	49,186
Sales and settlements	(27,487)	(40,282)
Ending balance	$ 1,387	$ 4,034

Fair Value Measurements - Sch_3

Fair Value Measurements - Schedule of Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually measured for credit losses	$ 0	$ 308
Total fair value assets	0	308
Level 1 inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually measured for credit losses	0	0
Total fair value assets	0	0
Level 2 inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually measured for credit losses	0	0
Total fair value assets	0	0
Level 3 inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually measured for credit losses	0	308
Total fair value assets	$ 0	$ 308

Fair Value Measurements - (Inco

Fair Value Measurements - (Income) Losses from Nonrecurring Fair Value Adjustments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total (income) loss from nonrecurring measurements	$ (13)	$ (4)	$ 3
Loans individually measured for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total (income) loss from nonrecurring measurements	$ (13)	$ (4)	$ 3

Fair Value Measurements - Sch_4

Fair Value Measurements - Schedule of Valuation Assumptions (Details)	Dec. 31, 2021	Dec. 31, 2020
Discount rate | Income approach
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually measured for credit losses, measurement input		0.30
Discount rate | Discounted cash flow | Mortgage servicing rights | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights, measurement input	0.0800	0.0775
Discount rate | Discounted cash flow | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights, measurement input	0.0994	0.0946
Pull through rate | Income approach
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest rate lock commitment, measurement input	0.9327	0.9065
Constant prepayment rate | Discounted cash flow | Mortgage servicing rights | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights, measurement input	0.0925	0.0777
Constant prepayment rate | Discounted cash flow | Mortgage servicing rights | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights, measurement input	0.1421	0.1317
Constant prepayment rate | Discounted cash flow | Commercial servicing rights | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights, measurement input	0.1230	0.0738
Constant prepayment rate | Discounted cash flow | Commercial servicing rights | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights, measurement input	0.1657	0.0994

Segment Information - Narrative

Segment Information - Narrative (Details)	12 Months Ended
	Dec. 31, 2021segmentbank
Segment Reporting Information [Line Items]
Number of operating segments | segment	2
Community Banking
Segment Reporting Information [Line Items]
Number of branches | bank	17

Segment Information - Schedule

Segment Information - Schedule of Segment Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Segment Reporting Information [Line Items]
Interest income	$ 84,606	$ 76,716	$ 70,083
Interest expense	3,779	6,051	5,641
Net Interest Income	80,827	70,665	64,442
(Benefit) provision for credit losses	(4,099)	2,432	(1,175)
Total Other Operating Income	52,263	63,328	37,346
Compensation expense - RML acquisition payments	0	0	468
Other operating expense	89,196	89,114	76,370
Income Before Provision for Income Taxes	47,993	42,447	26,125
Provision for income taxes	10,476	9,559	5,434
Net Income	37,517	32,888	20,691
Total assets	2,724,719	2,121,798	1,643,996
Loans held for sale	73,650	146,178	67,834
Community Banking
Segment Reporting Information [Line Items]
Interest income	81,703	73,435	67,770
Interest expense	3,623	5,788	4,569
Net Interest Income	78,080	67,647	63,201
(Benefit) provision for credit losses	(4,099)	2,432	(1,175)
Total Other Operating Income	10,119	10,693	13,145
Compensation expense - RML acquisition payments			468
Other operating expense	58,647	57,614	54,520
Income Before Provision for Income Taxes	33,651	18,294	22,533
Provision for income taxes	6,468	2,694	4,408
Net Income	27,183	15,600	18,125
Total assets	2,615,433	1,935,871	1,540,869
Loans held for sale	0	0	0
Home Mortgage Lending
Segment Reporting Information [Line Items]
Interest income	2,903	3,281	2,313
Interest expense	156	263	1,072
Net Interest Income	2,747	3,018	1,241
(Benefit) provision for credit losses	0	0	0
Total Other Operating Income	42,144	52,635	24,201
Compensation expense - RML acquisition payments			0
Other operating expense	30,549	31,500	21,850
Income Before Provision for Income Taxes	14,342	24,153	3,592
Provision for income taxes	4,008	6,865	1,026
Net Income	10,334	17,288	2,566
Total assets	109,286	185,927	103,127
Loans held for sale	$ 73,650	$ 146,178	$ 67,834

Parent Company Information - Ba

Parent Company Information - Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Marketable equity securities	$ 8,420	$ 9,052
Taxes receivable	1,994	4,083
Other assets	54,361	68,488
Total assets	2,724,719	2,121,798	$ 1,643,996
LIABILITIES
Junior subordinated debentures	10,310	10,310
Other liabilities	29,488	37,737
Total liabilities	2,486,902	1,900,223
SHAREHOLDERS' EQUITY
Common stock	6,015	6,251
Additional paid-in capital	31,162	41,808
Retained earnings	204,046	173,498
Accumulated other comprehensive (loss) income	(3,406)	18
Total shareholders' equity	237,817	221,575	$ 207,117	$ 205,947
Total liabilities and shareholders' equity	2,724,719	2,121,798
Northrim Bancorp, Inc.
ASSETS
Cash and cash equivalents	35,546	24,742
Marketable equity securities	8,420	9,052
Taxes receivable	603	1,973
Other assets	358	497
Total assets	249,392	234,048
LIABILITIES
Junior subordinated debentures	10,310	10,310
Other liabilities	1,265	2,163
Total liabilities	11,575	12,473
SHAREHOLDERS' EQUITY
Common stock	6,015	6,251
Additional paid-in capital	31,162	41,808
Retained earnings	204,046	173,498
Accumulated other comprehensive (loss) income	(3,406)	18
Total shareholders' equity	237,817	221,575
Total liabilities and shareholders' equity	249,392	234,048
Northrim Bancorp, Inc. | Northrim Bank
ASSETS
Investment in subsidiary	202,819	196,002
Northrim Bancorp, Inc. | Northrim Investment Services Company
ASSETS
Investment in subsidiary	1,336	1,472
Northrim Bancorp, Inc. | Northrim Statutory Trust 2
ASSETS
Investment in subsidiary	$ 310	$ 310

Parent Company Information - St

Parent Company Information - Statements Of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income
Interest income	$ 84,606	$ 76,716	$ 70,083
Gain on sale of marketable equity securities, net	67	98	0
Unrealized (loss) gain on marketable equity securities	(101)	61	911
Other income	52,263	63,328	37,346
Expense
Interest expense	3,779	6,051	5,641
Income Before Provision for Income Taxes	47,993	42,447	26,125
Benefit from income taxes	10,476	9,559	5,434
Net income	37,517	32,888	20,691
Northrim Bancorp, Inc.
Income
Interest income	551	599	635
Gain on sale of marketable equity securities, net	67	98	0
Unrealized (loss) gain on marketable equity securities	(101)	61	911
Other income	151	10	44
Total Income	39,359	34,512	22,488
Expense
Interest expense	382	385	389
Administrative and other expenses	2,754	2,748	2,168
Total Expense	3,136	3,133	2,557
Income Before Provision for Income Taxes	36,223	31,379	19,931
Benefit from income taxes	(1,294)	(1,509)	(760)
Net income	37,517	32,888	20,691
Northrim Bancorp, Inc. | Northrim Bank
Income
Equity in undistributed earnings from subsidiaries	38,625	33,570	20,680
Northrim Bancorp, Inc. | Northrim Investment Services Company
Income
Equity in undistributed earnings from subsidiaries	$ 66	$ 174	$ 218

Parent Company Information - _2

Parent Company Information - Statements Of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Operating Activities:
Net income	$ 37,517	$ 32,888	$ 20,691
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:
Gain on sale of securities, net	(67)	(98)	(23)
Unrealized loss (gain) on marketable equity securities	101	(61)	(911)
Stock-based compensation	1,073	943	832
Net Cash Provided (Used) by Operating Activities	111,989	(36,454)	(821)
Investing Activities:
Purchases of marketable equity securities	(493)	(1,552)	0
Proceeds from sales/calls/maturities of marketable equity securities	1,084	601	229
Net Cash (Used) Provided by Investing Activities	(159,089)	(382,825)	(71,920)
Financing Activities:
Dividends paid to shareholders	(9,388)	(8,844)	(8,512)
Proceeds from the issuance of common stock	1,543	84	73
Repurchase of common stock	(11,534)	(9,976)	(12,569)
Net Cash Provided by Financing Activities	576,962	439,820	90,627
Net Change in Cash and Cash Equivalents	529,862	20,541	17,886
Cash and Cash Equivalents at Beginning of Year	115,965	95,424	77,538
Cash and Cash Equivalents at End of Year	645,827	115,965	95,424
Northrim Bancorp, Inc.
Operating Activities:
Net income	37,517	32,888	20,691
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:
Gain on sale of securities, net	(67)	(98)	0
Equity in undistributed earnings from subsidiaries	(38,691)	(33,744)	(20,897)
Unrealized loss (gain) on marketable equity securities	101	(61)	(911)
Stock-based compensation	1,073	943	832
Changes in other assets and liabilities	(2,167)	(2,118)	8,556
Net Cash Provided (Used) by Operating Activities	(2,234)	(2,190)	8,271
Investing Activities:
Purchases of marketable equity securities	(493)	(1,552)	0
Proceeds from sales/calls/maturities of marketable equity securities	1,016	503	229
Investment in Northrim Bank, NISC & NST2	31,894	21,423	19,488
Net Cash (Used) Provided by Investing Activities	32,417	20,374	19,717
Financing Activities:
Dividends paid to shareholders	(9,388)	(8,844)	(8,512)
Proceeds from the issuance of common stock	1,543	84	73
Repurchase of common stock	(11,534)	(9,976)	(12,569)
Net Cash Provided by Financing Activities	(19,379)	(18,736)	(21,008)
Net Change in Cash and Cash Equivalents	10,804	(552)	6,980
Cash and Cash Equivalents at Beginning of Year	24,742	25,294	18,314
Cash and Cash Equivalents at End of Year	$ 35,546	$ 24,742	$ 25,294

Subsequent Events (Details)

Subsequent Events (Details) $ in Millions	Feb. 15, 2022USD ($)
Subsequent Event
Subsequent Event [Line Items]
Life insurance proceeds	$ 2