Northrim BanCorp (NRIM) 10-Q 5 Aug 22 2022 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2022	Aug. 05, 2022
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2022
Document Transition Report	false
Entity File Number	000-33501
Entity Registrant Name	NORTHRIM BANCORP, INC.
Entity Incorporation, State or Country Code	AK
Entity Tax Identification Number	92-0175752
Entity Address, Address Line One	3111 C Street
Entity Address, City or Town	Anchorage
Entity Address, State or Province	AK
Entity Address, Postal Zip Code	99503
City Area Code	907
Local Phone Number	562-0062
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,681,089
Amendment Flag	false
Entity Central Index Key	0001163370
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q2

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 24,035	$ 20,805
Interest bearing deposits in other banks	312,888	625,022
Investment securities available for sale, at fair value	612,027	426,684
Marketable equity securities	9,122	8,420
Investment securities held to maturity, at amortized cost	29,750	20,000
Investment in Federal Home Loan Bank stock	3,824	3,107
Loans held for sale	63,080	73,650
Loans	1,405,709	1,413,886
Allowance for credit losses, loans	(11,537)	(11,739)
Net loans	1,394,172	1,402,147
Purchased receivables, net	15,277	6,987
Other real estate owned, net	5,638	5,638
Premises and equipment, net	37,106	37,164
Operating lease right-of-use assets	9,875	11,001
Goodwill	15,017	15,017
Other intangible assets, net	980	992
Other assets	62,062	54,361
Total assets	2,611,154	2,724,719
Deposits:
Demand	830,156	887,824
Interest-bearing demand	666,283	692,683
Savings	349,208	348,164
Money market	319,843	314,996
Certificates of deposit less than $250,000	96,630	100,851
Certificates of deposit $250,000 and greater	73,270	77,113
Total deposits	2,335,390	2,421,631
Borrowings	14,302	14,508
Junior subordinated debentures	10,310	10,310
Operating lease liabilities	9,846	10,965
Other liabilities	26,017	29,488
Total liabilities	2,395,865	2,486,902
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 5,681,089 and 6,014,813 issued and outstanding at June 30, 2022 and December 31, 2021, respectively	5,681	6,015
Additional paid-in capital	17,716	31,162
Retained earnings	211,232	204,046
Accumulated other comprehensive loss, net of tax	(19,340)	(3,406)
Total shareholders' equity	215,289	237,817
Total liabilities and shareholders' equity	2,611,154	2,724,719
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 16,301	$ 13,724

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Unaudited) (Parenthetical) - $ / shares	Jun. 30, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Preferred stock, par value (in USD per share)	$ 1	$ 1
Preferred stock, shares authorized (in shares)	2,500,000	2,500,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in USD per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,681,089	6,014,813
Common stock, shares outstanding (in shares)	5,681,089	6,014,813

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest and Dividend Income
Interest and fees on loans and loans held for sale	$ 19,807	$ 18,963	$ 38,075	$ 38,387
Interest on investment securities available for sale	1,926	815	3,061	1,593
Dividends on marketable equity securities	113	126	225	213
Interest on investment securities held to maturity	352	265	625	511
Dividends on Federal Home Loan Bank stock	28	23	56	46
Interest on deposits in other banks	766	61	1,008	99
Total Interest and Dividend Income	22,992	20,253	43,050	40,849
Interest Expense
Interest expense on deposits	599	879	1,174	1,828
Interest expense on borrowings	87	88	173	148
Interest expense on junior subordinated debentures	94	94	187	188
Total Interest Expense	780	1,061	1,534	2,164
Net Interest Income	22,212	19,192	41,516	38,685
Provision (benefit) for credit losses	463	(427)	313	(1,915)
Net Interest Income After Provision (Benefit) for Credit Losses	21,749	19,619	41,203	40,600
Other Operating Income
Mortgage banking income	5,900	11,360	12,882	24,982
Purchased receivable income	566	575	968	1,107
Gain on sale of marketable equity securities, net	0	31	0	31
Keyman life insurance proceeds	0	0	2,002	0
Unrealized (loss) gain on marketable equity securities	(810)	178	(1,232)	94
Other income	822	801	1,503	1,597
Total Other Operating Income	7,807	14,132	18,630	30,028
Other Operating Expense
Salaries and other personnel expense	15,401	14,917	29,507	29,645
Data processing expense	2,311	2,206	4,303	4,241
Occupancy expense	1,748	1,869	3,474	3,529
Marketing expense	814	672	1,239	1,076
Professional and outside services	708	642	1,430	1,266
Insurance expense	516	329	1,082	643
OREO expense, net rental income and gains on sale	19	47	7	11
Intangible asset amortization expense	6	9	12	18
Other operating expense	1,715	1,645	3,285	3,234
Total Other Operating Expense	23,238	22,336	44,339	43,663
Income Before Provision for Income Taxes	6,318	11,415	15,494	26,965
Provision for income taxes	1,523	3,070	3,473	6,439
Net Income	$ 4,795	$ 8,345	$ 12,021	$ 20,526
Earnings Per Share, Basic (in USD per share)	$ 0.83	$ 1.34	$ 2.05	$ 3.30
Earnings Per Share, Diluted (in USD per share)	$ 0.83	$ 1.33	$ 2.03	$ 3.27
Weighted Average Shares Outstanding, Basic (in shares)	5,750,873	6,206,913	5,844,455	6,213,392
Weighted Average Shares Outstanding, Diluted (in shares)	5,805,870	6,277,265	5,902,287	6,280,369
Bankcard fees
Other Operating Income
Bankcard fees and Service charges on deposit accounts	$ 927	$ 879	$ 1,731	$ 1,619
Service charges on deposit accounts
Other Operating Income
Bankcard fees and Service charges on deposit accounts	$ 402	$ 308	$ 776	$ 598

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 4,795	$ 8,345	$ 12,021	$ 20,526
Securities available for sale:
Unrealized holding (losses) arising during the period	(7,715)	(90)	(24,017)	(1,608)
Derivatives and hedging activities:
Unrealized holding (losses) gains arising during the period	827	(587)	1,754	673
Income tax benefit related to unrealized gains and losses	1,958	189	6,329	266
Other comprehensive (loss), net of tax	(4,930)	(488)	(15,934)	(669)
Comprehensive (loss) income	$ (135)	$ 7,857	$ (3,913)	$ 19,857

Consolidated Statements of Chan

Consolidated Statements of Changes In Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss), net of Tax	Cumulative effect of adoption of accounting principles	Cumulative effect of adoption of accounting principles  Retained Earnings
Beginning balance (in shares) at Dec. 31, 2020		6,251,000
Beginning balance, value at Dec. 31, 2020	$ 221,575	$ 6,251	$ 41,808	$ 173,498	$ 18	$ 2,400	$ 2,400
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(2,313)			(2,313)
Stock-based compensation expense	280		280
Exercise of stock options and vesting of restricted stock units, net (in shares)		17,000
Exercise of stock options and vesting of restricted stock units, net	(278)	$ 17	(295)
Repurchase of common stock (in shares)		(61,000)
Repurchase of common stock	(2,212)	$ (61)	(2,151)
Other comprehensive loss, net of tax	(181)				(181)
Net income	12,181			12,181
Ending balance (in shares) at Mar. 31, 2021		6,207,000
Ending balance, value at Mar. 31, 2021	231,452	$ 6,207	39,642	185,766	(163)
Beginning balance (in shares) at Dec. 31, 2020		6,251,000
Beginning balance, value at Dec. 31, 2020	221,575	$ 6,251	41,808	173,498	18	$ 2,400	$ 2,400
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Other comprehensive loss, net of tax	(669)
Net income	20,526
Ending balance (in shares) at Jun. 30, 2021		6,207,000
Ending balance, value at Jun. 30, 2021	237,218	$ 6,207	39,871	191,791	(651)
Beginning balance (in shares) at Mar. 31, 2021		6,207,000
Beginning balance, value at Mar. 31, 2021	231,452	$ 6,207	39,642	185,766	(163)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(2,320)			(2,320)
Stock-based compensation expense	229		229
Other comprehensive loss, net of tax	(488)				(488)
Net income	8,345			8,345
Ending balance (in shares) at Jun. 30, 2021		6,207,000
Ending balance, value at Jun. 30, 2021	237,218	$ 6,207	39,871	191,791	(651)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(2,384)			(2,384)
Stock-based compensation expense	232		232
Repurchase of common stock (in shares)		(30,000)
Repurchase of common stock	(1,204)	$ (30)	(1,174)
Other comprehensive loss, net of tax	(265)				(265)
Net income	8,877			8,877
Ending balance (in shares) at Sep. 30, 2021		6,177,000
Ending balance, value at Sep. 30, 2021	242,474	$ 6,177	38,929	198,284	(916)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(2,352)			(2,352)
Stock-based compensation expense	332		332
Exercise of stock options and vesting of restricted stock units, net (in shares)		26,000
Exercise of stock options and vesting of restricted stock units, net	(143)	$ 26	(169)
Repurchase of common stock (in shares)		(188,000)
Repurchase of common stock	(8,118)	$ (188)	(7,930)
Other comprehensive loss, net of tax	(2,490)				(2,490)
Net income	$ 8,114			8,114
Ending balance (in shares) at Dec. 31, 2021	6,014,813	6,015,000
Ending balance, value at Dec. 31, 2021	$ 237,817	$ 6,015	31,162	204,046	(3,406)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(2,471)			(2,471)
Stock-based compensation expense	187		187
Repurchase of common stock (in shares)		(133,000)
Repurchase of common stock	(5,923)	$ (133)	(5,790)
Other comprehensive loss, net of tax	(11,004)				(11,004)
Net income	7,226			7,226
Ending balance (in shares) at Mar. 31, 2022		5,882,000
Ending balance, value at Mar. 31, 2022	$ 225,832	$ 5,882	25,559	208,801	(14,410)
Beginning balance (in shares) at Dec. 31, 2021	6,014,813	6,015,000
Beginning balance, value at Dec. 31, 2021	$ 237,817	$ 6,015	31,162	204,046	(3,406)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Other comprehensive loss, net of tax	(15,934)
Net income	$ 12,021
Ending balance (in shares) at Jun. 30, 2022	5,681,089	5,681,000
Ending balance, value at Jun. 30, 2022	$ 215,289	$ 5,681	17,716	211,232	(19,340)
Beginning balance (in shares) at Mar. 31, 2022		5,882,000
Beginning balance, value at Mar. 31, 2022	225,832	$ 5,882	25,559	208,801	(14,410)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(2,364)			(2,364)
Stock-based compensation expense	190		190
Repurchase of common stock (in shares)		(201,000)
Repurchase of common stock	(8,234)	$ (201)	(8,033)
Other comprehensive loss, net of tax	(4,930)				(4,930)
Net income	$ 4,795			4,795
Ending balance (in shares) at Jun. 30, 2022	5,681,089	5,681,000
Ending balance, value at Jun. 30, 2022	$ 215,289	$ 5,681	$ 17,716	$ 211,232	$ (19,340)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - Parenthetical - $ / shares	3 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021
Statement of Stockholders' Equity [Abstract]
Cash dividend on common stock (in USD per share)	$ 0.41	$ 0.41	$ 0.38	$ 0.38	$ 0.37	$ 0.37

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Operating Activities:
Net income	$ 12,021	$ 20,526
Adjustments to Reconcile Net Income to Net Cash Provided (Used) by Operating Activities:
Gain on sale of securities, net	0	(31)
Depreciation and amortization of premises and equipment	1,585	1,632
Amortization of software	587	574
Intangible asset amortization	12	18
Amortization of investment security premium, net of discount accretion	347	223
Unrealized loss (gain) on marketable equity securities	1,232	(94)
Deferred tax (benefit) expense	0	958
Stock-based compensation	377	509
Deferred loan fees and amortization, net of costs	(3,247)	5,710
Provision (benefit) for credit losses	313	(1,915)
Additions to home mortgage servicing rights carried at fair value	(2,115)	(3,193)
Change in fair value of home mortgage servicing rights carried at fair value	(462)	1,576
Change in fair value of commercial servicing rights carried at fair value	48	76
Gain on sale of loans	(8,569)	(21,265)
Proceeds from the sale of loans held for sale	353,737	648,901
Origination of loans held for sale	(334,598)	(587,277)
Gain on sale of other real estate owned	0	(189)
Keyman life insurance proceeds	(2,002)	0
Net changes in assets and liabilities:
(Increase) in accrued interest receivable	(1,271)	132
Decrease in other assets	3,324	6,277
(Decrease) in other liabilities	(6,010)	(4,698)
Net Cash Provided by Operating Activities	15,309	68,450
Investment in securities:
Purchases of investment securities available for sale	(214,703)	(173,968)
Purchases of marketable equity securities	(1,937)	(493)
Purchases of FHLB stock	(727)	(570)
Purchases of investment securities held to maturity	(9,750)	(10,000)
Proceeds from sales/calls/maturities of securities available for sale	5,000	82,575
Proceeds from sales of marketable equity securities	0	47
Proceeds from redemption of FHLB stock	10	7
(Increase) decrease in purchased receivables, net	(8,290)	1,422
Decrease in loans, net	11,116
(Increase) in loans, net		(49,921)
Proceeds from sale of other real estate owned	0	679
Proceeds from keyman life insurance	2,002	0
Purchases of software	(14)	(76)
Purchases of premises and equipment	(1,527)	(1,732)
Net Cash (Used) by Investing Activities	(218,820)	(152,030)
Financing Activities:
(Decrease) increase in deposits	(86,241)	321,457
(Decrease) in borrowings	(206)	(137)
Repurchase of common stock	(14,157)	(2,212)
Proceeds from the issuance of common stock	0	5
Cash dividends paid	(4,789)	(4,613)
Net Cash (Used) Provided by Financing Activities	(105,393)	314,500
Net Change in Cash and Cash Equivalents	(308,904)	230,920
Cash and Cash Equivalents at Beginning of Period	645,827	115,965
Cash and Cash Equivalents at End of Period	336,923	346,885
Supplemental Information:
Income taxes paid	40	1,852
Interest paid	1,471	2,132
Transfer of loans to other real estate owned	0	274
Non-cash lease liability arising from obtaining right of use assets	0	79
Cash dividends declared but not paid	$ 46	$ 45

Basis of Presentation and Signi

Basis of Presentation and Significant Accounting Policies	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Basis of Presentation and Significant Accounting Policies	Basis of Presentation and Significant Accounting Policies The accompanying unaudited consolidated financial statements and corresponding footnotes have been prepared by Northrim BanCorp, Inc. (the “Company”) in accordance with accounting principles generally accepted in the United States of America (“GAAP”) and with instructions to Form 10-Q under the Securities Exchange Act of 1934, as amended. The year-end Consolidated Balance Sheet data was derived from the Company's audited financial statements. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. The Company owns a 100% interest in Residential Mortgage Holding Company, LLC, the parent company of Residential Mortgage, LLC (collectively "RML") and consolidates their balance sheets and income statement into its financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. The Company determined that it operates in two primary operating segments: Community Banking and Home Mortgage Lending. The Company has evaluated subsequent events and transactions for potential recognition or disclosure. Operating results for the interim period ended June 30, 2022 are not necessarily indicative of the results anticipated for the year ending December 31, 2022. These consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. The Company’s significant accounting policies are discussed in Note 1 to the audited consolidated financial statements included in the Company's Annual Report on Form 10-K for the year ended December 31, 2021. There have been no significant changes in our application of these accounting policies in 2022. Reclassification of Prior Period Presentation Certain prior year amounts have been reclassified for consistency with the current period presentation. These reclassifications had no effect on the reported results of operations or total shareholders' equity. Recent Accounting Pronouncements Accounting pronouncements to be implemented in future periods In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Report of Financial Reporting ("ASU 2020-04"). ASU 2020-04 was issued to provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The guidance provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference London Inter-Bank Offered Rate ("LIBOR") or another reference rate expected to be discontinued. The last expedient is a one-time election to sell or transfer debt securities classified as held to maturity. The expedients are in effect from March 12, 2020, through December 31, 2022. The Company will be able to use the expedients in this guidance to manage through the transition away from LIBOR, specifically for our loan portfolio, derivative contracts, and bond portfolio. In January 2021, the FASB issued ASU No. 2021-01, Reference Rate Reform (Topic 848): Scope, ("ASU 2021-01"). The amendments in ASU 2021-01 are elective and apply to all entities that have derivative instruments that use an interest rate for margining, discounting, or contract price alignment that is modified as a result of reference rate reform. The amendments clarify certain optional expedients and exceptions in Topic 848 for contract modifications apply to derivatives that are affected by the discounting transition. LIBOR is a widely-referenced benchmark rate, which is published in five currencies and a range of tenors, and seeks to estimate the cost at which banks can borrow on an unsecured basis from other banks. The administrator of LIBOR, ICE Benchmark Administration, ceased the publication of one-week and two-month LIBOR, as well as all non-US Dollar LIBOR tenors as of January 1, 2022. 1-month, 3-month, 6-month, and 12-month US Dollar LIBOR will continue to be published through and will remain available for use in legacy contracts or as otherwise enumerated by financial regulators until June 30, 2023. The Company has some assets and liabilities referenced to 1-month, 3-month, and 12-month US Dollar LIBOR, such as commercial loans, derivatives, debt securities, and junior subordinated debentures. As of June 30, 2022, we had approximately $179.1 million of assets, including $101.0 million in commercial loans and $78.1 million in debt securities, and $10.0 million of liabilities in the form of our junior subordinated debentures linked to USD LIBOR. These amounts exclude derivative assets and liabilities on our consolidated balance sheet. As of June 30, 2022, the notional amount of our USD LIBOR-linked interest rate derivative contracts was $150.8 million. Of this amount, $70.0 million in notional value represent commercial loan interest rate swap agreements with commercial banking customers. An additional $70.8 million in notional value represent corresponding swap agreements with third party financial institutions that offset the commercial loan swaps. Swap agreements with third party institutions are $80.0 million, including an interest rate swap agreement for $10.0 million in notional value related to our junior subordinated debentures. Each of the USD LIBOR-linked amounts referenced above are expected to vary in future periods as current contracts expire with potential replacement contracts using an alternative reference rate. In an effort to mitigate the risks associated with a transition away from LIBOR, our Asset Liability Committee has undertaken initiatives to: (i) develop more robust fallback language and disclosures related to the LIBOR transition, (ii) develop a plan to seek to amend legacy contracts to reference such fallback language or alternative reference rates, (iii) enhance systems to support commercial loans, securities, and derivatives linked to the Secured Overnight Financing Rate and other alternative reference rates, (iv) develop and evaluate internal guidance, policies and procedures focused on the transition away from LIBOR to alternative reference rate products, and (v) prepare and disseminate internal and external communications regarding the LIBOR transition. ASU 2021-01 is not expected to have a material impact on the Company's consolidated financial statements. In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures ("ASU 2022-02"). The amendments in ASU 2022-02 eliminate the accounting guidance for troubled debt restructurings ("TDRs") by creditors while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs which includes an assessment of whether the creditor has granted a concession, an entity must evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosure requirements and introduce new requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. Additionally, for public business entities, ASU 2022-02 requires that an entity disclose current-period gross writeoffs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments-Credit Losses-Measured at Amortized Cost in the vintage disclosures required by paragraph 326-20-50-6. ASU 2022-02 is effective for the Company for fiscal years beginning after December 15, 2022. The Company may elect to apply the updated guidance on TDR recognition and measurement by using a modified retrospective transition method, which would result in a cumulative-effect adjustment to retained earnings, or to adopt the amendments prospectively. The Company intends to elect to adopt the updated guidance on TDR recognition and measurement prospectively; therefore the guidance will be applied to modifications occurring after the date of adoption. The amendments on TDR disclosures and vintage disclosures must be adopted prospectively. The Company does not believe that ASU 2022-02 will have a material impact on the Company's consolidated financial statements.

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities Marketable Equity Securities The Company held marketable equity securities with fair values of $9.1 million and $8.4 million at June 30, 2022 and December 31, 2021, respectively. The gross realized and unrealized gains (losses) recognized on marketable equity securities in other operating income in the Company's Consolidated Statements of Income were as follows: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2022 2021 2022 2021 Unrealized (loss) gain on marketable equity securities ($810) $178 ($1,232) $94 Gain on sale of marketable equity securities, net — 31 — 31 Total ($810) $209 ($1,232) $125 Debt securities Debt securities have been classified in the financial statements as available for sale or held to maturity. The following table summarizes the amortized cost, estimated fair value, and the Allowance for Credit Losses ("ACL") of debt securities and the corresponding amounts of gross unrealized gains and losses of available-for-sale securities recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses of held to maturity securities at the periods indicated: (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value June 30, 2022 Securities available for sale U.S. Treasury and government sponsored entities $546,885 $115 ($25,661) $— $521,339 Municipal securities 820 — (13) — 807 Corporate bonds 32,709 2 (708) — 32,003 Collateralized loan obligations 59,432 — (1,554) — 57,878 Total securities available for sale $639,846 $117 ($27,936) $— $612,027 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2022 Securities held to maturity Corporate bonds $29,750 $— ($3,379) $26,371 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $29,750 $— ($3,379) $26,371 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value December 31, 2021 Securities available for sale U.S. Treasury and government sponsored entities $345,514 $333 ($4,367) $— $341,480 Municipal securities 820 20 — — 840 Corporate bonds 32,721 302 (77) — 32,946 Collateralized loan obligations 51,431 9 (22) — 51,418 Total securities available for sale $430,486 $664 ($4,466) $— $426,684 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2021 Securities held to maturity Corporate bonds $20,000 $— ($836) $19,164 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $20,000 $— ($836) $19,164 Gross unrealized losses on available for sale securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2022 and December 31, 2021 were as follows: Less Than 12 Months More Than 12 Months Total (In Thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses June 30, 2022 Securities available for sale U.S. Treasury and government sponsored entities $372,559 ($18,154) $102,375 ($7,507) $474,934 ($25,661) Corporate bonds 28,584 (708) — — 28,584 (708) Collateralized loan obligations 57,878 (1,554) — — 57,878 (1,554) Municipal securities 807 (13) — — 807 (13) Total $459,828 ($20,429) $102,375 ($7,507) $562,203 ($27,936) December 31, 2021: Securities available for sale U.S. Treasury and government sponsored entities $292,845 ($4,012) $21,743 ($355) $314,588 ($4,367) Corporate bonds 4,953 (77) — — 4,953 (77) Collateralized loan obligations 29,470 (22) — — 29,470 (22) Total $327,268 ($4,111) $21,743 ($355) $349,011 ($4,466) Management evaluates available for sale debt securities in unrealized loss positions to determine whether the impairment is due to credit-related factors or noncredit-related factors. Consideration is given to the extent to which the fair value is less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value. At June 30, 2022, the Company had 79 available for sale securities in an unrealized loss position without an ACL. At June 30, 2022, the Company had four held to maturity securities in an unrealized loss position without an ACL. Management does not have the intent to sell any of these securities and believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. The fair value is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. Accordingly, as of June 30, 2022, management believes that the unrealized losses detailed in the previous table are due to noncredit-related factors, including changes in interest rates and other market conditions, and therefore no losses have been recognized in the Company's Consolidated Statements of Income. At June 30, 2022 and December 31, 2021, $54.7 million and $59.5 million in securities were pledged for deposits and borrowings, respectively. The amortized cost and estimated fair values of debt securities at June 30, 2022, are distributed by contractual maturity as shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (In Thousands) Amortized Cost Fair Value US Treasury and government sponsored entities 1-5 years $546,885 $521,339 Total $546,885 $521,339 Corporate bonds 1-5 years $40,694 $38,967 5-10 years 21,765 21,258 Total $62,459 $60,225 Collateralized loan obligations 1-5 years $5,000 $4,786 5-10 years 26,940 26,405 Over 10 years 27,492 26,687 Total $59,432 $57,878 Municipal securities 1-5 years $820 $807 Total $820 $807 There were no proceeds from sales of investment securities for the three and six-month periods ending June 30, 2022 and 2021. A summary of interest income for the three and six-month periods ending June 30, 2022 and 2021, on available for sale investment securities are as follows: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2022 2021 2022 2021 US Treasury and government sponsored entities $1,432 $516 $2,238 $1,016 Other 489 294 814 568 Total taxable interest income $1,921 $810 $3,052 $1,584 Municipal securities $5 $5 $9 $9 Total tax-exempt interest income $5 $5 $9 $9 Total $1,926 $815 $3,061 $1,593

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2022
Receivables [Abstract]
Loans and Allowance for Credit Losses	Loans and Allowance for Credit Losses Loans Held for Sale Loans held for sale are comprised entirely of 1-4 family residential mortgage loans as of June 30, 2022 and December 31, 2021. Loans Held for Investment The following table presents amortized cost and unpaid principal balance of loans for the periods indicated: June 30, 2022 December 31, 2021 (In Thousands) Amortized Cost Unpaid Principal Difference Amortized Cost Unpaid Principal Difference Commercial & industrial loans $394,841 $397,154 ($2,313) $448,338 $454,106 ($5,768) Commercial real estate: Owner occupied properties 313,174 314,761 (1,587) 300,200 301,623 (1,423) Non-owner occupied and multifamily properties 446,592 449,987 (3,395) 435,311 438,631 (3,320) Residential real estate: 1-4 family residential properties secured by first liens 37,298 37,346 (48) 32,542 32,602 (60) 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 21,953 21,821 132 19,610 19,489 121 1-4 family residential construction loans 43,915 44,215 (300) 36,222 36,542 (320) Other construction, land development and raw land loans 87,163 87,669 (506) 88,094 88,604 (510) Obligations of states and political subdivisions in the US 24,005 24,152 (147) 16,403 16,565 (162) Agricultural production, including commercial fishing 29,482 29,638 (156) 27,959 28,082 (123) Consumer loans 4,092 4,054 38 4,801 4,763 38 Other loans 3,194 3,208 (14) 4,406 4,422 (16) Total 1,405,709 1,414,005 (8,296) 1,413,886 1,425,429 (11,543) Allowance for credit losses (11,537) (11,739) $1,394,172 $1,414,005 ($8,296) $1,402,147 $1,425,429 ($11,543) The difference between the amortized cost and unpaid principal balance is net deferred origination fees totaling $8.3 million and $11.5 million at June 30, 2022 and December 31, 2021, respectively. Accrued interest on loans, which is excluded from the amortized cost of loans held for investment, totaled $5.3 million and $5.5 million at June 30, 2022 and December 31, 2021, respectively, and was included in other assets in the Consolidated Balance Sheets. Amortized cost in the above table includes $31.9 million and $118.2 million as of June 30, 2022 and December 31, 2021, respectively, in Paycheck Protection Program ("PPP") loans administered by the U.S. Small Business Administration ("SBA") within the Commercial & industrial loan segment. Allowance for Credit Losses The activity in the ACL related to loans held for investment is as follows: Three Months Ended June 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2022 Commercial & industrial loans $2,901 $123 ($166) $103 $2,961 Commercial real estate: Owner occupied properties 2,513 60 — — 2,573 Non-owner occupied and multifamily properties 3,063 44 — — 3,107 Residential real estate: 1-4 family residential properties secured by first liens 510 110 — — 620 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 301 17 — 9 327 1-4 family residential construction loans 210 21 — — 231 Other construction, land development and raw land loans 1,550 (88) — — 1,462 Obligations of states and political subdivisions in the US 52 7 — — 59 Agricultural production, including commercial fishing 128 (8) — 7 127 Consumer loans 75 (12) — 1 64 Other loans 7 (1) — — 6 Total $11,310 $273 ($166) $120 $11,537 2021 Commercial & industrial loans $4,269 $105 ($110) $27 $4,291 Commercial real estate: Owner occupied properties 3,366 (28) — 2 3,340 Non-owner occupied and multifamily properties 3,704 137 — — 3,841 Residential real estate: 1-4 family residential properties secured by first liens 813 (183) — — 630 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 342 (12) — 10 340 1-4 family residential construction loans 260 (29) — — 231 Other construction, land development and raw land loans 1,821 (151) — — 1,670 Obligations of states and political subdivisions in the US 36 3 — — 39 Agricultural production, including commercial fishing 46 4 — 7 57 Consumer loans 104 (10) — — 94 Other loans 3 3 — — 6 Total $14,764 ($161) ($110) $46 $14,539 Six Months Ended June 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2022 Commercial & industrial loans $3,027 $279 ($461) $116 $2,961 Commercial real estate: Owner occupied properties 3,176 (603) — — 2,573 Non-owner occupied and multifamily properties 2,930 177 — — 3,107 Residential real estate: 1-4 family residential properties secured by first liens 439 181 — — 620 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 215 91 — 21 327 1-4 family residential construction loans 120 111 — — 231 Other construction, land development and raw land loans 1,635 (173) — — 1,462 Obligations of states and political subdivisions in the US 32 27 — — 59 Agricultural production, including commercial fishing 91 21 — 15 127 Consumer loans 67 (4) — 1 64 Other loans 7 (1) — — 6 Total $11,739 $106 ($461) $153 $11,537 2021 Commercial & industrial loans $4,348 $4 ($273) $212 $4,291 Commercial real estate: Owner occupied properties 3,579 (243) — 4 3,340 Non-owner occupied and multifamily properties 4,944 (1,103) — — 3,841 Residential real estate: 1-4 family residential properties secured by first liens 673 (43) — — 630 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 419 (99) — 20 340 1-4 family residential construction loans 454 (223) — — 231 Other construction, land development and raw land loans 1,994 (324) — — 1,670 Obligations of states and political subdivisions in the US 44 (5) — — 39 Agricultural production, including commercial fishing 49 (7) — 15 57 Consumer loans 118 (26) — 2 94 Other loans 3 3 — — 6 Total $16,625 ($2,066) ($273) $253 $14,539 At June 30, 2022, as compared to March 31, 2022 and December 31, 2021, the Company forecasted a lower unemployment rate over the reasonable and supportable forecast period. In the second quarter, the ACL increased because an increase in loan balances more than offset the decrease in the forecast for unemployment, changes in the characteristics of loans, and a decrease in the ACL for loans individually evaluated. In the six months ending June 30, 2022, the ACL decreased as compared to the same six month period of 2021 because the decrease in the forecast for unemployment and changes in the characteristics of loans were only partially offset by increases in loan balances. Credit Quality Information As part of the on-going monitoring of the credit quality of the Company’s loan portfolio, management utilizes a loan risk grading system called the Asset Quality Rating (“AQR”) system to assign a risk classification to each of its loans. The risk classification is a dual rating system that contemplates both probability of default and risk of loss given default. Loans are graded on a scale of 1 to 10 and, loans graded 1 – 6 are considered “pass” grade loans. Loans graded 7 or higher are considered "classified" loans. A description of the general characteristics of the AQR risk classifications are as follows: Pass grade loans – 1 through 6: The borrower demonstrates sufficient cash flow to fund debt service, including acceptable profit margins, cash flows, liquidity and other balance sheet ratios. Historic and projected performance indicates that the borrower is able to meet obligations under most economic circumstances. The Company has competent management with an acceptable track record. The category does not include loans with undue or unwarranted credit risks that constitute identifiable weaknesses. Classified loans: Special Mention – 7: A "special mention" credit has weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset at some future date. Substandard – 8: A "substandard" credit is inadequately protected by the current worth and paying capacity of the obligor or by the collateral pledged, if any. Assets so classified must have a well-defined weakness, or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that Northrim Bank will sustain some loss if the deficiencies are not corrected. Doubtful – 9: An asset classified "doubtful" has all the weaknesses inherent in one that is classified "substandard-8" with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions, and values, highly questionable and improbable. The loan has substandard characteristics, and available information suggests that it is unlikely that the loan will be repaid in its entirety. Loss – 10: An asset classified "loss" is considered uncollectible and of such little value that its continuance on the books is not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this basically worthless asset, even though partial recovery may be affected in the future. The following tables present the Company's portfolio of risk-rated loans by grade and by year of origination. Management considers the guidance in ASC 310-20 when determining whether a modification, extension, or renewal of loan constitutes a current period origination. Generally, current period renewals of credit are re-underwritten at the point of renewal and considered current period originations for purposes of the table below. June 30, 2022 2022 2021 2020 2019 2018 Prior Total (In Thousands) Commercial & industrial loans Pass $97,229 $126,148 $50,617 $21,259 $29,661 $57,889 $382,803 Classified 2,689 5,459 — 119 2,950 821 12,038 Total commercial & industrial loans $99,918 $131,607 $50,617 $21,378 $32,611 $58,710 $394,841 Commercial real estate: Owner occupied properties Pass $35,493 $70,745 $81,000 $38,694 $13,415 $65,980 $305,327 Classified — — 1,331 — 498 6,018 7,847 Total commercial real estate owner occupied properties $35,493 $70,745 $82,331 $38,694 $13,913 $71,998 $313,174 Non-owner occupied and multifamily properties Pass $26,141 $82,850 $74,798 $56,709 $33,807 $161,854 $436,159 Classified — — — 277 6 10,150 10,433 Total commercial real estate non-owner occupied and multifamily properties $26,141 $82,850 $74,798 $56,986 $33,813 $172,004 $446,592 Residential real estate: 1-4 family residential properties secured by first liens Pass $8,410 $9,846 $6,490 $3,402 $494 $8,373 $37,015 Classified — — — — 90 193 283 Total residential real estate 1-4 family residential properties secured by first liens $8,410 $9,846 $6,490 $3,402 $584 $8,566 $37,298 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $3,219 $5,467 $2,570 $2,861 $3,447 $4,109 $21,673 Classified — — — — 270 10 280 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $3,219 $5,467 $2,570 $2,861 $3,717 $4,119 $21,953 1-4 family residential construction loans Pass $21,804 $8,522 $441 $481 $— $12,558 $43,806 Classified — — — — — 109 109 Total residential real estate 1-4 family residential construction loans $21,804 $8,522 $441 $481 $— $12,667 $43,915 Other construction, land development and raw land loans Pass $5,651 $41,340 $19,578 $9,402 $3,396 $5,945 $85,312 Classified — — — — 369 1,482 1,851 Total other construction, land development and raw land loans $5,651 $41,340 $19,578 $9,402 $3,765 $7,427 $87,163 Obligations of states and political subdivisions in the US Pass $285 $9,669 $2,667 $1,864 $282 $9,238 $24,005 Classified — — — — — — — Total obligations of states and political subdivisions in the US $285 $9,669 $2,667 $1,864 $282 $9,238 $24,005 Agricultural production, including commercial fishing Pass $3,549 $18,683 $3,764 $678 $1,073 $1,735 $29,482 Classified — — — — — — — Total agricultural production, including commercial fishing $3,549 $18,683 $3,764 $678 $1,073 $1,735 $29,482 Consumer loans Pass $770 $499 $541 $397 $306 $1,570 $4,083 Classified — — — — — 9 9 Total consumer loans $770 $499 $541 $397 $306 $1,579 $4,092 Other loans Pass $568 $1,143 $1,598 $408 $— ($523) $3,194 Classified — — — — — — — Total other loans $568 $1,143 $1,598 $408 $— ($523) $3,194 Total loans Pass $203,119 $374,912 $244,064 $136,155 $85,881 $328,728 $1,372,859 Classified 2,689 5,459 1,331 396 4,183 18,792 32,850 Total loans $205,808 $380,371 $245,395 $136,551 $90,064 $347,520 $1,405,709 Total pass loans $203,119 $374,912 $244,064 $136,155 $85,881 $328,728 $1,372,859 Government guarantees (4,441) (62,412) (11,051) (13,290) (3,117) (4,898) (99,209) Total pass loans, net of government guarantees $198,678 $312,500 $233,013 $122,865 $82,764 $323,830 $1,273,650 Total classified loans $2,689 $5,459 $1,331 $396 $4,183 $18,792 $32,850 Government guarantees (2,420) (4,913) (1,198) — — (9,818) (18,349) Total classified loans, net government guarantees $269 $546 $133 $396 $4,183 $8,974 $14,501 December 31, 2021 2021 2020 2019 2018 2017 Prior Total (In Thousands) Commercial & industrial loans Pass $227,376 $54,478 $29,846 $37,339 $23,205 $44,554 $416,798 Classified 18,853 714 3,564 3,118 517 4,774 31,540 Total commercial & industrial loans $246,229 $55,192 $33,410 $40,457 $23,722 $49,328 $448,338 Commercial real estate: Owner occupied properties Pass $81,533 $83,975 $39,254 $14,841 $14,452 $57,717 $291,772 Classified — 1,399 — 522 — 6,507 8,428 Total commercial real estate owner occupied properties $81,533 $85,374 $39,254 $15,363 $14,452 $64,224 $300,200 Non-owner occupied and multifamily properties Pass $77,205 $77,961 $61,147 $34,307 $19,833 $154,561 $425,014 Classified — — — 10 10,286 1 10,297 Total commercial real estate non-owner occupied and multifamily properties $77,205 $77,961 $61,147 $34,317 $30,119 $154,562 $435,311 Residential real estate: 1-4 family residential properties secured by first liens Pass $7,756 $8,023 $3,689 $531 $1,466 $8,812 $30,277 Classified 417 1,077 472 90 — 209 2,265 Total residential real estate 1-4 family residential properties secured by first liens $8,173 $9,100 $4,161 $621 $1,466 $9,021 $32,542 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $5,806 $2,535 $3,229 $3,464 $259 $4,046 $19,339 Classified — — — 259 — 12 271 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $5,806 $2,535 $3,229 $3,723 $259 $4,058 $19,610 1-4 family residential construction loans Pass $21,409 $1,056 $1,707 $62 $— $11,879 $36,113 Classified — — — — 109 — 109 Total residential real estate 1-4 family residential construction loans $21,409 $1,056 $1,707 $62 $109 $11,879 $36,222 Other construction, land development and raw land loans Pass $39,624 $26,458 $11,044 $3,315 $139 $5,544 $86,124 Classified — — — 460 — 1,510 1,970 Total other construction, land development and raw land loans $39,624 $26,458 $11,044 $3,775 $139 $7,054 $88,094 Obligations of states and political subdivisions in the US Pass $4,120 $812 $1,875 $343 $2,733 $6,520 $16,403 Classified — — — — — — — Total obligations of states and political subdivisions in the US $4,120 $812 $1,875 $343 $2,733 $6,520 $16,403 Agricultural production, including commercial fishing Pass $19,970 $3,929 $810 $1,118 $741 $1,391 $27,959 Classified — — — — — — — Total agricultural production, including commercial fishing $19,970 $3,929 $810 $1,118 $741 $1,391 $27,959 Consumer loans Pass $873 $815 $653 $403 $291 $1,766 $4,801 Classified — — — — — — — Total consumer loans $873 $815 $653 $403 $291 $1,766 $4,801 Other loans Pass $2,028 $1,645 $430 $95 $— $208 $4,406 Classified — — — — — — — Total other loans $2,028 $1,645 $430 $95 $— $208 $4,406 Total loans Pass $487,700 $261,687 $153,684 $95,818 $63,119 $296,998 $1,359,006 Classified 19,270 3,190 4,036 4,459 10,912 13,013 54,880 Total loans $506,970 $264,877 $157,720 $100,277 $74,031 $310,011 $1,413,886 Total pass loans $487,700 $261,687 $153,684 $95,818 $63,119 $296,998 $1,359,006 Government guarantees (145,713) (12,725) (14,429) (3,299) (306) (6,562) (183,034) Total pass loans, net of government guarantees $341,987 $248,962 $139,255 $92,519 $62,813 $290,436 $1,175,972 Total classified loans $19,270 $3,190 $4,036 $4,459 $10,912 $13,013 $54,880 Government guarantees (7,201) (1,259) — — — (10,571) (19,031) Total classified loans, net government guarantees $12,069 $1,931 $4,036 $4,459 $10,912 $2,442 $35,849 Past Due Loans: The following tables present an aging of contractually past due loans as of the periods presented: (In Thousands) 30-59 Days 60-89 Days Greater Than Total Past Current Total Greater Than 90 Days Past Due Still Accruing June 30, 2022 Commercial & industrial loans $246 $132 $387 $765 $394,076 $394,841 $— Commercial real estate: Owner occupied properties 737 1,076 1,813 311,361 313,174 — Non-owner occupied and multifamily properties — — — — 446,592 446,592 — Residential real estate: 1-4 family residential properties secured by first liens 65 — 147 212 37,086 37,298 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 133 133 21,820 21,953 — 1-4 family residential construction loans — — 109 109 43,806 43,915 — Other construction, land development and raw land loans — — 1,546 1,546 85,617 87,163 — Obligations of states and political subdivisions in the US — — — — 24,005 24,005 — Agricultural production, including commercial fishing — — — — 29,482 29,482 — Consumer loans — — — — 4,092 4,092 — Other loans — — — — 3,194 3,194 — Total $1,048 $132 $3,398 $4,578 $1,401,131 $1,405,709 $— December 31, 2021 Commercial & industrial loans $206 $51 $469 $726 $447,612 $448,338 $— Commercial real estate: Owner occupied properties 12 — 1,176 1,188 299,012 300,200 — Non-owner occupied and multifamily properties — — — — 435,311 435,311 — Residential real estate: 1-4 family residential properties secured by first liens — — 90 90 32,452 32,542 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 139 139 19,471 19,610 — 1-4 family residential construction loans — — 109 109 36,113 36,222 — Other construction, land development and raw land loans — — 1,636 1,636 86,458 88,094 — Obligations of states and political subdivisions in the US — — — — 16,403 16,403 — Agricultural production, including commercial fishing — — — — 27,959 27,959 — Consumer loans — — — — 4,801 4,801 — Other loans — — — — 4,406 4,406 — Total $218 $51 $3,619 $3,888 $1,409,998 $1,413,886 $— Nonaccrual loans: Nonaccrual loans net of government guarantees totaled $7.3 million and $10.7 million at June 30, 2022 and December 31, 2021, respectively. The following table presents loans on nonaccrual status and loans on nonaccrual status for which there was no related ACL. All loans with no ACL are individually evaluated for credit losses in the Company's Current Expected Credit Losses methodology. June 30, 2022 December 31, 2021 (In Thousands) Nonaccrual Nonaccrual With No ACL Nonaccrual Nonaccrual With No ACL Commercial & industrial loans $3,496 $3,496 $4,350 $4,298 Commercial real estate: Owner occupied properties 2,352 2,348 3,506 3,506 Residential real estate: 1-4 family residential properties secured by first liens 219 219 1,778 1,778 1-4 family residential properties secured by junior liens 280 207 271 215 1-4 family residential construction loans 109 109 109 109 Other construction, land development and raw land loans 1,545 1,545 1,636 1,636 Consumer loans — — — — Total nonaccrual loans 8,001 7,924 11,650 11,542 Government guarantees on nonaccrual loans (683) (683) (978) (978) Net nonaccrual loans $7,318 $7,241 $10,672 $10,564 There was no interest on nonaccrual loans reversed through interest income during three-month period ending June 30, 2022 and $2,000 in interest on nonaccrual loans reversed through interest income during the six-month period ending June 30, 2022. There was no interest on nonaccrual loans reversed through interest income during the three and six-month periods ending June 30, 2021. There was no interest earned on nonaccrual loans with a principal balance during the three and six-month periods ending June 30, 2022 and June 30, 2021, respectively. However, the Company recognized interest income of $873,000 and $232,000 in the three-month periods ending June 30, 2022 and 2021, respectively, and $930,000 and $366,000 in the six-month periods ending June 30, 2022 and 2021, respectively, related to interest collected on nonaccrual loans whose principal had been paid down to zero. Troubled Debt Restructurings: Loans classified as TDRs totaled $8.9 million and $10.6 million at June 30, 2022 and December 31, 2021, respectively. A TDR is a loan to a borrower that is experiencing financial difficulty that has been modified from its original terms and conditions in such a way that the Company is granting the borrower a concession that it would not grant otherwise. The provisions of the Coronavirus Aid, Relief, and Economic Security ("CARES") Act included an election to not apply the guidance on accounting for TDRs to loan modifications, such as extensions or deferrals, related to COVID-19 made between March 1, 2020 and December 31, 2021. The relief can only be applied to modifications for borrowers that were not more than 30 days past due as of December 31, 2019. The Company elected to adopt these provisions of the CARES Act. The Company has made the following types of loan modifications related to COVID-19, which are not classified as TDRs with principal balance outstanding of: Loan Modifications due to COVID-19 as of June 30, 2022 (Dollars in thousands) Interest Only Full Payment Deferral Total Portfolio loans $23,573 $— $23,573 Number of modifications 5 — 5 Loan Modifications due to COVID-19 as of December 31, 2021 (Dollars in thousands) Interest Only Full Payment Deferral Total Portfolio loans $49,219 $— $49,219 Number of modifications 16 — 16 The Company has granted a variety of concessions to borrowers in the form of loan modifications. The modifications granted can generally be described in the following categories: Rate Modification : A modification in which the interest rate is changed. Term Modification : A modification in which the maturity date, timing of payments, or frequency of payments is changed. Payment Modification : A modification in which the dollar amount of the payment is changed, or in which a loan is converted to interest only payments for a period of time is included in this category. Combination Modification : Any other type of modification, including the use of multiple categories above. AQR pass graded loans included above in the impaired loan data are loans classified as TDRs. By definition, TDRs are considered impaired loans. All of the Company's TDRs are included in impaired loans. There were no newly restructured loans that occurred during the six months ended June 30, 2022. As discussed above, the CARES Act provided banks an option to elect to not account for certain loan modifications related to COVID-19 between March 1, 2020 and December 31, 2021 as TDRs as long as the borrowers were not more than 30 days past due as of December 31, 2019. The disclosed loan restructurings were not related to COVID-19 modifications. Accrual Status Nonaccrual Status Total Modifications (In Thousands) Existing Troubled Debt Restructurings $3,008 $5,844 $8,852 Total $3,008 $5,844 $8,852 The following table presents newly restructured loans that occurred during the six months ended June 30, 2021, by concession (terms modified): June 30, 2021 Number of Contracts Rate Modification Term Modification Payment Modification Combination Modification Total Modifications (In Thousands) Pre-Modification Outstanding Recorded Investment: Commercial - AQR substandard 1 $— $254 $— $— $254 Total 1 $— $254 $— $— $254 Post-Modification Outstanding Recorded Investment: Commercial - AQR substandard 1 $— $251 $— $— $251 Total 1 $— $251 $— $— $251 The Company had no commitments to extend additional credit to borrowers whose terms have been modified in TDRs. There were no in charge-offs in the six months ended June 30, 2022 on loans that were newly classified as TDRs during the same period. There were no loans that defaulted during the six months ended June 30, 2022 and 2021, respectively, that were restructured in the previous twelve months.

Purchased Receivables

Purchased Receivables	6 Months Ended
	Jun. 30, 2022
Purchased Receivables [Abstract]
Purchased Receivables	Purchased Receivables Purchased receivables are carried at their principal amount outstanding, net of an ACL, and have a maturity of less than one year. There were no purchased receivables past due at June 30, 2022 or December 31, 2021, and there were no restructured purchased receivables at June 30, 2022 or December 31, 2021. Income on purchased receivables is accrued and recognized on the principal amount outstanding using an effective interest method except when management believes doubt exists as to the collectability of the income or principal. There were no nonperforming purchased receivables as of June 30, 2022 or December 31, 2021. There was no activity and no balance in the ACL for purchased receivables as of June 30, 2022 or December 31, 2021. The following table summarizes the components of net purchased receivables for the periods indicated: (In Thousands) June 30, 2022 December 31, 2021 Purchased receivables $15,277 $6,987 Allowance for credit losses - purchased receivables — — Total $15,277 $6,987

Servicing Rights

Servicing Rights	6 Months Ended
	Jun. 30, 2022
Transfers and Servicing [Abstract]
Servicing Rights	Servicing Rights Mortgage servicing rights The following table details the activity in the Company's mortgage servicing rights ("MSR") for the three and six-month periods ended June 30, 2022 and 2021: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2022 2021 2022 2021 Balance, beginning of period $15,422 $11,657 $13,724 $11,218 Additions for new MSR capitalized 1,128 1,745 2,115 3,193 Changes in fair value: Due to changes in model inputs of assumptions (1) (225) 16 967 (164) Other (2) (24) (583) (505) (1,412) Balance, end of period $16,301 $12,835 $16,301 $12,835 (1) Principally reflects changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates. (2) Represents changes due to collection/realization of expected cash flows over time. The following table details information related to our serviced mortgage loan portfolio as of June 30, 2022 and December 31, 2021: (In Thousands) June 30, 2022 December 31, 2021 Balance of mortgage loans serviced for others $818,266 $772,764 MSR as a percentage of serviced loans 1.99 % 1.78 % The Company recognized servicing fees of $804,000 and $707,000 during the three-month periods ending June 30, 2022 and 2021, respectively, and $1.6 million and $1.4 million during the six-month periods ending June 30, 2022 and 2021, respectively, which includes contractually specified servicing fees and ancillary fees as a component of other noninterest income in the Company's Consolidated Statements of Income. The following table outlines the weighted average key assumptions used in measuring the fair value of MSR as of June 30, 2022 and December 31, 2021: June 30, 2022 December 31, 2021 Constant prepayment rate 7.37 % 11.80 % Discount rate 9.25 % 8.00 % Key economic assumptions and the sensitivity of the current fair value for MSR to immediate adverse changes in those assumptions at June 30, 2022 and December 31, 2021 were as follows: (In Thousands) June 30, 2022 December 31, 2021 Aggregate portfolio principal balance $818,266 $772,764 Weighted average rate of note 3.28 % 3.31 % June 30, 2022 Base 1.0% Adverse Rate Change 2.0% Adverse Rate Change Constant prepayment rate 7.37 % 14.75 % 22.12 % Discount rate 9.25 % 8.25 % 7.25 % Fair value MSR $16,301 $12,424 $9,885 Percentage of MSR 1.99 % 1.52 % 1.21 % December 31, 2021 Constant prepayment rate 11.80 % 23.59 % 34.57 % Discount rate 8.00 % 7.00 % 6.00 % Fair value MSR $13,724 $9,612 $7,256 Percentage of MSR 1.78 % 1.24 % 0.94 % The above tables show the sensitivity to market rate changes for the par rate coupon for a conventional one-to-four family Alaska Housing Finance Corporation/FNMA/FHLMC serviced home loan. The above tables reference a 100 basis point and 200 basis point decrease in discount rates. These sensitivities are hypothetical and should be used with caution as the tables above demonstrate the Company’s methodology for estimating the fair value of MSR is highly sensitive to changes in key assumptions. For example, actual prepayment experience may differ and any difference may have a material effect on MSR fair value. Changes in fair value resulting from changes in assumptions generally cannot be extrapolated because the relationship of the change in the assumption to the change in fair value may not be linear. Also, in these tables, the effects of a variation in a particular assumption on the fair value of the MSR is calculated without changing any other assumption; in reality, changes in one factor may be associated with changes in another (for example, decreases in market interest rates may provide an incentive to refinance; however, this may also indicate a slowing economy and an increase in the unemployment rate, which reduces the number of borrowers who qualify for refinancing), which may magnify or counteract the sensitivities. Thus, any measurement of MSR fair value is limited by the conditions existing and assumptions made at a particular point in time. Those assumptions may not be appropriate if they are applied to a different point in time. Commercial servicing rights The commercial servicing rights asset ("CSR") has a carrying value $1.1 million at both June 30, 2022 and December 31, 2021, and is included in other assets and carried at fair value on the Company's Consolidated Balance Sheets. Total commercial loans serviced for others were $254.5 million and $259.8 million at June 30, 2022 and December 31, 2021, respectively. Key assumptions used in measuring the fair value of the CSR as of June 30, 2022 and December 31, 2021 include a constant prepayment rate of 16.08% and a discount rate of 9.94%.

Leases

Leases	6 Months Ended
	Jun. 30, 2022
Leases [Abstract]
Leases	Leases The Company's lease commitments consist primarily of agreements to lease land and office facilities that it occupies to operate several of its retail branch locations that are classified as operating leases and are recognized on the balance sheet as right-of-use ("ROU") assets and lease liabilities. As of June 30, 2022, the Company has operating lease ROU assets of $9.9 million and operating lease liabilities of $9.8 million. As of December 31, 2021, the Company had operating lease ROU assets of $11.0 million and operating lease liabilities of $11.0 million. The Company did not have any agreements that are classified as finance leases as of June 30, 2022 or December 31, 2021. The following table presents additional information about the Company's operating leases: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2022 2021 2022 2021 Lease Cost Operating lease cost (1) $672 $702 $1,353 $1,418 Short term lease cost (1) 5 6 17 13 Total lease cost $677 $708 $1,370 $1,431 Other information Operating leases - operating cash flows $1,278 $1,323 Weighted average lease term - operating leases, in years 10.79 10.80 Weighted average discount rate - operating leases 3.26 % 3.30 % (1) Expenses are classified within occupancy expense on the Consolidated Statements of Income. The table below reconciles the remaining undiscounted cash flows for the next five years for each twelve-month period presented (unless otherwise indicated) and the total of the subsequent remaining years to the operating lease liabilities recorded on the balance sheet: (In Thousands) Operating Leases 2022 (Six months) $1,224 2023 2,109 2024 1,961 2025 1,858 2026 721 Thereafter 4,266 Total minimum lease payments $12,139 Less: amount of lease payment representing interest (2,293) Present value of future minimum lease payments $9,846

Derivatives

Derivatives	6 Months Ended
	Jun. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	Derivatives Derivatives swaps related to community banking activities The Company enters into commercial loan interest rate swap agreements with commercial banking customers which are offset with a corresponding swap agreement with a third party financial institution ("counterparty"). The Company has agreements with its counterparties that contain provisions that provide that if the Company fails to maintain its status as a "well-capitalized" institution under regulatory guidelines, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. These agreements also require that the Company and the counterparty collateralize any fair value shortfalls that exceed $250,000 with eligible collateral, which includes cash and securities backed with the full faith and credit of the federal government. Similarly, the Company could be required to settle its obligations under the agreement if specific regulatory events occur, such as if the Company were issued a prompt corrective action directive or a cease and desist order, or if certain regulatory ratios fall below specified levels. The Company pledged $569,000 as of June 30, 2022 and $8.2 million as of December 31, 2021 in available for sale securities to collateralize fair value shortfalls on interest rate swap agreements. The Company had interest rate swaps related to commercial loans with an aggregate notional amount of $213.0 million and $212.6 million at June 30, 2022 and December 31, 2021, respectively. At June 30, 2022, the notional amount of interest rate swaps is made up of 19 variable to fixed rate swaps to commercial loan customers totaling $106.5 million, and 19 fixed to variable rate swaps with a counterparty totaling $106.5 million. Changes in fair value from these 19 interest rate swaps offset each other in the first six months of 2022. The Company recognized $87,000 and $90,000 in fee income related to interest rate swaps in the three and six-month periods ending June 30, 2022, respectively, and $103,000 and $195,000 in fee income related to interest rate swaps in the three and six-month periods ending June 30, 2021, respectively. Interest rate swap income is recorded in other operating income on the Consolidated Statements of Income. None of these interest rate swaps are designated as hedging instruments. The Company has an interest rate swap to hedge the variability in cash flows arising out of its junior subordinated debentures, which is floating rate debt, by swapping the cash flows with an interest rate swap which receives floating and pays fixed. The Company has designated this interest rate swap as a hedging instrument. The interest rate swap effectively fixes the Company's interest payments on the $10.0 million of junior subordinated debentures held under Northrim Statutory Trust 2 at 3.72% through its maturity date. The floating rate that the dealer pays is equal to the three month LIBOR plus 1.37% which reprices quarterly on the payment date. This rate was 3.20% as of June 30, 2022. The Company pledged $130,000 in cash to collateralize initial margin and fair value exposure of our counterparty on this interest rate swap as of June 30, 2022 and $2.9 million as of December 31, 2021. Changes in the fair value of this interest rate swap are reported in other comprehensive income on the Consolidated Statements of Income. The unrealized gain on this interest rate swap was $798,000 as of June 30, 2022 and the unrealized loss was $1.0 million as of December 31, 2021. Derivatives related to home mortgage banking activities The Company also uses derivatives to hedge the risk of changes in the fair values of interest rate lock commitments. The Company enters into commitments to originate residential mortgage loans at specific rates; the value of these commitments are detailed in the table below as "interest rate lock commitments". The Company also hedges the interest rate risk associated with its residential mortgage loan commitments, which are referred to as "retail interest rate contracts" in the table below. Market risk with respect to commitments to originate loans arises from changes in the value of contractual positions due to changes in interest rates. RML had commitments to originate mortgage loans held for sale totaling $116.2 million and $81.6 million at June 30, 2022 and December 31, 2021, respectively. Changes in the value of RML's interest rate derivatives are recorded in mortgage banking income on the Consolidated Statements of Income. None of these derivatives are designated as hedging instruments. The following table presents the fair value of derivatives not designated as hedging instruments at June 30, 2022 and December 31, 2021: (In Thousands) Asset Derivatives June 30, 2022 December 31, 2021 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other assets $8,316 $6,030 Interest rate lock commitments Other assets 2,567 1,387 Retail interest rate contracts Other assets — 166 Total $10,883 $7,583 (In Thousands) Liability Derivatives June 30, 2022 December 31, 2021 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other liabilities $8,316 $6,030 Retail interest rate contracts Other liabilities 376 — Total $8,692 $6,030 The following table presents the net gains (losses) of derivatives not designated as hedging instruments for periods indicated below: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) Income Statement Location 2022 2021 2022 2021 Retail interest rate contracts Mortgage banking income $391 ($1,187) $2,951 $1,813 Interest rate lock commitments Mortgage banking income 829 369 349 (1,001) Total $1,220 ($818) $3,300 $812 Our derivative transactions with counterparties under International Swaps and Derivative Association master agreements include "right of set-off" provisions. "Right of set-off" provisions are legally enforceable rights to offset recognized amounts and there may be an intention to settle such amounts on a net basis. We do not offset such financial instruments for financial reporting purposes. The following table summarizes the derivatives that have a right of offset as of June 30, 2022 and December 31, 2021: June 30, 2022 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $8,316 $— $8,316 $— $— $8,316 Liability Derivatives Interest rate swaps $8,316 $— $8,316 $— $569 $7,747 Retail interest rate contracts 376 — 376 — — 376 December 31, 2021 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $6,030 $— $6,030 $— $— $6,030 Retail interest rate contracts 166 — 166 — — 166 Liability Derivatives Interest rate swaps $6,030 $— $6,030 $— $6,030 $—

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Assets and Liabilities Measured at Fair Value on a Recurring Basis Investment securities available for sale and marketable equity securities : Fair values are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Servicing rights: MSR and CSR are measured at fair value on a recurring basis. These assets are classified as Level 3 as quoted prices are not available. In order to determine the fair value of MSR and CSR, the present value of net expected future cash flows is estimated. Assumptions used include market discount rates, anticipated prepayment speeds, escrow calculations, delinquency rates, and ancillary fee income net of servicing costs. Derivative instruments: The fair value of the interest rate lock commitments are estimated using quoted or published market prices for similar instruments, adjusted for factors such as pull-through rate assumptions based on historical information, where appropriate. The pull-through rate assumptions are considered Level 3 valuation inputs and are significant to the interest rate lock commitment valuation; as such, the interest rate lock commitment derivatives are classified as Level 3. Interest rate contracts are valued in a model, which uses as its basis a discounted cash flow technique incorporating credit valuation adjustments to reflect nonperformance risk in the measurement of fair value. Although the Company has determined that the majority of inputs used to value its interest rate derivatives fall within Level 2 of the fair value hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the likelihood of default by itself and its counterparties. However, as of June 30, 2022, the Company has assessed the significance of the impact of these adjustments on the overall valuation of its interest rate positions and has determined that they are not significant to the overall valuation of its interest rate derivatives. As a result, the Company has classified its interest rate derivative valuations in Level 2 of the fair value hierarchy. Commitments to extend credit and standby letters of credit : The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligation with the counterparties at the reporting date. Assets Subject to Nonrecurring Adjustment to Fair Value The Company is also required to measure certain assets such as equity method investments, goodwill, intangible assets, impaired loans, and Other Real Estate Owned ("OREO") at fair value on a nonrecurring basis in accordance with GAAP. Any nonrecurring adjustments to fair value usually result from the write-down of individual assets. The Company uses either in-house evaluations or external appraisals to estimate the fair value of OREO and impaired loans as of each reporting date. In-house appraisals are considered Level 3 inputs and external appraisals are considered Level 2 inputs. The Company’s determination of which method to use is based upon several factors. The Company takes into account compliance with legal and regulatory guidelines, the amount of the loan, the size of the assets, the location and type of property to be valued and how critical the timing of completion of the analysis is to the assessment of value. Those factors are balanced with the level of internal expertise, internal experience and market information available, versus external expertise available such as qualified appraisers, brokers, auctioneers and equipment specialists. Limitations Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Estimated fair values as of the periods indicated are as follows: June 30, 2022 December 31, 2021 (In Thousands) Carrying Amount Fair Value Carrying Amount Fair Value Financial assets: Level 1 inputs: Cash, due from banks and deposits in other banks $336,923 $336,923 $645,827 $645,827 Investment securities available for sale 313,082 313,082 141,531 141,531 Marketable equity securities 9,122 9,122 8,420 8,420 Level 2 inputs: Investment securities available for sale 298,945 298,945 285,153 285,153 Investment in Federal Home Loan Bank stock 3,824 3,824 3,107 3,107 Loans held for sale 63,080 63,080 73,650 73,650 Accrued interest receivable 8,117 8,117 6,846 6,846 Interest rate swaps 8,316 8,316 6,030 6,030 Retail interest rate contracts — — 166 166 Level 3 inputs: Investment securities held to maturity 29,750 26,371 20,000 19,164 Loans 1,405,709 1,342,962 1,413,886 1,396,486 Purchased receivables, net 15,277 15,277 6,987 6,987 Interest rate lock commitments 2,567 2,567 1,387 1,387 Mortgage servicing rights 16,301 16,301 13,724 13,724 Commercial servicing rights 1,069 1,069 1,084 1,084 Financial liabilities: Level 2 inputs: Deposits $2,335,390 $2,332,869 $2,421,631 $2,422,215 Borrowings 14,302 12,907 14,508 14,727 Accrued interest payable 94 94 31 31 Interest rate swaps 8,316 8,316 6,985 6,985 Level 3 inputs: Junior subordinated debentures 10,310 9,578 10,310 9,727 The following table sets forth the balances as of the periods indicated of assets and liabilities measured at fair value on a recurring basis: (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2022 Assets: Available for sale securities U.S. Treasury and government sponsored entities $521,339 $281,079 $240,260 $— Municipal securities 807 — 807 — Corporate bonds 32,003 32,003 — — Collateralized loan obligations 57,878 — 57,878 — Total available for sale securities $612,027 $313,082 $298,945 $— Marketable equity securities $9,122 $9,122 $— $— Total marketable equity securities $9,122 $9,122 $— $— Interest rate swaps $8,316 $— $8,316 $— Interest rate lock commitments 2,567 — — 2,567 Mortgage servicing rights 16,301 — — 16,301 Commercial servicing rights 1,069 — — 1,069 Total other assets $28,253 $— $8,316 $19,937 Liabilities: Interest rate swaps $8,316 $— $8,316 $— Retail interest rate contracts 376 — 376 — Total other liabilities $8,692 $— $8,692 $— December 31, 2021 Assets: Available for sale securities U.S. Treasury and government sponsored entities $341,480 $115,686 $225,794 $— Municipal securities 840 — 840 — Corporate bonds 32,946 25,845 7,101 — Collateralized loan obligations 51,418 — 51,418 — Total available for sale securities $426,684 $141,531 $285,153 $— Marketable equity securities $8,420 $8,420 $— $— Total marketable securities $8,420 $8,420 $— $— Interest rate swaps $6,030 $— $6,030 $— Interest rate lock commitments 1,387 — — 1,387 Mortgage servicing rights 13,724 — — 13,724 Commercial servicing rights 1,084 — — 1,084 Retail interest rate contracts 166 — 166 — Total other assets $22,391 $— $6,196 $16,195 Liabilities: Interest rate swaps $6,985 $— $6,985 $— Total other liabilities $6,985 $— $6,985 $— The following tables provide a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and six-month periods ended June 30, 2022 and 2021: (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Three Months Ended June 30, 2022 Interest rate lock commitments $965 ($520) $3,863 ($1,741) $2,567 $2,567 Mortgage servicing rights 15,422 (249) 1,128 — 16,301 — Commercial servicing rights 1,091 (22) — — 1,069 — Total $17,478 ($791) $4,991 ($1,741) $19,937 $2,567 Three Months Ended June 30, 2021 Interest rate lock commitments $2,713 ($867) $7,183 ($5,985) $3,044 $3,044 Mortgage servicing rights 11,657 (567) 1,745 — 12,835 — Commercial servicing rights 1,327 (53) 18 — 1,292 — Total $15,697 ($1,487) $8,946 ($5,985) $17,171 $3,044 (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Six Months Ended June 30, 2022 Interest rate lock commitments $1,387 ($1,029) $8,212 ($6,004) $2,567 $2,567 Mortgage servicing rights 13,724 462 2,115 — 16,301 — Commercial servicing rights 1,084 (48) 33 — 1,069 — Total $16,195 ($615) $10,360 ($6,004) $19,937 $2,567 Six Months Ended June 30, 2021 Interest rate lock commitments $4,034 ($2,014) $16,451 ($15,427) $3,044 $3,044 Mortgage servicing rights 11,218 (1,576) 3,193 — 12,835 — Commercial servicing rights 1,310 (76) 58 — 1,292 — Total $16,562 ($3,666) $19,702 ($15,427) $17,171 $3,044 There were no changes in unrealized gains and losses for the three and six-month periods ending June 30, 2022 and 2021 included in other comprehensive income for recurring Level 3 fair value measurements. As of and for the periods ending June 30, 2022 and December 31, 2021, no impairment or valuation adjustment was recognized for assets recognized at fair value on a nonrecurring basis. For loans individually measured for credit losses, the Company classifies fair value measurements using observable inputs, such as external appraisals, as Level 2 valuations in the fair value hierarchy, and unobservable inputs, such as in-house evaluations, as Level 3 valuations in the fair value hierarchy. The following table presents the (gains) losses resulting from nonrecurring fair value adjustments for the three and six-month periods ended June 30, 2022 and 2021: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2022 2021 2022 2021 Loans individually measured for credit losses ($89) ($213) $— $772 Total loss from nonrecurring measurements ($89) ($213) $— $772 Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs (Level 3) The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and nonrecurring basis at June 30, 2022 and December 31, 2021: Financial Instrument Valuation Technique Unobservable Input Weighted Average Rate Range June 30, 2022 Interest rate lock commitment External pricing model Pull through rate 91.85 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 7.34% - 8.73% Discount rate 9.25 % Commercial servicing rights Discounted cash flow Constant prepayment rate 12.30% - 16.57% Discount rate 9.94 % December 31, 2021 Interest rate lock commitment External pricing model Pull through rate 93.27 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 9.25% - 14.21% Discount rate 8.00% Commercial servicing rights Discounted cash flow Constant prepayment rate 12.30% - 16.57% Discount rate 9.94 %

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2022
Segment Reporting [Abstract]
Segment Information	Segment Information The Company's operations are managed along two operating segments: Community Banking and Home Mortgage Lending. The Community Banking segment's principal business focus is the offering of loan and deposit products to business and consumer customers in its primary market areas. As of June 30, 2022, the Community Banking segment operated 17 branches throughout Alaska. The Home Mortgage Lending segment's principal business focus is the origination and sale of mortgage loans for 1-4 family residential properties. Summarized financial information for the Company's reportable segments and the reconciliation to the consolidated financial results is shown in the following tables: Three Months Ended June 30, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $22,369 $623 $22,992 Interest expense 766 14 780 Net interest income 21,603 609 22,212 Provision for credit losses 463 — 463 Other operating income 1,907 5,900 7,807 Other operating expense 16,415 6,823 23,238 Income before provision for income taxes 6,632 (314) 6,318 Provision for income taxes 1,605 (82) 1,523 Net income $5,027 ($232) $4,795 Three Months Ended June 30, 2021 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $19,476 $777 $20,253 Interest expense 1,008 53 1,061 Net interest income 18,468 724 19,192 Benefit for credit losses (427) — (427) Other operating income 2,772 11,360 14,132 Other operating expense 14,551 7,785 22,336 Income before provision for income taxes 7,116 4,299 11,415 Provision for income taxes 1,850 1,220 3,070 Net income $5,266 $3,079 $8,345 Six Months Ended June 30, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $42,019 $1,031 $43,050 Interest expense 1,507 27 1,534 Net interest income 40,512 1,004 41,516 Provision for credit losses 313 — 313 Other operating income 5,748 12,882 18,630 Other operating expense 31,246 13,093 44,339 Income before provision for income taxes 14,701 793 15,494 Provision for income taxes 3,246 227 3,473 Net income $11,455 $566 $12,021 Six Months Ended June 30, 2021 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $39,275 $1,574 $40,849 Interest expense 2,073 91 2,164 Net interest income 37,202 1,483 38,685 Benefit for credit losses (1,915) — (1,915) Other operating income 5,046 24,982 30,028 Other operating expense 28,215 15,448 43,663 Income before provision for income taxes 15,948 11,017 26,965 Provision for income taxes 3,302 3,137 6,439 Net income $12,646 $7,880 $20,526 June 30, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,511,565 $99,589 $2,611,154 Loans held for sale $— $63,080 $63,080 December 31, 2021 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,615,433 $109,286 $2,724,719 Loans held for sale $— $73,650 $73,650

Basis of Presentation and Sig_2

Basis of Presentation and Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Basis of Presentation	The accompanying unaudited consolidated financial statements and corresponding footnotes have been prepared by Northrim BanCorp, Inc. (the “Company”) in accordance with accounting principles generally accepted in the United States of America (“GAAP”) and with instructions to Form 10-Q under the Securities Exchange Act of 1934, as amended. The year-end Consolidated Balance Sheet data was derived from the Company's audited financial statements. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. The Company owns a 100% interest in Residential Mortgage Holding Company, LLC, the parent company of Residential Mortgage, LLC (collectively "RML") and consolidates their balance sheets and income statement into its financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. The Company determined that it operates in two primary operating segments: Community Banking and Home Mortgage Lending. The Company has evaluated subsequent events and transactions for potential recognition or disclosure. Operating results for the interim period ended June 30, 2022 are not necessarily indicative of the results anticipated for the year ending December 31, 2022. These consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2021.
Reclassification of Prior Period Presentation	Reclassification of Prior Period Presentation Certain prior year amounts have been reclassified for consistency with the current period presentation. These reclassifications had no effect on the reported results of operations or total shareholders' equity.
Recent Accounting Pronouncements	Recent Accounting Pronouncements Accounting pronouncements to be implemented in future periods In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Report of Financial Reporting ("ASU 2020-04"). ASU 2020-04 was issued to provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The guidance provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference London Inter-Bank Offered Rate ("LIBOR") or another reference rate expected to be discontinued. The last expedient is a one-time election to sell or transfer debt securities classified as held to maturity. The expedients are in effect from March 12, 2020, through December 31, 2022. The Company will be able to use the expedients in this guidance to manage through the transition away from LIBOR, specifically for our loan portfolio, derivative contracts, and bond portfolio. In January 2021, the FASB issued ASU No. 2021-01, Reference Rate Reform (Topic 848): Scope, ("ASU 2021-01"). The amendments in ASU 2021-01 are elective and apply to all entities that have derivative instruments that use an interest rate for margining, discounting, or contract price alignment that is modified as a result of reference rate reform. The amendments clarify certain optional expedients and exceptions in Topic 848 for contract modifications apply to derivatives that are affected by the discounting transition. LIBOR is a widely-referenced benchmark rate, which is published in five currencies and a range of tenors, and seeks to estimate the cost at which banks can borrow on an unsecured basis from other banks. The administrator of LIBOR, ICE Benchmark Administration, ceased the publication of one-week and two-month LIBOR, as well as all non-US Dollar LIBOR tenors as of January 1, 2022. 1-month, 3-month, 6-month, and 12-month US Dollar LIBOR will continue to be published through and will remain available for use in legacy contracts or as otherwise enumerated by financial regulators until June 30, 2023. The Company has some assets and liabilities referenced to 1-month, 3-month, and 12-month US Dollar LIBOR, such as commercial loans, derivatives, debt securities, and junior subordinated debentures. As of June 30, 2022, we had approximately $179.1 million of assets, including $101.0 million in commercial loans and $78.1 million in debt securities, and $10.0 million of liabilities in the form of our junior subordinated debentures linked to USD LIBOR. These amounts exclude derivative assets and liabilities on our consolidated balance sheet. As of June 30, 2022, the notional amount of our USD LIBOR-linked interest rate derivative contracts was $150.8 million. Of this amount, $70.0 million in notional value represent commercial loan interest rate swap agreements with commercial banking customers. An additional $70.8 million in notional value represent corresponding swap agreements with third party financial institutions that offset the commercial loan swaps. Swap agreements with third party institutions are $80.0 million, including an interest rate swap agreement for $10.0 million in notional value related to our junior subordinated debentures. Each of the USD LIBOR-linked amounts referenced above are expected to vary in future periods as current contracts expire with potential replacement contracts using an alternative reference rate. In an effort to mitigate the risks associated with a transition away from LIBOR, our Asset Liability Committee has undertaken initiatives to: (i) develop more robust fallback language and disclosures related to the LIBOR transition, (ii) develop a plan to seek to amend legacy contracts to reference such fallback language or alternative reference rates, (iii) enhance systems to support commercial loans, securities, and derivatives linked to the Secured Overnight Financing Rate and other alternative reference rates, (iv) develop and evaluate internal guidance, policies and procedures focused on the transition away from LIBOR to alternative reference rate products, and (v) prepare and disseminate internal and external communications regarding the LIBOR transition. ASU 2021-01 is not expected to have a material impact on the Company's consolidated financial statements. In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures ("ASU 2022-02"). The amendments in ASU 2022-02 eliminate the accounting guidance for troubled debt restructurings ("TDRs") by creditors while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs which includes an assessment of whether the creditor has granted a concession, an entity must evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosure requirements and introduce new requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. Additionally, for public business entities, ASU 2022-02 requires that an entity disclose current-period gross writeoffs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments-Credit Losses-Measured at Amortized Cost in the vintage disclosures required by paragraph 326-20-50-6. ASU 2022-02 is effective for the Company for fiscal years beginning after December 15, 2022. The Company may elect to apply the updated guidance on TDR recognition and measurement by using a modified retrospective transition method, which would result in a cumulative-effect adjustment to retained earnings, or to adopt the amendments prospectively. The Company intends to elect to adopt the updated guidance on TDR recognition and measurement prospectively; therefore the guidance will be applied to modifications occurring after the date of adoption. The amendments on TDR disclosures and vintage disclosures must be adopted prospectively. The Company does not believe that ASU 2022-02 will have a material impact on the Company's consolidated financial statements.

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Gross Realized and Unrealized Gains (Losses) on Marketable Equity Securities	The gross realized and unrealized gains (losses) recognized on marketable equity securities in other operating income in the Company's Consolidated Statements of Income were as follows: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2022 2021 2022 2021 Unrealized (loss) gain on marketable equity securities ($810) $178 ($1,232) $94 Gain on sale of marketable equity securities, net — 31 — 31 Total ($810) $209 ($1,232) $125
Summary of Available-For-Sale Securities	The following table summarizes the amortized cost, estimated fair value, and the Allowance for Credit Losses ("ACL") of debt securities and the corresponding amounts of gross unrealized gains and losses of available-for-sale securities recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses of held to maturity securities at the periods indicated: (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value June 30, 2022 Securities available for sale U.S. Treasury and government sponsored entities $546,885 $115 ($25,661) $— $521,339 Municipal securities 820 — (13) — 807 Corporate bonds 32,709 2 (708) — 32,003 Collateralized loan obligations 59,432 — (1,554) — 57,878 Total securities available for sale $639,846 $117 ($27,936) $— $612,027 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value December 31, 2021 Securities available for sale U.S. Treasury and government sponsored entities $345,514 $333 ($4,367) $— $341,480 Municipal securities 820 20 — — 840 Corporate bonds 32,721 302 (77) — 32,946 Collateralized loan obligations 51,431 9 (22) — 51,418 Total securities available for sale $430,486 $664 ($4,466) $— $426,684 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2021 Securities held to maturity Corporate bonds $20,000 $— ($836) $19,164 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $20,000 $— ($836) $19,164
Summary of Held-To-Maturity Securities	(In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2022 Securities held to maturity Corporate bonds $29,750 $— ($3,379) $26,371 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $29,750 $— ($3,379) $26,371 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value December 31, 2021 Securities available for sale U.S. Treasury and government sponsored entities $345,514 $333 ($4,367) $— $341,480 Municipal securities 820 20 — — 840 Corporate bonds 32,721 302 (77) — 32,946 Collateralized loan obligations 51,431 9 (22) — 51,418 Total securities available for sale $430,486 $664 ($4,466) $— $426,684 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2021 Securities held to maturity Corporate bonds $20,000 $— ($836) $19,164 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $20,000 $— ($836) $19,164
Gross Unrealized Losses on Available For Sale Securities and the Fair Value	Gross unrealized losses on available for sale securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2022 and December 31, 2021 were as follows: Less Than 12 Months More Than 12 Months Total (In Thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses June 30, 2022 Securities available for sale U.S. Treasury and government sponsored entities $372,559 ($18,154) $102,375 ($7,507) $474,934 ($25,661) Corporate bonds 28,584 (708) — — 28,584 (708) Collateralized loan obligations 57,878 (1,554) — — 57,878 (1,554) Municipal securities 807 (13) — — 807 (13) Total $459,828 ($20,429) $102,375 ($7,507) $562,203 ($27,936) December 31, 2021: Securities available for sale U.S. Treasury and government sponsored entities $292,845 ($4,012) $21,743 ($355) $314,588 ($4,367) Corporate bonds 4,953 (77) — — 4,953 (77) Collateralized loan obligations 29,470 (22) — — 29,470 (22) Total $327,268 ($4,111) $21,743 ($355) $349,011 ($4,466)
Schedule of Amortized Cost and Fair Value by Contractual Maturity	The amortized cost and estimated fair values of debt securities at June 30, 2022, are distributed by contractual maturity as shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (In Thousands) Amortized Cost Fair Value US Treasury and government sponsored entities 1-5 years $546,885 $521,339 Total $546,885 $521,339 Corporate bonds 1-5 years $40,694 $38,967 5-10 years 21,765 21,258 Total $62,459 $60,225 Collateralized loan obligations 1-5 years $5,000 $4,786 5-10 years 26,940 26,405 Over 10 years 27,492 26,687 Total $59,432 $57,878 Municipal securities 1-5 years $820 $807 Total $820 $807
Summary of Interest Income On Available-for-Sale Investment Securities	A summary of interest income for the three and six-month periods ending June 30, 2022 and 2021, on available for sale investment securities are as follows: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2022 2021 2022 2021 US Treasury and government sponsored entities $1,432 $516 $2,238 $1,016 Other 489 294 814 568 Total taxable interest income $1,921 $810 $3,052 $1,584 Municipal securities $5 $5 $9 $9 Total tax-exempt interest income $5 $5 $9 $9 Total $1,926 $815 $3,061 $1,593

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2022
Receivables [Abstract]
Amortized Cost and Unpaid Principal Balance of Loans by Loan Segment	The following table presents amortized cost and unpaid principal balance of loans for the periods indicated: June 30, 2022 December 31, 2021 (In Thousands) Amortized Cost Unpaid Principal Difference Amortized Cost Unpaid Principal Difference Commercial & industrial loans $394,841 $397,154 ($2,313) $448,338 $454,106 ($5,768) Commercial real estate: Owner occupied properties 313,174 314,761 (1,587) 300,200 301,623 (1,423) Non-owner occupied and multifamily properties 446,592 449,987 (3,395) 435,311 438,631 (3,320) Residential real estate: 1-4 family residential properties secured by first liens 37,298 37,346 (48) 32,542 32,602 (60) 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 21,953 21,821 132 19,610 19,489 121 1-4 family residential construction loans 43,915 44,215 (300) 36,222 36,542 (320) Other construction, land development and raw land loans 87,163 87,669 (506) 88,094 88,604 (510) Obligations of states and political subdivisions in the US 24,005 24,152 (147) 16,403 16,565 (162) Agricultural production, including commercial fishing 29,482 29,638 (156) 27,959 28,082 (123) Consumer loans 4,092 4,054 38 4,801 4,763 38 Other loans 3,194 3,208 (14) 4,406 4,422 (16) Total 1,405,709 1,414,005 (8,296) 1,413,886 1,425,429 (11,543) Allowance for credit losses (11,537) (11,739) $1,394,172 $1,414,005 ($8,296) $1,402,147 $1,425,429 ($11,543)
Allowance for Credit Losses	The activity in the ACL related to loans held for investment is as follows: Three Months Ended June 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2022 Commercial & industrial loans $2,901 $123 ($166) $103 $2,961 Commercial real estate: Owner occupied properties 2,513 60 — — 2,573 Non-owner occupied and multifamily properties 3,063 44 — — 3,107 Residential real estate: 1-4 family residential properties secured by first liens 510 110 — — 620 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 301 17 — 9 327 1-4 family residential construction loans 210 21 — — 231 Other construction, land development and raw land loans 1,550 (88) — — 1,462 Obligations of states and political subdivisions in the US 52 7 — — 59 Agricultural production, including commercial fishing 128 (8) — 7 127 Consumer loans 75 (12) — 1 64 Other loans 7 (1) — — 6 Total $11,310 $273 ($166) $120 $11,537 2021 Commercial & industrial loans $4,269 $105 ($110) $27 $4,291 Commercial real estate: Owner occupied properties 3,366 (28) — 2 3,340 Non-owner occupied and multifamily properties 3,704 137 — — 3,841 Residential real estate: 1-4 family residential properties secured by first liens 813 (183) — — 630 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 342 (12) — 10 340 1-4 family residential construction loans 260 (29) — — 231 Other construction, land development and raw land loans 1,821 (151) — — 1,670 Obligations of states and political subdivisions in the US 36 3 — — 39 Agricultural production, including commercial fishing 46 4 — 7 57 Consumer loans 104 (10) — — 94 Other loans 3 3 — — 6 Total $14,764 ($161) ($110) $46 $14,539 Six Months Ended June 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2022 Commercial & industrial loans $3,027 $279 ($461) $116 $2,961 Commercial real estate: Owner occupied properties 3,176 (603) — — 2,573 Non-owner occupied and multifamily properties 2,930 177 — — 3,107 Residential real estate: 1-4 family residential properties secured by first liens 439 181 — — 620 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 215 91 — 21 327 1-4 family residential construction loans 120 111 — — 231 Other construction, land development and raw land loans 1,635 (173) — — 1,462 Obligations of states and political subdivisions in the US 32 27 — — 59 Agricultural production, including commercial fishing 91 21 — 15 127 Consumer loans 67 (4) — 1 64 Other loans 7 (1) — — 6 Total $11,739 $106 ($461) $153 $11,537 2021 Commercial & industrial loans $4,348 $4 ($273) $212 $4,291 Commercial real estate: Owner occupied properties 3,579 (243) — 4 3,340 Non-owner occupied and multifamily properties 4,944 (1,103) — — 3,841 Residential real estate: 1-4 family residential properties secured by first liens 673 (43) — — 630 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 419 (99) — 20 340 1-4 family residential construction loans 454 (223) — — 231 Other construction, land development and raw land loans 1,994 (324) — — 1,670 Obligations of states and political subdivisions in the US 44 (5) — — 39 Agricultural production, including commercial fishing 49 (7) — 15 57 Consumer loans 118 (26) — 2 94 Other loans 3 3 — — 6 Total $16,625 ($2,066) ($273) $253 $14,539
Portfolio of Risk-rated Loans by Grade and by Year of Origination	The following tables present the Company's portfolio of risk-rated loans by grade and by year of origination. Management considers the guidance in ASC 310-20 when determining whether a modification, extension, or renewal of loan constitutes a current period origination. Generally, current period renewals of credit are re-underwritten at the point of renewal and considered current period originations for purposes of the table below. June 30, 2022 2022 2021 2020 2019 2018 Prior Total (In Thousands) Commercial & industrial loans Pass $97,229 $126,148 $50,617 $21,259 $29,661 $57,889 $382,803 Classified 2,689 5,459 — 119 2,950 821 12,038 Total commercial & industrial loans $99,918 $131,607 $50,617 $21,378 $32,611 $58,710 $394,841 Commercial real estate: Owner occupied properties Pass $35,493 $70,745 $81,000 $38,694 $13,415 $65,980 $305,327 Classified — — 1,331 — 498 6,018 7,847 Total commercial real estate owner occupied properties $35,493 $70,745 $82,331 $38,694 $13,913 $71,998 $313,174 Non-owner occupied and multifamily properties Pass $26,141 $82,850 $74,798 $56,709 $33,807 $161,854 $436,159 Classified — — — 277 6 10,150 10,433 Total commercial real estate non-owner occupied and multifamily properties $26,141 $82,850 $74,798 $56,986 $33,813 $172,004 $446,592 Residential real estate: 1-4 family residential properties secured by first liens Pass $8,410 $9,846 $6,490 $3,402 $494 $8,373 $37,015 Classified — — — — 90 193 283 Total residential real estate 1-4 family residential properties secured by first liens $8,410 $9,846 $6,490 $3,402 $584 $8,566 $37,298 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $3,219 $5,467 $2,570 $2,861 $3,447 $4,109 $21,673 Classified — — — — 270 10 280 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $3,219 $5,467 $2,570 $2,861 $3,717 $4,119 $21,953 1-4 family residential construction loans Pass $21,804 $8,522 $441 $481 $— $12,558 $43,806 Classified — — — — — 109 109 Total residential real estate 1-4 family residential construction loans $21,804 $8,522 $441 $481 $— $12,667 $43,915 Other construction, land development and raw land loans Pass $5,651 $41,340 $19,578 $9,402 $3,396 $5,945 $85,312 Classified — — — — 369 1,482 1,851 Total other construction, land development and raw land loans $5,651 $41,340 $19,578 $9,402 $3,765 $7,427 $87,163 Obligations of states and political subdivisions in the US Pass $285 $9,669 $2,667 $1,864 $282 $9,238 $24,005 Classified — — — — — — — Total obligations of states and political subdivisions in the US $285 $9,669 $2,667 $1,864 $282 $9,238 $24,005 Agricultural production, including commercial fishing Pass $3,549 $18,683 $3,764 $678 $1,073 $1,735 $29,482 Classified — — — — — — — Total agricultural production, including commercial fishing $3,549 $18,683 $3,764 $678 $1,073 $1,735 $29,482 Consumer loans Pass $770 $499 $541 $397 $306 $1,570 $4,083 Classified — — — — — 9 9 Total consumer loans $770 $499 $541 $397 $306 $1,579 $4,092 Other loans Pass $568 $1,143 $1,598 $408 $— ($523) $3,194 Classified — — — — — — — Total other loans $568 $1,143 $1,598 $408 $— ($523) $3,194 Total loans Pass $203,119 $374,912 $244,064 $136,155 $85,881 $328,728 $1,372,859 Classified 2,689 5,459 1,331 396 4,183 18,792 32,850 Total loans $205,808 $380,371 $245,395 $136,551 $90,064 $347,520 $1,405,709 Total pass loans $203,119 $374,912 $244,064 $136,155 $85,881 $328,728 $1,372,859 Government guarantees (4,441) (62,412) (11,051) (13,290) (3,117) (4,898) (99,209) Total pass loans, net of government guarantees $198,678 $312,500 $233,013 $122,865 $82,764 $323,830 $1,273,650 Total classified loans $2,689 $5,459 $1,331 $396 $4,183 $18,792 $32,850 Government guarantees (2,420) (4,913) (1,198) — — (9,818) (18,349) Total classified loans, net government guarantees $269 $546 $133 $396 $4,183 $8,974 $14,501 December 31, 2021 2021 2020 2019 2018 2017 Prior Total (In Thousands) Commercial & industrial loans Pass $227,376 $54,478 $29,846 $37,339 $23,205 $44,554 $416,798 Classified 18,853 714 3,564 3,118 517 4,774 31,540 Total commercial & industrial loans $246,229 $55,192 $33,410 $40,457 $23,722 $49,328 $448,338 Commercial real estate: Owner occupied properties Pass $81,533 $83,975 $39,254 $14,841 $14,452 $57,717 $291,772 Classified — 1,399 — 522 — 6,507 8,428 Total commercial real estate owner occupied properties $81,533 $85,374 $39,254 $15,363 $14,452 $64,224 $300,200 Non-owner occupied and multifamily properties Pass $77,205 $77,961 $61,147 $34,307 $19,833 $154,561 $425,014 Classified — — — 10 10,286 1 10,297 Total commercial real estate non-owner occupied and multifamily properties $77,205 $77,961 $61,147 $34,317 $30,119 $154,562 $435,311 Residential real estate: 1-4 family residential properties secured by first liens Pass $7,756 $8,023 $3,689 $531 $1,466 $8,812 $30,277 Classified 417 1,077 472 90 — 209 2,265 Total residential real estate 1-4 family residential properties secured by first liens $8,173 $9,100 $4,161 $621 $1,466 $9,021 $32,542 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $5,806 $2,535 $3,229 $3,464 $259 $4,046 $19,339 Classified — — — 259 — 12 271 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $5,806 $2,535 $3,229 $3,723 $259 $4,058 $19,610 1-4 family residential construction loans Pass $21,409 $1,056 $1,707 $62 $— $11,879 $36,113 Classified — — — — 109 — 109 Total residential real estate 1-4 family residential construction loans $21,409 $1,056 $1,707 $62 $109 $11,879 $36,222 Other construction, land development and raw land loans Pass $39,624 $26,458 $11,044 $3,315 $139 $5,544 $86,124 Classified — — — 460 — 1,510 1,970 Total other construction, land development and raw land loans $39,624 $26,458 $11,044 $3,775 $139 $7,054 $88,094 Obligations of states and political subdivisions in the US Pass $4,120 $812 $1,875 $343 $2,733 $6,520 $16,403 Classified — — — — — — — Total obligations of states and political subdivisions in the US $4,120 $812 $1,875 $343 $2,733 $6,520 $16,403 Agricultural production, including commercial fishing Pass $19,970 $3,929 $810 $1,118 $741 $1,391 $27,959 Classified — — — — — — — Total agricultural production, including commercial fishing $19,970 $3,929 $810 $1,118 $741 $1,391 $27,959 Consumer loans Pass $873 $815 $653 $403 $291 $1,766 $4,801 Classified — — — — — — — Total consumer loans $873 $815 $653 $403 $291 $1,766 $4,801 Other loans Pass $2,028 $1,645 $430 $95 $— $208 $4,406 Classified — — — — — — — Total other loans $2,028 $1,645 $430 $95 $— $208 $4,406 Total loans Pass $487,700 $261,687 $153,684 $95,818 $63,119 $296,998 $1,359,006 Classified 19,270 3,190 4,036 4,459 10,912 13,013 54,880 Total loans $506,970 $264,877 $157,720 $100,277 $74,031 $310,011 $1,413,886 Total pass loans $487,700 $261,687 $153,684 $95,818 $63,119 $296,998 $1,359,006 Government guarantees (145,713) (12,725) (14,429) (3,299) (306) (6,562) (183,034) Total pass loans, net of government guarantees $341,987 $248,962 $139,255 $92,519 $62,813 $290,436 $1,175,972 Total classified loans $19,270 $3,190 $4,036 $4,459 $10,912 $13,013 $54,880 Government guarantees (7,201) (1,259) — — — (10,571) (19,031) Total classified loans, net government guarantees $12,069 $1,931 $4,036 $4,459 $10,912 $2,442 $35,849
Aging of Contractually Past Due Loans	The following tables present an aging of contractually past due loans as of the periods presented: (In Thousands) 30-59 Days 60-89 Days Greater Than Total Past Current Total Greater Than 90 Days Past Due Still Accruing June 30, 2022 Commercial & industrial loans $246 $132 $387 $765 $394,076 $394,841 $— Commercial real estate: Owner occupied properties 737 1,076 1,813 311,361 313,174 — Non-owner occupied and multifamily properties — — — — 446,592 446,592 — Residential real estate: 1-4 family residential properties secured by first liens 65 — 147 212 37,086 37,298 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 133 133 21,820 21,953 — 1-4 family residential construction loans — — 109 109 43,806 43,915 — Other construction, land development and raw land loans — — 1,546 1,546 85,617 87,163 — Obligations of states and political subdivisions in the US — — — — 24,005 24,005 — Agricultural production, including commercial fishing — — — — 29,482 29,482 — Consumer loans — — — — 4,092 4,092 — Other loans — — — — 3,194 3,194 — Total $1,048 $132 $3,398 $4,578 $1,401,131 $1,405,709 $— December 31, 2021 Commercial & industrial loans $206 $51 $469 $726 $447,612 $448,338 $— Commercial real estate: Owner occupied properties 12 — 1,176 1,188 299,012 300,200 — Non-owner occupied and multifamily properties — — — — 435,311 435,311 — Residential real estate: 1-4 family residential properties secured by first liens — — 90 90 32,452 32,542 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 139 139 19,471 19,610 — 1-4 family residential construction loans — — 109 109 36,113 36,222 — Other construction, land development and raw land loans — — 1,636 1,636 86,458 88,094 — Obligations of states and political subdivisions in the US — — — — 16,403 16,403 — Agricultural production, including commercial fishing — — — — 27,959 27,959 — Consumer loans — — — — 4,801 4,801 — Other loans — — — — 4,406 4,406 — Total $218 $51 $3,619 $3,888 $1,409,998 $1,413,886 $—
Loans on Nonaccrual Status	The following table presents loans on nonaccrual status and loans on nonaccrual status for which there was no related ACL. All loans with no ACL are individually evaluated for credit losses in the Company's Current Expected Credit Losses methodology. June 30, 2022 December 31, 2021 (In Thousands) Nonaccrual Nonaccrual With No ACL Nonaccrual Nonaccrual With No ACL Commercial & industrial loans $3,496 $3,496 $4,350 $4,298 Commercial real estate: Owner occupied properties 2,352 2,348 3,506 3,506 Residential real estate: 1-4 family residential properties secured by first liens 219 219 1,778 1,778 1-4 family residential properties secured by junior liens 280 207 271 215 1-4 family residential construction loans 109 109 109 109 Other construction, land development and raw land loans 1,545 1,545 1,636 1,636 Consumer loans — — — — Total nonaccrual loans 8,001 7,924 11,650 11,542 Government guarantees on nonaccrual loans (683) (683) (978) (978) Net nonaccrual loans $7,318 $7,241 $10,672 $10,564
Non Troubled Debt Restructuring	The Company has made the following types of loan modifications related to COVID-19, which are not classified as TDRs with principal balance outstanding of: Loan Modifications due to COVID-19 as of June 30, 2022 (Dollars in thousands) Interest Only Full Payment Deferral Total Portfolio loans $23,573 $— $23,573 Number of modifications 5 — 5 Loan Modifications due to COVID-19 as of December 31, 2021 (Dollars in thousands) Interest Only Full Payment Deferral Total Portfolio loans $49,219 $— $49,219 Number of modifications 16 — 16
Troubled Debt Restructured Loans	As discussed above, the CARES Act provided banks an option to elect to not account for certain loan modifications related to COVID-19 between March 1, 2020 and December 31, 2021 as TDRs as long as the borrowers were not more than 30 days past due as of December 31, 2019. The disclosed loan restructurings were not related to COVID-19 modifications. Accrual Status Nonaccrual Status Total Modifications (In Thousands) Existing Troubled Debt Restructurings $3,008 $5,844 $8,852 Total $3,008 $5,844 $8,852 The following table presents newly restructured loans that occurred during the six months ended June 30, 2021, by concession (terms modified): June 30, 2021 Number of Contracts Rate Modification Term Modification Payment Modification Combination Modification Total Modifications (In Thousands) Pre-Modification Outstanding Recorded Investment: Commercial - AQR substandard 1 $— $254 $— $— $254 Total 1 $— $254 $— $— $254 Post-Modification Outstanding Recorded Investment: Commercial - AQR substandard 1 $— $251 $— $— $251 Total 1 $— $251 $— $— $251

Purchased Receivables (Tables)

Purchased Receivables (Tables)	6 Months Ended
	Jun. 30, 2022
Purchased Receivables [Abstract]
Summary of Components of Net Purchased Receivables	The following table summarizes the components of net purchased receivables for the periods indicated: (In Thousands) June 30, 2022 December 31, 2021 Purchased receivables $15,277 $6,987 Allowance for credit losses - purchased receivables — — Total $15,277 $6,987

Servicing Rights (Tables)

Servicing Rights (Tables)	6 Months Ended
	Jun. 30, 2022
Transfers and Servicing [Abstract]
Schedule of Servicing Assets at Fair Value	The following table details the activity in the Company's mortgage servicing rights ("MSR") for the three and six-month periods ended June 30, 2022 and 2021: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2022 2021 2022 2021 Balance, beginning of period $15,422 $11,657 $13,724 $11,218 Additions for new MSR capitalized 1,128 1,745 2,115 3,193 Changes in fair value: Due to changes in model inputs of assumptions (1) (225) 16 967 (164) Other (2) (24) (583) (505) (1,412) Balance, end of period $16,301 $12,835 $16,301 $12,835 (1) Principally reflects changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates. (2) Represents changes due to collection/realization of expected cash flows over time. The following table details information related to our serviced mortgage loan portfolio as of June 30, 2022 and December 31, 2021: (In Thousands) June 30, 2022 December 31, 2021 Balance of mortgage loans serviced for others $818,266 $772,764 MSR as a percentage of serviced loans 1.99 % 1.78 % June 30, 2022 December 31, 2021 Constant prepayment rate 7.37 % 11.80 % Discount rate 9.25 % 8.00 %
Schedule of Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets	Key economic assumptions and the sensitivity of the current fair value for MSR to immediate adverse changes in those assumptions at June 30, 2022 and December 31, 2021 were as follows: (In Thousands) June 30, 2022 December 31, 2021 Aggregate portfolio principal balance $818,266 $772,764 Weighted average rate of note 3.28 % 3.31 % June 30, 2022 Base 1.0% Adverse Rate Change 2.0% Adverse Rate Change Constant prepayment rate 7.37 % 14.75 % 22.12 % Discount rate 9.25 % 8.25 % 7.25 % Fair value MSR $16,301 $12,424 $9,885 Percentage of MSR 1.99 % 1.52 % 1.21 % December 31, 2021 Constant prepayment rate 11.80 % 23.59 % 34.57 % Discount rate 8.00 % 7.00 % 6.00 % Fair value MSR $13,724 $9,612 $7,256 Percentage of MSR 1.78 % 1.24 % 0.94 %

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2022
Leases [Abstract]
Additional Information about Operating Leases	The following table presents additional information about the Company's operating leases: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2022 2021 2022 2021 Lease Cost Operating lease cost (1) $672 $702 $1,353 $1,418 Short term lease cost (1) 5 6 17 13 Total lease cost $677 $708 $1,370 $1,431 Other information Operating leases - operating cash flows $1,278 $1,323 Weighted average lease term - operating leases, in years 10.79 10.80 Weighted average discount rate - operating leases 3.26 % 3.30 % (1) Expenses are classified within occupancy expense on the Consolidated Statements of Income.
Schedule of Undiscounted Cash Flows for Operating Lease Liabilities	The table below reconciles the remaining undiscounted cash flows for the next five years for each twelve-month period presented (unless otherwise indicated) and the total of the subsequent remaining years to the operating lease liabilities recorded on the balance sheet: (In Thousands) Operating Leases 2022 (Six months) $1,224 2023 2,109 2024 1,961 2025 1,858 2026 721 Thereafter 4,266 Total minimum lease payments $12,139 Less: amount of lease payment representing interest (2,293) Present value of future minimum lease payments $9,846

Derivatives (Tables)

Derivatives (Tables)	6 Months Ended
	Jun. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments	The following table presents the fair value of derivatives not designated as hedging instruments at June 30, 2022 and December 31, 2021: (In Thousands) Asset Derivatives June 30, 2022 December 31, 2021 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other assets $8,316 $6,030 Interest rate lock commitments Other assets 2,567 1,387 Retail interest rate contracts Other assets — 166 Total $10,883 $7,583 (In Thousands) Liability Derivatives June 30, 2022 December 31, 2021 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other liabilities $8,316 $6,030 Retail interest rate contracts Other liabilities 376 — Total $8,692 $6,030
Derivative Instruments, Gain (Loss)	The following table presents the net gains (losses) of derivatives not designated as hedging instruments for periods indicated below: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) Income Statement Location 2022 2021 2022 2021 Retail interest rate contracts Mortgage banking income $391 ($1,187) $2,951 $1,813 Interest rate lock commitments Mortgage banking income 829 369 349 (1,001) Total $1,220 ($818) $3,300 $812
Offsetting Assets	The following table summarizes the derivatives that have a right of offset as of June 30, 2022 and December 31, 2021: June 30, 2022 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $8,316 $— $8,316 $— $— $8,316 Liability Derivatives Interest rate swaps $8,316 $— $8,316 $— $569 $7,747 Retail interest rate contracts 376 — 376 — — 376 December 31, 2021 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $6,030 $— $6,030 $— $— $6,030 Retail interest rate contracts 166 — 166 — — 166 Liability Derivatives Interest rate swaps $6,030 $— $6,030 $— $6,030 $—
Offsetting Liabilities	The following table summarizes the derivatives that have a right of offset as of June 30, 2022 and December 31, 2021: June 30, 2022 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $8,316 $— $8,316 $— $— $8,316 Liability Derivatives Interest rate swaps $8,316 $— $8,316 $— $569 $7,747 Retail interest rate contracts 376 — 376 — — 376 December 31, 2021 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $6,030 $— $6,030 $— $— $6,030 Retail interest rate contracts 166 — 166 — — 166 Liability Derivatives Interest rate swaps $6,030 $— $6,030 $— $6,030 $—

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Schedule of Estimated Fair Values	Estimated fair values as of the periods indicated are as follows: June 30, 2022 December 31, 2021 (In Thousands) Carrying Amount Fair Value Carrying Amount Fair Value Financial assets: Level 1 inputs: Cash, due from banks and deposits in other banks $336,923 $336,923 $645,827 $645,827 Investment securities available for sale 313,082 313,082 141,531 141,531 Marketable equity securities 9,122 9,122 8,420 8,420 Level 2 inputs: Investment securities available for sale 298,945 298,945 285,153 285,153 Investment in Federal Home Loan Bank stock 3,824 3,824 3,107 3,107 Loans held for sale 63,080 63,080 73,650 73,650 Accrued interest receivable 8,117 8,117 6,846 6,846 Interest rate swaps 8,316 8,316 6,030 6,030 Retail interest rate contracts — — 166 166 Level 3 inputs: Investment securities held to maturity 29,750 26,371 20,000 19,164 Loans 1,405,709 1,342,962 1,413,886 1,396,486 Purchased receivables, net 15,277 15,277 6,987 6,987 Interest rate lock commitments 2,567 2,567 1,387 1,387 Mortgage servicing rights 16,301 16,301 13,724 13,724 Commercial servicing rights 1,069 1,069 1,084 1,084 Financial liabilities: Level 2 inputs: Deposits $2,335,390 $2,332,869 $2,421,631 $2,422,215 Borrowings 14,302 12,907 14,508 14,727 Accrued interest payable 94 94 31 31 Interest rate swaps 8,316 8,316 6,985 6,985 Level 3 inputs: Junior subordinated debentures 10,310 9,578 10,310 9,727
Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis	The following table sets forth the balances as of the periods indicated of assets and liabilities measured at fair value on a recurring basis: (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2022 Assets: Available for sale securities U.S. Treasury and government sponsored entities $521,339 $281,079 $240,260 $— Municipal securities 807 — 807 — Corporate bonds 32,003 32,003 — — Collateralized loan obligations 57,878 — 57,878 — Total available for sale securities $612,027 $313,082 $298,945 $— Marketable equity securities $9,122 $9,122 $— $— Total marketable equity securities $9,122 $9,122 $— $— Interest rate swaps $8,316 $— $8,316 $— Interest rate lock commitments 2,567 — — 2,567 Mortgage servicing rights 16,301 — — 16,301 Commercial servicing rights 1,069 — — 1,069 Total other assets $28,253 $— $8,316 $19,937 Liabilities: Interest rate swaps $8,316 $— $8,316 $— Retail interest rate contracts 376 — 376 — Total other liabilities $8,692 $— $8,692 $— December 31, 2021 Assets: Available for sale securities U.S. Treasury and government sponsored entities $341,480 $115,686 $225,794 $— Municipal securities 840 — 840 — Corporate bonds 32,946 25,845 7,101 — Collateralized loan obligations 51,418 — 51,418 — Total available for sale securities $426,684 $141,531 $285,153 $— Marketable equity securities $8,420 $8,420 $— $— Total marketable securities $8,420 $8,420 $— $— Interest rate swaps $6,030 $— $6,030 $— Interest rate lock commitments 1,387 — — 1,387 Mortgage servicing rights 13,724 — — 13,724 Commercial servicing rights 1,084 — — 1,084 Retail interest rate contracts 166 — 166 — Total other assets $22,391 $— $6,196 $16,195 Liabilities: Interest rate swaps $6,985 $— $6,985 $— Total other liabilities $6,985 $— $6,985 $—
Fair Value, Assets Measured on Recurring Basis using Significant Unobservable Inputs	The following tables provide a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and six-month periods ended June 30, 2022 and 2021: (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Three Months Ended June 30, 2022 Interest rate lock commitments $965 ($520) $3,863 ($1,741) $2,567 $2,567 Mortgage servicing rights 15,422 (249) 1,128 — 16,301 — Commercial servicing rights 1,091 (22) — — 1,069 — Total $17,478 ($791) $4,991 ($1,741) $19,937 $2,567 Three Months Ended June 30, 2021 Interest rate lock commitments $2,713 ($867) $7,183 ($5,985) $3,044 $3,044 Mortgage servicing rights 11,657 (567) 1,745 — 12,835 — Commercial servicing rights 1,327 (53) 18 — 1,292 — Total $15,697 ($1,487) $8,946 ($5,985) $17,171 $3,044 (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Six Months Ended June 30, 2022 Interest rate lock commitments $1,387 ($1,029) $8,212 ($6,004) $2,567 $2,567 Mortgage servicing rights 13,724 462 2,115 — 16,301 — Commercial servicing rights 1,084 (48) 33 — 1,069 — Total $16,195 ($615) $10,360 ($6,004) $19,937 $2,567 Six Months Ended June 30, 2021 Interest rate lock commitments $4,034 ($2,014) $16,451 ($15,427) $3,044 $3,044 Mortgage servicing rights 11,218 (1,576) 3,193 — 12,835 — Commercial servicing rights 1,310 (76) 58 — 1,292 — Total $16,562 ($3,666) $19,702 ($15,427) $17,171 $3,044
Fair Value, Assets Measured on Nonrecurring Basis	The following table presents the (gains) losses resulting from nonrecurring fair value adjustments for the three and six-month periods ended June 30, 2022 and 2021: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2022 2021 2022 2021 Loans individually measured for credit losses ($89) ($213) $— $772 Total loss from nonrecurring measurements ($89) ($213) $— $772
Schedule of Valuation Assumptions	The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and nonrecurring basis at June 30, 2022 and December 31, 2021: Financial Instrument Valuation Technique Unobservable Input Weighted Average Rate Range June 30, 2022 Interest rate lock commitment External pricing model Pull through rate 91.85 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 7.34% - 8.73% Discount rate 9.25 % Commercial servicing rights Discounted cash flow Constant prepayment rate 12.30% - 16.57% Discount rate 9.94 % December 31, 2021 Interest rate lock commitment External pricing model Pull through rate 93.27 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 9.25% - 14.21% Discount rate 8.00% Commercial servicing rights Discounted cash flow Constant prepayment rate 12.30% - 16.57% Discount rate 9.94 %

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2022
Segment Reporting [Abstract]
Schedule of Segment Information	Summarized financial information for the Company's reportable segments and the reconciliation to the consolidated financial results is shown in the following tables: Three Months Ended June 30, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $22,369 $623 $22,992 Interest expense 766 14 780 Net interest income 21,603 609 22,212 Provision for credit losses 463 — 463 Other operating income 1,907 5,900 7,807 Other operating expense 16,415 6,823 23,238 Income before provision for income taxes 6,632 (314) 6,318 Provision for income taxes 1,605 (82) 1,523 Net income $5,027 ($232) $4,795 Three Months Ended June 30, 2021 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $19,476 $777 $20,253 Interest expense 1,008 53 1,061 Net interest income 18,468 724 19,192 Benefit for credit losses (427) — (427) Other operating income 2,772 11,360 14,132 Other operating expense 14,551 7,785 22,336 Income before provision for income taxes 7,116 4,299 11,415 Provision for income taxes 1,850 1,220 3,070 Net income $5,266 $3,079 $8,345 Six Months Ended June 30, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $42,019 $1,031 $43,050 Interest expense 1,507 27 1,534 Net interest income 40,512 1,004 41,516 Provision for credit losses 313 — 313 Other operating income 5,748 12,882 18,630 Other operating expense 31,246 13,093 44,339 Income before provision for income taxes 14,701 793 15,494 Provision for income taxes 3,246 227 3,473 Net income $11,455 $566 $12,021 Six Months Ended June 30, 2021 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $39,275 $1,574 $40,849 Interest expense 2,073 91 2,164 Net interest income 37,202 1,483 38,685 Benefit for credit losses (1,915) — (1,915) Other operating income 5,046 24,982 30,028 Other operating expense 28,215 15,448 43,663 Income before provision for income taxes 15,948 11,017 26,965 Provision for income taxes 3,302 3,137 6,439 Net income $12,646 $7,880 $20,526 June 30, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,511,565 $99,589 $2,611,154 Loans held for sale $— $63,080 $63,080 December 31, 2021 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,615,433 $109,286 $2,724,719 Loans held for sale $— $73,650 $73,650

Basis of Presentation and Sig_3

Basis of Presentation and Significant Accounting Policies (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2022 USD ($) segment	Dec. 31, 2021 USD ($)
Accounting Policy [Line Items]
Number of operating segments | segment	2
Assets	$ 2,611,154	$ 2,724,719
Commercial loans	1,405,709	1,413,886
Junior subordinated debentures	10,310	10,310
Derivative notional amount	213,000	$ 212,600
LIBOR
Accounting Policy [Line Items]
Assets	179,100
Commercial loans	101,000
Debt securities	78,100
Junior subordinated debentures	10,000
Derivative notional amount	150,800
LIBOR | Interest rate swaps | Subordinated debt
Accounting Policy [Line Items]
Derivative notional amount	10,000
LIBOR | Commercial banking customers | Interest rate swaps
Accounting Policy [Line Items]
Derivative notional amount	70,000
LIBOR | Third party financial institutions | Interest rate swaps
Accounting Policy [Line Items]
Derivative notional amount	70,800
LIBOR | Third party institutions | Interest rate swaps
Accounting Policy [Line Items]
Derivative notional amount	$ 80,000

Investment Securities - Narrati

Investment Securities - Narrative (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2022 USD ($) security	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($) security	Jun. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Investments, Debt and Equity Securities [Abstract]
Marketable equity securities	$ 9,122,000		$ 9,122,000		$ 8,420,000
Number of available-for-sale securities in an unrealized loss position without an allowance for credit losses | security	79		79
Number of held to maturity securities in unrealized loss position without an allowance for credit losses | security	4		4
Securities pledged for deposits and borrowings	$ 54,700,000		$ 54,700,000		$ 59,500,000
Proceeds from sale of investment securities	$ 0	$ 0	$ 0	$ 0

Investment Securities - Gross R

Investment Securities - Gross Realized and Unrealized Gains (Losses) on Marketable Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Unrealized (loss) gain on marketable equity securities	$ (810)	$ 178	$ (1,232)	$ 94
Gain on sale of marketable equity securities, net	0	31	0	31
Total	$ (810)	$ 209	$ (1,232)	$ 125

Investment Securities - Summary

Investment Securities - Summary of Debt Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 639,846	$ 430,486
Gross Unrealized Gains	117	664
Gross Unrealized Losses	(27,936)	(4,466)
Allowance for Credit Losses	0	0
Fair Value	612,027	426,684
Schedule of Held-to-maturity Securities [Line Items]
Allowance for credit losses	0	0
Total securities held to maturity, net of ACL	29,750	20,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(3,379)	(836)
Fair Value	26,371	19,164
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	546,885	345,514
Gross Unrealized Gains	115	333
Gross Unrealized Losses	(25,661)	(4,367)
Allowance for Credit Losses	0	0
Fair Value	521,339	341,480
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	820	820
Gross Unrealized Gains	0	20
Gross Unrealized Losses	(13)	0
Allowance for Credit Losses	0	0
Fair Value	807	840
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	32,709	32,721
Gross Unrealized Gains	2	302
Gross Unrealized Losses	(708)	(77)
Allowance for Credit Losses	0	0
Fair Value	32,003	32,946
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	29,750	20,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(3,379)	(836)
Fair Value	26,371	19,164
Collateralized loan obligations
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	59,432	51,431
Gross Unrealized Gains	0	9
Gross Unrealized Losses	(1,554)	(22)
Allowance for Credit Losses	0	0
Fair Value	$ 57,878	$ 51,418

Investment Securities - Gross U

Investment Securities - Gross Unrealized Losses on Available-for-sale Securities and the Related Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	$ 459,828	$ 327,268
Less than 12 months, unrealized losses	(20,429)	(4,111)
More than 12 months, fair value	102,375	21,743
More than 12 months, unrealized losses	(7,507)	(355)
Fair Value	562,203	349,011
Unrealized Losses	(27,936)	(4,466)
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	372,559	292,845
Less than 12 months, unrealized losses	(18,154)	(4,012)
More than 12 months, fair value	102,375	21,743
More than 12 months, unrealized losses	(7,507)	(355)
Fair Value	474,934	314,588
Unrealized Losses	(25,661)	(4,367)
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	28,584	4,953
Less than 12 months, unrealized losses	(708)	(77)
More than 12 months, fair value	0	0
More than 12 months, unrealized losses	0	0
Fair Value	28,584	4,953
Unrealized Losses	(708)	(77)
Collateralized loan obligations
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	57,878	29,470
Less than 12 months, unrealized losses	(1,554)	(22)
More than 12 months, fair value	0	0
More than 12 months, unrealized losses	0	0
Fair Value	57,878	29,470
Unrealized Losses	(1,554)	$ (22)
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	807
Less than 12 months, unrealized losses	(13)
More than 12 months, fair value	0
More than 12 months, unrealized losses	0
Fair Value	807
Unrealized Losses	$ (13)

Investment Securities - Schedul

Investment Securities - Schedule of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Amortized Cost
Amortized Cost	$ 639,846	$ 430,486
Fair Value
Fair Value	612,027	426,684
U.S. Treasury and government sponsored entities
Amortized Cost
1-5 years	546,885
Amortized Cost	546,885	345,514
Fair Value
1-5 years	521,339
Fair Value	521,339	341,480
Corporate bonds
Amortized Cost
1-5 years	40,694
5-10 years	21,765
Amortized Cost	32,709	32,721
Amortized Cost	62,459
Fair Value
1-5 years	38,967
5-10 years	21,258
Fair Value	32,003	32,946
Fair Value	60,225
Collateralized loan obligations
Amortized Cost
1-5 years	5,000
5-10 years	26,940
Over 10 years	27,492
Amortized Cost	59,432	51,431
Fair Value
1-5 years	4,786
5-10 years	26,405
Over 10 years	26,687
Fair Value	57,878	51,418
Municipal securities
Amortized Cost
1-5 years	820
Amortized Cost	820	820
Fair Value
1-5 years	807
Fair Value	$ 807	$ 840

Investment Securities - Summa_2

Investment Securities - Summary of Interest Income on Available-for-Sale Investment Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	$ 1,921	$ 810	$ 3,052	$ 1,584
Total tax-exempt interest income	5	5	9	9
Total interest income	1,926	815	3,061	1,593
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	1,432	516	2,238	1,016
Other
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	489	294	814	568
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Total tax-exempt interest income	$ 5	$ 5	$ 9	$ 9

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Amortized Cost and Unpaid Principal of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	$ 1,405,709		$ 1,413,886
Allowance for credit losses	(11,537)	$ (11,310)	(11,739)	$ (14,539)	$ (14,764)	$ (16,625)
Net loans	1,394,172		1,402,147
Unpaid Principal	1,414,005		1,425,429
Difference	(8,296)		(11,543)
Commercial & industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	394,841		448,338
Allowance for credit losses	(2,961)	(2,901)	(3,027)	(4,291)	(4,269)	(4,348)
Unpaid Principal	397,154		454,106
Difference	(2,313)		(5,768)
Commercial real estate | Owner occupied properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	313,174		300,200
Allowance for credit losses	(2,573)	(2,513)	(3,176)	(3,340)	(3,366)	(3,579)
Unpaid Principal	314,761		301,623
Difference	(1,587)		(1,423)
Commercial real estate | Non-owner occupied and multifamily properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	446,592		435,311
Allowance for credit losses	(3,107)	(3,063)	(2,930)	(3,841)	(3,704)	(4,944)
Unpaid Principal	449,987		438,631
Difference	(3,395)		(3,320)
Residential real estate | 1-4 family residential properties secured by first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	37,298		32,542
Allowance for credit losses	(620)	(510)	(439)	(630)	(813)	(673)
Unpaid Principal	37,346		32,602
Difference	(48)		(60)
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	21,953		19,610
Allowance for credit losses	(327)	(301)	(215)	(340)	(342)	(419)
Unpaid Principal	21,821		19,489
Difference	132		121
Residential real estate | 1-4 family residential construction loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	43,915		36,222
Allowance for credit losses	(231)	(210)	(120)	(231)	(260)	(454)
Unpaid Principal	44,215		36,542
Difference	(300)		(320)
Other construction, land development and raw land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	87,163		88,094
Allowance for credit losses	(1,462)	(1,550)	(1,635)	(1,670)	(1,821)	(1,994)
Unpaid Principal	87,669		88,604
Difference	(506)		(510)
Obligations of states and political subdivisions in the US
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	24,005		16,403
Allowance for credit losses	(59)	(52)	(32)	(39)	(36)	(44)
Unpaid Principal	24,152		16,565
Difference	(147)		(162)
Agricultural production, including commercial fishing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	29,482		27,959
Allowance for credit losses	(127)	(128)	(91)	(57)	(46)	(49)
Unpaid Principal	29,638		28,082
Difference	(156)		(123)
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	4,092		4,801
Allowance for credit losses	(64)	(75)	(67)	(94)	(104)	(118)
Unpaid Principal	4,054		4,763
Difference	38		38
Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	3,194		4,406
Allowance for credit losses	(6)	$ (7)	(7)	$ (6)	$ (3)	$ (3)
Unpaid Principal	3,208		4,422
Difference	$ (14)		$ (16)

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Narrative (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($) contract	Jun. 30, 2021 USD ($) contract	Dec. 31, 2021 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Net deferred origination fees	$ 8,300,000		$ 8,300,000		$ 11,500,000
Accrued interest on loans	5,300,000		5,300,000		5,500,000
PPP loans	1,394,172,000		1,394,172,000		1,402,147,000
Nonaccrual loans	8,001,000		8,001,000		11,650,000
Interest on nonaccrual loans reversed through interest income	0	$ 0	2,000	$ 0
Interest earned on nonaccrual loans	873,000	$ 232,000	930,000	$ 366,000
Total loans classified as TDRs	8,900,000		$ 8,900,000		10,600,000
Number of restructured loans | contract			0
Commitment to extend additional credit for loans classified as TDRs	0		$ 0
Charge offs on loans later classified as TDRs			$ 0
Number of loans that defaulted that were restructured in the previous twelve months | contract			0	0
Net of government guarantees
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	7,318,000		$ 7,318,000		10,672,000
Commercial & industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	3,496,000		3,496,000		4,350,000
Commercial & industrial loans | Small Business Administration (SBA), CARES Act, Paycheck Protection Program
Accounts, Notes, Loans and Financing Receivable [Line Items]
PPP loans	$ 31,900,000		$ 31,900,000		$ 118,200,000

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Activity in ACL Related to Loans Held for Investment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	$ 11,310	$ 14,764	$ 11,739	$ 16,625
Credit Loss Expense (Benefit)	273	(161)	106	(2,066)
Charge-offs	(166)	(110)	(461)	(273)
Recoveries	120	46	153	253
Ending Balance	11,537	14,539	11,537	14,539
Commercial & industrial loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	2,901	4,269	3,027	4,348
Credit Loss Expense (Benefit)	123	105	279	4
Charge-offs	(166)	(110)	(461)	(273)
Recoveries	103	27	116	212
Ending Balance	2,961	4,291	2,961	4,291
Commercial real estate | Owner occupied properties
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	2,513	3,366	3,176	3,579
Credit Loss Expense (Benefit)	60	(28)	(603)	(243)
Charge-offs	0	0	0	0
Recoveries	0	2	0	4
Ending Balance	2,573	3,340	2,573	3,340
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	3,063	3,704	2,930	4,944
Credit Loss Expense (Benefit)	44	137	177	(1,103)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	3,107	3,841	3,107	3,841
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	510	813	439	673
Credit Loss Expense (Benefit)	110	(183)	181	(43)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	620	630	620	630
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	301	342	215	419
Credit Loss Expense (Benefit)	17	(12)	91	(99)
Charge-offs	0	0	0	0
Recoveries	9	10	21	20
Ending Balance	327	340	327	340
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	210	260	120	454
Credit Loss Expense (Benefit)	21	(29)	111	(223)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	231	231	231	231
Other construction, land development and raw land loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	1,550	1,821	1,635	1,994
Credit Loss Expense (Benefit)	(88)	(151)	(173)	(324)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	1,462	1,670	1,462	1,670
Obligations of states and political subdivisions in the US
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	52	36	32	44
Credit Loss Expense (Benefit)	7	3	27	(5)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	59	39	59	39
Agricultural production, including commercial fishing
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	128	46	91	49
Credit Loss Expense (Benefit)	(8)	4	21	(7)
Charge-offs	0	0	0	0
Recoveries	7	7	15	15
Ending Balance	127	57	127	57
Consumer loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	75	104	67	118
Credit Loss Expense (Benefit)	(12)	(10)	(4)	(26)
Charge-offs	0	0	0	0
Recoveries	1	0	1	2
Ending Balance	64	94	64	94
Other loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	7	3	7	3
Credit Loss Expense (Benefit)	(1)	3	(1)	3
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	$ 6	$ 6	$ 6	$ 6

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Portfolio of Risk-rated Loans by Grade and by Year of Origination (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	$ 205,808	$ 506,970
2021/2020	380,371	264,877
2020/2019	245,395	157,720
2019/2018	136,551	100,277
2018/2017	90,064	74,031
Prior	347,520	310,011
Amortized Cost	1,405,709	1,413,886
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	203,119	487,700
2021/2020	374,912	261,687
2020/2019	244,064	153,684
2019/2018	136,155	95,818
2018/2017	85,881	63,119
Prior	328,728	296,998
Amortized Cost	1,372,859	1,359,006
Pass | Government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	4,441	145,713
2021/2020	62,412	12,725
2020/2019	11,051	14,429
2019/2018	13,290	3,299
2018/2017	3,117	306
Prior	4,898	6,562
Amortized Cost	99,209	183,034
Pass | Net of government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	198,678	341,987
2021/2020	312,500	248,962
2020/2019	233,013	139,255
2019/2018	122,865	92,519
2018/2017	82,764	62,813
Prior	323,830	290,436
Amortized Cost	1,273,650	1,175,972
Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	2,689	19,270
2021/2020	5,459	3,190
2020/2019	1,331	4,036
2019/2018	396	4,459
2018/2017	4,183	10,912
Prior	18,792	13,013
Amortized Cost	32,850	54,880
Classified | Government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	2,420	7,201
2021/2020	4,913	1,259
2020/2019	1,198	0
2019/2018	0	0
2018/2017	0	0
Prior	9,818	10,571
Amortized Cost	18,349	19,031
Classified | Net of government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	269	12,069
2021/2020	546	1,931
2020/2019	133	4,036
2019/2018	396	4,459
2018/2017	4,183	10,912
Prior	8,974	2,442
Amortized Cost	14,501	35,849
Commercial & industrial loans
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	99,918	246,229
2021/2020	131,607	55,192
2020/2019	50,617	33,410
2019/2018	21,378	40,457
2018/2017	32,611	23,722
Prior	58,710	49,328
Amortized Cost	394,841	448,338
Commercial & industrial loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	97,229	227,376
2021/2020	126,148	54,478
2020/2019	50,617	29,846
2019/2018	21,259	37,339
2018/2017	29,661	23,205
Prior	57,889	44,554
Amortized Cost	382,803	416,798
Commercial & industrial loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	2,689	18,853
2021/2020	5,459	714
2020/2019	0	3,564
2019/2018	119	3,118
2018/2017	2,950	517
Prior	821	4,774
Amortized Cost	12,038	31,540
Commercial real estate | Owner occupied properties
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	35,493	81,533
2021/2020	70,745	85,374
2020/2019	82,331	39,254
2019/2018	38,694	15,363
2018/2017	13,913	14,452
Prior	71,998	64,224
Amortized Cost	313,174	300,200
Commercial real estate | Owner occupied properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	35,493	81,533
2021/2020	70,745	83,975
2020/2019	81,000	39,254
2019/2018	38,694	14,841
2018/2017	13,415	14,452
Prior	65,980	57,717
Amortized Cost	305,327	291,772
Commercial real estate | Owner occupied properties | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	0	0
2021/2020	0	1,399
2020/2019	1,331	0
2019/2018	0	522
2018/2017	498	0
Prior	6,018	6,507
Amortized Cost	7,847	8,428
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	26,141	77,205
2021/2020	82,850	77,961
2020/2019	74,798	61,147
2019/2018	56,986	34,317
2018/2017	33,813	30,119
Prior	172,004	154,562
Amortized Cost	446,592	435,311
Commercial real estate | Non-owner occupied and multifamily properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	26,141	77,205
2021/2020	82,850	77,961
2020/2019	74,798	61,147
2019/2018	56,709	34,307
2018/2017	33,807	19,833
Prior	161,854	154,561
Amortized Cost	436,159	425,014
Commercial real estate | Non-owner occupied and multifamily properties | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/2018	277	10
2018/2017	6	10,286
Prior	10,150	1
Amortized Cost	10,433	10,297
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	8,410	8,173
2021/2020	9,846	9,100
2020/2019	6,490	4,161
2019/2018	3,402	621
2018/2017	584	1,466
Prior	8,566	9,021
Amortized Cost	37,298	32,542
Residential real estate | 1-4 family residential properties secured by first liens | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	8,410	7,756
2021/2020	9,846	8,023
2020/2019	6,490	3,689
2019/2018	3,402	531
2018/2017	494	1,466
Prior	8,373	8,812
Amortized Cost	37,015	30,277
Residential real estate | 1-4 family residential properties secured by first liens | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	0	417
2021/2020	0	1,077
2020/2019	0	472
2019/2018	0	90
2018/2017	90	0
Prior	193	209
Amortized Cost	283	2,265
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	3,219	5,806
2021/2020	5,467	2,535
2020/2019	2,570	3,229
2019/2018	2,861	3,723
2018/2017	3,717	259
Prior	4,119	4,058
Amortized Cost	21,953	19,610
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	3,219	5,806
2021/2020	5,467	2,535
2020/2019	2,570	3,229
2019/2018	2,861	3,464
2018/2017	3,447	259
Prior	4,109	4,046
Amortized Cost	21,673	19,339
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/2018	0	259
2018/2017	270	0
Prior	10	12
Amortized Cost	280	271
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	21,804	21,409
2021/2020	8,522	1,056
2020/2019	441	1,707
2019/2018	481	62
2018/2017	0	109
Prior	12,667	11,879
Amortized Cost	43,915	36,222
Residential real estate | 1-4 family residential construction loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	21,804	21,409
2021/2020	8,522	1,056
2020/2019	441	1,707
2019/2018	481	62
2018/2017	0	0
Prior	12,558	11,879
Amortized Cost	43,806	36,113
Residential real estate | 1-4 family residential construction loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/2018	0	0
2018/2017	0	109
Prior	109	0
Amortized Cost	109	109
Other construction, land development and raw land loans
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	5,651	39,624
2021/2020	41,340	26,458
2020/2019	19,578	11,044
2019/2018	9,402	3,775
2018/2017	3,765	139
Prior	7,427	7,054
Amortized Cost	87,163	88,094
Other construction, land development and raw land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	5,651	39,624
2021/2020	41,340	26,458
2020/2019	19,578	11,044
2019/2018	9,402	3,315
2018/2017	3,396	139
Prior	5,945	5,544
Amortized Cost	85,312	86,124
Other construction, land development and raw land loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/2018	0	460
2018/2017	369	0
Prior	1,482	1,510
Amortized Cost	1,851	1,970
Obligations of states and political subdivisions in the US
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	285	4,120
2021/2020	9,669	812
2020/2019	2,667	1,875
2019/2018	1,864	343
2018/2017	282	2,733
Prior	9,238	6,520
Amortized Cost	24,005	16,403
Obligations of states and political subdivisions in the US | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	285	4,120
2021/2020	9,669	812
2020/2019	2,667	1,875
2019/2018	1,864	343
2018/2017	282	2,733
Prior	9,238	6,520
Amortized Cost	24,005	16,403
Obligations of states and political subdivisions in the US | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/2018	0	0
2018/2017	0	0
Prior	0	0
Amortized Cost	0	0
Agricultural production, including commercial fishing
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	3,549	19,970
2021/2020	18,683	3,929
2020/2019	3,764	810
2019/2018	678	1,118
2018/2017	1,073	741
Prior	1,735	1,391
Amortized Cost	29,482	27,959
Agricultural production, including commercial fishing | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	3,549	19,970
2021/2020	18,683	3,929
2020/2019	3,764	810
2019/2018	678	1,118
2018/2017	1,073	741
Prior	1,735	1,391
Amortized Cost	29,482	27,959
Agricultural production, including commercial fishing | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/2018	0	0
2018/2017	0	0
Prior	0	0
Amortized Cost	0	0
Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	770	873
2021/2020	499	815
2020/2019	541	653
2019/2018	397	403
2018/2017	306	291
Prior	1,579	1,766
Amortized Cost	4,092	4,801
Consumer loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	770	873
2021/2020	499	815
2020/2019	541	653
2019/2018	397	403
2018/2017	306	291
Prior	1,570	1,766
Amortized Cost	4,083	4,801
Consumer loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/2018	0	0
2018/2017	0	0
Prior	9	0
Amortized Cost	9	0
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	568	2,028
2021/2020	1,143	1,645
2020/2019	1,598	430
2019/2018	408	95
2018/2017	0	0
Prior	(523)	208
Amortized Cost	3,194	4,406
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	568	2,028
2021/2020	1,143	1,645
2020/2019	1,598	430
2019/2018	408	95
2018/2017	0	0
Prior	(523)	208
Amortized Cost	3,194	4,406
Other loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/2018	0	0
2018/2017	0	0
Prior	0	0
Amortized Cost	$ 0	$ 0

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Aging of Contractually Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Loans	$ 1,405,709	$ 1,413,886
Greater Than 90 Days Past Due Still Accruing	0	0
Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	4,578	3,888
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,048	218
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	132	51
Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,398	3,619
Current
Financing Receivable, Past Due [Line Items]
Loans	1,401,131	1,409,998
Commercial & industrial loans
Financing Receivable, Past Due [Line Items]
Loans	394,841	448,338
Greater Than 90 Days Past Due Still Accruing	0	0
Commercial & industrial loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	765	726
Commercial & industrial loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	246	206
Commercial & industrial loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	132	51
Commercial & industrial loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	387	469
Commercial & industrial loans | Current
Financing Receivable, Past Due [Line Items]
Loans	394,076	447,612
Commercial real estate | Owner occupied properties
Financing Receivable, Past Due [Line Items]
Loans	313,174	300,200
Greater Than 90 Days Past Due Still Accruing	0	0
Commercial real estate | Owner occupied properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,813	1,188
Commercial real estate | Owner occupied properties | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	737	12
Commercial real estate | Owner occupied properties | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		0
Commercial real estate | Owner occupied properties | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,076	1,176
Commercial real estate | Owner occupied properties | Current
Financing Receivable, Past Due [Line Items]
Loans	311,361	299,012
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Past Due [Line Items]
Loans	446,592	435,311
Greater Than 90 Days Past Due Still Accruing	0	0
Commercial real estate | Non-owner occupied and multifamily properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Non-owner occupied and multifamily properties | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Non-owner occupied and multifamily properties | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Non-owner occupied and multifamily properties | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Non-owner occupied and multifamily properties | Current
Financing Receivable, Past Due [Line Items]
Loans	446,592	435,311
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Past Due [Line Items]
Loans	37,298	32,542
Greater Than 90 Days Past Due Still Accruing	0	0
Residential real estate | 1-4 family residential properties secured by first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	212	90
Residential real estate | 1-4 family residential properties secured by first liens | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	65	0
Residential real estate | 1-4 family residential properties secured by first liens | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Residential real estate | 1-4 family residential properties secured by first liens | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	147	90
Residential real estate | 1-4 family residential properties secured by first liens | Current
Financing Receivable, Past Due [Line Items]
Loans	37,086	32,452
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Past Due [Line Items]
Loans	21,953	19,610
Greater Than 90 Days Past Due Still Accruing	0	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	133	139
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	133	139
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Current
Financing Receivable, Past Due [Line Items]
Loans	21,820	19,471
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Past Due [Line Items]
Loans	43,915	36,222
Greater Than 90 Days Past Due Still Accruing	0	0
Residential real estate | 1-4 family residential construction loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	109	109
Residential real estate | 1-4 family residential construction loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Residential real estate | 1-4 family residential construction loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Residential real estate | 1-4 family residential construction loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	109	109
Residential real estate | 1-4 family residential construction loans | Current
Financing Receivable, Past Due [Line Items]
Loans	43,806	36,113
Other construction, land development and raw land loans
Financing Receivable, Past Due [Line Items]
Loans	87,163	88,094
Greater Than 90 Days Past Due Still Accruing	0	0
Other construction, land development and raw land loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,546	1,636
Other construction, land development and raw land loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other construction, land development and raw land loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other construction, land development and raw land loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,546	1,636
Other construction, land development and raw land loans | Current
Financing Receivable, Past Due [Line Items]
Loans	85,617	86,458
Obligations of states and political subdivisions in the US
Financing Receivable, Past Due [Line Items]
Loans	24,005	16,403
Greater Than 90 Days Past Due Still Accruing	0	0
Obligations of states and political subdivisions in the US | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | Current
Financing Receivable, Past Due [Line Items]
Loans	24,005	16,403
Agricultural production, including commercial fishing
Financing Receivable, Past Due [Line Items]
Loans	29,482	27,959
Greater Than 90 Days Past Due Still Accruing	0	0
Agricultural production, including commercial fishing | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | Current
Financing Receivable, Past Due [Line Items]
Loans	29,482	27,959
Consumer loans
Financing Receivable, Past Due [Line Items]
Loans	4,092	4,801
Greater Than 90 Days Past Due Still Accruing	0	0
Consumer loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Consumer loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Consumer loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Consumer loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Consumer loans | Current
Financing Receivable, Past Due [Line Items]
Loans	4,092	4,801
Other loans
Financing Receivable, Past Due [Line Items]
Loans	3,194	4,406
Greater Than 90 Days Past Due Still Accruing	0	0
Other loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | Current
Financing Receivable, Past Due [Line Items]
Loans	$ 3,194	$ 4,406

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	$ 8,001	$ 11,650
Nonaccrual With No ACL	7,924	11,542
Government guarantees
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	683	978
Nonaccrual With No ACL	683	978
Net of government guarantees
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	7,318	10,672
Nonaccrual With No ACL	7,241	10,564
Commercial & industrial loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	3,496	4,350
Nonaccrual With No ACL	3,496	4,298
Commercial real estate | Owner occupied properties
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	2,352	3,506
Nonaccrual With No ACL	2,348	3,506
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	219	1,778
Nonaccrual With No ACL	219	1,778
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	280	271
Nonaccrual With No ACL	207	215
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	109	109
Nonaccrual With No ACL	109	109
Other construction, land development and raw land loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	1,545	1,636
Nonaccrual With No ACL	1,545	1,636
Consumer loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	0
Nonaccrual With No ACL	$ 0	$ 0

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Loan Modifications not Classified as TDRs (Details) $ in Thousands	Jun. 30, 2022 USD ($) contract	Dec. 31, 2021 USD ($) contract
Receivables [Abstract]
Portfolio loans: Interest Only | $	$ 23,573	$ 49,219
Portfolio loans: Full Payment Deferral | $	0	0
Portfolio loans: Total | $	$ 23,573	$ 49,219
Number of modifications: Interest Only | contract	5,000	16,000
Number of modifications: Full Payment Deferral | contract	0	0
Number of modifications: Total | contract	5,000	16,000

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses - Troubled Debt Restructured Loans (Details) $ in Thousands	Jun. 30, 2022 USD ($)
Receivables [Abstract]
Existing Troubled Debt Restructurings, Accrual Status	$ 3,008
New Troubled Debt Restructurings, Nonaccrual Status	5,844
Existing Troubled Debt Restructurings	$ 8,852

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses - Troubled Debt Restructured Loans, By Concession (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2021 USD ($) contract
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, number of contracts | contract	1
Pre-modification, total modification	$ 254
Post-modification, number of contracts | contract	1
Post-modification, total modification	$ 251
Rate Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	0
Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	254
Post-modification, total modification	251
Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	0
Combination Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	$ 0
Commercial | Substandard
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, number of contracts | contract	1
Pre-modification, total modification	$ 254
Post-modification, number of contracts | contract	1
Post-modification, total modification	$ 251
Commercial | Rate Modification | Substandard
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	0
Commercial | Term Modification | Substandard
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	254
Post-modification, total modification	251
Commercial | Payment Modification | Substandard
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	0
Commercial | Combination Modification | Substandard
Financing Receivable, Troubled Debt Restructuring [Line Items]
Pre-modification, total modification	0
Post-modification, total modification	$ 0

Purchased Receivables - Narrati

Purchased Receivables - Narrative (Details)	6 Months Ended	12 Months Ended
	Jun. 30, 2022 USD ($) purchased_receivable contract	Dec. 31, 2021 USD ($) contract purchased_receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term of purchased receivables (less than)	1 year
Number of purchased receivables past due | purchased_receivable	0	0
Number of restructured purchased receivables | contract	0
Nonperforming purchased receivables	$ 0	$ 0
Purchased Receivables
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of restructured purchased receivables | contract	0	0
Activity in the ACL	$ 0	$ 0
ACL for purchased receivables	$ 0	$ 0

Purchased Receivables - Summary

Purchased Receivables - Summary of Components of Net Purchased Receivables (Details) - USD ($)	Jun. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased receivables	$ 15,277,000	$ 6,987,000
Total	15,277,000	6,987,000
Purchased Receivables
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses - purchased receivables	$ 0	$ 0

Servicing Rights - Mortgage Ser

Servicing Rights - Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Changes in fair value:
Balance of mortgage loans serviced for others	$ 818,266		$ 818,266		$ 772,764
MSR as a percentage of serviced loans	1.99%		1.99%		1.78%
Mortgage servicing rights
Servicing Asset at Fair Value, Amount [Roll Forward]
Balance, beginning of period	$ 15,422	$ 11,657	$ 13,724	$ 11,218
Additions for new MSR capitalized	1,128	1,745	2,115	3,193
Changes in fair value:
Due to changes in model inputs of assumptions	(225)	16	967	(164)
Other	(24)	(583)	(505)	(1,412)
Balance, end of period	16,301	$ 12,835	16,301	$ 12,835
Balance of mortgage loans serviced for others	$ 818,266		$ 818,266		$ 772,764
MSR as a percentage of serviced loans	1.99%		1.99%		1.78%

Servicing Rights - Narrative (D

Servicing Rights - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Commercial servicing rights
Servicing Assets at Fair Value [Line Items]
Servicing rights	$ 1,069		$ 1,069		$ 1,084
Commercial loans serviced for a third party	254,500		$ 254,500		$ 259,800
Constant prepayment rate (percent)			16.08%		16.08%
Discount rate (percent)			9.94%		9.94%
Other Noninterest Income
Servicing Assets at Fair Value [Line Items]
Mortgage servicing fees	$ 804	$ 707	$ 1,600	$ 1,400

Servicing Rights - Value Assump

Servicing Rights - Value Assumptions (Details) - Mortgage servicing rights	6 Months Ended	12 Months Ended
	Jun. 30, 2022	Dec. 31, 2021
Servicing Assets at Fair Value [Line Items]
Constant prepayment rate (percent)	7.37%	11.80%
Discount rate (percent)	9.25%	8%

Servicing Rights - Key Assumpti

Servicing Rights - Key Assumptions and the Sensitivity of the Fair Value (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2022	Dec. 31, 2021	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020
Servicing Assets at Fair Value [Line Items]
Aggregate portfolio principal balance	$ 818,266	$ 772,764
Base
Percentage of MSR (percent)	1.99%	1.78%
Mortgage servicing rights
Servicing Assets at Fair Value [Line Items]
Aggregate portfolio principal balance	$ 818,266	$ 772,764
Weighted average rate of note (percent)	3.28%	3.31%
Base
Constant prepayment rate (percent)	7.37%	11.80%
Discount rate (percent)	9.25%	8%
Fair value MSR	$ 16,301	$ 13,724	$ 15,422	$ 12,835	$ 11,657	$ 11,218
Percentage of MSR (percent)	1.99%	1.78%
1.0% Adverse Rate Change
Constant prepayment rate (percent)	14.75%	23.59%
Discount rate (percent)	8.25%	7%
Fair value MSR	$ 12,424	$ 9,612
Percentage of MSR (percent)	1.52%	1.24%
2.0% Adverse Rate Change
Constant prepayment rate (percent)	22.12%	34.57%
Discount rate (percent)	7.25%	6%
Fair value MSR	$ 9,885	$ 7,256
Percentage of MSR (percent)	1.21%	0.94%

Leases - Narrative (Details)

Leases - Narrative (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Leases [Abstract]
Operating lease right-of-use assets	$ 9,875	$ 11,001
Operating lease liabilities	$ 9,846	$ 10,965

Leases - Summary of Additional

Leases - Summary of Additional Lease Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Lease Cost
Operating lease cost	$ 672	$ 702	$ 1,353	$ 1,418
Short term lease cost	5	6	17	13
Total lease cost	$ 677	$ 708	1,370	1,431
Other information
Operating leases - operating cash flows			$ 1,278	$ 1,323
Weighted average lease term - operating leases, in years	10 years 9 months 14 days	10 years 9 months 18 days	10 years 9 months 14 days	10 years 9 months 18 days
Weighted average discount rate - operating leases (percent)	3.26%	3.30%	3.26%	3.30%

Leases - Maturity of Lease Liab

Leases - Maturity of Lease Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Leases [Abstract]
2022 (Six months)	$ 1,224
2023	2,109
2024	1,961
2025	1,858
2026	721
Thereafter	4,266
Total minimum lease payments	12,139
Less: amount of lease payment representing interest	(2,293)
Present value of future minimum lease payments	$ 9,846	$ 10,965

Derivatives - Narrative (Detail

Derivatives - Narrative (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2022 USD ($) swap	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($) swap	Jun. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Derivatives, Fair Value [Line Items]
Collateral requirement threshold			$ 250,000
Collateral posted	$ 569,000		569,000		$ 8,200,000
Derivative notional amount	$ 213,000,000		$ 213,000,000		212,600,000
Number of derivatives | swap	19		19
Interest and Fee Income, Loans, Commercial	$ 87,000	$ 103,000	$ 90,000	$ 195,000
Residential Mortgage Holding Company
Derivatives, Fair Value [Line Items]
Commitments to originate mortgage loans held for sale	116,200,000		116,200,000		81,600,000
LIBOR
Derivatives, Fair Value [Line Items]
Derivative notional amount	150,800,000		150,800,000
Subordinated debt
Derivatives, Fair Value [Line Items]
Junior subordinated debenture	$ 10,000,000		$ 10,000,000
Junior subordinated debenture, effective interest rate (percent)	3.72%		3.72%
Debt instrument, interest rate during period (percent)			3.20%
Subordinated debt | LIBOR
Derivatives, Fair Value [Line Items]
Debt instrument, basis spread on variable rate (percent)			1.37%
Variable to Fixed
Derivatives, Fair Value [Line Items]
Derivative notional amount	$ 106,500,000		$ 106,500,000
Number of derivatives | swap	19		19
Fixed to Variable
Derivatives, Fair Value [Line Items]
Derivative notional amount	$ 106,500,000		$ 106,500,000
Number of derivatives | swap	19		19
Interest rate swaps | Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Cash pledged to collateralize fair value exposure on interest rate swap	$ 130,000		$ 130,000		2,900,000
Unrealized gain (loss) on interest rate swap	798,000		798,000		$ (1,000,000)
Interest rate swaps | Subordinated debt | LIBOR
Derivatives, Fair Value [Line Items]
Derivative notional amount	$ 10,000,000		$ 10,000,000

Derivatives - Schedule of Deriv

Derivatives - Schedule of Derivative Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Interest rate swaps
Derivatives, Fair Value [Line Items]
Derivative assets	$ 8,316	$ 6,030
Derivative liabilities	8,316	6,985
Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Derivative assets	2,567	1,387
Retail interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative assets		166
Derivative liabilities	376
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets	10,883	7,583
Derivative liabilities	8,692	6,030
Not Designated as Hedging Instrument | Interest rate swaps
Derivatives, Fair Value [Line Items]
Derivative assets	8,316	6,030
Derivative liabilities	8,316	6,030
Not Designated as Hedging Instrument | Interest rate swaps | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	8,316	6,030
Not Designated as Hedging Instrument | Interest rate swaps | Other liabilities
Derivatives, Fair Value [Line Items]
Derivative liabilities	8,316	6,030
Not Designated as Hedging Instrument | Interest rate lock commitments | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	2,567	1,387
Not Designated as Hedging Instrument | Retail interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative assets		166
Derivative liabilities	376
Not Designated as Hedging Instrument | Retail interest rate contracts | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	0	166
Not Designated as Hedging Instrument | Retail interest rate contracts | Other liabilities
Derivatives, Fair Value [Line Items]
Derivative liabilities	$ 376	$ 0

Derivatives - Schedule of Der_2

Derivatives - Schedule of Derivative Gain (Loss) (Details) - Not Designated as Hedging Instrument - Mortgage banking income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on derivatives not designated as hedging	$ 1,220	$ (818)	$ 3,300	$ 812
Retail interest rate contracts
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on derivatives not designated as hedging	391	(1,187)	2,951	1,813
Interest rate lock commitments
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on derivatives not designated as hedging	$ 829	$ 369	$ 349	$ (1,001)

Derivatives - Schedule of Offse

Derivatives - Schedule of Offsetting Asset Derivatives (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Interest rate swaps
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	$ 8,316	$ 6,030
Retail interest rate contracts
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities		166
Not Designated as Hedging Instrument
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	10,883	7,583
Not Designated as Hedging Instrument | Interest rate swaps
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	8,316	6,030
Gross amounts offset in the Statement of Financial Position	0	0
Net amounts of assets and liabilities presented in the Statement of Financial Position	8,316	6,030
Gross amounts not offset in the Statement of Financial Position, Financial Instruments	0	0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted	0	0
Gross amounts not offset in the Statement of Financial Position, Net Amount	$ 8,316	6,030
Not Designated as Hedging Instrument | Retail interest rate contracts
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities		166
Gross amounts offset in the Statement of Financial Position		0
Net amounts of assets and liabilities presented in the Statement of Financial Position		166
Gross amounts not offset in the Statement of Financial Position, Financial Instruments		0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted		0
Gross amounts not offset in the Statement of Financial Position, Net Amount		$ 166

Derivatives - Schedule of Off_2

Derivatives - Schedule of Offsetting Liability Derivatives (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Interest rate swaps
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	$ 8,316	$ 6,985
Retail interest rate contracts
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	376
Not Designated as Hedging Instrument
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	8,692	6,030
Not Designated as Hedging Instrument | Interest rate swaps
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	8,316	6,030
Gross amounts offset in the Statement of Financial Position	0	0
Net amounts of assets and liabilities presented in the Statement of Financial Position	8,316	6,030
Gross amounts not offset in the Statement of Financial Position, Financial Instruments	0	0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted	569	6,030
Gross amounts not offset in the Statement of Financial Position, Net Amount	7,747	$ 0
Not Designated as Hedging Instrument | Retail interest rate contracts
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	376
Gross amounts offset in the Statement of Financial Position	0
Net amounts of assets and liabilities presented in the Statement of Financial Position	376
Gross amounts not offset in the Statement of Financial Position, Financial Instruments	0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted	0
Gross amounts not offset in the Statement of Financial Position, Net Amount	$ 376

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Estimated Fair Values (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020
Financial assets:
Investment securities available for sale	$ 612,027		$ 426,684
Marketable equity securities	9,122		8,420
Investment securities held to maturity	26,371		19,164
Purchased receivables, net	15,277		6,987
Mortgage servicing rights
Financial assets:
Servicing rights	16,301	$ 15,422	13,724	$ 12,835	$ 11,657	$ 11,218
Commercial servicing rights
Financial assets:
Servicing rights	1,069		1,084
Interest rate swaps
Financial assets:
Derivative assets	8,316		6,030
Financial liabilities:
Derivative liabilities	8,316		6,985
Retail interest rate contracts
Financial assets:
Derivative assets			166
Financial liabilities:
Derivative liabilities	376
Interest rate lock commitments
Financial assets:
Derivative assets	2,567		1,387
Level 1 inputs:
Financial assets:
Investment securities available for sale	313,082		141,531
Marketable equity securities	9,122		8,420
Level 1 inputs: | Mortgage servicing rights
Financial assets:
Servicing rights	0		0
Level 1 inputs: | Commercial servicing rights
Financial assets:
Servicing rights	0		0
Level 1 inputs: | Interest rate swaps
Financial assets:
Derivative assets	0		0
Financial liabilities:
Derivative liabilities	0		0
Level 1 inputs: | Retail interest rate contracts
Financial assets:
Derivative assets			0
Financial liabilities:
Derivative liabilities	0
Level 1 inputs: | Interest rate lock commitments
Financial assets:
Derivative assets	0		0
Level 1 inputs: | Carrying Amount
Financial assets:
Cash, due from banks and deposits in other banks	336,923		645,827
Investment securities available for sale	313,082		141,531
Marketable equity securities	9,122		8,420
Level 1 inputs: | Fair Value
Financial assets:
Cash, due from banks and deposits in other banks	336,923		645,827
Investment securities available for sale	313,082		141,531
Marketable equity securities	9,122		8,420
Level 2 inputs:
Financial assets:
Investment securities available for sale	298,945		285,153
Marketable equity securities	0		0
Level 2 inputs: | Mortgage servicing rights
Financial assets:
Servicing rights	0		0
Level 2 inputs: | Commercial servicing rights
Financial assets:
Servicing rights	0		0
Level 2 inputs: | Interest rate swaps
Financial assets:
Derivative assets	8,316		6,030
Financial liabilities:
Derivative liabilities	8,316		6,985
Level 2 inputs: | Retail interest rate contracts
Financial assets:
Derivative assets			166
Financial liabilities:
Derivative liabilities	376
Level 2 inputs: | Interest rate lock commitments
Financial assets:
Derivative assets	0		0
Level 2 inputs: | Carrying Amount
Financial assets:
Investment securities available for sale	298,945		285,153
Investment in Federal Home Loan Bank stock	3,824		3,107
Loans held for sale	63,080		73,650
Accrued interest receivable	8,117		6,846
Financial liabilities:
Deposits	2,335,390		2,421,631
Borrowings	14,302		14,508
Accrued interest payable	94		31
Level 2 inputs: | Carrying Amount | Interest rate swaps
Financial assets:
Derivative assets	8,316		6,030
Financial liabilities:
Derivative liabilities	8,316		6,985
Level 2 inputs: | Carrying Amount | Retail interest rate contracts
Financial assets:
Derivative assets	0		166
Level 2 inputs: | Fair Value
Financial assets:
Investment securities available for sale	298,945		285,153
Investment in Federal Home Loan Bank stock	3,824		3,107
Loans held for sale	63,080		73,650
Accrued interest receivable	8,117		6,846
Financial liabilities:
Deposits	2,332,869		2,422,215
Borrowings	12,907		14,727
Accrued interest payable	94		31
Level 2 inputs: | Fair Value | Interest rate swaps
Financial assets:
Derivative assets	8,316		6,030
Financial liabilities:
Derivative liabilities	8,316		6,985
Level 2 inputs: | Fair Value | Retail interest rate contracts
Financial assets:
Derivative assets	0		166
Level 3 inputs:
Financial assets:
Investment securities available for sale	0		0
Marketable equity securities	0		0
Level 3 inputs: | Mortgage servicing rights
Financial assets:
Servicing rights	16,301		13,724
Level 3 inputs: | Commercial servicing rights
Financial assets:
Servicing rights	1,069		1,084
Level 3 inputs: | Interest rate swaps
Financial assets:
Derivative assets	0		0
Financial liabilities:
Derivative liabilities	0		0
Level 3 inputs: | Retail interest rate contracts
Financial assets:
Derivative assets			0
Financial liabilities:
Derivative liabilities	0
Level 3 inputs: | Interest rate lock commitments
Financial assets:
Derivative assets	2,567		1,387
Level 3 inputs: | Carrying Amount
Financial assets:
Investment securities held to maturity	29,750		20,000
Loans	1,405,709		1,413,886
Purchased receivables, net	15,277		6,987
Financial liabilities:
Junior subordinated debentures	10,310		10,310
Level 3 inputs: | Carrying Amount | Mortgage servicing rights
Financial assets:
Servicing rights	16,301		13,724
Level 3 inputs: | Carrying Amount | Commercial servicing rights
Financial assets:
Servicing rights	1,069		1,084
Level 3 inputs: | Carrying Amount | Interest rate lock commitments
Financial assets:
Derivative assets	2,567		1,387
Level 3 inputs: | Fair Value
Financial assets:
Investment securities held to maturity	26,371		19,164
Loans	1,342,962		1,396,486
Purchased receivables, net	15,277		6,987
Financial liabilities:
Junior subordinated debentures	9,578		9,727
Level 3 inputs: | Fair Value | Mortgage servicing rights
Financial assets:
Servicing rights	16,301		13,724
Level 3 inputs: | Fair Value | Commercial servicing rights
Financial assets:
Servicing rights	1,069		1,084
Level 3 inputs: | Fair Value | Interest rate lock commitments
Financial assets:
Derivative assets	$ 2,567		$ 1,387

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Assets And Liabilities Measured At Fair Value On A Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	$ 612,027		$ 426,684
Total marketable equity securities	9,122		8,420
Total other assets	28,253		22,391
Total other liabilities	8,692		6,985
Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	8,316		6,030
Derivative liabilities	8,316		6,985
Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	2,567		1,387
Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets			166
Derivative liabilities	376
U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	521,339		341,480
Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	807		840
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	32,003		32,946
Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	57,878		51,418
Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	9,122		8,420
Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	16,301	$ 15,422	13,724	$ 12,835	$ 11,657	$ 11,218
Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	1,069		1,084
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	313,082		141,531
Total marketable equity securities	9,122		8,420
Total other assets	0		0
Total other liabilities	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Derivative liabilities	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets			0
Derivative liabilities	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	281,079		115,686
Quoted Prices in Active Markets for Identical Assets (Level 1) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	32,003		25,845
Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	9,122		8,420
Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	298,945		285,153
Total marketable equity securities	0		0
Total other assets	8,316		6,196
Total other liabilities	8,692		6,985
Significant Other Observable Inputs (Level 2) | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	8,316		6,030
Derivative liabilities	8,316		6,985
Significant Other Observable Inputs (Level 2) | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Significant Other Observable Inputs (Level 2) | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets			166
Derivative liabilities	376
Significant Other Observable Inputs (Level 2) | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	240,260		225,794
Significant Other Observable Inputs (Level 2) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	807		840
Significant Other Observable Inputs (Level 2) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		7,101
Significant Other Observable Inputs (Level 2) | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	57,878		51,418
Significant Other Observable Inputs (Level 2) | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	0		0
Significant Other Observable Inputs (Level 2) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Significant Other Observable Inputs (Level 2) | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Total marketable equity securities	0		0
Total other assets	19,937		16,195
Total other liabilities	0		0
Significant Unobservable Inputs (Level 3) | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Derivative liabilities	0		0
Significant Unobservable Inputs (Level 3) | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	2,567		1,387
Significant Unobservable Inputs (Level 3) | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets			0
Derivative liabilities	0
Significant Unobservable Inputs (Level 3) | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Unobservable Inputs (Level 3) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Unobservable Inputs (Level 3) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Unobservable Inputs (Level 3) | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Unobservable Inputs (Level 3) | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	0		0
Significant Unobservable Inputs (Level 3) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	16,301		13,724
Significant Unobservable Inputs (Level 3) | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	$ 1,069		$ 1,084

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation of Assets with Unobservable Inputs (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 17,478,000	$ 15,697,000	$ 16,195,000	$ 16,562,000
Change included in earnings	(791,000)	(1,487,000)	(615,000)	(3,666,000)
Purchases and issuances	4,991,000	8,946,000	10,360,000	19,702,000
Sales and settlements	(1,741,000)	(5,985,000)	(6,004,000)	(15,427,000)
Ending balance	19,937,000	17,171,000	19,937,000	17,171,000
Net change in unrealized gains (losses) relating to items held at end of period	2,567,000	3,044,000	2,567,000	3,044,000
Net change in unrealized gains (losses) included in other comprehensive income	0	0	0	0
Mortgage servicing rights
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	15,422,000	11,657,000	13,724,000	11,218,000
Change included in earnings	(249,000)	(567,000)	462,000	(1,576,000)
Purchases and issuances	1,128,000	1,745,000	2,115,000	3,193,000
Sales and settlements	0	0	0	0
Ending balance	16,301,000	12,835,000	16,301,000	12,835,000
Net change in unrealized gains (losses) relating to items held at end of period	0	0	0	0
Commercial servicing rights
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	1,091,000	1,327,000	1,084,000	1,310,000
Change included in earnings	(22,000)	(53,000)	(48,000)	(76,000)
Purchases and issuances	0	18,000	33,000	58,000
Sales and settlements	0	0	0	0
Ending balance	1,069,000	1,292,000	1,069,000	1,292,000
Net change in unrealized gains (losses) relating to items held at end of period	0	0	0	0
Interest rate lock commitments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	965,000	2,713,000	1,387,000	4,034,000
Change included in earnings	(520,000)	(867,000)	(1,029,000)	(2,014,000)
Purchases and issuances	3,863,000	7,183,000	8,212,000	16,451,000
Sales and settlements	(1,741,000)	(5,985,000)	(6,004,000)	(15,427,000)
Ending balance	2,567,000	3,044,000	2,567,000	3,044,000
Net change in unrealized gains (losses) relating to items held at end of period	$ 2,567,000	$ 3,044,000	$ 2,567,000	$ 3,044,000

Fair Value Measurements - Asset

Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details) - USD ($)	Jun. 30, 2022	Dec. 31, 2021
Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets fair value disclosure	$ 0	$ 0

Fair Value Measurements - Sch_3

Fair Value Measurements - Schedule of Gains and Losses Resulting from Nonrecurring Fair Value Adjustments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total loss from nonrecurring measurements	$ (89)	$ (213)	$ 0	$ 772
Loans individually measured for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total loss from nonrecurring measurements	$ (89)	$ (213)	$ 0	$ 772

Fair Value Measurements - Valua

Fair Value Measurements - Valuation Assumptions (Details)	Jun. 30, 2022	Dec. 31, 2021
Pull through rate | In-house valuation of collateral, External pricing model | Weighted Average
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Interest rate lock commitment, measurement input (percent)	0.9185	0.9327
Constant prepayment rate | Discounted cash flow | Mortgage servicing rights | Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.0734	0.0925
Constant prepayment rate | Discounted cash flow | Mortgage servicing rights | Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.0873	0.1421
Constant prepayment rate | Discounted cash flow | Commercial servicing rights | Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.1230	0.1230
Constant prepayment rate | Discounted cash flow | Commercial servicing rights | Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.1657	0.1657
Discount rate | Discounted cash flow | Mortgage servicing rights | Weighted Average
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.0925	0.0800
Discount rate | Discounted cash flow | Commercial servicing rights
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.0994
Discount rate | Discounted cash flow | Commercial servicing rights | Weighted Average
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)		0.0994

Segment Information (Details)

Segment Information (Details) $ in Thousands	3 Months Ended						6 Months Ended
	Jun. 30, 2022 USD ($) bank	Mar. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)	Sep. 30, 2021 USD ($)	Jun. 30, 2021 USD ($)	Mar. 31, 2021 USD ($)	Jun. 30, 2022 USD ($) segment bank	Jun. 30, 2021 USD ($)
Segment Reporting Information [Line Items]
Number of operating segments | segment							2
Interest income	$ 22,992				$ 20,253		$ 43,050	$ 40,849
Interest expense	780				1,061		1,534	2,164
Net Interest Income	22,212				19,192		41,516	38,685
Provision (benefit) for credit losses	463				(427)		313	(1,915)
Other operating income	7,807				14,132		18,630	30,028
Other operating expense	23,238				22,336		44,339	43,663
Income Before Provision for Income Taxes	6,318				11,415		15,494	26,965
Provision for income taxes	1,523				3,070		3,473	6,439
Net Income	4,795	$ 7,226	$ 8,114	$ 8,877	8,345	$ 12,181	12,021	20,526
Total assets	2,611,154		2,724,719				2,611,154
Loans held for sale	$ 63,080		73,650				$ 63,080
Community Banking
Segment Reporting Information [Line Items]
Number of branches | bank	17						17
Interest income	$ 22,369				19,476		$ 42,019	39,275
Interest expense	766				1,008		1,507	2,073
Net Interest Income	21,603				18,468		40,512	37,202
Provision (benefit) for credit losses	463				(427)		313	(1,915)
Other operating income	1,907				2,772		5,748	5,046
Other operating expense	16,415				14,551		31,246	28,215
Income Before Provision for Income Taxes	6,632				7,116		14,701	15,948
Provision for income taxes	1,605				1,850		3,246	3,302
Net Income	5,027				5,266		11,455	12,646
Total assets	2,511,565		2,615,433				2,511,565
Loans held for sale	0		0				0
Home Mortgage Lending
Segment Reporting Information [Line Items]
Interest income	623				777		1,031	1,574
Interest expense	14				53		27	91
Net Interest Income	609				724		1,004	1,483
Provision (benefit) for credit losses	0				0		0	0
Other operating income	5,900				11,360		12,882	24,982
Other operating expense	6,823				7,785		13,093	15,448
Income Before Provision for Income Taxes	(314)				4,299		793	11,017
Provision for income taxes	(82)				1,220		227	3,137
Net Income	(232)				$ 3,079		566	$ 7,880
Total assets	99,589		109,286				99,589
Loans held for sale	$ 63,080		$ 73,650				$ 63,080

Uncategorized Items - nrim-2022

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2016-13 [Member]