Northrim BanCorp (NRIM) 10-Q 3 Nov 23 2023 Q3 Quarterly report Financial data

Cover

Cover - shares	9 Months Ended
	Sep. 30, 2023	Nov. 03, 2023
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2023
Document Transition Report	false
Entity File Number	000-33501
Entity Registrant Name	NORTHRIM BANCORP, INC.
Entity Incorporation, State or Country Code	AK
Entity Tax Identification Number	92-0175752
Entity Address, Address Line One	3111 C Street
Entity Address, City or Town	Anchorage
Entity Address, State or Province	AK
Entity Address, Postal Zip Code	99503
City Area Code	907
Local Phone Number	562-0062
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,525,436
Amendment Flag	false
Entity Central Index Key	0001163370
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 31,276	$ 27,747
Interest bearing deposits in other banks	79,952	231,603
Investment securities available for sale, at fair value	652,150	677,029
Marketable equity securities	10,615	10,740
Investment securities held to maturity, at amortized cost	36,750	36,750
Investment in Federal Home Loan Bank stock	6,334	3,816
Loans held for sale	63,151	27,538
Loans	1,720,091	1,501,785
Allowance for credit losses, loans	(16,491)	(13,838)
Net loans	1,703,600	1,487,947
Purchased receivables, net	34,578	19,994
Other real estate owned, net	150	0
Premises and equipment, net	40,920	37,821
Operating lease right-of-use assets	9,673	9,868
Goodwill	15,017	15,017
Other intangible assets, net	956	967
Other assets	85,671	68,846
Total assets	2,790,189	2,674,318
Deposits:
Demand	764,647	797,434
Interest-bearing demand	875,814	767,686
Savings	265,799	320,917
Money market	230,814	308,317
Certificates of deposit less than $250,000	169,797	115,330
Certificates of deposit $250,000 and greater	121,059	77,527
Total deposits	2,427,930	2,387,211
Borrowings	63,781	14,095
Junior subordinated debentures	10,310	10,310
Operating lease liabilities	9,673	9,865
Other liabilities	53,236	34,208
Total liabilities	2,564,930	2,455,689
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 5,548,436 and 5,700,728 issued and outstanding at September 30, 2023 and December 31, 2022, respectively	5,548	5,701
Additional paid-in capital	12,005	17,784
Retained earnings	232,747	224,225
Accumulated other comprehensive loss, net of tax	(25,041)	(29,081)
Total shareholders' equity	225,259	218,629
Total liabilities and shareholders' equity	2,790,189	2,674,318
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 19,396	$ 18,635

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Sep. 30, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Preferred stock, par value (in USD per share)	$ 1	$ 1
Preferred stock, shares authorized (in shares)	2,500,000	2,500,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in USD per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,548,436	5,700,728
Common stock, shares outstanding (in shares)	5,548,436	5,700,728

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest and Dividend Income
Interest and fees on loans and loans held for sale	$ 29,097	$ 22,130	$ 79,104	$ 60,205
Interest on investment securities available for sale	4,012	2,922	11,942	5,983
Dividends on marketable equity securities	199	161	542	386
Interest on investment securities held to maturity	473	413	1,420	1,038
Dividends on Federal Home Loan Bank stock	43	34	114	90
Interest on deposits in other banks	584	1,899	2,901	2,907
Total Interest and Dividend Income	34,408	27,559	96,023	70,609
Interest Expense
Interest expense on deposits	7,138	1,064	17,835	2,238
Interest expense on borrowings	825	88	1,381	260
Interest expense on junior subordinated debentures	95	96	283	284
Total Interest Expense	8,058	1,248	19,499	2,782
Net Interest Income	26,350	26,311	76,524	67,827
Provision (benefit) for credit losses	1,190	(353)	2,957	(40)
Net Interest Income After Provision (Benefit) for Credit Losses	25,160	26,664	73,567	67,867
Other Operating Income
Mortgage banking income	4,405	5,734	10,326	18,616
Purchased receivable income	1,180	561	3,175	1,529
Unrealized gain (loss) on marketable equity securities	12	33	(445)	(1,199)
Keyman life insurance proceeds	0	0	0	2,002
Other income	833	920	2,406	2,423
Total Other Operating Income	8,002	8,672	19,890	27,302
Other Operating Expense
Salaries and other personnel expense	15,657	14,510	46,324	44,017
Data processing expense	2,589	2,315	7,321	6,618
Occupancy expense	1,857	1,710	5,611	5,184
Professional and outside services	803	894	2,326	2,324
Insurance expense	640	545	1,844	1,627
Marketing expense	499	524	1,996	1,763
Intangible asset amortization expense	4	7	11	19
OREO expense, net rental income and gains on sale	(784)	109	(766)	116
Other operating expense	1,631	1,672	5,521	4,957
Total Other Operating Expense	22,896	22,286	70,188	66,625
Income Before Provision for Income Taxes	10,266	13,050	23,269	28,544
Provision for income taxes	1,892	2,925	4,488	6,398
Net Income	$ 8,374	$ 10,125	$ 18,781	$ 22,146
Earnings Per Share, Basic (in USD per share)	$ 1.50	$ 1.77	$ 3.34	$ 3.82
Earnings Per Share, Diluted (in USD per share)	$ 1.48	$ 1.76	$ 3.30	$ 3.79
Weighted Average Common Shares Outstanding, Basic (in shares)	5,569,238	5,681,089	5,630,948	5,790,000
Weighted Average Common Shares Outstanding, Diluted (in shares)	5,624,906	5,740,494	5,688,687	5,848,625
Bankcard fees
Other Operating Income
Bankcard fees and Service charges on deposit accounts	$ 1,022	$ 992	$ 2,916	$ 2,723
Service charges on deposit accounts
Other Operating Income
Bankcard fees and Service charges on deposit accounts	$ 550	$ 432	$ 1,512	$ 1,208

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statement of Comprehensive Income [Abstract]
Net income	$ 8,374	$ 10,125	$ 18,781	$ 22,146
Securities available for sale:
Unrealized holding gains (losses) arising during the period	1,320	(17,518)	5,025	(41,535)
Derivatives and hedging activities:
Unrealized holding gains arising during the period	639	684	621	2,438
Income tax benefit related to unrealized (gains) and losses	(557)	4,786	(1,606)	11,115
Other comprehensive income (loss), net of tax	1,402	(12,048)	4,040	(27,982)
Comprehensive income (loss)	$ 9,776	$ (1,923)	$ 22,821	$ (5,836)

Consolidated Statements of Chan

Consolidated Statements of Changes In Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss), net of Tax
Beginning balance (in shares) at Dec. 31, 2021		6,015,000
Beginning balance, value at Dec. 31, 2021	$ 237,817	$ 6,015	$ 31,162	$ 204,046	$ (3,406)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(2,471)			(2,471)
Stock-based compensation expense	187		187
Repurchase of common stock (in shares)		(133,000)
Repurchase of common stock	(5,923)	$ (133)	(5,790)
Other comprehensive gain (loss), net of tax	(11,004)				(11,004)
Net income	7,226			7,226
Ending balance (in shares) at Mar. 31, 2022		5,882,000
Ending balance, value at Mar. 31, 2022	225,832	$ 5,882	25,559	208,801	(14,410)
Beginning balance (in shares) at Dec. 31, 2021		6,015,000
Beginning balance, value at Dec. 31, 2021	237,817	$ 6,015	31,162	204,046	(3,406)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Other comprehensive gain (loss), net of tax	(27,982)
Net income	22,146
Ending balance (in shares) at Sep. 30, 2022		5,681,000
Ending balance, value at Sep. 30, 2022	210,699	$ 5,681	17,907	218,499	(31,388)
Beginning balance (in shares) at Mar. 31, 2022		5,882,000
Beginning balance, value at Mar. 31, 2022	225,832	$ 5,882	25,559	208,801	(14,410)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(2,364)			(2,364)
Stock-based compensation expense	190		190
Other comprehensive gain (loss), net of tax	(4,930)				(4,930)
Net income	4,795			4,795
Ending balance (in shares) at Jun. 30, 2022		5,681,000
Ending balance, value at Jun. 30, 2022	215,289	$ 5,681	17,716	211,232	(19,340)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(2,858)			(2,858)
Stock-based compensation expense	191		191
Other comprehensive gain (loss), net of tax	(12,048)				(12,048)
Net income	10,125			10,125
Ending balance (in shares) at Sep. 30, 2022		5,681,000
Ending balance, value at Sep. 30, 2022	210,699	$ 5,681	17,907	218,499	(31,388)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(2,869)			(2,869)
Stock-based compensation expense	174		174
Exercise of stock options and vesting of restricted stock units, net (in shares)		20,000
Exercise of stock options and vesting of restricted stock units, net	(277)	$ 20	(297)
Other comprehensive gain (loss), net of tax	2,307				2,307
Net income	$ 8,595			8,595
Ending balance (in shares) at Dec. 31, 2022	5,700,728	5,701,000
Ending balance, value at Dec. 31, 2022	$ 218,629	$ 5,701	17,784	224,225	(29,081)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(3,444)			(3,444)
Stock-based compensation expense	140		140
Repurchase of common stock (in shares)		(28,000)
Repurchase of common stock	(1,327)	$ (28)	(1,299)
Other comprehensive gain (loss), net of tax	5,597				5,597
Net income	4,830			4,830
Ending balance (in shares) at Mar. 31, 2023		5,673,000
Ending balance, value at Mar. 31, 2023	$ 224,425	$ 5,673	16,625	225,611	(23,484)
Beginning balance (in shares) at Dec. 31, 2022	5,700,728	5,701,000
Beginning balance, value at Dec. 31, 2022	$ 218,629	$ 5,701	17,784	224,225	(29,081)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Other comprehensive gain (loss), net of tax	4,040
Net income	$ 18,781
Ending balance (in shares) at Sep. 30, 2023	5,548,436	5,548,000
Ending balance, value at Sep. 30, 2023	$ 225,259	$ 5,548	12,005	232,746	(25,040)
Beginning balance (in shares) at Mar. 31, 2023		5,673,000
Beginning balance, value at Mar. 31, 2023	224,425	$ 5,673	16,625	225,611	(23,484)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(3,432)			(3,432)
Stock-based compensation expense	225		225
Repurchase of common stock (in shares)		(62,000)
Repurchase of common stock	(2,501)	$ (62)	(2,439)
Other comprehensive gain (loss), net of tax	(2,958)				(2,958)
Net income	5,577			5,577
Ending balance (in shares) at Jun. 30, 2023		5,611,000
Ending balance, value at Jun. 30, 2023	221,336	$ 5,611	14,411	227,756	(26,442)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(3,384)			(3,384)
Stock-based compensation expense	254		254
Exercise of stock options and vesting of restricted stock units, net	(12)		(12)
Repurchase of common stock (in shares)		(63,000)
Repurchase of common stock	(2,711)	$ (63)	(2,648)
Other comprehensive gain (loss), net of tax	1,402				1,402
Net income	$ 8,374			8,374
Ending balance (in shares) at Sep. 30, 2023	5,548,436	5,548,000
Ending balance, value at Sep. 30, 2023	$ 225,259	$ 5,548	$ 12,005	$ 232,746	$ (25,040)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Operating Activities:
Net income	$ 18,781	$ 22,146
Adjustments to Reconcile Net Income to Net Cash Provided (Used) by Operating Activities:
Depreciation and amortization of premises and equipment	2,430	2,361
Amortization of software	865	881
Intangible asset amortization	11	19
Amortization of investment security premium, net of discount accretion	376	496
Unrealized loss on marketable equity securities	445	1,199
Stock-based compensation	619	568
Deferred loan fees and amortization, net of costs	(324)	(3,570)
Provision (benefit) for credit losses	2,957	(40)
Additions to home mortgage servicing rights carried at fair value	(2,440)	(3,378)
Change in fair value of home mortgage servicing rights carried at fair value	1,679	(607)
Change in fair value of commercial servicing rights carried at fair value	144	123
Gain on sale of loans	(6,366)	(12,306)
Proceeds from the sale of loans held for sale	267,165	539,984
Origination of loans held for sale	(296,412)	(503,384)
Gain on sale of other real estate owned	(929)	0
Impairment on other real estate owned	123	0
Proceeds from keyman life insurance	0	(2,002)
Net changes in assets and liabilities:
(Increase) in accrued interest receivable	(3,265)	(1,649)
Decrease in other assets	1,903	5,123
Increase (Decrease) in other liabilities	1,127	(5,123)
Net Cash (Used) Provided by Operating Activities	(11,111)	40,841
Investment in securities:
Purchases of investment securities available for sale	(6,000)	(274,263)
Purchases of marketable equity securities	(324)	(3,933)
Purchases of FHLB stock	(5,441)	(728)
Purchases of investment securities held to maturity	0	(16,750)
Proceeds from sales/calls/maturities of securities available for sale	35,528	7,000
Proceeds from redemption of FHLB stock	2,923	15
(Increase) decrease in purchased receivables, net	(14,584)	2,202
(Increase) decrease in loans, net	(218,121)
(Increase) decrease in loans, net		11,230
Proceeds from sale of other real estate owned	929	0
Proceeds from keyman life insurance	0	2,002
Purchases of software	(104)	(14)
Purchases of premises and equipment	(5,529)	(2,128)
Net Cash (Used) by Investing Activities	(210,723)	(275,367)
Financing Activities:
Increase in deposits	40,719	17,704
Increase (decrease) in borrowings	49,686
Increase (decrease) in borrowings		(309)
Repurchase of common stock	(6,539)	(14,157)
Cash dividends paid	(10,154)	(7,618)
Net Cash Provided (Used) by Financing Activities	73,712	(4,380)
Net Change in Cash and Cash Equivalents	(148,122)	(238,906)
Cash and Cash Equivalents at Beginning of Period	259,350	645,827
Cash and Cash Equivalents at End of Period	111,228	406,921
Supplemental Information:
Income taxes paid	2,031	640
Interest paid	18,340	2,678
Noncash commitments to invest in Low Income Housing Tax Credit Partnerships	14,273	0
Transfer of loans to other real estate owned	273	0
Non-cash lease liability arising from obtaining right of use assets	423	0
Cash dividends declared but not paid	$ 106	$ 75

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022
Statement of Stockholders' Equity [Abstract]
Cash dividend on common stock (in USD per share)	$ 0.60	$ 0.60	$ 0.60	$ 0.50	$ 0.50	$ 0.41	$ 0.41

Basis of Presentation and Signi

Basis of Presentation and Significant Accounting Policies	9 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Basis of Presentation and Significant Accounting Policies	Basis of Presentation and Significant Accounting Policies The accompanying unaudited consolidated financial statements and corresponding footnotes have been prepared by Northrim BanCorp, Inc. (the “Company”) in accordance with accounting principles generally accepted in the United States of America (“GAAP”) and with instructions to Form 10-Q under the Securities Exchange Act of 1934, as amended. The year-end Consolidated Balance Sheet data was derived from the Company's audited financial statements. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. The Company owns a 100% interest in Residential Mortgage Holding Company, LLC, the parent company of Residential Mortgage, LLC (collectively "RML") and consolidates their balance sheets and income statement into its financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. The Company determined that it operates in two primary operating segments: Community Banking and Home Mortgage Lending. The Company has evaluated subsequent events and transactions for potential recognition or disclosure. Operating results for the interim period ended September 30, 2023 are not necessarily indicative of the results anticipated for the year ending December 31, 2023. These consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2022. The Company’s significant accounting policies are discussed in Note 1 to the audited consolidated financial statements included in the Company's Annual Report on Form 10-K for the year ended December 31, 2022. There have been no significant changes in our application of these accounting policies in 2023. Reclassification of Prior Period Presentation Certain prior year amounts have been reclassified for consistency with the current period presentation. These reclassifications had no effect on the reported results of operations or total shareholders' equity. Recent Accounting Pronouncements Accounting pronouncements implemented in 2023 In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures ("ASU 2022-02"). The amendments in ASU 2022-02 eliminate the accounting guidance for troubled debt restructurings ("TDRs") by creditors while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs which includes an assessment of whether the creditor has granted a concession, an entity must evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosure requirements and introduce new requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. Additionally, for public business entities, ASU 2022-02 requires that an entity disclose current-period gross writeoffs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments-Credit Losses-Measured at Amortized Cost in the vintage disclosures required by paragraph 326-20-50-6. The Company adopted ASU 2022-02 on January 1, 2023. The Company elected to adopt the updated guidance on TDR recognition and measurement prospectively; therefore the guidance is applied to modifications occurring after the date of adoption. The amendments on TDR disclosures and vintage disclosures must be adopted prospectively. The adoption of ASU 2022-02 did not have a material impact on the Company's consolidated financial position or results of operations. Accounting pronouncements to be implemented in future periods In March 2023, the FASB issued ASU 2023-02, Investments - Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method ("ASU 2023-02"). Under current GAAP, an entity can only elect to apply the proportional amortization method to investments in low income housing tax credit ("LIHTC") structures. The amendments in ASU 2023-02 allow entities to elect to account for equity investments made primarily for the purpose of receiving income tax credits using the proportional amortization method, regardless of the tax credit program through which the investment earns income tax credits, if certain conditions are met. ASU 2023-02 provides amendments to paragraph ASC 323-740-25-1, which sets forth the conditions needed to apply the proportional amortization

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities Marketable Equity Securities The Company held marketable equity securities with fair values of $10.6 million and $10.7 million at September 30, 2023 and December 31, 2022, respectively. The gross realized and unrealized gains (losses) recognized on marketable equity securities in other operating income in the Company's Consolidated Statements of Income were as follows: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) 2023 2022 2023 2022 Unrealized gain (loss) on marketable equity securities $12 $33 ($445) ($1,199) Gain on sale of marketable equity securities, net — — — — Total $12 $33 ($445) ($1,199) Debt securities Debt securities have been classified in the financial statements as available for sale or held to maturity. The following table summarizes the amortized cost, estimated fair value, and the Allowance for Credit Losses ("ACL") of debt securities and the corresponding amounts of gross unrealized gains and losses of available-for-sale securities recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses of held to maturity securities at the periods indicated: (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value September 30, 2023 Securities available for sale U.S. Treasury and government sponsored entities $614,215 $— ($35,580) $— $578,635 Municipal securities 820 — (11) — 809 Corporate bonds 14,015 50 (587) — 13,478 Collateralized loan obligations 60,164 — (936) — 59,228 Total securities available for sale $689,214 $50 ($37,114) $— $652,150 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2023 Securities held to maturity Corporate bonds $36,750 $— ($4,517) $32,233 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $36,750 $— ($4,517) $32,233 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value December 31, 2022 Securities available for sale U.S. Treasury and government sponsored entities $634,582 $1 ($39,422) $— $595,161 Municipal securities 820 — (25) — 795 Corporate bonds 24,281 37 (674) — 23,644 Collateralized loan obligations 59,434 — (2,005) — 57,429 Total securities available for sale $719,117 $38 ($42,126) $— $677,029 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2022 Securities held to maturity Corporate bonds $36,750 $— ($4,111) $32,639 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $36,750 $— ($4,111) $32,639 Gross unrealized losses on available for sale securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2023 and December 31, 2022 were as follows: Less Than 12 Months More Than 12 Months Total (In Thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses September 30, 2023 Securities available for sale U.S. Treasury and government sponsored entities $42,827 ($658) $535,809 ($34,922) $578,636 ($35,580) Corporate bonds — — 6,431 (587) 6,431 (587) Collateralized loan obligations 9,874 (126) 49,354 (810) 59,228 (936) Municipal securities — — 809 (11) 809 (11) Total $52,701 ($784) $592,403 ($36,330) $645,104 ($37,114) December 31, 2022: Securities available for sale U.S. Treasury and government sponsored entities $282,319 ($8,876) $302,840 ($30,546) $585,159 ($39,422) Corporate bonds 13,216 (43) 4,394 (631) 17,610 (674) Collateralized loan obligations 22,309 (632) 35,120 (1,373) 57,429 (2,005) Municipal securities 795 (25) — — 795 (25) Total $318,639 ($9,576) $342,354 ($32,550) $660,993 ($42,126) Management evaluates available for sale debt securities in unrealized loss positions to determine whether the impairment is due to credit-related factors or noncredit-related factors. Consideration is given to the extent to which the fair value is less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value. At September 30, 2023, the Company had 82 available for sale securities in an unrealized loss position without an ACL. At September 30, 2023, the Company had five held to maturity securities in an unrealized loss position without an ACL. Management does not have the intent to sell any of these securities and believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. The fair value is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. Accordingly, as of September 30, 2023, management believes that the unrealized losses detailed in the previous table are due to noncredit-related factors, primarily changes in interest rates, and therefore no losses have been recognized in the Company's Consolidated Statements of Income. At September 30, 2023 and December 31, 2022, carrying amounts of $168.4 million and $59.3 million in securities were pledged for deposits and borrowings, respectively. The amortized cost and estimated fair values of debt securities at September 30, 2023, are distributed by contractual maturity as shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (In Thousands) Amortized Cost Fair Value US Treasury and government sponsored entities Within 1 year $134,494 $132,302 1-5 years 479,721 446,333 Total $614,215 $578,635 Corporate bonds Within 1 year $2,000 $1,981 1-5 years 22,015 20,836 5-10 years 26,750 25,842 Total $50,765 $48,659 Collateralized loan obligations 5-10 years $29,670 $29,450 Over 10 years 30,494 29,778 Total $60,164 $59,228 Municipal securities Within 1 year $820 $809 Total $820 $809 There were no proceeds from sales of investment securities for the three or nine-month periods ending September 30, 2023 and 2022. A summary of interest income for the three and nine-month periods ending September 30, 2023 and 2022, on available for sale investment securities are as follows: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) 2023 2022 2023 2022 US Treasury and government sponsored entities $2,794 $2,137 $8,424 $4,375 Other 1,214 781 3,505 1,595 Total taxable interest income $4,008 $2,918 $11,929 $5,970 Municipal securities $4 $4 $13 $13 Total tax-exempt interest income $4 $4 $13 $13 Total $4,012 $2,922 $11,942 $5,983

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Loans and Allowance for Credit Losses	Loans and Allowance for Credit Losses Loans Held for Sale Loans held for sale are comprised entirely of 1-4 family residential mortgage loans as of September 30, 2023 and December 31, 2022. Loans Held for Investment The following table presents amortized cost and unpaid principal balance of loans, categorized by the segments used in the Company's Current Expected Credit Losses (“CECL”) methodology to assess credit risk, for the periods indicated: September 30, 2023 December 31, 2022 (In Thousands) Amortized Cost Unpaid Principal Difference Amortized Cost Unpaid Principal Difference Commercial & industrial loans $415,898 $417,695 ($1,797) $358,128 $359,900 ($1,772) Commercial real estate: Owner occupied properties 357,455 359,019 (1,564) 349,973 351,580 (1,607) Non-owner occupied and multifamily properties 506,256 509,939 (3,683) 482,270 486,021 (3,751) Residential real estate: 1-4 family residential properties secured by first liens 180,849 180,719 130 73,381 73,674 (293) 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 27,535 27,342 193 20,259 20,103 156 1-4 family residential construction loans 32,185 32,374 (189) 44,000 44,314 (314) Other construction, land development and raw land loans 119,716 120,909 (1,193) 99,182 100,075 (893) Obligations of states and political subdivisions in the US 30,463 30,465 (2) 32,539 32,540 (1) Agricultural production, including commercial fishing 40,923 41,143 (220) 34,099 34,263 (164) Consumer loans 5,986 5,930 56 4,335 4,293 42 Other loans 2,825 2,842 (17) 3,619 3,632 (13) Total 1,720,091 1,728,377 (8,286) 1,501,785 1,510,395 (8,610) Allowance for credit losses (16,491) (13,838) $1,703,600 $1,728,377 ($8,286) $1,487,947 $1,510,395 ($8,610) The difference between the amortized cost and unpaid principal balance is net deferred origination fees totaling $8.3 million at September 30, 2023 and $8.6 million at December 31, 2022. Accrued interest on loans, which is excluded from the amortized cost of loans held for investment, totaled $8.0 million and $5.5 million at September 30, 2023 and December 31, 2022, respectively, and is included in other assets in the Consolidated Balance Sheets. Amortized cost in the above table includes $3.2 million and $7.1 million as of September 30, 2023 and December 31, 2022, respectively, in Paycheck Protection Program loans administered by the U.S. Small Business Administration ("SBA") within the Commercial & industrial loan segment. Allowance for Credit Losses The table below presents activity in the ACL related to loans held for investment for the periods indicated. The ACL for loans held for investment increased $2.7 million from December 31, 2022 primarily due to higher non-government guaranteed loan balances as well as a decrease in estimated prepayment rates in the Company's discounted cash flow model given the current economic environment. These changes were only partially offset by a decrease in the Company's forecasted future unemployment rates. Three Months Ended September 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2023 Commercial & industrial loans $3,418 ($55) ($91) $181 $3,453 Commercial real estate: Owner occupied properties 2,807 (15) — — 2,792 Non-owner occupied and multifamily properties 3,260 (36) — — 3,224 Residential real estate: 1-4 family residential properties secured by first liens 3,206 334 — — 3,540 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 423 78 — 5 506 1-4 family residential construction loans 206 (31) — — 175 Other construction, land development and raw land loans 1,996 480 — — 2,476 Obligations of states and political subdivisions in the US 88 (11) — — 77 Agricultural production, including commercial fishing 162 2 — — 164 Consumer loans 74 4 — 1 79 Other loans 5 — — — 5 Total $15,645 $750 ($91) $187 $16,491 2022 Commercial & industrial loans $2,961 ($1,344) ($45) $1,325 $2,897 Commercial real estate: Owner occupied properties 2,573 132 — 55 2,760 Non-owner occupied and multifamily properties 3,107 120 — — 3,227 Residential real estate: 1-4 family residential properties secured by first liens 620 73 — 5 698 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 327 30 — 9 366 1-4 family residential construction loans 231 50 — — 281 Other construction, land development and raw land loans 1,462 15 — — 1,477 Obligations of states and political subdivisions in the US 59 4 — — 63 Agricultural production, including commercial fishing 127 13 — — 140 Consumer loans 64 3 (3) 2 66 Other loans 6 1 — — 7 Total $11,537 ($903) ($48) $1,396 $11,982 Nine Months Ended September 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2023 Commercial & industrial loans $2,914 $412 ($140) $267 $3,453 Commercial real estate: Owner occupied properties 3,094 (302) — — 2,792 Non-owner occupied and multifamily properties 3,615 (391) — — 3,224 Residential real estate: 1-4 family residential properties secured by first liens 1,413 2,127 — — 3,540 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 389 100 — 17 506 1-4 family residential construction loans 312 (137) — — 175 Other construction, land development and raw land loans 1,803 673 — — 2,476 Obligations of states and political subdivisions in the US 79 (2) — — 77 Agricultural production, including commercial fishing 145 19 — — 164 Consumer loans 68 21 (14) 4 79 Other loans 6 (1) — — 5 Total $13,838 $2,519 ($154) $288 $16,491 2022 Commercial & industrial loans $3,027 ($1,065) ($506) $1,441 $2,897 Commercial real estate: Owner occupied properties 3,176 (471) — 55 2,760 Non-owner occupied and multifamily properties 2,930 297 — — 3,227 Residential real estate: 1-4 family residential properties secured by first liens 439 254 — 5 698 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 215 121 — 30 366 1-4 family residential construction loans 120 161 — — 281 Other construction, land development and raw land loans 1,635 (158) — — 1,477 Obligations of states and political subdivisions in the US 32 31 — — 63 Agricultural production, including commercial fishing 91 34 — 15 140 Consumer loans 67 (1) (3) 3 66 Other loans 7 — — — 7 Total $11,739 ($797) ($509) $1,549 $11,982 The following table shows gross charge-offs by grade and by year of loan origination for the periods indicated: Nine Months Ended September 30, (In Thousands) 2023 2022 2021 2020 2019 Prior Total 2023 Commercial & industrial loans $— $— $49 $— $— $91 $140 Consumer loans — 1 — — — 13 14 Total $— $1 $49 $— $— $104 $154 Credit Quality Information As part of the on-going monitoring of the credit quality of the Company’s loan portfolio, management utilizes a loan risk grading system called the Asset Quality Rating (“AQR”) system to assign a risk classification to each of its loans. The risk classification is a dual rating system that contemplates both probability of default and risk of loss given default. Loans are graded on a scale of 1 to 10 and, loans graded 1 – 6 are considered “pass” grade loans. Loans graded 7 or higher are considered “classified” loans. A description of the general characteristics of the AQR risk classifications are as follows: Pass grade loans – 1 through 6: The borrower demonstrates sufficient cash flow to fund debt service, including acceptable profit margins, cash flows, liquidity and other balance sheet ratios. Historic and projected performance indicates that the borrower is able to meet obligations under most economic circumstances. The borrower has competent management with an acceptable track record. The category does not include loans with undue or unwarranted credit risks that constitute identifiable weaknesses. Classified loans: Special Mention – 7: A “special mention” credit has weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset at some future date. Substandard – 8: A “substandard” credit is inadequately protected by the current worth and paying capacity of the obligor or by the collateral pledged, if any. Assets so classified must have a well-defined weakness, or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that Northrim Bank will sustain some loss if the deficiencies are not corrected. Doubtful – 9: An asset classified “doubtful” has all the weaknesses inherent in one that is classified "substandard-8" with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions, and values, highly questionable and improbable. The loan has substandard characteristics, and available information suggests that it is unlikely that the loan will be repaid in its entirety. Loss – 10: An asset classified “loss” is considered uncollectible and of such little value that its continuance on the books is not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this basically worthless asset, even though partial recovery may be affected in the future. The following tables present the Company's portfolio of risk-rated loans by grade and by year of origination. Management considers the guidance in ASC 310-20 when determining whether a modification, extension, or renewal of loan constitutes a current period origination. Generally, current period renewals of credit are re-underwritten at the point of renewal and considered current period originations for purposes of the table below. September 30, 2023 2023 2022 2021 2020 2019 Prior Total (In Thousands) Commercial & industrial loans Pass $96,467 $123,831 $58,372 $24,947 $14,227 $48,281 $366,125 Classified 3,916 18,880 17,231 7,235 65 2,446 49,773 Total commercial & industrial loans $100,383 $142,711 $75,603 $32,182 $14,292 $50,727 $415,898 Commercial real estate: Owner occupied properties Pass $26,585 $68,242 $72,939 $83,211 $30,245 $73,253 $354,475 Classified — — — 1,152 — 1,828 2,980 Total commercial real estate owner occupied properties $26,585 $68,242 $72,939 $84,363 $30,245 $75,081 $357,455 Non-owner occupied and multifamily properties Pass $38,234 $95,181 $83,998 $69,550 $56,536 $153,324 $496,823 Classified — — — — — 9,433 9,433 Total commercial real estate non-owner occupied and multifamily properties $38,234 $95,181 $83,998 $69,550 $56,536 $162,757 $506,256 Residential real estate: 1-4 family residential properties secured by first liens Pass $114,314 $48,278 $5,120 $4,736 $2,434 $5,835 $180,717 Classified — — — — — 132 132 Total residential real estate 1-4 family residential properties secured by first liens $114,314 $48,278 $5,120 $4,736 $2,434 $5,967 $180,849 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $10,648 $5,283 $2,446 $1,452 $2,324 $5,053 $27,206 Classified — — — — — 329 329 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $10,648 $5,283 $2,446 $1,452 $2,324 $5,382 $27,535 1-4 family residential construction loans Pass $16,057 $6,205 $1,118 $21 $— $8,675 $32,076 Classified — — — — — 109 109 Total residential real estate 1-4 family residential construction loans $16,057 $6,205 $1,118 $21 $— $8,784 $32,185 Other construction, land development and raw land loans Pass $18,172 $53,412 $33,797 $3,186 $1,479 $7,897 $117,943 Classified — — — — — 1,773 1,773 Total other construction, land development and raw land loans $18,172 $53,412 $33,797 $3,186 $1,479 $9,670 $119,716 Obligations of states and political subdivisions in the US Pass $— $30,341 $— $— $— $122 $30,463 Classified — — — — — — — Total obligations of states and political subdivisions in the US $— $30,341 $— $— $— $122 $30,463 Agricultural production, including commercial fishing Pass $7,842 $9,892 $17,095 $3,567 $589 $1,938 $40,923 Classified — — — — — — — Total agricultural production, including commercial fishing $7,842 $9,892 $17,095 $3,567 $589 $1,938 $40,923 Consumer loans Pass $2,791 $1,094 $282 $394 $279 $1,133 $5,973 Classified — 13 — — — — 13 Total consumer loans $2,791 $1,107 $282 $394 $279 $1,133 $5,986 Other loans Pass $590 $190 $313 $1,379 $331 $22 $2,825 Classified — — — — — — — Total other loans $590 $190 $313 $1,379 $331 $22 $2,825 Total loans Pass $331,700 $441,949 $275,480 $192,443 $108,444 $305,533 $1,655,549 Classified 3,916 18,893 17,231 8,387 65 16,050 64,542 Total loans $335,616 $460,842 $292,711 $200,830 $108,509 $321,583 $1,720,091 Total pass loans $331,700 $441,949 $275,480 $192,443 $108,444 $305,533 $1,655,549 Government guarantees (842) (8,194) (19,164) (2,469) (12,321) (7,726) (50,716) Total pass loans, net of government guarantees $330,858 $433,755 $256,316 $189,974 $96,123 $297,807 $1,604,833 Total classified loans $3,916 $18,893 $17,231 $8,387 $65 $16,050 $64,542 Government guarantees (3,849) (16,896) (15,331) (7,259) — (8,500) (51,835) Total classified loans, net government guarantees $67 $1,997 $1,900 $1,128 $65 $7,550 $12,707 December 31, 2022 2022 2021 2020 2019 2018 Prior Total (In Thousands) Commercial & industrial loans Pass $157,555 $86,543 $37,147 $17,881 $9,844 $40,571 $349,541 Classified 137 4,879 397 91 2,737 346 8,587 Total commercial & industrial loans $157,692 $91,422 $37,544 $17,972 $12,581 $40,917 $358,128 Commercial real estate: Owner occupied properties Pass $66,955 $70,777 $90,496 $32,564 $13,233 $69,701 $343,726 Classified — — 1,261 — 165 4,821 6,247 Total commercial real estate owner occupied properties $66,955 $70,777 $91,757 $32,564 $13,398 $74,522 $349,973 Non-owner occupied and multifamily properties Pass $94,412 $82,352 $71,407 $58,033 $16,905 $149,223 $472,332 Classified — — — 274 3 9,661 9,938 Total commercial real estate non-owner occupied and multifamily properties $94,412 $82,352 $71,407 $58,307 $16,908 $158,884 $482,270 Residential real estate: 1-4 family residential properties secured by first liens Pass $52,117 $5,088 $6,001 $2,535 $462 $6,968 $73,171 Classified — — — — 79 131 210 Total residential real estate 1-4 family residential properties secured by first liens $52,117 $5,088 $6,001 $2,535 $541 $7,099 $73,381 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $6,992 $3,376 $2,041 $2,763 $2,781 $2,060 $20,013 Classified — — — 239 7 246 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $6,992 $3,376 $2,041 $2,763 $3,020 $2,067 $20,259 1-4 family residential construction loans Pass $26,860 $3,897 $61 $— $— $13,073 $43,891 Classified — — — — — 109 109 Total residential real estate 1-4 family residential construction loans $26,860 $3,897 $61 $— $— $13,182 $44,000 Other construction, land development and raw land loans Pass $38,673 $42,448 $5,740 $1,713 $3,675 $5,112 $97,361 Classified — — — — 369 1,452 1,821 Total other construction, land development and raw land loans $38,673 $42,448 $5,740 $1,713 $4,044 $6,564 $99,182 Obligations of states and political subdivisions in the US Pass $32,319 $— $— $— $219 $1 $32,539 Classified — — — — — — — Total obligations of states and political subdivisions in the US $32,319 $— $— $— $219 $1 $32,539 Agricultural production, including commercial fishing Pass $9,748 $17,692 $3,740 $604 $879 $1,436 $34,099 Classified — — — — — — — Total agricultural production, including commercial fishing $9,748 $17,692 $3,740 $604 $879 $1,436 $34,099 Consumer loans Pass $1,513 $363 $481 $345 $235 $1,391 $4,328 Classified — — — — — 7 7 Total consumer loans $1,513 $363 $481 $345 $235 $1,398 $4,335 Other loans Pass $1,291 $330 $1,547 $384 $— $67 $3,619 Classified — — — — — — — Total other loans $1,291 $330 $1,547 $384 $— $67 $3,619 Total loans Pass $488,435 $312,866 $218,661 $116,822 $48,233 $289,603 $1,474,620 Classified 137 4,879 1,658 365 3,592 16,534 27,165 Total loans $488,572 $317,745 $220,319 $117,187 $51,825 $306,137 $1,501,785 Total pass loans $488,435 $312,866 $218,661 $116,822 $48,233 $289,603 $1,474,620 Government guarantees (25,172) (36,531) (9,751) (12,885) (2,964) (5,314) (92,617) Total pass loans, net of government guarantees $463,263 $276,335 $208,910 $103,937 $45,269 $284,289 $1,382,003 Total classified loans $137 $4,879 $1,658 $365 $3,592 $16,534 $27,165 Government guarantees — (4,396) (1,135) — — (9,293) (14,824) Total classified loans, net government guarantees $137 $483 $523 $365 $3,592 $7,241 $12,341 Past Due Loans: The following tables present an aging of contractually past due loans as of the periods presented: (In Thousands) 30-59 Days 60-89 Days Greater Than Total Past Current Total Greater Than 90 Days Past Due Still Accruing September 30, 2023 Commercial & industrial loans $3,748 $— $297 $4,045 $411,853 $415,898 $— Commercial real estate: Owner occupied properties — — 271 271 357,184 357,455 — Non-owner occupied and multifamily properties 380 — — 380 505,876 506,256 — Residential real estate: 1-4 family residential properties secured by first liens — — 28 28 180,821 180,849 28 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 159 159 27,376 27,535 — 1-4 family residential construction loans — — 109 109 32,076 32,185 — Other construction, land development and raw land loans — 1,545 1,545 118,171 119,716 — Obligations of states and political subdivisions in the US — — — — 30,463 30,463 — Agricultural production, including commercial fishing — — — — 40,923 40,923 — Consumer loans — 13 — 13 5,973 5,986 — Other loans — — — — 2,825 2,825 — Total $4,128 $13 $2,409 $6,550 $1,713,541 $1,720,091 $28 December 31, 2022 Commercial & industrial loans $37 $521 $56 $614 $357,514 $358,128 $— Commercial real estate: Owner occupied properties — — 798 798 349,175 349,973 — Non-owner occupied and multifamily properties — — 274 274 481,996 482,270 — Residential real estate: 1-4 family residential properties secured by first liens 60 79 72 211 73,170 73,381 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 112 — 127 239 20,020 20,259 — 1-4 family residential construction loans — — 109 109 43,891 44,000 — Other construction, land development and raw land loans — — 1,545 1,545 97,637 99,182 — Obligations of states and political subdivisions in the US — — — — 32,539 32,539 — Agricultural production, including commercial fishing — — — — 34,099 34,099 — Consumer loans 6 80 — 86 4,249 4,335 — Other loans — — — — 3,619 3,619 — Total $215 $680 $2,981 $3,876 $1,497,909 $1,501,785 $— Nonaccrual loans: Nonaccrual loans net of government guarantees totaled $5.0 million and $6.4 million at September 30, 2023 and December 31, 2022, respectively. The following table presents loans on nonaccrual status and loans on nonaccrual status for the periods presented for which there was no related ACL. All loans with no ACL are individually evaluated for credit losses in the Company's CECL methodology. September 30, 2023 December 31, 2022 (In Thousands) Nonaccrual Nonaccrual With No ACL Nonaccrual Nonaccrual With No ACL Commercial & industrial loans $4,254 $4,056 $3,294 $3,287 Commercial real estate: Owner occupied properties 306 271 1,457 1,457 Non-owner occupied and multifamily properties — — 274 274 Residential real estate: 1-4 family residential properties secured by first liens 53 — 151 144 1-4 family residential properties secured by junior liens 225 119 246 198 1-4 family residential construction loans 109 109 109 109 Other construction, land development and raw land loans 1,545 1,545 1,545 1,545 Total nonaccrual loans 6,492 6,100 7,076 7,014 Government guarantees on nonaccrual loans (1,455) (1,455) (646) (646) Net nonaccrual loans $5,037 $4,645 $6,430 $6,368 There was no interest on nonaccrual loans reversed through interest income during three and nine-month periods ending September 30, 2023. There was no interest on nonaccrual loans reversed through interest income during the three-month period ending September 30, 2022 and $2,000 interest on nonaccrual loans reversed through interest income during the nine-month period ending September 30, 2022. There was no interest earned on nonaccrual loans with a principal balance during the three and nine-month periods ending September 30, 2023 and September 30, 2022. However, the Company recognized interest income of $200,000 and $1.2 million in the three-month periods ending September 30, 2023 and 2022, respectively, and $584,000 and $2.1 million in the nine-month periods ending September 30, 2023 and 2022, respectively, related to interest collected on nonaccrual loans whose principal had been paid down to zero. Loan Modifications: The Company modifies loans to borrowers experiencing financial difficulty as a normal part of our business. These modifications include providing term extensions/modifications, payment modifications, interest rate modifications, or, on rare occasions, principal forgiveness. When principal forgiveness is provided, the amount of forgiveness is charged-off against the ACL. The Company may provide multiple types of concessions on one loan. As discussed in Note 1, the Company adopted ASU 2022-02 effective January 1, 2023. ASU 2022-02 eliminates the accounting guidance for loans classified as TDRs. TDRs totaled $5.1 million at December 31, 2022. The following table shows the amortized cost basis of the loans that were both experiencing financial difficulty and modified as of the dates indicated, by class and type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers experiencing financial difficulty as compared to the amortized cost basis of each class of financing receivable is also presented below: Three Months Ended September 30, 2023 Term Modification Term and payment modifications Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial real estate: Owner occupied properties $— $271 $271 0.08 % Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 119 — 119 0.43 % 1-4 family residential construction loans 109 — 109 0.34 % Other construction, land development and raw land loans 968 577 1,545 1.29 % Total $1,196 $848 $2,044 0.12 % Nine Months Ended September 30, 2023 Term Modification Payment Modification Term and payment modifications Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial & industrial loans $1,511 $1,985 $— $3,496 0.84 % Commercial real estate: Owner occupied properties — — 271 271 0.08 % Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 119 — — 119 0.43 % 1-4 family residential construction loans 109 — — 109 0.34 % Other construction, land development and raw land loans 968 — 577 1,545 1.29 % Total $2,707 $1,985 $848 $5,540 0.32 % The Company has no outstanding commitments to the borrowers included in the previous table. The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty as of the dates indicated: Three Months Ended September 30, 2023 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial real estate: Owner occupied properties — — % 5 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — % 5 1-4 family residential construction loans — — % 5 Other construction, land development and raw land loans — — % 5 Nine Months Ended September 30, 2023 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial & industrial loans $— — % 20 Commercial real estate: Owner occupied properties — — % 5 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — % 5 1-4 family residential construction loans — — % 5 Other construction, land development and raw land loans — — % 5 The Company monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the payment performance of such loans as of the dates indicated: September 30, 2023 30-59 Days Past Due 60-89 Days Past Due Greater Than 89 Days Past Due Total Past Due (In Thousands) Commercial real estate: Owner occupied properties $— $— $271 $271 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 119 119 1-4 family residential construction loans — — 109 109 Other construction, land development and raw land loans — — 1,545 1,545 Total $— $— $2,044 $2,044 The following table presents the amortized cost basis of loans that had a payment default during the three-months ended September 30, 2023 and were modified in the twelve months prior to that default to borrowers experiencing financial difficulty: September 30, 2023 Term modification Term and payment modification (In Thousands) Commercial real estate: Owner occupied properties $— $271 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 119 — 1-4 family residential construction loans 109 — Other construction, land development and raw land loans 968 577 Total $1,196 $848 Upon the Company's determination that a modified loan (or a portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount. The provisions of the Coronavirus Aid, Relief, and Economic Security ("CARES") Act included an election to not apply the guidance on accounting for TDRs to loan modifications, such as extensions or deferrals, related to COVID-19 made between March 1, 2020 and the earlier of (i) January 1, 2022 or (ii) 60 days after the end of the COVID-19 national emergency. The relief can only be applied to modifications for borrowers that were not more than 30 days past due as of December 31, 2019. The Company has elected to adopt these provisions of the CARES Act. As of September 30, 2023, the Company has no loan modifications related to COVID-19, which are not classified as TDRs. At December 31, 2022, the Company had made the following types of loan modifications related to COVID-19 with a principal balance outstanding of: Loan Modifications due to COVID-19 as of December 31, 2022 (Dollars in thousands) Interest Only Full Payment Deferral Total Portfolio loans $999 $— $999 Number of modifications 1 — 1

Purchased Receivables

Purchased Receivables	9 Months Ended
	Sep. 30, 2023
Purchased Receivables [Abstract]
Purchased Receivables	Purchased Receivables Purchased receivables are carried at their principal amount outstanding, net of an ACL, and have a maturity of less than one year. There were no purchased receivables past due at September 30, 2023 or December 31, 2022, and there were no restructured purchased receivables at September 30, 2023 or December 31, 2022. Income on purchased receivables is accrued and recognized on the principal amount outstanding using an effective interest method except when management believes doubt exists as to the collectability of the income or principal. There were no nonperforming purchased receivables as of September 30, 2023 or December 31, 2022. There was no activity and no balance in the ACL for purchased receivables as of September 30, 2023 or December 31, 2022. The following table summarizes the components of net purchased receivables for the dates indicated: (In Thousands) September 30, 2023 December 31, 2022 Purchased receivables $34,578 $19,994 Allowance for credit losses - purchased receivables — — Total $34,578 $19,994

Servicing Rights

Servicing Rights	9 Months Ended
	Sep. 30, 2023
Transfers and Servicing [Abstract]
Servicing Rights	Servicing Rights Mortgage servicing rights The following table details the activity in the Company's mortgage servicing rights ("MSR") for the three and nine-month periods ended September 30, 2023 and 2022: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) 2023 2022 2023 2022 Balance, beginning of period $18,248 $16,301 $18,635 $13,724 Additions for new MSR capitalized 1,458 1,263 2,440 3,378 Changes in fair value: Due to changes in model inputs of assumptions (1) — 555 (215) 1,522 Other (2) (310) (410) (1,464) (915) Balance, end of period $19,396 $17,709 $19,396 $17,709 (1) Principally reflects changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates. (2) Represents changes due to collection/realization of expected cash flows over time. The following table details information related to our serviced mortgage loan portfolio as of September 30, 2023 and December 31, 2022: (In Thousands) September 30, 2023 December 31, 2022 Balance of mortgage loans serviced for others $982,098 $898,840 Weighted average rate of note 3.82 % 3.47 % MSR as a percentage of serviced loans 1.97 % 2.07 % The Company recognized servicing fees of $937,000 and $858,000 during the three-month periods ending September 30, 2023 and 2022, respectively, and $2.7 million and $2.4 million during the nine-month periods ending September 30, 2023 and 2022, respectively, which includes contractually specified servicing fees and ancillary fees as a component of other noninterest income in the Company's Consolidated Statements of Income. The following table outlines the weighted average key assumptions used in measuring the fair value of MSRs and the sensitivity of the current fair value of MSRs to immediate adverse changes in those assumptions as of the dates indicated. See Note 8 for additional information on key assumptions for MSRs. (In Thousands) September 30, 2023 December 31, 2022 Fair value of MSRs $19,396 $18,635 Expected weighted-average life (in years) 10.82 9.46 Key assumptions: Constant prepayment rate 1 7.88 % 6.64 % Impact on fair value from 10% adverse change ($536) ($518) Impact on fair value from 25% adverse change ($984) ($1,233) Discount rate 10.97 % 11.25 % Impact on fair value from 100 basis point increase ($821) ($635) Impact on fair value from 200 basis point increase ($1,579) ($1,224) Cost to service assumptions ($ per loan) $82 $91 Impact on fair value from 10% adverse change ($156) ($153) Impact on fair value from 25% adverse change ($389) ($382) 1 Prepayment speeds are influenced by mortgage interest rates as well as our estimation of drivers of borrower behavior. These sensitivities in the preceding table are hypothetical and caution should be exercised when relying on this data. Changes in value based on variations in assumptions generally cannot be extrapolated because the relationship of the change in the assumption to the change in the value may not be linear. Also, the effect of a variation in a particular assumption on the value of the MSR held is calculated independently without changing any other assumptions. In reality, changes in one factor may result in changes in others, which might magnify or counteract the sensitivities. Commercial servicing rights The commercial servicing rights asset ("CSR") has a carrying value of $2.1 million at September 30, 2023 and December 31, 2022, respectively, and is included in other assets and carried at fair value on the Company's Consolidated Balance Sheets. Total commercial loans serviced for others were $283.7 million and $285.3 million at September 30, 2023 and December 31, 2022, respectively. Key assumptions used in measuring the fair value of the CSR as of September 30, 2023 and December 31, 2022 include a constant prepayment rate of 10.19% and a discount rate of 12.00%.

Leases

Leases	9 Months Ended
	Sep. 30, 2023
Leases [Abstract]
Leases	Leases The Company's lease commitments consist primarily of agreements to lease land and office facilities that it occupies to operate several of its retail branch locations that are classified as operating leases and are recognized on the balance sheet as right-of-use (“ROU”) assets and lease liabilities. As of September 30, 2023, the Company has operating lease ROU assets of $9.7 million and operating lease liabilities of $9.7 million. As of December 31, 2022, the Company had operating lease ROU assets of $9.9 million and operating lease liabilities of $9.9 million. The Company did not have any agreements that are classified as finance leases as of September 30, 2023 or December 31, 2022. The following table presents additional information about the Company's operating leases for the periods indicated: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) 2023 2022 2023 2022 Lease Cost Operating lease cost (1) $708 $693 $2,109 $2,046 Short term lease cost (1) 36 9 115 26 Total lease cost $744 $702 $2,224 $2,072 Other information Operating leases - operating cash flows $1,966 $1,901 Weighted average lease term - operating leases, in years 10.23 10.39 Weighted average discount rate - operating leases 3.54 % 3.28 % (1) Expenses are classified within occupancy expense on the Consolidated Statements of Income. The table below reconciles the remaining undiscounted cash flows for the next five years for each twelve-month period presented (unless otherwise indicated) and the total of the subsequent remaining years to the operating lease liabilities recorded on the balance sheet: (In Thousands) Operating Leases 2023 (Three months) $662 2024 2,637 2025 2,285 2026 1,130 2027 731 Thereafter 4,418 Total minimum lease payments $11,863 Less: amount of lease payment representing interest (2,190) Present value of future minimum lease payments $9,673

Derivatives

Derivatives	9 Months Ended
	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	Derivatives Derivatives swaps related to community banking activities The Company enters into commercial loan interest rate swap agreements with commercial banking customers which are offset with a corresponding swap agreement with a third party financial institution (“counterparty”). The Company has agreements with its counterparties that contain provisions that provide that if the Company fails to maintain its status as a “well-capitalized” institution under regulatory guidelines, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. These agreements also require that the Company and the counterparty collateralize any fair value shortfalls that exceed $250,000 with eligible collateral, which includes cash and securities backed with the full faith and credit of the federal government. Similarly, the Company could be required to settle its obligations under the agreement if specific regulatory events occur, such as if the Company were issued a prompt corrective action directive or a cease and desist order, or if certain regulatory ratios fall below specified levels. The Company pledged $552,000 as of September 30, 2023 and $553,000 as of December 31, 2022, in available for sale securities to collateralize fair value shortfalls on interest rate swap agreements. The Company had interest rate swaps related to commercial loans with an aggregate notional amount of $219.8 million and $226.2 million at September 30, 2023 and December 31, 2022, respectively. At September 30, 2023, the notional amount of interest rate swaps is made up of 20 variable to fixed rate swaps to commercial loan customers totaling $109.9 million, and 20 fixed to variable rate swaps with a counterparty totaling $109.9 million. Changes in fair value from these 20 interest rate swaps offset each other in the first nine months of 2023. The Company recognized no fee income related to interest rate swaps in the three-month periods ending September 30, 2023 and 2022, respectively, and $61,000 and $90,000 in fee income related to interest rate swaps in the nine-month periods ending September 30, 2023 and 2022, respectively. Interest rate swap income is recorded in other operating income on the Consolidated Statements of Income. None of these interest rate swaps are designated as hedging instruments. The Company has an interest rate swap to hedge the variability in cash flows arising out of its junior subordinated debentures, which is floating rate debt, by swapping the cash flows with an interest rate swap which receives floating and pays fixed. The Company has designated this interest rate swap as a hedging instrument. The interest rate swap effectively fixes the Company's interest payments on the $10.0 million of junior subordinated debentures held under Northrim Statutory Trust 2 at 3.72% through its maturity date. As of September 30, 2023, the floating rate that the dealer pays is equal to the three month Secured Overnight Financing Rate, also known as SOFR, plus 1.63% which reprices quarterly on the payment date. This rate was 7.04% as of September 30, 2023. The Company pledged $130,000 in cash to collateralize initial margin and fair value exposure of our counterparty on this interest rate swap as of September 30, 2023 and $130,000 as of December 31, 2022. Changes in the fair value of this interest rate swap are reported in other comprehensive income on the Consolidated Statements of Income. The unrealized gain, net of tax on this interest rate swap was $1.5 million as of September 30, 2023 and the unrealized gain, net of tax was $1.0 million as of December 31, 2022. Derivatives related to home mortgage banking activities The Company also uses derivatives to hedge the risk of changes in the fair values of interest rate lock commitments. The Company enters into commitments to originate residential mortgage loans at specific rates; the value of these commitments are detailed in the table below as “interest rate lock commitments”. The Company also hedges the interest rate risk associated with its residential mortgage loan commitments, which are referred to as "retail interest rate contracts" in the table below. Market risk with respect to commitments to originate loans arises from changes in the value of contractual positions due to changes in interest rates. RML had commitments to originate mortgage loans held for sale totaling $50.1 million and $29.1 million at September 30, 2023 and December 31, 2022, respectively. Changes in the value of RML's interest rate derivatives are recorded in mortgage banking income on the Consolidated Statements of Income. None of these derivatives are designated as hedging instruments. The following table presents the fair value of derivatives not designated as hedging instruments at September 30, 2023 and December 31, 2022: (In Thousands) Asset Derivatives September 30, 2023 December 31, 2022 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other assets $15,797 $12,725 Interest rate lock commitments Other assets 518 440 Retail interest rate contracts Other assets 145 — Total $16,460 $13,165 (In Thousands) Liability Derivatives September 30, 2023 December 31, 2022 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other liabilities $15,797 $12,725 Retail interest rate contracts Other liabilities — 3 Total $15,797 $12,728 The following table presents the net gains (losses) of derivatives not designated as hedging instruments for periods indicated below: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) Income Statement Location 2023 2022 2023 2022 Retail interest rate contracts Mortgage banking income $84 $1,347 $375 $4,297 Interest rate lock commitments Mortgage banking income (312) (1,365) 46 (1,016) Total ($228) ($18) $421 $3,281 Our derivative transactions with counterparties under International Swaps and Derivative Association master agreements include “right of set-off” provisions. “Right of set-off” provisions are legally enforceable rights to offset recognized amounts and there may be an intention to settle such amounts on a net basis. We do not offset such financial instruments for financial reporting purposes. The following table summarizes the derivatives that have a right of offset as of September 30, 2023 and December 31, 2022: September 30, 2023 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $15,797 $— $15,797 $— $— $15,797 Retail interest rate contracts 145 — 145 — — 145 Liability Derivatives Interest rate swaps $15,797 $— $15,797 $— $15,797 $— December 31, 2022 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $12,725 $— $12,725 $— $— $12,725 Liability Derivatives Interest rate swaps $12,725 $— $12,725 $— $12,725 $— Retail interest rate contracts 3 — 3 — — 3

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Assets and Liabilities Measured at Fair Value on a Recurring Basis Investment securities available for sale and marketable equity securities : Fair values are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Servicing rights: MSR and CSR are measured at fair value on a recurring basis. These assets are classified as Level 3 as quoted prices are not available. In order to determine the fair value of MSR and CSR, the present value of net expected future cash flows is estimated. Assumptions used include market discount rates, anticipated prepayment speeds, escrow calculations, delinquency rates, and ancillary fee income net of servicing costs. Derivative instruments: The fair value of the interest rate lock commitments are estimated using quoted or published market prices for similar instruments, adjusted for factors such as pull-through rate assumptions based on historical information, where appropriate. The pull-through rate assumptions are considered Level 3 valuation inputs and are significant to the interest rate lock commitment valuation; as such, the interest rate lock commitment derivatives are classified as Level 3. Interest rate contracts are valued in a model, which uses as its basis a discounted cash flow technique incorporating credit valuation adjustments to reflect nonperformance risk in the measurement of fair value. Although the Company has determined that the majority of inputs used to value its interest rate derivatives fall within Level 2 of the fair value hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the likelihood of default by itself and its counterparties. However, as of September 30, 2023, the Company has assessed the significance of the impact of these adjustments on the overall valuation of its interest rate positions and has determined that they are not significant to the overall valuation of its interest rate derivatives. As a result, the Company has classified its interest rate derivative valuations in Level 2 of the fair value hierarchy. Commitments to extend credit and standby letters of credit : The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligation with the counterparties at the reporting date. Assets Subject to Nonrecurring Adjustment to Fair Value The Company is also required to measure certain assets such as equity method investments, goodwill, intangible assets, impaired loans, and Other Real Estate Owned (“OREO”) at fair value on a nonrecurring basis in accordance with GAAP. Any nonrecurring adjustments to fair value usually result from the write-down of individual assets. The Company uses either in-house evaluations or external appraisals to estimate the fair value of OREO and impaired loans as of each reporting date. In-house appraisals are considered Level 3 inputs and external appraisals are considered Level 2 inputs. The Company’s determination of which method to use is based upon several factors. The Company takes into account compliance with legal and regulatory guidelines, the amount of the loan, the size of the assets, the location and type of property to be valued and how critical the timing of completion of the analysis is to the assessment of value. Those factors are balanced with the level of internal expertise, internal experience and market information available, versus external expertise available such as qualified appraisers, brokers, auctioneers and equipment specialists. Limitations Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Estimated fair values as of the periods indicated are as follows: September 30, 2023 December 31, 2022 (In Thousands) Carrying Amount Fair Value Carrying Amount Fair Value Financial assets: Level 1 inputs: Cash, due from banks and deposits in other banks $111,228 $111,228 $259,350 $259,350 Investment securities available for sale 327,468 327,468 356,837 356,837 Marketable equity securities 10,615 10,615 10,740 10,740 Level 2 inputs: Investment securities available for sale 324,682 324,682 320,192 320,192 Investment in Federal Home Loan Bank stock 6,334 6,334 3,816 3,816 Loans held for sale 63,151 63,151 27,538 27,538 Interest rate swaps 17,279 17,279 14,179 14,179 Retail interest rate contracts 145 145 — — Level 3 inputs: Investment securities held to maturity 36,750 32,233 36,750 32,639 Loans 1,720,091 1,594,495 1,501,785 1,408,350 Purchased receivables, net 34,578 34,578 19,994 19,994 Interest rate lock commitments 518 518 440 440 Mortgage servicing rights 19,396 19,396 18,635 18,635 Commercial servicing rights 2,118 2,118 2,129 2,129 Financial liabilities: Level 2 inputs: Deposits $2,427,930 $2,424,081 $2,387,211 $2,383,975 Borrowings 63,781 61,374 14,095 12,382 Interest rate swaps 15,797 15,797 12,725 12,725 Retail interest rate contracts — — 3 3 Level 3 inputs: Junior subordinated debentures 10,310 11,391 10,310 11,266 The following table sets forth the balances as of the periods indicated of assets and liabilities measured at fair value on a recurring basis: (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2023 Assets: Available for sale securities U.S. Treasury and government sponsored entities $578,635 $313,990 $264,645 $— Municipal securities 809 — 809 — Corporate bonds 13,478 13,478 — — Collateralized loan obligations 59,228 — 59,228 — Total available for sale securities $652,150 $327,468 $324,682 $— Marketable equity securities $10,615 $10,615 $— $— Total marketable equity securities $10,615 $10,615 $— $— Interest rate swaps $17,872 $— $17,872 $— Interest rate lock commitments 518 — — 518 Mortgage servicing rights 19,396 — — 19,396 Commercial servicing rights 2,118 — — 2,118 Retail interest rate contracts 145 — 145 — Total other assets $40,049 $— $18,017 $22,032 Liabilities: Interest rate swaps $15,797 $— $15,797 $— Total other liabilities $15,797 $— $15,797 $— December 31, 2022 Assets: Available for sale securities U.S. Treasury and government sponsored entities $595,161 $333,193 $261,968 $— Municipal securities 795 — 795 — Corporate bonds 23,644 23,644 — — Collateralized loan obligations 57,429 — 57,429 — Total available for sale securities $677,029 $356,837 $320,192 $— Marketable equity securities $10,740 $10,740 $— $— Total marketable securities $10,740 $10,740 $— $— Interest rate swaps $14,178 $— $14,178 $— Interest rate lock commitments 440 — — 440 Mortgage servicing rights 18,635 — — 18,635 Commercial servicing rights 2,129 — — 2,129 Total other assets $35,382 $— $14,178 $21,204 Liabilities: Interest rate swaps $12,725 $— $12,725 $— Retail interest rate contracts 3 — 3 — Total other liabilities $12,728 $— $12,728 $— The following tables provide a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and nine-month periods ended September 30, 2023 and 2022: (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Three Months Ended September 30, 2023 Interest rate lock commitments $851 ($267) $2,021 ($2,087) $518 $518 Mortgage servicing rights 18,248 (310) 1,458 — 19,396 — Commercial servicing rights 2,139 (39) 18 — 2,118 — Total $21,238 ($616) $3,497 ($2,087) $22,032 $518 Three Months Ended September 30, 2022 Interest rate lock commitments $2,567 ($370) $2,976 ($4,819) $354 $354 Mortgage servicing rights 16,301 145 1,263 — 17,709 — Commercial servicing rights 1,069 (75) 73 — 1,067 — Total $19,937 ($300) $4,312 ($4,819) $19,130 $354 (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Nine Months Ended September 30, 2023 Interest rate lock commitments $440 ($819) $6,253 ($5,356) $518 $518 Mortgage servicing rights 18,635 (1,679) 2,440 — 19,396 — Commercial servicing rights 2,129 (144) 133 — 2,118 — Total $21,204 ($2,642) $8,826 ($5,356) $22,032 $518 Nine Months Ended September 30, 2022 Interest rate lock commitments $1,387 ($1,399) $11,189 ($10,823) $354 $354 Mortgage servicing rights 13,724 607 3,378 — 17,709 — Commercial servicing rights 1,084 (123) 106 — 1,067 — Total $16,195 ($915) $14,673 ($10,823) $19,130 $354 There were no changes in unrealized gains and losses for the three and nine-month periods ending September 30, 2023 and 2022 included in other comprehensive income for recurring Level 3 fair value measurements. As of and for the periods ending September 30, 2023 and December 31, 2022, except for certain assets as shown in the following table, no impairment or valuation adjustment was recognized for assets recognized at fair value on a nonrecurring basis. For loans individually measured for credit losses, the Company classifies fair value measurements using observable inputs, such as external appraisals, as Level 2 valuations in the fair value hierarchy, and unobservable inputs, such as in-house evaluations, as Level 3 valuations in the fair value hierarchy. (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2023 Other real estate owned $150 $— $150 $— Total $150 $— $150 $— December 31, 2022 Loans individually measured for credit losses $— $— $— $— Total $— $— $— $— The following table presents the (gains) losses resulting from nonrecurring fair value adjustments for the three and nine-month periods ended September 30, 2023 and 2022: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) 2023 2022 2023 2022 Other real estate owned $123 $— $123 $— Total loss from nonrecurring measurements $123 $— $123 $— Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs (Level 3) The following tables provide a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and nonrecurring basis at September 30, 2023 and December 31, 2022: Financial Instrument Valuation Technique - Recurring Basis Unobservable Input Weighted Average Rate Range September 30, 2023 Interest rate lock commitment External pricing model Pull through rate 93.62 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 7.48% - 15.13% Discount rate 9.50% - 11.00% Commercial servicing rights Discounted cash flow Constant prepayment rate 4.19% - 22.87% Discount rate 12.00 % December 31, 2022 Interest rate lock commitment External pricing model Pull through rate 93.18 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 6.62% - 7.43% Discount rate 11.25% Commercial servicing rights Discounted cash flow Constant prepayment rate 4.19% - 22.87% Discount rate 12.00 % Financial Instrument Valuation Technique - Nonrecurring Basis Unobservable Input Weighted Average Rate Range September 30, 2023 Other real estate owned Fair value of collateral Estimated capital costs to complete improvements 45 %

Segment Information

Segment Information	9 Months Ended
	Sep. 30, 2023
Segment Reporting [Abstract]
Segment Information	Segment Information The Company's operations are managed along two operating segments: Community Banking and Home Mortgage Lending. The Community Banking segment's principal business focus is the offering of loan and deposit products to business and consumer customers in its primary market areas. As of September 30, 2023, the Community Banking segment operated 19 branches throughout Alaska. The Home Mortgage Lending segment's principal business focus is the origination and sale of mortgage loans for 1-4 family residential properties. Summarized financial information for the Company's reportable segments and the reconciliation to the consolidated financial results is shown in the following tables: Three Months Ended September 30, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $31,341 $3,067 $34,408 Interest expense 7,291 767 8,058 Net interest income 24,050 2,300 26,350 Provision for credit losses 1,190 — 1,190 Other operating income 3,597 4,405 8,002 Other operating expense 16,945 5,951 22,896 Income before provision for income taxes 9,512 754 10,266 Provision for income taxes 1,710 182 1,892 Net income $7,802 $572 $8,374 Three Months Ended September 30, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $26,900 $659 $27,559 Interest expense 1,232 16 1,248 Net interest income 25,668 643 26,311 Benefit for credit losses (353) — (353) Other operating income 2,938 5,734 8,672 Other operating expense 15,977 6,309 22,286 Income before provision for income taxes 12,982 68 13,050 Provision for income taxes 2,911 14 2,925 Net income $10,071 $54 $10,125 Nine Months Ended September 30, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $89,509 $6,514 $96,023 Interest expense 18,007 1,492 19,499 Net interest income 71,502 5,022 76,524 Provision for credit losses 2,957 — 2,957 Other operating income 9,564 10,326 19,890 Other operating expense 52,168 18,020 70,188 Income (loss) before provision for income taxes 25,941 (2,672) 23,269 Provision for income taxes 5,216 (728) 4,488 Net income (loss) $20,725 ($1,944) $18,781 Nine Months Ended September 30, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $68,919 $1,690 $70,609 Interest expense 2,739 43 2,782 Net interest income 66,180 1,647 67,827 Benefit for credit losses (40) — (40) Other operating income 8,686 18,616 27,302 Other operating expense 47,223 19,402 66,625 Income before provision for income taxes 27,683 861 28,544 Provision for income taxes 6,157 241 6,398 Net income $21,526 $620 $22,146 September 30, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,528,430 $261,759 $2,790,189 Loans held for sale $— $63,151 $63,151 December 31, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,550,578 $123,740 $2,674,318 Loans held for sale $— $27,538 $27,538

Basis of Presentation and Sig_2

Basis of Presentation and Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Basis of Presentation	The accompanying unaudited consolidated financial statements and corresponding footnotes have been prepared by Northrim BanCorp, Inc. (the “Company”) in accordance with accounting principles generally accepted in the United States of America (“GAAP”) and with instructions to Form 10-Q under the Securities Exchange Act of 1934, as amended. The year-end Consolidated Balance Sheet data was derived from the Company's audited financial statements. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. The Company owns a 100% interest in Residential Mortgage Holding Company, LLC, the parent company of Residential Mortgage, LLC (collectively "RML") and consolidates their balance sheets and income statement into its financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. The Company determined that it operates in two primary operating segments: Community Banking and Home Mortgage Lending. The Company has evaluated subsequent events and transactions for potential recognition or disclosure. Operating results for the interim period ended September 30, 2023 are not necessarily indicative of the results anticipated for the year ending December 31, 2023. These consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2022.
Reclassification of Prior Period Presentation	Reclassification of Prior Period Presentation Certain prior year amounts have been reclassified for consistency with the current period presentation. These reclassifications had no effect on the reported results of operations or total shareholders' equity.
Recent Accounting Pronouncements	Recent Accounting Pronouncements Accounting pronouncements implemented in 2023 In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures ("ASU 2022-02"). The amendments in ASU 2022-02 eliminate the accounting guidance for troubled debt restructurings ("TDRs") by creditors while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs which includes an assessment of whether the creditor has granted a concession, an entity must evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments enhance existing disclosure requirements and introduce new requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. Additionally, for public business entities, ASU 2022-02 requires that an entity disclose current-period gross writeoffs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments-Credit Losses-Measured at Amortized Cost in the vintage disclosures required by paragraph 326-20-50-6. The Company adopted ASU 2022-02 on January 1, 2023. The Company elected to adopt the updated guidance on TDR recognition and measurement prospectively; therefore the guidance is applied to modifications occurring after the date of adoption. The amendments on TDR disclosures and vintage disclosures must be adopted prospectively. The adoption of ASU 2022-02 did not have a material impact on the Company's consolidated financial position or results of operations. Accounting pronouncements to be implemented in future periods In March 2023, the FASB issued ASU 2023-02, Investments - Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method ("ASU 2023-02"). Under current GAAP, an entity can only elect to apply the proportional amortization method to investments in low income housing tax credit ("LIHTC") structures. The amendments in ASU 2023-02 allow entities to elect to account for equity investments made primarily for the purpose of receiving income tax credits using the proportional amortization method, regardless of the tax credit program through which the investment earns income tax credits, if certain conditions are met. ASU 2023-02 provides amendments to paragraph ASC 323-740-25-1, which sets forth the conditions needed to apply the proportional amortization

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Gross Realized and Unrealized Gains (Losses) on Marketable Equity Securities	The gross realized and unrealized gains (losses) recognized on marketable equity securities in other operating income in the Company's Consolidated Statements of Income were as follows: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) 2023 2022 2023 2022 Unrealized gain (loss) on marketable equity securities $12 $33 ($445) ($1,199) Gain on sale of marketable equity securities, net — — — — Total $12 $33 ($445) ($1,199)
Summary of Available-For-Sale Securities	The following table summarizes the amortized cost, estimated fair value, and the Allowance for Credit Losses ("ACL") of debt securities and the corresponding amounts of gross unrealized gains and losses of available-for-sale securities recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses of held to maturity securities at the periods indicated: (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value September 30, 2023 Securities available for sale U.S. Treasury and government sponsored entities $614,215 $— ($35,580) $— $578,635 Municipal securities 820 — (11) — 809 Corporate bonds 14,015 50 (587) — 13,478 Collateralized loan obligations 60,164 — (936) — 59,228 Total securities available for sale $689,214 $50 ($37,114) $— $652,150 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value December 31, 2022 Securities available for sale U.S. Treasury and government sponsored entities $634,582 $1 ($39,422) $— $595,161 Municipal securities 820 — (25) — 795 Corporate bonds 24,281 37 (674) — 23,644 Collateralized loan obligations 59,434 — (2,005) — 57,429 Total securities available for sale $719,117 $38 ($42,126) $— $677,029 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2022 Securities held to maturity Corporate bonds $36,750 $— ($4,111) $32,639 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $36,750 $— ($4,111) $32,639
Summary of Held-To-Maturity Securities	(In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2023 Securities held to maturity Corporate bonds $36,750 $— ($4,517) $32,233 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $36,750 $— ($4,517) $32,233 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value December 31, 2022 Securities available for sale U.S. Treasury and government sponsored entities $634,582 $1 ($39,422) $— $595,161 Municipal securities 820 — (25) — 795 Corporate bonds 24,281 37 (674) — 23,644 Collateralized loan obligations 59,434 — (2,005) — 57,429 Total securities available for sale $719,117 $38 ($42,126) $— $677,029 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2022 Securities held to maturity Corporate bonds $36,750 $— ($4,111) $32,639 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $36,750 $— ($4,111) $32,639
Gross Unrealized Losses on Available For Sale Securities and the Fair Value	Gross unrealized losses on available for sale securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2023 and December 31, 2022 were as follows: Less Than 12 Months More Than 12 Months Total (In Thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses September 30, 2023 Securities available for sale U.S. Treasury and government sponsored entities $42,827 ($658) $535,809 ($34,922) $578,636 ($35,580) Corporate bonds — — 6,431 (587) 6,431 (587) Collateralized loan obligations 9,874 (126) 49,354 (810) 59,228 (936) Municipal securities — — 809 (11) 809 (11) Total $52,701 ($784) $592,403 ($36,330) $645,104 ($37,114) December 31, 2022: Securities available for sale U.S. Treasury and government sponsored entities $282,319 ($8,876) $302,840 ($30,546) $585,159 ($39,422) Corporate bonds 13,216 (43) 4,394 (631) 17,610 (674) Collateralized loan obligations 22,309 (632) 35,120 (1,373) 57,429 (2,005) Municipal securities 795 (25) — — 795 (25) Total $318,639 ($9,576) $342,354 ($32,550) $660,993 ($42,126)
Schedule of Amortized Cost and Fair Value by Contractual Maturity	The amortized cost and estimated fair values of debt securities at September 30, 2023, are distributed by contractual maturity as shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (In Thousands) Amortized Cost Fair Value US Treasury and government sponsored entities Within 1 year $134,494 $132,302 1-5 years 479,721 446,333 Total $614,215 $578,635 Corporate bonds Within 1 year $2,000 $1,981 1-5 years 22,015 20,836 5-10 years 26,750 25,842 Total $50,765 $48,659 Collateralized loan obligations 5-10 years $29,670 $29,450 Over 10 years 30,494 29,778 Total $60,164 $59,228 Municipal securities Within 1 year $820 $809 Total $820 $809
Summary of Interest Income On Available-for-Sale Investment Securities	A summary of interest income for the three and nine-month periods ending September 30, 2023 and 2022, on available for sale investment securities are as follows: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) 2023 2022 2023 2022 US Treasury and government sponsored entities $2,794 $2,137 $8,424 $4,375 Other 1,214 781 3,505 1,595 Total taxable interest income $4,008 $2,918 $11,929 $5,970 Municipal securities $4 $4 $13 $13 Total tax-exempt interest income $4 $4 $13 $13 Total $4,012 $2,922 $11,942 $5,983

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Amortized Cost and Unpaid Principal Balance of Loans by Loan Segment	The following table presents amortized cost and unpaid principal balance of loans, categorized by the segments used in the Company's Current Expected Credit Losses (“CECL”) methodology to assess credit risk, for the periods indicated: September 30, 2023 December 31, 2022 (In Thousands) Amortized Cost Unpaid Principal Difference Amortized Cost Unpaid Principal Difference Commercial & industrial loans $415,898 $417,695 ($1,797) $358,128 $359,900 ($1,772) Commercial real estate: Owner occupied properties 357,455 359,019 (1,564) 349,973 351,580 (1,607) Non-owner occupied and multifamily properties 506,256 509,939 (3,683) 482,270 486,021 (3,751) Residential real estate: 1-4 family residential properties secured by first liens 180,849 180,719 130 73,381 73,674 (293) 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 27,535 27,342 193 20,259 20,103 156 1-4 family residential construction loans 32,185 32,374 (189) 44,000 44,314 (314) Other construction, land development and raw land loans 119,716 120,909 (1,193) 99,182 100,075 (893) Obligations of states and political subdivisions in the US 30,463 30,465 (2) 32,539 32,540 (1) Agricultural production, including commercial fishing 40,923 41,143 (220) 34,099 34,263 (164) Consumer loans 5,986 5,930 56 4,335 4,293 42 Other loans 2,825 2,842 (17) 3,619 3,632 (13) Total 1,720,091 1,728,377 (8,286) 1,501,785 1,510,395 (8,610) Allowance for credit losses (16,491) (13,838) $1,703,600 $1,728,377 ($8,286) $1,487,947 $1,510,395 ($8,610)
Allowance for Credit Losses	The table below presents activity in the ACL related to loans held for investment for the periods indicated. The ACL for loans held for investment increased $2.7 million from December 31, 2022 primarily due to higher non-government guaranteed loan balances as well as a decrease in estimated prepayment rates in the Company's discounted cash flow model given the current economic environment. These changes were only partially offset by a decrease in the Company's forecasted future unemployment rates. Three Months Ended September 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2023 Commercial & industrial loans $3,418 ($55) ($91) $181 $3,453 Commercial real estate: Owner occupied properties 2,807 (15) — — 2,792 Non-owner occupied and multifamily properties 3,260 (36) — — 3,224 Residential real estate: 1-4 family residential properties secured by first liens 3,206 334 — — 3,540 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 423 78 — 5 506 1-4 family residential construction loans 206 (31) — — 175 Other construction, land development and raw land loans 1,996 480 — — 2,476 Obligations of states and political subdivisions in the US 88 (11) — — 77 Agricultural production, including commercial fishing 162 2 — — 164 Consumer loans 74 4 — 1 79 Other loans 5 — — — 5 Total $15,645 $750 ($91) $187 $16,491 2022 Commercial & industrial loans $2,961 ($1,344) ($45) $1,325 $2,897 Commercial real estate: Owner occupied properties 2,573 132 — 55 2,760 Non-owner occupied and multifamily properties 3,107 120 — — 3,227 Residential real estate: 1-4 family residential properties secured by first liens 620 73 — 5 698 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 327 30 — 9 366 1-4 family residential construction loans 231 50 — — 281 Other construction, land development and raw land loans 1,462 15 — — 1,477 Obligations of states and political subdivisions in the US 59 4 — — 63 Agricultural production, including commercial fishing 127 13 — — 140 Consumer loans 64 3 (3) 2 66 Other loans 6 1 — — 7 Total $11,537 ($903) ($48) $1,396 $11,982 Nine Months Ended September 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2023 Commercial & industrial loans $2,914 $412 ($140) $267 $3,453 Commercial real estate: Owner occupied properties 3,094 (302) — — 2,792 Non-owner occupied and multifamily properties 3,615 (391) — — 3,224 Residential real estate: 1-4 family residential properties secured by first liens 1,413 2,127 — — 3,540 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 389 100 — 17 506 1-4 family residential construction loans 312 (137) — — 175 Other construction, land development and raw land loans 1,803 673 — — 2,476 Obligations of states and political subdivisions in the US 79 (2) — — 77 Agricultural production, including commercial fishing 145 19 — — 164 Consumer loans 68 21 (14) 4 79 Other loans 6 (1) — — 5 Total $13,838 $2,519 ($154) $288 $16,491 2022 Commercial & industrial loans $3,027 ($1,065) ($506) $1,441 $2,897 Commercial real estate: Owner occupied properties 3,176 (471) — 55 2,760 Non-owner occupied and multifamily properties 2,930 297 — — 3,227 Residential real estate: 1-4 family residential properties secured by first liens 439 254 — 5 698 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 215 121 — 30 366 1-4 family residential construction loans 120 161 — — 281 Other construction, land development and raw land loans 1,635 (158) — — 1,477 Obligations of states and political subdivisions in the US 32 31 — — 63 Agricultural production, including commercial fishing 91 34 — 15 140 Consumer loans 67 (1) (3) 3 66 Other loans 7 — — — 7 Total $11,739 ($797) ($509) $1,549 $11,982
Schedule of Financing Receivables For Gross Charge-Offs By Grade And Year Of Loan Origination	The following table shows gross charge-offs by grade and by year of loan origination for the periods indicated: Nine Months Ended September 30, (In Thousands) 2023 2022 2021 2020 2019 Prior Total 2023 Commercial & industrial loans $— $— $49 $— $— $91 $140 Consumer loans — 1 — — — 13 14 Total $— $1 $49 $— $— $104 $154 The following tables present the Company's portfolio of risk-rated loans by grade and by year of origination. Management considers the guidance in ASC 310-20 when determining whether a modification, extension, or renewal of loan constitutes a current period origination. Generally, current period renewals of credit are re-underwritten at the point of renewal and considered current period originations for purposes of the table below. September 30, 2023 2023 2022 2021 2020 2019 Prior Total (In Thousands) Commercial & industrial loans Pass $96,467 $123,831 $58,372 $24,947 $14,227 $48,281 $366,125 Classified 3,916 18,880 17,231 7,235 65 2,446 49,773 Total commercial & industrial loans $100,383 $142,711 $75,603 $32,182 $14,292 $50,727 $415,898 Commercial real estate: Owner occupied properties Pass $26,585 $68,242 $72,939 $83,211 $30,245 $73,253 $354,475 Classified — — — 1,152 — 1,828 2,980 Total commercial real estate owner occupied properties $26,585 $68,242 $72,939 $84,363 $30,245 $75,081 $357,455 Non-owner occupied and multifamily properties Pass $38,234 $95,181 $83,998 $69,550 $56,536 $153,324 $496,823 Classified — — — — — 9,433 9,433 Total commercial real estate non-owner occupied and multifamily properties $38,234 $95,181 $83,998 $69,550 $56,536 $162,757 $506,256 Residential real estate: 1-4 family residential properties secured by first liens Pass $114,314 $48,278 $5,120 $4,736 $2,434 $5,835 $180,717 Classified — — — — — 132 132 Total residential real estate 1-4 family residential properties secured by first liens $114,314 $48,278 $5,120 $4,736 $2,434 $5,967 $180,849 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $10,648 $5,283 $2,446 $1,452 $2,324 $5,053 $27,206 Classified — — — — — 329 329 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $10,648 $5,283 $2,446 $1,452 $2,324 $5,382 $27,535 1-4 family residential construction loans Pass $16,057 $6,205 $1,118 $21 $— $8,675 $32,076 Classified — — — — — 109 109 Total residential real estate 1-4 family residential construction loans $16,057 $6,205 $1,118 $21 $— $8,784 $32,185 Other construction, land development and raw land loans Pass $18,172 $53,412 $33,797 $3,186 $1,479 $7,897 $117,943 Classified — — — — — 1,773 1,773 Total other construction, land development and raw land loans $18,172 $53,412 $33,797 $3,186 $1,479 $9,670 $119,716 Obligations of states and political subdivisions in the US Pass $— $30,341 $— $— $— $122 $30,463 Classified — — — — — — — Total obligations of states and political subdivisions in the US $— $30,341 $— $— $— $122 $30,463 Agricultural production, including commercial fishing Pass $7,842 $9,892 $17,095 $3,567 $589 $1,938 $40,923 Classified — — — — — — — Total agricultural production, including commercial fishing $7,842 $9,892 $17,095 $3,567 $589 $1,938 $40,923 Consumer loans Pass $2,791 $1,094 $282 $394 $279 $1,133 $5,973 Classified — 13 — — — — 13 Total consumer loans $2,791 $1,107 $282 $394 $279 $1,133 $5,986 Other loans Pass $590 $190 $313 $1,379 $331 $22 $2,825 Classified — — — — — — — Total other loans $590 $190 $313 $1,379 $331 $22 $2,825 Total loans Pass $331,700 $441,949 $275,480 $192,443 $108,444 $305,533 $1,655,549 Classified 3,916 18,893 17,231 8,387 65 16,050 64,542 Total loans $335,616 $460,842 $292,711 $200,830 $108,509 $321,583 $1,720,091 Total pass loans $331,700 $441,949 $275,480 $192,443 $108,444 $305,533 $1,655,549 Government guarantees (842) (8,194) (19,164) (2,469) (12,321) (7,726) (50,716) Total pass loans, net of government guarantees $330,858 $433,755 $256,316 $189,974 $96,123 $297,807 $1,604,833 Total classified loans $3,916 $18,893 $17,231 $8,387 $65 $16,050 $64,542 Government guarantees (3,849) (16,896) (15,331) (7,259) — (8,500) (51,835) Total classified loans, net government guarantees $67 $1,997 $1,900 $1,128 $65 $7,550 $12,707 December 31, 2022 2022 2021 2020 2019 2018 Prior Total (In Thousands) Commercial & industrial loans Pass $157,555 $86,543 $37,147 $17,881 $9,844 $40,571 $349,541 Classified 137 4,879 397 91 2,737 346 8,587 Total commercial & industrial loans $157,692 $91,422 $37,544 $17,972 $12,581 $40,917 $358,128 Commercial real estate: Owner occupied properties Pass $66,955 $70,777 $90,496 $32,564 $13,233 $69,701 $343,726 Classified — — 1,261 — 165 4,821 6,247 Total commercial real estate owner occupied properties $66,955 $70,777 $91,757 $32,564 $13,398 $74,522 $349,973 Non-owner occupied and multifamily properties Pass $94,412 $82,352 $71,407 $58,033 $16,905 $149,223 $472,332 Classified — — — 274 3 9,661 9,938 Total commercial real estate non-owner occupied and multifamily properties $94,412 $82,352 $71,407 $58,307 $16,908 $158,884 $482,270 Residential real estate: 1-4 family residential properties secured by first liens Pass $52,117 $5,088 $6,001 $2,535 $462 $6,968 $73,171 Classified — — — — 79 131 210 Total residential real estate 1-4 family residential properties secured by first liens $52,117 $5,088 $6,001 $2,535 $541 $7,099 $73,381 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $6,992 $3,376 $2,041 $2,763 $2,781 $2,060 $20,013 Classified — — — 239 7 246 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $6,992 $3,376 $2,041 $2,763 $3,020 $2,067 $20,259 1-4 family residential construction loans Pass $26,860 $3,897 $61 $— $— $13,073 $43,891 Classified — — — — — 109 109 Total residential real estate 1-4 family residential construction loans $26,860 $3,897 $61 $— $— $13,182 $44,000 Other construction, land development and raw land loans Pass $38,673 $42,448 $5,740 $1,713 $3,675 $5,112 $97,361 Classified — — — — 369 1,452 1,821 Total other construction, land development and raw land loans $38,673 $42,448 $5,740 $1,713 $4,044 $6,564 $99,182 Obligations of states and political subdivisions in the US Pass $32,319 $— $— $— $219 $1 $32,539 Classified — — — — — — — Total obligations of states and political subdivisions in the US $32,319 $— $— $— $219 $1 $32,539 Agricultural production, including commercial fishing Pass $9,748 $17,692 $3,740 $604 $879 $1,436 $34,099 Classified — — — — — — — Total agricultural production, including commercial fishing $9,748 $17,692 $3,740 $604 $879 $1,436 $34,099 Consumer loans Pass $1,513 $363 $481 $345 $235 $1,391 $4,328 Classified — — — — — 7 7 Total consumer loans $1,513 $363 $481 $345 $235 $1,398 $4,335 Other loans Pass $1,291 $330 $1,547 $384 $— $67 $3,619 Classified — — — — — — — Total other loans $1,291 $330 $1,547 $384 $— $67 $3,619 Total loans Pass $488,435 $312,866 $218,661 $116,822 $48,233 $289,603 $1,474,620 Classified 137 4,879 1,658 365 3,592 16,534 27,165 Total loans $488,572 $317,745 $220,319 $117,187 $51,825 $306,137 $1,501,785 Total pass loans $488,435 $312,866 $218,661 $116,822 $48,233 $289,603 $1,474,620 Government guarantees (25,172) (36,531) (9,751) (12,885) (2,964) (5,314) (92,617) Total pass loans, net of government guarantees $463,263 $276,335 $208,910 $103,937 $45,269 $284,289 $1,382,003 Total classified loans $137 $4,879 $1,658 $365 $3,592 $16,534 $27,165 Government guarantees — (4,396) (1,135) — — (9,293) (14,824) Total classified loans, net government guarantees $137 $483 $523 $365 $3,592 $7,241 $12,341
Aging of Contractually Past Due Loans	The following tables present an aging of contractually past due loans as of the periods presented: (In Thousands) 30-59 Days 60-89 Days Greater Than Total Past Current Total Greater Than 90 Days Past Due Still Accruing September 30, 2023 Commercial & industrial loans $3,748 $— $297 $4,045 $411,853 $415,898 $— Commercial real estate: Owner occupied properties — — 271 271 357,184 357,455 — Non-owner occupied and multifamily properties 380 — — 380 505,876 506,256 — Residential real estate: 1-4 family residential properties secured by first liens — — 28 28 180,821 180,849 28 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 159 159 27,376 27,535 — 1-4 family residential construction loans — — 109 109 32,076 32,185 — Other construction, land development and raw land loans — 1,545 1,545 118,171 119,716 — Obligations of states and political subdivisions in the US — — — — 30,463 30,463 — Agricultural production, including commercial fishing — — — — 40,923 40,923 — Consumer loans — 13 — 13 5,973 5,986 — Other loans — — — — 2,825 2,825 — Total $4,128 $13 $2,409 $6,550 $1,713,541 $1,720,091 $28 December 31, 2022 Commercial & industrial loans $37 $521 $56 $614 $357,514 $358,128 $— Commercial real estate: Owner occupied properties — — 798 798 349,175 349,973 — Non-owner occupied and multifamily properties — — 274 274 481,996 482,270 — Residential real estate: 1-4 family residential properties secured by first liens 60 79 72 211 73,170 73,381 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 112 — 127 239 20,020 20,259 — 1-4 family residential construction loans — — 109 109 43,891 44,000 — Other construction, land development and raw land loans — — 1,545 1,545 97,637 99,182 — Obligations of states and political subdivisions in the US — — — — 32,539 32,539 — Agricultural production, including commercial fishing — — — — 34,099 34,099 — Consumer loans 6 80 — 86 4,249 4,335 — Other loans — — — — 3,619 3,619 — Total $215 $680 $2,981 $3,876 $1,497,909 $1,501,785 $—
Loans on Nonaccrual Status	The following table presents loans on nonaccrual status and loans on nonaccrual status for the periods presented for which there was no related ACL. All loans with no ACL are individually evaluated for credit losses in the Company's CECL methodology. September 30, 2023 December 31, 2022 (In Thousands) Nonaccrual Nonaccrual With No ACL Nonaccrual Nonaccrual With No ACL Commercial & industrial loans $4,254 $4,056 $3,294 $3,287 Commercial real estate: Owner occupied properties 306 271 1,457 1,457 Non-owner occupied and multifamily properties — — 274 274 Residential real estate: 1-4 family residential properties secured by first liens 53 — 151 144 1-4 family residential properties secured by junior liens 225 119 246 198 1-4 family residential construction loans 109 109 109 109 Other construction, land development and raw land loans 1,545 1,545 1,545 1,545 Total nonaccrual loans 6,492 6,100 7,076 7,014 Government guarantees on nonaccrual loans (1,455) (1,455) (646) (646) Net nonaccrual loans $5,037 $4,645 $6,430 $6,368
Financing Receivable, Modified	The percentage of the amortized cost basis of loans that were modified to borrowers experiencing financial difficulty as compared to the amortized cost basis of each class of financing receivable is also presented below: Three Months Ended September 30, 2023 Term Modification Term and payment modifications Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial real estate: Owner occupied properties $— $271 $271 0.08 % Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 119 — 119 0.43 % 1-4 family residential construction loans 109 — 109 0.34 % Other construction, land development and raw land loans 968 577 1,545 1.29 % Total $1,196 $848 $2,044 0.12 % Nine Months Ended September 30, 2023 Term Modification Payment Modification Term and payment modifications Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial & industrial loans $1,511 $1,985 $— $3,496 0.84 % Commercial real estate: Owner occupied properties — — 271 271 0.08 % Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 119 — — 119 0.43 % 1-4 family residential construction loans 109 — — 109 0.34 % Other construction, land development and raw land loans 968 — 577 1,545 1.29 % Total $2,707 $1,985 $848 $5,540 0.32 % The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty as of the dates indicated: Three Months Ended September 30, 2023 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial real estate: Owner occupied properties — — % 5 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — % 5 1-4 family residential construction loans — — % 5 Other construction, land development and raw land loans — — % 5 Nine Months Ended September 30, 2023 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial & industrial loans $— — % 20 Commercial real estate: Owner occupied properties — — % 5 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — % 5 1-4 family residential construction loans — — % 5 Other construction, land development and raw land loans — — % 5 September 30, 2023 30-59 Days Past Due 60-89 Days Past Due Greater Than 89 Days Past Due Total Past Due (In Thousands) Commercial real estate: Owner occupied properties $— $— $271 $271 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 119 119 1-4 family residential construction loans — — 109 109 Other construction, land development and raw land loans — — 1,545 1,545 Total $— $— $2,044 $2,044 The following table presents the amortized cost basis of loans that had a payment default during the three-months ended September 30, 2023 and were modified in the twelve months prior to that default to borrowers experiencing financial difficulty: September 30, 2023 Term modification Term and payment modification (In Thousands) Commercial real estate: Owner occupied properties $— $271 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 119 — 1-4 family residential construction loans 109 — Other construction, land development and raw land loans 968 577 Total $1,196 $848 Loan Modifications due to COVID-19 as of December 31, 2022 (Dollars in thousands) Interest Only Full Payment Deferral Total Portfolio loans $999 $— $999 Number of modifications 1 — 1

Purchased Receivables (Tables)

Purchased Receivables (Tables)	9 Months Ended
	Sep. 30, 2023
Purchased Receivables [Abstract]
Summary of Components of Net Purchased Receivables	The following table summarizes the components of net purchased receivables for the dates indicated: (In Thousands) September 30, 2023 December 31, 2022 Purchased receivables $34,578 $19,994 Allowance for credit losses - purchased receivables — — Total $34,578 $19,994

Servicing Rights (Tables)

Servicing Rights (Tables)	9 Months Ended
	Sep. 30, 2023
Transfers and Servicing [Abstract]
Schedule of Servicing Assets at Fair Value	The following table details the activity in the Company's mortgage servicing rights ("MSR") for the three and nine-month periods ended September 30, 2023 and 2022: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) 2023 2022 2023 2022 Balance, beginning of period $18,248 $16,301 $18,635 $13,724 Additions for new MSR capitalized 1,458 1,263 2,440 3,378 Changes in fair value: Due to changes in model inputs of assumptions (1) — 555 (215) 1,522 Other (2) (310) (410) (1,464) (915) Balance, end of period $19,396 $17,709 $19,396 $17,709 (1) Principally reflects changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates. (2) Represents changes due to collection/realization of expected cash flows over time. The following table details information related to our serviced mortgage loan portfolio as of September 30, 2023 and December 31, 2022: (In Thousands) September 30, 2023 December 31, 2022 Balance of mortgage loans serviced for others $982,098 $898,840 Weighted average rate of note 3.82 % 3.47 % MSR as a percentage of serviced loans 1.97 % 2.07 %
Schedule of Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets	The following table outlines the weighted average key assumptions used in measuring the fair value of MSRs and the sensitivity of the current fair value of MSRs to immediate adverse changes in those assumptions as of the dates indicated. See Note 8 for additional information on key assumptions for MSRs. (In Thousands) September 30, 2023 December 31, 2022 Fair value of MSRs $19,396 $18,635 Expected weighted-average life (in years) 10.82 9.46 Key assumptions: Constant prepayment rate 1 7.88 % 6.64 % Impact on fair value from 10% adverse change ($536) ($518) Impact on fair value from 25% adverse change ($984) ($1,233) Discount rate 10.97 % 11.25 % Impact on fair value from 100 basis point increase ($821) ($635) Impact on fair value from 200 basis point increase ($1,579) ($1,224) Cost to service assumptions ($ per loan) $82 $91 Impact on fair value from 10% adverse change ($156) ($153) Impact on fair value from 25% adverse change ($389) ($382) 1 Prepayment speeds are influenced by mortgage interest rates as well as our estimation of drivers of borrower behavior.

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2023
Leases [Abstract]
Additional Information about Operating Leases	The following table presents additional information about the Company's operating leases for the periods indicated: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) 2023 2022 2023 2022 Lease Cost Operating lease cost (1) $708 $693 $2,109 $2,046 Short term lease cost (1) 36 9 115 26 Total lease cost $744 $702 $2,224 $2,072 Other information Operating leases - operating cash flows $1,966 $1,901 Weighted average lease term - operating leases, in years 10.23 10.39 Weighted average discount rate - operating leases 3.54 % 3.28 % (1) Expenses are classified within occupancy expense on the Consolidated Statements of Income.
Schedule of Undiscounted Cash Flows for Operating Lease Liabilities	The table below reconciles the remaining undiscounted cash flows for the next five years for each twelve-month period presented (unless otherwise indicated) and the total of the subsequent remaining years to the operating lease liabilities recorded on the balance sheet: (In Thousands) Operating Leases 2023 (Three months) $662 2024 2,637 2025 2,285 2026 1,130 2027 731 Thereafter 4,418 Total minimum lease payments $11,863 Less: amount of lease payment representing interest (2,190) Present value of future minimum lease payments $9,673

Derivatives (Tables)

Derivatives (Tables)	9 Months Ended
	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments	The following table presents the fair value of derivatives not designated as hedging instruments at September 30, 2023 and December 31, 2022: (In Thousands) Asset Derivatives September 30, 2023 December 31, 2022 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other assets $15,797 $12,725 Interest rate lock commitments Other assets 518 440 Retail interest rate contracts Other assets 145 — Total $16,460 $13,165 (In Thousands) Liability Derivatives September 30, 2023 December 31, 2022 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other liabilities $15,797 $12,725 Retail interest rate contracts Other liabilities — 3 Total $15,797 $12,728
Derivative Instruments, Gain (Loss)	The following table presents the net gains (losses) of derivatives not designated as hedging instruments for periods indicated below: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) Income Statement Location 2023 2022 2023 2022 Retail interest rate contracts Mortgage banking income $84 $1,347 $375 $4,297 Interest rate lock commitments Mortgage banking income (312) (1,365) 46 (1,016) Total ($228) ($18) $421 $3,281
Offsetting Assets	The following table summarizes the derivatives that have a right of offset as of September 30, 2023 and December 31, 2022: September 30, 2023 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $15,797 $— $15,797 $— $— $15,797 Retail interest rate contracts 145 — 145 — — 145 Liability Derivatives Interest rate swaps $15,797 $— $15,797 $— $15,797 $— December 31, 2022 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $12,725 $— $12,725 $— $— $12,725 Liability Derivatives Interest rate swaps $12,725 $— $12,725 $— $12,725 $— Retail interest rate contracts 3 — 3 — — 3
Offsetting Liabilities	The following table summarizes the derivatives that have a right of offset as of September 30, 2023 and December 31, 2022: September 30, 2023 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $15,797 $— $15,797 $— $— $15,797 Retail interest rate contracts 145 — 145 — — 145 Liability Derivatives Interest rate swaps $15,797 $— $15,797 $— $15,797 $— December 31, 2022 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $12,725 $— $12,725 $— $— $12,725 Liability Derivatives Interest rate swaps $12,725 $— $12,725 $— $12,725 $— Retail interest rate contracts 3 — 3 — — 3

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Estimated Fair Values	Estimated fair values as of the periods indicated are as follows: September 30, 2023 December 31, 2022 (In Thousands) Carrying Amount Fair Value Carrying Amount Fair Value Financial assets: Level 1 inputs: Cash, due from banks and deposits in other banks $111,228 $111,228 $259,350 $259,350 Investment securities available for sale 327,468 327,468 356,837 356,837 Marketable equity securities 10,615 10,615 10,740 10,740 Level 2 inputs: Investment securities available for sale 324,682 324,682 320,192 320,192 Investment in Federal Home Loan Bank stock 6,334 6,334 3,816 3,816 Loans held for sale 63,151 63,151 27,538 27,538 Interest rate swaps 17,279 17,279 14,179 14,179 Retail interest rate contracts 145 145 — — Level 3 inputs: Investment securities held to maturity 36,750 32,233 36,750 32,639 Loans 1,720,091 1,594,495 1,501,785 1,408,350 Purchased receivables, net 34,578 34,578 19,994 19,994 Interest rate lock commitments 518 518 440 440 Mortgage servicing rights 19,396 19,396 18,635 18,635 Commercial servicing rights 2,118 2,118 2,129 2,129 Financial liabilities: Level 2 inputs: Deposits $2,427,930 $2,424,081 $2,387,211 $2,383,975 Borrowings 63,781 61,374 14,095 12,382 Interest rate swaps 15,797 15,797 12,725 12,725 Retail interest rate contracts — — 3 3 Level 3 inputs: Junior subordinated debentures 10,310 11,391 10,310 11,266
Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis	The following table sets forth the balances as of the periods indicated of assets and liabilities measured at fair value on a recurring basis: (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2023 Assets: Available for sale securities U.S. Treasury and government sponsored entities $578,635 $313,990 $264,645 $— Municipal securities 809 — 809 — Corporate bonds 13,478 13,478 — — Collateralized loan obligations 59,228 — 59,228 — Total available for sale securities $652,150 $327,468 $324,682 $— Marketable equity securities $10,615 $10,615 $— $— Total marketable equity securities $10,615 $10,615 $— $— Interest rate swaps $17,872 $— $17,872 $— Interest rate lock commitments 518 — — 518 Mortgage servicing rights 19,396 — — 19,396 Commercial servicing rights 2,118 — — 2,118 Retail interest rate contracts 145 — 145 — Total other assets $40,049 $— $18,017 $22,032 Liabilities: Interest rate swaps $15,797 $— $15,797 $— Total other liabilities $15,797 $— $15,797 $— December 31, 2022 Assets: Available for sale securities U.S. Treasury and government sponsored entities $595,161 $333,193 $261,968 $— Municipal securities 795 — 795 — Corporate bonds 23,644 23,644 — — Collateralized loan obligations 57,429 — 57,429 — Total available for sale securities $677,029 $356,837 $320,192 $— Marketable equity securities $10,740 $10,740 $— $— Total marketable securities $10,740 $10,740 $— $— Interest rate swaps $14,178 $— $14,178 $— Interest rate lock commitments 440 — — 440 Mortgage servicing rights 18,635 — — 18,635 Commercial servicing rights 2,129 — — 2,129 Total other assets $35,382 $— $14,178 $21,204 Liabilities: Interest rate swaps $12,725 $— $12,725 $— Retail interest rate contracts 3 — 3 — Total other liabilities $12,728 $— $12,728 $—
Fair Value, Assets Measured on Recurring Basis using Significant Unobservable Inputs	The following tables provide a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and nine-month periods ended September 30, 2023 and 2022: (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Three Months Ended September 30, 2023 Interest rate lock commitments $851 ($267) $2,021 ($2,087) $518 $518 Mortgage servicing rights 18,248 (310) 1,458 — 19,396 — Commercial servicing rights 2,139 (39) 18 — 2,118 — Total $21,238 ($616) $3,497 ($2,087) $22,032 $518 Three Months Ended September 30, 2022 Interest rate lock commitments $2,567 ($370) $2,976 ($4,819) $354 $354 Mortgage servicing rights 16,301 145 1,263 — 17,709 — Commercial servicing rights 1,069 (75) 73 — 1,067 — Total $19,937 ($300) $4,312 ($4,819) $19,130 $354 (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Nine Months Ended September 30, 2023 Interest rate lock commitments $440 ($819) $6,253 ($5,356) $518 $518 Mortgage servicing rights 18,635 (1,679) 2,440 — 19,396 — Commercial servicing rights 2,129 (144) 133 — 2,118 — Total $21,204 ($2,642) $8,826 ($5,356) $22,032 $518 Nine Months Ended September 30, 2022 Interest rate lock commitments $1,387 ($1,399) $11,189 ($10,823) $354 $354 Mortgage servicing rights 13,724 607 3,378 — 17,709 — Commercial servicing rights 1,084 (123) 106 — 1,067 — Total $16,195 ($915) $14,673 ($10,823) $19,130 $354
Fair Value, Assets Measured on Nonrecurring Basis	As of and for the periods ending September 30, 2023 and December 31, 2022, except for certain assets as shown in the following table, no impairment or valuation adjustment was recognized for assets recognized at fair value on a nonrecurring basis. For loans individually measured for credit losses, the Company classifies fair value measurements using observable inputs, such as external appraisals, as Level 2 valuations in the fair value hierarchy, and unobservable inputs, such as in-house evaluations, as Level 3 valuations in the fair value hierarchy. (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2023 Other real estate owned $150 $— $150 $— Total $150 $— $150 $— December 31, 2022 Loans individually measured for credit losses $— $— $— $— Total $— $— $— $— The following table presents the (gains) losses resulting from nonrecurring fair value adjustments for the three and nine-month periods ended September 30, 2023 and 2022: Three Months Ended September 30, Nine Months Ended September 30, (In Thousands) 2023 2022 2023 2022 Other real estate owned $123 $— $123 $— Total loss from nonrecurring measurements $123 $— $123 $—
Schedule of Valuation Assumptions	The following tables provide a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and nonrecurring basis at September 30, 2023 and December 31, 2022: Financial Instrument Valuation Technique - Recurring Basis Unobservable Input Weighted Average Rate Range September 30, 2023 Interest rate lock commitment External pricing model Pull through rate 93.62 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 7.48% - 15.13% Discount rate 9.50% - 11.00% Commercial servicing rights Discounted cash flow Constant prepayment rate 4.19% - 22.87% Discount rate 12.00 % December 31, 2022 Interest rate lock commitment External pricing model Pull through rate 93.18 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 6.62% - 7.43% Discount rate 11.25% Commercial servicing rights Discounted cash flow Constant prepayment rate 4.19% - 22.87% Discount rate 12.00 % Financial Instrument Valuation Technique - Nonrecurring Basis Unobservable Input Weighted Average Rate Range September 30, 2023 Other real estate owned Fair value of collateral Estimated capital costs to complete improvements 45 %

Segment Information (Tables)

Segment Information (Tables)	9 Months Ended
	Sep. 30, 2023
Segment Reporting [Abstract]
Schedule of Segment Information	Summarized financial information for the Company's reportable segments and the reconciliation to the consolidated financial results is shown in the following tables: Three Months Ended September 30, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $31,341 $3,067 $34,408 Interest expense 7,291 767 8,058 Net interest income 24,050 2,300 26,350 Provision for credit losses 1,190 — 1,190 Other operating income 3,597 4,405 8,002 Other operating expense 16,945 5,951 22,896 Income before provision for income taxes 9,512 754 10,266 Provision for income taxes 1,710 182 1,892 Net income $7,802 $572 $8,374 Three Months Ended September 30, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $26,900 $659 $27,559 Interest expense 1,232 16 1,248 Net interest income 25,668 643 26,311 Benefit for credit losses (353) — (353) Other operating income 2,938 5,734 8,672 Other operating expense 15,977 6,309 22,286 Income before provision for income taxes 12,982 68 13,050 Provision for income taxes 2,911 14 2,925 Net income $10,071 $54 $10,125 Nine Months Ended September 30, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $89,509 $6,514 $96,023 Interest expense 18,007 1,492 19,499 Net interest income 71,502 5,022 76,524 Provision for credit losses 2,957 — 2,957 Other operating income 9,564 10,326 19,890 Other operating expense 52,168 18,020 70,188 Income (loss) before provision for income taxes 25,941 (2,672) 23,269 Provision for income taxes 5,216 (728) 4,488 Net income (loss) $20,725 ($1,944) $18,781 Nine Months Ended September 30, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $68,919 $1,690 $70,609 Interest expense 2,739 43 2,782 Net interest income 66,180 1,647 67,827 Benefit for credit losses (40) — (40) Other operating income 8,686 18,616 27,302 Other operating expense 47,223 19,402 66,625 Income before provision for income taxes 27,683 861 28,544 Provision for income taxes 6,157 241 6,398 Net income $21,526 $620 $22,146 September 30, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,528,430 $261,759 $2,790,189 Loans held for sale $— $63,151 $63,151 December 31, 2022 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,550,578 $123,740 $2,674,318 Loans held for sale $— $27,538 $27,538

Basis of Presentation and Sig_3

Basis of Presentation and Significant Accounting Policies (Details)	9 Months Ended
	Sep. 30, 2023 segment
Accounting Policies [Abstract]
Number of operating segments	2

Investment Securities - Narrati

Investment Securities - Narrative (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($) security	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($) security	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Investments, Debt and Equity Securities [Abstract]
Marketable equity securities	$ 10,615,000		$ 10,615,000		$ 10,740,000
Number of available-for-sale securities in an unrealized loss position without an allowance for credit losses | security	82		82
Number of held to maturity securities in unrealized loss position without an allowance for credit losses | security	5		5
Securities pledged for deposits and borrowings	$ 168,400,000		$ 168,400,000		$ 59,300,000
Proceeds from sale of investment securities	$ 0	$ 0	$ 0	$ 0

Investment Securities - Gross R

Investment Securities - Gross Realized and Unrealized Gains (Losses) on Marketable Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Unrealized gain (loss) on marketable equity securities	$ 12	$ 33	$ (445)	$ (1,199)
Gain on sale of marketable equity securities, net	0	0	0	0
Total	$ 12	$ 33	$ (445)	$ (1,199)

Investment Securities - Summary

Investment Securities - Summary of Debt Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 689,214	$ 719,117
Gross Unrealized Gains	50	38
Gross Unrealized Losses	(37,114)	(42,126)
Allowance for Credit Losses	0	0
Fair Value	652,150	677,029
Schedule of Held-to-maturity Securities [Line Items]
Allowance for credit losses	0	0
Total securities held to maturity, net of ACL	36,750	36,750
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(4,517)	(4,111)
Fair Value	32,233	32,639
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	614,215	634,582
Gross Unrealized Gains	0	1
Gross Unrealized Losses	(35,580)	(39,422)
Allowance for Credit Losses	0	0
Fair Value	578,635	595,161
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	820	820
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(11)	(25)
Allowance for Credit Losses	0	0
Fair Value	809	795
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	14,015	24,281
Gross Unrealized Gains	50	37
Gross Unrealized Losses	(587)	(674)
Allowance for Credit Losses	0	0
Fair Value	13,478	23,644
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	36,750	36,750
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(4,517)	(4,111)
Fair Value	32,233	32,639
Collateralized loan obligations
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	60,164	59,434
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(936)	(2,005)
Allowance for Credit Losses	0	0
Fair Value	$ 59,228	$ 57,429

Investment Securities - Gross U

Investment Securities - Gross Unrealized Losses on Available-for-sale Securities and the Related Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	$ 52,701	$ 318,639
Less than 12 months, unrealized losses	(784)	(9,576)
More than 12 months, fair value	592,403	342,354
More than 12 months, unrealized losses	(36,330)	(32,550)
Fair Value	645,104	660,993
Unrealized Losses	(37,114)	(42,126)
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	42,827	282,319
Less than 12 months, unrealized losses	(658)	(8,876)
More than 12 months, fair value	535,809	302,840
More than 12 months, unrealized losses	(34,922)	(30,546)
Fair Value	578,636	585,159
Unrealized Losses	(35,580)	(39,422)
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	0	13,216
Less than 12 months, unrealized losses	0	(43)
More than 12 months, fair value	6,431	4,394
More than 12 months, unrealized losses	(587)	(631)
Fair Value	6,431	17,610
Unrealized Losses	(587)	(674)
Collateralized loan obligations
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	9,874	22,309
Less than 12 months, unrealized losses	(126)	(632)
More than 12 months, fair value	49,354	35,120
More than 12 months, unrealized losses	(810)	(1,373)
Fair Value	59,228	57,429
Unrealized Losses	(936)	(2,005)
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	0	795
Less than 12 months, unrealized losses	0	(25)
More than 12 months, fair value	809	0
More than 12 months, unrealized losses	(11)	0
Fair Value	809	795
Unrealized Losses	$ (11)	$ (25)

Investment Securities - Schedul

Investment Securities - Schedule of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Amortized Cost
Amortized Cost	$ 689,214	$ 719,117
Fair Value
Fair Value	652,150	677,029
U.S. Treasury and government sponsored entities
Amortized Cost
Within 1 year	134,494
1-5 years	479,721
Amortized Cost	614,215	634,582
Fair Value
Within 1 year	132,302
1-5 years	446,333
Fair Value	578,635	595,161
Corporate bonds
Amortized Cost
Within 1 year	2,000
1-5 years	22,015
5-10 years	26,750
Amortized Cost	14,015	24,281
Amortized Cost	50,765
Fair Value
Within 1 year	1,981
1-5 years	20,836
5-10 years	25,842
Fair Value	13,478	23,644
Fair Value	48,659
Collateralized loan obligations
Amortized Cost
5-10 years	29,670
Over 10 years	30,494
Amortized Cost	60,164	59,434
Fair Value
5-10 years	29,450
Over 10 years	29,778
Fair Value	59,228	57,429
Municipal securities
Amortized Cost
Within 1 year	820
Amortized Cost	820	820
Fair Value
Within 1 year	809
Fair Value	$ 809	$ 795

Investment Securities - Summa_2

Investment Securities - Summary of Interest Income on Available-for-Sale Investment Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	$ 4,008	$ 2,918	$ 11,929	$ 5,970
Total tax-exempt interest income	4	4	13	13
Total interest income	4,012	2,922	11,942	5,983
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	2,794	2,137	8,424	4,375
Other
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	1,214	781	3,505	1,595
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Total tax-exempt interest income	$ 4	$ 4	$ 13	$ 13

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Amortized Cost and Unpaid Principal of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	$ 1,720,091		$ 1,501,785
Allowance for credit losses	(16,491)	$ (15,645)	(13,838)	$ (11,982)	$ (11,537)	$ (11,739)
Net loans	1,703,600		1,487,947
Unpaid Principal	1,728,377		1,510,395
Difference	(8,286)		(8,610)
Commercial & industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	415,898		358,128
Allowance for credit losses	(3,453)	(3,418)	(2,914)	(2,897)	(2,961)	(3,027)
Unpaid Principal	417,695		359,900
Difference	(1,797)		(1,772)
Commercial real estate | Owner occupied properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	357,455		349,973
Allowance for credit losses	(2,792)	(2,807)	(3,094)	(2,760)	(2,573)	(3,176)
Unpaid Principal	359,019		351,580
Difference	(1,564)		(1,607)
Commercial real estate | Non-owner occupied and multifamily properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	506,256		482,270
Allowance for credit losses	(3,224)	(3,260)	(3,615)	(3,227)	(3,107)	(2,930)
Unpaid Principal	509,939		486,021
Difference	(3,683)		(3,751)
Residential real estate | 1-4 family residential properties secured by first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	180,849		73,381
Allowance for credit losses	(3,540)	(3,206)	(1,413)	(698)	(620)	(439)
Unpaid Principal	180,719		73,674
Difference	130		(293)
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	27,535		20,259
Allowance for credit losses	(506)	(423)	(389)	(366)	(327)	(215)
Unpaid Principal	27,342		20,103
Difference	193		156
Residential real estate | 1-4 family residential construction loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	32,185		44,000
Allowance for credit losses	(175)	(206)	(312)	(281)	(231)	(120)
Unpaid Principal	32,374		44,314
Difference	(189)		(314)
Other construction, land development and raw land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	119,716		99,182
Allowance for credit losses	(2,476)	(1,996)	(1,803)	(1,477)	(1,462)	(1,635)
Unpaid Principal	120,909		100,075
Difference	(1,193)		(893)
Obligations of states and political subdivisions in the US
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	30,463		32,539
Allowance for credit losses	(77)	(88)	(79)	(63)	(59)	(32)
Unpaid Principal	30,465		32,540
Difference	(2)		(1)
Agricultural production, including commercial fishing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	40,923		34,099
Allowance for credit losses	(164)	(162)	(145)	(140)	(127)	(91)
Unpaid Principal	41,143		34,263
Difference	(220)		(164)
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	5,986		4,335
Allowance for credit losses	(79)	(74)	(68)	(66)	(64)	(67)
Unpaid Principal	5,930		4,293
Difference	56		42
Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	2,825		3,619
Allowance for credit losses	(5)	$ (5)	(6)	$ (7)	$ (6)	$ (7)
Unpaid Principal	2,842		3,632
Difference	$ (17)		$ (13)

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Narrative (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($) loan	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($) loan	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($) loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Net deferred origination fees	$ 8,300,000		$ 8,300,000		$ 8,600,000
Accrued interest on loans	8,000,000		8,000,000		5,500,000
PPP loans	1,703,600,000		1,703,600,000		1,487,947,000
Loan held for investment increase			(2,700,000)
Nonaccrual loans	6,492,000		6,492,000		7,076,000
Interest on nonaccrual loans reversed through interest income	0	$ 0	0	$ 2,000
Interest earned on nonaccrual loans	200,000	$ 1,200,000	584,000	$ 2,100,000
Financing receivable, modified	2,044,000		2,044,000		5,100,000
Modified outstanding commitments	$ 0		$ 0
COVID-19 Loan Modifications
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified					$ 999,000
Number of modifications | loan	0		0		1
Net of government guarantees
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 5,037,000		$ 5,037,000		$ 6,430,000
Commercial & industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	4,254,000		4,254,000		3,294,000
Commercial & industrial loans | Small Business Administration (SBA), CARES Act, Paycheck Protection Program
Accounts, Notes, Loans and Financing Receivable [Line Items]
PPP loans	$ 3,200,000		$ 3,200,000		$ 7,100,000

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Activity in ACL Related to Loans Held for Investment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	$ 15,645	$ 11,537	$ 13,838	$ 11,739
Credit Loss Expense (Benefit)	750	(903)	2,519	(797)
Charge-offs	(91)	(48)	(154)	(509)
Recoveries	187	1,396	288	1,549
Ending Balance	16,491	11,982	16,491	11,982
Commercial & industrial loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	3,418	2,961	2,914	3,027
Credit Loss Expense (Benefit)	(55)	(1,344)	412	(1,065)
Charge-offs	(91)	(45)	(140)	(506)
Recoveries	181	1,325	267	1,441
Ending Balance	3,453	2,897	3,453	2,897
Commercial real estate | Owner occupied properties
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	2,807	2,573	3,094	3,176
Credit Loss Expense (Benefit)	(15)	132	(302)	(471)
Charge-offs	0	0	0	0
Recoveries	0	55	0	55
Ending Balance	2,792	2,760	2,792	2,760
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	3,260	3,107	3,615	2,930
Credit Loss Expense (Benefit)	(36)	120	(391)	297
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	3,224	3,227	3,224	3,227
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	3,206	620	1,413	439
Credit Loss Expense (Benefit)	334	73	2,127	254
Charge-offs	0	0	0	0
Recoveries	0	5	0	5
Ending Balance	3,540	698	3,540	698
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	423	327	389	215
Credit Loss Expense (Benefit)	78	30	100	121
Charge-offs	0	0	0	0
Recoveries	5	9	17	30
Ending Balance	506	366	506	366
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	206	231	312	120
Credit Loss Expense (Benefit)	(31)	50	(137)	161
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	175	281	175	281
Other construction, land development and raw land loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	1,996	1,462	1,803	1,635
Credit Loss Expense (Benefit)	480	15	673	(158)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	2,476	1,477	2,476	1,477
Obligations of states and political subdivisions in the US
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	88	59	79	32
Credit Loss Expense (Benefit)	(11)	4	(2)	31
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	77	63	77	63
Agricultural production, including commercial fishing
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	162	127	145	91
Credit Loss Expense (Benefit)	2	13	19	34
Charge-offs	0	0	0	0
Recoveries	0	0	0	15
Ending Balance	164	140	164	140
Consumer loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	74	64	68	67
Credit Loss Expense (Benefit)	4	3	21	(1)
Charge-offs	0	(3)	(14)	(3)
Recoveries	1	2	4	3
Ending Balance	79	66	79	66
Other loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	5	6	6	7
Credit Loss Expense (Benefit)	0	1	(1)	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	$ 5	$ 7	$ 5	$ 7

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Schedule of Gross Charge-Offs (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
2023			$ 0
2022			1
2021			49
2020			0
2019			0
Prior			104
Total	$ 91	$ 48	154	$ 509
Commercial & industrial loans
Financing Receivable, Allowance for Credit Loss [Line Items]
2023			0
2022			0
2021			49
2020			0
2019			0
Prior			91
Total	91	45	140	506
Commercial real estate | Owner occupied properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0	0	0
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0	0	0
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0	0	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0	0	0
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0	0	0
Other construction, land development and raw land loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0	0	0
Obligations of states and political subdivisions in the US
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0	0	0
Agricultural production, including commercial fishing
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	0	0	0	0
Consumer loans
Financing Receivable, Allowance for Credit Loss [Line Items]
2023			0
2022			1
2021			0
2020			0
2019			0
Prior			13
Total	0	3	14	3
Other loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	$ 0	$ 0	$ 0	$ 0

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Portfolio of Risk-rated Loans by Grade and by Year of Origination (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
2023	$ 335,616	$ 488,572
2022	460,842	317,745
2021	292,711	220,319
2020	200,830	117,187
2019	108,509	51,825
Prior	321,583	306,137
Amortized Cost	1,720,091	1,501,785
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	331,700	488,435
2022	441,949	312,866
2021	275,480	218,661
2020	192,443	116,822
2019	108,444	48,233
Prior	305,533	289,603
Amortized Cost	1,655,549	1,474,620
Pass | Government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2023	842	25,172
2022	8,194	36,531
2021	19,164	9,751
2020	2,469	12,885
2019	12,321	2,964
Prior	7,726	5,314
Amortized Cost	50,716	92,617
Pass | Net of government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2023	330,858	463,263
2022	433,755	276,335
2021	256,316	208,910
2020	189,974	103,937
2019	96,123	45,269
Prior	297,807	284,289
Amortized Cost	1,604,833	1,382,003
Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	3,916	137
2022	18,893	4,879
2021	17,231	1,658
2020	8,387	365
2019	65	3,592
Prior	16,050	16,534
Amortized Cost	64,542	27,165
Classified | Government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2023	3,849	0
2022	16,896	4,396
2021	15,331	1,135
2020	7,259	0
2019	0	0
Prior	8,500	9,293
Amortized Cost	51,835	14,824
Classified | Net of government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2023	67	137
2022	1,997	483
2021	1,900	523
2020	1,128	365
2019	65	3,592
Prior	7,550	7,241
Amortized Cost	12,707	12,341
Commercial & industrial loans
Financing Receivable, Credit Quality Indicator [Line Items]
2023	100,383	157,692
2022	142,711	91,422
2021	75,603	37,544
2020	32,182	17,972
2019	14,292	12,581
Prior	50,727	40,917
Amortized Cost	415,898	358,128
Commercial & industrial loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	96,467	157,555
2022	123,831	86,543
2021	58,372	37,147
2020	24,947	17,881
2019	14,227	9,844
Prior	48,281	40,571
Amortized Cost	366,125	349,541
Commercial & industrial loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	3,916	137
2022	18,880	4,879
2021	17,231	397
2020	7,235	91
2019	65	2,737
Prior	2,446	346
Amortized Cost	49,773	8,587
Commercial real estate | Owner occupied properties
Financing Receivable, Credit Quality Indicator [Line Items]
2023	26,585	66,955
2022	68,242	70,777
2021	72,939	91,757
2020	84,363	32,564
2019	30,245	13,398
Prior	75,081	74,522
Amortized Cost	357,455	349,973
Commercial real estate | Owner occupied properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	26,585	66,955
2022	68,242	70,777
2021	72,939	90,496
2020	83,211	32,564
2019	30,245	13,233
Prior	73,253	69,701
Amortized Cost	354,475	343,726
Commercial real estate | Owner occupied properties | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	1,261
2020	1,152	0
2019	0	165
Prior	1,828	4,821
Amortized Cost	2,980	6,247
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Credit Quality Indicator [Line Items]
2023	38,234	94,412
2022	95,181	82,352
2021	83,998	71,407
2020	69,550	58,307
2019	56,536	16,908
Prior	162,757	158,884
Amortized Cost	506,256	482,270
Commercial real estate | Non-owner occupied and multifamily properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	38,234	94,412
2022	95,181	82,352
2021	83,998	71,407
2020	69,550	58,033
2019	56,536	16,905
Prior	153,324	149,223
Amortized Cost	496,823	472,332
Commercial real estate | Non-owner occupied and multifamily properties | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	274
2019	0	3
Prior	9,433	9,661
Amortized Cost	9,433	9,938
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	114,314	52,117
2022	48,278	5,088
2021	5,120	6,001
2020	4,736	2,535
2019	2,434	541
Prior	5,967	7,099
Amortized Cost	180,849	73,381
Residential real estate | 1-4 family residential properties secured by first liens | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	114,314	52,117
2022	48,278	5,088
2021	5,120	6,001
2020	4,736	2,535
2019	2,434	462
Prior	5,835	6,968
Amortized Cost	180,717	73,171
Residential real estate | 1-4 family residential properties secured by first liens | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	79
Prior	132	131
Amortized Cost	132	210
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	10,648	6,992
2022	5,283	3,376
2021	2,446	2,041
2020	1,452	2,763
2019	2,324	3,020
Prior	5,382	2,067
Amortized Cost	27,535	20,259
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	10,648	6,992
2022	5,283	3,376
2021	2,446	2,041
2020	1,452	2,763
2019	2,324	2,781
Prior	5,053	2,060
Amortized Cost	27,206	20,013
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0
2019	0	239
Prior	329	7
Amortized Cost	329	246
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Credit Quality Indicator [Line Items]
2023	16,057	26,860
2022	6,205	3,897
2021	1,118	61
2020	21	0
2019	0	0
Prior	8,784	13,182
Amortized Cost	32,185	44,000
Residential real estate | 1-4 family residential construction loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	16,057	26,860
2022	6,205	3,897
2021	1,118	61
2020	21	0
2019	0	0
Prior	8,675	13,073
Amortized Cost	32,076	43,891
Residential real estate | 1-4 family residential construction loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	109	109
Amortized Cost	109	109
Other construction, land development and raw land loans
Financing Receivable, Credit Quality Indicator [Line Items]
2023	18,172	38,673
2022	53,412	42,448
2021	33,797	5,740
2020	3,186	1,713
2019	1,479	4,044
Prior	9,670	6,564
Amortized Cost	119,716	99,182
Other construction, land development and raw land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	18,172	38,673
2022	53,412	42,448
2021	33,797	5,740
2020	3,186	1,713
2019	1,479	3,675
Prior	7,897	5,112
Amortized Cost	117,943	97,361
Other construction, land development and raw land loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	369
Prior	1,773	1,452
Amortized Cost	1,773	1,821
Obligations of states and political subdivisions in the US
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	32,319
2022	30,341	0
2021	0	0
2020	0	0
2019	0	219
Prior	122	1
Amortized Cost	30,463	32,539
Obligations of states and political subdivisions in the US | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	32,319
2022	30,341	0
2021	0	0
2020	0	0
2019	0	219
Prior	122	1
Amortized Cost	30,463	32,539
Obligations of states and political subdivisions in the US | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Amortized Cost	0	0
Agricultural production, including commercial fishing
Financing Receivable, Credit Quality Indicator [Line Items]
2023	7,842	9,748
2022	9,892	17,692
2021	17,095	3,740
2020	3,567	604
2019	589	879
Prior	1,938	1,436
Amortized Cost	40,923	34,099
Agricultural production, including commercial fishing | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	7,842	9,748
2022	9,892	17,692
2021	17,095	3,740
2020	3,567	604
2019	589	879
Prior	1,938	1,436
Amortized Cost	40,923	34,099
Agricultural production, including commercial fishing | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Amortized Cost	0	0
Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
2023	2,791	1,513
2022	1,107	363
2021	282	481
2020	394	345
2019	279	235
Prior	1,133	1,398
Amortized Cost	5,986	4,335
Consumer loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	2,791	1,513
2022	1,094	363
2021	282	481
2020	394	345
2019	279	235
Prior	1,133	1,391
Amortized Cost	5,973	4,328
Consumer loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	13	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	7
Amortized Cost	13	7
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
2023	590	1,291
2022	190	330
2021	313	1,547
2020	1,379	384
2019	331	0
Prior	22	67
Amortized Cost	2,825	3,619
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2023	590	1,291
2022	190	330
2021	313	1,547
2020	1,379	384
2019	331	0
Prior	22	67
Amortized Cost	2,825	3,619
Other loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Amortized Cost	$ 0	$ 0

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Aging of Contractually Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Loans	$ 1,720,091	$ 1,501,785
Greater Than 90 Days Past Due Still Accruing	28	0
Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	6,550	3,876
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	4,128	215
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	13	680
Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,409	2,981
Current
Financing Receivable, Past Due [Line Items]
Loans	1,713,541	1,497,909
Commercial & industrial loans
Financing Receivable, Past Due [Line Items]
Loans	415,898	358,128
Greater Than 90 Days Past Due Still Accruing	0	0
Commercial & industrial loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	4,045	614
Commercial & industrial loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,748	37
Commercial & industrial loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	521
Commercial & industrial loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	297	56
Commercial & industrial loans | Current
Financing Receivable, Past Due [Line Items]
Loans	411,853	357,514
Commercial real estate | Owner occupied properties
Financing Receivable, Past Due [Line Items]
Loans	357,455	349,973
Greater Than 90 Days Past Due Still Accruing	0	0
Commercial real estate | Owner occupied properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	271	798
Commercial real estate | Owner occupied properties | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Owner occupied properties | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Owner occupied properties | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	271	798
Commercial real estate | Owner occupied properties | Current
Financing Receivable, Past Due [Line Items]
Loans	357,184	349,175
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Past Due [Line Items]
Loans	506,256	482,270
Greater Than 90 Days Past Due Still Accruing	0	0
Commercial real estate | Non-owner occupied and multifamily properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	380	274
Commercial real estate | Non-owner occupied and multifamily properties | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	380	0
Commercial real estate | Non-owner occupied and multifamily properties | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Non-owner occupied and multifamily properties | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	274
Commercial real estate | Non-owner occupied and multifamily properties | Current
Financing Receivable, Past Due [Line Items]
Loans	505,876	481,996
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Past Due [Line Items]
Loans	180,849	73,381
Greater Than 90 Days Past Due Still Accruing	28	0
Residential real estate | 1-4 family residential properties secured by first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	28	211
Residential real estate | 1-4 family residential properties secured by first liens | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	60
Residential real estate | 1-4 family residential properties secured by first liens | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	79
Residential real estate | 1-4 family residential properties secured by first liens | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	28	72
Residential real estate | 1-4 family residential properties secured by first liens | Current
Financing Receivable, Past Due [Line Items]
Loans	180,821	73,170
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Past Due [Line Items]
Loans	27,535	20,259
Greater Than 90 Days Past Due Still Accruing	0	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	159	239
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	112
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	159	127
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Current
Financing Receivable, Past Due [Line Items]
Loans	27,376	20,020
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Past Due [Line Items]
Loans	32,185	44,000
Greater Than 90 Days Past Due Still Accruing	0	0
Residential real estate | 1-4 family residential construction loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	109	109
Residential real estate | 1-4 family residential construction loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Residential real estate | 1-4 family residential construction loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Residential real estate | 1-4 family residential construction loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	109	109
Residential real estate | 1-4 family residential construction loans | Current
Financing Receivable, Past Due [Line Items]
Loans	32,076	43,891
Other construction, land development and raw land loans
Financing Receivable, Past Due [Line Items]
Loans	119,716	99,182
Greater Than 90 Days Past Due Still Accruing	0	0
Other construction, land development and raw land loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,545	1,545
Other construction, land development and raw land loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		0
Other construction, land development and raw land loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other construction, land development and raw land loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,545	1,545
Other construction, land development and raw land loans | Current
Financing Receivable, Past Due [Line Items]
Loans	118,171	97,637
Obligations of states and political subdivisions in the US
Financing Receivable, Past Due [Line Items]
Loans	30,463	32,539
Greater Than 90 Days Past Due Still Accruing	0	0
Obligations of states and political subdivisions in the US | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | Current
Financing Receivable, Past Due [Line Items]
Loans	30,463	32,539
Agricultural production, including commercial fishing
Financing Receivable, Past Due [Line Items]
Loans	40,923	34,099
Greater Than 90 Days Past Due Still Accruing	0	0
Agricultural production, including commercial fishing | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | Current
Financing Receivable, Past Due [Line Items]
Loans	40,923	34,099
Consumer loans
Financing Receivable, Past Due [Line Items]
Loans	5,986	4,335
Greater Than 90 Days Past Due Still Accruing	0	0
Consumer loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	13	86
Consumer loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	6
Consumer loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	13	80
Consumer loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Consumer loans | Current
Financing Receivable, Past Due [Line Items]
Loans	5,973	4,249
Other loans
Financing Receivable, Past Due [Line Items]
Loans	2,825	3,619
Greater Than 90 Days Past Due Still Accruing	0	0
Other loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | Current
Financing Receivable, Past Due [Line Items]
Loans	$ 2,825	$ 3,619

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	$ 6,492	$ 7,076
Nonaccrual With No ACL	6,100	7,014
Government guarantees
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	1,455	646
Nonaccrual With No ACL	1,455	646
Net of government guarantees
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	5,037	6,430
Nonaccrual With No ACL	4,645	6,368
Commercial & industrial loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	4,254	3,294
Nonaccrual With No ACL	4,056	3,287
Commercial real estate | Owner occupied properties
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	306	1,457
Nonaccrual With No ACL	271	1,457
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	274
Nonaccrual With No ACL	0	274
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	53	151
Nonaccrual With No ACL	0	144
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	225	246
Nonaccrual With No ACL	119	198
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	109	109
Nonaccrual With No ACL	109	109
Other construction, land development and raw land loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	1,545	1,545
Nonaccrual With No ACL	$ 1,545	$ 1,545

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses - Modifications (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	$ 2,044	$ 5,540
Percentage of class of financing receivables (as a percent)	0.12%	0.32%
Financing receivable, modified	$ 2,044	$ 2,044	$ 5,100
Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	1,196	2,707
Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications		1,985
Term and Payment Modifications
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	848	848
Commercial & industrial loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications		$ 3,496
Percentage of class of financing receivables (as a percent)		0.84%
Weighted-Average Interest Rate Reduction (as a percent)		0%
Weighted Average Term Extension (in months)		20 months
Commercial & industrial loans | Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications		$ 1,511
Commercial & industrial loans | Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications		1,985
Commercial & industrial loans | Term and Payment Modifications
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications		0
Commercial & industrial loans | Principal Forgiveness
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications		0
Commercial real estate | Owner occupied properties
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	$ 271	$ 271
Percentage of class of financing receivables (as a percent)	0.08%	0.08%
Weighted-Average Interest Rate Reduction (as a percent)	0%	0%
Weighted Average Term Extension (in months)	5 months	5 months
Financing receivable, modified	$ 271	$ 271
Commercial real estate | Owner occupied properties | Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	0	0
Commercial real estate | Owner occupied properties | Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications		0
Commercial real estate | Owner occupied properties | Term and Payment Modifications
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	271	271
Commercial real estate | Owner occupied properties | Principal Forgiveness
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	0	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	$ 119	$ 119
Percentage of class of financing receivables (as a percent)	0.43%	0.43%
Weighted-Average Interest Rate Reduction (as a percent)	0%	0%
Weighted Average Term Extension (in months)	5 months	5 months
Financing receivable, modified	$ 119	$ 119
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	119	119
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications		0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Term and Payment Modifications
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	0	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Principal Forgiveness
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	0	0
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	$ 109	$ 109
Percentage of class of financing receivables (as a percent)	0.34%	0.34%
Weighted-Average Interest Rate Reduction (as a percent)	0%	0%
Weighted Average Term Extension (in months)	5 months	5 months
Financing receivable, modified	$ 109	$ 109
Residential real estate | 1-4 family residential construction loans | Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	109	109
Residential real estate | 1-4 family residential construction loans | Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications		0
Residential real estate | 1-4 family residential construction loans | Term and Payment Modifications
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	0	0
Residential real estate | 1-4 family residential construction loans | Principal Forgiveness
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	0	0
Other construction, land development and raw land loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	$ 1,545	$ 1,545
Percentage of class of financing receivables (as a percent)	1.29%	1.29%
Weighted-Average Interest Rate Reduction (as a percent)	0%	0%
Weighted Average Term Extension (in months)	5 months	5 months
Financing receivable, modified	$ 1,545	$ 1,545
Other construction, land development and raw land loans | Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	968	968
Other construction, land development and raw land loans | Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications		0
Other construction, land development and raw land loans | Term and Payment Modifications
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	577	577
Other construction, land development and raw land loans | Principal Forgiveness
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	$ 0	$ 0

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses - Payment Performance Past Due (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	$ 2,044	$ 5,100
30-59 Days Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
60-89 Days Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Greater Than 89 Days Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	2,044
Commercial real estate | Owner occupied properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	271
Commercial real estate | 30-59 Days Past Due | Owner occupied properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Commercial real estate | 60-89 Days Past Due | Owner occupied properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Commercial real estate | Greater Than 89 Days Past Due | Owner occupied properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	271
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	119
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	109
Residential real estate | 30-59 Days Past Due | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Residential real estate | 30-59 Days Past Due | 1-4 family residential construction loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Residential real estate | 60-89 Days Past Due | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Residential real estate | 60-89 Days Past Due | 1-4 family residential construction loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Residential real estate | Greater Than 89 Days Past Due | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	119
Residential real estate | Greater Than 89 Days Past Due | 1-4 family residential construction loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	109
Other construction, land development and raw land loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	1,545
Other construction, land development and raw land loans | 30-59 Days Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Other construction, land development and raw land loans | 60-89 Days Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Other construction, land development and raw land loans | Greater Than 89 Days Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	$ 1,545

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses - Amortized Cost Basis of Loans (Details) $ in Thousands	Sep. 30, 2023 USD ($)
Term Modification
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivables, modified after twelve months	$ 1,196
Term and Payment Modifications
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivables, modified after twelve months	848
Commercial real estate | Owner occupied properties | Term Modification
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivables, modified after twelve months	0
Commercial real estate | Owner occupied properties | Term and Payment Modifications
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivables, modified after twelve months	271
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Term Modification
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivables, modified after twelve months	119
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Term and Payment Modifications
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivables, modified after twelve months	0
Residential real estate | 1-4 family residential construction loans | Term Modification
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivables, modified after twelve months	109
Residential real estate | 1-4 family residential construction loans | Term and Payment Modifications
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivables, modified after twelve months	0
Other construction, land development and raw land loans | Term Modification
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivables, modified after twelve months	968
Other construction, land development and raw land loans | Term and Payment Modifications
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivables, modified after twelve months	$ 577

Loans and Allowance for Cred_13

Loans and Allowance for Credit Losses - Loan Modifications not Classified as TDRs (Details) $ in Thousands	Sep. 30, 2023 USD ($) loan	Dec. 31, 2022 USD ($) loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Portfolio loans	$ 2,044	$ 5,100
COVID-19 Loan Modifications
Financing Receivable, Troubled Debt Restructuring [Line Items]
Portfolio loans		$ 999
Number of modifications | loan	0	1
Interest Only | COVID-19 Loan Modifications
Financing Receivable, Troubled Debt Restructuring [Line Items]
Portfolio loans		$ 999
Number of modifications | loan		1
Full Payment Deferral | COVID-19 Loan Modifications
Financing Receivable, Troubled Debt Restructuring [Line Items]
Portfolio loans		$ 0
Number of modifications | loan		0

Purchased Receivables - Narrati

Purchased Receivables - Narrative (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2023 USD ($) purchased_receivable	Dec. 31, 2022 USD ($) purchased_receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term of purchased receivables (less than)	1 year
Number of purchased receivables past due | purchased_receivable	0	0
Nonperforming purchased receivables	$ 0	$ 0
Purchased Receivables
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of restructured purchased receivables | purchased_receivable	0	0
Activity in the ACL	$ 0	$ 0
ACL for purchased receivables	$ 0	$ 0

Purchased Receivables - Summary

Purchased Receivables - Summary of Components of Net Purchased Receivables (Details) - USD ($)	Sep. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased receivables		$ 19,994,000
Total	$ 34,578,000	19,994,000
Purchased Receivables
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased receivables	34,578,000
Allowance for credit losses - purchased receivables	0	$ 0
Total	$ 34,578,000

Servicing Rights - Mortgage Ser

Servicing Rights - Mortgage Servicing Rights (Details) - Mortgage servicing rights - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Servicing Asset at Fair Value, Amount [Roll Forward]
Balance, beginning of period	$ 18,248	$ 16,301	$ 18,635	$ 13,724
Additions for new MSR capitalized	1,458	1,263	2,440	3,378
Changes in fair value:
Due to changes in model inputs of assumptions	0	555	(215)	1,522
Other	(310)	(410)	(1,464)	(915)
Balance, end of period	$ 19,396	$ 17,709	$ 19,396	$ 17,709

Servicing Rights - Narrative (D

Servicing Rights - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Commercial servicing rights
Servicing Assets at Fair Value [Line Items]
Servicing rights	$ 2,118		$ 2,118		$ 2,129
Commercial loans serviced for a third party	283,700		$ 283,700		$ 285,300
Constant prepayment rate (percent)			10.19%		10.19%
Discount rate (percent)			12%		12%
Other Noninterest Income
Servicing Assets at Fair Value [Line Items]
Mortgage servicing fees	$ 937	$ 858	$ 2,700	$ 2,400

Servicing Rights - Key Assumpti

Servicing Rights - Key Assumptions and the Sensitivity of the Fair Value (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022	Jun. 30, 2023	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Servicing Assets at Fair Value [Line Items]
Balance of mortgage loans serviced for others	$ 982,098,000	$ 898,840,000
Weighted average rate of note (percent)	3.82%	3.47%
MSR as a percentage of serviced loans	1.97%	2.07%
Mortgage servicing rights
Servicing Assets at Fair Value [Line Items]
Fair value of MSRs	$ 19,396,000	$ 18,635,000	$ 18,248,000	$ 17,709,000	$ 16,301,000	$ 13,724,000
Expected weighted-average life (in years)	10 years 9 months 25 days	9 years 5 months 15 days
Key assumptions:
Constant prepayment rate (percent)	7.88%	6.64%
Constant prepayment rate, impact on fair value from 10% adverse change	$ (536,000)	$ (518,000)
Constant prepayment rate, impact on fair value from 25% adverse change	$ (984,000)	$ (1,233,000)
Discount rate (percent)	10.97%	11.25%
Discount rate, impact on fair value from 100 basis point increase	$ (821,000)	$ (635,000)
Discount rate, impact on fair value from 200 basis point increase	(1,579,000)	(1,224,000)
Cost to service assumptions ($ per loan)	82	91
Cost to service assumptions, impact on fair value from 10% adverse change	(156,000)	(153,000)
Cost to service assumptions, impact on fair value from 25% adverse change	$ (389,000)	$ (382,000)

Leases - Narrative (Details)

Leases - Narrative (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Leases [Abstract]
Operating lease right-of-use assets	$ 9,673	$ 9,868
Operating lease liabilities	$ 9,673	$ 9,865

Leases - Summary of Additional

Leases - Summary of Additional Lease Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Lease Cost
Operating lease cost	$ 708	$ 693	$ 2,109	$ 2,046
Short term lease cost	36	9	115	26
Total lease cost	$ 744	$ 702	2,224	2,072
Other information
Operating leases - operating cash flows			$ 1,966	$ 1,901
Weighted average lease term - operating leases, in years	10 years 2 months 23 days	10 years 4 months 20 days	10 years 2 months 23 days	10 years 4 months 20 days
Weighted average discount rate - operating leases (percent)	3.54%	3.28%	3.54%	3.28%

Leases - Maturity of Lease Liab

Leases - Maturity of Lease Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Leases [Abstract]
2023 (Three months)	$ 662
2024	2,637
2025	2,285
2026	1,130
2027	731
Thereafter	4,418
Total minimum lease payments	11,863
Less: amount of lease payment representing interest	(2,190)
Present value of future minimum lease payments	$ 9,673	$ 9,865

Derivatives - Narrative (Detail

Derivatives - Narrative (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($) swap	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($) swap	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Derivatives, Fair Value [Line Items]
Collateral requirement threshold			$ 250,000
Collateral posted	$ 552,000		552,000		$ 553,000
Derivative notional amount	$ 219,800,000		$ 219,800,000		226,200,000
Number of derivatives | swap	20		20
Interest and fee income, commercial loans	$ 0	$ 0	$ 61,000	$ 90,000
Residential Mortgage Holding Company
Derivatives, Fair Value [Line Items]
Commitments to originate mortgage loans held for sale	50,100,000		50,100,000		29,100,000
Subordinated debt
Derivatives, Fair Value [Line Items]
Junior subordinated debenture	$ 10,000,000		$ 10,000,000
Junior subordinated debenture, effective interest rate (percent)	3.72%		3.72%
Debt instrument, interest rate during period (percent)			7.04%
Subordinated debt | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate
Derivatives, Fair Value [Line Items]
Debt instrument, basis spread on variable rate (percent)			1.63%
Variable to Fixed
Derivatives, Fair Value [Line Items]
Derivative notional amount	$ 109,900,000		$ 109,900,000
Number of derivatives | swap	20		20
Fixed to Variable
Derivatives, Fair Value [Line Items]
Derivative notional amount	$ 109,900,000		$ 109,900,000
Number of derivatives | swap	20		20
Interest rate swaps | Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Cash pledged to collateralize fair value exposure on interest rate swap	$ 130,000		$ 130,000		130,000
Unrealized gain (loss) on interest rate swap	$ 1,500,000		$ 1,500,000		$ 1,000,000

Derivatives - Schedule of Deriv

Derivatives - Schedule of Derivative Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Interest rate swaps
Derivatives, Fair Value [Line Items]
Derivative assets	$ 17,872	$ 14,178
Derivative liabilities	15,797	12,725
Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Derivative assets	518	440
Retail interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative assets	145
Derivative liabilities		3
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets	16,460	13,165
Derivative liabilities	15,797	12,728
Not Designated as Hedging Instrument | Interest rate swaps
Derivatives, Fair Value [Line Items]
Derivative assets	15,797	12,725
Derivative liabilities	15,797	12,725
Not Designated as Hedging Instrument | Interest rate swaps | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	15,797	12,725
Not Designated as Hedging Instrument | Interest rate swaps | Other liabilities
Derivatives, Fair Value [Line Items]
Derivative liabilities	15,797	12,725
Not Designated as Hedging Instrument | Interest rate lock commitments | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	518	440
Not Designated as Hedging Instrument | Retail interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative assets	145
Derivative liabilities		3
Not Designated as Hedging Instrument | Retail interest rate contracts | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	145	0
Not Designated as Hedging Instrument | Retail interest rate contracts | Other liabilities
Derivatives, Fair Value [Line Items]
Derivative liabilities	$ 0	$ 3

Derivatives - Schedule of Der_2

Derivatives - Schedule of Derivative Gain (Loss) (Details) - Not Designated as Hedging Instrument - Mortgage banking income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on derivatives not designated as hedging	$ (228)	$ (18)	$ 421	$ 3,281
Retail interest rate contracts
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on derivatives not designated as hedging	84	1,347	375	4,297
Interest rate lock commitments
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on derivatives not designated as hedging	$ (312)	$ (1,365)	$ 46	$ (1,016)

Derivatives - Schedule of Offse

Derivatives - Schedule of Offsetting Asset Derivatives (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Interest rate swaps
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	$ 17,872	$ 14,178
Retail interest rate contracts
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	145
Not Designated as Hedging Instrument
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	16,460	13,165
Not Designated as Hedging Instrument | Interest rate swaps
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	15,797	12,725
Gross amounts offset in the Statement of Financial Position	0	0
Net amounts of assets and liabilities presented in the Statement of Financial Position	15,797	12,725
Gross amounts not offset in the Statement of Financial Position, Financial Instruments	0	0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted	0	0
Gross amounts not offset in the Statement of Financial Position, Net Amount	15,797	$ 12,725
Not Designated as Hedging Instrument | Retail interest rate contracts
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	145
Gross amounts offset in the Statement of Financial Position	0
Net amounts of assets and liabilities presented in the Statement of Financial Position	145
Gross amounts not offset in the Statement of Financial Position, Financial Instruments	0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted	0
Gross amounts not offset in the Statement of Financial Position, Net Amount	$ 145

Derivatives - Schedule of Off_2

Derivatives - Schedule of Offsetting Liability Derivatives (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Interest rate swaps
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	$ 15,797	$ 12,725
Retail interest rate contracts
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities		3
Not Designated as Hedging Instrument
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	15,797	12,728
Not Designated as Hedging Instrument | Interest rate swaps
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	15,797	12,725
Gross amounts offset in the Statement of Financial Position	0	0
Net amounts of assets and liabilities presented in the Statement of Financial Position	15,797	12,725
Gross amounts not offset in the Statement of Financial Position, Financial Instruments	0	0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted	15,797	12,725
Gross amounts not offset in the Statement of Financial Position, Net Amount	$ 0	0
Not Designated as Hedging Instrument | Retail interest rate contracts
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities		3
Gross amounts offset in the Statement of Financial Position		0
Net amounts of assets and liabilities presented in the Statement of Financial Position		3
Gross amounts not offset in the Statement of Financial Position, Financial Instruments		0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted		0
Gross amounts not offset in the Statement of Financial Position, Net Amount		$ 3

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Estimated Fair Values (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Financial assets:
Investment securities available for sale	$ 652,150		$ 677,029
Marketable equity securities	10,615		10,740
Investment securities held to maturity	32,233		32,639
Mortgage servicing rights
Financial assets:
Servicing rights	19,396	$ 18,248	18,635	$ 17,709	$ 16,301	$ 13,724
Commercial servicing rights
Financial assets:
Servicing rights	2,118		2,129
Interest rate swaps
Financial assets:
Derivative assets	17,872		14,178
Financial liabilities:
Derivative liabilities	15,797		12,725
Retail interest rate contracts
Financial assets:
Derivative assets	145
Financial liabilities:
Derivative liabilities			3
Interest rate lock commitments
Financial assets:
Derivative assets	518		440
Level 1 inputs:
Financial assets:
Investment securities available for sale	327,468		356,837
Marketable equity securities	10,615		10,740
Level 1 inputs: | Mortgage servicing rights
Financial assets:
Servicing rights	0		0
Level 1 inputs: | Commercial servicing rights
Financial assets:
Servicing rights	0		0
Level 1 inputs: | Interest rate swaps
Financial assets:
Derivative assets	0		0
Financial liabilities:
Derivative liabilities	0		0
Level 1 inputs: | Retail interest rate contracts
Financial assets:
Derivative assets	0
Financial liabilities:
Derivative liabilities			0
Level 1 inputs: | Interest rate lock commitments
Financial assets:
Derivative assets	0		0
Level 1 inputs: | Carrying Amount
Financial assets:
Cash, due from banks and deposits in other banks	111,228		259,350
Investment securities available for sale	327,468		356,837
Marketable equity securities	10,615		10,740
Level 1 inputs: | Fair Value
Financial assets:
Cash, due from banks and deposits in other banks	111,228		259,350
Investment securities available for sale	327,468		356,837
Marketable equity securities	10,615		10,740
Level 2 inputs:
Financial assets:
Investment securities available for sale	324,682		320,192
Marketable equity securities	0		0
Level 2 inputs: | Mortgage servicing rights
Financial assets:
Servicing rights	0		0
Level 2 inputs: | Commercial servicing rights
Financial assets:
Servicing rights	0		0
Level 2 inputs: | Interest rate swaps
Financial assets:
Derivative assets	17,872		14,178
Financial liabilities:
Derivative liabilities	15,797		12,725
Level 2 inputs: | Retail interest rate contracts
Financial assets:
Derivative assets	145
Financial liabilities:
Derivative liabilities			3
Level 2 inputs: | Interest rate lock commitments
Financial assets:
Derivative assets	0		0
Level 2 inputs: | Carrying Amount
Financial assets:
Investment securities available for sale	324,682		320,192
Investment in Federal Home Loan Bank stock	6,334		3,816
Loans held for sale	63,151		27,538
Financial liabilities:
Deposits	2,427,930		2,387,211
Borrowings	63,781		14,095
Level 2 inputs: | Carrying Amount | Interest rate swaps
Financial assets:
Derivative assets	17,279		14,179
Financial liabilities:
Derivative liabilities	15,797		12,725
Level 2 inputs: | Carrying Amount | Retail interest rate contracts
Financial assets:
Derivative assets	145		0
Financial liabilities:
Derivative liabilities	0		3
Level 2 inputs: | Fair Value
Financial assets:
Investment securities available for sale	324,682		320,192
Investment in Federal Home Loan Bank stock	6,334		3,816
Loans held for sale	63,151		27,538
Financial liabilities:
Deposits	2,424,081		2,383,975
Borrowings	61,374		12,382
Level 2 inputs: | Fair Value | Interest rate swaps
Financial assets:
Derivative assets	17,279		14,179
Financial liabilities:
Derivative liabilities	15,797		12,725
Level 2 inputs: | Fair Value | Retail interest rate contracts
Financial assets:
Derivative assets	145		0
Financial liabilities:
Derivative liabilities	0		3
Level 3 inputs:
Financial assets:
Investment securities available for sale	0		0
Marketable equity securities	0		0
Level 3 inputs: | Mortgage servicing rights
Financial assets:
Servicing rights	19,396		18,635
Level 3 inputs: | Commercial servicing rights
Financial assets:
Servicing rights	2,118		2,129
Level 3 inputs: | Interest rate swaps
Financial assets:
Derivative assets	0		0
Financial liabilities:
Derivative liabilities	0		0
Level 3 inputs: | Retail interest rate contracts
Financial assets:
Derivative assets	0
Financial liabilities:
Derivative liabilities			0
Level 3 inputs: | Interest rate lock commitments
Financial assets:
Derivative assets	518		440
Level 3 inputs: | Carrying Amount
Financial assets:
Investment securities held to maturity	36,750		36,750
Loans individually measured for credit losses	1,720,091		1,501,785
Purchased receivables, net	34,578		19,994
Financial liabilities:
Junior subordinated debentures	10,310		10,310
Level 3 inputs: | Carrying Amount | Mortgage servicing rights
Financial assets:
Servicing rights	19,396		18,635
Level 3 inputs: | Carrying Amount | Commercial servicing rights
Financial assets:
Servicing rights	2,118		2,129
Level 3 inputs: | Carrying Amount | Interest rate lock commitments
Financial assets:
Derivative assets	518		440
Level 3 inputs: | Fair Value
Financial assets:
Investment securities held to maturity	32,233		32,639
Loans individually measured for credit losses	1,594,495		1,408,350
Purchased receivables, net	34,578		19,994
Financial liabilities:
Junior subordinated debentures	11,391		11,266
Level 3 inputs: | Fair Value | Mortgage servicing rights
Financial assets:
Servicing rights	19,396		18,635
Level 3 inputs: | Fair Value | Commercial servicing rights
Financial assets:
Servicing rights	2,118		2,129
Level 3 inputs: | Fair Value | Interest rate lock commitments
Financial assets:
Derivative assets	$ 518		$ 440

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Assets And Liabilities Measured At Fair Value On A Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	$ 652,150		$ 677,029
Total marketable equity securities	10,615		10,740
Total other assets	40,049		35,382
Total other liabilities	15,797		12,728
Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	17,872		14,178
Derivative liabilities	15,797		12,725
Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	518		440
Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	145
Derivative liabilities			3
U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	578,635		595,161
Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	809		795
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	13,478		23,644
Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	59,228		57,429
Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	10,615		10,740
Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	19,396	$ 18,248	18,635	$ 17,709	$ 16,301	$ 13,724
Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	2,118		2,129
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	327,468		356,837
Total marketable equity securities	10,615		10,740
Total other assets	0		0
Total other liabilities	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Derivative liabilities	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Derivative liabilities			0
Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	313,990		333,193
Quoted Prices in Active Markets for Identical Assets (Level 1) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	13,478		23,644
Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	10,615		10,740
Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	324,682		320,192
Total marketable equity securities	0		0
Total other assets	18,017		14,178
Total other liabilities	15,797		12,728
Significant Other Observable Inputs (Level 2) | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	17,872		14,178
Derivative liabilities	15,797		12,725
Significant Other Observable Inputs (Level 2) | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Significant Other Observable Inputs (Level 2) | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	145
Derivative liabilities			3
Significant Other Observable Inputs (Level 2) | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	264,645		261,968
Significant Other Observable Inputs (Level 2) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	809		795
Significant Other Observable Inputs (Level 2) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Other Observable Inputs (Level 2) | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	59,228		57,429
Significant Other Observable Inputs (Level 2) | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	0		0
Significant Other Observable Inputs (Level 2) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Significant Other Observable Inputs (Level 2) | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Total marketable equity securities	0		0
Total other assets	22,032		21,204
Total other liabilities	0		0
Significant Unobservable Inputs (Level 3) | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Derivative liabilities	0		0
Significant Unobservable Inputs (Level 3) | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	518		440
Significant Unobservable Inputs (Level 3) | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Derivative liabilities			0
Significant Unobservable Inputs (Level 3) | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Unobservable Inputs (Level 3) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Unobservable Inputs (Level 3) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Unobservable Inputs (Level 3) | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Unobservable Inputs (Level 3) | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	0		0
Significant Unobservable Inputs (Level 3) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	19,396		18,635
Significant Unobservable Inputs (Level 3) | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	$ 2,118		$ 2,129

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation of Assets with Unobservable Inputs (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 21,238,000	$ 19,937,000	$ 21,204,000	$ 16,195,000
Change included in earnings	(616,000)	(300,000)	(2,642,000)	(915,000)
Purchases and issuances	3,497,000	4,312,000	8,826,000	14,673,000
Sales and settlements	(2,087,000)	(4,819,000)	(5,356,000)	(10,823,000)
Ending balance	22,032,000	19,130,000	22,032,000	19,130,000
Net change in unrealized gains (losses) relating to items held at end of period	518,000	354,000	518,000	354,000
Net change in unrealized gains (losses) included in other comprehensive income	0	0	0	0
Mortgage servicing rights
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	18,248,000	16,301,000	18,635,000	13,724,000
Change included in earnings	(310,000)	145,000	(1,679,000)	607,000
Purchases and issuances	1,458,000	1,263,000	2,440,000	3,378,000
Sales and settlements	0	0	0	0
Ending balance	19,396,000	17,709,000	19,396,000	17,709,000
Net change in unrealized gains (losses) relating to items held at end of period	0	0	0	0
Commercial servicing rights
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	2,139,000	1,069,000	2,129,000	1,084,000
Change included in earnings	(39,000)	(75,000)	(144,000)	(123,000)
Purchases and issuances	18,000	73,000	133,000	106,000
Sales and settlements	0	0	0	0
Ending balance	2,118,000	1,067,000	2,118,000	1,067,000
Net change in unrealized gains (losses) relating to items held at end of period	0	0	0	0
Interest rate lock commitments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	851,000	2,567,000	440,000	1,387,000
Change included in earnings	(267,000)	(370,000)	(819,000)	(1,399,000)
Purchases and issuances	2,021,000	2,976,000	6,253,000	11,189,000
Sales and settlements	(2,087,000)	(4,819,000)	(5,356,000)	(10,823,000)
Ending balance	518,000	354,000	518,000	354,000
Net change in unrealized gains (losses) relating to items held at end of period	$ 518,000	$ 354,000	$ 518,000	$ 354,000

Fair Value Measurements - Asset

Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 150
Loans individually measured for credit losses		$ 0
Total	150	0
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0
Loans individually measured for credit losses		0
Total	0	0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	150
Loans individually measured for credit losses		0
Total	150	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0
Loans individually measured for credit losses		0
Total	$ 0	$ 0

Fair Value Measurements - Sch_3

Fair Value Measurements - Schedule of Gains and Losses Resulting from Nonrecurring Fair Value Adjustments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Other real estate owned	$ 123	$ 0	$ 123	$ 0
Total loss from nonrecurring measurements	$ 123	$ 0	$ 123	$ 0

Fair Value Measurements - Valua

Fair Value Measurements - Valuation Assumptions (Details)	Sep. 30, 2023	Dec. 31, 2022
Pull through rate | In-house valuation of collateral, External pricing model | Weighted Average | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Interest rate lock commitment, measurement input (percent)	0.9362	0.9318
Constant prepayment rate | Discounted cash flow | Mortgage servicing rights | Minimum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.0748	0.0662
Constant prepayment rate | Discounted cash flow | Mortgage servicing rights | Maximum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.1513	0.0743
Constant prepayment rate | Discounted cash flow | Commercial servicing rights | Minimum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.0419	0.0419
Constant prepayment rate | Discounted cash flow | Commercial servicing rights | Maximum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.2287	0.2287
Discount rate | Discounted cash flow | Mortgage servicing rights | Weighted Average | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)		0.1125
Discount rate | Discounted cash flow | Mortgage servicing rights | Minimum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.0950
Discount rate | Discounted cash flow | Mortgage servicing rights | Maximum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.1100
Discount rate | Discounted cash flow | Commercial servicing rights | Weighted Average | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.1200	0.1200
Estimated capital costs to complete improvements | Valuation, Fair Value Of Collateral | Weighted Average | Fair Value, Measurements, Nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Other real estate owned, measurement input (percent)	0.45

Segment Information (Details)

Segment Information (Details) $ in Thousands	3 Months Ended							9 Months Ended
	Sep. 30, 2023 USD ($) bank	Jun. 30, 2023 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Sep. 30, 2022 USD ($)	Jun. 30, 2022 USD ($)	Mar. 31, 2022 USD ($)	Sep. 30, 2023 USD ($) segment bank	Sep. 30, 2022 USD ($)
Segment Reporting Information [Line Items]
Number of operating segments | segment								2
Interest income	$ 34,408				$ 27,559			$ 96,023	$ 70,609
Interest expense	8,058				1,248			19,499	2,782
Net Interest Income	26,350				26,311			76,524	67,827
Provision for credit losses	1,190				(353)			2,957	(40)
Other operating income	8,002				8,672			19,890	27,302
Other operating expense	22,896				22,286			70,188	66,625
Income Before Provision for Income Taxes	10,266				13,050			23,269	28,544
Provision for income taxes	1,892				2,925			4,488	6,398
Net Income	8,374	$ 5,577	$ 4,830	$ 8,595	10,125	$ 4,795	$ 7,226	18,781	22,146
Total assets	2,790,189			2,674,318				2,790,189
Loans held for sale	$ 63,151			27,538				$ 63,151
Community Banking
Segment Reporting Information [Line Items]
Number of branches | bank	19							19
Interest income	$ 31,341				26,900			$ 89,509	68,919
Interest expense	7,291				1,232			18,007	2,739
Net Interest Income	24,050				25,668			71,502	66,180
Provision for credit losses	1,190				(353)			2,957	(40)
Other operating income	3,597				2,938			9,564	8,686
Other operating expense	16,945				15,977			52,168	47,223
Income Before Provision for Income Taxes	9,512				12,982			25,941	27,683
Provision for income taxes	1,710				2,911			5,216	6,157
Net Income	7,802				10,071			20,725	21,526
Total assets	2,528,430			2,550,578				2,528,430
Loans held for sale	0			0				0
Home Mortgage Lending
Segment Reporting Information [Line Items]
Interest income	3,067				659			6,514	1,690
Interest expense	767				16			1,492	43
Net Interest Income	2,300				643			5,022	1,647
Provision for credit losses	0				0			0	0
Other operating income	4,405				5,734			10,326	18,616
Other operating expense	5,951				6,309			18,020	19,402
Income Before Provision for Income Taxes	754				68			(2,672)	861
Provision for income taxes	182				14			(728)	241
Net Income	572				$ 54			(1,944)	$ 620
Total assets	261,759			123,740				261,759
Loans held for sale	$ 63,151			$ 27,538				$ 63,151