Northrim BanCorp (NRIM) 10-Q 31 Jul 24 2024 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2024	Jul. 31, 2024
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2024
Document Transition Report	false
Entity File Number	000-33501
Entity Registrant Name	NORTHRIM BANCORP, INC.
Entity Incorporation, State or Country Code	AK
Entity Tax Identification Number	92-0175752
Entity Address, Address Line One	3111 C Street
Entity Address, City or Town	Anchorage
Entity Address, State or Province	AK
Entity Address, Postal Zip Code	99503
City Area Code	907
Local Phone Number	562-0062
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,501,943
Amendment Flag	false
Entity Central Index Key	0001163370
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q2

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 33,364	$ 27,457
Interest bearing deposits in other banks	21,058	91,073
Investment securities available for sale, at fair value	584,964	637,936
Marketable equity securities	12,381	13,153
Investment securities held to maturity, at amortized cost	36,750	36,750
Investment in Federal Home Loan Bank stock	4,929	2,980
Loans held for sale	85,926	31,974
Loans	1,875,907	1,789,497
Allowance for credit losses, loans	(17,694)	(17,270)
Net loans	1,858,213	1,772,227
Purchased receivables, net	25,722	36,842
Premises and equipment, net	40,393	40,693
Operating lease right-of-use assets	8,244	9,092
Goodwill	15,017	15,017
Other intangible assets, net	950	950
Other assets	72,680	71,789
Total assets	2,821,668	2,807,497
Deposits:
Demand	704,471	749,683
Interest-bearing demand	906,010	927,291
Savings	238,156	255,338
Money market	195,159	221,492
Certificates of deposit less than $250,000	223,559	189,106
Certificates of deposit $250,000 and greater	196,451	142,145
Total deposits	2,463,806	2,485,055
Borrowings	43,961	13,675
Junior subordinated debentures	10,310	10,310
Operating lease liabilities	8,269	9,092
Other liabilities	48,122	54,647
Total liabilities	2,574,468	2,572,779
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 5,501,562 and 5,513,459 issued and outstanding at June 30, 2024 and December 31, 2023, respectively	5,502	5,513
Additional paid-in capital	9,208	9,605
Retained earnings	246,475	236,037
Accumulated other comprehensive loss, net of tax	(13,985)	(16,437)
Total shareholders' equity	247,200	234,718
Total liabilities and shareholders' equity	2,821,668	2,807,497
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 21,077	$ 19,564

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Jun. 30, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Preferred stock, par value (in USD per share)	$ 1	$ 1
Preferred stock, shares authorized (in shares)	2,500,000	2,500,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in USD per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,501,562	5,513,459
Common stock, shares outstanding (in shares)	5,501,562	5,513,459

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Interest and Dividend Income
Interest and fees on loans and loans held for sale	$ 32,367	$ 26,313	$ 62,817	$ 50,007
Interest on investment securities available for sale	3,556	3,996	7,274	7,930
Dividends on marketable equity securities	227	175	470	343
Interest on investment securities held to maturity	470	473	952	947
Dividends on Federal Home Loan Bank stock	57	35	134	71
Interest on deposits in other banks	232	828	1,070	2,317
Total Interest and Dividend Income	36,909	31,820	72,717	61,615
Interest Expense
Interest expense on deposits	9,476	6,114	18,656	10,697
Interest expense on borrowings	287	470	373	557
Interest expense on junior subordinated debentures	93	94	188	187
Total Interest Expense	9,856	6,678	19,217	11,441
Net Interest Income	27,053	25,142	53,500	50,174
(Benefit) provision for credit losses	(120)	1,407	29	1,767
Net Interest Income After Provision for Credit Losses	27,173	23,735	53,471	48,407
Other Operating Income
Mortgage banking income	5,884	3,913	9,915	5,921
Purchased receivable income	1,242	1,018	2,587	1,995
Unrealized gain (loss) on marketable equity securities	(60)	(234)	254	(457)
Other income	834	792	1,522	1,573
Total Other Operating Income	9,577	6,980	17,421	11,888
Other Operating Expense
Salaries and other personnel expense	16,627	15,183	32,044	30,667
Data processing expense	2,601	2,377	5,260	4,732
Occupancy expense	1,843	1,811	3,805	3,754
Professional and outside services	726	801	1,481	1,523
Insurance expense	692	647	1,471	1,204
Marketing expense	690	933	1,203	1,497
Intangible asset amortization expense	0	3	0	7
OREO expense, net rental income and gains on sale	2	(8)	(389)	18
Other operating expense	2,013	2,035	3,957	3,889
Total Other Operating Expense	25,194	23,782	48,832	47,291
Income Before Provision for Income Taxes	11,556	6,933	22,060	13,004
Provision for income taxes	2,536	1,356	4,841	2,597
Net Income	$ 9,020	$ 5,577	$ 17,219	$ 10,407
Earnings Per Share, Basic (in USD per share)	$ 1.64	$ 0.99	$ 3.13	$ 1.84
Earnings Per Share, Diluted (in USD per share)	$ 1.62	$ 0.98	$ 3.10	$ 1.82
Weighted Average Common Shares Outstanding, Basic (in shares)	5,500,588	5,632,174	5,500,083	5,661,803
Weighted Average Common Shares Outstanding, Diluted (in shares)	5,558,580	5,677,292	5,562,025	5,719,453
Bankcard fees
Other Operating Income
Bankcard fees and Service charges on deposit accounts	$ 1,105	$ 986	$ 2,022	$ 1,894
Service charges on deposit accounts
Other Operating Income
Bankcard fees and Service charges on deposit accounts	$ 572	$ 505	$ 1,121	$ 962

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Statement of Comprehensive Income [Abstract]
Net income	$ 9,020	$ 5,577	$ 17,219	$ 10,407
Securities available for sale:
Unrealized holding gains (losses) arising during the period	2,806	(4,414)	3,098	3,705
Derivatives and hedging activities:
Unrealized holding gains (losses) arising during the period	56	281	328	(18)
Income tax expense related to unrealized (gains) losses	(814)	1,175	(974)	(1,048)
Other comprehensive income (loss), net of tax	2,048	(2,958)	2,452	2,639
Comprehensive income	$ 11,068	$ 2,619	$ 19,671	$ 13,046

Consolidated Statements of Chan

Consolidated Statements of Changes In Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss), net of Tax
Beginning balance (in shares) at Dec. 31, 2022		5,701,000
Beginning balance, value at Dec. 31, 2022	$ 218,629	$ 5,701	$ 17,784	$ 224,225	$ (29,081)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(3,444)			(3,444)
Stock-based compensation expense	140		140
Repurchase of common stock (in shares)		(28,000)
Repurchase of common stock	(1,327)	$ (28)	(1,299)
Other comprehensive gain (loss), net of tax	5,597				5,597
Net income	4,830			4,830
Ending balance (in shares) at Mar. 31, 2023		5,673,000
Ending balance, value at Mar. 31, 2023	224,425	$ 5,673	16,625	225,611	(23,484)
Beginning balance (in shares) at Dec. 31, 2022		5,701,000
Beginning balance, value at Dec. 31, 2022	218,629	$ 5,701	17,784	224,225	(29,081)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Other comprehensive gain (loss), net of tax	2,639
Net income	10,407
Ending balance (in shares) at Jun. 30, 2023		5,611,000
Ending balance, value at Jun. 30, 2023	221,336	$ 5,611	14,411	227,756	(26,442)
Beginning balance (in shares) at Mar. 31, 2023		5,673,000
Beginning balance, value at Mar. 31, 2023	224,425	$ 5,673	16,625	225,611	(23,484)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(3,432)			(3,432)
Stock-based compensation expense	225		225
Repurchase of common stock (in shares)		(62,000)
Repurchase of common stock	(2,501)	$ (62)	(2,439)
Other comprehensive gain (loss), net of tax	(2,958)				(2,958)
Net income	5,577			5,577
Ending balance (in shares) at Jun. 30, 2023		5,611,000
Ending balance, value at Jun. 30, 2023	221,336	$ 5,611	14,411	227,756	(26,442)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(3,384)			(3,384)
Stock-based compensation expense	254		254
Exercise of stock options and vesting of restricted stock units, net	(12)		(12)
Repurchase of common stock (in shares)		(63,000)
Repurchase of common stock	(2,711)	$ (63)	(2,648)
Other comprehensive gain (loss), net of tax	1,402				1,402
Net income	8,374			8,374
Ending balance (in shares) at Sep. 30, 2023		5,548,000
Ending balance, value at Sep. 30, 2023	225,259	$ 5,548	12,005	232,746	(25,040)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(3,322)			(3,322)
Stock-based compensation expense	318		318
Exercise of stock options and vesting of restricted stock units, net (in shares)		21,000
Exercise of stock options and vesting of restricted stock units, net	(248)	$ 21	(269)
Repurchase of common stock (in shares)		(56,000)
Repurchase of common stock	(2,505)	$ (56)	(2,449)
Other comprehensive gain (loss), net of tax	8,603				8,603
Net income	$ 6,613			6,613
Ending balance (in shares) at Dec. 31, 2023	5,513,459	5,513,000
Ending balance, value at Dec. 31, 2023	$ 234,718	$ 5,513	9,605	236,037	(16,437)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(3,388)			(3,388)
Stock-based compensation expense	208		208
Exercise of stock options and vesting of restricted stock units, net (in shares)		1,000
Exercise of stock options and vesting of restricted stock units, net	(26)	$ 1	(27)
Repurchase of common stock (in shares)		(14,000)
Repurchase of common stock	(788)	$ (14)	(774)
Other comprehensive gain (loss), net of tax	404				404
Net income	8,199			8,199
Ending balance (in shares) at Mar. 31, 2024		5,500,000
Ending balance, value at Mar. 31, 2024	$ 239,327	$ 5,500	9,012	240,848	(16,033)
Beginning balance (in shares) at Dec. 31, 2023	5,513,459	5,513,000
Beginning balance, value at Dec. 31, 2023	$ 234,718	$ 5,513	9,605	236,037	(16,437)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Other comprehensive gain (loss), net of tax	2,452
Net income	$ 17,219
Ending balance (in shares) at Jun. 30, 2024	5,501,562	5,502,000
Ending balance, value at Jun. 30, 2024	$ 247,200	$ 5,502	9,208	246,475	(13,985)
Beginning balance (in shares) at Mar. 31, 2024		5,500,000
Beginning balance, value at Mar. 31, 2024	239,327	$ 5,500	9,012	240,848	(16,033)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend on common stock	(3,393)			(3,393)
Stock-based compensation expense	219		219
Exercise of stock options and vesting of restricted stock units, net (in shares)		2,000
Exercise of stock options and vesting of restricted stock units, net	(21)	$ 2	(23)
Other comprehensive gain (loss), net of tax	2,048				2,048
Net income	$ 9,020			9,020
Ending balance (in shares) at Jun. 30, 2024	5,501,562	5,502,000
Ending balance, value at Jun. 30, 2024	$ 247,200	$ 5,502	$ 9,208	$ 246,475	$ (13,985)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023
Statement of Stockholders' Equity [Abstract]
Cash dividend on common stock (in USD per share)	$ 0.61	$ 0.61	$ 0.60	$ 0.60	$ 0.60	$ 0.60

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Operating Activities:
Net income	$ 17,219	$ 10,407
Adjustments to Reconcile Net Income to Net Cash (Used) by Operating Activities:
Depreciation and amortization of premises and equipment	1,815	1,576
Amortization of software	437	576
Intangible asset amortization	0	7
Amortization of investment security premium, net of discount accretion	228	255
Unrealized (gain) loss on marketable equity securities	(254)	457
Stock-based compensation	427	365
Deferred loan fees and amortization, net of costs	(238)	(676)
Provision for credit losses	29	1,767
Additions to home mortgage servicing rights carried at fair value	(1,619)	(982)
Change in fair value of home mortgage servicing rights carried at fair value	106	1,369
Change in fair value of commercial servicing rights carried at fair value	145	105
Gain on sale of loans	(5,168)	(3,875)
Proceeds from the sale of loans held for sale	187,879	135,203
Origination of loans held for sale	(236,663)	(164,549)
Gain on sale of other real estate owned	(392)	0
Net changes in assets and liabilities:
(Increase) in accrued interest receivable	(1,092)	(595)
Decrease in other assets	1,478	739
(Decrease) in other liabilities	(8,381)	(4,668)
Net Cash (Used) by Operating Activities	(44,044)	(22,519)
Investment in securities:
Purchases of investment securities available for sale	(9,977)	(6,000)
Purchases of marketable equity securities	(1,964)	(324)
Purchases of FHLB stock	(11,775)	(2,715)
Proceeds from sales/calls/maturities of securities available for sale	65,823	15,340
Proceeds from calls of marketable equity securities	2,989	0
Proceeds from redemption of FHLB stock	9,826	673
Increase in purchased receivables, net	11,120	(1,872)
Increase in loans, net	(109,573)	(157,013)
Proceeds from the sale of loans	23,469	0
Proceeds from sale of other real estate owned	392	0
Purchases of software	(419)	(90)
Purchases of premises and equipment	(1,515)	(3,328)
Net Cash (Used) by Investing Activities	(21,604)	(155,329)
Financing Activities:
(Decrease) in deposits	(21,249)	(84,900)
Increase in borrowings	30,286	50,792
Repurchase of common stock	(788)	(3,828)
Cash dividends paid	(6,709)	(6,814)
Net Cash Provided by (Used) Financing Activities	1,540	(44,750)
Net Change in Cash and Cash Equivalents	(64,108)	(222,598)
Cash and Cash Equivalents at Beginning of Period	118,530	259,350
Cash and Cash Equivalents at End of Period	54,422	36,752
Supplemental Information:
Income taxes paid	1,488	856
Interest paid	18,722	11,081
Transfer of loans to other real estate owned	0	273
Non-cash lease liability arising from obtaining right of use assets	288	423
Cash dividends declared but not paid	$ 72	$ 62

Basis of Presentation and Signi

Basis of Presentation and Significant Accounting Policies	6 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Basis of Presentation and Significant Accounting Policies	Basis of Presentation and Significant Accounting Policies The accompanying unaudited consolidated financial statements and corresponding footnotes have been prepared by Northrim BanCorp, Inc. (the “Company”) in accordance with accounting principles generally accepted in the United States of America (“GAAP”) and with instructions to Form 10-Q under the Securities Exchange Act of 1934, as amended. The year-end Consolidated Balance Sheet data was derived from the Company's audited financial statements. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. The Company owns a 100% interest in Residential Mortgage Holding Company, LLC, the parent company of Residential Mortgage, LLC (collectively “RML”) and consolidates their balance sheets and income statement into its financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. The Company determined that it operates in two primary operating segments: Community Banking and Home Mortgage Lending. The Company has evaluated subsequent events and transactions for potential recognition or disclosure. Operating results for the interim period ended June 30, 2024 are not necessarily indicative of the results anticipated for the year ending December 31, 2024. These consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2023. The Company’s significant accounting policies are discussed in Note 1 to the audited consolidated financial statements included in the Company's Annual Report on Form 10-K for the year ended December 31, 2023. There have been no significant changes in our application of these accounting policies in 2024. Reclassification of Prior Period Presentation Certain prior year amounts have been reclassified for consistency with the current period presentation. These reclassifications had no effect on the reported results of operations or total shareholders' equity. Recent Accounting Pronouncements Accounting pronouncements implemented in 2024 In March 2023, the Financial Accounting Standards Board (“FASB”) issued ASU 2023-02, Investments - Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method (“ASU 2023-02”). Under current GAAP, an entity can only elect to apply the proportional amortization method to investments in low income housing tax credit (“LIHTC”) structures. The amendments in ASU 2023-02 allow entities to elect to account for equity investments made primarily for the purpose of receiving income tax credits using the proportional amortization method, regardless of the tax credit program through which the investment earns income tax credits, if certain conditions are met. ASU 2023-02 provides amendments to Accounting Standards Codification (“ASC”) paragraph 323-740-25-1, which sets forth the conditions needed to apply the proportional amortization method. The amendments make certain limited changes to those conditions to clarify their application to a broader group of tax credit investment programs. However, the conditions in substance remain consistent with current GAAP. The amendments in this ASU 2023-02 also eliminate certain LIHTC-specific guidance to align the accounting more closely for LIHTCs with the accounting for other equity investments in tax credit structures and require that the delayed equity contribution guidance in paragraph ASC 323-740-25-3 applies only to tax equity investments accounted for using the proportional amortization method. The Company adopted ASU 2023-02 on January 1, 2024. The adoption of ASU 2023-02 did not have a material impact on the Company's consolidated financial statements. In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280) - Improvements to Reportable Segment Disclosures (“ASU 2023-07”). Under current GAAP, public entities are required to report a measure of segment profit or loss. The amendments in ASU 2023-07 do not change or remove this requirement, nor does it change how an entity identifies its operating segments. The amendments in ASU 2023-07 improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. The Company adopted ASU 2023-07 on January 1, 2024. The adoption of ASU 2023-07 did not have a material impact on the Company's consolidated financial statements. Accounting pronouncements to be implemented in future periods In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740) - Improvements to Income Tax Disclosures (“ASU 2023-09”). The amendments in ASU 2023-09 improve transparency of income tax disclosures related to rate reconciliation and income taxes paid disclosures by requiring consistent categories and greater disaggregation of information in rate reconciliation, and by requiring disclosure of income taxes paid disaggregated by jurisdiction. The amendments in ASU 2023-09 allow investors to better assess, in their capital allocation decisions, how an entity's worldwide operations and related tax risks and tax planning and operations opportunities affect its income tax rate and prospects for future cash flow. ASU 2023-09 is effective for the Company for fiscal years beginning after December 15, 2024 and may be applied on a prospective or retrospective basis. The Company intends to adopt ASU 2023-09 prospectively and does not believe that the adoption will have a material impact on the Company's consolidated financial statements. In March 2024, the FASB issued ASU 2024-02, Codification Improvements - Amendments to Remove References to the Concepts Statements ("ASU 2024-02"). ASU 2024-02 contains amendments to the Codification that remove references to various Concepts Statements. In most instances, the references are extraneous and not required to understand or apply the guidance. In other instances, the references were used in prior Concepts Statements to provide guidance in certain topical areas. FASB Concepts Statement are nonauthoritative. Removing all references to Concepts Statements in the guidance is intended to simplify the Codification and draw a distinction between authoritative and nonauthoritative literature. ASU 2024-02 is effective for the Company for fiscal years beginning after December 15, 2024 and may be applied on a prospective or retrospective basis. The Company intends to adopt ASU 2024-02 prospectively and does not believe that the adoption will have a material impact on the Company's consolidated financial statements.

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities Marketable Equity Securities The Company held marketable equity securities with fair values of $12.4 million and $13.2 million at June 30, 2024 and December 31, 2023, respectively. The gross realized and unrealized gains (losses) recognized on marketable equity securities in other operating income in the Company's Consolidated Statements of Income were as follows: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2024 2023 2024 2023 Unrealized (loss) gain on marketable equity securities ($60) ($234) $254 ($457) Gain on sale of marketable equity securities, net — — — — Total ($60) ($234) $254 ($457) Debt securities Debt securities have been classified in the financial statements as available for sale or held to maturity. The following table summarizes the amortized cost, estimated fair value, and the Allowance for Credit Losses ("ACL") of debt securities and the corresponding amounts of gross unrealized gains and losses of available-for-sale securities recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses of held to maturity securities at the periods indicated: (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value June 30, 2024 Securities available for sale U.S. Treasury and government sponsored entities $546,492 $277 ($21,086) $— $525,683 Corporate bonds 9,012 41 (360) — 8,693 Collateralized loan obligations 50,693 30 (135) — 50,588 Total securities available for sale $606,197 $348 ($21,581) $— $584,964 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2024 Securities held to maturity Corporate bonds $36,750 $— ($3,041) $33,709 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $36,750 $— ($3,041) $33,709 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value December 31, 2023 Securities available for sale U.S. Treasury and government sponsored entities $587,639 $451 ($23,965) $— $564,125 Municipal securities 820 — (4) — 816 Corporate bonds 14,014 28 (418) — 13,624 Collateralized loan obligations 59,795 12 (436) — 59,371 Total securities available for sale $662,268 $491 ($24,823) $— $637,936 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2023 Securities held to maturity Corporate bonds $36,750 $— ($3,337) $33,413 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $36,750 $— ($3,337) $33,413 Gross unrealized losses on available for sale securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2024 and December 31, 2023 were as follows: Less Than 12 Months More Than 12 Months Total (In Thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses March 31, 2024 Securities available for sale U.S. Treasury and government sponsored entities $24,736 ($328) $480,666 ($20,758) $505,402 ($21,086) Corporate bonds — — 4,653 (360) 4,653 (360) Collateralized loan obligations — — 9,859 (135) 9,859 (135) Total $24,736 ($328) $495,178 ($21,253) $519,914 ($21,581) December 31, 2023: Securities available for sale U.S. Treasury and government sponsored entities $9,997 ($3) $528,574 ($23,962) $538,571 ($23,965) Corporate bonds — — 6,599 (418) 6,599 (418) Collateralized loan obligations 3,909 (91) 43,149 (345) 47,058 (436) Municipal securities — — 816 (4) 816 (4) Total $13,906 ($94) $579,138 ($24,729) $593,044 ($24,823) Management evaluates available for sale debt securities in unrealized loss positions to determine whether the impairment is due to credit-related factors or noncredit-related factors. Consideration is given to the extent to which the fair value is less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value. At June 30, 2024, the Company had 59 available for sale securities in an unrealized loss position without an ACL. At June 30, 2024, the Company had five held to maturity securities in an unrealized loss position without an ACL. Management does not have the intent to sell any of these securities and believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. The fair value is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. Accordingly, as of June 30, 2024, management believes that the unrealized losses detailed in the previous table are due to noncredit-related factors, primarily changes in interest rates, and therefore no losses have been recognized in the Company's Consolidated Statements of Income. At June 30, 2024 and December 31, 2023, carrying amounts of $175.6 million and $180.1 million in securities were pledged for deposits and borrowings, respectively. The amortized cost and estimated fair values of debt securities at June 30, 2024, are distributed by contractual maturity as shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (In Thousands) Amortized Cost Fair Value US Treasury and government sponsored entities Within 1 year $188,089 $184,712 1-5 years 358,403 340,971 Total $546,492 $525,683 Corporate bonds Within 1 year $3,999 $4,040 1-5 years 15,013 14,453 5-10 years 26,750 23,909 Total $45,762 $42,402 Collateralized loan obligations 5-10 years $31,693 $31,583 Over 10 years 19,000 19,005 Total $50,693 $50,588 There were no proceeds from sales of investment securities for the three or six-month periods ending June 30, 2024 and 2023. A summary of interest income for the three and six-month periods ending June 30, 2024 and 2023, on available for sale investment securities are as follows: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2024 2023 2024 2023 US Treasury and government sponsored entities $2,499 $2,835 $5,068 $5,630 Other 1,057 1,156 2,203 2,291 Total taxable interest income $3,556 $3,991 $7,271 $7,921 Municipal securities $— $5 $3 $9 Total tax-exempt interest income $— $5 $3 $9 Total $3,556 $3,996 $7,274 $7,930

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2024
Receivables [Abstract]
Loans and Allowance for Credit Losses	Loans and Allowance for Credit Losses Loans Held for Sale Loans held for sale are comprised entirely of 1-4 family residential mortgage loans as of June 30, 2024 and December 31, 2023. The Company designates loans held for sale as either carried at fair value or the lower of cost or fair value at loan level at origination. Loans Held for Investment The following table presents amortized cost and unpaid principal balance of loans, categorized by the segments used in the Company's Current Expected Credit Losses (“CECL”) methodology to assess credit risk, for the periods indicated: June 30, 2024 December 31, 2023 (In Thousands) Amortized Cost Unpaid Principal Difference Amortized Cost Unpaid Principal Difference Commercial & industrial loans $415,931 $417,858 ($1,927) $411,387 $413,293 ($1,906) Commercial real estate: Owner occupied properties 382,050 383,832 (1,782) 366,741 368,357 (1,616) Non-owner occupied and multifamily properties 547,488 551,130 (3,642) 515,528 519,115 (3,587) Residential real estate: 1-4 family residential properties secured by first liens 222,488 222,026 462 203,738 203,534 204 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 41,500 41,258 242 33,996 33,783 213 1-4 family residential construction loans 29,281 29,510 (229) 30,976 31,239 (263) Other construction, land development and raw land loans 152,767 154,009 (1,242) 148,373 149,788 (1,415) Obligations of states and political subdivisions in the US 29,671 29,673 (2) 30,407 30,409 (2) Agricultural production, including commercial fishing 45,079 45,320 (241) 41,007 41,237 (230) Consumer loans 6,743 6,679 64 6,241 6,180 61 Other loans 2,909 2,930 (21) 1,103 1,118 (15) Total 1,875,907 1,884,225 (8,318) 1,789,497 1,798,053 (8,556) Allowance for credit losses (17,694) (17,270) $1,858,213 $1,884,225 ($8,318) $1,772,227 $1,798,053 ($8,556) The difference between the amortized cost and unpaid principal balance is net deferred origination fees totaling $8.3 million at June 30, 2024 and $8.6 million at December 31, 2023. Accrued interest on loans, which is excluded from the amortized cost of loans held for investment, totaled $8.7 million and $7.4 million at June 30, 2024 and December 31, 2023, respectively, and is included in other assets in the Consolidated Balance Sheets. Amortized cost in the above table includes $1.6 million and $2.8 million as of June 30, 2024 and December 31, 2023, respectively, in Paycheck Protection Program loans administered by the U.S. Small Business Administration within the Commercial & industrial loan segment. Allowance for Credit Losses The table below presents activity in the ACL related to loans held for investment for the periods indicated. Three Months Ended June 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2024 Commercial & industrial loans $4,052 ($22) $— $17 $4,047 Commercial real estate: Owner occupied properties 2,893 70 — — 2,963 Non-owner occupied and multifamily properties 3,419 80 — — 3,499 Residential real estate: 1-4 family residential properties secured by first liens 3,425 64 — — 3,489 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 581 80 — 4 665 1-4 family residential construction loans 159 21 — — 180 Other construction, land development and raw land loans 2,675 (149) — — 2,526 Obligations of states and political subdivisions in the US 105 (5) — — 100 Agricultural production, including commercial fishing 156 (4) — 5 157 Consumer loans 60 1 — — 61 Other loans 8 (1) — — 7 Total $17,533 $135 $— $26 $17,694 2023 Commercial & industrial loans $3,080 $366 ($49) $21 $3,418 Commercial real estate: Owner occupied properties 2,778 29 — — 2,807 Non-owner occupied and multifamily properties 3,174 86 — — 3,260 Residential real estate: 1-4 family residential properties secured by first liens 2,226 980 — — 3,206 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 392 26 — 5 423 1-4 family residential construction loans 260 (54) — — 206 Other construction, land development and raw land loans 1,925 71 — — 1,996 Obligations of states and political subdivisions in the US 106 (18) — — 88 Agricultural production, including commercial fishing 150 12 — — 162 Consumer loans 61 12 — 1 74 Other loans 5 — — — 5 Total $14,157 $1,510 ($49) $27 $15,645 Six Months Ended June 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2024 Commercial & industrial loans $3,438 $532 $— $77 $4,047 Commercial real estate: Owner occupied properties 2,867 96 — — 2,963 Non-owner occupied and multifamily properties 3,294 205 — — 3,499 Residential real estate: 1-4 family residential properties secured by first liens 3,470 19 — — 3,489 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 551 104 — 10 665 1-4 family residential construction loans 191 (11) — — 180 Other construction, land development and raw land loans 3,127 (601) — — 2,526 Obligations of states and political subdivisions in the US 80 20 — — 100 Agricultural production, including commercial fishing 168 9 (25) 5 157 Consumer loans 81 (21) — 1 61 Other loans 3 4 — — 7 Total $17,270 $356 ($25) $93 $17,694 2023 Commercial & industrial loans $2,914 $467 ($49) $86 $3,418 Commercial real estate: Owner occupied properties 3,094 (287) — — 2,807 Non-owner occupied and multifamily properties 3,615 (355) — — 3,260 Residential real estate: 1-4 family residential properties secured by first liens 1,413 1,793 — — 3,206 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 389 22 — 12 423 1-4 family residential construction loans 312 (106) — — 206 Other construction, land development and raw land loans 1,803 193 — — 1,996 Obligations of states and political subdivisions in the US 79 9 — — 88 Agricultural production, including commercial fishing 145 17 — — 162 Consumer loans 68 17 (14) 3 74 Other loans 6 (1) — — 5 Total $13,838 $1,769 ($63) $101 $15,645 The following table shows gross charge-offs by year of loan origination for the periods indicated: Six Months Ended June 30, (In Thousands) 2024 2023 2022 2021 2020 Prior Total 2024 Agricultural production, including commercial fishing $— $— $25 $— $— $— $25 Total $— $— $25 $— $— $— $25 Credit Quality Information As part of the on-going monitoring of the credit quality of the Company’s loan portfolio, management utilizes a loan risk grading system called the Asset Quality Rating (“AQR”) system to assign a risk classification to each of its loans. The risk classification is a dual rating system that contemplates both probability of default and risk of loss given default. Loans are graded on a scale of 1 to 10 and, loans graded 1 – 6 are considered “pass” grade loans. Loans graded 7 or higher are considered “classified” loans. A description of the general characteristics of the AQR risk classifications are as follows: Pass grade loans – 1 through 6: The borrower demonstrates sufficient cash flow to fund debt service, including acceptable profit margins, cash flows, liquidity and other balance sheet ratios. Historic and projected performance indicates that the borrower is able to meet obligations under most economic circumstances. The borrower has competent management with an acceptable track record. The category does not include loans with undue or unwarranted credit risks that constitute identifiable weaknesses. Classified loans: Special Mention – 7: A “special mention” credit has weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset at some future date. Substandard – 8: A “substandard” credit is inadequately protected by the current worth and paying capacity of the obligor or by the collateral pledged, if any. Assets so classified must have a well-defined weakness, or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that Northrim Bank will sustain some loss if the deficiencies are not corrected. Doubtful – 9: An asset classified “doubtful” has all the weaknesses inherent in one that is classified "substandard-8" with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions, and values, highly questionable and improbable. The loan has substandard characteristics, and available information suggests that it is unlikely that the loan will be repaid in its entirety. Loss – 10: An asset classified “loss” is considered uncollectible and of such little value that its continuance on the books is not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this basically worthless asset, even though partial recovery may be affected in the future. The following tables present the Company's portfolio of risk-rated loans by grade and by year of origination. Management considers the guidance in ASC 310-20 when determining whether a modification, extension, or renewal of loan constitutes a current period origination. Generally, current period renewals of credit are re-underwritten at the point of renewal and considered current period originations for purposes of the table below. June 30, 2024 2024 2023 2022 2021 2020 Prior Total (In Thousands) Commercial & industrial loans Pass $64,413 $78,672 $103,490 $48,862 $17,388 $57,242 $370,067 Classified 344 4,676 16,918 15,735 6,178 2,013 45,864 Total commercial & industrial loans $64,757 $83,348 $120,408 $64,597 $23,566 $59,255 $415,931 Commercial real estate: Owner occupied properties Pass $17,609 $43,546 $77,465 $67,033 $78,768 $95,049 $379,470 Classified — — 492 — 358 1,730 2,580 Total commercial real estate owner occupied properties $17,609 $43,546 $77,957 $67,033 $79,126 $96,779 $382,050 Non-owner occupied and multifamily properties Pass $25,950 $63,898 $108,205 $77,767 $66,823 $193,723 $536,366 Classified — — 1,167 — — 9,955 11,122 Total commercial real estate non-owner occupied and multifamily properties $25,950 $63,898 $109,372 $77,767 $66,823 $203,678 $547,488 Residential real estate: 1-4 family residential properties secured by first liens Pass $24,144 $135,976 $46,441 $3,935 $3,954 $7,320 $221,770 Classified — 544 — — — 174 718 Total residential real estate 1-4 family residential properties secured by first liens $24,144 $136,520 $46,441 $3,935 $3,954 $7,494 $222,488 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $8,452 $15,066 $5,677 $2,935 $2,028 $6,649 $40,807 Classified — 372 — — — 321 693 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $8,452 $15,438 $5,677 $2,935 $2,028 $6,970 $41,500 1-4 family residential construction loans Pass $15,414 $7,588 $2,730 $— $— $3,443 $29,175 Classified — — — — — 106 106 Total residential real estate 1-4 family residential construction loans $15,414 $7,588 $2,730 $— $— $3,549 $29,281 Other construction, land development and raw land loans Pass $15,089 $53,727 $49,235 $25,769 $1,704 $5,451 $150,975 Classified — — — 32 — 1,760 1,792 Total other construction, land development and raw land loans $15,089 $53,727 $49,235 $25,801 $1,704 $7,211 $152,767 Obligations of states and political subdivisions in the US Pass $— $— $29,648 $— $— $23 $29,671 Classified — — — — — — — Total obligations of states and political subdivisions in the US $— $— $29,648 $— $— $23 $29,671 Agricultural production, including commercial fishing Pass $5,211 $9,055 $8,982 $16,443 $3,287 $2,101 $45,079 Classified — — — — — — — Total agricultural production, including commercial fishing $5,211 $9,055 $8,982 $16,443 $3,287 $2,101 $45,079 Consumer loans Pass $1,547 $2,793 $833 $95 $327 $1,146 $6,741 Classified 2 — — — — — 2 Total consumer loans $1,549 $2,793 $833 $95 $327 $1,146 $6,743 Other loans Pass $488 $359 $150 $296 $1,320 $296 $2,909 Classified — — — — — — — Total other loans $488 $359 $150 $296 $1,320 $296 $2,909 Total loans Pass $178,317 $410,680 $432,856 $243,135 $175,599 $372,443 $1,813,030 Classified 346 5,592 18,577 15,767 6,536 16,059 62,877 Total loans $178,663 $416,272 $451,433 $258,902 $182,135 $388,502 $1,875,907 Total pass loans $178,317 $410,680 $432,856 $243,135 $175,599 $372,443 $1,813,030 Government guarantees (24,829) (5,293) (8,343) (16,724) (1,946) (19,472) (76,607) Total pass loans, net of government guarantees $153,488 $405,387 $424,513 $226,411 $173,653 $352,971 $1,736,423 Total classified loans $346 $5,592 $18,577 $15,767 $6,536 $16,059 $62,877 Government guarantees — (2,276) (16,622) (14,162) (5,882) (7,965) (46,907) Total classified loans, net government guarantees $346 $3,316 $1,955 $1,605 $654 $8,094 $15,970 December 31, 2023 2023 2022 2021 2020 2019 Prior Total (In Thousands) Commercial & industrial loans Pass $97,377 $123,874 $58,708 $24,177 $13,990 $44,674 $362,800 Classified 3,319 18,790 16,964 7,032 56 2,426 48,587 Total commercial & industrial loans $100,696 $142,664 $75,672 $31,209 $14,046 $47,100 $411,387 Commercial real estate: Owner occupied properties Pass $40,745 $70,925 $69,316 $82,339 $28,588 $71,930 $363,843 Classified — — — 1,115 — 1,783 2,898 Total commercial real estate owner occupied properties $40,745 $70,925 $69,316 $83,454 $28,588 $73,713 $366,741 Non-owner occupied and multifamily properties Pass $59,990 $96,532 $83,277 $67,037 $56,192 $143,619 $506,647 Classified — — — — — 8,881 8,881 Total commercial real estate non-owner occupied and multifamily properties $59,990 $96,532 $83,277 $67,037 $56,192 $152,500 $515,528 Residential real estate: 1-4 family residential properties secured by first liens Pass $139,829 $47,775 $4,119 $4,070 $2,240 $5,388 $203,421 Classified 224 — — — — 93 317 Total residential real estate 1-4 family residential properties secured by first liens $140,053 $47,775 $4,119 $4,070 $2,240 $5,481 $203,738 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $16,145 $5,417 $3,331 $1,906 $2,277 $4,581 $33,657 Classified — — — — 339 339 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $16,145 $5,417 $3,331 $1,906 $2,277 $4,920 $33,996 1-4 family residential construction loans Pass $16,845 $4,469 $— $— $— $9,553 $30,867 Classified — — — — — 109 109 Total residential real estate 1-4 family residential construction loans $16,845 $4,469 $— $— $— $9,662 $30,976 Other construction, land development and raw land loans Pass $42,615 $58,714 $32,780 $1,982 $1,454 $7,896 $145,441 Classified — 1,175 — — — 1,757 2,932 Total other construction, land development and raw land loans $42,615 $59,889 $32,780 $1,982 $1,454 $9,653 $148,373 Obligations of states and political subdivisions in the US Pass $— $30,317 $— $— $— $90 $30,407 Classified — — — — — — — Total obligations of states and political subdivisions in the US $— $30,317 $— $— $— $90 $30,407 Agricultural production, including commercial fishing Pass $8,643 $9,649 $17,061 $3,465 $524 $1,665 $41,007 Classified — — — — — — — Total agricultural production, including commercial fishing $8,643 $9,649 $17,061 $3,465 $524 $1,665 $41,007 Consumer loans Pass $3,396 $983 $209 $368 $258 $1,026 $6,240 Classified 1 — — — — — 1 Total consumer loans $3,397 $983 $209 $368 $258 $1,026 $6,241 Other loans Pass $160 $77 $135 $592 $138 $1 $1,103 Classified — — — — — — — Total other loans $160 $77 $135 $592 $138 $1 $1,103 Total loans Pass $425,745 $448,732 $268,936 $185,936 $105,661 $290,423 $1,725,433 Classified 3,544 19,965 16,964 8,147 56 15,388 64,064 Total loans $429,289 $468,697 $285,900 $194,083 $105,717 $305,811 $1,789,497 Total pass loans $425,745 $448,732 $268,936 $185,936 $105,661 $290,423 $1,725,433 Government guarantees (2,792) (8,409) (19,305) (2,295) (12,133) (7,696) (52,630) Total pass loans, net of government guarantees $422,953 $440,323 $249,631 $183,641 $93,528 $282,727 $1,672,803 Total classified loans $3,544 $19,965 $16,964 $8,147 $56 $15,388 $64,064 Government guarantees — (16,805) (15,268) (7,043) — (11,311) (50,427) Total classified loans, net government guarantees $3,544 $3,160 $1,696 $1,104 $56 $4,077 $13,637 Past Due Loans: The following tables present an aging of contractually past due loans as of the periods presented: (In Thousands) 30-59 Days 60-89 Days Greater Than Total Past Current Total Greater Than 90 Days Past Due Still Accruing June 30, 2024 Commercial & industrial loans $295 $— $— $295 $415,636 $415,931 $— Commercial real estate: Owner occupied properties — — — — 382,050 382,050 — Non-owner occupied and multifamily properties — — — — 547,488 547,488 — Residential real estate: 1-4 family residential properties secured by first liens 42 — 216 258 222,230 222,488 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 44 372 54 470 41,030 41,500 17 1-4 family residential construction loans — — — — 29,281 29,281 — Other construction, land development and raw land loans 170 — — 170 152,597 152,767 — Obligations of states and political subdivisions in the US — — — — 29,671 29,671 — Agricultural production, including commercial fishing — — — — 45,079 45,079 — Consumer loans 14 2 — 16 6,727 6,743 — Other loans — — — — 2,909 2,909 — Total $565 $374 $270 $1,209 $1,874,698 $1,875,907 $17 December 31, 2023 Commercial & industrial loans $326 $148 $1,253 $1,727 $409,660 $411,387 $— Commercial real estate: Owner occupied properties — — 260 260 366,481 366,741 — Non-owner occupied and multifamily properties — — — — 515,528 515,528 — Residential real estate: 1-4 family residential properties secured by first liens 458 — 224 682 203,056 203,738 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 53 — 155 208 33,788 33,996 — 1-4 family residential construction loans — — 109 109 30,867 30,976 — Other construction, land development and raw land loans — — 1,545 1,545 146,828 148,373 — Obligations of states and political subdivisions in the US — — — — 30,407 30,407 — Agricultural production, including commercial fishing — — — — 41,007 41,007 — Consumer loans 18 1 — 19 6,222 6,241 — Other loans — — — — 1,103 1,103 — Total $855 $149 $3,546 $4,550 $1,784,947 $1,789,497 $— Nonaccrual loans: Nonaccrual loans net of government guarantees totaled $4.8 million and $5.0 million at June 30, 2024 and December 31, 2023, respectively. The following table presents loans on nonaccrual status and loans on nonaccrual status for the periods presented for which there was no related ACL. All loans with no ACL are individually evaluated for credit losses in the Company's CECL methodology. June 30, 2024 December 31, 2023 (In Thousands) Nonaccrual Nonaccrual With No ACL Nonaccrual Nonaccrual With No ACL Commercial & industrial loans $2,516 $2,221 $3,655 $3,651 Commercial real estate: Owner occupied properties 242 242 271 260 Non-owner occupied and multifamily properties — — — — Residential real estate: 1-4 family residential properties secured by first liens 253 — 270 224 1-4 family residential properties secured by junior liens 201 108 219 176 1-4 family residential construction loans 106 106 109 109 Other construction, land development and raw land loans 1,512 1,512 1,545 1,545 Total nonaccrual loans 4,830 4,189 6,069 5,965 Government guarantees on nonaccrual loans — — (1,067) (1,067) Net nonaccrual loans $4,830 $4,189 $5,002 $4,898 There was no interest on nonaccrual loans reversed through interest income during the three and six-month periods ending June 30, 2024 or June 30, 2023. There was no interest earned on nonaccrual loans with a principal balance during the three and six-month periods ending June 30, 2024 and June 30, 2023. However, the Company recognized interest income of $32,000 and $205,000 in the three-month periods ending June 30, 2024 and 2023, respectively, and $234,000 and $384,000 in the six-month periods ending June 30, 2024 and 2023, respectively, related to interest collected on nonaccrual loans whose principal had been paid down to zero. Loan Modifications: The Company modifies loans to borrowers experiencing financial difficulty as a normal part of our business. These modifications include providing term extensions/modifications, payment modifications, interest rate modifications, or, on rare occasions, principal forgiveness. When principal forgiveness is provided, the amount of forgiveness is charged-off against the ACL. The Company may provide multiple types of concessions on one loan. The following table shows the amortized cost basis of the loans that were both experiencing financial difficulty and modified as of the dates indicated, by class and type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers experiencing financial difficulty as compared to the amortized cost basis of each class of financing receivable is also presented below: Three Months Ended June 30, 2024 Term Modification Payment Modification Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial & industrial loans $— $— $— — % Total $— $— $— — % Three Months Ended June 30, 2023 Term Modification Payment Modification Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial & industrial loans $2,468 $1,988 $4,456 1.06 % Total $2,468 $1,988 $4,456 — % Six Months Ended June 30, 2024 Term Modification Term and payment modifications Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial & industrial loans $5,396 $265 $5,661 1.36 % Total $5,396 $265 $5,661 0.30 % Six Months Ended June 30, 2023 Term Modification Term and payment modifications Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial & industrial loans $2,468 $1,988 $4,456 1.06 % Total $2,468 $1,988 $4,456 — % The Company has no outstanding unfunded commitments to the borrowers included in the previous tables. The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty as of the dates indicated: Three Months Ended June 30, 2024 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial & industrial loans $— — % 0 Three Months Ended June 30, 2023 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial & industrial loans $— — % 3 Six Months Ended June 30, 2024 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial & industrial loans $— 8 % 7 Six Months Ended June 30, 2023 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial & industrial loans $— — % 3 The following table presents the amortized cost basis of loans that had a payment default during the period indicated and were modified in the twelve months before default to borrowers experiencing financial difficulty: Three Months Ended June 30, 2024 Six Months Ended June 30, 2024 Term modification Term modification (In Thousands) Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $— $112 1-4 family residential construction loans — 109 Other construction, land development and raw land loans — 968 Total $— $1,189 There were no loans that had a payment default during the three or six-month periods ended June 30, 2023 which were modified in the twelve months prior to that default to borrowers experiencing financial difficulty. The Company monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the payment performance of loans that have been modified in the last twelve months as of the date indicated: June 30, 2024 Greater Than 89 Days Past Due Total Past Due Current Total (In Thousands) Commercial & industrial loans $— $— $5,394 $5,394 Commercial real estate: Owner occupied properties — — 242 242 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 108 108 1-4 family residential construction loans — — 106 106 Other construction, land development and raw land loans — — 1,512 1,512 Total $— $— $7,362 $7,362 June 30, 2023 Greater Than 89 Days Past Due Total Past Due Current Total (In Thousands) Commercial & industrial loans $— $— $4,456 $4,456 Total $— $— $4,456 $4,456 Upon the Company's determination that a modified loan (or a portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount.

Purchased Receivables

Purchased Receivables	6 Months Ended
	Jun. 30, 2024
Purchased Receivables [Abstract]
Purchased Receivables	Purchased Receivables Purchased receivables are carried at their principal amount outstanding, net of an ACL, and have a maturity of less than one year. There were no purchased receivables past due at June 30, 2024 or December 31, 2023, and there were no restructured purchased receivables at June 30, 2024 or December 31, 2023. Income on purchased receivables is accrued and recognized on the principal amount outstanding using an effective interest method except when management believes doubt exists as to the collectability of the income or principal. There were no nonperforming purchased receivables as of June 30, 2024 and there was one nonperforming purchased receivable with a balance of $808,000 as of December 31, 2023 for which management was not accruing income. There was no activity and no balance in the ACL for purchased receivables as of June 30, 2024 or December 31, 2023. The following table summarizes the components of net purchased receivables for the dates indicated: (In Thousands) June 30, 2024 December 31, 2023 Purchased receivables $25,722 $36,842 Allowance for credit losses - purchased receivables — — Total $25,722 $36,842

Servicing Rights

Servicing Rights	6 Months Ended
	Jun. 30, 2024
Transfers and Servicing [Abstract]
Servicing Rights	Servicing Rights Mortgage servicing rights The following table details the activity in the Company's mortgage servicing rights (“MSR”) for the three and six-month periods ended June 30, 2024 and 2023: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2024 2023 2024 2023 Balance, beginning of period $20,055 $18,303 $19,564 $18,635 Additions for new MSR capitalized 1,103 519 1,619 982 Changes in fair value: Due to changes in model inputs of assumptions (1) 239 (3) 528 (215) Other (2) (320) (571) (634) (1,154) Balance, end of period $21,077 $18,248 $21,077 $18,248 (1) Principally reflects changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates. (2) Represents changes due to collection/realization of expected cash flows over time. The following table details information related to our serviced mortgage loan portfolio as of June 30, 2024 and December 31, 2023: (In Thousands) June 30, 2024 December 31, 2023 Balance of mortgage loans serviced for others $1,101,800 $1,044,516 Weighted average rate of note 4.22 % 4.03 % MSR as a percentage of serviced loans 1.91 % 1.87 % The Company recognized servicing fees of $1.1 million and $906,000 during the three-month periods ending June 30, 2024 and 2023, respectively, and $2.1 million and $1.8 million during the six-month periods ending June 30, 2024 and 2023, respectively, which includes contractually specified servicing fees and ancillary fees as a component of other noninterest income in the Company's Consolidated Statements of Income. The following table outlines the weighted average key assumptions used in measuring the fair value of MSRs and the sensitivity of the current fair value of MSRs to immediate adverse changes in those assumptions as of the dates indicated. See Note 8 for additional information on key assumptions for MSRs. (In Thousands) June 30, 2024 December 31, 2023 Fair value of MSRs $21,077 $19,564 Expected weighted-average life (in years) 10.41 10.23 Key assumptions: Constant prepayment rate 1 8.26 % 8.48 % Impact on fair value from 10% adverse change ($722) ($1,754) Impact on fair value from 25% adverse change ($1,723) ($2,552) Discount rate 10.98 % 10.98 % Impact on fair value from 100 basis point increase ($877) ($811) Impact on fair value from 200 basis point increase ($1,687) ($1,560) Cost to service assumptions ($ per loan) $82 $82 Impact on fair value from 10% adverse change ($397) ($160) Impact on fair value from 25% adverse change ($649) ($401) 1 Prepayment speeds are influenced by mortgage interest rates as well as our estimation of drivers of borrower behavior. These sensitivities in the preceding table are hypothetical and caution should be exercised when relying on this data. Changes in value based on variations in assumptions generally cannot be extrapolated because the relationship of the change in the assumption to the change in the value may not be linear. Also, the effect of a variation in a particular assumption on the value of the MSR held is calculated independently without changing any other assumptions. In reality, changes in one factor may result in changes in others, which might magnify or counteract the sensitivities. Commercial servicing rights The commercial servicing rights asset (“CSR”) has a carrying value of $2.1 million at June 30, 2024 and $2.2 million December 31, 2023, respectively, and is included in other assets and carried at fair value on the Company's Consolidated Balance Sheets. Total commercial loans serviced for others were $273.2 million and $282.2 million at June 30, 2024 and December 31, 2023, respectively. Key assumptions used in measuring the fair value of the CSR as of June 30, 2024 and December 31, 2023 include a constant prepayment rate of 11.76% and a discount rate of 9.50%.

Leases

Leases	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Leases	Leases The Company's lease commitments consist primarily of agreements to lease land and office facilities that it occupies to operate several of its retail branch locations that are classified as operating leases and are recognized on the balance sheet as right-of-use (“ROU”) assets and lease liabilities. As of June 30, 2024, the Company has operating lease ROU assets of $8.2 million and operating lease liabilities of $8.3 million. As of December 31, 2023, the Company had operating lease ROU assets of $9.1 million and operating lease liabilities of $9.1 million. The Company did not have any agreements that are classified as finance leases as of June 30, 2024 or December 31, 2023. The following table presents additional information about the Company's operating leases for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2024 2023 2024 2023 Lease Cost Operating lease cost (1) $745 $702 $1,482 $1,401 Short term lease cost (1) 13 46 51 79 Total lease cost $758 $748 $1,533 $1,480 Other information Operating leases - operating cash flows $1,373 $1,307 Weighted average lease term - operating leases, in years 10.67 10.47 Weighted average discount rate - operating leases 3.62 % 3.49 % (1) Expenses are classified within occupancy expense on the Consolidated Statements of Income. The table below reconciles the remaining undiscounted cash flows for the next five years for each twelve-month period presented (unless otherwise indicated) and the total of the subsequent remaining years to the operating lease liabilities recorded on the balance sheet: (In Thousands) Operating Leases 2024 (Six months) $1,381 2025 2,422 2026 1,245 2027 783 2028 547 Thereafter 3,879 Total minimum lease payments $10,257 Less: amount of lease payment representing interest (1,988) Present value of future minimum lease payments $8,269

Derivatives

Derivatives	6 Months Ended
	Jun. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	Derivatives Derivatives swaps related to community banking activities The Company enters into commercial loan interest rate swap agreements with commercial banking customers which are offset with a corresponding swap agreement with a third party financial institution (“counterparty”). The Company has agreements with its counterparties that contain provisions that provide that if the Company fails to maintain its status as a “well-capitalized” institution under applicable regulatory guidelines, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. These agreements also require that the Company and the counterparty collateralize any fair value shortfalls that exceed $250,000 with eligible collateral, which includes cash and securities backed with the full faith and credit of the federal government. Similarly, the Company could be required to settle its obligations under the agreement if specific regulatory events occur, such as if the Company were issued a prompt corrective action directive or a cease and desist order, or if certain regulatory ratios fall below specified levels. The Company pledged $566,000 as of June 30, 2024 and $566,000 as of December 31, 2023, in available for sale securities to collateralize fair value shortfalls on interest rate swap agreements. The Company had interest rate swaps related to commercial loans with an aggregate notional amount of $228.0 million and $218.0 million at June 30, 2024 and December 31, 2023, respectively. At June 30, 2024, the notional amount of interest rate swaps is made up of 21 variable to fixed rate swaps to commercial loan customers totaling $114.0 million, and 21 fixed to variable rate swaps with a counterparty totaling $114.0 million. Changes in fair value from these 21 interest rate swaps offset each other in the three and six-month periods ending June 30, 2024. The Company recognized $10,000 and $61,000 fee income related to interest rate swaps in the three-month periods ending June 30, 2024 and 2023, respectively, and $73,000 and $61,000 in fee income related to interest rate swaps in the six-month periods ending June 30, 2024 and 2023, respectively. Interest rate swap income is recorded in other operating income on the Consolidated Statements of Income. None of these interest rate swaps are designated as hedging instruments. The Company has an interest rate swap to hedge the variability in cash flows arising out of its junior subordinated debentures, which is floating rate debt, by swapping the cash flows with an interest rate swap which receives floating and pays fixed. The Company has designated this interest rate swap as a hedging instrument. The interest rate swap effectively fixes the Company's interest payments on the $10.0 million of junior subordinated debentures held under Northrim Statutory Trust 2 at 3.72% through its maturity date. The floating rate that the dealer pays was equal to the three month LIBOR plus 1.37% through September 15, 2023. The floating rate that the dealer pays is now equal to the three month CME SOFR plus tenor spread adjustment 0.26% plus 1.37%, which reprices quarterly on the payment date. This rate was 6.97% as of June 30, 2024. The Company pledged $130,000 in cash to collateralize initial margin and fair value exposure of our counterparty on this interest rate swap as of June 30, 2024 and December 31, 2023. Changes in the fair value of this interest rate swap are reported in other comprehensive income on the Consolidated Statements of Income. The unrealized gain, net of tax on this interest rate swap was $1.2 million as of June 30, 2024 and the unrealized gain, net of tax was $1.0 million as of December 31, 2023. Derivatives related to home mortgage banking activities The Company also uses derivatives to hedge the risk of changes in the fair values of interest rate lock commitments. The Company enters into commitments to originate residential mortgage loans at specific rates; the value of these commitments are detailed in the table below as “interest rate lock commitments”. The Company also hedges the interest rate risk associated with its residential mortgage loan commitments, which are referred to as "retail interest rate contracts" in the table below. Market risk with respect to commitments to originate loans arises from changes in the value of contractual positions due to changes in interest rates. RML had commitments to originate mortgage loans held for sale totaling $88.0 million and $22.9 million at June 30, 2024 and December 31, 2023, respectively. Changes in the value of RML's interest rate derivatives are recorded in mortgage banking income on the Consolidated Statements of Income. None of these derivatives are designated as hedging instruments. The following table presents the fair value of derivatives not designated as hedging instruments at June 30, 2024 and December 31, 2023: (In Thousands) Asset Derivatives June 30, 2024 December 31, 2023 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other assets $12,534 $10,470 Interest rate lock commitments Other assets 1,059 342 Retail interest rate contracts Other assets 120 — Total $13,713 $10,812 (In Thousands) Liability Derivatives June 30, 2024 December 31, 2023 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other liabilities $12,534 $10,470 Retail interest rate contracts Other liabilities — 13 Total $12,534 $10,483 The following table presents the net gains (losses) of derivatives not designated as hedging instruments for periods indicated below: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) Income Statement Location 2024 2023 2024 2023 Retail interest rate contracts Mortgage banking income $99 $291 $220 $168 Interest rate lock commitments Mortgage banking income 260 129 645 358 Total $359 $420 $865 $526 Our derivative transactions with counterparties under International Swaps and Derivative Association master agreements include “right of set-off” provisions. “Right of set-off” provisions are legally enforceable rights to offset recognized amounts and there may be an intention to settle such amounts on a net basis. We do not offset such financial instruments for financial reporting purposes. The following table summarizes the derivatives that have a right of offset as of June 30, 2024 and December 31, 2023: June 30, 2024 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $12,534 $— $12,534 $— $— $12,534 Retail interest rate contracts 120 — 120 — — 120 Liability Derivatives Interest rate swaps $12,534 $— $12,534 $— $12,534 $— December 31, 2023 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $10,470 $— $10,470 $— $— $10,470 Liability Derivatives Interest rate swaps $10,470 $— $10,470 $— $10,470 $— Retail interest rate contracts 13 — 13 — — 13

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Assets and Liabilities Measured at Fair Value on a Recurring Basis Investment securities available for sale and marketable equity securities : Fair values are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Servicing rights: MSR and CSR are measured at fair value on a recurring basis. These assets are classified as Level 3 as quoted prices are not available. In order to determine the fair value of MSR and CSR, the present value of net expected future cash flows is estimated. Assumptions used include market discount rates, anticipated prepayment speeds, escrow calculations, delinquency rates, and ancillary fee income net of servicing costs. Derivative instruments: The fair value of the interest rate lock commitments are estimated using quoted or published market prices for similar instruments, adjusted for factors such as pull-through rate assumptions based on historical information, where appropriate. The pull-through rate assumptions are considered Level 3 valuation inputs and are significant to the interest rate lock commitment valuation; as such, the interest rate lock commitment derivatives are classified as Level 3. Interest rate contracts are valued in a model, which uses as its basis a discounted cash flow technique incorporating credit valuation adjustments to reflect nonperformance risk in the measurement of fair value. Although the Company has determined that the majority of inputs used to value its interest rate derivatives fall within Level 2 of the fair value hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the likelihood of default by itself and its counterparties. However, as of June 30, 2024, the Company has assessed the significance of the impact of these adjustments on the overall valuation of its interest rate positions and has determined that they are not significant to the overall valuation of its interest rate derivatives. As a result, the Company has classified its interest rate derivative valuations in Level 2 of the fair value hierarchy. Commitments to extend credit and standby letters of credit : The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligation with the counterparties at the reporting date. Assets Subject to Nonrecurring Adjustment to Fair Value The Company is also required to measure certain assets such as equity method investments, goodwill, intangible assets, impaired loans, and Other Real Estate Owned (“OREO”) at fair value on a nonrecurring basis in accordance with GAAP. Any nonrecurring adjustments to fair value usually result from the write-down of individual assets. The Company uses either in-house evaluations or external appraisals to estimate the fair value of OREO and impaired loans as of each reporting date. In-house appraisals are considered Level 3 inputs and external appraisals are considered Level 2 inputs. The Company’s determination of which method to use is based upon several factors. The Company takes into account compliance with legal and regulatory guidelines, the amount of the loan, the size of the assets, the location and type of property to be valued and how critical the timing of completion of the analysis is to the assessment of value. Those factors are balanced with the level of internal expertise, internal experience and market information available, versus external expertise available such as qualified appraisers, brokers, auctioneers and equipment specialists. Limitations Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Estimated fair values as of the periods indicated are as follows: June 30, 2024 December 31, 2023 (In Thousands) Carrying Amount Fair Value Carrying Amount Fair Value Financial assets: Level 1 inputs: Cash, due from banks and deposits in other banks $54,422 $54,422 $118,530 $118,530 Investment securities available for sale 289,442 289,442 310,896 310,896 Marketable equity securities 12,381 12,381 13,153 13,153 Level 2 inputs: Investment securities available for sale 295,522 295,522 327,040 327,040 Investment in Federal Home Loan Bank stock 4,929 4,929 2,980 2,980 Loans held for sale 85,926 85,926 31,974 31,974 Accrued interest receivable 13,050 13,050 11,958 11,958 Interest rate swaps 14,172 14,172 11,836 11,836 Retail interest rate contracts 120 120 — — Level 3 inputs: Investment securities held to maturity 36,750 33,709 36,750 33,413 Loans 1,875,907 1,688,042 1,789,497 1,686,362 Purchased receivables, net 25,722 25,722 36,842 36,842 Interest rate lock commitments 1,059 1,059 342 342 Mortgage servicing rights 21,077 21,077 19,564 19,564 Commercial servicing rights 2,116 2,116 2,200 2,200 Financial liabilities: Level 2 inputs: Deposits $2,463,806 $2,460,917 $2,485,055 $2,482,937 Accrued interest payable 697 697 202 202 Borrowings 43,961 40,874 13,675 11,872 Interest rate swaps 12,534 12,534 10,470 10,470 Retail interest rate contracts — — 13 13 Level 3 inputs: Junior subordinated debentures 10,310 11,641 10,310 12,030 The following table sets forth the balances as of the periods indicated of assets and liabilities measured at fair value on a recurring basis: (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2024 Assets: Available for sale securities U.S. Treasury and government sponsored entities $525,683 $280,749 $244,934 $— Corporate bonds 8,693 8,693 — — Collateralized loan obligations 50,588 — 50,588 — Total available for sale securities $584,964 $289,442 $295,522 $— Marketable equity securities $12,381 $12,381 $— $— Total marketable equity securities $12,381 $12,381 $— $— Interest rate swaps $14,228 $— $14,228 $— Interest rate lock commitments 1,059 — — 1,059 Mortgage servicing rights 21,077 — — 21,077 Commercial servicing rights 2,116 — — 2,116 Retail interest rate contracts 120 — — 120 Total other assets $38,600 $— $14,228 $24,372 Liabilities: Interest rate swaps $12,534 $— $12,534 $— Total other liabilities $12,534 $— $12,534 $— December 31, 2023 Assets: Available for sale securities U.S. Treasury and government sponsored entities $564,125 $300,274 $263,851 $— Municipal securities 816 — 816 — Corporate bonds 13,624 10,622 3,002 — Collateralized loan obligations 59,371 — 59,371 — Total available for sale securities $637,936 $310,896 $327,040 $— Marketable equity securities $13,153 $13,153 $— $— Total marketable securities $13,153 $13,153 $— $— Interest rate swaps $11,836 $— $11,836 $— Interest rate lock commitments 342 — — 342 Mortgage servicing rights 19,564 — — 19,564 Commercial servicing rights 2,200 — — 2,200 Total other assets $33,942 $— $11,836 $22,106 Liabilities: Interest rate swaps $10,470 $— $10,470 $— Retail interest rate contracts 13 — 13 — Total other liabilities $10,483 $— $10,483 $— The following tables provide a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and six-month periods ended June 30, 2024 and 2023: (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Three Months Ended June 30, 2024 Interest rate lock commitments $765 ($453) $3,416 ($2,669) $1,059 $1,059 Mortgage servicing rights 20,055 (81) 1,103 — 21,077 — Commercial servicing rights 2,100 (16) 32 — 2,116 — Total $22,920 ($550) $4,551 ($2,669) $24,252 $1,059 Three Months Ended June 30, 2023 Interest rate lock commitments $685 ($378) $2,735 ($2,191) $851 $851 Mortgage servicing rights 18,303 (574) 519 — 18,248 — Commercial servicing rights 2,170 (56) 25 — 2,139 — Total $21,158 ($1,008) $3,279 ($2,191) $21,238 $851 (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Six Months Ended June 30, 2024 Interest rate lock commitments $342 ($728) $5,929 ($4,484) $1,059 $1,059 Mortgage servicing rights 19,564 (106) 1,619 — 21,077 — Commercial servicing rights 2,200 (145) 61 — 2,116 — Total $22,106 ($979) $7,609 ($4,484) $24,252 $1,059 Six Months Ended June 30, 2023 Interest rate lock commitments $440 ($552) $4,232 ($3,269) $851 $851 Mortgage servicing rights 18,635 (1,369) 982 — 18,248 — Commercial servicing rights 2,129 (105) 115 — 2,139 — Total $21,204 ($2,026) $5,329 ($3,269) $21,238 $851 There were no changes in unrealized gains and losses for the three and six-month periods ending June 30, 2024 and 2023 included in other comprehensive income for recurring Level 3 fair value measurements. As of and for the periods ending June 30, 2024 and December 31, 2023, except for certain assets as shown in the following table, no impairment or valuation adjustment was recognized for assets recognized at fair value on a nonrecurring basis. For loans individually measured for credit losses, the Company classifies fair value measurements using observable inputs, such as external appraisals, as Level 2 valuations in the fair value hierarchy, and unobservable inputs, such as in-house evaluations, as Level 3 valuations in the fair value hierarchy. (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2024 Loans individually measured for credit losses $295 $— $— $295 Total $295 $— $— $295 December 31, 2023 Loans individually measured for credit losses $— $— $— $— Total $— $— $— $— The following table presents the (gains) losses resulting from nonrecurring fair value adjustments for the three and six-month periods ended June 30, 2024 and 2023: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2024 2023 2024 2023 Loans individually measured for credit losses ($182) ($27) $2 $— Total loss from nonrecurring measurements ($182) ($27) $2 $— Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs (Level 3) The following tables provide a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and nonrecurring basis at June 30, 2024 and December 31, 2023: Financial Instrument Valuation Technique - Recurring Basis Unobservable Input Weighted Average Rate Range June 30, 2024 Interest rate lock commitment External pricing model Pull through rate 92.42 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 6.10% - 15.14% Discount rate 9.50% - 11.00% Commercial servicing rights Discounted cash flow Constant prepayment rate 3.99% - 18.90% Discount rate 9.50 % December 31, 2023 Interest rate lock commitment External pricing model Pull through rate 89.84 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 6.13% - 25.33% Discount rate 9.50% - 11.00% Commercial servicing rights Discounted cash flow Constant prepayment rate 3.99% - 18.90% Discount rate 9.50 % Financial Instrument Valuation Technique - Nonrecurring Basis Unobservable Input Weighted Average Rate Range June 30, 2024 Loans individually measured for credit losses In-house valuation of collateral Discount rate 7%

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2024
Segment Reporting [Abstract]
Segment Information	Segment Information The Company's operations are managed along two operating segments: Community Banking and Home Mortgage Lending. The Community Banking segment's principal business focus is the offering of loan and deposit products to business and consumer customers in its primary market areas. As of June 30, 2024, the Community Banking segment operated 20 branches throughout Alaska. The Home Mortgage Lending segment's principal business focus is the origination and sale of mortgage loans for 1-4 family residential properties. Summarized financial information for the Company's reportable segments and the reconciliation to the consolidated financial results is shown in the following tables: Three Months Ended June 30, 2024 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $32,892 $4,017 $36,909 Interest expense 8,614 1,242 9,856 Net interest income 24,278 2,775 27,053 (Benefit) provision for credit losses (184) 64 (120) Other operating income 3,693 5,884 9,577 Salaries and other personnel expense 11,523 5,104 16,627 Other operating expense 6,974 1,593 8,567 Total other operating expense 18,497 6,697 25,194 Income before provision for income taxes 9,658 1,898 11,556 Provision for income taxes 2,004 532 2,536 Net income $7,654 $1,366 $9,020 Three Months Ended June 30, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $28,675 $3,145 $31,820 Interest expense 5,975 703 6,678 Net interest income 22,700 2,442 25,142 Provision for credit losses 1,407 — 1,407 Other operating income 3,067 3,913 6,980 Salaries and other personnel expense 10,690 4,493 15,183 Other operating expense 7,115 1,484 8,599 Total other operating expense 17,805 5,977 23,782 Income before provision for income taxes 6,555 378 6,933 Provision for income taxes 1,192 164 1,356 Net income $5,363 $214 $5,577 Six Months Ended June 30, 2024 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $65,415 $7,302 $72,717 Interest expense 16,922 2,295 19,217 Net interest income 48,493 5,007 53,500 Provision for credit losses 13 16 29 Other operating income 7,506 9,915 17,421 Salaries and other personnel expense 22,401 9,643 32,044 Other operating expense 13,648 3,140 16,788 Total other operating expense 36,049 12,783 48,832 Income before provision for income taxes 19,937 2,123 22,060 Provision for income taxes 4,246 595 4,841 Net income $15,691 $1,528 $17,219 Six Months Ended June 30, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $58,168 $3,447 $61,615 Interest expense 10,716 725 11,441 Net interest income 47,452 2,722 50,174 Provision for credit losses 1,767 — 1,767 Other operating income 5,967 5,921 11,888 Salaries and other personnel expense 21,394 9,273 30,667 Other operating expense 13,828 2,796 16,624 Total other operating expense 35,222 12,069 47,291 Income before provision for income taxes 16,430 (3,426) 13,004 Provision for income taxes 3,507 (910) 2,597 Net income $12,923 ($2,516) $10,407 June 30, 2024 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,485,353 $336,315 $2,821,668 Loans held for sale $— $85,926 $85,926 December 31, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,539,791 $267,706 $2,807,497 Loans held for sale $— $31,974 $31,974

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended						6 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Jun. 30, 2024	Jun. 30, 2023
Pay vs Performance Disclosure
Net income	$ 9,020	$ 8,199	$ 6,613	$ 8,374	$ 5,577	$ 4,830	$ 17,219	$ 10,407

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Jun. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Basis of Presentation and Sig_2

Basis of Presentation and Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Basis of Presentation	The accompanying unaudited consolidated financial statements and corresponding footnotes have been prepared by Northrim BanCorp, Inc. (the “Company”) in accordance with accounting principles generally accepted in the United States of America (“GAAP”) and with instructions to Form 10-Q under the Securities Exchange Act of 1934, as amended. The year-end Consolidated Balance Sheet data was derived from the Company's audited financial statements. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. The Company owns a 100% interest in Residential Mortgage Holding Company, LLC, the parent company of Residential Mortgage, LLC (collectively “RML”) and consolidates their balance sheets and income statement into its financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. The Company determined that it operates in two primary operating segments: Community Banking and Home Mortgage Lending. The Company has evaluated subsequent events and transactions for potential recognition or disclosure. Operating results for the interim period ended June 30, 2024 are not necessarily indicative of the results anticipated for the year ending December 31, 2024. These consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2023.
Reclassification of Prior Period Presentation	Reclassification of Prior Period Presentation Certain prior year amounts have been reclassified for consistency with the current period presentation. These reclassifications had no effect on the reported results of operations or total shareholders' equity.
Recent Accounting Pronouncements	Recent Accounting Pronouncements Accounting pronouncements implemented in 2024 In March 2023, the Financial Accounting Standards Board (“FASB”) issued ASU 2023-02, Investments - Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method (“ASU 2023-02”). Under current GAAP, an entity can only elect to apply the proportional amortization method to investments in low income housing tax credit (“LIHTC”) structures. The amendments in ASU 2023-02 allow entities to elect to account for equity investments made primarily for the purpose of receiving income tax credits using the proportional amortization method, regardless of the tax credit program through which the investment earns income tax credits, if certain conditions are met. ASU 2023-02 provides amendments to Accounting Standards Codification (“ASC”) paragraph 323-740-25-1, which sets forth the conditions needed to apply the proportional amortization method. The amendments make certain limited changes to those conditions to clarify their application to a broader group of tax credit investment programs. However, the conditions in substance remain consistent with current GAAP. The amendments in this ASU 2023-02 also eliminate certain LIHTC-specific guidance to align the accounting more closely for LIHTCs with the accounting for other equity investments in tax credit structures and require that the delayed equity contribution guidance in paragraph ASC 323-740-25-3 applies only to tax equity investments accounted for using the proportional amortization method. The Company adopted ASU 2023-02 on January 1, 2024. The adoption of ASU 2023-02 did not have a material impact on the Company's consolidated financial statements. In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280) - Improvements to Reportable Segment Disclosures (“ASU 2023-07”). Under current GAAP, public entities are required to report a measure of segment profit or loss. The amendments in ASU 2023-07 do not change or remove this requirement, nor does it change how an entity identifies its operating segments. The amendments in ASU 2023-07 improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. The Company adopted ASU 2023-07 on January 1, 2024. The adoption of ASU 2023-07 did not have a material impact on the Company's consolidated financial statements. Accounting pronouncements to be implemented in future periods In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740) - Improvements to Income Tax Disclosures (“ASU 2023-09”). The amendments in ASU 2023-09 improve transparency of income tax disclosures related to rate reconciliation and income taxes paid disclosures by requiring consistent categories and greater disaggregation of information in rate reconciliation, and by requiring disclosure of income taxes paid disaggregated by jurisdiction. The amendments in ASU 2023-09 allow investors to better assess, in their capital allocation decisions, how an entity's worldwide operations and related tax risks and tax planning and operations opportunities affect its income tax rate and prospects for future cash flow. ASU 2023-09 is effective for the Company for fiscal years beginning after December 15, 2024 and may be applied on a prospective or retrospective basis. The Company intends to adopt ASU 2023-09 prospectively and does not believe that the adoption will have a material impact on the Company's consolidated financial statements. In March 2024, the FASB issued ASU 2024-02, Codification Improvements - Amendments to Remove References to the Concepts Statements ("ASU 2024-02"). ASU 2024-02 contains amendments to the Codification that remove references to various Concepts Statements. In most instances, the references are extraneous and not required to understand or apply the guidance. In other instances, the references were used in prior Concepts Statements to provide guidance in certain topical areas. FASB Concepts Statement are nonauthoritative. Removing all references to Concepts Statements in the guidance is intended to simplify the Codification and draw a distinction between authoritative and nonauthoritative literature. ASU 2024-02 is effective for the Company for fiscal years beginning after December 15, 2024 and may be applied on a prospective or retrospective basis. The Company intends to adopt ASU 2024-02 prospectively and does not believe that the adoption will have a material impact on the Company's consolidated financial statements.

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Gross Realized and Unrealized Gains (Losses) on Marketable Equity Securities	The gross realized and unrealized gains (losses) recognized on marketable equity securities in other operating income in the Company's Consolidated Statements of Income were as follows: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2024 2023 2024 2023 Unrealized (loss) gain on marketable equity securities ($60) ($234) $254 ($457) Gain on sale of marketable equity securities, net — — — — Total ($60) ($234) $254 ($457)
Summary of Available-For-Sale Securities	The following table summarizes the amortized cost, estimated fair value, and the Allowance for Credit Losses ("ACL") of debt securities and the corresponding amounts of gross unrealized gains and losses of available-for-sale securities recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses of held to maturity securities at the periods indicated: (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value June 30, 2024 Securities available for sale U.S. Treasury and government sponsored entities $546,492 $277 ($21,086) $— $525,683 Corporate bonds 9,012 41 (360) — 8,693 Collateralized loan obligations 50,693 30 (135) — 50,588 Total securities available for sale $606,197 $348 ($21,581) $— $584,964 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value December 31, 2023 Securities available for sale U.S. Treasury and government sponsored entities $587,639 $451 ($23,965) $— $564,125 Municipal securities 820 — (4) — 816 Corporate bonds 14,014 28 (418) — 13,624 Collateralized loan obligations 59,795 12 (436) — 59,371 Total securities available for sale $662,268 $491 ($24,823) $— $637,936
Summary of Held-To-Maturity Securities	(In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2024 Securities held to maturity Corporate bonds $36,750 $— ($3,041) $33,709 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $36,750 $— ($3,041) $33,709 (In Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2023 Securities held to maturity Corporate bonds $36,750 $— ($3,337) $33,413 Allowance for credit losses — — — — Total securities held to maturity, net of ACL $36,750 $— ($3,337) $33,413
Gross Unrealized Losses on Available For Sale Securities and the Fair Value	Gross unrealized losses on available for sale securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2024 and December 31, 2023 were as follows: Less Than 12 Months More Than 12 Months Total (In Thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses March 31, 2024 Securities available for sale U.S. Treasury and government sponsored entities $24,736 ($328) $480,666 ($20,758) $505,402 ($21,086) Corporate bonds — — 4,653 (360) 4,653 (360) Collateralized loan obligations — — 9,859 (135) 9,859 (135) Total $24,736 ($328) $495,178 ($21,253) $519,914 ($21,581) December 31, 2023: Securities available for sale U.S. Treasury and government sponsored entities $9,997 ($3) $528,574 ($23,962) $538,571 ($23,965) Corporate bonds — — 6,599 (418) 6,599 (418) Collateralized loan obligations 3,909 (91) 43,149 (345) 47,058 (436) Municipal securities — — 816 (4) 816 (4) Total $13,906 ($94) $579,138 ($24,729) $593,044 ($24,823)
Schedule of Amortized Cost and Fair Value by Contractual Maturity	The amortized cost and estimated fair values of debt securities at June 30, 2024, are distributed by contractual maturity as shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (In Thousands) Amortized Cost Fair Value US Treasury and government sponsored entities Within 1 year $188,089 $184,712 1-5 years 358,403 340,971 Total $546,492 $525,683 Corporate bonds Within 1 year $3,999 $4,040 1-5 years 15,013 14,453 5-10 years 26,750 23,909 Total $45,762 $42,402 Collateralized loan obligations 5-10 years $31,693 $31,583 Over 10 years 19,000 19,005 Total $50,693 $50,588
Summary of Interest Income On Available-for-Sale Investment Securities	A summary of interest income for the three and six-month periods ending June 30, 2024 and 2023, on available for sale investment securities are as follows: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2024 2023 2024 2023 US Treasury and government sponsored entities $2,499 $2,835 $5,068 $5,630 Other 1,057 1,156 2,203 2,291 Total taxable interest income $3,556 $3,991 $7,271 $7,921 Municipal securities $— $5 $3 $9 Total tax-exempt interest income $— $5 $3 $9 Total $3,556 $3,996 $7,274 $7,930

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2024
Receivables [Abstract]
Amortized Cost and Unpaid Principal Balance of Loans by Loan Segment	The following table presents amortized cost and unpaid principal balance of loans, categorized by the segments used in the Company's Current Expected Credit Losses (“CECL”) methodology to assess credit risk, for the periods indicated: June 30, 2024 December 31, 2023 (In Thousands) Amortized Cost Unpaid Principal Difference Amortized Cost Unpaid Principal Difference Commercial & industrial loans $415,931 $417,858 ($1,927) $411,387 $413,293 ($1,906) Commercial real estate: Owner occupied properties 382,050 383,832 (1,782) 366,741 368,357 (1,616) Non-owner occupied and multifamily properties 547,488 551,130 (3,642) 515,528 519,115 (3,587) Residential real estate: 1-4 family residential properties secured by first liens 222,488 222,026 462 203,738 203,534 204 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 41,500 41,258 242 33,996 33,783 213 1-4 family residential construction loans 29,281 29,510 (229) 30,976 31,239 (263) Other construction, land development and raw land loans 152,767 154,009 (1,242) 148,373 149,788 (1,415) Obligations of states and political subdivisions in the US 29,671 29,673 (2) 30,407 30,409 (2) Agricultural production, including commercial fishing 45,079 45,320 (241) 41,007 41,237 (230) Consumer loans 6,743 6,679 64 6,241 6,180 61 Other loans 2,909 2,930 (21) 1,103 1,118 (15) Total 1,875,907 1,884,225 (8,318) 1,789,497 1,798,053 (8,556) Allowance for credit losses (17,694) (17,270) $1,858,213 $1,884,225 ($8,318) $1,772,227 $1,798,053 ($8,556)
Allowance for Credit Losses	The table below presents activity in the ACL related to loans held for investment for the periods indicated. Three Months Ended June 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2024 Commercial & industrial loans $4,052 ($22) $— $17 $4,047 Commercial real estate: Owner occupied properties 2,893 70 — — 2,963 Non-owner occupied and multifamily properties 3,419 80 — — 3,499 Residential real estate: 1-4 family residential properties secured by first liens 3,425 64 — — 3,489 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 581 80 — 4 665 1-4 family residential construction loans 159 21 — — 180 Other construction, land development and raw land loans 2,675 (149) — — 2,526 Obligations of states and political subdivisions in the US 105 (5) — — 100 Agricultural production, including commercial fishing 156 (4) — 5 157 Consumer loans 60 1 — — 61 Other loans 8 (1) — — 7 Total $17,533 $135 $— $26 $17,694 2023 Commercial & industrial loans $3,080 $366 ($49) $21 $3,418 Commercial real estate: Owner occupied properties 2,778 29 — — 2,807 Non-owner occupied and multifamily properties 3,174 86 — — 3,260 Residential real estate: 1-4 family residential properties secured by first liens 2,226 980 — — 3,206 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 392 26 — 5 423 1-4 family residential construction loans 260 (54) — — 206 Other construction, land development and raw land loans 1,925 71 — — 1,996 Obligations of states and political subdivisions in the US 106 (18) — — 88 Agricultural production, including commercial fishing 150 12 — — 162 Consumer loans 61 12 — 1 74 Other loans 5 — — — 5 Total $14,157 $1,510 ($49) $27 $15,645 Six Months Ended June 30, Beginning Balance Credit Loss Expense (Benefit) Charge-offs Recoveries Ending Balance (In Thousands) 2024 Commercial & industrial loans $3,438 $532 $— $77 $4,047 Commercial real estate: Owner occupied properties 2,867 96 — — 2,963 Non-owner occupied and multifamily properties 3,294 205 — — 3,499 Residential real estate: 1-4 family residential properties secured by first liens 3,470 19 — — 3,489 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 551 104 — 10 665 1-4 family residential construction loans 191 (11) — — 180 Other construction, land development and raw land loans 3,127 (601) — — 2,526 Obligations of states and political subdivisions in the US 80 20 — — 100 Agricultural production, including commercial fishing 168 9 (25) 5 157 Consumer loans 81 (21) — 1 61 Other loans 3 4 — — 7 Total $17,270 $356 ($25) $93 $17,694 2023 Commercial & industrial loans $2,914 $467 ($49) $86 $3,418 Commercial real estate: Owner occupied properties 3,094 (287) — — 2,807 Non-owner occupied and multifamily properties 3,615 (355) — — 3,260 Residential real estate: 1-4 family residential properties secured by first liens 1,413 1,793 — — 3,206 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 389 22 — 12 423 1-4 family residential construction loans 312 (106) — — 206 Other construction, land development and raw land loans 1,803 193 — — 1,996 Obligations of states and political subdivisions in the US 79 9 — — 88 Agricultural production, including commercial fishing 145 17 — — 162 Consumer loans 68 17 (14) 3 74 Other loans 6 (1) — — 5 Total $13,838 $1,769 ($63) $101 $15,645
Schedule of Financing Receivables For Gross Charge-Offs By Grade And Year Of Loan Origination	The following table shows gross charge-offs by year of loan origination for the periods indicated: Six Months Ended June 30, (In Thousands) 2024 2023 2022 2021 2020 Prior Total 2024 Agricultural production, including commercial fishing $— $— $25 $— $— $— $25 Total $— $— $25 $— $— $— $25 The following tables present the Company's portfolio of risk-rated loans by grade and by year of origination. Management considers the guidance in ASC 310-20 when determining whether a modification, extension, or renewal of loan constitutes a current period origination. Generally, current period renewals of credit are re-underwritten at the point of renewal and considered current period originations for purposes of the table below. June 30, 2024 2024 2023 2022 2021 2020 Prior Total (In Thousands) Commercial & industrial loans Pass $64,413 $78,672 $103,490 $48,862 $17,388 $57,242 $370,067 Classified 344 4,676 16,918 15,735 6,178 2,013 45,864 Total commercial & industrial loans $64,757 $83,348 $120,408 $64,597 $23,566 $59,255 $415,931 Commercial real estate: Owner occupied properties Pass $17,609 $43,546 $77,465 $67,033 $78,768 $95,049 $379,470 Classified — — 492 — 358 1,730 2,580 Total commercial real estate owner occupied properties $17,609 $43,546 $77,957 $67,033 $79,126 $96,779 $382,050 Non-owner occupied and multifamily properties Pass $25,950 $63,898 $108,205 $77,767 $66,823 $193,723 $536,366 Classified — — 1,167 — — 9,955 11,122 Total commercial real estate non-owner occupied and multifamily properties $25,950 $63,898 $109,372 $77,767 $66,823 $203,678 $547,488 Residential real estate: 1-4 family residential properties secured by first liens Pass $24,144 $135,976 $46,441 $3,935 $3,954 $7,320 $221,770 Classified — 544 — — — 174 718 Total residential real estate 1-4 family residential properties secured by first liens $24,144 $136,520 $46,441 $3,935 $3,954 $7,494 $222,488 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $8,452 $15,066 $5,677 $2,935 $2,028 $6,649 $40,807 Classified — 372 — — — 321 693 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $8,452 $15,438 $5,677 $2,935 $2,028 $6,970 $41,500 1-4 family residential construction loans Pass $15,414 $7,588 $2,730 $— $— $3,443 $29,175 Classified — — — — — 106 106 Total residential real estate 1-4 family residential construction loans $15,414 $7,588 $2,730 $— $— $3,549 $29,281 Other construction, land development and raw land loans Pass $15,089 $53,727 $49,235 $25,769 $1,704 $5,451 $150,975 Classified — — — 32 — 1,760 1,792 Total other construction, land development and raw land loans $15,089 $53,727 $49,235 $25,801 $1,704 $7,211 $152,767 Obligations of states and political subdivisions in the US Pass $— $— $29,648 $— $— $23 $29,671 Classified — — — — — — — Total obligations of states and political subdivisions in the US $— $— $29,648 $— $— $23 $29,671 Agricultural production, including commercial fishing Pass $5,211 $9,055 $8,982 $16,443 $3,287 $2,101 $45,079 Classified — — — — — — — Total agricultural production, including commercial fishing $5,211 $9,055 $8,982 $16,443 $3,287 $2,101 $45,079 Consumer loans Pass $1,547 $2,793 $833 $95 $327 $1,146 $6,741 Classified 2 — — — — — 2 Total consumer loans $1,549 $2,793 $833 $95 $327 $1,146 $6,743 Other loans Pass $488 $359 $150 $296 $1,320 $296 $2,909 Classified — — — — — — — Total other loans $488 $359 $150 $296 $1,320 $296 $2,909 Total loans Pass $178,317 $410,680 $432,856 $243,135 $175,599 $372,443 $1,813,030 Classified 346 5,592 18,577 15,767 6,536 16,059 62,877 Total loans $178,663 $416,272 $451,433 $258,902 $182,135 $388,502 $1,875,907 Total pass loans $178,317 $410,680 $432,856 $243,135 $175,599 $372,443 $1,813,030 Government guarantees (24,829) (5,293) (8,343) (16,724) (1,946) (19,472) (76,607) Total pass loans, net of government guarantees $153,488 $405,387 $424,513 $226,411 $173,653 $352,971 $1,736,423 Total classified loans $346 $5,592 $18,577 $15,767 $6,536 $16,059 $62,877 Government guarantees — (2,276) (16,622) (14,162) (5,882) (7,965) (46,907) Total classified loans, net government guarantees $346 $3,316 $1,955 $1,605 $654 $8,094 $15,970 December 31, 2023 2023 2022 2021 2020 2019 Prior Total (In Thousands) Commercial & industrial loans Pass $97,377 $123,874 $58,708 $24,177 $13,990 $44,674 $362,800 Classified 3,319 18,790 16,964 7,032 56 2,426 48,587 Total commercial & industrial loans $100,696 $142,664 $75,672 $31,209 $14,046 $47,100 $411,387 Commercial real estate: Owner occupied properties Pass $40,745 $70,925 $69,316 $82,339 $28,588 $71,930 $363,843 Classified — — — 1,115 — 1,783 2,898 Total commercial real estate owner occupied properties $40,745 $70,925 $69,316 $83,454 $28,588 $73,713 $366,741 Non-owner occupied and multifamily properties Pass $59,990 $96,532 $83,277 $67,037 $56,192 $143,619 $506,647 Classified — — — — — 8,881 8,881 Total commercial real estate non-owner occupied and multifamily properties $59,990 $96,532 $83,277 $67,037 $56,192 $152,500 $515,528 Residential real estate: 1-4 family residential properties secured by first liens Pass $139,829 $47,775 $4,119 $4,070 $2,240 $5,388 $203,421 Classified 224 — — — — 93 317 Total residential real estate 1-4 family residential properties secured by first liens $140,053 $47,775 $4,119 $4,070 $2,240 $5,481 $203,738 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens Pass $16,145 $5,417 $3,331 $1,906 $2,277 $4,581 $33,657 Classified — — — — 339 339 Total residential real estate 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $16,145 $5,417 $3,331 $1,906 $2,277 $4,920 $33,996 1-4 family residential construction loans Pass $16,845 $4,469 $— $— $— $9,553 $30,867 Classified — — — — — 109 109 Total residential real estate 1-4 family residential construction loans $16,845 $4,469 $— $— $— $9,662 $30,976 Other construction, land development and raw land loans Pass $42,615 $58,714 $32,780 $1,982 $1,454 $7,896 $145,441 Classified — 1,175 — — — 1,757 2,932 Total other construction, land development and raw land loans $42,615 $59,889 $32,780 $1,982 $1,454 $9,653 $148,373 Obligations of states and political subdivisions in the US Pass $— $30,317 $— $— $— $90 $30,407 Classified — — — — — — — Total obligations of states and political subdivisions in the US $— $30,317 $— $— $— $90 $30,407 Agricultural production, including commercial fishing Pass $8,643 $9,649 $17,061 $3,465 $524 $1,665 $41,007 Classified — — — — — — — Total agricultural production, including commercial fishing $8,643 $9,649 $17,061 $3,465 $524 $1,665 $41,007 Consumer loans Pass $3,396 $983 $209 $368 $258 $1,026 $6,240 Classified 1 — — — — — 1 Total consumer loans $3,397 $983 $209 $368 $258 $1,026 $6,241 Other loans Pass $160 $77 $135 $592 $138 $1 $1,103 Classified — — — — — — — Total other loans $160 $77 $135 $592 $138 $1 $1,103 Total loans Pass $425,745 $448,732 $268,936 $185,936 $105,661 $290,423 $1,725,433 Classified 3,544 19,965 16,964 8,147 56 15,388 64,064 Total loans $429,289 $468,697 $285,900 $194,083 $105,717 $305,811 $1,789,497 Total pass loans $425,745 $448,732 $268,936 $185,936 $105,661 $290,423 $1,725,433 Government guarantees (2,792) (8,409) (19,305) (2,295) (12,133) (7,696) (52,630) Total pass loans, net of government guarantees $422,953 $440,323 $249,631 $183,641 $93,528 $282,727 $1,672,803 Total classified loans $3,544 $19,965 $16,964 $8,147 $56 $15,388 $64,064 Government guarantees — (16,805) (15,268) (7,043) — (11,311) (50,427) Total classified loans, net government guarantees $3,544 $3,160 $1,696 $1,104 $56 $4,077 $13,637
Aging of Contractually Past Due Loans	The following tables present an aging of contractually past due loans as of the periods presented: (In Thousands) 30-59 Days 60-89 Days Greater Than Total Past Current Total Greater Than 90 Days Past Due Still Accruing June 30, 2024 Commercial & industrial loans $295 $— $— $295 $415,636 $415,931 $— Commercial real estate: Owner occupied properties — — — — 382,050 382,050 — Non-owner occupied and multifamily properties — — — — 547,488 547,488 — Residential real estate: 1-4 family residential properties secured by first liens 42 — 216 258 222,230 222,488 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 44 372 54 470 41,030 41,500 17 1-4 family residential construction loans — — — — 29,281 29,281 — Other construction, land development and raw land loans 170 — — 170 152,597 152,767 — Obligations of states and political subdivisions in the US — — — — 29,671 29,671 — Agricultural production, including commercial fishing — — — — 45,079 45,079 — Consumer loans 14 2 — 16 6,727 6,743 — Other loans — — — — 2,909 2,909 — Total $565 $374 $270 $1,209 $1,874,698 $1,875,907 $17 December 31, 2023 Commercial & industrial loans $326 $148 $1,253 $1,727 $409,660 $411,387 $— Commercial real estate: Owner occupied properties — — 260 260 366,481 366,741 — Non-owner occupied and multifamily properties — — — — 515,528 515,528 — Residential real estate: 1-4 family residential properties secured by first liens 458 — 224 682 203,056 203,738 — 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens 53 — 155 208 33,788 33,996 — 1-4 family residential construction loans — — 109 109 30,867 30,976 — Other construction, land development and raw land loans — — 1,545 1,545 146,828 148,373 — Obligations of states and political subdivisions in the US — — — — 30,407 30,407 — Agricultural production, including commercial fishing — — — — 41,007 41,007 — Consumer loans 18 1 — 19 6,222 6,241 — Other loans — — — — 1,103 1,103 — Total $855 $149 $3,546 $4,550 $1,784,947 $1,789,497 $—
Loans on Nonaccrual Status	The following table presents loans on nonaccrual status and loans on nonaccrual status for the periods presented for which there was no related ACL. All loans with no ACL are individually evaluated for credit losses in the Company's CECL methodology. June 30, 2024 December 31, 2023 (In Thousands) Nonaccrual Nonaccrual With No ACL Nonaccrual Nonaccrual With No ACL Commercial & industrial loans $2,516 $2,221 $3,655 $3,651 Commercial real estate: Owner occupied properties 242 242 271 260 Non-owner occupied and multifamily properties — — — — Residential real estate: 1-4 family residential properties secured by first liens 253 — 270 224 1-4 family residential properties secured by junior liens 201 108 219 176 1-4 family residential construction loans 106 106 109 109 Other construction, land development and raw land loans 1,512 1,512 1,545 1,545 Total nonaccrual loans 4,830 4,189 6,069 5,965 Government guarantees on nonaccrual loans — — (1,067) (1,067) Net nonaccrual loans $4,830 $4,189 $5,002 $4,898
Financing Receivable, Modified	The percentage of the amortized cost basis of loans that were modified to borrowers experiencing financial difficulty as compared to the amortized cost basis of each class of financing receivable is also presented below: Three Months Ended June 30, 2024 Term Modification Payment Modification Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial & industrial loans $— $— $— — % Total $— $— $— — % Three Months Ended June 30, 2023 Term Modification Payment Modification Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial & industrial loans $2,468 $1,988 $4,456 1.06 % Total $2,468 $1,988 $4,456 — % Six Months Ended June 30, 2024 Term Modification Term and payment modifications Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial & industrial loans $5,396 $265 $5,661 1.36 % Total $5,396 $265 $5,661 0.30 % Six Months Ended June 30, 2023 Term Modification Term and payment modifications Total Modifications Percentage of Class of Financing Receivable (In Thousands) Commercial & industrial loans $2,468 $1,988 $4,456 1.06 % Total $2,468 $1,988 $4,456 — % The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty as of the dates indicated: Three Months Ended June 30, 2024 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial & industrial loans $— — % 0 Three Months Ended June 30, 2023 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial & industrial loans $— — % 3 Six Months Ended June 30, 2024 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial & industrial loans $— 8 % 7 Six Months Ended June 30, 2023 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (months) (In Thousands) Commercial & industrial loans $— — % 3 The following table presents the amortized cost basis of loans that had a payment default during the period indicated and were modified in the twelve months before default to borrowers experiencing financial difficulty: Three Months Ended June 30, 2024 Six Months Ended June 30, 2024 Term modification Term modification (In Thousands) Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens $— $112 1-4 family residential construction loans — 109 Other construction, land development and raw land loans — 968 Total $— $1,189 June 30, 2024 Greater Than 89 Days Past Due Total Past Due Current Total (In Thousands) Commercial & industrial loans $— $— $5,394 $5,394 Commercial real estate: Owner occupied properties — — 242 242 Residential real estate: 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens — — 108 108 1-4 family residential construction loans — — 106 106 Other construction, land development and raw land loans — — 1,512 1,512 Total $— $— $7,362 $7,362 June 30, 2023 Greater Than 89 Days Past Due Total Past Due Current Total (In Thousands) Commercial & industrial loans $— $— $4,456 $4,456 Total $— $— $4,456 $4,456

Purchased Receivables (Tables)

Purchased Receivables (Tables)	6 Months Ended
	Jun. 30, 2024
Purchased Receivables [Abstract]
Summary of Components of Net Purchased Receivables	The following table summarizes the components of net purchased receivables for the dates indicated: (In Thousands) June 30, 2024 December 31, 2023 Purchased receivables $25,722 $36,842 Allowance for credit losses - purchased receivables — — Total $25,722 $36,842

Servicing Rights (Tables)

Servicing Rights (Tables)	6 Months Ended
	Jun. 30, 2024
Transfers and Servicing [Abstract]
Schedule of Servicing Assets at Fair Value	The following table details the activity in the Company's mortgage servicing rights (“MSR”) for the three and six-month periods ended June 30, 2024 and 2023: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2024 2023 2024 2023 Balance, beginning of period $20,055 $18,303 $19,564 $18,635 Additions for new MSR capitalized 1,103 519 1,619 982 Changes in fair value: Due to changes in model inputs of assumptions (1) 239 (3) 528 (215) Other (2) (320) (571) (634) (1,154) Balance, end of period $21,077 $18,248 $21,077 $18,248 (1) Principally reflects changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates. (2) Represents changes due to collection/realization of expected cash flows over time. The following table details information related to our serviced mortgage loan portfolio as of June 30, 2024 and December 31, 2023: (In Thousands) June 30, 2024 December 31, 2023 Balance of mortgage loans serviced for others $1,101,800 $1,044,516 Weighted average rate of note 4.22 % 4.03 % MSR as a percentage of serviced loans 1.91 % 1.87 %
Schedule of Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets	The following table outlines the weighted average key assumptions used in measuring the fair value of MSRs and the sensitivity of the current fair value of MSRs to immediate adverse changes in those assumptions as of the dates indicated. See Note 8 for additional information on key assumptions for MSRs. (In Thousands) June 30, 2024 December 31, 2023 Fair value of MSRs $21,077 $19,564 Expected weighted-average life (in years) 10.41 10.23 Key assumptions: Constant prepayment rate 1 8.26 % 8.48 % Impact on fair value from 10% adverse change ($722) ($1,754) Impact on fair value from 25% adverse change ($1,723) ($2,552) Discount rate 10.98 % 10.98 % Impact on fair value from 100 basis point increase ($877) ($811) Impact on fair value from 200 basis point increase ($1,687) ($1,560) Cost to service assumptions ($ per loan) $82 $82 Impact on fair value from 10% adverse change ($397) ($160) Impact on fair value from 25% adverse change ($649) ($401) 1 Prepayment speeds are influenced by mortgage interest rates as well as our estimation of drivers of borrower behavior.

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Additional Information about Operating Leases	The following table presents additional information about the Company's operating leases for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2024 2023 2024 2023 Lease Cost Operating lease cost (1) $745 $702 $1,482 $1,401 Short term lease cost (1) 13 46 51 79 Total lease cost $758 $748 $1,533 $1,480 Other information Operating leases - operating cash flows $1,373 $1,307 Weighted average lease term - operating leases, in years 10.67 10.47 Weighted average discount rate - operating leases 3.62 % 3.49 % (1) Expenses are classified within occupancy expense on the Consolidated Statements of Income.
Schedule of Undiscounted Cash Flows for Operating Lease Liabilities	The table below reconciles the remaining undiscounted cash flows for the next five years for each twelve-month period presented (unless otherwise indicated) and the total of the subsequent remaining years to the operating lease liabilities recorded on the balance sheet: (In Thousands) Operating Leases 2024 (Six months) $1,381 2025 2,422 2026 1,245 2027 783 2028 547 Thereafter 3,879 Total minimum lease payments $10,257 Less: amount of lease payment representing interest (1,988) Present value of future minimum lease payments $8,269

Derivatives (Tables)

Derivatives (Tables)	6 Months Ended
	Jun. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments	The following table presents the fair value of derivatives not designated as hedging instruments at June 30, 2024 and December 31, 2023: (In Thousands) Asset Derivatives June 30, 2024 December 31, 2023 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other assets $12,534 $10,470 Interest rate lock commitments Other assets 1,059 342 Retail interest rate contracts Other assets 120 — Total $13,713 $10,812 (In Thousands) Liability Derivatives June 30, 2024 December 31, 2023 Balance Sheet Location Fair Value Fair Value Interest rate swaps Other liabilities $12,534 $10,470 Retail interest rate contracts Other liabilities — 13 Total $12,534 $10,483
Derivative Instruments, Gain (Loss)	The following table presents the net gains (losses) of derivatives not designated as hedging instruments for periods indicated below: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) Income Statement Location 2024 2023 2024 2023 Retail interest rate contracts Mortgage banking income $99 $291 $220 $168 Interest rate lock commitments Mortgage banking income 260 129 645 358 Total $359 $420 $865 $526
Offsetting Assets	The following table summarizes the derivatives that have a right of offset as of June 30, 2024 and December 31, 2023: June 30, 2024 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $12,534 $— $12,534 $— $— $12,534 Retail interest rate contracts 120 — 120 — — 120 Liability Derivatives Interest rate swaps $12,534 $— $12,534 $— $12,534 $— December 31, 2023 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $10,470 $— $10,470 $— $— $10,470 Liability Derivatives Interest rate swaps $10,470 $— $10,470 $— $10,470 $— Retail interest rate contracts 13 — 13 — — 13
Offsetting Liabilities	The following table summarizes the derivatives that have a right of offset as of June 30, 2024 and December 31, 2023: June 30, 2024 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $12,534 $— $12,534 $— $— $12,534 Retail interest rate contracts 120 — 120 — — 120 Liability Derivatives Interest rate swaps $12,534 $— $12,534 $— $12,534 $— December 31, 2023 Gross amounts not offset in the Statement of Financial Position (In Thousands) Gross amounts of recognized assets and liabilities Gross amounts offset in the Statement of Financial Position Net amounts of assets and liabilities presented in the Statement of Financial Position Financial Instruments Collateral Posted Net Amount Asset Derivatives Interest rate swaps $10,470 $— $10,470 $— $— $10,470 Liability Derivatives Interest rate swaps $10,470 $— $10,470 $— $10,470 $— Retail interest rate contracts 13 — 13 — — 13

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Schedule of Estimated Fair Values	Estimated fair values as of the periods indicated are as follows: June 30, 2024 December 31, 2023 (In Thousands) Carrying Amount Fair Value Carrying Amount Fair Value Financial assets: Level 1 inputs: Cash, due from banks and deposits in other banks $54,422 $54,422 $118,530 $118,530 Investment securities available for sale 289,442 289,442 310,896 310,896 Marketable equity securities 12,381 12,381 13,153 13,153 Level 2 inputs: Investment securities available for sale 295,522 295,522 327,040 327,040 Investment in Federal Home Loan Bank stock 4,929 4,929 2,980 2,980 Loans held for sale 85,926 85,926 31,974 31,974 Accrued interest receivable 13,050 13,050 11,958 11,958 Interest rate swaps 14,172 14,172 11,836 11,836 Retail interest rate contracts 120 120 — — Level 3 inputs: Investment securities held to maturity 36,750 33,709 36,750 33,413 Loans 1,875,907 1,688,042 1,789,497 1,686,362 Purchased receivables, net 25,722 25,722 36,842 36,842 Interest rate lock commitments 1,059 1,059 342 342 Mortgage servicing rights 21,077 21,077 19,564 19,564 Commercial servicing rights 2,116 2,116 2,200 2,200 Financial liabilities: Level 2 inputs: Deposits $2,463,806 $2,460,917 $2,485,055 $2,482,937 Accrued interest payable 697 697 202 202 Borrowings 43,961 40,874 13,675 11,872 Interest rate swaps 12,534 12,534 10,470 10,470 Retail interest rate contracts — — 13 13 Level 3 inputs: Junior subordinated debentures 10,310 11,641 10,310 12,030
Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis	The following table sets forth the balances as of the periods indicated of assets and liabilities measured at fair value on a recurring basis: (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2024 Assets: Available for sale securities U.S. Treasury and government sponsored entities $525,683 $280,749 $244,934 $— Corporate bonds 8,693 8,693 — — Collateralized loan obligations 50,588 — 50,588 — Total available for sale securities $584,964 $289,442 $295,522 $— Marketable equity securities $12,381 $12,381 $— $— Total marketable equity securities $12,381 $12,381 $— $— Interest rate swaps $14,228 $— $14,228 $— Interest rate lock commitments 1,059 — — 1,059 Mortgage servicing rights 21,077 — — 21,077 Commercial servicing rights 2,116 — — 2,116 Retail interest rate contracts 120 — — 120 Total other assets $38,600 $— $14,228 $24,372 Liabilities: Interest rate swaps $12,534 $— $12,534 $— Total other liabilities $12,534 $— $12,534 $— December 31, 2023 Assets: Available for sale securities U.S. Treasury and government sponsored entities $564,125 $300,274 $263,851 $— Municipal securities 816 — 816 — Corporate bonds 13,624 10,622 3,002 — Collateralized loan obligations 59,371 — 59,371 — Total available for sale securities $637,936 $310,896 $327,040 $— Marketable equity securities $13,153 $13,153 $— $— Total marketable securities $13,153 $13,153 $— $— Interest rate swaps $11,836 $— $11,836 $— Interest rate lock commitments 342 — — 342 Mortgage servicing rights 19,564 — — 19,564 Commercial servicing rights 2,200 — — 2,200 Total other assets $33,942 $— $11,836 $22,106 Liabilities: Interest rate swaps $10,470 $— $10,470 $— Retail interest rate contracts 13 — 13 — Total other liabilities $10,483 $— $10,483 $—
Fair Value, Assets Measured on Recurring Basis using Significant Unobservable Inputs	The following tables provide a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and six-month periods ended June 30, 2024 and 2023: (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Three Months Ended June 30, 2024 Interest rate lock commitments $765 ($453) $3,416 ($2,669) $1,059 $1,059 Mortgage servicing rights 20,055 (81) 1,103 — 21,077 — Commercial servicing rights 2,100 (16) 32 — 2,116 — Total $22,920 ($550) $4,551 ($2,669) $24,252 $1,059 Three Months Ended June 30, 2023 Interest rate lock commitments $685 ($378) $2,735 ($2,191) $851 $851 Mortgage servicing rights 18,303 (574) 519 — 18,248 — Commercial servicing rights 2,170 (56) 25 — 2,139 — Total $21,158 ($1,008) $3,279 ($2,191) $21,238 $851 (In Thousands) Beginning balance Change included in earnings Purchases and issuances Sales and settlements Ending balance Net change in unrealized gains (losses) relating to items held at end of period Six Months Ended June 30, 2024 Interest rate lock commitments $342 ($728) $5,929 ($4,484) $1,059 $1,059 Mortgage servicing rights 19,564 (106) 1,619 — 21,077 — Commercial servicing rights 2,200 (145) 61 — 2,116 — Total $22,106 ($979) $7,609 ($4,484) $24,252 $1,059 Six Months Ended June 30, 2023 Interest rate lock commitments $440 ($552) $4,232 ($3,269) $851 $851 Mortgage servicing rights 18,635 (1,369) 982 — 18,248 — Commercial servicing rights 2,129 (105) 115 — 2,139 — Total $21,204 ($2,026) $5,329 ($3,269) $21,238 $851
Fair Value, Assets Measured on Nonrecurring Basis	As of and for the periods ending June 30, 2024 and December 31, 2023, except for certain assets as shown in the following table, no impairment or valuation adjustment was recognized for assets recognized at fair value on a nonrecurring basis. For loans individually measured for credit losses, the Company classifies fair value measurements using observable inputs, such as external appraisals, as Level 2 valuations in the fair value hierarchy, and unobservable inputs, such as in-house evaluations, as Level 3 valuations in the fair value hierarchy. (In Thousands) Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2024 Loans individually measured for credit losses $295 $— $— $295 Total $295 $— $— $295 December 31, 2023 Loans individually measured for credit losses $— $— $— $— Total $— $— $— $— The following table presents the (gains) losses resulting from nonrecurring fair value adjustments for the three and six-month periods ended June 30, 2024 and 2023: Three Months Ended June 30, Six Months Ended June 30, (In Thousands) 2024 2023 2024 2023 Loans individually measured for credit losses ($182) ($27) $2 $— Total loss from nonrecurring measurements ($182) ($27) $2 $—
Schedule of Valuation Assumptions	The following tables provide a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and nonrecurring basis at June 30, 2024 and December 31, 2023: Financial Instrument Valuation Technique - Recurring Basis Unobservable Input Weighted Average Rate Range June 30, 2024 Interest rate lock commitment External pricing model Pull through rate 92.42 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 6.10% - 15.14% Discount rate 9.50% - 11.00% Commercial servicing rights Discounted cash flow Constant prepayment rate 3.99% - 18.90% Discount rate 9.50 % December 31, 2023 Interest rate lock commitment External pricing model Pull through rate 89.84 % Mortgage servicing rights Discounted cash flow Constant prepayment rate 6.13% - 25.33% Discount rate 9.50% - 11.00% Commercial servicing rights Discounted cash flow Constant prepayment rate 3.99% - 18.90% Discount rate 9.50 % Financial Instrument Valuation Technique - Nonrecurring Basis Unobservable Input Weighted Average Rate Range June 30, 2024 Loans individually measured for credit losses In-house valuation of collateral Discount rate 7%

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2024
Segment Reporting [Abstract]
Schedule of Segment Information	Summarized financial information for the Company's reportable segments and the reconciliation to the consolidated financial results is shown in the following tables: Three Months Ended June 30, 2024 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $32,892 $4,017 $36,909 Interest expense 8,614 1,242 9,856 Net interest income 24,278 2,775 27,053 (Benefit) provision for credit losses (184) 64 (120) Other operating income 3,693 5,884 9,577 Salaries and other personnel expense 11,523 5,104 16,627 Other operating expense 6,974 1,593 8,567 Total other operating expense 18,497 6,697 25,194 Income before provision for income taxes 9,658 1,898 11,556 Provision for income taxes 2,004 532 2,536 Net income $7,654 $1,366 $9,020 Three Months Ended June 30, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $28,675 $3,145 $31,820 Interest expense 5,975 703 6,678 Net interest income 22,700 2,442 25,142 Provision for credit losses 1,407 — 1,407 Other operating income 3,067 3,913 6,980 Salaries and other personnel expense 10,690 4,493 15,183 Other operating expense 7,115 1,484 8,599 Total other operating expense 17,805 5,977 23,782 Income before provision for income taxes 6,555 378 6,933 Provision for income taxes 1,192 164 1,356 Net income $5,363 $214 $5,577 Six Months Ended June 30, 2024 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $65,415 $7,302 $72,717 Interest expense 16,922 2,295 19,217 Net interest income 48,493 5,007 53,500 Provision for credit losses 13 16 29 Other operating income 7,506 9,915 17,421 Salaries and other personnel expense 22,401 9,643 32,044 Other operating expense 13,648 3,140 16,788 Total other operating expense 36,049 12,783 48,832 Income before provision for income taxes 19,937 2,123 22,060 Provision for income taxes 4,246 595 4,841 Net income $15,691 $1,528 $17,219 Six Months Ended June 30, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Interest income $58,168 $3,447 $61,615 Interest expense 10,716 725 11,441 Net interest income 47,452 2,722 50,174 Provision for credit losses 1,767 — 1,767 Other operating income 5,967 5,921 11,888 Salaries and other personnel expense 21,394 9,273 30,667 Other operating expense 13,828 2,796 16,624 Total other operating expense 35,222 12,069 47,291 Income before provision for income taxes 16,430 (3,426) 13,004 Provision for income taxes 3,507 (910) 2,597 Net income $12,923 ($2,516) $10,407 June 30, 2024 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,485,353 $336,315 $2,821,668 Loans held for sale $— $85,926 $85,926 December 31, 2023 (In Thousands) Community Banking Home Mortgage Lending Consolidated Total assets $2,539,791 $267,706 $2,807,497 Loans held for sale $— $31,974 $31,974

Basis of Presentation and Sig_3

Basis of Presentation and Significant Accounting Policies (Details)	6 Months Ended
	Jun. 30, 2024 segment
Accounting Policies [Abstract]
Number of operating segments	2

Investment Securities - Narrati

Investment Securities - Narrative (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2024 USD ($) security	Jun. 30, 2023 USD ($)	Jun. 30, 2024 USD ($) security	Jun. 30, 2023 USD ($)	Dec. 31, 2023 USD ($)
Investments, Debt and Equity Securities [Abstract]
Marketable equity securities	$ 12,381,000		$ 12,381,000		$ 13,153,000
Number of available-for-sale securities in an unrealized loss position without an allowance for credit losses | security	59		59
Number of held to maturity securities in unrealized loss position without an allowance for credit losses | security	5		5
Securities pledged for deposits and borrowings	$ 175,600,000		$ 175,600,000		$ 180,100,000
Proceeds from sale of investment securities	$ 0	$ 0	$ 0	$ 0

Investment Securities - Gross R

Investment Securities - Gross Realized and Unrealized Gains (Losses) on Marketable Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Unrealized (loss) gain on marketable equity securities	$ (60)	$ (234)	$ 254	$ (457)
Gain on sale of marketable equity securities, net	0	0	0	0
Total	$ (60)	$ (234)	$ 254	$ (457)

Investment Securities - Summary

Investment Securities - Summary of Debt Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 606,197	$ 662,268
Gross Unrealized Gains	348	491
Gross Unrealized Losses	(21,581)	(24,823)
Allowance for Credit Losses	0	0
Fair Value	584,964	637,936
Schedule of Held-to-maturity Securities [Line Items]
Allowance for credit losses	0	0
Total securities held to maturity, net of ACL	36,750	36,750
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(3,041)	(3,337)
Fair Value	33,709	33,413
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	546,492	587,639
Gross Unrealized Gains	277	451
Gross Unrealized Losses	(21,086)	(23,965)
Allowance for Credit Losses	0	0
Fair Value	525,683	564,125
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost		820
Gross Unrealized Gains		0
Gross Unrealized Losses		(4)
Allowance for Credit Losses		0
Fair Value		816
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	9,012	14,014
Gross Unrealized Gains	41	28
Gross Unrealized Losses	(360)	(418)
Allowance for Credit Losses	0	0
Fair Value	8,693	13,624
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	36,750	36,750
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(3,041)	(3,337)
Fair Value	33,709	33,413
Collateralized loan obligations
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	50,693	59,795
Gross Unrealized Gains	30	12
Gross Unrealized Losses	(135)	(436)
Allowance for Credit Losses	0	0
Fair Value	$ 50,588	$ 59,371

Investment Securities - Gross U

Investment Securities - Gross Unrealized Losses on Available-for-sale Securities and the Related Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	$ 24,736	$ 13,906
Less than 12 months, unrealized losses	(328)	(94)
More than 12 months, fair value	495,178	579,138
More than 12 months, unrealized losses	(21,253)	(24,729)
Fair Value	519,914	593,044
Unrealized Losses	(21,581)	(24,823)
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	24,736	9,997
Less than 12 months, unrealized losses	(328)	(3)
More than 12 months, fair value	480,666	528,574
More than 12 months, unrealized losses	(20,758)	(23,962)
Fair Value	505,402	538,571
Unrealized Losses	(21,086)	(23,965)
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	0	0
Less than 12 months, unrealized losses	0	0
More than 12 months, fair value	4,653	6,599
More than 12 months, unrealized losses	(360)	(418)
Fair Value	4,653	6,599
Unrealized Losses	(360)	(418)
Collateralized loan obligations
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value	0	3,909
Less than 12 months, unrealized losses	0	(91)
More than 12 months, fair value	9,859	43,149
More than 12 months, unrealized losses	(135)	(345)
Fair Value	9,859	47,058
Unrealized Losses	$ (135)	(436)
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, fair value		0
Less than 12 months, unrealized losses		0
More than 12 months, fair value		816
More than 12 months, unrealized losses		(4)
Fair Value		816
Unrealized Losses		$ (4)

Investment Securities - Schedul

Investment Securities - Schedule of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Amortized Cost
Amortized Cost	$ 606,197	$ 662,268
Fair Value
Fair Value	584,964	637,936
U.S. Treasury and government sponsored entities
Amortized Cost
Within 1 year	188,089
1-5 years	358,403
Amortized Cost	546,492	587,639
Fair Value
Within 1 year	184,712
1-5 years	340,971
Fair Value	525,683	564,125
Corporate bonds
Amortized Cost
Within 1 year	3,999
1-5 years	15,013
5-10 years	26,750
Amortized Cost	9,012	14,014
Amortized Cost	45,762
Fair Value
Within 1 year	4,040
1-5 years	14,453
5-10 years	23,909
Fair Value	8,693	13,624
Fair Value	42,402
Collateralized loan obligations
Amortized Cost
5-10 years	31,693
Over 10 years	19,000
Amortized Cost	50,693	59,795
Fair Value
5-10 years	31,583
Over 10 years	19,005
Fair Value	$ 50,588	$ 59,371

Investment Securities - Summa_2

Investment Securities - Summary of Interest Income on Available-for-Sale Investment Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	$ 3,556	$ 3,991	$ 7,271	$ 7,921
Total tax-exempt interest income	0	5	3	9
Total interest income	3,556	3,996	7,274	7,930
U.S. Treasury and government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	2,499	2,835	5,068	5,630
Other
Debt Securities, Available-for-sale [Line Items]
Total taxable interest income	1,057	1,156	2,203	2,291
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Total tax-exempt interest income	$ 0	$ 5	$ 3	$ 9

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Amortized Cost and Unpaid Principal of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	$ 1,875,907		$ 1,789,497
Allowance for credit losses	(17,694)	$ (17,533)	(17,270)	$ (15,645)	$ (14,157)	$ (13,838)
Net loans	1,858,213		1,772,227
Unpaid Principal	1,884,225		1,798,053
Difference	(8,318)		(8,556)
Commercial & industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	415,931		411,387
Allowance for credit losses	(4,047)	(4,052)	(3,438)	(3,418)	(3,080)	(2,914)
Unpaid Principal	417,858		413,293
Difference	(1,927)		(1,906)
Commercial real estate | Owner occupied properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	382,050		366,741
Allowance for credit losses	(2,963)	(2,893)	(2,867)	(2,807)	(2,778)	(3,094)
Unpaid Principal	383,832		368,357
Difference	(1,782)		(1,616)
Commercial real estate | Non-owner occupied and multifamily properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	547,488		515,528
Allowance for credit losses	(3,499)	(3,419)	(3,294)	(3,260)	(3,174)	(3,615)
Unpaid Principal	551,130		519,115
Difference	(3,642)		(3,587)
Residential real estate | 1-4 family residential properties secured by first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	222,488		203,738
Allowance for credit losses	(3,489)	(3,425)	(3,470)	(3,206)	(2,226)	(1,413)
Unpaid Principal	222,026		203,534
Difference	462		204
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	41,500		33,996
Allowance for credit losses	(665)	(581)	(551)	(423)	(392)	(389)
Unpaid Principal	41,258		33,783
Difference	242		213
Residential real estate | 1-4 family residential construction loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	29,281		30,976
Allowance for credit losses	(180)	(159)	(191)	(206)	(260)	(312)
Unpaid Principal	29,510		31,239
Difference	(229)		(263)
Other construction, land development and raw land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	152,767		148,373
Allowance for credit losses	(2,526)	(2,675)	(3,127)	(1,996)	(1,925)	(1,803)
Unpaid Principal	154,009		149,788
Difference	(1,242)		(1,415)
Obligations of states and political subdivisions in the US
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	29,671		30,407
Allowance for credit losses	(100)	(105)	(80)	(88)	(106)	(79)
Unpaid Principal	29,673		30,409
Difference	(2)		(2)
Agricultural production, including commercial fishing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	45,079		41,007
Allowance for credit losses	(157)	(156)	(168)	(162)	(150)	(145)
Unpaid Principal	45,320		41,237
Difference	(241)		(230)
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	6,743		6,241
Allowance for credit losses	(61)	(60)	(81)	(74)	(61)	(68)
Unpaid Principal	6,679		6,180
Difference	64		61
Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost	2,909		1,103
Allowance for credit losses	(7)	$ (8)	(3)	$ (5)	$ (5)	$ (6)
Unpaid Principal	2,930		1,118
Difference	$ (21)		$ (15)

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Narrative (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Net deferred origination fees	$ 8,300,000		$ 8,300,000		$ 8,600,000
Accrued interest on loans	8,700,000		8,700,000		7,400,000
PPP loans	1,858,213,000		1,858,213,000		1,772,227,000
Nonaccrual loans	4,830,000		4,830,000		6,069,000
Interest on nonaccrual loans reversed through interest income	0	$ 0	0	$ 0
Interest earned on nonaccrual loans	32,000	205,000	234,000	384,000
Total modifications	0	4,456,000	5,661,000	4,456,000
Modified outstanding commitments	0		0
Net of government guarantees
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	4,830,000		4,830,000		5,002,000
Commercial & industrial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	2,516,000		2,516,000		3,655,000
Total modifications	0	$ 4,456,000	5,661,000	$ 4,456,000
Commercial & industrial loans | Small Business Administration (SBA), CARES Act, Paycheck Protection Program
Accounts, Notes, Loans and Financing Receivable [Line Items]
PPP loans	$ 1,600,000		$ 1,600,000		$ 2,800,000

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Activity in ACL Related to Loans Held for Investment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	$ 17,533	$ 14,157	$ 17,270	$ 13,838
Credit Loss Expense (Benefit)	135	1,510	356	1,769
Charge-offs	0	(49)	(25)	(63)
Recoveries	26	27	93	101
Ending Balance	17,694	15,645	17,694	15,645
Commercial & industrial loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	4,052	3,080	3,438	2,914
Credit Loss Expense (Benefit)	(22)	366	532	467
Charge-offs	0	(49)	0	(49)
Recoveries	17	21	77	86
Ending Balance	4,047	3,418	4,047	3,418
Commercial real estate | Owner occupied properties
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	2,893	2,778	2,867	3,094
Credit Loss Expense (Benefit)	70	29	96	(287)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	2,963	2,807	2,963	2,807
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	3,419	3,174	3,294	3,615
Credit Loss Expense (Benefit)	80	86	205	(355)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	3,499	3,260	3,499	3,260
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	3,425	2,226	3,470	1,413
Credit Loss Expense (Benefit)	64	980	19	1,793
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	3,489	3,206	3,489	3,206
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	581	392	551	389
Credit Loss Expense (Benefit)	80	26	104	22
Charge-offs	0	0	0	0
Recoveries	4	5	10	12
Ending Balance	665	423	665	423
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	159	260	191	312
Credit Loss Expense (Benefit)	21	(54)	(11)	(106)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	180	206	180	206
Other construction, land development and raw land loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	2,675	1,925	3,127	1,803
Credit Loss Expense (Benefit)	(149)	71	(601)	193
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	2,526	1,996	2,526	1,996
Obligations of states and political subdivisions in the US
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	105	106	80	79
Credit Loss Expense (Benefit)	(5)	(18)	20	9
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	100	88	100	88
Agricultural production, including commercial fishing
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	156	150	168	145
Credit Loss Expense (Benefit)	(4)	12	9	17
Charge-offs	0	0	(25)	0
Recoveries	5	0	5	0
Ending Balance	157	162	157	162
Consumer loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	60	61	81	68
Credit Loss Expense (Benefit)	1	12	(21)	17
Charge-offs	0	0	0	(14)
Recoveries	0	1	1	3
Ending Balance	61	74	61	74
Other loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Beginning Balance	8	5	3	6
Credit Loss Expense (Benefit)	(1)	0	4	(1)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	$ 7	$ 5	$ 7	$ 5

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Schedule of Gross Charge-Offs (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
2024			$ 0
2023			0
2022			25
2021			0
2020			0
Prior			0
Total	$ 0	$ 49	25	$ 63
Agricultural production, including commercial fishing
Financing Receivable, Allowance for Credit Loss [Line Items]
2024			0
2023			0
2022			25
2021			0
2020			0
Prior			0
Total	$ 0	$ 0	$ 25	$ 0

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Portfolio of Risk-rated Loans by Grade and by Year of Origination (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	$ 178,663	$ 429,289
2023/2022	416,272	468,697
2022/2021	451,433	285,900
2021/2020	258,902	194,083
2020/2019	182,135	105,717
2019/Prior	388,502	305,811
Amortized Cost	1,875,907	1,789,497
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	178,317	425,745
2023/2022	410,680	448,732
2022/2021	432,856	268,936
2021/2020	243,135	185,936
2020/2019	175,599	105,661
2019/Prior	372,443	290,423
Amortized Cost	1,813,030	1,725,433
Pass | Government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	24,829	2,792
2023/2022	5,293	8,409
2022/2021	8,343	19,305
2021/2020	16,724	2,295
2020/2019	1,946	12,133
2019/Prior	19,472	7,696
Amortized Cost	76,607	52,630
Pass | Net of government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	153,488	422,953
2023/2022	405,387	440,323
2022/2021	424,513	249,631
2021/2020	226,411	183,641
2020/2019	173,653	93,528
2019/Prior	352,971	282,727
Amortized Cost	1,736,423	1,672,803
Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	346	3,544
2023/2022	5,592	19,965
2022/2021	18,577	16,964
2021/2020	15,767	8,147
2020/2019	6,536	56
2019/Prior	16,059	15,388
Amortized Cost	62,877	64,064
Classified | Government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	2,276	16,805
2022/2021	16,622	15,268
2021/2020	14,162	7,043
2020/2019	5,882	0
2019/Prior	7,965	11,311
Amortized Cost	46,907	50,427
Classified | Net of government guarantees
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	346	3,544
2023/2022	3,316	3,160
2022/2021	1,955	1,696
2021/2020	1,605	1,104
2020/2019	654	56
2019/Prior	8,094	4,077
Amortized Cost	15,970	13,637
Commercial & industrial loans
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	64,757	100,696
2023/2022	83,348	142,664
2022/2021	120,408	75,672
2021/2020	64,597	31,209
2020/2019	23,566	14,046
2019/Prior	59,255	47,100
Amortized Cost	415,931	411,387
Commercial & industrial loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	64,413	97,377
2023/2022	78,672	123,874
2022/2021	103,490	58,708
2021/2020	48,862	24,177
2020/2019	17,388	13,990
2019/Prior	57,242	44,674
Amortized Cost	370,067	362,800
Commercial & industrial loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	344	3,319
2023/2022	4,676	18,790
2022/2021	16,918	16,964
2021/2020	15,735	7,032
2020/2019	6,178	56
2019/Prior	2,013	2,426
Amortized Cost	45,864	48,587
Commercial real estate | Owner occupied properties
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	17,609	40,745
2023/2022	43,546	70,925
2022/2021	77,957	69,316
2021/2020	67,033	83,454
2020/2019	79,126	28,588
2019/Prior	96,779	73,713
Amortized Cost	382,050	366,741
Commercial real estate | Owner occupied properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	17,609	40,745
2023/2022	43,546	70,925
2022/2021	77,465	69,316
2021/2020	67,033	82,339
2020/2019	78,768	28,588
2019/Prior	95,049	71,930
Amortized Cost	379,470	363,843
Commercial real estate | Owner occupied properties | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	492	0
2021/2020	0	1,115
2020/2019	358	0
2019/Prior	1,730	1,783
Amortized Cost	2,580	2,898
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	25,950	59,990
2023/2022	63,898	96,532
2022/2021	109,372	83,277
2021/2020	77,767	67,037
2020/2019	66,823	56,192
2019/Prior	203,678	152,500
Amortized Cost	547,488	515,528
Commercial real estate | Non-owner occupied and multifamily properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	25,950	59,990
2023/2022	63,898	96,532
2022/2021	108,205	83,277
2021/2020	77,767	67,037
2020/2019	66,823	56,192
2019/Prior	193,723	143,619
Amortized Cost	536,366	506,647
Commercial real estate | Non-owner occupied and multifamily properties | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	1,167	0
2021/2020	0	0
2020/2019	0	0
2019/Prior	9,955	8,881
Amortized Cost	11,122	8,881
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	24,144	140,053
2023/2022	136,520	47,775
2022/2021	46,441	4,119
2021/2020	3,935	4,070
2020/2019	3,954	2,240
2019/Prior	7,494	5,481
Amortized Cost	222,488	203,738
Residential real estate | 1-4 family residential properties secured by first liens | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	24,144	139,829
2023/2022	135,976	47,775
2022/2021	46,441	4,119
2021/2020	3,935	4,070
2020/2019	3,954	2,240
2019/Prior	7,320	5,388
Amortized Cost	221,770	203,421
Residential real estate | 1-4 family residential properties secured by first liens | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	224
2023/2022	544	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/Prior	174	93
Amortized Cost	718	317
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	8,452	16,145
2023/2022	15,438	5,417
2022/2021	5,677	3,331
2021/2020	2,935	1,906
2020/2019	2,028	2,277
2019/Prior	6,970	4,920
Amortized Cost	41,500	33,996
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	8,452	16,145
2023/2022	15,066	5,417
2022/2021	5,677	3,331
2021/2020	2,935	1,906
2020/2019	2,028	2,277
2019/Prior	6,649	4,581
Amortized Cost	40,807	33,657
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	372	0
2022/2021	0	0
2021/2020	0
2020/2019	0	0
2019/Prior	321	339
Amortized Cost	693	339
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	15,414	16,845
2023/2022	7,588	4,469
2022/2021	2,730	0
2021/2020	0	0
2020/2019	0	0
2019/Prior	3,549	9,662
Amortized Cost	29,281	30,976
Residential real estate | 1-4 family residential construction loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	15,414	16,845
2023/2022	7,588	4,469
2022/2021	2,730	0
2021/2020	0	0
2020/2019	0	0
2019/Prior	3,443	9,553
Amortized Cost	29,175	30,867
Residential real estate | 1-4 family residential construction loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/Prior	106	109
Amortized Cost	106	109
Other construction, land development and raw land loans
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	15,089	42,615
2023/2022	53,727	59,889
2022/2021	49,235	32,780
2021/2020	25,801	1,982
2020/2019	1,704	1,454
2019/Prior	7,211	9,653
Amortized Cost	152,767	148,373
Other construction, land development and raw land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	15,089	42,615
2023/2022	53,727	58,714
2022/2021	49,235	32,780
2021/2020	25,769	1,982
2020/2019	1,704	1,454
2019/Prior	5,451	7,896
Amortized Cost	150,975	145,441
Other construction, land development and raw land loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	1,175
2022/2021	0	0
2021/2020	32	0
2020/2019	0	0
2019/Prior	1,760	1,757
Amortized Cost	1,792	2,932
Obligations of states and political subdivisions in the US
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	30,317
2022/2021	29,648	0
2021/2020	0	0
2020/2019	0	0
2019/Prior	23	90
Amortized Cost	29,671	30,407
Obligations of states and political subdivisions in the US | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	30,317
2022/2021	29,648	0
2021/2020	0	0
2020/2019	0	0
2019/Prior	23	90
Amortized Cost	29,671	30,407
Obligations of states and political subdivisions in the US | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/Prior	0	0
Amortized Cost	0	0
Agricultural production, including commercial fishing
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	5,211	8,643
2023/2022	9,055	9,649
2022/2021	8,982	17,061
2021/2020	16,443	3,465
2020/2019	3,287	524
2019/Prior	2,101	1,665
Amortized Cost	45,079	41,007
Agricultural production, including commercial fishing | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	5,211	8,643
2023/2022	9,055	9,649
2022/2021	8,982	17,061
2021/2020	16,443	3,465
2020/2019	3,287	524
2019/Prior	2,101	1,665
Amortized Cost	45,079	41,007
Agricultural production, including commercial fishing | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/Prior	0	0
Amortized Cost	0	0
Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	1,549	3,397
2023/2022	2,793	983
2022/2021	833	209
2021/2020	95	368
2020/2019	327	258
2019/Prior	1,146	1,026
Amortized Cost	6,743	6,241
Consumer loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	1,547	3,396
2023/2022	2,793	983
2022/2021	833	209
2021/2020	95	368
2020/2019	327	258
2019/Prior	1,146	1,026
Amortized Cost	6,741	6,240
Consumer loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	2	1
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/Prior	0	0
Amortized Cost	2	1
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	488	160
2023/2022	359	77
2022/2021	150	135
2021/2020	296	592
2020/2019	1,320	138
2019/Prior	296	1
Amortized Cost	2,909	1,103
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	488	160
2023/2022	359	77
2022/2021	150	135
2021/2020	296	592
2020/2019	1,320	138
2019/Prior	296	1
Amortized Cost	2,909	1,103
Other loans | Classified
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
2019/Prior	0	0
Amortized Cost	$ 0	$ 0

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Aging of Contractually Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Past Due [Line Items]
Loans	$ 1,875,907	$ 1,789,497
Greater Than 90 Days Past Due Still Accruing	17	0
Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,209	4,550
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	565	855
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	374	149
Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	270	3,546
Current
Financing Receivable, Past Due [Line Items]
Loans	1,874,698	1,784,947
Commercial & industrial loans
Financing Receivable, Past Due [Line Items]
Loans	415,931	411,387
Greater Than 90 Days Past Due Still Accruing	0	0
Commercial & industrial loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	295	1,727
Commercial & industrial loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	295	326
Commercial & industrial loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	148
Commercial & industrial loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	1,253
Commercial & industrial loans | Current
Financing Receivable, Past Due [Line Items]
Loans	415,636	409,660
Commercial real estate | Owner occupied properties
Financing Receivable, Past Due [Line Items]
Loans	382,050	366,741
Greater Than 90 Days Past Due Still Accruing	0	0
Commercial real estate | Owner occupied properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	260
Commercial real estate | Owner occupied properties | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Owner occupied properties | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Owner occupied properties | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	260
Commercial real estate | Owner occupied properties | Current
Financing Receivable, Past Due [Line Items]
Loans	382,050	366,481
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Past Due [Line Items]
Loans	547,488	515,528
Greater Than 90 Days Past Due Still Accruing	0	0
Commercial real estate | Non-owner occupied and multifamily properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Non-owner occupied and multifamily properties | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Non-owner occupied and multifamily properties | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Non-owner occupied and multifamily properties | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial real estate | Non-owner occupied and multifamily properties | Current
Financing Receivable, Past Due [Line Items]
Loans	547,488	515,528
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Past Due [Line Items]
Loans	222,488	203,738
Greater Than 90 Days Past Due Still Accruing	0	0
Residential real estate | 1-4 family residential properties secured by first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	258	682
Residential real estate | 1-4 family residential properties secured by first liens | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	42	458
Residential real estate | 1-4 family residential properties secured by first liens | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Residential real estate | 1-4 family residential properties secured by first liens | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	216	224
Residential real estate | 1-4 family residential properties secured by first liens | Current
Financing Receivable, Past Due [Line Items]
Loans	222,230	203,056
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Past Due [Line Items]
Loans	41,500	33,996
Greater Than 90 Days Past Due Still Accruing	17	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	470	208
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	44	53
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	372	0
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	54	155
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens | Current
Financing Receivable, Past Due [Line Items]
Loans	41,030	33,788
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Past Due [Line Items]
Loans	29,281	30,976
Greater Than 90 Days Past Due Still Accruing	0	0
Residential real estate | 1-4 family residential construction loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	109
Residential real estate | 1-4 family residential construction loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Residential real estate | 1-4 family residential construction loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Residential real estate | 1-4 family residential construction loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	109
Residential real estate | 1-4 family residential construction loans | Current
Financing Receivable, Past Due [Line Items]
Loans	29,281	30,867
Other construction, land development and raw land loans
Financing Receivable, Past Due [Line Items]
Loans	152,767	148,373
Greater Than 90 Days Past Due Still Accruing	0	0
Other construction, land development and raw land loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	170	1,545
Other construction, land development and raw land loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	170	0
Other construction, land development and raw land loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other construction, land development and raw land loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	1,545
Other construction, land development and raw land loans | Current
Financing Receivable, Past Due [Line Items]
Loans	152,597	146,828
Obligations of states and political subdivisions in the US
Financing Receivable, Past Due [Line Items]
Loans	29,671	30,407
Greater Than 90 Days Past Due Still Accruing	0	0
Obligations of states and political subdivisions in the US | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Obligations of states and political subdivisions in the US | Current
Financing Receivable, Past Due [Line Items]
Loans	29,671	30,407
Agricultural production, including commercial fishing
Financing Receivable, Past Due [Line Items]
Loans	45,079	41,007
Greater Than 90 Days Past Due Still Accruing	0	0
Agricultural production, including commercial fishing | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural production, including commercial fishing | Current
Financing Receivable, Past Due [Line Items]
Loans	45,079	41,007
Consumer loans
Financing Receivable, Past Due [Line Items]
Loans	6,743	6,241
Greater Than 90 Days Past Due Still Accruing	0	0
Consumer loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	16	19
Consumer loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	14	18
Consumer loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	2	1
Consumer loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Consumer loans | Current
Financing Receivable, Past Due [Line Items]
Loans	6,727	6,222
Other loans
Financing Receivable, Past Due [Line Items]
Loans	2,909	1,103
Greater Than 90 Days Past Due Still Accruing	0	0
Other loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | Greater Than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Other loans | Current
Financing Receivable, Past Due [Line Items]
Loans	$ 2,909	$ 1,103

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Loans on Nonaccrual Status (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	$ 4,830	$ 6,069
Nonaccrual With No ACL	4,189	5,965
Government guarantees
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	1,067
Nonaccrual With No ACL	0	1,067
Net of government guarantees
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	4,830	5,002
Nonaccrual With No ACL	4,189	4,898
Commercial & industrial loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	2,516	3,655
Nonaccrual With No ACL	2,221	3,651
Commercial real estate | Owner occupied properties
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	242	271
Nonaccrual With No ACL	242	260
Commercial real estate | Non-owner occupied and multifamily properties
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	0	0
Nonaccrual With No ACL	0	0
Residential real estate | 1-4 family residential properties secured by first liens
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	253	270
Nonaccrual With No ACL	0	224
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	201	219
Nonaccrual With No ACL	108	176
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	106	109
Nonaccrual With No ACL	106	109
Other construction, land development and raw land loans
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual	1,512	1,545
Nonaccrual With No ACL	$ 1,512	$ 1,545

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses - Modifications (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	$ 0	$ 4,456	$ 5,661	$ 4,456
Percentage of class of financing receivables (as a percent)	0%	0%	0.30%	0%
Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	$ 0	$ 2,468	$ 5,396	$ 2,468
Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	0	1,988
Term and payment modifications
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications			265	1,988
Commercial & industrial loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	$ 0	$ 4,456	$ 5,661	$ 4,456
Percentage of class of financing receivables (as a percent)	0%	1.06%	1.36%	1.06%
Weighted-Average Interest Rate Reduction (as a percent)	0%	0%	8%	0%
Weighted Average Term Extension (in months)	0 months	3 months	7 months	3 months
Commercial & industrial loans | Term Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	$ 0	$ 2,468	$ 5,396	$ 2,468
Commercial & industrial loans | Payment Modification
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	0	1,988
Commercial & industrial loans | Term and payment modifications
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications			265	1,988
Commercial & industrial loans | Principal Forgiveness
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total modifications	$ 0	$ 0	$ 0	$ 0

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses - Amortized Cost Basis of Loans (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Modified, subsequent default loans		$ 0		$ 0
Term Modification
Financing Receivable, Allowance for Credit Loss [Line Items]
Modified, subsequent default loans	$ 0		$ 1,189,000
Term Modification | Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Modified, subsequent default loans	0		112,000
Term Modification | Residential real estate | 1-4 family residential construction loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Modified, subsequent default loans	0		109,000
Term Modification | Other construction, land development and raw land loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Modified, subsequent default loans	$ 0		$ 968,000

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses - Payment Performance Past Due (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Jun. 30, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	$ 7,362	$ 4,456
Total Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0	0
Greater Than 90 Days Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0	0
Current
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	7,362	4,456
Commercial & industrial loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	5,394	4,456
Commercial & industrial loans | Total Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0	0
Commercial & industrial loans | Greater Than 90 Days Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0	0
Commercial & industrial loans | Current
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	5,394	$ 4,456
Commercial real estate | Owner occupied properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	242
Commercial real estate | Total Past Due | Owner occupied properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Commercial real estate | Greater Than 90 Days Past Due | Owner occupied properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Commercial real estate | Current | Owner occupied properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	242
Residential real estate | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	108
Residential real estate | 1-4 family residential construction loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	106
Residential real estate | Total Past Due | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Residential real estate | Total Past Due | 1-4 family residential construction loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Residential real estate | Greater Than 90 Days Past Due | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Residential real estate | Greater Than 90 Days Past Due | 1-4 family residential construction loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Residential real estate | Current | 1-4 family residential properties secured by junior liens and revolving secured by 1-4 family first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	108
Residential real estate | Current | 1-4 family residential construction loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	106
Other construction, land development and raw land loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	1,512
Other construction, land development and raw land loans | Total Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Other construction, land development and raw land loans | Greater Than 90 Days Past Due
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	0
Other construction, land development and raw land loans | Current
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable, modified	$ 1,512

Purchased Receivables - Narrati

Purchased Receivables - Narrative (Details)	6 Months Ended	12 Months Ended
	Jun. 30, 2024 USD ($) purchased_receivable	Dec. 31, 2023 USD ($) purchased_receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term of purchased receivables (less than)	1 year
Number of purchased receivables past due | purchased_receivable	0	0
Number of restructured purchased receivables | purchased_receivable	0	0
Number of nonperforming purchased receivables | purchased_receivable	0	1
Purchased receivables, net	$ 25,722,000	$ 36,842,000
Purchased Receivables
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased receivables, net	25,722,000	36,842,000
Activity in the ACL	0	0
ACL for purchased receivables	$ 0	0
Purchased Receivables | Nonperforming Financial Instruments
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased receivables, net		$ 808,000

Purchased Receivables - Summary

Purchased Receivables - Summary of Components of Net Purchased Receivables (Details) - USD ($)	Jun. 30, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 25,722,000	$ 36,842,000
Purchased Receivables
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased receivables	25,722,000	36,842,000
Allowance for credit losses - purchased receivables	0	0
Total	$ 25,722,000	$ 36,842,000

Servicing Rights - Mortgage Ser

Servicing Rights - Mortgage Servicing Rights (Details) - Mortgage servicing rights - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Servicing Asset at Fair Value, Amount [Roll Forward]
Balance, beginning of period	$ 20,055	$ 18,303	$ 19,564	$ 18,635
Additions for new MSR capitalized	1,103	519	1,619	982
Changes in fair value:
Due to changes in model inputs of assumptions	239	(3)	528	(215)
Other	(320)	(571)	(634)	(1,154)
Balance, end of period	$ 21,077	$ 18,248	$ 21,077	$ 18,248

Servicing Rights - Narrative (D

Servicing Rights - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Commercial servicing rights
Servicing Assets at Fair Value [Line Items]
Servicing rights	$ 2,116		$ 2,116		$ 2,200
Commercial loans serviced for a third party	273,200		$ 273,200		$ 282,200
Constant prepayment rate (percent)			11.76%		11.76%
Discount rate (percent)			9.50%		9.50%
Other Noninterest Income
Servicing Assets at Fair Value [Line Items]
Mortgage servicing fees	$ 1,100	$ 906	$ 2,100	$ 1,800

Servicing Rights - Key Assumpti

Servicing Rights - Key Assumptions and the Sensitivity of the Fair Value (Details) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2024	Dec. 31, 2023	Mar. 31, 2024	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Servicing Assets at Fair Value [Line Items]
Balance of mortgage loans serviced for others	$ 1,101,800,000	$ 1,044,516,000
Weighted average rate of note (percent)	4.22%	4.03%
MSR as a percentage of serviced loans	1.91%	1.87%
Mortgage servicing rights
Servicing Assets at Fair Value [Line Items]
Fair value of MSRs	$ 21,077,000	$ 19,564,000	$ 20,055,000	$ 18,248,000	$ 18,303,000	$ 18,635,000
Expected weighted-average life (in years)	10 years 4 months 28 days	10 years 2 months 23 days
Key assumptions:
Constant prepayment rate (percent)	8.26%	8.48%
Constant prepayment rate, impact on fair value from 10% adverse change	$ (722,000)	$ (1,754,000)
Constant prepayment rate, impact on fair value from 25% adverse change	$ (1,723,000)	$ (2,552,000)
Discount rate (percent)	10.98%	10.98%
Discount rate, impact on fair value from 100 basis point increase	$ (877,000)	$ (811,000)
Discount rate, impact on fair value from 200 basis point increase	(1,687,000)	(1,560,000)
Cost to service assumptions ($ per loan)	82	82
Cost to service assumptions, impact on fair value from 10% adverse change	(397,000)	(160,000)
Cost to service assumptions, impact on fair value from 25% adverse change	$ (649,000)	$ (401,000)

Leases - Narrative (Details)

Leases - Narrative (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Leases [Abstract]
Operating lease right-of-use assets	$ 8,244	$ 9,092
Operating lease liabilities	$ 8,269	$ 9,092

Leases - Summary of Additional

Leases - Summary of Additional Lease Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Lease Cost
Operating lease cost	$ 745	$ 702	$ 1,482	$ 1,401
Short term lease cost	13	46	51	79
Total lease cost	$ 758	$ 748	1,533	1,480
Other information
Operating leases - operating cash flows			$ 1,373	$ 1,307
Weighted average lease term - operating leases, in years	10 years 8 months 1 day	10 years 5 months 19 days	10 years 8 months 1 day	10 years 5 months 19 days
Weighted average discount rate - operating leases (percent)	3.62%	3.49%	3.62%	3.49%

Leases - Maturity of Lease Liab

Leases - Maturity of Lease Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Leases [Abstract]
2024 (Six months)	$ 1,381
2025	2,422
2026	1,245
2027	783
2028	547
Thereafter	3,879
Total minimum lease payments	10,257
Less: amount of lease payment representing interest	(1,988)
Present value of future minimum lease payments	$ 8,269	$ 9,092

Derivatives - Narrative (Detail

Derivatives - Narrative (Details)	3 Months Ended		6 Months Ended		9 Months Ended	10 Months Ended
	Jun. 30, 2024 USD ($) swap	Jun. 30, 2023 USD ($)	Jun. 30, 2024 USD ($) swap	Jun. 30, 2023 USD ($)	Sep. 15, 2023	Jun. 30, 2024 USD ($) swap	Dec. 31, 2023 USD ($)
Derivatives, Fair Value [Line Items]
Collateral requirement threshold			$ 250,000
Collateral posted	$ 566,000		566,000			$ 566,000	$ 566,000
Derivative notional amount	$ 228,000,000		$ 228,000,000			$ 228,000,000	218,000,000
Number of derivatives | swap	21		21			21
Interest and fee income, commercial loans	$ 10,000	$ 61,000	$ 73,000	$ 61,000
Residential Mortgage Holding Company
Derivatives, Fair Value [Line Items]
Commitments to originate mortgage loans held for sale	88,000,000		88,000,000			$ 88,000,000	22,900,000
Secured Overnight Financing Rate (SOFR)
Derivatives, Fair Value [Line Items]
Tenor spread adjustment						0.0026
Subordinated debt
Derivatives, Fair Value [Line Items]
Junior subordinated debenture	$ 10,000,000		$ 10,000,000			$ 10,000,000
Junior subordinated debenture, effective interest rate (percent)	3.72%		3.72%			3.72%
Debt instrument, interest rate during period (percent)			6.97%
Subordinated debt | LIBOR
Derivatives, Fair Value [Line Items]
Debt instrument, basis spread on variable rate (percent)					1.37%
Subordinated debt | Secured Overnight Financing Rate (SOFR)
Derivatives, Fair Value [Line Items]
Debt instrument, basis spread on variable rate (percent)						1.37%
Variable to Fixed
Derivatives, Fair Value [Line Items]
Derivative notional amount	$ 114,000,000		$ 114,000,000			$ 114,000,000
Number of derivatives | swap	21		21			21
Fixed to Variable
Derivatives, Fair Value [Line Items]
Derivative notional amount	$ 114,000,000		$ 114,000,000			$ 114,000,000
Number of derivatives | swap	21		21			21
Interest rate swaps | Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Cash pledged to collateralize fair value exposure on interest rate swap	$ 130,000		$ 130,000			$ 130,000	130,000
Unrealized gain (loss) on interest rate swap	$ 1,200,000		$ 1,200,000			$ 1,200,000	$ 1,000,000

Derivatives - Schedule of Deriv

Derivatives - Schedule of Derivative Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Interest rate swaps
Derivatives, Fair Value [Line Items]
Derivative assets	$ 14,228	$ 11,836
Derivative liabilities	12,534	10,470
Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Derivative assets	1,059	342
Retail interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative assets	120
Derivative liabilities		13
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets	13,713	10,812
Derivative liabilities	12,534	10,483
Not Designated as Hedging Instrument | Interest rate swaps
Derivatives, Fair Value [Line Items]
Derivative assets	12,534	10,470
Derivative liabilities	12,534	10,470
Not Designated as Hedging Instrument | Interest rate swaps | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	12,534	10,470
Not Designated as Hedging Instrument | Interest rate swaps | Other liabilities
Derivatives, Fair Value [Line Items]
Derivative liabilities	12,534	10,470
Not Designated as Hedging Instrument | Interest rate lock commitments | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	1,059	342
Not Designated as Hedging Instrument | Retail interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative assets	120
Derivative liabilities		13
Not Designated as Hedging Instrument | Retail interest rate contracts | Other assets
Derivatives, Fair Value [Line Items]
Derivative assets	120	0
Not Designated as Hedging Instrument | Retail interest rate contracts | Other liabilities
Derivatives, Fair Value [Line Items]
Derivative liabilities	$ 0	$ 13

Derivatives - Schedule of Der_2

Derivatives - Schedule of Derivative Gain (Loss) (Details) - Not Designated as Hedging Instrument - Mortgage banking income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on derivatives not designated as hedging	$ 359	$ 420	$ 865	$ 526
Retail interest rate contracts
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on derivatives not designated as hedging	99	291	220	168
Interest rate lock commitments
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on derivatives not designated as hedging	$ 260	$ 129	$ 645	$ 358

Derivatives - Schedule of Offse

Derivatives - Schedule of Offsetting Asset Derivatives (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Interest rate swaps
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	$ 14,228	$ 11,836
Retail interest rate contracts
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	120
Not Designated as Hedging Instrument
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	13,713	10,812
Not Designated as Hedging Instrument | Interest rate swaps
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	12,534	10,470
Gross amounts offset in the Statement of Financial Position	0	0
Net amounts of assets and liabilities presented in the Statement of Financial Position	12,534	10,470
Gross amounts not offset in the Statement of Financial Position, Financial Instruments	0	0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted	0	0
Gross amounts not offset in the Statement of Financial Position, Net Amount	12,534	$ 10,470
Not Designated as Hedging Instrument | Retail interest rate contracts
Offsetting Assets [Line Items]
Gross amounts of recognized assets and liabilities	120
Gross amounts offset in the Statement of Financial Position	0
Net amounts of assets and liabilities presented in the Statement of Financial Position	120
Gross amounts not offset in the Statement of Financial Position, Financial Instruments	0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted	0
Gross amounts not offset in the Statement of Financial Position, Net Amount	$ 120

Derivatives - Schedule of Off_2

Derivatives - Schedule of Offsetting Liability Derivatives (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Interest rate swaps
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	$ 12,534	$ 10,470
Retail interest rate contracts
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities		13
Not Designated as Hedging Instrument
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	12,534	10,483
Not Designated as Hedging Instrument | Interest rate swaps
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities	12,534	10,470
Gross amounts offset in the Statement of Financial Position	0	0
Net amounts of assets and liabilities presented in the Statement of Financial Position	12,534	10,470
Gross amounts not offset in the Statement of Financial Position, Financial Instruments	0	0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted	12,534	10,470
Gross amounts not offset in the Statement of Financial Position, Net Amount	$ 0	0
Not Designated as Hedging Instrument | Retail interest rate contracts
Offsetting Liabilities [Line Items]
Gross amounts of recognized assets and liabilities		13
Gross amounts offset in the Statement of Financial Position		0
Net amounts of assets and liabilities presented in the Statement of Financial Position		13
Gross amounts not offset in the Statement of Financial Position, Financial Instruments		0
Gross amounts not offset in the Statement of Financial Position, Collateral Posted		0
Gross amounts not offset in the Statement of Financial Position, Net Amount		$ 13

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Estimated Fair Values (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Financial assets:
Investment securities available for sale	$ 584,964		$ 637,936
Marketable equity securities	12,381		13,153
Investment securities held to maturity	33,709		33,413
Mortgage servicing rights
Financial assets:
Servicing rights	21,077	$ 20,055	19,564	$ 18,248	$ 18,303	$ 18,635
Commercial servicing rights
Financial assets:
Servicing rights	2,116		2,200
Interest rate swaps
Financial assets:
Derivative assets	14,228		11,836
Financial liabilities:
Derivative liabilities	12,534		10,470
Retail interest rate contracts
Financial assets:
Derivative assets	120
Financial liabilities:
Derivative liabilities			13
Interest rate lock commitments
Financial assets:
Derivative assets	1,059		342
Level 1 inputs:
Financial assets:
Investment securities available for sale	289,442		310,896
Marketable equity securities	12,381		13,153
Level 1 inputs: | Mortgage servicing rights
Financial assets:
Servicing rights	0		0
Level 1 inputs: | Commercial servicing rights
Financial assets:
Servicing rights	0		0
Level 1 inputs: | Interest rate swaps
Financial assets:
Derivative assets	0		0
Financial liabilities:
Derivative liabilities	0		0
Level 1 inputs: | Retail interest rate contracts
Financial assets:
Derivative assets	0
Financial liabilities:
Derivative liabilities			0
Level 1 inputs: | Interest rate lock commitments
Financial assets:
Derivative assets	0		0
Level 1 inputs: | Carrying Amount
Financial assets:
Cash, due from banks and deposits in other banks	54,422		118,530
Investment securities available for sale	289,442		310,896
Marketable equity securities	12,381		13,153
Level 1 inputs: | Fair Value
Financial assets:
Cash, due from banks and deposits in other banks	54,422		118,530
Investment securities available for sale	289,442		310,896
Marketable equity securities	12,381		13,153
Level 2 inputs:
Financial assets:
Investment securities available for sale	295,522		327,040
Marketable equity securities	0		0
Level 2 inputs: | Mortgage servicing rights
Financial assets:
Servicing rights	0		0
Level 2 inputs: | Commercial servicing rights
Financial assets:
Servicing rights	0		0
Level 2 inputs: | Interest rate swaps
Financial assets:
Derivative assets	14,228		11,836
Financial liabilities:
Derivative liabilities	12,534		10,470
Level 2 inputs: | Retail interest rate contracts
Financial assets:
Derivative assets	0
Financial liabilities:
Derivative liabilities			13
Level 2 inputs: | Interest rate lock commitments
Financial assets:
Derivative assets	0		0
Level 2 inputs: | Carrying Amount
Financial assets:
Investment securities available for sale	295,522		327,040
Investment in Federal Home Loan Bank stock	4,929		2,980
Loans held for sale	85,926		31,974
Accrued interest receivable	13,050		11,958
Financial liabilities:
Deposits	2,463,806		2,485,055
Accrued interest payable	697		202
Borrowings	43,961		13,675
Level 2 inputs: | Carrying Amount | Interest rate swaps
Financial assets:
Derivative assets	14,172		11,836
Financial liabilities:
Derivative liabilities	12,534		10,470
Level 2 inputs: | Carrying Amount | Retail interest rate contracts
Financial assets:
Derivative assets	120		0
Financial liabilities:
Derivative liabilities	0		13
Level 2 inputs: | Fair Value
Financial assets:
Investment securities available for sale	295,522		327,040
Investment in Federal Home Loan Bank stock	4,929		2,980
Loans held for sale	85,926		31,974
Accrued interest receivable	13,050		11,958
Financial liabilities:
Deposits	2,460,917		2,482,937
Accrued interest payable	697		202
Borrowings	40,874		11,872
Level 2 inputs: | Fair Value | Interest rate swaps
Financial assets:
Derivative assets	14,172		11,836
Financial liabilities:
Derivative liabilities	12,534		10,470
Level 2 inputs: | Fair Value | Retail interest rate contracts
Financial assets:
Derivative assets	120		0
Financial liabilities:
Derivative liabilities	0		13
Level 3 inputs:
Financial assets:
Investment securities available for sale	0		0
Marketable equity securities	0		0
Level 3 inputs: | Mortgage servicing rights
Financial assets:
Servicing rights	21,077		19,564
Level 3 inputs: | Commercial servicing rights
Financial assets:
Servicing rights	2,116		2,200
Level 3 inputs: | Interest rate swaps
Financial assets:
Derivative assets	0		0
Financial liabilities:
Derivative liabilities	0		0
Level 3 inputs: | Retail interest rate contracts
Financial assets:
Derivative assets	120
Financial liabilities:
Derivative liabilities			0
Level 3 inputs: | Interest rate lock commitments
Financial assets:
Derivative assets	1,059		342
Level 3 inputs: | Carrying Amount
Financial assets:
Investment securities held to maturity	36,750		36,750
Loans	1,875,907		1,789,497
Purchased receivables, net	25,722		36,842
Financial liabilities:
Junior subordinated debentures	10,310		10,310
Level 3 inputs: | Carrying Amount | Mortgage servicing rights
Financial assets:
Servicing rights	21,077		19,564
Level 3 inputs: | Carrying Amount | Commercial servicing rights
Financial assets:
Servicing rights	2,116		2,200
Level 3 inputs: | Carrying Amount | Interest rate lock commitments
Financial assets:
Derivative assets	1,059		342
Level 3 inputs: | Fair Value
Financial assets:
Investment securities held to maturity	33,709		33,413
Loans	1,688,042		1,686,362
Purchased receivables, net	25,722		36,842
Financial liabilities:
Junior subordinated debentures	11,641		12,030
Level 3 inputs: | Fair Value | Mortgage servicing rights
Financial assets:
Servicing rights	21,077		19,564
Level 3 inputs: | Fair Value | Commercial servicing rights
Financial assets:
Servicing rights	2,116		2,200
Level 3 inputs: | Fair Value | Interest rate lock commitments
Financial assets:
Derivative assets	$ 1,059		$ 342

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Assets And Liabilities Measured At Fair Value On A Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	$ 584,964		$ 637,936
Total marketable equity securities	12,381		13,153
Total other assets	38,600		33,942
Total other liabilities	12,534		10,483
Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	14,228		11,836
Derivative liabilities	12,534		10,470
Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	1,059		342
Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	120
Derivative liabilities			13
U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	525,683		564,125
Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale			816
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	8,693		13,624
Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	50,588		59,371
Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	12,381		13,153
Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	21,077	$ 20,055	19,564	$ 18,248	$ 18,303	$ 18,635
Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	2,116		2,200
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	289,442		310,896
Total marketable equity securities	12,381		13,153
Total other assets	0		0
Total other liabilities	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Derivative liabilities	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Derivative liabilities			0
Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	280,749		300,274
Quoted Prices in Active Markets for Identical Assets (Level 1) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale			0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	8,693		10,622
Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	12,381		13,153
Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	295,522		327,040
Total marketable equity securities	0		0
Total other assets	14,228		11,836
Total other liabilities	12,534		10,483
Significant Other Observable Inputs (Level 2) | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	14,228		11,836
Derivative liabilities	12,534		10,470
Significant Other Observable Inputs (Level 2) | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Significant Other Observable Inputs (Level 2) | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Derivative liabilities			13
Significant Other Observable Inputs (Level 2) | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	244,934		263,851
Significant Other Observable Inputs (Level 2) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale			816
Significant Other Observable Inputs (Level 2) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		3,002
Significant Other Observable Inputs (Level 2) | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	50,588		59,371
Significant Other Observable Inputs (Level 2) | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	0		0
Significant Other Observable Inputs (Level 2) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Significant Other Observable Inputs (Level 2) | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	0		0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Total marketable equity securities	0		0
Total other assets	24,372		22,106
Total other liabilities	0		0
Significant Unobservable Inputs (Level 3) | Interest rate swaps
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0		0
Derivative liabilities	0		0
Significant Unobservable Inputs (Level 3) | Interest rate lock commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	1,059		342
Significant Unobservable Inputs (Level 3) | Retail interest rate contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	120
Derivative liabilities			0
Significant Unobservable Inputs (Level 3) | U.S. Treasury and government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Unobservable Inputs (Level 3) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale			0
Significant Unobservable Inputs (Level 3) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Unobservable Inputs (Level 3) | Collateralized loan obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale	0		0
Significant Unobservable Inputs (Level 3) | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total marketable equity securities	0		0
Significant Unobservable Inputs (Level 3) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	21,077		19,564
Significant Unobservable Inputs (Level 3) | Commercial servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing rights	$ 2,116		$ 2,200

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation of Assets with Unobservable Inputs (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 22,920,000	$ 21,158,000	$ 22,106,000	$ 21,204,000
Change included in earnings	(550,000)	(1,008,000)	(979,000)	(2,026,000)
Purchases and issuances	4,551,000	3,279,000	7,609,000	5,329,000
Sales and settlements	(2,669,000)	(2,191,000)	(4,484,000)	(3,269,000)
Ending balance	24,252,000	21,238,000	24,252,000	21,238,000
Net change in unrealized gains (losses) relating to items held at end of period	1,059,000	851,000	1,059,000	851,000
Net change in unrealized gains (losses) included in other comprehensive income	0	0	0	0
Mortgage servicing rights
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	20,055,000	18,303,000	19,564,000	18,635,000
Change included in earnings	(81,000)	(574,000)	(106,000)	(1,369,000)
Purchases and issuances	1,103,000	519,000	1,619,000	982,000
Sales and settlements	0	0	0	0
Ending balance	21,077,000	18,248,000	21,077,000	18,248,000
Net change in unrealized gains (losses) relating to items held at end of period	0	0	0	0
Commercial servicing rights
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	2,100,000	2,170,000	2,200,000	2,129,000
Change included in earnings	(16,000)	(56,000)	(145,000)	(105,000)
Purchases and issuances	32,000	25,000	61,000	115,000
Sales and settlements	0	0	0	0
Ending balance	2,116,000	2,139,000	2,116,000	2,139,000
Net change in unrealized gains (losses) relating to items held at end of period	0	0	0	0
Interest rate lock commitments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	765,000	685,000	342,000	440,000
Change included in earnings	(453,000)	(378,000)	(728,000)	(552,000)
Purchases and issuances	3,416,000	2,735,000	5,929,000	4,232,000
Sales and settlements	(2,669,000)	(2,191,000)	(4,484,000)	(3,269,000)
Ending balance	1,059,000	851,000	1,059,000	851,000
Net change in unrealized gains (losses) relating to items held at end of period	$ 1,059,000	$ 851,000	$ 1,059,000	$ 851,000

Fair Value Measurements - Asset

Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually measured for credit losses	$ 295	$ 0
Total	295	0
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually measured for credit losses	0	0
Total	0	0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually measured for credit losses	0	0
Total	0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans individually measured for credit losses	295	0
Total	$ 295	$ 0

Fair Value Measurements - Sch_3

Fair Value Measurements - Schedule of Gains and Losses Resulting from Nonrecurring Fair Value Adjustments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total loss from nonrecurring measurements	$ (182)	$ (27)	$ 2	$ 0
Loans individually measured for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total loss from nonrecurring measurements	$ (182)	$ (27)	$ 2	$ 0

Fair Value Measurements - Valua

Fair Value Measurements - Valuation Assumptions (Details)	Jun. 30, 2024	Dec. 31, 2023
Pull through rate | External pricing model | Weighted Average | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Interest rate lock commitment, measurement input (percent)	0.9242	0.8984
Constant prepayment rate | Discounted cash flow | Mortgage servicing rights | Minimum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.0610	0.0613
Constant prepayment rate | Discounted cash flow | Mortgage servicing rights | Maximum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.1514	0.2533
Constant prepayment rate | Discounted cash flow | Commercial servicing rights | Minimum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.0399	0.0399
Constant prepayment rate | Discounted cash flow | Commercial servicing rights | Maximum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.1890	0.1890
Discount rate | External pricing model | Weighted Average | Fair Value, Nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loan measured for credit losses, measurement input (percent)	0.07
Discount rate | Discounted cash flow | Mortgage servicing rights | Minimum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.0950	0.0950
Discount rate | Discounted cash flow | Mortgage servicing rights | Maximum | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.1100	0.1100
Discount rate | Discounted cash flow | Commercial servicing rights | Weighted Average | Fair Value, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Servicing rights, measurement input (percent)	0.0950	0.0950

Segment Information (Details)

Segment Information (Details) $ in Thousands	3 Months Ended						6 Months Ended
	Jun. 30, 2024 USD ($) bank	Mar. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)	Sep. 30, 2023 USD ($)	Jun. 30, 2023 USD ($)	Mar. 31, 2023 USD ($)	Jun. 30, 2024 USD ($) segment bank	Jun. 30, 2023 USD ($)
Segment Reporting Information [Line Items]
Number of operating segments | segment							2
Interest income	$ 36,909				$ 31,820		$ 72,717	$ 61,615
Interest expense	9,856				6,678		19,217	11,441
Net Interest Income	27,053				25,142		53,500	50,174
(Benefit) provision for credit losses	(120)				1,407		29	1,767
Other operating income	9,577				6,980		17,421	11,888
Salaries and other personnel expense	16,627				15,183		32,044	30,667
Other operating expense	8,567				8,599		16,788	16,624
Total Other Operating Expense	25,194				23,782		48,832	47,291
Income Before Provision for Income Taxes	11,556				6,933		22,060	13,004
Provision for income taxes	2,536				1,356		4,841	2,597
Net Income	9,020	$ 8,199	$ 6,613	$ 8,374	5,577	$ 4,830	17,219	10,407
Total assets	2,821,668		2,807,497				2,821,668
Loans held for sale	$ 85,926		31,974				$ 85,926
Community Banking
Segment Reporting Information [Line Items]
Number of branches | bank	20						20
Interest income	$ 32,892				28,675		$ 65,415	58,168
Interest expense	8,614				5,975		16,922	10,716
Net Interest Income	24,278				22,700		48,493	47,452
(Benefit) provision for credit losses	(184)				1,407		13	1,767
Other operating income	3,693				3,067		7,506	5,967
Salaries and other personnel expense	11,523				10,690		22,401	21,394
Other operating expense	6,974				7,115		13,648	13,828
Total Other Operating Expense	18,497				17,805		36,049	35,222
Income Before Provision for Income Taxes	9,658				6,555		19,937	16,430
Provision for income taxes	2,004				1,192		4,246	3,507
Net Income	7,654				5,363		15,691	12,923
Total assets	2,485,353		2,539,791				2,485,353
Loans held for sale	0		0				0
Home Mortgage Lending
Segment Reporting Information [Line Items]
Interest income	4,017				3,145		7,302	3,447
Interest expense	1,242				703		2,295	725
Net Interest Income	2,775				2,442		5,007	2,722
(Benefit) provision for credit losses	64				0		16	0
Other operating income	5,884				3,913		9,915	5,921
Salaries and other personnel expense	5,104				4,493		9,643	9,273
Other operating expense	1,593				1,484		3,140	2,796
Total Other Operating Expense	6,697				5,977		12,783	12,069
Income Before Provision for Income Taxes	1,898				378		2,123	(3,426)
Provision for income taxes	532				164		595	(910)
Net Income	1,366				$ 214		1,528	$ (2,516)
Total assets	336,315		267,706				336,315
Loans held for sale	$ 85,926		$ 31,974				$ 85,926