New Peoples Bankshares (NWPP) 10-Q 16 Nov 15 2015 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 12, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3
Entity Registrant Name	NEW PEOPLES BANKSHARES INC
Entity Central Index Key	1,163,389
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		23,337,540

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 5,889	$ 6,186	$ 17,595	$ 18,814
Federal funds sold		1	2	2
Interest-earning deposits with banks	18	37	73	122
Investments	457	366	1,306	1,056
Dividends on equity securities (restricted)	32	33	98	96
Total Interest and Dividend Income	6,396	6,623	19,074	20,090
INTEREST EXPENSE
Demand	10	9	28	28
Savings	44	42	129	140
Time deposits below $100,000	315	449	1,062	1,415
Time deposits above $100,000	213	312	735	974
FHLB Advances	35	47	113	150
Trust Preferred Securities	111	120	328	349
Total Interest Expense	728	979	2,395	3,056
NET INTEREST INCOME	5,668	5,644	16,679	$ 17,034
PROVISION FOR LOAN LOSSES	1,200		1,200
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,868	5,644	17,879	$ 17,034
NONINTEREST INCOME
Service charges	579	580	1,667	1,638
Fees, commissions and other income	796	905	2,333	2,539
Insurance and investment fees	155	107	411	290
Net realized gains on sale of investment securities		(1)	35	3
Life insurance investment income	247	19	316	55
Total Noninterest Income	1,777	1,610	4,762	4,525
NONINTEREST EXPENSES
Salaries and employee benefits	2,992	3,201	8,816	9,610
Occupancy and equipment expense	905	939	2,767	2,908
Advertising and public relations	111	91	240	329
Data processing and telecommunications	550	563	1,552	1,672
FDIC insurance premiums	213	374	652	1,124
Other real estate owned and repossessed vehicles, net	332	402	1,398	1,930
Other operating expenses	1,235	1,295	3,822	3,831
Total Noninterest Expenses	6,338	6,865	19,247	21,404
INCOME BEFORE INCOME TAXES	2,307	389	3,394	155
INCOME TAX EXPENSE (BENEFIT)	14	(4)	17	(9)
NET INCOME	$ 2,293	$ 393	$ 3,377	$ 164
Income Per Share
Basic	$ 0.10	$ 0.02	$ 0.15	$ 0.01
Fully Diluted	$ 0.10	$ 0.02	$ 0.15	$ 0.01
Weighted Average Shares of Common Stock
Basic	22,878,654	21,872,293	22,878,654	21,872,293
Fully Diluted	22,878,654	21,872,293	22,878,654	21,872,293

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Consolidated Statements Of Comprehensive Income [Abstract]
NET INCOME	$ 2,293	$ 393	$ 3,377	$ 164
Investment Securities Activity
Unrealized gains arising during the period	576	62	309	825
Tax related to unrealized gains	(196)	(21)	(105)	(280)
Reclassification of realized (gains) losses during the period		1	(35)	(3)
Tax related to realized (gains) losses		(1)	12	1
TOTAL OTHER COMPREHENSIVE INCOME	380	41	181	543
TOTAL COMPREHENSIVE INCOME	$ 2,673	$ 434	$ 3,558	$ 707

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 16,576	$ 14,622
Interest-bearing deposits with banks	17,783	20,933
Federal funds sold		5
Total Cash and Cash Equivalents	34,359	35,560
Investment securities available-for-sale	102,383	100,069
Loans receivable	438,538	457,549
Allowance for loan losses	(8,672)	(9,922)
Net Loans	429,866	447,627
Bank premises and equipment, net	28,406	28,766
Equity securities (restricted)	2,441	2,369
Other real estate owned	15,195	15,049
Accrued interest receivable	1,835	1,975
Life insurance investments	12,075	12,268
Deferred taxes, net	4,895	4,988
Other assets	2,303	2,413
Total Assets	633,758	651,084
Demand deposits:
Noninterest bearing	143,194	143,950
Interest-bearing	32,387	29,567
Savings deposits	122,830	111,701
Time deposits	266,212	299,974
Total Deposits	564,623	585,192
Federal Home Loan Bank advances	3,258	4,158
Accrued interest payable	301	266
Accrued expenses and other liabilities	2,671	2,121
Trust preferred securities	16,496	16,496
Total Liabilities	587,349	608,233
STOCKHOLDERS' EQUITY
Common stock $2.00 par value; 50,000,000 shares authorized; 22,878,654 shares issued and outstanding	45,757	45,757
Common stock warrants	1,176	1,176
Additional paid-in-capital	13,672	13,672
Retained deficit	(14,308)	(17,685)
Accumulated other comprehensive income (loss)	112	(69)
Total Stockholders' Equity	46,409	42,851
Total Liabilities and Stockholders' Equity	$ 633,758	$ 651,084

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Sep. 30, 2015	Dec. 31, 2014
Consolidated Balance Sheets [Abstract]
Common stock, par value	$ 2	$ 2
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	22,878,654	22,878,654
Common stock, shares outstanding	22,878,654	22,878,654

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Common Stock Warrants [Member]	Additional Paid In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2013	$ 43,745	$ 2,050	$ 13,050	$ (17,925)	$ (960)	$ 39,960
Balance, Shares at Dec. 31, 2013	21,872,000
Net income				164		164
Other comprehensive income, net of tax					543	543
Balance at Sep. 30, 2014	$ 43,745	2,050	13,050	(17,761)	(417)	40,667
Balance, Shares at Sep. 30, 2014	21,872,000
Balance at Dec. 31, 2014	$ 45,757	1,176	13,672	(17,685)	(69)	$ 42,851
Balance, Shares at Dec. 31, 2014	22,878,000					22,878,654
Net income				3,377		$ 3,377
Other comprehensive income, net of tax					181	181
Balance at Sep. 30, 2015	$ 45,757	$ 1,176	$ 13,672	$ (14,308)	$ 112	$ 46,409
Balance, Shares at Sep. 30, 2015	22,878,000					22,878,654

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 3,377	$ 164
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	1,571	$ 1,673
Provision for loan losses	1,200
Income on life insurance	(381)	$ (120)
Gain on sale of securities available-for-sale	(35)	(3)
Gain on sale of premises and equipment	(67)	(183)
(Gain) Loss on sale of foreclosed assets	(10)	183
Net write-down of carrying value of foreclosed real estate	784	957
Accretion of bond premiums/discounts	867	780
Amortization of core deposit intangible		8
Net change in:
Interest receivable	140	264
Other assets	110	118
Accrued interest payable	35	297
Accrued expenses and other liabilities	550	784
Net Cash Provided by Operating Activities	5,741	4,922
CASH FLOWS FROM INVESTING ACTIVITIES
Net decrease in loans	15,686	22,558
Proceeds from sale of loans		2,905
Purchase of securities available-for-sale	(25,202)	(43,534)
Proceeds from sale and maturities of securities available-for-sale	22,330	25,642
Sale of Federal Home Loan Bank stock	30	350
Purchase of Federal Reserve Bank stock	(37)
Purchase of CBB Financial Corp. stock	(65)
Payments for the purchase of premises and equipment	(1,325)	(1,426)
Payments for the purchase of other real estate owned	(5)
Proceeds from life insurance investment	1,793
Proceeds from sales of premises and equipment	181	553
Proceeds from insurance on other real estate owned	57
Proceeds from sales of other real estate owned	1,084	2,164
Net Cash Provided by Investing Activities	14,527	9,212
CASH FLOWS FROM FINANCING ACTIVITIES
Repayments to Federal Home Loan Bank	(900)	(900)
Net change in:
Demand deposits	2,064	8,547
Savings deposits	11,129	8,156
Time deposits	(33,762)	(32,853)
Net Cash Used in Financing Activities	(21,469)	(17,050)
Net increase in cash and cash equivalents	(1,201)	(2,916)
Cash and Cash Equivalents, Beginning of Period	35,560	54,680
Cash and Cash Equivalents, End of Period	34,359	51,764
Supplemental Disclosure of Cash Paid During the Period for:
Interest	$ 2,360	$ 2,759
Taxes
Supplemental Disclosure of Non Cash Transactions:
Other real estate acquired in settlement of foreclosed loans	$ 2,249	$ 2,224
Loans made to finance sale of foreclosed real estate	$ 193	$ 1,232

Nature Of Operations

Nature Of Operations	9 Months Ended
	Sep. 30, 2015
Nature Of Operations [Abstract]
Nature Of Operations	NOTE 1 NATURE OF OPERATIONS: New Peoples Bankshares, Inc. (“The Company”) is a bank holding company whose principal activity is the ownership and management of a community bank. New Peoples Bank, Inc. (“Bank”) was organized and incorporated under the laws of the Commonwealth of Virginia on December 9, 1997. The Bank commenced operations on October 28, 1998, after receiving regulatory approval. As a state-chartered member bank, the Bank is subject to regulation by the Virginia Bureau of Financial Institutions, the Federal Deposit Insurance Corporation and the Federal Reserve Bank. The Bank provides general banking services to individuals, small and medium size businesses and the professional community of southwestern Virginia, southern West Virginia, and eastern Tennessee. On June 9, 2003, the Company formed two wholly-owned subsidiaries; NPB Financial Services, Inc. and NPB Web Services, Inc. On July 7, 2004 the Company established NPB Capital Trust I for the purpose of issuing trust preferred securities. On September 27, 2006, the Company established NPB Capital Trust 2 for the purpose of issuing additional trust preferred securities. NPB Financial Services, Inc. was a subsidiary of the Company until January 1, 2009 when it became a subsidiary of the Bank. In June 2012 the name of NPB Financial Services, Inc. was changed to NPB Insurance Services, Inc. which operates solely as an insurance agency. NPB Web Services, Inc. is currently inactive.

Accounting Principles

Accounting Principles	9 Months Ended
	Sep. 30, 2015
Accounting Principles [Abstract]
Accounting Principles	NOTE 2 ACCOUNTING PRINCIPLES: These consolidated financial statements conform to U. S. generally accepted accounting principles and to general industry practices. In the opinion of management, the accompanying consolidated financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the Company’s financial position at September 30, 2015 and December 31, 2014, and the results of operations for the three and nine month periods ended September 30, 2015 and 2014. The notes included herein should be read in conjunction with the notes to the consolidated financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. The results of operations for the three and nine month periods ended September 30, 2015 and 2014 are not necessarily indicative of the results to be expected for the full year. The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The determination of the adequacy of the allowance for loan losses and the determination of the deferred tax asset and related valuation allowance are based on estimates that are particularly susceptible to significant changes in the economic environment and market conditions.

Formal Written Agreement

Formal Written Agreement	9 Months Ended
	Sep. 30, 2015
Formal Written Agreement [Abstract]
Formal Written Agreement	NOTE 3 FORMAL WRITTEN AGREEMENT: Effective July 29, 2010, the Company and the Bank entered into a written agreement (the “Written Agreement”) with the Federal Reserve Bank of Richmond (“Reserve Bank”) and the Virginia State Corporation Commission Bureau of Financial Institutions (the “Bureau”). At September 30, 2015, we believe we are compliant with the Written Agreement. All of the written plans required to date, as discussed in the following paragraphs, have been submitted on a timely basis. Under the terms of the Written Agreement, the Bank agreed to develop and submit for approval within specified time periods written plans to: (a) strengthen board oversight of management and the Bank’s operation; (b) if appropriate after review, to strengthen the Bank’s management and board governance; (c) strengthen credit risk management policies; (d) enhance lending and credit administration; (e) enhance the Bank’s management of commercial real estate concentrations; (f) conduct ongoing review and grading of the Bank’s loan portfolio; (g) improve the Bank’s position with respect to loans, relationships, or other assets in excess of $ 1 million which are now or in the future become past due more than 90 days, which are on the Bank’s problem loan list, or which are adversely classified in any report of examination of the Bank; (h) review and revise, as appropriate, current policy and maintain sound processes for maintaining an adequate allowance for loan and lease losses; (i) enhance management of the Bank’s liquidity position and funds management practices; (j) revise its contingency funding plan; (k) revise its strategic plan; and (l) enhance the Bank’s anti-money laundering and related activities. In addition, the Bank agreed that it will: (a) not extend, renew, or restructure any credit that has been criticized by the Reserve Bank or the Bureau absent prior board of directors approval in accordance with the restrictions in the Written Agreement; (b) eliminate all assets or portions of assets classified as “loss” and thereafter charge off all assets classified as “loss” in a federal or state report of examination, unless otherwise approved by the Reserve Bank. Under the terms of the Written Agreement, both the Company and the Bank agreed to submit capital plans to maintain sufficient capital at the Company, on a consolidated basis, and the Bank, on a stand-alone basis, and to refrain from declaring or paying dividends without prior regulatory approval. The Company agreed that it will not take any other form of payment representing a reduction in the Bank’s capital or make any distributions of interest, principal, or other sums on subordinated debentures or trust preferred securities without prior regulatory approval. The Company may not incur, increase or guarantee any debt without prior regulatory approval and has agreed not to purchase or redeem any shares of its stock without prior regulatory approval. Under the terms of the Written Agreement, the Company and the Bank appointed a committee to monitor compliance with the Written Agreement. The directors of the Company and the Bank recognized and unanimously agree with the common goal of financial soundness represented by the Written Agreement and have confirmed the intent of the directors and executive management to diligently seek to comply with all requirements of the Written Agreement.

Capital

Capital	9 Months Ended
	Sep. 30, 2015
Capital [Abstract]
Capital	NOTE 4 CAPITAL: Capital Requirements and Ratios The Company and the Bank are subject to various capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and, possibly, additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Prompt corrective action provisions are not applicable to bank holding companies. Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the following table) of total and Tier 1 capital (as defined) to risk-weighted assets (as defined), Tier 1 capital (as defined) to average assets (as defined), and Common Equity Tier 1 capital (as defined) to risk-weighted assets (as defined). Management believes that, as of September 30, 2015, the Company and the Bank meet all capital adequacy requirements to which they are subject. The Company’s and the Bank’s actual capital amounts and ratios are presented in the following table as of September 30, 2015 and December 31, 2014, respectively. The September 30, 2015 ratios comply with Federal Reserve rules to align with the Basel III Capital requirements effective January 1, 2015. Actual Minimum Capital Requirement Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions (Dollars are in thousands) Amount Ratio Amount Ratio Amount Ratio September 30, 2015: Total Capital to Risk Weighted Assets: The Company $ $ 29,961 $ N/A N/A The Bank Tier 1 Capital to Risk Weighted Assets: The Company N/A N/A The Bank Tier 1 Capital to Average Assets: The Company N/A N/A The Bank Common Equity Tier 1 Capital to Risk Weighted Assets: The Company N/A N/A The Bank December 31, 2014: Total Capital to Risk Weighted Assets: The Company $ $ $ N/A N/A The Bank Tier 1 Capital to Risk Weighted Assets: The Company N/A N/A The Bank Tier 1 Capital to Average Assets: The Company N/A N/A The Bank As of September 30, 2015, the Bank was well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, an institution must maintain minimum total risk-based, Tier 1 risk-based, Tier 1 leverage, and Common Equity Tier 1 ratios as set forth in the above tables. There are no conditions or events since the notification that management believes have changed the Company’s and Bank’s category.

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2015
Investment Securities [Abstract]
Investment Securities	NOTE 5 INVESTMENT SECURITIES: The amortized cost and estimated fair value of securities (all available-for-sale (“AFS”)) are as follows: Gross Gross Approximate Amortized Unrealized Unrealized Fair (Dollars are in thousands) Cost Gains Losses Value September 30, 2015 U.S. Government Agencies $ $ $ $ Taxable municipals Corporate bonds - Mortgage backed securities Total Securities AFS $ $ $ $ December 31, 2014 U.S. Government Agencies $ $ $ $ Taxable municipals - Corporate bonds - - - - Mortgage backed securities Total Securities AFS $ $ $ $ The following table details unrealized losses and related fair values in the available-for-sale portfolio. This information is aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of September 30, 2015 and December 31, 2014. Less than 12 Months 12 Months or More Total (Dollars are in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses September 30, 2015 U.S. Government Agencies $ $ $ $ $ $ Taxable municipals Corporate bonds - - - - - - Mtg. backed securities Total Securities AFS $ $ $ $ $ $ December 31, 2014 U.S. Government Agencies $ $ $ $ $ $ Taxable municipals - - Mtg. backed securities Total Securities AFS $ $ $ $ $ $ At September 30, 2015, the available-for-sale portfolio included eighty eight investments for which the fair market value was less than amortized cost. At December 31, 2014, the available-for-sale portfolio included eighty four investments for which the fair market value was less than amortized cost. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial conditions and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Based on the Company’s analysis, the Company concluded that no securities had an other-than-temporary impairment. The amortized cost and fair value of investment securities at September 30, 2015, by contractual maturity, are shown in the following schedule. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Weighted (Dollars are in thousands) Amortized Fair Average Securities Available-for-Sale Cost Value Yield Due in one year or less $ $ Due after one year through five years Due after five years through ten years Due after ten years Total $ $ Investment securities with a carrying value of $ 14.7 million and $ 17.5 million at September 30, 2015 and December 31, 2014, were pledged as collateral to secure public deposits, overnight payment processing and for other purposes required by law. The Bank, as a member of the Federal Reserve Bank and the Federal Home Loan Bank, is required to hold stock in each. In August 2015, the Bank purchased stock in CBB Financial Corp., which is a correspondent of the Bank. These equity securities are restricted from trading and are recorded at a cost of $ 2.4 million and $ 2.4 million as of September 30, 2015 and December 31, 2014, respectively.

Loans

Loans	9 Months Ended
	Sep. 30, 2015
Loans [Abstract]
Loans	NOTE 6 LOANS: Loans receivable outstanding are summarized as follows: (Dollars are in thousands) September 30, 2015 December 31, 2014 Real estate secured: Commercial $ $ Construction and land development Residential 1-4 family Multifamily Farmland Total real estate loans Commercial Agriculture Consumer installment loans All other loans Total loans $ $ Loans receivable on nonaccrual status are summarized as follows: (Dollars are in thousands) September 30, 2015 December 31, 2014 Real estate secured: Commercial $ $ Construction and land development Residential 1-4 family Multifamily Farmland Total real estate loans Commercial Agriculture Consumer installment loans All other loans - - Total loans receivable on nonaccrual status $ $ Total interest income not recognized on nonaccrual loans for the nine months ended September 30, 2015 and 2014 was $ 486 thousand and $343 thousand, respectively. The following table presents information concerning the Company’s investment in loans considered impaired as of September 30, 2015 and December 31, 2014: As of September 30, 2015 (Dollars are in thousands) Average Recorded Investment Interest Income Recognized Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Real estate secured: Commercial $ $ $ $ $ - Construction and land development - Residential 1-4 family - Multifamily - Farmland - Commercial - - - - Agriculture - Consumer installment loans - All other loans - - - - - With an allowance recorded: Real estate secured: Commercial Construction and land development - Residential 1-4 family Multifamily - - - - Farmland Commercial Agriculture Consumer installment loans - - - - All other loans - - - - - Total $ $ $ $ $ As of December 31, 2014 (Dollars are in thousands) Average Recorded Investment Interest Income Recognized Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Real estate secured: Commercial $ $ $ $ $ - Construction and land development - Residential 1-4 family - Multifamily - Farmland - Commercial - - Agriculture - Consumer installment loans - All other loans - - - - - With an allowance recorded: Real estate secured: Commercial Construction and land development Residential 1-4 family Multifamily Farmland Commercial Agriculture Consumer installment loans - - - - All other loans - - - - - Total $ $ $ $ $ An age analysis of past due loans receivable was as follows: As of September 30, 2015 (Dollars are in thousands) Loans 30-59 Days Past Due Loans 60-89 Days Past Due Loans 90 or More Days Past Due Total Past Due Loans Current Loans Total Loans Accruing Loans 90 or More Days Past Due Real estate secured: Commercial $ $ $ $ $ $ $ - Construction and land Development - Residential 1-4 family - Multifamily - - Farmland - Total real estate loans - Commercial - - Agriculture - - - Consumer installment Loans - All other loans - - - Total loans $ $ $ $ $ $ $ - As of December 31, 2014 (Dollars are in thousands) Loans 30-59 Days Past Due Loans 60-89 Days Past Due Loans 90 or More Days Past Due Total Past Due Loans Current Loans Total Loans Accruing Loans 90 or More Days Past Due Real estate secured: Commercial $ $ $ $ $ $ $ - Construction and land development - Residential 1-4 family - Multifamily - - - Farmland - - Total real estate loans - Commercial - Agriculture - - - Consumer installment Loans - All other loans - - Total loans $ $ $ $ $ $ $ - The Company categorizes loans receivable into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans receivable as to credit risk. The Company uses the following definitions for risk ratings: Pass - Loans in this category are considered to have a low likelihood of loss based on relevant information analyzed about the ability of the borrowers to service their debt and other factors. Special Mention - Loans in this category are currently protected but are potentially weak, including adverse trends in borrower’s operations, credit quality or financial strength. Those loans constitute an undue and unwarranted credit risk but not to the point of justifying a substandard classification. The credit risk may be relatively minor yet constitute an unwarranted risk in light of the circumstances. Special mention loans have potential weaknesses which may, if not checked or corrected, weaken the loan or inadequately protect the Company’s credit position at some future date. Substandard - A substandard loan is inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans classified as substandard must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt; they are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful - Loans classified Doubtful have all the weaknesses inherent in loans classified as Substandard, plus the added characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values highly questionable and improbable. Based on the most recent analysis performed, the risk category of loans receivable was as follows: As of September 30, 2015 (Dollars are in thousands) Pass Special Mention Substandard Doubtful Total Real estate secured: Commercial $ $ $ $ - $ Construction and land development - Residential 1-4 family - Multifamily - Farmland - Total real estate loans - Commercial - Agriculture - - Consumer installment loans - - All other loans - - - Total $ $ $ $ - $ As of December 31, 2014 (Dollars are in thousands) Pass Special Mention Substandard Doubtful Total Real estate secured: Commercial $ $ $ $ - $ Construction and land development - Residential 1-4 family - Multifamily - Farmland - Total real estate loans - Commercial - Agriculture - - Consumer installment loans - - All other loans - - - Total $ $ $ $ - $

Allowance For Loan Losses

Allowance For Loan Losses	9 Months Ended
	Sep. 30, 2015
Allowance For Loan Losses [Abstract]
Allowance For Loan Losses	NOTE 7 ALLOWANCE FOR LOAN LOSSES: The following table details activity in the allowance for loan losses by portfolio segment for the period ended September 30, 2015. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. As of September 30, 2015 (Dollars are in thousands) Beginning Balance Charge Offs Recoveries Advances Provisions Ending Balance Real estate secured: Commercial $ $ $ $ - $ $ Construction and land development - Residential 1-4 family - Multifamily - Farmland - Total real estate loans - Commercial - Agriculture - - Consumer installment loans - All other loans - - - - Unallocated - - - Total $ $ $ $ - $ $ Allowance for Loan Losses Recorded Investment in Loans As of September 30, 2015 (Dollars are in thousands) Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Real estate secured: Commercial $ $ $ $ $ $ Construction and land development Residential 1-4 family Multifamily - Farmland Total real estate loans Commercial Agriculture Consumer installment loans - All other loans - - Unallocated - - - - Total $ $ $ $ $ $ The following table details activity in the allowance for loan losses by portfolio segment for the period ended December 31, 2014. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. As of December 31, 2014 (Dollars are in thousands) Beginning Balance Charge Offs Recoveries Advances Provisions Ending Balance Real estate secured: Commercial $ $ $ $ - $ $ Construction and land development - Residential 1-4 family - Multifamily - - Farmland - Total real estate loans - Commercial - Agriculture - Consumer installment loans - All other loans - - - Unallocated - - - Total $ $ $ $ - $ - $ Allowance for Loan Losses Recorded Investment in Loans As of December 31, 2014 (Dollars are in thousands) Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Real estate secured: Commercial $ $ $ $ $ $ Construction and land development Residential 1-4 family Multifamily Farmland Total real estate loans Commercial Agriculture Consumer installment loans - All other loans - - Unallocated - - - - Total $ $ $ $ $ $ In determining the amount of our allowance, we rely on an analysis of our loan portfolio, our experience and our evaluation of general economic conditions, as well as the requirements of the written agreement and other regulatory input. If our assumptions prove to be incorrect, our current allowance may not be sufficient to cover future loan losses and we may experience significant increases to our provision.

Troubled Debt Restructurings

Troubled Debt Restructurings	9 Months Ended
	Sep. 30, 2015
Troubled Debt Restructurings [Abstract]
Troubled Debt Restructurings	NOTE 8 TROUBLED DEBT RESTRUCTURINGS: At September 30, 2015 there were $ 9. 9 million in loans that are classified as troubled debt restructurings compared to $ 10.0 million at December 31, 2014. The following table presents information related to loans modified as troubled debt restructurings during the nine and three months ended September 30, 2015 and 2014. For the nine months ended September 30, 2015 For the nine months ended September 30, 2014 Troubled Debt Restructurings (Dollars are in thousands) # of Loans Pre-Mod. Recorded Investment Post-Mod. Recorded Investment # of Loans Pre-Mod. Recorded Investment Post-Mod. Recorded Investment Real estate secured: Commercial - $ - $ - - $ - $ - Construction and land Development - - - Residential 1-4 family Multifamily - - - - - - Farmland - - - - - - Total real estate loans Commercial - - - - - - Agriculture - - - - - - Consumer installment loans - - - - - - All other loans - - - - - - Total $ $ $ $ For the three months ended September 30, 2015 For the three months ended September 30, 2014 Troubled Debt Restructurings (Dollars are in thousands) # of Loans Pre-Mod. Recorded Investment Post-Mod. Recorded Investment # of Loans Pre-Mod. Recorded Investment Post-Mod. Recorded Investment Real estate secured: Commercial - $ - $ - - $ - $ - Construction and land Development - - - - - - Residential 1-4 family Multifamily - - - - - - Farmland - - - - - - Total real estate loans Commercial - - - - - - Agriculture - - - - - - Consumer installment loans - - - - - - All other loans - - - - - - Total $ $ $ $ During the nine months ended September 30, 2015, the Company modified the terms of three loans for which the modification was considered to be a troubled debt restructuring. On two of the loans we modified the terms and lowered the interest rate. On one loan the interest rate was not modified; however, the maturity date was extended. During the nine months ended September 30, 2014, the Company modified two loans that were considered to be troubled debt restructurings. On the two loans we modified the terms and lowered the interest rate. There were no loans modified as troubled debt restructurings that defaulted during the nine or three months ended September 30, 2015 and 2014, which were within twelve months of their modification date. Generally, a troubled debt restructuring is considered to be in default once it becomes 90 days or more past due following a modification. In determination of the allowance for loan losses, management considers troubled debt restructurings and subsequent defaults in these restructurings in its estimate. The Company evaluates all troubled debt restructurings for possible further impairment. As a result, the allowance may be increased, adjustments may be made in the allocation of the allowance, or charge-offs may be taken to further writedown the carrying value of the loan.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 9 EARNINGS PER SHARE: Basic earnings per share computations are based on the weighted average number of shares outstanding during each period. Dilutive earnings per share reflect the additional common shares that would have been outstanding if dilutive potential common shares had been issued. Potential common shares that may be issued relate to outstanding options and common stock warrants are determined by the Treasury method. For the three and nine months ended September 30, 2015 and 2014, potential common shares of 1,539,877 and 2,630,086 , respectively, were anti-dilutive and were not included in the calculation. Basic and diluted net income per common share calculations follows: (Amounts in Thousands, Except Share and Per Share Data) For the three months ended September 30, For the nine months ended September 30, 2015 2014 2015 2014 Net income $ $ $ $ Weighted average shares outstanding Dilutive shares for stock options and warrants - - - - Weighted average dilutive shares outstanding Basic income per share $ $ $ $ Diluted income per share $ $ $ $

Trust Preferred Securities And

Trust Preferred Securities And Deferral Of Interest Payments	9 Months Ended
	Sep. 30, 2015
Trust Preferred Securities And Deferral Of Interest Payments[Abstract]
Trust Preferred Securities And Deferral Of Interest Payments	NOTE 10 TRUST PREFERRED SECURITIES AND DEFERRAL OF INTEREST PAYMENTS: On September 27, 2006, the Company completed the issuance of $5.2 million in floating rate trust preferred securities offered by its wholly owned subsidiary, NPB Capital Trust 2. The proceeds of the funds were used for general corporate purposes, which include capital management for affiliates and the acquisition of two branch banks. The securities have a floating rate of 3 month LIBOR plus 177 basis points, which resets quarterly, with a current rate at September 30, 2015 of 2.06% . On July 7, 2004, the Company completed the issuance of $11.3 million in floating rate trust preferred securities offered by its wholly owned subsidiary, NPB Capital Trust I. The proceeds of the funds were used for general corporate purposes which included capital management for affiliates, retirement of indebtedness and other investments. The securities have a floating rate of 3 month LIBOR plus 260 basis points, which resets quarterly, with a current rate at September 30, 2015 of 2.89% . Under the terms of the subordinated debt transactions, the securities mature in 30 years from the date of issuance and are redeemable, in whole or in part, without penalty, at the option of the Company after five years. Due to the ability to defer interest and principal payments for 60 months without being considered in default, the regulatory agencies consider the trust preferred securities as Tier 1 capital up to certain limits. In October 2009, a restriction to pay dividends from the Bank to the Company was issued by the Federal Reserve Bank of Richmond. In July 2010 the Company and the Bank entered into the Written Agreement discussed in Note 3. The Written Agreement prohibits the payment of interest on the trust preferred securities without prior regulatory approval. As a result, dividends on trust preferred securities issued by the Company have been deferred until such restriction is removed. This deferral is for a period of 60 months, and was set to expire on January 7, 2015 . In the fourth quarter of 2014, the Company requested and received regulatory approval to pay the cumulative deferred interest on the trust preferred securities due on January 7, 2015 totaling $2.5 million, which the Company paid on December 10, 2014. As a result of this payment there was no interest in arrears on the trust preferred securities as of December 31, 2014. At this time the Company is not deferring the payment of the interest on the trust preferred securities, however, as discussed above, regulatory approval is needed to pay the interest. In March 2015 the Company requested and received regulatory approval to pay the $107 thousand in interest on the trust preferred securities due on April 7, 2015 , which the Company paid on April 3, 2015. In June 2015 the Company requested and received regulatory approval to pay the $109 thousand in interest on the trust preferred securities due on July 7, 2015 , which the Company paid on July 2, 2015. In September 2015 the Company requested and received regulatory approval to pay the $111 thousand in interest on the trust preferred securities due on October 7, 2015 , which the Company paid on October 5, 2015. Future payments still require regulatory approval and failure to obtain this approval could cause a default in the trust preferred securities by the Company, however, the Company has the option to re-enter another 60 month deferral of the interest on the trust preferred securities to prevent an event of default unless the regulators prohibit the deferral.

Fair Values

Fair Values	9 Months Ended
	Sep. 30, 2015
Fair Values [Abstract]
Fair Values	NOTE 11 FAIR VALUES: The financial reporting standard, “Fair Value Measurements and Disclosures” provides a framework for measuring fair value under generally accepted accounting principles and requires disclosures about the fair value of assets and liabilities recognized in the balance sheet in periods subsequent to initial recognition, whether the measurements are made on a recurring basis (for example, available-for-sale investment securities) or on a nonrecurring basis (for example, impaired loans and other real estate acquired through foreclosure). Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Fair Value Measurements and Disclosures also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include debt and equity securities and derivative contracts that are traded in an exchange market, as well as U. S. Treasury, other U. S. Government and agency mortgage-backed debt securities that are highly liquid and are actively traded in over-the-counter markets. Level 2: Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments and derivative contracts whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data. This category generally includes certain derivative contracts and impaired loans. Level 3: Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets and liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. For example, this category generally includes certain private equity investments, retained residual interests in securitizations, residential mortgage servicing rights, and highly structured or long-term derivative contracts. Investment Securities Available-for-Sale – Investment securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices. The Company’s available-for-sale securities, totaling $102.4 million and $100.1 million at September 30, 2015 and December 31, 2014, respectively, are the only assets whose fair values are measured on a recurring basis using Level 2 inputs from an independent pricing service. Loans - The Company does not record loans at fair value on a recurring basis. Real estate serves as collateral on a substantial majority of the Company’s loans. When a loan is considered impaired a specific reserve may be established. Loans which are deemed to be impaired and require a reserve are primarily valued on a non-recurring basis at the fair values of the underlying real estate collateral. Such fair values are obtained using independent appraisals, which management evaluates and determines whether or not the fair value of the collateral is further impaired below the appraised value and there is no observable market price, or whether or not an appraised value does not include estimated costs of disposition. The Company records impaired loans as nonrecurring Level 3 assets. The aggregate carrying amounts of impaired loans carried at fair value were $ 18.4 million and $ 20.4 million at September 30, 2015 and December 31, 2014, respectively. Foreclosed Assets – Foreclosed assets are recorded at fair value, less selling costs, upon transfer of the loans to foreclosed assets. Foreclosed assets are carried at the lower of the carrying value or fair value. Fair value is based upon independent observable market prices or appraised values of the collateral with a third party less an estimate of disposition costs, which the Company considers to be level 2 inputs. When the appraised value is not available, management determines the fair value of the collateral if further impaired below the appraised value and there is no observable market price, or an appraised value does not include estimated costs of disposition and management must make an estimate, the Company records the foreclosed asset as nonrecurring Level 3. The aggregate carrying amounts of foreclosed assets were $ 15.2 million and $ 15.0 million at September 30, 2015 and December 31, 2014, respectively. Assets and liabilities measured at fair value are as follows as of September 30, 2015 (for purpose of this table the impaired loans are shown net of the related allowance): (Dollars are in thousands) Quoted market price in active markets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) (On a recurring basis) Available-for-sale investments U.S. Government Agencies $ - $ $ - Taxable municipals - - Corporate bonds - Mortgage backed securities - - (On a non-recurring basis) Other real estate owned - - Impaired loans: Real estate secured: Commercial - - Construction and land development - - Residential 1-4 family - - Multifamily - - Farmland - - Commercial - - Agriculture - - Consumer installment loans - - All other loans - - - Total $ - $ $ Assets and liabilities measured at fair value are as follows as of December 31, 2014 (for purpose of this table the impaired loans are shown net of the related allowance): (Dollars are in thousands) Quoted market price in active markets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) (On a recurring basis) Available-for-sale investments U.S. Government Agencies $ - $ $ - Taxable municipals - Mortgage backed securities - - (On a non-recurring basis) Other real estate owned - - Impaired loans: Real estate secured: Commercial - - Construction and land development - - Residential 1-4 family - - Multifamily - - Farmland - - Commercial - - Agriculture - - Consumer installment loans - - All other loans - - - Total $ - $ $ For Level 3 assets measured at fair value on a recurring or non-recurring basis as of September 30, 2015, the significant unobservable inputs used in the fair value measurements were as follows: For Level 3 assets measured at fair value on a recurring or non-recurring basis as of March 31, 2014, the significant unobservable inputs used in the fair value measurements were as follows: (Dollars in thousands) Fair Value at September 30, 2015 Valuation Technique Significant Unobservable Inputs General Range of Significant Unobservable Input Values Impaired Loans $ Appraised Value/Discounted Cash Flows/Market Value of Note Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell 0 – 18% Other Real Estate Owned $ Appraised Value/Comparable Sales/Other Estimates from Independent Sources Discounts to reflect current market conditions and estimated costs to sell 0 – 18% Fair Value of Financial Instruments Fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practical to estimate the value is based upon the characteristics of the instruments and relevant market information. Financial instruments include cash, evidence of ownership in an entity, or contracts that convey or impose on an entity that contractual right or obligation to either receive or deliver cash for another financial instrument. The following summary presents the methodologies and assumptions used to estimate the fair value of the Company’s financial instruments presented below. The information used to determine fair value is highly subjective and judgmental in nature and, therefore, the results may not be precise. Subjective factors include, among other things, estimates of cash flows, risk characteristics, credit quality, and interest rates, all of which are subject to change. Since the fair value is estimated as of the balance sheet date, the amounts that will actually be realized or paid upon settlement or maturity on these various instruments could be significantly different. The following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of September 30, 2015 and December 31, 2014. This table excludes financial instruments for which the carrying amount approximates fair value. The carrying value of cash and due from banks, federal funds sold, interest-bearing deposits, deposits with no stated maturities, trust preferred securities and accrued interest approximates fair value. The remaining financial instruments were valued based on the present value of estimated future cash flows, discounted at various rates in effect for similar instruments during the months of September 2015 and December 2014. Fair Value Measurements (Dollars are in thousands) Carrying Amount Fair Value Quoted market price in active markets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) September 30, 2015 Financial Instruments – Assets Net Loans $ $ $ - $ $ Financial Instruments – Liabilities Time Deposits - - FHLB Advances - - December 31, 2014 Financial Instruments – Assets Net Loans $ $ $ - $ $ Financial Instruments – Liabilities Time Deposits - - FHLB Advances - -

Life Insurance Investments

Life Insurance Investments	9 Months Ended
	Sep. 30, 2015
Life Insurance Investments [Abstract]
Life Insurance Investments	NOTE 12 LIFE INSURANCE INVESTMENTS: We have life insurance policies on the life of one key officer and three former key officers. The Bank is the beneficiary under each policy. The aggregate total cash surrender value of the policies was $12.1 million and $12.0 million at September 30, 2015 and December 31, 2014, respectively. The policies owned on current and former officers are separate account life insurance policies and the income is based on a short term investment portfolio managed by the insurance provider which should increase in earnings when and if interest rates increase in the future. In addition, we owned a policy in which the Bank was the beneficiary which was acquired in 2010 as part of a settlement with a former borrower on several defaulted loans. This policy was a general account policy with a minimum earning rate and had a cash surrender value of $287 thousand at December 31, 2014. This policy was redeemed by the Bank in August 2015 after receiving notification of the death of the insured. As a result we received death benefits of $1.8 million that were applied as a recovery of $1.2 million on the defaulted loans, redemption of the cash surrender value of $357 thousand being carried on the policy at the time of redemption, and earnings on life insurance of $217 thousand.

Subsequent Events

Subsequent Events	9 Months Ended
	Sep. 30, 2015
Subsequent Events [Abstract]
Subsequent Events	NOTE 13 SUBEQUENT EVENTS: During the month of October 2015, a member of the board of directors of the Company and his family exercised 233,886 common stock warrants at a price of $1.75 per share. During the month of November 2015, a member of the board of directors of the Company exercised 225,000 common stock warrants at a price of $1.75 per share. As a result of these exercises an additional $803 thousand of capital was raised at the Company. The additional liquidity provided by the funds will be used by the Company to pay its operating expenses and trust preferred interest payments (upon regulatory approval).

Recent Accounting Developments

Recent Accounting Developments	9 Months Ended
	Sep. 30, 2015
Recent Accounting Developments [Abstract]
Recent Accounting Developments	NOTE 14 RECENT ACCOUNTING DEVELOPMENTS: The following is a summary of recent authoritative announcements: In January 2014, the Financial Accounting Standards Board (“FASB”) amended the Receivables topic of the Accounting Standards Codification (“ASC”). The amendments are intended to resolve diversity in practice with respect to when a creditor should reclassify a collateralized consumer mortgage loan to other real estate owned (“OREO”). In addition, the amendments require a creditor reclassify a collateralized consumer mortgage loan to OREO upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. The amendments became effective for the Company on January 1, 2015. In implementing this guidance, assets that are reclassified from real estate to loans are measured at the carrying value of the real estate at the date of adoption. Assets reclassified from loans to real estate are measured at the lower of the net amount of the loan receivable or the fair value of the real estate less costs to sell at the date of adoption. The Company will apply the amendments prospectively. The Company does not expect these amendments to have a material effect on its financial statements. In August 2014, the FASB issued guidance that is intended to define management’s responsibility to evaluate whether there is substantial doubt about an organization’s ability to continue as a going concern and to provide related footnote disclosures. In connection with preparing financial statements, management will need to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the organization’s ability to continue as a going concern within one year after the date that the financial statements are issued. The amendments will be effective for the Company for annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. The Company does not expect these amendments to have a material effect on its financial statements. In January 2015, the FASB issued guidance to eliminate from U.S. GAAP the concept of an extraordinary item, which is an event or transaction that is both (1) unusual in nature and (2) infrequently occurring. Under the new guidance, an entity will no longer (1) segregate an extraordinary item from the results of ordinary operations; (2) separately present an extraordinary item on its income statement, net of tax, after income from continuing operations; or (3) disclose income taxes and earnings-per-share data applicable to an extraordinary item. The amendments will be effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015, with early adoption permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The Company will apply the guidance prospectively. The Company does not expect these amendments to have a material effect on its financial statements. In February 2015, the FASB issued guidance which amends the consolidation requirements and significantly changes the consolidation analysis required under U.S. GAAP. Although the amendments are expected to result in the deconsolidation of many entities, the Company will need to reevaluate all its previous consolidation conclusions. The amendments will be effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015, with early adoption permitted (including during an interim period), provided that the guidance is applied as of the beginning of the annual period containing the adoption date. The Company does not expect these amendments to have a material effect on its financial statements. In June 2015, the FASB issued amendments to clarify the ASC, correct unintended application of guidance, and make minor improvements to the ASC that are not expected to have a significant effect on current accounting practice or create a significant cost to most entities. The amendments were effective upon issuance (June 12, 2015) for amendments that do not have transition guidance. Amendments that are subject to transition guidance will be effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. The Company does not expect these amendments to have a material effect on its financial statements. In August 2015, the FASB deferred the effective date of ASU 2014-09, Revenue from Contracts with Customers. As a result of the deferral the guidance in ASU 2014-09 will be effective for the Company for reporting periods beginning after December 15, 2017. The Company will apply the guidance using a modified retrospective approach. The Company does not expect these amendments to have a material effect on its financial statements. In August 2015, the FASB issued amendments to the Interest topic of the ASC to clarify the SEC staff’s position on presenting and measuring debt issuance costs incurred in connection with line-of-credit arrangements. The amendments were effective upon issuance. The Company does not expect these amendments to have a material effect on its financial statements. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

Accounting Principles (Policy)

Accounting Principles (Policy)	9 Months Ended
	Sep. 30, 2015
Accounting Principles [Abstract]
Basis of Accounting	These consolidated financial statements conform to U. S. generally accepted accounting principles and to general industry practices. In the opinion of management, the accompanying consolidated financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the Company’s financial position at September 30, 2015 and December 31, 2014, and the results of operations for the three and nine month periods ended September 30, 2015 and 2014. The notes included herein should be read in conjunction with the notes to the consolidated financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. The results of operations for the three and nine month periods ended September 30, 2015 and 2014 are not necessarily indicative of the results to be expected for the full year. The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The determination of the adequacy of the allowance for loan losses and the determination of the deferred tax asset and related valuation allowance are based on estimates that are particularly susceptible to significant changes in the economic environment and market conditions.

Capital (Tables)

Capital (Tables)	9 Months Ended
	Sep. 30, 2015
Capital [Abstract]
Schedule Of Capital Requirements	Actual Minimum Capital Requirement Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions (Dollars are in thousands) Amount Ratio Amount Ratio Amount Ratio September 30, 2015: Total Capital to Risk Weighted Assets: The Company $ $ 29,961 $ N/A N/A The Bank Tier 1 Capital to Risk Weighted Assets: The Company N/A N/A The Bank Tier 1 Capital to Average Assets: The Company N/A N/A The Bank Common Equity Tier 1 Capital to Risk Weighted Assets: The Company N/A N/A The Bank December 31, 2014: Total Capital to Risk Weighted Assets: The Company $ $ $ N/A N/A The Bank Tier 1 Capital to Risk Weighted Assets: The Company N/A N/A The Bank Tier 1 Capital to Average Assets: The Company N/A N/A The Bank

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Investment Securities [Abstract]
Schedule Of Securities' Amortized Cost And Estimated Fair Value	Gross Gross Approximate Amortized Unrealized Unrealized Fair (Dollars are in thousands) Cost Gains Losses Value September 30, 2015 U.S. Government Agencies $ $ $ $ Taxable municipals Corporate bonds - Mortgage backed securities Total Securities AFS $ $ $ $ December 31, 2014 U.S. Government Agencies $ $ $ $ Taxable municipals - Corporate bonds - - - - Mortgage backed securities Total Securities AFS $ $ $ $
Schedule Of Fair Value And Gross Unrealized Losses On Investment Securities In A Continuous Unrealized Loss Position	Less than 12 Months 12 Months or More Total (Dollars are in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses September 30, 2015 U.S. Government Agencies $ $ $ $ $ $ Taxable municipals Corporate bonds - - - - - - Mtg. backed securities Total Securities AFS $ $ $ $ $ $ December 31, 2014 U.S. Government Agencies $ $ $ $ $ $ Taxable municipals - - Mtg. backed securities Total Securities AFS $ $ $ $ $ $
The Amortized Cost And Fair Value Of Investment Securities' Contractual Maturity	Weighted (Dollars are in thousands) Amortized Fair Average Securities Available-for-Sale Cost Value Yield Due in one year or less $ $ Due after one year through five years Due after five years through ten years Due after ten years Total $ $

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2015
Loans [Abstract]
Summary Of Loans Receivable Outstanding	(Dollars are in thousands) September 30, 2015 December 31, 2014 Real estate secured: Commercial $ $ Construction and land development Residential 1-4 family Multifamily Farmland Total real estate loans Commercial Agriculture Consumer installment loans All other loans Total loans $ $
Summary Of Loans Receivable On Nonaccrual Status	(Dollars are in thousands) September 30, 2015 December 31, 2014 Real estate secured: Commercial $ $ Construction and land development Residential 1-4 family Multifamily Farmland Total real estate loans Commercial Agriculture Consumer installment loans All other loans - - Total loans receivable on nonaccrual status $ $
Summary Of Impaired Loans	As of September 30, 2015 (Dollars are in thousands) Average Recorded Investment Interest Income Recognized Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Real estate secured: Commercial $ $ $ $ $ - Construction and land development - Residential 1-4 family - Multifamily - Farmland - Commercial - - - - Agriculture - Consumer installment loans - All other loans - - - - - With an allowance recorded: Real estate secured: Commercial Construction and land development - Residential 1-4 family Multifamily - - - - Farmland Commercial Agriculture Consumer installment loans - - - - All other loans - - - - - Total $ $ $ $ $ As of December 31, 2014 (Dollars are in thousands) Average Recorded Investment Interest Income Recognized Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Real estate secured: Commercial $ $ $ $ $ - Construction and land development - Residential 1-4 family - Multifamily - Farmland - Commercial - - Agriculture - Consumer installment loans - All other loans - - - - - With an allowance recorded: Real estate secured: Commercial Construction and land development Residential 1-4 family Multifamily Farmland Commercial Agriculture Consumer installment loans - - - - All other loans - - - - - Total $ $ $ $ $
Summary Of Age Analysis Of Past Due Loans Receivable	As of September 30, 2015 (Dollars are in thousands) Loans 30-59 Days Past Due Loans 60-89 Days Past Due Loans 90 or More Days Past Due Total Past Due Loans Current Loans Total Loans Accruing Loans 90 or More Days Past Due Real estate secured: Commercial $ $ $ $ $ $ $ - Construction and land Development - Residential 1-4 family - Multifamily - - Farmland - Total real estate loans - Commercial - - Agriculture - - - Consumer installment Loans - All other loans - - - Total loans $ $ $ $ $ $ $ - As of December 31, 2014 (Dollars are in thousands) Loans 30-59 Days Past Due Loans 60-89 Days Past Due Loans 90 or More Days Past Due Total Past Due Loans Current Loans Total Loans Accruing Loans 90 or More Days Past Due Real estate secured: Commercial $ $ $ $ $ $ $ - Construction and land development - Residential 1-4 family - Multifamily - - - Farmland - - Total real estate loans - Commercial - Agriculture - - - Consumer installment Loans - All other loans - - Total loans $ $ $ $ $ $ $ -
Summary Of Risk Category Of Loans Receivable	As of September 30, 2015 (Dollars are in thousands) Pass Special Mention Substandard Doubtful Total Real estate secured: Commercial $ $ $ $ - $ Construction and land development - Residential 1-4 family - Multifamily - Farmland - Total real estate loans - Commercial - Agriculture - - Consumer installment loans - - All other loans - - - Total $ $ $ $ - $ As of December 31, 2014 (Dollars are in thousands) Pass Special Mention Substandard Doubtful Total Real estate secured: Commercial $ $ $ $ - $ Construction and land development - Residential 1-4 family - Multifamily - Farmland - Total real estate loans - Commercial - Agriculture - - Consumer installment loans - - All other loans - - - Total $ $ $ $ - $

Allowance For Loan Losses (Tabl

Allowance For Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Allowance For Loan Losses [Abstract]
Summary Of Activity In The Allowance For Loan Losses By Portfolio Segment	As of September 30, 2015 (Dollars are in thousands) Beginning Balance Charge Offs Recoveries Advances Provisions Ending Balance Real estate secured: Commercial $ $ $ $ - $ $ Construction and land development - Residential 1-4 family - Multifamily - Farmland - Total real estate loans - Commercial - Agriculture - - Consumer installment loans - All other loans - - - - Unallocated - - - Total $ $ $ $ - $ $ As of December 31, 2014 (Dollars are in thousands) Beginning Balance Charge Offs Recoveries Advances Provisions Ending Balance Real estate secured: Commercial $ $ $ $ - $ $ Construction and land development - Residential 1-4 family - Multifamily - - Farmland - Total real estate loans - Commercial - Agriculture - Consumer installment loans - All other loans - - - Unallocated - - - Total $ $ $ $ - $ - $
Schedule Of Allocation Of Portion Of Allowance	Allowance for Loan Losses Recorded Investment in Loans As of September 30, 2015 (Dollars are in thousands) Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Real estate secured: Commercial $ $ $ $ $ $ Construction and land development Residential 1-4 family Multifamily - Farmland Total real estate loans Commercial Agriculture Consumer installment loans - All other loans - - Unallocated - - - - Total $ $ $ $ $ $ Allowance for Loan Losses Recorded Investment in Loans As of December 31, 2014 (Dollars are in thousands) Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Real estate secured: Commercial $ $ $ $ $ $ Construction and land development Residential 1-4 family Multifamily Farmland Total real estate loans Commercial Agriculture Consumer installment loans - All other loans - - Unallocated - - - - Total $ $ $ $ $ $

Troubled Debt Restructurings (T

Troubled Debt Restructurings (Tables)	9 Months Ended
	Sep. 30, 2015
Troubled Debt Restructurings [Abstract]
Schedule Of Loans Modified As Troubled Debt Restructurings	For the nine months ended September 30, 2015 For the nine months ended September 30, 2014 Troubled Debt Restructurings (Dollars are in thousands) # of Loans Pre-Mod. Recorded Investment Post-Mod. Recorded Investment # of Loans Pre-Mod. Recorded Investment Post-Mod. Recorded Investment Real estate secured: Commercial - $ - $ - - $ - $ - Construction and land Development - - - Residential 1-4 family Multifamily - - - - - - Farmland - - - - - - Total real estate loans Commercial - - - - - - Agriculture - - - - - - Consumer installment loans - - - - - - All other loans - - - - - - Total $ $ $ $ For the three months ended September 30, 2015 For the three months ended September 30, 2014 Troubled Debt Restructurings (Dollars are in thousands) # of Loans Pre-Mod. Recorded Investment Post-Mod. Recorded Investment # of Loans Pre-Mod. Recorded Investment Post-Mod. Recorded Investment Real estate secured: Commercial - $ - $ - - $ - $ - Construction and land Development - - - - - - Residential 1-4 family Multifamily - - - - - - Farmland - - - - - - Total real estate loans Commercial - - - - - - Agriculture - - - - - - Consumer installment loans - - - - - - All other loans - - - - - - Total $ $ $ $

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule Of Anti-Dilutive Income Per Common Share	(Amounts in Thousands, Except Share and Per Share Data) For the three months ended September 30, For the nine months ended September 30, 2015 2014 2015 2014 Net income $ $ $ $ Weighted average shares outstanding Dilutive shares for stock options and warrants - - - - Weighted average dilutive shares outstanding Basic income per share $ $ $ $ Diluted income per share $ $ $ $

Fair Values (Tables)

Fair Values (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Values [Abstract]
Summary Of Assets And Liabilities Measured At Fair Value	Assets and liabilities measured at fair value are as follows as of September 30, 2015 (for purpose of this table the impaired loans are shown net of the related allowance): (Dollars are in thousands) Quoted market price in active markets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) (On a recurring basis) Available-for-sale investments U.S. Government Agencies $ - $ $ - Taxable municipals - - Corporate bonds - Mortgage backed securities - - (On a non-recurring basis) Other real estate owned - - Impaired loans: Real estate secured: Commercial - - Construction and land development - - Residential 1-4 family - - Multifamily - - Farmland - - Commercial - - Agriculture - - Consumer installment loans - - All other loans - - - Total $ - $ $ Assets and liabilities measured at fair value are as follows as of December 31, 2014 (for purpose of this table the impaired loans are shown net of the related allowance): (Dollars are in thousands) Quoted market price in active markets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) (On a recurring basis) Available-for-sale investments U.S. Government Agencies $ - $ $ - Taxable municipals - Mortgage backed securities - - (On a non-recurring basis) Other real estate owned - - Impaired loans: Real estate secured: Commercial - - Construction and land development - - Residential 1-4 family - - Multifamily - - Farmland - - Commercial - - Agriculture - - Consumer installment loans - - All other loans - - - Total $ - $ $
Schedule Of Significant Unobservable Inputs In Level 3 Assets	For Level 3 assets measured at fair value on a recurring or non-recurring basis as of March 31, 2014, the significant unobservable inputs used in the fair value measurements were as follows: (Dollars in thousands) Fair Value at September 30, 2015 Valuation Technique Significant Unobservable Inputs General Range of Significant Unobservable Input Values Impaired Loans $ Appraised Value/Discounted Cash Flows/Market Value of Note Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell 0 – 18% Other Real Estate Owned $ Appraised Value/Comparable Sales/Other Estimates from Independent Sources Discounts to reflect current market conditions and estimated costs to sell 0 – 18%
Estimated Fair Value Of Financial Instruments	Fair Value Measurements (Dollars are in thousands) Carrying Amount Fair Value Quoted market price in active markets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) September 30, 2015 Financial Instruments – Assets Net Loans $ $ $ - $ $ Financial Instruments – Liabilities Time Deposits - - FHLB Advances - - December 31, 2014 Financial Instruments – Assets Net Loans $ $ $ - $ $ Financial Instruments – Liabilities Time Deposits - - FHLB Advances - -

Nature Of Operations (Details)

Nature Of Operations (Details)	Jun. 09, 2003item
Nature Of Operations [Abstract]
Number of wholly owned subsidiaries	2

Formal Written Agreement (Detai

Formal Written Agreement (Details) $ in Millions	9 Months Ended
	Sep. 30, 2015USD ($)
Formal Written Agreement [Abstract]
Minimum asset threshold for improving Bank's position under formal written agreement	$ 1
Threshold for past due loan status	90 days

Capital (Schedule Of Capital Re

Capital (Schedule Of Capital Requirements) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
The Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital to Risk Weighted Assets, Actual, Amount	$ 66,762	$ 59,816
Total Capital to Risk Weighted Assets, Actual, Ratio	17.83%	15.98%
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	$ 29,961	$ 29,948
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	8.00%	8.00%
Tier 1 Capital to Risk Weighted Assets, Actual, Amount	$ 61,464	$ 53,379
Tier 1 Capital to Risk Weighted Assets, Actual, Ratio	16.41%	14.26%
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	$ 22,471	$ 14,974
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	6.00%	4.00%
Tier 1 Capital to Average Assets, Actual, Amount	$ 61,464	$ 53,379
Tier 1 Capital to Average Assets, Actual, Ratio	9.64%	8.07%
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Amount	$ 25,515	$ 26,453
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
Common Equity Tier 1 Capital to Risk Weighted Assets, Actual Amount	$ 46,032
Common Equity Tier 1 Capital to Risk Weighted Assets, Actual Ratio	12.29%
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement Amount	$ 16,853
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement Ratio	4.50%
The Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital to Risk Weighted Assets, Actual, Amount	$ 66,326	$ 58,869
Total Capital to Risk Weighted Assets, Actual, Ratio	17.71%	15.73%
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	$ 29,965	$ 29,938
Total Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	8.00%	8.00%
Total Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 37,456	$ 37,422
Total Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier 1 Capital to Risk Weighted Assets, Actual, Amount	$ 61,595	$ 54,127
Tier 1 Capital to Risk Weighted Assets, Actual, Ratio	16.44%	14.46%
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Amount	$ 22,474	$ 14,969
Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement, Ratio	6.00%	4.00%
Tier 1 Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 29,965	$ 22,453
Tier 1 Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	8.00%	6.00%
Tier 1 Capital to Average Assets, Actual, Amount	$ 61,595	$ 54,127
Tier 1 Capital to Average Assets, Actual, Ratio	9.66%	8.19%
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Amount	$ 25,512	$ 26,447
Tier 1 Capital to Average Assets, Minimum Capital Requirement, Ratio	4.00%	4.00%
Tier 1 Capital to Average Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 31,890	$ 33,058
Tier 1 Capital to Average Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%
Common Equity Tier 1 Capital to Risk Weighted Assets, Actual Amount	$ 61,595
Common Equity Tier 1 Capital to Risk Weighted Assets, Actual Ratio	16.44%
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement Amount	$ 16,855
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum Capital Requirement Ratio	4.50%
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 24,346
Common Equity Tier 1 Capital to Risk Weighted Assets, Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.50%

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) $ in Millions	Sep. 30, 2015USD ($)item	Dec. 31, 2014USD ($)item
Investment Securities [Abstract]
Number of available-for-sale investments in loss position	88	84
Number of other-than-temporany impairment securities	0
Securities pledged as collateral | $	$ 14.7	$ 17.5
Equity securities, restricted from trading | $	$ 2.4	$ 2.4

Investment Securities (Schedule

Investment Securities (Schedule Of Securities' Amortized Cost And Estimated Fair Value) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 102,214	$ 100,174
Gross Unreallized Gains	572	476
Gross Unrealized Losses	403	581
Approximate Fair Value	102,383	100,069
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	41,639	43,985
Gross Unreallized Gains	324	332
Gross Unrealized Losses	155	247
Approximate Fair Value	41,808	44,070
Taxable Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	3,352	$ 293
Gross Unreallized Gains	8
Gross Unrealized Losses	44	$ 5
Approximate Fair Value	3,316	$ 288
Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	942
Gross Unreallized Gains	$ 5
Gross Unrealized Losses
Approximate Fair Value	$ 947
Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	56,281	$ 55,896
Gross Unreallized Gains	235	144
Gross Unrealized Losses	204	329
Approximate Fair Value	$ 56,312	$ 55,711

Investment Securities (Schedu35

Investment Securities (Schedule Of Fair Value And Gross Unrealized Losses On Investment Securities In A Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	$ 31,074	$ 28,779
Fair Value, 12 Months or More	16,355	24,587
Fair Value, Total	47,429	53,366
Unrealized Losses, Less than 12 Months	194	222
Unrealized Losses, 12 Months or More	209	359
Unrealized Losses, Total	403	581
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	8,808	7,408
Fair Value, 12 Months or More	8,134	12,965
Fair Value, Total	16,942	20,373
Unrealized Losses, Less than 12 Months	44	38
Unrealized Losses, 12 Months or More	111	209
Unrealized Losses, Total	155	247
Taxable Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	2,161	$ 288
Fair Value, 12 Months or More	281
Fair Value, Total	2,442	$ 288
Unrealized Losses, Less than 12 Months	41	$ 5
Unrealized Losses, 12 Months or More	3
Unrealized Losses, Total	$ 44	$ 5
Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months
Fair Value, 12 Months or More
Fair Value, Total
Unrealized Losses, Less than 12 Months
Unrealized Losses, 12 Months or More
Unrealized Losses, Total
Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	$ 20,105	21,083
Fair Value, 12 Months or More	7,940	11,622
Fair Value, Total	28,045	32,705
Unrealized Losses, Less than 12 Months	109	179
Unrealized Losses, 12 Months or More	95	150
Unrealized Losses, Total	$ 204	$ 329

Investment Securities (The Amor

Investment Securities (The Amortized Cost And Fair Value Of Investment Securities Contractual Maturity) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Investment Securities [Abstract]
Due in one year or less, Amortized Cost	$ 116
Due after one year through five years, Amortized Cost	3,299
Due after five year through ten years, Amortized Cost	12,854
Due after ten years, Amortized Cost	85,945
Amortized Cost, Total	102,214	$ 100,174
Due in one year or less, Fair Value	116
Due after one year through five years, Fair Value	3,315
Due after five years through ten years, Fair Value	12,855
Due after ten years, Fair Value	86,097
Approximate Fair Value	$ 102,383	$ 100,069
Due in one year or less, Weighted Average Yield	0.10%
Due after one year through five years, Weighted Average Yield	1.15%
Due after five years through ten years, Weighted Average Yield	1.66
Due after ten years, Weighted Average Yield	1.91
Weighted Average Yield, Total	1.85%

Loans (Summary Of Loans Receiva

Loans (Summary Of Loans Receivable Outstanding) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 438,538	$ 457,549
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	389,619	406,700
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	20,515	21,807
Commercial [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	101,210	108,062
Construction And Land Development [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	13,248	15,439
Residential 1-4 Family [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	239,866	243,538
Multifamily [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	13,325	14,409
Farmland [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	21,970	25,252
Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	4,508	3,117
Consumer Installment Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	23,831	25,828
All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 65	$ 97

Loans (Summary Of Loans Recei38

Loans (Summary Of Loans Receivable On Nonaccrual Status) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Loans [Line Items]
Total loans receivable on nonaccrual status	$ 17,880		$ 21,861
Total interest income not recognized on nonaccrual loans	486	$ 343
Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	17,812		21,243
Commercial [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	7		554
Commercial [Member] | Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	5,083		6,222
Construction And Land Development [Member] | Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	611		332
Residential 1-4 Family [Member] | Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	8,053		8,589
Multifamily [Member] | Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	433		118
Farmland [Member] | Real Estate [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	3,632		5,982
Agriculture [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	14		18
Consumer Installment Loans [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status	$ 47		$ 46
All Other Loans [Member]
Loans [Line Items]
Total loans receivable on nonaccrual status

Loans (Summary Of Impaired Loan

Loans (Summary Of Impaired Loans) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Loans [Line Items]
Average Recorded Investment	$ 21,376	$ 33,471
Interest Income Recognized	523	795
Recorded Investment	19,924	22,780
Unpaid Principal Balance	23,026	26,118
Related Allowance	1,565	2,331
With No Related Allowance Recorded [Member] | Commercial [Member]
Loans [Line Items]
Average Recorded Investment	$ 333	421
Interest Income Recognized
Recorded Investment		548
Unpaid Principal Balance		$ 674
Related Allowance
With No Related Allowance Recorded [Member] | Agriculture [Member]
Loans [Line Items]
Average Recorded Investment	$ 44	$ 62
Interest Income Recognized	3	4
Recorded Investment	36	52
Unpaid Principal Balance	$ 36	$ 52
Related Allowance
With No Related Allowance Recorded [Member] | Consumer Installment Loans [Member]
Loans [Line Items]
Average Recorded Investment	$ 36	$ 12
Interest Income Recognized	4	1
Recorded Investment	57	15
Unpaid Principal Balance	$ 57	$ 15
Related Allowance
With No Related Allowance Recorded [Member] | All Other Loans [Member]
Loans [Line Items]
Average Recorded Investment
Interest Income Recognized
Recorded Investment
Unpaid Principal Balance
Related Allowance
With An Allowance Recorded [Member] | Commercial [Member]
Loans [Line Items]
Average Recorded Investment	$ 83	$ 407
Interest Income Recognized	3	4
Recorded Investment	71	74
Unpaid Principal Balance	71	74
Related Allowance	26	26
With An Allowance Recorded [Member] | Agriculture [Member]
Loans [Line Items]
Average Recorded Investment	26	39
Interest Income Recognized	1	2
Recorded Investment	21	30
Unpaid Principal Balance	21	30
Related Allowance	21	30
With An Allowance Recorded [Member] | Consumer Installment Loans [Member]
Loans [Line Items]
Average Recorded Investment	$ 13	$ 10
Interest Income Recognized
Recorded Investment
Unpaid Principal Balance
Related Allowance
With An Allowance Recorded [Member] | All Other Loans [Member]
Loans [Line Items]
Average Recorded Investment
Interest Income Recognized
Recorded Investment
Unpaid Principal Balance
Related Allowance
Real Estate [Member] | With No Related Allowance Recorded [Member] | Commercial [Member]
Loans [Line Items]
Average Recorded Investment	$ 4,615	$ 9,628
Interest Income Recognized	102	128
Recorded Investment	5,318	3,986
Unpaid Principal Balance	$ 6,840	$ 5,166
Related Allowance
Real Estate [Member] | With No Related Allowance Recorded [Member] | Construction And Land Development [Member]
Loans [Line Items]
Average Recorded Investment	$ 13	$ 248
Interest Income Recognized	1	1
Recorded Investment	11	15
Unpaid Principal Balance	$ 11	$ 15
Related Allowance
Real Estate [Member] | With No Related Allowance Recorded [Member] | Residential 1-4 Family [Member]
Loans [Line Items]
Average Recorded Investment	$ 3,623	$ 2,959
Interest Income Recognized	140	177
Recorded Investment	3,694	3,245
Unpaid Principal Balance	$ 3,806	$ 3,471
Related Allowance
Real Estate [Member] | With No Related Allowance Recorded [Member] | Multifamily [Member]
Loans [Line Items]
Average Recorded Investment	$ 543	$ 370
Interest Income Recognized	5	26
Recorded Investment	433	438
Unpaid Principal Balance	$ 474	$ 479
Related Allowance
Real Estate [Member] | With No Related Allowance Recorded [Member] | Farmland [Member]
Loans [Line Items]
Average Recorded Investment	$ 5,346	$ 5,383
Interest Income Recognized	94	114
Recorded Investment	4,932	5,767
Unpaid Principal Balance	$ 5,836	$ 6,801
Related Allowance
Real Estate [Member] | With An Allowance Recorded [Member] | Commercial [Member]
Loans [Line Items]
Average Recorded Investment	$ 3,043	$ 6,338
Interest Income Recognized	58	132
Recorded Investment	2,021	4,517
Unpaid Principal Balance	2,073	4,905
Related Allowance	763	1,482
Real Estate [Member] | With An Allowance Recorded [Member] | Construction And Land Development [Member]
Loans [Line Items]
Average Recorded Investment	$ 394	505
Interest Income Recognized		14
Recorded Investment	$ 400	303
Unpaid Principal Balance	655	355
Related Allowance	224	88
Real Estate [Member] | With An Allowance Recorded [Member] | Residential 1-4 Family [Member]
Loans [Line Items]
Average Recorded Investment	2,294	4,248
Interest Income Recognized	84	126
Recorded Investment	2,155	2,573
Unpaid Principal Balance	2,355	2,852
Related Allowance	194	347
Real Estate [Member] | With An Allowance Recorded [Member] | Multifamily [Member]
Loans [Line Items]
Average Recorded Investment	$ 28	268
Interest Income Recognized		7
Recorded Investment		113
Unpaid Principal Balance		113
Related Allowance		15
Real Estate [Member] | With An Allowance Recorded [Member] | Farmland [Member]
Loans [Line Items]
Average Recorded Investment	$ 942	2,573
Interest Income Recognized	28	59
Recorded Investment	775	1,104
Unpaid Principal Balance	791	1,116
Related Allowance	$ 337	$ 343

Loans (Summary Of Age Analysis

Loans (Summary Of Age Analysis Of Past Due Loans Receivable) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Loans [Line Items]
Loans 30-59 Days Past Due	$ 6,873	$ 11,882
Loans 60-89 Days Past Due	3,761	2,634
Loans 90 or More Days Past Due	5,421	4,952
Total Past Due Loans	16,055	19,468
Current Loans	422,483	438,081
Total loans	$ 438,538	$ 457,549
Accruing Loans 90 or More Days Past Due
Commercial [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	$ 42	$ 64
Loans 60-89 Days Past Due		15
Loans 90 or More Days Past Due	7	162
Total Past Due Loans	49	241
Current Loans	20,466	21,566
Total loans	$ 20,515	$ 21,807
Accruing Loans 90 or More Days Past Due
Agriculture [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	$ 36
Loans 60-89 Days Past Due		$ 4
Total Past Due Loans	36	4
Current Loans	4,472	3,113
Total loans	$ 4,508	$ 3,117
Accruing Loans 90 or More Days Past Due
Consumer Installment Loans [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	$ 121	$ 153
Loans 60-89 Days Past Due	2	19
Loans 90 or More Days Past Due	22	21
Total Past Due Loans	145	193
Current Loans	23,686	25,635
Total loans	$ 23,831	$ 25,828
Accruing Loans 90 or More Days Past Due
All Other Loans [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	$ 8	$ 22
Loans 60-89 Days Past Due		6
Total Past Due Loans	8	28
Current Loans	57	69
Total loans	$ 65	$ 97
Accruing Loans 90 or More Days Past Due
Real Estate [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	$ 6,666	$ 11,643
Loans 60-89 Days Past Due	3,759	2,590
Loans 90 or More Days Past Due	5,392	4,769
Total Past Due Loans	15,817	19,002
Current Loans	373,802	387,698
Total loans	$ 389,619	$ 406,700
Accruing Loans 90 or More Days Past Due
Real Estate [Member] | Commercial [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	$ 1,104	$ 2,683
Loans 60-89 Days Past Due	533	74
Loans 90 or More Days Past Due	2,759	2,411
Total Past Due Loans	4,396	5,168
Current Loans	96,814	102,894
Total loans	$ 101,210	$ 108,062
Accruing Loans 90 or More Days Past Due
Real Estate [Member] | Construction And Land Development [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	$ 45	$ 94
Loans 60-89 Days Past Due	17	335
Loans 90 or More Days Past Due	225	12
Total Past Due Loans	287	441
Current Loans	12,961	14,998
Total loans	$ 13,248	$ 15,439
Accruing Loans 90 or More Days Past Due
Real Estate [Member] | Residential 1-4 Family [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	$ 5,396	$ 7,885
Loans 60-89 Days Past Due	2,733	1,728
Loans 90 or More Days Past Due	1,906	2,346
Total Past Due Loans	10,035	11,959
Current Loans	229,831	231,579
Total loans	$ 239,866	$ 243,538
Accruing Loans 90 or More Days Past Due
Real Estate [Member] | Multifamily [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	$ 48	$ 320
Loans 90 or More Days Past Due	320
Total Past Due Loans	368	320
Current Loans	12,957	14,089
Total loans	$ 13,325	$ 14,409
Accruing Loans 90 or More Days Past Due
Real Estate [Member] | Farmland [Member]
Loans [Line Items]
Loans 30-59 Days Past Due	$ 73	$ 661
Loans 60-89 Days Past Due	476	453
Loans 90 or More Days Past Due	182
Total Past Due Loans	731	1,114
Current Loans	21,239	24,138
Total loans	$ 21,970	$ 25,252
Accruing Loans 90 or More Days Past Due

Loans (Summary Of Risk Category

Loans (Summary Of Risk Category Of Loans Receivable) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 438,538	$ 457,549
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	389,619	406,700
Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	397,298	415,165
Pass [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	352,316	367,785
Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	17,567	14,895
Special Mention [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	13,980	12,347
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	23,673	27,489
Substandard [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 23,323	$ 26,568
Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Doubtful [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 20,515	$ 21,807
Commercial [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	101,210	108,062
Commercial [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	16,723	18,495
Commercial [Member] | Pass [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	86,141	92,515
Commercial [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	3,587	2,548
Commercial [Member] | Special Mention [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	8,756	7,925
Commercial [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	205	764
Commercial [Member] | Substandard [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 6,313	$ 7,622
Commercial [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Commercial [Member] | Doubtful [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Construction And Land Development [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 13,248	$ 15,439
Construction And Land Development [Member] | Pass [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	10,621	12,974
Construction And Land Development [Member] | Special Mention [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	2,051	2,041
Construction And Land Development [Member] | Substandard [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 576	$ 424
Construction And Land Development [Member] | Doubtful [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Residential 1-4 Family [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 239,866	$ 243,538
Residential 1-4 Family [Member] | Pass [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	227,054	230,184
Residential 1-4 Family [Member] | Special Mention [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	2,608	1,965
Residential 1-4 Family [Member] | Substandard [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 10,204	$ 11,389
Residential 1-4 Family [Member] | Doubtful [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Multifamily [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 13,325	$ 14,409
Multifamily [Member] | Pass [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	12,628	13,953
Multifamily [Member] | Special Mention [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	190	146
Multifamily [Member] | Substandard [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 507	$ 310
Multifamily [Member] | Doubtful [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Farmland [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 21,970	$ 25,252
Farmland [Member] | Pass [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	15,872	18,159
Farmland [Member] | Special Mention [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	375	270
Farmland [Member] | Substandard [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 5,723	$ 6,823
Farmland [Member] | Doubtful [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 4,508	$ 3,117
Agriculture [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	4,471	3,069
Agriculture [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 37	$ 48
Agriculture [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Consumer Installment Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 23,831	$ 25,828
Consumer Installment Loans [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	23,723	25,719
Consumer Installment Loans [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 108	$ 109
Consumer Installment Loans [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 65	$ 97
All Other Loans [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 65	$ 97
All Other Loans [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total

Allowance For Loan Losses (Summ

Allowance For Loan Losses (Summary Of Activity In The Allowance For Loan Losses By Portfolio Segment) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Allowance For Loan Losses [Line Items]
Balance, beginning of year	$ 9,922	$ 13,080
Charge Offs	(1,935)	(4,559)
Recoveries	$ 1,885	$ 1,401
Advances
Provisions	$ (1,200)
Balance, End of period	8,672	$ 9,922
Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	8,256	11,060
Charge Offs	(1,757)	(4,416)
Recoveries	$ 626	$ 1,331
Advances
Provisions	$ 98	$ 281
Balance, End of period	7,223	8,256
Commercial [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	457	1,147
Charge Offs	(85)	(47)
Recoveries	$ 1,237	$ 29
Advances
Provisions	$ (1,250)	$ (672)
Balance, End of period	359	457
Commercial [Member] | Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	4,418	5,203
Charge Offs	(639)	(2,190)
Recoveries	$ 145	$ 427
Advances
Provisions	$ (734)	$ 978
Balance, End of period	3,190	4,418
Construction And Land Development [Member] | Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	199	1,184
Charge Offs	(114)	(292)
Recoveries	$ 187	$ 236
Advances
Provisions	$ 135	$ (929)
Balance, End of period	407	199
Residential 1-4 Family [Member] | Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	2,572	3,316
Charge Offs	(532)	(1,063)
Recoveries	$ 77	$ 148
Advances
Provisions	$ 559	$ 171
Balance, End of period	2,676	2,572
Multifamily [Member] | Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	154	133
Charge Offs	(384)	$ (41)
Recoveries	$ 5
Advances
Provisions	$ 505	$ 62
Balance, End of period	280	154
Farmland [Member] | Real Estate [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	913	1,224
Charge Offs	(88)	(830)
Recoveries	$ 212	$ 520
Advances
Provisions	$ (367)	$ (1)
Balance, End of period	670	913
Agriculture [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	125	337
Charge Offs		(17)
Recoveries	$ 1	$ 1
Advances
Provisions	$ 27	$ (196)
Balance, End of period	153	125
Consumer Installment Loans [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	171	153
Charge Offs	(93)	(79)
Recoveries	$ 21	$ 40
Advances
Provisions	$ 54	$ 57
Balance, End of period	153	171
All Other Loans [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	$ 1	$ 2
Advances
Provisions		$ (1)
Balance, End of period	$ 1	1
Unallocated [Member]
Allowance For Loan Losses [Line Items]
Balance, beginning of year	$ 912	$ 381
Advances
Provisions	$ (129)	$ 531
Balance, End of period	$ 783	$ 912

Allowance For Loan Losses (Sche

Allowance For Loan Losses (Schedule Of Allocation Of Portion Of Allowance) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Dec. 31, 2013
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	$ 1,565	$ 2,331
Allowance for Loan Losses, Collectively Evaluated for Impairment	7,107	7,591
Allowance for Loan Losses, Total	8,672	9,922	$ 13,080
Recorded Investment in Loans, Individually Evaluated for Impairment	19,924	22,780
Recorded Investment in Loans, Collectively Evaluated for Impairment	418,614	434,769
Recorded Investment in Loans, Total	438,538	457,549
Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	1,518	2,275
Allowance for Loan Losses, Collectively Evaluated for Impairment	5,705	5,981
Allowance for Loan Losses, Total	7,223	8,256	11,060
Recorded Investment in Loans, Individually Evaluated for Impairment	19,739	22,061
Recorded Investment in Loans, Collectively Evaluated for Impairment	369,880	384,639
Recorded Investment in Loans, Total	389,619	406,700
Commercial [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	26	26
Allowance for Loan Losses, Collectively Evaluated for Impairment	333	431
Allowance for Loan Losses, Total	359	457	1,147
Recorded Investment in Loans, Individually Evaluated for Impairment	71	622
Recorded Investment in Loans, Collectively Evaluated for Impairment	20,444	21,185
Recorded Investment in Loans, Total	20,515	21,807
Commercial [Member] | Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	763	1,482
Allowance for Loan Losses, Collectively Evaluated for Impairment	2,427	2,936
Allowance for Loan Losses, Total	3,190	4,418	5,203
Recorded Investment in Loans, Individually Evaluated for Impairment	7,339	8,503
Recorded Investment in Loans, Collectively Evaluated for Impairment	93,871	99,559
Recorded Investment in Loans, Total	101,210	108,062
Construction And Land Development [Member] | Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	224	88
Allowance for Loan Losses, Collectively Evaluated for Impairment	183	111
Allowance for Loan Losses, Total	407	199	1,184
Recorded Investment in Loans, Individually Evaluated for Impairment	411	318
Recorded Investment in Loans, Collectively Evaluated for Impairment	12,837	15,121
Recorded Investment in Loans, Total	13,248	15,439
Residential 1-4 Family [Member] | Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	194	347
Allowance for Loan Losses, Collectively Evaluated for Impairment	2,482	2,225
Allowance for Loan Losses, Total	2,676	2,572	3,316
Recorded Investment in Loans, Individually Evaluated for Impairment	5,849	5,818
Recorded Investment in Loans, Collectively Evaluated for Impairment	234,017	237,720
Recorded Investment in Loans, Total	239,866	243,538
Multifamily [Member] | Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment		15
Allowance for Loan Losses, Collectively Evaluated for Impairment	280	139
Allowance for Loan Losses, Total	280	154	133
Recorded Investment in Loans, Individually Evaluated for Impairment	433	551
Recorded Investment in Loans, Collectively Evaluated for Impairment	12,892	13,858
Recorded Investment in Loans, Total	13,325	14,409
Farmland [Member] | Real Estate [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	337	343
Allowance for Loan Losses, Collectively Evaluated for Impairment	333	570
Allowance for Loan Losses, Total	670	913	1,224
Recorded Investment in Loans, Individually Evaluated for Impairment	5,707	6,871
Recorded Investment in Loans, Collectively Evaluated for Impairment	16,263	18,381
Recorded Investment in Loans, Total	21,970	25,252
Agriculture [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	21	30
Allowance for Loan Losses, Collectively Evaluated for Impairment	132	95
Allowance for Loan Losses, Total	153	125	337
Recorded Investment in Loans, Individually Evaluated for Impairment	57	82
Recorded Investment in Loans, Collectively Evaluated for Impairment	4,451	3,035
Recorded Investment in Loans, Total	4,508	3,117
Consumer Installment Loans [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Collectively Evaluated for Impairment	153	171
Allowance for Loan Losses, Total	153	171	153
Recorded Investment in Loans, Individually Evaluated for Impairment	57	15
Recorded Investment in Loans, Collectively Evaluated for Impairment	23,774	25,813
Recorded Investment in Loans, Total	23,831	25,828
All Other Loans [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Collectively Evaluated for Impairment	1	1
Allowance for Loan Losses, Total	1	1	2
Recorded Investment in Loans, Collectively Evaluated for Impairment	65	97
Recorded Investment in Loans, Total	65	97
Unallocated [Member]
Allowance For Loan Losses [Line Items]
Allowance for Loan Losses, Collectively Evaluated for Impairment	783	912
Allowance for Loan Losses, Total	$ 783	$ 912	$ 381

Troubled Debt Restructurings (N

Troubled Debt Restructurings (Narrative) (Details) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)loan	Sep. 30, 2014loan	Sep. 30, 2015USD ($)loan	Sep. 30, 2014loan	Dec. 31, 2014USD ($)
Troubled Debt Restructurings [Abstract]
Total TDRs | $	$ 9.9		$ 9.9		$ 10
Modified loans	2	2	3	2
Number of defaulted loans	0	0	0	0
Number of loans with modified terms and lowered interest rate			2	2
Number of loans without modified interest rate			1
Period loan is considered to be in default, days			90 days

Troubled Debt Restructurings (S

Troubled Debt Restructurings (Schedule Of Loans Modified As Troubled Debt Restructurings) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)loan	Sep. 30, 2014USD ($)loan	Sep. 30, 2015USD ($)loan	Sep. 30, 2014USD ($)loan
Financing Receivable, Modifications [Line Items]
# of Loans | loan	2	2	3	2
Pre-Mod. Recorded Investment	$ 225	$ 596	$ 776	$ 596
Post-Mod. Recorded Investment	$ 224	$ 596	$ 526	$ 596
Commercial [Member]
Financing Receivable, Modifications [Line Items]
# of Loans | loan
Pre-Mod. Recorded Investment
Post-Mod. Recorded Investment
Agriculture [Member]
Financing Receivable, Modifications [Line Items]
# of Loans | loan
Pre-Mod. Recorded Investment
Post-Mod. Recorded Investment
Consumer Installment Loans [Member]
Financing Receivable, Modifications [Line Items]
# of Loans | loan
Pre-Mod. Recorded Investment
Post-Mod. Recorded Investment
All Other Loans [Member]
Financing Receivable, Modifications [Line Items]
# of Loans | loan
Pre-Mod. Recorded Investment
Post-Mod. Recorded Investment
Real Estate [Member]
Financing Receivable, Modifications [Line Items]
# of Loans | loan	2	2	3	2
Pre-Mod. Recorded Investment	$ 225	$ 596	$ 776	$ 596
Post-Mod. Recorded Investment	$ 224	$ 596	$ 526	$ 596
Real Estate [Member] | Commercial [Member]
Financing Receivable, Modifications [Line Items]
# of Loans | loan
Pre-Mod. Recorded Investment
Post-Mod. Recorded Investment
Real Estate [Member] | Construction And Land Development [Member]
Financing Receivable, Modifications [Line Items]
# of Loans | loan			1
Pre-Mod. Recorded Investment			$ 551
Post-Mod. Recorded Investment			$ 302
Real Estate [Member] | Residential 1-4 Family [Member]
Financing Receivable, Modifications [Line Items]
# of Loans | loan	2	2	2	2
Pre-Mod. Recorded Investment	$ 225	$ 596	$ 225	$ 596
Post-Mod. Recorded Investment	$ 224	$ 596	$ 224	$ 596
Real Estate [Member] | Multifamily [Member]
Financing Receivable, Modifications [Line Items]
# of Loans | loan
Pre-Mod. Recorded Investment
Post-Mod. Recorded Investment
Real Estate [Member] | Farmland [Member]
Financing Receivable, Modifications [Line Items]
# of Loans | loan
Pre-Mod. Recorded Investment
Post-Mod. Recorded Investment

Earnings Per Share (Schedule Of

Earnings Per Share (Schedule Of Anti-Dilutive Income Per Common Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Earnings Per Share [Abstract]
Antidilutive potential common shares	1,539,877	2,630,086	1,539,877	2,630,086
Net income	$ 2,293	$ 393	$ 3,377	$ 164
Weighted average shares outstanding	22,878,654	21,872,293	22,878,654	21,872,293
Dilutive shares for stock options and warrants
Weighted average dilutive shares outstanding	22,878,654	21,872,293	22,878,654	21,872,293
Basic income per share	$ 0.10	$ 0.02	$ 0.15	$ 0.01
Diluted income per share	$ 0.10	$ 0.02	$ 0.15	$ 0.01

Trust Preferred Securities An47

Trust Preferred Securities And Deferral Of Interest Payments (Details) $ in Thousands

Oct. 05, 2015USD ($)

Jul. 02, 2015USD ($)

Apr. 03, 2015USD ($)

Dec. 10, 2014USD ($)

Sep. 27, 2006USD ($)item

Sep. 30, 2015

Jun. 30, 2015

Mar. 31, 2015

Jul. 31, 2010

Dec. 31, 2014

Sep. 30, 2015

Dec. 31, 2014USD ($)

Jul. 07, 2004USD ($)

Debt Instrument [Line Items]

Number of branch banks acquired | item

2

Securities maturity

30 years

Minimum redemption period

5 years

Maximum interest and penalty payment deferral period

60 months

Expiration date for deferred trust preferred securities

Jan. 7, 2015

Deferral period for dividends on trust preferred securities

60 months

Interest in arrears

$ 0

Payment of interest on trust preferred securities

$ 111

$ 109

$ 107

$ 2,500

Due date for interest on trust preferred securities

Oct. 7, 2015

Jul. 7, 2015

Apr. 7, 2015

Jan. 7, 2015

NPB Capital Trust 1 [Member]

Debt Instrument [Line Items]

Issuance of floating rate trust preferred securities

$ 11,300

Interest rate terms, spread over reference rate

2.60%

Interest rate

2.89%

2.89%

NPB Capital Trust 2 [Member]

Debt Instrument [Line Items]

Issuance of floating rate trust preferred securities

$ 5,200

Interest rate terms, spread over reference rate

1.77%

Interest rate

2.06%

2.06%

Fair Values (Narrative) (Detail

Fair Values (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Values [Abstract]
Investment securities, available for sale	$ 102,383	$ 100,069
Aggregate carrying amounts of impaired loans	18,400	20,400
Aggregate carrying amount of foreclosed assets	$ 15,200	$ 15,000

Fair Values (Summary Of Assets

Fair Values (Summary Of Assets And Liabilities Measured At Fair Value) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 102,383	$ 100,069
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 33,554	$ 35,498
Commercial [Member] | Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Commercial [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Commercial [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 45	$ 596
Commercial [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 6,576	$ 7,021
Construction And Land Development [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Construction And Land Development [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 187	$ 230
Residential 1-4 Family [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Residential 1-4 Family [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 5,655	$ 5,471
Multifamily [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Multifamily [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 433	$ 536
Farmland [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Farmland [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 5,370	$ 6,528
Agriculture [Member] | Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Agriculture [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 36	$ 52
Consumer Installment Loans [Member] | Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Consumer Installment Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 57	$ 15
All Other Loans [Member] | Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Recurring Basis [Member] | U.S. Government Agencies [Member] | Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Recurring Basis [Member] | U.S. Government Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 41,808	$ 44,070
Recurring Basis [Member] | Taxable Municipals [Member] | Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Recurring Basis [Member] | Taxable Municipals [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 3,316	$ 288
Recurring Basis [Member] | Corporate Bonds [Member] | Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Recurring Basis [Member] | Corporate Bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 947
Recurring Basis [Member] | Mortgage Backed Securities [Member] | Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Recurring Basis [Member] | Mortgage Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 56,312	$ 55,711
Non-Recurring Basis [Member] | Quoted Market Price In Active Markets (Level 1) [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Non-Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 15,195	$ 15,049

Fair Values (Schedule Of Signif

Fair Values (Schedule Of Significant Unobservable Inputs In Level 3 Assets ) (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)
Impaired Loans [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value	$ 18,359
Valuation Technique	Appraised Value/Discounted Cash Flows/Market Value of Note
Significant Unobservable Inputs	Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell
General Range of Significant Unobservable Input Values, Minimum Discount Rate	0.00%
General Range of Significant Unobservable Input Values, Maximum Discount Rate	18.00%
Other Real Estate Owned [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value	$ 15,195
Valuation Technique	Appraised Value/Comparable Sales/Other Estimates from Independent Sources
Significant Unobservable Inputs	Discounts to reflect current market conditions and estimated costs to sell
General Range of Significant Unobservable Input Values, Minimum Discount Rate	0.00%
General Range of Significant Unobservable Input Values, Maximum Discount Rate	18.00%

Fair Values (Estimated Fair Val

Fair Values (Estimated Fair Value Of Financial Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans	$ 429,866	$ 447,627
Time deposits	266,212	299,974
Carrying Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans	429,866	447,627
Time deposits	266,212	299,974
FHLB advances	3,258	4,158
Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans	432,560	451,225
Time deposits	266,394	301,309
FHLB advances	$ 3,258	$ 4,158
Quoted Market Price In Active Markets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans
Time deposits
FHLB advances
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans	$ 414,201	$ 430,776
Time deposits	266,394	301,309
FHLB advances	3,258	4,158
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net Loans	$ 18,359	$ 20,449

Life Insurance Investments (Det

Life Insurance Investments (Details) $ in Thousands	1 Months Ended	3 Months Ended		9 Months Ended
	Aug. 31, 2015USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)item	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Life Insurance Investments [Abstract]
Number of key officers, life insurance policies | item				1
Number of former key officers, life insurance policies | item				3
Aggregate total cash surrender value		$ 12,100		$ 12,100		$ 12,000
Cash surrender value	$ 357					287
Death benefits	1,800	12,075		12,075		$ 12,268
Proceeds from recovery on the defaulted loans	1,200
Earnings on life insurance	$ 217	$ 247	$ 19	$ 316	$ 55

Subsequent Events (Details)

Subsequent Events (Details) - Subsequent Event [Member] - USD ($) $ / shares in Units, $ in Thousands	1 Months Ended
	Nov. 30, 2015	Oct. 31, 2015
Subsequent Event [Line Items]
Shares of stock option exercised	225,000	233,886
Exercise price per share	$ 1.75	$ 1.75
Proceeds from stock options exercised		$ 803