Fca 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,200,680	11,996	SH		SOLE		0	0	11,996
ADAMS DIVERSIFIED EQUITY	COM	006212104	3,579,581	212,944	SH		SOLE		0	0	212,944
ADAMS NATURAL RESOURCES FUND	COM	00548F105	1,967,859	94,518	SH		SOLE		0	0	94,518
ADVENT CONVERT & INCOME	COM	00764C109	1,085,300	92,602	SH		SOLE		0	0	92,602
AIR PRODUCTS & CHEMICALS INC	COM	009158106	1,296,965	4,330	SH		SOLE		0	0	4,330
ALLSTATE CORP	COM	020002101	2,277,548	20,887	SH		SOLE		0	0	20,887
ALPHABET INC-CL A	COM	02079K305	1,231,354	10,287	SH		SOLE		0	0	10,287
ALPHABET INC-CL C	COM	02079K107	1,678,822	13,878	SH		SOLE		0	0	13,878
AMAZON.COM INC	COM	023135106	1,019,285	7,819	SH		SOLE		0	0	7,819
AMERICA MOVIL SAB DE CV	ADR	02390A101	216,400	10,000	SH		DFND		10,000	0	0
AMERICAN BUSINESS BANK	COM	02475L105	491,913	18,219	SH		SOLE		0	0	18,219
AMGEN INC	COM	031162100	3,786,775	17,056	SH		SOLE		0	0	17,056
AMYRIS INC	COM	03236M200	11,330	11,000	SH		SOLE		0	0	11,000
ANDRADA MINING LTD	COM	G012B4107	1,309	13,329	SH		SOLE		0	0	13,329
APPLE INC	COM	037833100	2,590,275	13,354	SH		SOLE		0	0	13,354
APPLE INC	COM	037833100	950,453	4,900	SH		DFND		4,900	0	0
ARKEMA-SPONSORED ADR	ADR	041232109	294,721	3,130	SH		DFND		3,130	0	0
ARTESIAN RESOURCES CORP-CL A	COM	043113208	3,372,188	71,414	SH		SOLE		0	0	71,414
ASTRAZENECA PLC-SPONS ADR	ADR	046353108	536,775	7,500	SH		DFND		7,500	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	345,070	1,570	SH		SOLE		0	0	1,570
AUTOZONE INC	COM	053332102	356,550	143	SH		SOLE		0	0	143
BANK OF AMERICA CORP	COM	060505104	521,708	18,184	SH		SOLE		0	0	18,184
BERKSHIRE HATHAWAY INC-CL B	COM	747545101	481,151	1,411	SH		SOLE		0	0	1,411
BRASILAGRO-CIA BRA - SPN ADR	ADR	10554B104	142,098	27,432	SH		DFND		27,432	0	0
CATERPILLAR INC	COM	149123101	295,260	1,200	SH		DFND		1,200	0	0
CEMEX SAB-SPONS ADR PART CER	ADR	151290889	212,400	30,000	SH		DFND		30,000	0	0
CHASE CORP	COM	16150R104	4,178,659	34,472	SH		SOLE		0	0	34,472
CHEVRON CORP	COM	166764100	202,037	1,284	SH		SOLE		0	0	1,284
CHEVRON CORP	COM	166764100	550,725	3,500	SH		DFND		3,500	0	0
CISCO SYSTEMS INC	COM	17275R102	1,422,591	27,495	SH		SOLE		0	0	27,495
COCA-COLA CO/THE	COM	191216100	343,969	5,712	SH		SOLE		0	0	5,712
COGNITION THERAPEUTICS INC	COM	19243B102	94,192	51,471	SH		SOLE		0	0	51,471
CONSUMER DISCRETIONARY SELT	COM	81369Y407	4,573,160	26,931	SH		SOLE		0	0	26,931
CONSUMER STAPLES SPDR	COM	81369Y308	4,194,906	56,558	SH		SOLE		0	0	56,558
COPA HOLDINGS SA-CLASS A	COM	P31076105	331,740	3,000	SH		DFND		3,000	0	0
COTERRA ENERGY INC	COM	127097103	1,257,916	49,720	SH		SOLE		0	0	49,720
CSX CORP	COM	126408103	3,824,680	112,161	SH		SOLE		0	0	112,161
CVS HEALTH CORP	COM	126650100	1,496,235	21,644	SH		SOLE		0	0	21,644
CYRELA BRAZIL REALTY-SPO ADR	ADR	23282C401	169,400	44,000	SH		DFND		44,000	0	0
DENTSPLY SIRONA INC	COM	24906P109	200,100	5,000	SH		DFND		5,000	0	0
DEVON ENERGY CORP	COM	25179M103	491,038	10,158	SH		SOLE		0	0	10,158
DIAGEO PLC-SPONSORED ADR	ADR	25243Q205	485,744	2,800	SH		DFND		2,800	0	0
DNAPRINT GENOMICS	COM	23324Q202	118	1,175,300	SH		SOLE		0	0	1,175,300
DR HORTON INC	COM	23331A109	608,450	5,000	SH		DFND		5,000	0	0
DUKE ENERGY CORP	COM	26441C204	244,003	2,719	SH		SOLE		0	0	2,719
ELECTRONIC ARTS INC	COM	285512109	259,400	2,000	SH		DFND		2,000	0	0
ENERGY SELECT SECTOR SPDR	COM	81369Y506	1,092,106	13,455	SH		SOLE		0	0	13,455
ENTEGRIS INC	COM	29362U104	1,530,031	13,806	SH		SOLE		0	0	13,806
EVEREST RE GROUP LTD	COM	G3223R108	3,448,677	10,088	SH		SOLE		0	0	10,088
EXXON MOBIL CORP	COM	30231G102	251,946	2,349	SH		SOLE		0	0	2,349
FIRST SEISMIC CORP	COM	336397104	18	44,451	SH		SOLE		0	0	44,451
GJENSIDIGE FORSIKRING-UN ADR	ADR	37636X101	304,800	20,000	SH		DFND		20,000	0	0
GLASS HOUSE BRANDS INC	COM	377130406	66,000	20,000	SH		SOLE		0	0	20,000
GLOBAL X MSCI NIGERIA ETF	COM	37954Y665	113,220	11,100	SH		DFND		11,100	0	0
GOLDMAN ACTIVEBETA US LC ETF	COM	381430503	3,751,732	42,975	SH		SOLE		0	0	42,975
GOLDMAN SACHS ACTIVEBETA INT	COM	381430107	7,122,618	227,197	SH		SOLE		0	0	227,197
GROUP 1 AUTOMOTIVE INC	COM	398905109	929,160	3,600	SH		DFND		3,600	0	0
GRUPO AEROPORTUARIO SUR-ADR	ADR	40051E202	499,842	1,800	SH		DFND		1,800	0	0
HDFC BANK LTD-ADR	ADR	40415F101	557,600	8,000	SH		DFND		8,000	0	0
HEMPFUSION WELLNESS INC	COM	423821107	0	22,222	SH		SOLE		0	0	22,222
INGLES MARKETS INC-CLASS A	COM	457030104	4,287,138	51,871	SH		SOLE		0	0	51,871
INTEL CORP	COM	458140100	354,665	10,606	SH		SOLE		0	0	10,606
INTERCONTINENTAL HOTELS-ADR	ADR	45857P806	429,956	6,103	SH		DFND		6,103	0	0
INTL BUSINESS MACHINES CORP	COM	459200101	1,829,049	13,669	SH		SOLE		0	0	13,669
INVESCO BULLETSHARES 2023 CO	COM	46138J866	1,396,363	65,960	SH		SOLE		0	0	65,960
INVESCO BULLETSHARES 2023 HI	COM	46138J858	2,829,081	120,335	SH		SOLE		0	0	120,335
INVESCO BULLETSHARES 2024 CO	COM	46138J841	5,513,967	268,059	SH		SOLE		0	0	268,059
INVESCO BULLETSHARES 2024 HI	COM	46138J833	2,050,642	91,221	SH		SOLE		0	0	91,221
INVESCO BULLETSHARES 2025 CO	COM	46138J825	5,335,834	265,069	SH		SOLE		0	0	265,069
INVESCO BULLETSHARES 2026 CO	COM	46138J791	4,321,173	228,090	SH		SOLE		0	0	228,090
INVESCO BULLETSHARES 2026 HI	COM	46138J635	892,757	39,156	SH		SOLE		0	0	39,156
INVESCO S&P 500 EQUAL WEIGHT	COM	46137V357	4,640,985	31,014	SH		SOLE		0	0	31,014
INVESCO S&P 500 EQUAL WEIGHT	COM	46137V332	3,654,811	12,264	SH		SOLE		0	0	12,264
INVESCO S&P GLOBAL WATER IND	COM	46138E263	2,860,812	55,647	SH		SOLE		0	0	55,647
INVESCO VARIABLE RATE PREFER	COM	46138G870	2,282,716	102,594	SH		SOLE		0	0	102,594
ISHARES CALIFORNIA MUNI BOND	COM	464288356	255,136	4,480	SH		SOLE		0	0	4,480
ISHARES CORE GROWTH ALLOCATI	COM	464289867	307,311	5,973	SH		SOLE		0	0	5,973
ISHARES CORE S&P MIDCAP ETF	COM	464287507	4,657,166	17,811	SH		SOLE		0	0	17,811
ISHARES FLOATING RATE BOND E	COM	46429B655	5,731,125	112,773	SH		SOLE		0	0	112,773
ISHARES GLOBAL HEALTHCARE ET	COM	464287325	4,237,481	49,859	SH		SOLE		0	0	49,859
ISHARES GLOBAL TECH ETF	COM	464287291	4,288,001	68,950	SH		SOLE		0	0	68,950
ISHARES GOLD TRUST	COM	464285204	405,712	11,149	SH		SOLE		0	0	11,149
ISHARES MSCI EAFE ETF	COM	464287465	540,402	7,454	SH		SOLE		0	0	7,454
ISHARES MSCI EAFE SMALL-CAP	COM	464288273	3,594,062	60,937	SH		SOLE		0	0	60,937
ISHARES MSCI USA MIN VOL FAC	COM	46429B697	295,409	3,974	SH		SOLE		0	0	3,974
ISHARES RUSSELL 1000 ETF	COM	464287622	4,297,977	17,633	SH		SOLE		0	0	17,633
ISHARES RUSSELL 1000 GROWTH	COM	464287614	339,847	1,235	SH		SOLE		0	0	1,235
ISHARES RUSSELL 2000 ETF	COM	464287655	1,443,770	7,710	SH		SOLE		0	0	7,710
ISHARES RUSSELL MID-CAP ETF	COM	464287499	2,497,778	34,202	SH		SOLE		0	0	34,202
ISHARES SHORT-TERM NATIONAL	COM	464288158	575,029	5,527	SH		SOLE		0	0	5,527
JAMES HARDIE IND PLC-SP ADR	ADR	47030M106	672,250	25,000	SH		DFND		25,000	0	0
JOHN HANCOCK FINANCIAL OPPOR	COM	409735206	2,346,615	87,495	SH		SOLE		0	0	87,495
JOHN HANCOCK MULTI FACT LRG	COM	47804J107	1,672,673	30,473	SH		SOLE		0	0	30,473
JOHNSON & JOHNSON	COM	478160104	3,217,294	19,437	SH		SOLE		0	0	19,437
JPMORGAN CHASE & CO	COM	46625H100	368,400	2,533	SH		SOLE		0	0	2,533
JPMORGAN CHASE & CO	COM	46625H100	305,424	2,100	SH		DFND		2,100	0	0
JPMORGAN ULTRA-SHORT INCOME	COM	46641Q837	2,118,873	42,259	SH		SOLE		0	0	42,259
KAJIMA CORP-UNSPONSORED ADR	ADR	483111209	178,893	11,900	SH		DFND		11,900	0	0
KVH INDUSTRIES INC	COM	482738101	274,200	30,000	SH		DFND		30,000	0	0
LENDLEASE GROUP - SPON ADR	ADR	526023205	60,757	11,900	SH		DFND		11,900	0	0
LENNAR CORP-A	COM	526057104	501,240	4,000	SH		DFND		4,000	0	0
LENNOX INTERNATIONAL INC	COM	526107107	554,319	1,700	SH		DFND		1,700	0	0
LIVEVOX HOLDINGS INC	COM	53838L100	27,500	10,000	SH		SOLE		0	0	10,000
LOCKHEED MARTIN CORP	COM	539830109	2,091,701	4,543	SH		SOLE		0	0	4,543
LOWE'S COS INC	COM	548661107	3,587,195	15,894	SH		SOLE		0	0	15,894
LOWE'S COS INC	COM	548661107	586,820	2,600	SH		DFND		2,600	0	0
MAINSTAY CBRE GLOBAL INFRAST	COM	56064Q107	1,209,469	88,282	SH		SOLE		0	0	88,282
MERCK & CO. INC.	COM	58933Y105	660,146	5,721	SH		SOLE		0	0	5,721
META PLATFORMS INC-CLASS A	COM	30303M102	355,281	1,238	SH		SOLE		0	0	1,238
METLIFE INC	COM	59156R108	1,866,344	33,015	SH		SOLE		0	0	33,015
MICROSOFT CORP	COM	594918104	1,713,257	5,031	SH		SOLE		0	0	5,031
MICROSOFT CORP	COM	594918104	510,810	1,500	SH		DFND		1,500	0	0
MILLER INDUSTRIES INC/TENN	COM	600551204	638,460	18,000	SH		DFND		18,000	0	0
MTN GROUP LTD-SPONS ADR	ADR	62474M108	91,750	12,500	SH		DFND		12,500	0	0
NATIONAL WESTERN LIFE GROU-A	COM	638517102	4,299,325	10,346	SH		SOLE		0	0	10,346
NESTLE SA-SPONS ADR	ADR	641069406	571,663	4,750	SH		DFND		4,750	0	0
NETAPP INC	COM	64110D104	611,200	8,000	SH		DFND		8,000	0	0
NICE LTD - SPON ADR	ADR	653656108	557,550	2,700	SH		DFND		2,700	0	0
NIDEC CORPORATION-SPON ADR	ADR	654090109	289,590	21,000	SH		DFND		21,000	0	0
NORFOLK SOUTHERN CORP	COM	655844108	544,224	2,400	SH		DFND		2,400	0	0
NOVARTIS AG-SPONSORED ADR	ADR	66987V109	2,273,099	22,526	SH		SOLE		0	0	22,526
NOVO-NORDISK A/S-SPONS ADR	ADR	670100205	323,660	2,000	SH		DFND		2,000	0	0
NUVEEN PREFERRED & INCOME SE	COM	67072C105	876,229	137,340	SH		SOLE		0	0	137,340
NVIDIA CORP	COM	67066G104	576,999	1,364	SH		SOLE		0	0	1,364
NVR INC	COM	62944T105	317,531	50	SH		DFND		50	0	0
NXP SEMICONDUCTORS NV	COM	N6596X109	2,283,410	11,156	SH		SOLE		0	0	11,156
OLD REPUBLIC INTL CORP	COM	680223104	2,238,756	88,945	SH		SOLE		0	0	88,945
ORACLE CORP	COM	68389X105	755,031	6,340	SH		SOLE		0	0	6,340
OSISKO GOLD ROYALTIES LTD	COM	68827L101	614,597	39,967	SH		SOLE		0	0	39,967
PEARSON PLC-SPONSORED ADR	ADR	705015105	167,680	16,000	SH		DFND		16,000	0	0
PIMCO ENHANCED SHORT MATURIT	COM	72201R833	1,499,139	15,027	SH		SOLE		0	0	15,027
PLEXUS CORP	COM	729132100	1,416,719	14,421	SH		SOLE		0	0	14,421
PROCTER & GAMBLE CO/THE	COM	742718109	235,804	1,554	SH		SOLE		0	0	1,554
PROCTER & GAMBLE CO/THE	COM	742718109	470,394	3,100	SH		DFND		3,100	0	0
QUALCOMM INC	COM	747525103	738,232	6,202	SH		SOLE		0	0	6,202
RESMED INC	COM	761152107	218,500	1,000	SH		DFND		1,000	0	0
RGC RESOURCES INC	COM	74955L103	697,344	34,815	SH		SOLE		0	0	34,815
ROCHE HOLDINGS LTD-SPONS ADR	ADR	771195104	458,400	12,000	SH		DFND		12,000	0	0
ROYCE MICRO-CAP TRUST INC	COM	780915104	2,470,085	282,295	SH		SOLE		0	0	282,295
ROYCE VALUE TRUST	COM	780910105	166,340	12,054	SH		SOLE		0	0	12,054
SCHWAB FUNDAMENTAL LARGE CAP	COM	808524771	2,621,806	45,541	SH		SOLE		0	0	45,541
SCHWAB INTL EQUITY ETF	COM	808524805	481,664	13,511	SH		SOLE		0	0	13,511
SCHWAB US MID CAP ETF	COM	808524508	580,994	8,180	SH		SOLE		0	0	8,180
SCHWAB US SMALL-CAP ETF	COM	808524607	555,615	12,685	SH		SOLE		0	0	12,685
SHOPRITE HOLDINGS-SPN ADR	ADR	82510E209	292,200	24,000	SH		DFND		24,000	0	0
SIEMENS AG-SPONS ADR	ADR	826197501	583,870	7,000	SH		DFND		7,000	0	0
SKYWORKS SOLUTIONS INC	COM	83088M102	398,484	3,600	SH		DFND		3,600	0	0
SONOS INC	COM	83570H108	2,449,500	150,000	SH		SOLE		0	0	150,000
SONY GROUP CORP - SP ADR	ADR	835699307	360,160	4,000	SH		DFND		4,000	0	0
SPDR PORT SHRT TRM CORP BND	COM	78464A474	1,544,704	52,470	SH		SOLE		0	0	52,470
SPDR S&P 500 ETF TRUST	COM	78462F103	733,185	1,654	SH		SOLE		0	0	1,654
SPDR S&P MIDCAP 400 ETF TRST	COM	78467Y107	660,896	1,380	SH		SOLE		0	0	1,380
STELLAR BANCORP INC	COM	858927106	873,711	38,170	SH		SOLE		0	0	38,170
STRYKER CORP	COM	863667101	4,066,392	13,329	SH		SOLE		0	0	13,329
SUMMIT MATERIALS INC -CL A	COM	86614U100	328,538	8,680	SH		DFND		8,680	0	0
TAIWAN SEMICONDUCTOR-SP ADR	ADR	874039100	201,840	2,000	SH		DFND		2,000	0	0
TECHTRONIC INDUSTRIES-SP ADR	ADR	87873R101	246,645	4,500	SH		DFND		4,500	0	0
TECNOGLASS INC	COM	G87264100	1,324,252	25,634	SH		DFND		25,634	0	0
TESLA INC	COM	88160R101	275,120	1,051	SH		SOLE		0	0	1,051
THERMO FISHER SCIENTIFIC INC	COM	883556102	704,363	1,350	SH		DFND		1,350	0	0
ULTRA CLEAN HOLDINGS INC	COM	90385V107	1,805,159	46,936	SH		SOLE		0	0	46,936
UNILEVER PLC-SPONSORED ADR	ADR	904767704	364,910	7,000	SH		DFND		7,000	0	0
VALMONT INDUSTRIES	COM	920253101	4,251,752	14,608	SH		SOLE		0	0	14,608
VANGUARD ENERGY ETF	COM	92204A306	1,617,262	14,326	SH		SOLE		0	0	14,326
VANGUARD FTSE DEVELOPED ETF	COM	921943858	8,654,556	187,409	SH		SOLE		0	0	187,409
VANGUARD FTSE EMERGING MARKE	COM	922042858	915,990	22,517	SH		SOLE		0	0	22,517
VANGUARD HIGH DVD YIELD ETF	COM	921946406	1,070,280	10,090	SH		SOLE		0	0	10,090
VANGUARD INFO TECH ETF	COM	92204A702	9,537,486	21,570	SH		SOLE		0	0	21,570
VANGUARD S/T CORP BOND ETF	COM	92206C409	4,041,606	53,418	SH		SOLE		0	0	53,418
VANGUARD TOTAL STOCK MKT ETF	COM	922908769	516,844	2,346	SH		SOLE		0	0	2,346
VERITEX HOLDINGS INC	COM	923451108	211,466	11,794	SH		SOLE		0	0	11,794
VERIZON COMMUNICATIONS INC	COM	92343V104	1,168,282	31,414	SH		SOLE		0	0	31,414
VISA INC-CLASS A SHARES	COM	92826C839	580,876	4,293	SH		SOLE		0	0	4,293
VMWARE INC-CLASS A	COM	928563402	1,233,866	8,587	SH		SOLE		0	0	8,587
VOYA FINANCIAL INC	COM	929089100	2,965,603	41,356	SH		SOLE		0	0	41,356
WALMART DE MEXICO SAB DE CV	COM	P98180188	39,742	10,016	SH		SOLE		0	0	10,016
WALT DISNEY CO/THE	COM	254687106	418,753	4,690	SH		SOLE		0	0	4,690
WASTE MANAGEMENT INC	COM	94106L109	897,333	5,174	SH		SOLE		0	0	5,174
WESTERN ASSET GL CORP DEF OP	COM	95790C107	3,169,031	256,394	SH		SOLE		0	0	256,394
WESTERN ASSET HI INC OPPORT	COM	95766K109	3,602,526	953,049	SH		SOLE		0	0	953,049
WILLIAMS COS INC	COM	969457100	1,309,507	40,132	SH		SOLE		0	0	40,132