Fca 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	3,304	17,343	SH		SOLE		0	0	17,343
Alexandria Real	COM	015271109	213	1,850	SH		DFND		1,850	0	0
Allegiance Bancshares Inc	COM	01748H107	173	5,334	SH		SOLE		0	0	5,334
Allstate Corp	COM	020002101	1,866	22,578	SH		SOLE		0	0	22,578
Amazon.com Inc	COM	023135106	132	88	SH		SOLE		0	0	88
American Business Bank	COM	02475L105	392	12,427	SH		SOLE		0	0	12,427
American Tower-A	COM	03027X100	395	2,500	SH		DFND		2,500	0	0
Amgen Inc	COM	031162100	3,475	17,850	SH		SOLE		0	0	17,850
Annaly Capital M	COM	035710409	130	13,200	SH		DFND		13,200	0	0
Apple Inc	COM	037833100	417	2,643	SH		SOLE		0	0	2,643
Apple Inc	COM	037833100	473	3,000	SH		DFND		3,000	0	0
Arkema Sa - Adr	ADR	041232109	351	4,130	SH		DFND		4,130	0	0
Artesian Resource Corp	COM	043113208	2,929	83,998	SH		SOLE		0	0	83,998
Astrazeneca-Adr	ADR	046353108	304	8,000	SH		DFND		8,000	0	0
AT&T Inc	COM	00206R102	177	6,198	SH		SOLE		0	0	6,198
Automatic Data Processing	COM	053015103	194	1,483	SH		SOLE		0	0	1,483
Avalonbay Commun	COM	053484101	226	1,300	SH		DFND		1,300	0	0
Banco Santan-Adr	ADR	05964H105	90	20,162	SH		DFND		20,162	0	0
Bank of America Corporation	COM	060505104	443	17,988	SH		SOLE		0	0	17,988
Beasley Broadcast Grp Inc	COM	074014101	83	22,000	SH		DFND		22,000	0	0
BlackRock Intern l Grth & Inc Common	COM	092524107	2,308	463,489	SH		SOLE		0	0	463,489
Blue Capital Reisurance	COM	G1190F107	77	14,000	SH		DFND		14,000	0	0
Boston Propertie	COM	101121101	163	1,450	SH		DFND		1,450	0	0
Bp Plc-Adr	ADR	055622104	500	13,195	SH		DFND		13,195	0	0
Bridgestone Corp Adr	ADR	108441205	365	19,000	SH		DFND		19,000	0	0
Briggs & Strattn	COM	109043109	131	10,000	SH		DFND		10,000	0	0
Bushveld Minerals Ltd Ord Gbp	COM	G1340T106	72	148,261	SH		SOLE		0	0	148,261
Cal-Maine Foods	COM	128030202	127	3,000	SH		DFND		3,000	0	0
Chase Corp	COM	16150R104	5,288	52,853	SH		SOLE		0	0	52,853
Chevron Corp	COM	166764100	272	2,500	SH		DFND		2,500	0	0
Cimarex Energy Co	COM	171798101	1,881	30,505	SH		SOLE		0	0	30,505
Coca-Cola Co	COM	191216100	371	7,838	SH		SOLE		0	0	7,838
Compania Cervecerias -Adr	ADR	204429104	362	14,401	SH		DFND		14,401	0	0
Connectone Bancorp Inc	COM	20786W107	124	6,700	SH		DFND		6,700	0	0
ConocoPhillips	COM	20825C104	140	2,245	SH		SOLE		0	0	2,245
Consumer Discret Sel Sect SPDR(R) ETF	COM	81369Y407	4,014	40,540	SH		SOLE		0	0	40,540
Consumer Staples Select Sector SPDR(R) ETF	COM	81369Y308	3,138	61,787	SH		SOLE		0	0	61,787
Covanta Holding Corp	COM	22282E102	2,102	156,645	SH		SOLE		0	0	156,645
Crown Castle Int	COM	22822V101	217	2,000	SH		DFND		2,000	0	0
CSX Corp	COM	126408103	4,025	64,777	SH		SOLE		0	0	64,777
CVS Health Corp	COM	126650100	1,245	19,003	SH		SOLE		0	0	19,003
Danske Bank A/S - Adr	ADR	236363206	150	15,000	SH		DFND		15,000	0	0
Dentsply Sirona Inc	COM	24906P109	186	5,000	SH		DFND		5,000	0	0
Diageo Plc-Adr	ADR	25243Q205	397	2,800	SH		DFND		2,800	0	0
Digital Realty	COM	253868103	228	2,141	SH		DFND		2,141	0	0
Douglas Emmett	COM	25960P109	102	3,000	SH		DFND		3,000	0	0
Dowdupont Inc	COM	26078J100	108	2,014	SH		SOLE		0	0	2,014
Duke Energy Corporation	COM	26441C204	195	2,254	SH		SOLE		0	0	2,254
Eastgroup Prop	COM	277276101	110	1,200	SH		DFND		1,200	0	0
Electronic Arts	COM	285512109	158	2,000	SH		DFND		2,000	0	0
Energy Select Sector SPDR(R) ETF	COM	81369Y506	2,205	38,446	SH		SOLE		0	0	38,446
Enterprise Products Partners LP	COM	293792107	1,706	69,387	SH		SOLE		0	0	69,387
Essex Property	COM	297178105	221	900	SH		DFND		900	0	0
Everest Re Group Ltd	COM	G3223R108	2,681	12,311	SH		SOLE		0	0	12,311
Extra Space Stor	COM	30225T102	226	2,500	SH		DFND		2,500	0	0
Exxon Mobil Corporation	COM	30231G102	1,846	27,072	SH		SOLE		0	0	27,072
F N B Corp	COM	302520101	711	72,205	SH		SOLE		0	0	72,205
First Financial Bankshares Inc	COM	32020R109	130	2,252	SH		SOLE		0	0	2,252
First Seismic Corp	COM	336397104	6	101,267	SH		SOLE		0	0	101,267
Fs Bancorp Inc	COM	30263Y104	120	2,791	SH		DFND		2,791	0	0
Genesee & Wyomin	COM	371559105	167	2,250	SH		DFND		2,250	0	0
Gjensidige Forsikring	ADR	37636X101	311	20,000	SH		DFND		20,000	0	0
Gladstone Land Corp	COM	376549101	111	9,700	SH		DFND		9,700	0	0
Glaxosmithkl-Adr	ADR	37733W105	248	6,500	SH		DFND		6,500	0	0
Global Self Storage Inc	COM	37955N106	102	26,000	SH		DFND		26,000	0	0
Gold Fields-Adr	ADR	38059T106	35	10,000	SH		DFND		10,000	0	0
Goldman Sachs ActiveBeta(R) Intl Eq ETF	COM	381430107	5,764	227,289	SH		SOLE		0	0	227,289
Goldman Sachs ActiveBeta(R) US LgCp Eq ETF	COM	381430503	1,810	35,997	SH		SOLE		0	0	35,997
Granite Point Mortgage	COM	38741L107	216	12,000	SH		DFND		12,000	0	0
Group 1 Automoti	COM	398905109	211	4,000	SH		DFND		4,000	0	0
Grupo Aeroportuario - Adr	ADR	40051E202	196	1,300	SH		DFND		1,300	0	0
Grupo Televisa - Adr	ADR	40049J206	189	15,000	SH		DFND		15,000	0	0
Halliburton Co	COM	406216101	159	6,000	SH		DFND		6,000	0	0
Hannon Armstrong	COM	41068X100	145	7,600	SH		DFND		7,600	0	0
Harleysville Financial	COM	41284E100	202	8,675	SH		DFND		8,675	0	0
Hdfc Bank Ltd - Adr	ADR	40415F101	414	4,000	SH		DFND		4,000	0	0
Host Hotels & Re	COM	44107P104	129	7,717	SH		DFND		7,717	0	0
Ing Groep-Adr	ADR	456837103	107	10,000	SH		DFND		10,000	0	0
Ingles Markets Inc	COM	457030104	2,363	86,807	SH		SOLE		0	0	86,807
Inseego Corp	COM	45782B104	50	12,000	SH		SOLE		0	0	12,000
Intercontinental Hotels	ADR	45857P707	236	4,319	SH		DFND		4,319	0	0
International Business Machines Corp	COM	459200101	161	1,417	SH		SOLE		0	0	1,417
Invesco China Real Estate	COM	46138E602	207	8,500	SH		DFND		8,500	0	0
Invesco S&P 500(R) Eq Weight HC ETF	COM	46137V332	3,709	20,890	SH		SOLE		0	0	20,890
Invesco S&P 500(R) Equal Weight ETF	COM	46137V357	3,229	35,331	SH		SOLE		0	0	35,331
Invesco S&P Global Water Index ETF	COM	46138E263	1,767	56,729	SH		SOLE		0	0	56,729
Iron Mountain Inc.	COM	46284V101	233	7,200	SH		DFND		7,200	0	0
iShares Cohen & Steers REIT	COM	464287564	2,336	24,408	SH		SOLE		0	0	24,408
iShares Core S&P Mid-Cap	COM	464287507	3,434	20,681	SH		SOLE		0	0	20,681
iShares Global Healthcare	COM	464287325	3,299	58,226	SH		SOLE		0	0	58,226
iShares Global Tech ETF	COM	464287291	1,599	11,100	SH		SOLE		0	0	11,100
iShares MSCI EAFE	COM	464287465	870	14,798	SH		SOLE		0	0	14,798
iShares MSCI EAFE Small-Cap	COM	464288273	3,402	65,659	SH		SOLE		0	0	65,659
iShares MSCI EMU	COM	464286608	2,903	82,792	SH		SOLE		0	0	82,792
iShares MSCI Japan	COM	46434G822	1,260	24,850	SH		SOLE		0	0	24,850
Ishares Msci Japan Index	COM	46434G822	101	2,000	SH		DFND		2,000	0	0
iShares MSCI USA Minimum Volatility	COM	46429B697	162	3,085	SH		SOLE		0	0	3,085
iShares Russell 1000	COM	464287622	2,839	20,469	SH		SOLE		0	0	20,469
iShares Russell 2000	COM	464287655	968	7,231	SH		SOLE		0	0	7,231
iShares Russell Mid-Cap	COM	464287499	1,954	42,043	SH		SOLE		0	0	42,043
iShares Select Dividend	COM	464287168	3,133	35,085	SH		SOLE		0	0	35,085
James Hardie Ind Plc Adr	ADR	47030M106	294	25,000	SH		DFND		25,000	0	0
Jernigan Capital Inc	COM	476405105	109	5,500	SH		DFND		5,500	0	0
JH Financial Opportunities Common	COM	409735206	2,746	98,328	SH		SOLE		0	0	98,328
JHancock Multifactor Large Cap ETF	COM	47804J107	910	28,380	SH		SOLE		0	0	28,380
Johnson & Johnson	COM	478160104	2,389	18,510	SH		SOLE		0	0	18,510
Kajima Corp - Adr	ADR	483111209	130	10,000	SH		DFND		10,000	0	0
Kvh Industries	COM	482738101	309	30,000	SH		DFND		30,000	0	0
Ladder Capital Corp	COM	505743104	140	9,034	SH		DFND		9,034	0	0
Lend Lease Corp Ltd - Adr	ADR	526023205	96	11,900	SH		DFND		11,900	0	0
Lennox Intl Inc	COM	526107107	372	1,700	SH		DFND		1,700	0	0
Lowe s Companies Inc	COM	548661107	1,999	21,646	SH		SOLE		0	0	21,646
Lowe'S Cos Inc	COM	548661107	240	2,600	SH		DFND		2,600	0	0
Market Vectors Africa	COM	92189F866	183	9,295	SH		DFND		9,295	0	0
MetLife Inc	COM	59156R108	1,411	34,375	SH		SOLE		0	0	34,375
Microsoft Corp	COM	594918104	203	2,000	SH		SOLE		0	0	2,000
Miller Ind Inc/Tenn	COM	600551204	486	18,000	SH		DFND		18,000	0	0
National Retail	COM	637417106	194	4,000	SH		DFND		4,000	0	0
National Western Life Insurance	COM	638517102	3,259	10,838	SH		SOLE		0	0	10,838
Nestle-Adr (Reg)	ADR	641069406	466	5,750	SH		DFND		5,750	0	0
Netapp Inc	COM	64110D104	537	9,000	SH		DFND		9,000	0	0
New Residential Invmt	COM	64828T201	142	10,000	SH		DFND		10,000	0	0
Nice Systems-Adr	ADR	653656108	595	5,500	SH		DFND		5,500	0	0
Nidec Corp-Adr	ADR	654090109	421	15,000	SH		DFND		15,000	0	0
Norfolk Southern	COM	655844108	523	3,500	SH		DFND		3,500	0	0
Northwest Natural Hldg Co	COM	66765N105	181	3,000	SH		DFND		3,000	0	0
Novartis AG	COM	66987V109	2,009	23,417	SH		SOLE		0	0	23,417
Nvr Inc	COM	62944T105	122	50	SH		DFND		50	0	0
Old Republic International Corp	COM	680223104	1,375	66,826	SH		SOLE		0	0	66,826
Orbcomm Inc	COM	68555P100	165	20,000	SH		DFND		20,000	0	0
Pearson Plc	ADR	705015105	239	20,000	SH		DFND		20,000	0	0
Pebblebrook Hotel Trust	COM	70509V100	142	5,000	SH		DFND		5,000	0	0
Phillips 66 Com	COM	718546104	1,375	15,958	SH		SOLE		0	0	15,958
Porsche Automobil Hldg	ADR	73328P106	87	15,000	SH		DFND		15,000	0	0
Procter & Gamble	COM	742718109	322	3,500	SH		DFND		3,500	0	0
Prologis Inc	COM	74340W103	117	2,000	SH		DFND		2,000	0	0
Qualcomm Inc	COM	747525103	294	5,160	SH		SOLE		0	0	5,160
Regions Financial Corp	COM	7591EP100	241	18,000	SH		DFND		18,000	0	0
RGC Resources	COM	74955L103	1,017	33,944	SH		SOLE		0	0	33,944
Roche Hldgs-Adr	ADR	771195104	373	12,000	SH		DFND		12,000	0	0
Royce Micro Cap Trust Common	COM	780915104	2,369	319,302	SH		SOLE		0	0	319,302
Royce Value Trust Common	COM	780910105	132	11,213	SH		SOLE		0	0	11,213
Ryman Hospitality Prop	COM	78377T107	202	3,024	SH		DFND		3,024	0	0
Sba Communications Corp	COM	78410G104	324	2,000	SH		DFND		2,000	0	0
Schwab Emerging Markets Equity ETF(TM)	COM	808524706	257	10,910	SH		SOLE		0	0	10,910
Schwab Fundamental US Large Company ETF	COM	808524771	1,777	52,302	SH		SOLE		0	0	52,302
Schwab International Equity ETF(TM)	COM	808524805	1,039	36,647	SH		SOLE		0	0	36,647
Schwab US Mid-Cap ETF(TM)	COM	808524508	1,242	25,912	SH		SOLE		0	0	25,912
Schwab US Small-Cap ETF(TM)	COM	808524607	1,173	19,324	SH		SOLE		0	0	19,324
Shoprite Holdings - Adr	ADR	82510E209	319	24,000	SH		DFND		24,000	0	0
Siemens Ag-Adr	ADR	826197501	393	7,000	SH		DFND		7,000	0	0
Skyworks Solutio	COM	83088M102	268	4,000	SH		DFND		4,000	0	0
Sl Green Realty	COM	78440X101	215	2,720	SH		DFND		2,720	0	0
Sony Corp Adr	ADR	835699307	241	5,000	SH		DFND		5,000	0	0
Sony Corp Adr	ADR	835699307	145	3,000	SH		DFND		3,000	0	0
SPDR(R) S&P MidCap 400 ETF	COM	78467Y107	418	1,380	SH		SOLE		0	0	1,380
Stag Industrial Inc	COM	85254J102	149	6,000	SH		DFND		6,000	0	0
Standard Bank Group - Adr	ADR	853118206	112	8,800	SH		DFND		8,800	0	0
Store Capital	COM	862121100	215	7,600	SH		DFND		7,600	0	0
Stryker Corporation	COM	863667101	2,514	16,040	SH		SOLE		0	0	16,040
Summit Hotel Properties	COM	866082100	114	11,700	SH		DFND		11,700	0	0
Summit Materials, Inc.	COM	86614U100	106	8,535	SH		DFND		8,535	0	0
Texas Instruments Inc	COM	882508104	236	2,500	SH		SOLE		0	0	2,500
Thermo Fisher	COM	883556102	448	2,000	SH		DFND		2,000	0	0
Toll Brothers	COM	889478103	148	4,500	SH		DFND		4,500	0	0
Toyota Motor -Spon Adr	ADR	892331307	116	1,000	SH		DFND		1,000	0	0
Twenty-First Century Fox Inc	COM	90130A101	567	11,788	SH		SOLE		0	0	11,788
Tyson Foods Inc	COM	902494103	1,128	21,133	SH		SOLE		0	0	21,133
UDR Inc	COM	902653104	394	9,951	SH		SOLE		0	0	9,951
Umpqua Holdings	COM	904214103	127	8,000	SH		DFND		8,000	0	0
Unilever Nv-Nys	ADR	904784709	484	9,000	SH		DFND		9,000	0	0
United Therapeut	COM	91307C102	299	2,750	SH		DFND		2,750	0	0
Valmont Industries Inc	COM	920253101	2,609	23,514	SH		SOLE		0	0	23,514
Vanguard Energy ETF	COM	92204A306	164	2,130	SH		SOLE		0	0	2,130
Vanguard FTSE Developed Markets ETF	COM	921943858	7,214	194,444	SH		SOLE		0	0	194,444
Vanguard FTSE Emerging Markets ETF	COM	922042858	836	21,935	SH		SOLE		0	0	21,935
Vanguard High Dividend Yield ETF	COM	921946406	791	10,138	SH		SOLE		0	0	10,138
Vanguard Information Technology ETF	COM	92204A702	7,258	43,504	SH		SOLE		0	0	43,504
Vanguard S&P 500 ETF	COM	922908363	301	1,310	SH		SOLE		0	0	1,310
Ventas Inc	COM	92276F100	161	2,750	SH		DFND		2,750	0	0
Verizon Communications Inc	COM	92343V104	204	3,631	SH		SOLE		0	0	3,631
Visa Inc Class A	COM	92826C839	239	1,811	SH		SOLE		0	0	1,811
Voya Asia Pacific High Dividend Eq Inc	COM	92912J102	1,315	154,120	SH		SOLE		0	0	154,120
Voya Financial Inc	COM	929089100	1,986	49,485	SH		SOLE		0	0	49,485
Washington Reit	COM	939653101	138	6,000	SH		DFND		6,000	0	0
Wells Fargo & Co	COM	949746101	192	4,161	SH		DFND		4,161	0	0
Weyerhaeuser Co	COM	962166104	109	5,000	SH		DFND		5,000	0	0
Williams Companies Inc	COM	969457100	1,083	49,110	SH		SOLE		0	0	49,110
Wp Carey Inc	COM	92936U109	292	4,470	SH		DFND		4,470	0	0
Wpx Energy Inc	COM	98212B103	260	22,944	SH		SOLE		0	0	22,944