Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | Loans and Allowance for Loan Losses Loans consisted of the following segments as of December 31, 2016 and 2015 . 2016 2015 Commercial $ 334,014 $ 349,051 Real estate: Construction, land and land development 205,610 174,602 1-4 family residential first mortgages 47,184 51,370 Home equity 18,057 21,749 Commercial 788,000 644,176 Consumer and other loans 8,355 6,801 1,401,220 1,247,749 Net unamortized fees and costs (1,350 ) (1,061 ) $ 1,399,870 $ 1,246,688 The loan portfolio included $911,067 and $744,450 of fixed rate loans and $490,153 and $503,299 of variable rate loans as of December 31, 2016 and 2015 , respectively. Real estate loans of approximately $680,000 and $590,000 were pledged as security for FHLB advances as of December 31, 2016 and 2015 , respectively. The Company has had, and may be expected to have in the future, banking transactions in the ordinary course of business with directors, executive officers, their immediate families, and affiliated companies in which they are principal stockholders or executive officers (commonly referred to as related parties), all of which have been originated, in the opinion of management, on the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with unrelated parties. Loan transactions with related parties were as follows for the years ended December 31, 2016 and 2015 . 2016 2015 Balance, beginning of year $ 138,706 $ 129,780 New loans 60,712 37,049 Repayments (7,721 ) (28,123 ) Balance, end of year $ 191,697 $ 138,706 The following table presents the TDR loans by segment as of December 31, 2016 and 2015 . 2016 2015 Troubled debt restructured loans (1) : Commercial $ 91 $ 102 Real estate: Construction, land and land development — 60 1-4 family residential first mortgages — 86 Home equity — — Commercial 335 445 Consumer and other loans — — Total troubled debt restructured loans $ 426 $ 693 (1) There were two TDR loans as of December 31, 2016 and three TDR loans as of December 31, 2015 , with balances of $426 and $613 , respectively, included in the nonaccrual category. There were no loan modifications considered to be TDR that occurred during the year ended December 31, 2016 , three loan modifications considered to be TDR that occurred during the year ended December 31, 2015 , and no loan modifications considered to be TDR that occurred during the year ended December 31, 2014 . The pre- and post-modification recorded investment in TDR loans that have occurred during the years ended December 31, 2016 , 2015 and 2014 , totaled $0 , $149 and $0 , respectively. The financial impact of charge-offs or specific reserves for these modified loans was immaterial. The recorded investment in TDR loans that have been modified within the twelve months ended December 31, 2016 , 2015 and 2014 , which have subsequently had a payment default, totaled $0 , $110 and $0 , respectively. A TDR loan is considered to have a payment default when it is past due 30 days or more. The following table summarizes the recorded investment in impaired loans by segment, broken down by loans with no related allowance and loans with a related allowance and the amount of that allowance as of December 31, 2016 and 2015 . December 31, 2016 December 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial $ 35 $ 35 $ — $ — $ — $ — Real estate: Construction, land and land development — — — 60 663 — 1-4 family residential first mortgages 108 108 — 352 360 — Home equity 41 41 — — — — Commercial 335 335 — 482 482 — Consumer and other — — — — — — 519 519 — 894 1,505 — With an allowance recorded: Commercial 91 91 91 142 142 142 Real estate: Construction, land and land development — — — — — — 1-4 family residential first mortgages — — — — — — Home equity 276 276 276 270 270 270 Commercial 136 136 136 155 155 155 Consumer and other — — — — — — 503 503 503 567 567 567 Total: Commercial 126 126 91 142 142 142 Real estate: Construction, land and land development — — — 60 663 — 1-4 family residential first mortgages 108 108 — 352 360 — Home equity 317 317 276 270 270 270 Commercial 471 471 136 637 637 155 Consumer and other — — — — — — Total impaired loans $ 1,022 $ 1,022 $ 503 $ 1,461 $ 2,072 $ 567 The balance of impaired loans at December 31, 2016 was composed of loans to 10 different borrowers, and the balance of impaired loans at December 31, 2015 was composed of loans to 13 different borrowers. As of December 31, 2016 , $946 of total impaired loans to 7 of the borrowers were also considered impaired as of December 31, 2015 . The Company has no commitments to advance additional funds on any of the impaired loans. The following table summarizes the average recorded investment and interest income recognized on impaired loans by segment for the years ended December 31, 2016 , 2015 and 2014 . December 31, 2016 December 31, 2015 December 31, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial $ 3 $ — $ 116 $ — $ 271 $ — Real estate: Construction, land and land development 8 — 259 10 397 15 1-4 family residential first mortgages 212 1 311 1 355 7 Home equity 3 — — — 7 — Commercial 393 — 952 — 674 6 Consumer and other — — 2 — — — 619 1 1,640 11 1,704 28 With an allowance recorded: Commercial 127 — 204 2 544 11 Real estate: Construction, land and land development — — 190 6 1,423 66 1-4 family residential first mortgages — — — — 144 — Home equity 263 — 237 — 125 — Commercial 145 — 164 — 54 — Consumer and other — — — — — — 535 — 795 8 2,290 77 Total: Commercial 130 — 320 2 815 11 Real estate: Construction, land and land development 8 — 449 16 1,820 81 1-4 family residential first mortgages 212 1 311 1 499 7 Home equity 266 — 237 — 132 — Commercial 538 — 1,116 — 728 6 Consumer and other — — 2 — — — Total impaired loans $ 1,154 $ 1 $ 2,435 $ 19 $ 3,994 $ 105 Interest income forgone on impaired loans was $72 , $128 and $136 , respectively, during the years ended December 31, 2016 , 2015 and 2014 . The following tables provide an analysis of the payment status of the recorded investment in loans as of December 31, 2016 and 2015 . December 31, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Nonaccrual Loans Total Loans Commercial $ 109 $ — $ — $ 109 $ 333,779 $ 126 $ 334,014 Real estate: Construction, land and land development — — — — 205,610 — 205,610 1-4 family residential first mortgages 64 — — 64 47,012 108 47,184 Home equity — — — — 17,740 317 18,057 Commercial — — — — 787,529 471 788,000 Consumer and other — — — — 8,355 — 8,355 Total $ 173 $ — $ — $ 173 $ 1,400,025 $ 1,022 $ 1,401,220 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Nonaccrual Loans Total Loans Commercial $ 1 $ 38 $ — $ 39 $ 348,870 $ 142 $ 349,051 Real estate: Construction, land and land development — — — — 174,602 — 174,602 1-4 family residential first mortgages 317 — — 317 50,721 332 51,370 Home equity — — — — 21,479 270 21,749 Commercial — — — — 643,539 637 644,176 Consumer and other — — — — 6,801 — 6,801 Total $ 318 $ 38 $ — $ 356 $ 1,246,012 $ 1,381 $ 1,247,749 The following tables show the recorded investment in loans by credit quality indicator and loan segment as of December 31, 2016 and 2015 . December 31, 2016 Pass Watch Substandard Doubtful Total Commercial $ 329,366 $ 3,303 $ 1,345 $ — $ 334,014 Real estate: Construction, land and land development 204,572 — 1,038 — 205,610 1-4 family residential first mortgages 46,278 798 108 — 47,184 Home equity 17,646 — 411 — 18,057 Commercial 769,010 18,392 598 — 788,000 Consumer and other 8,355 — — — 8,355 Total $ 1,375,227 $ 22,493 $ 3,500 $ — $ 1,401,220 December 31, 2015 Pass Watch Substandard Doubtful Total Commercial $ 344,650 $ 2,936 $ 1,465 $ — $ 349,051 Real estate: Construction, land and land development 173,373 — 1,229 — 174,602 1-4 family residential first mortgages 50,375 517 478 — 51,370 Home equity 21,401 68 280 — 21,749 Commercial 619,608 22,977 1,591 — 644,176 Consumer and other 6,786 — 15 — 6,801 Total $ 1,216,193 $ 26,498 $ 5,058 $ — $ 1,247,749 All loans are subject to the assessment of a credit quality indicator. Risk ratings are assigned for each loan at the time of approval, and they change as circumstances dictate during the term of the loan. The Company utilizes a 9-point risk rating scale as shown below, with ratings 1 - 5 included in the Pass column, rating 6 included in the Watch column, ratings 7 - 8 included in the Substandard column, and rating 9 included in the Doubtful column. All loans classified as impaired that are included in the specific evaluation of the allowance for loan losses are included in the Substandard column along with all other loans with ratings of 7 - 8. Risk rating 1: The loan is secured by cash equivalent collateral. Risk rating 2: The loan is secured by properly margined marketable securities, bonds or cash surrender value of life insurance. Risk rating 3: The borrower is in strong financial condition and has strong debt service capacity. The loan is performing as agreed, and the financial characteristics and trends of the borrower exceed industry statistics. Risk rating 4: The borrower's financial condition is satisfactory and stable. The borrower has satisfactory debt service capacity, and the loan is well secured. The loan is performing as agreed, and the financial characteristics and trends fall in line with industry statistics. Risk rating 5: The borrower's financial condition is less than satisfactory. The loan is still generally paying as agreed, but strained cash flow may cause some slowness in payments. The collateral values adequately preclude loss on the loan. Financial characteristics and trends lag industry statistics. There may be noncompliance with loan covenants. Risk rating 6: The borrower's financial condition is deficient. Payment delinquencies may be more common. Collateral values still protect from loss, but margins are narrow. The loan may be reliant on secondary sources of repayment, including liquidation of collateral and guarantor support. Risk rating 7: The loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Well-defined weaknesses exist that jeopardize the liquidation of the debt. The Company is inadequately protected by the valuation or paying capacity of the collateral pledged. If deficiencies are not corrected, there is a distinct possibility that a loss will be sustained. Risk rating 8: All the characteristics of rating 7 exist with the added condition that the loan is past due more than 90 days or there is reason to believe the Company will not receive its principal and interest according to the terms of the loan agreement. Risk rating 9: All the weaknesses inherent in risk ratings 7 and 8 exist with the added condition that collection or liquidation, on the basis of currently known facts, conditions and values, is highly questionable and improbable. A loan reaching this category would most likely be charged off. Credit quality indicators for all loans and the Company's risk rating process are dynamic and updated on a continuous basis. Risk ratings are updated as circumstances that could affect the repayment of an individual loan are brought to management's attention through an established monitoring process. Individual lenders initiate changes as appropriate for ratings 1 through 5, and changes for ratings 6 through 9 are initiated via communications with management. The likelihood of loss increases as the risk rating increases and is generally preceded by a loan appearing on the Watch List, which consists of all loans with a risk rating of 6 or worse. Written action plans with firm target dates for resolution of identified problems are maintained and reviewed on a quarterly basis for all segments of criticized loans. In addition to the Company's internal credit monitoring practices and procedures, an outsourced independent credit review function is in place to further assess assigned internal risk classifications and monitor compliance with internal lending policies and procedures. In all portfolio segments, the primary risks are that a borrower's income stream diminishes to the point that it is not able to make scheduled principal and interest payments and any collateral securing the loan declines in value. The risk of declining collateral values is present for most types of loans. Commercial loans consist primarily of loans to businesses for various purposes, including revolving lines to finance current operations, inventory and accounts receivable, and capital expenditure loans to finance equipment and other fixed assets. These loans generally have short maturities, have either adjustable or fixed interest rates, and are either unsecured or secured by inventory, accounts receivable and/or fixed assets. For commercial loans, the primary source of repayment is from the operation of the business. Real estate loans include various types of loans for which the Company holds real property as collateral, and consist of loans on commercial properties and single and multifamily residences. Real estate loans are typically structured to mature or reprice every 5 years with payments based on amortization periods up to 30 years. The majority of construction loans are to contractors and developers for construction of commercial buildings or residential real estate. These loans typically have maturities up to 24 months. The Company's loan policy includes minimum appraisal and other credit guidelines. Consumer loans include loans extended to individuals for household, family and other personal expenditures not secured by real estate. The majority of the Company's consumer lending is for vehicles, consolidation of personal debts and household improvements. The repayment source for consumer loans, including 1-4 family residential and home equity loans, is typically wages. The following tables detail changes in the allowance for loan losses by segment for the years ended December 31, 2016 , 2015 and 2014 . 2016 Real Estate Commercial Construction and Land 1-4 Family Residential Home Equity Commercial Consumer and Other Total Beginning balance $ 4,369 $ 2,338 $ 508 $ 481 $ 7,254 $ 17 $ 14,967 Charge-offs (125 ) (141 ) (93 ) — — (47 ) (406 ) Recoveries 218 217 59 36 13 8 551 Provision (1) (581 ) 225 (157 ) (39 ) 1,430 122 1,000 Ending balance $ 3,881 $ 2,639 $ 317 $ 478 $ 8,697 $ 100 $ 16,112 2015 Real Estate Commercial Construction and Land 1-4 Family Residential Home Equity Commercial Consumer and Other Total Beginning balance $ 4,415 $ 2,151 $ 466 $ 534 $ 6,013 $ 28 $ 13,607 Charge-offs (408 ) — (23 ) (2 ) — (6 ) (439 ) Recoveries 579 250 7 87 12 14 949 Provision (1) (217 ) (63 ) 58 (138 ) 1,229 (19 ) 850 Ending balance $ 4,369 $ 2,338 $ 508 $ 481 $ 7,254 $ 17 $ 14,967 2014 Real Estate Commercial Construction and Land 1-4 Family Residential Home Equity Commercial Consumer and Other Total Beginning balance $ 4,199 $ 3,032 $ 613 $ 403 $ 5,485 $ 59 $ 13,791 Charge-offs (836 ) — (131 ) (138 ) (112 ) — (1,217 ) Recoveries 116 8 45 99 11 4 283 Provision (1) 936 (889 ) (61 ) 170 629 (35 ) 750 Ending balance $ 4,415 $ 2,151 $ 466 $ 534 $ 6,013 $ 28 $ 13,607 (1) The negative provisions for the various segments are either related to the decline in outstanding balances in each of those portfolio segments during the time periods disclosed and/or improvement in the credit quality factors related to those portfolio segments. The following tables show a breakdown of the allowance for loan losses disaggregated on the basis of impairment analysis method by segment as of December 31, 2016 and 2015 . December 31, 2016 Real Estate Commercial Construction and Land 1-4 Family Residential Home Equity Commercial Consumer and Other Total Ending balance: Individually evaluated for impairment $ 91 $ — $ — $ 276 $ 136 $ — $ 503 Collectively evaluated for impairment 3,790 2,639 317 202 8,561 100 15,609 Total $ 3,881 $ 2,639 $ 317 $ 478 $ 8,697 $ 100 $ 16,112 December 31, 2015 Real Estate Commercial Construction and Land 1-4 Family Residential Home Equity Commercial Consumer and Other Total Ending balance: Individually evaluated for impairment $ 142 $ — $ — $ 270 $ 155 $ — $ 567 Collectively evaluated for impairment 4,227 2,338 508 211 7,099 17 14,400 Total $ 4,369 $ 2,338 $ 508 $ 481 $ 7,254 $ 17 $ 14,967 The following tables show the recorded investment in loans, exclusive of unamortized fees and costs, disaggregated on the basis of impairment analysis method by segment as of December 31, 2016 and 2015 . December 31, 2016 Real Estate Commercial Construction and Land 1-4 Family Residential Home Equity Commercial Consumer and Other Total Ending balance: Individually evaluated for impairment $ 126 $ — $ 108 $ 317 $ 471 $ — $ 1,022 Collectively evaluated for impairment 333,888 205,610 47,076 17,740 787,529 8,355 1,400,198 Total $ 334,014 $ 205,610 $ 47,184 $ 18,057 $ 788,000 $ 8,355 $ 1,401,220 December 31, 2015 Real Estate Commercial Construction and Land 1-4 Family Residential Home Equity Commercial Consumer and Other Total Ending balance: Individually evaluated for impairment $ 142 $ 60 $ 352 $ 270 $ 637 $ — $ 1,461 Collectively evaluated for impairment 348,909 174,542 51,018 21,479 643,539 6,801 1,246,288 Total $ 349,051 $ 174,602 $ 51,370 $ 21,749 $ 644,176 $ 6,801 $ 1,247,749 |