Plumas Bancorp (PLBC) 10-Q3 Aug 162016 Q2 Quarterly reportFinancial data

Company Profile

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
Document And Entity Information - shares	Jun. 30, 2016	Aug. 01, 2016
Document Information [Line Items]
Entity Registrant Name	Plumas Bancorp
Entity Central Index Key	1,168,455
Trading Symbol	plbc
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		4,861,635
Document Type	10-Q
Document Period End Date	Jun. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2
Amendment Flag	false

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
us-gaap_AssetsAbstract
Cash and cash equivalents	$ 40,965	$ 68,195
Investment securities available for sale	99,426	96,704
Loans, less allowance for loan losses of $6,430 at June 30, 2016 and $6,078 at December 31, 2015	426,679	396,833
Real estate acquired through foreclosure	2,817	1,756
Premises and equipment, net	12,097	12,234
Bank owned life insurance	12,358	12,187
Accrued interest receivable and other assets	9,700	11,377
Total assets	604,042	599,286
Deposits:
Non-interest bearing	210,262	209,044
Interest bearing	324,372	318,232
Total deposits	534,634	527,276
Repurchase agreements	3,894	7,671
Note payable.	2,625	4,875
Accrued interest payable and other liabilities	6,167	6,658
Junior subordinated deferrable interest debentures	10,310	10,310
Total liabilities	557,630	556,790
Shareholders equity:
Common stock, no par value; 22,500,000 shares authorized; issued and outstanding – 4,861,635 shares at June 30, 2016 and 4,835,432 at December 31, 2015	5,746	6,475
Retained earnings	39,473	36,063
Accumulated other comprehensive income (loss), net	1,193	(42)
Total shareholders’ equity	46,412	42,496
Total liabilities and shareholders’ equity	$ 604,042	$ 599,286

Condensed Consolidated Balance3

Condensed Consolidated Balance Sheets (Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Allowance for loan losses	$ 6,430	$ 6,078
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	22,500,000	22,500,000
Common stock, shares issued (in shares)	4,861,635	4,835,432
Common stock, shares outstanding (in shares)	4,861,635	4,835,432

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Interest Income:
Interest and fees on loans	$ 5,553	$ 5,148	$ 11,009	$ 10,090
Interest on investment securities	473	418	945	816
Other	51	28	123	64
Total interest income	6,077	5,594	12,077	10,970
Interest Expense:
Interest on deposits	130	125	262	249
Interest on note payable	31	44	76	55
Interest on subordinated debenture		32		219
Interest on junior subordinated deferrable interest debentures	85	75	169	150
Other	1	1	2	3
Total interest expense	247	277	509	676
Net interest income before provision for loan losses	5,830	5,317	11,568	10,294
Provision for Loan Losses	200	300	400	600
Net interest income after provision for loan losses	5,630	5,017	11,168	9,694
Non-Interest Income:
Service charges	1,034	1,006	1,965	1,945
Gain on sale of loans	559	317	892	974
(Loss) gain on sale of investments			(32)	30
Other	462	499	882	918
Total non-interest income	2,055	1,822	3,707	3,867
Non-Interest Expenses:
Salaries and employee benefits	2,558	2,426	5,166	5,144
Occupancy and equipment	677	680	1,384	1,380
Other	1,445	1,523	2,763	2,811
Total non-interest expenses	4,680	4,629	9,313	9,335
Income before provision for income taxes	3,005	2,210	5,562	4,226
Provision for Income Taxes	1,168	855	2,152	1,656
Net income	$ 1,837	$ 1,355	$ 3,410	$ 2,570
Basic earnings per share (in dollars per share)	$ 0.38	$ 0.28	$ 0.70	$ 0.53
Diluted earnings per share (in dollars per share)	$ 0.36	$ 0.27	$ 0.67	$ 0.51

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Net income	$ 1,837	$ 1,355	$ 3,410	$ 2,570
Other comprehensive income (loss) :
Change in net unrealized gain	681	(832)	2,072	(179)
Less: reclassification adjustments for net losses (gains) included in net income			32	(30)
Net unrealized holding gains (losses)	681	(832)	2,104	(209)
Related tax effect:
Change in net unrealized gain	(281)	343	(856)	74
Reclassification of net (losses) gains included in net income			(13)	12
Income tax effect	(281)	343	(869)	86
Other comprehensive (loss) income	400	(489)	1,235	(123)
Total comprehensive income	$ 2,237	$ 866	$ 4,645	$ 2,447

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash Flows from Operating Activities:
Net income	$ 3,410,000	$ 2,570,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for Loan Losses	400,000	600,000
Change in deferred loan origination costs/fees, net	(78,000)	(279,000)
Depreciation and amortization	538,000	618,000
Stock-based compensation expense	55,000	41,000
Loss (gain) on sale of Investments	32,000	(30,000)
Amortization of investment security premiums	320,000	248,000
Gain on sale of OREO and other vehicles	(6,000)	(42,000)
Gain on sale of loans held for sale	(892,000)	(974,000)
Loans originated for sale	(14,863,000)	(16,530,000)
Proceeds from loan sales	15,307,000	13,971,000
Provision from change in OREO valuation	9,000	43,000
Earnings on bank-owned life insurance	(171,000)	(170,000)
Decrease (increase) in accrued interest receivable and other assets	997,000	(290,000)
Decrease in accrued interest payable and other liabilities	(491,000)	(111,000)
Net cash provided by (used in) operating activities	4,567,000	(335,000)
Cash Flows from Investing Activities:
Proceeds from principal repayments from available-for-sale government-sponsored mortgage-backed securities	5,973,000	5,780,000
Proceeds from matured and called available-for-sale investment securities	1,000,000	1,000,000
Purchases of available-for-sale securities	(22,529,000)	(13,994,000)
Proceeds from sale of available-for-sale securities	14,589,000	6,669,000
Net increase in loans	(31,269,000)	(19,427,000)
Proceeds from sale of OREO	92,000	834,000
Proceeds from sale of other vehicles	164,000	128,000
Purchase of premises and equipment	(375,000)	(1,202,000)
Net cash used in investing activities	(32,355,000)	(20,212,000)
Cash Flows from Financing Activities:
Net increase in demand, interest bearing and savings deposits	8,520,000	28,915,000
Net decrease in time deposits	(1,162,000)	(3,438,000)
Redemption of subordinated debenture		(7,500,000)
Borrowing on note payable		4,000,000
Principal payment on note payable	(2,250,000)
Net decrease in securities sold under agreements to repurchase	(3,777,000)	(5,711,000)
Repurchase of common stock warrant	(862,000)
Proceeds from exercise of stock options	89,000	40,000
Net cash provided by financing activities	558,000	16,306,000
Decrease in cash and cash equivalents	(27,230,000)	(4,241,000)
Cash and Cash Equivalents at Beginning of Year	68,195,000	45,574,000
Cash and Cash Equivalents at End of Period	40,965,000	41,333,000
Cash paid during the period for:
Interest expense	509,000	596,000
Income taxes	2,500,000	2,295,000
Non-Cash Investing Activities:
Real estate and vehicles acquired through foreclosure	1,301,000	412,000
Common stock retired in connection with the exercise of stock options		$ 32,000

Note 1 - General

Note 1 - General	6 Months Ended
Note 1 - General	Jun. 30, 2016
Notes to Financial Statements
Nature of Operations [Text Block]	1. GENERAL During 2002, Plumas Bancorp (the "Company") was incorporated as a bank holding company for the purpose of acquiring Plumas Bank (the "Bank") in a one bank holding company reorganization. This corporate structure gives the Company and the Bank greater flexibility in terms of operation, expansion and diversification. The Company formed Plumas Statutory Trust I ("Trust I") for the sole purpose of issuing trust preferred securities on September 26, 2002. The Company formed Plumas Statutory Trust II ("Trust II") for the sole purpose of issuing trust preferred securities on September 28, 2005. The Bank operates eleven branches in California, including branches in Alturas, Chester, Fall River Mills, Greenville, Kings Beach, Portola, Quincy, Redding, Susanville, Tahoe City, and Truckee. In December, 2015 the Bank opened a Branch in Reno, Nevada; it’s first Branch outside of California. The Bank’s administrative headquarters is in Quincy, California. In addition, the Bank operates lending offices specializing in government-guaranteed lending in Auburn, California, Scottsdale, Arizona and Seattle, Washington and commercial/agricultural lending offices in Chico, California and Klamath Falls, Oregon. The Bank's primary source of revenue is generated from providing loans to customers who are predominately small and middle market businesses and individuals residing in the surrounding areas.

Note 2 - Condensed Consolidated

Note 2 - Condensed Consolidated Financial Statements	6 Months Ended
Note 2 - Condensed Consolidated Financial Statements	Jun. 30, 2016
Notes to Financial Statements
Basis of Accounting [Text Block]	2. CONDENSED CONSOLIDATED FINANCIAL STATEMENTS The condensed consolidated financial statements include the accounts of the Company and the accounts of its wholly-owned subsidiary, Plumas Bank. Plumas Statutory Trust I and Plumas Statutory Trust II are not consolidated into the Company’s consolidated financial statements and, accordingly, are accounted for under the equity method. In the opinion of management, the unaudited condensed consolidated financial statements contain all adjustments (consisting of only normal recurring adjustments) necessary to present fairly the Company’s financial position at June 30, 2016 and the results of its operations and its cash flows for the three-month and six-month periods ended June 30, 2016 and 2015. Our condensed consolidated balance sheet at December 31, 2015 is derived from audited financial statements. Certain reclassifications have been made to prior period’s balances to conform to classifications used in 2016. The unaudited condensed consolidated financial statements of the Company have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) for interim reporting on Form 10-Q. Accordingly, certain disclosures normally presented in the notes to the annual consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) have been omitted. The Company believes that the disclosures are adequate to make the information not misleading. These interim financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's 2015 Annual Report to Shareholders on Form 10-K. The results of operations for the three-month and six-month periods ended June 30, 2016 may not necessarily be indicative of future operating results. In preparing such financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the periods reported. Actual results could differ significantly from those estimates. Management has determined that because all of the commercial banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate the Bank branches and report them as a single operating segment. No single customer accounts for more than 10% of the revenues of the Company or the Bank.

Note 3 - Investment Securities

Note 3 - Investment Securities Available for Sale	6 Months Ended
Note 3 - Investment Securities Available for Sale	Jun. 30, 2016
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	3. INVESTMENT SECURITIES AVAILABLE FOR SALE The amortized cost and estimated fair value of investment securities at June 30, 2016 and December 31, 2015 consisted of the following, in thousands: Available-for-Sale June 30, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government-sponsored agencies $ 2,997 $ 6 $ - $ 3,003 U.S. Government-sponsored agencies collateralized by mortgage obligations- residential 70,248 918 (18 ) 71,148 Obligations of states and political subdivisions 24,150 1,125 - 25,275 $ 97,395 $ 2,049 $ (18 ) $ 99,426 Net unrealized gain on available-for-sale investment securities totaling $2,031,000 were recorded, net of $838,000 in tax expense, as accumulated other comprehensive income within shareholders' equity at June 30, 2016. During the six months ended June 30, 2016 the Company sold fourteen available-for-sale investment securities for total proceeds of $14,589,000 recording a $32,000 loss on sale. The Company realized a gain on sale from eight of these securities totaling $48,000 and a loss on sale on six securities of $80,000. No securities were sold during the three months ended June 30, 2016. Available-for-Sale December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government-sponsored agencies $ 1,994 $ - $ (17 ) $ 1,977 U.S. Government-sponsored agencies collateralized by mortgage obligations- residential 72,965 56 (651 ) 72,370 Obligations of states and political subdivisions 21,817 548 (8 ) 22,357 $ 96,776 $ 604 $ (676 ) $ 96,704 Net unrealized loss on available-for-sale investment securities totaling $72,000 were recorded, net of $30,000 in tax benefits, as accumulated other comprehensive income within shareholders' equity at December 31, 2015. During the six months ended June 30, 2015 the Company sold eight available-for-sale investment securities for total proceeds of $6,669,000 recording a $30,000 gain on sale. The Company realized a gain on sale from five of these securities totaling $37,000 and a loss on sale on three securities of $7,000. No securities were sold during the three months ended June 30, 2015. There were no transfers of available-for-sale investment securities during the six months ended June 30, 2016 and twelve months ended December 31, 2015. There were no securities classified as held-to-maturity at June 30, 2016 or December 31, 2015. Investment securities with unrealized losses at June 30, 2016 and December 31, 2015 are summarized and classified according to the duration of the loss period as follows, in thousands: June 30, 2016 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies $ - $ - $ - $ - $ - $ - U.S. Government agencies collateralized by mortgage obligations-residential - - 2,377 $ 18 2,377 18 Obligations of states and political subdivisions - - - - - - $ - $ - $ 2,377 $ 18 $ 2,377 $ 18 December 31, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies $ 1,977 $ 17 $ - $ - $ 1,977 $ 17 U.S. Government agencies collateralized by mortgage obligations-residential 45,398 327 11,880 324 57,278 651 Obligations of states and political subdivisions 1,037 7 160 1 1,197 8 $ 48,412 $ 351 $ 12,040 $ 325 $ 60,452 $ 676 At June 30, 2016, the Company held 155 securities of which 4 were in a loss position. Of the 155 securities 3 are U.S. Government-sponsored agencies 60 are U.S. Government-sponsored agencies collateralized by residential mortgage obligations and 92 were obligations of states and political subdivisions. The unrealized losses relate principally to market rate conditions. All of the securities continue to pay as scheduled. When analyzing an issuer’s financial condition, management considers the length of time and extent to which the market value has been less than cost; the historical and implied volatility of the security; the financial condition of the issuer of the security; and the Company’s intent and ability to hold the security to recovery. As of June 30, 2016, management does not have the intent to sell these securities nor does it believe it is more likely than not that it will be required to sell these securities before the recovery of its amortized cost basis. Based on the Company’s evaluation of the above and other relevant factors, the Company does not believe the securities that are in an unrealized loss position as of June 30, 2016 are other than temporarily impaired. The amortized cost and estimated fair value of investment securities at June 30, 2016 by contractual maturity are shown below, in thousands. Amortized Cost Estimated Fair Value Within one year $ - $ - After one year through five years 1,603 1,621 After five years through ten years 17,872 18,641 After ten years 7,672 8,016 Investment securities not due at a single maturity date: Government-sponsored mortgage-backed securities 70,248 71,148 $ 97,395 $ 99,426 Expected maturities will differ from contractual maturities because the issuers of the securities may have the right to call or prepay obligations with or without call or prepayment penalties. Investment securities with amortized costs totaling $57,948,000 and $62,914,000 and estimated fair values totaling $58,770,000 and $62,483,000 June 30, 2016 and December 31, 2015, respectively, were pledged to secure deposits and repurchase agreements.

Note 4 - Loans and the Allowanc

Note 4 - Loans and the Allowance for Loan Losses	6 Months Ended
Note 4 - Loans and the Allowance for Loan Losses	Jun. 30, 2016
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	4. LOANS AND THE ALLOWANCE FOR LOAN LOSSES Outstanding loans are summarized below, in thousands: June 30, 2016 December 31, 2015 Commercial $ 41,083 $ 37,084 Agricultural 47,069 39,856 Real estate – residential 23,972 25,474 Real estate – commercial 204,477 192,095 Real estate – construction and land development 18,635 16,188 Equity lines of credit 41,088 38,327 Auto 51,386 48,365 Other 3,574 3,582 431,284 400,971 Deferred loan costs, net 1,825 1,940 Allowance for loan losses (6,430 ) (6,078 ) $ 426,679 $ 396,833 Changes in the allowance for loan losses, in thousands, were as follows: June 30, 2016 December 31, 2015 Balance, beginning of year $ 6,078 $ 5,451 Provision charged to operations 400 1,100 Losses charged to allowance (530 ) (827 ) Recoveries 482 354 Balance, end of year $ 6,430 $ 6,078 The recorded investment in impaired loans totaled $5,716,000 and $6,461,000 at June 30, 2016 and December 31, 2015, respectively. The Company had specific allowances for loan losses of $542,000 on impaired loans of $1,778,000 at June 30, 2016 as compared to specific allowances for loan losses of $751,000 on impaired loans of $2,346,000 at December 31, 2015. The balance of impaired loans in which no specific reserves were required totaled $3,938,000 and $4,115,000 at June 30, 2016 and December 31, 2015, respectively. The average recorded investment in impaired loans for the six months ended June 30, 2016 and June 30, 2015 was $5,421,000 and $7,096,000, respectively. The Company recognized $61,000 and $60,000 in interest income for impaired loans during the six months ended June 30, 2016 and 2015, respectively. No interest was recognized on nonaccrual loans accounted for on a cash basis during the six months ended June 30, 2016 and 2015. Included in impaired loans are troubled debt restructurings. A troubled debt restructuring is a formal restructure of a loan where the Company for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower. The concessions may be granted in various forms to include one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. The carrying value of troubled debt restructurings at June 30, 2016 and December 31, 2015 was $4,873,000 and $4,661,000, respectively. The Company has allocated $388,000 and $311,000 of specific reserves on loans to customers whose loan terms have been modified in troubled debt restructurings as of June 30, 2016 and December 31, 2015, respectively. The Company has not committed to lend additional amounts on loans classified as troubled debt restructurings at June 30, 2016 and December 31, 2015. There were no troubled debt restructurings that occurred during the six months ending June 30, 2016 or June 30, 2015. There were no troubled debt restructurings for which there was a payment default within twelve months following the modification during the six months ended June 30, 2016 and 2015, respectively. At June 30, 2016 and December 31, 2015, nonaccrual loans totaled $2,968,000 and $4,546,000, respectively. Interest foregone on nonaccrual loans totaled $106,000 and $220,000 for the six months ended June 30, 2016 and 2015, respectively. Interest foregone on nonaccrual loans totaled $31,000 and $102,000 for the three months ended June 30, 2016 and 2015, respectively. There were no loans past due 90 days or more and on accrual status at June 30, 2016 and December 31, 2015. Salaries and employee benefits totaling $942,000 and $716,000 have been deferred as loan origination costs during the six months ended June 30, 2016 and 2015, respectively. Salaries and employee benefits totaling $569,000 and $399,000 have been deferred as loan origination costs during the three months ended June 30, 2016 and 2015, respectively. The balance of other real estate includes $0 and $84 thousand of foreclosed residential real estate properties recorded as a result of obtaining physical possession of the property as of June 30, 2016 and December 31, 2015, respectively. The recorded investment of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceeds are in process was $65 thousand and $23 thousand as of June 30, 2016 and December 31, 2015, respectively. The Company assigns a risk rating to all loans, with the exception of automobile and other loans and periodically, but not less than annually, performs detailed reviews of all such loans over $100,000 to identify credit risks and to assess the overall collectability of the portfolio. These risk ratings are also subject to examination by independent specialists engaged by the Company and the Company’s regulators. During these internal reviews, management monitors and analyzes the financial condition of borrowers and guarantors, trends in the industries in which borrowers operate and the fair values of collateral securing these loans. These credit quality indicators are used to assign a risk rating to each individual loan. The risk ratings can be grouped into five major categories, defined as follows: Pass Watch Substandard Doubtful Loss The following table shows the loan portfolio allocated by management's internal risk ratings at the dates indicated, in thousands: June 30, 2016 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 39,350 $ 46,744 $ 23,473 $ 200,199 $ 17,552 $ 40,856 $ 368,174 Watch 1,155 279 401 2,254 243 - 4,332 Substandard 578 46 98 2,024 840 232 3,818 Doubtful - - - - - - - Total $ 41,083 $ 47,069 $ 23,972 $ 204,477 $ 18,635 $ 41,088 $ 376,324 December 31, 2015 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 35,508 $ 39,426 $ 25,220 $ 185,739 $ 15,048 $ 37,983 $ 338,924 Watch 883 387 149 2,442 247 - 4,108 Substandard 693 43 105 3,914 893 344 5,992 Doubtful - - - - - - - Total $ 37,084 $ 39,856 $ 25,474 $ 192,095 $ 16,188 $ 38,327 $ 349,024 Consumer Credit Exposure Credit Risk Profile Based on Payment Activity June 30, 2016 Consumer Credit Exposure Credit Risk Profile Based on Payment Activity December 31, 2015 Auto Other Total Auto Other Total Grade: Performing $ 51,306 $ 3,542 $ 54,848 $ 48,300 $ 3,582 $ 51,882 Non-performing 80 32 112 65 - 65 Total $ 51,386 $ 3,574 $ 54,960 $ 48,365 $ 3,582 $ 51,947 The following tables show the allocation of the allowance for loan losses at the dates indicated, in thousands: Six months ended 6/30/16: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Auto Other Total Allowance for Loan Losses Beginning balance $ 639 $ 294 $ 341 $ 2,525 $ 874 $ 528 $ 784 $ 93 $ 6,078 Charge-offs (73 ) - - (252 ) - (23 ) (158 ) (24 ) (530 ) Recoveries 17 - 36 2 329 1 82 15 482 Provision 252 122 (55 ) 190 (320 ) 67 133 11 400 Ending balance $ 835 $ 416 $ 322 $ 2,465 $ 883 $ 573 $ 841 $ 95 $ 6,430 Three months ended 6/30/16: Allowance for Loan Losses Beginning balance $ 637 $ 311 $ 318 $ 2,762 $ 800 $ 524 $ 763 $ 83 $ 6,198 Charge-offs - - - (252 ) - 1 (53 ) (6 ) (310 ) Recoveries 6 - 1 2 300 1 25 7 342 Provision 192 105 3 (47 ) (217 ) 47 106 11 200 Ending balance $ 835 $ 416 $ 322 $ 2,465 $ 883 $ 573 $ 841 $ 95 $ 6,430 Six months ended 6/30/15: Allowance for Loan Losses Beginning balance $ 574 $ 225 $ 379 $ 1,701 $ 1,227 $ 691 $ 581 $ 73 $ 5,451 Charge-offs (54 ) (3 ) (53 ) - (55 ) (59 ) (204 ) (22 ) (450 ) Recoveries 90 - 4 - - 3 55 27 179 Provision 18 20 69 439 (141 ) (101 ) 285 11 600 Ending balance $ 628 $ 242 $ 399 $ 2,140 $ 1,031 $ 534 $ 717 $ 89 $ 5,780 Three months ended 6/30/15: Allowance for Loan Losses Beginning balance $ 582 $ 222 $ 419 $ 1,963 $ 1,228 $ 587 $ 627 $ 94 $ 5,722 Charge-offs (14 ) (3 ) (48 ) - (54 ) (51 ) (93 ) (12 ) (275 ) Recoveries 9 - 2 - - 1 12 9 33 Provision 51 23 26 177 (143 ) (3 ) 171 (2 ) 300 Ending balance $ 628 $ 242 $ 399 $ 2,140 $ 1,031 $ 534 $ 717 $ 89 $ 5,780 June 30, 2016: Allowance for Loan Losses Ending balance: individually evaluated for impairment $ 124 $ 3 $ 54 $ 81 $ 253 $ 27 $ - $ - $ 542 Ending balance: collectively evaluated for impairment $ 711 $ 413 $ 268 $ 2,384 $ 630 $ 546 $ 841 $ 95 $ 5,888 Loans Ending balance $ 41,083 $ 47,069 $ 23,972 $ 204,477 $ 18,635 $ 41,088 $ 51,386 $ 3,574 $ 431,284 Ending balance: individually evaluated for impairment $ 143 $ 261 $ 1,570 $ 2,456 $ 973 $ 202 $ 80 $ 31 $ 5,716 Ending balance: collectively evaluated for impairment $ 40,940 $ 46,808 $ 22,402 $ 202,021 $ 17,662 $ 40,886 $ 51,306 $ 3,543 $ 425,568 December 31, 2015: Allowance for Loan Losses Ending balance: individually evaluated for impairment $ 26 $ - $ 54 $ 371 $ 269 $ 31 $ - $ - $ 751 Ending balance: collectively evaluated for impairment $ 613 $ 294 $ 287 $ 2,154 $ 605 $ 497 $ 784 $ 93 $ 5,327 Loans Ending balance $ 37,084 $ 39,856 $ 25,474 $ 192,095 $ 16,188 $ 38,327 $ 48,365 $ 3,582 $ 400,971 Ending balance: individually evaluated for impairment $ 73 $ 260 $ 1,593 $ 3,129 $ 1,029 $ 311 $ 66 $ - $ 6,461 Ending balance: collectively evaluated for impairment $ 37,011 $ 39,596 $ 23,881 $ 188,966 $ 15,159 $ 38,016 $ 48,299 $ 3,582 $ 394,510 The following table shows an aging analysis of the loan portfolio by the time past due, in thousands: June 30, 2016 30-89 Days 90 Days and Still Total Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 683 $ - $ 126 $ 809 $ 40,274 $ 41,083 Agricultural - - 3 3 47,066 47,069 Real estate – residential 145 - 83 228 23,744 23,972 Real estate – construction & land - - 840 840 17,795 18,635 Real estate – commercial 173 - 1,603 1,776 202,701 204,477 Equity Lines of Credit 109 - 202 311 40,777 41,088 Auto 590 - 80 670 50,716 51,386 Other 22 - 31 53 3,521 3,574 Total $ 1,722 $ - $ 2,968 $ 4,690 $ 426,594 $ 431,284 December 31, 2015 30-89 Days 90 Days and Still Total Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 457 $ - $ 56 $ 513 $ 36,571 $ 37,084 Agricultural - - - - 39,856 39,856 Real estate – residential 472 - 90 562 24,912 25,474 Real estate – commercial - - 3,130 3,130 188,965 192,095 Real estate – construction & land 9 - 893 902 15,286 16,188 Equity Lines of Credit 8 - 312 320 38,007 38,327 Auto 586 - 65 651 47,714 48,365 Other 15 - - 15 3,567 3,582 Total $ 1,547 $ - $ 4,546 $ 6,093 $ 394,878 $ 400,971 The following tables show information related to impaired loans at the dates indicated, in thousands: As of June 30, 2016: Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial $ 19 $ 19 $ 19 $ 1 Agricultural 258 258 259 10 Real estate – residential 1,327 1,338 1,336 39 Real estate – commercial 1,922 2,360 1,756 2 Real estate – construction & land 209 209 215 - Equity Lines of Credit 92 92 96 - Auto 80 80 40 - Other 31 31 - - With an allowance recorded: Commercial $ 124 $ 124 $ 124 $ 28 $ - Agricultural 3 3 3 6 - Real estate – residential 243 243 54 244 5 Real estate – commercial 534 742 81 534 - Real estate – construction & land 764 764 253 776 4 Equity Lines of Credit 110 110 27 112 - Auto - - - - - Other - - - - - Total: Commercial $ 143 $ 143 $ 124 $ 47 $ 1 Agricultural 261 261 3 265 10 Real estate – residential 1,570 1,581 54 1,580 44 Real estate – commercial 2,456 3,102 81 2,290 2 Real estate – construction & land 973 973 253 991 4 Equity Lines of Credit 202 202 27 208 - Auto 80 80 - 40 - Other 31 31 - - - Total $ 5,716 $ 6,373 $ 542 $ 5,421 $ 61 As of December 31, 2015: Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial $ 47 $ 47 $ 39 $ 1 Agricultural 260 260 262 20 Real estate – residential 1,347 1,359 1,346 79 Real estate – commercial 1,976 2,622 2,057 - Real estate – construction & land 221 221 232 - Equity Lines of Credit 199 199 156 - Auto 65 65 21 - Other - - - - With an allowance recorded: Commercial $ 26 $ 26 $ 26 $ 29 $ - Agricultural - - - - - Real estate – residential 245 245 54 246 11 Real estate – commercial 1,154 1,154 371 1,203 - Real estate – construction & land 808 808 269 822 8 Equity Lines of Credit 113 113 31 115 - Auto - - - - - Other - - - - - Total: Commercial $ 73 $ 73 $ 26 $ 68 $ 1 Agricultural 260 260 - 262 20 Real estate – residential 1,592 1,604 54 1,592 90 Real estate – commercial 3,130 3,776 371 3,260 - Real estate – construction & land 1,029 1,029 269 1,054 8 Equity Lines of Credit 312 312 31 271 - Auto 65 65 - 21 - Other - - - - - Total $ 6,461 $ 7,119 $ 751 $ 6,528 $ 119

Note 5 - Commitments and Contin

Note 5 - Commitments and Contingencies	6 Months Ended
Note 5 - Commitments and Contingencies	Jun. 30, 2016
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	5. COMMITMENTS AND CONTINGENCIES The Company is party to claims and legal proceedings arising in the ordinary course of business. In the opinion of the Company’s management, the amount of ultimate liability with respect to such proceedings will not have a material adverse effect on the financial condition or result of operations of the Company taken as a whole. In the normal course of business, there are various outstanding commitments to extend credit, which are not reflected in the financial statements, including loan commitments of $87,925,000 and $82,995,000 and stand-by letters of credit of $625,000 and $265,000 at June 30, 2016 and December 31, 2015, respectively. Of the loan commitments outstanding at June 30, 2016, $10,775,000 are real estate construction loan commitments that are expected to fund within the next twelve months. The remaining commitments primarily relate to revolving lines of credit or other commercial loans, and many of these are expected to expire without being drawn upon. Therefore, the total commitments do not necessarily represent future cash requirements. Each loan commitment and the amount and type of collateral obtained, if any, are evaluated on an individual basis. Collateral held varies, but may include real property, bank deposits, debt or equity securities or business assets. Stand-by letters of credit are conditional commitments written to guarantee the performance of a customer to a third party. These guarantees are primarily related to the purchases of inventory by commercial customers and are typically short-term in nature. Credit risk is similar to that involved in extending loan commitments to customers and accordingly, evaluation and collateral requirements similar to those for loan commitments are used. The deferred liability related to the Company’s stand-by letters of credit was not significant at June 30, 2016 or December 31, 2015.

Note 6 - Earnings Per Share

Note 6 - Earnings Per Share	6 Months Ended
Note 6 - Earnings Per Share	Jun. 30, 2016
Notes to Financial Statements
Earnings Per Share [Text Block]	6. EARNINGS PER SHARE Basic earnings per share is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding for the period. Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options, result in the issuance of common stock which shares in the earnings of the Company. The treasury stock method has been applied to determine the dilutive effect of stock options in computing diluted earnings per share. For the Three Months Ended June 30, For the Six Months Ended June 30, (In thousands, except per share data) 2016 2015 2016 2015 Net Income: Net income $ 1,837 $ 1,355 $ 3,410 $ 2,570 Earnings Per Share: Basic earnings per share $ 0.38 $ 0.28 $ 0.70 $ 0.53 Diluted earnings per share $ 0.36 $ 0.27 $ 0.67 $ 0.51 Weighted Average Number of Shares Outstanding: Basic shares 4,857 4,813 4,849 4,806 Diluted shares 5,047 5,069 5,057 5,058 Shares of common stock issuable under stock options and warrants for which the exercise prices were greater than the average market prices were not included in the computation of diluted earnings per share due to their antidilutive effect. Stock options and warrants not included in the computation of diluted earnings per share, due to shares not being in-the-money and having an antidilutive effect, were approximately 113,000 and 53,000 for the three month periods ended June 30, 2016 and 2015, respectively. Stock options and warrants not included in the computation of diluted earnings per share, due to shares not being in-the-money and having an antidilutive effect, were approximately 113,000 and 53,000 for the six month periods ended June 30, 2016 and 2015, respectively.

Note 7 - Stock-based Compensati

Note 7 - Stock-based Compensation	6 Months Ended
Note 7 - Stock-based Compensation	Jun. 30, 2016
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	7. STOCK-BASED COMPENSATION Stock Options In 2001, the Company established a Stock Option Plan for which 120,133 shares of common stock remain reserved for issuance to employees and directors and no shares are available for future grants as of June 30, 2016. As of June 30, 2016, all remaining shares in this plan have vested and no compensation cost remains unrecognized. The total fair value of options vested was $0 and $49,000 for six months ended June 30, 2016 and 2015. The total intrinsic value of options at time of exercise was $131,000 and $163,000 for the six months ended June 30, 2016 and 2015, respectively. Cash received from option exercises for the six months ended June 30, 2016 and 2015 were $65,000 and $44,000, respectively. There was no tax benefit realized for the tax deduction from options exercised during the six months ended June 30, 2016 and 2015. A summary of the activity within the 2001 Stock Option Plan follows: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2016 192,893 $ 5.75 Options forfeited (50,800 ) 12.19 Options exercised (21,960 ) 2.95 Options outstanding at June 30, 2016 120,133 $ 3.53 2.6 $ 698,000 Options exercisable at June 30, 2016 120,133 $ 3.53 2.6 $ 698,000 In May 2013, the Company established the 2013 Stock Option Plan for which 491,443 shares of common stock are reserved and 288,800 shares are available for future grants as of June 30, 2016. The Plan requires that the option price may not be less than the fair market value of the stock at the date the option is granted, and that the stock must be paid in full at the time the option is exercised. Payment in full for the option price must be made in cash, with Company common stock previously acquired by the optionee and held by the optionee for a period of at least six months, in options of the Optionee that are fully vested and exercisable or in any combination of the foregoing. The options expire on dates determined by the Board of Directors, but not later than ten years from the date of grant. During the six months ended June 30, 2016 the Company granted options to purchase 108,000 shares of common stock. The fair value of each option was estimated on the date of grant using the following assumptions. 2016 Expected life of stock options (in years) 5.1 Risk free interest rate 1.52 % Volatility 53.6 % Dividend yields 2.00 % Weighted-average fair value of options granted during the six months ended June 30, 2016 $ 3.55 No options were granted during the six months ended June 30, 2015. As of June 30, 2016, there was $343,000 of total unrecognized compensation cost related to non-vested, share-based compensation arrangements granted under the 2013 Plan. That cost is expected to be recognized over a weighted average period of 3.1 years. The total fair value of options vested was $76,000 and $83,000 for six months ended June 30, 2016 and 2015. The total intrinsic value of options at time of exercise was $14,000 and $0 for the six months ended June 30, 2016 and 2015, respectively. Cash received from option exercises for the six months ended June 30, 2016 and 2015 were $23,000 and $0, respectively. There was no tax benefit realized for the tax deduction from options exercised during the six months ended June 30, 2016 and 2015. A summary of the activity within the 2013 Plan follows: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2016 102,400 $ 6.32 Options granted 108,000 8.75 Options exercised (6,000 ) 6.32 Options outstanding at June 30, 2016 204,400 $ 7.60 6.8 $ 288,000 Options exercisable at June 30, 2016 46,000 6.32 5.8 $ 124,000 Expected to vest after June 30, 2016 138,172 $ 7.98 7.1 $ 143,000 Compensation cost related to stock options recognized in operating results under the two stock option plans was $55,000 and $41,000 for the six months ended June 30, 2016 and 2015, respectively. The associated income tax benefit recognized was $6,000 for the six months ended June 30, 2016 and $4,000 for the six months ended June 30, 2015. Compensation cost related to stock options recognized in operating results under the two stock option plans was $30,000 and $12,000 for the three months ended June 30, 2016 and 2015, respectively. The associated income tax benefit recognized was $3,000 for the three months ended June 30, 2016 and $2,000 for the three months ended June 30, 2015. The Company determines the fair value of options on the date of grant using a Black-Scholes-Merton option pricing model that uses assumptions based on expected option life, expected stock volatility and the risk-free interest rate. The expected volatility assumptions used by the Company are based on the historical volatility of the Company’s common stock over the most recent period commensurate with the estimated expected life of the Company’s stock options. The Company bases its expected life assumption on its historical experience and on the terms and conditions of the stock options it grants to employees. The risk-free rate is based on the U.S. Treasury yield curve for the periods within the contractual life of the options in effect at the time of the grant. The Company also makes assumptions regarding estimated forfeitures that will impact the total compensation expenses recognized under the Plans.

Note 8 - Income Taxes

Note 8 - Income Taxes	6 Months Ended
Note 8 - Income Taxes	Jun. 30, 2016
Notes to Financial Statements
Income Tax Disclosure [Text Block]	8. INCOME TAXES The Company files its income taxes on a consolidated basis with its subsidiary. Income tax expense is the total of current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the tax consequences of temporary differences between the reported amount of assets and liabilities and their tax bases. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. A valuation allowance is recognized if, based on the weight of available evidence management believes it is more likely than not that some portion or all of the deferred tax assets will not be realized. On the consolidated balance sheet, net deferred tax assets are included in accrued interest receivable and other assets. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying balance sheet along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Interest expense and penalties associated with unrecognized tax benefits, if any, are classified as income tax expense in the consolidated income statement. There have been no significant changes to unrecognized tax benefits or accrued interest and penalties for the six months ended June 30, 2016.

Note 9 - Fair Value Measurement

Note 9 - Fair Value Measurement	6 Months Ended
Note 9 - Fair Value Measurement	Jun. 30, 2016
Notes to Financial Statements
Fair Value Disclosures [Text Block]	9. FAIR VALUE MEASUREMENT The Company measures fair value under the fair value hierarchy described below. Level 1: Quoted prices for identical instruments traded in active exchange markets. Level 2: Quoted prices (unadjusted) for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuation techniques for which all significant assumptions are observable or can be corroborated by observable market data. Level 3: Model based techniques that use one significant assumption not observable in the market. These unobservable assumptions reflect the Company’s estimates of assumptions that market participants would use on pricing the asset or liability. Valuation techniques include management judgment and estimation which may be significant. In certain cases, the inputs used to measure fair value may fall into different levels of the fair value hierarchy. In such cases, the level in the fair value hierarchy within which the fair value measurement in its entirety falls has been determined based on the lowest level input that is significant to the fair value measurement in its entirety. The Company’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability. Management monitors the availability of observable market data to assess the appropriate classification of financial instruments within the fair value hierarchy. Changes in economic conditions or model-based valuation techniques may require the transfer of financial instruments from one fair value level to another. In such instances, the transfer is reported at the beginning of the reporting period. Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. Fair Value of Financial Instruments The carrying amounts and estimated fair values of financial instruments, at June 30, 2016 and December 31, 2015 are as follows, in thousands: Fair Value Measurements at June 30, 2016 Using: Financial assets: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Cash and cash equivalents $ 40,965 $ 40,965 $ 40,965 Investment securities 99,426 $ 99,426 99,426 Loans, net 426,679 $ 422,850 422,850 FHLB stock 2,438 N/A Accrued interest receivable 1,800 2 381 1,417 1,800 Financial liabilities: Deposits 534,634 483,532 51,084 534,616 Repurchase agreements 3,894 3,894 3,894 Note payable 2,625 2,625 2,625 Junior subordinated deferrable interest debentures 10,310 6,215 6,215 Accrued interest payable 58 7 40 11 58 Fair Value Measurements at December 31, 2015 Using: Financial assets: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Cash and cash equivalents $ 68,195 $ 68,195 $ 68,195 Investment securities 96,704 $ 96,704 96,704 Loans, net 396,833 $ 395,338 395,338 FHLB stock 2,380 N/A Accrued interest receivable 2,048 26 328 1,694 2,048 Financial liabilities: Deposits 527,276 475,013 52,287 527,300 Repurchase agreements 7,671 7,671 7,671 Note payable 4,875 4,875 4,875 Junior subordinated deferrable interest debentures 10,310 6,662 6,662 Accrued interest payable 58 8 38 12 58 These estimates do not reflect any premium or discount that could result from offering the Company's entire holdings of a particular financial instrument for sale at one time, nor do they attempt to estimate the value of anticipated future business related to the instruments. In addition, the tax ramifications related to the realization of unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates. The following methods and assumptions were used by management to estimate the fair value of its financial instruments: Cash and cash equivalents: Investment securities: Loans: FHLB stock: Deposits: Repurchase agreements: Note payable: Junior subordinated deferrable interest debentures: Accrued interest and payable: Commitments to extend credit and letters of credit: Because no market exists for a significant portion of the Company's financial instruments, fair value estimates are based on judgments regarding current economic conditions, risk characteristics of various financial instruments and other factors. Those estimates that are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision are included in Level 3. Changes in assumptions could significantly affect the fair values presented. The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and non-recurring basis as of June 30, 2016 and December 31, 2015, and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine such fair value: Assets and liabilities measured at fair value on a recurring basis at June 30, 2016 are summarized below, in thousands: Fair Value Measurements at June 30, 2016 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government-sponsored agencies $ 3,003 $ - $ 3,003 $ - U.S. Government-sponsored agencies collateralized by mortgage obligations- residential 71,148 71,148 Obligations of states and political subdivisions 25,275 25,275 $ 99,426 $ - $ 99,426 $ - Assets and liabilities measured at fair value on a recurring basis at December 31, 2015 are summarized below, in thousands: Fair Value Measurements at December 31, 2015 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government- sponsored agencies $ 1,977 $ - $ 1,977 $ - U.S. Government-sponsored agencies collateralized by mortgage obligations- residential 72,370 72,370 Obligations of states and political subdivisions 22,357 22,357 $ 96,704 $ - $ 96,704 $ - The fair value of securities available-for-sale equals quoted market price, if available. If quoted market prices are not available, fair value is determined using quoted market prices for similar securities or matrix pricing. There were no changes in the valuation techniques used during 2016 or 2015. Transfers between hierarchy measurement levels are recognized by the Company as of the beginning of the reporting period. Changes in fair market value are recorded in other comprehensive income. Assets and liabilities measured at fair value on a non-recurring basis at June 30, 2016 are summarized below, in thousands: Fair Value Measurements at June 30, 2016 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Six Months Ended June 30, 2016 Total Gains (Losses) Assets: Impaired loans: Real estate – commercial $ 453 $ - $ - $ 453 $ (81 ) Real estate – construction and land development 22 22 - Equity lines of credit 83 83 4 Total impaired loans 558 - - 558 (77 ) Other real estate: Real estate – commercial 1,000 1,000 (9 ) Real estate – construction and land development 1,817 1,817 - Total other real estate 2,817 - - 2,817 (9 ) $ 3,375 $ - $ - $ 3,375 $ (86 ) Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2015 are summarized below, in thousands: Fair Value Measurements at December 31, 2015 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs Significant Unobservable Inputs (Level 3) Six Months Ended June 30, 2015 Total Gains (Losses) Assets: Impaired loans: Real estate – commercial $ 1,214 $ - $ - $ 1,214 $ (27 ) Real estate – construction and land development 30 30 (16 ) Equity lines of credit 83 83 2 Total impaired loans 1,327 - - 1,327 (41 ) Other real estate: Commercial - - - - (39 ) Real estate – commercial 156 156 (106 ) Real estate – construction and land development 1,516 1,516 116 Equity lines of credit 84 84 (14 ) Total other real estate 1,756 - - 1,756 (43 ) $ 3,083 $ - $ - $ 3,083 $ (84 ) The Company has no liabilities which are reported at fair value. The following methods were used to estimate fair value. Collateral-Dependent Impaired Loans Other Real Estate: Appraisals for collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers whose qualifications and licenses have been reviewed and verified by the Bank. Once received, a member of the loan department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison to independent data sources such as recent market data or industry wide-statistics. The Bank also compares the actual selling price of collateral that has been sold to the most recent appraised value to determine what additional adjustments, if any, should be made to the appraisal values on any remaining other real estate owned to arrive at fair value. No significant adjustments to appraised values have been made as a result of this comparison process as of June 30, 2016. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at June 30, 2016 and December 31, 2015 (dollars in thousands): Description Fair Value 6/30/2016 Fair Value 12/31/2015 Valuation Technique Significant Unobservable Input Range (Weighted Average) 6/30/2016 Range (Weighted Average) 12/31/2015 Collateral-Dependent Impaired Loans: Real estate – commercial $ 453 $ 1,214 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 12% (12%) 9% - 12% (10%) Real estate – construction and land development $ 22 $ 30 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% (10%) 8% (8%) Equity lines of credit $ 83 $ 83 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 8% (8%) 8% (8%) Other Real Estate: Real estate – construction and land development $ 1,817 $ 1,516 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% - 36% (23%) 10% (10%) Real estate – commercial $ 1,000 $ 156 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 20% (20%) 10% (10%) Equity lines of credit $ - $ 84 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs N/A 10% (10%)

Note 10 - Adoption of New Accou

Note 10 - Adoption of New Accounting Standards	6 Months Ended
Note 10 - Adoption of New Accounting Standards	Jun. 30, 2016
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	10. Adoption of New Accounting Standards Pending Accounting Pronouncements In May 2014, the FASB issued ASU No. 2014-09 Revenue from Contracts with Customers. This update to the ASC is the culmination of efforts by the FASB and the International Accounting Standards Board (IASB) to develop a common revenue standard for U.S. GAAP and International Financial Reporting Standards (IFRS). ASU 2014-09 supersedes Topic 605 – Revenue Recognition and most industry-specific guidance. The core principal of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance in ASU 2014-09 describes a 5-step process entities can apply to achieve the core principle of revenue recognition and requires disclosures sufficient to enable users of financial statements to understand the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers and the significant judgments used in determining that information. This update was originally effective for annual reporting periods beginning on or after December 15, 2016 and interim periods therein and requires expanded disclosures. In July 2015 the FASB issued a deferral of ASU 2014-09 of one year making it effective for annual reporting periods beginning on or after December 15, 2017 while also providing for early adoption but not before the original effective date. The Company is currently evaluating the effects of ASU 2014-09 on its financial statements and disclosures, if any. On January 5, 2016, the FASB issued Accounting Standards Update 2016-01, Financial Instruments–Overall: Recognition and Measurement of Financial Assets and Financial Liabilities. Changes made to the current measurement model primarily affect the accounting for equity securities with readily determinable fair values, where changes in fair value will impact earnings instead of other comprehensive income. The accounting for other financial instruments, such as loans, investments in debt securities, and financial liabilities is largely unchanged. The Update also changes the presentation and disclosure requirements for financial instruments including a requirement that public business entities use exit price when measuring the fair value of financial instruments measured at amortized cost for disclosure purposes. This Update is generally effective for public business entities in fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company is currently evaluating the effects of ASU 2016-01 on its financial statements and disclosures. On February 25, 2016, the FASB issued ASU 2016-02, Leases. The most significant change for lessees is the requirement under the new guidance to recognize right-of-use assets and lease liabilities for all leases not considered short-term leases, which is generally defined as a lease term of less than 12 months. This change will result in lessees recognizing right-of-use assets and lease liabilities for most leases currently accounted for as operating leases under current lease accounting guidance. ASU 2016-02 is effective for interim and annual periods beginning after December 15, 2018. The Company is currently evaluating the effects of ASU 2016-02 on its financial statements and disclosures. On March 30, 2016, the FASB issued ASU 2016-09, Compensation – Stock Compensation: Improvements to Employee Share-Based Payment Accounting, which is intended to simplify several aspects of the accounting for share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. ASU 2016-09 is effective for interim and annual periods beginning after December 15, 2016. Early application is permitted. The Company is currently evaluating the effects of ASU 2016-09 on its financial statements and disclosures. In June 2016, the FASB issued ASU No. 2016-13, Measurement of Credit Losses on Financial Instruments. ASU No. 2016-13 significantly changes how entities will measure credit losses for most financial assets and certain other instruments that aren’t measured at fair value through net income. The standard will replace today’s “incurred loss” approach with an “expected loss” model. The new model, referred to as the current expected credit loss (“CECL”) model, will apply to: (1) financial assets subject to credit losses and measured at amortized cost, and (2) certain off-balance sheet credit exposures. This includes, but is not limited to, loans, leases, held-to-maturity securities, loan commitments, and financial guarantees. The CECL model does not apply to available-for-sale (“AFS”) debt securities. For AFS debt securities with unrealized losses, entities will measure credit losses in a manner similar to what they do today, except that the losses will be recognized as allowances rather than reductions in the amortized cost of the securities. The ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. ASU No. 2016-13 also expands the disclosure requirements regarding an entity’s assumptions, models, and methods for estimating the allowance for loan and lease losses. ASU No. 2016-13 is effective for interim and annual reporting periods beginning after December 15, 2019; early adoption is permitted for interim and annual reporting periods beginning after December 15, 2018. Entities will apply the standard’s provisions as a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (i.e., modified retrospective approach). The Company is currently evaluating the provisions of ASU No. 2016-13 to determine the potential impact the new standard will have on its financial statements and disclosures.

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
Significant Accounting Policies (Policies)	Jun. 30, 2016
Accounting Policies [Abstract]
New Accounting Pronouncements, Policy [Policy Text Block]	Pending Accounting Pronouncements In May 2014, the FASB issued ASU No. 2014-09 Revenue from Contracts with Customers. This update to the ASC is the culmination of efforts by the FASB and the International Accounting Standards Board (IASB) to develop a common revenue standard for U.S. GAAP and International Financial Reporting Standards (IFRS). ASU 2014-09 supersedes Topic 605 – Revenue Recognition and most industry-specific guidance. The core principal of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance in ASU 2014-09 describes a 5-step process entities can apply to achieve the core principle of revenue recognition and requires disclosures sufficient to enable users of financial statements to understand the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers and the significant judgments used in determining that information. This update was originally effective for annual reporting periods beginning on or after December 15, 2016 and interim periods therein and requires expanded disclosures. In July 2015 the FASB issued a deferral of ASU 2014-09 of one year making it effective for annual reporting periods beginning on or after December 15, 2017 while also providing for early adoption but not before the original effective date. The Company is currently evaluating the effects of ASU 2014-09 on its financial statements and disclosures, if any. On January 5, 2016, the FASB issued Accounting Standards Update 2016-01, Financial Instruments–Overall: Recognition and Measurement of Financial Assets and Financial Liabilities. Changes made to the current measurement model primarily affect the accounting for equity securities with readily determinable fair values, where changes in fair value will impact earnings instead of other comprehensive income. The accounting for other financial instruments, such as loans, investments in debt securities, and financial liabilities is largely unchanged. The Update also changes the presentation and disclosure requirements for financial instruments including a requirement that public business entities use exit price when measuring the fair value of financial instruments measured at amortized cost for disclosure purposes. This Update is generally effective for public business entities in fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company is currently evaluating the effects of ASU 2016-01 on its financial statements and disclosures. On February 25, 2016, the FASB issued ASU 2016-02, Leases. The most significant change for lessees is the requirement under the new guidance to recognize right-of-use assets and lease liabilities for all leases not considered short-term leases, which is generally defined as a lease term of less than 12 months. This change will result in lessees recognizing right-of-use assets and lease liabilities for most leases currently accounted for as operating leases under current lease accounting guidance. ASU 2016-02 is effective for interim and annual periods beginning after December 15, 2018. The Company is currently evaluating the effects of ASU 2016-02 on its financial statements and disclosures. On March 30, 2016, the FASB issued ASU 2016-09, Compensation – Stock Compensation: Improvements to Employee Share-Based Payment Accounting, which is intended to simplify several aspects of the accounting for share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. ASU 2016-09 is effective for interim and annual periods beginning after December 15, 2016. Early application is permitted. The Company is currently evaluating the effects of ASU 2016-09 on its financial statements and disclosures. In June 2016, the FASB issued ASU No. 2016-13, Measurement of Credit Losses on Financial Instruments. ASU No. 2016-13 significantly changes how entities will measure credit losses for most financial assets and certain other instruments that aren’t measured at fair value through net income. The standard will replace today’s “incurred loss” approach with an “expected loss” model. The new model, referred to as the current expected credit loss (“CECL”) model, will apply to: (1) financial assets subject to credit losses and measured at amortized cost, and (2) certain off-balance sheet credit exposures. This includes, but is not limited to, loans, leases, held-to-maturity securities, loan commitments, and financial guarantees. The CECL model does not apply to available-for-sale (“AFS”) debt securities. For AFS debt securities with unrealized losses, entities will measure credit losses in a manner similar to what they do today, except that the losses will be recognized as allowances rather than reductions in the amortized cost of the securities. The ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. ASU No. 2016-13 also expands the disclosure requirements regarding an entity’s assumptions, models, and methods for estimating the allowance for loan and lease losses. ASU No. 2016-13 is effective for interim and annual reporting periods beginning after December 15, 2019; early adoption is permitted for interim and annual reporting periods beginning after December 15, 2018. Entities will apply the standard’s provisions as a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (i.e., modified retrospective approach). The Company is currently evaluating the provisions of ASU No. 2016-13 to determine the potential impact the new standard will have on its financial statements and disclosures.

Note 3 - Investment Securitie18

Note 3 - Investment Securities Available for Sale (Tables)	6 Months Ended
Note 3 - Investment Securities Available for Sale (Tables)	Jun. 30, 2016
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Available-for-Sale June 30, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government-sponsored agencies $ 2,997 $ 6 $ - $ 3,003 U.S. Government-sponsored agencies collateralized by mortgage obligations- residential 70,248 918 (18 ) 71,148 Obligations of states and political subdivisions 24,150 1,125 - 25,275 $ 97,395 $ 2,049 $ (18 ) $ 99,426 Available-for-Sale December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government-sponsored agencies $ 1,994 $ - $ (17 ) $ 1,977 U.S. Government-sponsored agencies collateralized by mortgage obligations- residential 72,965 56 (651 ) 72,370 Obligations of states and political subdivisions 21,817 548 (8 ) 22,357 $ 96,776 $ 604 $ (676 ) $ 96,704
Schedule of Unrealized Loss on Investments [Table Text Block]	June 30, 2016 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies $ - $ - $ - $ - $ - $ - U.S. Government agencies collateralized by mortgage obligations-residential - - 2,377 $ 18 2,377 18 Obligations of states and political subdivisions - - - - - - $ - $ - $ 2,377 $ 18 $ 2,377 $ 18 December 31, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies $ 1,977 $ 17 $ - $ - $ 1,977 $ 17 U.S. Government agencies collateralized by mortgage obligations-residential 45,398 327 11,880 324 57,278 651 Obligations of states and political subdivisions 1,037 7 160 1 1,197 8 $ 48,412 $ 351 $ 12,040 $ 325 $ 60,452 $ 676
Investments Classified by Contractual Maturity Date [Table Text Block]	Amortized Cost Estimated Fair Value Within one year $ - $ - After one year through five years 1,603 1,621 After five years through ten years 17,872 18,641 After ten years 7,672 8,016 Investment securities not due at a single maturity date: Government-sponsored mortgage-backed securities 70,248 71,148 $ 97,395 $ 99,426

Note 4 - Loans and the Allowa19

Note 4 - Loans and the Allowance for Loan Losses (Tables)	6 Months Ended
Note 4 - Loans and the Allowance for Loan Losses (Tables)	Jun. 30, 2016
Consumer Portfolio Segment [Member]
Notes Tables
Financing Receivable Credit Quality Indicators [Table Text Block]	Consumer Credit Exposure Credit Risk Profile Based on Payment Activity June 30, 2016 Consumer Credit Exposure Credit Risk Profile Based on Payment Activity December 31, 2015 Auto Other Total Auto Other Total Grade: Performing $ 51,306 $ 3,542 $ 54,848 $ 48,300 $ 3,582 $ 51,882 Non-performing 80 32 112 65 - 65 Total $ 51,386 $ 3,574 $ 54,960 $ 48,365 $ 3,582 $ 51,947
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, 2016 December 31, 2015 Commercial $ 41,083 $ 37,084 Agricultural 47,069 39,856 Real estate – residential 23,972 25,474 Real estate – commercial 204,477 192,095 Real estate – construction and land development 18,635 16,188 Equity lines of credit 41,088 38,327 Auto 51,386 48,365 Other 3,574 3,582 431,284 400,971 Deferred loan costs, net 1,825 1,940 Allowance for loan losses (6,430 ) (6,078 ) $ 426,679 $ 396,833
Allowance for Credit Losses on Financing Receivables [Table Text Block]	June 30, 2016 December 31, 2015 Balance, beginning of year $ 6,078 $ 5,451 Provision charged to operations 400 1,100 Losses charged to allowance (530 ) (827 ) Recoveries 482 354 Balance, end of year $ 6,430 $ 6,078
Financing Receivable Credit Quality Indicators [Table Text Block]	June 30, 2016 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 39,350 $ 46,744 $ 23,473 $ 200,199 $ 17,552 $ 40,856 $ 368,174 Watch 1,155 279 401 2,254 243 - 4,332 Substandard 578 46 98 2,024 840 232 3,818 Doubtful - - - - - - - Total $ 41,083 $ 47,069 $ 23,972 $ 204,477 $ 18,635 $ 41,088 $ 376,324 December 31, 2015 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 35,508 $ 39,426 $ 25,220 $ 185,739 $ 15,048 $ 37,983 $ 338,924 Watch 883 387 149 2,442 247 - 4,108 Substandard 693 43 105 3,914 893 344 5,992 Doubtful - - - - - - - Total $ 37,084 $ 39,856 $ 25,474 $ 192,095 $ 16,188 $ 38,327 $ 349,024
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	Six months ended 6/30/16: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Auto Other Total Allowance for Loan Losses Beginning balance $ 639 $ 294 $ 341 $ 2,525 $ 874 $ 528 $ 784 $ 93 $ 6,078 Charge-offs (73 ) - - (252 ) - (23 ) (158 ) (24 ) (530 ) Recoveries 17 - 36 2 329 1 82 15 482 Provision 252 122 (55 ) 190 (320 ) 67 133 11 400 Ending balance $ 835 $ 416 $ 322 $ 2,465 $ 883 $ 573 $ 841 $ 95 $ 6,430 Three months ended 6/30/16: Allowance for Loan Losses Beginning balance $ 637 $ 311 $ 318 $ 2,762 $ 800 $ 524 $ 763 $ 83 $ 6,198 Charge-offs - - - (252 ) - 1 (53 ) (6 ) (310 ) Recoveries 6 - 1 2 300 1 25 7 342 Provision 192 105 3 (47 ) (217 ) 47 106 11 200 Ending balance $ 835 $ 416 $ 322 $ 2,465 $ 883 $ 573 $ 841 $ 95 $ 6,430 Six months ended 6/30/15: Allowance for Loan Losses Beginning balance $ 574 $ 225 $ 379 $ 1,701 $ 1,227 $ 691 $ 581 $ 73 $ 5,451 Charge-offs (54 ) (3 ) (53 ) - (55 ) (59 ) (204 ) (22 ) (450 ) Recoveries 90 - 4 - - 3 55 27 179 Provision 18 20 69 439 (141 ) (101 ) 285 11 600 Ending balance $ 628 $ 242 $ 399 $ 2,140 $ 1,031 $ 534 $ 717 $ 89 $ 5,780 Three months ended 6/30/15: Allowance for Loan Losses Beginning balance $ 582 $ 222 $ 419 $ 1,963 $ 1,228 $ 587 $ 627 $ 94 $ 5,722 Charge-offs (14 ) (3 ) (48 ) - (54 ) (51 ) (93 ) (12 ) (275 ) Recoveries 9 - 2 - - 1 12 9 33 Provision 51 23 26 177 (143 ) (3 ) 171 (2 ) 300 Ending balance $ 628 $ 242 $ 399 $ 2,140 $ 1,031 $ 534 $ 717 $ 89 $ 5,780 June 30, 2016: Allowance for Loan Losses Ending balance: individually evaluated for impairment $ 124 $ 3 $ 54 $ 81 $ 253 $ 27 $ - $ - $ 542 Ending balance: collectively evaluated for impairment $ 711 $ 413 $ 268 $ 2,384 $ 630 $ 546 $ 841 $ 95 $ 5,888 Loans Ending balance $ 41,083 $ 47,069 $ 23,972 $ 204,477 $ 18,635 $ 41,088 $ 51,386 $ 3,574 $ 431,284 Ending balance: individually evaluated for impairment $ 143 $ 261 $ 1,570 $ 2,456 $ 973 $ 202 $ 80 $ 31 $ 5,716 Ending balance: collectively evaluated for impairment $ 40,940 $ 46,808 $ 22,402 $ 202,021 $ 17,662 $ 40,886 $ 51,306 $ 3,543 $ 425,568 December 31, 2015: Allowance for Loan Losses Ending balance: individually evaluated for impairment $ 26 $ - $ 54 $ 371 $ 269 $ 31 $ - $ - $ 751 Ending balance: collectively evaluated for impairment $ 613 $ 294 $ 287 $ 2,154 $ 605 $ 497 $ 784 $ 93 $ 5,327 Loans Ending balance $ 37,084 $ 39,856 $ 25,474 $ 192,095 $ 16,188 $ 38,327 $ 48,365 $ 3,582 $ 400,971 Ending balance: individually evaluated for impairment $ 73 $ 260 $ 1,593 $ 3,129 $ 1,029 $ 311 $ 66 $ - $ 6,461 Ending balance: collectively evaluated for impairment $ 37,011 $ 39,596 $ 23,881 $ 188,966 $ 15,159 $ 38,016 $ 48,299 $ 3,582 $ 394,510
Past Due Financing Receivables [Table Text Block]	June 30, 2016 30-89 Days 90 Days and Still Total Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 683 $ - $ 126 $ 809 $ 40,274 $ 41,083 Agricultural - - 3 3 47,066 47,069 Real estate – residential 145 - 83 228 23,744 23,972 Real estate – construction & land - - 840 840 17,795 18,635 Real estate – commercial 173 - 1,603 1,776 202,701 204,477 Equity Lines of Credit 109 - 202 311 40,777 41,088 Auto 590 - 80 670 50,716 51,386 Other 22 - 31 53 3,521 3,574 Total $ 1,722 $ - $ 2,968 $ 4,690 $ 426,594 $ 431,284 December 31, 2015 30-89 Days 90 Days and Still Total Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 457 $ - $ 56 $ 513 $ 36,571 $ 37,084 Agricultural - - - - 39,856 39,856 Real estate – residential 472 - 90 562 24,912 25,474 Real estate – commercial - - 3,130 3,130 188,965 192,095 Real estate – construction & land 9 - 893 902 15,286 16,188 Equity Lines of Credit 8 - 312 320 38,007 38,327 Auto 586 - 65 651 47,714 48,365 Other 15 - - 15 3,567 3,582 Total $ 1,547 $ - $ 4,546 $ 6,093 $ 394,878 $ 400,971
Impaired Financing Receivables [Table Text Block]	As of June 30, 2016: Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial $ 19 $ 19 $ 19 $ 1 Agricultural 258 258 259 10 Real estate – residential 1,327 1,338 1,336 39 Real estate – commercial 1,922 2,360 1,756 2 Real estate – construction & land 209 209 215 - Equity Lines of Credit 92 92 96 - Auto 80 80 40 - Other 31 31 - - With an allowance recorded: Commercial $ 124 $ 124 $ 124 $ 28 $ - Agricultural 3 3 3 6 - Real estate – residential 243 243 54 244 5 Real estate – commercial 534 742 81 534 - Real estate – construction & land 764 764 253 776 4 Equity Lines of Credit 110 110 27 112 - Auto - - - - - Other - - - - - Total: Commercial $ 143 $ 143 $ 124 $ 47 $ 1 Agricultural 261 261 3 265 10 Real estate – residential 1,570 1,581 54 1,580 44 Real estate – commercial 2,456 3,102 81 2,290 2 Real estate – construction & land 973 973 253 991 4 Equity Lines of Credit 202 202 27 208 - Auto 80 80 - 40 - Other 31 31 - - - Total $ 5,716 $ 6,373 $ 542 $ 5,421 $ 61 As of December 31, 2015: Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial $ 47 $ 47 $ 39 $ 1 Agricultural 260 260 262 20 Real estate – residential 1,347 1,359 1,346 79 Real estate – commercial 1,976 2,622 2,057 - Real estate – construction & land 221 221 232 - Equity Lines of Credit 199 199 156 - Auto 65 65 21 - Other - - - - With an allowance recorded: Commercial $ 26 $ 26 $ 26 $ 29 $ - Agricultural - - - - - Real estate – residential 245 245 54 246 11 Real estate – commercial 1,154 1,154 371 1,203 - Real estate – construction & land 808 808 269 822 8 Equity Lines of Credit 113 113 31 115 - Auto - - - - - Other - - - - - Total: Commercial $ 73 $ 73 $ 26 $ 68 $ 1 Agricultural 260 260 - 262 20 Real estate – residential 1,592 1,604 54 1,592 90 Real estate – commercial 3,130 3,776 371 3,260 - Real estate – construction & land 1,029 1,029 269 1,054 8 Equity Lines of Credit 312 312 31 271 - Auto 65 65 - 21 - Other - - - - - Total $ 6,461 $ 7,119 $ 751 $ 6,528 $ 119

Note 6 - Earnings Per Share (Ta

Note 6 - Earnings Per Share (Tables)	6 Months Ended
Note 6 - Earnings Per Share (Tables)	Jun. 30, 2016
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended June 30, For the Six Months Ended June 30, (In thousands, except per share data) 2016 2015 2016 2015 Net Income: Net income $ 1,837 $ 1,355 $ 3,410 $ 2,570 Earnings Per Share: Basic earnings per share $ 0.38 $ 0.28 $ 0.70 $ 0.53 Diluted earnings per share $ 0.36 $ 0.27 $ 0.67 $ 0.51 Weighted Average Number of Shares Outstanding: Basic shares 4,857 4,813 4,849 4,806 Diluted shares 5,047 5,069 5,057 5,058

Note 7 - Stock-based Compensa21

Note 7 - Stock-based Compensation (Tables)	6 Months Ended
Note 7 - Stock-based Compensation (Tables)	Jun. 30, 2016
Notes Tables
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2016 192,893 $ 5.75 Options forfeited (50,800 ) 12.19 Options exercised (21,960 ) 2.95 Options outstanding at June 30, 2016 120,133 $ 3.53 2.6 $ 698,000 Options exercisable at June 30, 2016 120,133 $ 3.53 2.6 $ 698,000 Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2016 102,400 $ 6.32 Options granted 108,000 8.75 Options exercised (6,000 ) 6.32 Options outstanding at June 30, 2016 204,400 $ 7.60 6.8 $ 288,000 Options exercisable at June 30, 2016 46,000 6.32 5.8 $ 124,000 Expected to vest after June 30, 2016 138,172 $ 7.98 7.1 $ 143,000
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	2016 Expected life of stock options (in years) 5.1 Risk free interest rate 1.52 % Volatility 53.6 % Dividend yields 2.00 % Weighted-average fair value of options granted during the six months ended June 30, 2016 $ 3.55

Note 9 - Fair Value Measureme22

Note 9 - Fair Value Measurement (Tables)	6 Months Ended
Note 9 - Fair Value Measurement (Tables)	Jun. 30, 2016
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at June 30, 2016 Using: Financial assets: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Cash and cash equivalents $ 40,965 $ 40,965 $ 40,965 Investment securities 99,426 $ 99,426 99,426 Loans, net 426,679 $ 422,850 422,850 FHLB stock 2,438 N/A Accrued interest receivable 1,800 2 381 1,417 1,800 Financial liabilities: Deposits 534,634 483,532 51,084 534,616 Repurchase agreements 3,894 3,894 3,894 Note payable 2,625 2,625 2,625 Junior subordinated deferrable interest debentures 10,310 6,215 6,215 Accrued interest payable 58 7 40 11 58 Fair Value Measurements at December 31, 2015 Using: Financial assets: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Cash and cash equivalents $ 68,195 $ 68,195 $ 68,195 Investment securities 96,704 $ 96,704 96,704 Loans, net 396,833 $ 395,338 395,338 FHLB stock 2,380 N/A Accrued interest receivable 2,048 26 328 1,694 2,048 Financial liabilities: Deposits 527,276 475,013 52,287 527,300 Repurchase agreements 7,671 7,671 7,671 Note payable 4,875 4,875 4,875 Junior subordinated deferrable interest debentures 10,310 6,662 6,662 Accrued interest payable 58 8 38 12 58
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at June 30, 2016 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government-sponsored agencies $ 3,003 $ - $ 3,003 $ - U.S. Government-sponsored agencies collateralized by mortgage obligations- residential 71,148 71,148 Obligations of states and political subdivisions 25,275 25,275 $ 99,426 $ - $ 99,426 $ - Fair Value Measurements at December 31, 2015 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government- sponsored agencies $ 1,977 $ - $ 1,977 $ - U.S. Government-sponsored agencies collateralized by mortgage obligations- residential 72,370 72,370 Obligations of states and political subdivisions 22,357 22,357 $ 96,704 $ - $ 96,704 $ -
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Measurements at June 30, 2016 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Six Months Ended June 30, 2016 Total Gains (Losses) Assets: Impaired loans: Real estate – commercial $ 453 $ - $ - $ 453 $ (81 ) Real estate – construction and land development 22 22 - Equity lines of credit 83 83 4 Total impaired loans 558 - - 558 (77 ) Other real estate: Real estate – commercial 1,000 1,000 (9 ) Real estate – construction and land development 1,817 1,817 - Total other real estate 2,817 - - 2,817 (9 ) $ 3,375 $ - $ - $ 3,375 $ (86 ) Fair Value Measurements at December 31, 2015 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs Significant Unobservable Inputs (Level 3) Six Months Ended June 30, 2015 Total Gains (Losses) Assets: Impaired loans: Real estate – commercial $ 1,214 $ - $ - $ 1,214 $ (27 ) Real estate – construction and land development 30 30 (16 ) Equity lines of credit 83 83 2 Total impaired loans 1,327 - - 1,327 (41 ) Other real estate: Commercial - - - - (39 ) Real estate – commercial 156 156 (106 ) Real estate – construction and land development 1,516 1,516 116 Equity lines of credit 84 84 (14 ) Total other real estate 1,756 - - 1,756 (43 ) $ 3,083 $ - $ - $ 3,083 $ (84 )
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	Description Fair Value 6/30/2016 Fair Value 12/31/2015 Valuation Technique Significant Unobservable Input Range (Weighted Average) 6/30/2016 Range (Weighted Average) 12/31/2015 Collateral-Dependent Impaired Loans: Real estate – commercial $ 453 $ 1,214 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 12% (12%) 9% - 12% (10%) Real estate – construction and land development $ 22 $ 30 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% (10%) 8% (8%) Equity lines of credit $ 83 $ 83 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 8% (8%) 8% (8%) Other Real Estate: Real estate – construction and land development $ 1,817 $ 1,516 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% - 36% (23%) 10% (10%) Real estate – commercial $ 1,000 $ 156 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 20% (20%) 10% (10%) Equity lines of credit $ - $ 84 Third Party Appraisals Management Adjustments to Reflect Current Conditions and Selling Costs N/A 10% (10%)

Note 1 - General (Details Textu

Note 1 - General (Details Textual)	Jun. 30, 2016
California [Member]
Number of Branches	11

Note 2 - Condensed Consolidat24

Note 2 - Condensed Consolidated Financial Statements (Details Textual)	Jun. 30, 2016
Customer Concentration Risk [Member] \| Sales Revenue, Net [Member]
Number of Major Customers	0

Note 3 - Investment Securitie25

Note 3 - Investment Securities Available for Sale (Details Textual)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2016USD ($)	Jun. 30, 2015USD ($)	Dec. 31, 2015USD ($)
US Government Agencies Debt Securities [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	3		3
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	60		60
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	92		92
Proceeds from Sale of Available-for-sale Securities	$ 0	$ 0	$ 14,589,000	$ 6,669,000
Available-for-sale Securities Transfers to Trading and Held to Maturity			0		0
Held-to-maturity Securities	0		$ 0		$ 0
Available-for-sale Securities, Accumulated Gross Unrealized Gain (Loss), before Tax	2,031,000		2,031,000		(72,000)
Available-for-sale Securities Income Tax Expense Benefit on Accumulated Gross Unrealized Gains Losses	$ 838,000		$ 838,000		(30,000)
Number of Securities Sold During Period			14	8
Available-for-sale Securities, Gross Realized Gains (Losses), Sale Proceeds			$ 14,589,000	$ 6,669,000
Available-for-sale Securities, Gross Realized Gain (Loss)			$ (32,000)	$ 30,000
Number of Securities Sold for Gain			8	5
Available-for-sale Securities, Gross Realized Gains			$ 48,000	$ 37,000
Number of Securities Sold for Loss			6	3
Available-for-sale Securities, Gross Realized Losses			$ 80,000	$ 7,000
Number of Investment Securities	155		155
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	4		4
Available-for-sale Debt Securities Pledged to Secure Deposits and Repurchase Agreements Amortized Cost Basis	$ 57,948,000		$ 57,948,000		62,914,000
Available-for-sale Securities Pledged as Collateral	$ 58,770,000		$ 58,770,000		$ 62,483,000

Note 3 - Investment Securitie26

Note 3 - Investment Securities Available For Sale - Amortized Cost and Estimated Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
US Government-sponsored Enterprises Debt Securities [Member]
Investment securities available for sale, amortized cost	$ 2,997	$ 1,994
Investment securities available for sale, gross unrealized gains	6
Investment securities available for sale, gross unrealized losses		(17)
Investment securities	3,003	1,977
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities available for sale, amortized cost	70,248	72,965
Investment securities available for sale, gross unrealized gains	918	56
Investment securities available for sale, gross unrealized losses	(18)	(651)
Investment securities	71,148	72,370
US States and Political Subdivisions Debt Securities [Member]
Investment securities available for sale, amortized cost	24,150	21,817
Investment securities available for sale, gross unrealized gains	1,125	548
Investment securities available for sale, gross unrealized losses		(8)
Investment securities	25,275	22,357
Investment securities available for sale, amortized cost	97,395	96,776
Investment securities available for sale, gross unrealized gains	2,049	604
Investment securities available for sale, gross unrealized losses	(18)	(676)
Investment securities	$ 99,426	$ 96,704

Note 3 - Investment Securitie27

Note 3 - Investment Securities Available for Sale - Investment Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
US Government Agencies Debt Securities [Member]
Less than 12 months fair value		$ 1,977
Less than 12 months unrealized losses		17
12 months or more fair value
12 months or more unrealized losses
Total fair value		1,977
Total unrealized losses		17
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Less than 12 months fair value		45,398
Less than 12 months unrealized losses		327
12 months or more fair value	2,377	11,880
12 months or more unrealized losses	18	324
Total fair value	2,377	57,278
Total unrealized losses	18	651
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months fair value		1,037
Less than 12 months unrealized losses		7
12 months or more fair value		160
12 months or more unrealized losses		1
Total fair value		1,197
Total unrealized losses		8
Less than 12 months fair value		48,412
Less than 12 months unrealized losses		351
12 months or more fair value	2,377	12,040
12 months or more unrealized losses	18	325
Total fair value	2,377	60,452
Total unrealized losses	$ 18	$ 676

Note 3 - Investment Securitie28

Note 3 - Investment Securities Available for Sale - Investment Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Government-sponsored mortgage-backed securities	$ 70,248
Government-sponsored mortgage-backed securities	71,148
	70,248	$ 72,965
	71,148	72,370
Within one year
Within one year
After one year through five years	1,603
After one year through five years	1,621
After five years through ten years	17,872
After five years through ten years	18,641
After ten years	7,672
After ten years	8,016
	97,395	96,776
	$ 99,426	$ 96,704

Note 4 - Loans and the Allowa29

Note 4 - Loans and the Allowance for Loan Losses (Details Textual)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2016USD ($)	Jun. 30, 2015USD ($)	Dec. 31, 2015USD ($)
Residential Portfolio Segment [Member]
Real Estate Acquired Through Foreclosure	$ 0		$ 0		$ 84,000
Impaired Financing Receivable, Recorded Investment	5,716,000		5,716,000		6,461,000
Impaired Financing Receivable, Related Allowance	542,000		542,000		751,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,778,000		1,778,000		2,346,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	3,938,000		3,938,000		4,115,000
Impaired Financing Receivable, Interest Income, Cash Basis Method			0	$ 0
Impaired Financing Receivable, Average Recorded Investment			5,421,000	7,096,000	6,528,000
Loans and Leases Receivable, Impaired, Commitment to Lend	0		0		0
Impaired Financing Receivable, Interest Income, Accrual Method			$ 61,000	$ 60,000	119,000
Financing Receivable, Modifications, Number of Contracts			0	0
Financing Receivable, Modifications, Subsequent Default, Number of Contracts			0	0
Financing Receivable, Modifications, Recorded Investment	4,873,000		$ 4,873,000		4,661,000
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0		0		0
Financing Receivable Modifications Related Allowances	388,000		388,000		311,000
Financing Receivable, Recorded Investment, Nonaccrual Status	2,968,000		2,968,000		4,546,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	31,000	$ 102,000	106,000	$ 220,000
Deferred Loan Origination Costs	569,000	$ 399,000	942,000	$ 716,000
Mortgage Loans in Process of Foreclosure, Amount	$ 65,000		65,000		$ 23,000
Threshold Limit for Loans to Be Reviewed for Credit Risk			$ 100,000

Note 4 - Loans and the Allowa30

Note 4 - Loans and the Allowance for Loan Losses - Outstanding Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014
Commercial Portfolio Segment [Member] \| Commercial Loans [Member]
Loans	$ 41,083		$ 37,084
Allowance for loan losses	(835)	$ (637)	(639)	$ (628)	$ (582)	$ (574)
Commercial Portfolio Segment [Member] \| Agricultural Loans [Member]
Loans	47,069		39,856
Allowance for loan losses	(416)	(311)	(294)	(242)	(222)	(225)
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans	204,477		192,095
Allowance for loan losses	(2,465)	(2,762)	(2,525)	(2,140)	(1,963)	(1,701)
Commercial Portfolio Segment [Member] \| Construction Loans [Member]
Loans	18,635		16,188
Allowance for loan losses	(883)	(800)	(874)	(1,031)	(1,228)	(1,227)
Residential Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans	23,972		25,474
Allowance for loan losses	(322)	(318)	(341)	(399)	(419)	(379)
Residential Portfolio Segment [Member] \| Home Equity Loan [Member]
Loans	41,088		38,327
Consumer Portfolio Segment [Member] \| Automobile Loan [Member]
Loans	51,386		48,365
Allowance for loan losses	(841)	(763)	(784)	(717)	(627)	(581)
Consumer Portfolio Segment [Member] \| Other Loans [Member]
Loans	3,574		3,582
Allowance for loan losses	(95)	(83)	(93)	(89)	(94)	(73)
Loans	431,284		400,971
Deferred loan costs, net	1,825		1,940
Allowance for loan losses	(6,430)	$ (6,198)	(6,078)	$ (5,780)	$ (5,722)	$ (5,451)
	$ 426,679		$ 396,833

Note 4 - Loans and the Allowa31

Note 4 - Loans and the Allowance for Loan Losses - Changes in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Balance, beginning of year	$ 6,198	$ 5,722	$ 6,078	$ 5,451	$ 5,451
Provision charged to operations	200	300	400	600	1,100
Losses charged to allowance	(310)	(275)	(530)	(450)	(827)
Recoveries	342	33	482	179	354
Balance, end of year	$ 6,430	$ 5,780	$ 6,430	$ 5,780	$ 6,078

Note 4 - Loans and the Allowa32

Note 4 - Loans and the Allowance for Loan Losses - Loan Portfolio Allocated by Management's Internal Risk Ratings (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Pass [Member] \| Commercial Portfolio Segment [Member] \| Commercial Loans [Member]
Loans	$ 39,350	$ 35,508
Pass [Member] \| Commercial Portfolio Segment [Member] \| Agricultural Loans [Member]
Loans	46,744	39,426
Pass [Member] \| Commercial Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans	200,199	185,739
Pass [Member] \| Commercial Portfolio Segment [Member] \| Construction Loans [Member]
Loans	17,552	15,048
Pass [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans	23,473	25,220
Pass [Member] \| Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member]
Loans	40,856	37,983
Pass [Member] \| Commercial and Residential Portfolio Segments [Member]
Loans	368,174	338,924
Watch [Member] \| Commercial Portfolio Segment [Member] \| Commercial Loans [Member]
Loans	1,155	883
Watch [Member] \| Commercial Portfolio Segment [Member] \| Agricultural Loans [Member]
Loans	279	387
Watch [Member] \| Commercial Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans	2,254	2,442
Watch [Member] \| Commercial Portfolio Segment [Member] \| Construction Loans [Member]
Loans	243	247
Watch [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans	401	149
Watch [Member] \| Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member]
Loans
Watch [Member] \| Commercial and Residential Portfolio Segments [Member]
Loans	4,332	4,108
Substandard [Member] \| Commercial Portfolio Segment [Member] \| Commercial Loans [Member]
Loans	578	693
Substandard [Member] \| Commercial Portfolio Segment [Member] \| Agricultural Loans [Member]
Loans	46	43
Substandard [Member] \| Commercial Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans	2,024	3,914
Substandard [Member] \| Commercial Portfolio Segment [Member] \| Construction Loans [Member]
Loans	840	893
Substandard [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans	98	105
Substandard [Member] \| Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member]
Loans	232	344
Substandard [Member] \| Commercial and Residential Portfolio Segments [Member]
Loans	3,818	5,992
Doubtful [Member] \| Commercial Portfolio Segment [Member] \| Commercial Loans [Member]
Loans
Doubtful [Member] \| Commercial Portfolio Segment [Member] \| Agricultural Loans [Member]
Loans
Doubtful [Member] \| Commercial Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans
Doubtful [Member] \| Commercial Portfolio Segment [Member] \| Construction Loans [Member]
Loans
Doubtful [Member] \| Residential Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans
Doubtful [Member] \| Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member]
Loans
Doubtful [Member] \| Commercial and Residential Portfolio Segments [Member]
Loans
Commercial Portfolio Segment [Member] \| Commercial Loans [Member]
Loans	41,083	37,084
Commercial Portfolio Segment [Member] \| Agricultural Loans [Member]
Loans	47,069	39,856
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans	204,477	192,095
Commercial Portfolio Segment [Member] \| Construction Loans [Member]
Loans	18,635	16,188
Residential Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans	23,972	25,474
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member]
Loans	41,088	38,327
Commercial and Residential Portfolio Segments [Member]
Loans	376,324	349,024
Loans	$ 431,284	$ 400,971

Note 4 - Loans and the Allowa33

Note 4 - Loans and the Allowance for Loan Losses - Credit Risk Profile by Internally Assigned Grade (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Consumer Portfolio Segment [Member] \| Automobile Loan [Member] \| Performing Financial Instruments [Member]
Loans	$ 51,306	$ 48,300
Consumer Portfolio Segment [Member] \| Automobile Loan [Member] \| Nonperforming Financial Instruments [Member]
Loans	80	65
Consumer Portfolio Segment [Member] \| Automobile Loan [Member]
Loans	51,386	48,365
Consumer Portfolio Segment [Member] \| Other Loans [Member] \| Performing Financial Instruments [Member]
Loans	3,542	3,582
Consumer Portfolio Segment [Member] \| Other Loans [Member] \| Nonperforming Financial Instruments [Member]
Loans	32
Consumer Portfolio Segment [Member] \| Other Loans [Member]
Loans	3,574	3,582
Consumer Portfolio Segment [Member] \| Residential Portfolio Segment [Member]
Loans	54,960
Consumer Portfolio Segment [Member] \| Commercial Portfolio Segment [Member]
Loans		51,947
Consumer Portfolio Segment [Member] \| Performing Financial Instruments [Member]
Loans	54,848	51,882
Consumer Portfolio Segment [Member] \| Nonperforming Financial Instruments [Member]
Loans	112	65
Loans	$ 431,284	$ 400,971

Note 4 - Loans and the Allowa34

Note 4 - Loans and the Allowance for Loan Losses - Allocation of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Commercial Portfolio Segment [Member] \| Commercial Loans [Member]
Balance, beginning of year	$ 637	$ 582	$ 639	$ 574	$ 574
Losses charged to allowance		(14)	(73)	(54)
Recoveries	6	9	17	90
Provision charged to operations	192	51	252	18
Balance, end of year	835	628	835	628	639
Allowance for loan losses, individually evaluated for impairment	124		124		26
Allowance for loan losses, collectively evaluated for impairment	711		711		613
Loans	41,083		41,083		37,084
Loans, individually evaluated for impairment	143		143		73
Loans, collectively evaluated for impairment	40,940		40,940		37,011
Commercial Portfolio Segment [Member] \| Agricultural Loans [Member]
Balance, beginning of year	311	222	294	225	225
Losses charged to allowance		(3)		(3)
Recoveries
Provision charged to operations	105	23	122	20
Balance, end of year	416	242	416	242	294
Allowance for loan losses, individually evaluated for impairment	3		3
Allowance for loan losses, collectively evaluated for impairment	413		413		294
Loans	47,069		47,069		39,856
Loans, individually evaluated for impairment	261		261		260
Loans, collectively evaluated for impairment	46,808		46,808		39,596
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member]
Balance, beginning of year	2,762	1,963	2,525	1,701	1,701
Losses charged to allowance	(252)		(252)
Recoveries	2		2
Provision charged to operations	(47)	177	190	439
Balance, end of year	2,465	2,140	2,465	2,140	2,525
Allowance for loan losses, individually evaluated for impairment	81		81		371
Allowance for loan losses, collectively evaluated for impairment	2,384		2,384		2,154
Loans	204,477		204,477		192,095
Loans, individually evaluated for impairment	2,456		2,456		3,129
Loans, collectively evaluated for impairment	202,021		202,021		188,966
Commercial Portfolio Segment [Member] \| Construction Loans [Member]
Balance, beginning of year	800	1,228	874	1,227	1,227
Losses charged to allowance		(54)		(55)
Recoveries	300		329
Provision charged to operations	(217)	(143)	(320)	(141)
Balance, end of year	883	1,031	883	1,031	874
Allowance for loan losses, individually evaluated for impairment	253		253		269
Allowance for loan losses, collectively evaluated for impairment	630		630		605
Loans	18,635		18,635		16,188
Loans, individually evaluated for impairment	973		973		1,029
Loans, collectively evaluated for impairment	17,662		17,662		15,159
Residential Portfolio Segment [Member] \| Real Estate Loan [Member]
Balance, beginning of year	318	419	341	379	379
Losses charged to allowance		(48)		(53)
Recoveries	1	2	36	4
Provision charged to operations	3	26	(55)	69
Balance, end of year	322	399	322	399	341
Allowance for loan losses, individually evaluated for impairment	54		54		54
Allowance for loan losses, collectively evaluated for impairment	268		268		287
Loans	23,972		23,972		25,474
Loans, individually evaluated for impairment	1,570		1,570		1,593
Loans, collectively evaluated for impairment	22,402		22,402		23,881
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member]
Balance, beginning of year	524	587	528	691	691
Losses charged to allowance	1	(51)	(23)	(59)
Recoveries	1	1	1	3
Provision charged to operations	47	(3)	67	(101)
Balance, end of year	573	534	573	534	528
Allowance for loan losses, individually evaluated for impairment	27		27		31
Allowance for loan losses, collectively evaluated for impairment	546		546		497
Loans	41,088		41,088		38,327
Loans, individually evaluated for impairment	202		202		311
Loans, collectively evaluated for impairment	40,886		40,886		38,016
Consumer Portfolio Segment [Member] \| Automobile Loan [Member]
Balance, beginning of year	763	627	784	581	581
Losses charged to allowance	(53)	(93)	(158)	(204)
Recoveries	25	12	82	55
Provision charged to operations	106	171	133	285
Balance, end of year	841	717	841	717	784
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	841		841		784
Loans	51,386		51,386		48,365
Loans, individually evaluated for impairment	80		80		66
Loans, collectively evaluated for impairment	51,306		51,306		48,299
Consumer Portfolio Segment [Member] \| Other Loans [Member]
Balance, beginning of year	83	94	93	73	73
Losses charged to allowance	(6)	(12)	(24)	(22)
Recoveries	7	9	15	27
Provision charged to operations	11	(2)	11	11
Balance, end of year	95	89	95	89	93
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	95		95		93
Loans	3,574		3,574		3,582
Loans, individually evaluated for impairment	31		31
Loans, collectively evaluated for impairment	3,543		3,543		3,582
Balance, beginning of year	6,198	5,722	6,078	5,451	5,451
Losses charged to allowance	(310)	(275)	(530)	(450)	(827)
Recoveries	342	33	482	179	354
Provision charged to operations	200	300	400	600	1,100
Balance, end of year	6,430	$ 5,780	6,430	$ 5,780	6,078
Allowance for loan losses, individually evaluated for impairment	542		542		751
Allowance for loan losses, collectively evaluated for impairment	5,888		5,888		5,327
Loans	431,284		431,284		400,971
Loans, individually evaluated for impairment	5,716		5,716		6,461
Loans, collectively evaluated for impairment	$ 425,568		$ 425,568		$ 394,510

Note 4 - Loans and the Allowa35

Note 4 - Loans and the Allowance for Loan Losses - Aging Analysis of the Loan Portfolio (Details) - USD ($)	Jun. 30, 2016	Dec. 31, 2015
Commercial Portfolio Segment [Member] \| Commercial Loans [Member] \| Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	$ 683,000	$ 457,000
Commercial Portfolio Segment [Member] \| Commercial Loans [Member]
Loans, past due	809,000	513,000
Financing Receivable, Recorded Investment, Nonaccrual Status	126,000	56,000
Loans, current	40,274,000	36,571,000
Loans	41,083,000	37,084,000
Commercial Portfolio Segment [Member] \| Agricultural Loans [Member] \| Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due
Commercial Portfolio Segment [Member] \| Agricultural Loans [Member]
Loans, past due	3,000
Financing Receivable, Recorded Investment, Nonaccrual Status	3,000
Loans, current	47,066,000	39,856,000
Loans	47,069,000	39,856,000
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	173,000
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans, past due	1,776,000	3,130,000
Financing Receivable, Recorded Investment, Nonaccrual Status	1,603,000	3,130,000
Loans, current	202,701,000	188,965,000
Loans	204,477,000	192,095,000
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due		9,000
Commercial Portfolio Segment [Member] \| Construction Loans [Member]
Loans, past due	840,000	902,000
Financing Receivable, Recorded Investment, Nonaccrual Status	840,000	893,000
Loans, current	17,795,000	15,286,000
Loans	18,635,000	16,188,000
Residential Portfolio Segment [Member] \| Real Estate Loan [Member] \| Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	145,000	472,000
Residential Portfolio Segment [Member] \| Real Estate Loan [Member]
Loans, past due	228,000	562,000
Financing Receivable, Recorded Investment, Nonaccrual Status	83,000	90,000
Loans, current	23,744,000	24,912,000
Loans	23,972,000	25,474,000
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member] \| Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	109,000	8,000
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member]
Loans, past due	311,000	320,000
Financing Receivable, Recorded Investment, Nonaccrual Status	202,000	312,000
Loans, current	40,777,000	38,007,000
Loans	41,088,000	38,327,000
Consumer Portfolio Segment [Member] \| Automobile Loan [Member] \| Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	590,000	586,000
Consumer Portfolio Segment [Member] \| Automobile Loan [Member]
Loans, past due	670,000	651,000
Financing Receivable, Recorded Investment, Nonaccrual Status	80,000	65,000
Loans, current	50,716,000	47,714,000
Loans	51,386,000	48,365,000
Consumer Portfolio Segment [Member] \| Other Loans [Member] \| Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	22,000	15,000
Consumer Portfolio Segment [Member] \| Other Loans [Member]
Loans, past due	53,000	15,000
Financing Receivable, Recorded Investment, Nonaccrual Status	31,000
Loans, current	3,521,000	3,567,000
Loans	3,574,000	3,582,000
Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	1,722,000	1,547,000
Loans, past due	4,690,000	6,093,000
Financing Receivable, Recorded Investment, Nonaccrual Status	2,968,000	4,546,000
Loans, current	426,594,000	394,878,000
Loans	$ 431,284,000	$ 400,971,000

Note 4 - Loans and the Allowa36

Note 4 - Loans and the Allowance for Loan Losses - Impaired Loans (Details) - USD ($)	6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Commercial Portfolio Segment [Member] \| Commercial Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$ 19,000		$ 47,000
Unpaid principal balance with no related allowance recorded	19,000		47,000
Average recorded investment with no related allowance recorded	19,000		39,000
Interest income recognized with no related allowance recorded	1,000		1,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	124,000		26,000
Unpaid principal balance with allowance	124,000		26,000
Impaired Financing Receivable, Related Allowance	124,000		26,000
Average recorded investment with an allowance	28,000		29,000
Interest income recognized with an allowance
Impaired Financing Receivable, Recorded Investment	143,000		73,000
Unpaid principal balance	143,000		73,000
Impaired Financing Receivable, Average Recorded Investment	47,000		68,000
Impaired Financing Receivable, Interest Income, Accrual Method	1,000		1,000
Commercial Portfolio Segment [Member] \| Agricultural Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	258,000		260,000
Unpaid principal balance with no related allowance recorded	258,000		260,000
Average recorded investment with no related allowance recorded	259,000		262,000
Interest income recognized with no related allowance recorded	10,000		20,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	3,000
Unpaid principal balance with allowance	3,000
Impaired Financing Receivable, Related Allowance	3,000
Average recorded investment with an allowance	6,000
Interest income recognized with an allowance
Impaired Financing Receivable, Recorded Investment	261,000		260,000
Unpaid principal balance	261,000		260,000
Impaired Financing Receivable, Average Recorded Investment	265,000		262,000
Impaired Financing Receivable, Interest Income, Accrual Method	10,000		20,000
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,922,000		1,976,000
Unpaid principal balance with no related allowance recorded	2,360,000		2,622,000
Average recorded investment with no related allowance recorded	1,756,000		2,057,000
Interest income recognized with no related allowance recorded	2,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	534,000		1,154,000
Unpaid principal balance with allowance	742,000		1,154,000
Impaired Financing Receivable, Related Allowance	81,000		371,000
Average recorded investment with an allowance	534,000		1,203,000
Interest income recognized with an allowance
Impaired Financing Receivable, Recorded Investment	2,456,000		3,130,000
Unpaid principal balance	3,102,000		3,776,000
Impaired Financing Receivable, Average Recorded Investment	2,290,000		3,260,000
Impaired Financing Receivable, Interest Income, Accrual Method	2,000
Commercial Portfolio Segment [Member] \| Construction Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	209,000		221,000
Unpaid principal balance with no related allowance recorded	209,000		221,000
Average recorded investment with no related allowance recorded	215,000		232,000
Interest income recognized with no related allowance recorded
Impaired Financing Receivable, with Related Allowance, Recorded Investment	764,000		808,000
Unpaid principal balance with allowance	764,000		808,000
Impaired Financing Receivable, Related Allowance	253,000		269,000
Average recorded investment with an allowance	776,000		822,000
Interest income recognized with an allowance	4,000		8,000
Impaired Financing Receivable, Recorded Investment	973,000		1,029,000
Unpaid principal balance	973,000		1,029,000
Impaired Financing Receivable, Average Recorded Investment	991,000		1,054,000
Impaired Financing Receivable, Interest Income, Accrual Method	4,000		8,000
Residential Portfolio Segment [Member] \| Real Estate Loan [Member]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,327,000		1,347,000
Unpaid principal balance with no related allowance recorded	1,338,000		1,359,000
Average recorded investment with no related allowance recorded	1,336,000		1,346,000
Interest income recognized with no related allowance recorded	39,000		79,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	243,000		245,000
Unpaid principal balance with allowance	243,000		245,000
Impaired Financing Receivable, Related Allowance	54,000		54,000
Average recorded investment with an allowance	244,000		246,000
Interest income recognized with an allowance	5,000		11,000
Impaired Financing Receivable, Recorded Investment	1,570,000		1,592,000
Unpaid principal balance	1,581,000		1,604,000
Impaired Financing Receivable, Average Recorded Investment	1,580,000		1,592,000
Impaired Financing Receivable, Interest Income, Accrual Method	44,000		90,000
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	92,000		199,000
Unpaid principal balance with no related allowance recorded	92,000		199,000
Average recorded investment with no related allowance recorded	96,000		156,000
Interest income recognized with no related allowance recorded
Impaired Financing Receivable, with Related Allowance, Recorded Investment	110,000		113,000
Unpaid principal balance with allowance	110,000		113,000
Impaired Financing Receivable, Related Allowance	27,000		31,000
Average recorded investment with an allowance	112,000		115,000
Interest income recognized with an allowance
Impaired Financing Receivable, Recorded Investment	202,000		312,000
Unpaid principal balance	202,000		312,000
Impaired Financing Receivable, Average Recorded Investment	208,000		271,000
Impaired Financing Receivable, Interest Income, Accrual Method
Consumer Portfolio Segment [Member] \| Automobile Loan [Member]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	80,000		65,000
Unpaid principal balance with no related allowance recorded	80,000		65,000
Average recorded investment with no related allowance recorded	40,000		21,000
Interest income recognized with no related allowance recorded
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Unpaid principal balance with allowance
Impaired Financing Receivable, Related Allowance
Average recorded investment with an allowance
Interest income recognized with an allowance
Impaired Financing Receivable, Recorded Investment	80,000		65,000
Unpaid principal balance	80,000		65,000
Impaired Financing Receivable, Average Recorded Investment	40,000		21,000
Impaired Financing Receivable, Interest Income, Accrual Method
Consumer Portfolio Segment [Member] \| Other Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	31,000
Unpaid principal balance with no related allowance recorded	31,000
Average recorded investment with no related allowance recorded
Interest income recognized with no related allowance recorded
Impaired Financing Receivable, with Related Allowance, Recorded Investment
Unpaid principal balance with allowance
Impaired Financing Receivable, Related Allowance
Average recorded investment with an allowance
Interest income recognized with an allowance
Impaired Financing Receivable, Recorded Investment	31,000
Unpaid principal balance	31,000
Impaired Financing Receivable, Average Recorded Investment
Impaired Financing Receivable, Interest Income, Accrual Method
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	3,938,000		4,115,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,778,000		2,346,000
Impaired Financing Receivable, Related Allowance	542,000		751,000
Impaired Financing Receivable, Recorded Investment	5,716,000		6,461,000
Unpaid principal balance	6,373,000		7,119,000
Impaired Financing Receivable, Average Recorded Investment	5,421,000	$ 7,096,000	6,528,000
Impaired Financing Receivable, Interest Income, Accrual Method	$ 61,000	$ 60,000	$ 119,000

Note 5 - Commitments and Cont37

Note 5 - Commitments and Contingencies (Details Textual) - USD ($)	Jun. 30, 2016	Dec. 31, 2015
Standby Letters of Credit [Member]
Unused Commitments to Extend Credit	$ 625,000	$ 265,000
Construction Loan Payable [Member]
Unused Commitments to Extend Credit	10,775,000
Unused Commitments to Extend Credit	$ 87,925,000	$ 82,995,000

Note 6 - Earnings Per Share (De

Note 6 - Earnings Per Share (Details Textual) - shares	3 Months Ended		6 Months Ended
Note 6 - Earnings Per Share (Details Textual) - shares	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	113,000	53,000	113,000	53,000

Note 6 - Earnings Per Share - C

Note 6 - Earnings Per Share - Calculation of Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Net income	$ 1,837	$ 1,355	$ 3,410	$ 2,570
Basic earnings per share (in dollars per share)	$ 0.38	$ 0.28	$ 0.70	$ 0.53
Diluted earnings per share (in dollars per share)	$ 0.36	$ 0.27	$ 0.67	$ 0.51
Basic shares (in shares)	4,857	4,813	4,849	4,806
Diluted shares (in shares)	5,047	5,069	5,057	5,058

Note 7 - Stock-based Compensa40

Note 7 - Stock-based Compensation (Details Textual) - USD ($)	3 Months Ended				6 Months Ended
	Jun. 30, 2016	Mar. 31, 2016	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2016	Jun. 30, 2015
Stock Option Plan 2001 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	0				0
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$ 0				$ 0
Employee Service Share-based Compensation, Tax Benefit Realized from Exercise of Stock Options		$ 0		$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value					0	$ 49,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value					131,000	163,000
Proceeds from Stock Options Exercised					$ 65,000	44,000
Stock Option Plan 2013 [Member] \| Employee Stock Option [Member]
Share-based Compensation Arrangement by Share Based Payment Award, Holding Period of Previously Owned Stock to be Used As Payment to Exercise Stock Options					180 days
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period					10 years
Stock Option Plan 2013 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	288,800				288,800
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$ 343,000				$ 343,000
Employee Service Share-based Compensation, Tax Benefit Realized from Exercise of Stock Options					$ 0	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross					108,000	0
Common Stock, Capital Shares Reserved for Future Issuance	491,443				491,443
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value					$ 76,000	$ 83,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value					14,000	0
Proceeds from Stock Options Exercised					$ 23,000	0
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition					3 years 36 days
Common Stock, Capital Shares Reserved for Future Issuance	120,133				120,133
Proceeds from Stock Options Exercised					$ 89,000	40,000
Allocated Share-based Compensation Expense	$ 30,000		$ 12,000		55,000	41,000
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense	$ 3,000		$ 2,000		$ 6,000	$ 4,000

Note 7 - Stock-based Compensa41

Note 7 - Stock-based Compensation - Stock Option Activity (Details) - USD ($)	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Stock Option Plan 2001 [Member] \| Employee Stock Option [Member]
Options outstanding, weighted average exercise price (in dollars per share)	$ 3.53
Options outstanding, weighted average remaining contractual term	2 years 219 days
Options outstanding, intrinsic value	$ 698,000
Stock Option Plan 2001 [Member]
Options outstanding (in shares)	192,893
Options outstanding, weighted average exercise price (in dollars per share)	$ 5.75
Options forfeited (in shares)	(50,800)
Options forfeited, weighted average exercise price (in dollars per share)	$ 12.19
Options exercised. (in shares)	(21,960)
Options- exercised, weighted average exercise price (in dollars per share)	$ 2.95
Options outstanding (in shares)	120,133
Options exercisable (in shares)	120,133
Options exercisable, weighted average exercise price (in dollars per share)	$ 3.53
Options exercisable, weighted average remaining contractual term	2 years 219 days
Options exercisable, intrinsic value	$ 698,000
Options exercised, weighted average exercise price (in dollars per share)	$ 2.95
Stock Option Plan 2013 [Member]
Options outstanding (in shares)	102,400
Options outstanding, weighted average exercise price (in dollars per share)	$ 6.32
Options forfeited, weighted average exercise price (in dollars per share)	$ 8.75
Options exercised. (in shares)	(6,000)
Options- exercised, weighted average exercise price (in dollars per share)	$ 6.32
Options outstanding (in shares)	204,400
Options outstanding, weighted average exercise price (in dollars per share)	$ 7.60
Options outstanding, weighted average remaining contractual term	6 years 292 days
Options outstanding, intrinsic value	$ 288,000
Options exercisable (in shares)	46,000
Options exercisable, weighted average exercise price (in dollars per share)	$ 6.32
Options exercisable, weighted average remaining contractual term	5 years 292 days
Options exercisable, intrinsic value	$ 124,000
Options granted (in shares)	108,000	0
Options exercised, weighted average exercise price (in dollars per share)	$ 6.32
Expected to vest (in shares)	138,172
Expected to vest, weighted average exercise price (in dollars per share)	$ 7.98
Expected to vest after June 30, 2016	7 years 36 days
Expected to vest after June 30, 2016	$ 143,000

Note 7 - Stock-based Compensa42

Note 7 - Stock-based Compensation - Stock-Based Compensation (Details) - Weighted Average Fair Value Assumptions (Details)	6 Months Ended
	Jun. 30, 2016$ / shares
Employee Stock Option [Member]
Expected life of stock options (in years)	5 years 36 days
Risk free interest rate	1.52%
Volatility	53.60%
Dividend yields	2.00%
Weighted-average fair value of options granted during the six months ended June 30, 2016 (in dollars per share)	$ 3.55

Note 8 - Income Taxes (Details

Note 8 - Income Taxes (Details Textual)	6 Months Ended
Note 8 - Income Taxes (Details Textual)	Jun. 30, 2016USD ($)
Unrecognized Tax Benefits, Period Increase (Decrease)	$ 0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued	$ 0

Note 9 - Fair Value Measureme44

Note 9 - Fair Value Measurement (Details Textual) - USD ($)	6 Months Ended
Note 9 - Fair Value Measurement (Details Textual) - USD ($)	Jun. 30, 2016	Jun. 30, 2015
Impaired Loans [Member]
Gain (Loss) on Sale of Assets and Asset Impairment Charges	$ (77,000)	$ (41,000)
Gain (Loss) on Sale of Assets and Asset Impairment Charges	$ (86,000)	$ (84,000)

Note 9 - Fair Values Measuremen

Note 9 - Fair Values Measurement - Carrying Amounts and Estimated Fair Values of Financial Instruments (Details) - USD ($)	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	$ 40,965,000	$ 68,195,000
Investment securities
Loans, net
FHLB stock
Accrued interest receivable	2,000	26,000
Deposits	483,532,000	475,013,000
Repurchase agreements
Note payable
Junior subordinated deferrable interest debentures
Accrued interest payable	7,000	8,000
Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Investment securities	99,426,000	96,704,000
Loans, net
FHLB stock
Accrued interest receivable	381,000	328,000
Deposits	51,084,000	52,287,000
Repurchase agreements	3,894	7,671
Note payable
Junior subordinated deferrable interest debentures
Accrued interest payable	40,000	38,000
Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Investment securities
Loans, net	422,850,000	395,338,000
FHLB stock
Accrued interest receivable	1,417,000	1,694,000
Deposits
Repurchase agreements
Note payable	2,625,000	4,875,000
Junior subordinated deferrable interest debentures	6,215,000	6,662,000
Accrued interest payable	11,000	12,000
Cash and cash equivalents	40,965,000	68,195,000	$ 41,333,000	$ 45,574,000
Cash and cash equivalents	40,965,000	68,195,000
Investment securities	99,426,000	96,704,000
Loans, net	426,679,000	396,833,000
Loans, net	422,850,000	395,338,000
FHLB stock	2,438,000	2,380,000
Accrued interest receivable	1,800,000	2,048,000
Accrued interest receivable	1,800,000	2,048,000
Deposits	534,634,000	527,276,000
Deposits	534,616,000	527,300,000
Repurchase agreements	3,894,000	7,671,000
Repurchase agreements	3,894
Note payable	2,625,000	4,875,000
Note payable	2,625,000	4,875,000
Junior subordinated deferrable interest debentures	10,310,000	10,310,000
Junior subordinated deferrable interest debentures	6,215,000	6,662,000
Accrued interest payable	58,000	58,000
Accrued interest payable	$ 58,000	$ 58,000

Note 9 - Fair Value Measureme46

Note 9 - Fair Value Measurement - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
US Government-sponsored Enterprises Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Investment securities
US Government-sponsored Enterprises Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Investment securities	3,003	1,977
US Government-sponsored Enterprises Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Investment securities
US Government-sponsored Enterprises Debt Securities [Member]
Investment securities	3,003	1,977
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] \| Fair Value, Inputs, Level 1 [Member]
Investment securities
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] \| Fair Value, Inputs, Level 2 [Member]
Investment securities	71,148	72,370
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] \| Fair Value, Inputs, Level 3 [Member]
Investment securities
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities	71,148	72,370
US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Investment securities
US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Investment securities	25,275	22,357
US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Investment securities
US States and Political Subdivisions Debt Securities [Member]
Investment securities	25,275	22,357
Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Investment securities
Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Investment securities	99,426
Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Investment securities
Corporate Debt Securities [Member]
Investment securities	$ 99,426
Fair Value, Inputs, Level 1 [Member]
Investment securities
Fair Value, Inputs, Level 2 [Member]
Investment securities		96,704
Fair Value, Inputs, Level 3 [Member]
Investment securities
Investment securities		$ 96,704

Note 9 - Fair Value Measureme47

Note 9 - Fair Value Measurement - Assets and Liabilities Measured at Fair Value On a Non-recurring Basis (Details) - USD ($)	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 1 [Member]
Assets Fair Value Disclosure Nonrecurring
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 2 [Member]
Assets Fair Value Disclosure Nonrecurring
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	453,000		1,214,000
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Impaired Loans [Member]
Assets Fair Value Disclosure Nonrecurring	453,000		1,214,000
Gain (Loss) on Sale of Assets and Asset Impairment Charges	(81,000)	$ (27,000)
Asset Impairment Charges	(81,000)	(27,000)
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 1 [Member]
Assets Fair Value Disclosure Nonrecurring
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 2 [Member]
Assets Fair Value Disclosure Nonrecurring
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	1,000,000		156,000
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Other Real Estate [Member]
Assets Fair Value Disclosure Nonrecurring	1,000,000		156,000
Gain (Loss) on Sale of Assets and Asset Impairment Charges	(9,000)	(106,000)
Asset Impairment Charges	(9,000)	(106,000)
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 1 [Member]
Assets Fair Value Disclosure Nonrecurring
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 2 [Member]
Assets Fair Value Disclosure Nonrecurring
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	22,000		30,000
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Impaired Loans [Member]
Assets Fair Value Disclosure Nonrecurring	22,000		30,000
Gain (Loss) on Sale of Assets and Asset Impairment Charges		(16,000)
Asset Impairment Charges		(16,000)
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 1 [Member]
Assets Fair Value Disclosure Nonrecurring
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 2 [Member]
Assets Fair Value Disclosure Nonrecurring
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	1,817,000		1,516,000
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Other Real Estate [Member]
Assets Fair Value Disclosure Nonrecurring	1,817,000		1,516,000
Gain (Loss) on Sale of Assets and Asset Impairment Charges		116,000
Asset Impairment Charges		116,000
Commercial Portfolio Segment [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 1 [Member]
Assets Fair Value Disclosure Nonrecurring
Commercial Portfolio Segment [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 2 [Member]
Assets Fair Value Disclosure Nonrecurring
Commercial Portfolio Segment [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring
Commercial Portfolio Segment [Member] \| Other Real Estate [Member]
Assets Fair Value Disclosure Nonrecurring
Gain (Loss) on Sale of Assets and Asset Impairment Charges		(39,000)
Asset Impairment Charges		(39,000)
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 1 [Member]
Assets Fair Value Disclosure Nonrecurring
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 2 [Member]
Assets Fair Value Disclosure Nonrecurring
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	83,000		83,000
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member] \| Impaired Loans [Member]
Assets Fair Value Disclosure Nonrecurring	83,000		83,000
Gain (Loss) on Sale of Assets and Asset Impairment Charges	4,000	2,000
Asset Impairment Charges	4,000	2,000
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 1 [Member]
Assets Fair Value Disclosure Nonrecurring
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 2 [Member]
Assets Fair Value Disclosure Nonrecurring
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member] \| Other Real Estate [Member] \| Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring			84,000
Residential Portfolio Segment [Member] \| Equity Lines of Credit [Member] \| Other Real Estate [Member]
Assets Fair Value Disclosure Nonrecurring			84,000
Gain (Loss) on Sale of Assets and Asset Impairment Charges		(14,000)
Asset Impairment Charges		(14,000)
Impaired Loans [Member] \| Fair Value, Inputs, Level 1 [Member]
Assets Fair Value Disclosure Nonrecurring
Impaired Loans [Member] \| Fair Value, Inputs, Level 2 [Member]
Assets Fair Value Disclosure Nonrecurring
Impaired Loans [Member] \| Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	558,000		1,327,000
Impaired Loans [Member]
Assets Fair Value Disclosure Nonrecurring	558,000		1,327,000
Gain (Loss) on Sale of Assets and Asset Impairment Charges	(77,000)	(41,000)
Asset Impairment Charges	(77,000)	(41,000)
Other Real Estate [Member] \| Fair Value, Inputs, Level 1 [Member]
Assets Fair Value Disclosure Nonrecurring
Other Real Estate [Member] \| Fair Value, Inputs, Level 2 [Member]
Assets Fair Value Disclosure Nonrecurring
Other Real Estate [Member] \| Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	2,817,000		1,756,000
Other Real Estate [Member]
Assets Fair Value Disclosure Nonrecurring	2,817,000		1,756,000
Gain (Loss) on Sale of Assets and Asset Impairment Charges	(9,000)	(43,000)
Asset Impairment Charges	(9,000)	(43,000)
Fair Value, Inputs, Level 1 [Member]
Assets Fair Value Disclosure Nonrecurring
Fair Value, Inputs, Level 2 [Member]
Assets Fair Value Disclosure Nonrecurring
Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	3,375,000		3,083,000
Assets Fair Value Disclosure Nonrecurring	3,375,000		$ 3,083,000
Gain (Loss) on Sale of Assets and Asset Impairment Charges	(86,000)	(84,000)
Asset Impairment Charges	$ (86,000)	$ (84,000)

Note 9 - Fair Value Measureme48

Note 9 - Fair Value Measurement - Quantitative Information About Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on a Non-Recurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Mar. 31, 2016	Jun. 30, 2016	Dec. 31, 2015
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Impaired Loans [Member] \| Weighted Average [Member]
Impaired loans, other real estate - unobservable input range		12.00%	10.00%
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Impaired Loans [Member] \| Minimum [Member]
Impaired loans, other real estate - unobservable input range		9.00%
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Impaired Loans [Member] \| Maximum [Member]
Impaired loans, other real estate - unobservable input range			12.00%
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Impaired Loans [Member]
Impaired loans, other real estate		$ 453	$ 1,214
Impaired loans, other real estate - unobservable input range		12.00%
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Other Real Estate [Member] \| Weighted Average [Member]
Impaired loans, other real estate - unobservable input range		20.00%	10.00%
Commercial Portfolio Segment [Member] \| Real Estate Loan [Member] \| Other Real Estate [Member]
Impaired loans, other real estate		$ 1,000	$ 156
Impaired loans, other real estate - unobservable input range		20.00%	10.00%
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Impaired Loans [Member] \| Weighted Average [Member]
Impaired loans, other real estate - unobservable input range		10.00%	8.00%
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Impaired Loans [Member]
Impaired loans, other real estate		$ 22	$ 30
Impaired loans, other real estate - unobservable input range		10.00%	8.00%
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Other Real Estate [Member] \| Weighted Average [Member]
Impaired loans, other real estate - unobservable input range		23.00%	10.00%
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Other Real Estate [Member] \| Minimum [Member]
Impaired loans, other real estate - unobservable input range	10.00%
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Other Real Estate [Member] \| Maximum [Member]
Impaired loans, other real estate - unobservable input range		36.00%
Commercial Portfolio Segment [Member] \| Construction Loans [Member] \| Other Real Estate [Member]
Impaired loans, other real estate		$ 1,817	$ 1,516
Impaired loans, other real estate - unobservable input range			10.00%
Commercial Portfolio Segment [Member] \| Other Real Estate [Member]
Impaired loans, other real estate
Consumer Portfolio Segment [Member] \| Home Equity Loan [Member] \| Impaired Loans [Member] \| Weighted Average [Member]
Impaired loans, other real estate - unobservable input range		8.00%	8.00%
Consumer Portfolio Segment [Member] \| Home Equity Loan [Member] \| Impaired Loans [Member]
Impaired loans, other real estate		$ 83	$ 83
Impaired loans, other real estate - unobservable input range		8.00%	8.00%
Consumer Portfolio Segment [Member] \| Home Equity Loan [Member] \| Other Real Estate [Member] \| Weighted Average [Member]
Impaired loans, other real estate - unobservable input range			10.00%
Consumer Portfolio Segment [Member] \| Home Equity Loan [Member] \| Other Real Estate [Member]
Impaired loans, other real estate			$ 84
Impaired loans, other real estate - unobservable input range			10.00%
Impaired Loans [Member]
Impaired loans, other real estate		$ 558	$ 1,327
Other Real Estate [Member]
Impaired loans, other real estate		2,817	1,756
Impaired loans, other real estate		$ 3,375	$ 3,083