Plumas Bancorp (PLBC) 10-Q 2 Aug 17 2017 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2017	Jul. 31, 2017
Document Information [Line Items]
Entity Registrant Name	Plumas Bancorp
Entity Central Index Key	1,168,455
Trading Symbol	plbc
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		5,042,971
Document Type	10-Q
Document Period End Date	Jun. 30, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q2
Amendment Flag	false

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Assets
Cash and cash equivalents	$ 68,851	$ 62,646
Investment securities available for sale	112,329	101,595
Loans, less allowance for loan losses of $6,855 at June 30, 2017 and $6,549 at December 31, 2016	471,418	456,580
Real estate acquired through foreclosure	844	735
Premises and equipment, net	11,459	11,768
Bank owned life insurance	12,695	12,528
Accrued interest receivable and other assets	12,292	12,123
Total assets	689,888	657,975
Deposits:
Non-interest bearing	258,464	236,779
Interest bearing	357,695	345,574
Total deposits	616,159	582,353
Repurchase agreements	4,325	7,547
Note payable		2,375
Accrued interest payable and other liabilities	6,166	7,396
Junior subordinated deferrable interest debentures	10,310	10,310
Total liabilities	636,960	609,981
Commitments and contingencies (Note 5)
Shareholders’ equity:
Common stock, no par value; 22,500,000 shares authorized; issued and outstanding – 5,042,971 shares at June 30, 2017 and 4,896,875 at December 31, 2016	6,252	5,918
Retained earnings	46,884	43,048
Accumulated other comprehensive loss, net	(208)	(972)
Total shareholders’ equity	52,928	47,994
Total liabilities and shareholders’ equity	$ 689,888	$ 657,975

Condensed Consolidated Balance3

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Allowance for loan losses	$ 6,855	$ 6,549
Common stock, par value (in dollars per share)
Common stock, authorized (in shares)	22,500,000	22,500,000
Common stock, shares issued (in shares)	5,042,971	4,896,875
Common stock, shares outstanding (in shares)	5,042,971	4,896,875

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Interest Income:
Interest and fees on loans	$ 6,433	$ 5,553	$ 12,541	$ 11,009
Interest on investment securities	603	473	1,164	945
Other	83	51	179	123
Total interest income	7,119	6,077	13,884	12,077
Interest Expense:
Interest on deposits	140	130	280	262
Interest on note payable	4	31	28	76
Interest on junior subordinated deferrable interest debentures	99	85	192	169
Other	1	1	2	2
Total interest expense	244	247	502	509
Net interest income before provision for loan losses	6,875	5,830	13,382	11,568
Provision for Loan Losses	200	200	400	400
Net interest income after provision for loan losses	6,675	5,630	12,982	11,168
Non-Interest Income:
Service charges	1,118	1,034	2,173	1,965
Gain on sale of loans	786	559	1,314	892
Loss on sale of investments			(17)	(32)
Other	478	462	960	882
Total non-interest income	2,382	2,055	4,430	3,707
Non-Interest Expenses:
Salaries and employee benefits	2,864	2,558	5,791	5,166
Occupancy and equipment	654	677	1,423	1,384
Other	1,374	1,445	2,761	2,763
Total non-interest expenses	4,892	4,680	9,975	9,313
Income before provision for income taxes	4,165	3,005	7,437	5,562
Provision for Income Taxes	1,624	1,168	2,832	2,152
Net income	$ 2,541	$ 1,837	$ 4,605	$ 3,410
Basic earnings per share (in dollars per share)	$ 0.51	$ 0.38	$ 0.93	$ 0.70
Diluted earnings per share (in dollars per share)	$ 0.49	$ 0.36	$ 0.89	$ 0.67

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Net income	$ 2,541	$ 1,837	$ 4,605	$ 3,410
Other comprehensive income:
Change in net unrealized gain	780	681	1,283	2,072
Less: reclassification adjustments for net losses included in net income			17	32
Net unrealized holding gains	780	681	1,300	2,104
Related tax effect:
Change in net unrealized gain	(322)	(281)	(529)	(856)
Reclassification of net losses included in net income			(7)	(13)
Income tax effect	(322)	(281)	(536)	(869)
Other comprehensive income	458	400	764	1,235
Total comprehensive income	$ 2,999	$ 2,237	$ 5,369	$ 4,645

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Cash Flows from Operating Activities:
Net income	$ 4,605,000	$ 3,410,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for Loan Losses	400,000	400,000
Change in deferred loan origination costs/fees, net	(459,000)	(78,000)
Depreciation and amortization	520,000	538,000
Stock-based compensation expense	86,000	55,000
Loss on sale of investments	17,000	32,000
Amortization of investment security premiums	295,000	320,000
Gain on sale of OREO and other vehicles	(7,000)	(6,000)
Gain on sale of loans held for sale	(1,314,000)	(892,000)
Loans originated for sale	(19,681,000)	(14,863,000)
Proceeds from loan sales	22,260,000	15,307,000
Provision from change in OREO valuation	9,000	9,000
Earnings on bank-owned life insurance	(167,000)	(171,000)
(Increase) decrease in accrued interest receivable and other assets	(106,000)	997,000
Decrease in accrued interest payable and other liabilities	(1,230,000)	(491,000)
Net cash provided by operating activities	5,228,000	4,567,000
Cash Flows from Investing Activities:
Proceeds from principal repayments from available-for-sale government-sponsored mortgage-backed securities	6,073,000	5,973,000
Proceeds from matured and called available-for-sale investment securities		1,000,000
Purchases of available-for-sale securities	(20,287,000)	(22,529,000)
Proceeds from sale of available-for-sale securities	4,221,000	14,589,000
Net increase in loans	(16,722,000)	(31,269,000)
Proceeds from sale of OREO	75,000	92,000
Proceeds from sale of other vehicles	114,000	164,000
Purchase of premises and equipment	(179,000)	(375,000)
Net cash used in investing activities	(26,705,000)	(32,355,000)
Cash Flows from Financing Activities:
Net increase in demand, interest bearing and savings deposits	36,978,000	8,520,000
Net decrease in time deposits	(3,172,000)	(1,162,000)
Principal payment on note payable	(2,375,000)	(2,250,000)
Net decrease in securities sold under agreements to repurchase	(3,222,000)	(3,777,000)
Repurchase of common stock warrant		(862,000)
Cash dividends paid on common stock	(691,000)
Proceeds from exercise of stock options	164,000	89,000
Net cash provided by financing activities	27,682,000	558,000
Increase (decrease) in cash and cash equivalents	6,205,000	(27,230,000)
Cash and Cash Equivalents at Beginning of Year	62,646,000	68,195,000
Cash and Cash Equivalents at End of Period	68,851,000	40,965,000
Cash paid during the period for:
Interest expense	502,000	509,000
Income taxes	3,490,000	2,500,000
Non-Cash Investing Activities:
Real estate and vehicles acquired through foreclosure	288,000	1,301,000
Common stock retired in connection with the exercise of stock options	10,000
Common stock issued in connection with the cashless exercise of stock warrant	$ 787,000

Note 1 - General

Note 1 - General	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Nature of Operations [Text Block]	1. During 2002, one September 26, 2002. September 28, 2005. The Bank operates eleven December, 2015 first ’s administrative headquarters is in Quincy, California. In addition, the Bank operates lending offices specializing in government-guaranteed lending in Auburn, California, and Phoenix, Arizona and commercial/agricultural lending offices in Chico, California and Klamath Falls, Oregon. The Bank's primary source of revenue is generated from providing loans to customers who are predominately small and middle market businesses and individuals residing in the surrounding areas.

Note 2 - Condensed Consolidated

Note 2 - Condensed Consolidated Financial Statements	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Basis of Accounting [Text Block]	2. TEMENTS The condensed consolidated financial statements include the accounts of the Company and the accounts of its wholly-owned subsidiary, Plumas Bank. Plumas Statutory Trust I and Plumas Statutory Trust II are not ’s consolidated financial statements and, accordingly, are accounted for under the equity method. In the opinion of management, the unaudited condensed consolidated financial statements contain all adjustments (consisting of only normal recurring adjustments) necessary to present fairly the Company’s financial position at June 30, 2017 three six June 30, 2017 2016. December 31, 2016 2017 . The unaudited condensed consolidated financial statements of the Company have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“ SEC”) for interim reporting on Form 10 not These interim financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's 201 6 10 three six June 30, 2017 may not Management has determined that because all of the commercial ba nking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment and management does not No 10%

Note 3 - Investment Securities

Note 3 - Investment Securities Available for Sale	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	3. INVESTMENT SECURITIES AVAILABLE FOR SALE The amortized cost and estimated fair value of investment securities at June 30, 201 7 December 31, 2016 Available-for-Sale June 30, 201 7 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 81,137 $ 100 $ (821 ) $ 80,416 Obligations of states and political subdivisions 31,546 505 (138 ) 31,913 $ 112,683 $ 605 $ (959 ) $ 112,329 Net unrealized loss on available-for-sale investment securities totaling $354,000 $146,000 June 30, 2017. six June 30, 2017 seven $4,221,000 $17,000 four $4,000 three $21,000. No three June 30, 2017 . Available-for-Sale December 31, 2016 Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 76,207 $ 11 $ (1,307 ) $ 74,911 Obligations of states and political subdivisions 27,042 89 (447 ) 26,684 $ 103,249 $ 100 $ (1,754 ) $ 101,595 Net unrealized loss on available-for-sale investment securities totaling $1,654,000 $682,000 rs' equity at December 31, 2016. During the six June 30, 2016 fourteen $14,589,000 $32,000 eight $48,000 six $80,000. No three June 30, 2016. There were no six une 30, 2017 twelve December 31, 2016. no June 30, 2017 December 31, 2016 . Investment securities with unrealized losses at June 30, 201 7 December 31, 2016 June 30, 201 7 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies collateralized by mortgage obligations-residential $ 58,300 $ 764 $ 1,845 $ 57 $ 60,145 $ 821 Obligations of states and political subdivisions 6,546 138 - - 6,546 138 $ 64,846 $ 902 $ 1,845 $ 57 $ 66,691 $ 959 December 31, 2016 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies collateralized by mortgage obligations-residential $ 68,338 $ 1,237 $ 2,043 $ 70 $ 70,381 $ 1,307 Obligations of states and political subdivisions 18,052 447 - - 18,052 447 $ 86,390 $ 1,684 $ 2,043 $ 70 $ 88,433 $ 1,754 At June 30, 201 7, 179 76 179 68 111 June 30, 2017, not not not June 30, 2017 The amortized cost and estimated fair value of investment securities at June 30, 201 7 Amortized Cost Estimated Fair Value Within one year $ - $ - After one year through five years 2,842 2,891 After five years through ten years 16,639 16,930 After ten years 12,065 12,092 Investment securities not due at a single maturity date: Government-sponsored mortgage-backed securities 81,137 80,416 $ 112,683 $ 112,329 Expected maturities will differ from contractual maturities because the issuers of the securities may the right to call or prepay obligations with or without call or prepayment penalties. Investment securities with amortized costs totaling $71,619,000 $73 ,331,000 $70,926,000 $72,112 ,000 June 30, 2017 December 31, 2016,

Note 4 - Loans and the Allowanc

Note 4 - Loans and the Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	4. ALLOWANCE FOR LOAN LOSSES Outstanding loans are summarized below, in thousands: June 30 , December 31, 2017 2016 Commercial $ 39,394 $ 41,293 Agricultural 54,974 51,103 Real estate – residential 18,952 21,283 Real estate – commercial 236,791 226,136 Real estate – construction and land development 24,819 21,904 Equity lines of credit 42,211 42,338 Auto 55,255 53,553 Other 3,695 3,513 476,091 461,123 Deferred loan costs, net 2,182 2,006 Allowance for loan losses (6,855 ) (6,549 ) Loans, net $ 471,418 $ 456,580 Changes in the allowance for loan losses, in thousands, were as follows: June 30 , December 31, 2017 2016 Balance, beginning of year $ 6,549 $ 6,078 Provision charged to operations 400 800 Losses charged to allowance (175 ) (979 ) Recoveries 81 650 Balance, end of period $ 6,855 $ 6,549 The recorded investment in impaired loans totaled $5, 300,000 $5,442,000 June 30, 2017 December 31, 2016, $480,000 $1,600,000 June 30, 2017 $366,000 $1,534,000 December 31, 2016. no $3,700,000 $3,908,000 June 30, 2017 December 31, 2016, six June 30, 2017 June 30, 2016 $4,890,000 $5,421,000, $79,000 $61,000 six June 30, 2017 2016, No six June 30, 2017 2016. Included in impaired loans are troubled debt restructurings. A troubled debt restructuring is a formal restructure of a loan where the Company for economic or legal reasons related to the borrower ’s financial difficulties, grants a concession to the borrower. The concessions may one In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company ’s internal underwriting policy. The carrying value of troubled debt restructurings at June 30, 2017 December 31, 2016 $4,132,000 $4,616,000, $328,000 $342,000 June 30, 2017 December 31, 2016, not June 30, 2017 December 31, 2016. no six June 30, 2017 June 30, 2016. no twelve six June 30, 2017 2016, At June 30, 2017 December 31, 2016, $2,910,000 $2,724,000, $89,000 $106,000 six June 30, 2017 2016, $38,000 $31,000 three June 30, 2017 2016, no 90 June 30, 2017 December 31, 2016. Salaries and employee benefits totaling $9 36,000 $942,000 six June 30, 2017 2016, $541,000 $569,000 three June 30, 2017 2016, The Company assigns a risk rating to all loans, with the exception of automobile and other loans and periodically, but not $100,000 ’s regulators. During these internal reviews, management monitors and analyzes the financial condition of borrowers and guarantors, trends in the industries in which borrowers operate and the fair values of collateral securing these loans. These credit quality indicators are used to assign a risk rating to each individual loan. The risk ratings can be grouped into five Pass – A pass loan is a strong credit with no Watch – A Watch loan has potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may not not Substandard – A substandard loan is not not Doubtful – Loans classified doubtful have all the weaknesses inherent in those classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions and values, highly questionable and improbable. Loss – Loans classified as loss are considered uncollectible and charged off immediately. The following table shows the loan portfolio allocated by management's internal risk ratings at the dates indicated, in thousands: June 30, 201 7 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 38,221 $ 51,320 $ 18,688 $ 234,800 $ 24,123 $ 41,951 $ 409,103 Watch 811 3,654 133 343 - - 4,941 Substandard 362 - 131 1,648 696 260 3,097 Doubtful - - - - - - - Total $ 39,394 $ 54,974 $ 18,952 $ 236,791 $ 24,819 $ 42,211 $ 417,141 December 31, 201 6 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 40,459 $ 50,790 $ 21,125 $ 223,854 $ 21,201 $ 41,983 $ 399,412 Watch 565 280 - 400 - - 1,245 Substandard 269 33 158 1,882 703 355 3,400 Doubtful - - - - - - - Total $ 41,293 $ 51,103 $ 21,283 $ 226,136 $ 21,904 $ 42,338 $ 404,057 Consumer Credit E xposure Consumer Credit Exposure Credit Risk Profile Based on Payment Activity Credit Risk Profile Based on Payment Activity June 30, 201 7 December 31, 201 6 Auto Other Total Auto Other Total Grade: Performing $ 54,947 $ 3,693 $ 58,640 $ 53,474 $ 3,511 $ 56,985 Non-performing 308 2 310 79 2 81 Total $ 55,255 $ 3,695 $ 58,950 $ 53,553 $ 3,513 $ 57,066 The following tables show the allocation of the allowance for loan losses at the dates indicated, in thousan ds: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Auto Other Total Six months ended 6/30/1 7 : Allowance for Loan Losses Beginning balance $ 655 $ 466 $ 280 $ 2,740 $ 927 $ 575 $ 815 $ 91 $ 6,549 Charge-offs (67 ) - - - - - (90 ) (18 ) (175 ) Recoveries 19 - 2 3 - 2 50 5 81 Provision 98 48 (30 ) 69 144 (16 ) 70 17 400 Ending balance $ 705 $ 514 $ 252 $ 2,812 $ 1,071 $ 561 $ 845 $ 95 $ 6,855 Three months ended 6/30/1 7 : Allowance for Loan Losses Beginning balance $ 788 $ 473 $ 268 $ 2,919 $ 838 $ 561 $ 806 $ 90 $ 6,743 Charge-offs (67 ) - - - - - (40 ) (13 ) (120 ) Recoveries 11 - 1 1 - 2 16 1 32 Provision (27 ) 41 (17 ) (108 ) 233 (2 ) 63 17 200 Ending balance $ 705 $ 514 $ 252 $ 2,812 $ 1,071 $ 561 $ 845 $ 95 $ 6,855 Six months ended 6/30/ 1 6 : Allowance for Loan Losses Beginning balance $ 639 $ 294 $ 341 $ 2,525 $ 874 $ 528 $ 784 $ 93 $ 6,078 Charge-offs (73 ) - - (252 ) - (23 ) (158 ) (24 ) (530 ) Recoveries 17 - 36 2 329 1 82 15 482 Provision 252 122 (55 ) 190 (320 ) 67 133 11 400 Ending balance $ 835 $ 416 $ 322 $ 2,465 $ 883 $ 573 $ 841 $ 95 $ 6,430 Three months ended 6/30/1 6 : Allowance for Loan Losses Beginning balance $ 637 $ 311 $ 318 $ 2,762 $ 800 $ 524 $ 763 $ 83 $ 6,198 Charge-offs - - - (252 ) - 1 (53 ) (6 ) (310 ) Recoveries 6 - 1 2 300 1 25 7 342 Provision 192 105 3 (47 ) (217 ) 47 106 11 200 Ending balance $ 835 $ 416 $ 322 $ 2,465 $ 883 $ 573 $ 841 $ 95 $ 6,430 June 30, 201 7 : Allowance for Loan Losses Ending balance: individually e valuated for impairment $ 93 $ - $ 53 $ 76 $ 218 $ 22 $ 16 $ 2 $ 480 Ending balance: collectively evaluated for impairment $ 612 $ 514 $ 199 $ 2,736 $ 853 $ 539 $ 829 $ 93 $ 6,375 Loans Ending balance $ 39,394 $ 54,974 $ 18,952 $ 236,791 $ 24,819 $ 42,211 $ 55,255 $ 3,695 $ 476,091 Ending balance: individually evaluated for impairment $ 105 $ 256 $ 1,288 $ 2,258 $ 823 $ 260 $ 308 $ 2 $ 5,300 Ending balance: collectively evaluated for impairment $ 39,289 $ 54,718 $ 17,664 $ 234,533 $ 23,996 $ 41,951 $ 54,947 $ 3,693 $ 470,791 December 31, 201 6 : Allowance for Loan Losses Ending balance: individually evaluated for impairment $ 2 $ - 53 $ 81 $ 206 $ 24 $ - $ - $ 366 Ending balance: collectively evaluated for impairment $ 653 $ 466 $ 227 $ 2,659 $ 721 $ 551 $ 815 $ 91 $ 6,183 Loans Ending balance $ 41,293 $ 51,103 $ 21,283 $ 226,136 $ 21,904 $ 42,338 $ 53,553 $ 3,513 $ 461,123 Ending balance: individually evaluated for impairment $ 16 $ 258 $ 1,615 $ 2,323 $ 833 $ 326 $ 69 $ 2 $ 5,442 Ending balance: collectively evaluated for impairment $ 41,277 $ 50,845 $ 19,668 $ 223,813 $ 21,071 $ 42,012 $ 53,484 $ 3,511 $ 455,681 The following table shows an aging analysis of the loan portfolio by the time pa st due, in thousands: June 30, 201 7 30-89 Days 90 Days and Still Total Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 618 $ - $ 90 $ 708 $ 38,686 $ 39,394 Agricultural 302 - - 302 54,672 54,974 Real estate – residential 153 - 131 284 18,668 18,952 Real estate – commercial 1,590 - 1,422 3,012 233,779 236,791 Real estate – construction & land - - 696 696 24,123 24,819 Equity Lines of Credit 595 - 260 855 41,356 42,211 Auto 872 - 308 1,180 54,075 55,255 Other 31 - 3 34 3,661 3,695 Total $ 4,161 $ - $ 2,910 $ 7,071 $ 469,020 $ 476,091 December 31, 201 6 30-89 Days 90 Days and Still Total Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 77 $ - $ - $ 77 $ 41,216 $ 41,293 Agricultural - - - - 51,103 51,103 Real estate – residential 179 - 145 324 20,959 21,283 Real estate – commercial 519 - 1,479 1,998 224,138 226,136 Real estate – construction & land 10 - 703 713 21,191 21,904 Equity Lines of Credit 276 - 326 602 41,736 42,338 Auto 919 - 69 988 52,565 53,553 Other 23 - 2 25 3,488 3,513 Total $ 2,003 $ - $ 2,724 $ 4,727 $ 456,396 $ 461,123 The following tables show information related to impaired loans at the dates indicated, in thousands: Unpaid Average Interest Recorded Principal Related Recorded Income As of June 30, 201 7 : Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ - $ - $ - $ - Agricultura l 256 256 257 10 Real estate – residential 1,048 1,059 1,060 30 Real estate – commercial 1,731 2,169 1,618 29 Real estate – construction & land 171 171 176 - Equity Lines of Credit 219 219 207 - Auto 275 275 87 - Other - - - - With an all owance recorded: Commercial $ 105 $ 105 $ 93 $ 35 $ 1 Agricult ural - - - - - Real est ate – residential 240 240 53 241 5 Real est ate – commercial 527 735 76 530 - Real est ate – construction & land 652 652 218 664 4 Equity Lines of Credit 41 41 22 13 - Auto 33 34 16 1 - Other 2 2 2 1 - Total: Commercial $ 105 $ 105 $ 93 $ 35 $ 1 Agricult ural 256 256 - 257 10 Real estate – residential 1,288 1,299 53 1,301 35 Real est ate – commercial 2,258 2,904 76 2,148 29 Real est ate – construction & land 823 823 218 840 4 Equity Lines of Credit 260 260 22 220 - Auto 308 309 16 88 - Other 2 2 2 1 - Total $ 5,300 $ 5,958 $ 480 $ 4,890 $ 79 Unpaid Average Interest Recorded Principal Related Recorded Income As of December 31, 2016: Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ - $ - $ - $ - Agricultural 258 258 259 19 Real estate – residential 1,373 1,385 1,291 77 Real estate – commercial 1,789 2,227 1,589 33 Real estate – construction & land 198 198 210 - Equity Lines of Credit 219 219 121 - Auto 69 69 46 - Other 2 2 - - With an allowance recorded: Commercial $ 16 $ 16 $ 2 $ 16 $ 1 Agricultural - - - - - Real estate – residential 242 242 53 243 11 Real estate – commercial 534 742 81 534 - Real estate – construction & land 635 635 206 658 8 Equity Lines of Credit 107 107 24 110 - Auto - - - - - Other - - - - - Total: Commercial $ 16 $ 16 $ 2 $ 16 $ 1 Agricultural 258 258 - 259 19 Real estate – residential 1,615 1,627 53 1,534 88 Real estate – commercial 2,323 2,969 81 2,123 33 Real estate – construction & land 833 833 206 868 8 Equity Lines of Credit 326 326 24 231 - Auto 69 69 - 46 - Other 2 2 - - - Total $ 5,442 $ 6,100 $ 366 $ 5,077 $ 149

Note 5 - Commitments and Contin

Note 5 - Commitments and Contingencies	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	5. The Company is party to claims and legal proceedings arising in the ordinary course of business. In the opinion of the Company’s management, the amount of ultimate liability with respect to such proceedings will not In the normal course of business, there are various outstanding commitments to extend credit, which are not 93.6 $93.7 $100 $625 June 30, 2017 December 31, 2016, Of the loan commitments outstanding at June 30, 201 7, $10, 075,000 twelve not may Stand-by letters of credit are condit ional commitments written to guarantee the performance of a customer to a third not June 30, 2017 December 31, 2016 .

Note 6 - Earnings Per Share

Note 6 - Earnings Per Share	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Earnings Per Share [Text Block]	6. Basic earnings per share is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding for the period. Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options, result in the issuance of common stock which shares in the earnings of the Company. The treasury stock method has been applied to determine the dilutive effect of stock options in computing diluted earnings per share. For the Three Months For the Six Months Ended June 30, Ended June 30, (In thousands, except per share data) 201 7 201 6 201 7 201 6 Net Inco me: Net income $ 2,541 $ 1,837 $ 4,605 $ 3,410 Earnings Per Share: Basic earnings per share $ 0.51 $ 0.38 $ 0.93 $ 0.70 Diluted earnings per share $ 0.49 $ 0.36 $ 0.89 $ 0.67 Weighted Average Number of Shares Outstanding: Basic shares 5,001 4,857 4,956 4,849 Diluted shares 5,180 5,047 5,173 5,057 Shares of common stock issuable under stock options and warrants for which the exercise prices were greater than the average market prices were not Stock options and warrants not not 0 113,000 three June 30, 2017 2016, not not 0 113,000 six June 30, 2017 2016,

Note 7 - Stock-based Compensati

Note 7 - Stock-based Compensation	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	7. Stock Options In 2001, 6 0,093 no June 30, 2017. As of June 30, 2017, no No six June 30, 2017 2016. A summary of the activity within the 2001 Option Plan follows: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2017 81,893 $ 2.95 Options exercised (21,800 ) 2.95 Options outstanding at June 30, 2017 60,093 $ 2.95 1.7 $ 1,103,000 Options exercisable at June 30, 2017 60,093 $ 2.95 1.7 $ 1,103,000 In May 2013, 2013 47 4 ,400 298,400 June 30, 2017. may not six not ten A summary of the activity within the 20 13 Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2017 192,800 $ 7.60 Options exercised (16,800 ) 6.55 Options outstanding at June 30, 2017 176,000 $ 7.70 5.9 $ 2,394,000 Options exercisable at June 30, 2017 76,200 $ 7.08 5.4 $ 1,084,000 Expected to vest after June 30, 2017 88,922 $ 8.18 6.2 $ 1,167,000 No six June 30, 2017. six June 30, 2016 108,000 using the following assumptions: 2016 Expected life of stock options (in years) 5.1 Risk free interest rate 1.52% Volatility 53.6% Dividend yields 2.00% Weighted-average fair value of options granted during the six months ended June 30, 2016 $3.55 As of June 30, 2017, 294,000 2013 2.2 $161,000 $76,000 six June 30, 2017 2016 . Compensation cost related to stock options recognized in operating results under the stock option plans wa s $86,000 $55,000 six June 30, 2017 2016, $10,000 six June 30, 2017 $6,000 six June 30, 2016. $43,000 $30,000 three June 30, 2017 2016, $5,000 three June 30, 2017 $3,000 three June 30, 2016 . Cash received from option exercises under the two six June 30, 2017 2016 $164,000 $89,000, two $531,000 $145,000 six June 30, 2017 2016, two $45,000 $0 six June 30, 2017 2016, The Company determines the fair value of options on the date of grant using a Black-Scholes-Merton option pricing model that uses assumptions based on expected option life, expected stock volatility and the risk-free interest rate. The expected volatility assumptions used by the Company are based on the historical volatility of the Company’s common stock over the most recent period commensurate with the estimated expected life of the Company’s stock options. The Company bases its expected life assumption on its historical experience and on the terms and conditions of the stock options it grants to employees. The risk-free rate is based on the U.S. Treasury yield curve for the periods within the contractual life of the options in effect at the time of the grant. The Company also makes assumptions regarding estimated forfeitures that will impact the total compensation expenses recognized under the Plans.

Note 8 - Income Taxes

Note 8 - Income Taxes	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Income Tax Disclosure [Text Block]	8. The Company files its income taxes on a consolidated basis with its subsidiary. Income t ax expense is the total of current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the tax consequences of temporary differences between the reported amount of assets and liabilities and their tax bases. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. A valuation allowance is recognized if, based on the weight of available evidence management believes it is more likely than not not When tax return s are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not not not 50 no six June 30, 2017.

Note 9 - Fair Value Measurement

Note 9 - Fair Value Measurement	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Fair Value Disclosures [Text Block]	9. The Company measures fair value under the fair value hierarchy described below. Level 1: Level 2: identical or similar instruments in markets that are not Level 3: one not may In certain cases, the inputs used to measure fair value may ’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability. Management monitors the availability of observable market data to assess the appropriate classification of financial instruments within the fair value hierarchy. Changes in economic conditions or model-based valuation techniques may one Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. Fair Value of Financial Instruments The carrying amounts and estimated fair values of finan cial instruments, at June 30, 2017 December 31, 2016 Fair Value Measurements at June 30, 2017 Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 68,851 $ 68,851 $ 68,851 Investment securities 112,329 $ 112,329 112,329 Loans, net 471,418 $ 471,540 471,540 FHLB stock 2,685 N/A Accrued interest receivable 2,059 11 463 1,585 2,059 Financial liabilities: Deposits 616,159 569,729 46,444 616,173 Repurchase agreements 4,325 4,325 4,325 Junior subordinated deferrable interest debentures 10,310 7,680 7,680 Accrued interest payable 58 9 36 13 58 Fair Value Measurements at December 31, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 62,646 $ 62,646 $ 62,646 Investment securities 101,595 $ 101,595 101,595 Loans, net 456,580 $ 459,618 459,618 FHLB stock 2,438 N/A Accrued interest receivable 2,312 7 398 1,907 2,312 Financial liabilities: Deposits 582,353 532,750 49,586 582,336 Repurchase agreements 7,547 7,547 7,547 Note payable 2,375 2,375 2,375 Junior subordinated deferrable interest debentures 10,310 7,762 7,762 Accrued interest payable 59 9 36 14 59 These estimates do not one not The following methods and assumptions were used by management to estimate the fair value of its financial instruments: Cash and cash equivalents: The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1. Investment securities: Fair values for securities available for sale are generally determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 Loans: Fair values of loans, excluding loans held for sale, are estimated as follows: For variable rate loans that reprice frequently and with no 3 3 not FHLB stock: It was not Deposits: The fair values disclosed for demand deposits, including interest and non-interest demand accounts, savings, and certain types of money market accounts are, by definition, equal to the carrying amount at the reporting date resulting in a Level 1 2 Repurchase agreements: The fair value of securities sold under repurchase agreements is estimated based on bid quotations received from brokers using observable inputs and are included as Level 2. Note payable: The fair value of the Company’s Note Payable is estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 3 Junior subordinated deferrable interest debentures: The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 3 Accrued interest receivable and payable: Commitments to extend credit and letters of credit: The fair value of commitments are estimated using the fees currently charged to enter into similar agreements and are not not Because no 3. The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and non-recurring basis as of June 30, 2017 December 31, 2016, Assets and liabilities measured at fair value on a recurring basis at June 30, 2017 Fair Value Measurements at June 30 , 2017 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 80,416 $ 80,416 Obligations of states and political subdivisions 31,913 31,913 $ 112,329 $ - $ 112,329 $ - Assets and liabilities measured at fair value on a recurring basis at December 31, 2016 Fair Value Measurements at December 31, 2016 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 74,911 $ 74,911 Obligations of states and political subdivisions 26,684 26,684 $ 101,595 $ - $ 101,595 $ - The fair value of securities available-for-sale equals quoted market price, if available. If quoted market prices are not matrix pricing. There were no 2017 2016. Assets and liabilities measured at fair value on a non-recurring basis at June 3 0, 2017 Fair Value Measurements at June 30, 2017 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Gains (Losses) Six Months Ended June 30, 2017 Assets: Impaired loans: Real estate – commercial $ 450 $ - $ - $ 450 $ 5 Equity lines of credit 102 102 (19 ) Total impaired loans 552 - - 552 (14 ) Other real estate: Real estate – residential 10 10 - Real estate – commercial 193 193 (9 ) Real estate – construction and land development 641 641 - Total other real estate 844 - - 844 (9 ) $ 1,396 $ - $ - $ 1,396 $ (23 ) Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2016 Fair Value Measurements at December 31, 2016 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Gains (Losses) Six Months Ended June 30, 2016 Assets: Impaired loans: Real estate – commercial $ 453 $ 453 $ (81 ) Equity lines of credit 83 83 1 Total impaired loans 536 - - 536 (80 ) Other real estate: Real estate – residential 10 10 - Real estate – commercial 84 84 (9 ) Real estate – construction and land development 641 641 - Total other real estate 735 - - 735 (9 ) $ 1,271 $ - $ - $ 1,271 $ (89 ) The Company has no The following methods were used to estimate fair value. Collateral-Dependent Impaired Loans : The Bank does not third 3 $14,000 $80,000 six June 30, 2017 2016, Other Real Estate: Nonrecurring adjustments to certain real estate properties classified as other real estate owned are measured at the lower of carrying amount or fair value, less costs to sell. In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized. Fair values are generally based on third 3 Appraisals for both collateral-dependent impaired loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Loan Administration Department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. On a quarterly basis, the Company compares the actual selling price of similar collateral that has been liquidated to the most recent appraised value for unsold properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. The following table presents quantitative information about Level 3 June 30, 2017 December 31, 2016 ( Description Fair Value 6/30/2017 Fair Value 12/31/201 6 Valuation Technique Significant Unobservable Input Range (Weighted Average) 6/30/2017 Range (Weighted Average) 12/31/201 6 Impaired Loans: RE – Commercial $ 45 0 $ 453 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 12% (12%) 12% (12%) Equity Lines of Credit $ 102 $ 83 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 8% - 10 % ( 8%) 8% (8%) Other Real Estate: RE – Residential $ 10 $ 10 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 48% (48%) 48% (48%) RE – Commercial $ 193 $ 84 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 7 % ( 7%) 4 0% ( 40%) Land and Construction $ 641 $ 641 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% - 36% (33%) 10% - 36% (33%)

Note 10 - Adoption of New Accou

Note 10 - Adoption of New Accounting Standards	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	10. Recently Adopted Accounting Pronouncements On March 30, 2016, 2016 09, – Stock Compensation: Improvements to Employee Share-Based Payment Accounting, which is intended to simplify several aspects of the accounting for share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. ASU 2016 09 December 15, 2016. No. 2016 09 January 1, 2017 not No. 2016 09 . Pending Accounting Pronouncements In May 2014, No. 2014 09 national Accounting Standards Board (IASB) to develop a common revenue standard for U.S. GAAP and International Financial Reporting Standards (IFRS). ASU 2014 09 605 2014 09 5 This update was originally effective for annual reporting periods beginning on or after December 15, 2016 rim periods therein and requires expanded disclosures. In July 2015 2014 09 one December 15, 2017 not not not No. 2014 09 January 1, 2018 On January 5, 201 6, 2016 01, December 15, 2017, No. 2016 01. No. 2016 01 not On February 25, 2016, 2016 02, s not 12 2016 02 December 15, 2018. two not No. 2016 02 In June 2016, No. 2016 13, No. 2016 13 measure credit losses for most financial assets and certain other instruments that aren’t measured at fair value through net income. The standard will replace today’s “incurred loss” approach with an “expected loss” model. The new model, referred to as the current expected credit loss (“CECL”) model, will apply to: ( 1 2 not not No. 2016 13 No. 2016 13 December 15, 2019; December 15, 2018. first No. 2016 13 On March 30, 2017, 2017 - 08, not 2017 08 December 15, 2018. first No. 2017 - 08. No. 2017 - 08 not

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2017
Accounting Policies [Abstract]
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Adopted Accounting Pronouncements On March 30, 2016, 2016 09, – Stock Compensation: Improvements to Employee Share-Based Payment Accounting, which is intended to simplify several aspects of the accounting for share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. ASU 2016 09 December 15, 2016. No. 2016 09 January 1, 2017 not No. 2016 09 . Pending Accounting Pronouncements In May 2014, No. 2014 09 national Accounting Standards Board (IASB) to develop a common revenue standard for U.S. GAAP and International Financial Reporting Standards (IFRS). ASU 2014 09 605 2014 09 5 This update was originally effective for annual reporting periods beginning on or after December 15, 2016 rim periods therein and requires expanded disclosures. In July 2015 2014 09 one December 15, 2017 not not not No. 2014 09 January 1, 2018 On January 5, 201 6, 2016 01, December 15, 2017, No. 2016 01. No. 2016 01 not On February 25, 2016, 2016 02, s not 12 2016 02 December 15, 2018. two not No. 2016 02 In June 2016, No. 2016 13, No. 2016 13 measure credit losses for most financial assets and certain other instruments that aren’t measured at fair value through net income. The standard will replace today’s “incurred loss” approach with an “expected loss” model. The new model, referred to as the current expected credit loss (“CECL”) model, will apply to: ( 1 2 not not No. 2016 13 No. 2016 13 December 15, 2019; December 15, 2018. first No. 2016 13 On March 30, 2017, 2017 - 08, not 2017 08 December 15, 2018. first No. 2017 - 08. No. 2017 - 08 not

Note 3 - Investment Securitie18

Note 3 - Investment Securities Available for Sale (Tables)	6 Months Ended
	Jun. 30, 2017
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Available-for-Sale June 30, 201 7 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 81,137 $ 100 $ (821 ) $ 80,416 Obligations of states and political subdivisions 31,546 505 (138 ) 31,913 $ 112,683 $ 605 $ (959 ) $ 112,329 Available-for-Sale December 31, 2016 Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 76,207 $ 11 $ (1,307 ) $ 74,911 Obligations of states and political subdivisions 27,042 89 (447 ) 26,684 $ 103,249 $ 100 $ (1,754 ) $ 101,595
Schedule of Unrealized Loss on Investments [Table Text Block]	June 30, 201 7 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies collateralized by mortgage obligations-residential $ 58,300 $ 764 $ 1,845 $ 57 $ 60,145 $ 821 Obligations of states and political subdivisions 6,546 138 - - 6,546 138 $ 64,846 $ 902 $ 1,845 $ 57 $ 66,691 $ 959 December 31, 2016 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies collateralized by mortgage obligations-residential $ 68,338 $ 1,237 $ 2,043 $ 70 $ 70,381 $ 1,307 Obligations of states and political subdivisions 18,052 447 - - 18,052 447 $ 86,390 $ 1,684 $ 2,043 $ 70 $ 88,433 $ 1,754
Investments Classified by Contractual Maturity Date [Table Text Block]	Amortized Cost Estimated Fair Value Within one year $ - $ - After one year through five years 2,842 2,891 After five years through ten years 16,639 16,930 After ten years 12,065 12,092 Investment securities not due at a single maturity date: Government-sponsored mortgage-backed securities 81,137 80,416 $ 112,683 $ 112,329

Note 4 - Loans and the Allowa19

Note 4 - Loans and the Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2017
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30 , December 31, 2017 2016 Commercial $ 39,394 $ 41,293 Agricultural 54,974 51,103 Real estate – residential 18,952 21,283 Real estate – commercial 236,791 226,136 Real estate – construction and land development 24,819 21,904 Equity lines of credit 42,211 42,338 Auto 55,255 53,553 Other 3,695 3,513 476,091 461,123 Deferred loan costs, net 2,182 2,006 Allowance for loan losses (6,855 ) (6,549 ) Loans, net $ 471,418 $ 456,580
Allowance for Credit Losses on Financing Receivables [Table Text Block]	June 30 , December 31, 2017 2016 Balance, beginning of year $ 6,549 $ 6,078 Provision charged to operations 400 800 Losses charged to allowance (175 ) (979 ) Recoveries 81 650 Balance, end of period $ 6,855 $ 6,549
Financing Receivable Credit Quality Indicators [Table Text Block]	June 30, 201 7 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 38,221 $ 51,320 $ 18,688 $ 234,800 $ 24,123 $ 41,951 $ 409,103 Watch 811 3,654 133 343 - - 4,941 Substandard 362 - 131 1,648 696 260 3,097 Doubtful - - - - - - - Total $ 39,394 $ 54,974 $ 18,952 $ 236,791 $ 24,819 $ 42,211 $ 417,141 December 31, 201 6 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 40,459 $ 50,790 $ 21,125 $ 223,854 $ 21,201 $ 41,983 $ 399,412 Watch 565 280 - 400 - - 1,245 Substandard 269 33 158 1,882 703 355 3,400 Doubtful - - - - - - - Total $ 41,293 $ 51,103 $ 21,283 $ 226,136 $ 21,904 $ 42,338 $ 404,057
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Auto Other Total Six months ended 6/30/1 7 : Allowance for Loan Losses Beginning balance $ 655 $ 466 $ 280 $ 2,740 $ 927 $ 575 $ 815 $ 91 $ 6,549 Charge-offs (67 ) - - - - - (90 ) (18 ) (175 ) Recoveries 19 - 2 3 - 2 50 5 81 Provision 98 48 (30 ) 69 144 (16 ) 70 17 400 Ending balance $ 705 $ 514 $ 252 $ 2,812 $ 1,071 $ 561 $ 845 $ 95 $ 6,855 Three months ended 6/30/1 7 : Allowance for Loan Losses Beginning balance $ 788 $ 473 $ 268 $ 2,919 $ 838 $ 561 $ 806 $ 90 $ 6,743 Charge-offs (67 ) - - - - - (40 ) (13 ) (120 ) Recoveries 11 - 1 1 - 2 16 1 32 Provision (27 ) 41 (17 ) (108 ) 233 (2 ) 63 17 200 Ending balance $ 705 $ 514 $ 252 $ 2,812 $ 1,071 $ 561 $ 845 $ 95 $ 6,855 Six months ended 6/30/ 1 6 : Allowance for Loan Losses Beginning balance $ 639 $ 294 $ 341 $ 2,525 $ 874 $ 528 $ 784 $ 93 $ 6,078 Charge-offs (73 ) - - (252 ) - (23 ) (158 ) (24 ) (530 ) Recoveries 17 - 36 2 329 1 82 15 482 Provision 252 122 (55 ) 190 (320 ) 67 133 11 400 Ending balance $ 835 $ 416 $ 322 $ 2,465 $ 883 $ 573 $ 841 $ 95 $ 6,430 Three months ended 6/30/1 6 : Allowance for Loan Losses Beginning balance $ 637 $ 311 $ 318 $ 2,762 $ 800 $ 524 $ 763 $ 83 $ 6,198 Charge-offs - - - (252 ) - 1 (53 ) (6 ) (310 ) Recoveries 6 - 1 2 300 1 25 7 342 Provision 192 105 3 (47 ) (217 ) 47 106 11 200 Ending balance $ 835 $ 416 $ 322 $ 2,465 $ 883 $ 573 $ 841 $ 95 $ 6,430 June 30, 201 7 : Allowance for Loan Losses Ending balance: individually e valuated for impairment $ 93 $ - $ 53 $ 76 $ 218 $ 22 $ 16 $ 2 $ 480 Ending balance: collectively evaluated for impairment $ 612 $ 514 $ 199 $ 2,736 $ 853 $ 539 $ 829 $ 93 $ 6,375 Loans Ending balance $ 39,394 $ 54,974 $ 18,952 $ 236,791 $ 24,819 $ 42,211 $ 55,255 $ 3,695 $ 476,091 Ending balance: individually evaluated for impairment $ 105 $ 256 $ 1,288 $ 2,258 $ 823 $ 260 $ 308 $ 2 $ 5,300 Ending balance: collectively evaluated for impairment $ 39,289 $ 54,718 $ 17,664 $ 234,533 $ 23,996 $ 41,951 $ 54,947 $ 3,693 $ 470,791 December 31, 201 6 : Allowance for Loan Losses Ending balance: individually evaluated for impairment $ 2 $ - 53 $ 81 $ 206 $ 24 $ - $ - $ 366 Ending balance: collectively evaluated for impairment $ 653 $ 466 $ 227 $ 2,659 $ 721 $ 551 $ 815 $ 91 $ 6,183 Loans Ending balance $ 41,293 $ 51,103 $ 21,283 $ 226,136 $ 21,904 $ 42,338 $ 53,553 $ 3,513 $ 461,123 Ending balance: individually evaluated for impairment $ 16 $ 258 $ 1,615 $ 2,323 $ 833 $ 326 $ 69 $ 2 $ 5,442 Ending balance: collectively evaluated for impairment $ 41,277 $ 50,845 $ 19,668 $ 223,813 $ 21,071 $ 42,012 $ 53,484 $ 3,511 $ 455,681
Past Due Financing Receivables [Table Text Block]	June 30, 201 7 30-89 Days 90 Days and Still Total Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 618 $ - $ 90 $ 708 $ 38,686 $ 39,394 Agricultural 302 - - 302 54,672 54,974 Real estate – residential 153 - 131 284 18,668 18,952 Real estate – commercial 1,590 - 1,422 3,012 233,779 236,791 Real estate – construction & land - - 696 696 24,123 24,819 Equity Lines of Credit 595 - 260 855 41,356 42,211 Auto 872 - 308 1,180 54,075 55,255 Other 31 - 3 34 3,661 3,695 Total $ 4,161 $ - $ 2,910 $ 7,071 $ 469,020 $ 476,091 December 31, 201 6 30-89 Days 90 Days and Still Total Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 77 $ - $ - $ 77 $ 41,216 $ 41,293 Agricultural - - - - 51,103 51,103 Real estate – residential 179 - 145 324 20,959 21,283 Real estate – commercial 519 - 1,479 1,998 224,138 226,136 Real estate – construction & land 10 - 703 713 21,191 21,904 Equity Lines of Credit 276 - 326 602 41,736 42,338 Auto 919 - 69 988 52,565 53,553 Other 23 - 2 25 3,488 3,513 Total $ 2,003 $ - $ 2,724 $ 4,727 $ 456,396 $ 461,123
Impaired Financing Receivables [Table Text Block]	Unpaid Average Interest Recorded Principal Related Recorded Income As of June 30, 201 7 : Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ - $ - $ - $ - Agricultura l 256 256 257 10 Real estate – residential 1,048 1,059 1,060 30 Real estate – commercial 1,731 2,169 1,618 29 Real estate – construction & land 171 171 176 - Equity Lines of Credit 219 219 207 - Auto 275 275 87 - Other - - - - With an all owance recorded: Commercial $ 105 $ 105 $ 93 $ 35 $ 1 Agricult ural - - - - - Real est ate – residential 240 240 53 241 5 Real est ate – commercial 527 735 76 530 - Real est ate – construction & land 652 652 218 664 4 Equity Lines of Credit 41 41 22 13 - Auto 33 34 16 1 - Other 2 2 2 1 - Total: Commercial $ 105 $ 105 $ 93 $ 35 $ 1 Agricult ural 256 256 - 257 10 Real estate – residential 1,288 1,299 53 1,301 35 Real est ate – commercial 2,258 2,904 76 2,148 29 Real est ate – construction & land 823 823 218 840 4 Equity Lines of Credit 260 260 22 220 - Auto 308 309 16 88 - Other 2 2 2 1 - Total $ 5,300 $ 5,958 $ 480 $ 4,890 $ 79 Unpaid Average Interest Recorded Principal Related Recorded Income As of December 31, 2016: Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ - $ - $ - $ - Agricultural 258 258 259 19 Real estate – residential 1,373 1,385 1,291 77 Real estate – commercial 1,789 2,227 1,589 33 Real estate – construction & land 198 198 210 - Equity Lines of Credit 219 219 121 - Auto 69 69 46 - Other 2 2 - - With an allowance recorded: Commercial $ 16 $ 16 $ 2 $ 16 $ 1 Agricultural - - - - - Real estate – residential 242 242 53 243 11 Real estate – commercial 534 742 81 534 - Real estate – construction & land 635 635 206 658 8 Equity Lines of Credit 107 107 24 110 - Auto - - - - - Other - - - - - Total: Commercial $ 16 $ 16 $ 2 $ 16 $ 1 Agricultural 258 258 - 259 19 Real estate – residential 1,615 1,627 53 1,534 88 Real estate – commercial 2,323 2,969 81 2,123 33 Real estate – construction & land 833 833 206 868 8 Equity Lines of Credit 326 326 24 231 - Auto 69 69 - 46 - Other 2 2 - - - Total $ 5,442 $ 6,100 $ 366 $ 5,077 $ 149
Consumer Portfolio Segment [Member]
Notes Tables
Financing Receivable Credit Quality Indicators [Table Text Block]	Consumer Credit E xposure Consumer Credit Exposure Credit Risk Profile Based on Payment Activity Credit Risk Profile Based on Payment Activity June 30, 201 7 December 31, 201 6 Auto Other Total Auto Other Total Grade: Performing $ 54,947 $ 3,693 $ 58,640 $ 53,474 $ 3,511 $ 56,985 Non-performing 308 2 310 79 2 81 Total $ 55,255 $ 3,695 $ 58,950 $ 53,553 $ 3,513 $ 57,066

Note 6 - Earnings Per Share (Ta

Note 6 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2017
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months For the Six Months Ended June 30, Ended June 30, (In thousands, except per share data) 201 7 201 6 201 7 201 6 Net Inco me: Net income $ 2,541 $ 1,837 $ 4,605 $ 3,410 Earnings Per Share: Basic earnings per share $ 0.51 $ 0.38 $ 0.93 $ 0.70 Diluted earnings per share $ 0.49 $ 0.36 $ 0.89 $ 0.67 Weighted Average Number of Shares Outstanding: Basic shares 5,001 4,857 4,956 4,849 Diluted shares 5,180 5,047 5,173 5,057

Note 7 - Stock-based Compensa21

Note 7 - Stock-based Compensation (Tables)	6 Months Ended
	Jun. 30, 2017
Notes Tables
Share-based Compensation, Stock Options, Activity [Table Text Block]	Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2017 81,893 $ 2.95 Options exercised (21,800 ) 2.95 Options outstanding at June 30, 2017 60,093 $ 2.95 1.7 $ 1,103,000 Options exercisable at June 30, 2017 60,093 $ 2.95 1.7 $ 1,103,000 Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2017 192,800 $ 7.60 Options exercised (16,800 ) 6.55 Options outstanding at June 30, 2017 176,000 $ 7.70 5.9 $ 2,394,000 Options exercisable at June 30, 2017 76,200 $ 7.08 5.4 $ 1,084,000 Expected to vest after June 30, 2017 88,922 $ 8.18 6.2 $ 1,167,000
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	2016 Expected life of stock options (in years) 5.1 Risk free interest rate 1.52% Volatility 53.6% Dividend yields 2.00% Weighted-average fair value of options granted during the six months ended June 30, 2016 $3.55

Note 9 - Fair Value Measureme22

Note 9 - Fair Value Measurement (Tables)	6 Months Ended
	Jun. 30, 2017
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at June 30, 2017 Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 68,851 $ 68,851 $ 68,851 Investment securities 112,329 $ 112,329 112,329 Loans, net 471,418 $ 471,540 471,540 FHLB stock 2,685 N/A Accrued interest receivable 2,059 11 463 1,585 2,059 Financial liabilities: Deposits 616,159 569,729 46,444 616,173 Repurchase agreements 4,325 4,325 4,325 Junior subordinated deferrable interest debentures 10,310 7,680 7,680 Accrued interest payable 58 9 36 13 58 Fair Value Measurements at December 31, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 62,646 $ 62,646 $ 62,646 Investment securities 101,595 $ 101,595 101,595 Loans, net 456,580 $ 459,618 459,618 FHLB stock 2,438 N/A Accrued interest receivable 2,312 7 398 1,907 2,312 Financial liabilities: Deposits 582,353 532,750 49,586 582,336 Repurchase agreements 7,547 7,547 7,547 Note payable 2,375 2,375 2,375 Junior subordinated deferrable interest debentures 10,310 7,762 7,762 Accrued interest payable 59 9 36 14 59
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at June 30 , 2017 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 80,416 $ 80,416 Obligations of states and political subdivisions 31,913 31,913 $ 112,329 $ - $ 112,329 $ - Fair Value Measurements at December 31, 2016 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 74,911 $ 74,911 Obligations of states and political subdivisions 26,684 26,684 $ 101,595 $ - $ 101,595 $ -
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Measurements at June 30, 2017 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Gains (Losses) Six Months Ended June 30, 2017 Assets: Impaired loans: Real estate – commercial $ 450 $ - $ - $ 450 $ 5 Equity lines of credit 102 102 (19 ) Total impaired loans 552 - - 552 (14 ) Other real estate: Real estate – residential 10 10 - Real estate – commercial 193 193 (9 ) Real estate – construction and land development 641 641 - Total other real estate 844 - - 844 (9 ) $ 1,396 $ - $ - $ 1,396 $ (23 ) Fair Value Measurements at December 31, 2016 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Gains (Losses) Six Months Ended June 30, 2016 Assets: Impaired loans: Real estate – commercial $ 453 $ 453 $ (81 ) Equity lines of credit 83 83 1 Total impaired loans 536 - - 536 (80 ) Other real estate: Real estate – residential 10 10 - Real estate – commercial 84 84 (9 ) Real estate – construction and land development 641 641 - Total other real estate 735 - - 735 (9 ) $ 1,271 $ - $ - $ 1,271 $ (89 )
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	Description Fair Value 6/30/2017 Fair Value 12/31/201 6 Valuation Technique Significant Unobservable Input Range (Weighted Average) 6/30/2017 Range (Weighted Average) 12/31/201 6 Impaired Loans: RE – Commercial $ 45 0 $ 453 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 12% (12%) 12% (12%) Equity Lines of Credit $ 102 $ 83 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 8% - 10 % ( 8%) 8% (8%) Other Real Estate: RE – Residential $ 10 $ 10 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 48% (48%) 48% (48%) RE – Commercial $ 193 $ 84 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 7 % ( 7%) 4 0% ( 40%) Land and Construction $ 641 $ 641 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% - 36% (33%) 10% - 36% (33%)

Note 2 - Condensed Consolidat23

Note 2 - Condensed Consolidated Financial Statements (Details Textual) xbrli-pure in Thousands	Jun. 30, 2017
Customer Concentration Risk [Member] | Sales Revenue, Net [Member]
Number of Major Customers	0

Note 3 - Investment Securitie24

Note 3 - Investment Securities Available for Sale (Details Textual)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017USD ($)	Jun. 30, 2016	Jun. 30, 2017USD ($)	Jun. 30, 2016USD ($)	Dec. 31, 2016USD ($)
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	68		68
Available-for-sale Securities, Accumulated Gross Unrealized Gain (Loss), before Tax	$ (354,000)		$ (354,000)		$ (1,654,000)
Available-for-sale Securities Income Tax Expense Benefit on Accumulated Gross Unrealized Gains Losses	$ (146,000)		(146,000)		(682,000)
Available-for-sale Securities, Gross Realized Gains (Losses), Sale Proceeds			4,221,000	$ 14,589,000
Available-for-sale Securities, Gross Realized Gain (Loss)			$ (17,000)	$ (32,000)
Number of Securities Sold for Gain			4	8
Available-for-sale Securities, Gross Realized Gains			$ 4,000	$ 48,000
Number of Securities Sold for Loss			3	6
Available-for-sale Securities, Gross Realized Losses			$ 21,000	$ 80,000
Number of Securities Sold During Period	0	0	7	14
Available-for-sale Debt Securities Pledged to Secure Deposits and Repurchase Agreements Amortized Cost Basis	$ 71,619,000		$ 71,619,000		73,331,000
Available-for-sale Securities Pledged as Collateral	70,926,000		$ 70,926,000		$ 72,112,000
Available-for-sale Securities Transfers to Trading and Held to Maturity			0		0
Held-to-maturity Securities	$ 0		$ 0		$ 0
Number of Investment Securities	179		179
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	76		76
US States and Political Subdivisions Debt Securities [Member]
Number of Investment Securities	111		111

Note 3 - Investment Securitie25

Note 3 - Investment Securities Available for Sale - Amortized Cost and Estimated Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Investment securities available for sale, amortized cost	$ 112,683	$ 103,249
Investment securities available for sale, gross unrealized gains	605	100
Investment securities available for sale, gross unrealized losses	(959)	(1,754)
Investment securities available for sale	112,329	101,595
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities available for sale, amortized cost	81,137	76,207
Investment securities available for sale, gross unrealized gains	100	11
Investment securities available for sale, gross unrealized losses	(821)	(1,307)
Investment securities available for sale	80,416	74,911
US States and Political Subdivisions Debt Securities [Member]
Investment securities available for sale, amortized cost	31,546	27,042
Investment securities available for sale, gross unrealized gains	505	89
Investment securities available for sale, gross unrealized losses	(138)	(447)
Investment securities available for sale	$ 31,913	$ 26,684

Note 3 - Investment Securitie26

Note 3 - Investment Securities Available for Sale - Investment Securities With Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
12 months or more unrealized losses	$ 57	$ 70
Total fair value	66,691	88,433
Total unrealized losses	959	1,754
Less than 12 months fair value	64,846	86,390
Less than 12 months unrealized losses	902	1,684
12 months or more fair value	1,845	2,043
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
12 months or more unrealized losses	57	70
Total fair value	60,145	70,381
Total unrealized losses	821	1,307
Less than 12 months fair value	58,300	68,338
Less than 12 months unrealized losses	764	1,237
12 months or more fair value	1,845	2,043
US States and Political Subdivisions Debt Securities [Member]
12 months or more unrealized losses
Total fair value	6,546	18,052
Total unrealized losses	138	447
Less than 12 months fair value	6,546	18,052
Less than 12 months unrealized losses	138	447
12 months or more fair value

Note 3 - Investment Securitie27

Note 3 - Investment Securities Available for Sale - Investment Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Within one year, Amortized Cost
Within one year, Estimated Fair Value
After one year through five years, Amortized cost	2,842
After one year through five years, Estimated fair value	2,891
After five years through ten years, Amortized cost	16,639
After five years through ten years, Estimated fair value	16,930
After ten years, Amortized cost	12,065
After ten years, Estimated fair value	12,092
Total , Amortized cost	112,683	$ 103,249
Total , Estimated fair value	112,329	101,595
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Government-sponsored mortgage-backed securities, Amortized cost	81,137
Government-sponsored mortgage-backed securities, Estimated fair value	80,416
Total , Amortized cost	81,137	76,207
Total , Estimated fair value	$ 80,416	$ 74,911

Note 4 - Loans and the Allowa28

Note 4 - Loans and the Allowance for Loan Losses (Details Textual) xbrli-pure in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017USD ($)	Jun. 30, 2016USD ($)	Jun. 30, 2017USD ($)	Jun. 30, 2016USD ($)	Dec. 31, 2016USD ($)
Financing Receivable, Modifications, Number of Contracts			0	0
Financing Receivable, Modifications, Subsequent Default, Number of Contracts			0	0
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 2,910,000		$ 2,910,000		$ 2,724,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	38,000	$ 31,000	89,000	$ 106,000
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0		0		0
Deferred Loan Origination Costs	541,000	$ 569,000	936,000	942,000
Impaired Financing Receivable, Recorded Investment	5,300,000		5,300,000		5,442,000
Impaired Financing Receivable, Related Allowance	480,000		480,000		366,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,600,000		1,600,000		1,534,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	3,700,000		3,700,000		3,908,000
Impaired Financing Receivable, Average Recorded Investment			4,890,000	5,421,000	5,077,000
Impaired Financing Receivable, Interest Income, Accrual Method			79,000	61,000	149,000
Impaired Financing Receivable, Interest Income, Cash Basis Method			0	$ 0
Financing Receivable, Modifications, Recorded Investment	4,132,000		4,132,000		4,616,000
Financing Receivable Modifications Related Allowances	328,000		328,000		342,000
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0		$ 0		$ 0

Note 4 - Loans and the Allowa29

Note 4 - Loans and the Allowance for Loan Losses - Outstanding Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015
Loans	$ 476,091		$ 461,123
Deferred loan costs, net	2,182		2,006
Allowance for loan losses	(6,855)	$ (6,743)	(6,549)	$ (6,430)	$ (6,198)	$ (6,078)
Loans, net	471,418		456,580
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans	39,394		41,293
Allowance for loan losses	(705)	(788)	(655)	(835)	(637)	(639)
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans	54,974		51,103
Allowance for loan losses	(514)	(473)	(466)	(416)	(311)	(294)
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	236,791		226,136
Allowance for loan losses	(2,812)	(2,919)	(2,740)	(2,465)	(2,762)	(2,525)
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans	24,819		21,904
Allowance for loan losses	(1,071)	(838)	(927)	(883)	(800)	(874)
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	18,952		21,283
Allowance for loan losses	(252)	(268)	(280)	(322)	(318)	(341)
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	42,211		42,338
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	55,255		53,553
Allowance for loan losses	(845)	(806)	(815)	(841)	(763)	(784)
Consumer Portfolio Segment [Member] | Other Loans [Member]
Loans	3,695		3,513
Allowance for loan losses	$ (95)	$ (90)	$ (91)	$ (95)	$ (83)	$ (93)

Note 4 - Loans and the Allowa30

Note 4 - Loans and the Allowance for Loan Losses - Changes in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Balance, beginning of year	$ 6,743	$ 6,198	$ 6,549	$ 6,078	$ 6,078
Provision for Loan Losses	200	200	400	400	800
Losses charged to allowance	(120)	(310)	(175)	(530)	(979)
Recoveries	32	342	81	482	650
Balance, end of period	$ 6,855	$ 6,430	$ 6,855	$ 6,430	$ 6,549

Note 4 - Loans and the Allowa31

Note 4 - Loans and the Allowance for Loan Losses - Loan Portfolio Allocated by Management's Internal Risk Ratings (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Loans	$ 476,091	$ 461,123
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans	39,394	41,293
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans	54,974	51,103
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	236,791	226,136
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans	24,819	21,904
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	18,952	21,283
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member]
Loans	42,211	42,338
Commercial and Residential Portfolio Segments [Member]
Loans	417,141	404,057
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans	38,221	40,459
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans	51,320	50,790
Pass [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	234,800	223,854
Pass [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans	24,123	21,201
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	18,688	21,125
Pass [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member]
Loans	41,951	41,983
Pass [Member] | Commercial and Residential Portfolio Segments [Member]
Loans	409,103	399,412
Watch [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans	811	565
Watch [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans	3,654	280
Watch [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	343	400
Watch [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans
Watch [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	133
Watch [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member]
Loans
Watch [Member] | Commercial and Residential Portfolio Segments [Member]
Loans	4,941	1,245
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans	362	269
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans		33
Substandard [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	1,648	1,882
Substandard [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans	696	703
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	131	158
Substandard [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member]
Loans	260	355
Substandard [Member] | Commercial and Residential Portfolio Segments [Member]
Loans	3,097	3,400
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans
Doubtful [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member]
Loans
Doubtful [Member] | Commercial and Residential Portfolio Segments [Member]
Loans

Note 4 - Loans and the Allowa32

Note 4 - Loans and the Allowance for Loan Losses - Credit Risk Profile by Internally Assigned Grade (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Loans	$ 476,091	$ 461,123
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	58,640	56,985
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	310	81
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	55,255	53,553
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Performing Financial Instruments [Member]
Loans	54,947	53,474
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	308	79
Consumer Portfolio Segment [Member] | Other Loans [Member]
Loans	3,695	3,513
Consumer Portfolio Segment [Member] | Other Loans [Member] | Performing Financial Instruments [Member]
Loans	3,693	3,511
Consumer Portfolio Segment [Member] | Other Loans [Member] | Nonperforming Financial Instruments [Member]
Loans	2	2
Consumer Portfolio Segment [Member] | Residential Portfolio Segment [Member]
Loans	$ 58,950
Consumer Portfolio Segment [Member] | Commercial Portfolio Segment [Member]
Loans		$ 57,066

Note 4 - Loans and the Allowa33

Note 4 - Loans and the Allowance for Loan Losses - Allocation of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Balance, beginning of year	$ 6,743	$ 6,198	$ 6,549	$ 6,078	$ 6,078
Losses charged to allowance	(120)	(310)	(175)	(530)	(979)
Recoveries	32	342	81	482	650
Provision	200	200	400	400	800
Balance, end of period	6,855	6,430	6,855	6,430	6,549
Loans, individually evaluated for impairment	5,300		5,300		5,442
Loans, collectively evaluated for impairment	470,791		470,791		455,681
Allowance for loan losses, individually evaluated for impairment	480		480		366
Allowance for loan losses, collectively evaluated for impairment	6,375		6,375		6,183
Loans	476,091		476,091		461,123
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Balance, beginning of year	788	637	655	639	639
Losses charged to allowance	(67)		(67)	(73)
Recoveries	11	6	19	17
Provision	(27)	192	98	252
Balance, end of period	705	835	705	835	655
Loans, individually evaluated for impairment	105		105		16
Loans, collectively evaluated for impairment	39,289		39,289		41,277
Allowance for loan losses, individually evaluated for impairment	93		93		2
Allowance for loan losses, collectively evaluated for impairment	612		612		653
Loans	39,394		39,394		41,293
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Balance, beginning of year	473	311	466	294	294
Losses charged to allowance
Recoveries
Provision	41	105	48	122
Balance, end of period	514	416	514	416	466
Loans, individually evaluated for impairment	256		256		258
Loans, collectively evaluated for impairment	54,718		54,718		50,845
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	514		514		466
Loans	54,974		54,974		51,103
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Balance, beginning of year	2,919	2,762	2,740	2,525	2,525
Losses charged to allowance		(252)		(252)
Recoveries	1	2	3	2
Provision	(108)	(47)	69	190
Balance, end of period	2,812	2,465	2,812	2,465	2,740
Loans, individually evaluated for impairment	2,258		2,258		2,323
Loans, collectively evaluated for impairment	234,533		234,533		223,813
Allowance for loan losses, individually evaluated for impairment	76		76		81
Allowance for loan losses, collectively evaluated for impairment	2,736		2,736		2,659
Loans	236,791		236,791		226,136
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Balance, beginning of year	838	800	927	874	874
Losses charged to allowance
Recoveries		300		329
Provision	233	(217)	144	(320)
Balance, end of period	1,071	883	1,071	883	927
Loans, individually evaluated for impairment	823		823		833
Loans, collectively evaluated for impairment	23,996		23,996		21,071
Allowance for loan losses, individually evaluated for impairment	218		218		206
Allowance for loan losses, collectively evaluated for impairment	853		853		721
Loans	24,819		24,819		21,904
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Balance, beginning of year	268	318	280	341	341
Losses charged to allowance
Recoveries	1	1	2	36
Provision	(17)	3	(30)	(55)
Balance, end of period	252	322	252	322	280
Loans, individually evaluated for impairment	1,288		1,288		1,615
Loans, collectively evaluated for impairment	17,664		17,664		19,668
Allowance for loan losses, individually evaluated for impairment	53		53		53
Allowance for loan losses, collectively evaluated for impairment	199		199		227
Loans	18,952		18,952		21,283
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member]
Balance, beginning of year	561	524	575	528	528
Losses charged to allowance		1		(23)
Recoveries	2	1	2	1
Provision	(2)	47	(16)	67
Balance, end of period	561	573	561	573	575
Loans, individually evaluated for impairment	260		260		326
Loans, collectively evaluated for impairment	41,951		41,951		42,012
Allowance for loan losses, individually evaluated for impairment	22		22		24
Allowance for loan losses, collectively evaluated for impairment	539		539		551
Loans	42,211		42,211		42,338
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Balance, beginning of year	806	763	815	784	784
Losses charged to allowance	(40)	(53)	(90)	(158)
Recoveries	16	25	50	82
Provision	63	106	70	133
Balance, end of period	845	841	845	841	815
Loans, individually evaluated for impairment	308		308		69
Loans, collectively evaluated for impairment	54,947		54,947		53,484
Allowance for loan losses, individually evaluated for impairment	16		16
Allowance for loan losses, collectively evaluated for impairment	829		829		815
Loans	55,255		55,255		53,553
Consumer Portfolio Segment [Member] | Other Loans [Member]
Balance, beginning of year	90	83	91	93	93
Losses charged to allowance	(13)	(6)	(18)	(24)
Recoveries	1	7	5	15
Provision	17	11	17	11
Balance, end of period	95	$ 95	95	$ 95	91
Loans, individually evaluated for impairment	2		2		2
Loans, collectively evaluated for impairment	3,693		3,693		3,511
Allowance for loan losses, individually evaluated for impairment	2		2
Allowance for loan losses, collectively evaluated for impairment	93		93		91
Loans	$ 3,695		$ 3,695		$ 3,513

Note 4 - Loans and the Allowa34

Note 4 - Loans and the Allowance for Loan Losses - Aging Analysis of the Loan Portfolio (Details) - USD ($)	Jun. 30, 2017	Dec. 31, 2016
Loans, current	$ 469,020,000	$ 456,396,000
Loans	476,091,000	461,123,000
Loans, past due	7,071,000	4,727,000
Financing Receivable, Recorded Investment, Nonaccrual Status	2,910,000	2,724,000
Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	4,161,000	2,003,000
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans, current	38,686,000	41,216,000
Loans	39,394,000	41,293,000
Loans, past due	708,000	77,000
Financing Receivable, Recorded Investment, Nonaccrual Status	90,000
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	618,000	77,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans, current	54,672,000	51,103,000
Loans	54,974,000	51,103,000
Loans, past due	302,000
Financing Receivable, Recorded Investment, Nonaccrual Status
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	302,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans, current	233,779,000	224,138,000
Loans	236,791,000	226,136,000
Loans, past due	3,012,000	1,998,000
Financing Receivable, Recorded Investment, Nonaccrual Status	1,422,000	1,479,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	1,590,000	519,000
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans, current	24,123,000	21,191,000
Loans	24,819,000	21,904,000
Loans, past due	696,000	713,000
Financing Receivable, Recorded Investment, Nonaccrual Status	696,000	703,000
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due		10,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans, current	18,668,000	20,959,000
Loans	18,952,000	21,283,000
Loans, past due	284,000	324,000
Financing Receivable, Recorded Investment, Nonaccrual Status	131,000	145,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	153,000	179,000
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member]
Loans, current	41,356,000	41,736,000
Loans	42,211,000	42,338,000
Loans, past due	855,000	602,000
Financing Receivable, Recorded Investment, Nonaccrual Status	260,000	326,000
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	595,000	276,000
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans, current	54,075,000	52,565,000
Loans	55,255,000	53,553,000
Loans, past due	1,180,000	988,000
Financing Receivable, Recorded Investment, Nonaccrual Status	308,000	69,000
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	872,000	919,000
Consumer Portfolio Segment [Member] | Other Loans [Member]
Loans, current	3,661,000	3,488,000
Loans	3,695,000	3,513,000
Loans, past due	34,000	25,000
Financing Receivable, Recorded Investment, Nonaccrual Status	3,000	2,000
Consumer Portfolio Segment [Member] | Other Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans, past due	$ 31,000	$ 23,000

Note 4 - Loans and the Allowa35

Note 4 - Loans and the Allowance for Loan Losses - Impaired Loans (Details) - USD ($)	6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Average recorded investment	$ 4,890,000	$ 5,421,000	$ 5,077,000
Interest income recognized	79,000	$ 61,000	149,000
Recorded investment	5,300,000		5,442,000
Unpaid principal balance	5,958,000		6,100,000
Impaired Financing Receivable, Related Allowance	480,000		366,000
Recorded investment with no related allowance recorded	3,700,000		3,908,000
Recorded investment with an allowance	1,600,000		1,534,000
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Average recorded investment	35,000		16,000
Interest income recognized	1,000		1,000
Recorded investment	105,000		16,000
Unpaid principal balance	105,000		16,000
Impaired Financing Receivable, Related Allowance	93,000		2,000
Average recorded investment with an allowance	35,000		16,000
Interest income recognized with an allowance	1,000		1,000
Recorded investment with no related allowance recorded
Unpaid principal balance with no related allowance recorded
Average recorded investment with no related allowance recorded
Interest income recognized with no related allowance recorded
Recorded investment with an allowance	105,000		16,000
Unpaid principal balance with allowance	105,000		16,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Average recorded investment	257,000		259,000
Interest income recognized	10,000		19,000
Recorded investment	256,000		258,000
Unpaid principal balance	256,000		258,000
Impaired Financing Receivable, Related Allowance
Average recorded investment with an allowance
Interest income recognized with an allowance
Recorded investment with no related allowance recorded	256,000		258,000
Unpaid principal balance with no related allowance recorded	256,000		258,000
Average recorded investment with no related allowance recorded	257,000		259,000
Interest income recognized with no related allowance recorded	10,000		19,000
Recorded investment with an allowance
Unpaid principal balance with allowance
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Average recorded investment	2,148,000		2,123,000
Interest income recognized	29,000		33,000
Recorded investment	2,258,000		2,323,000
Unpaid principal balance	2,904,000		2,969,000
Impaired Financing Receivable, Related Allowance	76,000		81,000
Average recorded investment with an allowance	530,000		534,000
Interest income recognized with an allowance
Recorded investment with no related allowance recorded	1,731,000		1,789,000
Unpaid principal balance with no related allowance recorded	2,169,000		2,227,000
Average recorded investment with no related allowance recorded	1,618,000		1,589,000
Interest income recognized with no related allowance recorded	29,000		33,000
Recorded investment with an allowance	527,000		534,000
Unpaid principal balance with allowance	735,000		742,000
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Average recorded investment	840,000		868,000
Interest income recognized	4,000		8,000
Recorded investment	823,000		833,000
Unpaid principal balance	823,000		833,000
Impaired Financing Receivable, Related Allowance	218,000		206,000
Average recorded investment with an allowance	664,000		658,000
Interest income recognized with an allowance	4,000		8,000
Recorded investment with no related allowance recorded	171,000		198,000
Unpaid principal balance with no related allowance recorded	171,000		198,000
Average recorded investment with no related allowance recorded	176,000		210,000
Interest income recognized with no related allowance recorded
Recorded investment with an allowance	652,000		635,000
Unpaid principal balance with allowance	652,000		635,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Average recorded investment	1,301,000		1,534,000
Interest income recognized	35,000		88,000
Recorded investment	1,288,000		1,615,000
Unpaid principal balance	1,299,000		1,627,000
Impaired Financing Receivable, Related Allowance	53,000		53,000
Average recorded investment with an allowance	241,000		243,000
Interest income recognized with an allowance	5,000		11,000
Recorded investment with no related allowance recorded	1,048,000		1,373,000
Unpaid principal balance with no related allowance recorded	1,059,000		1,385,000
Average recorded investment with no related allowance recorded	1,060,000		1,291,000
Interest income recognized with no related allowance recorded	30,000		77,000
Recorded investment with an allowance	240,000		242,000
Unpaid principal balance with allowance	240,000		242,000
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member]
Average recorded investment	220,000		231,000
Interest income recognized
Recorded investment	260,000		326,000
Unpaid principal balance	260,000		326,000
Impaired Financing Receivable, Related Allowance	22,000		24,000
Average recorded investment with an allowance	13,000		110,000
Interest income recognized with an allowance
Recorded investment with no related allowance recorded	219,000		219,000
Unpaid principal balance with no related allowance recorded	219,000		219,000
Average recorded investment with no related allowance recorded	207,000		121,000
Interest income recognized with no related allowance recorded
Recorded investment with an allowance	41,000		107,000
Unpaid principal balance with allowance	41,000		107,000
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Average recorded investment	88,000		46,000
Interest income recognized
Recorded investment	308,000		69,000
Unpaid principal balance	309,000		69,000
Impaired Financing Receivable, Related Allowance	16,000
Average recorded investment with an allowance	1,000
Interest income recognized with an allowance
Recorded investment with no related allowance recorded	275,000		69,000
Unpaid principal balance with no related allowance recorded	275,000		69,000
Average recorded investment with no related allowance recorded	87,000		46,000
Interest income recognized with no related allowance recorded
Recorded investment with an allowance	33,000
Unpaid principal balance with allowance	34,000
Consumer Portfolio Segment [Member] | Other Loans [Member]
Average recorded investment	1,000
Interest income recognized
Recorded investment	2,000		2,000
Unpaid principal balance	2,000		2,000
Impaired Financing Receivable, Related Allowance	2,000
Average recorded investment with an allowance	1,000
Interest income recognized with an allowance
Recorded investment with no related allowance recorded			2,000
Unpaid principal balance with no related allowance recorded			2,000
Average recorded investment with no related allowance recorded
Interest income recognized with no related allowance recorded
Recorded investment with an allowance	2,000
Unpaid principal balance with allowance	$ 2,000

Note 5 - Commitments and Cont36

Note 5 - Commitments and Contingencies (Details Textual) - USD ($)	Jun. 30, 2017	Dec. 31, 2016
Unused Commitments to Extend Credit	$ 93,600,000	$ 93,700,000
Construction Loan Payable [Member]
Unused Commitments to Extend Credit	10,075,000
Standby Letters of Credit [Member]
Unused Commitments to Extend Credit	$ 100,000	$ 625,000

Note 6 - Earnings Per Share (De

Note 6 - Earnings Per Share (Details Textual) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	113,000	0	113,000

Note 6 - Earnings Per Share - C

Note 6 - Earnings Per Share - Calculation of Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Net income	$ 2,541	$ 1,837	$ 4,605	$ 3,410
Basic earnings per share (in dollars per share)	$ 0.51	$ 0.38	$ 0.93	$ 0.70
Diluted earnings per share (in dollars per share)	$ 0.49	$ 0.36	$ 0.89	$ 0.67
Basic shares (in shares)	5,001	4,857	4,956	4,849
Diluted shares (in shares)	5,180	5,047	5,173	5,057

Note 7 - Stock-based Compensa39

Note 7 - Stock-based Compensation (Details Textual) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Employee Service Share-based Compensation, Tax Benefit from Exercise of Stock Options			$ 45,000	$ 0
Allocated Share-based Compensation Expense	$ 43,000	$ 30,000	86,000	55,000
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense	$ 5,000	$ 3,000	10,000	6,000
Proceeds from Stock Options Exercised			164,000	89,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value			$ 531,000	$ 145,000
Stock Option Plan 2001 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested, Number of Shares			0	0
Common Stock, Capital Shares Reserved for Future Issuance	60,093		60,093
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	0		0
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$ 0		$ 0
Stock Option Plan 2013 [Member]
Common Stock, Capital Shares Reserved for Future Issuance	474,400		474,400
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	298,400		298,400
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			0	108,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$ 294,000		$ 294,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition			2 years 73 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value			$ 161,000	$ 76,000
Stock Option Plan 2013 [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share Based Payment Award, Holding Period of Previously Owned Stock to be Used As Payment to Exercise Stock Options			180 days
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period			10 years

Note 7 - Stock-based Compensa40

Note 7 - Stock-based Compensation - Stock Option Activity (Details)	6 Months Ended
	Jun. 30, 2017USD ($)$ / sharesshares
Stock Option Plan 2001 [Member]
Options exercisable (in shares) | shares	60,093
Options exercisable, weighted average exercise price (in dollars per share)	$ 2.95
Options exercisable, weighted average remaining contractual term (Year)	1 year 255 days
Options exercisable, intrinsic value | $	$ 1,103,000
Options outstanding (in shares) | shares	81,893
Options outstanding, weighted average exercise price (in dollars per share)	$ 2.95
Options outstanding, weighted average exercise price (in dollars per share)	$ 2.95
Options outstanding, weighted average remaining contractual term (Year)	1 year 255 days
Options outstanding, intrinsic value | $	$ 1,103,000
Options exercised. (in shares) | shares	(21,800)
Options- exercised, weighted average exercise price (in dollars per share)	$ 2.95
Options exercised, weighted average exercise price (in dollars per share)	$ 2.95
Options outstanding (in shares) | shares	60,093
Stock Option Plan 2013 [Member]
Options exercisable (in shares) | shares	76,200
Options exercisable, weighted average exercise price (in dollars per share)	$ 7.08
Options exercisable, weighted average remaining contractual term (Year)	5 years 146 days
Options exercisable, intrinsic value | $	$ 1,084,000
Options outstanding (in shares) | shares	192,800
Options outstanding, weighted average exercise price (in dollars per share)	$ 7.60
Options outstanding, weighted average exercise price (in dollars per share)	$ 7.70
Options outstanding, weighted average remaining contractual term (Year)	5 years 328 days
Options outstanding, intrinsic value | $	$ 2,394,000
Options exercised. (in shares) | shares	(16,800)
Options- exercised, weighted average exercise price (in dollars per share)	$ 6.55
Options exercised, weighted average exercise price (in dollars per share)	$ 6.55
Options outstanding (in shares) | shares	176,000
Expected to vest (in shares) | shares	88,922
Expected to vest, weighted average exercise price (in dollars per share)	$ 8.18
Expected to vest after June 30, 2017 (Year)	6 years 73 days
Expected to vest after June 30, 2017 | $	$ 1,167,000

Note 7 - Stock-based Compensa41

Note 7 - Stock-based Compensation - Stock-Based Compensation - Weighted Average Fair Value Assumptions (Details) - Employee Stock Option [Member]	6 Months Ended
	Jun. 30, 2016$ / shares
Expected life of stock options (in years) (Year)	5 years 36 days
Risk free interest rate	1.52%
Volatility	53.60%
Dividend yields	2.00%
Weighted-average fair value of options granted during the six months ended June 30, 2016 (in dollars per share)	$ 3.55

Note 8 - Income Taxes (Details

Note 8 - Income Taxes (Details Textual) $ in Thousands	Jun. 30, 2017USD ($)
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued	$ 0

Note 9 - Fair Value Measureme43

Note 9 - Fair Value Measurement (Details Textual) - USD ($)	6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Gain (Loss) on Sale of Assets and Asset Impairment Charges	$ (23,000)		$ (89,000)
Impaired Loans [Member]
Gain (Loss) on Sale of Assets and Asset Impairment Charges	$ (14,000)	$ (80,000)	$ (80,000)

Note 9 - Fair Value Measureme44

Note 9 - Fair Value Measurements - Carrying Amounts and Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Total , Estimated fair value	$ 112,329	$ 101,595
Reported Value Measurement [Member]
Cash and cash equivalents	68,851	62,646
Total , Estimated fair value	112,329	101,595
Loans, net	471,418	456,580
FHLB stock	2,685	2,438
Accrued interest receivable	2,059	2,312
Deposits	616,159	582,353
Repurchase agreements	4,325	7,547
Note payable		2,375
Junior subordinated deferrable interest debentures	10,310	10,310
Accrued interest payable	58	59
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	68,851	62,646
Total , Estimated fair value	112,329	101,595
Loans, net	471,540	459,618
Accrued interest receivable	2,059	2,312
Deposits	616,173	582,336
Repurchase agreements	4,325	7,547
Note payable		2,375
Junior subordinated deferrable interest debentures	7,680	7,762
Accrued interest payable	58	59
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	68,851	62,646
Accrued interest receivable	11	7
Deposits	569,729	532,750
Accrued interest payable	9	9
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Total , Estimated fair value	112,329	101,595
Accrued interest receivable	463	398
Deposits	46,444	49,586
Repurchase agreements	4,325	7,547
Accrued interest payable	36	36
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	471,540	459,618
Accrued interest receivable	1,585	1,907
Note payable		2,375
Junior subordinated deferrable interest debentures	7,680	7,762
Accrued interest payable	$ 13	$ 14

Note 9 - Fair Value Measureme45

Note 9 - Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Investment securities	$ 112,329	$ 101,595
Fair Value, Inputs, Level 2 [Member]
Investment securities	112,329	101,595
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities	80,416	74,911
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities	80,416	74,911
US States and Political Subdivisions Debt Securities [Member]
Investment securities	31,913	26,684
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities	$ 31,913	$ 26,684

Note 9 - Fair Value Measureme46

Note 9 - Fair Value Measurements - Assets and Liabilities Measured at Fair Value On a Non-recurring Basis (Details) - USD ($)	6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Gain (Loss) on Sale of Assets and Asset Impairment Charges	$ (23,000)		$ (89,000)
Assets Fair Value Disclosure Nonrecurring	1,396,000		1,271,000
Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	1,396,000		1,271,000
Impaired Loans [Member]
Gain (Loss) on Sale of Assets and Asset Impairment Charges	(14,000)	$ (80,000)	(80,000)
Assets Fair Value Disclosure Nonrecurring	552,000		536,000
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	552,000		536,000
Other Real Estate [Member]
Gain (Loss) on Sale of Assets and Asset Impairment Charges	(9,000)		(9,000)
Assets Fair Value Disclosure Nonrecurring	844,000		735,000
Other Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	844,000		735,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Impaired Loans [Member]
Gain (Loss) on Sale of Assets and Asset Impairment Charges	5,000		(81,000)
Assets Fair Value Disclosure Nonrecurring	450,000		453,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	450,000		453,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Other Real Estate [Member]
Gain (Loss) on Sale of Assets and Asset Impairment Charges	(9,000)		(9,000)
Assets Fair Value Disclosure Nonrecurring	193,000		84,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Other Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	193,000		84,000
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Impaired Loans [Member]
Assets Fair Value Disclosure Nonrecurring	641,000		641,000
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Other Real Estate [Member]
Assets Fair Value Disclosure Nonrecurring	641,000		641,000
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Other Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	641,000		641,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Other Real Estate [Member]
Assets Fair Value Disclosure Nonrecurring	10,000		10,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Other Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	10,000		10,000
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Impaired Loans [Member]
Gain (Loss) on Sale of Assets and Asset Impairment Charges	(19,000)		1,000
Assets Fair Value Disclosure Nonrecurring	102,000		83,000
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value Disclosure Nonrecurring	$ 102,000		$ 83,000

Note 9 - Fair Value Measureme47

Note 9 - Fair Value Measurements - Quantitative Information About Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on a Non-recurring Basis (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Assets Fair Value Disclosure Nonrecurring	$ 1,396	$ 1,271
Impaired Loans [Member]
Assets Fair Value Disclosure Nonrecurring	552	536
Other Real Estate [Member]
Assets Fair Value Disclosure Nonrecurring	$ 844	$ 735
Commercial Portfolio Segment [Member] | Impaired Loans [Member] | Maximum [Member]
Impaired loans, other real estate - unobservable input range	36.00%	36.00%
Commercial Portfolio Segment [Member] | Impaired Loans [Member] | Weighted Average [Member]
Impaired loans, other real estate - unobservable input range	33.00%	33.00%
Commercial Portfolio Segment [Member] | Impaired Loans [Member] | Minimum [Member]
Impaired loans, other real estate - unobservable input range	10.00%	10.00%
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Impaired Loans [Member]
Assets Fair Value Disclosure Nonrecurring	$ 450	$ 453
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Impaired Loans [Member] | Maximum [Member]
Impaired loans, other real estate - unobservable input range	12.00%	12.00%
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Impaired Loans [Member] | Weighted Average [Member]
Impaired loans, other real estate - unobservable input range	12.00%	12.00%
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Other Real Estate [Member]
Assets Fair Value Disclosure Nonrecurring	$ 193	$ 84
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Other Real Estate [Member] | Maximum [Member]
Impaired loans, other real estate - unobservable input range	7.00%	40.00%
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Other Real Estate [Member] | Weighted Average [Member]
Impaired loans, other real estate - unobservable input range	7.00%	40.00%
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Impaired Loans [Member]
Assets Fair Value Disclosure Nonrecurring	$ 641	$ 641
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Other Real Estate [Member]
Assets Fair Value Disclosure Nonrecurring	641	641
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Impaired Loans [Member]
Assets Fair Value Disclosure Nonrecurring	$ 102	$ 83
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Impaired Loans [Member] | Maximum [Member]
Impaired loans, other real estate - unobservable input range	10.00%	8.00%
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Impaired Loans [Member] | Weighted Average [Member]
Impaired loans, other real estate - unobservable input range	8.00%	8.00%
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Impaired Loans [Member] | Minimum [Member]
Impaired loans, other real estate - unobservable input range	8.00%
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Other Real Estate [Member]
Assets Fair Value Disclosure Nonrecurring	$ 10	$ 10
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Other Real Estate [Member] | Maximum [Member]
Impaired loans, other real estate - unobservable input range	48.00%	48.00%
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Other Real Estate [Member] | Weighted Average [Member]
Impaired loans, other real estate - unobservable input range	48.00%	48.00%