Document And Entity Information
Document And Entity Information - shares | 9 Months Ended | |
Sep. 30, 2018 | Oct. 31, 2018 | |
Document Information [Line Items] | ||
Entity Registrant Name | Plumas Bancorp | |
Entity Central Index Key | 1,168,455 | |
Trading Symbol | plbc | |
Current Fiscal Year End Date | --12-31 | |
Entity Filer Category | Accelerated Filer | |
Entity Current Reporting Status | Yes | |
Entity Emerging Growth Company | false | |
Entity Small Business | true | |
Entity Common Stock, Shares Outstanding (in shares) | 5,125,476 | |
Document Type | 10-Q | |
Document Period End Date | Sep. 30, 2018 | |
Document Fiscal Year Focus | 2,018 | |
Document Fiscal Period Focus | Q3 | |
Amendment Flag | false |
Condensed Consolidated Balance
Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands | Sep. 30, 2018 | Dec. 31, 2017 |
Assets | ||
Cash and cash equivalents | $ 35,256 | $ 87,537 |
Investment securities available for sale | 156,734 | 137,466 |
Loans, less allowance for loan losses of $6,846 at September 30, 2018 and $6,669 at December 31, 2017 | 535,998 | 482,248 |
Real estate acquired through foreclosure | 1,088 | 1,344 |
Premises and equipment, net | 13,748 | 11,346 |
Bank owned life insurance | 12,774 | 12,866 |
Accrued interest receivable and other assets | 15,150 | 12,620 |
Total assets | 770,748 | 745,427 |
Deposits: | ||
Non-interest bearing | 289,859 | 282,239 |
Interest bearing | 392,983 | 380,418 |
Total deposits | 682,842 | 662,657 |
Repurchase agreements | 8,210 | 10,074 |
Accrued interest payable and other liabilities | 7,020 | 6,686 |
Junior subordinated deferrable interest debentures | 10,310 | 10,310 |
Total liabilities | 708,382 | 689,727 |
Commitments and contingencies (Note 5) | ||
Shareholders’ equity: | ||
Common stock, no par value; 22,500,000 shares authorized; issued and outstanding – 5,125,476 shares at September 30, 2018 and 5,064,972 at December 31, 2017 | 6,854 | 6,415 |
Retained earnings | 59,357 | 49,855 |
Accumulated other comprehensive loss, net | (3,845) | (570) |
Total shareholders’ equity | 62,366 | 55,700 |
Total liabilities and shareholders’ equity | $ 770,748 | $ 745,427 |
Condensed Consolidated Balanc_2
Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands | Sep. 30, 2018 | Dec. 31, 2017 |
Loans, allowance for loan losses | $ 6,846 | $ 6,669 |
Common stock, par value (in dollars per share) | $ 0 | $ 0 |
Common stock, shares authorized (in shares) | 22,500,000 | 22,500,000 |
Common stock, shares outstanding (in shares) | 5,125,476 | 5,064,972 |
Common stock, shares issued (in shares) | 5,125,476 | 5,064,972 |
Condensed Consolidated Statemen
Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | ||
Sep. 30, 2018 | Sep. 30, 2017 | Sep. 30, 2018 | Sep. 30, 2017 | |
Interest Income: | ||||
Interest and fees on loans | $ 7,693 | $ 6,560 | $ 21,680 | $ 19,101 |
Interest on investment securities | 1,037 | 618 | 2,873 | 1,782 |
Other | 113 | 223 | 402 | 402 |
Total interest income | 8,843 | 7,401 | 24,955 | 21,285 |
Interest Expense: | ||||
Interest on deposits | 159 | 149 | 462 | 429 |
Interest on note payable | 28 | |||
Interest on junior subordinated deferrable interest debentures | 131 | 103 | 370 | 295 |
Other | 2 | 1 | 5 | 4 |
Total interest expense | 292 | 253 | 837 | 756 |
Net interest income before provision for loan losses | 8,551 | 7,148 | 24,118 | 20,529 |
Provision for Loan Losses | 300 | 200 | 800 | 600 |
Net interest income after provision for loan losses | 8,251 | 6,948 | 23,318 | 19,929 |
Non-Interest Income: | ||||
Service charges | 628 | 617 | 1,919 | 1,841 |
Interchange revenue | 572 | 521 | 1,619 | 1,470 |
Gain on sale of loans | 564 | 557 | 1,763 | 1,870 |
Gain on equity securities with no readily determinable fair value | 209 | |||
Loss on sale of investments | (8) | (17) | ||
Other | 520 | 488 | 1,538 | 1,449 |
Total non-interest income | 2,284 | 2,183 | 7,040 | 6,613 |
Non-Interest Expenses: | ||||
Salaries and employee benefits | 3,049 | 2,822 | 9,086 | 8,613 |
Occupancy and equipment | 721 | 713 | 2,127 | 2,136 |
Other | 1,658 | 1,597 | 4,893 | 4,357 |
Total non-interest expenses | 5,428 | 5,132 | 16,106 | 15,106 |
Income before provision for income taxes | 5,107 | 3,999 | 14,252 | 11,436 |
Provision for Income Taxes | 1,411 | 1,551 | 3,830 | 4,383 |
Net income | $ 3,696 | $ 2,448 | $ 10,422 | $ 7,053 |
Basic earnings per share (in dollars per share) | $ 0.72 | $ 0.48 | $ 2.04 | $ 1.41 |
Diluted earnings per share (in dollars per share) | $ 0.71 | $ 0.47 | $ 2 | $ 1.36 |
Condensed Consolidated Statem_2
Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | ||
Sep. 30, 2018 | Sep. 30, 2017 | Sep. 30, 2018 | Sep. 30, 2017 | |
Net income | $ 3,696 | $ 2,448 | $ 10,422 | $ 7,053 |
Other comprehensive income: | ||||
Change in net unrealized gain/loss | (1,285) | 139 | (4,657) | 1,422 |
Reclassification adjustments for net losses included in net income | 8 | 17 | ||
Net unrealized holding (loss) gain | (1,285) | 139 | (4,649) | 1,439 |
Related tax effect: | ||||
Change in net unrealized gain/loss | 380 | (57) | 1,376 | (586) |
Reclassification of net losses included in net income | (2) | (7) | ||
Income tax effect | 380 | (57) | 1,374 | (593) |
Other comprehensive (loss) income | (905) | 82 | (3,275) | 846 |
Total comprehensive income | $ 2,791 | $ 2,530 | $ 7,147 | $ 7,899 |
Condensed Consolidated Statem_3
Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) | 9 Months Ended | |
Sep. 30, 2018 | Sep. 30, 2017 | |
Cash Flows from Operating Activities: | ||
Net income | $ 10,422,000 | $ 7,053,000 |
Adjustments to reconcile net income to net cash provided by operating activities: | ||
Provision for Loan Losses | 800,000 | 600,000 |
Change in deferred loan origination costs/fees, net | (1,232,000) | (636,000) |
Depreciation and amortization | 749,000 | 775,000 |
Stock-based compensation expense | 148,000 | 122,000 |
Loss on sale of investments | 8,000 | 17,000 |
Amortization of investment security premiums | 518,000 | 451,000 |
Gain on equity securities with no readily determinable fair value | (209,000) | |
Gain on sale of OREO and other vehicles | (80,000) | (15,000) |
Gain on sale of loans held for sale | (1,763,000) | (1,870,000) |
Loans originated for sale | (34,289,000) | (27,236,000) |
Proceeds from loan sales | 37,327,000 | 31,435,000 |
Provision from change in OREO valuation | 38,000 | 106,000 |
Earnings on bank-owned life insurance | (246,000) | (253,000) |
Increase in accrued interest receivable and other assets | (74,000) | (1,081,000) |
Increase (decrease) in accrued interest payable and other liabilities | 334,000 | (783,000) |
Net cash provided by operating activities | 12,451,000 | 8,685,000 |
Cash Flows from Investing Activities: | ||
Proceeds from principal repayments from available-for-sale government-sponsored mortgage-backed securities | 11,349,000 | 9,387,000 |
Purchases of available-for-sale securities | (40,286,000) | (27,811,000) |
Proceeds from sale of available-for-sale securities | 4,157,000 | 4,221,000 |
Net increase in loans | (55,871,000) | (21,454,000) |
Proceeds from Bank owned life insurance | 338,000 | |
Proceeds from sale of OREO | 568,000 | 83,000 |
Proceeds from sale of other vehicles | 400,000 | 171,000 |
Purchase of premises and equipment | (3,079,000) | (226,000) |
Net cash used in investing activities | (82,424,000) | (35,629,000) |
Cash Flows from Financing Activities: | ||
Net increase in demand, interest bearing and savings deposits | 26,307,000 | 70,314,000 |
Net decrease in time deposits | (6,122,000) | (2,817,000) |
Principal payment on note payable | (2,375,000) | |
Net (decrease) increase in securities sold under agreements to repurchase | (1,864,000) | 1,172,000 |
Cash dividends paid on common stock | (920,000) | (691,000) |
Proceeds from exercise of stock options | 291,000 | 226,000 |
Net cash provided by financing activities | 17,692,000 | 65,829,000 |
(Decrease) increase in cash and cash equivalents | (52,281,000) | 38,885,000 |
Cash and Cash Equivalents at Beginning of Year | 87,537,000 | 62,646,000 |
Cash and Cash Equivalents at End of Period | 35,256,000 | 101,531,000 |
Supplemental Disclosure of Cash Flow Information: | ||
Interest expense | 842,000 | 757,000 |
Income taxes | 3,336,000 | 5,220,000 |
Non-Cash Investing Activities: | ||
Real estate and vehicles acquired through foreclosure | 646,000 | 475,000 |
Non-Cash Financing Activities: | ||
Common stock retired in connection with the exercise of stock options | 29,000 | 10,000 |
Common stock issued in connection with the cashless exercise of stock warrant | $ 787,000 |
Note 1 - The Business of Plumas
Note 1 - The Business of Plumas Bancorp | 9 Months Ended |
Sep. 30, 2018 | |
Notes to Financial Statements | |
Nature of Operations [Text Block] | 1. THE BUSINESS OF PLUMAS BANCORP During 2002, one September 26, 2002. September 28, 2005. The Bank operates eleven December 2015 first |
Note 2 - Summary of Significant
Note 2 - Summary of Significant Accounting Policies | 9 Months Ended |
Sep. 30, 2018 | |
Notes to Financial Statements | |
Significant Accounting Policies [Text Block] | 2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Consolidation and Basis of Presentation The condensed consolidated financial statements include the accounts of the Company and the accounts of its wholly-owned subsidiary, Plumas Bank. Plumas Statutory Trust I and Plumas Statutory Trust II are not September 30, 2018 three nine September 30, 2018 2017. December 31, 2017 The unaudited condensed consolidated financial statements of the Company have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) for interim reporting on Form 10 not 2017 10 three nine September 30, 2018 may not Reclassifications Certain reclassifications have been made to prior years’ balances to conform to the classifications used in 2018. no Segment Information Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment and management does not No 10 Revenue from Contracts with Customers The Company records revenue from contracts with customers in accordance with Accounting Standards Codification Topic 606, 606” 606, not Most of our revenue-generating transactions are not 606, not 606 Income Taxes On December 22, 2017, 1986, 35% 21% 2017 $1.4 no nine September 30, 2018. Recently Adopted Accounting Pronouncements In February 2018, No. 2018 02, No. 2018 02 December 22, 2017, 2017 $94,000. In May 2014, No. 2014 09 2014 09” January 1, 2018. 2014 09 not not 2014 09. 2014 09, not not 2014 09 not not On January 5, 2016, No. 2016 01, December 15, 2017, No. 2016 01 January 1, 2018 $209,000 $662,000 not Pending Accounting Pronouncements On February 25, 2016, 2016 02, not 12 2016 02 December 15, 2018. two not No. 2016 02. No. 2016 02 not In June 2016, No. 2016 13, No. 2016 13 1 2 not not No. 2016 13 No. 2016 13 December 15, 2019; December 15, 2018. first No. 2016 13 On March 30, 2017, 2017 08, not 2017 08 December 15, 2018. first No. 2017 08. No. 2017 08 not In August 2018, No. 2018 13, December 15, 2019, No. 2018 13 not In July 2018, No. 2018 11, No. 2018 11 No. 2016 02. 2018 11: 1 may not 2 may not 2016 02 January 1, 2019 2018 11 not |
Note 3 - Investment Securities
Note 3 - Investment Securities Available for Sale | 9 Months Ended |
Sep. 30, 2018 | |
Notes to Financial Statements | |
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] | 3. The amortized cost and estimated fair value of investment securities at September 30, 2018 December 31, 2017 Available-for-Sale September 30, 2018 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 125,168 $ - $ (4,498 ) $ 120,670 Obligations of states and political subdivisions 37,024 32 (992 ) 36,064 $ 162,192 $ 32 $ (5,490 ) $ 156,734 Net unrealized loss on available-for-sale investment securities totaling $5,458,000 $1,613,000 September 30, 2018. nine September 30, 2018 eighteen $4,157,000 $8,000 eight $4,000 ten $12,000. No three September 30, 2018. Available-for-Sale December 31, 2017 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 104,935 $ 26 $ (1,173 ) $ 103,788 Obligations of states and political subdivisions 33,340 482 (144 ) 33,678 $ 138,275 $ 508 $ (1,317 ) $ 137,466 Unrealized loss on available-for-sale investment securities totaling $809,000 $239,000 December 31, 2017. nine September 30, 2017 seven $4,221,000 $17,000 four $4,000 three $21,000. No three September 30, 2017. There were no nine September 30, 2018 twelve December 31, 2017. no September 30, 2018 December 31, 2017. Investment securities with unrealized losses at September 30, 2018 December 31, 2017 September 30, 2018 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations-residential $ 75,524 $ 2,103 $ 45,146 $ 2,395 $ 120,670 $ 4,498 Obligations of states and political subdivisions 27,704 632 4,697 360 32,401 992 $ 103,228 $ 2,735 $ 49,843 $ 2,755 $ 153,071 $ 5,490 December 31, 2017 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations-residential $ 60,070 $ 441 $ 31,213 $ 732 $ 91,283 $ 1,173 Obligations of states and political subdivisions 2,621 31 3,403 113 6,024 144 $ 62,691 $ 472 $ 34,616 $ 845 $ 97,307 $ 1,317 At September 30, 2018, 203 188 126 twelve 203 89 114 September 30, 2018, not not not September 30, 2018 The amortized cost and estimated fair value of investment securities at September 30, 2018 Amortized Cost Estimated Fair Value Within one year $ - $ - After one year through five years 3,060 3,029 After five years through ten years 17,299 16,906 After ten years 16,665 16,129 Investment securities not due at a single maturity date: Government-sponsored mortgage-backed securities 125,168 120,670 $ 162,192 $ 156,734 Expected maturities will differ from contractual maturities because the issuers of the securities may Investment securities with amortized costs totaling $87,579,000 $82,059,000 $84,152,000 $81,006,000 September 30, 2018 December 31, 2017, |
Note 4 - Loans and the Allowanc
Note 4 - Loans and the Allowance for Loan Losses | 9 Months Ended |
Sep. 30, 2018 | |
Notes to Financial Statements | |
Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | 4. Outstanding loans are summarized below, in thousands: September 30, December 31, 2018 2017 Commercial $ 46,762 $ 39,620 Agricultural 70,917 58,908 Real estate – residential 15,674 16,624 Real estate – commercial 253,154 240,257 Real estate – construction and land development 38,454 25,181 Equity lines of credit 39,165 41,798 Auto 71,875 60,438 Other 3,846 3,808 Total loans 539,847 486,634 Deferred loan costs, net 2,997 2,283 Allowance for loan losses (6,846 ) (6,669 ) Total net loans $ 535,998 $ 482,248 Changes in the allowance for loan losses, in thousands, were as follows: September 30, December 31, 2018 2017 Balance, beginning of year $ 6,669 $ 6,549 Provision charged to operations 800 600 Losses charged to allowance (988 ) (879 ) Recoveries 365 399 Balance, end of period $ 6,846 $ 6,669 The recorded investment in impaired loans totaled $2,332,000 $2,270,000 September 30, 2018 December 31, 2017, $79,000 $554,000 September 30, 2018 $82,000 $475,000 December 31, 2017. no $1,778,000 $1,795,000 September 30, 2018 December 31, 2017, nine September 30, 2018 September 30, 2017 $1,738,000 $4,982,000, $56,000 $100,000 nine September 30, 2018 2017, No nine September 30, 2018 2017. Included in impaired loans are troubled debt restructurings. A troubled debt restructuring is a formal restructure of a loan where the Company for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower. The concessions may one To determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. The carrying value of troubled debt restructurings at September 30, 2018 December 31, 2017 $1,089,000 $1,111,000, $54,000 $63,000 September 30, 2018 December 31, 2017. not September 30, 2018 December 31, 2017. There were no nine September 30, 2018 September 30, 2017. no twelve nine September 30, 2018 2017, At September 30, 2018 December 31, 2017, $1,244,000 $1,226,000, $36,000 $141,000 nine September 30, 2018 2017, $7,000 $52,000 three September 30, 2018 2017, December 31, 2017 three one $1.8 90 December 31, 2017. Salaries and employee benefits totaling $1,937,000 $1,393,000 nine September 30, 2018 2017, $703,000 $457,000 three September 30, 2018 2017, The Company assigns a risk rating to all loans and periodically, but not $100,000 The risk ratings can be grouped into three Special Mention Substandard not not Doubtful Loans not The following table shows the loan portfolio allocated by management's internal risk ratings at the dates indicated, in thousands: September 30 , 201 8 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 46,184 $ 70,664 $ 15,260 $ 249,576 $ 38,360 $ 38,724 $ 458,768 Special Mention 544 253 120 3,447 - - 4,364 Substandard 34 - 294 131 94 441 994 Doubtful - - - - - - - Total $ 46,762 $ 70,917 $ 15,674 $ 253,154 $ 38,454 $ 39,165 $ 464,126 December 31, 201 7 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 38,851 $ 56,859 $ 16,218 $ 239,944 $ 25,081 $ 41,636 $ 418,589 Special Mention 238 253 125 26 - - 642 Substandard 531 1,796 281 287 100 162 3,157 Doubtful - - - - - - - Total $ 39,620 $ 58,908 $ 16,624 $ 240,257 $ 25,181 $ 41,798 $ 422,388 Consumer Credit Exposure Consumer Credit Exposure Credit Risk Profile Based on Payment Activity Credit Risk Profile Based on Payment Activity September 30 , 201 8 December 31, 201 7 Auto Other Total Auto Other Total Grade: Performing $ 71,596 $ 3,841 $ 75,437 $ 60,060 $ 3,788 $ 63,848 Non-performing 279 5 284 378 20 398 Total $ 71,875 $ 3,846 $ 75,721 $ 60,438 $ 3,808 $ 64,246 The following tables show the allocation of the allowance for loan losses at the dates indicated, in thousands: Nine months en ded 9 /30/1 Commercial Agricultural Real Estat Residential Real Estate- Commercial Real Estate- Construction Equity LOC Auto Other Total Allowance for Loan Losses Beginning balance $ 725 $ 623 $ 231 $ 2,729 $ 783 $ 533 $ 946 $ 99 $ 6,669 Charge-offs (325 ) - - - - - (628 ) (35 ) (988 ) Recoveries 23 - 93 19 3 4 213 10 365 Provision 345 (26 ) (124 ) (124 ) 122 (48 ) 635 20 800 Ending balance $ 768 $ 597 $ 200 $ 2,624 $ 908 $ 489 $ 1,166 $ 94 $ 6,846 Three months ended 9 /30/18: Allowance for Loan Losses Beginning balance $ 853 $ 546 $ 195 $ 2,699 $ 780 $ 481 $ 1,044 $ 100 $ 6,698 Charge-offs (59 ) - - - - - (152 ) (14 ) (225 ) Recoveries 8 - 2 1 1 1 58 2 73 Provision (34 ) 51 3 (76 ) 127 7 216 6 300 Ending balance $ 768 $ 597 $ 200 $ 2,624 $ 908 $ 489 $ 1,166 $ 94 $ 6,846 Nine months ended 9 /30/17: Allowance for Loan Losses Beginning balance $ 655 $ 466 $ 280 $ 2,740 $ 927 $ 575 $ 815 $ 91 $ 6,549 Charge-offs (179 ) - - - - (5 ) (295 ) (35 ) (514 ) Recoveries 46 - 3 4 - 3 123 8 187 Provision 108 95 (47 ) 39 64 77 233 31 600 Ending balance $ 630 $ 561 $ 236 $ 2,783 $ 991 $ 650 $ 876 $ 95 $ 6,822 Three months ended 9 /30/17: Allowance for Loan Losses Beginning balance $ 705 $ 514 $ 252 $ 2,812 $ 1,071 $ 561 $ 845 $ 95 $ 6,855 Charge-offs (112 ) - - - - (5 ) (205 ) (17 ) (339 ) Recoveries 27 - 1 1 - 1 73 3 106 Provision 10 47 (17 ) (30 ) (80 ) 93 163 14 200 Ending balance $ 630 $ 561 $ 236 $ 2,783 $ 991 $ 650 $ 876 $ 95 $ 6,822 September 30, 2018: Allowance for Loan Losses Ending balance: individually evaluated for impairment $ - $ - $ 42 $ - $ 12 $ 25 $ - $ - $ 79 Ending balance: collectively evaluated for impairment $ 768 $ 597 $ 158 $ 2,624 $ 896 $ 464 $ 1,166 $ 94 $ 6,767 Loans Ending balance $ 46,762 $ 70,917 $ 15,674 $ 253,154 $ 38,454 $ 39,165 $ 71,875 $ 3,846 $ 539,847 Ending balance: individually evaluated for impairment $ 14 $ 253 $ 997 $ 131 $ 213 $ 441 $ 279 $ 4 $ 2,332 Ending balance: collectively evaluated for impairment $ 46,748 $ 70,664 $ 14,677 $ 253,023 $ 38,241 $ 38,724 $ 71,596 $ 3,842 $ 537,515 December 31, 2017: Allowance for Loan Losses Ending balance: individually evaluated for impairment $ 2 $ - $ 48 $ - $ 32 $ - $ - $ - $ 82 Ending balance: collectively evaluated for impairment $ 723 $ 623 $ 183 $ 2,729 $ 751 $ 533 $ 946 $ 99 $ 6,587 Loans Ending balance $ 39,620 $ 58,908 $ 16,624 $ 240,257 $ 25,181 $ 41,798 $ 60,438 $ 3,808 $ 486,634 Ending balance: individually evaluated for impairment $ 14 $ 253 $ 934 $ 287 $ 224 $ 162 $ 377 $ 19 $ 2,270 Ending balance: collectively evaluated for impairment $ 39,606 $ 58,655 $ 15,690 $ 239,970 $ 24,957 $ 41,636 $ 60,061 $ 3,789 $ 484,364 The following table shows an aging analysis of the loan portfolio by the time past due, in thousands: Total September 30 , 201 8 30-89 Days 90 Days and Still Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 16 $ - $ - $ 16 $ 46,746 $ 46,762 Agricultural 647 - - 647 70,270 70,917 Real estate – residential 157 - 294 451 15,223 15,674 Real estate – commercial - - 131 131 253,023 253,154 Real estate - construction & land - - 94 94 38,360 38,454 Equity Lines of Credit 227 - 441 668 38,497 39,165 Auto 1,128 - 280 1,408 70,467 71,875 Other 25 - 4 29 3,817 3,846 Total $ 2,200 $ - $ 1,244 $ 3,444 $ 536,403 $ 539,847 Total December 31, 201 7 30-89 Days 90 Days and Still Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 1,869 $ - $ - $ 1,869 $ 37,751 $ 39,620 Agricultural - 1,796 - 1,796 57,112 58,908 Real estate – residential 130 - 281 411 16,213 16,624 Real estate - commercial - - 287 287 239,970 240,257 Real estate - construction & land 38 - 100 138 25,043 25,181 Equity Lines of Credit 345 - 162 507 41,291 41,798 Auto 1,047 - 377 1,424 59,014 60,438 Other 20 - 19 39 3,769 3,808 Total $ 3,449 $ 1,796 $ 1,226 $ 6,471 $ 480,163 $ 486,634 The following tables show information related to impaired loans at the dates indicated, in thousands: Unpaid Average Interest Recorded Principal Related Recorded Income As of September 30 , 201 8 : Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ 14 $ 14 $ 14 $ 1 Agricultural 253 264 253 14 Real estate – residential 817 817 688 30 Real estate – commercial 131 131 136 - Real estate – construction & land 94 94 97 - Equity Lines of Credit 186 186 48 - Auto 279 279 196 - Other 4 4 1 - With an allowance recorded: Commercial $ - $ - $ - $ - $ - Agricultural - - - - - Real estate – residential 180 180 42 181 5 Real estate – commercial - - - - - Real estate – construction & land 119 119 12 121 6 Equity Lines of Credit 255 255 25 3 - Auto - - - - - Other - - - - - Total: Commercial $ 14 $ 14 $ - $ 14 $ 1 Agricultural 253 264 - 253 14 Real estate – residential 997 997 42 869 35 Real estate – commercial 131 131 - 136 - Real estate – construction & land 213 213 12 218 6 Equity Lines of Credit 441 441 25 51 - Auto 279 279 - 196 - Other 4 4 - 1 - Total $ 2,332 $ 2,343 $ 79 $ 1,738 $ 56 Unpaid Average Interest Recorded Principal Related Recorded Income As of December 31, 201 7 : Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ - $ - $ - $ - Agricultural 253 253 255 19 Real estate – residential 697 708 548 38 Real estate – commercial 287 287 184 - Real estate – construction & land - - - - Equity Lines of Credit 162 162 180 - Auto 377 377 144 - Other 19 19 1 - With an allowance recorded: Commercial $ 14 $ 14 $ 2 $ 15 $ 1 Agricultural - - - - - Real estate – residential 237 237 48 203 7 Real estate – commercial - - - - - Real estate – construction & land 224 224 32 230 8 Equity Lines of Credit - - - - - Auto - - - - - Other - - - - - Total: Commercial $ 14 $ 14 $ 2 $ 15 $ 1 Agricultural 253 253 - 255 19 Real estate – residential 934 945 48 751 45 Real estate – commercial 287 287 - 184 - Real estate – construction & land 224 224 32 230 8 Equity Lines of Credit 162 162 - 180 - Auto 377 377 - 144 - Other 19 19 - 1 - Total $ 2,270 $ 2,281 $ 82 $ 1,760 $ 73 |
Note 5 - Commitments and Contin
Note 5 - Commitments and Contingencies | 9 Months Ended |
Sep. 30, 2018 | |
Notes to Financial Statements | |
Commitments and Contingencies Disclosure [Text Block] | 5. The Company is party to claims and legal proceedings arising in the ordinary course of business. In the opinion of the Company’s management, the amount of ultimate liability with respect to such proceedings will not In the normal course of business, there are various outstanding commitments to extend credit, which are not $131.2 $107.4 $417 $477 September 30, 2018 December 31, 2017, Of the loan commitments outstanding at September 30, 2018, $37.7 twelve not may Stand-by letters of credit are conditional commitments written to guarantee the performance of a customer to a third not September 30, 2018 December 31, 2017. |
Note 6 - Earnings Per Share
Note 6 - Earnings Per Share | 9 Months Ended |
Sep. 30, 2018 | |
Notes to Financial Statements | |
Earnings Per Share [Text Block] | 6. Basic earnings per share is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding for the period. Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options, result in the issuance of common stock which shares in the earnings of the Company. The treasury stock method has been applied to determine the dilutive effect of stock options in computing diluted earnings per share. For the Three Months For the Nine Months Ended September 30, Ended September 30, (In thousands, except per share data) 2018 2017 2018 2017 Net Income: Net income $ 3,696 $ 2,448 $ 10,422 $ 7,053 Earnings Per Share: Basic earnings per share $ 0.72 $ 0.48 $ 2.04 $ 1.41 Diluted earnings per share $ 0.71 $ 0.47 $ 2.00 $ 1.36 Weighted Average Number of Shares Outstanding: Basic shares 5,122 5,048 5,100 4,987 Diluted shares 5,225 5,192 5,219 5,181 Shares of common stock issuable under stock options for which the exercise prices were greater than the average market prices were not not not 71,000 0 three September 30, 2018 2017, not not 71,000 0 nine September 30, 2018 2017, |
Note 7 - Stock-based Compensati
Note 7 - Stock-based Compensation | 9 Months Ended |
Sep. 30, 2018 | |
Notes to Financial Statements | |
Disclosure of Compensation Related Costs, Share-based Payments [Text Block] | 7. Stock Options In 2001, 16,793 no September 30, 2018. As of September 30, 2018, no A summary of the activity within the 2001 Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2018 46,293 $ 2.95 Options exercised (29,500 ) 2.95 Options outstanding at September 30, 2018 16,793 $ 2.95 0.5 $ 368,000 Options exercisable at September 30, 2018 16,793 $ 2.95 0.5 $ 368,000 In May 2013, 2013 434,000 236,100 September 30, 2018. may not six not ten During the nine September 30, 2018 76,000 No nine September 30, 2017. 2018 Expected life of stock options (in years) 5.1 Risk free interest rate 2.38 % Volatility 30.4 % Dividend yields 1.39 % Weighted-average fair value of options granted during the nine months ended September 30, 2018 $ 6.54 The Company determines the fair value of options on the date of grant using a Black-Scholes-Merton option pricing model that uses assumptions based on expected option life, expected stock volatility and the risk-free interest rate. The expected volatility assumptions used by the Company are based on the historical volatility of the Company’s common stock over the most recent period commensurate with the estimated expected life of the Company’s stock options. The Company bases its expected life assumption on its historical experience and on the terms and conditions of the stock options it grants to employees. The risk-free rate is based on the U.S. Treasury yield curve for the periods within the contractual life of the options in effect at the time of the grant. A summary of the activity within the 2013 Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2018 160,600 $ 7.72 Options granted 76,000 24.40 Options cancelled (6,500 ) 20.55 Options exercised (32,200 ) 7.23 Options outstanding at September 30, 2018 197,900 $ 13.79 5.7 $ 2,189,000 Options exercisable at September 30, 2018 81,200 $ 7.33 4.3 $ 1,423,000 Expected to vest after September 30, 2018 103,583 $ 18.28 6.6 $ 680,000 As of September 30, 2018, $506,000 2.7 The total fair value of options vested during the nine September 30, 2018 2017 $150,000 $161,000, two $1,261,000 $674,000 nine September 30, 2018 2017, Compensation cost related to stock options recognized in operating results under the stock option plans was $148,000 $122,000 nine September 30, 2018 2017, $10,000 nine September 30, 2018 $11,000 nine September 30, 2017. $50,000 $35,000 three September 30, 2018 2017, $3,000 three September 30, 2018 $4,000 three September 30, 2017. Cash received from option exercises under the plans for the nine September 30, 2018 2017 $291,000 $226,000, $99,000 $52,000 nine September 30, 2018 2017, |
Note 8 - Income Taxes
Note 8 - Income Taxes | 9 Months Ended |
Sep. 30, 2018 | |
Notes to Financial Statements | |
Income Tax Disclosure [Text Block] | 8. The Company files its income taxes on a consolidated basis with its subsidiary. Income tax expense is the total of current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the tax consequences of temporary differences between the reported amount of assets and liabilities and their tax bases. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. A valuation allowance is recognized if, based on the weight of available evidence management believes it is more likely than not not When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not not not 50 Interest expense and penalties associated with unrecognized tax benefits, if any, are classified as income tax expense in the consolidated income statement. There have been no three September 30, 2018. |
Note 9 - Fair Value Measurement
Note 9 - Fair Value Measurement | 9 Months Ended |
Sep. 30, 2018 | |
Notes to Financial Statements | |
Fair Value Disclosures [Text Block] | 9. The Company measures fair value under the fair value hierarchy described below. Level 1: Level 2: not Level 3: one not may In certain cases, the inputs used to measure fair value may Management monitors the availability of observable market data to assess the appropriate classification of financial instruments within the fair value hierarchy. Changes in economic conditions or model-based valuation techniques may one Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. The methods of determining the fair value of assets and liabilities presented in this note as of September 30, 2018 3 2017 10 September 30, 2018. 2016 01. Fair Value of Financial Instruments The carrying amounts and estimated fair values of financial instruments, at September 30, 2018 Fair Value Measurements at September 30, 2018 Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 35,256 $ 35,256 $ 35,256 Investment securities 156,734 $ 156,734 156,734 Loans, net 535,998 $ 540,632 540,632 FHLB stock 3,027 N/A Accrued interest receivable 2,888 3 573 2,312 2,888 Financial liabilities: Deposits 682,842 642,924 39,883 682,807 Repurchase agreements 8,210 8,210 8,210 Junior subordinated deferrable interest debentures 10,310 7,744 7,744 Accrued interest payable 59 10 34 15 59 The carrying amounts and estimated fair values of financial instruments, at December 31, 2017 Fair Value Measurements at December 31, 2017 Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 87,537 $ 87,537 $ 87,537 Investment securities 137,466 $ 137,466 137,466 Loans, net 482,248 $ 484,269 484,269 FHLB stock 2,685 N/A Accrued interest receivable 2,582 31 522 2,029 2,582 Financial liabilities: Deposits 662,657 616,617 46,061 662,678 Repurchase agreements 10,074 10,074 10,074 Junior subordinated deferrable interest debentures 10,310 7,829 7,829 Accrued interest payable 64 10 39 15 64 Because no 3. These estimates do not one not The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and non-recurring basis as of September 30, 2018 December 31, 2017, Assets and liabilities measured at fair value on a recurring basis at September 30, 2018 Fair Value Measurements at September 30, 2018 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 120,670 $ - $ 120,670 $ - Obligations of states and political subdivisions 36,064 36,064 $ 156,734 $ - $ 156,734 $ - Assets and liabilities measured at fair value on a recurring basis at December 31, 2017 Fair Value Measurements at December 31, 2017 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 103,788 $ - $ 103,788 $ - Obligations of states and political subdivisions 33,678 33,678 $ 137,466 $ - $ 137,466 $ - The fair value of securities available-for-sale equals quoted market price, if available. If quoted market prices are not no 2018 2017. Assets and liabilities measured at fair value on a non-recurring basis at September 30, 2018 Fair Value Measurements at September 30, 2018 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total (Losses) Nine Months Ended September 30, 2018 Assets: Impaired loans: Equity lines of credit $ 231 $ - $ - $ 231 $ (25 ) Total impaired loans $ 231 $ - $ - $ 231 $ (25 ) Other real estate: Real estate – residential 76 - - 76 (38 ) Real estate – commercial 440 - - 440 - Construction and land 572 - - 572 - Total other real estate 1,088 - - 1,088 (38 ) $ 1,319 $ - $ - $ 1,319 $ (63 ) Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2017 Fair Value Measurements at December 31, 2017 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Gains (Losses) Nine Months Ended September 30, 2017 Assets: Impaired loans: Real estate – commercial $ - $ - $ - $ - $ 7 Construction and land 80 - - 80 - Equity lines of credit - - - - (115 ) Total impaired loans 80 - - 80 (108 ) Other real estate: Real estate – residential - - - - (2 ) Real estate – commercial 285 - - 285 (9 ) Construction and land 969 - - 969 (95 ) Equity lines of credit 90 - - 90 - Total other real estate 1,344 - - 1,344 (106 ) $ 1,424 $ - $ - $ 1,424 $ (214 ) The Company has no The following methods were used to estimate fair value. Collateral-Dependent Impaired Loans: not third 3 25,000 108,000 nine September 30, 2018 2017, Other Real Estate: third 3 Appraisals for both collateral-dependent impaired loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Loan Administration Department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. On a quarterly basis, the Company compares the actual selling price of similar collateral that has been liquidated to the most recent appraised value for unsold properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. The following table presents quantitative information about Level 3 September 30, 2018 December 31, 2017 ( Description Fair Value 9/30/2018 Fair Value 12/31/2017 Valuation Technique Significant Unobservable Input Range (Weighted Average) 9/30/2018 Range (Weighted Average) 12/31/2017 Impaired Loans: Construction and land $ - $ 80 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 8% (8%) Equity Lines of Credit 231 - Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% (10%) N/A Other Real Estate: RE – Residential $ 76 $ - Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% (10%) N/A RE – Commercial $ 440 $ 285 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 16% - 29% (19%) 17% - 31% (22%) Construction and land $ 572 $ 969 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% (10%) 10% (10%) Equity Lines of Credit $ - $ 90 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% (10%) 10% (10%) |
Significant Accounting Policies
Significant Accounting Policies (Policies) | 9 Months Ended |
Sep. 30, 2018 | |
Accounting Policies [Abstract] | |
Consolidation, Policy [Policy Text Block] | Consolidation and Basis of Presentation The condensed consolidated financial statements include the accounts of the Company and the accounts of its wholly-owned subsidiary, Plumas Bank. Plumas Statutory Trust I and Plumas Statutory Trust II are not September 30, 2018 three nine September 30, 2018 2017. December 31, 2017 The unaudited condensed consolidated financial statements of the Company have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) for interim reporting on Form 10 not 2017 10 three nine September 30, 2018 may not |
Reclassification, Policy [Policy Text Block] | Reclassifications Certain reclassifications have been made to prior years’ balances to conform to the classifications used in 2018. no |
Segment Reporting, Policy [Policy Text Block] | Segment Information Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment and management does not No 10 |
Revenue Recognition, Policy [Policy Text Block] | Revenue from Contracts with Customers The Company records revenue from contracts with customers in accordance with Accounting Standards Codification Topic 606, 606” 606, not Most of our revenue-generating transactions are not 606, not 606 |
Income Tax, Policy [Policy Text Block] | Income Taxes On December 22, 2017, 1986, 35% 21% 2017 $1.4 no nine September 30, 2018. |
New Accounting Pronouncements, Policy [Policy Text Block] | Recently Adopted Accounting Pronouncements In February 2018, No. 2018 02, No. 2018 02 December 22, 2017, 2017 $94,000. In May 2014, No. 2014 09 2014 09” January 1, 2018. 2014 09 not not 2014 09. 2014 09, not not 2014 09 not not On January 5, 2016, No. 2016 01, December 15, 2017, No. 2016 01 January 1, 2018 $209,000 $662,000 not Pending Accounting Pronouncements On February 25, 2016, 2016 02, not 12 2016 02 December 15, 2018. two not No. 2016 02. No. 2016 02 not In June 2016, No. 2016 13, No. 2016 13 1 2 not not No. 2016 13 No. 2016 13 December 15, 2019; December 15, 2018. first No. 2016 13 On March 30, 2017, 2017 08, not 2017 08 December 15, 2018. first No. 2017 08. No. 2017 08 not In August 2018, No. 2018 13, December 15, 2019, No. 2018 13 not In July 2018, No. 2018 11, No. 2018 11 No. 2016 02. 2018 11: 1 may not 2 may not 2016 02 January 1, 2019 2018 11 not |
Note 3 - Investment Securitie_2
Note 3 - Investment Securities Available for Sale (Tables) | 9 Months Ended |
Sep. 30, 2018 | |
Notes Tables | |
Schedule of Available-for-sale Securities Reconciliation [Table Text Block] | Available-for-Sale September 30, 2018 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 125,168 $ - $ (4,498 ) $ 120,670 Obligations of states and political subdivisions 37,024 32 (992 ) 36,064 $ 162,192 $ 32 $ (5,490 ) $ 156,734 Available-for-Sale December 31, 2017 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 104,935 $ 26 $ (1,173 ) $ 103,788 Obligations of states and political subdivisions 33,340 482 (144 ) 33,678 $ 138,275 $ 508 $ (1,317 ) $ 137,466 |
Schedule of Unrealized Loss on Investments [Table Text Block] | September 30, 2018 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations-residential $ 75,524 $ 2,103 $ 45,146 $ 2,395 $ 120,670 $ 4,498 Obligations of states and political subdivisions 27,704 632 4,697 360 32,401 992 $ 103,228 $ 2,735 $ 49,843 $ 2,755 $ 153,071 $ 5,490 December 31, 2017 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations-residential $ 60,070 $ 441 $ 31,213 $ 732 $ 91,283 $ 1,173 Obligations of states and political subdivisions 2,621 31 3,403 113 6,024 144 $ 62,691 $ 472 $ 34,616 $ 845 $ 97,307 $ 1,317 |
Investments Classified by Contractual Maturity Date [Table Text Block] | Amortized Cost Estimated Fair Value Within one year $ - $ - After one year through five years 3,060 3,029 After five years through ten years 17,299 16,906 After ten years 16,665 16,129 Investment securities not due at a single maturity date: Government-sponsored mortgage-backed securities 125,168 120,670 $ 162,192 $ 156,734 |
Note 4 - Loans and the Allowa_2
Note 4 - Loans and the Allowance for Loan Losses (Tables) | 9 Months Ended |
Sep. 30, 2018 | |
Notes Tables | |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | September 30, December 31, 2018 2017 Commercial $ 46,762 $ 39,620 Agricultural 70,917 58,908 Real estate – residential 15,674 16,624 Real estate – commercial 253,154 240,257 Real estate – construction and land development 38,454 25,181 Equity lines of credit 39,165 41,798 Auto 71,875 60,438 Other 3,846 3,808 Total loans 539,847 486,634 Deferred loan costs, net 2,997 2,283 Allowance for loan losses (6,846 ) (6,669 ) Total net loans $ 535,998 $ 482,248 |
Allowance for Credit Losses on Financing Receivables [Table Text Block] | September 30, December 31, 2018 2017 Balance, beginning of year $ 6,669 $ 6,549 Provision charged to operations 800 600 Losses charged to allowance (988 ) (879 ) Recoveries 365 399 Balance, end of period $ 6,846 $ 6,669 |
Financing Receivable Credit Quality Indicators [Table Text Block] | September 30 , 201 8 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 46,184 $ 70,664 $ 15,260 $ 249,576 $ 38,360 $ 38,724 $ 458,768 Special Mention 544 253 120 3,447 - - 4,364 Substandard 34 - 294 131 94 441 994 Doubtful - - - - - - - Total $ 46,762 $ 70,917 $ 15,674 $ 253,154 $ 38,454 $ 39,165 $ 464,126 December 31, 201 7 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate- Residential Real Estate- Commercial Real Estate- Construction Equity LOC Total Pass $ 38,851 $ 56,859 $ 16,218 $ 239,944 $ 25,081 $ 41,636 $ 418,589 Special Mention 238 253 125 26 - - 642 Substandard 531 1,796 281 287 100 162 3,157 Doubtful - - - - - - - Total $ 39,620 $ 58,908 $ 16,624 $ 240,257 $ 25,181 $ 41,798 $ 422,388 |
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block] | Nine months en ded 9 /30/1 Commercial Agricultural Real Estat Residential Real Estate- Commercial Real Estate- Construction Equity LOC Auto Other Total Allowance for Loan Losses Beginning balance $ 725 $ 623 $ 231 $ 2,729 $ 783 $ 533 $ 946 $ 99 $ 6,669 Charge-offs (325 ) - - - - - (628 ) (35 ) (988 ) Recoveries 23 - 93 19 3 4 213 10 365 Provision 345 (26 ) (124 ) (124 ) 122 (48 ) 635 20 800 Ending balance $ 768 $ 597 $ 200 $ 2,624 $ 908 $ 489 $ 1,166 $ 94 $ 6,846 Three months ended 9 /30/18: Allowance for Loan Losses Beginning balance $ 853 $ 546 $ 195 $ 2,699 $ 780 $ 481 $ 1,044 $ 100 $ 6,698 Charge-offs (59 ) - - - - - (152 ) (14 ) (225 ) Recoveries 8 - 2 1 1 1 58 2 73 Provision (34 ) 51 3 (76 ) 127 7 216 6 300 Ending balance $ 768 $ 597 $ 200 $ 2,624 $ 908 $ 489 $ 1,166 $ 94 $ 6,846 Nine months ended 9 /30/17: Allowance for Loan Losses Beginning balance $ 655 $ 466 $ 280 $ 2,740 $ 927 $ 575 $ 815 $ 91 $ 6,549 Charge-offs (179 ) - - - - (5 ) (295 ) (35 ) (514 ) Recoveries 46 - 3 4 - 3 123 8 187 Provision 108 95 (47 ) 39 64 77 233 31 600 Ending balance $ 630 $ 561 $ 236 $ 2,783 $ 991 $ 650 $ 876 $ 95 $ 6,822 Three months ended 9 /30/17: Allowance for Loan Losses Beginning balance $ 705 $ 514 $ 252 $ 2,812 $ 1,071 $ 561 $ 845 $ 95 $ 6,855 Charge-offs (112 ) - - - - (5 ) (205 ) (17 ) (339 ) Recoveries 27 - 1 1 - 1 73 3 106 Provision 10 47 (17 ) (30 ) (80 ) 93 163 14 200 Ending balance $ 630 $ 561 $ 236 $ 2,783 $ 991 $ 650 $ 876 $ 95 $ 6,822 September 30, 2018: Allowance for Loan Losses Ending balance: individually evaluated for impairment $ - $ - $ 42 $ - $ 12 $ 25 $ - $ - $ 79 Ending balance: collectively evaluated for impairment $ 768 $ 597 $ 158 $ 2,624 $ 896 $ 464 $ 1,166 $ 94 $ 6,767 Loans Ending balance $ 46,762 $ 70,917 $ 15,674 $ 253,154 $ 38,454 $ 39,165 $ 71,875 $ 3,846 $ 539,847 Ending balance: individually evaluated for impairment $ 14 $ 253 $ 997 $ 131 $ 213 $ 441 $ 279 $ 4 $ 2,332 Ending balance: collectively evaluated for impairment $ 46,748 $ 70,664 $ 14,677 $ 253,023 $ 38,241 $ 38,724 $ 71,596 $ 3,842 $ 537,515 December 31, 2017: Allowance for Loan Losses Ending balance: individually evaluated for impairment $ 2 $ - $ 48 $ - $ 32 $ - $ - $ - $ 82 Ending balance: collectively evaluated for impairment $ 723 $ 623 $ 183 $ 2,729 $ 751 $ 533 $ 946 $ 99 $ 6,587 Loans Ending balance $ 39,620 $ 58,908 $ 16,624 $ 240,257 $ 25,181 $ 41,798 $ 60,438 $ 3,808 $ 486,634 Ending balance: individually evaluated for impairment $ 14 $ 253 $ 934 $ 287 $ 224 $ 162 $ 377 $ 19 $ 2,270 Ending balance: collectively evaluated for impairment $ 39,606 $ 58,655 $ 15,690 $ 239,970 $ 24,957 $ 41,636 $ 60,061 $ 3,789 $ 484,364 |
Past Due Financing Receivables [Table Text Block] | Total September 30 , 201 8 30-89 Days 90 Days and Still Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 16 $ - $ - $ 16 $ 46,746 $ 46,762 Agricultural 647 - - 647 70,270 70,917 Real estate – residential 157 - 294 451 15,223 15,674 Real estate – commercial - - 131 131 253,023 253,154 Real estate - construction & land - - 94 94 38,360 38,454 Equity Lines of Credit 227 - 441 668 38,497 39,165 Auto 1,128 - 280 1,408 70,467 71,875 Other 25 - 4 29 3,817 3,846 Total $ 2,200 $ - $ 1,244 $ 3,444 $ 536,403 $ 539,847 Total December 31, 201 7 30-89 Days 90 Days and Still Past Due and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 1,869 $ - $ - $ 1,869 $ 37,751 $ 39,620 Agricultural - 1,796 - 1,796 57,112 58,908 Real estate – residential 130 - 281 411 16,213 16,624 Real estate - commercial - - 287 287 239,970 240,257 Real estate - construction & land 38 - 100 138 25,043 25,181 Equity Lines of Credit 345 - 162 507 41,291 41,798 Auto 1,047 - 377 1,424 59,014 60,438 Other 20 - 19 39 3,769 3,808 Total $ 3,449 $ 1,796 $ 1,226 $ 6,471 $ 480,163 $ 486,634 |
Impaired Financing Receivables [Table Text Block] | Unpaid Average Interest Recorded Principal Related Recorded Income As of September 30 , 201 8 : Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ 14 $ 14 $ 14 $ 1 Agricultural 253 264 253 14 Real estate – residential 817 817 688 30 Real estate – commercial 131 131 136 - Real estate – construction & land 94 94 97 - Equity Lines of Credit 186 186 48 - Auto 279 279 196 - Other 4 4 1 - With an allowance recorded: Commercial $ - $ - $ - $ - $ - Agricultural - - - - - Real estate – residential 180 180 42 181 5 Real estate – commercial - - - - - Real estate – construction & land 119 119 12 121 6 Equity Lines of Credit 255 255 25 3 - Auto - - - - - Other - - - - - Total: Commercial $ 14 $ 14 $ - $ 14 $ 1 Agricultural 253 264 - 253 14 Real estate – residential 997 997 42 869 35 Real estate – commercial 131 131 - 136 - Real estate – construction & land 213 213 12 218 6 Equity Lines of Credit 441 441 25 51 - Auto 279 279 - 196 - Other 4 4 - 1 - Total $ 2,332 $ 2,343 $ 79 $ 1,738 $ 56 Unpaid Average Interest Recorded Principal Related Recorded Income As of December 31, 201 7 : Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ - $ - $ - $ - Agricultural 253 253 255 19 Real estate – residential 697 708 548 38 Real estate – commercial 287 287 184 - Real estate – construction & land - - - - Equity Lines of Credit 162 162 180 - Auto 377 377 144 - Other 19 19 1 - With an allowance recorded: Commercial $ 14 $ 14 $ 2 $ 15 $ 1 Agricultural - - - - - Real estate – residential 237 237 48 203 7 Real estate – commercial - - - - - Real estate – construction & land 224 224 32 230 8 Equity Lines of Credit - - - - - Auto - - - - - Other - - - - - Total: Commercial $ 14 $ 14 $ 2 $ 15 $ 1 Agricultural 253 253 - 255 19 Real estate – residential 934 945 48 751 45 Real estate – commercial 287 287 - 184 - Real estate – construction & land 224 224 32 230 8 Equity Lines of Credit 162 162 - 180 - Auto 377 377 - 144 - Other 19 19 - 1 - Total $ 2,270 $ 2,281 $ 82 $ 1,760 $ 73 |
Consumer Portfolio Segment [Member] | |
Notes Tables | |
Financing Receivable Credit Quality Indicators [Table Text Block] | Consumer Credit Exposure Consumer Credit Exposure Credit Risk Profile Based on Payment Activity Credit Risk Profile Based on Payment Activity September 30 , 201 8 December 31, 201 7 Auto Other Total Auto Other Total Grade: Performing $ 71,596 $ 3,841 $ 75,437 $ 60,060 $ 3,788 $ 63,848 Non-performing 279 5 284 378 20 398 Total $ 71,875 $ 3,846 $ 75,721 $ 60,438 $ 3,808 $ 64,246 |
Note 6 - Earnings Per Share (Ta
Note 6 - Earnings Per Share (Tables) | 9 Months Ended |
Sep. 30, 2018 | |
Notes Tables | |
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] | For the Three Months For the Nine Months Ended September 30, Ended September 30, (In thousands, except per share data) 2018 2017 2018 2017 Net Income: Net income $ 3,696 $ 2,448 $ 10,422 $ 7,053 Earnings Per Share: Basic earnings per share $ 0.72 $ 0.48 $ 2.04 $ 1.41 Diluted earnings per share $ 0.71 $ 0.47 $ 2.00 $ 1.36 Weighted Average Number of Shares Outstanding: Basic shares 5,122 5,048 5,100 4,987 Diluted shares 5,225 5,192 5,219 5,181 |
Note 7 - Stock-based Compensa_2
Note 7 - Stock-based Compensation (Tables) | 9 Months Ended |
Sep. 30, 2018 | |
Notes Tables | |
Share-based Compensation, Stock Options, Activity [Table Text Block] | Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2018 46,293 $ 2.95 Options exercised (29,500 ) 2.95 Options outstanding at September 30, 2018 16,793 $ 2.95 0.5 $ 368,000 Options exercisable at September 30, 2018 16,793 $ 2.95 0.5 $ 368,000 Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2018 160,600 $ 7.72 Options granted 76,000 24.40 Options cancelled (6,500 ) 20.55 Options exercised (32,200 ) 7.23 Options outstanding at September 30, 2018 197,900 $ 13.79 5.7 $ 2,189,000 Options exercisable at September 30, 2018 81,200 $ 7.33 4.3 $ 1,423,000 Expected to vest after September 30, 2018 103,583 $ 18.28 6.6 $ 680,000 |
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block] | 2018 Expected life of stock options (in years) 5.1 Risk free interest rate 2.38 % Volatility 30.4 % Dividend yields 1.39 % Weighted-average fair value of options granted during the nine months ended September 30, 2018 $ 6.54 |
Note 9 - Fair Value Measureme_2
Note 9 - Fair Value Measurement (Tables) | 9 Months Ended |
Sep. 30, 2018 | |
Notes Tables | |
Fair Value, by Balance Sheet Grouping [Table Text Block] | Fair Value Measurements at September 30, 2018 Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 35,256 $ 35,256 $ 35,256 Investment securities 156,734 $ 156,734 156,734 Loans, net 535,998 $ 540,632 540,632 FHLB stock 3,027 N/A Accrued interest receivable 2,888 3 573 2,312 2,888 Financial liabilities: Deposits 682,842 642,924 39,883 682,807 Repurchase agreements 8,210 8,210 8,210 Junior subordinated deferrable interest debentures 10,310 7,744 7,744 Accrued interest payable 59 10 34 15 59 Fair Value Measurements at December 31, 2017 Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 87,537 $ 87,537 $ 87,537 Investment securities 137,466 $ 137,466 137,466 Loans, net 482,248 $ 484,269 484,269 FHLB stock 2,685 N/A Accrued interest receivable 2,582 31 522 2,029 2,582 Financial liabilities: Deposits 662,657 616,617 46,061 662,678 Repurchase agreements 10,074 10,074 10,074 Junior subordinated deferrable interest debentures 10,310 7,829 7,829 Accrued interest payable 64 10 39 15 64 |
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] | Fair Value Measurements at September 30, 2018 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 120,670 $ - $ 120,670 $ - Obligations of states and political subdivisions 36,064 36,064 $ 156,734 $ - $ 156,734 $ - Fair Value Measurements at December 31, 2017 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 103,788 $ - $ 103,788 $ - Obligations of states and political subdivisions 33,678 33,678 $ 137,466 $ - $ 137,466 $ - |
Fair Value Measurements, Nonrecurring [Table Text Block] | Fair Value Measurements at September 30, 2018 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total (Losses) Nine Months Ended September 30, 2018 Assets: Impaired loans: Equity lines of credit $ 231 $ - $ - $ 231 $ (25 ) Total impaired loans $ 231 $ - $ - $ 231 $ (25 ) Other real estate: Real estate – residential 76 - - 76 (38 ) Real estate – commercial 440 - - 440 - Construction and land 572 - - 572 - Total other real estate 1,088 - - 1,088 (38 ) $ 1,319 $ - $ - $ 1,319 $ (63 ) Fair Value Measurements at December 31, 2017 Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Gains (Losses) Nine Months Ended September 30, 2017 Assets: Impaired loans: Real estate – commercial $ - $ - $ - $ - $ 7 Construction and land 80 - - 80 - Equity lines of credit - - - - (115 ) Total impaired loans 80 - - 80 (108 ) Other real estate: Real estate – residential - - - - (2 ) Real estate – commercial 285 - - 285 (9 ) Construction and land 969 - - 969 (95 ) Equity lines of credit 90 - - 90 - Total other real estate 1,344 - - 1,344 (106 ) $ 1,424 $ - $ - $ 1,424 $ (214 ) |
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block] | Description Fair Value 9/30/2018 Fair Value 12/31/2017 Valuation Technique Significant Unobservable Input Range (Weighted Average) 9/30/2018 Range (Weighted Average) 12/31/2017 Impaired Loans: Construction and land $ - $ 80 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 8% (8%) Equity Lines of Credit 231 - Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% (10%) N/A Other Real Estate: RE – Residential $ 76 $ - Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% (10%) N/A RE – Commercial $ 440 $ 285 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 16% - 29% (19%) 17% - 31% (22%) Construction and land $ 572 $ 969 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% (10%) 10% (10%) Equity Lines of Credit $ - $ 90 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 10% (10%) 10% (10%) |
Note 1 - The Business of Plum_2
Note 1 - The Business of Plumas Bancorp (Details Textual) | Sep. 30, 2018 |
Number of Branches | 11 |
Note 2 - Summary of Significa_2
Note 2 - Summary of Significant Accounting Policies (Details Textual) | Jan. 01, 2018USD ($) | Sep. 30, 2018USD ($) | Sep. 30, 2017USD ($) | Sep. 30, 2018USD ($) | Sep. 30, 2017USD ($) | Dec. 31, 2018 | Dec. 31, 2017USD ($) |
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent | 35.00% | ||||||
Income Tax Expense (Benefit), Continuing Operations, Adjustment of Deferred Tax (Asset) Liability | $ 1,400,000 | ||||||
Gain on Adjusting Carrying Value of Equity Securities with No Readily Determinable Fair Value | $ 209,000 | ||||||
Accounting Standards Update 2016-01 [Member] | |||||||
Gain on Adjusting Carrying Value of Equity Securities with No Readily Determinable Fair Value | $ 209,000 | ||||||
Equity Securities without Readily Determinable Fair Value, Amount | $ 662,000 | ||||||
Retained Earnings [Member] | Accounting Standards Update 2018-02 [Member] | |||||||
Tax Cuts and Jobs Act of 2017 Reclassification From Aoci to Retained Earnings | $ 94,000 | ||||||
Scenario, Forecast [Member] | |||||||
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent | 21.00% | ||||||
Customer Concentration Risk [Member] | Sales Revenue, Net [Member] | |||||||
Number of Major Customers | 0 | 0 |
Note 3 - Investment Securitie_3
Note 3 - Investment Securities Available for Sale (Details Textual) | 3 Months Ended | 9 Months Ended | 12 Months Ended | ||
Sep. 30, 2018USD ($) | Sep. 30, 2017USD ($) | Sep. 30, 2018USD ($) | Sep. 30, 2017USD ($) | Dec. 31, 2017USD ($) | |
Available-for-sale Securities, Accumulated Gross Unrealized Gain (Loss), before Tax, Total | $ (5,458,000) | $ (5,458,000) | $ (809,000) | ||
Available-for-sale Securities Income Tax Expense (Benefit) on Accumulated Gross Unrealized Gains Losses | (1,613,000) | $ (1,613,000) | $ (239,000) | ||
Number of Securities Sold During Period | 18 | 7 | |||
Proceeds from Sale of Debt Securities, Available-for-sale | 0 | $ 0 | $ 4,157,000 | $ 4,221,000 | |
Available-for-sale Securities, Gross Realized Gain (Loss), Total | $ (8,000) | $ (17,000) | |||
Number of Securities Sold for Gain | 8 | 4 | |||
Available-for-sale Securities, Gross Realized Gains | $ 4,000 | $ 4,000 | |||
Number of Securities Sold for Loss | 10 | 3 | |||
Available-for-sale Securities, Gross Realized Losses | $ 12,000 | $ 21,000 | |||
Available-for-sale Securities Transfers to Trading and Held to Maturity | 0 | 0 | |||
Debt Securities, Held-to-maturity, Total | $ 0 | $ 0 | $ 0 | ||
Number of Investment Securities | 203 | 203 | |||
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | 188 | 188 | |||
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions | 126 | 126 | |||
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total | $ 0 | ||||
Available-for-sale Debt Securities Pledged to Secure Deposits and Repurchase Agreements Amortized Cost Basis | $ 87,579,000 | 87,579,000 | 82,059,000 | ||
Collateral Pledged [Member] | |||||
Debt Securities, Available-for-sale, Restricted | $ 84,152,000 | $ 84,152,000 | $ 81,006,000 | ||
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | |||||
Number of Investment Securities | 89 | 89 | |||
US States and Political Subdivisions Debt Securities [Member] | |||||
Number of Investment Securities | 114 | 114 |
Note 3 - Investment Securitie_4
Note 3 - Investment Securities Available for Sale - Amortized Cost and Estimated Fair Value of Investment Securities (Details) - USD ($) $ in Thousands | Sep. 30, 2018 | Dec. 31, 2017 |
Investment securities available for sale, amortized cost | $ 162,192 | $ 138,275 |
Investment securities available for sale, gross unrealized gains | 32 | 508 |
Investment securities available for sale, gross unrealized losses | (5,490) | (1,317) |
Investment securities available for sale, Estimated fair value | 156,734 | 137,466 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | ||
Investment securities available for sale, amortized cost | 125,168 | 104,935 |
Investment securities available for sale, gross unrealized gains | 26 | |
Investment securities available for sale, gross unrealized losses | (4,498) | (1,173) |
Investment securities available for sale, Estimated fair value | 120,670 | 103,788 |
US States and Political Subdivisions Debt Securities [Member] | ||
Investment securities available for sale, amortized cost | 37,024 | 33,340 |
Investment securities available for sale, gross unrealized gains | 32 | 482 |
Investment securities available for sale, gross unrealized losses | (992) | (144) |
Investment securities available for sale, Estimated fair value | $ 36,064 | $ 33,678 |
Note 3 - Investment Securitie_5
Note 3 - Investment Securities Available for Sale - Investment Securities With Unrealized Losses (Details) - USD ($) $ in Thousands | Sep. 30, 2018 | Dec. 31, 2017 |
Less than 12 months fair value | $ 103,228 | $ 62,691 |
Less than 12 months unrealized losses | 2,735 | 472 |
12 months or more fair value | 49,843 | 34,616 |
12 months or more unrealized losses | 2,755 | 845 |
Total fair value | 153,071 | 97,307 |
Total unrealized losses | 5,490 | 1,317 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | ||
Less than 12 months fair value | 75,524 | 60,070 |
Less than 12 months unrealized losses | 2,103 | 441 |
12 months or more fair value | 45,146 | 31,213 |
12 months or more unrealized losses | 2,395 | 732 |
Total fair value | 120,670 | 91,283 |
Total unrealized losses | 4,498 | 1,173 |
US States and Political Subdivisions Debt Securities [Member] | ||
Less than 12 months fair value | 27,704 | 2,621 |
Less than 12 months unrealized losses | 632 | 31 |
12 months or more fair value | 4,697 | 3,403 |
12 months or more unrealized losses | 360 | 113 |
Total fair value | 32,401 | 6,024 |
Total unrealized losses | $ 992 | $ 144 |
Note 3 - Investment Securitie_6
Note 3 - Investment Securities Available for Sale - Investment Securities by Contractual Maturity (Details) $ in Thousands | Sep. 30, 2018USD ($) |
Within one year, amortized cost | |
Within one year, estimated fair value | |
After one year through five years, amortized cost | 3,060 |
After one year through five years, estimated fair value | 3,029 |
After five years through ten years, amortized cost | 17,299 |
After five years through ten years, estimated fair value | 16,906 |
After ten years, amortized cost | 16,665 |
After ten years, estimated fair value | 16,129 |
Amortized cost | 162,192 |
Estimated fair value | 156,734 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | |
Government-sponsored mortgage-backed securities, amortized cost | 125,168 |
Government-sponsored mortgage-backed securities, estimated fair value | $ 120,670 |
Note 4 - Loans and the Allowa_3
Note 4 - Loans and the Allowance for Loan Losses (Details Textual) | 3 Months Ended | 9 Months Ended | 12 Months Ended | ||
Sep. 30, 2018USD ($) | Sep. 30, 2017USD ($) | Sep. 30, 2018USD ($) | Sep. 30, 2017USD ($) | Dec. 31, 2017USD ($) | |
Impaired Financing Receivable, Recorded Investment, Total | $ 2,332,000 | $ 2,332,000 | $ 2,270,000 | ||
Impaired Financing Receivable, Related Allowance | 79,000 | 79,000 | 82,000 | ||
Impaired Financing Receivable, with Related Allowance, Recorded Investment | 554,000 | 554,000 | 475,000 | ||
Impaired Financing Receivable, with No Related Allowance, Recorded Investment | 1,778,000 | 1,778,000 | 1,795,000 | ||
Impaired Financing Receivable, Average Recorded Investment, Total | 1,738,000 | $ 4,982,000 | 1,760,000 | ||
Impaired Financing Receivable, Interest Income, Accrual Method, Total | 56,000 | 100,000 | 73,000 | ||
Impaired Financing Receivable, Interest Income, Cash Basis Method, Total | 0 | $ 0 | |||
Financing Receivable, Modifications, Recorded Investment | 1,089,000 | 1,089,000 | 1,111,000 | ||
Financing Receivable Modifications Related Allowances | 54,000 | 54,000 | 63,000 | ||
Loans and Leases Receivable, Impaired, Commitment to Lend | 0 | $ 0 | 0 | ||
Financing Receivable, Modifications, Number of Contracts | 0 | 0 | |||
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | 0 | 0 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | 1,244,000 | $ 1,244,000 | $ 1,226,000 | ||
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans | 7,000 | $ 52,000 | 36,000 | $ 141,000 | |
Number of Loans, 90 Days Past Due and Still Accruing | 3 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | $ 1,796,000 | ||||
Deferred Loan Origination Costs | $ 703,000 | $ 457,000 | $ 1,937,000 | $ 1,393,000 |
Note 4 - Loans and the Allowa_4
Note 4 - Loans and the Allowance for Loan Losses - Outstanding Loans (Details) - USD ($) $ in Thousands | Sep. 30, 2018 | Jun. 30, 2018 | Dec. 31, 2017 | Sep. 30, 2017 | Jun. 30, 2017 | Dec. 31, 2016 |
Loans | $ 539,847 | $ 486,634 | ||||
Deferred loan costs, net | 2,997 | 2,283 | ||||
Allowance for loan losses | (6,846) | $ (6,698) | (6,669) | $ (6,822) | $ (6,855) | $ (6,549) |
Total net loans | 535,998 | 482,248 | ||||
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||||||
Loans | 46,762 | 39,620 | ||||
Allowance for loan losses | (768) | (853) | (725) | (630) | (705) | (655) |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||||||
Loans | 70,917 | 58,908 | ||||
Allowance for loan losses | (597) | (546) | (623) | (561) | (514) | (466) |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||||||
Loans | 253,154 | 240,257 | ||||
Allowance for loan losses | (2,624) | (2,699) | (2,729) | (2,783) | (2,812) | (2,740) |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||||||
Loans | 38,454 | 25,181 | ||||
Allowance for loan losses | (908) | (780) | (783) | (991) | (1,071) | (927) |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||||||
Loans | 15,674 | 16,624 | ||||
Allowance for loan losses | (200) | (195) | (231) | (236) | (252) | (280) |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||||||
Loans | 39,165 | 41,798 | ||||
Allowance for loan losses | (489) | (481) | (533) | (650) | (561) | (575) |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | ||||||
Loans | 71,875 | 60,438 | ||||
Allowance for loan losses | (1,166) | (1,044) | (946) | (876) | (845) | (815) |
Consumer Portfolio Segment [Member] | Other Loans [Member] | ||||||
Loans | 3,846 | 3,808 | ||||
Allowance for loan losses | $ (94) | $ (100) | $ (99) | $ (95) | $ (95) | $ (91) |
Note 4 - Loans and the Allowa_5
Note 4 - Loans and the Allowance for Loan Losses - Changes in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended | ||
Sep. 30, 2018 | Sep. 30, 2017 | Sep. 30, 2018 | Sep. 30, 2017 | Dec. 31, 2017 | |
Beginning balance | $ 6,698 | $ 6,855 | $ 6,669 | $ 6,549 | $ 6,549 |
Provision | 300 | 200 | 800 | 600 | 600 |
Charge-offs | (225) | (339) | (988) | (514) | (879) |
Recoveries | 73 | 106 | 365 | 187 | 399 |
Ending balance | $ 6,846 | $ 6,822 | $ 6,846 | $ 6,822 | $ 6,669 |
Note 4 - Loans and the Allowa_6
Note 4 - Loans and the Allowance for Loan Losses - Loan Portfolio Allocated by Internal Risk Ratings (Details) - USD ($) $ in Thousands | Sep. 30, 2018 | Dec. 31, 2017 |
Loans | $ 539,847 | $ 486,634 |
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans | 46,762 | 39,620 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans | 70,917 | 58,908 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 253,154 | 240,257 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans | 38,454 | 25,181 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 15,674 | 16,624 |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans | 39,165 | 41,798 |
Commercial and Residential Portfolio Segments [Member] | ||
Loans | 464,126 | 422,388 |
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans | 46,184 | 38,851 |
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans | 70,664 | 56,859 |
Pass [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 249,576 | 239,944 |
Pass [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans | 38,360 | 25,081 |
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 15,260 | 16,218 |
Pass [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans | 38,724 | 41,636 |
Pass [Member] | Commercial and Residential Portfolio Segments [Member] | ||
Loans | 458,768 | 418,589 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans | 544 | 238 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans | 253 | 253 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 3,447 | 26 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans | ||
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 120 | 125 |
Special Mention [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans | ||
Special Mention [Member] | Commercial and Residential Portfolio Segments [Member] | ||
Loans | 4,364 | 642 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans | 34 | 531 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans | 1,796 | |
Substandard [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 131 | 287 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans | 94 | 100 |
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 294 | 281 |
Substandard [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans | 441 | 162 |
Substandard [Member] | Commercial and Residential Portfolio Segments [Member] | ||
Loans | 994 | 3,157 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans | ||
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans | ||
Doubtful [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | ||
Doubtful [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans | ||
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | ||
Doubtful [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans | ||
Doubtful [Member] | Commercial and Residential Portfolio Segments [Member] | ||
Loans |
Note 4 - Loans and the Allowa_7
Note 4 - Loans and the Allowance for Loan Losses - Credit Risk Profile by Internally Assigned Grade (Details) - USD ($) $ in Thousands | Sep. 30, 2018 | Dec. 31, 2017 |
Loans | $ 539,847 | $ 486,634 |
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | ||
Loans | 75,437 | 63,848 |
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | ||
Loans | 284 | 398 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | ||
Loans | 71,875 | 60,438 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Performing Financial Instruments [Member] | ||
Loans | 71,596 | 60,060 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Nonperforming Financial Instruments [Member] | ||
Loans | 279 | 378 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | ||
Loans | 3,846 | 3,808 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | Performing Financial Instruments [Member] | ||
Loans | 3,841 | 3,788 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | Nonperforming Financial Instruments [Member] | ||
Loans | 5 | 20 |
Consumer Portfolio Segment [Member] | Residential Portfolio Segment [Member] | ||
Loans | $ 75,721 | |
Consumer Portfolio Segment [Member] | Commercial Portfolio Segment [Member] | ||
Loans | $ 64,246 |
Note 4 - Loans and the Allowa_8
Note 4 - Loans and the Allowance for Loan Losses - Allocation of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended | ||
Sep. 30, 2018 | Sep. 30, 2017 | Sep. 30, 2018 | Sep. 30, 2017 | Dec. 31, 2017 | |
Beginning balance | $ 6,698 | $ 6,855 | $ 6,669 | $ 6,549 | $ 6,549 |
Charge-offs | (225) | (339) | (988) | (514) | (879) |
Recoveries | 73 | 106 | 365 | 187 | 399 |
Provision | 300 | 200 | 800 | 600 | 600 |
Ending balance | 6,846 | 6,822 | 6,846 | 6,822 | 6,669 |
Ending balance: individually evaluated for impairment | 79 | 79 | 82 | ||
Ending balance: collectively evaluated for impairment | 6,767 | 6,767 | 6,587 | ||
Ending balance | 539,847 | 539,847 | 486,634 | ||
Ending balance: individually evaluated for impairment | 2,332 | 2,332 | 2,270 | ||
Ending balance: collectively evaluated for impairment | 537,515 | 537,515 | 484,364 | ||
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | |||||
Beginning balance | 853 | 705 | 725 | 655 | 655 |
Charge-offs | (59) | (112) | (325) | (179) | |
Recoveries | 8 | 27 | 23 | 46 | |
Provision | (34) | 10 | 345 | 108 | |
Ending balance | 768 | 630 | 768 | 630 | 725 |
Ending balance: individually evaluated for impairment | 2 | ||||
Ending balance: collectively evaluated for impairment | 768 | 768 | 723 | ||
Ending balance | 46,762 | 46,762 | 39,620 | ||
Ending balance: individually evaluated for impairment | 14 | 14 | 14 | ||
Ending balance: collectively evaluated for impairment | 46,748 | 46,748 | 39,606 | ||
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | |||||
Beginning balance | 546 | 514 | 623 | 466 | 466 |
Charge-offs | |||||
Recoveries | |||||
Provision | 51 | 47 | (26) | 95 | |
Ending balance | 597 | 561 | 597 | 561 | 623 |
Ending balance: individually evaluated for impairment | |||||
Ending balance: collectively evaluated for impairment | 597 | 597 | 623 | ||
Ending balance | 70,917 | 70,917 | 58,908 | ||
Ending balance: individually evaluated for impairment | 253 | 253 | 253 | ||
Ending balance: collectively evaluated for impairment | 70,664 | 70,664 | 58,655 | ||
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | |||||
Beginning balance | 2,699 | 2,812 | 2,729 | 2,740 | 2,740 |
Charge-offs | |||||
Recoveries | 1 | 1 | 19 | 4 | |
Provision | (76) | (30) | (124) | 39 | |
Ending balance | 2,624 | 2,783 | 2,624 | 2,783 | 2,729 |
Ending balance: individually evaluated for impairment | |||||
Ending balance: collectively evaluated for impairment | 2,624 | 2,624 | 2,729 | ||
Ending balance | 253,154 | 253,154 | 240,257 | ||
Ending balance: individually evaluated for impairment | 131 | 131 | 287 | ||
Ending balance: collectively evaluated for impairment | 253,023 | 253,023 | 239,970 | ||
Commercial Portfolio Segment [Member] | Construction Loans [Member] | |||||
Beginning balance | 780 | 1,071 | 783 | 927 | 927 |
Charge-offs | |||||
Recoveries | 1 | 3 | |||
Provision | 127 | (80) | 122 | 64 | |
Ending balance | 908 | 991 | 908 | 991 | 783 |
Ending balance: individually evaluated for impairment | 12 | 12 | 32 | ||
Ending balance: collectively evaluated for impairment | 896 | 896 | 751 | ||
Ending balance | 38,454 | 38,454 | 25,181 | ||
Ending balance: individually evaluated for impairment | 213 | 213 | 224 | ||
Ending balance: collectively evaluated for impairment | 38,241 | 38,241 | 24,957 | ||
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | |||||
Beginning balance | 195 | 252 | 231 | 280 | 280 |
Charge-offs | |||||
Recoveries | 2 | 1 | 93 | 3 | |
Provision | 3 | (17) | (124) | (47) | |
Ending balance | 200 | 236 | 200 | 236 | 231 |
Ending balance: individually evaluated for impairment | 42 | 42 | 48 | ||
Ending balance: collectively evaluated for impairment | 158 | 158 | 183 | ||
Ending balance | 15,674 | 15,674 | 16,624 | ||
Ending balance: individually evaluated for impairment | 997 | 997 | 934 | ||
Ending balance: collectively evaluated for impairment | 14,677 | 14,677 | 15,690 | ||
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | |||||
Beginning balance | 481 | 561 | 533 | 575 | 575 |
Charge-offs | (5) | (5) | |||
Recoveries | 1 | 1 | 4 | 3 | |
Provision | 7 | 93 | (48) | 77 | |
Ending balance | 489 | 650 | 489 | 650 | 533 |
Ending balance: individually evaluated for impairment | 25 | 25 | |||
Ending balance: collectively evaluated for impairment | 464 | 464 | 533 | ||
Ending balance | 39,165 | 39,165 | 41,798 | ||
Ending balance: individually evaluated for impairment | 441 | 441 | 162 | ||
Ending balance: collectively evaluated for impairment | 38,724 | 38,724 | 41,636 | ||
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | |||||
Beginning balance | 1,044 | 845 | 946 | 815 | 815 |
Charge-offs | (152) | (205) | (628) | (295) | |
Recoveries | 58 | 73 | 213 | 123 | |
Provision | 216 | 163 | 635 | 233 | |
Ending balance | 1,166 | 876 | 1,166 | 876 | 946 |
Ending balance: individually evaluated for impairment | |||||
Ending balance: collectively evaluated for impairment | 1,166 | 1,166 | 946 | ||
Ending balance | 71,875 | 71,875 | 60,438 | ||
Ending balance: individually evaluated for impairment | 279 | 279 | 377 | ||
Ending balance: collectively evaluated for impairment | 71,596 | 71,596 | 60,061 | ||
Consumer Portfolio Segment [Member] | Other Loans [Member] | |||||
Beginning balance | 100 | 95 | 99 | 91 | 91 |
Charge-offs | (14) | (17) | (35) | (35) | |
Recoveries | 2 | 3 | 10 | 8 | |
Provision | 6 | 14 | 20 | 31 | |
Ending balance | 94 | $ 95 | 94 | $ 95 | 99 |
Ending balance: individually evaluated for impairment | |||||
Ending balance: collectively evaluated for impairment | 94 | 94 | 99 | ||
Ending balance | 3,846 | 3,846 | 3,808 | ||
Ending balance: individually evaluated for impairment | 4 | 4 | 19 | ||
Ending balance: collectively evaluated for impairment | $ 3,842 | $ 3,842 | $ 3,789 |
Note 4 - Loans and the Allowa_9
Note 4 - Loans and the Allowance for Loan Losses - Aging Analysis of the Loan Portfolio (Details) - USD ($) | Sep. 30, 2018 | Dec. 31, 2017 |
Loans, past due | $ 3,444,000 | $ 6,471,000 |
Loans, 90 days past due and still accruing | 1,796,000 | |
Loans, nonaccrual | 1,244,000 | 1,226,000 |
Loans, current | 536,403,000 | 480,163,000 |
Loans | 539,847,000 | 486,634,000 |
Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans, past due | 2,200,000 | 3,449,000 |
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans, past due | 16,000 | 1,869,000 |
Loans, 90 days past due and still accruing | ||
Loans, nonaccrual | ||
Loans, current | 46,746,000 | 37,751,000 |
Loans | 46,762,000 | 39,620,000 |
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans, past due | 16,000 | 1,869,000 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans, past due | 647,000 | 1,796,000 |
Loans, 90 days past due and still accruing | 1,796,000 | |
Loans, nonaccrual | ||
Loans, current | 70,270,000 | 57,112,000 |
Loans | 70,917,000 | 58,908,000 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans, past due | 647,000 | |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans, past due | 131,000 | 287,000 |
Loans, 90 days past due and still accruing | ||
Loans, nonaccrual | 131,000 | 287,000 |
Loans, current | 253,023,000 | 239,970,000 |
Loans | 253,154,000 | 240,257,000 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans, past due | ||
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans, past due | 94,000 | 138,000 |
Loans, 90 days past due and still accruing | ||
Loans, nonaccrual | 94,000 | 100,000 |
Loans, current | 38,360,000 | 25,043,000 |
Loans | 38,454,000 | 25,181,000 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans, past due | 38,000 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans, past due | 451,000 | 411,000 |
Loans, 90 days past due and still accruing | ||
Loans, nonaccrual | 294,000 | 281,000 |
Loans, current | 15,223,000 | 16,213,000 |
Loans | 15,674,000 | 16,624,000 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans, past due | 157,000 | 130,000 |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans, past due | 668,000 | 507,000 |
Loans, 90 days past due and still accruing | ||
Loans, nonaccrual | 441,000 | 162,000 |
Loans, current | 38,497,000 | 41,291,000 |
Loans | 39,165,000 | 41,798,000 |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans, past due | 227,000 | 345,000 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | ||
Loans, past due | 1,408,000 | 1,424,000 |
Loans, 90 days past due and still accruing | ||
Loans, nonaccrual | 280,000 | 377,000 |
Loans, current | 70,467,000 | 59,014,000 |
Loans | 71,875,000 | 60,438,000 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans, past due | 1,128,000 | 1,047,000 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | ||
Loans, past due | 29,000 | 39,000 |
Loans, 90 days past due and still accruing | ||
Loans, nonaccrual | 4,000 | 19,000 |
Loans, current | 3,817,000 | 3,769,000 |
Loans | 3,846,000 | 3,808,000 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans, past due | $ 25,000 | $ 20,000 |
Note 4 - Loans and the Allow_10
Note 4 - Loans and the Allowance for Loan Losses - Impaired Loans (Details) - USD ($) | 9 Months Ended | 12 Months Ended | |
Sep. 30, 2018 | Sep. 30, 2017 | Dec. 31, 2017 | |
Recorded investment with no related allowance recorded | $ 1,778,000 | $ 1,795,000 | |
Recorded investment with an allowance | 554,000 | 475,000 | |
Related Allowance | 79,000 | 82,000 | |
Recorded investment | 2,332,000 | 2,270,000 | |
Unpaid principal balance | 2,343,000 | 2,281,000 | |
Average recorded investment | 1,738,000 | $ 4,982,000 | 1,760,000 |
Interest income recognized | 56,000 | $ 100,000 | 73,000 |
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | |||
Recorded investment with no related allowance recorded | 14,000 | ||
Unpaid principal balance with no related allowance recorded | 14,000 | ||
Average recorded investment with no related allowance recorded | 14,000 | ||
Interest income recognized with no related allowance recorded | 1,000 | ||
Recorded investment with an allowance | 14,000 | ||
Unpaid principal balance with allowance | 14,000 | ||
Related Allowance | 2,000 | ||
Average recorded investment with an allowance | 15,000 | ||
Interest income recognized with an allowance | 1,000 | ||
Recorded investment | 14,000 | 14,000 | |
Unpaid principal balance | 14,000 | 14,000 | |
Average recorded investment | 14,000 | 15,000 | |
Interest income recognized | 1,000 | 1,000 | |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | |||
Recorded investment with no related allowance recorded | 253,000 | 253,000 | |
Unpaid principal balance with no related allowance recorded | 264,000 | 253,000 | |
Average recorded investment with no related allowance recorded | 253,000 | 255,000 | |
Interest income recognized with no related allowance recorded | 14,000 | 19,000 | |
Recorded investment with an allowance | |||
Unpaid principal balance with allowance | |||
Related Allowance | |||
Average recorded investment with an allowance | |||
Interest income recognized with an allowance | |||
Recorded investment | 253,000 | 253,000 | |
Unpaid principal balance | 264,000 | 253,000 | |
Average recorded investment | 253,000 | 255,000 | |
Interest income recognized | 14,000 | 19,000 | |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | |||
Recorded investment with no related allowance recorded | 131,000 | 287,000 | |
Unpaid principal balance with no related allowance recorded | 131,000 | 287,000 | |
Average recorded investment with no related allowance recorded | 136,000 | 184,000 | |
Interest income recognized with no related allowance recorded | |||
Recorded investment with an allowance | |||
Unpaid principal balance with allowance | |||
Related Allowance | |||
Average recorded investment with an allowance | |||
Interest income recognized with an allowance | |||
Recorded investment | 131,000 | 287,000 | |
Unpaid principal balance | 131,000 | 287,000 | |
Average recorded investment | 136,000 | 184,000 | |
Interest income recognized | |||
Commercial Portfolio Segment [Member] | Construction Loans [Member] | |||
Recorded investment with no related allowance recorded | 94,000 | ||
Unpaid principal balance with no related allowance recorded | 94,000 | ||
Average recorded investment with no related allowance recorded | 97,000 | ||
Interest income recognized with no related allowance recorded | |||
Recorded investment with an allowance | 119,000 | 224,000 | |
Unpaid principal balance with allowance | 119,000 | 224,000 | |
Related Allowance | 12,000 | 32,000 | |
Average recorded investment with an allowance | 121,000 | 230,000 | |
Interest income recognized with an allowance | 6,000 | 8,000 | |
Recorded investment | 213,000 | 224,000 | |
Unpaid principal balance | 213,000 | 224,000 | |
Average recorded investment | 218,000 | 230,000 | |
Interest income recognized | 6,000 | 8,000 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | |||
Recorded investment with no related allowance recorded | 817,000 | 697,000 | |
Unpaid principal balance with no related allowance recorded | 817,000 | 708,000 | |
Average recorded investment with no related allowance recorded | 688,000 | 548,000 | |
Interest income recognized with no related allowance recorded | 30,000 | 38,000 | |
Recorded investment with an allowance | 180,000 | 237,000 | |
Unpaid principal balance with allowance | 180,000 | 237,000 | |
Related Allowance | 42,000 | 48,000 | |
Average recorded investment with an allowance | 181,000 | 203,000 | |
Interest income recognized with an allowance | 5,000 | 7,000 | |
Recorded investment | 997,000 | 934,000 | |
Unpaid principal balance | 997,000 | 945,000 | |
Average recorded investment | 869,000 | 751,000 | |
Interest income recognized | 35,000 | 45,000 | |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | |||
Recorded investment with no related allowance recorded | 186,000 | 162,000 | |
Unpaid principal balance with no related allowance recorded | 186,000 | 162,000 | |
Average recorded investment with no related allowance recorded | 48,000 | 180,000 | |
Interest income recognized with no related allowance recorded | |||
Recorded investment with an allowance | 255,000 | ||
Unpaid principal balance with allowance | 255,000 | ||
Related Allowance | 25,000 | ||
Average recorded investment with an allowance | 3,000 | ||
Interest income recognized with an allowance | |||
Recorded investment | 441,000 | 162,000 | |
Unpaid principal balance | 441,000 | 162,000 | |
Average recorded investment | 51,000 | 180,000 | |
Interest income recognized | |||
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | |||
Recorded investment with no related allowance recorded | 279,000 | 377,000 | |
Unpaid principal balance with no related allowance recorded | 279,000 | 377,000 | |
Average recorded investment with no related allowance recorded | 196,000 | 144,000 | |
Interest income recognized with no related allowance recorded | |||
Recorded investment with an allowance | |||
Unpaid principal balance with allowance | |||
Related Allowance | |||
Average recorded investment with an allowance | |||
Interest income recognized with an allowance | |||
Recorded investment | 279,000 | 377,000 | |
Unpaid principal balance | 279,000 | 377,000 | |
Average recorded investment | 196,000 | 144,000 | |
Interest income recognized | |||
Consumer Portfolio Segment [Member] | Other Loans [Member] | |||
Recorded investment with no related allowance recorded | 4,000 | 19,000 | |
Unpaid principal balance with no related allowance recorded | 4,000 | 19,000 | |
Average recorded investment with no related allowance recorded | 1,000 | 1,000 | |
Interest income recognized with no related allowance recorded | |||
Recorded investment with an allowance | |||
Unpaid principal balance with allowance | |||
Related Allowance | |||
Average recorded investment with an allowance | |||
Interest income recognized with an allowance | |||
Recorded investment | 4,000 | 19,000 | |
Unpaid principal balance | 4,000 | 19,000 | |
Average recorded investment | 1,000 | 1,000 | |
Interest income recognized |
Note 5 - Commitments and Cont_2
Note 5 - Commitments and Contingencies (Details Textual) - USD ($) $ in Thousands | Sep. 30, 2018 | Dec. 31, 2017 |
Unused Commitments to Extend Credit | $ 131,200 | $ 107,400 |
Construction Loan Payable [Member] | ||
Unused Commitments to Extend Credit | 37,700 | |
Standby Letters of Credit [Member] | ||
Unused Commitments to Extend Credit | $ 417 | $ 477 |
Note 6 - Earnings Per Share (De
Note 6 - Earnings Per Share (Details Textual) - shares | 3 Months Ended | 9 Months Ended | ||
Sep. 30, 2018 | Sep. 30, 2017 | Sep. 30, 2018 | Sep. 30, 2017 | |
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount | 71,000 | 0 | 71,000 | 0 |
Note 6 - Earnings Per Share - C
Note 6 - Earnings Per Share - Calculation of Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands | 3 Months Ended | 9 Months Ended | ||
Sep. 30, 2018 | Sep. 30, 2017 | Sep. 30, 2018 | Sep. 30, 2017 | |
Net income | $ 3,696 | $ 2,448 | $ 10,422 | $ 7,053 |
Basic earnings per share (in dollars per share) | $ 0.72 | $ 0.48 | $ 2.04 | $ 1.41 |
Diluted earnings per share (in dollars per share) | $ 0.71 | $ 0.47 | $ 2 | $ 1.36 |
Basic shares (in shares) | 5,122 | 5,048 | 5,100 | 4,987 |
Diluted shares (in shares) | 5,225 | 5,192 | 5,219 | 5,181 |
Note 7 - Stock-based Compensa_3
Note 7 - Stock-based Compensation (Details Textual) - USD ($) | 3 Months Ended | 9 Months Ended | ||
Sep. 30, 2018 | Sep. 30, 2017 | Sep. 30, 2018 | Sep. 30, 2017 | |
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Total | $ 506,000 | $ 506,000 | ||
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition | 2 years 255 days | |||
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value | $ 1,261,000 | $ 674,000 | ||
Allocated Share-based Compensation Expense, Total | 50,000 | $ 35,000 | 148,000 | 122,000 |
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense | $ 3,000 | $ 4,000 | 10,000 | 11,000 |
Proceeds from Stock Options Exercised | 291,000 | 226,000 | ||
Employee Service Share-based Compensation, Tax Benefit from Exercise of Stock Options | $ 99,000 | $ 52,000 | ||
Stock Option Plan 2001 [Member] | ||||
Common Stock, Capital Shares Reserved for Future Issuance | 16,793 | 16,793 | ||
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant | 0 | 0 | ||
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Total | $ 0 | $ 0 | ||
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value | ||||
Stock Option Plan 2013 [Member] | ||||
Common Stock, Capital Shares Reserved for Future Issuance | 434,000 | 434,000 | ||
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant | 236,100 | 236,100 | ||
Share-based Compensation Arrangement by Share Based Payment Award, Holding Period of Previously Owned Stock to be Used As Payment to Exercise Stock Options | 180 days | |||
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross | 76,000 | 0 | ||
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value | $ 150,000 | $ 161,000 | ||
Stock Option Plan 2013 [Member] | Employee Stock Option [Member] | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period | 10 years |
Note 7 - Stock-based Compensa_4
Note 7 - Stock-based Compensation - Stock Option Activity (Details) - USD ($) | 9 Months Ended | |
Sep. 30, 2018 | Sep. 30, 2017 | |
Options exercised, intrinsic value | $ 1,261,000 | $ 674,000 |
Stock Option Plan 2001 [Member] | ||
Options outstanding (in shares) | 46,293 | |
Options outstanding, weighted average exercise price (in dollars per share) | $ 2.95 | |
Options exercised (in shares) | (29,500) | |
Options exercised, weighted average exercise price (in dollars per share) | $ 2.95 | |
Options exercised, intrinsic value | ||
Options outstanding (in shares) | 16,793 | |
Options outstanding, weighted average exercise price (in dollars per share) | $ 2.95 | |
Options outstanding, weighted average remaining contractual term (Year) | 182 days | |
Options outstanding, intrinsic value | $ 368,000 | |
Options exercisable (in shares) | 16,793 | |
Options exercisable, weighted average exercise price (in dollars per share) | $ 2.95 | |
Options exercisable, weighted average remaining contractual term (Year) | 182 days | |
Options exercisable, intrinsic value | $ 368,000 | |
Stock Option Plan 2013 [Member] | ||
Options outstanding (in shares) | 160,600 | |
Options outstanding, weighted average exercise price (in dollars per share) | $ 7.72 | |
Options exercised (in shares) | (32,200) | |
Options exercised, weighted average exercise price (in dollars per share) | $ 7.23 | |
Options outstanding (in shares) | 197,900 | |
Options outstanding, weighted average exercise price (in dollars per share) | $ 13.79 | |
Options outstanding, weighted average remaining contractual term (Year) | 5 years 255 days | |
Options outstanding, intrinsic value | $ 2,189,000 | |
Options exercisable (in shares) | 81,200 | |
Options exercisable, weighted average exercise price (in dollars per share) | $ 7.33 | |
Options exercisable, weighted average remaining contractual term (Year) | 4 years 109 days | |
Options exercisable, intrinsic value | $ 1,423,000 | |
Options granted (in shares) | 76,000 | 0 |
Options granted, weighted average exercise price (in dollars per share) | $ 24.40 | |
Options cancelled (in shares) | (6,500) | |
Options cancelled, weighted average exercise price (in dollars per share) | $ 20.55 | |
Options expected to vest (in shares) | 103,583 | |
Options expected to vest, weighted average exercise price (in dollars per share) | $ 18.28 | |
Options expected to vest, weighted average remaining contractual term (Year) | 6 years 219 days | |
Options expected to vest, intrinsic value | $ 680,000 |
Note 7 - Stock-based Compensa_5
Note 7 - Stock-based Compensation - Weighted Average Fair Value Assumptions (Details) - Employee Stock Option [Member] | 9 Months Ended |
Sep. 30, 2018$ / shares | |
Expected life of stock options (Year) | 5 years 36 days |
Risk free interest rate | 2.38% |
Volatility | 30.40% |
Dividend yields | 1.39% |
Weighted-average fair value of options granted during the nine months ended September 30, 2018 (in dollars per share) | $ 6.54 |
Note 8 - Income Taxes (Details
Note 8 - Income Taxes (Details Textual) $ in Thousands | Sep. 30, 2018USD ($) |
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued, Total | $ 0 |
Note 9 - Fair Value Measureme_3
Note 9 - Fair Value Measurement (Details Textual) - USD ($) | 9 Months Ended | 12 Months Ended | |
Sep. 30, 2018 | Sep. 30, 2017 | Dec. 31, 2017 | |
Financial and Nonfinancial Liabilities, Fair Value Disclosure | $ 0 | $ 0 | |
Gain (Loss) on Sale of Assets and Asset Impairment Charges | (63,000) | $ (214,000) | |
Impaired Loans [Member] | |||
Gain (Loss) on Sale of Assets and Asset Impairment Charges | $ (25,000) | $ (108,000) |
Note 9 - Fair Value Measureme_4
Note 9 - Fair Value Measurement - Carrying Amounts and Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands | Sep. 30, 2018 | Dec. 31, 2017 |
Estimated fair value | $ 156,734 | |
Reported Value Measurement [Member] | ||
Cash and cash equivalents | 35,256 | $ 87,537 |
Estimated fair value | 156,734 | 137,466 |
Loans, net | 535,998 | 482,248 |
FHLB stock | 3,027 | 2,685 |
Accrued interest receivable | 2,888 | 2,582 |
Deposits | 682,842 | 662,657 |
Repurchase agreements | 8,210 | 10,074 |
Junior subordinated deferrable interest debentures | 10,310 | 10,310 |
Accrued interest payable | 59 | 64 |
Estimate of Fair Value Measurement [Member] | ||
Cash and cash equivalents | 35,256 | 87,537 |
Estimated fair value | 156,734 | 137,466 |
Loans, net | 540,632 | 484,269 |
Accrued interest receivable | 2,888 | 2,582 |
Deposits | 682,807 | 662,678 |
Repurchase agreements | 8,210 | 10,074 |
Junior subordinated deferrable interest debentures | 7,744 | 7,829 |
Accrued interest payable | 59 | 64 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Cash and cash equivalents | 35,256 | 87,537 |
Accrued interest receivable | 3 | 31 |
Deposits | 642,924 | 616,617 |
Accrued interest payable | 10 | 10 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Estimated fair value | 156,734 | 137,466 |
Accrued interest receivable | 573 | 522 |
Deposits | 39,883 | 46,061 |
Repurchase agreements | 8,210 | 10,074 |
Accrued interest payable | 34 | 39 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Loans, net | 540,632 | 484,269 |
Accrued interest receivable | 2,312 | 2,029 |
Junior subordinated deferrable interest debentures | 7,744 | 7,829 |
Accrued interest payable | $ 15 | $ 15 |
Note 9 - Fair Value Measureme_5
Note 9 - Fair Value Measurement - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands | Sep. 30, 2018 | Dec. 31, 2017 |
Debt Securities, Available-for-sale | $ 156,734 | $ 137,466 |
Fair Value, Measurements, Recurring [Member] | ||
Debt Securities, Available-for-sale | 156,734 | |
Assets | 137,466 | |
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Debt Securities, Available-for-sale | 156,734 | |
Assets | 137,466 | |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | ||
Debt Securities, Available-for-sale | 120,670 | 103,788 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member] | ||
Debt Securities, Available-for-sale | 120,670 | 103,788 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Debt Securities, Available-for-sale | 120,670 | 103,788 |
US States and Political Subdivisions Debt Securities [Member] | ||
Debt Securities, Available-for-sale | 36,064 | 33,678 |
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | ||
Debt Securities, Available-for-sale | 36,064 | 33,678 |
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Debt Securities, Available-for-sale | $ 36,064 | $ 33,678 |
Note 9 - Fair Value Measureme_6
Note 9 - Fair Value Measurement - Assets and Liabilities Measured at Fair Value on a Non-recurring Basis (Details) - USD ($) $ in Thousands | 9 Months Ended | 12 Months Ended |
Sep. 30, 2018 | Dec. 31, 2017 | |
Impaired loans, Total gain (loss) | $ (25) | $ (108) |
Other real estate, Total gain (loss) | (38) | (106) |
Asset, Total gain (loss) | (63) | (214) |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Impaired loans, Total gain (loss) | (115) | |
Other real estate, Total gain (loss) | ||
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Other real estate, Total gain (loss) | (38) | (2) |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Impaired loans, Total gain (loss) | 7 | |
Other real estate, Total gain (loss) | (9) | |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Impaired loans, Total gain (loss) | ||
Other real estate, Total gain (loss) | (95) | |
Fair Value, Measurements, Nonrecurring [Member] | ||
Impaired loans | 231 | 80 |
Other real estate | 1,088 | 1,344 |
Assets | 1,319 | 1,424 |
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Impaired loans | 231 | 80 |
Other real estate | 1,088 | 1,344 |
Assets | 1,319 | 1,424 |
Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Impaired loans | 231 | |
Impaired loans, Total gain (loss) | (25) | |
Other real estate | 90 | |
Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Impaired loans | ||
Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Impaired loans | ||
Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Impaired loans | 231 | |
Other real estate | 90 | |
Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Other real estate | 76 | |
Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Other real estate | ||
Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Other real estate | ||
Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Other real estate | 76 | |
Fair Value, Measurements, Nonrecurring [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Impaired loans | ||
Other real estate | 440 | 285 |
Fair Value, Measurements, Nonrecurring [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Impaired loans | ||
Other real estate | 440 | 285 |
Fair Value, Measurements, Nonrecurring [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Impaired loans | 80 | |
Other real estate | 572 | 969 |
Fair Value, Measurements, Nonrecurring [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Impaired loans | ||
Other real estate | ||
Fair Value, Measurements, Nonrecurring [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Impaired loans | ||
Other real estate | ||
Fair Value, Measurements, Nonrecurring [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Impaired loans | 80 | |
Other real estate | $ 572 | $ 969 |
Note 9 - Fair Value Measureme_7
Note 9 - Fair Value Measurement - Quantitative Information About Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on a Non-recurring Basis (Details) $ in Thousands | Sep. 30, 2018USD ($) | Dec. 31, 2017USD ($) |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Measurement Input, Cost to Sell [Member] | ||
Other real estate, Measurement Input | 0.1 | 0.1 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Measurement Input, Cost to Sell [Member] | Weighted Average [Member] | ||
Other real estate, Measurement Input | 0.1 | 0.1 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Measurement Input, Cost to Sell [Member] | Weighted Average [Member] | ||
Other real estate, Measurement Input | 0.19 | 0.22 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Measurement Input, Cost to Sell [Member] | Minimum [Member] | ||
Other real estate, Measurement Input | 0.16 | 0.17 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Measurement Input, Cost to Sell [Member] | Maximum [Member] | ||
Other real estate, Measurement Input | 0.29 | 0.31 |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Measurement Input, Cost to Sell [Member] | ||
Other real estate, Measurement Input | 0.1 | 0.1 |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Measurement Input, Cost to Sell [Member] | Weighted Average [Member] | ||
Other real estate, Measurement Input | 0.1 | 0.1 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Measurement Input, Cost to Sell [Member] | ||
Other real estate, Measurement Input | 0.1 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Measurement Input, Cost to Sell [Member] | Weighted Average [Member] | ||
Other real estate, Measurement Input | 0.1 | |
Impaired Loans [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | Measurement Input, Cost to Sell [Member] | ||
Impaired loans, Measurement Input | 0.08 | |
Impaired Loans [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | Measurement Input, Cost to Sell [Member] | Weighted Average [Member] | ||
Impaired loans, Measurement Input | 0.08 | |
Impaired Loans [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Measurement Input, Cost to Sell [Member] | ||
Impaired loans, Measurement Input | 0.1 | |
Impaired Loans [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Measurement Input, Cost to Sell [Member] | Weighted Average [Member] | ||
Impaired loans, Measurement Input | 0.1 | |
Fair Value, Measurements, Nonrecurring [Member] | ||
Impaired loans | $ 231 | $ 80 |
Other real estate | 1,088 | 1,344 |
Fair Value, Measurements, Nonrecurring [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Impaired loans | 80 | |
Other real estate | 572 | 969 |
Fair Value, Measurements, Nonrecurring [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Impaired loans | ||
Other real estate | 440 | 285 |
Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Impaired loans | 231 | |
Other real estate | 90 | |
Fair Value, Measurements, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Other real estate | 76 | |
Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Impaired loans | 80 | |
Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Impaired loans | $ 231 |