Document And Entity Information
Document And Entity Information - shares | 6 Months Ended | |
Jun. 30, 2021 | Aug. 02, 2021 | |
Document Information [Line Items] | ||
Entity Central Index Key | 0001168455 | |
Entity Registrant Name | Plumas Bancorp | |
Amendment Flag | false | |
Current Fiscal Year End Date | --12-31 | |
Document Fiscal Period Focus | Q2 | |
Document Fiscal Year Focus | 2021 | |
Document Type | 10-Q | |
Document Quarterly Report | true | |
Document Period End Date | Jun. 30, 2021 | |
Document Transition Report | false | |
Entity File Number | 000-49883 | |
Entity Incorporation, State or Country Code | CA | |
Entity Tax Identification Number | 75-2987096 | |
Entity Address, Address Line One | 5525 Kietzke Lane, Suite 100 | |
Entity Address, City or Town | Reno | |
Entity Address, State or Province | NV | |
Entity Address, Postal Zip Code | 89511 | |
City Area Code | 775 | |
Local Phone Number | 786-0907 | |
Entity Current Reporting Status | Yes | |
Entity Interactive Data Current | Yes | |
Entity Filer Category | Non-accelerated Filer | |
Entity Small Business | true | |
Entity Emerging Growth Company | false | |
Entity Shell Company | false | |
Title of 12(b) Security | Common Stock, no par value | |
Trading Symbol | PLBC | |
Security Exchange Name | NASDAQ | |
Entity Common Stock, Shares Outstanding | 5,810,323 |
Condensed Consolidated Balance
Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Assets | ||
Cash and cash equivalents | $ 244,456 | $ 184,909 |
Investment securities available for sale | 248,824 | 179,613 |
Loans, less allowance for loan losses of $10,128 at June 30, 2021 and $9,902 at December 31, 2020 | 725,148 | 700,795 |
Real estate acquired through foreclosure | 524 | 403 |
Premises and equipment, net | 13,594 | 14,016 |
Bank owned life insurance | 13,701 | 13,526 |
Accrued interest receivable and other assets | 21,688 | 18,314 |
Total assets | 1,267,935 | 1,111,576 |
Deposits: | ||
Non-interest bearing | 601,692 | 516,682 |
Interest bearing | 530,065 | 457,292 |
Total deposits | 1,131,757 | 973,974 |
Repurchase agreements | 10,087 | 13,878 |
Accrued interest payable and other liabilities | 8,991 | 8,260 |
Federal Home Loan Bank advances | 0 | 5,000 |
Junior subordinated deferrable interest debentures | 10,310 | 10,310 |
Total liabilities | 1,161,145 | 1,011,422 |
Commitments and contingencies (Note 6) | ||
Shareholders’ equity: | ||
Common stock, no par value; 22,500,000 shares authorized; issued and outstanding – 5,198,826 shares at June 30, 2021 and 5,182,232 at December 31, 2020 | 7,937 | 7,656 |
Retained earnings | 95,228 | 87,753 |
Accumulated other comprehensive income, net | 3,625 | 4,745 |
Total shareholders’ equity | 106,790 | 100,154 |
Total liabilities and shareholders’ equity | $ 1,267,935 | $ 1,111,576 |
Condensed Consolidated Balanc_2
Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Loans, allowance for loan losses | $ 10,128 | $ 9,902 |
Common stock, par value (in dollars per share) | $ 0 | $ 0 |
Common stock, shares authorized (in shares) | 22,500,000 | 22,500,000 |
Common stock, shares issued (in shares) | 5,198,826 | 5,182,232 |
Common stock, shares outsanding (in shares) | 5,198,826 | 5,182,232 |
Condensed Consolidated Statemen
Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Interest Income: | ||||
Interest and fees on loans | $ 9,086 | $ 8,561 | $ 18,867 | $ 17,101 |
Interest on investment securities | 1,045 | 864 | 1,946 | 1,816 |
Other | 52 | 18 | 104 | 125 |
Total interest income | 10,183 | 9,443 | 20,917 | 19,042 |
Interest Expense: | ||||
Interest on deposits | 165 | 199 | 338 | 458 |
Interest on junior subordinated deferrable interest debentures | 86 | 94 | 165 | 210 |
Other | 1 | 2 | 4 | 5 |
Total interest expense | 252 | 295 | 507 | 673 |
Net interest income before provision for loan losses | 9,931 | 9,148 | 20,410 | 18,369 |
Provision for Loan Losses | 250 | 1,250 | 625 | 2,000 |
Net interest income after provision for loan losses | 9,681 | 7,898 | 19,785 | 16,369 |
Non-Interest Income: | ||||
Interchange revenue | 813 | 555 | 1,528 | 1,094 |
Service charges | 567 | 508 | 1,107 | 1,214 |
Gain on sale of loans | 0 | 164 | 591 | 628 |
Other | 500 | 695 | 1,004 | 1,211 |
Total non-interest income | 1,880 | 1,922 | 4,230 | 4,147 |
Non-Interest Expenses: | ||||
Salaries and employee benefits | 2,231 | 2,917 | 5,755 | 6,446 |
Occupancy and equipment | 904 | 837 | 1,794 | 1,702 |
Other | 2,197 | 1,675 | 4,075 | 3,418 |
Total non-interest expenses | 5,332 | 5,429 | 11,624 | 11,566 |
Income before provision for income taxes | 6,229 | 4,391 | 12,391 | 8,950 |
Provision for Income Taxes | 1,742 | 1,206 | 3,463 | 2,449 |
Net income | $ 4,487 | $ 3,185 | $ 8,928 | $ 6,501 |
Basic earnings per share (in dollars per share) | $ 0.86 | $ 0.62 | $ 1.72 | $ 1.26 |
Diluted earnings per share (in dollars per share) | $ 0.85 | $ 0.61 | $ 1.69 | $ 1.24 |
Condensed Consolidated Statem_2
Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Net income | $ 4,487 | $ 3,185 | $ 8,928 | $ 6,501 |
Other comprehensive income: | ||||
Change in net unrealized gain on securities | 1,606 | 173 | (1,978) | 3,427 |
Change in unrealized gain on cash flow hedge | (278) | (97) | 389 | (97) |
Net unrealized holding gain (loss) | 1,328 | 76 | (1,589) | 3,330 |
Related tax effect: | ||||
Change in net unrealized gain | (476) | (52) | 584 | (1,013) |
Change in unrealized gain on cash flow hedge | 83 | 29 | (115) | 29 |
Income tax effect | (393) | (23) | 469 | (984) |
Other comprehensive income (loss) | 935 | 53 | (1,120) | 2,346 |
Total comprehensive income | $ 5,422 | $ 3,238 | $ 7,808 | $ 8,847 |
Consolidated Statements of Chan
Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands | Common Stock Including Additional Paid in Capital [Member] | Retained Earnings [Member] | AOCI Attributable to Parent [Member] | Total |
Balance (in shares) at Dec. 31, 2019 | 5,165,760 | |||
Balance at Dec. 31, 2019 | $ 7,312 | $ 75,144 | $ 2,049 | $ 84,505 |
Net income | 6,501 | 6,501 | ||
Other comprehensive income (loss) | 2,346 | 2,346 | ||
Cash dividends on common stock | (622) | (622) | ||
Exercise of stock options and tax effect (in shares) | 12,772 | |||
Exercise of stock options and tax effect | $ 57 | 57 | ||
Stock-based compensation expense | $ 133 | 133 | ||
Balance (in shares) at Jun. 30, 2020 | 5,178,532 | |||
Balance at Jun. 30, 2020 | $ 7,502 | 81,023 | 4,395 | 92,920 |
Balance (in shares) at Dec. 31, 2020 | 5,182,232 | |||
Balance at Dec. 31, 2020 | $ 7,656 | 87,753 | 4,745 | 100,154 |
Net income | 8,928 | 8,928 | ||
Other comprehensive income (loss) | (1,120) | (1,120) | ||
Cash dividends on common stock | (1,453) | (1,453) | ||
Exercise of stock options and tax effect (in shares) | 16,594 | |||
Exercise of stock options and tax effect | $ 163 | 163 | ||
Stock-based compensation expense | $ 118 | 118 | ||
Balance (in shares) at Jun. 30, 2021 | 5,198,826 | |||
Balance at Jun. 30, 2021 | $ 7,937 | $ 95,228 | $ 3,625 | $ 106,790 |
Condensed Consolidated Statem_3
Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) | 3 Months Ended | 6 Months Ended | 12 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | Dec. 31, 2020 | |
Cash Flows from Operating Activities: | |||||
Net income | $ 4,487,000 | $ 3,185,000 | $ 8,928,000 | $ 6,501,000 | |
Adjustments to reconcile net income to net cash provided by operating activities: | |||||
Provision for Loan Losses | 250,000 | 1,250,000 | 625,000 | 2,000,000 | $ 3,175,000 |
Change in deferred loan origination costs/fees, net | 1,276,000 | 4,006,000 | |||
Depreciation and amortization | 760,000 | 761,000 | |||
Stock-based compensation expense | 118,000 | 133,000 | |||
Amortization of investment security premiums | 542,000 | 484,000 | |||
Loss on sale of other vehicles | 0 | 15,000 | |||
Gain on sale of loans held for sale | 0 | (164,000) | (591,000) | (628,000) | |
Gain on sale of building | 0 | (218,000) | |||
Loans originated for sale | (14,919,000) | (10,947,000) | |||
Proceeds from loan sales | 8,254,000 | 14,998,000 | |||
Earnings on bank-owned life insurance | (175,000) | (175,000) | |||
Increase in accrued interest receivable and other assets | (2,432,000) | (1,974,000) | |||
Increase in accrued interest payable and other liabilities | 731,000 | 2,149,000 | |||
Net cash provided by operating activities | 3,117,000 | 17,105,000 | |||
Cash Flows from Investing Activities: | |||||
Proceeds from principal repayments from available-for-sale mortgage-backed securities | 22,790,000 | 17,688,000 | |||
Proceeds from matured and called available-for-sale securities | 500,000 | 380,000 | |||
Purchases of available-for-sale securities | (94,986,000) | (9,486,000) | |||
Purchase of FHLB stock | (231,000) | (150,000) | |||
Purchase of FRB stock | (2,000) | 0 | |||
Net increase in loans | (19,459,000) | (126,090,000) | |||
Proceeds from sale of OREO | 56,000 | 0 | |||
Proceeds from sale of other vehicles | 174,000 | 280,000 | |||
Proceeds from sale of building | 0 | 1,348,000 | |||
Purchase of premises and equipment | (114,000) | (1,218,000) | |||
Net cash used in investing activities | (91,272,000) | (117,248,000) | |||
Cash Flows from Financing Activities: | |||||
Net increase in demand, interest bearing and savings deposits | 156,762,000 | 158,000,000 | |||
Net increase (decrease) in time deposits | 1,021,000 | (1,332,000) | |||
Net decrease in securities sold under agreements to repurchase | (3,791,000) | (5,656,000) | |||
Cash dividends paid on common stock | (1,453,000) | (622,000) | |||
Proceeds from FHLB advances | 0 | 10,000,000 | |||
Repayment of FHLB advances | (5,000,000) | 0 | |||
Proceeds from exercise of stock options | 163,000 | 57,000 | |||
Net cash provided by financing activities | 147,702,000 | 160,447,000 | |||
Increase in cash and cash equivalents | 59,547,000 | 60,304,000 | |||
Cash and Cash Equivalents at Beginning of Year | 184,909,000 | 46,942,000 | 46,942,000 | ||
Cash and Cash Equivalents at End of Period | 244,456,000 | 107,246,000 | 244,456,000 | 107,246,000 | $ 184,909,000 |
Supplemental Disclosure of Cash Flow Information: | |||||
Interest expense | 524,000 | 686,000 | |||
Income taxes | 5,430,000 | 2,000 | |||
Non-Cash Investing Activities: | |||||
Real estate and vehicles acquired through foreclosure | $ 327,000 | $ 254,000 | 327,000 | 254,000 | |
Common stock retired in connection with the exercise of stock options | $ 29,000 | $ 46,000 |
Note 1 - The Business of Plumas
Note 1 - The Business of Plumas Bancorp | 6 Months Ended |
Jun. 30, 2021 | |
Notes to Financial Statements | |
Nature of Operations [Text Block] | 1. THE BUSINESS OF PLUMAS BANCORP During 2002, one September 26, 2002. September 28, 2005. The Bank operates twelve December 2015 first 2018 |
Note 2 - Business Combinations
Note 2 - Business Combinations - Merger With Feather River Bancorp, Inc. | 6 Months Ended |
Jun. 30, 2021 | |
Notes to Financial Statements | |
Business Combination Disclosure [Text Block] | 2. Business Combinations - Merger with Feather River Bancorp, Inc. On July 1, 2021, March 10, 2021 ( As part of its business strategy, the Company regularly reviews its business strategies and opportunities to enhance the value of its franchise, including through acquisitions. The Transaction is consistent with the Company’s business strategy, which will ( 1 2 3 Pursuant to the terms of the definitive merger agreement between the Company and FRB, each issued and outstanding share of common stock of FRB (the “Common Shares”), was converted into the right to receive, at the election of each holder of Common Shares, either (i) shares of common stock of the Company (“Plumas Common Stock”) or (ii) cash (the “Merger Consideration”). Shareholder elections were subject to proration such that aggregate Merger Consideration payable by the Company was comprised of (i) $4,735,184 in cash (the “Aggregate Cash Amount”) and (ii) 598,129 shares of Plumas Common Stock (the “Aggregate Plumas Share Amount”). Holders of Common Shares received either $19.14 in cash or 0.614 shares of Plumas Common Stock. The value of the total deal consideration was approximately $23.4 million, which is based upon volume-weighted average trading price of Plumas common stock for the 10 July 1, 2021, Immediately after the Transaction, the newly combined company, operating as Plumas Bancorp with its banking subsidiary, Plumas Bank, had total assets of approximately $1.5 billion. Immediately prior to the merger on June 30, 2021, |
Note 3 - Summary of Significant
Note 3 - Summary of Significant Accounting Policies | 6 Months Ended |
Jun. 30, 2021 | |
Notes to Financial Statements | |
Significant Accounting Policies [Text Block] | 3. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Consolidation and Basis of Presentation The consolidated financial statements include the accounts of the Company and the consolidated accounts of its wholly-owned subsidiary, Plumas Bank. All significant intercompany balances and transactions have been eliminated. Plumas Statutory Trust I and Trust II are not The accounting and reporting policies of Plumas Bancorp and subsidiary conform with accounting principles generally accepted in the United States of America and prevailing practices within the banking industry. In the opinion of management, the unaudited condensed consolidated financial statements contain all adjustments (consisting of only normal recurring adjustments) necessary to present fairly the Company’s financial position at June 30, 2021 three six June 30, 2021 2020 December 31, 2020 The unaudited condensed consolidated financial statements of the Company have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) for interim reporting on Form 10 not 2020 10 three six June 30, 2021 may not S egment Information Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment and management does not 10 Revenue from Contracts with Customers The Company records revenue from contracts with customers in accordance with Accounting Standards Codification Topic 606, 606” 606, not Most of the Company’s revenue-generating transactions are not 606, not 606 Pending Accounting Pronouncements In June 2016, No. 2016 13, No. 2016 13 1 2 not not No. 2016 13 October 16, 2019, No. 2016 13 December 31, 2022, not No 2016 1. second 2021 No. 2016 13 |
Note 4 - Investment Securities
Note 4 - Investment Securities Available for Sale | 6 Months Ended |
Jun. 30, 2021 | |
Notes to Financial Statements | |
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] | 4. The amortized cost and estimated fair value of investment securities at June 30, 2021 December 31, 2020 Available-for-Sale June 30, 2021 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations - residential $ 133,769 $ 2,629 $ (618 ) $ 135,780 U.S. Government-agencies collateralized by mortgage obligations - commercial 35,192 146 (131 ) 35,207 Obligations of states and political subdivisions 75,247 2,665 (75 ) 77,837 $ 244,208 $ 5,440 $ (824 ) $ 248,824 Unrealized gains on available-for-sale investment securities totaling $4,616,000 were recorded, net of $1,365,000 in tax expense, as accumulated other comprehensive income within shareholders' equity at June 30, 2021 six June 30, 2021 Available-for-Sale December 31, 2020 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations - residential $ 106,942 $ 3,749 $ (17 ) $ 110,674 U.S. Government-agencies collateralized by mortgage obligations - commercial 10,400 72 - 10,472 Obligations of states and political subdivisions 55,676 2,792 (1 ) 58,467 $ 173,018 $ 6,613 $ (18 ) $ 179,613 Unrealized gains on available-for-sale investment securities totaling $6,595,000 were recorded, net of $1,950,000 in tax expense, as accumulated other comprehensive income within shareholders' equity at December 31, 2020 No six June 30, 2020. There were no six June 30, 2021 twelve December 31, 2020 June 30, 2021 December 31, 2020 Investment securities with unrealized losses at June 30, 2021 December 31, 2020 June 30, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations - residential $ - $ - $ 39,040 $ 618 $ 39,040 $ 618 U.S. Government-agencies collateralized by mortgage obligations - commercial - - 16,122 131 16,122 131 Obligations of states and political subdivisions - - 10,603 75 10,603 75 $ - $ - $ 65,765 $ 824 $ 65,765 $ 824 December 31, 2020 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations -residential $ - $ - $ 5,511 $ 17 $ 5,511 $ 17 U.S. Government-agencies collateralized by mortgage obligations - commercial - - - - - - Obligations of states and political subdivisions - - 531 1 531 1 $ - $ - $ 6,042 $ 18 $ 6,042 $ 18 At June 30, 2021 twelve June 30, 2021 not not not June 30, 2021 The amortized cost and estimated fair value of investment in debt securities at June 30, 2021 Amortized Cost Estimated Fair Value Within one year $ - $ - After one year through five years 4,235 4,385 After five years through ten years 7,851 8,275 After ten years 63,161 65,177 Investment securities not due at a single maturity date: Government- agencies commercial mortgage-backed securities 35,192 35,207 Government-sponsored agencies residential mortage-backed securities 133,769 135,780 $ 244,208 $ 248,824 Expected maturities will differ from contractual maturities because the issuers of the securities may Investment securities with amortized costs totaling $137,808,000 and $97,972,000 and estimated fair values totaling $139,780,000 and $101,685,000 at June 30, 2021 December 31, 2020 |
Note 5 - Loans and the Allowanc
Note 5 - Loans and the Allowance for Loan Losses | 6 Months Ended |
Jun. 30, 2021 | |
Notes to Financial Statements | |
Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | 5. Outstanding loans are summarized below, in thousands: June 30, December 31, 2021 2020 Commercial $ 139,552 $ 117,360 Agricultural 66,404 72,911 Real estate – residential 9,896 11,399 Real estate – commercial 360,659 352,552 Real estate – construction and land development 29,556 25,306 Equity lines of credit 33,985 34,744 Auto 91,544 91,080 Other 4,350 4,587 Total loans 735,946 709,939 Deferred loan (fees) costs, net (670 ) 758 Allowance for loan losses (10,128 ) (9,902 ) Total net loans $ 725,148 $ 700,795 Changes in the allowance for loan losses, in thousands, were as follows: June 30, December 31, 2021 2020 Balance, beginning of period $ 9,902 $ 7,243 Provision charged to operations 625 3,175 Losses charged to allowance (544 ) (787 ) Recoveries 145 271 Balance, end of period $ 10,128 $ 9,902 The recorded investment in impaired loans totaled $6,833,000 and $2,214,000 at June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020 no June 30, 2021 December 31, 2020 six June 30, 2021 June 30, 2020 six June 30, 2021 2020 six June 30, 2021 2020 Included in impaired loans are troubled debt restructurings. Section 4013 340 10. 541 2021, January 1, 2022. 36 2020 April 7, 2020 not 340 10. The Company evaluates loan extensions or modifications not 4013 36 2020 340 10 340 10, The carrying value of troubled debt restructurings at June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020 not June 30, 2021 December 31, 2020 There were no troubled debt restructurings that occurred during the six June 30, 2021 June 30, 2020 There were no troubled debt restructurings for which there was a payment default within twelve six June 30, 2021 2020 At June 30, 2021 December 31, 2020 $253,000 three June 30, 2021 2020, 329,000 six June 30, 2021 2020 90 June 30, 2021 December 31, 2020 Salaries and employee benefits totaling $806,000 and $704,000 have been deferred as loan origination costs during the three June 30, 2021 2020, six June 30, 2021 2020 The Company assigns a risk rating to all loans and periodically, but not $100,000 The risk ratings can be grouped into three Special Mention may Substandard not not Doubtful Loans not The following table shows the loan portfolio allocated by management's internal risk ratings at the dates indicated, in thousands: June 30, 2021 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate-Residential Real Estate-Commercial Real Estate-Construction Equity LOC Total Pass $ 139,413 $ 66,326 $ 9,797 $ 342,350 $ 29,482 $ 33,525 $ 620,893 Special Mention 139 78 - 12,037 - - 12,254 Substandard - - 99 6,272 74 460 6,905 Doubtful - - - - - - - Total $ 139,552 $ 66,404 $ 9,896 $ 360,659 $ 29,556 $ 33,985 $ 640,052 December 31, 2020 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate-Residential Real Estate-Commercial Real Estate-Construction Equity LOC Total Pass $ 116,992 $ 72,833 $ 11,208 $ 348,901 $ 25,229 $ 34,237 $ 609,400 Special Mention 211 78 - 2,779 - - 3,068 Substandard 157 - 191 872 77 507 1,804 Doubtful - - - - - - - Total $ 117,360 $ 72,911 $ 11,399 $ 352,552 $ 25,306 $ 34,744 $ 614,272 Consumer Credit Exposure Consumer Credit Exposure Credit Risk Profile Based on Payment Activity Credit Risk Profile Based on Payment Activity June 30, 2021 December 31, 2020 Auto Other Total Auto Other Total Grade: Performing $ 91,051 $ 4,323 $ 95,374 $ 90,396 $ 4,539 $ 94,935 Non-performing 493 27 520 684 48 732 Total $ 91,544 $ 4,350 $ 95,894 $ 91,080 $ 4,587 $ 95,667 The following tables show the allocation of the allowance for loan losses at the dates indicated, in thousands: Six Months Ended June 30, 2021: Commercial Agricultural Real Estate-Residential Real Estate-Commercial Real Estate-Construction Equity LOC Auto Other Total Allowance for Loan Losses Beginning balance $ 950 $ 757 $ 164 $ 5,089 $ 554 $ 499 $ 1,768 $ 121 $ 9,902 Charge-offs (161 ) - - - - - (346 ) (37 ) (544 ) Recoveries 47 - 1 4 - 2 77 14 145 Provision 47 (76 ) (34 ) 252 52 (47 ) 411 20 625 Ending balance $ 883 $ 681 $ 131 $ 5,345 $ 606 $ 454 $ 1,910 $ 118 $ 10,128 Three Months Ended June 30, 2021: Beginning balance $ 777 $ 698 $ 169 $ 5,132 $ 657 $ 484 $ 1,928 $ 117 $ 9,962 Charge-offs (8 ) - - - - - (128 ) (16 ) (152 ) Recoveries 5 - - 1 - 1 58 3 68 Provision 109 (17 ) (38 ) 212 (51 ) (31 ) 52 14 250 Ending balance $ 883 $ 681 $ 131 $ 5,345 $ 606 $ 454 $ 1,910 $ 118 $ 10,128 Six Months Ended June 30, 2020: Allowance for Loan Losses Beginning balance $ 617 $ 653 $ 163 $ 3,426 $ 481 $ 393 $ 1,409 $ 101 $ 7,243 Charge-offs (131 ) - - - - - (363 ) (41 ) (535 ) Recoveries 7 - 2 3 - 2 107 6 127 Provision 295 38 8 976 (5 ) 79 559 50 2,000 Ending balance $ 788 $ 691 $ 173 $ 4,405 $ 476 $ 474 $ 1,712 $ 116 $ 8,835 Three Months Ended June 30, 2020: Allowance for Loan Losses Beginning balance $ 714 $ 622 $ 171 $ 3,830 $ 397 $ 422 $ 1,541 $ 107 $ 7,804 Charge-offs - - - - - - (229 ) (38 ) (267 ) Recoveries 5 - 1 2 - 1 37 2 48 Provision 69 69 1 573 79 51 363 45 1,250 Ending balance $ 788 $ 691 $ 173 $ 4,405 $ 476 $ 474 $ 1,712 $ 116 $ 8,835 June 30, 2021: Allowance for Loan Losses Ending balance: individually evaluated for impairment $ - $ - $ 25 $ - $ 5 $ - $ - $ - $ 30 Ending balance: collectively evaluated for impairment 883 681 106 5,345 601 454 1,910 118 10,098 Ending balance $ 883 $ 681 $ 131 $ 5,345 $ 606 $ 454 $ 1,910 $ 118 $ 10,128 Loans Ending balance: individually evaluated for impairment $ - $ 241 $ 560 $ 5,651 $ 106 $ 275 $ - $ - $ 6,833 Ending balance: collectively evaluated for impairment 139,552 66,163 9,336 355,008 29,450 33,710 91,544 4,350 729,113 Ending balance $ 139,552 $ 66,404 $ 9,896 $ 360,659 $ 29,556 $ 33,985 $ 91,544 $ 4,350 $ 735,946 December 31, 2020: Commercial Agricultural Real Estate-Residential Real Estate-Commercial Real Estate-Construction Equity LOC Auto Other Total Allowance for Loan Losses Ending balance: individually evaluated for impairment $ 143 $ - $ 26 $ - $ 5 $ - $ - $ - $ 174 Ending balance: collectively evaluated for impairment 807 757 138 5,089 549 499 1,768 121 9,728 Ending Balance $ 950 $ 757 $ 164 $ 5,089 $ 554 $ 499 $ 1,768 $ 121 $ 9,902 Loans Ending balance: individually evaluated for impairment $ 154 $ 243 $ 563 $ 859 $ 108 $ 288 $ - $ - $ 2,215 Ending balance: collectively evaluated for impairment 117,206 72,668 10,836 351,693 25,198 34,456 91,080 4,587 707,724 Ending balance $ 117,360 $ 72,911 $ 11,399 $ 352,552 $ 25,306 $ 34,744 $ 91,080 $ 4,587 $ 709,939 The following table shows an aging analysis of the loan portfolio by the time past due, in thousands: Total June 30, 2021 90 Days Past Due 30-89 Days and Still and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 48 $ - $ - $ 48 $ 139,504 $ 139,552 Agricultural 300 - - 300 66,104 66,404 Real estate – residential - - 99 99 9,797 9,896 Real estate – commercial 980 - 5,664 6,644 354,015 360,659 Real estate - construction & land - - 74 74 29,482 29,556 Equity Lines of Credit 103 - 460 563 33,422 33,985 Auto 658 - 493 1,151 90,393 91,544 Other 34 - 27 61 4,289 4,350 Total $ 2,123 $ - $ 6,817 $ 8,940 $ 727,006 $ 735,946 Total December 31, 2020 90 Days Past Due 30-89 Days and Still and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 16 $ - $ 157 $ 173 $ 117,187 $ 117,360 Agricultural - - - - 72,911 72,911 Real estate – residential 34 - 191 225 11,174 11,399 Real estate - commercial 56 - 872 928 351,624 352,552 Real estate - construction & land - - 77 77 25,229 25,306 Equity Lines of Credit 73 - 507 580 34,164 34,744 Auto 945 - 684 1,629 89,451 91,080 Other 28 - 48 76 4,511 4,587 Total $ 1,152 $ - $ 2,536 $ 3,688 $ 706,251 $ 709,939 The following tables show information related to impaired loans at June 30, 2021 Unpaid Average Interest Recorded Principal Related Recorded Income As of June 30, 2021: Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ - $ - $ - $ - $ - Agricultural 241 241 - 242 9 Real estate – residential 387 399 - 388 15 Real estate – commercial 5,651 5,765 - 1,642 - Real estate – construction & land - - - - - Equity Lines of Credit 275 310 - 282 - Auto - - - - - Other - - - - - With an allowance recorded: Commercial $ - $ - $ - $ - $ - Agricultural - - - - - Real estate – residential 173 173 25 174 4 Real estate – commercial - - - - - Real estate – construction & land 106 106 5 107 3 Equity Lines of Credit - - - - - Auto - - - - - Other - - - - - Total: Commercial $ - $ - $ - $ - $ - Agricultural 241 241 - 242 9 Real estate – residential 560 572 25 562 19 Real estate – commercial 5,651 5,765 - 1,642 - Real estate – construction & land 106 106 5 107 3 Equity Lines of Credit 275 310 - 282 - Auto - - - - - Other - - - - - Total $ 6,833 $ 6,994 $ 30 $ 2,835 $ 31 The following tables show information related to impaired loans at December 31, 2020 Unpaid Average Interest Recorded Principal Related Recorded Income As of December 31, 2020: Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ - $ - $ - $ - $ - Agricultural 243 243 - 246 19 Real estate – residential 388 399 - 390 28 Real estate – commercial 859 955 - 762 - Real estate – construction & land - - - - - Equity Lines of Credit 288 317 - 298 - Auto - - - - - Other - - - - - With an allowance recorded: Commercial $ 154 $ 154 $ 143 $ 16 $ - Agricultural - - - - - Real estate – residential 174 176 26 175 7 Real estate – commercial - - - - - Real estate – construction & land 108 108 5 109 7 Equity Lines of Credit - - - - - Auto - - - - - Other - - - - - Total: Commercial $ 154 $ 154 $ 143 $ 16 $ - Agricultural 243 243 - 246 19 Real estate – residential 562 575 26 565 35 Real estate – commercial 859 955 - 762 - Real estate – construction & land 108 108 5 109 7 Equity Lines of Credit 288 317 - 298 - Auto - - - - - Other - - - - - Total $ 2,214 $ 2,352 $ 174 $ 1,996 $ 61 |
Note 6 - Commitments and Contin
Note 6 - Commitments and Contingencies | 6 Months Ended |
Jun. 30, 2021 | |
Notes to Financial Statements | |
Commitments and Contingencies Disclosure [Text Block] | 6. The Company is party to claims and legal proceedings arising in the ordinary course of business. In the opinion of the Company’s management, the amount of ultimate liability with respect to such proceedings will not In the normal course of business, there are various outstanding commitments to extend credit, which are not June 30, 2021 December 31, 2020 Of the loan commitments outstanding at June 30, 2021 twelve not may Stand-by letters of credit are conditional commitments written to guarantee the performance of a customer to a third not June 30, 2021 December 31, 2020 |
Note 7 - Earnings Per Share
Note 7 - Earnings Per Share | 6 Months Ended |
Jun. 30, 2021 | |
Notes to Financial Statements | |
Earnings Per Share [Text Block] | 7. Basic earnings per share is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding for the period. Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options, result in the issuance of common stock which shares in the earnings of the Company. The treasury stock method has been applied to determine the dilutive effect of stock options in computing diluted earnings per share. For the Three Months Ended For the Six Months Ended June 30, June 30, (In thousands, except per share data) 2021 2020 2021 2020 Net Income: Net income $ 4,487 $ 3,185 $ 8,928 $ 6,501 Earnings Per Share: Basic earnings per share $ 0.86 $ 0.62 $ 1.72 $ 1.26 Diluted earnings per share $ 0.85 $ 0.61 $ 1.69 $ 1.24 Weighted Average Number of Shares Outstanding: Basic shares 5,197 5,178 5,192 5,175 Diluted shares 5,280 5,229 5,272 5,229 Shares of common stock issuable under stock options for which the exercise prices were greater than the average market prices were not not not three six June 30, 2021 2020 |
Note 8 - Stock-based Compensati
Note 8 - Stock-based Compensation | 6 Months Ended |
Jun. 30, 2021 | |
Notes to Financial Statements | |
Share-based Payment Arrangement [Text Block] | 8. In May 2013, 2013 June 30, 2021 2013 may not nine not ten No options were granted during the six June 30, 2021. six June 30, 2020 The fair value of each option was estimated on the date of grant using the following assumptions. 2020 Expected life of stock options (in years) 5.1 Risk free interest rate 1.68 % Daily Volatility 1.64 % Dividend yields 1.29 % Weighted-average fair value of options granted during the six months ended June 30, 2020 $ 5.92 The Company determines the fair value of options on the date of grant using a Black-Scholes-Merton option pricing model that uses assumptions based on expected option life, expected stock volatility and the risk-free interest rate. The expected volatility assumptions used by the Company are based on the historical volatility of the Company’s common stock over the most recent period commensurate with the estimated expected life of the Company’s stock options. The Company bases its expected life assumption on its historical experience and on the terms and conditions of the stock options it grants to employees. The risk-free rate is based on the U.S. Treasury yield curve for the periods within the contractual life of the options in effect at the time of the grant. A summary of the activity within the 2013 Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2021 272,085 $ 18.25 Options cancelled (2,600 ) 22.36 Options exercised (17,500 ) 10.98 Options outstanding at June 30, 2021 251,985 $ 18.71 4.8 $ 3,356,440 Options exercisable at June 30, 2021 142,685 $ 16.19 3.9 $ 2,260,130 Expected to vest after June 30, 2021 96,916 $ 22.01 6.1 $ 971,312 As of June 30, 2021 The total fair value of options vested during the six June 30, 2021 2020 six June 30, 2021 2020 Compensation cost related to stock options recognized in operating results under the stock option plans was $118,000 and $133,000 for the six June 30, 2021 2020 six June 30, 2021 2020, three June 30, 3032 2020, three June 30, 2021 2020. Cash received from option exercises under the plan for the six June 30, 2021 2020 six June 30, 2021 2020 |
Note 9 - Income Taxes
Note 9 - Income Taxes | 6 Months Ended |
Jun. 30, 2021 | |
Notes to Financial Statements | |
Income Tax Disclosure [Text Block] | 9. The Company files its income taxes on a consolidated basis with its subsidiary. Income tax expense is the total of current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the tax consequences of temporary differences between the reported amount of assets and liabilities and their tax bases. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. A valuation allowance is recognized if, based on the weight of available evidence management believes it is more likely than not not When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not not not 50 Interest expense and penalties associated with unrecognized tax benefits, if any, are classified as income tax expense in the consolidated statements of income. There have been no six June 30, 2021 |
Note 10 - Fair Value Measuremen
Note 10 - Fair Value Measurement | 6 Months Ended |
Jun. 30, 2021 | |
Notes to Financial Statements | |
Fair Value Disclosures [Text Block] | 10. The Company measures fair value under the fair value hierarchy described below. Level 1: Level 2: not Level 3: one not may In certain cases, the inputs used to measure fair value may Management monitors the availability of observable market data to assess the appropriate classification of financial instruments within the fair value hierarchy. Changes in economic conditions or model-based valuation techniques may one Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. Fair Value of Financial Instruments The carrying amounts and estimated fair values of financial instruments, at June 30, 2021 Fair Value Measurements at June 30, 2021, Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 244,456 $ 244,456 $ - $ - $ 244,456 Investment securities 248,824 - 248,824 - 248,824 Interest rate swaps 530 - 530 - 530 Loans, net 725,148 - - 721,994 721,994 FHLB stock 3,898 - - - N/A FRB Stock 653 - - - N/A Accrued interest receivable 4,578 7 903 3,668 4,578 Financial liabilities: Deposits 1,131,757 1,090,420 42,692 - 1,133,112 Repurchase agreements 10,087 - 10,087 - 10,087 Junior subordinated deferrable interest debentures 10,310 - - 7,207 7,207 Accrued interest payable 52 7 39 6 52 The carrying amounts and estimated fair values of financial instruments, at December 31, 2020 Fair Value Measurements at December 31, 2020 Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 184,909 $ 184,909 $ - $ - $ 184,909 Investment securities 179,613 - 179,613 - 179,613 Interest rate swaps 141 - 141 - 141 Loans, net 700,795 - - 717,068 717,068 FHLB stock 3,667 - - - N/A FRB Stock 651 - - - N/A Accrued interest receivable 5,402 10 633 4,759 5,402 Financial liabilities: Deposits 973,974 933,658 41,891 - 975,549 Repurchase agreements 13,878 - 13,878 - 13,878 FHLB advances 5,000 - 4,996 - 4,996 Junior subordinated deferrable interest debentures 10,310 - - 7,340 7,340 Accrued interest payable 69 9 44 16 69 Because no 3. These estimates do not one not The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and non-recurring basis as of June 30, 2021 December 31, 2020 Assets and liabilities measured at fair value on a recurring basis at June 30, 2021 Fair Value Measurements at June 30, 2021 Using Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total Fair Value (Level 1) (Level 2) (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 135,780 $ - $ 135,780 $ - U.S. Government-agencies collateralized by mortgage obligations-commercial 35,207 - 35,207 - Obligations of states and political subdivisions 77,837 - 77,837 - Interest rate swaps 530 - 530 - $ 249,354 $ - $ 249,354 $ - Assets and liabilities measured at fair value on a recurring basis at December 31, 2020 Fair Value Measurements at December 31, 2020 Using Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total Fair Value (Level 1) (Level 2) (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations-residential $ 110,674 $ - $ 110,674 $ - U.S. Government agencies collateralized by mortgage obligations-commercial 10,472 - 10,472 - Obligations of states and political subdivisions 58,467 - 58,467 - Interest rate swaps 141 - 141 - $ 179,754 $ - $ 179,754 $ - The fair value of securities available-for-sale equals quoted market price, if available. If quoted market prices are not no 2021 2020 Assets and liabilities measured at fair value on a non-recurring basis at June 30, 2021 Fair Value Measurements at June 30, 2021 Using Quoted Prices in Total Active Significant Losses Markets for Other Significant Six Months Identical Observable Unobservable Ended Assets Inputs Inputs June 30, Total Fair Value (Level 1) (Level 2) (Level 3) 2021 Assets: Other real estate: Real estate – commercial $ 524 $ - $ - $ 524 $ - Total other real estate $ 524 $ - $ - $ 524 $ - Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2020 Fair Value Measurements at December 31, 2020 Using Quoted Prices in Total Active Significant Losses Markets for Other Significant Six Months Identical Observable Unobservable Ended Assets Inputs Inputs June 30, Total Fair Value (Level 1) (Level 2) (Level 3) 2020 Assets: Impaired loans: Real estate – commercial $ 11 $ - $ - $ 11 $ - Other real estate: Real estate – commercial 347 - - 347 - Real estate - residential 56 - - 56 - Total other real estate 403 - - 403 - Total $ 414 $ - $ - $ 414 $ - The Company has no The following methods were used to estimate fair value. Collateral-Dependent Impaired Loans not third 3 No six June 30, 2021 2020 Other Real Estate: third 3 Appraisals for both collateral-dependent impaired loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Loan Administration Department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. On a quarterly basis, the Company compares the actual selling price of similar collateral that has been liquidated to the most recent appraised value for unsold properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. The following table presents quantitative information about Level 3 June 30, 2021 December 31, 2020 Range Range Fair Value Fair Value Valuation (Weighted Average) (Weighted Average) Description 6/30/2021 12/31/2020 Technique Significant Unobservable Input 6/30/2021 12/31/2020 Impaired Loans: RE – Commercial - $ 11 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 28% - 80% (61 )% Other Real Estate: RE – Commercial $ 524 $ 347 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 16% - 51% (33.0 )% 16% - 17% (16 )% RE – Residential $ - $ 56 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 47 % (47 )% |
Significant Accounting Policies
Significant Accounting Policies (Policies) | 6 Months Ended |
Jun. 30, 2021 | |
Accounting Policies [Abstract] | |
Consolidation, Policy [Policy Text Block] | Consolidation and Basis of Presentation The consolidated financial statements include the accounts of the Company and the consolidated accounts of its wholly-owned subsidiary, Plumas Bank. All significant intercompany balances and transactions have been eliminated. Plumas Statutory Trust I and Trust II are not The accounting and reporting policies of Plumas Bancorp and subsidiary conform with accounting principles generally accepted in the United States of America and prevailing practices within the banking industry. In the opinion of management, the unaudited condensed consolidated financial statements contain all adjustments (consisting of only normal recurring adjustments) necessary to present fairly the Company’s financial position at June 30, 2021 three six June 30, 2021 2020 December 31, 2020 The unaudited condensed consolidated financial statements of the Company have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) for interim reporting on Form 10 not 2020 10 three six June 30, 2021 may not |
Segment Reporting, Policy [Policy Text Block] | S egment Information Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment and management does not 10 |
Revenue [Policy Text Block] | Revenue from Contracts with Customers The Company records revenue from contracts with customers in accordance with Accounting Standards Codification Topic 606, 606” 606, not Most of the Company’s revenue-generating transactions are not 606, not 606 |
New Accounting Pronouncements, Policy [Policy Text Block] | Pending Accounting Pronouncements In June 2016, No. 2016 13, No. 2016 13 1 2 not not No. 2016 13 October 16, 2019, No. 2016 13 December 31, 2022, not No 2016 1. second 2021 No. 2016 13 |
Note 4 - Investment Securitie_2
Note 4 - Investment Securities Available for Sale (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Notes Tables | |
Schedule of Available-for-sale Securities Reconciliation [Table Text Block] | Available-for-Sale June 30, 2021 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations - residential $ 133,769 $ 2,629 $ (618 ) $ 135,780 U.S. Government-agencies collateralized by mortgage obligations - commercial 35,192 146 (131 ) 35,207 Obligations of states and political subdivisions 75,247 2,665 (75 ) 77,837 $ 244,208 $ 5,440 $ (824 ) $ 248,824 Available-for-Sale December 31, 2020 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations - residential $ 106,942 $ 3,749 $ (17 ) $ 110,674 U.S. Government-agencies collateralized by mortgage obligations - commercial 10,400 72 - 10,472 Obligations of states and political subdivisions 55,676 2,792 (1 ) 58,467 $ 173,018 $ 6,613 $ (18 ) $ 179,613 |
Schedule of Unrealized Loss on Investments [Table Text Block] | June 30, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations - residential $ - $ - $ 39,040 $ 618 $ 39,040 $ 618 U.S. Government-agencies collateralized by mortgage obligations - commercial - - 16,122 131 16,122 131 Obligations of states and political subdivisions - - 10,603 75 10,603 75 $ - $ - $ 65,765 $ 824 $ 65,765 $ 824 December 31, 2020 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Debt securities: U.S. Government-sponsored agencies collateralized by mortgage obligations -residential $ - $ - $ 5,511 $ 17 $ 5,511 $ 17 U.S. Government-agencies collateralized by mortgage obligations - commercial - - - - - - Obligations of states and political subdivisions - - 531 1 531 1 $ - $ - $ 6,042 $ 18 $ 6,042 $ 18 |
Investments Classified by Contractual Maturity Date [Table Text Block] | Amortized Cost Estimated Fair Value Within one year $ - $ - After one year through five years 4,235 4,385 After five years through ten years 7,851 8,275 After ten years 63,161 65,177 Investment securities not due at a single maturity date: Government- agencies commercial mortgage-backed securities 35,192 35,207 Government-sponsored agencies residential mortage-backed securities 133,769 135,780 $ 244,208 $ 248,824 |
Note 5 - Loans and the Allowa_2
Note 5 - Loans and the Allowance for Loan Losses (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Notes Tables | |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | June 30, December 31, 2021 2020 Commercial $ 139,552 $ 117,360 Agricultural 66,404 72,911 Real estate – residential 9,896 11,399 Real estate – commercial 360,659 352,552 Real estate – construction and land development 29,556 25,306 Equity lines of credit 33,985 34,744 Auto 91,544 91,080 Other 4,350 4,587 Total loans 735,946 709,939 Deferred loan (fees) costs, net (670 ) 758 Allowance for loan losses (10,128 ) (9,902 ) Total net loans $ 725,148 $ 700,795 |
Financing Receivable, Allowance for Credit Loss [Table Text Block] | June 30, December 31, 2021 2020 Balance, beginning of period $ 9,902 $ 7,243 Provision charged to operations 625 3,175 Losses charged to allowance (544 ) (787 ) Recoveries 145 271 Balance, end of period $ 10,128 $ 9,902 |
Financing Receivable Credit Quality Indicators [Table Text Block] | June 30, 2021 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate-Residential Real Estate-Commercial Real Estate-Construction Equity LOC Total Pass $ 139,413 $ 66,326 $ 9,797 $ 342,350 $ 29,482 $ 33,525 $ 620,893 Special Mention 139 78 - 12,037 - - 12,254 Substandard - - 99 6,272 74 460 6,905 Doubtful - - - - - - - Total $ 139,552 $ 66,404 $ 9,896 $ 360,659 $ 29,556 $ 33,985 $ 640,052 December 31, 2020 Commercial Credit Exposure Credit Risk Profile by Internally Assigned Grade Grade: Commercial Agricultural Real Estate-Residential Real Estate-Commercial Real Estate-Construction Equity LOC Total Pass $ 116,992 $ 72,833 $ 11,208 $ 348,901 $ 25,229 $ 34,237 $ 609,400 Special Mention 211 78 - 2,779 - - 3,068 Substandard 157 - 191 872 77 507 1,804 Doubtful - - - - - - - Total $ 117,360 $ 72,911 $ 11,399 $ 352,552 $ 25,306 $ 34,744 $ 614,272 |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] | Six Months Ended June 30, 2021: Commercial Agricultural Real Estate-Residential Real Estate-Commercial Real Estate-Construction Equity LOC Auto Other Total Allowance for Loan Losses Beginning balance $ 950 $ 757 $ 164 $ 5,089 $ 554 $ 499 $ 1,768 $ 121 $ 9,902 Charge-offs (161 ) - - - - - (346 ) (37 ) (544 ) Recoveries 47 - 1 4 - 2 77 14 145 Provision 47 (76 ) (34 ) 252 52 (47 ) 411 20 625 Ending balance $ 883 $ 681 $ 131 $ 5,345 $ 606 $ 454 $ 1,910 $ 118 $ 10,128 Three Months Ended June 30, 2021: Beginning balance $ 777 $ 698 $ 169 $ 5,132 $ 657 $ 484 $ 1,928 $ 117 $ 9,962 Charge-offs (8 ) - - - - - (128 ) (16 ) (152 ) Recoveries 5 - - 1 - 1 58 3 68 Provision 109 (17 ) (38 ) 212 (51 ) (31 ) 52 14 250 Ending balance $ 883 $ 681 $ 131 $ 5,345 $ 606 $ 454 $ 1,910 $ 118 $ 10,128 Six Months Ended June 30, 2020: Allowance for Loan Losses Beginning balance $ 617 $ 653 $ 163 $ 3,426 $ 481 $ 393 $ 1,409 $ 101 $ 7,243 Charge-offs (131 ) - - - - - (363 ) (41 ) (535 ) Recoveries 7 - 2 3 - 2 107 6 127 Provision 295 38 8 976 (5 ) 79 559 50 2,000 Ending balance $ 788 $ 691 $ 173 $ 4,405 $ 476 $ 474 $ 1,712 $ 116 $ 8,835 Three Months Ended June 30, 2020: Allowance for Loan Losses Beginning balance $ 714 $ 622 $ 171 $ 3,830 $ 397 $ 422 $ 1,541 $ 107 $ 7,804 Charge-offs - - - - - - (229 ) (38 ) (267 ) Recoveries 5 - 1 2 - 1 37 2 48 Provision 69 69 1 573 79 51 363 45 1,250 Ending balance $ 788 $ 691 $ 173 $ 4,405 $ 476 $ 474 $ 1,712 $ 116 $ 8,835 June 30, 2021: Allowance for Loan Losses Ending balance: individually evaluated for impairment $ - $ - $ 25 $ - $ 5 $ - $ - $ - $ 30 Ending balance: collectively evaluated for impairment 883 681 106 5,345 601 454 1,910 118 10,098 Ending balance $ 883 $ 681 $ 131 $ 5,345 $ 606 $ 454 $ 1,910 $ 118 $ 10,128 Loans Ending balance: individually evaluated for impairment $ - $ 241 $ 560 $ 5,651 $ 106 $ 275 $ - $ - $ 6,833 Ending balance: collectively evaluated for impairment 139,552 66,163 9,336 355,008 29,450 33,710 91,544 4,350 729,113 Ending balance $ 139,552 $ 66,404 $ 9,896 $ 360,659 $ 29,556 $ 33,985 $ 91,544 $ 4,350 $ 735,946 December 31, 2020: Commercial Agricultural Real Estate-Residential Real Estate-Commercial Real Estate-Construction Equity LOC Auto Other Total Allowance for Loan Losses Ending balance: individually evaluated for impairment $ 143 $ - $ 26 $ - $ 5 $ - $ - $ - $ 174 Ending balance: collectively evaluated for impairment 807 757 138 5,089 549 499 1,768 121 9,728 Ending Balance $ 950 $ 757 $ 164 $ 5,089 $ 554 $ 499 $ 1,768 $ 121 $ 9,902 Loans Ending balance: individually evaluated for impairment $ 154 $ 243 $ 563 $ 859 $ 108 $ 288 $ - $ - $ 2,215 Ending balance: collectively evaluated for impairment 117,206 72,668 10,836 351,693 25,198 34,456 91,080 4,587 707,724 Ending balance $ 117,360 $ 72,911 $ 11,399 $ 352,552 $ 25,306 $ 34,744 $ 91,080 $ 4,587 $ 709,939 |
Financing Receivable, Past Due [Table Text Block] | Total June 30, 2021 90 Days Past Due 30-89 Days and Still and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 48 $ - $ - $ 48 $ 139,504 $ 139,552 Agricultural 300 - - 300 66,104 66,404 Real estate – residential - - 99 99 9,797 9,896 Real estate – commercial 980 - 5,664 6,644 354,015 360,659 Real estate - construction & land - - 74 74 29,482 29,556 Equity Lines of Credit 103 - 460 563 33,422 33,985 Auto 658 - 493 1,151 90,393 91,544 Other 34 - 27 61 4,289 4,350 Total $ 2,123 $ - $ 6,817 $ 8,940 $ 727,006 $ 735,946 Total December 31, 2020 90 Days Past Due 30-89 Days and Still and Past Due Accruing Nonaccrual Nonaccrual Current Total Commercial $ 16 $ - $ 157 $ 173 $ 117,187 $ 117,360 Agricultural - - - - 72,911 72,911 Real estate – residential 34 - 191 225 11,174 11,399 Real estate - commercial 56 - 872 928 351,624 352,552 Real estate - construction & land - - 77 77 25,229 25,306 Equity Lines of Credit 73 - 507 580 34,164 34,744 Auto 945 - 684 1,629 89,451 91,080 Other 28 - 48 76 4,511 4,587 Total $ 1,152 $ - $ 2,536 $ 3,688 $ 706,251 $ 709,939 |
Impaired Financing Receivables [Table Text Block] | Unpaid Average Interest Recorded Principal Related Recorded Income As of June 30, 2021: Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ - $ - $ - $ - $ - Agricultural 241 241 - 242 9 Real estate – residential 387 399 - 388 15 Real estate – commercial 5,651 5,765 - 1,642 - Real estate – construction & land - - - - - Equity Lines of Credit 275 310 - 282 - Auto - - - - - Other - - - - - With an allowance recorded: Commercial $ - $ - $ - $ - $ - Agricultural - - - - - Real estate – residential 173 173 25 174 4 Real estate – commercial - - - - - Real estate – construction & land 106 106 5 107 3 Equity Lines of Credit - - - - - Auto - - - - - Other - - - - - Total: Commercial $ - $ - $ - $ - $ - Agricultural 241 241 - 242 9 Real estate – residential 560 572 25 562 19 Real estate – commercial 5,651 5,765 - 1,642 - Real estate – construction & land 106 106 5 107 3 Equity Lines of Credit 275 310 - 282 - Auto - - - - - Other - - - - - Total $ 6,833 $ 6,994 $ 30 $ 2,835 $ 31 Unpaid Average Interest Recorded Principal Related Recorded Income As of December 31, 2020: Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ - $ - $ - $ - $ - Agricultural 243 243 - 246 19 Real estate – residential 388 399 - 390 28 Real estate – commercial 859 955 - 762 - Real estate – construction & land - - - - - Equity Lines of Credit 288 317 - 298 - Auto - - - - - Other - - - - - With an allowance recorded: Commercial $ 154 $ 154 $ 143 $ 16 $ - Agricultural - - - - - Real estate – residential 174 176 26 175 7 Real estate – commercial - - - - - Real estate – construction & land 108 108 5 109 7 Equity Lines of Credit - - - - - Auto - - - - - Other - - - - - Total: Commercial $ 154 $ 154 $ 143 $ 16 $ - Agricultural 243 243 - 246 19 Real estate – residential 562 575 26 565 35 Real estate – commercial 859 955 - 762 - Real estate – construction & land 108 108 5 109 7 Equity Lines of Credit 288 317 - 298 - Auto - - - - - Other - - - - - Total $ 2,214 $ 2,352 $ 174 $ 1,996 $ 61 |
Consumer Portfolio Segment [Member] | |
Notes Tables | |
Financing Receivable Credit Quality Indicators [Table Text Block] | Consumer Credit Exposure Consumer Credit Exposure Credit Risk Profile Based on Payment Activity Credit Risk Profile Based on Payment Activity June 30, 2021 December 31, 2020 Auto Other Total Auto Other Total Grade: Performing $ 91,051 $ 4,323 $ 95,374 $ 90,396 $ 4,539 $ 94,935 Non-performing 493 27 520 684 48 732 Total $ 91,544 $ 4,350 $ 95,894 $ 91,080 $ 4,587 $ 95,667 |
Note 7 - Earnings Per Share (Ta
Note 7 - Earnings Per Share (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Notes Tables | |
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] | For the Three Months Ended For the Six Months Ended June 30, June 30, (In thousands, except per share data) 2021 2020 2021 2020 Net Income: Net income $ 4,487 $ 3,185 $ 8,928 $ 6,501 Earnings Per Share: Basic earnings per share $ 0.86 $ 0.62 $ 1.72 $ 1.26 Diluted earnings per share $ 0.85 $ 0.61 $ 1.69 $ 1.24 Weighted Average Number of Shares Outstanding: Basic shares 5,197 5,178 5,192 5,175 Diluted shares 5,280 5,229 5,272 5,229 |
Note 8 - Stock-based Compensa_2
Note 8 - Stock-based Compensation (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Notes Tables | |
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block] | 2020 Expected life of stock options (in years) 5.1 Risk free interest rate 1.68 % Daily Volatility 1.64 % Dividend yields 1.29 % Weighted-average fair value of options granted during the six months ended June 30, 2020 $ 5.92 |
Share-based Payment Arrangement, Option, Activity [Table Text Block] | Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term in Years Intrinsic Value Options outstanding at January 1, 2021 272,085 $ 18.25 Options cancelled (2,600 ) 22.36 Options exercised (17,500 ) 10.98 Options outstanding at June 30, 2021 251,985 $ 18.71 4.8 $ 3,356,440 Options exercisable at June 30, 2021 142,685 $ 16.19 3.9 $ 2,260,130 Expected to vest after June 30, 2021 96,916 $ 22.01 6.1 $ 971,312 |
Note 10 - Fair Value Measurem_2
Note 10 - Fair Value Measurement (Tables) | 6 Months Ended |
Jun. 30, 2021 | |
Notes Tables | |
Fair Value, by Balance Sheet Grouping [Table Text Block] | Fair Value Measurements at June 30, 2021, Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 244,456 $ 244,456 $ - $ - $ 244,456 Investment securities 248,824 - 248,824 - 248,824 Interest rate swaps 530 - 530 - 530 Loans, net 725,148 - - 721,994 721,994 FHLB stock 3,898 - - - N/A FRB Stock 653 - - - N/A Accrued interest receivable 4,578 7 903 3,668 4,578 Financial liabilities: Deposits 1,131,757 1,090,420 42,692 - 1,133,112 Repurchase agreements 10,087 - 10,087 - 10,087 Junior subordinated deferrable interest debentures 10,310 - - 7,207 7,207 Accrued interest payable 52 7 39 6 52 Fair Value Measurements at December 31, 2020 Using: Carrying Value Level 1 Level 2 Level 3 Total Fair Value Financial assets: Cash and cash equivalents $ 184,909 $ 184,909 $ - $ - $ 184,909 Investment securities 179,613 - 179,613 - 179,613 Interest rate swaps 141 - 141 - 141 Loans, net 700,795 - - 717,068 717,068 FHLB stock 3,667 - - - N/A FRB Stock 651 - - - N/A Accrued interest receivable 5,402 10 633 4,759 5,402 Financial liabilities: Deposits 973,974 933,658 41,891 - 975,549 Repurchase agreements 13,878 - 13,878 - 13,878 FHLB advances 5,000 - 4,996 - 4,996 Junior subordinated deferrable interest debentures 10,310 - - 7,340 7,340 Accrued interest payable 69 9 44 16 69 |
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] | Fair Value Measurements at June 30, 2021 Using Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total Fair Value (Level 1) (Level 2) (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations- residential $ 135,780 $ - $ 135,780 $ - U.S. Government-agencies collateralized by mortgage obligations-commercial 35,207 - 35,207 - Obligations of states and political subdivisions 77,837 - 77,837 - Interest rate swaps 530 - 530 - $ 249,354 $ - $ 249,354 $ - Fair Value Measurements at December 31, 2020 Using Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total Fair Value (Level 1) (Level 2) (Level 3) Assets: U.S. Government-sponsored agencies collateralized by mortgage obligations-residential $ 110,674 $ - $ 110,674 $ - U.S. Government agencies collateralized by mortgage obligations-commercial 10,472 - 10,472 - Obligations of states and political subdivisions 58,467 - 58,467 - Interest rate swaps 141 - 141 - $ 179,754 $ - $ 179,754 $ - |
Fair Value Measurements, Nonrecurring [Table Text Block] | Fair Value Measurements at June 30, 2021 Using Quoted Prices in Total Active Significant Losses Markets for Other Significant Six Months Identical Observable Unobservable Ended Assets Inputs Inputs June 30, Total Fair Value (Level 1) (Level 2) (Level 3) 2021 Assets: Other real estate: Real estate – commercial $ 524 $ - $ - $ 524 $ - Total other real estate $ 524 $ - $ - $ 524 $ - Fair Value Measurements at December 31, 2020 Using Quoted Prices in Total Active Significant Losses Markets for Other Significant Six Months Identical Observable Unobservable Ended Assets Inputs Inputs June 30, Total Fair Value (Level 1) (Level 2) (Level 3) 2020 Assets: Impaired loans: Real estate – commercial $ 11 $ - $ - $ 11 $ - Other real estate: Real estate – commercial 347 - - 347 - Real estate - residential 56 - - 56 - Total other real estate 403 - - 403 - Total $ 414 $ - $ - $ 414 $ - |
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block] | Range Range Fair Value Fair Value Valuation (Weighted Average) (Weighted Average) Description 6/30/2021 12/31/2020 Technique Significant Unobservable Input 6/30/2021 12/31/2020 Impaired Loans: RE – Commercial - $ 11 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 28% - 80% (61 )% Other Real Estate: RE – Commercial $ 524 $ 347 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 16% - 51% (33.0 )% 16% - 17% (16 )% RE – Residential $ - $ 56 Third Party appraisals Management Adjustments to Reflect Current Conditions and Selling Costs 47 % (47 )% |
Note 2 - Business Combination_2
Note 2 - Business Combinations - Merger With Feather River Bancorp, Inc. (Details Textual) | Jul. 01, 2021USD ($)$ / sharesshares | Jun. 30, 2021USD ($) | Dec. 31, 2020USD ($) |
Assets, Total | $ 1,267,935,000 | $ 1,111,576,000 | |
Loans and Leases Receivable, Net Amount, Total | 725,148,000 | 700,795,000 | |
Deposits, Total | 1,131,757,000 | $ 973,974,000 | |
Feather River Bancorp, Inc. [Member] | |||
Assets, Total | 195,000,000 | ||
Loans and Leases Receivable, Net Amount, Total | 158,000,000 | ||
Deposits, Total | $ 177,000,000 | ||
Subsequent Event [Member] | |||
Assets, Total | $ 1,500,000,000 | ||
Subsequent Event [Member] | Feather River Bancorp, Inc. [Member] | |||
Payments to Acquire Businesses, Gross | $ 4,735,184 | ||
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in shares) | shares | 598,129 | ||
Business Combination, Consideration Option, Cash, Per Share Price (in dollars per share) | $ / shares | $ 19.14 | ||
Business Combination, Consideration Option, Share, Per Share Price | 0.614 | ||
Business Combination, Consideration Transferred, Total | $ 23,400,000 |
Note 3 - Summary of Significa_2
Note 3 - Summary of Significant Accounting Policies (Details Textual) Pure in Thousands | Jun. 30, 2021USD ($) |
Number of Major Customers | 0 |
Plumas Statutory Trust I [Member] | Accrued Interest Receivable and Other Assets [Member] | |
Equity Method Investments | $ 361,000 |
Plumas Statutory Trust II [Member] | Accrued Interest Receivable and Other Assets [Member] | |
Equity Method Investments | $ 183,000 |
Note 4 - Investment Securitie_3
Note 4 - Investment Securities Available for Sale (Details Textual) | 3 Months Ended | 6 Months Ended | |
Mar. 31, 2020 | Jun. 30, 2021USD ($) | Dec. 31, 2020USD ($) | |
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain (Loss), before Tax, Total | $ 4,616,000 | $ 6,595,000 | |
Available-for-sale Securities Income Tax Expense (Benefit) on Accumulated Gross Unrealized Gains Losses | $ 1,365,000 | 1,950,000 | |
Number of Securities Sold During Period | 0 | 0 | |
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss, Total | $ 0 | 0 | |
Number of Investment Securities | 293 | ||
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions | 51 | ||
Available-for-sale Debt Securities Pledged to Secure Deposits and Repurchase Agreements Amortized Cost Basis | $ 137,808,000 | 97,972,000 | |
Collateral Pledged [Member] | |||
Debt Securities, Available-for-sale, Restricted | $ 139,780,000 | $ 101,685,000 | |
Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member] | |||
Number of Investment Securities | 115 | ||
Commercial Mortgage Backed Securities Issued by US Government Agencies [Member] | |||
Number of Investment Securities | 13 | ||
US States and Political Subdivisions Debt Securities [Member] | |||
Number of Investment Securities | 165 |
Note 4 - Investment Securitie_4
Note 4 - Investment Securities Available for Sale - Amortized Cost and Estimated Fair Value of Investment Securities (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Investment securities available for sale, amortized cost | $ 244,208 | $ 173,018 |
Investment securities available for sale, gross unrealized gains | 5,440 | 6,613 |
Investment securities available for sale, gross unrealized losses | (824) | (18) |
Investment securities available for sale, Estimated fair value | 248,824 | 179,613 |
Commercial Mortgage Backed Securities Issued by US Government Agencies [Member] | ||
Investment securities available for sale, amortized cost | 10,400 | |
Investment securities available for sale, gross unrealized gains | 72 | |
Investment securities available for sale, gross unrealized losses | 0 | |
Investment securities available for sale, Estimated fair value | 10,472 | |
Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member] | ||
Investment securities available for sale, amortized cost | 133,769 | 106,942 |
Investment securities available for sale, gross unrealized gains | 2,629 | 3,749 |
Investment securities available for sale, gross unrealized losses | (618) | (17) |
Investment securities available for sale, Estimated fair value | 135,780 | 110,674 |
Commercial Mortgage Backed Securities Issued by US Government Agencies [Member] | ||
Investment securities available for sale, amortized cost | 35,192 | |
Investment securities available for sale, gross unrealized gains | 146 | |
Investment securities available for sale, gross unrealized losses | (131) | |
Investment securities available for sale, Estimated fair value | 35,207 | |
US States and Political Subdivisions Debt Securities [Member] | ||
Investment securities available for sale, amortized cost | 75,247 | 55,676 |
Investment securities available for sale, gross unrealized gains | 2,665 | 2,792 |
Investment securities available for sale, gross unrealized losses | (75) | (1) |
Investment securities available for sale, Estimated fair value | $ 77,837 | $ 58,467 |
Note 4 - Investment Securitie_5
Note 4 - Investment Securities Available for Sale - Investment Securities With Unrealized Losses (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Less than 12 months fair value | $ 0 | $ 0 |
Less than 12 months unrealized losses | 0 | 0 |
12 months or more fair value | 65,765 | 6,042 |
12 months or more unrealized losses | 824 | 18 |
Total fair value | 65,765 | 6,042 |
Total unrealized losses | 824 | 18 |
Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member] | ||
Less than 12 months fair value | 0 | 0 |
Less than 12 months unrealized losses | 0 | 0 |
12 months or more fair value | 39,040 | 5,511 |
12 months or more unrealized losses | 618 | 17 |
Total fair value | 39,040 | 5,511 |
Total unrealized losses | 618 | 17 |
Commercial Mortgage Backed Securities Issued by US Government Agencies [Member] | ||
Less than 12 months fair value | 0 | 0 |
Less than 12 months unrealized losses | 0 | 0 |
12 months or more fair value | 16,122 | 0 |
12 months or more unrealized losses | 131 | 0 |
Total fair value | 16,122 | 0 |
Total unrealized losses | 131 | 0 |
US States and Political Subdivisions Debt Securities [Member] | ||
Less than 12 months fair value | 0 | 0 |
Less than 12 months unrealized losses | 0 | 0 |
12 months or more fair value | 10,603 | 531 |
12 months or more unrealized losses | 75 | 1 |
Total fair value | 10,603 | 531 |
Total unrealized losses | $ 75 | $ 1 |
Note 4 - Investment Securitie_6
Note 4 - Investment Securities Available for Sale - Investment Securities by Contractual Maturity (Details) $ in Thousands | Jun. 30, 2021USD ($) |
Within one year, amortized cost | $ 0 |
Within one year, estimated fair value | 0 |
After one year through five years, amortized cost | 4,235 |
After one year through five years, estimated fair value | 4,385 |
After five years through ten years, amortized cost | 7,851 |
After five years through ten years, estimated fair value | 8,275 |
After ten years, amortized cost | 63,161 |
After ten years, estimated fair value | 65,177 |
Amortized cost | 244,208 |
Estimated fair value | 248,824 |
Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member] | |
Investment securities not due at a single maturity date, amortized cost | 35,192 |
Investment securities not due at a single maturity date, estimated fair value | 35,207 |
Commercial Mortgage Backed Securities Issued by US Government Agencies [Member] | |
Investment securities not due at a single maturity date, amortized cost | 133,769 |
Investment securities not due at a single maturity date, estimated fair value | $ 135,780 |
Note 5 - Loans and the Allowa_3
Note 5 - Loans and the Allowance for Loan Losses (Details Textual) Pure in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended | ||
Jun. 30, 2021USD ($) | Jun. 30, 2020USD ($) | Jun. 30, 2021USD ($) | Jun. 30, 2020USD ($) | Dec. 31, 2020USD ($) | |
Impaired Financing Receivable, Recorded Investment, Total | $ 6,833,000 | $ 6,833,000 | $ 2,214,000 | ||
Impaired Financing Receivable, Related Allowance | 30,000 | 30,000 | 174,000 | ||
Impaired Financing Receivable, with Related Allowance, Recorded Investment | 279,000 | 279,000 | 436,000 | ||
Impaired Financing Receivable, with No Related Allowance, Recorded Investment | 6,554,000 | 6,554,000 | 1,778,000 | ||
Impaired Financing Receivable, Average Recorded Investment, Total | 2,835,000 | $ 2,140,000 | 1,996,000 | ||
Impaired Financing Receivable, Interest Income, Accrual Method, Total | 31,000 | 31,000 | 61,000 | ||
Impaired Financing Receivable, Interest Income, Cash Basis Method, Total | 0 | $ 0 | |||
Financing Receivable, Troubled Debt Restructuring | 907,000 | 907,000 | 914,000 | ||
Financing Receivable Modifications Related Allowances | 30,000 | 30,000 | 31,000 | ||
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend | 0 | $ 0 | $ 0 | ||
Financing Receivable, Modifications, Number of Contracts | 0 | 0 | |||
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | 0 | 0 | |||
Financing Receivable, Nonaccrual | 6,817,000 | $ 6,817,000 | $ 2,536,000 | ||
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans | $ 253,000 | $ 30,000 | $ 329,000 | $ 63,000 | |
Number of Loans, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | ||
Deferred Loan Origination Costs | $ 806,000 | $ 704,000 | $ 1,513,000 | $ 1,200,000 |
Note 5 - Loans and the Allowa_4
Note 5 - Loans and the Allowance for Loan Losses - Outstanding Loans (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Mar. 31, 2021 | Dec. 31, 2020 | Jun. 30, 2020 | Mar. 31, 2020 | Dec. 31, 2019 |
Loans | $ 735,946 | $ 709,939 | ||||
Deferred loan (fees) costs, net | (670) | 758 | ||||
Allowance for loan losses | (10,128) | $ (9,962) | (9,902) | $ (8,835) | $ (7,804) | $ (7,243) |
Total net loans | 725,148 | 700,795 | ||||
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||||||
Loans | 139,552 | 117,360 | ||||
Allowance for loan losses | (883) | (777) | (950) | (788) | (714) | (617) |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||||||
Loans | 66,404 | 72,911 | ||||
Allowance for loan losses | (681) | (698) | (757) | (691) | (622) | (653) |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||||||
Loans | 360,659 | 352,552 | ||||
Allowance for loan losses | (5,345) | (5,132) | (5,089) | (4,405) | (3,830) | (3,426) |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||||||
Loans | 29,556 | 25,306 | ||||
Allowance for loan losses | (606) | (657) | (554) | (476) | (397) | (481) |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||||||
Loans | 9,896 | 11,399 | ||||
Allowance for loan losses | (131) | (169) | (164) | (173) | (171) | (163) |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||||||
Loans | 33,985 | 34,744 | ||||
Allowance for loan losses | (454) | (484) | (499) | (474) | (422) | (393) |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | ||||||
Loans | 91,544 | 91,080 | ||||
Allowance for loan losses | (1,910) | (1,928) | (1,768) | (1,712) | (1,541) | (1,409) |
Consumer Portfolio Segment [Member] | Other Loans [Member] | ||||||
Loans | 4,350 | 4,587 | ||||
Allowance for loan losses | $ (118) | $ (117) | $ (121) | $ (116) | $ (107) | $ (101) |
Note 5 - Loans and the Allowa_5
Note 5 - Loans and the Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | Dec. 31, 2020 | |
Beginning balance | $ 9,962 | $ 7,804 | $ 9,902 | $ 7,243 | $ 7,243 |
Provision charged to operations | 250 | 1,250 | 625 | 2,000 | 3,175 |
Losses charged to allowance | (152) | (267) | (544) | (535) | (787) |
Recoveries | 68 | 48 | 145 | 127 | 271 |
Ending balance | $ 10,128 | $ 8,835 | $ 10,128 | $ 8,835 | $ 9,902 |
Note 5 - Loans and the Allowa_6
Note 5 - Loans and the Allowance for Loan Losses - Loan Portfolio Allocated by Internal Risk Ratings (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Loans | $ 735,946 | $ 709,939 |
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans | 139,552 | 117,360 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans | 66,404 | 72,911 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 360,659 | 352,552 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans | 29,556 | 25,306 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 9,896 | 11,399 |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans | 33,985 | 34,744 |
Commercial and Residential Portfolio Segments [Member] | ||
Loans | 640,052 | 614,272 |
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans | 139,413 | 116,992 |
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans | 66,326 | 72,833 |
Pass [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 342,350 | 348,901 |
Pass [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans | 29,482 | 25,229 |
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 9,797 | 11,208 |
Pass [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans | 33,525 | 34,237 |
Pass [Member] | Commercial and Residential Portfolio Segments [Member] | ||
Loans | 620,893 | 609,400 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans | 139 | 211 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans | 78 | 78 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 12,037 | 2,779 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans | 0 | 0 |
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 0 | 0 |
Special Mention [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans | 0 | 0 |
Special Mention [Member] | Commercial and Residential Portfolio Segments [Member] | ||
Loans | 12,254 | 3,068 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans | 0 | 157 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans | 0 | 0 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 6,272 | 872 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans | 74 | 77 |
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 99 | 191 |
Substandard [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans | 460 | 507 |
Substandard [Member] | Commercial and Residential Portfolio Segments [Member] | ||
Loans | 6,905 | 1,804 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans | 0 | 0 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans | 0 | 0 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 0 | 0 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans | 0 | 0 |
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 0 | 0 |
Doubtful [Member] | Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans | 0 | 0 |
Doubtful [Member] | Commercial and Residential Portfolio Segments [Member] | ||
Loans | $ 0 | $ 0 |
Note 5 - Loans and the Allowa_7
Note 5 - Loans and the Allowance for Loan Losses - Credit Risk Profile by Internally Assigned Grade (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Loans | $ 735,946 | $ 709,939 |
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | ||
Loans | 95,374 | 94,935 |
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | ||
Loans | 520 | 732 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | ||
Loans | 91,544 | 91,080 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Performing Financial Instruments [Member] | ||
Loans | 91,051 | 90,396 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Nonperforming Financial Instruments [Member] | ||
Loans | 493 | 684 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | ||
Loans | 4,350 | 4,587 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | Performing Financial Instruments [Member] | ||
Loans | 4,323 | 4,539 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | Nonperforming Financial Instruments [Member] | ||
Loans | 27 | 48 |
Consumer Portfolio Segment [Member] | Residential Portfolio Segment [Member] | ||
Loans | $ 95,894 | |
Consumer Portfolio Segment [Member] | Commercial Portfolio Segment [Member] | ||
Loans | $ 95,667 |
Note 5 - Loans and the Allowa_8
Note 5 - Loans and the Allowance for Loan Losses - Allocation of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | Dec. 31, 2020 | |
Beginning balance | $ 9,962 | $ 7,804 | $ 9,902 | $ 7,243 | $ 7,243 |
Charge-offs | (152) | (267) | (544) | (535) | (787) |
Recoveries | 68 | 48 | 145 | 127 | 271 |
Provision | 250 | 1,250 | 625 | 2,000 | 3,175 |
Allowance for loan losses, individually evaluated for impairment | 30 | 30 | 174 | ||
Allowance for loan losses, collectively evaluated for impairment | 10,098 | 10,098 | 9,728 | ||
Ending balance | 10,128 | 8,835 | 10,128 | 8,835 | 9,902 |
Loans, individually evaluated for impairment | 6,833 | 6,833 | 2,215 | ||
Loans, collectively evaluated for impairment | 729,113 | 729,113 | 707,724 | ||
Loans | 735,946 | 735,946 | 709,939 | ||
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | |||||
Beginning balance | 777 | 714 | 950 | 617 | 617 |
Charge-offs | (8) | 0 | (161) | (131) | |
Recoveries | 5 | 5 | 47 | 7 | |
Provision | 109 | 69 | 47 | 295 | |
Allowance for loan losses, individually evaluated for impairment | 0 | 0 | 143 | ||
Allowance for loan losses, collectively evaluated for impairment | 883 | 883 | 807 | ||
Ending balance | 883 | 788 | 883 | 788 | 950 |
Loans, individually evaluated for impairment | 0 | 0 | 154 | ||
Loans, collectively evaluated for impairment | 139,552 | 139,552 | 117,206 | ||
Loans | 139,552 | 139,552 | 117,360 | ||
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | |||||
Beginning balance | 698 | 622 | 757 | 653 | 653 |
Charge-offs | 0 | 0 | 0 | 0 | |
Recoveries | 0 | 0 | 0 | 0 | |
Provision | (17) | 69 | (76) | 38 | |
Allowance for loan losses, individually evaluated for impairment | 0 | 0 | 0 | ||
Allowance for loan losses, collectively evaluated for impairment | 681 | 681 | 757 | ||
Ending balance | 681 | 691 | 681 | 691 | 757 |
Loans, individually evaluated for impairment | 241 | 241 | 243 | ||
Loans, collectively evaluated for impairment | 66,163 | 66,163 | 72,668 | ||
Loans | 66,404 | 66,404 | 72,911 | ||
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | |||||
Beginning balance | 5,132 | 3,830 | 5,089 | 3,426 | 3,426 |
Charge-offs | 0 | 0 | 0 | 0 | |
Recoveries | 1 | 2 | 4 | 3 | |
Provision | 212 | 573 | 252 | 976 | |
Allowance for loan losses, individually evaluated for impairment | 0 | 0 | 0 | ||
Allowance for loan losses, collectively evaluated for impairment | 5,345 | 5,345 | 5,089 | ||
Ending balance | 5,345 | 4,405 | 5,345 | 4,405 | 5,089 |
Loans, individually evaluated for impairment | 5,651 | 5,651 | 859 | ||
Loans, collectively evaluated for impairment | 355,008 | 355,008 | 351,693 | ||
Loans | 360,659 | 360,659 | 352,552 | ||
Commercial Portfolio Segment [Member] | Construction Loans [Member] | |||||
Beginning balance | 657 | 397 | 554 | 481 | 481 |
Charge-offs | 0 | 0 | 0 | 0 | |
Recoveries | 0 | 0 | 0 | 0 | |
Provision | (51) | 79 | 52 | (5) | |
Allowance for loan losses, individually evaluated for impairment | 5 | 5 | 5 | ||
Allowance for loan losses, collectively evaluated for impairment | 601 | 601 | 549 | ||
Ending balance | 606 | 476 | 606 | 476 | 554 |
Loans, individually evaluated for impairment | 106 | 106 | 108 | ||
Loans, collectively evaluated for impairment | 29,450 | 29,450 | 25,198 | ||
Loans | 29,556 | 29,556 | 25,306 | ||
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | |||||
Beginning balance | 169 | 171 | 164 | 163 | 163 |
Charge-offs | 0 | 0 | 0 | 0 | |
Recoveries | 0 | 1 | 1 | 2 | |
Provision | (38) | 1 | (34) | 8 | |
Allowance for loan losses, individually evaluated for impairment | 25 | 25 | 26 | ||
Allowance for loan losses, collectively evaluated for impairment | 106 | 106 | 138 | ||
Ending balance | 131 | 173 | 131 | 173 | 164 |
Loans, individually evaluated for impairment | 560 | 560 | 563 | ||
Loans, collectively evaluated for impairment | 9,336 | 9,336 | 10,836 | ||
Loans | 9,896 | 9,896 | 11,399 | ||
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | |||||
Beginning balance | 484 | 422 | 499 | 393 | 393 |
Charge-offs | 0 | 0 | 0 | 0 | |
Recoveries | 1 | 1 | 2 | 2 | |
Provision | (31) | 51 | (47) | 79 | |
Allowance for loan losses, individually evaluated for impairment | 0 | 0 | 0 | ||
Allowance for loan losses, collectively evaluated for impairment | 454 | 454 | 499 | ||
Ending balance | 454 | 474 | 454 | 474 | 499 |
Loans, individually evaluated for impairment | 275 | 275 | 288 | ||
Loans, collectively evaluated for impairment | 33,710 | 33,710 | 34,456 | ||
Loans | 33,985 | 33,985 | 34,744 | ||
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | |||||
Beginning balance | 1,928 | 1,541 | 1,768 | 1,409 | 1,409 |
Charge-offs | (128) | (229) | (346) | (363) | |
Recoveries | 58 | 37 | 77 | 107 | |
Provision | 52 | 363 | 411 | 559 | |
Allowance for loan losses, individually evaluated for impairment | 0 | 0 | 0 | ||
Allowance for loan losses, collectively evaluated for impairment | 1,910 | 1,910 | 1,768 | ||
Ending balance | 1,910 | 1,712 | 1,910 | 1,712 | 1,768 |
Loans, individually evaluated for impairment | 0 | 0 | 0 | ||
Loans, collectively evaluated for impairment | 91,544 | 91,544 | 91,080 | ||
Loans | 91,544 | 91,544 | 91,080 | ||
Consumer Portfolio Segment [Member] | Other Loans [Member] | |||||
Beginning balance | 117 | 107 | 121 | 101 | 101 |
Charge-offs | (16) | (38) | (37) | (41) | |
Recoveries | 3 | 2 | 14 | 6 | |
Provision | 14 | 45 | 20 | 50 | |
Allowance for loan losses, individually evaluated for impairment | 0 | 0 | 0 | ||
Allowance for loan losses, collectively evaluated for impairment | 118 | 118 | 121 | ||
Ending balance | 118 | $ 116 | 118 | $ 116 | 121 |
Loans, individually evaluated for impairment | 0 | 0 | 0 | ||
Loans, collectively evaluated for impairment | 4,350 | 4,350 | 4,587 | ||
Loans | $ 4,350 | $ 4,350 | $ 4,587 |
Note 5 - Loans and the Allowa_9
Note 5 - Loans and the Allowance for Loan Losses - Aging Analysis of the Loan Portfolio (Details) - USD ($) | Jun. 30, 2021 | Dec. 31, 2020 |
Loans | $ 735,946,000 | $ 709,939,000 |
90 Days and Still Accruing | 0 | 0 |
Financing Receivable, Nonaccrual | 6,817,000 | 2,536,000 |
Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans | 2,123,000 | 1,152,000 |
Financial Asset, Past Due [Member] | ||
Loans | 8,940,000 | 3,688,000 |
Financial Asset, Not Past Due [Member] | ||
Loans | 727,006,000 | 706,251,000 |
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | ||
Loans | 139,552,000 | 117,360,000 |
90 Days and Still Accruing | 0 | 0 |
Financing Receivable, Nonaccrual | 0 | 157,000 |
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans | 48,000 | 16,000 |
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, Past Due [Member] | ||
Loans | 48,000 | 173,000 |
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, Not Past Due [Member] | ||
Loans | 139,504,000 | 117,187,000 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans | 66,404,000 | 72,911,000 |
90 Days and Still Accruing | 0 | 0 |
Financing Receivable, Nonaccrual | 0 | 0 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans | 300,000 | 0 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | Financial Asset, Past Due [Member] | ||
Loans | 300,000 | 0 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | Financial Asset, Not Past Due [Member] | ||
Loans | 66,104,000 | 72,911,000 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 360,659,000 | 352,552,000 |
90 Days and Still Accruing | 0 | 0 |
Financing Receivable, Nonaccrual | 5,664,000 | 872,000 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans | 980,000 | 56,000 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financial Asset, Past Due [Member] | ||
Loans | 6,644,000 | 928,000 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financial Asset, Not Past Due [Member] | ||
Loans | 354,015,000 | 351,624,000 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans | 29,556,000 | 25,306,000 |
90 Days and Still Accruing | 0 | 0 |
Financing Receivable, Nonaccrual | 74,000 | 77,000 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans | 0 | 0 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Past Due [Member] | ||
Loans | 74,000 | 77,000 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member] | ||
Loans | 29,482,000 | 25,229,000 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans | 9,896,000 | 11,399,000 |
90 Days and Still Accruing | 0 | 0 |
Financing Receivable, Nonaccrual | 99,000 | 191,000 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans | 0 | 34,000 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Financial Asset, Past Due [Member] | ||
Loans | 99,000 | 225,000 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Financial Asset, Not Past Due [Member] | ||
Loans | 9,797,000 | 11,174,000 |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | ||
Loans | 33,985,000 | 34,744,000 |
90 Days and Still Accruing | 0 | 0 |
Financing Receivable, Nonaccrual | 460,000 | 507,000 |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans | 103,000 | 73,000 |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Financial Asset, Past Due [Member] | ||
Loans | 563,000 | 580,000 |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | Financial Asset, Not Past Due [Member] | ||
Loans | 33,422,000 | 34,164,000 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | ||
Loans | 91,544,000 | 91,080,000 |
90 Days and Still Accruing | 0 | 0 |
Financing Receivable, Nonaccrual | 493,000 | 684,000 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans | 658,000 | 945,000 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Financial Asset, Past Due [Member] | ||
Loans | 1,151,000 | 1,629,000 |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Financial Asset, Not Past Due [Member] | ||
Loans | 90,393,000 | 89,451,000 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | ||
Loans | 4,350,000 | 4,587,000 |
90 Days and Still Accruing | 0 | 0 |
Financing Receivable, Nonaccrual | 27,000 | 48,000 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans | 34,000 | 28,000 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | Financial Asset, Past Due [Member] | ||
Loans | 61,000 | 76,000 |
Consumer Portfolio Segment [Member] | Other Loans [Member] | Financial Asset, Not Past Due [Member] | ||
Loans | $ 4,289,000 | $ 4,511,000 |
Note 5 - Loans and the Allow_10
Note 5 - Loans and the Allowance for Loan Losses - Impaired Loans (Details) - USD ($) | 6 Months Ended | 12 Months Ended | |
Jun. 30, 2021 | Jun. 30, 2020 | Dec. 31, 2020 | |
Recorded investment with no related allowance recorded | $ 6,554,000 | $ 1,778,000 | |
Recorded investment with an allowance | 279,000 | 436,000 | |
Impaired Financing Receivable, Related Allowance | 30,000 | 174,000 | |
Recorded investment | 6,833,000 | 2,214,000 | |
Unpaid principal balance | 6,994,000 | 2,352,000 | |
Average recorded investment | 2,835,000 | $ 2,140,000 | 1,996,000 |
Interest income recognized | 31,000 | $ 31,000 | 61,000 |
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | |||
Recorded investment with no related allowance recorded | 0 | 0 | |
Unpaid principal balance with no related allowance recorded | 0 | 0 | |
Average recorded investment with no related allowance recorded | 0 | 0 | |
Interest income recognized with no related allowance recorded | 0 | 0 | |
Recorded investment with an allowance | 0 | 154,000 | |
Unpaid principal balance with allowance | 0 | 154,000 | |
Impaired Financing Receivable, Related Allowance | 0 | 143,000 | |
Average recorded investment with an allowance | 0 | 16,000 | |
Interest income recognized with an allowance | 0 | 0 | |
Recorded investment | 0 | 154,000 | |
Unpaid principal balance | 0 | 154,000 | |
Average recorded investment | 0 | 16,000 | |
Interest income recognized | 0 | 0 | |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | |||
Recorded investment with no related allowance recorded | 241,000 | 243,000 | |
Unpaid principal balance with no related allowance recorded | 241,000 | 243,000 | |
Average recorded investment with no related allowance recorded | 242,000 | 246,000 | |
Interest income recognized with no related allowance recorded | 9,000 | 19,000 | |
Recorded investment with an allowance | 0 | 0 | |
Unpaid principal balance with allowance | 0 | 0 | |
Impaired Financing Receivable, Related Allowance | 0 | 0 | |
Average recorded investment with an allowance | 0 | 0 | |
Interest income recognized with an allowance | 0 | 0 | |
Recorded investment | 241,000 | 243,000 | |
Unpaid principal balance | 241,000 | 243,000 | |
Average recorded investment | 242,000 | 246,000 | |
Interest income recognized | 9,000 | 19,000 | |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | |||
Recorded investment with no related allowance recorded | 5,651,000 | 859,000 | |
Unpaid principal balance with no related allowance recorded | 5,765,000 | 955,000 | |
Average recorded investment with no related allowance recorded | 1,642,000 | 762,000 | |
Interest income recognized with no related allowance recorded | 0 | 0 | |
Recorded investment with an allowance | 0 | 0 | |
Unpaid principal balance with allowance | 0 | 0 | |
Impaired Financing Receivable, Related Allowance | 0 | 0 | |
Average recorded investment with an allowance | 0 | 0 | |
Interest income recognized with an allowance | 0 | 0 | |
Recorded investment | 5,651,000 | 859,000 | |
Unpaid principal balance | 5,765,000 | 955,000 | |
Average recorded investment | 1,642,000 | 762,000 | |
Interest income recognized | 0 | 0 | |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | |||
Recorded investment with no related allowance recorded | 0 | 0 | |
Unpaid principal balance with no related allowance recorded | 0 | 0 | |
Average recorded investment with no related allowance recorded | 0 | 0 | |
Interest income recognized with no related allowance recorded | 0 | 0 | |
Recorded investment with an allowance | 106,000 | 108,000 | |
Unpaid principal balance with allowance | 106,000 | 108,000 | |
Impaired Financing Receivable, Related Allowance | 5,000 | 5,000 | |
Average recorded investment with an allowance | 107,000 | 109,000 | |
Interest income recognized with an allowance | 3,000 | 7,000 | |
Recorded investment | 106,000 | 108,000 | |
Unpaid principal balance | 106,000 | 108,000 | |
Average recorded investment | 107,000 | 109,000 | |
Interest income recognized | 3,000 | 7,000 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | |||
Recorded investment with no related allowance recorded | 387,000 | 388,000 | |
Unpaid principal balance with no related allowance recorded | 399,000 | 399,000 | |
Average recorded investment with no related allowance recorded | 388,000 | 390,000 | |
Interest income recognized with no related allowance recorded | 15,000 | 28,000 | |
Recorded investment with an allowance | 173,000 | 174,000 | |
Unpaid principal balance with allowance | 173,000 | 176,000 | |
Impaired Financing Receivable, Related Allowance | 25,000 | 26,000 | |
Average recorded investment with an allowance | 174,000 | 175,000 | |
Interest income recognized with an allowance | 4,000 | 7,000 | |
Recorded investment | 560,000 | 562,000 | |
Unpaid principal balance | 572,000 | 575,000 | |
Average recorded investment | 562,000 | 565,000 | |
Interest income recognized | 19,000 | 35,000 | |
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member] | |||
Recorded investment with no related allowance recorded | 275,000 | 288,000 | |
Unpaid principal balance with no related allowance recorded | 310,000 | 317,000 | |
Average recorded investment with no related allowance recorded | 282,000 | 298,000 | |
Interest income recognized with no related allowance recorded | 0 | 0 | |
Recorded investment with an allowance | 0 | 0 | |
Unpaid principal balance with allowance | 0 | 0 | |
Impaired Financing Receivable, Related Allowance | 0 | 0 | |
Average recorded investment with an allowance | 0 | 0 | |
Interest income recognized with an allowance | 0 | 0 | |
Recorded investment | 275,000 | 288,000 | |
Unpaid principal balance | 310,000 | 317,000 | |
Average recorded investment | 282,000 | 298,000 | |
Interest income recognized | 0 | 0 | |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | |||
Recorded investment with no related allowance recorded | 0 | 0 | |
Unpaid principal balance with no related allowance recorded | 0 | 0 | |
Average recorded investment with no related allowance recorded | 0 | 0 | |
Interest income recognized with no related allowance recorded | 0 | 0 | |
Recorded investment with an allowance | 0 | 0 | |
Unpaid principal balance with allowance | 0 | 0 | |
Impaired Financing Receivable, Related Allowance | 0 | 0 | |
Average recorded investment with an allowance | 0 | 0 | |
Interest income recognized with an allowance | 0 | 0 | |
Recorded investment | 0 | 0 | |
Unpaid principal balance | 0 | 0 | |
Average recorded investment | 0 | 0 | |
Interest income recognized | 0 | 0 | |
Consumer Portfolio Segment [Member] | Other Loans [Member] | |||
Recorded investment with no related allowance recorded | 0 | 0 | |
Unpaid principal balance with no related allowance recorded | 0 | 0 | |
Average recorded investment with no related allowance recorded | 0 | 0 | |
Interest income recognized with no related allowance recorded | 0 | 0 | |
Recorded investment with an allowance | 0 | 0 | |
Unpaid principal balance with allowance | 0 | 0 | |
Impaired Financing Receivable, Related Allowance | 0 | 0 | |
Average recorded investment with an allowance | 0 | 0 | |
Interest income recognized with an allowance | 0 | 0 | |
Recorded investment | 0 | 0 | |
Unpaid principal balance | 0 | 0 | |
Average recorded investment | 0 | 0 | |
Interest income recognized | $ 0 | $ 0 |
Note 6 - Commitments and Cont_2
Note 6 - Commitments and Contingencies (Details Textual) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Unused Commitments to Extend Credit | $ 133,500 | $ 144,400 |
Construction Loan Payable [Member] | ||
Unused Commitments to Extend Credit | 31,900 | |
Standby Letters of Credit [Member] | ||
Unused Commitments to Extend Credit | $ 227 | $ 531 |
Note 7 - Earnings Per Share (De
Note 7 - Earnings Per Share (Details Textual) - shares | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Share-based Payment Arrangement, Option [Member] | ||||
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares) | 5,000 | 5,000 | 202,000 | 202,000 |
Note 7 - Earnings Per Share - C
Note 7 - Earnings Per Share - Calculation of Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Net income | $ 4,487 | $ 3,185 | $ 8,928 | $ 6,501 |
Basic earnings per share (in dollars per share) | $ 0.86 | $ 0.62 | $ 1.72 | $ 1.26 |
Diluted earnings per share (in dollars per share) | $ 0.85 | $ 0.61 | $ 1.69 | $ 1.24 |
Basic shares (in shares) | 5,197 | 5,178 | 5,192 | 5,175 |
Diluted shares (in shares) | 5,280 | 5,229 | 5,272 | 5,229 |
Note 8 - Stock-based Compensa_3
Note 8 - Stock-based Compensation (Details Textual) - USD ($) | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | |
Share-based Payment Arrangement, Expense | $ 58,000 | $ 55,000 | $ 118,000 | $ 133,000 |
Share-based Payment Arrangement, Expense, Tax Benefit | 4,000 | $ 4,000 | 8,000 | 10,000 |
Proceeds from Stock Options Exercised | 163,000 | 57,000 | ||
Share-based Payment Arrangement, Exercise of Option, Tax Benefit | $ 2,000 | $ 10,000 | ||
Stock Option Plan 2013 [Member] | ||||
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares) | 0 | 5,000 | ||
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total | $ 394,000 | $ 394,000 | ||
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year) | 2 years 1 month 6 days | |||
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value | $ 107,000 | $ 186,000 | ||
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value | $ 298,000 | $ 257,000 | ||
Stock Option Plan 2013 [Member] | Share-based Payment Arrangement, Option [Member] | ||||
Common Stock, Capital Shares Reserved for Future Issuance (in shares) | 373,135 | 373,135 | ||
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares) | 121,150 | 121,150 | ||
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period (Year) | 10 years |
Note 8 - Stock-based Compensa_4
Note 8 - Stock-based Compensation - Weighted Average Fair Value Assumptions (Details) | 6 Months Ended |
Jun. 30, 2021$ / shares | |
Weighted-average fair value of options granted during the six months ended June 30, 2020 (in dollars per share) | $ 5.92 |
Share-based Payment Arrangement, Option [Member] | |
Expected life of stock options (Year) | 5 years 1 month 6 days |
Risk free interest rate | 1.68% |
Daily Volatility | 1.64% |
Dividend yields | 1.29% |
Note 8 - Stock-based Compensa_5
Note 8 - Stock-based Compensation - Stock Option Activity (Details) - Stock Option Plan 2013 [Member] | 6 Months Ended |
Jun. 30, 2021USD ($)$ / sharesshares | |
Options outstanding, shares (in shares) | shares | 272,085 |
Options outstanding, weighted average exercise price (in dollars per share) | $ / shares | $ 18.25 |
Options cancelled, shares (in shares) | shares | (2,600) |
Options cancelled, weighted average exercise price (in dollars per share) | $ / shares | $ 22.36 |
Options exercised, shares (in shares) | shares | (17,500) |
Options exercised, weighted average exercise price (in dollars per share) | $ / shares | $ 10.98 |
Options outstanding, shares (in shares) | shares | 251,985 |
Options outstanding, weighted average exercise price (in dollars per share) | $ / shares | $ 18.71 |
Options outstanding, weighted average remaining contractual term (Year) | 4 years 9 months 18 days |
Options outstanding, intrinsic value | $ | $ 3,356,440 |
Options exercisable, shares (in shares) | shares | 142,685 |
Options exercisable, weighted average exercise price (in dollars per share) | $ / shares | $ 16.19 |
Options exercisable, weighted average remaining contractual term (Year) | 3 years 10 months 24 days |
Options exercisable, intrinsic value | $ | $ 2,260,130 |
Expected to vest, shares (in shares) | shares | 96,916 |
Expected to vest, weighted average exercise price (in dollars per share) | $ / shares | $ 22.01 |
Expected to vest, weighted average remaining contractual term (Year) | 6 years 1 month 6 days |
Options expected to vest, intrinsic value | $ | $ 971,312 |
Note 10 - Fair Value Measurem_3
Note 10 - Fair Value Measurement - Carrying Amounts and Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Estimated fair value | $ 248,824 | |
Reported Value Measurement [Member] | ||
Cash and cash equivalents | 244,456 | $ 184,909 |
Estimated fair value | 248,824 | 179,613 |
Loans, net | 725,148 | 700,795 |
FHLB stock | 3,898 | 3,667 |
FRB Stock | 653 | 651 |
Accrued interest receivable | 4,578 | 5,402 |
Deposits | 1,131,757 | 973,974 |
Repurchase agreements | 10,087 | 13,878 |
Junior subordinated deferrable interest debentures | 10,310 | 10,310 |
Accrued interest payable | 52 | 69 |
FHLB advances | 5,000 | |
Reported Value Measurement [Member] | Interest Rate Swap [Member] | ||
Interest rate swaps | 530 | 141 |
Estimate of Fair Value Measurement [Member] | ||
Cash and cash equivalents | 244,456 | 184,909 |
Estimated fair value | 248,824 | 179,613 |
Loans, net | 721,994 | 717,068 |
Accrued interest receivable | 4,578 | 5,402 |
Deposits | 1,133,112 | 975,549 |
Repurchase agreements | 10,087 | 13,878 |
Junior subordinated deferrable interest debentures | 7,207 | 7,340 |
Accrued interest payable | 52 | 69 |
FHLB advances | 4,996 | |
Estimate of Fair Value Measurement [Member] | Interest Rate Swap [Member] | ||
Interest rate swaps | 530 | 141 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Cash and cash equivalents | 244,456 | 184,909 |
Accrued interest receivable | 7 | 10 |
Deposits | 1,090,420 | 933,658 |
Accrued interest payable | 7 | 9 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Estimated fair value | 248,824 | 179,613 |
Accrued interest receivable | 903 | 633 |
Deposits | 42,692 | 41,891 |
Repurchase agreements | 10,087 | 13,878 |
Accrued interest payable | 39 | 44 |
FHLB advances | 4,996 | |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member] | ||
Interest rate swaps | 530 | 141 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Loans, net | 721,994 | 717,068 |
Accrued interest receivable | 3,668 | 4,759 |
Junior subordinated deferrable interest debentures | 7,207 | 7,340 |
Accrued interest payable | $ 6 | $ 16 |
Note 10 - Fair Value Measurem_4
Note 10 - Fair Value Measurement - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Dec. 31, 2020 |
Debt Securities, Available-for-sale | $ 248,824 | $ 179,613 |
Fair Value, Recurring [Member] | ||
Assets, Fair Value Disclosure | 249,354 | 179,754 |
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | ||
Interest rate swaps | 530 | 141 |
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Assets, Fair Value Disclosure | 249,354 | 179,754 |
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member] | ||
Interest rate swaps | 530 | 141 |
Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member] | ||
Debt Securities, Available-for-sale | 135,780 | 110,674 |
Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member] | ||
Debt Securities, Available-for-sale | 135,780 | 110,674 |
Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Debt Securities, Available-for-sale | 135,780 | 110,674 |
Commercial Mortgage Backed Securities Issued by US Government Agencies [Member] | ||
Debt Securities, Available-for-sale | 35,207 | |
Commercial Mortgage Backed Securities Issued by US Government Agencies [Member] | Fair Value, Recurring [Member] | ||
Debt Securities, Available-for-sale | 35,207 | 10,472 |
Commercial Mortgage Backed Securities Issued by US Government Agencies [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Debt Securities, Available-for-sale | 35,207 | 10,472 |
US States and Political Subdivisions Debt Securities [Member] | ||
Debt Securities, Available-for-sale | 77,837 | 58,467 |
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | ||
Debt Securities, Available-for-sale | 77,837 | 58,467 |
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Debt Securities, Available-for-sale | $ 77,837 | $ 58,467 |
Note 10 - Fair Value Measurem_5
Note 10 - Fair Value Measurement - Assets and Liabilities Measured at Fair Value on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands | 6 Months Ended | 12 Months Ended |
Jun. 30, 2021 | Dec. 31, 2020 | |
Other real estate | $ 524 | $ 403 |
Other real estate, Total gain (loss) | 0 | 0 |
Assets | 414 | |
Asset, Total gain (loss) | 0 | |
Fair Value, Inputs, Level 1 [Member] | ||
Other real estate | 0 | 0 |
Assets | 0 | |
Fair Value, Inputs, Level 2 [Member] | ||
Other real estate | 0 | 0 |
Assets | 0 | |
Fair Value, Inputs, Level 3 [Member] | ||
Other real estate | 524 | 403 |
Assets | 414 | |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Other real estate | 524 | 347 |
Impaired loans, Total gain (loss) | 0 | 0 |
Other real estate, Total gain (loss) | 0 | |
Impaired loans | 0 | 11 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Other real estate | 0 | 0 |
Impaired loans | 0 | |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Other real estate | 0 | 0 |
Impaired loans | 0 | |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Other real estate | 524 | 347 |
Impaired loans | 11 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Other real estate | $ 0 | 56 |
Other real estate, Total gain (loss) | 0 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Other real estate | 0 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Other real estate | 0 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Other real estate | $ 56 |
Note 10 - Fair Value Measurem_6
Note 10 - Fair Value Measurement - Quantitative Information About Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on a Non-recurring Basis (Details) $ in Thousands | Jun. 30, 2021USD ($) | Dec. 31, 2020USD ($) |
Measurement Input, Cost to Sell [Member] | Weighted Average [Member] | ||
Other real estate, Measurement Input | (0.47) | |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Measurement Input, Cost to Sell [Member] | Minimum [Member] | ||
Impaired loans, Measurement Input | 0.28 | |
Other real estate, Measurement Input | 0.16 | 0.16 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Measurement Input, Cost to Sell [Member] | Maximum [Member] | ||
Impaired loans, Measurement Input | 0.80 | |
Other real estate, Measurement Input | 0.51 | 0.17 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Measurement Input, Cost to Sell [Member] | Weighted Average [Member] | ||
Impaired loans, Measurement Input | (0.61) | |
Other real estate, Measurement Input | (0.330) | (0.16) |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Measurement Input, Cost to Sell [Member] | ||
Other real estate, Measurement Input | 0.47 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Measurement Input, Cost to Sell [Member] | Weighted Average [Member] | ||
Other real estate, Measurement Input | ||
Fair Value, Nonrecurring [Member] | ||
Other real estate | $ 524 | $ 403 |
Fair Value, Nonrecurring [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Impaired loans | 0 | 11 |
Other real estate | 524 | 347 |
Fair Value, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Other real estate | $ 0 | $ 56 |