Free signup for more
- Track your favorite companies
- Receive email alerts for new filings
- Personalized dashboard of news and more
- Access all data and search results
Content analysis
?| Positive | ||
| Negative | ||
| Uncertain | ||
| Constraining | ||
| Legalese | ||
| Litigous | ||
| Readability |
H.S. freshman Avg
|
|
New words:
abundance, acquiree, addressed, addressing, adhere, advantage, aim, aimed, American, analytical, annum, attention, befit, benchmark, billion, bolster, bound, breach, bulk, Bush, capture, caution, claim, coercion, commenced, commensurate, compelled, concert, confidence, consecutive, consent, conservatorship, consulting, contemplated, COOP, coordinate, coordinated, coordinating, corroborated, coverage, customarily, damage, death, deceptive, decision, defensive, deferral, delivery, Department, deplete, depleted, depressed, detrimentally, DGP, DIF, diligence, diminished, director, disproportionate, disruption, dissolution, domestic, downturn, dwelling, EESA, EITF, encounter, encourage, encouraged, encouraging, Endorsement, Enterprise, entitled, essential, event, exacerbate, excessive, expose, expressly, extra, fall, FAS, FHA, fill, FOMC, Foreign, formal, formulae, fundamental, gap, goodwill, governmental, greatest, guaranty, guide, guideline, half, heavily, heightened, homeowner, homeownership, HOPE, Horwath, identical, illiquidity, imminent, inability, incorrect, infrastructure, infused, instructed, interruption, investor, issuance, IV, jeopardize, junior, landscape, laundering, lawfully, led, ledger, light, luxury, manipulation, manufactured, mathematical, matrix, median, meltdown, minimal, minimize, mismatch, mismatched, mission, modification, necessity, noncontrolling, nonrefundable, nontraditional, notable, observable, October, oil, opposed, opt, opted, outreach, parity, party, Patriot, Pending, perception, plain, postage, Postretirement, predatory, preferential, preserve, preserving, pressure, privacy, proactive, proceeding, progressively, promotional, put, pyramiding, quoted, rank, rata, recessionary, recover, recurring, redeem, redeemed, relief, reorganization, replace, reputation, reputational, requisite, resell, resolve, restructure, restructured, restructuring, retirement, risky, robust, routinely, rulemaking, scenario, scope, scrutiny, Secrecy, sector, seek, shock, shopping, simplified, simulation, slope, slowdown, stationary, stay, stimulate, stressed, struggling, subordinate, subordinated, subprime, suffer, suggested, supplement, swept, TAGP, TARP, technique, technological, technology, temporarily, terrorist, thereon, thrust, TLGP, tool, tracking, transferee, treat, treatment, turmoil, unadjusted, unaffected, unaffiliated, unclear, undergoing, undertaken, unfair, unilaterally, unlimited, unnecessary, unobservable, unprecedented, unpredictable, untested, USA, usage, vacancy, vanilla, verifying, view, violate, voluntary, widespread, winding, withdrawal, witnessed, work, workout, worsen, worsening, Yaptangco
Removed:
Assistant, assume, authorization, block, boat, Carrillo, Chizek, Coast, contest, contingent, dealer, Deloitte, deter, discouraging, disinterested, elimination, Engineer, FNMA, forgiving, frame, fuel, Goodwin, hostile, indirectly, inside, intrinsic, Lisa, maturation, mid, quickly, Rachel, reclassified, refinancing, salary, Stewart, unallocated, vehicle, yielding
Filing tables
Filing exhibits
Related press release
BANC similar filings
Filing view
External links
Exhibit 32
SECTION 1350 CERTIFICATION
Each of the undersigned hereby certifies in his or her capacity as an officer of First PacTrust Bancorp, Inc. (“the Company”) that this Annual Report of the Company on Form 10-K for the year ended December 31, 2008 fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934, as amended, and that information contained in such report fairly presents, in all material respects, the financial condition of the Registrant as of the dates and for the periods presented in the financial statements and the results of operations of the Registrant for such period included in such reports.
| Date: March 6, 2009 | By: | /s/ HANS R. GANZ | ||||
| Hans R. Ganz | ||||||
President and Chief Executive Officer (Principal Executive Officer) | ||||||
| Date: March 6, 2009 | By: | /s/ REGAN J. LAUER | ||||
| Regan J. Lauer | ||||||
Senior Vice President/Controller (Principal Financial and Accounting Officer) | ||||||