Banc of California (BANC) 8-K First Pactrust Bancorp, Inc. Announces Quarterly Dividend

FIRST PACTRUST BANCORP, INC.

FOR RELEASE AT 4:30 A.M. P.D.T.
November 23, 2005

FIRST PACTRUST BANCORP, INC. ANNOUNCES QUARTERLY DIVIDEND

CHULA VISTA, CA– November 23, 2005 – First PacTrust Bancorp, Inc. (NASDAQ: FPTB), the holding company for Pacific Trust Bank, announced today that its Board of Directors has declared a quarterly cash dividend of fourteen cents ($0.140) per share on its outstanding common stock. The dividend will be payable on December 19, 2005 to shareholders of record as of December 5, 2005.

Hans R. Ganz, President and Chief Executive Officer of the Company, said “this eleventh consecutive increase to our quarterly dividend reflects our commitment to enhance shareholder value.”

As of September 30, 2005, the Company had consolidated total assets of $734.9 million and stockholders’ equity of $76.8 million, with 4,419,500 shares of common stock currently outstanding. The Company’s stock is traded on the Nasdaq Stock Market under the symbol “FPTB”.

Contact:
Hans Ganz, President and CEO
Phone: (619) 691-1519, ext. 4000

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