Banc of California 10Q 2024 Q1 Quarterly report | BANC Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. freshman Avg

New words: accommodate, accommodator, acknowledging, add, Aid, alter, analytical, Appetite, arrangement, array, arrive, assigned, assist, attainment, augment, award, back, balloon, BAM, Basel, Baseline, blended, BofCal, broad, caption, capture, captured, Carolina, CDI, Civic, closure, Codification, Colorado, commodity, Concept, condensed, consecutive, country, CRI, daily, death, Denver, detail, DFPI, DIF, disaggregated, disallowed, disclaim, discontinue, discretionary, dissolution, dollar, Downside, drawn, Durham, earliest, effort, Egan, emphasize, enforcement, entrepreneurial, equipment, equivalent, escrow, evenly, expedient, explicitly, expressly, extinguishment, facilitate, firm, Fitch, Force, foreclosed, foresee, FRBSF, fundamental, geopolitical, headquartered, highest, ICS, illustrated, implicitly, implied, incidental, incurrence, indefinite, insufficient, IntraFi, IRR, job, Kroll, label, land, lessor, LIBOR, listed, listing, literacy, LOCOM, Los, meaningful, MFC, minimum, month, Moody, MVE, nationwide, NAV, NIM, nonrecurring, North, Notification, notify, NVCE, NYSE, occasion, occupancy, official, opt, outflow, overhead, PACW, pandemic, Percentile, phased, placement, precision, premier, presence, prevalent, proceeding, property, PRSU, quantified, quotation, rapidly, reach, reassessed, reassessing, recessionary, reciprocal, recommended, reconsideration, refinancing, regional, registered, regular, remote, retail, revaluing, revoked, ROU, scale, Schell, segment, segmentation, Simplification, slightly, slowly, SmartStreet, standalone, standby, static, strict, student, submit, Supplementary, suspended, sweep, symbol, technical, text, title, Todd, tool, top, training, translation, turn, unconstrained, undistributed, unearned, unemployment, unencumbered, unguaranteed, unscheduled, unsubordinated, venture, warrant, winding, withholding, work, working

Removed: AAA, absolute, absorbed, accelerate, accompanying, accreted, adding, addressed, adhere, adjustable, adjusting, administrative, advancement, aforementioned, allocate, allocated, American, analyzed, annum, AOCI, applying, appraisal, Article, assessing, assuming, attention, audit, authorization, bankruptcy, Barbara, bear, beneficiary, BIC, block, bond, breach, breakdown, BTFP, building, calculate, calendar, calibrating, called, cancellable, capitalize, Carlo, carryback, carryover, Categorization, categorize, cater, cautioned, CDFI, ceased, certification, CET, challenge, challenging, characteristic, characterized, chargeable, charter, checking, circumvented, civil, claim, classification, CLO, close, collateralization, Collective, collusion, commonly, comparing, Comptroller, computed, computing, conceived, concession, conducted, conservative, consist, consolidate, consolidation, constitute, consult, consultation, context, continuation, continuously, contributory, corrected, corroborated, counsel, cover, CRA, create, cure, dealer, decay, dedicated, deductible, deduction, defendant, degree, delinquency, deployed, depth, derived, deriving, description, design, designation, detected, deteriorate, developed, deviate, Diego, diligence, directed, director, discounted, discrete, discretion, distinct, distribute, dividing, document, documentation, duly, earlier, ecosystem, efficiency, eligibility, eliminate, employ, enacted, ending, enduring, energy, ensuring, EPS, essential, estimable, evidence, exceed, exclude, exclusive, execution, exhibit, existed, expired, Extensible, extra, face, fall, faulty, FICO, final, finalization, flexible, foreclosure, foregoing, foregone, forfeited, formal, formatted, formed, Freddie, frequently, furnished, global, goal, granting, grantor, granular, greater, greatly, growing, Historically, HLBV, holder, hub, hypothetical, identification, illiquid, impacting, imprecision, improvement, inadequate, inadequately, indemnification, indemnified, independent, index, industrial, ineffective, initially, inline, innovative, input, insignificant, installed, instance, intense, intent, interactive, interagency, Interbank, internally, introduced, invested, investee, investigation, investing, involved, issuer, iv, Jared, labor, lack, lag, Language, left, length, leveraging, light, liquidate, liquidated, live, located, lowering, LTV, Mac, macroeconomic, maintained, maintenance, manager, matter, maximize, maximum, medical, Mercantile, mistake, Monte, multifamily, multiplied, negotiated, neutral, newly, nominal, noncancellable, NTM, obligor, observable, observed, obtained, OCC, occurring, oil, OIS, operate, operated, originally, originate, overcollateralization, overcome, overdraft, override, ownership, Page, participation, partner, payoff, penalty, pending, people, perform, permanent, plaintiff, planning, pledging, PMB, positioned, power, predictable, predominant, President, prevent, privately, proactively, procedure, professional, project, promote, proper, properly, proportionate, proportionately, protected, prudent, PTPP, pursued, qualified, questionable, quoted, rated, Raymond, realizability, recognize, recognizing, refinement, registrant, regulated, regulator, reimbursed, reimbursement, reinvestment, relation, released, reliance, removed, removing, renewed, replacing, reposition, resolved, Restatement, restructuring, retained, returning, reversal, reversing, reviewing, revolving, Rindone, ROAA, role, routinely, royalty, RUC, safe, Santa, satisfactorily, sector, securitization, segregated, selling, separate, serve, servicer, settled, SFR, shorter, simple, size, software, solar, sound, Southern, sponsor, stable, stack, standing, statute, stockholder, strategically, subservicer, substantive, subtracting, succeed, superseded, supported, surrendered, susceptible, sustain, sustainable, taxable, taxing, TDR, technology, temporary, test, testing, thereunto, thousand, threshold, trade, transferred, transparency, TSR, typically, unadjusted, unconditionally, unconsolidated, uncorrected, undersigned, undue, unexpected, unique, unrelated, unusual, utility, utilize, vested, vi, Vice, VIE, warehouse, wider, Wolff, worse, worth, XBRL, yielding


Date:	May 10, 2024	/s/ JARED M. WOLFF
		Jared M. Wolff President and Chief Executive Officer

Banc of California (BANC) 10-Q2024 Q1 Quarterly report

Content analysis