Nicolet Bankshares (NIC) 10-Q 6 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Oct. 31, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	NICOLET BANKSHARES INC
Entity Central Index Key	1,174,850
Trading Symbol	nico
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		3,978,752
Document Type	10-Q
Document Period End Date	Sep. 30, 2015
Amendment Flag	false
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 9,527	$ 23,975
Interest-earning deposits	24,683	43,169
Federal funds sold	425	1,564
Cash and cash equivalents	34,635	68,708
Certificates of deposit in other banks	4,159	10,385
Securities available for sale ("AFS")	167,572	168,475
Other investments	8,126	8,065
Loans held for sale	3,055	7,272
Loans	884,448	883,341
Allowance for loan losses	(10,005)	(9,288)
Loans, net	874,443	874,053
Premises and equipment, net	29,891	31,924
Bank owned life insurance ("BOLI")	28,228	27,479
Accrued interest receivable and other assets	16,743	18,924
Total assets	1,166,852	1,215,285
Liabilities:
Demand	227,610	203,502
Money market and NOW accounts	444,616	494,945
Savings	127,827	120,258
Time	212,128	241,198
Total deposits	1,012,181	1,059,903
Notes payable	15,480	21,175
Junior subordinated debentures	12,477	12,328
Subordinated notes	11,840
Accrued interest payable and other liabilities	9,862	10,812
Total liabilities	1,061,840	1,104,218
Stockholders" Equity:
Preferred equity	12,200	24,400
Common stock	40	41
Additional paid-in capital	43,055	45,693
Retained earnings	48,270	39,843
Accumulated other comprehensive income	1,292	1,031
Total Nicolet Bankshares, Inc. stockholders' equity	104,857	111,008
Noncontrolling interest	155	59
Total stockholders' equity and noncontrolling interest	105,012	111,067
Total liabilities, noncontrolling interest and stockholders' equity	$ 1,166,852	$ 1,215,285
Preferred shares authorized (no par value)	10,000,000	10,000,000
Preferred shares issued and outstanding	12,200	24,400
Common shares authorized (par value $0.01 per share)	30,000,000	30,000,000
Common shares outstanding	3,957,520	4,058,208
Common shares issued	4,010,835	4,124,439

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Sep. 30, 2015	Dec. 31, 2014
Statement Of Financial Position [Abstract]
Preferred shares, no par value (in dollars per share)	$ 0	$ 0
Common shares, par value (in dollars per share)	$ 0.01	$ 0.01

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest income:
Loans, including loan fees		$ 11,159	$ 11,945	$ 33,921	$ 34,568
Investment securities:
Taxable		339	379	1,098	1,212
Non-taxable		253	208	788	551
Other interest income		108	91	327	354
Total interest income		11,859	12,623	36,134	36,685
Interest expense:
Money market and NOW accounts		569	544	1,693	1,709
Savings and time deposits		732	790	2,225	2,271
Short-term borrowings		2	2	2	9
Junior subordinated debentures		222	220	658	655
Subordinated notes		159		335
Notes payable		158	174	488	672
Total interest expense		1,842	1,730	5,401	5,316
Net interest income		10,017	10,893	30,733	31,369
Provision for loan losses		450	675	1,350	2,025
Net interest income after provision for loan losses		9,567	10,218	29,383	29,344
Noninterest income:
Service charges on deposit accounts		631	564	1,752	1,602
Trust services fee income		1,196	1,179	3,636	3,403
Mortgage income, net		811	505	2,670	1,151
Brokerage fee income		170	152	509	478
Bank owned life insurance		252	250	749	684
Rent income		324	292	890	880
Investment advisory fees		98	104	301	316
Gain on sale or writedown of assets, net		91	140	1,042	448
Other		612	459	1,600	1,323
Total noninterest income		4,185	3,645	13,149	10,285
Noninterest expense:
Salaries and employee benefits		5,637	5,366	16,996	16,045
Occupancy, equipment and office		1,745	1,735	5,263	5,370
Business development and marketing		549	548	1,584	1,620
Data processing		864	816	2,585	2,345
FDIC assessments		142	160	469	547
Core deposit intangible amortization		248	284	783	934
Other		664	614	1,695	1,734
Total noninterest expense		9,849	9,523	29,375	28,595
Income before income tax expense		3,903	4,340	13,157	11,034
Income tax expense		1,281	1,552	4,452	3,425
Net income		2,622	2,788	8,705	7,609
Less: net income attributable to noncontrolling interest		28	23	96	76
Net income attributable to Nicolet Bankshares, Inc.		2,594	2,765	8,609	7,533
Less: preferred stock dividends		60	61	182	183
Net income available to common shareholders		$ 2,534	$ 2,704	$ 8,427	$ 7,350
Basic earnings per common share (in dollars per share)	[1]	$ 0.64	$ 0.66	$ 2.11	$ 1.75
Diluted earnings per common share (in dollars per share)	[1]	$ 0.58	$ 0.63	$ 1.93	$ 1.70
Weighted average common shares outstanding:
Basic (in shares)		3,961,004	4,118,792	3,999,641	4,190,830
Diluted (in shares)		4,397,906	4,319,975	4,358,082	4,313,298
[1]	*Cumulative quarterly per share performance may not equal annual per share totals due to the effects of the amount and timing of capital increases. When computing earnings per share for an interim period, the denominator is based on the weighted-average shares outstanding during the interim period, and not on an annualized weighted-average basis. Accordingly, the sum of the quarters' earnings per share data will not necessarily equal the year to date earnings per share data.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Statement Of Other Comprehensive Income [Abstract]
Net income	$ 2,622	$ 2,788	$ 8,705	$ 7,609
Unrealized gains (losses) on securities AFS:
Net unrealized holding gains (losses) arising during the period	1,143	(51)	1,058	994
Reclassification adjustment for net gains included in net income			(630)	(341)
Net unrealized gains (losses) on securities before tax expense	1,143	(51)	428	653
Income tax (expense) benefit	(446)	19	(167)	(255)
Total other comprehensive income (loss)	697	(32)	261	398
Comprehensive income	$ 3,319	$ 2,756	$ 8,966	$ 8,007

Consolidated Statement of Stock

Consolidated Statement of Stockholders' Equity (Unaudited) - 9 months ended Sep. 30, 2015 - USD ($) $ in Thousands	Preferred Equity	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income	Noncontrolling Interest	Total
Balance at Dec. 31, 2014	$ 24,400	$ 41	$ 45,693	$ 39,843	$ 1,031	$ 59	$ 111,067
Comprehensive income
Net income				8,609		96	8,705
Other comprehensive income					261		261
Stock compensation expense			907				907
Exercise of stock options			610				610
Issuance of common stock			122				122
Purchase and retirement of common stock		(1)	(4,277)				(4,278)
Redemption of preferred stock	(12,200)						(12,200)
Preferred stock dividends				(182)			(182)
Balance at Sep. 30, 2015	$ 12,200	$ 40	$ 43,055	$ 48,270	$ 1,292	$ 155	$ 105,012

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash Flows From Operating Activities:
Net income	$ 8,705	$ 7,609
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion	3,083	2,793
Provision for loan losses	1,350	2,025
Increase in cash surrender value of life insurance	(749)	(684)
Stock compensation expense	907	459
Gain on sale or writedown of assets, net	(1,042)	(448)
Gain on sale of loans held for sale, net	(2,670)	(1,151)
Income from branch sale	(123)
Proceeds from sale of loans held for sale	149,509	55,652
Origination of loans held for sale	(142,759)	(55,585)
Net change in:
Accrued interest receivable and other assets	(244)	295
Accrued interest payable and other liabilities	2,330	(639)
Net cash provided by operating activities	18,297	10,326
Cash Flows From Investing Activities:
Net decrease (increase) in certificates of deposit in other banks	6,226	(6,678)
Net increase in loans	(14,388)	(19,175)
Purchases of securities AFS	(34,238)	(33,650)
Proceeds from sales of securities AFS	13,883	515
Proceeds from calls and maturities of securities AFS	17,643	16,693
Purchase of other investments	(61)	(74)
Purchases of premises and equipment	(831)	(4,112)
Net decrease in premises and equipment	353	10
Proceeds from sales of other real estate and other assets	2,470	3,268
Net cash used in branch sale	(19,865)
Purchase of BOLI		(2,750)
Net cash used by investing activities	(28,808)	(45,953)
Cash Flows From Financing Activities:
Net decrease in deposits	(13,728)	(23,195)
Net change in short-term borrowings		(7,116)
Repayments of notes payable	(5,695)	(10,184)
Proceeds from issuance of subordinated notes, net	11,820
Redemption of preferred stock	(12,200)
Purchase of common stock	(4,278)	(3,998)
Proceeds from issuance of common stock	122	225
Proceeds from exercise of common stock options	610	380
Noncontrolling interest in joint venture		(60)
Cash dividends paid on preferred stock	(213)	(183)
Net cash used by financing activities	(23,562)	(44,131)
Net decrease in cash and cash equivalents	(34,073)	(79,758)
Cash and cash equivalents:
Beginning	68,708	146,978
Ending	34,635	67,220
Supplemental Disclosures of Cash Flow Information:
Cash paid for interest	5,458	5,562
Cash paid for taxes	2,430	3,535
Transfer of loans and bank premises to other real estate owned	$ 870	$ 1,291

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Basis of Presentation	Note 1 – Basis of Presentation General In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments necessary to present fairly Nicolet Bankshares, Inc. (the “Company”) and its subsidiaries, consolidated balance sheets, statements of income, comprehensive income, changes in stockholders’ equity and cash flows for the periods presented, and all such adjustments are of a normal recurring nature. All material intercompany transactions and balances are eliminated. The results of operations for the interim periods are not necessarily indicative of the results to be expected for the entire year. These interim consolidated financial statements have been prepared according to the rules and regulations of the Securities and Exchange Commission and, therefore, certain information and footnote disclosures normally presented in accordance with generally accepted accounting principles in the United States of America (“U.S. GAAP”) have been omitted or abbreviated. These consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and footnotes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. Critical Accounting Policies and Estimates Preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying disclosures. These estimates are based on management’s best knowledge of current events and actions the Company may undertake in the future. Estimates are used in accounting for, among other items, the allowance for loan losses, useful lives for depreciation and amortization, fair value of financial instruments, deferred tax assets, uncertain income tax positions and contingencies. Estimates that are particularly susceptible to significant change for the Company include the determination of the allowance for loan losses, the assessment of deferred tax assets and liabilities, and the valuation of loans acquired in the 2013 acquisitions; therefore, these are critical accounting policies. Factors that may cause sensitivity to the aforementioned estimates include but are not limited to: external market factors such as market interest rates and employment rates, changes to operating policies and procedures, changes in applicable banking regulations, and changes to deferred tax estimates. Actual results may ultimately differ from estimates, although management does not generally believe such differences would materially affect the consolidated financial statements in any individual reporting period presented. There have been no material changes or developments with respect to the assumptions or methodologies that the Company uses when applying what management believes are critical accounting policies and developing critical accounting estimates as disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. Recent Accounting Pronouncements Adopted In May 2015, issued ASU”) 2015-08 Business Combinations (Topic 805): Pushdown Accounting – Amendments to SEC Paragraphs Pursuant to Staff Accounting Bulletin 115. “Pushdown Accounting.” In April 2015, the FASB issued ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs In August 2014, the FASB issued ASU 2014-14, Receivables - Troubled Debt Restructurings by Creditors In June 2014, the FASB issued ASU 2014-11, Transfers and Servicing Operating Segment While the chief decision makers monitor the revenue streams of the various products and services, and evaluate costs, balance sheet positions and quality, all such products, services and activities are directly or indirectly related to the business of community banking, with no regular, formal or material segment delineations. Operations are managed and financial performance is evaluated on a company-wide basis, and accordingly, all the financial service operations are considered by management to be aggregated in one reportable operating segment.

Earnings per Common Share

Earnings per Common Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings per Common Share	Note 2 – Earnings per Common Share Basic earnings per common share are calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of shares adjusted for the dilutive effect of common stock awards (outstanding stock options and unvested restricted stock), if any. Presented below are the calculations for basic and diluted earnings per common share. Three Months Ended Nine Months Ended 2015 2014 2015 2014 (In thousands except per share data) Net income, net of noncontrolling interest $ 2,594 $ 2,765 $ 8,609 $ 7,533 Less: preferred stock dividends 60 61 182 183 Net income available to common shareholders $ 2,534 $ 2,704 $ 8,427 $ 7,350 Weighted average common shares outstanding 3,961 4,119 4,000 4,191 Effect of dilutive stock instruments 437 201 358 122 Diluted weighted average common shares outstanding 4,398 4,320 4,358 4,313 Basic earnings per common share* $ 0.64 $ 0.66 $ 2.11 $ 1.75 Diluted earnings per common share* $ 0.58 $ 0.63 $ 1.93 $ 1.70 *Cumulative quarterly per share performance may not equal annual per share totals due to the effects of the amount and timing of capital increases. When computing earnings per share for an interim period, the denominator is based on the weighted-average shares outstanding during the interim period, and not on an annualized weighted-average basis. Accordingly, the sum of the quarters' earnings per share data will not necessarily equal the year to date earnings per share data. For the nine months ended September 30, 2015 and 2014, respectively, there were 0.2 million and 0.4 million outstanding stock options that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.

Stock-based Compensation

Stock-based Compensation	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock-based Compensation	Note 3 – Stock-based Compensation The fair value of stock options granted is estimated on the date of grant using a Black-Scholes option pricing model. The fair values of stock options are amortized as compensation expense on a straight-line basis over the vesting period of the grants. Compensation expense recognized is included in salaries and employee benefits expense in the consolidated statements of income. Assumptions are used in estimating the fair value of stock options granted. The weighted average expected life of the 2015 stock options granted were 7 years and represent the period of time that stock options are expected to be outstanding. The risk-free interest rates are based on the U.S. Treasury yield curve in effect at the time of grants and had a weighted average rate of 1.68% for the two grant issuance dates in 2015. The expected volatility was 25% and is based on the implied volatility of the Corporation’s stock, Activity in the Company’s Stock Incentive Plans is summarized in the following tables: Stock Options Weighted- Option Shares Weighted- Exercisable Balance – December 31, 2013 793,157 $ 17.86 600,846 Granted $ 7.42 221,000 23.80 Exercise of stock options* (39,548 ) 16.01 Forfeited (6,750 ) 16.80 Balance – December 31, 2014 967,859 19.30 630,121 Granted $ 8.11 162,000 26.66 Exercise of stock options* (33,200 ) 18.55 Forfeited (600 ) 16.50 Balance – September 30, 2015 1,096,059 $ 20.41 629,284 *The terms of the stock option agreements permit having a number of shares of stock withheld, the fair market value of which as of the date of exercise is sufficient to satisfy the exercise price and/or tax withholding requirements. Accordingly, 170 shares were withheld during the nine months ended September 30, 2015 and no shares were withheld during the twelve months ended December 31, 2014. Options outstanding at September 30, 2015 are exercisable at option prices ranging from $16.50 to $30.80. There are 672,559 options outstanding in the range from $16.50 - $22.00 and 423,500 options outstanding in the range from $22.01 - $30.80. At September 30, 2015, the exercisable options have a weighted average remaining contractual life of approximately 2 years and a weighted average exercise price of $18.13. Intrinsic value represents the amount by which the fair market value of the underlying stock exceeds the exercise price of the stock options. The total intrinsic value of options exercised in the first nine months of 2015, and full year of 2014 was approximately $301,000, and $193,000, respectively. Restricted Stock Weighted- Restricted Balance – December 31, 2013 $ 16.50 62,363 Granted 23.80 33,136 Vested* 19.26 (29,268 ) Forfeited - - Balance – December 31, 2014 18.94 66,231 Granted - - Vested * 16.50 (12,916 ) Forfeited - - Balance – September 30, 2015 $ 19.53 53,315 *The terms of the restricted stock agreements permit the surrender of shares to the Company upon vesting in order to satisfy applicable tax withholding requirements at the minimum statutory withholding rate, and accordingly 2,562 shares were surrendered during the nine months ended September 30, 2015 and 5,821 shares were surrendered during the twelve months ended December 31, 2014. The Company recognized approximately $907,000 and $459,000 of stock-based employee compensation expense during the nine months ended September 30, 2015 and 2014, respectively, associated with its stock equity awards. As of September 30, 2015, there was approximately $3.5 million of unrecognized compensation cost related to equity award grants. The cost is expected to be recognized over the weighted average remaining vesting period of approximately four years.

Securities Available for Sale

Securities Available for Sale	9 Months Ended
	Sep. 30, 2015
Available-for-sale Securities [Abstract]
Securities Available for Sale	Note 4- Securities Available for Sale Amortized costs and fair values of securities available for sale are summarized as follows: September 30, 2015 (in thousands) Amortized Cost Gross Gross Fair Value U.S. government sponsored enterprises $ 286 $ 11 $ - $ 297 State, county and municipals 106,763 480 227 107,016 Mortgage-backed securities 54,523 668 284 54,907 Corporate debt securities 1,140 - - 1,140 Equity securities 2,742 1,507 37 4,212 $ 165,454 $ 2,666 $ 548 $ 167,572 December 31, 2014 (in thousands) Amortized Cost Gross Gross Fair Values U.S. government sponsored enterprises $ 1,025 $ 14 $ - $ 1,039 State, county and municipals 102,472 778 474 102,776 Mortgage-backed securities 61,497 639 459 61,677 Corporate debt securities 220 - - 220 Equity securities 1,571 1,192 - 2,763 $ 166,785 $ 2,623 $ 933 $ 168,475 The following table represents gross unrealized losses and the related fair value of investment securities available for sale, aggregated by investment category and length of time individual securities have been in a continuous unrealized loss position, at September 30, 2015 and December 31, 2014. September 30, 2015 Less than 12 months 12 months or more Total (in thousands) Fair Unrealized Fair Unrealized Fair Unrealized State, county and municipals $ 33,281 $ 126 $ 12,292 $ 101 $ 45,573 $ 227 Mortgage-backed securities 5,873 42 14,638 242 20,511 284 Equity securities 171 37 - - 171 37 $ 39,325 $ 205 $ 26,930 $ 343 $ 66,255 $ 548 December 31, 2014 Less than 12 months 12 months or more Total (in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized State, county and municipals $ 48,531 $ 288 $ 10,338 $ 186 $ 58,869 $ 474 Mortgage-backed securities 5,944 20 19,351 439 25,295 459 $ 54,475 $ 308 $ 29,689 $ 625 $ 84,164 $ 933 At September 30, 2015 we had $0.5 million of gross unrealized losses related to 123 securities. As of September 30, 2015, the Company does not consider any of its securities with unrealized losses of 12 months or more to be other-than-temporarily impaired as the unrealized losses in each category have occurred as a result of changes in interest rates, market spreads and market conditions subsequent to purchase. The Company has the ability and intent to hold its securities to maturity. There were no other-than-temporary impairments charged to earnings during the nine-month periods ending September 30, 2015 or September 30, 2014. The amortized cost and fair values of securities available for sale at September 30, 2015 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Fair values of securities are estimated based on financial models or prices paid for the same or similar securities. It is possible interest rates could change considerably, resulting in a material change in estimated fair value . September 30, 2015 (in thousands) Amortized Cost Fair Value Due in less than one year $ 4,805 $ 4,833 Due in one year through five years 76,769 76,852 Due after five years through ten years 24,914 25,040 Due after ten years 1,701 1,728 108,189 108,453 Mortgage-backed securities 54,523 54,907 Equity securities 2,742 4,212 Securities available for sale $ 165,454 $ 167,572 Proceeds from sales of securities available for sale during the first nine months of 2015 and 2014 were approximately $13.9 million and $0.5 million respectively. Gross gains of approximately $0.6 million and $0.3 million were realized during the first nine months of 2015 and 2014, respectively, and no gross losses were realized on sales of securities during the first nine months of 2015 or 2014.

Loans, Allowance for Loan Losse

Loans, Allowance for Loan Losses, and Credit Quality	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans, Allowance for Loan Losses, and Credit Quality	Note 5 – Loans, Allowance for Loan Losses, and Credit Quality The loan composition as of September 30, 2015 and December 31, 2014 is summarized as follows. Total September 30, 2015 December 31, 2014 (in thousands) Amount % of Amount % of Commercial & industrial $ 304,858 34.5 % $ 289,379 32.7 % Owner-occupied commercial real estate (“CRE”) 179,569 20.3 182,574 20.7 Agricultural (“AG”) production 15,709 1.8 14,617 1.6 AG real estate 39,715 4.5 42,754 4.8 CRE investment 83,278 9.4 81,873 9.3 Construction & land development 39,487 4.5 44,114 5.0 Residential construction 8,106 0.9 11,333 1.3 Residential first mortgage 153,562 17.3 158,683 18.0 Residential junior mortgage 54,170 6.1 52,104 5.9 Retail & other 5,994 0.7 5,910 0.7 Loans 884,448 100.0 % 883,341 100.0 % Less allowance for loan losses 10,005 9,288 Loans, net $ 874,443 $ 874,053 Allowance for loan losses to loans 1.13 % 1.05 % Originated September 30, 2015 December 31, 2014 (in thousands) Amount % of Total Amount % of Commercial & industrial $ 294,160 39.9 % $ 268,654 38.3 % Owner-occupied CRE 146,155 19.8 140,203 20.0 AG production 7,334 1.0 5,580 0.8 AG real estate 21,541 2.9 20,060 2.8 CRE investment 59,894 8.1 53,339 7.6 Construction & land development 28,314 3.8 33,865 4.8 Residential construction 8,106 1.1 11,333 1.6 Residential first mortgage 119,503 16.2 119,866 17.1 Residential junior mortgage 47,096 6.4 43,411 6.2 Retail & other 5,752 0.8 5,395 0.8 Loans 737,855 100.0 % 701,706 100.0 % Less allowance for loan losses 8,372 9,288 Loans, net $ 729,483 $ 692,418 Allowance for loan losses to loans 1.13 % 1.32 % Acquired September 30, 2015 December 31, 2014 (in thousands) Amount % of Total Amount % of Commercial & industrial $ 10,698 7.3 % $ 20,725 11.4 % Owner-occupied CRE 33,414 22.8 42,371 23.3 AG production 8,375 5.7 9,037 5.0 AG real estate 18,174 12.4 22,694 12.5 CRE investment 23,384 16.0 28,534 15.7 Construction & land development 11,173 7.6 10,249 5.6 Residential construction - - - - Residential first mortgage 34,059 23.2 38,817 21.4 Residential junior mortgage 7,074 4.8 8,693 4.8 Retail & other 242 0.2 515 0.3 Loans 146,593 100.0 % 181,635 100.0 % Less allowance for loan losses 1,633 - Loans, net $ 144,960 $ 181,635 Allowance for loan losses to loans 1.11 % 0.00 % Practically all of the Company’s loans, commitments, financial letters of credit and standby letters of credit have been granted to customers in the Company’s market area. Although the Company has a diversified loan portfolio, the credit risk in the loan portfolio is largely influenced by general economic conditions and trends of the counties and markets in which the debtors operate, and the resulting impact on the operations of borrowers or on the value of underlying collateral, if any. The allowance for loan and lease losses (“ALLL”) represents management’s estimate of probable and inherent credit losses in the Company’s loan portfolio at the balance sheet date. In general, estimating the amount of the ALLL is a function of a number of factors, including but not limited to changes in the loan portfolio, net charge-offs, trends in past due and impaired loans, and the level of potential problem loans, all of which may be susceptible to significant change. To the extent actual outcomes differ from management estimates, additional provisions for loan losses could be required that could adversely affect our earnings or financial position in future periods. Allocations to the ALLL may be made for specific loans but the entire ALLL is available for any loan that, in management’s judgment, should be charged-off or for which an actual loss is realized. The allocation methodology used by the Company includes specific allocations for impaired loans evaluated individually for impairment based on collateral values and for the remaining loan portfolio collectively evaluated for impairment primarily based on historical loss rates and other qualitative factors. Loan charge-offs and recoveries are based on actual amounts charged-off or recovered by loan category. Management allocates the ALLL by pools of risk within each loan portfolio. As events have occurred in the acquired loan portfolios, an ALLL has been established for this pool of assets reflecting an increase in risk as some credits migrate to higher grades. The following tables present the balance and activity in the ALLL by portfolio segment and the recorded investment in loans by portfolio at or for the nine months ended September 30, 2015: TOTAL – At or for the Nine Months Ended September 30, 2015 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Beginning balance $ 3,191 $ 1,230 $ 53 $ 226 $ 511 $ 2,685 $ 140 $ 866 $ 337 $ 49 $ 9,288 Provision 781 682 31 76 227 (975 ) (34 ) 291 244 27 1,350 Charge-offs (305 ) (219 ) - - - - - (60 ) (104 ) (29 ) (717 ) Recoveries 37 3 - - 13 - - 18 1 12 84 Net charge-offs (268 ) (216 ) - - 13 - - (42 ) (103 ) (17 ) (633 ) Ending balance $ 3,704 $ 1,696 $ 84 $ 302 $ 751 $ 1,710 $ 106 $ 1,115 $ 478 $ 59 $ 10,005 As percent of ALLL 37.0 % 17.0 % 0.8 % 3.0 % 7.5 % 17.1 % 1.1 % 11.1 % 4.8 % 0.6 % 100 % ALLL: Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 3,704 1,696 84 302 751 1,710 106 1,115 478 59 10,005 Ending balance $ 3,704 $ 1,696 $ 84 $ 302 $ 751 $ 1,710 $ 106 $ 1,115 $ 478 $ 59 $ 10,005 Loans: Individually evaluated $ 147 $ 1,224 $ 39 $ 392 $ 982 $ 686 $ - $ 627 $ 144 $ - $ 4,241 Collectively evaluated 304,711 178,345 15,670 39,323 82,296 38,801 8,106 152,935 54,026 5,994 880,207 Total loans $ 304,858 $ 179,569 $ 15,709 $ 39,715 $ 83,278 $ 39,487 $ 8,106 $ 153,562 $ 54,170 $ 5,994 $ 884,448 Less ALLL $ 3,704 $ 1,696 $ 84 $ 302 $ 751 $ 1,710 $ 106 $ 1,115 $ 478 $ 59 $ 10,005 Net loans $ 301,154 $ 177,873 $ 15,625 $ 39,413 $ 82,527 $ 37,777 $ 8,000 $ 152,447 $ 53,692 $ 5,935 $ 874,443 Originated – At or for the Nine Months Ended September 30, 2015 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Beginning balance $ 3,191 $ 1,230 $ 53 $ 226 $ 511 $ 2,685 $ 140 $ 866 $ 337 $ 49 $ 9,288 Provision 160 260 15 4 79 (1,045 ) (34 ) 41 149 17 (354 ) Charge-offs (305 ) (157 ) - - - - - (60 ) (91 ) (29 ) (642 ) Recoveries 37 3 - - 13 - - 15 - 12 80 Net charge-offs (268 ) (154 ) - - 13 - - (45 ) (91 ) (17 ) (562 ) Ending balance $ 3,083 $ 1,336 $ 68 $ 230 $ 603 $ 1,640 $ 106 $ 862 $ 395 $ 49 $ 8,372 As percent of ALLL 36.8 % 16.0 % 0.8 % 2.7 % 7.2 % 19.6 % 1.3 % 10.3 % 4.7 % 0.6 % 100 % ALLL: Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 3,083 1,336 68 230 603 1,640 106 862 395 49 8,372 Ending balance $ 3,083 $ 1,336 $ 68 $ 230 $ 603 $ 1,640 $ 106 $ 862 $ 395 $ 49 $ 8,372 Loans: Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 294,160 146,155 7,334 21,541 59,894 28,314 8,106 119,503 47,096 5,752 737,855 Total loans $ 294,160 $ 146,155 $ 7,334 $ 21,541 $ 59,894 $ 28,314 $ 8,106 $ 119,503 $ 47,096 $ 5,752 $ 737,855 Less ALLL $ 3,083 $ 1,336 $ 68 $ 230 $ 603 $ 1,640 $ 106 $ 862 $ 395 $ 49 $ 8,372 Net loans $ 291,077 $ 144,819 $ 7,266 $ 21,311 $ 59,291 $ 26,674 $ 8,000 $ 118,641 $ 46,701 $ 5,703 $ 729,483 Acquired – At or for the Nine Months Ended September 30, 2015 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Beginning balance $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Provision 621 422 16 72 148 70 - 250 95 10 1,704 Charge-offs - (62 ) - - - - - - (13 ) - (75 ) Recoveries - - - - - - - 3 1 - 4 Net charge-offs - (62 ) - - - - - 3 (12 ) - (71 ) Ending balance $ 621 $ 360 $ 16 $ 72 $ 148 $ 70 $ - $ 253 $ 83 $ 10 $ 1,633 As percent of ALLL 38.0 % 22.0 % 1.0 % 4.4 % 9.1 % 4.3 % - % 15.5 % 5.1 % 0.6 % 100 % Loans: Individually evaluated $ 147 $ 1,224 $ 39 $ 392 $ 982 $ 686 $ - $ 627 $ 144 $ - $ 4,241 Collectively evaluated 10,551 32,190 8,336 17,782 22,402 10,487 - 33,432 6,930 242 142,352 Total loans $ 10,698 $ 33,414 $ 8,375 $ 18,174 $ 23,384 $ 11,173 $ - $ 34,059 $ 7,074 $ 242 $ 146,593 Less ALLL $ 621 $ 360 $ 16 $ 72 $ 148 $ 70 $ - $ 253 $ 83 $ 10 $ 1,633 Net loans $ 10,077 $ 33,054 $ 8,359 $ 18,102 $ 23,236 $ 11,103 $ - $ 33,806 $ 6,991 $ 232 $ 144,960 There was no ALLL allocated to individually evaluated loans at September 30, 2015, therefore the table reflecting the ALLL between individually evaluated loans and collectively evaluated loans was omitted. The following table presents the balance and activity in the ALLL by portfolio segment and the recorded investment in loans by portfolio at or for the nine months ended September 30, 2014. Total – At or for the Nine Months Ended September 30, 2014 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Beginning balance $ 1,798 $ 766 $ 18 $ 59 $ 505 $ 4,970 $ 229 $ 544 $ 321 $ 22 $ 9,232 Provision 2,318 1,057 36 213 121 (2,445 ) (73 ) 610 129 59 2,025 Charge-offs (567 ) (468 ) - - - (12 ) - (191 ) (18 ) (35 ) (1,291 ) Recoveries 50 15 - - 12 - - 1 1 7 86 Net charge-offs (517 ) (453 ) - - 12 (12 ) - (190 ) (17 ) (28 ) (1,205 ) Ending balance $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 As percent of ALLL 35.8 % 13.6 % 0.5 % 2.7 % 6.3 % 25.0 % 1.6 % 9.6 % 4.3 % 0.6 % 100 % ALLL: Individually evaluated $ 238 $ - $ - $ - $ - $ 389 $ - $ - $ - $ - $ 627 Collectively evaluated 3,361 1,370 54 272 638 2,124 156 964 433 53 9,425 Ending balance $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 Loans: Individually evaluated $ 353 $ 1,604 $ 62 $ 394 $ 1,740 $ 4,778 $ - $ 1,495 $ 156 $ - $ 10,582 Collectively evaluated 282,004 177,562 14,570 41,801 75,327 37,684 11,260 156,235 52,367 5,693 854,503 Total loans $ 282,357 $ 179,166 $ 14,632 $ 42,195 $ 77,067 $ 42,462 $ 11,260 $ 157,730 $ 52,523 $ 5,693 $ 865,085 Less ALLL $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 Net loans $ 278,758 $ 177,796 $ 14,578 $ 41,923 $ 76,429 $ 39,949 $ 11,104 $ 156,766 $ 52,090 $ 5,640 $ 855,033 Originated – At or for the Nine Months Ended September 30, 2014 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Beginning balance $ 1,798 $ 766 $ 18 $ 59 $ 505 $ 4,970 $ 229 $ 544 $ 321 $ 22 $ 9,232 Provision 2,261 1,050 36 213 121 (2,457 ) (73 ) 457 112 59 1,779 Charge-offs (510 ) (452 ) - - - - - (38 ) - (35 ) (1,035 ) Recoveries 50 6 - - 12 - - 1 - 7 76 Net charge-offs (460 ) (446 ) - - 12 - - (37 ) - (28 ) (959 ) Ending balance $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 As percent of ALLL 35.8 % 13.6 % 0.5 % 2.7 % 6.3 % 25.0 % 1.6 % 9.6 % 4.3 % 0.6 % 100 % ALLL: Individually evaluated $ 238 $ - $ - $ - $ - $ 389 $ - $ - $ - $ - $ 627 Collectively evaluated 3,361 1,370 54 272 638 2,124 156 964 433 53 9,425 Ending balance $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 Loans: Individually evaluated $ 347 $ 830 $ - $ - $ - $ 3,999 $ - $ 201 $ - $ - $ 5,377 Collectively evaluated 259,358 130,491 4,882 19,134 50,004 27,942 11,260 116,078 43,923 5,107 668,179 Total loans $ 259,705 $ 131,321 $ 4,882 $ 19,134 $ 50,004 $ 31,941 $ 11,260 $ 116,279 $ 43,923 $ 5,107 $ 673,556 Less ALLL $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 Net loans $ 256,106 $ 129,951 $ 4,828 $ 18,862 $ 49,366 $ 29,428 $ 11,104 $ 115,315 $ 43,490 $ 5,054 $ 663,504 Acquired – At or for the Nine Months Ended September 30, 2014 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Provision $ 57 $ 7 $ - $ - $ - $ 12 $ - $ 153 $ 17 $ - $ 246 Charge-offs (57 ) (16 ) - - - (12 ) - (153 ) (18 ) - (256 ) Recoveries - 9 - - - - - - 1 - 10 Loans: Individually evaluated $ 6 $ 774 $ 62 $ 394 $ 1,740 $ 779 $ - $ 1,294 $ 156 $ - $ 5,205 Collectively evaluated 22,646 47,071 9,688 22,667 25,323 9,742 - 40,157 8,444 586 186,324 Total loans $ 22,652 $ 47,845 $ 9,750 $ 23,061 $ 27,063 $ 10,521 $ - $ 41,451 $ 8,600 $ 586 $ 191,529 The following table presents nonaccrual loans by portfolio segment in total and then as a further breakdown by originated or acquired as of September 30, 2015 and December 31, 2014. Total September 30, 2015 December 31, 2014 (in thousands) Amount % to Total Amount % to Total Commercial & industrial $ 223 5.2 % $ 171 3.2 % Owner-occupied CRE 1,223 28.4 1,667 30.9 AG production 15 0.3 21 0.4 AG real estate 372 8.7 392 7.3 CRE investment 771 17.9 911 16.9 Construction & land development 686 16.0 934 17.3 Residential construction - - - - Residential first mortgage 861 20.1 1,155 21.4 Residential junior mortgage 148 3.4 141 2.6 Retail & other - - - - Nonaccrual loans - Total $ 4,299 100.0 % $ 5,392 100.0 % Originated September 30, 2015 December 31, 2014 (in thousands) Amount % to Total Amount % to Total Commercial & industrial $ 47 34.8 % $ 130 11.5 % Owner-occupied CRE - - 673 59.7 AG production 15 11.1 - - AG real estate - - - - CRE investment - - - - Construction & land development - - 165 14.6 Residential construction - - - - Residential first mortgage 73 54.1 160 14.2 Residential junior mortgage - - - - Retail & other - - - - Nonaccrual loans - Originated $ 135 100.0 % $ 1,128 100.0 % Acquired September 30, 2015 December 31, 2014 (in thousands) Amount % to Total Amount % to Total Commercial & industrial $ 176 4.2 % $ 41 1.0 % Owner-occupied CRE 1,223 29.4 994 23.3 AG production - - 21 0.5 AG real estate 372 8.9 392 9.2 CRE investment 771 18.5 911 21.4 Construction & land development 686 16.5 769 18.0 Residential construction - - - - Residential first mortgage 788 18.9 995 23.3 Residential junior mortgage 148 3.6 141 3.3 Retail & other - - - - Nonaccrual loans – Acquired $ 4,164 100.0 % $ 4,264 100.0 % The following tables present total past due loans by portfolio segment as of September 30, 2015 and December 31, 2014: September 30, 2015 (in thousands) 30-89 Days 90 Days & Current Total Commercial & industrial $ 61 $ 223 $ 304,574 $ 304,858 Owner-occupied CRE 19 1,223 178,327 179,569 AG production - 15 15,694 15,709 AG real estate 114 372 39,229 39,715 CRE investment 392 771 82,115 83,278 Construction & land development - 686 38,801 39,487 Residential construction - - 8,106 8,106 Residential first mortgage 170 861 152,531 153,562 Residential junior mortgage 3 148 54,019 54,170 Retail & other - - 5,994 5,994 Total loans $ 759 $ 4,299 $ 879,390 $ 884,448 As a percent of total loans 0.1 % 0.5 % 99.4 % 100.0 % December 31, 2014 (in thousands) 30-89 Days 90 Days & Current Total Commercial & industrial $ 167 $ 171 $ 289,041 $ 289,379 Owner-occupied CRE 54 1,667 180,853 182,574 AG production - 21 14,596 14,617 AG real estate 118 392 42,244 42,754 CRE investment 426 911 80,536 81,873 Construction & land development - 934 43,180 44,114 Residential construction - - 11,333 11,333 Residential first mortgage 399 1,155 157,129 158,683 Residential junior mortgage - 141 51,963 52,104 Retail & other - - 5,910 5,910 Total loans $ 1,164 $ 5,392 $ 876,785 $ 883,341 As a percent of total loans 0.1 % 0.6 % 99.3 % 100.0 % A description of the loan risk categories used by the Company follows: 1-4 Pass: Credits exhibit adequate cash flows, appropriate management and financial ratios within industry norms and/or are supported by sufficient collateral. Some credits in these rating categories may require a need for monitoring but elements of concern are not severe enough to warrant an elevated rating. 5 Watch: Credits with this rating are adequately secured and performing but are being monitored due to the presence of various short-term weaknesses which may include unexpected, short-term adverse financial performance, managerial problems, potential impact of a decline in the entire industry or local economy and delinquency issues. Loans to individuals or loans supported by guarantors with marginal net worth or collateral may be included in this rating category. 6 Special Mention: Credits with this rating have potential weaknesses that, without the Company’s attention and correction may result in deterioration of repayment prospects. These assets are considered Criticized Assets. Potential weaknesses may include adverse financial trends for the borrower or industry, repeated lack of compliance with Company requests, increasing debt to net worth, serious management conditions and decreasing cash flow. 7 Substandard: Assets with this rating are characterized by the distinct possibility the Company will sustain some loss if deficiencies are not corrected. All foreclosures, liquidations, and non-accrual loans are considered to be categorized in this rating, regardless of collateral sufficiency. 8 Doubtful: Assets with this rating exhibit all the weaknesses as one rated Substandard with the added characteristic that such weaknesses make collection or liquidation in full highly questionable. 9 Loss: Assets in this category are considered uncollectible. Pursuing any recovery or salvage value is impractical but does not preclude partial recovery in the future. The following tables present total loans by loan grade as of September 30, 2015 and December 31, 2014: September 30, 2015 (in thousands) Grades 1- 4 Grade 5 Grade 6 Grade 7 Grade 8 Grade 9 Total Commercial & industrial $ 279,955 $ 20,594 $ 608 $ 3,701 $ - $ - $ 304,858 Owner-occupied CRE 169,669 5,836 1,253 2,811 - - 179,569 AG production 14,985 686 - 38 - - 15,709 AG real estate 38,411 443 - 861 - - 39,715 CRE investment 80,091 1,132 891 1,164 - - 83,278 Construction & land development 33,936 4,865 - 686 - - 39,487 Residential construction 7,354 752 - - - - 8,106 Residential first mortgage 150,358 1,019 518 1,667 - - 153,562 Residential junior mortgage 53,832 167 - 171 - - 54,170 Retail & other 5,994 - - - - - 5,994 Total loans $ 834,585 $ 35,494 $ 3,270 $ 11,099 $ - $ - $ 884,448 Percent of total 94.3 % 4.0 % 0.4 % 1.3 % - - 100 % December 31, 2014 (in thousands) Grades 1- 4 Grade 5 Grade 6 Grade 7 Grade 8 Grade 9 Total Commercial & industrial $ 268,140 $ 15,940 $ 2,588 $ 2,711 $ - $ - $ 289,379 Owner-occupied CRE 170,544 6,197 2,919 2,914 - - 182,574 AG production 14,018 244 - 355 - - 14,617 AG real estate 32,315 9,548 59 832 - - 42,754 CRE investment 78,229 2,203 - 1,441 - - 81,873 Construction & land development 35,649 7,417 114 934 - - 44,114 Residential construction 10,101 1,232 - - - - 11,333 Residential first mortgage 155,916 686 592 1,489 - - 158,683 Residential junior mortgage 51,843 99 - 162 - - 52,104 Retail & other 5,904 6 - - - - 5,910 Total loans $ 822,659 $ 43,572 $ 6,272 $ 10,838 $ - $ - $ 883,341 Percent of total 93.2 % 4.9 % 0.7 % 1.2 % - - 100 % Management considers a loan to be impaired when it is probable the Company will be unable to collect all contractual principal and interest payments due in accordance with the terms of the loan agreement. For determining the adequacy of the ALLL, management defines impaired loans as nonaccrual credit relationships over $250,000, plus additional loans with impairment risk characteristics. At the time an individual loan goes into nonaccrual status, however, management evaluates the loan for impairment and possible charge-off regardless of loan size. In determining the appropriateness of the ALLL, management includes allocations for specifically identified impaired loans and loss factor allocations for all remaining loans, with a component primarily based on historical loss rates and another component primarily based on other qualitative factors. Impaired loans are individually assessed and are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent. Loans that are determined not to be impaired are collectively evaluated for impairment, stratified by type and allocated loss ranges based on the Company’s actual historical loss ratios for each strata, and adjustments are also provided for certain current environmental and qualitative factors. An internal loan review function rates loans using a grading system based on nine different categories. Loans with grades of seven or higher (“classified loans”) represent loans with a greater risk of loss and may be assigned allocations for loss based on specific review of the weaknesses observed in the individual credits if classified as impaired. Classified loans are constantly monitored by the loan review function to ensure early identification of any deterioration. The following tables present impaired loans as of September 30, 2015 and December 31, 2014. As a further breakdown, impaired loans are also summarized by originated and acquired for the periods presented. Purchased credit impaired loans acquired were initially recorded at a fair value of $16.7 million on their respective acquisition dates, net of an initial $12.2 million non-accretable mark and a zero accretable mark. At September 30, 2015, $2.8 million of the $16.7 million remain in impaired loans and $1.4 million of acquired loans have subsequently become impaired, bringing acquired impaired loans to $4.2 million. There were no allowances in excess of the non-accretable marks on acquired loans at December 31, 2014 or September 30, 2015. Included in the December 31, 2014 originated impaired loans is one troubled debt restructuring totaling $3.8 million. This loan was paid off in the third quarter of 2015 and there are no originated impaired loans at September 30, 2015. Total Impaired Loans – September 30, 2015 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial $ 147 $ 147 $ - $ 147 $ 6 Owner-occupied CRE 1,224 2,276 - 1,281 129 AG production 39 55 - 39 3 AG real estate 392 499 - 403 25 CRE investment 982 2,795 - 1,078 110 Construction & land development 686 1,228 - 507 40 Residential construction - - - - - Residential first mortgage 627 1,911 - 673 68 Residential junior mortgage 144 479 - 148 19 Retail & Other - 13 - - 1 Total $ 4,241 $ 9,403 $ - $ 4,276 $ 401 Originated – September 30, 2015 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial $ - $ - $ - $ - $ - Owner-occupied CRE - - - - - AG production - - - - - AG real estate - - - - - CRE investment - - - - - Construction & land development - - - - - Residential construction - - - - - Residential first mortgage - - - - - Residential junior mortgage - - - - - Retail & Other - - - - - Total $ - $ - $ - $ - $ - Acquired – September 30, 2015 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial $ 147 $ 147 $ - $ 147 $ 6 Owner-occupied CRE 1,224 2,276 - 1,281 129 AG production 39 55 - 39 3 AG real estate 392 499 - 403 25 CRE investment 982 2,795 - 1,078 110 Construction & land development 686 1,228 - 507 40 Residential construction - - - - - Residential first mortgage 627 1,911 - 673 68 Residential junior mortgage 144 479 - 148 19 Retail & Other - 13 - - 1 Total $ 4,241 $ 9,403 $ - $ 4,276 $ 401 Total Impaired Loans – December 31, 2014 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial* $ 35 $ 35 $ 30 $ 36 $ 2 Owner-occupied CRE 1,724 2,838 - 2,029 226 AG production 60 126 - 45 10 AG real estate 392 460 - 398 22 CRE investment 1,219 3,807 - 1,344 217 Construction & land development* 4,098 4,641 358 4,236 90 Residential construction - - - - - Residential first mortgage 985 2,723 - 1,107 155 Residential junior mortgage 153 502 - 156 20 Retail & Other - 22 - - 2 Total $ 8,666 $ 15,154 $ 388 $ 9,351 $ 744 Originated – December 31, 2014 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial* $ 30 $ 30 $ 30 $ 30 $ - Owner-occupied CRE 673 673 - 859 47 AG production - - - - - AG real estate - - - - - CRE investment - - - - - Construction & land development* 3,777 3,777 358 3,854 39 Residential construction - - - - - Residential first mortgage - - - - - Residential junior mortgage - - - - - Retail & Other - - - - - Total $ 4,480 $ 4,480 $ 388 $ 4,743 $ 86 Acquired – December 31, 2014 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial $ 5 $ 5 $ - $ 6 $ 2 Owner-occupied CRE 1,051 2,165 - 1,170 179 AG production 60 126 - 45 10 AG real estate 392 460 - 398 22 CRE investment 1,219 3,807 - 1,344 217 Construction & land development 321 864 - 382 51 Residential construction - - - - - Residential first mortgage 985 2,723 - 1,107 155 Residential junior mortgage 153 502 - 156 20 Retail & other - 22 - - 2 Total $ 4,186 $ 10,674 $ - $ 4,608 $ 658 * One commercial & industrial loan with a balance of $30,000 had a specific reserve of $30,000. One construction & land development loan with a balance of $3.8 million had a specific reserve of $358,000. No other loans had a related allowance at December 31, 2014, and therefore, the above disclosure was not expanded to include loans with and without a related allowance. Troubled Debt Restructurings At September 30, 2015, there were eleven loans classified as troubled debt restructurings totaling $0.7 million. The eleven loans had a combined pre-modification balance of $1.8 million and a combined outstanding balance of $696,000 at September 30, 2015. There were no other loans which were modified and classified as troubled debt restructurings at September 30, 2015. There were no loans classified as troubled debt restructurings during the previous twelve months that subsequently defaulted as of September 30, 2015. As of September 30, 2015 and December 31, 2014, there were no commitments to lend additional funds to debtors whose terms have been modified in trouble debt restructurings. At September 30, 2014, there were five loans classified as troubled debt restructurings totaling $4.2 million. One loan had a premodification balance of $3.9 million and at September 30, 2014, had a balance of $3.8 million, was in compliance with its modified terms, was not past due, and was included in impaired loans with a specific reserve allocation of approximately $389,000. This loan was performing but was disclosed as impaired as a result of its classification as a troubled debt restructuring. This loan was paid off in the third quarter of 2015. The remaining four loans had a combined premodification balance of $438,000 and a combined outstanding balance of $389,000 at September 30, 2014.

Notes Payable

Notes Payable	9 Months Ended
	Sep. 30, 2015
Notes Payable [Abstract]
Notes Payable	Note 6 - Notes Payable The Company had the following long-term notes payable: (in thousands) September 30, 2015 December 31, 2014 Joint venture note $ 9,480 $ 9,675 Federal Home Loan Bank (“FHLB”) advances 6,000 11,500 Notes payable $ 15,480 $ 21,175 At the completion of the construction of the Company’s headquarters building in 2005 and as part of a joint venture investment related to the building, the Company and the other joint venture partners guaranteed a joint venture note to finance certain costs of the building. This note is secured by the building, bears a fixed rate of 5.81% and requires monthly principal and interest payments until its maturity on June 1, 2016. The Company’s FHLB advances are all fixed rate, require interest-only monthly payments, and have maturities through February 2018. The weighted average rate of FHLB advances was 0.83% and 0.71% at September 30, 2015 and December 31, 2014, respectively. The FHLB advances are collateralized by a blanket lien on qualifying first mortgages, home equity loans, multi-family loans and certain farmland loans which totaled approximately $162.1 million and $164.2 million at September 30, 2015 and December 31, 2014, respectively. The following table shows the maturity schedule of the notes payable as of September 30, 2015: Maturing in (in thousands) 2015 $ 68 2016 14,412 2017 - 2018 1,000 $ 15,480

Junior Subordinated Debentures

Junior Subordinated Debentures	9 Months Ended
	Sep. 30, 2015
Subordinated Borrowings [Abstract]
Junior Subordinated Debentures	Note 7 - Junior Subordinated Debentures The Company’s carrying value of junior subordinated debentures was $12.5 million at September 30, 2015 and $12.3 million at December 31, 2014. In July 2004 Nicolet Bankshares Statutory Trust I (the “Statutory Trust”), issued $6.0 million of guaranteed preferred beneficial interests (“trust preferred securities”) that qualify as Tier I capital under Federal Reserve Board guidelines. All of the common securities of the Statutory Trust are owned by the Company. The proceeds from the issuance of the common securities and the trust preferred securities were used by the Statutory Trust to purchase $6.2 million of junior subordinated debentures of the Company, which pay an 8% fixed rate. Interest on these debentures is current. The debentures may be redeemed in part or in full, on or after July 15, 2009 at par plus any accrued but unpaid interest. The maturity date of the debenture, if not redeemed, is July 15, 2034. As part of the 2013 acquisition of Mid-Wisconsin Financial Services, Inc., the Company assumed $10.3 million of junior subordinated debentures related to $10.0 million of issued trust preferred securities. The trust preferred securities and the debentures mature on December 15, 2035 and have a floating rate of the three-month LIBOR plus 1.43% adjusted quarterly. Interest on these debentures is current. The debentures may be called at par in part or in full, on or after December 15, 2010 or within 120 days of certain events. At acquisition in April 2013 the debentures were recorded at a fair value of $5.8 million, with the discount being accreted to interest expense over the remaining life of the debentures. At September 30, 2015, the carrying value of these junior debentures was $6.3 million, and the $6.0 million carrying value of related trust preferred securities qualifies as Tier 1 capital.

Subordinated Notes

Subordinated Notes	9 Months Ended
	Sep. 30, 2015
Subordinated Notes [Abstract]
Subordinated Notes	Note 8 – Subordinated Notes On February 17, April 28, and June 29, 2015, the Company placed an aggregate of $12 million in subordinated Notes in private placements with certain accredited investors. All Notes were issued with 10-year maturities, have a fixed annual interest rate of 5% payable quarterly, are callable on or after the fifth anniversary of their respective issuances dates, and qualify for Tier 2 capital for regulatory purposes. The Company elected to early adopt ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 9 - Fair Value Measurements As provided for by accounting standards, the Company records and/or discloses financial instruments on a fair value basis. These financial assets and financial liabilities are measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the observability of the assumptions used to determine fair value. These levels are: Level 1 - quoted market prices in active markets for identical assets or liabilities that a company has the ability to access at the measurement date; Level 2 - inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly; Level 3 – significant unobservable inputs for the asset or liability, which are typically based on an entity’s own assumptions, as there is little, if any, related market activity. In instances where the fair value measurement is based on inputs from different levels, the level within which the entire fair value measurement will be categorized is based on the lowest level input that is significant to the fair value measurement in its entirety; this assessment of the significance of an input requires management judgment. Disclosure of the fair value of financial instruments, whether recognized or not recognized in the balance sheet, is required for those instruments for which it is practicable to estimate that value, with the exception of certain financial instruments and all nonfinancial instruments as provided for by the accounting standards. For financial instruments recognized at fair value in the consolidated balance sheets, the fair value disclosure requirements also apply. Fair value (i.e. the price that would be received in an orderly transaction that is not a forced liquidation or distressed sale at the measurement date), among other things, is based on exit price versus entry price, should include assumptions about risk such as nonperformance risk in liability fair values, and is a market-based measurement versus an entity-specific measurement. The following table presents the balances of assets and liabilities measured at fair value on a recurring basis for the periods presented. One security classified as Level 3 was purchased at a discount to its par value for $0.9 million during the first nine months of 2015. There were no other changes in Level 3 values to report during the first nine months of 2015. Fair Value Measurements Using Measured at Fair Value on a Recurring Basis: Total Level 1 Level 2 Level 3 (in thousands) U.S. government sponsored enterprises $ 297 $ - $ 297 $ - State, county and municipals 107,016 - 106,440 576 Mortgage-backed securities 54,907 - 54,907 - Corporate debt securities 1,140 - - 1,140 Equity securities 4,212 4,212 - - Securities AFS, September 30, 2015 $ 167,572 $ 4,212 $ 161,644 $ 1,716 (in thousands) U.S. government sponsored enterprises $ 1,039 $ - $ 1,039 $ - State, county and municipals 102,776 - 102,200 576 Mortgage-backed securities 61,677 - 61,677 - Corporate debt securities 220 - - 220 Equity securities 2,763 2,763 - - Securities AFS, December 31, 2014 $ 168,475 $ 2,763 $ 164,916 $ 796 The following is a description of the valuation methodologies used by the Company for the Securities AFS noted in the tables of this footnote. Where quoted market prices on securities exchanges are available, the investment is classified as Level 1. Level 1 investments primarily include exchange-traded equity securities available for sale. If quoted market prices are not available, fair value is generally determined using prices obtained from independent pricing vendors who use pricing models (with typical inputs including benchmark yields, reported trades for similar securities, issuer spreads or relationship to other benchmark quoted securities), or discounted cash flows, and are classified as Level 2. Examples of these investments include mortgage-related securities and obligations of state, county and municipals. Finally, in certain cases where there is limited activity or less transparency around inputs to the estimated fair value, investments are classified within Level 3 of the hierarchy. Examples of these include auction rate securities available for sale (for which there has been no liquid market since 2008) and corporate debt securities, which include trust preferred security investments. At September 30, 2015 and December 31, 2014, it was determined that carrying value was the best approximation of fair value for these Level 3 securities, based primarily on receipt of par from refinances for the auction rate securities and the internal analysis on the corporate debt securities. The following table presents the Company’s impaired loans and other real estate owned (“OREO”) measured at fair value on a nonrecurring basis for the periods presented. Measured at Fair Value on a Nonrecurring Basis Fair Value Measurements Using (in thousands) Total Level 1 Level 2 Level 3 September 30, 2015: Impaired loans $ 4,241 $ - $ - $ 4,241 OREO 714 - - 714 December 31, 2014: Impaired loans $ 8,278 $ - $ - $ 8,278 OREO 1,966 - - 1,966 The following is a description of the valuation methodologies used by the Company for the items noted in the table above, including the general classification of such instruments in the fair value hierarchy. For individually evaluated impaired loans, the amount of impairment is based upon the present value of expected future cash flows discounted at the loan’s effective interest rate, the estimated fair value of the underlying collateral for collateral-dependent loans, or the estimated liquidity of the note. For OREO, the fair value is based upon the estimated fair value of the underlying collateral adjusted for the expected costs to sell. The carrying amounts and estimated fair values of the Company’s financial instruments at September 30, 2015 and December 31, 2014 are shown below. September 30, 2015 (in thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 34,635 $ 34,635 $ 34,635 $ - $ - Certificates of deposit in other banks 4,159 4,172 - 4,172 - Securities AFS 167,572 167,572 4,212 161,644 1,716 Other investments 8,126 8,126 - 5,985 2,141 Loans held for sale 3,055 3,120 - 3,120 - Loans, net 874,443 882,543 - - 882,543 Bank owned life insurance 28,228 28,228 28,228 - - Financial liabilities: Deposits $ 1,012,181 $ 1,014,523 $ - $ - $ 1,014,523 Notes payable 15,480 18,377 - 6,026 12,351 Junior subordinated debentures 12,477 11,853 - - 11,853 Subordinated notes 11,840 11,554 - - 11,554 December 31, 2014 (in thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 68,708 $ 68,708 $ 68,708 $ - $ - Certificates of deposit in other banks 10,385 10,421 - 10,421 - Securities AFS 168,475 168,475 2,763 164,916 796 Other investments 8,065 8,065 - 5,924 2,141 Loans held for sale 7,272 7,272 - 7,272 - Loans, net 874,053 881,793 - - 881,793 Bank owned life insurance 27,479 27,479 27,479 - - Financial liabilities: Deposits $ 1,059,903 $ 1,062,262 $ - $ - $ 1,062,262 Notes payable 21,175 24,212 - 11,526 12,686 Junior subordinated debentures 12,328 11,711 - - 11,711 Not all the financial instruments listed in the table above are subject to the disclosure provisions of ASC 820, as certain assets and liabilities result in their carrying value approximating fair value. These include cash and cash equivalents, other investments, bank owned life insurance, short-term borrowings, and nonmaturing deposits. For those financial instruments not previously disclosed the following is a description of the evaluation methodologies used. Certificates of deposits in other banks: Other investments: Loans held for sale: Loans, net Deposits Notes payable Junior subordinated debentures and subordinated notes Off-balance-sheet instruments Limitations

Sale of Branches

Sale of Branches	9 Months Ended
	Sep. 30, 2015
Sale Of Branches [Abstract]
Sale of Branches	Note 10 – Sale of Branches On August 7, 2015, the Company completed the sale of its Neillsville and Fairchild, WI branches, which reduced deposits by $34 million, loans by $13 million, fixed assets by $1 million and cash by $20 million, and resulted in $0.1 million recorded in miscellaneous income.

Small Business Lending Fund ("S

Small Business Lending Fund ("SBLF") Preferred Stock Redemption	9 Months Ended
	Sep. 30, 2015
Stockholders' Equity Note [Abstract]
Small Business Lending Fund ("SBLF") Preferred Stock Redemption	Note 11 – Small Business Lending Fund (“SBLF”) Preferred Stock Redemption On September 28, 2015, the Company redeemed $12.2 million, or half, of its outstanding SBLF Series C Preferred Stock at par plus accrued dividends.

Pending Merger Transaction

Pending Merger Transaction	9 Months Ended
	Sep. 30, 2015
Business Combinations [Abstract]
Pending Merger Transaction	Note 12 – Pending Merger Transaction On September 8, 2015 the Company announced the signing of a definitive merger agreement with Baylake Corp. (“Baylake”) (NASDAQ:BYLK) under which Baylake will merge with and into the Company. Based upon the financial position as of September 30, 2015, the combined company would have total assets of approximately $2.2 billion, deposits of $1.8 billion and loans of $1.6 billion. The merger transaction is appropriately not reflected in the Company’s September 30, 2015 financial statements as it is not expected to close until the second quarter of 2016 and is subject to customary closing conditions, including approval by shareholders of each company and regulatory approvals.

Basis of Presentation (Policies

Basis of Presentation (Policies)	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
General	General In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments necessary to present fairly Nicolet Bankshares, Inc. (the “Company”) and its subsidiaries, consolidated balance sheets, statements of income, comprehensive income, changes in stockholders’ equity and cash flows for the periods presented, and all such adjustments are of a normal recurring nature. All material intercompany transactions and balances are eliminated. The results of operations for the interim periods are not necessarily indicative of the results to be expected for the entire year. These interim consolidated financial statements have been prepared according to the rules and regulations of the Securities and Exchange Commission and, therefore, certain information and footnote disclosures normally presented in accordance with generally accepted accounting principles in the United States of America (“U.S. GAAP”) have been omitted or abbreviated. These consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and footnotes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014.
Critical Accounting Policies and Estimates	Critical Accounting Policies and Estimates Preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying disclosures. These estimates are based on management’s best knowledge of current events and actions the Company may undertake in the future. Estimates are used in accounting for, among other items, the allowance for loan losses, useful lives for depreciation and amortization, fair value of financial instruments, deferred tax assets, uncertain income tax positions and contingencies. Estimates that are particularly susceptible to significant change for the Company include the determination of the allowance for loan losses, the assessment of deferred tax assets and liabilities, and the valuation of loans acquired in the 2013 acquisitions; therefore, these are critical accounting policies. Factors that may cause sensitivity to the aforementioned estimates include but are not limited to: external market factors such as market interest rates and employment rates, changes to operating policies and procedures, changes in applicable banking regulations, and changes to deferred tax estimates. Actual results may ultimately differ from estimates, although management does not generally believe such differences would materially affect the consolidated financial statements in any individual reporting period presented. There have been no material changes or developments with respect to the assumptions or methodologies that the Company uses when applying what management believes are critical accounting policies and developing critical accounting estimates as disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014.
Recent Accounting Developments Adopted	Recent Accounting Pronouncements Adopted In May 2015, issued ASU”) 2015-08 Business Combinations (Topic 805): Pushdown Accounting – Amendments to SEC Paragraphs Pursuant to Staff Accounting Bulletin 115. “Pushdown Accounting.” In April 2015, the FASB issued ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs In August 2014, the FASB issued ASU 2014-14, Receivables - Troubled Debt Restructurings by Creditors In June 2014, the FASB issued ASU 2014-11, Transfers and Servicing
Operating Segment	Operating Segment While the chief decision makers monitor the revenue streams of the various products and services, and evaluate costs, balance sheet positions and quality, all such products, services and activities are directly or indirectly related to the business of community banking, with no regular, formal or material segment delineations. Operations are managed and financial performance is evaluated on a company-wide basis, and accordingly, all the financial service operations are considered by management to be aggregated in one reportable operating segment.

Earnings per Common Share (Tabl

Earnings per Common Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of basic and diluted earnings (loss) per common share	Three Months Ended Nine Months Ended 2015 2014 2015 2014 (In thousands except per share data) Net income, net of noncontrolling interest $ 2,594 $ 2,765 $ 8,609 $ 7,533 Less: preferred stock dividends 60 61 182 183 Net income available to common shareholders $ 2,534 $ 2,704 $ 8,427 $ 7,350 Weighted average common shares outstanding 3,961 4,119 4,000 4,191 Effect of dilutive stock instruments 437 201 358 122 Diluted weighted average common shares outstanding 4,398 4,320 4,358 4,313 Basic earnings per common share* $ 0.64 $ 0.66 $ 2.11 $ 1.75 Diluted earnings per common share* $ 0.58 $ 0.63 $ 1.93 $ 1.70 *Cumulative quarterly per share performance may not equal annual per share totals due to the effects of the amount and timing of capital increases. When computing earnings per share for an interim period, the denominator is based on the weighted-average shares outstanding during the interim period, and not on an annualized weighted-average basis. Accordingly, the sum of the quarters' earnings per share data will not necessarily equal the year to date earnings per share data.

Stock-based Compensation (Table

Stock-based Compensation (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of stock incentive plans for options	Stock Options Weighted- Option Shares Weighted- Exercisable Balance – December 31, 2013 793,157 $ 17.86 600,846 Granted $ 7.42 221,000 23.80 Exercise of stock options* (39,548 ) 16.01 Forfeited (6,750 ) 16.80 Balance – December 31, 2014 967,859 19.30 630,121 Granted $ 8.11 162,000 26.66 Exercise of stock options* (33,200 ) 18.55 Forfeited (600 ) 16.50 Balance – September 30, 2015 1,096,059 $ 20.41 629,284 *The terms of the stock option agreements permit having a number of shares of stock withheld, the fair market value of which as of the date of exercise is sufficient to satisfy the exercise price and/or tax withholding requirements. Accordingly, 170 shares were withheld during the nine months ended September 30, 2015 and no shares were withheld during the twelve months ended December 31, 2014.
Schedule of restricted stock awards	Restricted Stock Weighted- Restricted Balance – December 31, 2013 $ 16.50 62,363 Granted 23.80 33,136 Vested* 19.26 (29,268 ) Forfeited - - Balance – December 31, 2014 18.94 66,231 Granted - - Vested * 16.50 (12,916 ) Forfeited - - Balance – September 30, 2015 $ 19.53 53,315 *The terms of the restricted stock agreements permit the surrender of shares to the Company upon vesting in order to satisfy applicable tax withholding requirements at the minimum statutory withholding rate, and accordingly 2,562 shares were surrendered during the nine months ended September 30, 2015 and 5,821 shares were surrendered during the twelve months ended December 31, 2014.

Securities Available for Sale (

Securities Available for Sale (Tables)	9 Months Ended
	Sep. 30, 2015
Available-for-sale Securities [Abstract]
Schedule of amortized costs and fair values of securities AFS	September 30, 2015 (in thousands) Amortized Cost Gross Gross Fair Value U.S. government sponsored enterprises $ 286 $ 11 $ - $ 297 State, county and municipals 106,763 480 227 107,016 Mortgage-backed securities 54,523 668 284 54,907 Corporate debt securities 1,140 - - 1,140 Equity securities 2,742 1,507 37 4,212 $ 165,454 $ 2,666 $ 548 $ 167,572 December 31, 2014 (in thousands) Amortized Cost Gross Gross Fair Values U.S. government sponsored enterprises $ 1,025 $ 14 $ - $ 1,039 State, county and municipals 102,472 778 474 102,776 Mortgage-backed securities 61,497 639 459 61,677 Corporate debt securities 220 - - 220 Equity securities 1,571 1,192 - 2,763 $ 166,785 $ 2,623 $ 933 $ 168,475
Schedule of unrealized losses and fair value	September 30, 2015 Less than 12 months 12 months or more Total (in thousands) Fair Unrealized Fair Unrealized Fair Unrealized State, county and municipals $ 33,281 $ 126 $ 12,292 $ 101 $ 45,573 $ 227 Mortgage-backed securities 5,873 42 14,638 242 20,511 284 Equity securities 171 37 - - 171 37 $ 39,325 $ 205 $ 26,930 $ 343 $ 66,255 $ 548 December 31, 2014 Less than 12 months 12 months or more Total (in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized State, county and municipals $ 48,531 $ 288 $ 10,338 $ 186 $ 58,869 $ 474 Mortgage-backed securities 5,944 20 19,351 439 25,295 459 $ 54,475 $ 308 $ 29,689 $ 625 $ 84,164 $ 933
Schedule of amortized cost and fair value classified by contractual maturities	September 30, 2015 (in thousands) Amortized Cost Fair Value Due in less than one year $ 4,805 $ 4,833 Due in one year through five years 76,769 76,852 Due after five years through ten years 24,914 25,040 Due after ten years 1,701 1,728 108,189 108,453 Mortgage-backed securities 54,523 54,907 Equity securities 2,742 4,212 Securities available for sale $ 165,454 $ 167,572

Loans, Allowance for Loan Los24

Loans, Allowance for Loan Losses, and Credit Quality (Tables)	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Schedule of loan composition and further breakdown summarized by originated and acquired	Total September 30, 2015 December 31, 2014 (in thousands) Amount % of Amount % of Commercial & industrial $ 304,858 34.5 % $ 289,379 32.7 % Owner-occupied commercial real estate (“CRE”) 179,569 20.3 182,574 20.7 Agricultural (“AG”) production 15,709 1.8 14,617 1.6 AG real estate 39,715 4.5 42,754 4.8 CRE investment 83,278 9.4 81,873 9.3 Construction & land development 39,487 4.5 44,114 5.0 Residential construction 8,106 0.9 11,333 1.3 Residential first mortgage 153,562 17.3 158,683 18.0 Residential junior mortgage 54,170 6.1 52,104 5.9 Retail & other 5,994 0.7 5,910 0.7 Loans 884,448 100.0 % 883,341 100.0 % Less allowance for loan losses 10,005 9,288 Loans, net $ 874,443 $ 874,053 Allowance for loan losses to loans 1.13 % 1.05 % Originated September 30, 2015 December 31, 2014 (in thousands) Amount % of Total Amount % of Commercial & industrial $ 294,160 39.9 % $ 268,654 38.3 % Owner-occupied CRE 146,155 19.8 140,203 20.0 AG production 7,334 1.0 5,580 0.8 AG real estate 21,541 2.9 20,060 2.8 CRE investment 59,894 8.1 53,339 7.6 Construction & land development 28,314 3.8 33,865 4.8 Residential construction 8,106 1.1 11,333 1.6 Residential first mortgage 119,503 16.2 119,866 17.1 Residential junior mortgage 47,096 6.4 43,411 6.2 Retail & other 5,752 0.8 5,395 0.8 Loans 737,855 100.0 % 701,706 100.0 % Less allowance for loan losses 8,372 9,288 Loans, net $ 729,483 $ 692,418 Allowance for loan losses to loans 1.13 % 1.32 % Acquired September 30, 2015 December 31, 2014 (in thousands) Amount % of Total Amount % of Commercial & industrial $ 10,698 7.3 % $ 20,725 11.4 % Owner-occupied CRE 33,414 22.8 42,371 23.3 AG production 8,375 5.7 9,037 5.0 AG real estate 18,174 12.4 22,694 12.5 CRE investment 23,384 16.0 28,534 15.7 Construction & land development 11,173 7.6 10,249 5.6 Residential construction - - - - Residential first mortgage 34,059 23.2 38,817 21.4 Residential junior mortgage 7,074 4.8 8,693 4.8 Retail & other 242 0.2 515 0.3 Loans 146,593 100.0 % 181,635 100.0 % Less allowance for loan losses 1,633 - Loans, net $ 144,960 $ 181,635 Allowance for loan losses to loans 1.11 % 0.00 %
Schedule of changes in ALLL by portfolio segment and further breakdown summarized by originated and acquired	TOTAL – At or for the Nine Months Ended September 30, 2015 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Beginning balance $ 3,191 $ 1,230 $ 53 $ 226 $ 511 $ 2,685 $ 140 $ 866 $ 337 $ 49 $ 9,288 Provision 781 682 31 76 227 (975 ) (34 ) 291 244 27 1,350 Charge-offs (305 ) (219 ) - - - - - (60 ) (104 ) (29 ) (717 ) Recoveries 37 3 - - 13 - - 18 1 12 84 Net charge-offs (268 ) (216 ) - - 13 - - (42 ) (103 ) (17 ) (633 ) Ending balance $ 3,704 $ 1,696 $ 84 $ 302 $ 751 $ 1,710 $ 106 $ 1,115 $ 478 $ 59 $ 10,005 As percent of ALLL 37.0 % 17.0 % 0.8 % 3.0 % 7.5 % 17.1 % 1.1 % 11.1 % 4.8 % 0.6 % 100 % ALLL: Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 3,704 1,696 84 302 751 1,710 106 1,115 478 59 10,005 Ending balance $ 3,704 $ 1,696 $ 84 $ 302 $ 751 $ 1,710 $ 106 $ 1,115 $ 478 $ 59 $ 10,005 Loans: Individually evaluated $ 147 $ 1,224 $ 39 $ 392 $ 982 $ 686 $ - $ 627 $ 144 $ - $ 4,241 Collectively evaluated 304,711 178,345 15,670 39,323 82,296 38,801 8,106 152,935 54,026 5,994 880,207 Total loans $ 304,858 $ 179,569 $ 15,709 $ 39,715 $ 83,278 $ 39,487 $ 8,106 $ 153,562 $ 54,170 $ 5,994 $ 884,448 Less ALLL $ 3,704 $ 1,696 $ 84 $ 302 $ 751 $ 1,710 $ 106 $ 1,115 $ 478 $ 59 $ 10,005 Net loans $ 301,154 $ 177,873 $ 15,625 $ 39,413 $ 82,527 $ 37,777 $ 8,000 $ 152,447 $ 53,692 $ 5,935 $ 874,443 Originated – At or for the Nine Months Ended September 30, 2015 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Beginning balance $ 3,191 $ 1,230 $ 53 $ 226 $ 511 $ 2,685 $ 140 $ 866 $ 337 $ 49 $ 9,288 Provision 160 260 15 4 79 (1,045 ) (34 ) 41 149 17 (354 ) Charge-offs (305 ) (157 ) - - - - - (60 ) (91 ) (29 ) (642 ) Recoveries 37 3 - - 13 - - 15 - 12 80 Net charge-offs (268 ) (154 ) - - 13 - - (45 ) (91 ) (17 ) (562 ) Ending balance $ 3,083 $ 1,336 $ 68 $ 230 $ 603 $ 1,640 $ 106 $ 862 $ 395 $ 49 $ 8,372 As percent of ALLL 36.8 % 16.0 % 0.8 % 2.7 % 7.2 % 19.6 % 1.3 % 10.3 % 4.7 % 0.6 % 100 % ALLL: Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 3,083 1,336 68 230 603 1,640 106 862 395 49 8,372 Ending balance $ 3,083 $ 1,336 $ 68 $ 230 $ 603 $ 1,640 $ 106 $ 862 $ 395 $ 49 $ 8,372 Loans: Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 294,160 146,155 7,334 21,541 59,894 28,314 8,106 119,503 47,096 5,752 737,855 Total loans $ 294,160 $ 146,155 $ 7,334 $ 21,541 $ 59,894 $ 28,314 $ 8,106 $ 119,503 $ 47,096 $ 5,752 $ 737,855 Less ALLL $ 3,083 $ 1,336 $ 68 $ 230 $ 603 $ 1,640 $ 106 $ 862 $ 395 $ 49 $ 8,372 Net loans $ 291,077 $ 144,819 $ 7,266 $ 21,311 $ 59,291 $ 26,674 $ 8,000 $ 118,641 $ 46,701 $ 5,703 $ 729,483 Acquired – At or for the Nine Months Ended September 30, 2015 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Beginning balance $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Provision 621 422 16 72 148 70 - 250 95 10 1,704 Charge-offs - (62 ) - - - - - - (13 ) - (75 ) Recoveries - - - - - - - 3 1 - 4 Net charge-offs - (62 ) - - - - - 3 (12 ) - (71 ) Ending balance $ 621 $ 360 $ 16 $ 72 $ 148 $ 70 $ - $ 253 $ 83 $ 10 $ 1,633 As percent of ALLL 38.0 % 22.0 % 1.0 % 4.4 % 9.1 % 4.3 % - % 15.5 % 5.1 % 0.6 % 100 % Loans: Individually evaluated $ 147 $ 1,224 $ 39 $ 392 $ 982 $ 686 $ - $ 627 $ 144 $ - $ 4,241 Collectively evaluated 10,551 32,190 8,336 17,782 22,402 10,487 - 33,432 6,930 242 142,352 Total loans $ 10,698 $ 33,414 $ 8,375 $ 18,174 $ 23,384 $ 11,173 $ - $ 34,059 $ 7,074 $ 242 $ 146,593 Less ALLL $ 621 $ 360 $ 16 $ 72 $ 148 $ 70 $ - $ 253 $ 83 $ 10 $ 1,633 Net loans $ 10,077 $ 33,054 $ 8,359 $ 18,102 $ 23,236 $ 11,103 $ - $ 33,806 $ 6,991 $ 232 $ 144,960 Total – At or for the Nine Months Ended September 30, 2014 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Beginning balance $ 1,798 $ 766 $ 18 $ 59 $ 505 $ 4,970 $ 229 $ 544 $ 321 $ 22 $ 9,232 Provision 2,318 1,057 36 213 121 (2,445 ) (73 ) 610 129 59 2,025 Charge-offs (567 ) (468 ) - - - (12 ) - (191 ) (18 ) (35 ) (1,291 ) Recoveries 50 15 - - 12 - - 1 1 7 86 Net charge-offs (517 ) (453 ) - - 12 (12 ) - (190 ) (17 ) (28 ) (1,205 ) Ending balance $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 As percent of ALLL 35.8 % 13.6 % 0.5 % 2.7 % 6.3 % 25.0 % 1.6 % 9.6 % 4.3 % 0.6 % 100 % ALLL: Individually evaluated $ 238 $ - $ - $ - $ - $ 389 $ - $ - $ - $ - $ 627 Collectively evaluated 3,361 1,370 54 272 638 2,124 156 964 433 53 9,425 Ending balance $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 Loans: Individually evaluated $ 353 $ 1,604 $ 62 $ 394 $ 1,740 $ 4,778 $ - $ 1,495 $ 156 $ - $ 10,582 Collectively evaluated 282,004 177,562 14,570 41,801 75,327 37,684 11,260 156,235 52,367 5,693 854,503 Total loans $ 282,357 $ 179,166 $ 14,632 $ 42,195 $ 77,067 $ 42,462 $ 11,260 $ 157,730 $ 52,523 $ 5,693 $ 865,085 Less ALLL $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 Net loans $ 278,758 $ 177,796 $ 14,578 $ 41,923 $ 76,429 $ 39,949 $ 11,104 $ 156,766 $ 52,090 $ 5,640 $ 855,033 Originated – At or for the Nine Months Ended September 30, 2014 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Beginning balance $ 1,798 $ 766 $ 18 $ 59 $ 505 $ 4,970 $ 229 $ 544 $ 321 $ 22 $ 9,232 Provision 2,261 1,050 36 213 121 (2,457 ) (73 ) 457 112 59 1,779 Charge-offs (510 ) (452 ) - - - - - (38 ) - (35 ) (1,035 ) Recoveries 50 6 - - 12 - - 1 - 7 76 Net charge-offs (460 ) (446 ) - - 12 - - (37 ) - (28 ) (959 ) Ending balance $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 As percent of ALLL 35.8 % 13.6 % 0.5 % 2.7 % 6.3 % 25.0 % 1.6 % 9.6 % 4.3 % 0.6 % 100 % ALLL: Individually evaluated $ 238 $ - $ - $ - $ - $ 389 $ - $ - $ - $ - $ 627 Collectively evaluated 3,361 1,370 54 272 638 2,124 156 964 433 53 9,425 Ending balance $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 Loans: Individually evaluated $ 347 $ 830 $ - $ - $ - $ 3,999 $ - $ 201 $ - $ - $ 5,377 Collectively evaluated 259,358 130,491 4,882 19,134 50,004 27,942 11,260 116,078 43,923 5,107 668,179 Total loans $ 259,705 $ 131,321 $ 4,882 $ 19,134 $ 50,004 $ 31,941 $ 11,260 $ 116,279 $ 43,923 $ 5,107 $ 673,556 Less ALLL $ 3,599 $ 1,370 $ 54 $ 272 $ 638 $ 2,513 $ 156 $ 964 $ 433 $ 53 $ 10,052 Net loans $ 256,106 $ 129,951 $ 4,828 $ 18,862 $ 49,366 $ 29,428 $ 11,104 $ 115,315 $ 43,490 $ 5,054 $ 663,504 Acquired – At or for the Nine Months Ended September 30, 2014 (in thousands) Commercial Owner- AG AG real CRE Construction Residential Residential Residential Retail Total Provision $ 57 $ 7 $ - $ - $ - $ 12 $ - $ 153 $ 17 $ - $ 246 Charge-offs (57 ) (16 ) - - - (12 ) - (153 ) (18 ) - (256 ) Recoveries - 9 - - - - - - 1 - 10 Loans: Individually evaluated $ 6 $ 774 $ 62 $ 394 $ 1,740 $ 779 $ - $ 1,294 $ 156 $ - $ 5,205 Collectively evaluated 22,646 47,071 9,688 22,667 25,323 9,742 - 40,157 8,444 586 186,324 Total loans $ 22,652 $ 47,845 $ 9,750 $ 23,061 $ 27,063 $ 10,521 $ - $ 41,451 $ 8,600 $ 586 $ 191,529
Schedule of nonaccrual loans by portfolio segment and further breakdown summarized by originated and acquired	Total September 30, 2015 December 31, 2014 (in thousands) Amount % to Total Amount % to Total Commercial & industrial $ 223 5.2 % $ 171 3.2 % Owner-occupied CRE 1,223 28.4 1,667 30.9 AG production 15 0.3 21 0.4 AG real estate 372 8.7 392 7.3 CRE investment 771 17.9 911 16.9 Construction & land development 686 16.0 934 17.3 Residential construction - - - - Residential first mortgage 861 20.1 1,155 21.4 Residential junior mortgage 148 3.4 141 2.6 Retail & other - - - - Nonaccrual loans - Total $ 4,299 100.0 % $ 5,392 100.0 % Originated September 30, 2015 December 31, 2014 (in thousands) Amount % to Total Amount % to Total Commercial & industrial $ 47 34.8 % $ 130 11.5 % Owner-occupied CRE - - 673 59.7 AG production 15 11.1 - - AG real estate - - - - CRE investment - - - - Construction & land development - - 165 14.6 Residential construction - - - - Residential first mortgage 73 54.1 160 14.2 Residential junior mortgage - - - - Retail & other - - - - Nonaccrual loans - Originated $ 135 100.0 % $ 1,128 100.0 % Acquired September 30, 2015 December 31, 2014 (in thousands) Amount % to Total Amount % to Total Commercial & industrial $ 176 4.2 % $ 41 1.0 % Owner-occupied CRE 1,223 29.4 994 23.3 AG production - - 21 0.5 AG real estate 372 8.9 392 9.2 CRE investment 771 18.5 911 21.4 Construction & land development 686 16.5 769 18.0 Residential construction - - - - Residential first mortgage 788 18.9 995 23.3 Residential junior mortgage 148 3.6 141 3.3 Retail & other - - - - Nonaccrual loans – Acquired $ 4,164 100.0 % $ 4,264 100.0 %
Schedule of past due loans by portfolio segment and further breakdown summarized by originated and acquired	September 30, 2015 (in thousands) 30-89 Days 90 Days & Current Total Commercial & industrial $ 61 $ 223 $ 304,574 $ 304,858 Owner-occupied CRE 19 1,223 178,327 179,569 AG production - 15 15,694 15,709 AG real estate 114 372 39,229 39,715 CRE investment 392 771 82,115 83,278 Construction & land development - 686 38,801 39,487 Residential construction - - 8,106 8,106 Residential first mortgage 170 861 152,531 153,562 Residential junior mortgage 3 148 54,019 54,170 Retail & other - - 5,994 5,994 Total loans $ 759 $ 4,299 $ 879,390 $ 884,448 As a percent of total loans 0.1 % 0.5 % 99.4 % 100.0 % December 31, 2014 (in thousands) 30-89 Days 90 Days & Current Total Commercial & industrial $ 167 $ 171 $ 289,041 $ 289,379 Owner-occupied CRE 54 1,667 180,853 182,574 AG production - 21 14,596 14,617 AG real estate 118 392 42,244 42,754 CRE investment 426 911 80,536 81,873 Construction & land development - 934 43,180 44,114 Residential construction - - 11,333 11,333 Residential first mortgage 399 1,155 157,129 158,683 Residential junior mortgage - 141 51,963 52,104 Retail & other - - 5,910 5,910 Total loans $ 1,164 $ 5,392 $ 876,785 $ 883,341 As a percent of total loans 0.1 % 0.6 % 99.3 % 100.0 %
Schedule of loans by loan grade	September 30, 2015 (in thousands) Grades 1- 4 Grade 5 Grade 6 Grade 7 Grade 8 Grade 9 Total Commercial & industrial $ 279,955 $ 20,594 $ 608 $ 3,701 $ - $ - $ 304,858 Owner-occupied CRE 169,669 5,836 1,253 2,811 - - 179,569 AG production 14,985 686 - 38 - - 15,709 AG real estate 38,411 443 - 861 - - 39,715 CRE investment 80,091 1,132 891 1,164 - - 83,278 Construction & land development 33,936 4,865 - 686 - - 39,487 Residential construction 7,354 752 - - - - 8,106 Residential first mortgage 150,358 1,019 518 1,667 - - 153,562 Residential junior mortgage 53,832 167 - 171 - - 54,170 Retail & other 5,994 - - - - - 5,994 Total loans $ 834,585 $ 35,494 $ 3,270 $ 11,099 $ - $ - $ 884,448 Percent of total 94.3 % 4.0 % 0.4 % 1.3 % - - 100 % December 31, 2014 (in thousands) Grades 1- 4 Grade 5 Grade 6 Grade 7 Grade 8 Grade 9 Total Commercial & industrial $ 268,140 $ 15,940 $ 2,588 $ 2,711 $ - $ - $ 289,379 Owner-occupied CRE 170,544 6,197 2,919 2,914 - - 182,574 AG production 14,018 244 - 355 - - 14,617 AG real estate 32,315 9,548 59 832 - - 42,754 CRE investment 78,229 2,203 - 1,441 - - 81,873 Construction & land development 35,649 7,417 114 934 - - 44,114 Residential construction 10,101 1,232 - - - - 11,333 Residential first mortgage 155,916 686 592 1,489 - - 158,683 Residential junior mortgage 51,843 99 - 162 - - 52,104 Retail & other 5,904 6 - - - - 5,910 Total loans $ 822,659 $ 43,572 $ 6,272 $ 10,838 $ - $ - $ 883,341 Percent of total 93.2 % 4.9 % 0.7 % 1.2 % - - 100 %
Schedule of impaired loans and further breakdown summarized by originated and acquired	Total Impaired Loans – September 30, 2015 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial $ 147 $ 147 $ - $ 147 $ 6 Owner-occupied CRE 1,224 2,276 - 1,281 129 AG production 39 55 - 39 3 AG real estate 392 499 - 403 25 CRE investment 982 2,795 - 1,078 110 Construction & land development 686 1,228 - 507 40 Residential construction - - - - - Residential first mortgage 627 1,911 - 673 68 Residential junior mortgage 144 479 - 148 19 Retail & Other - 13 - - 1 Total $ 4,241 $ 9,403 $ - $ 4,276 $ 401 Originated – September 30, 2015 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial $ - $ - $ - $ - $ - Owner-occupied CRE - - - - - AG production - - - - - AG real estate - - - - - CRE investment - - - - - Construction & land development - - - - - Residential construction - - - - - Residential first mortgage - - - - - Residential junior mortgage - - - - - Retail & Other - - - - - Total $ - $ - $ - $ - $ - Acquired – September 30, 2015 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial $ 147 $ 147 $ - $ 147 $ 6 Owner-occupied CRE 1,224 2,276 - 1,281 129 AG production 39 55 - 39 3 AG real estate 392 499 - 403 25 CRE investment 982 2,795 - 1,078 110 Construction & land development 686 1,228 - 507 40 Residential construction - - - - - Residential first mortgage 627 1,911 - 673 68 Residential junior mortgage 144 479 - 148 19 Retail & Other - 13 - - 1 Total $ 4,241 $ 9,403 $ - $ 4,276 $ 401 Total Impaired Loans – December 31, 2014 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial* $ 35 $ 35 $ 30 $ 36 $ 2 Owner-occupied CRE 1,724 2,838 - 2,029 226 AG production 60 126 - 45 10 AG real estate 392 460 - 398 22 CRE investment 1,219 3,807 - 1,344 217 Construction & land development* 4,098 4,641 358 4,236 90 Residential construction - - - - - Residential first mortgage 985 2,723 - 1,107 155 Residential junior mortgage 153 502 - 156 20 Retail & Other - 22 - - 2 Total $ 8,666 $ 15,154 $ 388 $ 9,351 $ 744 Originated – December 31, 2014 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial* $ 30 $ 30 $ 30 $ 30 $ - Owner-occupied CRE 673 673 - 859 47 AG production - - - - - AG real estate - - - - - CRE investment - - - - - Construction & land development* 3,777 3,777 358 3,854 39 Residential construction - - - - - Residential first mortgage - - - - - Residential junior mortgage - - - - - Retail & Other - - - - - Total $ 4,480 $ 4,480 $ 388 $ 4,743 $ 86 Acquired – December 31, 2014 (in thousands) Recorded Unpaid Related Average Interest Income Commercial & industrial $ 5 $ 5 $ - $ 6 $ 2 Owner-occupied CRE 1,051 2,165 - 1,170 179 AG production 60 126 - 45 10 AG real estate 392 460 - 398 22 CRE investment 1,219 3,807 - 1,344 217 Construction & land development 321 864 - 382 51 Residential construction - - - - - Residential first mortgage 985 2,723 - 1,107 155 Residential junior mortgage 153 502 - 156 20 Retail & other - 22 - - 2 Total $ 4,186 $ 10,674 $ - $ 4,608 $ 658 * One commercial & industrial loan with a balance of $30,000 had a specific reserve of $30,000. One construction & land development loan with a balance of $3.8 million had a specific reserve of $358,000. No other loans had a related allowance at December 31, 2014, and therefore, the above disclosure was not expanded to include loans with and without a related allowance.

Notes Payable (Tables)

Notes Payable (Tables)	9 Months Ended
	Sep. 30, 2015
Notes Payable [Abstract]
Schedule of notes payable	(in thousands) September 30, 2015 December 31, 2014 Joint venture note $ 9,480 $ 9,675 Federal Home Loan Bank (“FHLB”) advances 6,000 11,500 Notes payable $ 15,480 $ 21,175
Schedule of maturity of notes payable	Maturing in (in thousands) 2015 $ 68 2016 14,412 2017 - 2018 1,000 $ 15,480

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Schedule of assets and liabilities measured at fair value on a recurring basis	Fair Value Measurements Using Measured at Fair Value on a Recurring Basis: Total Level 1 Level 2 Level 3 (in thousands) U.S. government sponsored enterprises $ 297 $ - $ 297 $ - State, county and municipals 107,016 - 106,440 576 Mortgage-backed securities 54,907 - 54,907 - Corporate debt securities 1,140 - - 1,140 Equity securities 4,212 4,212 - - Securities AFS, September 30, 2015 $ 167,572 $ 4,212 $ 161,644 $ 1,716 (in thousands) U.S. government sponsored enterprises $ 1,039 $ - $ 1,039 $ - State, county and municipals 102,776 - 102,200 576 Mortgage-backed securities 61,677 - 61,677 - Corporate debt securities 220 - - 220 Equity securities 2,763 2,763 - - Securities AFS, December 31, 2014 $ 168,475 $ 2,763 $ 164,916 $ 796
Schedule of impaired loans and OREO measured at fair value on a nonrecurring basis	Fair Value Measurements Using (in thousands) Total Level 1 Level 2 Level 3 September 30, 2015: Impaired loans $ 4,241 $ - $ - $ 4,241 OREO 714 - - 714 December 31, 2014: Impaired loans $ 8,278 $ - $ - $ 8,278 OREO 1,966 - - 1,966
Schedule of estimated fair values of financial instruments	September 30, 2015 (in thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 34,635 $ 34,635 $ 34,635 $ - $ - Certificates of deposit in other banks 4,159 4,172 - 4,172 - Securities AFS 167,572 167,572 4,212 161,644 1,716 Other investments 8,126 8,126 - 5,985 2,141 Loans held for sale 3,055 3,120 - 3,120 - Loans, net 874,443 882,543 - - 882,543 Bank owned life insurance 28,228 28,228 28,228 - - Financial liabilities: Deposits $ 1,012,181 $ 1,014,523 $ - $ - $ 1,014,523 Notes payable 15,480 18,377 - 6,026 12,351 Junior subordinated debentures 12,477 11,853 - - 11,853 Subordinated notes 11,840 11,554 - - 11,554 December 31, 2014 (in thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 68,708 $ 68,708 $ 68,708 $ - $ - Certificates of deposit in other banks 10,385 10,421 - 10,421 - Securities AFS 168,475 168,475 2,763 164,916 796 Other investments 8,065 8,065 - 5,924 2,141 Loans held for sale 7,272 7,272 - 7,272 - Loans, net 874,053 881,793 - - 881,793 Bank owned life insurance 27,479 27,479 27,479 - - Financial liabilities: Deposits $ 1,059,903 $ 1,062,262 $ - $ - $ 1,062,262 Notes payable 21,175 24,212 - 11,526 12,686 Junior subordinated debentures 12,328 11,711 - - 11,711

Basis of Presentation (Detail T

Basis of Presentation (Detail Textuals)	9 Months Ended
	Sep. 30, 2015Segment
Accounting Policies [Abstract]
Number of operating segments	1

Earnings per Common Share - Cal

Earnings per Common Share - Calculations for basic and diluted earnings (loss) per common share (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Earnings Per Share [Abstract]
Net income, net of noncontrolling interest		$ 2,594	$ 2,765	$ 8,609	$ 7,533
Less: preferred stock dividends		60	61	182	183
Net income available to common shareholders		$ 2,534	$ 2,704	$ 8,427	$ 7,350
Weighted average common shares outstanding		3,961,004	4,118,792	3,999,641	4,190,830
Effect of dilutive stock instruments		437,000	201,000	358,000	122,000
Diluted weighted average common shares outstanding		4,397,906	4,319,975	4,358,082	4,313,298
Basic earnings per common share (in dollars per share)	[1]	$ 0.64	$ 0.66	$ 2.11	$ 1.75
Diluted earnings per common share (in dollars per share)	[1]	$ 0.58	$ 0.63	$ 1.93	$ 1.70
[1]	*Cumulative quarterly per share performance may not equal annual per share totals due to the effects of the amount and timing of capital increases. When computing earnings per share for an interim period, the denominator is based on the weighted-average shares outstanding during the interim period, and not on an annualized weighted-average basis. Accordingly, the sum of the quarters' earnings per share data will not necessarily equal the year to date earnings per share data.

Earnings per Common Share (Deta

Earnings per Common Share (Detail Textuals) - shares shares in Millions	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Stock Options
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Shares excluded from calculation of earnings per common share	0.2	0.4

Stock-based Compensation - Acti

Stock-based Compensation - Activity of the stock incentive plans for options (Details) - $ / shares		9 Months Ended	12 Months Ended
		Sep. 30, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted Average Fair Value Per Share of Options Granted		$ 8.11
Stock Incentive Plan | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted Average Fair Value Per Share of Options Granted		$ 8.11	$ 7.42
Options Shares Outstanding
Balance		967,859	793,157
Granted		162,000	221,000
Exercise of stock options	[1]	(33,200)	(39,548)
Forfeited		(600)	(6,750)
Balance		1,096,059	967,859
Weighted-Average Exercise Price
Balance		$ 19.30	$ 17.86
Granted		26.66	23.80
Exercise of stock options	[1]	18.55	16.01
Forfeited		16.50	16.80
Balance		$ 20.41	$ 19.30
Exercisable Shares, Beginning Balance		630,121	600,846
Exercisable Shares, Ending Balance		629,284	630,121
[1]	The terms of the stock option agreements permit having a number of shares of stock withheld, the fair market value of which as of the date of exercise is sufficient to satisfy the exercise price and/or tax withholding requirements. Accordingly, 170 shares were withheld during the nine months ended September 30, 2015 and no shares were withheld during the twelve months ended December 31, 2014.

Stock-based Compensation - Ac31

Stock-based Compensation - Activity of the restricted stock awards (Details 1) - Restricted Stock - $ / shares		9 Months Ended	12 Months Ended
		Sep. 30, 2015	Dec. 31, 2014
Weighted-Average Grant Date Fair Value
Balance		$ 18.94	$ 16.50
Granted			23.80
Vested	[1]	$ 16.50	$ 19.26
Forfeited
Balance		$ 19.53	$ 18.94
Restricted Shares Outstanding
Balance		66,231	62,363
Granted			33,136
Vested	[1]	(12,916)	(29,268)
Forfeited
Balance		53,315	66,231
[1]	The terms of the restricted stock agreements permit the surrender of shares to the Company upon vesting in order to satisfy applicable tax withholding requirements at the minimum statutory withholding rate, and accordingly 2,562 shares were surrendered during the nine months ended September 30, 2015 and 5,821 shares were surrendered during the twelve months ended December 31, 2014.

Stock-based Compensation (Detai

Stock-based Compensation (Detail Textuals)	9 Months Ended
	Sep. 30, 2015$ / shares
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Weighted average expected life	7 years
Risk free interest rate	1.68%
Volatility rate	25.00%
Dividend yield	0.00%
Weighted average options granted	$ 8.11

Stock-based Compensation (Det33

Stock-based Compensation (Detail Textuals 1) - Stock Options	9 Months Ended
	Sep. 30, 2015$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Lower exercise price range	$ 16.50
Upper exercise price range	30.80
Exercise Price $16.50 to $22.00
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Lower exercise price range	16.50
Upper exercise price range	$ 22
Options outstanding | shares	672,559
Exercise Price $22.01 to $30.80
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Lower exercise price range	$ 22.01
Upper exercise price range	$ 30.80
Options outstanding | shares	423,500

Stock-based Compensation (Det34

Stock-based Compensation (Detail Textuals 2) - Stock Options - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted average remaining contractual life of exercisable options	2 years
Stock options, exercisable, weighted average exercise price	$ 18.13
Total intrinsic value of options exercised	$ 301,000	$ 193,000

Stock-based Compensation (Det35

Stock-based Compensation (Detail Textuals 3) - USD ($)	9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Restricted Stock Agreements
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Numbers of shares surrendered (in shares)	2,562		5,821
Stock-based employee compensation	$ 907,000	$ 459,000
Unrecognized compensation cost	$ 3,500,000
Remaining vesting period over which cost expected to be recognized	4 years
Stock option agreements
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Numbers of shares surrendered (in shares)	170

Securities Available for Sale -

Securities Available for Sale - Amortized costs and fair values of securities available for sale (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 165,454	$ 166,785
Gross Unrealized Gains	2,666	2,623
Gross Unrealized Losses	548	933
Fair Value	167,572	168,475
U.S. government sponsored enterprises
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	286	1,025
Gross Unrealized Gains	$ 11	$ 14
Gross Unrealized Losses
Fair Value	$ 297	$ 1,039
State, county and municipals
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	106,763	102,472
Gross Unrealized Gains	480	778
Gross Unrealized Losses	227	474
Fair Value	107,016	102,776
Mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	54,523	61,497
Gross Unrealized Gains	668	639
Gross Unrealized Losses	284	459
Fair Value	54,907	61,677
Corporate debt securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 1,140	$ 220
Gross Unrealized Gains
Gross Unrealized Losses
Fair Value	$ 1,140	$ 220
Equity securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,742	1,571
Gross Unrealized Gains	1,507	$ 1,192
Gross Unrealized Losses	37
Fair Value	$ 4,212	$ 2,763

Securities Available for Sale37

Securities Available for Sale - Gross unrealized losses and the related fair value of securities available for sale (Details 1) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	$ 39,325	$ 54,475
Less than 12 months, Unrealized Losses	205	308
12 months or more, Fair Value	26,930	29,689
12 months or more, Unrealized Losses	343	625
Total, Fair Value	66,255	84,164
Total, Unrealized Losses	548	933
State, county and municipals
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	33,281	48,531
Less than 12 months, Unrealized Losses	126	288
12 months or more, Fair Value	12,292	10,338
12 months or more, Unrealized Losses	101	186
Total, Fair Value	45,573	58,869
Total, Unrealized Losses	227	474
Mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	5,873	5,944
Less than 12 months, Unrealized Losses	42	20
12 months or more, Fair Value	14,638	19,351
12 months or more, Unrealized Losses	242	439
Total, Fair Value	20,511	25,295
Total, Unrealized Losses	284	$ 459
Equity securities
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	171
Less than 12 months, Unrealized Losses	$ 37
12 months or more, Fair Value
12 months or more, Unrealized Losses
Total, Fair Value	$ 171
Total, Unrealized Losses	$ 37

Securities Available for Sale38

Securities Available for Sale - Amortized cost and fair values of securities available for sale at by contractual maturity (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost, Due in less than one year	$ 4,805
Amortized Cost, Due in one year through five years	76,769
Amortized Cost, Due after five years through ten years	24,914
Amortized Cost, Due after ten years	1,701
Available for sale, Single maturity date, Amortized Cost	108,189
Amortized Cost, Securities available for sale	165,454	$ 166,785
Fair Value, Due in less than one year	4,833
Fair Value, Due in one year through five years	76,852
Fair Value, Due after five years through ten years	25,040
Fair Value, Due after ten years	1,728
Available for sale, Single maturity date, Fair value	108,453
Fair Value, Securities available for sale	167,572	168,475
Mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost, Securities available for sale	54,523	61,497
Fair Value, Securities available for sale	54,907	61,677
Equity securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost, Securities available for sale	2,742	1,571
Fair Value, Securities available for sale	$ 4,212	$ 2,763

Securities Available for Sale39

Securities Available for Sale (Detail Textuals) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)Security	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Available-for-sale Securities [Abstract]
Gross unrealized losses	$ 548		$ 933
Number of securities | Security	123
Proceeds from sales of securities available for sale	$ 13,883	$ 515
Gains realized on sales of securities	$ 600	$ 300

Loans, Allowance for Loan Los40

Loans, Allowance for Loan Losses, and Credit Quality - Summary of loan composition (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 884,448	$ 883,341
Less allowance for loan losses	10,005	9,288
Loans, net	874,443	874,053
Loans Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	884,448	883,341	$ 865,085
Less allowance for loan losses	10,005	9,288	10,052	$ 9,232
Loans, net	$ 874,443	$ 874,053	855,033
% of Total	100.00%	100.00%
Allowance for loan losses to loans	1.13%	1.05%
Loans Receivable | Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 304,858	$ 289,379
Less allowance for loan losses	$ 3,704	$ 3,191	3,599	1,798
% of Total	34.50%	32.70%
Loans Receivable | Owner-occupied commercial real estate ("CRE")
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 179,569	$ 182,574
Less allowance for loan losses	$ 1,696	$ 1,230	1,370	766
% of Total	20.30%	20.70%
Loans Receivable | Agricultural ("AG") production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 15,709	$ 14,617	14,632
Less allowance for loan losses	84	$ 53	54	18
Loans, net	$ 15,625		14,578
% of Total	1.80%	1.60%
Loans Receivable | AG real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 39,715	$ 42,754	42,195
Less allowance for loan losses	302	$ 226	272	59
Loans, net	$ 39,413		41,923
% of Total	4.50%	4.80%
Loans Receivable | CRE investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 83,278	$ 81,873	77,067
Less allowance for loan losses	751	$ 511	638	505
Loans, net	$ 82,527		76,429
% of Total	9.40%	9.30%
Loans Receivable | Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 39,487	$ 44,114	42,462
Less allowance for loan losses	1,710	$ 2,685	2,513	4,970
Loans, net	$ 37,777		39,949
% of Total	4.50%	5.00%
Loans Receivable | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 8,106	$ 11,333	11,260
Less allowance for loan losses	106	$ 140	156	229
Loans, net	$ 8,000		11,104
% of Total	0.90%	1.30%
Loans Receivable | Residential first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 153,562	$ 158,683	157,730
Less allowance for loan losses	1,115	$ 866	964	544
Loans, net	$ 152,447		156,766
% of Total	17.30%	18.00%
Loans Receivable | Residential junior mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 54,170	$ 52,104	52,523
Less allowance for loan losses	478	$ 337	433	321
Loans, net	$ 53,692		52,090
% of Total	6.10%	5.90%
Loans Receivable | Retail & other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 5,994	$ 5,910	5,693
Less allowance for loan losses	59	$ 49	53	22
Loans, net	$ 5,935		5,640
% of Total	0.70%	0.70%
Loans Receivable | Originated
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 737,855	$ 701,706	673,556
Less allowance for loan losses	8,372	9,288	10,052	9,232
Loans, net	$ 729,483	$ 692,418	663,504
% of Total	100.00%	100.00%
Allowance for loan losses to loans	1.13%	1.32%
Loans Receivable | Originated | Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 294,160	$ 268,654
Less allowance for loan losses	$ 3,083	$ 3,191	3,599	1,798
% of Total	39.90%	38.30%
Loans Receivable | Originated | Owner-occupied commercial real estate ("CRE")
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 146,155	$ 140,203
Less allowance for loan losses	$ 1,336	$ 1,230	1,370	766
% of Total	19.80%	20.00%
Loans Receivable | Originated | Agricultural ("AG") production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 7,334	$ 5,580	4,882
Less allowance for loan losses	68	$ 53	54	18
Loans, net	$ 7,266		4,828
% of Total	1.00%	0.80%
Loans Receivable | Originated | AG real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 21,541	$ 20,060	19,134
Less allowance for loan losses	230	$ 226	272	59
Loans, net	$ 21,311		18,862
% of Total	2.90%	2.80%
Loans Receivable | Originated | CRE investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 59,894	$ 53,339	50,004
Less allowance for loan losses	603	$ 511	638	505
Loans, net	$ 59,291		49,366
% of Total	8.10%	7.60%
Loans Receivable | Originated | Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 28,314	$ 33,865	31,941
Less allowance for loan losses	1,640	$ 2,685	2,513	4,970
Loans, net	$ 26,674		29,428
% of Total	3.80%	4.80%
Loans Receivable | Originated | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 8,106	$ 11,333	11,260
Less allowance for loan losses	106	$ 140	156	229
Loans, net	$ 8,000		11,104
% of Total	1.10%	1.60%
Loans Receivable | Originated | Residential first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 119,503	$ 119,866	116,279
Less allowance for loan losses	862	$ 866	964	544
Loans, net	$ 118,641		115,315
% of Total	16.20%	17.10%
Loans Receivable | Originated | Residential junior mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 47,096	$ 43,411	43,923
Less allowance for loan losses	395	$ 337	433	321
Loans, net	$ 46,701		43,490
% of Total	6.40%	6.20%
Loans Receivable | Originated | Retail & other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 5,752	$ 5,395	5,107
Less allowance for loan losses	49	$ 49	53	$ 22
Loans, net	$ 5,703		5,054
% of Total	0.80%	0.80%
Loans Receivable | Acquired
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 146,593	$ 181,635	191,529
Less allowance for loan losses	1,633
Loans, net	$ 144,960	$ 181,635
% of Total	100.00%	100.00%
Allowance for loan losses to loans	1.11%	0.00%
Loans Receivable | Acquired | Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 10,698	$ 20,725
Less allowance for loan losses	$ 621
% of Total	7.30%	11.40%
Loans Receivable | Acquired | Owner-occupied commercial real estate ("CRE")
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 33,414	$ 42,371
Less allowance for loan losses	$ 360
% of Total	22.80%	23.30%
Loans Receivable | Acquired | Agricultural ("AG") production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 8,375	$ 9,037	9,750
Less allowance for loan losses	16
Loans, net	$ 8,359
% of Total	5.70%	5.00%
Loans Receivable | Acquired | AG real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 18,174	$ 22,694	23,061
Less allowance for loan losses	72
Loans, net	$ 18,102
% of Total	12.40%	12.50%
Loans Receivable | Acquired | CRE investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 23,384	$ 28,534	27,063
Less allowance for loan losses	148
Loans, net	$ 23,236
% of Total	16.00%	15.70%
Loans Receivable | Acquired | Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 11,173	$ 10,249	$ 10,521
Less allowance for loan losses	70
Loans, net	$ 11,103
% of Total	7.60%	5.60%
Loans Receivable | Acquired | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans
Less allowance for loan losses
Loans, net
% of Total
Loans Receivable | Acquired | Residential first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 34,059	$ 38,817	$ 41,451
Less allowance for loan losses	253
Loans, net	$ 33,806
% of Total	23.20%	21.40%
Loans Receivable | Acquired | Residential junior mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 7,074	$ 8,693	8,600
Less allowance for loan losses	83
Loans, net	$ 6,991
% of Total	4.80%	4.80%
Loans Receivable | Acquired | Retail & other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 242	$ 515	$ 586
Less allowance for loan losses	10
Loans, net	$ 232
% of Total	0.20%	0.30%

Loans, Allowance for Loan Los41

Loans, Allowance for Loan Losses, and Credit Quality - Summary of changes in ALLL by portfolio segment for periods - Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Allowance for Loan Losses (ALLL):
Beginning balance	$ 9,288
Provision	1,350	$ 2,025
Ending balance	10,005
Loans Receivable
Allowance for Loan Losses (ALLL):
Beginning balance	9,288	9,232
Provision	1,350	2,025
Charge-offs	(717)	(1,291)
Recoveries	84	86
Net charge-offs	(633)	(1,205)
Ending balance	$ 10,005	$ 10,052
As percent of ALLL	100.00%	100.00%
Loans Receivable | Commercial & industrial
Allowance for Loan Losses (ALLL):
Beginning balance	$ 3,191	$ 1,798
Provision	781	2,318
Charge-offs	(305)	(567)
Recoveries	37	50
Net charge-offs	(268)	(517)
Ending balance	$ 3,704	$ 3,599
As percent of ALLL	37.00%	35.80%
Loans Receivable | Owner-occupied CRE
Allowance for Loan Losses (ALLL):
Beginning balance	$ 1,230	$ 766
Provision	682	1,057
Charge-offs	(219)	(468)
Recoveries	3	15
Net charge-offs	(216)	(453)
Ending balance	$ 1,696	$ 1,370
As percent of ALLL	17.00%	13.60%
Loans Receivable | AG Production
Allowance for Loan Losses (ALLL):
Beginning balance	$ 53	$ 18
Provision	$ 31	$ 36
Charge-offs
Recoveries
Net charge-offs
Ending balance	$ 84	$ 54
As percent of ALLL	0.80%	0.50%
Loans Receivable | AG real estate
Allowance for Loan Losses (ALLL):
Beginning balance	$ 226	$ 59
Provision	$ 76	$ 213
Charge-offs
Recoveries
Net charge-offs
Ending balance	$ 302	$ 272
As percent of ALLL	3.00%	2.70%
Loans Receivable | CRE investment
Allowance for Loan Losses (ALLL):
Beginning balance	$ 511	$ 505
Provision	$ 227	$ 121
Charge-offs
Recoveries	$ 13	$ 12
Net charge-offs	13	12
Ending balance	$ 751	$ 638
As percent of ALLL	7.50%	6.30%
Loans Receivable | Construction & land development
Allowance for Loan Losses (ALLL):
Beginning balance	$ 2,685	$ 4,970
Provision	$ (975)	(2,445)
Charge-offs		$ (12)
Recoveries
Net charge-offs		$ (12)
Ending balance	$ 1,710	$ 2,513
As percent of ALLL	17.10%	25.00%
Loans Receivable | Residential construction
Allowance for Loan Losses (ALLL):
Beginning balance	$ 140	$ 229
Provision	$ (34)	$ (73)
Charge-offs
Recoveries
Net charge-offs
Ending balance	$ 106	$ 156
As percent of ALLL	1.10%	1.60%
Loans Receivable | Residential first mortgage
Allowance for Loan Losses (ALLL):
Beginning balance	$ 866	$ 544
Provision	291	610
Charge-offs	(60)	(191)
Recoveries	18	1
Net charge-offs	(42)	(190)
Ending balance	$ 1,115	$ 964
As percent of ALLL	11.10%	9.60%
Loans Receivable | Residential junior mortgage
Allowance for Loan Losses (ALLL):
Beginning balance	$ 337	$ 321
Provision	244	129
Charge-offs	(104)	(18)
Recoveries	1	1
Net charge-offs	(103)	(17)
Ending balance	$ 478	$ 433
As percent of ALLL	4.80%	4.30%
Loans Receivable | Retail & other
Allowance for Loan Losses (ALLL):
Beginning balance	$ 49	$ 22
Provision	27	59
Charge-offs	(29)	(35)
Recoveries	12	7
Net charge-offs	(17)	(28)
Ending balance	$ 59	$ 53
As percent of ALLL	0.60%	0.60%
Loans Receivable | Originated
Allowance for Loan Losses (ALLL):
Beginning balance	$ 9,288	$ 9,232
Provision	(354)	1,779
Charge-offs	(642)	(1,035)
Recoveries	80	76
Net charge-offs	(562)	(959)
Ending balance	$ 8,372	$ 10,052
As percent of ALLL	100.00%	100.00%
Loans Receivable | Originated | Commercial & industrial
Allowance for Loan Losses (ALLL):
Beginning balance	$ 3,191	$ 1,798
Provision	160	2,261
Charge-offs	(305)	(510)
Recoveries	37	50
Net charge-offs	(268)	(460)
Ending balance	$ 3,083	$ 3,599
As percent of ALLL	36.80%	35.80%
Loans Receivable | Originated | Owner-occupied CRE
Allowance for Loan Losses (ALLL):
Beginning balance	$ 1,230	$ 766
Provision	260	1,050
Charge-offs	(157)	(452)
Recoveries	3	6
Net charge-offs	(154)	(446)
Ending balance	$ 1,336	$ 1,370
As percent of ALLL	16.00%	13.60%
Loans Receivable | Originated | AG Production
Allowance for Loan Losses (ALLL):
Beginning balance	$ 53	$ 18
Provision	$ 15	$ 36
Charge-offs
Recoveries
Net charge-offs
Ending balance	$ 68	$ 54
As percent of ALLL	0.80%	0.50%
Loans Receivable | Originated | AG real estate
Allowance for Loan Losses (ALLL):
Beginning balance	$ 226	$ 59
Provision	$ 4	$ 213
Charge-offs
Recoveries
Net charge-offs
Ending balance	$ 230	$ 272
As percent of ALLL	2.70%	2.70%
Loans Receivable | Originated | CRE investment
Allowance for Loan Losses (ALLL):
Beginning balance	$ 511	$ 505
Provision	$ 79	$ 121
Charge-offs
Recoveries	$ 13	$ 12
Net charge-offs	13	12
Ending balance	$ 603	$ 638
As percent of ALLL	7.20%	6.30%
Loans Receivable | Originated | Construction & land development
Allowance for Loan Losses (ALLL):
Beginning balance	$ 2,685	$ 4,970
Provision	$ (1,045)	$ (2,457)
Charge-offs
Recoveries
Net charge-offs
Ending balance	$ 1,640	$ 2,513
As percent of ALLL	19.60%	25.00%
Loans Receivable | Originated | Residential construction
Allowance for Loan Losses (ALLL):
Beginning balance	$ 140	$ 229
Provision	$ (34)	$ (73)
Charge-offs
Recoveries
Net charge-offs
Ending balance	$ 106	$ 156
As percent of ALLL	1.30%	1.60%
Loans Receivable | Originated | Residential first mortgage
Allowance for Loan Losses (ALLL):
Beginning balance	$ 866	$ 544
Provision	41	457
Charge-offs	(60)	(38)
Recoveries	15	1
Net charge-offs	(45)	(37)
Ending balance	$ 862	$ 964
As percent of ALLL	10.30%	9.60%
Loans Receivable | Originated | Residential junior mortgage
Allowance for Loan Losses (ALLL):
Beginning balance	$ 337	$ 321
Provision	149	$ 112
Charge-offs	$ (91)
Recoveries
Net charge-offs	$ (91)
Ending balance	$ 395	$ 433
As percent of ALLL	4.70%	4.30%
Loans Receivable | Originated | Retail & other
Allowance for Loan Losses (ALLL):
Beginning balance	$ 49	$ 22
Provision	17	59
Charge-offs	(29)	(35)
Recoveries	12	7
Net charge-offs	(17)	(28)
Ending balance	$ 49	$ 53
As percent of ALLL	0.60%	0.60%
Loans Receivable | Acquired
Allowance for Loan Losses (ALLL):
Beginning balance
Provision	$ 1,704	$ 246
Charge-offs	(75)	(256)
Recoveries	4	10
Net charge-offs	(71)
Ending balance	$ 1,633
As percent of ALLL	100.00%
Loans Receivable | Acquired | Commercial & industrial
Allowance for Loan Losses (ALLL):
Beginning balance
Provision	$ 621	57
Charge-offs		$ (57)
Recoveries
Net charge-offs
Ending balance	$ 621
As percent of ALLL	38.00%
Loans Receivable | Acquired | Owner-occupied CRE
Allowance for Loan Losses (ALLL):
Beginning balance
Provision	$ 422	$ 7
Charge-offs	$ (62)	(16)
Recoveries		$ 9
Net charge-offs	$ (62)
Ending balance	$ 360
As percent of ALLL	22.00%
Loans Receivable | Acquired | AG Production
Allowance for Loan Losses (ALLL):
Beginning balance
Provision	$ 16
Charge-offs
Recoveries
Net charge-offs
Ending balance	$ 16
As percent of ALLL	1.00%
Loans Receivable | Acquired | AG real estate
Allowance for Loan Losses (ALLL):
Beginning balance
Provision	$ 72
Charge-offs
Recoveries
Net charge-offs
Ending balance	$ 72
As percent of ALLL	4.40%
Loans Receivable | Acquired | CRE investment
Allowance for Loan Losses (ALLL):
Beginning balance
Provision	$ 148
Charge-offs
Recoveries
Net charge-offs
Ending balance	$ 148
As percent of ALLL	9.10%
Loans Receivable | Acquired | Construction & land development
Allowance for Loan Losses (ALLL):
Beginning balance
Provision	$ 70	$ 12
Charge-offs		$ (12)
Recoveries
Net charge-offs
Ending balance	$ 70
As percent of ALLL	4.30%
Loans Receivable | Acquired | Residential construction
Allowance for Loan Losses (ALLL):
Beginning balance
Provision
Charge-offs
Recoveries
Net charge-offs
Ending balance
As percent of ALLL
Loans Receivable | Acquired | Residential first mortgage
Allowance for Loan Losses (ALLL):
Beginning balance
Provision	$ 250	$ 153
Charge-offs		$ (153)
Recoveries	$ 3
Net charge-offs	3
Ending balance	$ 253
As percent of ALLL	15.50%
Loans Receivable | Acquired | Residential junior mortgage
Allowance for Loan Losses (ALLL):
Beginning balance
Provision	$ 95	$ 17
Charge-offs	(13)	(18)
Recoveries	1	$ 1
Net charge-offs	(12)
Ending balance	$ 83
As percent of ALLL	5.10%
Loans Receivable | Acquired | Retail & other
Allowance for Loan Losses (ALLL):
Beginning balance
Provision	$ 10
Charge-offs
Recoveries
Net charge-offs
Ending balance	$ 10
As percent of ALLL	0.60%

Loans, Allowance for Loan Los42

Loans, Allowance for Loan Losses, and Credit Quality - Summary of changes in ALLL by portfolio segment - As percent of ALLL (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
ALLL:
Ending balance	$ 10,005	$ 9,288
Loans:
Total loans	884,448	883,341
Less ALLL	10,005	9,288
Net loans	$ 874,443	874,053
Loans Receivable
ALLL:
Individually evaluated			$ 627
Collectively evaluated	$ 10,005		9,425
Ending balance	10,005	9,288	10,052	$ 9,232
Loans:
Individually evaluated	4,241		10,582
Collectively evaluated	880,207		854,503
Total loans	884,448	883,341	865,085
Less ALLL	10,005	9,288	10,052	9,232
Net loans	$ 874,443	874,053	855,033
Loans Receivable | Commercial & industrial
ALLL:
Individually evaluated			238
Collectively evaluated	$ 3,704		3,361
Ending balance	3,704		3,599
Loans:
Individually evaluated	147		353
Collectively evaluated	304,711		282,004
Total loans	304,858	289,379	282,357
Less ALLL	3,704		3,599
Net loans	$ 301,154		$ 278,758
Loans Receivable | Owner-occupied CRE
ALLL:
Individually evaluated
Collectively evaluated	$ 1,696		$ 1,370
Ending balance	1,696		1,370
Loans:
Individually evaluated	1,224		1,604
Collectively evaluated	178,345		177,562
Total loans	179,569	182,574	179,166
Less ALLL	1,696		1,370
Net loans	$ 177,873		$ 177,796
Loans Receivable | AG Production
ALLL:
Individually evaluated
Collectively evaluated	$ 84		$ 54
Ending balance	84	53	54	18
Loans:
Individually evaluated	39		62
Collectively evaluated	15,670		14,570
Total loans	15,709	14,617	14,632
Less ALLL	84	53	54	18
Net loans	$ 15,625		$ 14,578
Loans Receivable | AG real estate
ALLL:
Individually evaluated
Collectively evaluated	$ 302		$ 272
Ending balance	302	226	272	59
Loans:
Individually evaluated	392		394
Collectively evaluated	39,323		41,801
Total loans	39,715	42,754	42,195
Less ALLL	302	226	272	59
Net loans	$ 39,413		$ 41,923
Loans Receivable | CRE investment
ALLL:
Individually evaluated
Collectively evaluated	$ 751		$ 638
Ending balance	751	511	638	505
Loans:
Individually evaluated	982		1,740
Collectively evaluated	82,296		75,327
Total loans	83,278	81,873	77,067
Less ALLL	751	511	638	505
Net loans	$ 82,527		76,429
Loans Receivable | Construction & land development
ALLL:
Individually evaluated			389
Collectively evaluated	$ 1,710		2,124
Ending balance	1,710	2,685	2,513	4,970
Loans:
Individually evaluated	686		4,778
Collectively evaluated	38,801		37,684
Total loans	39,487	44,114	42,462
Less ALLL	1,710	2,685	2,513	4,970
Net loans	$ 37,777		$ 39,949
Loans Receivable | Residential construction
ALLL:
Individually evaluated
Collectively evaluated	$ 106		$ 156
Ending balance	$ 106	140	$ 156	229
Loans:
Individually evaluated
Collectively evaluated	$ 8,106		$ 11,260
Total loans	8,106	11,333	11,260
Less ALLL	106	140	156	229
Net loans	$ 8,000		$ 11,104
Loans Receivable | Residential first mortgage
ALLL:
Individually evaluated
Collectively evaluated	$ 1,115		$ 964
Ending balance	1,115	866	964	544
Loans:
Individually evaluated	627		1,495
Collectively evaluated	152,935		156,235
Total loans	153,562	158,683	157,730
Less ALLL	1,115	866	964	544
Net loans	$ 152,447		$ 156,766
Loans Receivable | Residential junior mortgage
ALLL:
Individually evaluated
Collectively evaluated	$ 478		$ 433
Ending balance	478	337	433	321
Loans:
Individually evaluated	144		156
Collectively evaluated	54,026		52,367
Total loans	54,170	52,104	52,523
Less ALLL	478	337	433	321
Net loans	$ 53,692		$ 52,090
Loans Receivable | Retail & other
ALLL:
Individually evaluated
Collectively evaluated	$ 59		$ 53
Ending balance	$ 59	49	$ 53	22
Loans:
Individually evaluated
Collectively evaluated	$ 5,994		$ 5,693
Total loans	5,994	5,910	5,693
Less ALLL	59	49	53	22
Net loans	$ 5,935		5,640
Loans Receivable | Originated
ALLL:
Individually evaluated			627
Collectively evaluated	$ 8,372		9,425
Ending balance	$ 8,372	9,288	10,052	9,232
Loans:
Individually evaluated			5,377
Collectively evaluated	$ 737,855		668,179
Total loans	737,855	701,706	673,556
Less ALLL	8,372	9,288	10,052	9,232
Net loans	$ 729,483	692,418	663,504
Loans Receivable | Originated | Commercial & industrial
ALLL:
Individually evaluated			238
Collectively evaluated	$ 3,083		3,361
Ending balance	$ 3,083		3,599
Loans:
Individually evaluated			347
Collectively evaluated	$ 294,160		259,358
Total loans	294,160		259,705
Less ALLL	3,083		3,599
Net loans	$ 291,077		$ 256,106
Loans Receivable | Originated | Owner-occupied CRE
ALLL:
Individually evaluated
Collectively evaluated	$ 1,336		$ 1,370
Ending balance	$ 1,336		1,370
Loans:
Individually evaluated			830
Collectively evaluated	$ 146,155		130,491
Total loans	146,155		131,321
Less ALLL	1,336		1,370
Net loans	$ 144,819		$ 129,951
Loans Receivable | Originated | AG Production
ALLL:
Individually evaluated
Collectively evaluated	$ 68		$ 54
Ending balance	$ 68	53	$ 54	18
Loans:
Individually evaluated
Collectively evaluated	$ 7,334		$ 4,882
Total loans	7,334	5,580	4,882
Less ALLL	68	53	54	18
Net loans	$ 7,266		$ 4,828
Loans Receivable | Originated | AG real estate
ALLL:
Individually evaluated
Collectively evaluated	$ 230		$ 272
Ending balance	$ 230	226	$ 272	59
Loans:
Individually evaluated
Collectively evaluated	$ 21,541		$ 19,134
Total loans	21,541	20,060	19,134
Less ALLL	230	226	272	59
Net loans	$ 21,311		$ 18,862
Loans Receivable | Originated | CRE investment
ALLL:
Individually evaluated
Collectively evaluated	$ 603		$ 638
Ending balance	$ 603	511	$ 638	505
Loans:
Individually evaluated
Collectively evaluated	$ 59,894		$ 50,004
Total loans	59,894	53,339	50,004
Less ALLL	603	511	638	505
Net loans	$ 59,291		49,366
Loans Receivable | Originated | Construction & land development
ALLL:
Individually evaluated			389
Collectively evaluated	$ 1,640		2,124
Ending balance	$ 1,640	2,685	2,513	4,970
Loans:
Individually evaluated			3,999
Collectively evaluated	$ 28,314		27,942
Total loans	28,314	33,865	31,941
Less ALLL	1,640	2,685	2,513	4,970
Net loans	$ 26,674		$ 29,428
Loans Receivable | Originated | Residential construction
ALLL:
Individually evaluated
Collectively evaluated	$ 106		$ 156
Ending balance	$ 106	140	$ 156	229
Loans:
Individually evaluated
Collectively evaluated	$ 8,106		$ 11,260
Total loans	8,106	11,333	11,260
Less ALLL	106	140	156	229
Net loans	$ 8,000		$ 11,104
Loans Receivable | Originated | Residential first mortgage
ALLL:
Individually evaluated
Collectively evaluated	$ 862		$ 964
Ending balance	$ 862	866	964	544
Loans:
Individually evaluated			201
Collectively evaluated	$ 119,503		116,078
Total loans	119,503	119,866	116,279
Less ALLL	862	866	964	544
Net loans	$ 118,641		$ 115,315
Loans Receivable | Originated | Residential junior mortgage
ALLL:
Individually evaluated
Collectively evaluated	$ 395		$ 433
Ending balance	$ 395	337	$ 433	321
Loans:
Individually evaluated
Collectively evaluated	$ 47,096		$ 43,923
Total loans	47,096	43,411	43,923
Less ALLL	395	337	433	321
Net loans	$ 46,701		$ 43,490
Loans Receivable | Originated | Retail & other
ALLL:
Individually evaluated
Collectively evaluated	$ 49		$ 53
Ending balance	$ 49	49	$ 53	22
Loans:
Individually evaluated
Collectively evaluated	$ 5,752		$ 5,107
Total loans	5,752	5,395	5,107
Less ALLL	49	$ 49	53	$ 22
Net loans	5,703		5,054
Loans Receivable | Acquired
ALLL:
Ending balance	1,633
Loans:
Individually evaluated	4,241		5,205
Collectively evaluated	142,352		186,324
Total loans	146,593	$ 181,635	191,529
Less ALLL	1,633
Net loans	144,960	$ 181,635
Loans Receivable | Acquired | Commercial & industrial
ALLL:
Ending balance	621
Loans:
Individually evaluated	147		6
Collectively evaluated	10,551		22,646
Total loans	10,698		22,652
Less ALLL	621
Net loans	10,077
Loans Receivable | Acquired | Owner-occupied CRE
ALLL:
Ending balance	360
Loans:
Individually evaluated	1,224		774
Collectively evaluated	32,190		47,071
Total loans	33,414		47,845
Less ALLL	360
Net loans	33,054
Loans Receivable | Acquired | AG Production
ALLL:
Ending balance	16
Loans:
Individually evaluated	39		62
Collectively evaluated	8,336		9,688
Total loans	8,375	$ 9,037	9,750
Less ALLL	16
Net loans	8,359
Loans Receivable | Acquired | AG real estate
ALLL:
Ending balance	72
Loans:
Individually evaluated	392		394
Collectively evaluated	17,782		22,667
Total loans	18,174	$ 22,694	23,061
Less ALLL	72
Net loans	18,102
Loans Receivable | Acquired | CRE investment
ALLL:
Ending balance	148
Loans:
Individually evaluated	982		1,740
Collectively evaluated	22,402		25,323
Total loans	23,384	$ 28,534	27,063
Less ALLL	148
Net loans	23,236
Loans Receivable | Acquired | Construction & land development
ALLL:
Ending balance	70
Loans:
Individually evaluated	686		779
Collectively evaluated	10,487		9,742
Total loans	11,173	$ 10,249	$ 10,521
Less ALLL	70
Net loans	$ 11,103
Loans Receivable | Acquired | Residential construction
ALLL:
Ending balance
Loans:
Individually evaluated
Collectively evaluated
Total loans
Less ALLL
Net loans
Loans Receivable | Acquired | Residential first mortgage
ALLL:
Ending balance	$ 253
Loans:
Individually evaluated	627		$ 1,294
Collectively evaluated	33,432		40,157
Total loans	34,059	$ 38,817	41,451
Less ALLL	253
Net loans	33,806
Loans Receivable | Acquired | Residential junior mortgage
ALLL:
Ending balance	83
Loans:
Individually evaluated	144		156
Collectively evaluated	6,930		8,444
Total loans	7,074	$ 8,693	$ 8,600
Less ALLL	83
Net loans	6,991
Loans Receivable | Acquired | Retail & other
ALLL:
Ending balance	$ 10
Loans:
Individually evaluated
Collectively evaluated	$ 242		$ 586
Total loans	242	$ 515	$ 586
Less ALLL	10
Net loans	$ 232

Loans, Allowance for Loan Los43

Loans, Allowance for Loan Losses, and Credit Quality - Nonaccrual loans by portfolio segment (Details 3) - Loans Receivable - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 4,299	$ 5,392
% to Non Accrual Total	100.00%	100.00%
Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 223	$ 171
% to Non Accrual Total	5.20%	3.20%
Owner-occupied CRE
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 1,223	$ 1,667
% to Non Accrual Total	28.40%	30.90%
AG Production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 15	$ 21
% to Non Accrual Total	0.30%	0.40%
AG real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 372	$ 392
% to Non Accrual Total	8.70%	7.30%
CRE investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 771	$ 911
% to Non Accrual Total	17.90%	16.90%
Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 686	$ 934
% to Non Accrual Total	16.00%	17.30%
Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans
% to Non Accrual Total
Residential first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 861	$ 1,155
% to Non Accrual Total	20.10%	21.40%
Residential junior mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 148	$ 141
% to Non Accrual Total	3.40%	2.60%
Retail & other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans
% to Non Accrual Total
Originated
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 135	$ 1,128
% to Non Accrual Total	100.00%	100.00%
Originated | Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 47	$ 130
% to Non Accrual Total	34.80%	11.50%
Originated | Owner-occupied CRE
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans		$ 673
% to Non Accrual Total		59.70%
Originated | AG Production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 15
% to Non Accrual Total	11.10%
Originated | AG real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans
% to Non Accrual Total
Originated | CRE investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans
% to Non Accrual Total
Originated | Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans		$ 165
% to Non Accrual Total		14.60%
Originated | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans
% to Non Accrual Total
Originated | Residential first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 73	$ 160
% to Non Accrual Total	54.10%	14.20%
Originated | Residential junior mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans
% to Non Accrual Total
Originated | Retail & other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans
% to Non Accrual Total
Acquired
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 4,164	$ 4,264
% to Non Accrual Total	100.00%	100.00%
Acquired | Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 176	$ 41
% to Non Accrual Total	4.20%	1.00%
Acquired | Owner-occupied CRE
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 1,223	$ 994
% to Non Accrual Total	29.40%	23.30%
Acquired | AG Production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans		$ 21
% to Non Accrual Total		0.50%
Acquired | AG real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 372	$ 392
% to Non Accrual Total	8.90%	9.20%
Acquired | CRE investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 771	$ 911
% to Non Accrual Total	18.50%	21.40%
Acquired | Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 686	$ 769
% to Non Accrual Total	16.50%	18.00%
Acquired | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans
% to Non Accrual Total
Acquired | Residential first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 788	$ 995
% to Non Accrual Total	18.90%	23.30%
Acquired | Residential junior mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 148	$ 141
% to Non Accrual Total	3.60%	3.30%
Acquired | Retail & other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans
% to Non Accrual Total

Loans, Allowance for Loan Los44

Loans, Allowance for Loan Losses, and Credit Quality - Summary of loans by past due status (Details 4) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 884,448	$ 883,341
Loans Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	879,390	876,785
Total loans	$ 884,448	$ 883,341	$ 865,085
Current - As a percent of total loans	99.40%	99.30%
Total Loans percent	100.00%	100.00%
Loans Receivable | 30-89 Days Past Due (accruing)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 759	$ 1,164
Total Loans percent	0.10%	0.10%
Loans Receivable | 90 Days & Over or non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 4,299	$ 5,392
Total Loans percent	0.50%	0.60%
Loans Receivable | Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	$ 304,574	$ 289,041
Total loans	304,858	289,379
Loans Receivable | Commercial & industrial | 30-89 Days Past Due (accruing)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	61	167
Loans Receivable | Commercial & industrial | 90 Days & Over or non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	223	171
Loans Receivable | Owner-occupied CRE
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	178,327	180,853
Total loans	179,569	182,574
Loans Receivable | Owner-occupied CRE | 30-89 Days Past Due (accruing)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	19	54
Loans Receivable | Owner-occupied CRE | 90 Days & Over or non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,223	1,667
Loans Receivable | AG Production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	15,694	14,596
Total loans	$ 15,709	$ 14,617	14,632
Loans Receivable | AG Production | 30-89 Days Past Due (accruing)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | AG Production | 90 Days & Over or non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 15	$ 21
Loans Receivable | AG real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	39,229	42,244
Total loans	39,715	42,754	42,195
Loans Receivable | AG real estate | 30-89 Days Past Due (accruing)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	114	118
Loans Receivable | AG real estate | 90 Days & Over or non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	372	392
Loans Receivable | CRE investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	82,115	80,536
Total loans	83,278	81,873	77,067
Loans Receivable | CRE investment | 30-89 Days Past Due (accruing)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	392	426
Loans Receivable | CRE investment | 90 Days & Over or non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	771	911
Loans Receivable | Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	38,801	43,180
Total loans	$ 39,487	$ 44,114	42,462
Loans Receivable | Construction & land development | 30-89 Days Past Due (accruing)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Construction & land development | 90 Days & Over or non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 686	$ 934
Loans Receivable | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	8,106	11,333
Total loans	$ 8,106	$ 11,333	11,260
Loans Receivable | Residential construction | 30-89 Days Past Due (accruing)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Residential construction | 90 Days & Over or non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Residential first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	$ 152,531	$ 157,129
Total loans	153,562	158,683	157,730
Loans Receivable | Residential first mortgage | 30-89 Days Past Due (accruing)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	170	399
Loans Receivable | Residential first mortgage | 90 Days & Over or non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	861	1,155
Loans Receivable | Residential junior mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	54,019	51,963
Total loans	54,170	$ 52,104	52,523
Loans Receivable | Residential junior mortgage | 30-89 Days Past Due (accruing)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	3
Loans Receivable | Residential junior mortgage | 90 Days & Over or non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	148	$ 141
Loans Receivable | Retail & other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	5,994	5,910
Total loans	$ 5,994	$ 5,910	$ 5,693
Loans Receivable | Retail & other | 30-89 Days Past Due (accruing)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Retail & other | 90 Days & Over or non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans

Loans, Allowance for Loan Los45

Loans, Allowance for Loan Losses, and Credit Quality - Summary of loans by credit quality indicator based on internally assigned credit grade (Details 5) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 884,448	$ 883,341
Loans Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 884,448	$ 883,341	$ 865,085
Percent of total	100.00%	100.00%
Loans Receivable | Grades 1-4
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 834,585	$ 822,659
Percent of total	94.30%	93.20%
Loans Receivable | Grade 5
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 35,494	$ 43,572
Percent of total	4.00%	4.90%
Loans Receivable | Grade 6
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 3,270	$ 6,272
Percent of total	0.40%	0.70%
Loans Receivable | Grade 7
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 11,099	$ 10,838
Percent of total	1.30%	1.20%
Loans Receivable | Grade 8
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Percent of total
Loans Receivable | Grade 9
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Percent of total
Loans Receivable | Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 304,858	$ 289,379	282,357
Loans Receivable | Commercial & industrial | Grades 1-4
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	279,955	268,140
Loans Receivable | Commercial & industrial | Grade 5
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	20,594	15,940
Loans Receivable | Commercial & industrial | Grade 6
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	608	2,588
Loans Receivable | Commercial & industrial | Grade 7
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 3,701	$ 2,711
Loans Receivable | Commercial & industrial | Grade 8
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Commercial & industrial | Grade 9
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Owner-occupied CRE
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 179,569	$ 182,574	179,166
Loans Receivable | Owner-occupied CRE | Grades 1-4
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	169,669	170,544
Loans Receivable | Owner-occupied CRE | Grade 5
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,836	6,197
Loans Receivable | Owner-occupied CRE | Grade 6
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,253	2,919
Loans Receivable | Owner-occupied CRE | Grade 7
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 2,811	$ 2,914
Loans Receivable | Owner-occupied CRE | Grade 8
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Owner-occupied CRE | Grade 9
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | AG Production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 15,709	$ 14,617	14,632
Loans Receivable | AG Production | Grades 1-4
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	14,985	14,018
Loans Receivable | AG Production | Grade 5
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 686	$ 244
Loans Receivable | AG Production | Grade 6
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | AG Production | Grade 7
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 38	$ 355
Loans Receivable | AG Production | Grade 8
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | AG Production | Grade 9
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | AG real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 39,715	$ 42,754	42,195
Loans Receivable | AG real estate | Grades 1-4
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	38,411	32,315
Loans Receivable | AG real estate | Grade 5
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 443	9,548
Loans Receivable | AG real estate | Grade 6
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans		59
Loans Receivable | AG real estate | Grade 7
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 861	$ 832
Loans Receivable | AG real estate | Grade 8
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | AG real estate | Grade 9
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | CRE investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 83,278	$ 81,873	77,067
Loans Receivable | CRE investment | Grades 1-4
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	80,091	78,229
Loans Receivable | CRE investment | Grade 5
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,132	$ 2,203
Loans Receivable | CRE investment | Grade 6
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	891
Loans Receivable | CRE investment | Grade 7
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 1,164	$ 1,441
Loans Receivable | CRE investment | Grade 8
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | CRE investment | Grade 9
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 39,487	$ 44,114	42,462
Loans Receivable | Construction & land development | Grades 1-4
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	33,936	35,649
Loans Receivable | Construction & land development | Grade 5
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 4,865	7,417
Loans Receivable | Construction & land development | Grade 6
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans		114
Loans Receivable | Construction & land development | Grade 7
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 686	$ 934
Loans Receivable | Construction & land development | Grade 8
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Construction & land development | Grade 9
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 8,106	$ 11,333	11,260
Loans Receivable | Residential construction | Grades 1-4
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	7,354	10,101
Loans Receivable | Residential construction | Grade 5
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 752	$ 1,232
Loans Receivable | Residential construction | Grade 6
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Residential construction | Grade 7
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Residential construction | Grade 8
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Residential construction | Grade 9
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Residential first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 153,562	$ 158,683	157,730
Loans Receivable | Residential first mortgage | Grades 1-4
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	150,358	155,916
Loans Receivable | Residential first mortgage | Grade 5
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,019	686
Loans Receivable | Residential first mortgage | Grade 6
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	518	592
Loans Receivable | Residential first mortgage | Grade 7
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 1,667	$ 1,489
Loans Receivable | Residential first mortgage | Grade 8
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Residential first mortgage | Grade 9
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Residential junior mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 54,170	$ 52,104	52,523
Loans Receivable | Residential junior mortgage | Grades 1-4
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	53,832	51,843
Loans Receivable | Residential junior mortgage | Grade 5
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 167	$ 99
Loans Receivable | Residential junior mortgage | Grade 6
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Residential junior mortgage | Grade 7
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 171	$ 162
Loans Receivable | Residential junior mortgage | Grade 8
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Residential junior mortgage | Grade 9
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Retail & other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 5,994	$ 5,910	$ 5,693
Loans Receivable | Retail & other | Grades 1-4
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 5,994	5,904
Loans Receivable | Retail & other | Grade 5
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans		$ 6
Loans Receivable | Retail & other | Grade 6
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Retail & other | Grade 7
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Retail & other | Grade 8
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Loans Receivable | Retail & other | Grade 9
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans

Loans, Allowance for Loan Los46

Loans, Allowance for Loan Losses, and Credit Quality - Summary of information pertaining to impaired loans (Details 6) - USD ($) $ in Thousands		9 Months Ended	12 Months Ended
		Sep. 30, 2015	Dec. 31, 2014		Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		$ 250
Related Allowance		1,800			$ 389
Loans Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		4,241	$ 8,666
Total: Unpaid Principal Balance		9,403	15,154
Related Allowance			388
Total: Average Recorded Investment		4,276	9,351
Total: Interest Income Recognized		401	744
Loans Receivable | Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		147	35
Total: Unpaid Principal Balance		147	35
Related Allowance	[1]		30
Total: Average Recorded Investment		147	36
Total: Interest Income Recognized		6	2
Loans Receivable | Owner-occupied CRE
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		1,224	1,724
Total: Unpaid Principal Balance		2,276	2,838
Total: Average Recorded Investment		1,281	2,029
Total: Interest Income Recognized		129	226
Loans Receivable | AG Production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		39	60
Total: Unpaid Principal Balance		55	126
Total: Average Recorded Investment		39	45
Total: Interest Income Recognized		3	10
Loans Receivable | AG real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		392	392
Total: Unpaid Principal Balance		499	460
Total: Average Recorded Investment		403	398
Total: Interest Income Recognized		25	22
Loans Receivable | CRE investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		982	1,219
Total: Unpaid Principal Balance		2,795	3,807
Total: Average Recorded Investment		1,078	1,344
Total: Interest Income Recognized		110	217
Loans Receivable | Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		686	4,098
Total: Unpaid Principal Balance		$ 1,228	4,641
Related Allowance			358	[1]
Total: Average Recorded Investment		$ 507	4,236
Total: Interest Income Recognized		$ 40	$ 90
Loans Receivable | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment
Total: Unpaid Principal Balance
Total: Average Recorded Investment
Total: Interest Income Recognized
Loans Receivable | Residential first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		$ 627	$ 985
Total: Unpaid Principal Balance		1,911	2,723
Total: Average Recorded Investment		673	1,107
Total: Interest Income Recognized		68	155
Loans Receivable | Residential junior mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		144	153
Total: Unpaid Principal Balance		479	502
Total: Average Recorded Investment		148	156
Total: Interest Income Recognized		$ 19	$ 20
Loans Receivable | Retail & other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment
Total: Unpaid Principal Balance		$ 13	$ 22
Total: Average Recorded Investment
Total: Interest Income Recognized		$ 1	$ 2
Loans Receivable | Originated
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment			4,480
Total: Unpaid Principal Balance			4,480
Related Allowance			388
Total: Average Recorded Investment			4,743
Total: Interest Income Recognized			86
Loans Receivable | Originated | Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment			30
Total: Unpaid Principal Balance			30
Related Allowance	[1]		30
Total: Average Recorded Investment			$ 30
Total: Interest Income Recognized
Loans Receivable | Originated | Owner-occupied CRE
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment			$ 673
Total: Unpaid Principal Balance			673
Total: Average Recorded Investment			859
Total: Interest Income Recognized			$ 47
Loans Receivable | Originated | AG Production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment
Total: Unpaid Principal Balance
Total: Average Recorded Investment
Total: Interest Income Recognized
Loans Receivable | Originated | AG real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment
Total: Unpaid Principal Balance
Total: Average Recorded Investment
Total: Interest Income Recognized
Loans Receivable | Originated | CRE investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment
Total: Unpaid Principal Balance
Total: Average Recorded Investment
Total: Interest Income Recognized
Loans Receivable | Originated | Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment			$ 3,777
Total: Unpaid Principal Balance			3,777
Related Allowance	[1]		358
Total: Average Recorded Investment			3,854
Total: Interest Income Recognized			$ 39
Loans Receivable | Originated | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment
Total: Unpaid Principal Balance
Total: Average Recorded Investment
Total: Interest Income Recognized
Loans Receivable | Originated | Residential first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment
Total: Unpaid Principal Balance
Total: Average Recorded Investment
Total: Interest Income Recognized
Loans Receivable | Originated | Residential junior mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment
Total: Unpaid Principal Balance
Total: Average Recorded Investment
Total: Interest Income Recognized
Loans Receivable | Originated | Retail & other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment
Total: Unpaid Principal Balance
Total: Average Recorded Investment
Total: Interest Income Recognized
Loans Receivable | Acquired
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		$ 4,241	$ 4,186
Total: Unpaid Principal Balance		9,403	10,674
Total: Average Recorded Investment		4,276	4,608
Total: Interest Income Recognized		401	658
Loans Receivable | Acquired | Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		147	5
Total: Unpaid Principal Balance		147	5
Total: Average Recorded Investment		147	6
Total: Interest Income Recognized		6	2
Loans Receivable | Acquired | Owner-occupied CRE
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		1,224	1,051
Total: Unpaid Principal Balance		2,276	2,165
Total: Average Recorded Investment		1,281	1,170
Total: Interest Income Recognized		129	179
Loans Receivable | Acquired | AG Production
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		39	60
Total: Unpaid Principal Balance		55	126
Total: Average Recorded Investment		39	45
Total: Interest Income Recognized		3	10
Loans Receivable | Acquired | AG real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		392	392
Total: Unpaid Principal Balance		499	460
Total: Average Recorded Investment		403	398
Total: Interest Income Recognized		25	22
Loans Receivable | Acquired | CRE investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		982	1,219
Total: Unpaid Principal Balance		2,795	3,807
Total: Average Recorded Investment		1,078	1,344
Total: Interest Income Recognized		110	217
Loans Receivable | Acquired | Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		686	321
Total: Unpaid Principal Balance		1,228	864
Total: Average Recorded Investment		507	382
Total: Interest Income Recognized		$ 40	$ 51
Loans Receivable | Acquired | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment
Total: Unpaid Principal Balance
Total: Average Recorded Investment
Total: Interest Income Recognized
Loans Receivable | Acquired | Residential first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		$ 627	$ 985
Total: Unpaid Principal Balance		1,911	2,723
Total: Average Recorded Investment		673	1,107
Total: Interest Income Recognized		68	155
Loans Receivable | Acquired | Residential junior mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment		144	153
Total: Unpaid Principal Balance		479	502
Total: Average Recorded Investment		148	156
Total: Interest Income Recognized		$ 19	$ 20
Loans Receivable | Acquired | Retail & other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total: Recorded Investment
Total: Unpaid Principal Balance		$ 13	$ 22
Total: Average Recorded Investment
Total: Interest Income Recognized		$ 1	$ 2
[1]	One commercial & industrial loan with a balance of $30,000 had a specific reserve of $30,000. One construction & land development loan with a balance of $3.8 million had a specific reserve of $358,000. No other loans had a related allowance at December 31, 2014, and therefore, the above disclosure was not expanded to include loans with and without a related allowance.

Loans, Allowance for Loan Los47

Loans, Allowance for Loan Losses, and Credit Quality (Detail Textuals)	9 Months Ended		12 Months Ended
	Sep. 30, 2015USD ($)Loan	Sep. 30, 2014USD ($)Loan	Dec. 31, 2014USD ($)Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired loans non accrual credit	$ 250,000
PCI loans acquired fair value	16,700,000
Nonaccretable mark	12,200,000
Accretable mark	0
Impaired loans non accrual credit	2,800,000
PCI acquired loans subsequently become impaired	$ 1,400,000
Number of loans classified as troubled debt restructuring, | Loan	11	5	1
Total troubled debt restructuring loan	$ 700,000	$ 4,200,000	$ 3,800,000
Troubled debt restructuring premodification balance	1,800,000	3,900,000
Premodification balance of remaining loans	4,200,000	438,000
Troubled debt restructurings	696,000	3,800,000
Specific reserve allocation	1,800,000	389,000
Balance of PCI loans		$ 389,000
Loans Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired loans non accrual credit	$ 4,241,000		8,666,000
Specific reserve allocation			388,000
Loans Receivable | Commercial & industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of commercial and industrial loans | Loan	1
Premodification balance	$ 30,000
Specific reserve allocation	30,000
Loans Receivable | Construction & land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired loans non accrual credit	$ 686,000		4,098,000
Number of construction and land development loan | Loan	1
Premodification balance	$ 3,800,000
Specific reserve allocation			$ 358,000	[1]
[1]	One commercial & industrial loan with a balance of $30,000 had a specific reserve of $30,000. One construction & land development loan with a balance of $3.8 million had a specific reserve of $358,000. No other loans had a related allowance at December 31, 2014, and therefore, the above disclosure was not expanded to include loans with and without a related allowance.

Notes Payable - Information reg

Notes Payable - Information regarding notes payable (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Debt Type [Line Items]
Notes payable	$ 15,480	$ 21,175
Joint venture note
Debt Type [Line Items]
Notes payable	9,480	9,675
Federal Home Loan Bank ("FHLB") advances
Debt Type [Line Items]
Notes payable	$ 6,000	$ 11,500

Notes Payable - Summary of the

Notes Payable - Summary of the maturity of the notes payable (Details 1) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Notes Payable [Abstract]
2,015	$ 68
2,016	$ 14,412
2,017
2,018	$ 1,000
Notes payable, total	$ 15,480	$ 21,175

Notes Payable (Detail Textuals)

Notes Payable (Detail Textuals) - USD ($) $ in Millions	Sep. 30, 2015	Dec. 31, 2014
Joint venture note
Debt Type [Line Items]
Fixed rate on notes secured by building	5.81%
Federal Home Loan Bank ("FHLB") advances
Debt Type [Line Items]
Weighted average rate of FHLB advances	0.83%	0.71%
FHLB advances collateralized pledged	$ 162.1	$ 164.2

Junior Subordinated Debentures

Junior Subordinated Debentures (Detail Textuals) - USD ($) $ in Thousands	1 Months Ended
	Jul. 31, 2004	Sep. 30, 2015	Dec. 31, 2014
Debt Type [Line Items]
Junior subordinated debentures	$ 6,200	$ 12,477	$ 12,328
Subordinated debentures, fixed rate	8.00%
Maturity date of the debenture, if not redeemed	Jul. 15, 2034
Nicolet Bankshares Statutory Trust I
Debt Type [Line Items]
Junior subordinated debentures	$ 6,000

Junior Subordinated Debenture52

Junior Subordinated Debentures (Detail Textuals 1) - USD ($) $ in Thousands	1 Months Ended
	Apr. 30, 2013	Sep. 30, 2015	Dec. 31, 2014	Jul. 31, 2004
Debt Instrument [Line Items]
Junior subordinated debentures		$ 12,477	$ 12,328	$ 6,200
Mid-Wisconsin
Debt Instrument [Line Items]
Junior subordinated debentures	$ 10,300	6,300
Trust preferred securities issued during period	$ 10,000
Base rate, description	three-month LIBOR
Basis spread	1.43%
Debentures, description	The debentures may be called at par in part or in full, on or after December 15, 2010 or within 120 days of certain events.
Fair value of debentures	$ 5,800
Maturity date of trust preferred securities and debentures	Dec. 15, 2035
Mid-Wisconsin | Trust preferred securities
Debt Instrument [Line Items]
Carrying value of trust preferred securities		$ 6,000

Subordinated Notes (Detail Text

Subordinated Notes (Detail Textuals) - Subordinated Notes - USD ($)	1 Months Ended			9 Months Ended
	Jun. 29, 2015	Apr. 28, 2015	Feb. 17, 2015	Sep. 30, 2015
Debt Instrument [Line Items]
Principal amount of subordinated notes	$ 12,000,000	$ 12,000,000	$ 12,000,000
Subordinated notes, maturity period	10 years	10 years	10 years
Subordinate notes interest rate	5.00%	5.00%	5.00%
Debt issuance cost				$ 180,000
Debt issuance costs amortization description				Debt issuance costs associated with the $12 million Notes are being amortized on a straight line basis over the first five years, representing the no-call periods, as additional interest expense.
Unamortized debt issuance costs				$ 160,000

Fair Value Measurements - Measu

Fair Value Measurements - Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 167,572	$ 168,475
Total
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	167,572	168,475
Fair Value Measurements Using Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	4,212	2,763
Fair Value Measurements Using Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	161,644	164,916
Fair Value Measurements Using Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,716	796
Measured at Fair Value on a Recurring Basis | Total | U.S. government sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	297	1,039
Measured at Fair Value on a Recurring Basis | Total | State, county and municipals
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	107,016	102,776
Measured at Fair Value on a Recurring Basis | Total | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	54,907	61,677
Measured at Fair Value on a Recurring Basis | Total | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,140	220
Measured at Fair Value on a Recurring Basis | Total | Equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	4,212	2,763
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 4,212	$ 2,763
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 1 | U.S. government sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 1 | State, county and municipals
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 1 | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 1 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 1 | Equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 4,212	$ 2,763
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	161,644	164,916
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 2 | U.S. government sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	297	1,039
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 2 | State, county and municipals
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	106,440	102,200
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 2 | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 54,907	$ 61,677
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 2 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 2 | Equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 1,716	$ 796
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 3 | U.S. government sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 3 | State, county and municipals
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 576	$ 576
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 3 | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 3 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 1,140	$ 220
Measured at Fair Value on a Recurring Basis | Fair Value Measurements Using Level 3 | Equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale

Fair Value Measurements - Mea55

Fair Value Measurements - Measured at Fair Value on Nonrecurring Basis (Details 1) - Measured at Fair Value on a Nonrecurring Basis - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Total | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure	$ 4,241	$ 8,278
Total | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure	$ 714	$ 1,966
Fair Value Measurements Using Level 1 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure
Fair Value Measurements Using Level 1 | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure
Fair Value Measurements Using Level 2 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure
Fair Value Measurements Using Level 2 | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure
Fair Value Measurements Using Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure	$ 4,241	$ 8,278
Fair Value Measurements Using Level 3 | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure	$ 714	$ 1,966

Fair Value Measurements - Summa

Fair Value Measurements - Summary of carrying amounts and estimated fair values of financial instruments (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financial assets:
Securities AFS	$ 167,572	$ 168,475
Carrying Amount
Financial assets:
Cash and cash equivalents	34,635	68,708
Certificates of deposit in other banks	4,159	10,385
Securities AFS	167,572	168,475
Other investments	8,126	8,065
Loans held for sale	3,055	7,272
Loans, net	874,443	874,053
Bank owned life insurance	28,228	27,479
Financial liabilities:
Deposits	1,012,181	1,059,903
Notes payable	15,480	21,175
Junior subordinated debentures	12,477	12,328
Subordinated notes	11,840
Estimated Fair Value
Financial assets:
Cash and cash equivalents	34,635	68,708
Certificates of deposit in other banks	4,172	10,421
Securities AFS	167,572	168,475
Other investments	8,126	8,065
Loans held for sale	3,120	7,272
Loans, net	882,543	881,793
Bank owned life insurance	28,228	27,479
Financial liabilities:
Deposits	1,014,523	1,062,262
Notes payable	18,377	24,212
Junior subordinated debentures	11,853	11,711
Subordinated notes	11,554
Level 1
Financial assets:
Cash and cash equivalents	$ 34,635	$ 68,708
Certificates of deposit in other banks
Securities AFS	$ 4,212	$ 2,763
Other investments
Loans held for sale
Loans, net
Bank owned life insurance	$ 28,228	$ 27,479
Financial liabilities:
Deposits
Notes payable
Junior subordinated debentures
Subordinated notes
Level 2
Financial assets:
Cash and cash equivalents
Certificates of deposit in other banks	$ 4,172	$ 10,421
Securities AFS	161,644	164,916
Other investments	5,985	5,924
Loans held for sale	$ 3,120	$ 7,272
Loans, net
Bank owned life insurance
Financial liabilities:
Deposits
Notes payable	$ 6,026	$ 11,526
Junior subordinated debentures
Subordinated notes
Level 3
Financial assets:
Cash and cash equivalents
Certificates of deposit in other banks
Securities AFS	$ 1,716	$ 796
Other investments	$ 2,141	$ 2,141
Loans held for sale
Loans, net	$ 882,543	$ 881,793
Bank owned life insurance
Financial liabilities:
Deposits	$ 1,014,523	$ 1,062,262
Notes payable	12,351	12,686
Junior subordinated debentures	11,853	$ 11,711
Subordinated notes	$ 11,554

Fair Value Measurements (Detail

Fair Value Measurements (Detail Textuals) $ in Millions	9 Months Ended
	Sep. 30, 2015USD ($)
Fair Value Disclosures [Abstract]
Security purchased at discount to its par value (classified as Level 3 )	$ 0.9

Sale of Branches (Detail Textua

Sale of Branches (Detail Textuals) $ in Millions	Aug. 07, 2015USD ($)
Sale Of Branches [Abstract]
Reduction in deposits	$ 34
Reduction in loans	13
Reduction in fixed assets	1
Reduction in cash	20
Change in miscellaneous income	$ 0.1

Small Business Lending Fund (59

Small Business Lending Fund ("SBLF") Preferred Stock Redemption (Detail Textuals) $ in Millions	Sep. 28, 2015USD ($)
Series C Preferred Stock
Preferred Stock Redemption [Line Items]
Redemption of outstanding SBLF preferred stock	$ 12.2

Pending Merger Transaction (Det

Pending Merger Transaction (Detail Textuals) - Definitive merger agreement - Baylake Corp. ("Baylake") $ in Millions	Sep. 30, 2015USD ($)
Business Acquisition [Line Items]
Total assets	$ 2,200
Deposits	1,800
Loans	$ 1,600