Central Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLERGAN PLC SHS	COMMON STOCK	G0177J108	15	87	SH		SOLE		87	0	0
ACCENTURE PLC	COMMON STOCK	G1151C101	76	396	SH		SOLE		396	0	0
ACCENTURE PLC	COMMON STOCK	G1151C101	30	154	SH		DFND		154	0	0
CAPRI HOLDINGS LTD	COMMON STOCK	G1890L107	3	100	SH		SOLE		100	0	0
INGERSOLL RAND PUBLIC LIMITED	COMMON STOCK	G47791101	40	325	SH		SOLE		325	0	0
LAZARD LTD	COMMON STOCK	G54050102	313	8,934	SH		SOLE		8,934	0	0
LINDE PLC EUR	COMMON STOCK	G5494J103	66	340	SH		SOLE		340	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	216	1,986	SH		SOLE		1,986	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	27	245	SH		DFND		245	0	0
LIBERTY LATIN AMERICA LTD	COMMON STOCK	G9001E128	5	320	SH		SOLE		320	0	0
CHUBB LIMITED COM	COMMON STOCK	H1467J104	12	76	SH		SOLE		76	0	0
LYONDELLBASEIL INDU CL A	COMMON STOCK	N53745100	21	238	SH		SOLE		238	0	0
ROYAL CARIBBEAN CRUISES LTD	COMMON STOCK	V7780T103	110	1,014	SH		SOLE		1,014	0	0
ALPS MEDICAL BREAKTHROUGHS ETF	MID CAP EXCHANGE TRADED FDS	00162Q593	32	1,000	SH		SOLE		1,000	0	0
AT&T INC	COMMON STOCK	00206R102	555	14,676	SH		SOLE		14,676	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	420	5,020	SH		SOLE		5,020	0	0
ABBVIE INC USD 0.01	COMMON STOCK	00287Y109	95	1,256	SH		SOLE		1,256	0	0
ABIOMED INC	COMMON STOCK	003654100	1,321	7,427	SH		SOLE		7,427	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	9,235	33,429	SH		SOLE		33,429	0	0
ALIBABA	COMMON STOCK	01609W102	7	40	SH		SOLE		40	0	0
ALLIANT ENERGY CORP	COMMON STOCK	018802108	14	257	SH		SOLE		257	0	0
ALLSTATE CORP	COMMON STOCK	020002101	18	163	SH		SOLE		163	0	0
ALLY FINANCIAL INC	COMMON STOCK	02005N100	7	220	SH		SOLE		220	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	328	269	SH		SOLE		269	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	18	15	SH		DFND		15	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	8,224	6,735	SH		SOLE		6,735	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	18	15	SH		DFND		15	0	0
ALTABA INC COM	COMMON STOCK	021346101	2	95	SH		SOLE		95	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	344	8,420	SH		SOLE		8,420	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	25	600	SH		DFND		600	0	0
AMAZON COM INC	COMMON STOCK	023135106	6,879	3,963	SH		SOLE		3,963	0	0
AMEREN CORP	COMMON STOCK	023608102	1,745	21,797	SH		SOLE		21,797	0	0
AMERICAN AIRLS GROUP INC COM	COMMON STOCK	02376R102	4	150	SH		SOLE		150	0	0
AMERICAN ELECTRIC POWER CO	COMMON STOCK	025537101	37	400	SH		SOLE		400	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	4,098	34,651	SH		SOLE		34,651	0	0
AMERICAN INTL GROUP	COMMON STOCK	026874784	6	100	SH		SOLE		100	0	0
AMERICAN WATER WORKS CO INC	COMMON STOCK	030420103	53	426	SH		SOLE		426	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	38	260	SH		SOLE		260	0	0
AMGEN INC	COMMON STOCK	031162100	6,164	31,854	SH		SOLE		31,854	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	646	5,784	SH		SOLE		5,784	0	0
ANTHEM INC	COMMON STOCK	036752103	46	193	SH		SOLE		193	0	0
APPLE INC	COMMON STOCK	037833100	10,304	46,006	SH		SOLE		46,006	0	0
APPLE INC	COMMON STOCK	037833100	105	470	SH		DFND		470	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	14	286	SH		SOLE		286	0	0
AUTODESK INC	COMMON STOCK	052769106	392	2,653	SH		SOLE		2,653	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	56	350	SH		SOLE		350	0	0
BB&T CORP COM	COMMON STOCK	054937107	400	7,492	SH		SOLE		7,492	0	0
BP AMOCO P L C	COMMON STOCK	055622104	35	928	SH		SOLE		928	0	0
BANKAMERICA CORP NEW	COMMON STOCK	060505104	2,291	78,565	SH		SOLE		78,565	0	0
BANK OF NEW YORK MELLON CORP	COMMON STOCK	064058100	6	130	SH		SOLE		130	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	19	220	SH		SOLE		220	0	0
BECTON DICKINSON & CO	COMMON STOCK	075887109	835	3,300	SH		SOLE		3,300	0	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	207	994	SH		SOLE		994	0	0
BEST BUY COMPANY INC	COMMON STOCK	086516101	1	15	SH		SOLE		15	0	0
BIOGEN INC	COMMON STOCK	09062X103	2,133	9,164	SH		SOLE		9,164	0	0
BIOGEN INC	COMMON STOCK	09062X103	44	191	SH		DFND		191	0	0
BLACKROCK INC	COMMON STOCK	09247X101	11	25	SH		SOLE		25	0	0
BLACKROCK COM SBI USD 0.001	INTERNATIONAL EXCH. TRADED FDS	092501105	2	201	SH		SOLE		201	0	0
BOEING CO	COMMON STOCK	097023105	4,665	12,262	SH		SOLE		12,262	0	0
BRIGHTHOUSE FINL INC	COMMON STOCK	10922N103	6	160	SH		SOLE		160	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	194	3,821	SH		SOLE		3,821	0	0
BROADRIDGE FINCL SOLUTIONS	COMMON STOCK	11133T103	2	20	SH		SOLE		20	0	0
BROADCOM INC	COMMON STOCK	11135F101	159	576	SH		SOLE		576	0	0
BROOKFIELD ASSET MGMT INC VOTING SHS CL A	COMMON STOCK	112585104	6	105	SH		SOLE		105	0	0
BROWN FORMAN CORP CL B COM	COMMON STOCK	115637209	4	59	SH		SOLE		59	0	0
CDW CORP COM	COMMON STOCK	12514G108	4	30	SH		SOLE		30	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	55	360	SH		SOLE		360	0	0
CNA FINANCIAL CORP	COMMON STOCK	126117100	18	370	SH		SOLE		370	0	0
CSX CORP	COMMON STOCK	126408103	345	4,981	SH		SOLE		4,981	0	0
CVS CAREMARK CORP	COMMON STOCK	126650100	178	2,830	SH		SOLE		2,830	0	0
CAMPBELL SOUP CO	COMMON STOCK	134429109	3	58	SH		SOLE		58	0	0
CARNIVAL CORP PAIRED CTF	COMMON STOCK	143658300	7	150	SH		SOLE		150	0	0
CELGENE CORP	COMMON STOCK	151020104	3,523	35,475	SH		SOLE		35,475	0	0
CELGENE CORP	COMMON STOCK	151020104	29	290	SH		DFND		290	0	0
CENTERSTATE BK CORP	COMMON STOCK	15201P109	3	120	SH		SOLE		120	0	0
CENTRAL VALLEY COM	COMMON STOCK	155685100	4	190	SH		SOLE		190	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	1,037	8,740	SH		SOLE		8,740	0	0
CINCINNATI BELL 6.75 CNV CUM PFD	PREFERRED STOCK	171871403	3	90	SH		SOLE		90	0	0
CINCINNATI FINANCIAL CORP	COMMON STOCK	172062101	4	30	SH		SOLE		30	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	803	16,255	SH		SOLE		16,255	0	0
CITIGROUP INC	COMMON STOCK	172967424	36	520	SH		SOLE		520	0	0
CLOROX COMPANY	COMMON STOCK	189054109	9	61	SH		SOLE		61	0	0
COCA COLA CO	COMMON STOCK	191216100	573	10,531	SH		SOLE		10,531	0	0
COCA COLA CO	COMMON STOCK	191216100	22	400	SH		DFND		400	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	74	1,000	SH		SOLE		1,000	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	5,310	117,812	SH		SOLE		117,812	0	0
COMMUNITY TRUST BANK	COMMON STOCK	204149108	301	7,079	SH		SOLE		7,079	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	178	3,123	SH		SOLE		3,123	0	0
CONSOLIDATED COMMUNICATIONS	COMMON STOCK	209034107	4	930	SH		SOLE		930	0	0
CONSTELLATION BRANDS INC CL A	COMMON STOCK	21036P108	558	2,694	SH		SOLE		2,694	0	0
CORNING INCORPORATED	COMMON STOCK	219350105	27	940	SH		SOLE		940	0	0
CORTEVA INC	COMMON STOCK	22052L104	30	1,055	SH		SOLE		1,055	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	7,428	25,782	SH		SOLE		25,782	0	0
CUMMINS INC	COMMON STOCK	231021106	748	4,599	SH		SOLE		4,599	0	0
D R HORTON INC	COMMON STOCK	23331A109	3	55	SH		SOLE		55	0	0
DANAHER CORP DEL COM	COMMON STOCK	235851102	178	1,232	SH		SOLE		1,232	0	0
DEERE & CO	COMMON STOCK	244199105	9	54	SH		SOLE		54	0	0
DEERE & CO	COMMON STOCK	244199105	52	311	SH		DFND		311	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	2,911	22,338	SH		SOLE		22,338	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	108	828	SH		DFND		828	0	0
DISCOVERY COMMUNICATIONSL INC CL A	COMMON STOCK	25470F104	3,214	120,751	SH		SOLE		120,751	0	0
DISCOVERY COMMUNICATIONS I USD 0.01	COMMON STOCK	25470F302	20	800	SH		SOLE		800	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	5,622	69,331	SH		SOLE		69,331	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	20	250	SH		DFND		250	0	0
DOLLAR GEN CORP NEW	COMMON STOCK	256677105	5,546	34,893	SH		SOLE		34,893	0	0
DOMINION RES INC VA	COMMON STOCK	25746U109	187	2,306	SH		SOLE		2,306	0	0
DOMINO'S PIZZA INC	COMMON STOCK	25754A201	1,749	7,153	SH		SOLE		7,153	0	0
DOW INC	COMMON STOCK	260557103	73	1,529	SH		SOLE		1,529	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	192	1,999	SH		SOLE		1,999	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	104	1,462	SH		SOLE		1,462	0	0
EOG RES INC	COMMON STOCK	26875P101	430	5,793	SH		SOLE		5,793	0	0
EQT CORP	COMMON STOCK	26884L109	286	26,885	SH		SOLE		26,885	0	0
EBAY INC COM	COMMON STOCK	278642103	90	2,320	SH		SOLE		2,320	0	0
ECOLAB INC COM	COMMON STOCK	278865100	59	300	SH		SOLE		300	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	140	2,100	SH		SOLE		2,100	0	0
EQUITRANS MIDSTREAM CORP	COMMON STOCK	294600101	206	14,192	SH		SOLE		14,192	0	0
EXELON CORP	COMMON STOCK	30161N101	2	35	SH		SOLE		35	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	468	6,627	SH		SOLE		6,627	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	16	229	SH		DFND		229	0	0
FACEBOOK INC	COMMON STOCK	30303M102	2,114	11,872	SH		SOLE		11,872	0	0
FASTENAL CO	COMMON STOCK	311900104	7	200	SH		SOLE		200	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	244	1,678	SH		SOLE		1,678	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	8	56	SH		DFND		56	0	0
FISERV INC USD 0.01	COMMON STOCK	337738108	1,234	11,916	SH		SOLE		11,916	0	0
FLOWSERVE CORP USD 1.25	COMMON STOCK	34354P105	14	300	SH		SOLE		300	0	0
FRANKLIN STREET PROP	COMMON STOCK	35471R106	5	650	SH		SOLE		650	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	91	500	SH		SOLE		500	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	109	12,247	SH		SOLE		12,247	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	2	269	SH		DFND		269	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	17	300	SH		SOLE		300	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	157	1,574	SH		SOLE		1,574	0	0
GREAT LAKES DREDGE	COMMON STOCK	390607109	4	420	SH		SOLE		420	0	0
HANESBRANDS INC	COMMON STOCK	410345102	3	200	SH		SOLE		200	0	0
HARTFORD FINL SVCS GROUP INCCOM	COMMON STOCK	416515104	9	150	SH		SOLE		150	0	0
HEALTHCARE SVCS GROUP INC	COMMON STOCK	421906108	3	125	SH		SOLE		125	0	0
HERSHEY COMPANY	COMMON STOCK	427866108	5,949	38,386	SH		SOLE		38,386	0	0
HOLLYFRONTIER CORP	COMMON STOCK	436106108	1,139	21,241	SH		SOLE		21,241	0	0
HOLOGIC INCORPORATED	COMMON STOCK	436440101	57	1,137	SH		SOLE		1,137	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,436	6,190	SH		SOLE		6,190	0	0
HOME DEPOT INC	COMMON STOCK	437076102	232	1,000	SH		DFND		1,000	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	5,624	33,238	SH		SOLE		33,238	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	34	202	SH		DFND		202	0	0
HUMANA INC	COMMON STOCK	444859102	1,846	7,222	SH		SOLE		7,222	0	0
ICU MEDIAL INC	COMMON STOCK	44930G107	16	100	SH		SOLE		100	0	0
ILLINOIS TOOL WORKS	COMMON STOCK	452308109	646	4,129	SH		SOLE		4,129	0	0
INTEL CORP	COMMON STOCK	458140100	4,120	79,979	SH		SOLE		79,979	0	0
INTEL CORP	COMMON STOCK	458140100	53	1,026	SH		DFND		1,026	0	0
INTERCONTINENTAL EXCHANGE	COMMON STOCK	45866F104	4,416	47,858	SH		SOLE		47,858	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	186	1,281	SH		SOLE		1,281	0	0
INTUTIVE SURGICAL INC	COMMON STOCK	46120E602	2,933	5,432	SH		SOLE		5,432	0	0
INTUIT INC	COMMON STOCK	461202103	7,039	26,470	SH		SOLE		26,470	0	0
ISHARES GOLD TRUST	PRECIOUS METALS	464285105	47	3,300	SH		SOLE		3,300	0	0
ISHARES S&P 500 INDEX FUND US	LARGE CAP EXCHANGE TRADED FDS	464287200	1,867	6,255	SH		SOLE		6,255	0	0
ISHARES TR CORE US AGGREGATE BOND ETF	FIXED INCOME/TAXABLE ETF	464287226	22,332	197,336	SH		SOLE		197,336	0	0
ISHARES MSCI EMER MKTS IDX MARKETS INDEX	INTERNATIONAL EXCH. TRADED FDS	464287234	21	503	SH		SOLE		503	0	0
ISHARES MSCI EAFE INDEX FD	INTERNATIONAL EXCH. TRADED FDS	464287465	14,592	223,802	SH		SOLE		223,802	0	0
ISHARES RUSSELL MID CAP INDEX	MID CAP EXCHANGE TRADED FDS	464287499	176	3,147	SH		SOLE		3,147	0	0
ISHARES TR S&P MIDCAP 400	MID CAP EXCHANGE TRADED FDS	464287507	1,912	9,894	SH		SOLE		9,894	0	0
ISHARES US CONSUMER SERVICESETF	COMMON STOCK	464287580	22	102	SH		SOLE		102	0	0
ISHARES RUSSELL 1000 GROWTH INDEX FUND	LARGE CAP EXCHANGE TRADED FDS	464287614	12	73	SH		SOLE		73	0	0
ISHARES TR RUS 1000 ETF	LARGE CAP EXCHANGE TRADED FDS	464287622	13	79	SH		SOLE		79	0	0
ISHARES RUSSELL 2000 VALUE ETF	SMALL CAP EXCHANGE TRADED FDS	464287630	10	85	SH		SOLE		85	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	11,136	73,580	SH		SOLE		73,580	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	253	1,672	SH		DFND		1,672	0	0
ISHARES S&P MIDCAP 400 VALUE INDEX FUND	MID CAP EXCHANGE TRADED FDS	464287705	16	98	SH		SOLE		98	0	0
I SHARES US TECHNOLOGY ETF	COMMON STOCK	464287721	4,532	22,194	SH		SOLE		22,194	0	0
ISHARES US ENERGY ETF	COMMON STOCK	464287796	6	178	SH		SOLE		178	0	0
ISHARES S&P SMALLCAP 600 INDEX FUND	SMALL CAP EXCHANGE TRADED FDS	464287804	1,870	24,025	SH		SOLE		24,025	0	0
ISHARES TR SP SMCP600GR ETF	SMALL CAP EXCHANGE TRADED FDS	464287887	155	867	SH		SOLE		867	0	0
ISHARES TR EAFE SML CP ETF	INTERNATIONAL EXCH. TRADED FDS	464288273	4,439	77,584	SH		SOLE		77,584	0	0
ISHARES TR EAFE SML CP ETF	INTERNATIONAL EXCH. TRADED FDS	464288273	4	69	SH		DFND		69	0	0
ISHARES TR IBOXX USD HIGH YIELD CORP ETF	FIXED INCOME/TAXABLE ETF	464288513	9,021	103,488	SH		SOLE		103,488	0	0
ISHARES TR IBOXX USD HIGH YIELD CORP ETF	FIXED INCOME/TAXABLE ETF	464288513	166	1,909	SH		DFND		1,909	0	0
ISHARES EDGE MSCI MIN VOL	INTERNATIONAL EXCH. TRADED FDS	46429B689	2,352	32,096	SH		SOLE		32,096	0	0
ISHARES EDGE MSCI MIN VOL USA ETF	LARGE CAP EXCHANGE TRADED FDS	46429B697	8,199	127,911	SH		SOLE		127,880	0	31
ISHARES CORE MSCI EAFE ETF	INTERNATIONAL EXCH. TRADED FDS	46432F842	178	2,920	SH		SOLE		2,920	0	0
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	530	4,504	SH		SOLE		4,504	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,027	7,935	SH		SOLE		7,935	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	1	10	SH		SOLE		10	0	0
KIMCO REALTY CORP	LARGE CAP EXCHANGE TRADED FDS	49446R109	8	400	SH		SOLE		400	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	34	1,203	SH		SOLE		1,203	0	0
KROGER CO	COMMON STOCK	501044101	28	1,084	SH		SOLE		1,084	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	816	3,533	SH		SOLE		3,533	0	0
LAUDER ESTEE COS INC CL A	COMMON STOCK	518439104	1,472	7,397	SH		SOLE		7,397	0	0
LILLY ELI & CO	COMMON STOCK	532457108	128	1,141	SH		SOLE		1,141	0	0
LIVE OAK BANCSHARES INC	COMMON STOCK	53803X105	18	1,000	SH		SOLE		1,000	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	94	242	SH		SOLE		242	0	0
LOEWS CORP	COMMON STOCK	540424108	7	140	SH		SOLE		140	0	0
LOWES COS INC COM	COMMON STOCK	548661107	1,071	9,738	SH		SOLE		9,738	0	0
LULULEMON ATHLETICA INC USD 0.01	COMMON STOCK	550021109	24	125	SH		SOLE		125	0	0
MARKEL CORPORATION (HOLDING COMPANY)	COMMON STOCK	570535104	118	100	SH		SOLE		100	0	0
MARRIOTT INTL INC CLASS A	COMMON STOCK	571903202	524	4,216	SH		SOLE		4,216	0	0
MARTIN MARIETTA MATLS	COMMON STOCK	573284106	109	396	SH		DFND		396	0	0
MASCO CORPORATION	COMMON STOCK	574599106	2,270	54,462	SH		SOLE		54,462	0	0
MASTERCARD INCORPORATE	COMMON STOCK	57636Q104	162	598	SH		SOLE		598	0	0
MATADOR RES CO	COMMON STOCK	576485205	1,146	69,370	SH		SOLE		69,370	0	0
MCDONALDS CORP	COMMON STOCK	580135101	458	2,135	SH		SOLE		2,135	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	584	6,942	SH		SOLE		6,942	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	13	150	SH		DFND		150	0	0
METLIFE INC	COMMON STOCK	59156R108	13	275	SH		SOLE		275	0	0
MICROSOFT CORP	COMMON STOCK	594918104	3,088	22,212	SH		SOLE		22,212	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	30	534	SH		SOLE		534	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	9	166	SH		DFND		166	0	0
MONSTER BEVERAGE CORP NEW COM	COMMON STOCK	61174X109	4,389	75,592	SH		SOLE		75,592	0	0
MOODYS CORP COM	COMMON STOCK	615369105	10	50	SH		SOLE		50	0	0
MORGAN STANLEY	COMMON STOCK	617446448	15	361	SH		SOLE		361	0	0
NEOGEN CORP	COMMON STOCK	640491106	7	100	SH		SOLE		100	0	0
NETFLIX COM	COMMON STOCK	64110L106	14	53	SH		SOLE		53	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	4,902	21,040	SH		SOLE		21,040	0	0
NIKE INC CL B	COMMON STOCK	654106103	596	6,346	SH		SOLE		6,346	0	0
NORFOLK SOUTHERN CORPORATION	COMMON STOCK	655844108	131	730	SH		SOLE		730	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	1,366	3,645	SH		SOLE		3,645	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	225	600	SH		DFND		600	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	10	117	SH		SOLE		117	0	0
NUCOR CORP	COMMON STOCK	670346105	38	753	SH		SOLE		753	0	0
NVIDIA CORP COM	COMMON STOCK	67066G104	6,304	36,216	SH		SOLE		36,216	0	0
OCCIDENTAL PETROLEUM CORP	COMMON STOCK	674599105	81	1,825	SH		SOLE		1,825	0	0
OLD NATIONAL BANCORP	COMMON STOCK	680033107	8	440	SH		SOLE		440	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	1,088	19,773	SH		SOLE		19,773	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	24	434	SH		DFND		434	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	4	30	SH		SOLE		30	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	182	1,300	SH		DFND		1,300	0	0
PPG INDS INC COM	COMMON STOCK	693506107	407	3,431	SH		SOLE		3,431	0	0
PACKAGING CORP AMER COM	COMMON STOCK	695156109	1,207	11,377	SH		SOLE		11,377	0	0
PAPA JOHNS INC	COMMON STOCK	698813102	210	4,019	SH		SOLE		4,019	0	0
PARK-OHIO HLDGS CORP	COMMON STOCK	700666100	6	200	SH		SOLE		200	0	0
PARKER HANNIFIN CORP	COMMON STOCK	701094104	30	164	SH		DFND		164	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	126	1,519	SH		SOLE		1,519	0	0
PAYPAL HLDGINGS INC	COMMON STOCK	70450Y103	229	2,214	SH		SOLE		2,214	0	0
PEPSICO INC	COMMON STOCK	713448108	469	3,419	SH		SOLE		3,419	0	0
PEPSICO INC	COMMON STOCK	713448108	17	125	SH		DFND		125	0	0
PFIZER INC	COMMON STOCK	717081103	811	22,566	SH		SOLE		22,566	0	0
PFIZER INC	COMMON STOCK	717081103	23	641	SH		DFND		641	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	398	5,240	SH		SOLE		5,240	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	30	400	SH		DFND		400	0	0
PHILLIPS 66	COMMON STOCK	718546104	2,793	27,278	SH		SOLE		27,278	0	0
PIEDMONT OFFICE REAL COM	COMMON STOCK	720190206	6	310	SH		SOLE		310	0	0
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	134	1,174	SH		SOLE		1,174	0	0
PRINCIPAL FINANCIAL GROUP INC	COMMON STOCK	74251V102	3	50	SH		SOLE		50	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	2,044	16,434	SH		SOLE		16,434	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	100	800	SH		DFND		800	0	0
PROGRESSIVE CORP OHIO	COMMON STOCK	743315103	6,131	79,362	SH		SOLE		79,362	0	0
PROLOGIS INC COMMON	REAL ESTATE	74340W103	2	20	SH		SOLE		20	0	0
PROSHARES ULTRA TECHNOLOGY ETF	LARGE CAP EXCHANGE TRADED FDS	74347R693	123	1,000	SH		SOLE		1,000	0	0
PRUDENTIAL FINL INC COM	COMMON STOCK	744320102	7	79	SH		SOLE		79	0	0
QUALCOMM INC	COMMON STOCK	747525103	113	1,475	SH		SOLE		1,475	0	0
RADIUS HEALTH INC	COMMON STOCK	750469207	5	200	SH		SOLE		200	0	0
RAYTHEON CO COM NEW	COMMON STOCK	755111507	25	125	SH		SOLE		125	0	0
RENEWABLE ENERGY GROUP	COMMON STOCK	75972A301	5	366	SH		SOLE		366	0	0
ROGERS COMMUNICATIONS INC CL B NON-VTG	COMMON STOCK	775109200	5	100	SH		SOLE		100	0	0
ROSS STORES INC	COMMON STOCK	778296103	11	100	SH		SOLE		100	0	0
ROYAL DUTCH SHELL PLC	FOREIGN EQUITIES	780259107	2	39	SH		SOLE		39	0	0
ROYAL DUTCH SHELL PLC	FOREIGN EQUITIES	780259206	24	400	SH		SOLE		400	0	0
RUSH ENTERPRISES INC	COMMON STOCK	781846308	8	200	SH		SOLE		200	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	7,541	30,782	SH		SOLE		30,782	0	0
SPDR S&P 500 ETF TRUST	LARGE CAP EXCHANGE TRADED FDS	78462F103	17,990	60,622	SH		SOLE		60,622	0	0
SPDR GOLD TR	PRECIOUS METALS	78463V107	28	200	SH		SOLE		200	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	5,090	14,440	SH		SOLE		14,440	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	292	828	SH		DFND		828	0	0
SALESFORCE.COM	COMMON STOCK	79466L302	1,994	13,436	SH		SOLE		13,436	0	0
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	9	277	SH		SOLE		277	0	0
CHARLES SCHWAB CORP	COMMON STOCK	808513105	595	14,228	SH		SOLE		14,228	0	0
SECTOR SPDR BASIC MATERIALS	COMMON STOCK	81369Y100	291	4,997	SH		SOLE		4,997	0	0
SECTOR SPDR TR FUND HEALTH CARE	COMMON STOCK	81369Y209	4,791	53,155	SH		SOLE		53,155	0	0
SECTOR SPDR TR CONS STAPLES	COMMON STOCK	81369Y308	2,847	46,357	SH		SOLE		46,357	0	0
SELECT SECTOR CINS DISC	COMMON STOCK	81369Y407	2,312	19,153	SH		SOLE		19,153	0	0
SECTOR SPDR TR ENERGY	COMMON STOCK	81369Y506	995	16,813	SH		SOLE		16,813	0	0
SELECT SECTOR FINANCIAL	COMMON STOCK	81369Y605	3,656	130,555	SH		SOLE		130,555	0	0
SECTOR SPDR INDUSTRIALS	COMMON STOCK	81369Y704	1,637	21,088	SH		SOLE		21,088	0	0
SELECT SECTOR COMM SERVICES	COMMON STOCK	81369Y852	2,487	50,232	SH		SOLE		50,232	0	0
SECTOR SPDR UTILITIES	COMMON STOCK	81369Y886	1,456	22,487	SH		SOLE		22,487	0	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	2,520	4,583	SH		SOLE		4,583	0	0
SHOPIFY INC	COMMON STOCK	82509L107	8	25	SH		SOLE		25	0	0
SIRIUS XM HLDGS INC	COMMON STOCK	82968B103	23	3,700	SH		SOLE		3,700	0	0
SPROTT PHYSICAL GOLD TR	COMMON STOCK	85207H104	71	6,040	SH		SOLE		6,040	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	6,697	75,747	SH		SOLE		75,747	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	36	410	SH		DFND		410	0	0
STATE STREET CORP	COMMON STOCK	857477103	10	174	SH		SOLE		174	0	0
STRYKER CORP COM	COMMON STOCK	863667101	8,125	37,563	SH		SOLE		37,563	0	0
SUNTRUST BANKS INC	COMMON STOCK	867914103	1,446	21,027	SH		SOLE		21,027	0	0
SYNOVUS FINANCIAL CORP	COMMON STOCK	87161C501	9	250	SH		SOLE		250	0	0
SYSCO CORP COM	COMMON STOCK	871829107	5,647	71,126	SH		SOLE		71,126	0	0
TJX COS INC NEW	COMMON STOCK	872540109	2,286	41,005	SH		SOLE		41,005	0	0
TJX COS INC NEW	COMMON STOCK	872540109	87	1,556	SH		DFND		1,556	0	0
T MOBILE US INC	COMMON STOCK	872590104	2,616	33,205	SH		SOLE		33,205	0	0
TARGET CORP	COMMON STOCK	87612E106	3,287	30,745	SH		SOLE		30,745	0	0
TELEPHONE & DATA SYS INC USD 0.01	COMMON STOCK	879433829	8	300	SH		SOLE		300	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	1,700	13,155	SH		SOLE		13,155	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	786	2,700	SH		SOLE		2,700	0	0
3M CO	COMMON STOCK	88579Y101	82	500	SH		SOLE		500	0	0
TOYOTA MOTOR CORP	FOREIGN EQUITIES	892331307	14	101	SH		SOLE		101	0	0
TRACTOR SUPPLY CO COM	COMMON STOCK	892356106	9	96	SH		SOLE		96	0	0
TRAVELERS COS INC	COMMON STOCK	89417E109	554	3,723	SH		SOLE		3,723	0	0
TRIMBLE NAVIGATION	COMMON STOCK	896239100	8	200	SH		SOLE		200	0	0
TYSON FOODS INC CL A	COMMON STOCK	902494103	587	6,811	SH		SOLE		6,811	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	579	10,457	SH		SOLE		10,457	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	4,736	29,238	SH		SOLE		29,238	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	116	848	SH		SOLE		848	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	5,337	24,560	SH		SOLE		24,560	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	3,544	41,574	SH		SOLE		41,574	0	0
VANGUARD SHORT TERM BOND FD	COMMON STOCK	921937827	25	310	SH		SOLE		310	0	0
VANGUARD EMERG MKTS GOV BND ETF	FIXED INCOME/TAXABLE ETF	921946885	25,535	316,809	SH		SOLE		316,809	0	0
VANGUARD EMERG MKTS GOV BND ETF	FIXED INCOME/TAXABLE ETF	921946885	141	1,747	SH		DFND		1,747	0	0
VANGUARD INFORMATION TECHONOLGY	COMMON STOCK	92204A702	251	1,165	SH		SOLE		1,165	0	0
VANGUARD MSCI EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	922042858	7,608	189,008	SH		SOLE		189,008	0	0
VANGUARD MSCI EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	922042858	60	1,500	SH		DFND		1,500	0	0
VANGUARD MSCI PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	922042866	6,479	98,112	SH		SOLE		98,112	0	0
VANGUARD MSCI PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	922042866	165	2,491	SH		DFND		2,491	0	0
VANGUARD RUSSELL	SMALL CAP EXCHANGE TRADED FDS	92206C664	309	2,541	SH		SOLE		2,541	0	0
VANGUARD TAX-EXEMPT BOND EFT	FIXED INCOME/TAX-EXEMPT	922907746	18	330	SH		SOLE		330	0	0
VANGUARD INDEX FUNDS S&P 500 ETF	LARGE CAP EXCHANGE TRADED FDS	922908363	611	2,241	SH		SOLE		2,241	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	24,621	264,034	SH		SOLE		264,034	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	130	1,394	SH		DFND		1,394	0	0
VANGUARD INDEX FDS SMALL CP ETF	SMALL CAP EXCHANGE TRADED FDS	922908751	58	375	SH		SOLE		375	0	0
VANGUARD TOTAL STOCK MKT ETF	MULTI-CAP EXCHANGE TRADED FDS	922908769	143	944	SH		SOLE		944	0	0
VERIZON COMMUNICATIONS INC USD	COMMON STOCK	92343V104	1,008	16,703	SH		SOLE		16,703	0	0
VISA INC CLASS A	COMMON STOCK	92826C839	9,510	55,286	SH		SOLE		55,286	0	0
VISA INC CLASS A	COMMON STOCK	92826C839	49	284	SH		DFND		284	0	0
WEC ENERGY GROUP INC COM	COMMON STOCK	92939U106	28	294	SH		SOLE		294	0	0
WAL-MART STORES INC COM	COMMON STOCK	931142103	54	451	SH		SOLE		451	0	0
WASTE MANAGEMENT INC NEW	COMMON STOCK	94106L109	696	6,052	SH		SOLE		6,052	0	0
WELLS FARGO & COMPANY NEW	COMMON STOCK	949746101	12	233	SH		SOLE		233	0	0
WESTROCK CO	COMMON STOCK	96145D105	9	240	SH		SOLE		240	0	0
WEYERHAEUSER CO	COMMON STOCK	962166104	7	240	SH		SOLE		240	0	0
WORTHINGTON IND INC	COMMON STOCK	981811102	36	1,000	SH		SOLE		1,000	0	0
XCEL ENERGY INC	COMMON STOCK	98389B100	3,469	53,474	SH		SOLE		53,474	0	0
XILINX INC	COMMON STOCK	983919101	68	706	SH		SOLE		706	0	0
ZEBRA TECHNOLOGIES CORP USD 0.01	COMMON STOCK	989207105	1	5	SH		SOLE		5	0	0
ZOETIS INC	COMMON STOCK	98978V103	919	7,378	SH		SOLE		7,378	0	0