Central Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC	COMMON STOCK	G1151C101	116	550	SH		SOLE		550	0	0
CAPRI HOLDINGS LTD	COMMON STOCK	G1890L107	4	100	SH		SOLE		100	0	0
INGERSOLL RAND PUBLIC LIMITED	COMMON STOCK	G47791101	6	44	SH		SOLE		44	0	0
LINDE PLC EUR	COMMON STOCK	G5494J103	68	320	SH		SOLE		320	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	3,357	29,587	SH		SOLE		29,587	0	0
CORE LABORATORIES NV	COMMON STOCK	N22717107	8	214	SH		SOLE		214	0	0
LYONDELLBASEIL INDU CL A	COMMON STOCK	N53745100	9	98	SH		SOLE		98	0	0
ROYAL CARIBBEAN CRUISES LTD	COMMON STOCK	V7780T103	29	219	SH		SOLE		219	0	0
ALPS MEDICAL BREAKTHROUGHS ETF	MID CAP EXCHANGE TRADED FDS	00162Q593	42	1,000	SH		SOLE		1,000	0	0
AT&T INC	COMMON STOCK	00206R102	572	14,646	SH		SOLE		14,646	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	529	6,085	SH		SOLE		6,085	0	0
ABBVIE INC USD 0.01	COMMON STOCK	00287Y109	109	1,233	SH		SOLE		1,233	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	10,837	32,859	SH		SOLE		32,859	0	0
ALLIANT ENERGY CORP	COMMON STOCK	018802108	14	257	SH		SOLE		257	0	0
ALLSTATE CORP	COMMON STOCK	020002101	197	1,751	SH		SOLE		1,751	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	377	282	SH		SOLE		282	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	9,284	6,932	SH		SOLE		6,932	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	400	8,017	SH		SOLE		8,017	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	30	600	SH		DFND		600	0	0
AMAZON COM INC	COMMON STOCK	023135106	7,578	4,101	SH		SOLE		4,101	0	0
AMEREN CORP	COMMON STOCK	023608102	1,949	25,387	SH		SOLE		25,387	0	0
AMERICAN AIRLS GROUP INC COM	COMMON STOCK	02376R102	4	150	SH		SOLE		150	0	0
AMERICAN ELECTRIC POWER CO	COMMON STOCK	025537101	38	400	SH		SOLE		400	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	4,368	35,085	SH		SOLE		35,085	0	0
AMERICAN INTL GROUP	COMMON STOCK	026874784	5	100	SH		SOLE		100	0	0
AMERICAN WATER WORKS CO INC	COMMON STOCK	030420103	52	426	SH		SOLE		426	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	43	260	SH		SOLE		260	0	0
AMGEN INC	COMMON STOCK	031162100	7,151	29,664	SH		SOLE		29,664	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	536	4,509	SH		SOLE		4,509	0	0
ANTHEM INC	COMMON STOCK	036752103	51	168	SH		SOLE		168	0	0
APPLE INC	COMMON STOCK	037833100	13,393	45,611	SH		SOLE		45,611	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	17	286	SH		SOLE		286	0	0
AUTODESK INC	COMMON STOCK	052769106	340	1,855	SH		SOLE		1,855	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	60	350	SH		SOLE		350	0	0
BP AMOCO P L C	COMMON STOCK	055622104	35	928	SH		SOLE		928	0	0
BANKAMERICA CORP NEW	COMMON STOCK	060505104	557	15,826	SH		SOLE		15,826	0	0
BANK OF NEW YORK MELLON CORP	COMMON STOCK	064058100	7	130	SH		SOLE		130	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	18	220	SH		SOLE		220	0	0
BECTON DICKINSON & CO	COMMON STOCK	075887109	894	3,286	SH		SOLE		3,286	0	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	246	1,086	SH		SOLE		1,086	0	0
BIOGEN INC	COMMON STOCK	09062X103	2,544	8,574	SH		SOLE		8,574	0	0
BLACKROCK COM SBI USD 0.001	INTERNATIONAL EXCH. TRADED FDS	092501105	2	201	SH		SOLE		201	0	0
BOEING CO	COMMON STOCK	097023105	3,971	12,190	SH		SOLE		12,190	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	2,074	32,310	SH		SOLE		32,310	0	0
BRISTOL MYERS SQUIBB COMPANY 03-31-2021	WARRANTS & RIGHTS	110122157	92	30,696	SH		SOLE		30,696	0	0
BROADCOM INC	COMMON STOCK	11135F101	155	489	SH		SOLE		489	0	0
BROWN FORMAN CORP CL B COM	COMMON STOCK	115637209	4	59	SH		SOLE		59	0	0
CBOE GLOBAL MARKETS INC	COMMON STOCK	12503M108	115	962	SH		SOLE		962	0	0
CDW CORP COM	COMMON STOCK	12514G108	4	30	SH		SOLE		30	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	74	360	SH		SOLE		360	0	0
CSX CORP	COMMON STOCK	126408103	288	3,984	SH		SOLE		3,984	0	0
CVS CAREMARK CORP	COMMON STOCK	126650100	210	2,830	SH		SOLE		2,830	0	0
CAMPBELL SOUP CO	COMMON STOCK	134429109	3	58	SH		SOLE		58	0	0
CARNIVAL CORP PAIRED CTF	COMMON STOCK	143658300	8	150	SH		SOLE		150	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	1,215	10,084	SH		SOLE		10,084	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	755	15,750	SH		SOLE		15,750	0	0
CITIGROUP INC	COMMON STOCK	172967424	42	520	SH		SOLE		520	0	0
CLOROX COMPANY	COMMON STOCK	189054109	9	61	SH		SOLE		61	0	0
COCA COLA CO	COMMON STOCK	191216100	583	10,531	SH		SOLE		10,531	0	0
COCA COLA CO	COMMON STOCK	191216100	22	400	SH		DFND		400	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	69	1,000	SH		SOLE		1,000	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	5,896	131,107	SH		SOLE		131,107	0	0
COMMUNITY TRUST BANK	COMMON STOCK	204149108	316	6,779	SH		SOLE		6,779	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	177	2,716	SH		SOLE		2,716	0	0
CONSTELLATION BRANDS INC CL A	COMMON STOCK	21036P108	56	294	SH		SOLE		294	0	0
CORNING INCORPORATED	COMMON STOCK	219350105	27	940	SH		SOLE		940	0	0
CORTEVA INC	COMMON STOCK	22052L104	31	1,055	SH		SOLE		1,055	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	7,269	24,734	SH		SOLE		24,734	0	0
CUMMINS INC	COMMON STOCK	231021106	814	4,548	SH		SOLE		4,548	0	0
D R HORTON INC	COMMON STOCK	23331A109	51	958	SH		SOLE		958	0	0
DANAHER CORP DEL COM	COMMON STOCK	235851102	189	1,232	SH		SOLE		1,232	0	0
DEERE & CO	COMMON STOCK	244199105	63	365	SH		SOLE		365	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	2,660	18,393	SH		SOLE		18,393	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	43	300	SH		DFND		300	0	0
DISCOVERY COMMUNICATIONSL INC CL A	COMMON STOCK	25470F104	4,430	135,341	SH		SOLE		135,341	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	6,122	72,181	SH		SOLE		72,181	0	0
DOLLAR GEN CORP NEW	COMMON STOCK	256677105	5,525	35,425	SH		SOLE		35,425	0	0
DOMINION RES INC VA	COMMON STOCK	25746U109	185	2,231	SH		SOLE		2,231	0	0
DOMINO'S PIZZA INC	COMMON STOCK	25754A201	1,775	6,044	SH		SOLE		6,044	0	0
DOW INC	COMMON STOCK	260557103	86	1,564	SH		SOLE		1,564	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	182	1,999	SH		SOLE		1,999	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	85	1,319	SH		SOLE		1,319	0	0
EOG RES INC	COMMON STOCK	26875P101	485	5,793	SH		SOLE		5,793	0	0
EQT CORP	COMMON STOCK	26884L109	293	26,885	SH		SOLE		26,885	0	0
EBAY INC COM	COMMON STOCK	278642103	84	2,320	SH		SOLE		2,320	0	0
ECOLAB INC COM	COMMON STOCK	278865100	58	300	SH		SOLE		300	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	160	2,100	SH		SOLE		2,100	0	0
EQUITRANS MIDSTREAM CORP	COMMON STOCK	294600101	190	14,192	SH		SOLE		14,192	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	449	6,439	SH		SOLE		6,439	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	16	229	SH		DFND		229	0	0
FACEBOOK INC	COMMON STOCK	30303M102	2,647	12,898	SH		SOLE		12,898	0	0
FASTENAL CO	COMMON STOCK	311900104	7	200	SH		SOLE		200	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	204	1,348	SH		SOLE		1,348	0	0
FISERV INC USD 0.01	COMMON STOCK	337738108	1,292	11,177	SH		SOLE		11,177	0	0
FLOWSERVE CORP USD 1.25	COMMON STOCK	34354P105	15	300	SH		SOLE		300	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	88	500	SH		SOLE		500	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	137	12,247	SH		SOLE		12,247	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	3	269	SH		DFND		269	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	16	300	SH		SOLE		300	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	167	1,574	SH		SOLE		1,574	0	0
HANESBRANDS INC	COMMON STOCK	410345102	3	200	SH		SOLE		200	0	0
HARTFORD FINL SVCS GROUP INCCOM	COMMON STOCK	416515104	4	60	SH		SOLE		60	0	0
HEALTHCARE SVCS GROUP INC	COMMON STOCK	421906108	3	125	SH		SOLE		125	0	0
HERSHEY COMPANY	COMMON STOCK	427866108	4,962	33,760	SH		SOLE		33,760	0	0
HOLLYFRONTIER CORP	COMMON STOCK	436106108	670	13,222	SH		SOLE		13,222	0	0
HOLOGIC INCORPORATED	COMMON STOCK	436440101	59	1,137	SH		SOLE		1,137	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,539	7,046	SH		SOLE		7,046	0	0
HOME DEPOT INC	COMMON STOCK	437076102	98	450	SH		DFND		450	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	6,368	35,976	SH		SOLE		35,976	0	0
HUMANA INC	COMMON STOCK	444859102	2,466	6,729	SH		SOLE		6,729	0	0
ICU MEDIAL INC	COMMON STOCK	44930G107	19	100	SH		SOLE		100	0	0
ILLINOIS TOOL WORKS	COMMON STOCK	452308109	708	3,940	SH		SOLE		3,940	0	0
INTEL CORP	COMMON STOCK	458140100	5,149	86,046	SH		SOLE		86,046	0	0
INTERCONTINENTAL EXCHANGE	COMMON STOCK	45866F104	4,947	53,454	SH		SOLE		53,454	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	162	1,206	SH		SOLE		1,206	0	0
INTUTIVE SURGICAL INC	COMMON STOCK	46120E602	4,043	6,840	SH		SOLE		6,840	0	0
INTUIT INC	COMMON STOCK	461202103	6,645	25,369	SH		SOLE		25,369	0	0
ISHARES GOLD TRUST	PRECIOUS METALS	464285105	48	3,300	SH		SOLE		3,300	0	0
ISHARES S&P 500 INDEX FUND US	LARGE CAP EXCHANGE TRADED FDS	464287200	1,948	6,026	SH		SOLE		6,026	0	0
ISHARES TR CORE US AGGREGATE BOND ETF	FIXED INCOME/TAXABLE ETF	464287226	27,576	245,403	SH		SOLE		245,403	0	0
ISHARES MSCI EMER MKTS IDX MARKETS INDEX	INTERNATIONAL EXCH. TRADED FDS	464287234	23	503	SH		SOLE		503	0	0
ISHARES MSCI EAFE INDEX FD	INTERNATIONAL EXCH. TRADED FDS	464287465	15,121	217,763	SH		SOLE		217,763	0	0
ISHARES RUSSELL MID CAP INDEX	MID CAP EXCHANGE TRADED FDS	464287499	188	3,147	SH		SOLE		3,147	0	0
ISHARES TR S&P MIDCAP 400	MID CAP EXCHANGE TRADED FDS	464287507	2,023	9,829	SH		SOLE		9,829	0	0
ISHARES US CONSUMER SERVICESETF	COMMON STOCK	464287580	23	102	SH		SOLE		102	0	0
ISHARES RUSSELL 1000 GROWTH INDEX FUND	LARGE CAP EXCHANGE TRADED FDS	464287614	13	73	SH		SOLE		73	0	0
ISHARES TR RUS 1000 ETF	LARGE CAP EXCHANGE TRADED FDS	464287622	14	79	SH		SOLE		79	0	0
ISHARES RUSSELL 2000 VALUE ETF	SMALL CAP EXCHANGE TRADED FDS	464287630	11	85	SH		SOLE		85	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	11,304	68,235	SH		SOLE		68,235	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	171	1,032	SH		DFND		1,032	0	0
ISHARES S&P MIDCAP 400 VALUE INDEX FUND	MID CAP EXCHANGE TRADED FDS	464287705	17	98	SH		SOLE		98	0	0
I SHARES US TECHNOLOGY ETF	COMMON STOCK	464287721	5,993	25,764	SH		SOLE		25,764	0	0
ISHARES US ENERGY ETF	COMMON STOCK	464287796	6	178	SH		SOLE		178	0	0
ISHARES S&P SMALLCAP 600 INDEX FUND	SMALL CAP EXCHANGE TRADED FDS	464287804	2,008	23,949	SH		SOLE		23,895	0	54
ISHARES TR SP SMCP600GR ETF	SMALL CAP EXCHANGE TRADED FDS	464287887	168	867	SH		SOLE		867	0	0
ISHARES TR EAFE SML CP ETF	INTERNATIONAL EXCH. TRADED FDS	464288273	4,528	72,713	SH		SOLE		72,713	0	0
ISHARES TR IBOXX USD HIGH YIELD CORP ETF	FIXED INCOME/TAXABLE ETF	464288513	8,935	101,608	SH		SOLE		101,608	0	0
ISHARES TR PFD & INCOME ETF	FIXED INCOME/TAXABLE ETF	464288687	73	1,952	SH		SOLE		1,952	0	0
ISHARES EDGE MSCI MIN VOL	INTERNATIONAL EXCH. TRADED FDS	46429B689	1,427	19,144	SH		SOLE		19,144	0	0
ISHARES EDGE MSCI MIN VOL USA ETF	LARGE CAP EXCHANGE TRADED FDS	46429B697	7,247	110,479	SH		SOLE		110,479	0	0
ISHARES CORE MSCI EAFE ETF	INTERNATIONAL EXCH. TRADED FDS	46432F842	191	2,920	SH		SOLE		2,920	0	0
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	981	7,034	SH		SOLE		7,034	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,115	7,644	SH		SOLE		7,644	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	39	1,203	SH		SOLE		1,203	0	0
KROGER CO	COMMON STOCK	501044101	31	1,084	SH		SOLE		1,084	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	1,138	3,891	SH		SOLE		3,891	0	0
LAUDER ESTEE COS INC CL A	COMMON STOCK	518439104	1,237	5,989	SH		SOLE		5,989	0	0
LEIDOS HOLDINGS INC	COMMON STOCK	525327102	1,005	10,265	SH		SOLE		10,265	0	0
LILLY ELI & CO	COMMON STOCK	532457108	150	1,141	SH		SOLE		1,141	0	0
LIVE OAK BANCSHARES INC	COMMON STOCK	53803X105	19	1,000	SH		SOLE		1,000	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	94	242	SH		SOLE		242	0	0
LOWES COS INC COM	COMMON STOCK	548661107	1,148	9,583	SH		SOLE		9,583	0	0
LULULEMON ATHLETICA INC USD 0.01	COMMON STOCK	550021109	29	125	SH		SOLE		125	0	0
MARKEL CORPORATION (HOLDING COMPANY)	COMMON STOCK	570535104	102	89	SH		SOLE		89	0	0
MARRIOTT INTL INC CLASS A	COMMON STOCK	571903202	606	4,002	SH		SOLE		4,002	0	0
MARTIN MARIETTA MATLS	COMMON STOCK	573284106	111	396	SH		DFND		396	0	0
MASCO CORPORATION	COMMON STOCK	574599106	2,852	59,427	SH		SOLE		59,427	0	0
MASTERCARD INCORPORATE	COMMON STOCK	57636Q104	92	309	SH		SOLE		309	0	0
MATADOR RES CO	COMMON STOCK	576485205	1,192	66,370	SH		SOLE		66,370	0	0
MCDONALDS CORP	COMMON STOCK	580135101	422	2,135	SH		SOLE		2,135	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	1,653	18,170	SH		SOLE		18,170	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	14	150	SH		DFND		150	0	0
MICROSOFT CORP	COMMON STOCK	594918104	3,667	23,251	SH		SOLE		23,251	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	29	534	SH		SOLE		534	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	9	166	SH		DFND		166	0	0
MONSTER BEVERAGE CORP NEW COM	COMMON STOCK	61174X109	279	4,389	SH		SOLE		4,389	0	0
MOODYS CORP COM	COMMON STOCK	615369105	2,766	11,650	SH		SOLE		11,650	0	0
MORGAN STANLEY	COMMON STOCK	617446448	14	265	SH		SOLE		265	0	0
NETFLIX COM	COMMON STOCK	64110L106	15	47	SH		SOLE		47	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	4,903	20,247	SH		SOLE		20,247	0	0
NIKE INC CL B	COMMON STOCK	654106103	639	6,309	SH		SOLE		6,309	0	0
NORFOLK SOUTHERN CORPORATION	COMMON STOCK	655844108	142	730	SH		SOLE		730	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	1,375	3,999	SH		SOLE		3,999	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	206	600	SH		DFND		600	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	11	117	SH		SOLE		117	0	0
NUCOR CORP	COMMON STOCK	670346105	42	753	SH		SOLE		753	0	0
NVIDIA CORP COM	COMMON STOCK	67066G104	8,153	34,651	SH		SOLE		34,651	0	0
OCCIDENTAL PETROLEUM CORP	COMMON STOCK	674599105	72	1,756	SH		SOLE		1,756	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	1,056	19,941	SH		SOLE		19,941	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	5	30	SH		SOLE		30	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	208	1,300	SH		DFND		1,300	0	0
PPG INDS INC COM	COMMON STOCK	693506107	370	2,773	SH		SOLE		2,773	0	0
PACKAGING CORP AMER COM	COMMON STOCK	695156109	1,230	10,980	SH		SOLE		10,980	0	0
PAPA JOHNS INC	COMMON STOCK	698813102	254	4,019	SH		SOLE		4,019	0	0
PARKER HANNIFIN CORP	COMMON STOCK	701094104	34	164	SH		SOLE		164	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	113	1,331	SH		SOLE		1,331	0	0
PAYPAL HLDGINGS INC	COMMON STOCK	70450Y103	239	2,214	SH		SOLE		2,214	0	0
PEPSICO INC	COMMON STOCK	713448108	467	3,419	SH		SOLE		3,419	0	0
PEPSICO INC	COMMON STOCK	713448108	17	125	SH		DFND		125	0	0
PFIZER INC	COMMON STOCK	717081103	885	22,579	SH		SOLE		22,579	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	415	4,879	SH		SOLE		4,879	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	34	400	SH		DFND		400	0	0
PHILLIPS 66	COMMON STOCK	718546104	2,935	26,344	SH		SOLE		26,344	0	0
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	143	1,174	SH		SOLE		1,174	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	1,953	15,637	SH		SOLE		15,637	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	100	800	SH		DFND		800	0	0
PROGRESSIVE CORP OHIO	COMMON STOCK	743315103	5,154	71,214	SH		SOLE		71,214	0	0
PROSHARES ULTRA TECHNOLOGY ETF	LARGE CAP EXCHANGE TRADED FDS	74347R693	159	1,000	SH		SOLE		1,000	0	0
PRUDENTIAL FINL INC COM	COMMON STOCK	744320102	37	399	SH		SOLE		399	0	0
QUALCOMM INC	COMMON STOCK	747525103	130	1,475	SH		SOLE		1,475	0	0
RADIUS HEALTH INC	COMMON STOCK	750469207	4	200	SH		SOLE		200	0	0
RAYTHEON CO COM NEW	COMMON STOCK	755111507	27	125	SH		SOLE		125	0	0
ROGERS COMMUNICATIONS INC CL B NON-VTG	COMMON STOCK	775109200	5	100	SH		SOLE		100	0	0
ROSS STORES INC	COMMON STOCK	778296103	9	80	SH		SOLE		80	0	0
ROYAL DUTCH SHELL PLC	FOREIGN EQUITIES	780259107	2	39	SH		SOLE		39	0	0
ROYAL DUTCH SHELL PLC	FOREIGN EQUITIES	780259206	18	300	SH		SOLE		300	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	8,553	31,325	SH		SOLE		31,325	0	0
SPDR S&P 500 ETF TRUST	LARGE CAP EXCHANGE TRADED FDS	78462F103	18,787	58,371	SH		SOLE		58,371	0	0
SPDR GOLD TR	PRECIOUS METALS	78463V107	29	200	SH		SOLE		200	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	5,364	14,289	SH		SOLE		14,289	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	205	547	SH		DFND		547	0	0
SALESFORCE.COM	COMMON STOCK	79466L302	1,788	10,992	SH		SOLE		10,992	0	0
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	11	277	SH		SOLE		277	0	0
CHARLES SCHWAB CORP	COMMON STOCK	808513105	685	14,396	SH		SOLE		14,396	0	0
SECTOR SPDR BASIC MATERIALS	COMMON STOCK	81369Y100	349	5,690	SH		SOLE		5,690	0	0
SECTOR SPDR TR FUND HEALTH CARE	COMMON STOCK	81369Y209	6,177	60,641	SH		SOLE		60,641	0	0
SECTOR SPDR TR CONS STAPLES	COMMON STOCK	81369Y308	3,169	50,321	SH		SOLE		50,321	0	0
SELECT SECTOR CONS DISC	COMMON STOCK	81369Y407	3,035	24,196	SH		SOLE		24,196	0	0
SECTOR SPDR TR ENERGY	COMMON STOCK	81369Y506	1,173	19,542	SH		SOLE		19,542	0	0
SELECT SECTOR FINANCIAL	COMMON STOCK	81369Y605	4,704	152,869	SH		SOLE		152,869	0	0
SECTOR SPDR INDUSTRIALS	COMMON STOCK	81369Y704	2,076	25,485	SH		SOLE		25,485	0	0
SELECT SECTOR COMM SERVICES	COMMON STOCK	81369Y852	3,058	57,017	SH		SOLE		57,017	0	0
SECTOR SPDR UTILITIES	COMMON STOCK	81369Y886	1,590	24,614	SH		SOLE		24,614	0	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	2,742	4,699	SH		SOLE		4,699	0	0
SHOPIFY INC	COMMON STOCK	82509L107	10	25	SH		SOLE		25	0	0
SIRIUS XM HLDGS INC	COMMON STOCK	82968B103	26	3,700	SH		SOLE		3,700	0	0
SPROTT PHYSICAL GOLD TR	COMMON STOCK	85207H104	74	6,040	SH		SOLE		6,040	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	6,778	77,095	SH		SOLE		77,095	0	0
STATE STREET CORP	COMMON STOCK	857477103	14	174	SH		SOLE		174	0	0
STOCK YDS BANCORP INC NPV	COMMON STOCK	861025104	1	15	SH		SOLE		15	0	0
STRYKER CORP COM	COMMON STOCK	863667101	8,066	38,423	SH		SOLE		38,423	0	0
SYNOVUS FINANCIAL CORP	COMMON STOCK	87161C501	10	250	SH		SOLE		250	0	0
SYSCO CORP COM	COMMON STOCK	871829107	5,663	66,208	SH		SOLE		66,208	0	0
TJX COS INC NEW	COMMON STOCK	872540109	2,660	43,566	SH		SOLE		43,566	0	0
T MOBILE US INC	COMMON STOCK	872590104	1,171	14,930	SH		SOLE		14,930	0	0
TARGET CORP	COMMON STOCK	87612E106	4,584	35,752	SH		SOLE		35,752	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	1,970	15,357	SH		SOLE		15,357	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	978	3,012	SH		SOLE		3,012	0	0
3M CO	COMMON STOCK	88579Y101	75	425	SH		SOLE		425	0	0
TOYOTA MOTOR CORP	FOREIGN EQUITIES	892331307	14	101	SH		SOLE		101	0	0
TRAVELERS COS INC	COMMON STOCK	89417E109	49	360	SH		SOLE		360	0	0
TRIMBLE NAVIGATION	COMMON STOCK	896239100	8	200	SH		SOLE		200	0	0
TRUIST FINANCIAL CORPORATION	COMMON STOCK	89832Q109	1,914	33,986	SH		SOLE		33,986	0	0
TYSON FOODS INC CL A	COMMON STOCK	902494103	4,936	54,216	SH		SOLE		54,216	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	697	11,751	SH		SOLE		11,751	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	5,589	30,916	SH		SOLE		30,916	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	127	848	SH		SOLE		848	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	6,771	23,032	SH		SOLE		23,032	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	4,048	43,226	SH		SOLE		43,226	0	0
VANGUARD EMERG MKTS GOV BND ETF	INTL FIXED INCOME ETF	921946885	27,214	334,322	SH		SOLE		334,322	0	0
VANGUARD INFORMATION TECHONOLGY	COMMON STOCK	92204A702	145	593	SH		SOLE		593	0	0
VANGUARD MSCI EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	922042858	9,570	215,199	SH		SOLE		215,199	0	0
VANGUARD MSCI PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	922042866	6,079	87,361	SH		SOLE		87,361	0	0
VANGUARD RUSSELL	SMALL CAP EXCHANGE TRADED FDS	92206C664	312	2,346	SH		SOLE		2,346	0	0
VANGUARD TAX-EXEMPT BOND EFT	FIXED INCOME/TAX-EXEMPT	922907746	18	330	SH		SOLE		330	0	0
VANGUARD INDEX FUNDS S&P 500 ETF	LARGE CAP EXCHANGE TRADED FDS	922908363	663	2,241	SH		SOLE		2,241	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	27,562	297,038	SH		SOLE		297,038	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	25	272	SH		DFND		272	0	0
VANGUARD INDEX FDS SMALL CP ETF	SMALL CAP EXCHANGE TRADED FDS	922908751	62	375	SH		SOLE		375	0	0
VANGUARD TOTAL STOCK MKT ETF	MULTI-CAP EXCHANGE TRADED FDS	922908769	154	944	SH		SOLE		944	0	0
VERIZON COMMUNICATIONS INC USD	COMMON STOCK	92343V104	1,409	22,956	SH		SOLE		22,956	0	0
VISA INC CLASS A	COMMON STOCK	92826C839	10,279	54,703	SH		SOLE		54,703	0	0
VULCAN MATERIALS CO	COMMON STOCK	929160109	128	887	SH		SOLE		887	0	0
WEC ENERGY GROUP INC COM	COMMON STOCK	92939U106	27	294	SH		SOLE		294	0	0
WAL-MART STORES INC COM	COMMON STOCK	931142103	585	4,919	SH		SOLE		4,919	0	0
WASTE MANAGEMENT INC NEW	COMMON STOCK	94106L109	569	4,990	SH		SOLE		4,990	0	0
WELLS FARGO & COMPANY NEW	COMMON STOCK	949746101	10	188	SH		SOLE		188	0	0
WEYERHAEUSER CO	COMMON STOCK	962166104	7	240	SH		SOLE		240	0	0
WHIRLPOOL CORP COM	COMMON STOCK	963320106	23	159	SH		SOLE		159	0	0
WORTHINGTON IND INC	COMMON STOCK	981811102	42	1,000	SH		SOLE		1,000	0	0
XCEL ENERGY INC	COMMON STOCK	98389B100	3,405	53,629	SH		SOLE		53,629	0	0
XILINX INC	COMMON STOCK	983919101	69	706	SH		SOLE		706	0	0
ZOETIS INC	COMMON STOCK	98978V103	1,041	7,863	SH		SOLE		7,863	0	0