Central Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC	COMMON STOCK	G1151C101	73	396	SH		SOLE		396	0	0
ACCENTURE PLC	COMMON STOCK	G1151C101	28	154	SH		DFND		154	0	0
CAPRI HOLDINGS LTD	COMMON STOCK	G1890L107	3	100	SH		SOLE		100	0	0
INGERSOLL RAND PUBLIC LIMITED	COMMON STOCK	G47791101	36	281	SH		SOLE		281	0	0
LAZARD LTD	COMMON STOCK	G54050102	307	8,934	SH		SOLE		8,934	0	0
LINDE PLC EUR	COMMON STOCK	G5494J103	70	350	SH		SOLE		350	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	193	1,986	SH		SOLE		1,986	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	24	245	SH		DFND		245	0	0
CHUBB LIMITED COM	COMMON STOCK	H1467J104	11	76	SH		SOLE		76	0	0
LYONDELLBASEIL INDU CL A	COMMON STOCK	N53745100	51	592	SH		SOLE		592	0	0
ROYAL CARIBBEAN CRUISES LTD	COMMON STOCK	V7780T103	37	304	SH		SOLE		304	0	0
AT&T INC	COMMON STOCK	00206R102	502	14,976	SH		SOLE		14,976	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	393	4,671	SH		SOLE		4,671	0	0
ABBVIE INC USD 0.01	COMMON STOCK	00287Y109	123	1,689	SH		SOLE		1,689	0	0
ABIOMED INC	COMMON STOCK	003654100	1,650	6,334	SH		SOLE		6,334	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	10,029	34,037	SH		SOLE		34,037	0	0
ALLIANT ENERGY CORP	COMMON STOCK	018802108	13	257	SH		SOLE		257	0	0
ALLSTATE CORP	COMMON STOCK	020002101	30	299	SH		SOLE		299	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	303	280	SH		SOLE		280	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	16	15	SH		DFND		15	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	7,351	6,789	SH		SOLE		6,789	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	16	15	SH		DFND		15	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	374	7,905	SH		SOLE		7,905	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	28	600	SH		DFND		600	0	0
AMAZON COM INC	COMMON STOCK	023135106	7,709	4,071	SH		SOLE		4,071	0	0
AMEREN CORP	COMMON STOCK	023608102	1,293	17,220	SH		SOLE		17,220	0	0
AMERICAN AIRLS GROUP INC COM	COMMON STOCK	02376R102	5	150	SH		SOLE		150	0	0
AMERICAN ELECTRIC POWER CO	COMMON STOCK	025537101	35	400	SH		SOLE		400	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	429	3,479	SH		SOLE		3,479	0	0
AMERICAN INTL GROUP	COMMON STOCK	026874784	5	100	SH		SOLE		100	0	0
AMERICAN WATER WORKS CO INC	COMMON STOCK	030420103	49	426	SH		SOLE		426	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	38	260	SH		SOLE		260	0	0
AMGEN INC	COMMON STOCK	031162100	5,961	32,346	SH		SOLE		32,346	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	579	5,130	SH		SOLE		5,130	0	0
ANTHEM INC	COMMON STOCK	036752103	62	218	SH		SOLE		218	0	0
APPLE INC	COMMON STOCK	037833100	8,985	45,396	SH		SOLE		45,396	0	0
APPLE INC	COMMON STOCK	037833100	93	470	SH		DFND		470	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	13	286	SH		SOLE		286	0	0
AUTODESK INC	COMMON STOCK	052769106	432	2,653	SH		SOLE		2,653	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	66	400	SH		SOLE		400	0	0
BB&T CORP COM	COMMON STOCK	054937107	389	7,927	SH		SOLE		7,927	0	0
BP AMOCO P L C	COMMON STOCK	055622104	39	928	SH		SOLE		928	0	0
BANKAMERICA CORP NEW	COMMON STOCK	060505104	2,402	82,814	SH		SOLE		82,814	0	0
BANK OF NEW YORK MELLON CORP	COMMON STOCK	064058100	2	50	SH		SOLE		50	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	10	126	SH		SOLE		126	0	0
BECTON DICKINSON & CO	COMMON STOCK	075887109	850	3,373	SH		SOLE		3,373	0	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	237	1,111	SH		SOLE		1,111	0	0
BIOGEN INC	COMMON STOCK	09062X103	2,038	8,716	SH		SOLE		8,716	0	0
BIOGEN INC	COMMON STOCK	09062X103	45	191	SH		DFND		191	0	0
BLACKROCK INC	COMMON STOCK	09247X101	28	60	SH		SOLE		60	0	0
BLACKROCK COM SBI USD 0.001	COMMON STOCK	092501105	3	300	SH		SOLE		300	0	0
BOEING CO	COMMON STOCK	097023105	5,331	14,646	SH		SOLE		14,646	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	173	3,821	SH		SOLE		3,821	0	0
BROADCOM INC	COMMON STOCK	11135F101	355	1,233	SH		SOLE		1,233	0	0
BROWN FORMAN CORP CL B COM	COMMON STOCK	115637209	3	59	SH		SOLE		59	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	57	360	SH		SOLE		360	0	0
CSX CORP	COMMON STOCK	126408103	729	9,428	SH		SOLE		9,428	0	0
CVS CAREMARK CORP	COMMON STOCK	126650100	175	3,209	SH		SOLE		3,209	0	0
CAMPBELL SOUP CO	COMMON STOCK	134429109	2	58	SH		SOLE		58	0	0
CARNIVAL CORP PAIRED CTF	COMMON STOCK	143658300	7	150	SH		SOLE		150	0	0
CATERPILLAR INC	COMMON STOCK	149123101	33	245	SH		SOLE		245	0	0
CELGENE CORP	COMMON STOCK	151020104	4,330	46,847	SH		SOLE		46,847	0	0
CELGENE CORP	COMMON STOCK	151020104	27	290	SH		DFND		290	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	1,001	8,041	SH		SOLE		8,041	0	0
CINCINNATI FINANCIAL CORP	COMMON STOCK	172062101	7	63	SH		SOLE		63	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	802	14,661	SH		SOLE		14,661	0	0
CITIGROUP INC	COMMON STOCK	172967424	36	520	SH		SOLE		520	0	0
CITIZENS FINL GROUP INC COM	COMMON STOCK	174610105	8	230	SH		SOLE		230	0	0
CLOROX COMPANY	COMMON STOCK	189054109	9	61	SH		SOLE		61	0	0
COCA COLA CO	COMMON STOCK	191216100	539	10,581	SH		SOLE		10,581	0	0
COCA COLA CO	COMMON STOCK	191216100	20	400	SH		DFND		400	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	72	1,000	SH		SOLE		1,000	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	4,711	111,459	SH		SOLE		111,459	0	0
COMMUNITY TRUST BANK	COMMON STOCK	204149108	307	7,257	SH		SOLE		7,257	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	382	6,265	SH		SOLE		6,265	0	0
CONSTELLATION BRANDS INC CL A	COMMON STOCK	21036P108	517	2,623	SH		SOLE		2,623	0	0
CORNING INCORPORATED	COMMON STOCK	219350105	42	1,272	SH		SOLE		1,272	0	0
CORTEVA INC	COMMON STOCK	22052L104	31	1,055	SH		SOLE		1,055	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	6,718	25,422	SH		SOLE		25,422	0	0
CROCS INC	COMMON STOCK	227046109	13	650	SH		SOLE		650	0	0
CUMMINS INC	COMMON STOCK	231021106	738	4,310	SH		SOLE		4,310	0	0
DANAHER CORP DEL COM	COMMON STOCK	235851102	176	1,232	SH		SOLE		1,232	0	0
DEERE & CO	COMMON STOCK	244199105	9	54	SH		SOLE		54	0	0
DEERE & CO	COMMON STOCK	244199105	52	311	SH		DFND		311	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	3,010	21,556	SH		SOLE		21,556	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	116	828	SH		DFND		828	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	5,254	67,722	SH		SOLE		67,722	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	19	250	SH		DFND		250	0	0
DOLLAR GEN CORP NEW	COMMON STOCK	256677105	4,519	33,437	SH		SOLE		33,437	0	0
DOMINION RES INC VA	COMMON STOCK	25746U109	180	2,331	SH		SOLE		2,331	0	0
DOMINO'S PIZZA INC	COMMON STOCK	25754A201	5,100	18,328	SH		SOLE		18,328	0	0
DOW INC	COMMON STOCK	260557103	68	1,389	SH		SOLE		1,389	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	176	1,999	SH		SOLE		1,999	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	139	1,848	SH		SOLE		1,848	0	0
EOG RES INC	COMMON STOCK	26875P101	1,114	11,959	SH		SOLE		11,959	0	0
EQT CORP	COMMON STOCK	26884L109	11	700	SH		SOLE		700	0	0
EBAY INC COM	COMMON STOCK	278642103	16	400	SH		SOLE		400	0	0
ECOLAB INC COM	COMMON STOCK	278865100	59	300	SH		SOLE		300	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	140	2,100	SH		SOLE		2,100	0	0
EQUITRANS MIDSTREAM CORP	COMMON STOCK	294600101	11	560	SH		SOLE		560	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	470	6,127	SH		SOLE		6,127	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	18	236	SH		DFND		236	0	0
FACEBOOK INC	COMMON STOCK	30303M102	2,162	11,202	SH		SOLE		11,202	0	0
FASTENAL CO	COMMON STOCK	311900104	11	332	SH		SOLE		332	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	404	2,463	SH		SOLE		2,463	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	9	56	SH		DFND		56	0	0
FISERV INC USD 0.01	COMMON STOCK	337738108	999	10,956	SH		SOLE		10,956	0	0
FLOWSERVE CORP USD 1.25	COMMON STOCK	34354P105	18	345	SH		SOLE		345	0	0
GEO GROUP INC (THE)	COMMON STOCK	36162J106	57	2,731	SH		SOLE		2,731	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	91	500	SH		SOLE		500	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	118	11,197	SH		SOLE		11,197	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	3	269	SH		DFND		269	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	16	300	SH		SOLE		300	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	266	2,572	SH		SOLE		2,572	0	0
GOODYEAR TIRE & RUBR CO COM	COMMON STOCK	382550101	16	1,015	SH		SOLE		1,015	0	0
HANESBRANDS INC	COMMON STOCK	410345102	3	200	SH		SOLE		200	0	0
HARTFORD FINL SVCS GROUP INCCOM	COMMON STOCK	416515104	15	275	SH		SOLE		275	0	0
HEALTHCARE SVCS GROUP INC	COMMON STOCK	421906108	4	125	SH		SOLE		125	0	0
HELMERICH & PAYNE INC	COMMON STOCK	423452101	3	53	SH		SOLE		53	0	0
HERSHEY COMPANY	COMMON STOCK	427866108	5,008	37,362	SH		SOLE		37,362	0	0
HOLLYFRONTIER CORP	COMMON STOCK	436106108	1,371	29,640	SH		SOLE		29,640	0	0
HOLOGIC INCORPORATED	COMMON STOCK	436440101	55	1,137	SH		SOLE		1,137	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,286	6,185	SH		SOLE		6,185	0	0
HOME DEPOT INC	COMMON STOCK	437076102	208	1,000	SH		DFND		1,000	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	5,794	33,186	SH		SOLE		33,186	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	35	202	SH		DFND		202	0	0
HUMANA INC	COMMON STOCK	444859102	2,087	7,868	SH		SOLE		7,868	0	0
ICU MEDIAL INC	COMMON STOCK	44930G107	25	100	SH		SOLE		100	0	0
ICONIX BRAND GROUP INC	COMMON STOCK	451055305	0	400	SH		SOLE		400	0	0
ILLINOIS TOOL WORKS	COMMON STOCK	452308109	635	4,213	SH		SOLE		4,213	0	0
INTEL CORP	COMMON STOCK	458140100	3,425	71,566	SH		SOLE		71,566	0	0
INTEL CORP	COMMON STOCK	458140100	49	1,026	SH		DFND		1,026	0	0
INTERCONTINENTAL EXCHANGE	COMMON STOCK	45866F104	4,105	47,767	SH		SOLE		47,767	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	177	1,281	SH		SOLE		1,281	0	0
INTUTIVE SURGICAL INC	COMMON STOCK	46120E602	1,966	3,749	SH		SOLE		3,749	0	0
INTUIT INC	COMMON STOCK	461202103	6,901	26,407	SH		SOLE		26,407	0	0
ISHARES GOLD TRUST	PRECIOUS METALS	464285105	45	3,300	SH		SOLE		3,300	0	0
ISHARES S&P 500 INDEX FUND US	LARGE CAP EXCHANGE TRADED FDS	464287200	1,884	6,391	SH		SOLE		6,391	0	0
ISHARES TR CORE US AGGBD ET	FIXED INCOME/TAXABLE	464287226	13,284	119,303	SH		SOLE		119,303	0	0
ISHARES MSCI EAFE INDEX FD	INTERNATIONAL EXCH. TRADED FDS	464287465	14,573	221,739	SH		SOLE		221,739	0	0
ISHARES RUSSELL MID CAP INDEX	MID CAP EXCHANGE TRADED FDS	464287499	176	3,147	SH		SOLE		3,147	0	0
ISHARES TR S&P MIDCAP 400	MID CAP EXCHANGE TRADED FDS	464287507	1,898	9,768	SH		SOLE		9,768	0	0
ISHARES US CONSUMER SERVICESETF	COMMON STOCK	464287580	22	102	SH		SOLE		102	0	0
ISHARES RUSSELL 1000 GROWTH INDEX FUND	COMMON STOCK	464287614	11	73	SH		SOLE		73	0	0
ISHARES TR RUS 1000 ETF	LARGE CAP EXCHANGE TRADED FDS	464287622	13	79	SH		SOLE		79	0	0
ISHARES RUSSELL 2000 VALUE ETF	SMALL CAP EXCHANGE TRADED FDS	464287630	10	85	SH		SOLE		85	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	11,455	73,665	SH		SOLE		73,665	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	260	1,672	SH		DFND		1,672	0	0
ISHARES S&P MIDCAP 400 VALUE INDEX FUND	MID CAP EXCHANGE TRADED FDS	464287705	16	98	SH		SOLE		98	0	0
I SHARES US TECHNOLOGY ETF	COMMON STOCK	464287721	4,322	21,842	SH		SOLE		21,842	0	0
ISHARES S&P SMALLCAP 600 INDEX FUND	SMALL CAP EXCHANGE TRADED FDS	464287804	2,100	26,830	SH		SOLE		26,830	0	0
ISHARES TR SP SMCP600GR ETF	SMALL CAP EXCHANGE TRADED FDS	464287887	158	867	SH		SOLE		867	0	0
ISHARES TR EAFE SML CP ETF	INTERNATIONAL EXCH. TRADED FDS	464288273	4,509	78,563	SH		SOLE		78,563	0	0
ISHARES TR EAFE SML CP ETF	INTERNATIONAL EXCH. TRADED FDS	464288273	4	69	SH		DFND		69	0	0
ISHARES TR IBOXX USD HIGH YIELD CORP	FIXED INCOME/TAXABLE	464288513	9,341	107,148	SH		SOLE		107,148	0	0
ISHARES TR IBOXX USD HIGH YIELD CORP	FIXED INCOME/TAXABLE	464288513	166	1,909	SH		DFND		1,909	0	0
ISHARES EDGE MSCI MIN VOL	INTERNATIONAL EXCH. TRADED FDS	46429B689	2,499	34,412	SH		SOLE		34,412	0	0
ISHARES EDGE MSCI MIN VOL USA ETF	LARGE CAP EXCHANGE TRADED FDS	46429B697	1,792	29,027	SH		SOLE		29,027	0	0
ISHARES CORE MSCI EAFE ETF	INTERNATIONAL EXCH. TRADED FDS	46432F842	179	2,920	SH		SOLE		2,920	0	0
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	586	5,240	SH		SOLE		5,240	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,138	8,174	SH		SOLE		8,174	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	37	1,203	SH		SOLE		1,203	0	0
KROGER CO	COMMON STOCK	501044101	24	1,084	SH		SOLE		1,084	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	543	2,893	SH		SOLE		2,893	0	0
LAUDER ESTEE COS INC CL A	COMMON STOCK	518439104	1,504	8,212	SH		SOLE		8,212	0	0
LILLY ELI & CO	COMMON STOCK	532457108	126	1,141	SH		SOLE		1,141	0	0
LIVE OAK BANCSHARES INC	COMMON STOCK	53803X105	17	1,000	SH		SOLE		1,000	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	97	267	SH		SOLE		267	0	0
LOWES COS INC COM	COMMON STOCK	548661107	1,076	10,663	SH		SOLE		10,663	0	0
MARKEL CORPORATION (HOLDING COMPANY)	COMMON STOCK	570535104	109	100	SH		SOLE		100	0	0
MARRIOTT INTL INC CLASS A	COMMON STOCK	571903202	669	4,766	SH		SOLE		4,766	0	0
MARTIN MARIETTA MATLS	COMMON STOCK	573284106	91	396	SH		DFND		396	0	0
MASCO CORPORATION	COMMON STOCK	574599106	2,114	53,901	SH		SOLE		53,901	0	0
MASTERCARD INCORPORATE	COMMON STOCK	57636Q104	104	393	SH		SOLE		393	0	0
MATADOR RES CO	COMMON STOCK	576485205	1,378	69,370	SH		SOLE		69,370	0	0
MCDONALDS CORP	COMMON STOCK	580135101	452	2,175	SH		SOLE		2,175	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	633	7,550	SH		SOLE		7,550	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	13	150	SH		DFND		150	0	0
METLIFE INC	COMMON STOCK	59156R108	7	150	SH		SOLE		150	0	0
MICROSOFT CORP	COMMON STOCK	594918104	2,856	21,323	SH		SOLE		21,323	0	0
MICRON TECHNOLOGY INC	COMMON STOCK	595112103	25	652	SH		SOLE		652	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	29	534	SH		SOLE		534	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	9	166	SH		DFND		166	0	0
MONSTER BEVERAGE CORP NEW COM	COMMON STOCK	61174X109	4,853	76,029	SH		SOLE		76,029	0	0
MOODYS CORP COM	COMMON STOCK	615369105	10	50	SH		SOLE		50	0	0
MORGAN STANLEY	COMMON STOCK	617446448	31	698	SH		SOLE		698	0	0
NETFLIX COM	COMMON STOCK	64110L106	4,408	12,000	SH		SOLE		12,000	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	3,965	19,356	SH		SOLE		19,356	0	0
NIKE INC CL B	COMMON STOCK	654106103	534	6,362	SH		SOLE		6,362	0	0
NORFOLK SOUTHERN CORPORATION	COMMON STOCK	655844108	146	730	SH		SOLE		730	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	51	159	SH		SOLE		159	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	194	600	SH		DFND		600	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	14	150	SH		SOLE		150	0	0
NUCOR CORP	COMMON STOCK	670346105	53	967	SH		SOLE		967	0	0
NVIDIA CORP COM	COMMON STOCK	67066G104	6,160	37,510	SH		SOLE		37,510	0	0
OCCIDENTAL PETROLEUM CORP	COMMON STOCK	674599105	127	2,533	SH		SOLE		2,533	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	1,131	19,852	SH		SOLE		19,852	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	25	434	SH		DFND		434	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	4	30	SH		SOLE		30	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	178	1,300	SH		DFND		1,300	0	0
PPG INDS INC COM	COMMON STOCK	693506107	625	5,356	SH		SOLE		5,356	0	0
PACKAGING CORP AMER COM	COMMON STOCK	695156109	1,101	11,552	SH		SOLE		11,552	0	0
PAPA JOHNS INC	COMMON STOCK	698813102	89	2,000	SH		SOLE		2,000	0	0
PARKER HANNIFIN CORP	COMMON STOCK	701094104	28	164	SH		DFND		164	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	125	1,519	SH		SOLE		1,519	0	0
PAYPAL HLDGINGS INC	COMMON STOCK	70450Y103	171	1,496	SH		SOLE		1,496	0	0
PEPSICO INC	COMMON STOCK	713448108	448	3,419	SH		SOLE		3,419	0	0
PEPSICO INC	COMMON STOCK	713448108	16	125	SH		DFND		125	0	0
PFIZER INC	COMMON STOCK	717081103	1,130	26,102	SH		SOLE		26,102	0	0
PFIZER INC	COMMON STOCK	717081103	28	641	SH		DFND		641	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	383	4,876	SH		SOLE		4,876	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	31	400	SH		DFND		400	0	0
PHILLIPS 66	COMMON STOCK	718546104	2,407	25,734	SH		SOLE		25,734	0	0
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	270	2,461	SH		SOLE		2,461	0	0
PRINCIPAL FINANCIAL GROUP INC	COMMON STOCK	74251V102	3	50	SH		SOLE		50	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	1,709	15,583	SH		SOLE		15,583	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	88	800	SH		DFND		800	0	0
PROGRESSIVE CORP OHIO	COMMON STOCK	743315103	5,786	72,390	SH		SOLE		72,390	0	0
PRUDENTIAL FINL INC COM	COMMON STOCK	744320102	16	161	SH		SOLE		161	0	0
QUALCOMM INC	COMMON STOCK	747525103	112	1,475	SH		SOLE		1,475	0	0
RAYTHEON CO COM NEW	COMMON STOCK	755111507	22	125	SH		SOLE		125	0	0
REGENERON PHARMACEUTICALS	COMMON STOCK	75886F107	3	9	SH		SOLE		9	0	0
ROGERS COMMUNICATIONS INC CL B NON-VTG	COMMON STOCK	775109200	5	100	SH		SOLE		100	0	0
ROSS STORES INC	COMMON STOCK	778296103	10	100	SH		SOLE		100	0	0
ROYAL DUTCH SHELL PLC	FOREIGN EQUITIES	780259107	3	39	SH		SOLE		39	0	0
ROYAL DUTCH SHELL PLC	FOREIGN EQUITIES	780259206	20	300	SH		SOLE		300	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	7,031	30,866	SH		SOLE		30,866	0	0
SPDR S&P 500 ETF TRUST	LARGE CAP EXCHANGE TRADED FDS	78462F103	18,496	63,125	SH		SOLE		63,125	0	0
SPDR GOLD TR	PRECIOUS METALS	78463V107	27	200	SH		SOLE		200	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	5,175	14,594	SH		SOLE		14,594	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	294	828	SH		DFND		828	0	0
SALESFORCE.COM	COMMON STOCK	79466L302	2,203	14,518	SH		SOLE		14,518	0	0
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	11	277	SH		SOLE		277	0	0
CHARLES SCHWAB CORP	COMMON STOCK	808513105	4,915	122,326	SH		SOLE		122,326	0	0
SECTOR SPDR BASIC MATERIALS	COMMON STOCK	81369Y100	289	4,949	SH		SOLE		4,949	0	0
SECTOR SPDR TR FUND HEALTH CARE	COMMON STOCK	81369Y209	4,880	52,675	SH		SOLE		52,675	0	0
SECTOR SPDR TR CONS STAPLES	COMMON STOCK	81369Y308	2,666	45,927	SH		SOLE		45,927	0	0
SELECT SECTOR CINS DISC	COMMON STOCK	81369Y407	2,244	18,828	SH		SOLE		18,828	0	0
SECTOR SPDR TR ENERGY	COMMON STOCK	81369Y506	1,058	16,617	SH		SOLE		16,617	0	0
SELECT SECTOR FINANCIAL	COMMON STOCK	81369Y605	3,525	127,754	SH		SOLE		127,754	0	0
SECTOR SPDR INDUSTRIALS	COMMON STOCK	81369Y704	1,613	20,832	SH		SOLE		20,832	0	0
SELECT SECTOR COMM SERVICES	COMMON STOCK	81369Y852	2,414	49,047	SH		SOLE		49,047	0	0
SECTOR SPDR UTILITIES	COMMON STOCK	81369Y886	1,332	22,335	SH		SOLE		22,335	0	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	1,895	4,135	SH		SOLE		4,135	0	0
SHOPIFY INC	COMMON STOCK	82509L107	11	35	SH		SOLE		35	0	0
SIRIUS XM HLDGS INC	COMMON STOCK	82968B103	21	3,700	SH		SOLE		3,700	0	0
SPROTT PHYSICAL GOLD TR	COMMON STOCK	85207H104	68	6,040	SH		SOLE		6,040	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	6,296	75,100	SH		SOLE		75,100	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	34	410	SH		DFND		410	0	0
STATE STREET CORP	COMMON STOCK	857477103	10	174	SH		SOLE		174	0	0
STRYKER CORP COM	COMMON STOCK	863667101	7,744	37,671	SH		SOLE		37,671	0	0
SUNTRUST BANKS INC	COMMON STOCK	867914103	1,354	21,537	SH		SOLE		21,537	0	0
SYNOVUS FINANCIAL CORP	COMMON STOCK	87161C501	9	250	SH		SOLE		250	0	0
SYSCO CORP COM	COMMON STOCK	871829107	4,821	68,173	SH		SOLE		68,173	0	0
TJX COS INC NEW	COMMON STOCK	872540109	2,294	43,383	SH		SOLE		43,383	0	0
TJX COS INC NEW	COMMON STOCK	872540109	82	1,556	SH		DFND		1,556	0	0
T MOBILE US INC	COMMON STOCK	872590104	2,415	32,584	SH		SOLE		32,584	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	1,451	12,646	SH		SOLE		12,646	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	697	2,375	SH		SOLE		2,375	0	0
3M CO	COMMON STOCK	88579Y101	87	500	SH		SOLE		500	0	0
TOYOTA MOTOR CORP	FOREIGN EQUITIES	892331307	13	101	SH		SOLE		101	0	0
TRACTOR SUPPLY CO COM	COMMON STOCK	892356106	16	144	SH		SOLE		144	0	0
TRAVELERS COS INC	COMMON STOCK	89417E109	500	3,344	SH		SOLE		3,344	0	0
TRIMBLE NAVIGATION	COMMON STOCK	896239100	9	200	SH		SOLE		200	0	0
TYSON FOODS INC CL A	COMMON STOCK	902494103	478	5,926	SH		SOLE		5,926	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	514	9,801	SH		SOLE		9,801	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	5,004	29,593	SH		SOLE		29,593	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	110	848	SH		SOLE		848	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	5,933	24,315	SH		SOLE		24,315	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	3,495	40,827	SH		SOLE		40,827	0	0
VANGUARD EMERG MKTS GOV BND	FIXED INCOME/TAXABLE	921946885	26,497	329,490	SH		SOLE		329,490	0	0
VANGUARD EMERG MKTS GOV BND	FIXED INCOME/TAXABLE	921946885	140	1,747	SH		DFND		1,747	0	0
VANGUARD INFORMATION TECHONOLGY	COMMON STOCK	92204A702	246	1,165	SH		SOLE		1,165	0	0
VANGUARD MSCI EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	922042858	8,081	190,055	SH		SOLE		190,055	0	0
VANGUARD MSCI EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	922042858	64	1,500	SH		DFND		1,500	0	0
VANGUARD MSCI PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	922042866	6,779	102,590	SH		SOLE		102,590	0	0
VANGUARD MSCI PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	922042866	165	2,491	SH		DFND		2,491	0	0
VANGUARD RUSSELL	SMALL CAP EXCHANGE TRADED FDS	92206C664	318	2,541	SH		SOLE		2,541	0	0
VANGUARD TAX-EXEMPT BOND EFT	FIXED INCOME/TAX-EXEMPT	922907746	18	330	SH		SOLE		330	0	0
VANGUARD INDEX FUNDS S&P 500 ETF	LARGE CAP EXCHANGE TRADED FDS	922908363	608	2,258	SH		SOLE		2,258	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	24,392	279,087	SH		SOLE		279,087	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	122	1,394	SH		DFND		1,394	0	0
VANGUARD INDEX FDS SMALL CP ETF	SMALL CAP EXCHANGE TRADED FDS	922908751	60	381	SH		SOLE		381	0	0
VANGUARD TOTAL STOCK MKT ETF	MULTI-CAP EXCHANGE TRADED FDS	922908769	164	1,093	SH		SOLE		1,093	0	0
VERIZON COMMUNICATIONS INC USD	COMMON STOCK	92343V104	970	16,980	SH		SOLE		16,980	0	0
VISA INC CLASS A	COMMON STOCK	92826C839	9,548	55,016	SH		SOLE		55,016	0	0
VISA INC CLASS A	COMMON STOCK	92826C839	49	284	SH		DFND		284	0	0
WEC ENERGY GROUP INC COM	COMMON STOCK	92939U106	25	294	SH		SOLE		294	0	0
WABTEC CORPORATION	COMMON STOCK	929740108	1	9	SH		SOLE		9	0	0
WABTEC CORPORATION	COMMON STOCK	929740108	0	1	SH		DFND		1	0	0
WAL-MART STORES INC COM	COMMON STOCK	931142103	51	465	SH		SOLE		465	0	0
WASTE MANAGEMENT INC NEW	COMMON STOCK	94106L109	491	4,254	SH		SOLE		4,254	0	0
WELLS FARGO & COMPANY NEW	COMMON STOCK	949746101	14	288	SH		SOLE		288	0	0
WEYERHAEUSER CO	COMMON STOCK	962166104	6	240	SH		SOLE		240	0	0
WORTHINGTON IND INC	COMMON STOCK	981811102	40	1,000	SH		SOLE		1,000	0	0
XCEL ENERGY INC	COMMON STOCK	98389B100	3,037	51,060	SH		SOLE		51,060	0	0
XILINX INC	COMMON STOCK	983919101	74	628	SH		SOLE		628	0	0
ZIMMER HLDGS INC COM	COMMON STOCK	98956P102	9	74	SH		SOLE		74	0	0
ZOETIS INC	COMMON STOCK	98978V103	849	7,480	SH		SOLE		7,480	0	0