Central Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC	COMMON STOCK	G1151C101	118	550	SH		SOLE		550	0	0
CAPRI HOLDINGS LTD	COMMON STOCK	G1890L107	2	100	SH		SOLE		100	0	0
LINDE PLC EUR	COMMON STOCK	G5494J103	64	300	SH		SOLE		300	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	268	2,919	SH		SOLE		2,919	0	0
AT&T INC	COMMON STOCK	00206R102	445	14,723	SH		SOLE		14,723	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	736	8,052	SH		SOLE		8,052	0	0
ABBVIE INC USD 0.01	COMMON STOCK	00287Y109	72	733	SH		SOLE		733	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	12,348	28,366	SH		SOLE		28,366	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	79	1,496	SH		SOLE		1,496	0	0
ALIBABA	COMMON STOCK	01609W102	147	683	SH		SOLE		683	0	0
ALLIANT ENERGY CORP	COMMON STOCK	018802108	12	257	SH		SOLE		257	0	0
ALLSTATE CORP	COMMON STOCK	020002101	840	8,659	SH		SOLE		8,659	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	236	167	SH		SOLE		167	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	9,406	6,633	SH		SOLE		6,633	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	113	2,880	SH		SOLE		2,880	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	24	600	SH		DFND		600	0	0
AMAZON COM INC	COMMON STOCK	023135106	11,110	4,027	SH		SOLE		4,027	0	0
AMEREN CORP	COMMON STOCK	023608102	1,222	17,373	SH		SOLE		17,373	0	0
AMERICAN AIRLS GROUP INC COM	COMMON STOCK	02376R102	2	150	SH		SOLE		150	0	0
AMERICAN ELECTRIC POWER CO	COMMON STOCK	025537101	32	400	SH		SOLE		400	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	3,175	33,352	SH		SOLE		33,352	0	0
AMERICAN INTL GROUP	COMMON STOCK	026874784	3	100	SH		SOLE		100	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	39	260	SH		SOLE		260	0	0
AMGEN INC	COMMON STOCK	031162100	6,620	28,066	SH		SOLE		28,066	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	49	397	SH		SOLE		397	0	0
ANTHEM INC	COMMON STOCK	036752103	49	186	SH		SOLE		186	0	0
APPLE INC	COMMON STOCK	037833100	14,026	38,451	SH		SOLE		38,451	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	12	202	SH		SOLE		202	0	0
AUTODESK INC	COMMON STOCK	052769106	444	1,855	SH		SOLE		1,855	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	48	325	SH		SOLE		325	0	0
BP AMOCO P L C	COMMON STOCK	055622104	22	928	SH		SOLE		928	0	0
BANKAMERICA CORP NEW	COMMON STOCK	060505104	12	510	SH		SOLE		510	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	19	220	SH		SOLE		220	0	0
BECTON DICKINSON & CO	COMMON STOCK	075887109	493	2,061	SH		SOLE		2,061	0	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	107	599	SH		SOLE		599	0	0
BIOGEN INC	COMMON STOCK	09062X103	2,250	8,412	SH		SOLE		8,412	0	0
BLACKROCK COM SBI USD 0.001	INTERNATIONAL EXCH. TRADED FDS	092501105	2	201	SH		SOLE		201	0	0
BOEING CO	COMMON STOCK	097023105	238	1,301	SH		SOLE		1,301	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	1,925	32,750	SH		SOLE		32,750	0	0
BRISTOL MYERS SQUIBB COMPANY 03-31-2021	WARRANTS & RIGHTS	110122157	50	14,117	SH		SOLE		14,117	0	0
BROADCOM INC	COMMON STOCK	11135F101	97	307	SH		SOLE		307	0	0
CBOE GLOBAL MARKETS INC	COMMON STOCK	12503M108	2,570	27,554	SH		SOLE		27,554	0	0
CDW CORP COM	COMMON STOCK	12514G108	3	30	SH		SOLE		30	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	68	360	SH		SOLE		360	0	0
CSX CORP	COMMON STOCK	126408103	262	3,764	SH		SOLE		3,764	0	0
CVS CAREMARK CORP	COMMON STOCK	126650100	181	2,787	SH		SOLE		2,787	0	0
CAMPBELL SOUP CO	COMMON STOCK	134429109	3	58	SH		SOLE		58	0	0
CARRIER GLOBAL CORP	COMMON STOCK	14448C104	13	583	SH		SOLE		583	0	0
CERNER CORP COMMON	COMMON STOCK	156782104	83	1,211	SH		SOLE		1,211	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	775	8,684	SH		SOLE		8,684	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	621	13,309	SH		SOLE		13,309	0	0
CLOROX COMPANY	COMMON STOCK	189054109	11	52	SH		SOLE		52	0	0
COCA COLA CO	COMMON STOCK	191216100	397	8,893	SH		SOLE		8,893	0	0
COCA COLA CO	COMMON STOCK	191216100	18	400	SH		DFND		400	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	73	1,000	SH		SOLE		1,000	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	6,045	155,122	SH		SOLE		155,122	0	0
COMMUNITY TRUST BANK	COMMON STOCK	204149108	222	6,779	SH		SOLE		6,779	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	13	317	SH		SOLE		317	0	0
CONSTELLATION BRANDS INC CL A	COMMON STOCK	21036P108	39	223	SH		SOLE		223	0	0
CORNING INCORPORATED	COMMON STOCK	219350105	9	347	SH		SOLE		347	0	0
CORTEVA INC	COMMON STOCK	22052L104	5	170	SH		SOLE		170	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	6,583	21,713	SH		SOLE		21,713	0	0
CUMMINS INC	COMMON STOCK	231021106	611	3,526	SH		SOLE		3,526	0	0
D R HORTON INC	COMMON STOCK	23331A109	3,833	69,134	SH		SOLE		69,134	0	0
DANAHER CORP DEL COM	COMMON STOCK	235851102	220	1,246	SH		SOLE		1,246	0	0
DEERE & CO	COMMON STOCK	244199105	49	311	SH		SOLE		311	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	1,697	15,221	SH		SOLE		15,221	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	33	300	SH		DFND		300	0	0
DISCOVERY COMMUNICATIONSL INC CL A	COMMON STOCK	25470F104	964	45,725	SH		SOLE		45,725	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	211	4,212	SH		SOLE		4,212	0	0
DOLLAR GEN CORP NEW	COMMON STOCK	256677105	6,727	35,311	SH		SOLE		35,311	0	0
DOMINION RES INC VA	COMMON STOCK	25746U109	181	2,231	SH		SOLE		2,231	0	0
DOMINO'S PIZZA INC	COMMON STOCK	25754A201	2,171	5,876	SH		SOLE		5,876	0	0
DOW INC	COMMON STOCK	260557103	54	1,319	SH		SOLE		1,319	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	160	1,999	SH		SOLE		1,999	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	70	1,319	SH		SOLE		1,319	0	0
EOG RES INC	COMMON STOCK	26875P101	220	4,350	SH		SOLE		4,350	0	0
EQT CORP	COMMON STOCK	26884L109	320	26,885	SH		SOLE		26,885	0	0
EBAY INC COM	COMMON STOCK	278642103	124	2,360	SH		SOLE		2,360	0	0
ECOLAB INC COM	COMMON STOCK	278865100	60	300	SH		SOLE		300	0	0
EMERGENT BIO SOLUTIONS	COMMON STOCK	29089Q105	3,640	46,030	SH		SOLE		46,030	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	130	2,100	SH		SOLE		2,100	0	0
EQUITRANS MIDSTREAM CORP	COMMON STOCK	294600101	1	80	SH		SOLE		80	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	277	6,189	SH		SOLE		6,189	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	10	229	SH		DFND		229	0	0
FACEBOOK INC	COMMON STOCK	30303M102	2,574	11,338	SH		SOLE		11,338	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	88	630	SH		SOLE		630	0	0
FISERV INC USD 0.01	COMMON STOCK	337738108	1,011	10,354	SH		SOLE		10,354	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	75	500	SH		SOLE		500	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	84	12,247	SH		SOLE		12,247	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	2	260	SH		DFND		260	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	18	300	SH		SOLE		300	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	47	536	SH		SOLE		536	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	15	200	SH		SOLE		200	0	0
HANESBRANDS INC	COMMON STOCK	410345102	2	200	SH		SOLE		200	0	0
HEALTHCARE SVCS GROUP INC	COMMON STOCK	421906108	3	125	SH		SOLE		125	0	0
HERSHEY COMPANY	COMMON STOCK	427866108	3,796	29,289	SH		SOLE		29,289	0	0
HOLOGIC INCORPORATED	COMMON STOCK	436440101	50	872	SH		SOLE		872	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,657	6,613	SH		SOLE		6,613	0	0
HOME DEPOT INC	COMMON STOCK	437076102	113	450	SH		DFND		450	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	5,323	36,818	SH		SOLE		36,818	0	0
HUMANA INC	COMMON STOCK	444859102	2,113	5,450	SH		SOLE		5,450	0	0
ICU MEDIAL INC	COMMON STOCK	44930G107	18	100	SH		SOLE		100	0	0
ILLINOIS TOOL WORKS	COMMON STOCK	452308109	676	3,869	SH		SOLE		3,869	0	0
INGERSOLL RAND INC	COMMON STOCK	45687V106	5	186	SH		SOLE		186	0	0
INTEL CORP	COMMON STOCK	458140100	6,007	100,404	SH		SOLE		100,404	0	0
INTERCONTINENTAL EXCHANGE	COMMON STOCK	45866F104	4,882	53,300	SH		SOLE		53,300	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	146	1,212	SH		SOLE		1,212	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	4,551	7,987	SH		SOLE		7,987	0	0
INTUIT INC	COMMON STOCK	461202103	7,254	24,491	SH		SOLE		24,491	0	0
ISHARES GOLD TRUST	PRECIOUS METALS	464285105	56	3,300	SH		SOLE		3,300	0	0
ISHARES S&P 500 INDEX FUND US	LARGE CAP EXCHANGE TRADED FDS	464287200	1,671	5,395	SH		SOLE		5,395	0	0
ISHARES TR CORE US AGGREGATE BOND ETF	FIXED INCOME/TAXABLE ETF	464287226	38,170	322,902	SH		SOLE		322,902	0	0
ISHARES MSCI EMER MKTS IDX MARKETS INDEX	INTERNATIONAL EXCH. TRADED FDS	464287234	5	115	SH		SOLE		115	0	0
ISHARES MSCI EAFE INDEX FD	INTERNATIONAL EXCH. TRADED FDS	464287465	6,294	103,413	SH		SOLE		103,413	0	0
ISHARES RUSSELL MID CAP INDEX	MID CAP EXCHANGE TRADED FDS	464287499	252	4,701	SH		SOLE		4,701	0	0
ISHARES TR S&P MIDCAP 400	MID CAP EXCHANGE TRADED FDS	464287507	1,697	9,545	SH		SOLE		9,545	0	0
ISHARES US CONSUMER SERVICESETF	COMMON STOCK	464287580	22	102	SH		SOLE		102	0	0
ISHARES RUSSELL 1000 GROWTH INDEX FUND	LARGE CAP EXCHANGE TRADED FDS	464287614	14	73	SH		SOLE		73	0	0
ISHARES TR RUS 1000 ETF	LARGE CAP EXCHANGE TRADED FDS	464287622	13	77	SH		SOLE		77	0	0
ISHARES RUSSELL 2000 VALUE ETF	SMALL CAP EXCHANGE TRADED FDS	464287630	8	85	SH		SOLE		85	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	5,391	37,650	SH		SOLE		37,650	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	148	1,032	SH		DFND		1,032	0	0
I SHARES US TECHNOLOGY ETF	COMMON STOCK	464287721	7,033	26,070	SH		SOLE		26,070	0	0
ISHARES US ENERGY ETF	COMMON STOCK	464287796	8	375	SH		SOLE		375	0	0
ISHARES S&P SMALLCAP 600 INDEX FUND	SMALL CAP EXCHANGE TRADED FDS	464287804	1,808	26,472	SH		SOLE		26,472	0	0
ISHARES TR SP SMCP600GR ETF	SMALL CAP EXCHANGE TRADED FDS	464287887	147	867	SH		SOLE		867	0	0
ISHARES TR EAFE SML CP ETF	INTERNATIONAL EXCH. TRADED FDS	464288273	3,335	62,201	SH		SOLE		62,201	0	0
ISHARES TR IBOXX USD HIGH YIELD CORP ETF	FIXED INCOME/TAXABLE ETF	464288513	6,290	77,060	SH		SOLE		77,060	0	0
ISHARES CMBS	FIXED INCOME/TAXABLE ETF	46429B366	1,464	26,664	SH		SOLE		26,664	0	0
ISHARES EDGE MSCI MIN VOL	INTERNATIONAL EXCH. TRADED FDS	46429B689	3,450	52,225	SH		SOLE		52,173	0	52
ISHARES EDGE MSCI MIN VOL USA ETF	LARGE CAP EXCHANGE TRADED FDS	46429B697	3,649	60,181	SH		SOLE		60,181	0	0
ISHARES CORE MSCI EAFE ETF	INTERNATIONAL EXCH. TRADED FDS	46432F842	167	2,920	SH		SOLE		2,920	0	0
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	536	5,699	SH		SOLE		5,699	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	897	6,379	SH		SOLE		6,379	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	38	1,203	SH		SOLE		1,203	0	0
KROGER CO	COMMON STOCK	501044101	140	4,142	SH		SOLE		4,142	0	0
L3 HARRIS TECHNOLOGIES	COMMON STOCK	502431109	3,271	19,281	SH		SOLE		19,281	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	3,204	9,905	SH		SOLE		9,905	0	0
LAUDER ESTEE COS INC CL A	COMMON STOCK	518439104	161	854	SH		SOLE		854	0	0
LEIDOS HOLDINGS INC	COMMON STOCK	525327102	831	8,871	SH		SOLE		8,871	0	0
LILLY ELI & CO	COMMON STOCK	532457108	327	1,989	SH		SOLE		1,989	0	0
LIVE OAK BANCSHARES INC	COMMON STOCK	53803X105	15	1,000	SH		SOLE		1,000	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	3,806	10,431	SH		SOLE		10,431	0	0
LOWES COS INC COM	COMMON STOCK	548661107	1,048	7,757	SH		SOLE		7,757	0	0
LULULEMON ATHLETICA INC USD 0.01	COMMON STOCK	550021109	23	75	SH		SOLE		75	0	0
MARKEL CORPORATION (HOLDING COMPANY)	COMMON STOCK	570535104	55	60	SH		SOLE		60	0	0
MARRIOTT INTL INC CLASS A	COMMON STOCK	571903202	211	2,461	SH		SOLE		2,461	0	0
MARTIN MARIETTA MATLS	COMMON STOCK	573284106	82	396	SH		DFND		396	0	0
MASCO CORPORATION	COMMON STOCK	574599106	2,120	42,241	SH		SOLE		42,241	0	0
MASTERCARD INCORPORATE	COMMON STOCK	57636Q104	37	124	SH		SOLE		124	0	0
MATADOR RES CO	COMMON STOCK	576485205	356	41,870	SH		SOLE		41,870	0	0
MCDONALDS CORP	COMMON STOCK	580135101	373	2,024	SH		SOLE		2,024	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	1,459	18,864	SH		SOLE		18,864	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	12	150	SH		DFND		150	0	0
MICROSOFT CORP	COMMON STOCK	594918104	8,533	41,928	SH		SOLE		41,928	0	0
MODERNA INC	COMMON STOCK	60770K107	27	422	SH		SOLE		422	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	27	534	SH		SOLE		534	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	8	166	SH		DFND		166	0	0
MONSTER BEVERAGE CORP NEW COM	COMMON STOCK	61174X109	345	4,975	SH		SOLE		4,975	0	0
MOODYS CORP COM	COMMON STOCK	615369105	4,801	17,475	SH		SOLE		17,475	0	0
MORGAN STANLEY	COMMON STOCK	617446448	7	136	SH		SOLE		136	0	0
NETFLIX COM	COMMON STOCK	64110L106	832	1,828	SH		SOLE		1,828	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	4,858	20,227	SH		SOLE		20,227	0	0
NIKE INC CL B	COMMON STOCK	654106103	485	4,950	SH		SOLE		4,950	0	0
NORFOLK SOUTHERN CORPORATION	COMMON STOCK	655844108	128	730	SH		SOLE		730	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	1,203	3,913	SH		SOLE		3,913	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	184	600	SH		DFND		600	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	10	117	SH		SOLE		117	0	0
NOVAVAX INC	COMMON STOCK	670002401	33	400	SH		SOLE		400	0	0
NUCOR CORP	COMMON STOCK	670346105	13	317	SH		SOLE		317	0	0
NVIDIA CORP COM	COMMON STOCK	67066G104	14,028	36,925	SH		SOLE		36,925	0	0
OCCIDENTAL PETROLEUM CORP	COMMON STOCK	674599105	15	825	SH		SOLE		825	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	1,015	18,360	SH		SOLE		18,360	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	14	250	SH		SOLE		250	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	3	30	SH		SOLE		30	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	137	1,300	SH		DFND		1,300	0	0
PPG INDS INC COM	COMMON STOCK	693506107	183	1,726	SH		SOLE		1,726	0	0
PACKAGING CORP AMER COM	COMMON STOCK	695156109	1,215	12,179	SH		SOLE		12,179	0	0
PAPA JOHNS INC	COMMON STOCK	698813102	238	3,000	SH		SOLE		3,000	0	0
PARKER HANNIFIN CORP	COMMON STOCK	701094104	30	164	SH		SOLE		164	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	92	1,217	SH		SOLE		1,217	0	0
PAYPAL HLDGINGS INC	COMMON STOCK	70450Y103	344	1,973	SH		SOLE		1,973	0	0
PEPSICO INC	COMMON STOCK	713448108	446	3,369	SH		SOLE		3,369	0	0
PEPSICO INC	COMMON STOCK	713448108	17	125	SH		DFND		125	0	0
PFIZER INC	COMMON STOCK	717081103	699	21,374	SH		SOLE		21,374	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	229	3,267	SH		SOLE		3,267	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	28	400	SH		DFND		400	0	0
PHILLIPS 66	COMMON STOCK	718546104	3,306	45,985	SH		SOLE		45,985	0	0
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	107	864	SH		SOLE		864	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	1,705	14,257	SH		SOLE		14,257	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	96	800	SH		DFND		800	0	0
PROGRESSIVE CORP OHIO	COMMON STOCK	743315103	5,530	69,033	SH		SOLE		69,033	0	0
PROSHARES SHORT S&P 500	LARGE CAP EXCHANGE TRADED FDS	74347B425	45	2,000	SH		SOLE		2,000	0	0
PRUDENTIAL FINL INC COM	COMMON STOCK	744320102	19	320	SH		SOLE		320	0	0
QUALCOMM INC	COMMON STOCK	747525103	4,286	46,996	SH		SOLE		46,996	0	0
RADIUS HEALTH INC	COMMON STOCK	750469207	3	200	SH		SOLE		200	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	76	1,239	SH		SOLE		1,239	0	0
REGENERON PHARMACEUTICALS	COMMON STOCK	75886F107	4,713	7,558	SH		SOLE		7,558	0	0
ROGERS COMMUNICATIONS INC CL B NON-VTG	COMMON STOCK	775109200	4	100	SH		SOLE		100	0	0
ROSS STORES INC	COMMON STOCK	778296103	5	60	SH		SOLE		60	0	0
ROYAL DUTCH SHELL PLC	FOREIGN EQUITIES	780259107	1	39	SH		SOLE		39	0	0
ROYAL DUTCH SHELL PLC	FOREIGN EQUITIES	780259206	10	300	SH		SOLE		300	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	10,118	30,710	SH		SOLE		30,710	0	0
SPDR S&P 500 ETF TRUST	LARGE CAP EXCHANGE TRADED FDS	78462F103	17,992	58,348	SH		SOLE		58,348	0	0
SPDR GOLD TR	PRECIOUS METALS	78463V107	118	708	SH		SOLE		708	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	3,816	11,761	SH		SOLE		11,761	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	177	547	SH		DFND		547	0	0
SALESFORCE.COM	COMMON STOCK	79466L302	1,378	7,355	SH		SOLE		7,355	0	0
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	5	277	SH		SOLE		277	0	0
CHARLES SCHWAB CORP	COMMON STOCK	808513105	360	10,676	SH		SOLE		10,676	0	0
SECTOR SPDR BASIC MATERIALS	COMMON STOCK	81369Y100	447	7,943	SH		SOLE		7,943	0	0
SECTOR SPDR TR FUND HEALTH CARE	COMMON STOCK	81369Y209	6,402	63,973	SH		SOLE		63,973	0	0
SECTOR SPDR TR CONS STAPLES	COMMON STOCK	81369Y308	2,666	45,465	SH		SOLE		45,465	0	0
SELECT SECTOR CONS DISC	COMMON STOCK	81369Y407	3,136	24,560	SH		SOLE		24,560	0	0
SECTOR SPDR TR ENERGY	COMMON STOCK	81369Y506	764	20,181	SH		SOLE		20,181	0	0
SELECT SECTOR FINANCIAL	COMMON STOCK	81369Y605	3,538	152,979	SH		SOLE		152,979	0	0
SECTOR SPDR INDUSTRIALS	COMMON STOCK	81369Y704	1,856	27,014	SH		SOLE		27,014	0	0
SELECT SECTOR COMM SERVICES	COMMON STOCK	81369Y852	2,982	55,181	SH		SOLE		55,181	0	0
SECTOR SPDR UTILITIES	COMMON STOCK	81369Y886	1,245	22,071	SH		SOLE		22,071	0	0
SERVICENOW INC	COMMON STOCK	81762P102	806	1,991	SH		SOLE		1,991	0	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	3,797	6,572	SH		SOLE		6,572	0	0
SHOPIFY INC	COMMON STOCK	82509L107	14	15	SH		SOLE		15	0	0
SIRIUS XM HLDGS INC	COMMON STOCK	82968B103	22	3,700	SH		SOLE		3,700	0	0
SPROTT PHYSICAL GOLD TR	COMMON STOCK	85207H104	86	6,040	SH		SOLE		6,040	0	0
SQUARE INC CLASS A	COMMON STOCK	852234103	291	2,769	SH		SOLE		2,769	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	2,453	33,339	SH		SOLE		33,339	0	0
STATE STREET CORP	COMMON STOCK	857477103	11	174	SH		SOLE		174	0	0
STRYKER CORP COM	COMMON STOCK	863667101	5,745	31,886	SH		SOLE		31,886	0	0
SYSCO CORP COM	COMMON STOCK	871829107	36	665	SH		SOLE		665	0	0
TJX COS INC NEW	COMMON STOCK	872540109	2,057	40,690	SH		SOLE		40,690	0	0
T MOBILE US INC	COMMON STOCK	872590104	154	1,476	SH		SOLE		1,476	0	0
TMOBILE RIGHTS 07/27/2020	WARRANTS & RIGHTS	872590112	0	1,476	SH		SOLE		1,476	0	0
TANGER FACTORY COM	COMMON STOCK	875465106	0	18	SH		SOLE		18	0	0
TARGET CORP	COMMON STOCK	87612E106	4,554	37,971	SH		SOLE		37,971	0	0
TESLA, INC	COMMON STOCK	88160R101	378	350	SH		SOLE		350	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	1,627	12,813	SH		SOLE		12,813	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	1,066	2,941	SH		SOLE		2,941	0	0
3M CO	COMMON STOCK	88579Y101	66	425	SH		SOLE		425	0	0
TOYOTA MOTOR CORP	FOREIGN EQUITIES	892331307	13	101	SH		SOLE		101	0	0
TRAVELERS COS INC	COMMON STOCK	89417E109	41	360	SH		SOLE		360	0	0
TRIMBLE NAVIGATION	COMMON STOCK	896239100	9	200	SH		SOLE		200	0	0
TRUIST FINANCIAL CORPORATION	COMMON STOCK	89832Q109	34	902	SH		SOLE		902	0	0
TYSON FOODS INC CL A	COMMON STOCK	902494103	3	58	SH		SOLE		58	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	158	4,294	SH		SOLE		4,294	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	4,566	27,009	SH		SOLE		27,009	0	0
UNITED RENTALS INC	COMMON STOCK	911363109	4,734	31,763	SH		SOLE		31,763	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	6,732	22,824	SH		SOLE		22,824	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	3,105	52,801	SH		SOLE		52,801	0	0
VANGUARD MSCI EURO PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	921943858	6,039	155,687	SH		SOLE		155,687	0	0
VANGUARD MSCI EURO PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	921943858	30	771	SH		DFND		771	0	0
VANGUARD EMERG MKTS GOV BND ETF	INTL FIXED INCOME ETF	921946885	29,736	382,405	SH		SOLE		382,390	0	15
VANGUARD INFORMATION TECHONOLGY	COMMON STOCK	92204A702	98	350	SH		SOLE		350	0	0
VANGUARD MSCI EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	922042858	16,178	408,445	SH		SOLE		408,445	0	0
VANGUARD MSCI PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	922042866	794	12,472	SH		SOLE		12,472	0	0
VANGUARD RUSSELL	SMALL CAP EXCHANGE TRADED FDS	92206C664	175	1,516	SH		SOLE		1,516	0	0
VANGUARD TAX-EXEMPT BOND EFT	FIXED INCOME/TAX-EXEMPT	922907746	18	330	SH		SOLE		330	0	0
VANGUARD INDEX FUNDS S&P 500 ETF	LARGE CAP EXCHANGE TRADED FDS	922908363	560	1,976	SH		SOLE		1,976	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	27,577	351,173	SH		SOLE		351,173	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	21	272	SH		DFND		272	0	0
VANGUARD INDEX FDS SMALL CP ETF	SMALL CAP EXCHANGE TRADED FDS	922908751	14	99	SH		SOLE		99	0	0
VANGUARD TOTAL STOCK MKT ETF	MULTI-CAP EXCHANGE TRADED FDS	922908769	148	944	SH		SOLE		944	0	0
VERIZON COMMUNICATIONS INC USD	COMMON STOCK	92343V104	1,165	21,124	SH		SOLE		21,124	0	0
VERTEX PHARMACEUTICALS INC	COMMON STOCK	92532F100	15	51	SH		SOLE		51	0	0
VISA INC CLASS A	COMMON STOCK	92826C839	9,473	49,039	SH		SOLE		49,039	0	0
WEC ENERGY GROUP INC COM	COMMON STOCK	92939U106	26	294	SH		SOLE		294	0	0
WAL-MART STORES INC COM	COMMON STOCK	931142103	940	7,852	SH		SOLE		7,852	0	0
WASTE MANAGEMENT INC NEW	COMMON STOCK	94106L109	712	6,722	SH		SOLE		6,722	0	0
WELLS FARGO & COMPANY NEW	COMMON STOCK	949746101	9	353	SH		SOLE		353	0	0
WORTHINGTON IND INC	COMMON STOCK	981811102	19	500	SH		SOLE		500	0	0
XCEL ENERGY INC	COMMON STOCK	98389B100	3,288	52,611	SH		SOLE		52,611	0	0
XILINX INC	COMMON STOCK	983919101	50	506	SH		SOLE		506	0	0
ZOETIS INC	COMMON STOCK	98978V103	2,364	17,249	SH		SOLE		17,249	0	0