Central Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMDOCS LIMITED	COMMON STOCK	G02602103	39	550	SH		SOLE		550	0	0
ACCENTURE PLC	COMMON STOCK	G1151C101	142	515	SH		SOLE		515	0	0
CAPRI HOLDINGS LTD	COMMON STOCK	G1890L107	5	100	SH		SOLE		100	0	0
LINDE PLC EUR	COMMON STOCK	G5494J103	84	300	SH		SOLE		300	0	0
MARVELL TECHNOLOGY GROUP	COMMON STOCK	G5876H105	42	861	SH		SOLE		861	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	234	1,978	SH		SOLE		1,978	0	0
COGNYTE SOFTWARE LTD	COMMON STOCK	M25133105	4	155	SH		SOLE		155	0	0
AT&T INC	COMMON STOCK	00206R102	427	14,096	SH		SOLE		14,096	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	104	870	SH		SOLE		870	0	0
ABBVIE INC USD 0.01	COMMON STOCK	00287Y109	112	1,033	SH		SOLE		1,033	0	0
ACTIVISION BLIZZARD INC	COMMON STOCK	00507V109	5,737	61,692	SH		SOLE		61,692	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	12,371	26,025	SH		SOLE		26,025	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	314	4,006	SH		SOLE		4,006	0	0
ALIBABA	COMMON STOCK	01609W102	45	200	SH		SOLE		200	0	0
ALLIANT ENERGY CORP	COMMON STOCK	018802108	14	257	SH		SOLE		257	0	0
ALLSTATE CORP	COMMON STOCK	020002101	1,388	12,083	SH		SOLE		12,083	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	360	174	SH		SOLE		174	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	13,115	6,359	SH		SOLE		6,359	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	131	2,555	SH		SOLE		2,555	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	31	600	SH		DFND		600	0	0
AMAZON COM INC	COMMON STOCK	023135106	12,054	3,896	SH		SOLE		3,896	0	0
AMEREN CORP	COMMON STOCK	023608102	955	11,739	SH		SOLE		11,739	0	0
AMERICAN AIRLS GROUP INC COM	COMMON STOCK	02376R102	4	150	SH		SOLE		150	0	0
AMERICAN ELECTRIC POWER CO	COMMON STOCK	025537101	292	3,450	SH		SOLE		3,450	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	526	3,721	SH		SOLE		3,721	0	0
AMERICAN INTL GROUP	COMMON STOCK	026874784	5	100	SH		SOLE		100	0	0
AMERICAN TOWER CORP NEW COM	COMMON STOCK	03027X100	32	135	SH		SOLE		135	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	60	260	SH		SOLE		260	0	0
AMGEN INC	COMMON STOCK	031162100	6,850	27,530	SH		SOLE		27,530	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	51	327	SH		SOLE		327	0	0
ANTHEM INC	COMMON STOCK	036752103	160	445	SH		SOLE		445	0	0
APPHARVEST INC	COMMON STOCK	03783T103	8	428	SH		SOLE		428	0	0
APPLE INC	COMMON STOCK	037833100	15,338	125,569	SH		SOLE		125,569	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	10,938	81,870	SH		SOLE		81,870	0	0
ARCHER DANIELS MIDLAND CO COM	COMMON STOCK	039483102	197	3,458	SH		SOLE		3,458	0	0
ARES CAPITAL CORPORATION	COMMON STOCK	04010L103	27	1,441	SH		SOLE		1,441	0	0
ASTRAZENECA PLC SPONSORED ADR	FOREIGN EQUITIES	046353108	137	2,750	SH		SOLE		2,750	0	0
AUTODESK INC	COMMON STOCK	052769106	514	1,855	SH		SOLE		1,855	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	38	200	SH		SOLE		200	0	0
BP AMOCO P L C	COMMON STOCK	055622104	23	928	SH		SOLE		928	0	0
BANKAMERICA CORP NEW	COMMON STOCK	060505104	22	580	SH		SOLE		580	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	19	220	SH		SOLE		220	0	0
BECTON DICKINSON & CO	COMMON STOCK	075887109	498	2,048	SH		SOLE		2,048	0	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	134	526	SH		SOLE		526	0	0
BIOGEN INC	COMMON STOCK	09062X103	2,306	8,244	SH		SOLE		8,244	0	0
BLACKROCK INC	COMMON STOCK	09247X101	43	57	SH		SOLE		57	0	0
BOEING CO	COMMON STOCK	097023105	208	818	SH		SOLE		818	0	0
BOOZ ALLEN HAMILTON HLDG	COMMON STOCK	099502106	31	385	SH		SOLE		385	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	1,375	21,787	SH		SOLE		21,787	0	0
BROADCOM INC	COMMON STOCK	11135F101	172	372	SH		SOLE		372	0	0
CBOE GLOBAL MARKETS INC	COMMON STOCK	12503M108	661	6,695	SH		SOLE		6,695	0	0
CDW CORP COM	COMMON STOCK	12514G108	5	30	SH		SOLE		30	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	133	549	SH		SOLE		549	0	0
CSX CORP	COMMON STOCK	126408103	259	2,690	SH		SOLE		2,690	0	0
CVS CAREMARK CORP	COMMON STOCK	126650100	204	2,707	SH		SOLE		2,707	0	0
CAMPBELL SOUP CO	COMMON STOCK	134429109	3	58	SH		SOLE		58	0	0
CARMAX INC	COMMON STOCK	143130102	13	100	SH		SOLE		100	0	0
CARRIER GLOBAL CORP	COMMON STOCK	14448C104	4	83	SH		SOLE		83	0	0
CATERPILLAR INC	COMMON STOCK	149123101	260	1,122	SH		SOLE		1,122	0	0
CHEMED CORP	COMMON STOCK	16359R103	30	65	SH		SOLE		65	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	589	5,617	SH		SOLE		5,617	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	566	10,956	SH		SOLE		10,956	0	0
CINTAS CORP COM	COMMON STOCK	172908105	642	1,881	SH		SOLE		1,881	0	0
CLOROX COMPANY	COMMON STOCK	189054109	3,725	19,315	SH		SOLE		19,315	0	0
COCA COLA CO	COMMON STOCK	191216100	424	8,041	SH		SOLE		8,041	0	0
COCA COLA CO	COMMON STOCK	191216100	21	400	SH		DFND		400	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	79	1,000	SH		SOLE		1,000	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	8,142	150,469	SH		SOLE		150,469	0	0
COMMUNITY TRUST BANK	COMMON STOCK	204149108	298	6,779	SH		SOLE		6,779	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	29	548	SH		SOLE		548	0	0
CONSTELLATION BRANDS INC CL A	COMMON STOCK	21036P108	108	472	SH		SOLE		472	0	0
CORNING INCORPORATED	COMMON STOCK	219350105	41	947	SH		SOLE		947	0	0
CORTEVA INC	COMMON STOCK	22052L104	8	170	SH		SOLE		170	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	7,365	20,897	SH		SOLE		20,897	0	0
CUMMINS INC	COMMON STOCK	231021106	818	3,159	SH		SOLE		3,159	0	0
D R HORTON INC	COMMON STOCK	23331A109	7,715	86,574	SH		SOLE		86,574	0	0
DANAHER CORP DEL COM	COMMON STOCK	235851102	144	642	SH		SOLE		642	0	0
DANIMER SCIENTIFIC, INC.	COMMON STOCK	236272100	11	300	SH		SOLE		300	0	0
DEERE & CO	COMMON STOCK	244199105	657	1,757	SH		SOLE		1,757	0	0
DICK'S SPORTING GOODS	COMMON STOCK	253393102	3,309	43,453	SH		SOLE		43,453	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	2,375	12,870	SH		SOLE		12,870	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	55	300	SH		DFND		300	0	0
DISCOVERY COMMUNICATIONSL INC CL A	COMMON STOCK	25470F104	284	6,543	SH		SOLE		6,543	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	361	3,804	SH		SOLE		3,804	0	0
DOLLAR GEN CORP NEW	COMMON STOCK	256677105	7,444	36,741	SH		SOLE		36,741	0	0
DOMINION RES INC VA	COMMON STOCK	25746U109	159	2,087	SH		SOLE		2,087	0	0
DOMINO'S PIZZA INC	COMMON STOCK	25754A201	13	35	SH		SOLE		35	0	0
DOW INC	COMMON STOCK	260557103	84	1,319	SH		SOLE		1,319	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	218	2,255	SH		SOLE		2,255	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	102	1,319	SH		SOLE		1,319	0	0
EOG RES INC	COMMON STOCK	26875P101	827	11,403	SH		SOLE		11,403	0	0
EQT CORP	COMMON STOCK	26884L109	499	26,885	SH		SOLE		26,885	0	0
EBAY INC COM	COMMON STOCK	278642103	8	134	SH		SOLE		134	0	0
ECOLAB INC COM	COMMON STOCK	278865100	43	200	SH		SOLE		200	0	0
EDWARDS LIFE SCIENCES CORP	COMMON STOCK	28176E108	33	392	SH		SOLE		392	0	0
ELECTRONIC ARTS	COMMON STOCK	285512109	4,923	36,371	SH		SOLE		36,371	0	0
EMERGENT BIO SOLUTIONS	COMMON STOCK	29089Q105	4,662	50,189	SH		SOLE		50,189	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	183	2,029	SH		SOLE		2,029	0	0
EQUITRANS MIDSTREAM CORP	COMMON STOCK	294600101	59	7,180	SH		SOLE		7,180	0	0
ERICKSSON TELEPHONE CO NEW	COMMON STOCK	294821608	8	640	SH		SOLE		640	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	339	6,064	SH		SOLE		6,064	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	13	229	SH		DFND		229	0	0
FACEBOOK INC	COMMON STOCK	30303M102	3,098	10,520	SH		SOLE		10,520	0	0
FASTENAL CO	COMMON STOCK	311900104	578	11,502	SH		SOLE		11,502	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	5,960	20,984	SH		SOLE		20,984	0	0
FISERV INC USD 0.01	COMMON STOCK	337738108	1,170	9,832	SH		SOLE		9,832	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	91	500	SH		SOLE		500	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	144	10,936	SH		SOLE		10,936	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	3	211	SH		DFND		211	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	18	300	SH		SOLE		300	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	30	261	SH		SOLE		261	0	0
HCA HEALTHCARE INC	COMMON STOCK	40412C101	16	85	SH		SOLE		85	0	0
HALLIBURTON COMPANY	COMMON STOCK	406216101	89	4,131	SH		SOLE		4,131	0	0
HANESBRANDS INC	COMMON STOCK	410345102	4	200	SH		SOLE		200	0	0
HEALTHCARE SVCS GROUP INC	COMMON STOCK	421906108	4	125	SH		SOLE		125	0	0
HERSHEY COMPANY	COMMON STOCK	427866108	5,156	32,600	SH		SOLE		32,600	0	0
HILL ROM HLDGS	COMMON STOCK	431475102	40	360	SH		SOLE		360	0	0
HOLOGIC INCORPORATED	COMMON STOCK	436440101	251	3,370	SH		SOLE		3,370	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,556	5,096	SH		SOLE		5,096	0	0
HOME DEPOT INC	COMMON STOCK	437076102	137	450	SH		DFND		450	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	4,815	22,184	SH		SOLE		22,184	0	0
HUMANA INC	COMMON STOCK	444859102	1,984	4,733	SH		SOLE		4,733	0	0
ICU MEDIAL INC	COMMON STOCK	44930G107	21	100	SH		SOLE		100	0	0
ILLINOIS TOOL WORKS	COMMON STOCK	452308109	852	3,844	SH		SOLE		3,844	0	0
INTEL CORP	COMMON STOCK	458140100	2,041	31,893	SH		SOLE		31,893	0	0
INTERCONTINENTAL EXCHANGE	COMMON STOCK	45866F104	4,833	43,279	SH		SOLE		43,279	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	161	1,206	SH		SOLE		1,206	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	5,730	7,754	SH		SOLE		7,754	0	0
INTUIT INC	COMMON STOCK	461202103	8,850	23,105	SH		SOLE		23,105	0	0
ISHARES GOLD TRUST	PRECIOUS METALS	464285105	94	5,793	SH		SOLE		5,793	0	0
ISHARES IN MSCI CANADA INDEX FUND	COMMON STOCK	464286509	53	1,565	SH		SOLE		1,565	0	0
ISHARES MSCI EUROZONE ETF	COMMON STOCK	464286608	71	1,520	SH		SOLE		1,520	0	0
ISHARES BARCLAYS TIPS BOND FUND	FIXED INCOME/TAXABLE ETF	464287176	31	247	SH		SOLE		247	0	0
ISHARES S&P 500 INDEX FUND US	LARGE CAP EXCHANGE TRADED FDS	464287200	2,032	5,108	SH		SOLE		5,108	0	0
ISHARES TR CORE US AGGREGATE BOND ETF	FIXED INCOME/TAXABLE ETF	464287226	29,131	255,915	SH		SOLE		255,661	254	0
ISHARES MSCI EMER MKTS IDX MARKETS INDEX	INTERNATIONAL EXCH. TRADED FDS	464287234	3	50	SH		SOLE		50	0	0
ISHARES MSCI EAFE INDEX FD	INTERNATIONAL EXCH. TRADED FDS	464287465	11,364	149,781	SH		SOLE		149,686	95	0
ISHARES RUSSELL MID CAP INDEX	MID CAP EXCHANGE TRADED FDS	464287499	481	6,509	SH		SOLE		6,509	0	0
ISHARES TR S&P MIDCAP 400	MID CAP EXCHANGE TRADED FDS	464287507	3,607	13,858	SH		SOLE		13,858	0	0
ISHARES US CONSUMER SERVICESETF	COMMON STOCK	464287580	31	408	SH		SOLE		408	0	0
ISHARES RUSSELL 1000 GROWTH INDEX FUND	LARGE CAP EXCHANGE TRADED FDS	464287614	18	73	SH		SOLE		73	0	0
ISHARES TR RUS 1000 ETF	LARGE CAP EXCHANGE TRADED FDS	464287622	12	52	SH		SOLE		52	0	0
ISHARES RUSSELL 2000 VALUE ETF	SMALL CAP EXCHANGE TRADED FDS	464287630	14	85	SH		SOLE		85	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	10,000	45,263	SH		SOLE		45,223	40	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	228	1,032	SH		DFND		1,032	0	0
I SHARES US TECHNOLOGY ETF	COMMON STOCK	464287721	8,268	94,282	SH		SOLE		94,282	0	0
ISHARES S&P SMALLCAP 600 INDEX FUND	SMALL CAP EXCHANGE TRADED FDS	464287804	3,257	30,010	SH		SOLE		30,010	0	0
ISHARES TR SP SMCP600GR ETF	SMALL CAP EXCHANGE TRADED FDS	464287887	222	1,734	SH		SOLE		1,734	0	0
ISHARES TR EAFE SML CP ETF	INTERNATIONAL EXCH. TRADED FDS	464288273	3,826	53,254	SH		SOLE		53,254	0	0
ISHARES TR IBOXX USD HIGH YIELD CORP ETF	FIXED INCOME/TAXABLE ETF	464288513	6,895	79,094	SH		SOLE		79,020	74	0
ISHARES CMBS	FIXED INCOME/TAXABLE ETF	46429B366	3,112	57,784	SH		SOLE		57,784	0	0
ISHARES EDGE MSCI MIN VOL	INTERNATIONAL EXCH. TRADED FDS	46429B689	327	4,478	SH		SOLE		4,478	0	0
ISHARES CORE MSCI EAFE ETF	INTERNATIONAL EXCH. TRADED FDS	46432F842	210	2,920	SH		SOLE		2,920	0	0
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	1,375	9,033	SH		SOLE		9,033	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,107	6,735	SH		SOLE		6,735	0	0
KLA-TENCOR CORPORATION	COMMON STOCK	482480100	132	401	SH		SOLE		401	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	48	1,203	SH		SOLE		1,203	0	0
KROGER CO	COMMON STOCK	501044101	814	22,636	SH		SOLE		22,636	0	0
KULICKE & SOFFA INDS INC	COMMON STOCK	501242101	79	1,600	SH		SOLE		1,600	0	0
L3 HARRIS TECHNOLOGIES	COMMON STOCK	502431109	98	483	SH		SOLE		483	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	5,233	8,791	SH		SOLE		8,791	0	0
LAUDER ESTEE COS INC CL A	COMMON STOCK	518439104	212	728	SH		SOLE		728	0	0
LEIDOS HOLDINGS INC	COMMON STOCK	525327102	806	8,374	SH		SOLE		8,374	0	0
LENNAR CORP COM	COMMON STOCK	526057104	129	1,274	SH		SOLE		1,274	0	0
LILLY ELI & CO	COMMON STOCK	532457108	549	2,938	SH		SOLE		2,938	0	0
LIVE OAK BANCSHARES INC	COMMON STOCK	53803X105	68	1,000	SH		SOLE		1,000	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	3,152	8,530	SH		SOLE		8,530	0	0
LOWES COS INC COM	COMMON STOCK	548661107	1,537	8,080	SH		SOLE		8,080	0	0
LULULEMON ATHLETICA INC USD 0.01	COMMON STOCK	550021109	15	50	SH		SOLE		50	0	0
MARKEL CORPORATION (HOLDING COMPANY)	COMMON STOCK	570535104	46	40	SH		SOLE		40	0	0
MARKETAXESS HOLDINGS INC	COMMON STOCK	57060D108	525	1,054	SH		SOLE		1,054	0	0
MARRIOTT INTL INC CLASS A	COMMON STOCK	571903202	364	2,461	SH		SOLE		2,461	0	0
MARTIN MARIETTA MATLS	COMMON STOCK	573284106	133	395	SH		DFND		395	0	0
MASCO CORPORATION	COMMON STOCK	574599106	2,729	45,559	SH		SOLE		45,559	0	0
MASTERCARD INCORPORATE	COMMON STOCK	57636Q104	37	105	SH		SOLE		105	0	0
MATADOR RES CO	COMMON STOCK	576485205	118	5,050	SH		SOLE		5,050	0	0
MCDONALDS CORP	COMMON STOCK	580135101	444	1,980	SH		SOLE		1,980	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	1,096	14,212	SH		SOLE		14,212	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	12	150	SH		DFND		150	0	0
MICROSOFT CORP	COMMON STOCK	594918104	10,851	46,024	SH		SOLE		46,024	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	48	307	SH		SOLE		307	0	0
MICRON TECHNOLOGY INC	COMMON STOCK	595112103	128	1,453	SH		SOLE		1,453	0	0
MODERNA INC	COMMON STOCK	60770K107	53	405	SH		SOLE		405	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	31	534	SH		SOLE		534	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	10	166	SH		DFND		166	0	0
MONSTER BEVERAGE CORP NEW COM	COMMON STOCK	61174X109	444	4,878	SH		SOLE		4,878	0	0
MOODYS CORP COM	COMMON STOCK	615369105	5,522	18,494	SH		SOLE		18,494	0	0
MORGAN STANLEY	COMMON STOCK	617446448	5	68	SH		SOLE		68	0	0
NETFLIX COM	COMMON STOCK	64110L106	1,409	2,701	SH		SOLE		2,701	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	3,664	48,464	SH		SOLE		48,464	0	0
NIKE INC CL B	COMMON STOCK	654106103	434	3,268	SH		SOLE		3,268	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	569	1,758	SH		SOLE		1,758	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	194	600	SH		DFND		600	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	6	70	SH		SOLE		70	0	0
NUCOR CORP	COMMON STOCK	670346105	21	263	SH		SOLE		263	0	0
NVIDIA CORP COM	COMMON STOCK	67066G104	18,079	33,861	SH		SOLE		33,861	0	0
OCCIDENTAL PETROLEUM CORP	COMMON STOCK	674599105	59	2,213	SH		SOLE		2,213	0	0
OCCIDENTAL PETROLEUM CORP WARRANTS	WARRANTS & RIGHTS	674599162	3	225	SH		SOLE		225	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	1,172	16,699	SH		SOLE		16,699	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	5	30	SH		SOLE		30	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	228	1,300	SH		DFND		1,300	0	0
PPG INDS INC COM	COMMON STOCK	693506107	237	1,580	SH		SOLE		1,580	0	0
PACKAGING CORP AMER COM	COMMON STOCK	695156109	216	1,603	SH		SOLE		1,603	0	0
PARKER HANNIFIN CORP	COMMON STOCK	701094104	67	214	SH		SOLE		214	0	0
PATRICK INDUSTRIES INC	COMMON STOCK	703343103	51	597	SH		SOLE		597	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	119	1,217	SH		SOLE		1,217	0	0
PAYPAL HLDGINGS INC	COMMON STOCK	70450Y103	314	1,295	SH		SOLE		1,295	0	0
PEPSICO INC	COMMON STOCK	713448108	421	2,974	SH		SOLE		2,752	222	0
PEPSICO INC	COMMON STOCK	713448108	18	125	SH		DFND		125	0	0
PFIZER INC	COMMON STOCK	717081103	821	22,666	SH		SOLE		22,666	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	274	3,092	SH		SOLE		3,092	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	35	400	SH		DFND		400	0	0
PHILLIPS 66	COMMON STOCK	718546104	1,279	15,684	SH		SOLE		15,684	0	0
POSEIDA THERAPEUTICS INC	COMMON STOCK	73730P108	4	453	SH		SOLE		453	0	0
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	3,123	18,201	SH		SOLE		18,201	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	2,287	16,888	SH		SOLE		16,888	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	108	800	SH		DFND		800	0	0
PROGRESSIVE CORP OHIO	COMMON STOCK	743315103	6,785	70,970	SH		SOLE		70,970	0	0
PROSHARES SHORT S&P 500	LARGE CAP EXCHANGE TRADED FDS	74347B425	34	2,000	SH		SOLE		2,000	0	0
PRUDENTIAL FINL INC COM	COMMON STOCK	744320102	29	320	SH		SOLE		320	0	0
QUALCOMM INC	COMMON STOCK	747525103	6,111	46,089	SH		SOLE		46,089	0	0
RADIUS HEALTH INC	COMMON STOCK	750469207	4	200	SH		SOLE		200	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	52	671	SH		SOLE		671	0	0
REGENERON PHARMACEUTICALS	COMMON STOCK	75886F107	1,629	3,443	SH		SOLE		3,443	0	0
ROGERS COMMUNICATIONS INC CL B NON-VTG	COMMON STOCK	775109200	5	100	SH		SOLE		100	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	10,464	29,656	SH		SOLE		29,656	0	0
SPDR S&P 500 ETF TRUST	LARGE CAP EXCHANGE TRADED FDS	78462F103	18,918	47,734	SH		SOLE		47,441	293	0
SPDR GOLD TR	PRECIOUS METALS	78463V107	94	587	SH		SOLE		587	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	8,057	16,925	SH		SOLE		16,899	26	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	260	547	SH		DFND		547	0	0
SPDR NUVEEN BLOOMBERG BARCLAYS	FIXED INCOME/TAX-EXEMPT ETF	78468R739	297	6,000	SH		SOLE		6,000	0	0
SVB FINL GROUP	COMMON STOCK	78486Q101	522	1,057	SH		SOLE		1,057	0	0
SALESFORCE.COM	COMMON STOCK	79466L302	1,281	6,045	SH		SOLE		6,045	0	0
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	8	277	SH		SOLE		277	0	0
CHARLES SCHWAB CORP	COMMON STOCK	808513105	830	12,735	SH		SOLE		12,735	0	0
SECTOR SPDR BASIC MATERIALS	COMMON STOCK	81369Y100	618	7,843	SH		SOLE		7,843	0	0
SECTOR SPDR TR FUND HEALTH CARE	COMMON STOCK	81369Y209	7,172	61,439	SH		SOLE		61,439	0	0
SECTOR SPDR TR CONS STAPLES	COMMON STOCK	81369Y308	3,084	45,141	SH		SOLE		45,141	0	0
SELECT SECTOR CONS DISC	COMMON STOCK	81369Y407	2,918	17,364	SH		SOLE		17,364	0	0
SECTOR SPDR TR ENERGY	COMMON STOCK	81369Y506	389	7,928	SH		SOLE		7,928	0	0
SELECT SECTOR FINANCIAL	COMMON STOCK	81369Y605	4,873	143,160	SH		SOLE		143,160	0	0
SECTOR SPDR INDUSTRIALS	COMMON STOCK	81369Y704	1,823	18,520	SH		SOLE		18,520	0	0
SELECT SECTOR COMM SERVICES	COMMON STOCK	81369Y852	4,032	54,998	SH		SOLE		54,998	0	0
SECTOR SPDR UTILITIES	COMMON STOCK	81369Y886	1,462	22,834	SH		SOLE		22,834	0	0
SERVICENOW INC	COMMON STOCK	81762P102	1,277	2,553	SH		SOLE		2,553	0	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	4,833	6,549	SH		SOLE		6,549	0	0
SHOPIFY INC	COMMON STOCK	82509L107	64	58	SH		SOLE		58	0	0
SIRIUS XM HLDGS INC	COMMON STOCK	82968B103	23	3,700	SH		SOLE		3,700	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	89	1,432	SH		SOLE		1,432	0	0
SPROTT PHYSICAL GOLD TR	COMMON STOCK	85207H104	81	6,040	SH		SOLE		6,040	0	0
SQUARE INC CLASS A	COMMON STOCK	852234103	452	1,992	SH		SOLE		1,992	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	2,372	21,706	SH		SOLE		21,706	0	0
STATE STREET CORP	COMMON STOCK	857477103	15	174	SH		SOLE		174	0	0
STRYKER CORP COM	COMMON STOCK	863667101	5,615	23,052	SH		SOLE		23,052	0	0
SYSCO CORP COM	COMMON STOCK	871829107	65	829	SH		SOLE		829	0	0
TJX COS INC NEW	COMMON STOCK	872540109	2,284	34,521	SH		SOLE		34,521	0	0
T MOBILE US INC	COMMON STOCK	872590104	1,053	8,405	SH		SOLE		8,405	0	0
TARGET CORP	COMMON STOCK	87612E106	7,336	37,039	SH		SOLE		37,039	0	0
TESLA, INC	COMMON STOCK	88160R101	1,169	1,750	SH		SOLE		1,750	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	2,066	10,934	SH		SOLE		10,934	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	1,132	2,481	SH		SOLE		2,481	0	0
THOMSON REUTERS CORP	COMMON STOCK	884903709	39	440	SH		SOLE		440	0	0
3M CO	COMMON STOCK	88579Y101	82	425	SH		SOLE		425	0	0
TOYOTA MOTOR CORP	FOREIGN EQUITIES	892331307	16	101	SH		SOLE		101	0	0
TRACTOR SUPPLY CO COM	COMMON STOCK	892356106	1,450	8,186	SH		SOLE		8,186	0	0
TRAVELERS COS INC	COMMON STOCK	89417E109	51	340	SH		SOLE		340	0	0
TRIMBLE NAVIGATION	COMMON STOCK	896239100	16	200	SH		SOLE		200	0	0
TRUIST FINANCIAL CORPORATION	COMMON STOCK	89832Q109	17	300	SH		SOLE		300	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	130	2,359	SH		SOLE		2,359	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	5,993	27,191	SH		SOLE		27,191	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	1,205	7,090	SH		SOLE		7,090	0	0
UNITED RENTALS INC	COMMON STOCK	911363109	10,286	31,236	SH		SOLE		31,236	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	8,587	23,078	SH		SOLE		23,078	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	2,303	32,171	SH		SOLE		32,171	0	0
VANGUARD MSCI EURO PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	921943858	7,894	160,741	SH		SOLE		160,741	0	0
VANGUARD MSCI EURO PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	921943858	38	771	SH		DFND		771	0	0
VANGUARD EMERG MKTS GOV BND ETF	INTL FIXED INCOME ETF	921946885	35,182	453,957	SH		SOLE		453,957	0	0
VANGUARD MSCI EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	922042858	19,188	368,720	SH		SOLE		368,578	142	0
VANGUARD MSCI PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	922042866	401	4,912	SH		SOLE		4,912	0	0
VANGUARD RUSSELL	SMALL CAP EXCHANGE TRADED FDS	92206C664	309	1,734	SH		SOLE		1,734	0	0
VANGUARD INDEX FUNDS S&P 500 ETF	LARGE CAP EXCHANGE TRADED FDS	922908363	720	1,976	SH		SOLE		1,976	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	12,411	135,114	SH		SOLE		134,883	231	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	25	272	SH		DFND		272	0	0
VANGUARD INDEX FDS SMALL CP ETF	SMALL CAP EXCHANGE TRADED FDS	922908751	21	99	SH		SOLE		99	0	0
VANGUARD TOTAL STOCK MKT ETF	MULTI-CAP EXCHANGE TRADED FDS	922908769	156	753	SH		SOLE		753	0	0
VERIZON COMMUNICATIONS INC USD	COMMON STOCK	92343V104	284	4,881	SH		SOLE		4,881	0	0
VERINT SYSTEMS INC	COMMON STOCK	92343X100	7	155	SH		SOLE		155	0	0
VERTEX PHARMACEUTICALS INC	COMMON STOCK	92532F100	267	1,243	SH		SOLE		1,243	0	0
VISA INC CLASS A	COMMON STOCK	92826C839	9,884	46,681	SH		SOLE		46,681	0	0
WEC ENERGY GROUP INC COM	COMMON STOCK	92939U106	23	250	SH		SOLE		250	0	0
WAL-MART STORES INC COM	COMMON STOCK	931142103	858	6,318	SH		SOLE		6,318	0	0
WASTE MANAGEMENT INC NEW	COMMON STOCK	94106L109	683	5,293	SH		SOLE		5,293	0	0
WELLS FARGO & COMPANY NEW	COMMON STOCK	949746101	6	165	SH		SOLE		165	0	0
WESBANCO INC	COMMON STOCK	950810101	68	1,891	SH		SOLE		1,891	0	0
WORKDAY INC	COMMON STOCK	98138H101	35	140	SH		SOLE		140	0	0
WORTHINGTON IND INC	COMMON STOCK	981811102	17	250	SH		SOLE		250	0	0
XCEL ENERGY INC	COMMON STOCK	98389B100	2,129	32,013	SH		SOLE		32,013	0	0
XILINX INC	COMMON STOCK	983919101	63	506	SH		SOLE		506	0	0
ZOETIS INC	COMMON STOCK	98978V103	2,630	16,700	SH		SOLE		16,700	0	0
ZOOM VIDEO COMMUNICATIONS	COMMON STOCK	98980L101	185	577	SH		SOLE		577	0	0